FLORIDA CENTRAL COAST
INSIDE
RECOMMENDED
WHAT ARE ANNUITIES?
An annuity is an investment vehicle that can provide a guaranteed income for an individual or their spouse. It is a contract with an insurance company or financial institution where you contribute money upfront and at a specific time receive payments back over the course of your lifetime. There are several advantages to investing in an annuity. First, it is tax deferred which means no taxes until you begin taking the income. Second, you can choose a fixed rate annuity where you will always receive the
same amount regardless of market conditions. Third, you will receive payment even if you receive more than your original investment. Fourth, there are annuities with death benefits for heirs.
There are many different types of annuities, all of which have different features, benefits and costs but they fall into three main categories: fixed, fixed index and variable. There are two types of payout options- deferred and immediate.
FIXED ANNUITY
A fixed annuity is based on a set interest rate and can increase in value over time. It guarantees income payments over your lifetime with the possibility of death benefits for heirs. There are two ways to purchase - either through a lump sum payment or a series of payments that increase the value of your annuity and therefore the total payout.
VARIABLE ANNUITY
A variable annuity’s value will depend on market conditions and will rise and fall with the stock market. This means the possibility of a higher interest rate when the market is strong but in a weak market, the annuity could even lose value.
INDEXED ANNUITY
An indexed annuity is based on the performance of a particular market index and the value of the annuity will be based on that particular index. Interest will be based on the index’s interest rate.
WHY BUY AN ANNUITY?
It is a good opportunity to be sure you have the resources to cover your essential monthly expenses such as mortgage or rent, insurance, utilities , travel, etc. The best thing about an annuity is that it does not run out no matter your age or the value of the investment. Start by analyzing your monthly expenses to figure out how much
income you need to cover basic bills. Don’t forget to consider and plan for inflation. When considering an annuity, the most important thing is to be sure to understand what you are investing in. They are complicated investments. Work with a trusted financial adviser to ensure your understanding of the risks and potential returns.
FENG SHUI
IN COLOR & DESIGN
Feng Shui, which literally means wind and water, is an ancient Chinese practice rooted in the theory of Yin and Yang. It is the ancient Chinese practice of using energy forces to harmonize individuals with their surrounding environment by organizing furniture, art, plants, and other objects within any given space or room to create peace and harmony.
It has been used for centuries to determine building sites such as the Forbidden City in Beijing, which is built on a north-south axis with the main entrance facing south. It was believed to be the most propitious direction according to the feng shui masters. Additionally, the pyramid addition to the Louvre in Paris, Trump Tower in Manhattan, and the Sydney Opera House in Sydney have all been influenced by feng shui principles.
In interior design, feng shui is a tool to help design a room that makes you feel good and enhances health, prosperity, harmony and balance for a joyful life.
Chinese philosophy is all about opposites - masculine and feminine, dark and light, warm and cold. Additionally, there is a focus on the 5 elements which are wood, fire, earth, metal and water. These symbolize qualities such as stability, wisdom, growth and creativity. Decorating with the five elements is meant to bring joy and balance to your life.
According to Better Homes and Gardens, you can feng shui your home with a few simple tips:
Clear your home of clutter and open up the flow of traffic. This will create an atmosphere of calm by creating a welcoming entryway. Adding feng shui plants and positioning furniture in relation to the door will give a feeling of
control and empowerment, creating balance. And don’t forget to use feng shui with your color selections.
The bedroom is the most important room for applying the principles of feng shui since we all spend so much time there. It is important to have the bed face the door but not straight-on. It is preferable to have a wall behind the bed so that you are aware if anyone is entering your space. This is referred to as command position. Use soft and muted pastel colors or earthen tones that you’d find in nature. Plants are not recommended for the bedroom as they are active and produce energy which is not conducive to the calm environment required in the bedroom. However, they are desirable throughout the rest of the home. Some of the best plants include lucky bamboo, orchids, jade, snake or rubber plants.
Although there is no scientific basis for the use of feng shui in design, it is about making your environment a healthy and happy one for your family, so why not give it a try.
HEALTH & FOOD
Eating healthy and having a holistic approach to wellness focuses on mind, body and soul. Foods that enhance energy, heart health, improve sleep and increase muscle strength are growing in popularity. High protein, low calorie, and low carbohydrate meals are the way to go. The movement towards plant-based items for health and environmental reasons is here to stay.
Sugar intake is a concern for many.
A popular sugar alternative is dates which are very sweet and have been used for thousands of years. They are high in nutrients, antioxidants and fiber. Some say they are good for brain health as well as digestion. Eaten whole or used in baked treats, they provide all the sweetness needed.
To lose weight or simply to eat a little bit healthier, there are several different approaches you can take.
The Whole Food Diet is probably the most recommended diet. It is about avoiding or limiting processed foods, preservatives or artificial ingredients while sticking to lots of fresh fruits and vegetables, whole grains, nuts, beans, fish, shellfish and eggs. Limiting meat is a part of this diet as well. Not only is this diet healthy for you, but it is healthy for the planet as processed foods require more resources such as water and energy, thus creating more pollution.
The PALEO Diet is based on foods eaten in the Paleolithic period of hunter gatherer societies thousands of years ago, before farming.
The KETO Diet is a low carbohydrate, high fat diet that helps burn fat for energy rather than carbs, thus triggering weight loss. According to Healthline, the foods to eat on this diet are: meat, fatty fish,eggs, butter and cream, cheese, nuts and seeds, olive or avocado oil, avocados, and low carb vegetables and condiments.
The Vegetarian Diet is made up of plant-based foods which include fruits and vegetables, grains, legumes and nuts. No meat or dairy products including eggs and other milk products are consumed. There is a trend to eat more fruits and vegetables and new products are continually coming to the market. Non-dairy milk alternatives like oat, soy and almond are popular replacements for milk. New plantbased pasta alternatives like chickpea or zucchini pasta help us eat more vegetables and additional options are continually being introduced.
2024 PGA TOURNAMENT SCHEDULE
DATES TOURNAMENT
JULY 1 - 7
JULY 8 - 14
John Deere Classic TPC Deere Run, Silvis, Illinois
* Schedule subject to change
Genesis Scottish Open ^ The Renaissance Club, North Berwick, Scotland
CBS, GOLF, ESPN+, SXM
CBS, GOLF, ESPN+, SXM
JULY 8 - 14 TBA Event TBA, TBA GOLF
JULY 15 - 21
JULY 22 - 28
JUNE 29 - AUG 4
AUG 5 - 11
Barracuda Championship
Tahoe Mountain Club (Old Greenwood), Truckee, California GOLF
3M Open TPC Twin Cities, Blaine, Minnesota
CBS, GOLF, ESPN+, SXM
Olympic Men’s Golf Competition # Le Golf National, Paris, France GOLF
Wyndham Championship Sedgefield Country Club, Greensboro, North Carolina
CBS, GOLF, ESPN+, SXM
AUG 12 - 18
AUG 19 - 25
AUG 26 - SEP 1
EDEX CUP PLAYOFFS
FedEx St. Jude Championship TPC Southwind, Memphis, Tennessee
BMW Championship Castle Pines Golf Club, Castle Rock, Colorado
TOUR Championship East Lake Golf Club, Atlanta, Georgia
NBC, GOLF, ESPN+, SXM
NBC, GOLF, ESPN+, SXM
NBC, GOLF, ESPN+, SXM
+ Signature Event
# Not PGA TOUR Co-sponsored
^ Co-sanctioned with DP World Tour
2024 LPGA
2024 LPGA TOURNAMENT
LOCAL EVENTS GUIDE
FLORIDA CENTRAL COAST
PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.
JULY
JULY 4 |
INDEPENDENCE DAY
The parade will begin at Merritt Island High School, head South on Courtenay Parkway and then East on Merritt Avenue and end at Edgewood Jr/Sr High School. Food trucks and celebration will be held at the Veterans Memorial Center after the parade. For more info visit: https://bit.ly/3N899lF
AUGUST
AUG 24 | SUGAR 400
The Coke Zero Sugar 400 returns once again as the Regular Season Finale for the NASCAR Cup Series in 2023! Racing under the lights of the famed high banks and with only a couple Playoff spots up for grabs, anything could happen as the stage is set for NASCAR to crown a Champion! For more info visit: daytonainternationalspeedway.com
SEPTEMBER
SEPT 1 | REGGAE & FOOD FEST
The Festival will feature six reggae bands, four DJs and a lineup of local performers, all eager to entertain and engage the community with their talents. Attendees can expect to indulge in a diverse array of Caribbean inspired cuisines, lovingly prepared by local vendors showcasing their culinary skills. From jerk chicken to seafood delights, there will be something to satisfy every palate. For more info visit: https://tinyurl.com/2ws5s62c
SEPT 21 | LATIN FESTIVAL
Make sure you come hungry, because we will have food vendors representing S. America, Central America, & the islands. You will be amazed by all the delicious food that will be at the festival. The one and only Giggles will be hitting the stage along with four popular DJs from Florida. Reggeaton artist, Bachata artist & a Salsa/Merengue band. Festive music, food and vendors all day! For more info visit: https://tinyurl.com/3hdu8zus
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LOCAL EVENTS GUIDE
FLORIDA CENTRAL COAST
PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.
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OCTOBER
OCT 12 - 13 | ART FEST
The Avenue Viera is a unique outdoor lifestyle center concept consisting of a dynamic mix of premier national retailers, select local merchants and specialty restaurants. Artists will be jury-selected to exhibit in this outdoor fine art show to ensure the best of the best. Come enjoy this weekend full of perfectly curated art. For more info visit: spacecoastartfestival.com
OCT 17 - 20 | BIKETOBERFEST
Biketoberfest in October and Daytona Bike Week in March are a collection of activities that take place at venues and businesses in cities throughout Volusia County and beyond. Our local hotels, businesses, parks and beaches are open for visitors to enjoy the area’s beautiful October weather and scenic rides. For more info visit: biketoberfest.org
NOVEMBER
NOV 1 - 17 | STATE FAIR
The Space Coast State Fair is Brevard’s largest and most popular annual family event. The Space Coast State Fair is a short ride from all areas of the Space Coast. Loved by all who come, come and see why the Space Coast State Fair is a must-see tradition! For more info visit: spacecoaststatefair.com
NOV 2 - 3 | ART FEST
Art enthusiasts and the local community are invited to join us for this exceptional event, which promises a weekend filled with creativity, entertainment, and cultural experiences. The Art Show is the latest addition to the Vero Beach Art Club’s impressive lineup of art-related festivities, including popular events like Under the Oaks, Art by the Sea, Art-Trail, and Art in the Park. For more info visit: https://tinyurl.com/ts7wyupt
LOCAL EVENTS GUIDE
FLORIDA CENTRAL COAST
PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.
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NOV 28 - 30 | TURKEY RUN
The Daytona Turkey Run, presented by Daytona Beach Street Rods, features thousands of unique automobiles and swap meet vendors in the infield of the ‘World Center of Racing’, Daytona International Speedway. Considered to be largest combined car show and swap meet in the United States, this family-friendly four-day event takes place every fall during the Thanksgiving holiday week. For more info visit: turkeyrun.com
DECEMBER
DEC 1 | MARATHON
Running Zone Foundation and Space Coast Runners welcome you to the annual running of the Space Coast Marathon and Half Marathon – Florida’s oldest marathon. We invite runners and walkers alike to experience one of the most beautiful USATF certified waterfront courses on the east coast of Florida. For more info visit: https://bit.ly/3dpydGy
DEC 1 - 31 | CHRISTMAS FEST
This enchanting event includes all the rooms on the ground floor and the 3 bedrooms on the second floor. Just when you think you have seen it all you are then treated to a visit into the original School House which has since been converted into a Zen like guest cottage featuring a soaring 15 ft Polynesian ceiling. For more info visit: https://bit.ly/3rz0gL1
JANUARY
JAN 18 - 30 | RENAISSANCE FAIR
Gather one and all for the Brevard Renaissance Fair! A full cast of colorful characters fills the lands with music, dancing, and more. With over 100 stage shows daily, varieties of foods and treats, and numerous artisan merchants with handcrafted wares, the Brevard Renaissance Fair invites guests to immerse themselves in a unique experience of history and fantasy! For more info visit: brevardrenaissancefair.com
LOCAL EVENTS GUIDE
FLORIDA CENTRAL COAST
PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.
JAN
23
- 26 | ROLEX 24
Experience the Rolex 24 At DAYTONA for exciting on-track action and be amazed at the level of fan access you have to the stars and cars, which has welcomed racing legends from across the motorsport’s universe since 1962. For more info visit: https://tinyurl.com/2svp2pt6
FEBRUARY
FEB 12 - 16
| SPEEDWEEKS
Historic performances, spectacular racing, amazing memories, and being here live will stay with you for a lifetime! Don’t miss your chance to experience an action-packed schedule of races across several different racing series, all at The World Center of Racing! For more info visit: https://tinyurl.com/5ejpjc68
FEB 15 - 16 | STRAWBERRY FEST
Enjoy a family fun day full of festivities. Don’t forget all the yummy strawberries. There are so many ways to enjoy this treat like
strawberry shortcakes, jams, jellies, and even strawberry wine slushie mixes! For more info visit: palmbayfest.com
MARCH
MARCH 1 - 2 | SEAFOOD FEST
Come enjoy some of the best seafood in Florida while helping the community of Grant and keeping the great tradition of the festival alive! Free admission, free parking, over 125 crafters exhibiting, live continuous entertainment, along with a vast menu of delicious seafood makes this a weekend no one wants to miss! For more info visit: grantseafoodfestival.com
MARCH 1 - 9 | BIKE WEEK
The Annual Daytona Beach Bike Week, one of best-known motorcycle rallies in the world. Motorcycle enthusiasts are invited to enjoy spring riding in Daytona Beach for this 10-day rally - along historic Main Street to Midtown, Scenic A1A Highway and through the best of old Florida, the Ormond
LOCAL EVENTS GUIDE
FLORIDA CENTRAL COAST
PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.
Beach Scenic Loop. For more info visit: officialbikeweek.com
APRIL
APRIL 12 - 13 | BLUEBERRY FEST
Celebrate the spring with buckets of blueberries. This is a fun family festival with delicious foods, blueberries, arts & crafts, and so much more! Celebrate the spring with buckets of blueberries. For more info visit: https://bit.ly/3aODsNB
MAY
MAY 3 | SEA TURTLE MARATHON
It’s time to challenge yourself and go the distance! This race is open to all runners of all skill sets. Once you finish there is a postrace awards party on the beach with live smooth jazz music, light brunch, champagne, mimosas and more!For more info visit: runonthebeach.com
May 15 - 18 | ROCKVILLE
Dive into the most electrifying rock experience of 2024 with more bands, more stages, more rock all around! For more info visit: https://tinyurl.com/3v6vucfw
2025 GRAND SLAM TOURNAMENT SCHEDULE
2025 GRAND SLAM TOURNAMENT
SCHEDULE
* Schedule subject to change
MAY 25 - SUN 12:00 PM 1st Round Ladies’ & Gentlemen’s Single MAY 26 - MON 12:00 PM 1st Round Ladies’ & Gentlemen’s Single
MAY 26 - MON 8:15 PM 1st Round Ladies’ & Gentlemen’s Single
MAY 27 - TUE 12:00 PM 1st Round Ladies’ & Gentlemen’s Single MAY 27 - TUE 8:15 PM 1st Round Ladies’ & Gentlemen’s Single MAY 28 - WED 12:00 PM 2nd Round Ladies’ & Gentlemen’s Single MAY 28 - WED 8:15 PM 2nd Round Ladies’ & Gentlemen’s Single MAY 29 - THU 12:00 PM 2nd Round Ladies’ & Gentlemen’s Single
MAY 29 - THU 8:15 PM 2nd Round Ladies’ & Gentlemen’s Single MAY 30 - FRI 12:00 PM 3rd Round Ladies’ & Gentlemen’s Single MAY 30 - FRI 8:15 PM 3rd Round Ladies’ & Gentlemen’s Single MAY 31 - SAT 12:00 PM 3rd Round Ladies’ & Gentlemen’s Single
MAY 31 - SAT 8:15 PM 3rd Round Ladies’ & Gentlemen’s Single
JUN 01 - SUN 11:00 PM 4th Round Ladies’ & Gentlemen’s Single
JUN 01 - SUN 8:15 PM 4th Round Ladies’ & Gentlemen’s Single
JUN 02 - MON 11:00 PM 4th Round Ladies’ & Gentlemen’s Single
JUN 02 - MON 8:15 PM 4th Round Ladies’ & Gentlemen’s Single
JUN 03 - TUE 11:00 PM 1/4 Finals Ladies’ or Gentlemen’s Singles
JUN 03 - TUE 8:15 PM 1/4 Finals Ladies’ or Gentlemen’s Singles
JUN 04 - WED 11:00 PM 1/4 Finals Ladies’ or Gentlemen’s Singles
JUN 04 - WED 8:15 PM 1/4 Finals Ladies’ or Gentlemen’s Singles
JUN 05 - THU 3:00 PM 1/2 Finals Singles Ladies’
JUN 06 - FRI 2:30 PM 1/2 Final Gentlemen’s Single
JUN 06 - FRI 5:30 PM 1/2 Final Gentlemen’s Single
JUN 07 - SAT 3:00 PM Final Women’s Single
JUN 08 - SUN 3:00 PM Final Gentlemen’s Single
DATE
2025 GRAND SLAM TOURNAMENT SCHEDULE
* Schedule subject to change
JUNE 30 - MON 11:00 AM Men's & Ladies' 1nd Round
JULY 1 - TUE 11:00 AM Men's & Ladies' 1nd Round
JULY 2 - WED 11:00 AM Men's & Ladies' 2nd Round
JULY 3 - THUR 11:00 AM Men's & Ladies' 2nd Round
JULY 4 - FRI 11:00 AM Men's & Ladies' 3rd Round
JULY 5 - SAT 11:00 AM Men's & Ladies' 3rd Round
JULY 6 - SUN 11:00 AM Men's & Ladies' 4th Round
JULY 7 - MON 11:00 AM Men's & Ladies' 4th Round
JULY 8 - TUE 11:00 AM
JULY 9- WED 11:00 AM
JULY 10 - THU 1:00 PM
Men's Singles Quarterfinals & Ladies’ Singles Quarterfinals
Men's Singles Quarterfinals & Ladies’ Singles Quarterfinals
Ladies' Singles Semifinals & Mixed Doubles Final
JULY 11 - FRI 1:00 PM Men's Singles Semifinals
JULY 12 - SAT 2:00 PM
JULY 13 - SUN 2:00 PM
Ladies' Singles Final & Men's Doubles Final
Men's Singles Final & Ladies’ Doubles Final
2024 GRAND SLAM TOURNAMENT SCHEDULE
BANANA DATE NUT BREAD
• 3 ripe bananas mashed
• 2 eggs
• 1 stick butter
• 1 cup unbleached flour
• 1 cup whole wheat flour
• 1/2 cup shelled walnuts chopped
• 3/4 cup Medjool dates chopped and pitted blitzed with 1/4 cup water in a blender ( or 3/4 cup of sugar without water)
• 1 tsp baking soda
• 1/2 tsp salt
• 1 tsp vanilla extract
• Preheat the oven to 350 degrees
• Grease a 9x5x3 bread pan
• Cream butter and date mixture
• Add eggs one at a time, beating well
• Sift flour, baking soda, and salt and add to creamed mixture
• Fold in mashed bananas, vanilla and walnuts
• Pour mixture into the bread pan
• Bake for 50-60 minutes or until the toothpick comes out clean
• Cool for 10 minutes and then put on a rack
Olympic
Olympic
Spires
