PORTLAND OREGON | VOL. 7
WHAT ARE ANNUITIES?
An annuity is an investment vehicle that can provide a guaranteed income for an individual or their spouse. It is a contract with an insurance company or financial institution where you contribute money upfront and at a specific time receive payments back over the course of your lifetime. There are several advantages to investing in an annuity. First, it is tax deferred which means no taxes until you begin taking the income. Second, you can choose a fixed rate annuity where you will always receive the
same amount regardless of market conditions. Third, you will receive payment even if you receive more than your original investment. Fourth, there are annuities with death benefits for heirs.
There are many different types of annuities, all of which have different features, benefits and costs but they fall into three main categories: fixed, fixed index and variable. There are two types of payout options- deferred and immediate.
FIXED ANNUITY
A fixed annuity is based on a set interest rate and can increase in value over time. It guarantees income payments over your lifetime with the possibility of death benefits for heirs. There are two ways to purchase - either through a lump sum payment or a series of payments that increase the value of your annuity and therefore the total payout.
VARIABLE ANNUITY
A variable annuity’s value will depend on market conditions and will rise and fall with the stock market. This means the possibility of a higher interest rate when the market is strong but in a weak market, the annuity could even lose value.
INDEXED ANNUITY
An indexed annuity is based on the performance of a particular market index and the value of the annuity will be based on that particular index. Interest will be based on the index’s interest rate.
WHY BUY AN ANNUITY?
It is a good opportunity to be sure you have the resources to cover your essential monthly expenses such as mortgage or rent, insurance, utilities , travel, etc. The best thing about an annuity is that it does not run out no matter your age or the value of the investment. Start by analyzing your monthly expenses to figure out how much
income you need to cover basic bills. Don’t forget to consider and plan for inflation. When considering an annuity, the most important thing is to be sure to understand what you are investing in. They are complicated investments. Work with a trusted financial adviser to ensure your understanding of the risks and potential returns.
FENG SHUI
IN COLOR & DESIGN
Feng Shui, which literally means wind and water, is an ancient Chinese practice rooted in the theory of Yin and Yang. It is the ancient Chinese practice of using energy forces to harmonize individuals with their surrounding environment by organizing furniture, art, plants, and other objects within any given space or room to create peace and harmony.
It has been used for centuries to determine building sites such as the Forbidden City in Beijing, which is built on a north-south axis with the main entrance facing south. It was believed to be the most propitious direction according to the feng shui masters. Additionally, the pyramid addition to the Louvre in Paris, Trump Tower in Manhattan, and the Sydney Opera House in Sydney have all been influenced by feng shui principles.
In interior design, feng shui is a tool to help design a room that makes you feel good and enhances health, prosperity, harmony and balance for a joyful life.
Chinese philosophy is all about opposites - masculine and feminine, dark and light, warm and cold. Additionally, there is a focus on the 5 elements which are wood, fire, earth, metal and water. These symbolize qualities such as stability, wisdom, growth and creativity. Decorating with the five elements is meant to bring joy and balance to your life.
According to Better Homes and Gardens, you can feng shui your home with a few simple tips:
Clear your home of clutter and open up the flow of traffic. This will create an atmosphere of calm by creating a welcoming entryway. Adding feng shui plants and positioning furniture in relation to the door will give a feeling of
control and empowerment, creating balance. And don’t forget to use feng shui with your color selections.
The bedroom is the most important room for applying the principles of feng shui since we all spend so much time there. It is important to have the bed face the door but not straight-on. It is preferable to have a wall behind the bed so that you are aware if anyone is entering your space. This is referred to as command position. Use soft and muted pastel colors or earthen tones that you’d find in nature. Plants are not recommended for the bedroom as they are active and produce energy which is not conducive to the calm environment required in the bedroom. However, they are desirable throughout the rest of the home. Some of the best plants include lucky bamboo, orchids, jade, snake or rubber plants.
Although there is no scientific basis for the use of feng shui in design, it is about making your environment a healthy and happy one for your family, so why not give it a try.
2024 PGA TOURNAMENT SCHEDULE
DATES TOURNAMENT
JUNE 29 - AUG 4
AUG 5 - 11
AUG 12 - 18
AUG 19 - 25
AUG 26 - SEP 1
* Schedule subject to change
Olympic Men’s Golf Competition # Le Golf National, Paris, France GOLF
Wyndham Championship Sedgefield Country Club, Greensboro, North Carolina
TOURNAMENT
EDEX CUP PLAYOFFS
FedEx St. Jude Championship TPC Southwind, Memphis, Tennessee
BMW Championship Castle Pines Golf Club, Castle Rock, Colorado
TOUR Championship East Lake Golf Club, Atlanta, Georgia
CBS, GOLF, ESPN+, SXM
NBC, GOLF, ESPN+, SXM
NBC, GOLF, ESPN+, SXM
NBC, GOLF, ESPN+, SXM
+ Signature Event # Not PGA TOUR Co-sponsored ^ Co-sanctioned with DP World Tour
2024 LPGA
2024 LPGA TOURNAMENT
Schedule subject to change
Purse subject to change
LOCAL EVENTS GUIDE PORTLAND
PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.
AUGUST
AUG 2 - 3 | JAZZ
FESTIVAL
The Vanport Jazz Festival honors the city of Vanport and the voices that formed Portland’s jazz community. Near the site of the historic 1948 flood, the event transforms Colwood Golf Course into a cultural revival, welcoming nationally renowned artists and breathing new life into Portland jazz. For more info visit: vanportjazzfestival.com
SEPTEMBER
SEPT 12 - 15 | OKTOBERFEST
Go full Bavarian this Oktoberfest; German and Northwest craft brews are accompanied by plenty of sausages and, naturally, wiener dog races, all in a quaint town 40 miles (64 km) south of Portland. For more info visit: oktoberfest.org
SEPT 28 | THE WEDGE
The Wedge is a farmers market-style festival celebrating cheese and everything that goes
with it. Sample and purchase local, artisan cheese, specialty foods, wine, spirits, and cider. For more info visit: thewedgeportland.com
OCTOBER
OCT 4 - 6 | GREEK
FEST
Dedicated to preserving and sharing the Hellenic-American experience in Oregon and Southwest Washington, HACCM celebrates the rich cultural traditions brought to this region by the Hellenes, immigrants from Greece. For more info visit: portlandgreekfestival.com
OCT 16 - 20 | FILM FESTIVAL
Portland Film Festival is a non-profit organization dedicated to nurturing filmmakers and audiences and celebrating the power of a good story. The festival focuses on the people, ideas, technology, skills and artistry behind filmmaking and provides entertainment and educational opportunities to the public. The festival stands by the belief in equity for
LOCAL EVENTS GUIDE PORTLAND
PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.
everyone, regardless of background, socioeconomic means or physical ability. For more info visit: portlandfilm.org
NOVEMBER
NOV 2 | BOOK FESTIVAL
Founded in 2005 by local writer Larry Colton and renamed in 2018, the annual festival always featured an impressive lineup of local and national authors and a book fair. For more info visit: https://tinyurl.com/hnep3ysz
DECEMBER
DEC 1 - 30 | FESTIVAL OF LIGHTS
Presenting the sights, sounds, and sensations of the season! The Grotto’s Christmas Festival of Lights features over two million lights and is the largest Christmas choral festival in the world. Grab your hot coco and enjoy the lights with your loved ones. For more info visit: https://bit.ly/321OopV
DEC 7 - 24 | NUTCRACKER
The Oregon Ballet Theater is celebrating the holiday season with an absolute classic: Tchaikovsky and Petipa’s The Nutcracker, with choreography by the legendary George Balanchine! High art and a lot of fun are coming to the Keller Auditorium this December, and lucky for you, great tickets are available for every Nutcracker Portland performance. Your family’s sure to love this timeless classic! For more info visit: nutcrackerportland.com
JANUARY
JAN 16 - 19 | MUSIC GATHERING
The Portland Oregon Old-Time Music Gathering is a grassroots volunteer-run festival that aims to celebrate and enrich the community of traditional old-time Appalachian style stringband musicians. We wish to create an environment where the music is as meaningful as it is when we gather to swap tunes and meet to play at a campsite during a festival. For more info visit: bubbaville.org
LOCAL EVENTS GUIDE PORTLAND
PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.
JAN 17 - 18 | FOLK FESTIVAL
Portland’s Folk Festival began as a way for Portland musicians to come together to celebrate the burgeoning local scene and enjoy each other’s craft. The energy exudes from the stage that has been marinated in decades of iconic artists creating an atmosphere that feels oddly transcendent. We continue hosting this festival for the same reason we started, to bring the Portland music community together to recognize and praise each other; to build community and shower each other with appreciation. For more info visit: portlandsfolkfestival.com
FEBRUARY
FEB 20 - 23 | SEAFOOD & WINE FESTIVAL
Experience a Seafood & Wine pairing you won’t soon forget. Renowned Chefs will prepare signature seafood dishes that will pair perfectly with distinct wines. For more info visit: The Newport Seafood and Wine Festival is “The Original and Still the Best” located
on the picturesque Oregon Coast. For more info visit: https://bit.ly/3bk4iwO
FEB 20 - 28 | JAZZ FESTIVAL
The Biamp Portland Jazz Festival is a ten-day multi-venue celebration of jazz presented in Portland, Oregon. The Festival is dedicated to evolving America’s art form, featuring recognized jazz masters and rising jazz stars, alongside local jazz heroes. For more info visit: pdxjazz.org
MARCH
MARCH TBA | SEAFOOD FEST
Enjoy fresh Oregon seafood as well as wine, craft beers, cider, and distilled spirits as you browse the myriad of exhibitors. Over 30 of Oregon’s finest wineries offer you tastings of their very best. This is a family-friendly event. Live entertainment, face painters, balloon artists, and so much more. For more info visit: pdxseafoodandwinefestival.com
LOCAL EVENTS GUIDE PORTLAND
PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.
MARCH 8 | SHEBREW FESTIVAL
The annual SheBrew Festival is a family-friendly beer and cider festival showcasing over 50 professional female brewers and 10 homebrewers from the Pacific Northwest. Enjoy Beers and Cider, GF and NA options, women-owned food carts, Hearth and Soul Pizza and Salvi PDX, cool vendors, outdoor games, a photobooth, a raffle and homebrew sodas. For more info visit: shebrew.beer
APRIL
APRIL TBA | TULIP FESTIVAL
Grab your wooden clogs for a stroll through the tulips. The Wooden Shoe Tulip Festival blossoms each spring, drawing many to come see acres upon acres of tulips in full bloom. For more info visit: woodenshoe.com
MAY
MAY TBA | CINCO DE MAYO
For more than 30 years, the Portland Guadalajara Sister City
Association has hosted a Cinco de Mayo Fiesta that has become one of the largest multicultural celebrations in Oregon. The fiesta boasts three full days packed with festivities and culturally immersive programming at Tom McCall Waterfront Park in downtown Portland. During the event, festival-goers can experience the spirit of Mexico through music, arts, dance and sport. For more info visit: cincodemayoportland.com
MAY 16 - 17 | UFO FESTIVAL
More than 70 years ago, the tiny town of McMinnville was struck with UFO fever when a local family spotted a flying disc from their farm, making national news. 50 years later, in 1999, the fever descended again with the very first UFO Festival. Today you can celebrate all things extraterrestrial with other enthusiasts during days full of parades, costume contests, expert speakers and family fun! For more info visit: ufofest.com
LOCAL EVENTS GUIDE PORTLAND
PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.
JUNE
JUNE TBA | CITYFAIR
At Rose Festival CityFair, you’ll find your favorite fair features - carnival rides, fair foods, interactive exhibits, and constant entertainment - all nestled between the urban energy of the city and the natural beauty of the Willamette River. For more info visit: https://tinyurl.com/35d429yz
JUNE 27 - 28 | MIDSUMMER FEST
Decorate the Maypole and make flower crowns, watch two stages of live music and performers, indulge in Nordic summer delicacies, play games and make crafts, shop vendors, experience Vikings, and enjoy - this is Midsummer! For more info visit: oregonmidsummer.com
JULY
JULY 4 | INDEPENDENCE DAY
The annual Independence Day celebrations in Portland offer an array of great activities and events. Thousands of Portland residents and guests flock downtown to the Waterfront Blues Festival, while many families opt to get out of the city to enjoy local celebrations in St. Paul, Fort Vancouver, and the wine country. Find the perfect way to spend America’s Birthday! For more info visit: https://bit.ly/3soF22T
2025 GRAND SLAM TOURNAMENT SCHEDULE
2025 GRAND SLAM TOURNAMENT
SCHEDULE
* Schedule subject to change
MAY 25 - SUN 12:00 PM 1st Round Ladies’ & Gentlemen’s Single MAY 26 - MON 12:00 PM 1st Round Ladies’ & Gentlemen’s Single
MAY 26 - MON 8:15 PM 1st Round Ladies’ & Gentlemen’s Single
MAY 27 - TUE 12:00 PM 1st Round Ladies’ & Gentlemen’s Single MAY 27 - TUE 8:15 PM 1st Round Ladies’ & Gentlemen’s Single MAY 28 - WED 12:00 PM 2nd Round Ladies’ & Gentlemen’s Single MAY 28 - WED 8:15 PM 2nd Round Ladies’ & Gentlemen’s Single MAY 29 - THU 12:00 PM 2nd Round Ladies’ & Gentlemen’s Single
MAY 29 - THU 8:15 PM 2nd Round Ladies’ & Gentlemen’s Single MAY 30 - FRI 12:00 PM 3rd Round Ladies’ & Gentlemen’s Single MAY 30 - FRI 8:15 PM 3rd Round Ladies’ & Gentlemen’s Single MAY 31 - SAT 12:00 PM 3rd Round Ladies’ & Gentlemen’s Single
MAY 31 - SAT 8:15 PM 3rd Round Ladies’ & Gentlemen’s Single
JUN 01 - SUN 11:00 PM 4th Round Ladies’ & Gentlemen’s Single
JUN 01 - SUN 8:15 PM 4th Round Ladies’ & Gentlemen’s Single
JUN 02 - MON 11:00 PM 4th Round Ladies’ & Gentlemen’s Single
JUN 02 - MON 8:15 PM 4th Round Ladies’ & Gentlemen’s Single
JUN 03 - TUE 11:00 PM 1/4 Finals Ladies’ or Gentlemen’s Singles
JUN 03 - TUE 8:15 PM 1/4 Finals Ladies’ or Gentlemen’s Singles
JUN 04 - WED 11:00 PM 1/4 Finals Ladies’ or Gentlemen’s Singles
JUN 04 - WED 8:15 PM 1/4 Finals Ladies’ or Gentlemen’s Singles
JUN 05 - THU 3:00 PM 1/2 Finals Singles Ladies’
JUN 06 - FRI 2:30 PM 1/2 Final Gentlemen’s Single
JUN 06 - FRI 5:30 PM 1/2 Final Gentlemen’s Single
JUN 07 - SAT 3:00 PM Final Women’s Single
JUN 08 - SUN 3:00 PM Final Gentlemen’s Single
DATE
2025 GRAND SLAM TOURNAMENT SCHEDULE
* Schedule subject to change
JUNE 30 - MON 11:00 AM Men's & Ladies' 1nd Round
JULY 1 - TUE 11:00 AM Men's & Ladies' 1nd Round
JULY 2 - WED 11:00 AM Men's & Ladies' 2nd Round
JULY 3 - THUR 11:00 AM Men's & Ladies' 2nd Round
JULY 4 - FRI 11:00 AM Men's & Ladies' 3rd Round
JULY 5 - SAT 11:00 AM Men's & Ladies' 3rd Round
JULY 6 - SUN 11:00 AM Men's & Ladies' 4th Round
JULY 7 - MON 11:00 AM Men's & Ladies' 4th Round
JULY 8 - TUE 11:00 AM
JULY 9- WED 11:00 AM
JULY 10 - THU 1:00 PM
Men's Singles Quarterfinals & Ladies’ Singles Quarterfinals
Men's Singles Quarterfinals & Ladies’ Singles Quarterfinals
Ladies' Singles Semifinals & Mixed Doubles Final
JULY 11 - FRI 1:00 PM Men's Singles Semifinals
JULY 12 - SAT 2:00 PM
JULY 13 - SUN 2:00 PM
Ladies' Singles Final & Men's Doubles Final
Men's Singles Final & Ladies’ Doubles Final
2024 GRAND SLAM TOURNAMENT SCHEDULE
TRAIN EXPERIENCES Wonderful
If you haven’t traveled by train, you might like to try it. There are so many fantastic train trips available across the world. They offer opportunities not available any other way. There’s never the hassle of driving and missing the beautiful and scenic countryside. They are eco-friendly,
comfortable, relaxing and also offer refreshments. Trains start and end their journeys in cities and will transport you through diverse and incredible landscapes.
Here are a few amazing train trip options:
JACOBITE TRAIN BERNINA EXPRESS
If you are traveling in Scotland, be sure to check out the Jacobite. This journey is often described as the greatest rail journey in the world. It takes you 84 miles in total from Fort Williams in the highlands of Scotland to the most westerly stop in Arisaig. It passes by lakes and rivers including Lake Nevis, the deepest in Europe and through charming villages. There is a stop in Glenfinnan which was made famous as the site of the Harry Potter films. Then it is on to Mallaig which was founded in 1840 and is now a busy fishing port. It is a great spot for a walk or some shopping and dining. Try the fish and chips! Then take the return trip or consider taking the ferry to Skye and the Small Isles.
In Switzerland, be sure to check out the Bernina Express which is a 90 mile journey from Tirano in northern Italy to Chur in southeastern Switzerland. Highlights include unparalleled panoramic views of the steep peaks of the Swiss Alps, charming villages and shimmering lakes. With 55 tunnels through the mountains and numerous bridges and viaducts, the vistas are stunning. Chur is the oldest city in Switzerland and the old town is actually car-free. The train has earned UNESCO World Heritage Designation due to its architectural features and long history.
SKAGWAY RAILROAD RAILROAD MUSEUM
In Alaska, don’t miss the Bennett Lake Scenic Journey. A trip through history that began with the gold rush of 1898 when men sought routes to the Klondike and the White Pass. It began in Skagway and continued to British Columbia and the Yukon Territory. The train climbs from sea level to 3,00ft - a true marvel of engineering. Travel in a vintage train from Skagway to Carcass in the Yukon Territory. See snow capped peaks, forests, sparkling lakes, and amazing waterfalls. Visit Bennett Station and the White Pass Museum. You can do a walk through an old gold rush town. Then ride through remote sections of the lake that are otherwise only available by hiking the Chilkoot Trail.
In Parrish, Florida, visit the Museum and see the historic trains of the old South. Or take the 6-mile ride on an early 1900s train from Parrish to Willow to see a rail collection and exhibition. Also they host special train events including a train robbery experience.
CARPET CLEANING
Carpet MD & Breathe Right Duct
Cleaning Front Cover, Back Inside Cover CONTINENCE CENTER
DUCT CLEANING
Carpet MD & Breathe Right Duct Cleaning Front Cover, Back Inside Cover
ELECTRICIAN
Frahler Electric Co......................................................5
ESTATE APPRAISALS
Peerless
ESTATE SALES
Peerless
