Baltimore MD

PHILANTHROPY OR CHARITY

According to the Dictionary, charity and philanthropy are two different things.

CHARITY

Charity is the voluntary giving of help, typically money, to those that are suffering or in need. It tends to address an immediate problem and is a compassionate response to a natural disaster, or a token of support for the victim of crime or violence, for example. Charity can also address immediate needs for food, shelter or medical care. It is a short term response, although one may give frequently to a particular cause.

PHILANTHROPY

Philanthropy is more strategic in that it seeks to root out causes of the problem and to develop long term solutions. Striving for long term solutions to problems such as addiction, housing shortages, or hunger takes time, study, and planning. This is where charity comes in, providing direct relief for people in immediate need.

Both charity and philanthropy possess the same goals of addressing needs and making the world a better place but with different approaches. One deals with direct relief and the other with root causes and finding solutions.

Is one better than the other? Of course not! They are just two different ways of solving problems and both are essential to the functioning of a decent society.

Recently, there have been changes to the tax code regarding charitable giving.

Three Acts have been passed recently - The Tax Cuts and Jobs Act of 2017 (TCJA), the Setting Every Community Up for Retirement Enhancement Act (SECURE) and the Corona Virus Aid, Relief and Economic Security Act (CARES). All have some impact on deductibility of charitable contributions. They

also may offer some additional advantages. For example, a qualified charity may receive your IRA with no tax consequences since charities do not pay taxes. Appreciated assets are also beneficial as a gift to a charity, as capital gains tax can be avoided.

Another way to contribute is through a community foundation, which is a grant making public charity that is dedicated to improving lives in a particular community. Individuals, families, businesses and non-profit groups establish funds within the foundation in which they can contribute assets for charitable purposes. The foundation manages the assets and takes suggestions from those that set up the fund on how and where to distribute the resources.

There are over 700 community foundations in the United States.

Whether one chooses charity or philanthropy, the ultimate goal is to help the community by using personal skills and resources to make a difference.

INTERIOR DESIGN TRENDS FOR 2022

After the last eighteen months, many people are now seriously considering updating their homes - creating new spaces, changing color schemes, furniture and even artwork. It’s become clear that home décor has an impact on emotions and well-being.

An emphasis on natural light, good ventilation, and biophilic (connection with nature) design have gained in popularity. This is accomplished with the use of indoor plants, skylights, and open indoor-outdoor floorplans. Another noted concern is on climate change; many are now considering sustainability and which materials are best to use for the health of our planet.

Homeowners want spaces that reflect their personalities, interests, hobbies, and history. Outdoor spaces are being treated as integral parts of the home, creating additional rooms to expand a family’s living and entertainment spaces. Stylish furniture is being chosen to be compatible with the indoor space.

Vintage and antique furniture are also making a comeback due to the widespread interest in sustainability. Lamps are important, not just for lighting, but also as art or a statement piece.

The styles of the 70’s have made a resurgence, but with a twist. More muted and earthy tones have replaced bright orange, along with rounded furniture and multiple patterned fabrics.

CHOOSING COLORS IS AN IMPORTANT ELEMENT FOR THE DESIGN OF ANY HOME.

This year Pantone has named “Very Peri” its color of the year. “Very Peri” is a bold blue with violet-red undertones, often called periwinkle. Periwinkle represents serenity and calmness as well as vibrancy and excitement.

According to Pantone, “Veri Peri” helps us embrace this

altered landscape of possibilities, opening us up to a new vision as we re-write our lives: rekindling gratitude for some of the qualities that blue represents complemented by a new perspective that resonates today, Very Peri places the future ahead in a new light. These are transformative times

and “Very Peri is a symbol of the global zeitgeist of the moment and the transition we are going through.”

Expect to see Very Peri in many different shades and uses. It can be used as an accent color for pillows, glassware, accent chairs, area rugs or art.

Or one can try periwinkle patterned wallpaper to create excitement on walls, ceilings or even cabinets.

Etsy has named Emerald Green their color of the year. It is a reminder of nature and works well on walls, bedding, pillows, and art.

Other paint companies have chosen a more neutral color palette for the year 2022 in the belief that calm is needed after the uncertainty of the last two years. Either way, bright cheerful colors are sometimes exactly what we need.

THE CHOICE IS

The first thing to understand is that writing a will and having an estate plan are actually two different processes, even though an estate plan will include a will.

Wills

Creating a will can be a fairly simple process. It will address who will take care of your children, who will take over your business, and who receives your assets and other personal property. A will requires the naming of an executor responsible for fulfilling the deceased’s wishes. Having one’s wishes defined in a will ensures privacy, helps avoid family disputes and saves money by avoiding probate and the expense of attorneys and public trustees to determine the distribution of assets which then becomes public information.

Estate Planning

Estate planning is the process of designating who will manage and distribute assets after death or incapacitation. It is a more intensive process and includes a variety of documents including the last will and testament. While it may be overwhelming to contemplate, a welldesigned estate plan will ensure that assets are distributed according to one’s wishes. In addition to the last will and testament, an estate plan

might include a living will, a financial power of attorney, a living trust, and beneficiary designations. An estate plan can be particularly helpful in the case of multiple marriages, business ownership, specific charitable donations, or specific requests for health or property. It can also ensure wishes are carried out and that assets are distributed as designated.

Living Will

A living will is a document that describes the type of care one would want if incapacitated and cannot speak for themself. This can assist the family with difficult decisions and avoid confusion.

A financial power of attorney allows for a designated appointee to handle financial affairs in the event of incapacitation. They can make financial decisions in accordance with the instructions defined in the estate plan.

Living Trust

A living trust is a document created during one’s life where a designated person, the trustee, is given responsibility for managing that individual’s assets for the benefit of the eventual beneficiary. It is designed to allow for the easy transfer of assets, thereby avoiding probate.

A living revocable trust allows someone to be their own trustee and allows for changes in beneficiary at any time.

An irrevocable living trust is restrictive, and beneficiaries may not be changed but there are certain beneficial tax consequences.

Beneficiary designations explain who receives which assets such as an IRA, insurance policy, savings account, or other financial instruments.

A well-executed estate plan can minimize gift, estate and generation skipping transfer taxes to ensure that the family receives as much of the deceased’s estate as possible. Everyone’s plan is different and requires the right team of professionals to implement. It is also important to update the plan regularly as personal circumstances, legislation, and tax laws change frequently.

This article is for informational purposes only. Please consult a professional.

TOURNAMENT SCHEDULE

DATESTOURNAMENT DEFENDING CHAMPION

SEP 15 - 18, 2022

Fortinet Championship

Silverado Resort and Spa (North Course), Napa, CA

SEP 22 - 25, 2022 Presidents Cup

Quail Hollow Club, Charlotte, NC

Sanderson Farms Championship

SEP 29 - OCT 2, 2022

OCT 6 - 9, 2022

OCT 13 - 16, 2022

OCT 20 - 23, 2022

OCT 27 - 30, 2022

NOV 3 - 6, 2022

NOV 10 - 13, 2022

NOV 17 - 20, 2022

DEC 1 - 4, 2022

DEC 9 - 11, 2022

JAN 5 - 8, 2023

JAN 12 - 15, 2023

JAN 19 - 22, 2023

JAN 25 - 28, 2023

FEB 2 - 5, 2023

FEB 9 - 12, 2023

The Country Club of Jackson, Jackson, MS

Shriners Children’s Open

TPC Summerlin, Las Vegas, NV

ZOZO CHAMPIONSHIP

Accordia Golf Narashino Country Club, Chiba, JPN

THE CJ CUP in South Carolina Congaree Golf Club, Ridgeland, SC

Butterfield Bermuda Championship Port Royal Golf Course, Southampton, BER

World Wide Technology Championship at Mayakoba El Camaleón Golf Course at Mayakoba, Riviera Maya, MEX

Cadence Bank Houston Open Memorial Park Golf Course, Houston, TX

The RSM Classic

Sea Island Golf Club (Seaside Course), St. Simons Island, GA

Hero World Challenge Albany, New Providence, BAH

QBE Shootout

Qu Tiburón Golf Course, Naples, FL

Sentry Tournament of Champions

Plantation Course at Kapalua, Kapalua, Maui, HI

Sony Open in Hawaii

Qu Waialae Country Club, Honolulu, HI

The American Express Pete Dye Stadium Course, La Quinta, CA

Farmers Insurance Open

Torrey Pines Golf Course (South Course), San Diego, CA

AT&T Pebble Beach Pro-Am Pebble Beach Golf Links, Pebble Beach, CA

WM Phoenix Open TPC Scottsdale (Stadium Course), Scottsdale, AZ

Max Homa $1,260,000

change

Sam Burns $1,260,000

Sungjae Im $1,260,000

Hideki Matsuyama $1,791,000

Rory McIlroy $1,755,000

Lucas Herbert $1,170,000

Viktor Hovland $1,296,000

Jason Kokrak $1,350,000

Talor Gooch $1,296,000

Viktor Hovland $1,000,000

Kevin Na, Jason Kokrak $447,500

Cameron Smith $1,476,000

Hideki Matsuyama $1,350,000

Hudson Swafford $1,368,000

Luke List $1,512,000

Tom Hoge $1,566,000

Scottie Scheffler $1,476,000

TOURNAMENT SCHEDULE

Schedule subject to change

DATESTOURNAMENT DEFENDING CHAMPION

The Genesis Invitational

FEB 16 - 19, 2023

FEB 23 - 26, 2023

MAR 2 - 5, 2023

MAR 2 - 5, 2023

MAR 9 - 12, 2023

MAR 16 - 19, 2023

MAR 22 - 26, 2023

MAR 23 - 26, 2023

MAR 30 - APR 2, 2023

The Riviera Country Club, Pacific Palisades, CA

The Honda Classic

PGA National Resort (The Champion), Palm Beach Gardens, FL

Puerto Rico Open Grand Reserve Golf Club, Rio Grande, PUR

Arnold Palmer Invitational presented by Mastercard

Arnold Palmer’s Bay Hill Club & Lodge, Orlando, FL

THE PLAYERS Championship

The Country Club of Jackson, Jackson, MS

Valspar Championship Innisbrook Resort (Copperhead Course), Palm Harbor, FL

World Golf Championships-Dell Technologies Match Play Austin Country Club, Austin, TX

Corales Puntacana Championship Puntacana Resort & Club (Corales Golf Course), Punta Cana, DOM

Valero Texas Open TPC San Antonio (Oaks Course), San Antonio, TX

APR 6 - 9, 2023 Masters Tournament Augusta National Golf Club, Augusta, GA

APR 13 - 16, 2023

APR 20 - 23, 2023

APR 27 - 30, 2023

MAY 4 - 7, 2023

MAY 11 - 14, 2023

MAY 18 - 21, 2023

MAY 25 - 28, 2023

JUN 1 - 4, 2023

Joaquin Niemann $2,160,000

Sepp Straka $1,440,000

Ryan Brehm $666,000

Scottie Scheffler $2,160,000

Cameron Smith $3,600,000

Sam Burns $1,404,000

Scottie Scheffler $2,100,000

Chad Ramey $ 666,000

J.J. Spaun $1,548,000

Scottie Scheffler $2,700,000

RBC Heritage Harbour Town Golf Links, Hilton Head Island, SC Jordan Spieth $1,440,000

Zurich Classic of New Orleans Harbour Town Golf Links, Hilton Head Island, SC

Mexico Open at Vidanta Vidanta Vallarta, Vallarta, MEX

Wells Fargo Championship Quail Hollow Club, Charlotte, NC

AT&T Byron Nelson

TPC Craig Ranch, McKinney, TX

PGA Championship

Q Oak HIll Country Club, Rochester, NY

Charles Schwab Challenge Colonial Country Club, Fort Worth, TX

The Memorial Tournament presented by Workday Muirfield Village Golf Club, Dublin, OH

P. Cantlay/X. Schauffele $1,199,350

Jon Rahm $1,314,000

Max Homa $1,620,000

K.H. Lee $1,638,00

Justin Thomas $2,700,000

Sam Burns $1,512,000

Billy Horschel $2,160,000

2022-2023 LPGA TOURNAMENT SCHEDULE

DATES TOURNAMENT PURSE

SEP 23-25, 2022

Walmart NW Arkansas Championship presented by P&G

Pinnacle Country Club, Rogers, Arkansas $2.3M

SEP 29 - OCT 2, 2022 Volunteers of America Classic

Old American G.C., e Colony, Texas $1.5M

OCT 6-9, 2022 LPGA MEDIHEAL Championship

e Saticoy Club, Somis, California $1.8M

OCT 20-23, 2022 BMW Ladies Championship Korean location to be announced $2M OCT 27-30, 2022 Taiwan Swinging Skirts LPGA

$2.2M

Miramar G.C., New Taipei City, Chinese Taipei

NOV 3-6, 2022 TOTO Japan Classic

Seta Golf Course, Shiga, Japan $2M

NOV 10-13, 2022 Pelican Women's Championship

Pelican G.C., Belleair, Florida $2M

NOV 17-20, 2022 CME Group Tour Championship

Tiburon G.C., Naples, Florida $7M

JAN 20-23, 2023 Hilton Grand Vacations Tournament of Champions Lake Nona Golf and Country Club, Orlando, Florida $1.5M

JAN 27-30, 2023 Gainbridge LPGA at Boca Rio Boca Rio Golf Club, Boca Raton, Florida $2M

FEB 3-5, 2023 LPGA Drive On Championship

Crown Colony Golf & Country Club, Fort Myers, Florida $1.5M

MAR 3-6, 2023 HSBC Women’s World Championship

Sentosa Golf Club, Tanjong Course, Singapore $1.7M

MAR 10-13, 2023 Honda LPGA ailand

MAR 24-27, 2023

Siam Country Club, Pattaya Old Course, Chonburi, ailand

JTBC Classic presented by Barbasol

Aviara Golf Club, Carlsbad, CA

MAR 31-APR 3, 2023 e Chevron Championship

APR 13-16, 2023

$1.6M

$1.5M

Mission Hills Country Club, Dinah Shore Tournament Course, Rancho Mirage, CA $5M

LOTTE Championship presented by Hoakalei

Hoakalei Country Club, Ewa Beach, Oahu, HI $2M

APR 21-24, 2023 DIO Implant LA Open

APR 28- MAY 1, 2023

MAY 12-15, 2023

MAY 25-29, 2023

JUN 2-5, 2023

Wilshire Country Club, Los Angeles, CA

Palos Verdes Championship presented by Bank of America

Palos Verdes Golf Club, Palos Verdes Estates, CA

Cognizant Founders Cup

$1.5M

$1.5M

Upper Montclair Country Club, Cli on, NJ $3M

Bank of Hope LPGA Match-Play presented by MGM Rewards

Shadow Creek, Las Vegas, NV

U.S. Women’s Open Presented by ProMedica

$1.5M

Pine Needles Lodge and Golf Club, Southern Pines, NC $10M

LOCAL EVENTS GUIDE BALTIMORE

PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.

OCTOBER

OCT 22 - 23 | TACO, BEER, & TEQUILA FESTIVAL

The region’s best taquerias and taco trucks come together to showcase the best tacos in the area. Come on down for this weekend of great food and drinks! For more info visit: https://bit.ly/3lLdpve

OCT 22 | ANIMATION FESTIVAL

Sweaty Eyeballs Animation Festival is a juried international festival of the world’s most boundary-pushing, mind-blowing animation. We support independent and emerging animators with dynamic programming & networking and seek to ignite a hub for professional animation opportunities in the Mid-Atlantic region. For more info visit: sweatyeyeballs.com

NOVEMBER

NOV 5 - 6 | TACO FESTIVAL

The most anticipated food & entertainment festival of the year is taking over Power Plant Live! Get ready for an action-packed day

filled with a variety of tacos, margar itas, delicious indulgences, and taco themed activities. All while being entertained by live bands on stage, authentic Mariachi music, and other live entertainment. For more info visit: https://bit.ly/3epYFTs

DECEMBER

DEC 4 | CHOCOLATE BINGE FEST

The Annapolis Chocolate Binge Festival, featuring family-friendly entertainment, chocolate, holiday shopping, and the festive West Street Holiday Light Canopy. Start off the December holiday season with some fun and indulge your sweet tooth! For more info visit: https://bit.ly/3ev2W82

DEC 9 - 11 | THE NUTCRACKER

The stunning artistry of Maryland Regional Ballet and the beloved Tchaikovsky score combine to transport audiences to the Kingdom of Sweets. Under the direction of Joyce Morrison and featuring guest artists from the New York City Ballet and students from the Frederick

LOCAL EVENTS GUIDE BALTIMORE

School of Classic Ballet, it’s a holiday tradition at its finest. For more info visit: https://bit.ly/3Td1ENQ

JANUARY

JAN 1 | JAZZ AT TAGLIATA

To complement the restaurant’s menu and decor, guests will be able to hear some of Baltimore’s most talented musicians play Tagliata’s 1926 Steinway piano 7 nights a week in the lounge. Pasta, wine and live piano will make every night out even more memorable! For more info visit: https://bit.ly/3Tk8TU9

FEB 26 | FARMERS MARKET & BAZAAR

We’re Maryland’s largest farmers’ market - a gathering place where Baltimoreans can connect, shop for fresh produce, and support local businesses, organizations, and performers. For more info visit: farmersmarketbaltimore.org

MARCH MARCH 4 - 5 | HOME & GARDEN SHOW

FEBRUARY

FEB 10 | WINE & CHOCOLATE EVENT

Enjoy an evening of wine and chocolate with young Chocolate professionals. Taste samples of your favorite desserts, wines, appetizers and treats from professional chefs and wine vendors. Network, mix, mingle, learn about wine pairings and indulge in the whole experience! For more info visit: https://bit.ly/3qyKb5L

Leave the cold winds of March behind! Tour landscapers’ beautiful indoor gardens bursting with cheerful blooms and demonstrating new trends. Get tips and check out products from more than 400 home improvement exhibitors. Take home artwork and unique creations from juried artists and crafters. For more info

MARCH 24 - 25 | BEER, BOURBON & BBQ FESTIVAL

Baltimore’s Favorite BBQ Festival is Back and Better than Ever! Get ready to enjoy all those pleasures to live by – Beer, Bourbon, Barbecue,

LOCAL EVENTS GUIDE BALTIMORE

PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.

Boots, Bacon, Biscuits, Bluegrass, and Smoked Beasts! It’s two great days of beer sippin’, bourbon tastin’, music listenin’, cigar smokin’, and barbecue eatin’. For more info visit: https://bit.ly/3lO5fm7

APRIL

APRIL TBA | BLUEGRASS FESTIVAL

What could be better than sitting outside, listening to live music, enjoying a local brew and letting your grandkids play with bubbles?

Each spring Baltimore’s Druid Hill Park hosts the best in national and regional talent from across the old time, bluegrass and roots music traditions at Charm City Bluegrass Festival. For more info visit: charmcitybluegrass.com

APRIL 14 - 16 | IRISH FEST

Some of the world’s finest tradition al Irish musicians will gather in Baltimore to teach workshops, perform and lead sessions. We work hard bringing in and hiring some of the best Irish traditional performers and teachers for your entertainment. Spend this day learning and enjoy-

ing Irish Culture! For more info visit: baltimoreirisharts.com

APRIL 29 | TACOS N’ TAPS

Get ready to put on your party sombrero. The Tacos N Taps Festival will take you south of the border for some foodie fun! This all you can taste beer and tequila festival offers up some of Baltimore’s Best Tacos and Mexican Food, along with great live music, margaritas, contests and many other surprises. This is nacho average taco festival! For more info visit: https://bit.ly/3TpCxYm

MAY MAY TBA | SOWEBO ARTS & MUSIC FESTIVAL

Since 1983, South West Baltimore has been celebrating the 3-day memorial day weekend with the most rokingest party known to humankind. The SoWeBo Arts and Music fest. Punk rock and puppet shows, fresh food, and fire eaters. Nothing shows the motley side of Mobtown better than this beloved annual festival. For more info visit: sowebofest.org

LOCAL EVENTS GUIDE BALTIMORE

PLEASE

WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.

MAY 13 | BBQ & BREW FEST

A day filled with great food, beer, and fun! What more could you ask for? Come join us and enjoy all this delicious mouth watering BBQ. For more info visit: https://bit.ly/3FGLo1l

MAY 21 | ARTS FESTIVAL

There’s something for everyone at the Arbutus Arts Festival. Whether you’re in the mood to browse handmade arts & crafts, savor delicious food and drink, listen to great local music, or just relax in the beer garden, you can do it all at the Baltimore area’s premier one-day arts & crafts show. Mark the day on your calendar now! We’re looking forward to seeing everyone there! For more info visit: arbutusartsfestival.com

JUNE

JUNE 4 | CHARLES VILLAGE

FESTIVAL 5K

Come run the Charles Village Festival 5K race in Baltimore this June! For more info visit: https://bit.ly/3Tl5kwU

JUNE 10 | FOOD & WINE FESTIVAL

Experience The Revolution. Don’t

Let Wine Drinking Be Intimidating, let us introduce you to new drinks and cocktails that are soon to become your favorites. The Annual Baltimore Wine & Food Festival offers fun, food & spirits in a day-drink ing party that will have you bubbling as much as the champagne. For more info visit: https://bit.ly/3vWEv7p

JULY

JULY TBA | CARIBBEAN CARNIVAL

The Baltimore Washington One Carnival sees two cities joining together in celebration of Caribbean island culture. The festival includes traditional cuisine, music and dance performances as well as arts and crafts and other family activities. With exquisitely colorful costumes, delicious choices of food and irresistibly funky music, the Carnival is sure to delight all of the senses! For more info visit: baltimorecarnival.com

LOCAL EVENTS GUIDE BALTIMORE

PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU. (. . .continued from 30)

JULY 4 | INDEPENDENCE DAY

The Baltimore Office of Promotion & The Arts, Baltimore Symphony Orchestra and Waterfront Partnership of Baltimore are excited to announce that 4th of July festivities are returning to the Harbor! After the concert, there will be street performers and activities along the promenade.The full orchestra performance will culminate around 9:30 p.m. with a dazzling 13-minute fireworks display. For more info visit: https://bit.ly/3g5XEAv

AUGUST

AUG 3 - 5 | BALTIMORE FESTIVAL

The Baltimore Festival started 30 years ago. It came from an idea of the festivals hosted in the past, and the current firefighter’s fish fry. Officers were selected from a very large attendance, and the festival started and has continued to this day. For more info visit: baltimorefestival.org

SEPTEMBER

SEPT TBA | ARTSCAPE FESTIVAL

Featuring over 150 artists, Artscape

Festival has something for everyone, whether it is visual art exhibits, outdoor sculptures, craftspeople making wares of all types, or even art cars. Artscape Festival also features a full schedule of performing arts events including theater, dance, childrens entertainers and the Baltimore Symphony Orchestra. An expansive international menu of food and beverages will also be available to festival goers. For more info visit: artscape.org

SEPT 8 - 10 | MADONNARI ARTS FESTIVAL

The heavens smiled on Baltimore as residents and friends of the Little Italy community celebrated the completion of the magnificent new mural inspired by Rome’s Trevi Fountain with a ribbon cutting ceremony and live music from The Stone Hill All-Stars and a jazz jam led by The Worthy Brothers. For more info visit: littleitalymadonnari.com

SessionDate

2023 GRAND SLAM TOURNAMENT SCHEDULE

* Schedule subject to change

TimeFeatured Matches

1Mon,January16,202311:00amMen'sandWomen's1stRound

2Mon,January16,20237:00pmMen'sandWomen's1stRound

3Tue,January17,202311:00amMen’sandWomen’s1stRound

4Tue,January17,20237:00pmMen’sandWomen’s1stRound

5Wed,January18,202311:00amMen’sandWomen’s2ndRound

6Wed,January18,20237:00pmMen’sandWomen’s2ndRound

7Thu,January19,202311:00amMen’sandWomen’s2ndRound

8Thu,January19,20237:00pmMen’sandWomen’s2ndRound

9Fri,January20,202311:00amMen’sandWomen’s3rdRound

10Fri,January20,20237:00pmMen’sandWomen’s3rdRound

11Sat,January21,202311:00amMen’sandWomen’s3rdRound

12Sat,January21,20237:00pmMen’sandWomen’s3rdRound

13Sun,January22,202311:00amMen’sandWomen’s4thRound

14Sun,January22,20237:00pmMen’sandWomen’s4thRound

15Mon,January23,202311:00amMen’sandWomen’s4thRound

16Mon,January23,20237:00pmMen’sandWomen’s4thRound

17Tue,January24,202311:00am

18Tue,January24,20237:00pm

19Wed,January25,202311:00am

20Wed,January25,20237:30pm

21Thu,January26,202311:00am

22Thu,January26,20237:30pm

23Fri,January27,20233:00pm

24Sat,January28,20234:00pm

25Sun,January29,20234:00pm

Men’s and Women’s Quarterfinals

Men’s and Women’s Quarterfinals

Men’s and Women’s Quarterfinals

Men’s and Women’s Quarterfinals

Women’s Semifinals

Men’s Semifinal

Mixed Doubles Semi /Women’s Doubles Final / Men’s Singles Semifinal

Women’s Singles Final /Men’s Doubles Final

Mixed Doubles Final /Men’s Singles Final

2023 GRAND SLAM TOURNAMENT SCHEDULE

DATE PLAY STARTSESSION

MAY 29 - SUN Day - 11:00 AMMen’s & Women’s 1st Round

MAY 30 - MON Day - 11:00 AMMen’s & Women’s 1st Round

MAY 30 - MON Evening - 9:00 PMMen’s & Women’s 1st Round

MAY 31 - TUE Day - 11:00 AMMen’s & Women’s 2nd Round

MAY 31 - TUE Evening - 9:00 PMMen’s & Women’s 2nd Round

MAY 31 - WED Day - 11:00 AMMen’s & Women’s 3rd Round

MAY 31 - WED Evening - 9:00 PMMen’s & Women’s 3rd Round

JUN 01 - THU Day - 11:00 AMMen’s & Women’s 4th Round

JUN 01 - THU Evening - 9:00 PMMen’s & Women’s 4th Round

JUN 02 - FRI Day - 12:00 PM3rd Round

JUN 02 - FRI Evening - 9:00 PM3rd Round

JUN 03 - SAT Day - 12:00 AM3rd Round

JUN 03 - SAT Evening - 9:00 PM3rd Round

JUN 04 - SUN Day - 11:00 AM4th Round

JUN 04 - SUN Evening - 9:00 PM4th Round

JUN 05 - MON Day - 11:00 AM4th Round

JUN 05 - MON Evening - 9:00 PM4th Round

JUN 06 - TUE Day - 12:00 PM Quarter nals

JUN 06 - TUE Evening - 5:00 PM Quarter nals

JUN 07 - WED Day - 12:00 PM Quarter nals

JUN 07 - WED Evening - 5:00 PM Quarter nals

JUN 08 - THU Day - 2:00 PM Semi nals

JUN 09 - FRI Day - 3:00 PMMen’s Semi Finals 1

JUN 09 - FRI Evening - 7:00 PMMen’s Semi Finals 2

JUN 10 - SAT Day - 3:00 PM Women's Singles Final, Men's Doubles Final

JUN 11 - SUN Day - 3:00 PM Men's Singles Final

2023 GRAND SLAM TOURNAMENT SCHEDULE

DATE PLAY STARTSESSION

Mon, July 03 11:00 AMMen's & Ladies' 1st Round

Tues, July 04 11:00 AMMen's & Ladies' 1st Round

Wed, July 05 11:00 AMMen's & Ladies' 2nd Round

urs, July 6 11:00 AMMen's & Ladies' 2nd Round

Fri, July 07 11:00 AMMen's & Ladies' 3rd Round

Sat, July 08 11:00 AMMen's & Ladies' 3rd Round

Sun, July 09 11:00 AMMen's & Ladies' 4th Round

Mon, July 10 11:00 AMMen's & Ladies' 4th Round

Tues, July 11 11:00 AM

Wed, July 12 11:00 AM

urs, July 13 1:00 PM

Men's Singles Quarter nals Ladies’ Singles Quarter nals

Men's Singles Quarter nals Ladies’ Singles Quarter nals

Ladies' Singles Semi nals Mixed Doubles Final

Fri, July 14 1:00 PMMen's Singles Semi nals

Sat, July 15 2:00 PM

Sun, July 16 2:00 PM

Ladies' Singles Final, Men's Doubles Final,

Men's Singles Final, Ladies’ Doubles Final

2023 GRAND SLAM TOURNAMENT SCHEDULE

* Schedule subject to change

Start Times Listed in EST

SESSION DATE SCHEDULEPLAY STARTMATCHES

1 Mon, 28 Aug Day 11.00am

Men’s / Women’s 1st Round

2 Mon, 28 Aug Night 7.00pm Men’s / Women’s 1st Round

3 Tue, 29 Aug Day 11.00am Men’s / Women’s 1st Round

4 Tue, 29 Aug Night 7.00pm Men’s / Women’s 1st Round

5 Wed, 30 Aug Day 11.00am Men’s / Women’s 2nd Round

6 Wed, 30 Aug Night 7.00pm Men’s / Women’s 2nd Round

7 Thu, 31 Aug Day 11.00am Men’s / Women’s 2nd Round

8 Thu, 31 Aug Night 7.00pm Men’s / Women’s 2nd Round

9 Fri, 1 Sep Day 11.00am Men’s / Women’s 3rd Round

10 Fri, 1 Sep Night 7.00pm Men’s / Women’s 3rd Round

11 Sat, 2 Sep Day 11.00am

Men’s / Women’s 3rd Round

12 Sat, 2 Sep Night 7.00pm Men’s / Women’s 3rd Round

13 Sun, 3 Sep Day 11.00am

Men’s / Women’s Round of 16

14 Sun, 3 Sep Night 7.00pm Men’s / Women’s Round of 16

15 Mon, 4 Sep Day 11.00am

16 Mon, 4 Sep Night 7.00pm

Men’s / Women’s Round of 16

Men’s / Women’s Round of 16

17 Tue, 5 Sep Day 12.00pm Men’s / Women’s Quarterfinals

18 Tue, 5 Sep Night 7.00pm

19 Wed, 6 Sep Day 12.00pm

Men’s / Women’s Quarterfinals

Men’s / Women’s Quarterfinals

20 Wed, 6 Sep Night 7.00pm Men’s / Women’s Quarterfinals

21 Thu, 7 Sep Day 12.00pm

22 Fri, 8 Sep Day 12.00pm

23 Fri, 8 Sep Night 7.00pm

Women’s Semifinals /

Men’s Doubles Final or Mixed Doubles Final / Men’s Semifinal 1

Men’s Semifinal 2

TIME TO

It is time to start thinking about traveling again. Why not go somewhere historic and fun. Learn about Incan civilization at Machu Picchu in Peru or Mayan civilization in Mexico.

Machu Picchu, or the lost city as it is often referred to, is a bucketlist type of destination. As a world heritage site and one of the new Seven Wonders of the world, it is often considered to be the most spectacular urban creation of the Incan civilization.

It was built as a sacred site around 1430 by the 9th Incan king without

the use of mortar. The stonework for the buildings is so well put together that there are no gaps in the joins. Instead, stones were cut to fit together. The stones can weigh as much as 50 tons and were transported without wheels. Rather, they were pushed up the hill by hundreds of men.

Visit the semi-circular Temple of the Sun which is built around an enormous boulder. See the Temple of the Moon and its

ceremonial shrine built into a cave with niches that most likely held mummies. There is also a museum which explains how and why Machu Picchu was built. Located 8000 feet above sea level and deep in the tropical forest, it offers amazing architecture, incredible scenery and an abundance of unusual flora and fauna.

There are 2 ways to arrive at Machu Picchu. One can travel by train from either Cusco or the Sacred Valley. Cusco is the easiest and the voyage takes 3.5 hours along the Urubamba River in the Sacred Valley. There is a hotel on site with a restaurant as well as luxury hotels in Cusco. Cusco is filled with historic sites from Incan and colonial times as well as restaurants, shopping and people watching.

Along the Yucatan Peninsula, there are many historic sites built by the ancient Mayan people. One of the most popular is Tulum which is a well-preserved 13th century walled city situated on tall cliffs overlooking the Caribbean Sea. It is easily accessed from Cancun. Visit El Castillo, the

temple of the Frescoes and the Temple of the Descending God or explore the underground caverns of LabnaHa Eco Park and consider snorkeling in the caves of Cenote Dos Ojos.

A day trip from Tulum takes you to the city of Chichen Itza, another of the new Seven Wonders of the World. It is one of the largest and best preserved architectural sites in the world. There are many ancient Mayan structures including the famous El Castillo pyramid which dominates the center of the site. It is 98 feet tall. There is also an ancient sports

arena, the Osario Pyramid and the Temple of the Warriors. The city was built over centuries going back as far as 600 ad and grew until the 1600’s when it was conquered by the Spanish.

Along with the historic sites on the Yucatan Peninsula, there are wonderful places to stay - Cancun for a city feel and Playa del Carmen for a small-town vibe and there is no shortage of all-inclusive beach resorts.

Identity theft is when someone uses your personal or financial information without your permission. They might steal your name and address, credit card or bank account numbers, Social Security number or medical insurance account numbers. The information could then be used to make purchases, get new cards in your name, open a phone, electricity, or gas account, or even steal your tax refund or medical benefits

No one wants to be the subject of identity theft. If it happens to you, there are steps you can take, and the government is there to help at Identitytheft.com.

The important thing is to take all the necessary steps to prevent it.

Keep your financial records, Social Security and Medicare cards and any other documents that have personal information in a secure place. If getting rid of them, be sure to shred them.

Do not give out your Social Security number other than to the IRS, your bank, and your employer without asking why they need it. If they have a valid reason, try offering just the last 4 digits.

If you are logging in to an on-line account, use a strong password.

Do not give your personal information to someone who calls, emails, or texts you. They could be a scammer trying to steal your information.

In addition to taking steps to protect your information, there are things to do to detect identity theft.

Track what bills you owe and when they are due. If you stop getting a bill, that could be a sign someone changed your address or other information

Review your bills for charges that don’t belong to you

Check your bank account for withdrawals not made by you

Get and review your credit reports, as accounts you don’t recognize could be a sign of identity theft.

Many companies sell identity theft protection services that may include credit monitoring, identity monitoring, identity recovery services, and identity theft insurance. These services may be offered by your bank or credit union, credit card provider, employer’s benefits program, or insurance company. Also, there are credit monitoring services like Equifax, Experian, and TransUnion that offer these services as well.

Identity monitoring services may notify you of a change of address request, court or arrest records, orders for new utility, cable or wire services, application for a payday loan, information on websites that sell stolen identity information.

Most will not notify you if someone uses your information to file a tax return and collect your refund, get Medicare benefits, get Medicaid benefits, get welfare benefits, claim Social Security benefits, claim unemployment benefits.

If you discover that someone is misusing your personal information visit:

Courtesy of Federal Trade Commission

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