WHAT ARE ANNUITIES?
An annuity is an investment vehicle that can provide a guaranteed income for an individual or their spouse. It is a contract with an insurance company or financial institution where you contribute money upfront and at a specific time receive payments back over the course of your lifetime. There are several advantages to investing in an annuity. First, it is tax deferred which means no taxes until you begin taking the income. Second, you can choose a fixed rate annuity where you will always receive the
same amount regardless of market conditions. Third, you will receive payment even if you receive more than your original investment. Fourth, there are annuities with death benefits for heirs.
There are many different types of annuities, all of which have different features, benefits and costs but they fall into three main categories: fixed, fixed index and variable. There are two types of payout options- deferred and immediate.
FIXED ANNUITY
A fixed annuity is based on a set interest rate and can increase in value over time. It guarantees income payments over your lifetime with the possibility of death benefits for heirs. There are two ways to purchase - either through a lump sum payment or a series of payments that increase the value of your annuity and therefore the total payout.
VARIABLE ANNUITY
A variable annuity’s value will depend on market conditions and will rise and fall with the stock market. This means the possibility of a higher interest rate when the market is strong but in a weak market, the annuity could even lose value.
INDEXED ANNUITY
An indexed annuity is based on the performance of a particular market index and the value of the annuity will be based on that particular index. Interest will be based on the index’s interest rate.
WHY BUY AN ANNUITY?
It is a good opportunity to be sure you have the resources to cover your essential monthly expenses such as mortgage or rent, insurance, utilities , travel, etc. The best thing about an annuity is that it does not run out no matter your age or the value of the investment. Start by analyzing your monthly expenses to figure out how much
income you need to cover basic bills. Don’t forget to consider and plan for inflation. When considering an annuity, the most important thing is to be sure to understand what you are investing in. They are complicated investments. Work with a trusted financial adviser to ensure your understanding of the risks and potential returns.
FENG SHUI
IN COLOR & DESIGN
Feng Shui, which literally means wind and water, is an ancient Chinese practice rooted in the theory of Yin and Yang. It is the ancient Chinese practice of using energy forces to harmonize individuals with their surrounding environment by organizing furniture, art, plants, and other objects within any given space or room to create peace and harmony.
It has been used for centuries to determine building sites such as the Forbidden City in Beijing, which is built on a north-south axis with the main entrance facing south. It was believed to be the most propitious direction according to the feng shui masters. Additionally, the pyramid addition to the Louvre in Paris, Trump Tower in Manhattan, and the Sydney Opera House in Sydney have all been influenced by feng shui principles.
In interior design, feng shui is a tool to help design a room that makes you feel good and enhances health, prosperity, harmony and balance for a joyful life.
Chinese philosophy is all about opposites - masculine and feminine, dark and light, warm and cold. Additionally, there is a focus on the 5 elements which are wood, fire, earth, metal and water. These symbolize qualities such as stability, wisdom, growth and creativity. Decorating with the five elements is meant to bring joy and balance to your life.
According to Better Homes and Gardens, you can feng shui your home with a few simple tips:
Clear your home of clutter and open up the flow of traffic. This will create an atmosphere of calm by creating a welcoming entryway. Adding feng shui plants and positioning furniture in relation to the door will give a feeling of
control and empowerment, creating balance. And don’t forget to use feng shui with your color selections.
The bedroom is the most important room for applying the principles of feng shui since we all spend so much time there. It is important to have the bed face the door but not straight-on. It is preferable to have a wall behind the bed so that you are aware if anyone is entering your space. This is referred to as command position. Use soft and muted pastel colors or earthen tones that you’d find in nature. Plants are not recommended for the bedroom as they are active and produce energy which is not conducive to the calm environment required in the bedroom. However, they are desirable throughout the rest of the home. Some of the best plants include lucky bamboo, orchids, jade, snake or rubber plants.
Although there is no scientific basis for the use of feng shui in design, it is about making your environment a healthy and happy one for your family, so why not give it a try.
2024 LPGA
LOCAL EVENTS GUIDE COLUMBUS
PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.
AUGUST
AUG 1 - 4
| OHIO STATE
Visitors can enjoy a variety of activities and exhibits, including interactive educational displays, sporting competitions, a fine arts show, amazing hypnotists and magicians, live entertainment, a free petting zoo and more. You can find more than 70 exhilarating and thrilling rides at the Midway. Finally, it wouldn’t be a fair without food and the Ohio State Fair will feature nearly 200 food vendors, offering food fair goodies that will be too good to resist! For more info visit: ohiostatefair.com
AUG 17 | FOOD TRUCK FEST
The annual festival features a delicious array of cuisines from 50 of the best food trucks in Ohio. Alongside the tantalizing food offerings, guests can enjoy an impressive lineup of live music, explore a selection of handcrafted items from local artisans/crafters, and embark on a unique shopping adventure presented by
local retailers For more info visit: columbusfoodtruckfest.com
SEPTEMBER
SEPT 6 - 7 | HONEY FEST
Taking place in Lithopolis, celebrate all things honey and bee-related during National Honey Month. From honey bake-offs to perusing the arts and crafts booths, you’re sure to have a sweet time – and you might even see this year’s Honey Princess! For more info visit: lithopolishoneyfest.com
SEPT 6 - 8 | OKTOBERFEST!
This community festival has been brewing up and serving smiles for 50+ years. There truly is something for everyone. Tasty food, lively music, bountiful brews, and games galore. The Columbus Oktoberfest has it all. For more info visit: columbusoktoberfest.com
LOCAL EVENTS GUIDE COLUMBUS
PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.
OCTOBER
OCT 3
- 30 | ROCKY HORROR
Are you ready to shiver with antici… pation? Back on the mainstage we bring you your favorite fall tradition, The Rocky Horror Show live on stage! In this cult classic, sweethearts Brad and Janet, stuck with a flat tire during a storm, discover the eerie mansion of Dr. Frank-NFurter. As their innocence is lost, Brad and Janet meet a houseful of wild characters, including a rocking biker and a creepy butler. For more info visit: https://tinyurl. com/2s2xyahc
OCT 5 - 6 | TACO FEST
The annual Columbus Taco Fest returns next May with the best tacos, tequila, and Mexican beer you can find in the city. For more info visit: columbustacofest.com
OCT
12
- 13 | COLUMBUS FILM
The Columbus Film, Author, and Photography Festiva encourages and supports the growing number of people in the film, author and
photography world. This festival aims to reward the accomplishments of like-minded artists who aim to create interesting content. This festival is for new and veteran artists. For more info visit: columbusfapfestival.com
NOVEMBER
NOV 23 - 24 | HOLIDAY MARKET
ChristmasFair is a holiday market featuring 150 artists and crafters with unique, handcrafted items…. pottery, folk art, paintings, stained glass, jewelry, photography and much, much more. It’s the perfect place to find unique, made in America gifts and items for your home. For more info visit: christmasfairartsandcrafts.com
DECEMBER
DEC 1 | CRAFTIN’ SHOW
Support local artists, crafters and merchants at this one-of-a-kind crafts show in downtown Columbus.For more info visit: midwestcraftcon.org
LOCAL EVENTS GUIDE COLUMBUS
PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.
DEC 12 - 28 | THE NUTCRACKER
Treat your family to the enchanting confections of costuming, sets, and blissful choreography in Clara’s dreamy journey through BalletMet’s The Nutcracker—absolutely delightful and delectable in every way. Inspired by the sounds of Tchaikovsky, artists deliver a heartwarming classic holiday story that is a feast for the eyes and ears. For more info visit: https://bit.ly/3g2pkX3
JANUARY
JAN TBA | BEERFEST
Sample more than 150 local and craft brews, as well as new craft wineries and distilleries! For more info visit: columbusbeerfest.com
FEBRUARY
FEB 1 - 16 | NINE
The spectacular musical adaptation of Fellini’s 8½ features one man and the dozens of women in his life. Celebrated but impetuous film director Guido Contini, succumbing to the pressures of
filming his latest film epic, suffers a midlife crisis. One by one, women from his past and present – including his mother, his wife, his mistress, and his leading lady – haunt, instruct, scold, seduce and encourage him until he finally learns to grow up. For more info visit: https://tinyurl.com/4tfnf6xh
MARCH
MARCH 1 - 2 | SPORTS FESTIVAL
The nation’s largest multi-sport festival brings 10,000+ athletes from 80+ nations to Columbus to compete in 50+ sports ranging from bodybuilding to equestrian. For more info visit: arnoldsports.com
APRIL
APRIL TBA | CHERRY BLOSSOM FESTIVAL
Join Central Ohio to celebrate the spectacular blossoms of more than 100 cherry trees in Franklin Park — 20 gifted from Japan during the 2012 Columbus Bicentennial Celebration and 82 plant11
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LOCAL EVENTS GUIDE COLUMBUS
PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.
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ed by the Columbus Recreation and Parks Department and the International Voluntary Organizations.Enjoy the spectacular views of more than 100 blooming cherry trees along with live entertainment, demonstrations, games and more. For more info visit: ivocolumbusoh.org
APRIL 30 | FILM FESTIVAL
In celebration of independent film and filmmakers, central Ohio’s premier cinemas and exhibition venues have joined forces creating the region’s grandest annual film event – a centerpiece of arts and culture in Columbus! For more info visit: cinemacolumbus.com
MAY
MAY 1 - 3 | SCIENCE FESTIVAL
Ohio’s largest science festival will include events in Columbus and the surrounding communities, and will end with the Big Science Celebration at COSI. The events showcase dozens of unique online programs that highlight the
incredible science being done in Ohio. For more info visit: cosiscifest.org
JUNE
JUNE 6 - 8 | ARTS FESTIVAL
The Columbus Arts Festival has grown into one of the most highly acclaimed arts festivals in the nation. The event will feature over 200 visual artists, three stages of performances and dozens of food vendors. The Columbus Arts Festival attracts the nation’s top artists, as well as art enthusiasts from all over the country. For more info visit: columbusartsfestival.org
JUNE 13 - 15 | BLUES & JAZZ FEST
The Creekside Blues & Jazz Festival gathers world famous groups and performers at a single place for you to enjoy the best blues and jazz in Ohio. For more info visit: creeksidebluesandjazz.com
LOCAL EVENTS GUIDE
COLUMBUS
PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.
JUNE 21 | COUNTRY SUPERFEST
Beer and Country Music never broke a Buckeye’s heart, so come on by and enjoy this day of both! For more info visit: buckeyecountrysuperfest.com
JULY
JULY 4 | INDEPENDENCE DAY
Celebrating the 4th of July is a big deal in Columbus! In addition to Red, White and Boom, which is one of the largest fireworks displays in the Midwest, there are so many July 4th celebrations, parades, and fireworks in Columbus in early July. For more info visit: https://tinyurl.com/2sk9xmv9
JULY 18 - 20 | JAZZ & RIB FEST
Jazz & Rib Fest, presented by the Columbus Recreation and Parks Department, is a highly anticipated summertime tradition offering both jazz and rib connoisseurs the finest in music and barbecue. For more info visit: hotribscooljazz.org
2025 GRAND SLAM TOURNAMENT SCHEDULE
2025 GRAND SLAM TOURNAMENT
SCHEDULE
* Schedule subject to change
MAY 25 - SUN 12:00 PM 1st Round Ladies’ & Gentlemen’s Single MAY 26 - MON 12:00 PM 1st Round Ladies’ & Gentlemen’s Single
MAY 26 - MON 8:15 PM 1st Round Ladies’ & Gentlemen’s Single
MAY 27 - TUE 12:00 PM 1st Round Ladies’ & Gentlemen’s Single MAY 27 - TUE 8:15 PM 1st Round Ladies’ & Gentlemen’s Single MAY 28 - WED 12:00 PM 2nd Round Ladies’ & Gentlemen’s Single MAY 28 - WED 8:15 PM 2nd Round Ladies’ & Gentlemen’s Single MAY 29 - THU 12:00 PM 2nd Round Ladies’ & Gentlemen’s Single
MAY 29 - THU 8:15 PM 2nd Round Ladies’ & Gentlemen’s Single MAY 30 - FRI 12:00 PM 3rd Round Ladies’ & Gentlemen’s Single MAY 30 - FRI 8:15 PM 3rd Round Ladies’ & Gentlemen’s Single MAY 31 - SAT 12:00 PM 3rd Round Ladies’ & Gentlemen’s Single MAY 31 - SAT 8:15 PM 3rd Round Ladies’ & Gentlemen’s Single
JUN 01 - SUN 11:00 PM 4th Round Ladies’ & Gentlemen’s Single
JUN 01 - SUN 8:15 PM 4th Round Ladies’ & Gentlemen’s Single
JUN 02 - MON 11:00 PM 4th Round Ladies’ & Gentlemen’s Single
JUN 02 - MON 8:15 PM 4th Round Ladies’ & Gentlemen’s Single
JUN 03 - TUE 11:00 PM 1/4 Finals Ladies’ or Gentlemen’s Singles
JUN 03 - TUE 8:15 PM 1/4 Finals Ladies’ or Gentlemen’s Singles
JUN 04 - WED 11:00 PM 1/4 Finals Ladies’ or Gentlemen’s Singles
JUN 04 - WED 8:15 PM 1/4 Finals Ladies’ or Gentlemen’s Singles
JUN 05 - THU 3:00 PM 1/2 Finals Singles Ladies’
JUN 06 - FRI 2:30 PM 1/2 Final Gentlemen’s Single
JUN 06 - FRI 5:30 PM 1/2 Final Gentlemen’s Single
JUN 07 - SAT 3:00 PM Final Women’s Single
JUN 08 - SUN 3:00 PM Final Gentlemen’s Single
DATE
2025 GRAND SLAM TOURNAMENT SCHEDULE
* Schedule subject to change
JUNE 30 - MON 11:00 AM Men's & Ladies' 1nd Round
JULY 1 - TUE 11:00 AM Men's & Ladies' 1nd Round
JULY 2 - WED 11:00 AM Men's & Ladies' 2nd Round
JULY 3 - THUR 11:00 AM Men's & Ladies' 2nd Round
JULY 4 - FRI 11:00 AM Men's & Ladies' 3rd Round
JULY 5 - SAT 11:00 AM Men's & Ladies' 3rd Round
JULY 6 - SUN 11:00 AM Men's & Ladies' 4th Round
JULY 7 - MON 11:00 AM Men's & Ladies' 4th Round
JULY 8 - TUE 11:00 AM
JULY 9- WED 11:00 AM
JULY 10 - THU 1:00 PM
Men's Singles Quarterfinals & Ladies’ Singles Quarterfinals
Men's Singles Quarterfinals & Ladies’ Singles Quarterfinals
Ladies' Singles Semifinals & Mixed Doubles Final
JULY 11 - FRI 1:00 PM Men's Singles Semifinals
JULY 12 - SAT 2:00 PM
JULY 13 - SUN 2:00 PM
Ladies' Singles Final & Men's Doubles Final
Men's Singles Final & Ladies’ Doubles Final
2024 GRAND SLAM TOURNAMENT SCHEDULE
BANANA DATE NUT BREAD
• 3 ripe bananas mashed
• 2 eggs
• 1 stick butter
• 1 cup unbleached flour
• 1 cup whole wheat flour
• 1/2 cup shelled walnuts chopped
• 3/4 cup Medjool dates chopped and pitted blitzed with 1/4 cup water in a blender ( or 3/4 cup of sugar without water)
• 1 tsp baking soda
• 1/2 tsp salt
• 1 tsp vanilla extract
• Preheat the oven to 350 degrees
• Grease a 9x5x3 bread pan
• Cream butter and date mixture
• Add eggs one at a time, beating well
• Sift flour, baking soda, and salt and add to creamed mixture
• Fold in mashed bananas, vanilla and walnuts
• Pour mixture into the bread pan
• Bake for 50-60 minutes or until the toothpick comes out clean
• Cool for 10 minutes and then put on a rack
TRAIN EXPERIENCES Wonderful
If you haven’t traveled by train, you might like to try it. There are so many fantastic train trips available across the world. They offer opportunities not available any other way. There’s never the hassle of driving and missing the beautiful and scenic countryside. They are eco-friendly,
comfortable, relaxing and also offer refreshments. Trains start and end their journeys in cities and will transport you through diverse and incredible landscapes.
Here are a few amazing train trip options:
JACOBITE TRAIN BERNINA EXPRESS
If you are traveling in Scotland, be sure to check out the Jacobite. This journey is often described as the greatest rail journey in the world. It takes you 84 miles in total from Fort Williams in the highlands of Scotland to the most westerly stop in Arisaig. It passes by lakes and rivers including Lake Nevis, the deepest in Europe and through charming villages. There is a stop in Glenfinnan which was made famous as the site of the Harry Potter films. Then it is on to Mallaig which was founded in 1840 and is now a busy fishing port. It is a great spot for a walk or some shopping and dining. Try the fish and chips! Then take the return trip or consider taking the ferry to Skye and the Small Isles.
In Switzerland, be sure to check out the Bernina Express which is a 90 mile journey from Tirano in northern Italy to Chur in southeastern Switzerland. Highlights include unparalleled panoramic views of the steep peaks of the Swiss Alps, charming villages and shimmering lakes. With 55 tunnels through the mountains and numerous bridges and viaducts, the vistas are stunning. Chur is the oldest city in Switzerland and the old town is actually car-free. The train has earned UNESCO World Heritage Designation due to its architectural features and long history.
SKAGWAY RAILROAD RAILROAD MUSEUM
In Alaska, don’t miss the Bennett Lake Scenic Journey. A trip through history that began with the gold rush of 1898 when men sought routes to the Klondike and the White Pass. It began in Skagway and continued to British Columbia and the Yukon Territory. The train climbs from sea level to 3,00ft - a true marvel of engineering. Travel in a vintage train from Skagway to Carcass in the Yukon Territory. See snow capped peaks, forests, sparkling lakes, and amazing waterfalls. Visit Bennett Station and the White Pass Museum. You can do a walk through an old gold rush town. Then ride through remote sections of the lake that are otherwise only available by hiking the Chilkoot Trail.
In Parrish, Florida, visit the Museum and see the historic trains of the old South. Or take the 6-mile ride on an early 1900s train from Parrish to Willow to see a rail collection and exhibition. Also they host special train events including a train robbery experience.
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