Chicago Illinois 4

PHILANTHROPY OR CHARITY

According to the Dictionary, charity and philanthropy are two different things.

CHARITY

Charity is the voluntary giving of help, typically money, to those that are suffering or in need. It tends to address an immediate problem and is a compassionate response to a natural disaster, or a token of support for the victim of crime or violence, for example. Charity can also address immediate needs for food, shelter or medical care. It is a short term response, although one may give frequently to a particular cause.

PHILANTHROPY

Philanthropy is more strategic in that it seeks to root out causes of the problem and to develop long term solutions. Striving for long term solutions to problems such as addiction, housing shortages, or hunger takes time, study, and planning. This is where charity comes in, providing direct relief for people in immediate need.

Both charity and philanthropy possess the same goals of addressing needs and making the world a better place but with different approaches. One deals with direct relief and the other with root causes and finding solutions.

Is one better than the other? Of course not! They are just two different ways of solving problems and both are essential to the functioning of a decent society.

Recently, there have been changes to the tax code regarding charitable giving.

Three Acts have been passed recently - The Tax Cuts and Jobs Act of 2017 (TCJA), the Setting Every Community Up for Retirement Enhancement Act (SECURE) and the Corona Virus Aid, Relief and Economic Security Act (CARES). All have some impact on deductibility of charitable contributions. They

also may offer some additional advantages. For example, a qualified charity may receive your IRA with no tax consequences since charities do not pay taxes. Appreciated assets are also beneficial as a gift to a charity, as capital gains tax can be avoided.

Another way to contribute is through a community foundation, which is a grant making public charity that is dedicated to improving lives in a particular community. Individuals, families, businesses and non-profit groups establish funds within the foundation in which they can contribute assets for charitable purposes. The foundation manages the assets and takes suggestions from those that set up the fund on how and where to distribute the resources. There are over 700 community foundations in the United States.

Whether one chooses charity or philanthropy, the ultimate goal is to help the community by using personal skills and resources to make a difference.

INTERIOR DESIGN TRENDS FOR 2022

After the last eighteen months, many people are now seriously considering updating their homes - creating new spaces, changing color schemes, furniture and even artwork. It’s become clear that home décor has an impact on emotions and well-being.

An emphasis on natural light, good ventilation, and biophilic (connection with nature) design have gained in popularity. This is accomplished with the use of indoor plants, skylights, and open indoor-outdoor floorplans. Another noted concern is on climate change; many are now considering sustainability and which materials are best to use for the health of our planet.

Homeowners want spaces that reflect their personalities, interests, hobbies, and history. Outdoor spaces are being treated as integral parts of the home, creating additional rooms to expand a family’s living and entertainment spaces. Stylish furniture is being chosen to be compatible with the indoor space.

Vintage and antique furniture are also making a comeback due to the widespread interest in sustainability. Lamps are important, not just for lighting, but also as art or a statement piece.

The styles of the 70’s have made a resurgence, but with a twist. More muted and earthy tones have replaced bright orange, along with rounded furniture and multiple patterned fabrics.

CHOOSING COLORS IS AN IMPORTANT ELEMENT FOR THE DESIGN OF ANY HOME.

This year Pantone has named “Very Peri” its color of the year. “Very Peri” is a bold blue with violet-red undertones, often called periwinkle. Periwinkle represents serenity and calmness as well as vibrancy and excitement.

According to Pantone, “Veri Peri” helps us embrace this

altered landscape of possibilities, opening us up to a new vision as we re-write our lives: rekindling gratitude for some of the qualities that blue represents complemented by a new perspective that resonates today, Very Peri places the future ahead in a new light. These are transformative times

and “Very Peri is a symbol of the global zeitgeist of the moment and the transition we are going through.”

Expect to see Very Peri in many different shades and uses. It can be used as an accent color for pillows, glassware, accent chairs, area rugs or art.

Or one can try periwinkle patterned wallpaper to create excitement on walls, ceilings or even cabinets.

Etsy has named Emerald Green their color of the year. It is a reminder of nature and works well on walls, bedding, pillows, and art.

Other paint companies have chosen a more neutral color palette for the year 2022 in the belief that calm is needed after the uncertainty of the last two years. Either way, bright cheerful colors are sometimes exactly what we need.

THE CHOICE IS

The first thing to understand is that writing a will and having an estate plan are actually two different processes, even though an estate plan will include a will.

Wills

Creating a will can be a fairly simple process. It will address who will take care of your children, who will take over your business, and who receives your assets and other personal property. A will requires the naming of an executor responsible for fulfilling the deceased’s wishes. Having one’s wishes defined in a will ensures privacy, helps avoid family disputes and saves money by avoiding probate and the expense of attorneys and public trustees to determine the distribution of assets which then becomes public information.

Estate Planning

Estate planning is the process of designating who will manage and distribute assets after death or incapacitation. It is a more intensive process and includes a variety of documents including the last will and testament. While it may be overwhelming to contemplate, a welldesigned estate plan will ensure that assets are distributed according to one’s wishes. In addition to the last will and testament, an estate plan

might include a living will, a financial power of attorney, a living trust, and beneficiary designations. An estate plan can be particularly helpful in the case of multiple marriages, business ownership, specific charitable donations, or specific requests for health or property. It can also ensure wishes are carried out and that assets are distributed as designated.

Living Will

A living will is a document that describes the type of care one would want if incapacitated and cannot speak for themself. This can assist the family with difficult decisions and avoid confusion.

A financial power of attorney allows for a designated appointee to handle financial affairs in the event of incapacitation. They can make financial decisions in accordance with the instructions defined in the estate plan.

Living Trust

A living trust is a document created during one’s life where a designated person, the trustee, is given responsibility for managing that individual’s assets for the benefit of the eventual beneficiary. It is designed to allow for the easy transfer of assets, thereby avoiding probate.

A living revocable trust allows someone to be their own trustee and allows for changes in beneficiary at any time.

An irrevocable living trust is restrictive, and beneficiaries may not be changed but there are certain beneficial tax consequences.

Beneficiary designations explain who receives which assets such as an IRA, insurance policy, savings account, or other financial instruments.

A well-executed estate plan can minimize gift, estate and generation skipping transfer taxes to ensure that the family receives as much of the deceased’s estate as possible. Everyone’s plan is different and requires the right team of professionals to implement. It is also important to update the plan regularly as personal circumstances, legislation, and tax laws change frequently.

This article is for informational purposes only. Please consult a professional.

2022-2023 PGA TOURNAMENT SCHEDULE

DATESTOURNAMENT

SEP 15 - 18, 2022

SEP 22 - 25, 2022

SEP 29 - OCT 2, 2022

OCT 6 - 9, 2022

OCT 13 - 16, 2022

OCT 20 - 23, 2022

OCT 27 - 30, 2022

NOV 3 - 6, 2022

NOV 10 - 13, 2022

NOV 17 - 20, 2022

DEC 1 - 4, 2022

DEC 9 - 11, 2022

JAN 5 - 8, 2023

JAN 12 - 15, 2023

JAN 19 - 22, 2023

JAN 25 - 28, 2023

FEB 2 - 5, 2023

FEB 9 - 12, 2023

FEB 16 - 19, 2023

FEB 23 - 26, 2023

MAR 2 - 5, 2023

MAR 2 - 5, 2023

MAR 9 - 12, 2023

MAR 16 - 19, 2023

Schedule subject to change

DEFENDING CHAMPION

Fortinet Championship

Silverado Resort and Spa (North Course), Napa, CA

Presidents Cup

Quail Hollow Club, Charlotte, NC

Sanderson Farms Championship The Country Club of Jackson, Jackson, MS

Shriners Children’s Open TPC Summerlin, Las Vegas, NV

ZOZO CHAMPIONSHIP

Accordia Golf Narashino Country Club, Chiba, JPN

THE CJ CUP in South Carolina Congaree Golf Club, Ridgeland, SC

Butterfield Bermuda Championship Port Royal Golf Course, Southampton, BER

World Wide Technology Championship at Mayakoba El Camaleón Golf Course at Mayakoba, Riviera Maya, MEX

Cadence Bank Houston Open Memorial Park Golf Course, Houston, TX

The RSM Classic Sea Island Golf Club (Seaside Course), St. Simons Island, GA

Hero World Challenge Albany, New Providence, BAH

QBE Shootout Qu Tiburón Golf Course, Naples, FL

Sentry Tournament of Champions Plantation Course at Kapalua, Kapalua, Maui, HI

Sony Open in Hawaii Qu Waialae Country Club, Honolulu, HI

The American Express Pete Dye Stadium Course, La Quinta, CA

Farmers Insurance Open Torrey Pines Golf Course (South Course), San Diego, CA

AT&T Pebble Beach Pro-Am Pebble Beach Golf Links, Pebble Beach, CA

WM Phoenix Open TPC Scottsdale (Stadium Course), Scottsdale, AZ

The Genesis Invitational

The Riviera Country Club, Pacific Palisades, CA

The Honda Classic

PGA National Resort (The Champion), Palm Beach Gardens, FL

Puerto Rico Open Grand Reserve Golf Club, Rio Grande, PUR

Arnold Palmer Invitational presented by Mastercard Arnold Palmer’s Bay Hill Club & Lodge, Orlando, FL

THE PLAYERS Championship

The Country Club of Jackson, Jackson, MS

Valspar Championship Innisbrook Resort (Copperhead Course), Palm Harbor, FL

Max Homa $1,260,000

Sam Burns $1,260,000

Sungjae Im $1,260,000

Hideki Matsuyama $1,791,000

Rory McIlroy $1,755,000

Lucas Herbert $1,170,000

Viktor Hovland $1,296,000

Jason Kokrak $1,350,000

Talor Gooch $1,296,000

Viktor Hovland $1,000,000

Kevin Na, Jason Kokrak $447,500

Cameron Smith $1,476,000

Hideki Matsuyama $1,350,000

Hudson Swafford $1,368,000

Luke List $1,512,000

Tom Hoge $1,566,000

Scottie Scheffler $1,476,000

Joaquin Niemann $2,160,000

Sepp Straka $1,440,000

Ryan Brehm $666,000

Scottie Scheffler $2,160,000

Cameron Smith $3,600,000

Sam Burns $1,404,000

2022-2023 LPGA TOURNAMENT SCHEDULE

DATES TOURNAMENT PURSE

SEP 23-25, 2022

Walmart NW Arkansas Championship presented by P&G Pinnacle Country Club, Rogers, Arkansas $2.3M

SEP 29 - OCT 2, 2022 Volunteers of America Classic

Old American G.C., e Colony, Texas $1.5M

OCT 6-9, 2022 LPGA MEDIHEAL Championship e Saticoy Club, Somis, California $1.8M

OCT 20-23, 2022 BMW Ladies Championship Korean location to be announced $2M

OCT 27-30, 2022 Taiwan Swinging Skirts LPGA Miramar G.C., New Taipei City, Chinese Taipei $2.2M

NOV 3-6, 2022

TOTO Japan Classic

Seta Golf Course, Shiga, Japan $2M

NOV 10-13, 2022 Pelican Women's Championship

Pelican G.C., Belleair, Florida $2M

NOV 17-20, 2022 CME Group Tour Championship Tiburon G.C., Naples, Florida $7M

JAN 20-23, 2023 Hilton Grand Vacations Tournament of Champions Lake Nona Golf and Country Club, Orlando, Florida $1.5M

JAN 27-30, 2023 Gainbridge LPGA at Boca Rio Boca Rio Golf Club, Boca Raton, Florida $2M

FEB 3-5, 2023

MAR 3-6, 2023

LPGA Drive On Championship Crown Colony Golf & Country Club, Fort Myers, Florida $1.5M

HSBC Women’s World Championship Sentosa Golf Club, Tanjong Course, Singapore $1.7M

MAR 10-13, 2023 Honda LPGA ailand

MAR 24-27, 2023

Siam Country Club, Pattaya Old Course, Chonburi, ailand $1.6M

JTBC Classic presented by Barbasol Aviara Golf Club, Carlsbad, CA $1.5M

MAR 31-APR 3, 2023 e Chevron Championship

APR 13-16, 2023

Mission Hills Country Club, Dinah Shore Tournament Course, Rancho Mirage, CA $5M

LOTTE Championship presented by Hoakalei

Hoakalei Country Club, Ewa Beach, Oahu, HI $2M

APR 21-24, 2023 DIO Implant LA Open Wilshire Country Club, Los Angeles, CA $1.5M

APR 28- MAY 1, 2023

MAY 12-15, 2023

MAY 25-29, 2023

JUN 2-5, 2023

Palos Verdes Championship presented by Bank of America

Palos Verdes Golf Club, Palos Verdes Estates, CA $1.5M

Cognizant Founders Cup

Upper Montclair Country Club, Cli on, NJ $3M

Bank of Hope LPGA Match-Play presented by MGM Rewards

Shadow Creek, Las Vegas, NV $1.5M

U.S. Women’s Open Presented by ProMedica Pine Needles Lodge and Golf Club, Southern Pines, NC $10M

JUN 10-12, 2023 ShopRite LPGA Classic Presented by Acer eaview, Bay Course, Galloway, NJ

JUN 16-19, 2023 Meijer LPGA Classic for Simply Give Blythe eld Country Club, Belmont, MI

$1.75M

$2.5M

LOCAL EVENTS GUIDE CHICAGO

PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.

AUGUST

AUG 13 | SKY LANTERN FEST

Grab your family & friends, and come experience one of the most magical moments as you watch thousands of lanterns fly through the sky. You have to see it in person to grasp its true beauty and magic. For more info visit: https://bit.ly/3l5lRqc

AUG 19 - 21 | RIBFEST

The food festival Ribfest Chicago promises quality and culinary experience. The festival’s events attract people who greedily eat dozens of tons of pork. In addition to the great variety of roasted meat, the visitors can enjoy live music concerts that are played by well-known national and local artists on two stages. For more info visit: ibfest-chicago.com

AUG 21 - 22 | AIR & WATER SHOW

Every year, in the second half of August, an air and water show is held in Chicago. This is an impressive event with the participation of the best civil and military pilots who fly

civil planes side by side with military planes in aerobatic shows, free fall demonstrations, marine and airy rescue exercises, and more! For more info visit: https://bit.ly/3sKVJTw

SEPTEMBER

SEPT 2 - 5 | TASTE OF POLONIA FESTIVAL

Taste of Polonia Festival that is held every year in Chicago, Illinois preserves the unique culture of the Polish immigrants who live in Chicago. The festival is based on the Polish tradition and visitors can taste the delicatessen of the Polish cuisine, wander along the stands that sell traditional souvenirs and handmade crafts. For more info visit: topchicago.org

SEPT 4 | LOBSTER FEST

Enjoy live lobster flown in fresh from the cold waters of the East Coast, live music performances, family-friendly games & activities, unique craft shopping, and cold beverages. We’ll also have plenty of

LOCAL EVENTS GUIDE CHICAGO

PLEASE NOTE: WE’RE AWARE THAT

WE ALL PRACTICE SOCIAL

MANY

UNCERTAIN TIMES ARE LIMITING MANY ASPECTS

PHYSICAL

DUE TO THE CURRENT

and non-seafood items to please the whole family!

more info

SEPT 14 - 17 | PUMPKIN FESTIVAL

Morton, Illinois was announced as “Pumpkin Capital of the World”. As such the city holds every year in mid September a great Pumpkin festival. Come down and enjoy all this festival has to offer! For more info visit: mortonpumpkinfestival.org

OCTOBER

OCT 1 - 2 | APPLE FEST

As Lincoln Square Apple Fest is held for more than 30 years, it became a local tradition that is re-elected every year to the public’s admiration! The special atmosphere of the festival guarantees visitors culinary experiences, enjoyment of cultural performances and interest for children of all ages.For more info visit: https://bit.ly/38Z9V3I

OCT 13 - 24 | FILM FESTIVAL

Cinema, the presenting organization of the Chicago Internation-

al Film Festival, is a year-round non-profit cultural and educational organization dedicated to fostering better communication between people of diverse cultures through the art of film and the moving im age. We serve Chicago’s diverse and under-served citizenry by providing access to world-class cinema. We aim to enrich Chicago’s cultural environment by presenting film in contexts that encourage discussion and debate. For more info visit: chicagofilmfestival.com

NOVEMBER

NOV 4 | FESTIVAL OF WOOD & BARREL AGED BEER

The Festival of Wood & Barrel-Aged Beer FoBAB is the world’s largest and most prestigious barrel-aged beer festival and competition. Hosted annually by the Illinois Craft Brewers Guild, FoBAB invites breweries from all over the world to Chicago to showcase their rarest, most innovative wood and barrel-aged brews. For more info visit: fobab.com

LOCAL EVENTS GUIDE CHICAGO

PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.

NOV 20 | LIGHTS FESTIVAL

For thirty years, The Magnificent Mile Lights Festival has been a thrilling holiday celebration: A daythrough-night, mile-long extravaganza drawing more than one million celebrants. The parade features fabulous floats, giant helium bal loons, marching bands, celebrities, musical performances, Santa Claus, fireworks and more —illuminating one million lights on The Avenue’s 200+ trees. For more info visit: themagnificentmile.com

DECEMBER

DEC 10 | WINE FEST

An Elevated wine tasting experience. Sample premium varietals from some of the best wineries, all while music performers keep the party lively during this all-day, all night wine experience. For more info visit: chicagowinefest.com

DEC 28 | THE LION KING

The Lion King is known to most of us in great detail, the 90s Disney hit movie gave us memorable hits such as ‘Can you feel the love tonight and

‘Hakuna matata’…. that captivating and heartbreaking tale of the little Simba fleeing his home after the kings untimely death and the inspiring return is just as engaging now as it was way back in 94. Witness this musical phenomenon with your own eyes in theaters in the winter. For more info visit: https://bit.ly/3CuR13M

JANUARY

JAN 11 - 15 | BOAT SHOW

The Annual Progressive Insurance Chicago Boat, RV and Sail Show returns to Chicago this year with new features and events. Showcasing over 700 boats, 100 RVs, sailing and boating educational opportunities, plus the latest in technology and outdoor accessories. Stop on by for a day of fun! For more info visit: chicagoboatshow.com

JAN 28 | WHISKEY TASTING FEST

Take your taste buds on a flavor adventure at The Winter Whiskey Tasting Festival. We are connecting whiskey lovers with great whiskey and helping create memories with

LOCAL EVENTS GUIDE CHICAGO

PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.

best friends! Now the real question is… which brand and variety will give you the mouth feels and leave your taste buds asking for more? For more info visit: https://bit.ly/3wu6ygp

are certain to have a great time along with family and friends as you dance and listen to some great polka music! For more info visit: illinoispolkafest.com

FEB 11 - 20 | AUTO SHOW

JAN 29 | CHINESE NEW YEAR

The Lunar New Year parade will begin at 1:00 p.m. at the intersection of 24th Street and Wentworth Avenue and travel north on Wentworth towards the viewing stand at Cermak and Wentworth. Our parade will feature traditional dragon and lion dancing teams, colorful floats, marching bands and marching groups. For more info visit: https://bit.ly/3ckd1DQ

The Chicago Auto Show started in 1901. It exhibits the most innovations of the automobile world. This is one of the greatest car shows in North America with more than thousands vehicles. Come and explore all that Chicago has to offer! For more info visit: chicagoautoshow.com

MARCH

MARCH 18 - 19 | WINE FESTIVAL

FEBRUARY

FEB 3 - 5 | POLKAFEST

Attending the Illinois Polkafest provides some of the best fun you can have over a February weekend. It has become an annual tradition for many fans. Whether this will be your first Illinois Polkafest or you have been attending for years, you

Lincoln Park Wine Festival: Music, Food & Meet the Artisans - chat with the makers of all things delicious, learn about their process and more. Sample Artisan Chocolates and Foods - enjoy tastes of the delicious creations so you can try before you buy. You’ll be sure to find something you love at this festival! For more info visit: https://bit.ly/3Ca3kQa

LOCAL EVENTS GUIDE CHICAGO

PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.

MARCH 18 - 19 | SHORTS FILM FEST

Join us for the Chicago International REEL Shorts Film Festival. Our Shorts Festival seeks to provide opportunity for filmmakers around the world by showcasing their work to REEL PEOPLE in the Chicagoland area. For more info visit: projectchicago.com

APRIL

APRIL TBA | FILM FESTIVAL

Chicago Latino Film Festival has helped to consolidate the city’s Latino community for over 30 years. It is a serious and thoughtful festival with strong social voice and impact. Such topics as immigration, inequality, and poverty are often in the spotlight. But there are also many movies about love, family and friendship which appeal to a wide audience. For more info visit: https://bit.ly/3QPJctG

MAY

MAY 11 - 12 | ART FESTIVAL

Explore stunning and innovative works of art at the annual Wells

Street Art Festival. A diverse mix of over 140 juried local and national artists showcase a wide array of inspiring works that visitors can admire and take home. For more info visit: https://bit.ly/3AHtlIc

JUNE

JUNE 2 | ROSE FESTIVAL

The parade features a variety of entries sure to entertain adults and children, including professional floats, marching bands, color guards, dancers, racing cars, fire trucks and police vehicles, specialty entries, and, of course, many walkers passing out candy for the children. For more info visit: https://bit.ly/3Agx2mN

JUNE 3 - 4 | SUMMER FEST

57th Street Art Fair in Chicago offers handmade original works of more than two hundred artists. The fair takes place nearly seventy years display exhibitions of leatherwork, fine art sculpture, photography, ceramics, wood and more. For more info visit: https://bit.ly/3TqmLgH

help

is how you say it’s going to be okay.

2023 GRAND SLAM TOURNAMENT SCHEDULE

Session Date TimeFeatured Matches

1Mon,January16,202311:00amMen'sandWomen's1stRound

2Mon,January16,20237:00pmMen'sandWomen's1stRound

3Tue,January17,202311:00amMen’sandWomen’s1stRound

4Tue,January17,20237:00pmMen’sandWomen’s1stRound

5Wed,January18,202311:00amMen’sandWomen’s2ndRound

6Wed,January18,20237:00pmMen’sandWomen’s2ndRound

7Thu,January19,202311:00amMen’sandWomen’s2ndRound

8Thu,January19,20237:00pmMen’sandWomen’s2ndRound

9Fri,January20,202311:00amMen’sandWomen’s3rdRound

10Fri,January20,20237:00pmMen’sandWomen’s3rdRound

11Sat,January21,202311:00amMen’sandWomen’s3rdRound

12Sat,January21,20237:00pmMen’sandWomen’s3rdRound

13Sun,January22,202311:00amMen’sandWomen’s4thRound

14Sun,January22,20237:00pmMen’sandWomen’s4thRound

15Mon,January23,202311:00amMen’sandWomen’s4thRound

16Mon,January23,20237:00pmMen’sandWomen’s4thRound

17Tue,January24,202311:00am

18Tue,January24,20237:00pm

19Wed,January25,202311:00am

20Wed,January25,20237:30pm

21Thu,January26,202311:00am

22Thu,January26,20237:30pm

23Fri,January27,20233:00pm

24Sat,January28,20234:00pm

25Sun,January29,20234:00pm

Men’s and Women’s Quarterfinals

Men’s and Women’s Quarterfinals

Men’s and Women’s Quarterfinals

Men’s and Women’s Quarterfinals

Women’s Semifinals

Men’s Semifinal

Mixed Doubles Semi /Women’s Doubles Final / Men’s Singles Semifinal

Women’s Singles Final /Men’s Doubles Final

Mixed Doubles Final /Men’s Singles Final

2023 GRAND SLAM TOURNAMENT SCHEDULE

* Schedule subject to change

DATE PLAY START SESSION

Mon, July 03 11:00 AMMen's & Ladies' 1st Round

Tues, July 04 11:00 AMMen's & Ladies' 1st Round

Wed, July 05 11:00 AMMen's & Ladies' 2nd Round

urs, July 6 11:00 AMMen's & Ladies' 2nd Round

Fri, July 07 11:00 AMMen's & Ladies' 3rd Round

Sat, July 08 11:00 AMMen's & Ladies' 3rd Round

Sun, July 09 11:00 AMMen's & Ladies' 4th Round

Mon, July 10 11:00 AMMen's & Ladies' 4th Round

Tues, July 11 11:00 AM

Wed, July 12 11:00 AM

Men's Singles Quarter nals Ladies’ Singles Quarter nals

Men's Singles Quarter nals Ladies’ Singles Quarter nals

urs, July 13 1:00 PM Ladies' Singles Semi nals Mixed Doubles Final

Fri, July 14 1:00 PMMen's Singles Semi nals

Sat, July 15 2:00 PM

Sun, July 16 2:00 PM

Ladies' Singles Final, Men's Doubles Final,

Men's Singles Final, Ladies’ Doubles Final

2023 GRAND SLAM TOURNAMENT SCHEDULE

DATE PLAY START SESSION

MAY 29 - SUN Day - 11:00 AMMen’s & Women’s 1st Round

MAY 30 - MON Day - 11:00 AMMen’s & Women’s 1st Round

MAY 30 - MON Evening - 9:00 PMMen’s & Women’s 1st Round

MAY 31 - TUE Day - 11:00 AMMen’s & Women’s 2nd Round

MAY 31 - TUE Evening - 9:00 PMMen’s & Women’s 2nd Round

MAY 31 - WED Day - 11:00 AMMen’s & Women’s 3rd Round

MAY 31 - WED Evening - 9:00 PMMen’s & Women’s 3rd Round

JUN 01 - THU Day - 11:00 AMMen’s & Women’s 4th Round

JUN 01 - THU Evening - 9:00 PMMen’s & Women’s 4th Round

JUN 02 - FRI Day - 12:00 PM3rd Round

JUN 02 - FRI Evening - 9:00 PM3rd Round

JUN 03 - SAT Day - 12:00 AM3rd Round

JUN 03 - SAT Evening - 9:00 PM3rd Round

JUN 04 - SUN Day - 11:00 AM4th Round

JUN 04 - SUN Evening - 9:00 PM4th Round

JUN 05 - MON Day - 11:00 AM4th Round

JUN 05 - MON Evening - 9:00 PM4th Round

JUN 06 - TUE Day - 12:00 PM Quarter nals

JUN 06 - TUE Evening - 5:00 PM Quarter nals

JUN 07 - WED Day - 12:00 PM Quarter nals

JUN 07 - WED Evening - 5:00 PM Quarter nals

JUN 08 - THU Day - 2:00 PM Semi nals

JUN 09 - FRI Day - 3:00 PMMen’s Semi Finals 1

JUN 09 - FRI Evening - 7:00 PMMen’s Semi Finals 2

JUN 10 - SAT Day - 3:00 PM

Women's Singles Final, Men's Doubles Final

JUN 11 - SUN Day - 3:00 PM Men's Singles Final

2023 GRAND SLAM TOURNAMENT SCHEDULE

SESSIONDATE SCHEDULE PLAY START MATCHES

1 Mon, 28 Aug Day 11.00am

2 Mon, 28 Aug Night 7.00pm

3 Tue, 29 Aug Day 11.00am

4 Tue, 29 Aug Night 7.00pm

5 Wed, 30 Aug Day 11.00am

Men’s / Women’s 1st Round

Men’s / Women’s 1st Round

Men’s / Women’s 1st Round

Men’s / Women’s 1st Round

Men’s / Women’s 2nd Round

6 Wed, 30 Aug Night 7.00pm Men’s / Women’s 2nd Round

7 Thu, 31 Aug Day 11.00am

Men’s / Women’s 2nd Round

8 Thu, 31 Aug Night 7.00pm Men’s / Women’s 2nd Round

9 Fri, 1 Sep Day 11.00am Men’s / Women’s 3rd Round

10 Fri, 1 Sep Night 7.00pm

Men’s / Women’s 3rd Round

11 Sat, 2 Sep Day 11.00am Men’s / Women’s 3rd Round

12 Sat, 2 Sep Night 7.00pm

Men’s / Women’s 3rd Round

13 Sun, 3 Sep Day 11.00am Men’s / Women’s Round of 16

14 Sun, 3 Sep Night 7.00pm Men’s / Women’s Round of 16

15 Mon, 4 Sep Day 11.00am

16 Mon, 4 Sep Night 7.00pm

17 Tue, 5 Sep Day 12.00pm

18 Tue, 5 Sep Night 7.00pm

19 Wed, 6 Sep Day 12.00pm

20 Wed, 6 Sep Night 7.00pm

21 Thu, 7 Sep Day 12.00pm

22 Fri, 8 Sep Day 12.00pm

Men’s / Women’s Round of 16

Men’s / Women’s Round of 16

Men’s / Women’s Quarterfinals

Men’s / Women’s Quarterfinals

Men’s / Women’s Quarterfinals

Men’s / Women’s Quarterfinals

Women’s Semifinals /

Men’s Doubles Final or Mixed Doubles Final / Men’s Semifinal 1

23 Fri, 8 Sep Night 7.00pm Men’s Semifinal 2

24 Sat, 9 Sep Day 12:00pm

25 Sun, 10 Sep Day 1:00pm

Mixed Doubles Final or Men’s Doubles Final / Women’s Final

Women’s Doubles Final / Men’s Final

TIME TO

It is time to start thinking about traveling again. Why not go somewhere historic and fun. Learn about Incan civilization at Machu Picchu in Peru or Mayan civilization in Mexico.

Machu Picchu, or the lost city as it is often referred to, is a bucketlist type of destination. As a world heritage site and one of the new Seven Wonders of the world, it is often considered to be the most spectacular urban creation of the Incan civilization.

It was built as a sacred site around 1430 by the 9th Incan king without

the use of mortar. The stonework for the buildings is so well put together that there are no gaps in the joins. Instead, stones were cut to fit together. The stones can weigh as much as 50 tons and were transported without wheels. Rather, they were pushed up the hill by hundreds of men.

Visit the semi-circular Temple of the Sun which is built around an enormous boulder. See the Temple of the Moon and its

ceremonial shrine built into a cave with niches that most likely held mummies. There is also a museum which explains how and why Machu Picchu was built. Located 8000 feet above sea level and deep in the tropical forest, it offers amazing architecture, incredible scenery and an abundance of unusual flora and fauna.

There are 2 ways to arrive at Machu Picchu. One can travel by train from either Cusco or the Sacred Valley. Cusco is the easiest and the voyage takes 3.5 hours along the Urubamba River in the Sacred Valley. There is a hotel on site with a restaurant as well as luxury hotels in Cusco. Cusco is filled with historic sites from Incan and colonial times as well as restaurants, shopping and people watching.

Along the Yucatan Peninsula, there are many historic sites built by the ancient Mayan people. One of the most popular is Tulum which is a well-preserved 13th century walled city situated on tall cliffs overlooking the Caribbean Sea. It is easily accessed from Cancun. Visit El Castillo, the

temple of the Frescoes and the Temple of the Descending God or explore the underground caverns of LabnaHa Eco Park and consider snorkeling in the caves of Cenote Dos Ojos.

A day trip from Tulum takes you to the city of Chichen Itza, another of the new Seven Wonders of the World. It is one of the largest and best preserved architectural sites in the world. There are many ancient Mayan structures including the famous El Castillo pyramid which dominates the center of the site. It is 98 feet tall. There is also an ancient sports

arena, the Osario Pyramid and the Temple of the Warriors. The city was built over centuries going back as far as 600 ad and grew until the 1600’s when it was conquered by the Spanish.

Along with the historic sites on the Yucatan Peninsula, there are wonderful places to stay - Cancun for a city feel and Playa del Carmen for a small-town vibe and there is no shortage of all-inclusive beach resorts.

Trends for 2022

After a year of staying in the house, wearing sweats and other assorted quarantine gear, it is time for a change. Many are now finally ready to dress up, even while still wearing masks and social distancing. Break out all of those accessories that piled up from months of online shopping. Nobody will judge if you overaccessorize.

The new year brings changing trends in jewelry, both traditional and avant-garde. Pearls have always been in, but we are now seeing more of the freshwater variety. They have a more contemporary look. From pearl drop earrings to layered necklaces that mix

pearls with other materials, pearls work for all occasions. There are also personalized extra-long pendant necklaces and charm bracelets. Colorful beads are always a hit, whether worn as earrings, necklaces, or bracelets. Chain link necklaces and bracelets with attached charms are also hot

at the moment. And feel free to stack rings on a couple fingers while you’re at it!

A brand new trend is mismatched earrings or simply wearing one dramatic shoulder grazing earring. Of course two shoulder length earrings also work. Mixing and matching different textures is also very popular. Instead of smooth gold hoops, go for a textured pair in silver; silver has made a huge comeback.

Several top designers have moved towards mini handbags recently, often on long chains. They can even be worn as a necklace. And of course, let’s not forget about diamonds. They remain at the top of the food chain. Just ask Marilyn Monroe -“Diamonds Are A Girl’s Best Friend”.

Hair ornaments of all sizes can make a powerful fashion statement. There are a multitude of choices from traditional headbands to pearl hairpins or hair clips, barrettes, and even scrunchies. They come in a variety of fabrics from velvet to fur to leather. Most popular are headbands embellished with pearls, rhinestones or feathers. You’ll always look chic with a headband!

headband! of individual to shine!

Regardless of individual style, all can agree – now is the time to shine!

Identity theft is when someone uses your personal or financial information without your permission. They might steal your name and address, credit card or bank account numbers, Social Security number or medical insurance account numbers. The information could then be used to make purchases, get new cards in your name, open a phone, electricity, or gas account, or even steal your tax refund or medical benefits

No one wants to be the subject of identity theft. If it happens to you, there are steps you can take, and the government is there to help at Identitytheft.com.

The important thing is to take all the necessary steps to prevent it.

Keep your financial records, Social Security and Medicare cards and any other documents that have personal information in a secure place. If getting rid of them, be sure to shred them.

Do not give out your Social Security number other than to the IRS, your bank, and your employer without asking why they need it. If they have a valid reason, try offering just the last 4 digits.

If you are logging in to an on-line account, use a strong password.

Do not give your personal information to someone who calls, emails, or texts you. They could be a scammer trying to steal your information.

In addition to taking steps to protect your information, there are things to do to detect identity theft.

Track what bills you owe and when they are due. If you stop getting a bill, that could be a sign someone changed your address or other information.

Review your bills for charges that don’t belong to you.

Check your bank account for withdrawals not made by you.

Get and review your credit reports, as accounts you don’t recognize could be a sign of identity theft.

Many companies sell identity theft protection services that may include credit monitoring, identity monitoring, identity recovery services, and identity theft insurance. These services may be offered by your bank or credit union, credit card provider, employer’s benefits program, or insurance company. Also, there are credit monitoring services like Equifax, Experian, and TransUnion that offer these services as well.

Identity monitoring services may notify you of a change of address request, court or arrest records, orders for new utility, cable or wire services, application for a payday loan, information on websites that sell stolen identity information.

Most will not notify you if someone uses your information to file a tax return and collect your refund, get Medicare benefits, get Medicaid benefits, get welfare benefits, claim Social Security benefits, claim unemployment benefits.

If you discover that someone is misusing your personal information visit:

Courtesy of Federal Trade Commission

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