The Nigeria Luxury Magazine, Issue 1

The Nigeria

Issue 1, Vol. 1

www.thenigerialuxury.com

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REAL ESTATE | STYLES & TRENDS HEALTH | MOTORING + MORE

ISSN: 2805-4091

THE MAN, HIS STYLE AND MISCONCEPTIONS

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CONTENT 11

27 MAITAMA II:

The Freshly Baked Cake Every Smart Investor Wants to Have a Taste of

COVER Women’s Luxury Watches That Hold Their Value

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31 Choosing The Right

PERFUME Why You Should Eat Leaf-wrapped Meals

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Attracting Wealth Through Real Estate

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Benefits of investing in a motorsport race track

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How your Body type affects your training

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Will Nigeria be at the Global Crypto Bistro?

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Why Golf is perceived a ‘Big Man’s Sport

FEATURE

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THE DEVOURER OF THE RICH

Editor’s Note

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s we continue to encourage our readers to enjoy life regardless of all the issues around us, beginning from this issue, we will be featuring a Luxury Personality, bringing to focus some select, deserving and decent iconic individuals and places, associated with classy tastes, styles and the attendant socioeconomic choices and consumption patterns.

We feature Distinguished Senator Dino Melaye (SDM) who represented Kogi West Senatorial District in the 8th Assembly, a man known for his outspoken nature and his luxurious lifestyle, be it men’s accessories, automobiles, arts collection, bling, and the like. You will see why we chose him for this edition as you flip through the pages.

We understand that real estate is of high interes t to our audience, hence, a department created to bring tips to guide you and products for your investment.

Maitama II is a new district created by the FCT administration of Muhammed Bello, we have highlighted the benefits of investing in this new district.

As always, The Nigeria Luxury Magazine asks the question – WHY NOT, helping to generate taste and style consciousness of that niche of Nigerians who have worked hard enough to deservedly acquire and appreciate high class economic products, as obtained in other places, without guilt.

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frican wax printed fabrics popularly known as Ankara in the Nigerian parlance have become timeless in the world of fashion. Ankara fabrics are beautifully coloured wax printed cotton materials.

Long time ago, Ankara fabrics were given as gifts to new brides as part of her dowry or wedding presents, in large quantities and are saved up for “rainy days" which could either connote economic hardship for the family, in which case she could sell off some fabrics to make ends meet or for cherished family functions like wedding or burial ceremonies.

The quality of each Ankara is determined by the brand name it carries which signifies how expensive it was bought. This in turn depicts the economic status of the one who has it on.

Recently, the Ankara fashion has transcended from just clothes to be worn to other fabric items, which have become priced possessions in the arsenal of fashion loving Nigerians. Due to the bright and beautiful colours of the Ankara, items made with the fabric have become ready souvenirs for tourists and foreigners especially those of non-African decent.

A wide range of products made using the Ankara fabrics are also exported to other continents of the world, thus contributing positively to the economy of the nation.

Ankara fashion crafts are known to stand out from other fashion crafts wherever they are found; this is so maybe as a result of the ability of Nigerians and other Africans to compete in the production of properly crafted pieces which tells about the African heritage or as a result of including our everyday attire or “wrapper" as fondly called into pieces which are proudly displayed and are commanding supreme attention.

Some fashion items made using Ankara fabric include: dresses, hand bags, shoes, backpacks, luggage, kitchen accessories like aprons, oven mittens, potholders, etc., traveling neck rests, luggage tags, hair bands, earrings and neck laces, baby carriers, baby nests, picture frames, book covers, key holders and so many other fabric creations.

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The Nigeria Luxury Magazine

Women’s Luxury Watches That Hold Their Value

Over the years, we have seen two categories of watch enthusiasts, one category wants a watch that does its job really well – regardless of its movement. The other category is the watch collector who considers timepieces to be investments, in this article we will focus on the latter. Although, the investment potential for women's watches isn't the same as for the men. However, there are brands and models that have stood the test of time, striped green whether they are valued for their elegance, patterns. One distinguished for superior mechanics or a thing is certain combination of both. These timewith a stone watch pieces are enigmatic and are still of this type is that no in production.

Piaget Possession Among the most collectible women’s timepieces from the latter half of the 20th century are Piaget watches made with natural stone dials. One of the most distinct versions of these watches is made using malachite with its easily identifiable,

two are exactly the same as the patterns of each stone is different. The Piaget Possession is powered by a quartz movement set in a 29mm round 18k rose gold case. The rotating bezel is paved with 42 brilliant-cut diamonds. The green alligator strap matches the color of the natural malachite dial with the Piaget logo at 12 o’clock.

Cartier Tank Most famously worn by Jacqueline Kennedy Onassis, the Cartier Tank watch is arguably the most iconic watch by Cartier, a company that has perfected distinct watch shapes. The dial is square, but extended bezels and lugs give the impression of a rectangular case. Cartier has made many versions of these watches over the years for men and women. The one pictured from the Tank Anglaise Collection has a classic appeal. The 18k rose gold case has a smooth polished finish. The crown is topped with a sapphire. The silvertone sunray dial with flinqué detail has

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Roman-numeral hour markers and blued steel hands. Completing the look of this watch is a brown alligator strap with 18k pink gold buckle.

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Jaeger-LeCoultre Reverso One Another classic watch that uses the tank shape is the Jaeger-LeCoultre's Reverso. This watch was originally invented for polo players to protect the dial during matches. It did this by turning 180 degrees moving the protective metal caseback to the front of the timepiece. Since 1931 there have been many iterations of the Reverso for men and women. It was a classic Art Deco piece that was at the height of its popularity in the 1930s and ’40s. This particular timepiece is inspired by the first model created for women in the 1930s. The stainless steel case is set above and below the dial with rows of diamonds. The white sunraybrushed dial has dauphine hands and black Arabic numerals. The blank reverse of the watch can be engraved, and an alligator band completes the look of the timepiece.

Chopard Happy Diamonds If having a high-quality movement is important to you then look no further than a watch from Blancpain.

This luxury watch brand specializes in in-house mechanical movements for all of its men’s and women’s watches. This 39mm stainless steel watch is powered by the Blancpain caliber 1150 automatic movement.

The white mother-of-pearl dial has silver-tone hands and Romandiamond numerals hour markers and a date window at 3 o’clock. Of course, one cannot overlook the red heart-shaped outline at 1 o’clock. It’s completed with a white leather strap.

Longines Master Collection Longines has a long history of creating high-quality women’s watches. The Longines Master Collection, created in 2005, is an example of this. Classic aesthetics and strong performance characterize this timepiece. The petite 25.5mm stainless steel case is matched with a bracelet and folding clasp made of the same material. The silver textured dial has Arabic numerals, a date window at 3 o’clock and blued steel

hands. It is powered by a Swiss-made automatic movement.

Bulgari Serpenti Tricolor Tubogas is the name given to a type of chain formed from a pair of interlocking gold strips wrapped tightly together through a technique that requires no soldering. The result is a flexible and hollow tubular necklace. This technique was used since throughout histor y and adapted by several luxury jewelry houses, particularly in the 1930s and ’40s. While Bulgari didn’t invent the technique, it perfected a variation of it for its iconic Serpenti watches that coil around the wrist. Over the years the luxury house created many versions of this watch with each being extremely popular. The Serpenti Tricolor is powered by a quartz movement and made with a combination of 18k yellow, white and rose gold. The 35mm case shaped like a snake’s head is sprinkled with round brilliant-cut diamonds.

The winding crown is topped with a pink rubellite cabochon, and the dark opaline dial is finished in a guilloché pattern.

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Exploring

Dino Melaye's Exquisite World of Style & Taste

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istinguished Senator Dino Melaye, a senator of the federal republic of Nigeria who represented Kogi West Senatorial District in the 8th Assembly is a man of class and high taste, be it men accessories, automobiles, arts collection, bling, and the like.

Our editorial team chose him to sit down with, for this second issue of our publication, and he graciously consented. You are to discover why we made the choice as you read along below:

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The Nigeria Luxury Magazine

What inspired the magnificent design of this house?

It is just what I wanted. I got my architects to understand that I wanted a house like this.

A house with all living rooms open; a car parked as part of the furniture inside the house, and a roof-top swimming pool.

The architects basically transformed my thoughts into a design.

Why do you have this particular brand parked in the house, unlike other cars?

It is because I love Rolls-Royce, mine is SDM-customized. This version is the 2-toned convertible.

Why Rolls-Royce, of all the cars?

There is only one car in the world, Rolls-Royce and RollsRoyce. Do you see their advert

anywhere? Their class sells itself.

On this wall is a gallery of your role models I guess, is it a coincidence that all of them are freedom fighters?

Yes, because they all care about the people Most people see freedom fighters as those who live quiet and low lifestyle. You speak and fight for the oppressed, yet you are rich and affluent and live a luxury lifestyle. Isn't that a contradiction?

To start with, I want to state very clearly that success doesn't take humility away from you.

That you are wealthy never should take away the fear of God from you and should not stop you from speaking for those who cannot speak for themselves. Those are two separate entities, and it is not a

crime to be rich because you are a freedom fighter. For me, I am a child of God, and He says in Phillipians 4 vs 19, “He will provide for all my needs” according to his riches in glory of Christ Jesus. Money has three definitions in the Bible: 1.

Money is defence, 2. Money is the wheel of progress 3. Money answereth all things. What these simply mean is that for you to successfully fight any struggle, you need money.

People are surprised at the way you display your wealth; does it not bother you that you might get disturbed by the authorities?

Why would the authorities come for me? I have neither occupied an executive office nor executed any government contract. When you have legitimate wealth, you can display it. Only those who

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In my bar, is a collection of all kinds of classic and exotic drinks from around the world, but I don't take alcohol, I only collect and serve them.

I have never smoked, there is no reason for smoking..... It is a false belief to think that alcohol will give you the energy to do the things you cannot do naturally. I do everything I do with my natural consciousness. gather their wealth illegally would try to hide what they have. All my cars and bikes have my number plates; I have nothing to hide or to be ashamed of. Life is for the living, after all.

It is believed that you got your money from politics I started making good money before joining politics. I bought a Mc Donald's franchise in the US which was the beginning of success for me, and this was long before I joined politics.

What other business venture do you engage in?

Real Estate

How do you get encouragement to do your businesses?

The only encouragement I get to do any business is God. I pray to God for direction and He directs me. There is no network failure between me and Him, if He never fails, I won't.

What are your favourite hobbies?

Reading, travelling, exploring, singing What book are you currently reading?

It is Chief Obasanjo's My Watch Who is your best musician of all time?

Fela Anikulakpo-Kuti is my best musician of all time

The kind high wey I get pass substance, me wey don high from my mama belle, my natural highness no be today - Senator Dino Melaye

Teetotalism Teetotalism is the practice or promotion of complete personal abstinence from alcoholic beverages. A person who practices teetotalism is called a teetotaler or is simply said to be teetotal. The teetotalism movement was first started in Preston, England, in the early 19th century. - Wikipedia

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Why is that sir?

He spoke his mind, he spoke for the people and most of what he said is still very relevant today .

Fela was a classic singer, does it mean you don't listen to new generation songs?

I also listen to new generation songs, but I devote my attention and time to this man because he was a prophet.

“

Why would the authorities come for me? I have neither occupied an executive office nor executed a government contract. When you have legitimate wealth, you can display it. Only those who gather their wealth illegally would try to hide what they have.

All my cars and bikes have my number plates; I have nothing to hide or to be ashamed of. Life is for the living, after all.

You played a role in a Nollywood movie, you are a spontaneous man, is acting part of your spontaneity, or it is what you have always loved to do?

I have always been involved in drama in my secondary school, my university days, even as a youth corps member, so I would say I am indoctrinated.

Memorable Travel Destinations?

All the places I have visited have been memorable What about your favourite sports?

I love football and tennis With all your collection of fancy sport cars, do you do competitive motor sport?

No, I don't do competitive motorsport, but I do some occasional rides on my own.

Just like I do on bikes, I do with the fancy cars.

”

Do you have interest in active motorsport, or have plans to introduce active motorsport in Nigeria?

Yes, I have interest in motorsport. I am building the only auto museum in Africa, it is along the Airport Road in Abuja, with a 20-hectare of land. It is a N260 billion project, in conjunction with the Ferrari World in Abu Dhabi.

Sir, we can see that you collect all kinds of drinks, which is your favourite?

In my bar, is a collection of all kinds of classic and exotic drinks from around the world, but I don't take alcohol, I only collect and serve them.

You mean you don't take alcohol at all?

Not in my entire existence

If you don't drink, people believe you engage in other forms of recreation like smoking, etc, to be able to have the kind of boldness you do, and do the things you do?

I have never smoked, there is no reason for smoking. People should know that there are those who don't need to be induced to do what they need to do, that's all. It is a false belief to think that alcohol will give you the energy to do the things you cannot do naturally. I do everything I do with my natural consciousness.

The kind high wey I get pass substance, me wey don high from my mama belle, my natural highness no be today You recently launched your book, Antidotes for Corruption, what was your motivation for writing on corruption?

Corruption is the reason Nigeria is in the deplorable state it is today. When I released the book, 22 people took me to

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praise and worship then relax to watch the TV. That's my typical day.

With your busy schedules, do you create time for family?

Family is everything to me, my work cannot affect my family time. Everything must be balanced, and so, I create time for my family.

Tell us about your love for classic collections I love antique things generally. I love collecting things from the old times. They give me satisfaction by acquiring them as much as I can.

court, by the time we got there, all of them withdrew their cases because the truth is the truth and I won't speak, if I don't have evidence.

Why did you launch the anti corruption network?

It was for people to see how far corruption has dealt with our society. I see corruption as the bane of our development and it is responsible for where we are today as a nation and the only way to move forward is to kill corruption before it kills us.

Senator, you may notice a great demand for your book, is it also available for purchase online, or it is in bookshops only?

Yes, it is on Amazon, we have an agreement with 97 airports which should be concluded in a matter of months What is your typical day like?

I wake up in the morning, say my prayers, head to the gym, set out for work and back home.

At home in the evening I do my

What thing can you not leave the house without?

My phone What does style mean for SDM? I don't believe in style, I believe everyone should just be themselves What are your favourite wrist watch brands?

Frank Muller, Chopard, Rolex Your critiques believe you should help the people with your wealth instead of lavishing it on luxury, what do you have to say to them?

A large part of my wealth goes to lifting people out of poverty, I don't have to flaunt it.

However, put the wealth of the 20 richest people in the world together, it cannot solve the financial problems of Nigerians. Even Our Lord Jesus Christ did not eradicate poverty from the land, why do they expect Dino's wealth would solve their financial problems? I have worked for my wealth by the grace of God almighty, I

think I deserve to enjoy my wealth.

Some criticize the way you flaunt your lifestyle; they think it is dishonourable for a man who has reached the position of Senator of the Federal Republic of Nigeria Nigerians have become negative because of the situation in the country. I am just being me; why can't I live my life as long as it doesn't harm the other person. I love luxury and affluence; it is a hobby for me.

Some people drink, smoke, womanise, take hard substances, even do uncouth things to pass time. Dino's only crime is that he is bold enough to do what he loves to do, and that intimidates them. I know plenty of them want to leave in

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The Nigeria Luxury Magazine

“

...success doesn't take humility away from you; ... That you are wealthy never should take away the fear of God from you and should not stop you from speaking for those who cannot speak for themselves; ...and it is not a crime to be rich because you are a freedom fighter.

Money has three definitions in the Bible: 1. Money is defence, 2. Money is the wheel of progress 3. Money answereth all things. What these simply mean is that for you to successfully fight any struggle, you need money.

”

affluence like me, but they lack the courage to do so because they fear their wealth does not measure up to their earnings or what the people will say.

What will you advise Nigerians about, particularly with regard to the current state of affairs?

1. My advice to Nigerians is that they should come out of their cocoon. We are where we are today because of fear. If we don't conquer fear, we will continue to live in perpetual poverty and continuous

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domination by the elites 2. In an unjust society, silence is a crime. Nigerians must speak out to those in authority. We must ask questions. The Bible says, 'he has not given us the spirit of fear or intimidation, but of boldness and sound mind.'

What will be your advice for those who follow you?

My advice to my fans is for them to work hard and smart, so as to surpass me. Anyone who cannot beat what you admire in me has not done anything ------

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TAKING YOU THROUGH THE WORLD OF A GREEN AND SMART HOME What is a Green Home?

A green home is a house designed to be environmentally sustainable. Green homes focus on the efficient use of energy, water, and building materials. It may include sustainable energy sources such as solar or geothermal, and be sited to take maximum advantage of natural features such as sunlight and tree cover to improve energy efficiency.

What is a Smart Home?

A smart home is a convenient home set up where appliances and devices can be automatically controlled remotely from anywhere with an internet connection using a mobile or other networked device.

Benefits of a Green Home 1.

2.

3.

A green home improves the indoor environment and quality of life.

Another tangible benefit of a green home is that it enables water recycling and also allows for alternative sources of water (such as rainwater) It is Eco friendly for life: According to studies, people who reside in green structures experience a range of health benefits due to the Eco friendly materials utilized in construction. For example, green buildings avoid using building materials that may contain har mful volatile org anic compounds or plastic by-products

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which have been known to release toxic fumes and carcinogens into the atmosphere.

Better environment: by reducing usage of energy sources that pollute the environment such as coal, green buildings contribute to keeping the environment clean.

Reduces strain on local resources: as population increases, local shared resources such as water and energy come under considerable pressure. Through the use of technologies and processes that increases water and energ y efficiency, green buildings can reduce this strain

Benefits of a Smart Home 1. One of the beautiful thing about a smart home is that a smart home allows you to manage all your home devices from one place.

2. It maximizes home security: when you incorporate security and surveillance features in your smart home network, your home security can skyrocket.

3. Remote control of home functions: a smart home can be controlled from a distance. You can order your house to become cooler on time before you get home from work. If you are in a hurry to get dinner started, you can have your oven start preheating while you're still on your way home.

4. Keep an eye on your kids, pets and aging

parents: video monitoring, motion detection, and smart locks on the door can help you keep tabs on your middle-schooler when he or she is home alone. You can also check in with an older or sick loved one whom you're caring for.

5. Answer the door from anywhere: smart doorbells and locks alert you on your smartphone when someone is at your door. You can also speak to visitors through the doorbell system by talking into your smartphone. Whether you are at work, shopping mall or anywhere in the world, you'll have peace of mind knowing you can be "virtually" present when the doorbell rings.

Unique Features of our 1st Green and Smart Home in Africa called Gardenia Gardenia is an example of a green and smart home that is its first of its kind.

Gardenia Redefines Luxury and it gives you maximum comfort. Some of the features of Gardenia include: 1. 24/7 electricity, 2. Fitted kitchen 3. Gated community, 4.Good road 5. Centralised sewage system 6. Play area, 7. Gym, 8. Walk in closet Owning our Gardenia housing unit is signing up for an elevated luxurious lifestyle. It is designed to suit nothing but your comfort and convenience.

Sign up today and have a taste of luxury.

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REAL ESTATE INVESTMENT WITH

Dr. Stephen

AKINTAYO

Africa’s most sought-after Investment Coach

Attracting Wealth Through Real Estate

were my darkest days and it made me a tough person. I remember working tremendously hard just to pay off the debt. I was mocked by a lot of people.

S

I knew something was wrong somewhere, because I was putting in the work. I worked a minimum of 14 - 16 hours per day, 7 days a week.

everal years ago, when I and my family were struggling to survive, I thought poverty was a normal way of life. I got so used to poverty that I thought being wealthy was an extraordinary accomplishment. While enduring the agony poverty bestowed on my family, I began studying the wealthy to know how they attained such affluence.

The first thing I did was to stop thinking about poverty, and started thinking about wealth. I changed my mindset and myself that I will still make it in Nigeria, despite all the rejections.

Then, in 2008, I started my ride to wealth, and in those years, I've done over 20 businesses. Yes, 20! When you're hungry for wealth and you don't have any sustainable support, you'll try as many as possible until you succeed.

However, none of those businesses gave me the desired wealth I sought for. The wealth that would take my family out of the mud it was smeared on. I hated poverty and didn't want to go back there, because the biggest crime you can commit in Nigeria is to be born poor.

You can be born poor, but you shouldn't remain so. Let poverty end with you in your family, you shouldn't transfer it to your children.

Six years later, I discovered real estate. It seemed absolute, and I learned about the business and ventured with no capital. I began by looking for credible companies to sell properties for so I could earn commissions. I sold properties, earned commissions and used the money I earned to buy my own properties.

However, in 2015, no sooner than I started, I lost 120 million. Those

I didn't know I would lose that amount of money when I just started. My staff left me. Most of them complained that we were doing well in digital marketing and other businesses we were running then, that would I switch to real estate.

It was a difficult moment for me. I went down to the bottom, but I refused to remain down. You have a chance of rising up faster if you fell facing up. I picked up the pieces of my life and started out again with the right strategies. Most people thought I wouldn't go back to real estate, but I knew the 'oil money' I saw in that industry, and the tendency of me gaining financial freedom.

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In my 13+ years of doing business, real estate is yet to disappoint me. As a matter of fact, real estate has lifted me financially more than I could possibly imagine.

Even during the pandemic, while other businesses were suffering, that was the period I experienced a breakthrough in my business.

”

I got back, and today I have over 10 estates across 4 states in Nigeria Lagos, Abuja, Abeokuta and Ibadan.

I have also expanded my tents to other parts of the world and my real estate company is presently in 4 Continents of the world - Africa, UAE, UK and USA. It looked like a play when I started, but today I have become an authority in real estate.

Just last week, I was conferred an award of Nigeria's Silent Hero in Real Estate and Housing. It was an awesome privilege to receive this award, because it means a lot to me.

Looking back 6 years ago, nobody believed I would succeed in this industry.

But I knew the vision I had, hence, I didn't give up even when I was mocked.

It all started with renewing my mind and accepting the fact that creating wealth legitimately in Nigeria was possible.

After doing over a billion Naira worth of transactions in real estate, I've learned a lot compared to when I started.

Real estate is simple, but one mistake can make you lose a lot of money and it could be very difficult to bounce back, but thank God I bounced back.

If you're interested in real estate or creating generational wealth, the solution is not in reading theoretical articles online.

All you have to do is learn from someone who has done it. I have done it and I have shown it to as many that were willing to learn.

In my 13+ years of doing business, real estate is yet to disappoint me.

I've been disappointed by a lot of

people and lots of opportunities but real estate is yet to be on the list.

As a matter of fact, real estate has lifted me financially more than I could possibly imagine.

Even during the pandemic, while other businesses were suffering, that was the period I experienced a breakthrough in my business.

So, evidently you might have experienced the same situation I did, but if I could do it, you can as well.

Success is not difficult, all you have to do is follow the footprints of those who have succeeded, and in less than no time, you'll achieve the same feat.

The best way to build sustainable wealth that will transcend into generations is through real estate.

If you really want to attract the kind of wealth you desire, you should think, talk and do real estate. Real estate worked for me because I desired it and worked towards it.

You know, only a fool throws away his winning ticket. Real estate is my winning ticket, and I am not throwing it away anytime soon.

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MAITAMA II: The Freshly Baked Cake Every Smart Investor Wants to Have a Taste of

M

aitama II District Cadastral Zone A10 is a new district created by the FCT administration of Muhammed Bello, in 2018. Maitama 2 as it is unofficially spelt, was created from the Mpape Hills, a s u b u r b b o r d e r i n g B wa r i a n d Maitama Districts of the FCT. Maitama II, has a high net-worth individuals, especially legislators as a l l o t t e e s, w h i c h m a k e s i t a destination for real estate investors who desire to secure a calm, scenic environmental future today.

It is not ver y clear what the government plans for the district as not much has been said by government functionaries. However, g over nment's placement of Maitama II as Cadastral Zone A, which is the same zone with Highbrow districts like Asokoro, Maitama, Garki, Wuse II indicates that government has good plans for Maitama II. If such precedents in the FCT are observed (e.g. Garki I & II; Wuse I & II) where the district layout and aesthetics as well serenity of Garki II and Wuse II are better than Garki and Wuse respectively, this holds the

prospect of becoming the most sought after district in the FCT. Research shows that houses with the same number of bedrooms and finishing for rent and sale cost more in Garki II and Wuse II than Garki and Wuse respectively.

It was learnt that some plots of land were revoked in the Mpape District to create the new Maitama II District, although a compensation plan is underway to relocate the revoked allottees to another district the government intends to create.

Fortunately, some developers in the Mpape District who have approved building plans and have started building are covered in the Maitama II District layout. Documents sighted by our team prove that fresh allocation has been issued to this set of allottees. What this means is that allotees whose plots worth N7m before being captured in Maitama II now worth N30m The district map is not available to the public yet, hence It is not known if some mansions along and around Jubilation Avenue belonging to serving and retired senior security personnels are also captured in the Maitama II District. The calibre of

persons in this area makes it one of the safest places to secure a home, either as an owner- occupier or an investor in Abuja.

Notable landmarks of Maitama II district are Jubilation Avenue, Mount Pleasant Haven, a gated community developed by Integax Jubilation Homes.. Also worthy of mention is Bilaad's 'Bahamas', an 11-hectare development which is making the district more popular among real estate and non-real estate enthusiasts. It is observed that prices of units in these estates are skyrocketing by the month with prices gaining up to 20-30% increase from January – July of 2021.

The district infrastructure development is in top gear as the Federal Government has allocated billions in funds for the project.

Villages around the district are now living in fear of demolition at any time with the information reaching them that g over nment will commence the infrastructure project there.

Maitama II is the next destination for real estate investors who plan to plant a seed in the FCT. If you have one, buy another one, if you have 2 buy for your children, if your children have, buy more because it will worth the investment when the district is fully built.

For more Maitama II news and offers, visit www.maitamaii.com

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Why every Home and Business should

BE SURGE PROTECTED WHAT IS POWER SURGE? A power surge, is an unexpected increase in voltage, it occurs when the flow of electricity is interrupted, then started again. Surges can range from five or ten volts when you turn o n yo u r a i r c o n d i t i o n e r s t o thousands of volts if lightning strikes a transformer. It can damage or even destroy electronic devices in your home.

CAUSES OF POWER SURGE INTERNAL Up to 60% of household and business power surges are internal and they happen several times of the day, usually when devices with motors start up or shut off, diverting electricity to and from other appliances.

W h e n yo u p owe r o n o r o f f refrigerators and air conditioners, which are the biggest culprits, a small power surge occurs. Although smaller devices like hair dryers and power tools can also cause problems.

EXTERNAL Power surges originating from outside the home can be caused by a tree limb touching a power line as well as an electric utility company during power grid switching. They can also occur if there's a malfunction in a nearby transformer or transmission line or a small animal getting into a transformer. Some of the most powerful power surges can occur as the result of a lightning strike.

H OW P OW E R S U R G E S DAMAGE YOUR APPLIANCE A boost in voltage above a device's normal operating voltage can cause an arc of electrical current within the device. The heat that is generated as a result can cause damage to the electronic circuit boards and other components within the device.

Major power surges, such as those stemming from lightning strikes, can cause permanent damage in an instant. But smaller surges, like the ones that occur when your air

conditioner cycles on, can cause unseen damage in tiny increments that accumulate over time. They may not disable an appliance in one shot, but they can shave years off the functional life of any device.

HOW DO YOU PREVENT A POWER SURGE? You may not totally have control over what happens outside your home, but you are in charge of what happens on the inside. Buying a quality surge protector can prevent your appliances from damage caused by power surges.

CONCLUSION Surge Protectors are a must-have in a country with constant power fluctuations caused by human and environmental factors. Don't wait for power surges to happen and cause damage to your appliance or loss you data, purchase a surge protector today.

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Protected

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Choosing The Right

PERFUME P

erfumes and colognes are scents that men and women wear to enhance their beauty or even attract a potential mate. They can lift a mood, evoke fond memories, or just simply help you smell really good. There are literally thousands of different perfumes and colognes available on the market today. Thanks to new marketing, new brands, and designer lines, more people than ever before are choosing and wearing different types of perfume and cologne. So how do you know which smell will be the best fit for you? There are several different ways you can decide how to choose the perfect scent that will match your own unique style and personality.

Choosing a Scent Each perfume or cologne consists of different "notes." These notes determine the overall scent. These notes consist of three different layers called base, top, and middle notes, and they all work in synergy to create a specific smell. Some perfumes, for example would be considered floral and contain different scent notes like rose, gardenia, or geranium. Others may be a bit fruitier, with undertones of citrus or apple. Exotic perfumes contain spicy notes like star anise or even cinnamon. Men's scents have

various notes as well. Musk scents have a heavier, more masculine tone, while others may have smells like pine or even leather-based notes. It is always a good idea to determine which types of cologne or perfume you prefer and then see which base notes they contain before making a purchase decision. You can learn more about the different notes used to make cologne and perfume in order to get a better idea of which ones you think will suit your tastes.

Choose a Concentration Fragrances come in four different levels of concentration. As the concentration gets higher, the price usually gets higher as well. Typically, colognes or perfumes with high concentration have a more powerful scent and last longer. They can be a bit pricey, but some people feel the higher price is absolutely worth it.

The highest concentration is simply called perfume or parfum. This level usually will last all day with just one application to the wrists or pulse points. The next lower level is eau de parfum, which typically can last about six hours after application.

The third level is called eau de toilette and is usually fairly affordable and easy to find in retail stores. It typically requires more than one application throughout the day to get it to last.

The fourth and lowest fragrance concentration is eau de cologne, which only lasts about two hours.

Test the Fragrance Before you decide to purchase any fragrance, you should definitely do a few simple tests to make sure that it is something you will want to wear and that you will enjoy. Do a simple sniff test of the bottle first to get the main idea of what it smells like. The key, however, is to try a bit of the fragrance on your skin. This is why most department and cosmetics stores offer testers for people so they can try something before they buy it.

Our skin has its own unique code of hormones and pheromones that can slightly or even extremely alter the way a fragrance smells. It is a good idea to spray a small amount on your wrists, wait a few moments, and then smell the scent on your skin.

Sometimes, depending on your own chemical makeup, it can enhance or diminish the smell. It can also be altered if you have a certain chemistry that does not match the scent's mixture. If you cannot shop in retail stores, try a few simple online tests that can help you find a scent that will fit your own style.

Culled from perfume.com

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The leading retailer of LUXURY Beauty products in Nigeria.

Fragrances | Makeup | Skincare FOR HIM AND HER

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WHY YOU SHOULD EAT LEAF-WRAPPED MEALS

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eople around the world have become more conscious of what they eat. Nigerians are not left out in this trend as we would commonly find leafwrapped meals, these days. You would have imagined that this can only happen in the villages or at home, but many A-list restaurants too, have gone natural. Most common leaf-wrapped foods are moi-moi, pounded yam, ofada rice, solid pap (agidi), etc.

One of the commonly used leaf is the Thaumatococcus danielli, which is native to the rainforests of West Africa.

It grows in the southern parts of Nigeria and popularly known among the Yoruba, Ewe-Eran or Adundunmitan and Akwukwo Elele, among the Igbos. The Ibibio as well as the Efik are also familiar with it.

Benefits of leaf-wrapped meals 1.

Enriches meals The phytoconstituents in the leaf give the meals a unique kind of taste and aroma. A taste of moi-moi

and rice wrapped in this leaf will leave you with an unforgettable experience 2.

3.

Prevents kidney and liver damage The seed of Thaumatococcus danielli is a natural source of anti-oxidant. The anti-oxidant properties compare favourably with vitamin C. Researchers have found that it has bioactive components that ameliorates liver and kidney diseases.

Has anti-malarial properties For many years, the leaves of Thaumatococcus danielli have been used in folk medicine to treat malaria in Nigeria.

Thaumatococcus danielli leaves are also known to lower blood sugar, blood fat and contain certain properties that are anti-inflammatory. Even though they are found in the southern parts of the country, the leaves are sold in most markets around the country.

Lip-smacking meals that keep you healthy Leaf-wrapped meals | Natural Healthy Drinks Small Chops & Cakes | Soup Bowls Outdoor Catering Services

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The Three Different Body Types and How They Affect Your Training People wonder why their tness activities yielded little or no result, despite restrictive diets and rigorous tness activities.

This would be like planting apples in the hot regions of Nigeria and kolanut trees in the United States and expect to harvest their fruits. jewit.com takes us through the relationship between somatotypes, diet and training.

What are the Three Different Body Types?

The three different body types, also known as somasotypes are: ectomorph, endomorph, mesomorph. Each has their own typical characteristics that can help you determine which body type you have. Then you will be able to adjust your training and eating habits accordingly to reach your fitness goals.

ECTOMORPH Typical Characteristics: - Long and lean - Delicate frame - “Hardgainer” – Finds it difficult to build muscle and fat - Body similar to a marathon runner - Fast metabolism Training: If you have the ectomorph body type, then you will find that it is difficult for you to gain muscle as well as fat. To help with this, try

ENDOMORPH

Stocky build Wider body Slow metabolism

MESOMORPH

ECTOMORPH

Shares features of endo and ecto

Long and lean Delicate frame Fast metabolism

focusing on compound movements as opposed to isolated movements. This is because you will use more muscle groups in the one exercise.

you feeling fuller for longer. It will also help to push protein to your muscles to help them to grow. This includes brown rice and brown bread.

For example, the bench press works out muscles in your chest, shoulders and triceps using your shoulders and elbow. In contrast, the bicep curl is an isolated movement that only uses the bicep. While you shouldn’t completely shun isolation movements from your training, your main focus should be on the big compound exercises.

Then use isolation movements as accessories or to finish a workout.

Notes: As ectomorphs can find it quite challenging to pack on size, it may be beneficial to use additional supplements in conjunction with a healthy and well-rounded diet. Supplements such as BCAAs or protein shakes could give you that extra boost.

Nutrition: Those with the ectomorph body type are able to get away with eating more carbs than endomorphs and mesomorphs.

However, this doesn’t mean that you can eat whatever you want and not have it affect your body.

That being said, it is best to stick to complex carbs that can leave

ENDOMORPH Typical Characteristics: - Stocky build - Wider body - Stores fuel (both muscle and fat) in the lower half of their bodies - Has more muscle as well but usually, this comes with more fat - Has the best strength advantage out of the three different body types but may find it difficult to stay lean - Slow metabolism

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3 Different Body Types Image Credit: teektalks.com

Training: To help shock the body into losing fat, it is best for endomorphs to up their intense aerobic exercise by focusing on interval training such as HIIT (high-intensity interval training) over LISS (low-intensity steady state cardio). They should train their overall body to see results and not just focus on one area.

To further enhance their metabolism, endomorphs should include both hypertrophy (muscle building – heavy weight, fewer reps) with conditioning. This way, your metabolism will be fired up, even hours after your training is done.

Nutrition: Endomorphs do need to have a stricter eating plan than the others. Unlike ectomorphs, those with the endomorph body type should eat fewer carbs and increase their higher protein intake. They should avoid simple carbs like white bread and eat more complex ones.

Notes: Stress levels can cause endomorphs to keep fat around

their midsection. To help with this, you should avoid overtraining so that your body can properly recover. Also, get your beauty sleep.

MESOMORPH Typical Characteristics: - Middle of the body types - Can be lean and muscular simultaneously - Natural athletics build with well-defined muscles Training: In between ectomorph and endomorph is the mesomorph body type. Mesomorphs find it easier to build muscle and lose fat than the ectomorphs and endomorphs respectively. This is why the mesomorph body type means that you do not have to go insanely heavy on the weights to get results. You can lift moderately and still progress.

However, it is also best to include some aerobic exercise as well, because while they can lose fat easier than mesomorphs, it doesn’t mean that they are completely immune. Aerobic

exercise with help get your heart rate up and your blood pumping.

Nutrition: If you have a mesomorph body type, your eating plan should include equal amounts of protein and fat, with a moderate amount of carbs making up the rest. Like I mentioned with the ectomorph and endomorph body type, you should still focus on complex carbs to help give your body energy and keep full in a sustainable and healthy way.

Can You Be a Combination of Two Body Types?

When it comes to these three different body types, there is no one-size-fits-all. You can be a combination of two, sharing characteristics from both.

Hopefully, this post has given you the information you can use to help identify your body type or see if you share traits from two. This way, you will be able to adjust your diet and training regime accordingly to optimize results.

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Senator Dino Melaye responds to questions during the chat with The Nigeria Luxury magazine crew in his residence, the “SDM Villa” A collection of SDM's role models Work of Julius Caesar made of pure bronze from Athens, Greece Limited edition Rolls-Royce Phantom Convertible – 2 tones (customised for SDM). It is part of the furniture in Dino's living room Most prized piece: Hand-made marble of a Chinese general, by a Chinese woman at 89. It took her 42 months to nish the piece A bronze collection of Queen Amina of Zaria Rooftop Rolls-Royce bar Awards and recognitions: More than 200 local and international awards and recognitions Roof-top swimming pool, complete with water fountain Dino Melaye's library: He has read more than 200 books, and is in love with books that inspire him, especially autobiographies and revolutionary texts Suzuku Hayabusa, one of the fastest bikes in the world – its seat is of pure natural leather SDM taking his time to explain the features of sets of utensils, made in the 17th Century, from Lebanese precious materials, strategically positioned in his

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luxurious kitchen. He has certicate for this masterpiece.

SDM holding his personal tea set made of bronze The Nigeria Luxury Magazine crew listens to SDM as he takes us on his dining area. The dining has exclusive features such as pure 24-carat gold cutlery and handcrafted pure crystal plates, made in Italy Harley Davidson: The Rolls-Royce of motor bikes Pool-side speaker, encased in a rock; and the output of the speakers is as rich as you can guess, blasting away a 5000-watt sound system

Apart from cars, SDM is hugely interested in wrist watches and he has collected over 200 pieces, and still counting. Indeed, one can then say that this energetic public gure is both a car and watch freak!

Notable among his cars are: Rolls-Royce Phantom Convertible – 2 tones, Slingshot, Aston Martin, Lamborghini, Bentley, Ferrari, McClaren c12, 1977 Chevrolet Corvette, the only bullet-proof, bomb jammer G-wagon Limo in the country

Dino 10

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FACTS

about

1. A lover of God and family 2. A teetotaler who collects and serves the best of drinks from around the world 3. Does not believe in “Style” 4. Fela is his best Musician of all time 5. Has never executed a government contract 6. Follows only one person on Twitter 7. Loves the best of everything except women 8. Loves revolutionary and autobiography books 9. Dislikes cowardice and hypocrisy 10. One of the strong voices against corruption in Nigeria

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Why you need a spa day

Reasons you need a day at the Spa

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ne of the best ways to relax and ease the stress that comes with daily living is by spending a full day at the spa. Whether you are female, male, young, or old, a day at the spa is always a great way to pamper your body, and also a fun activity that you can share with your loved ones as well. You can be rest assured that a day at the spa will leave you feeling energized, youthful, and positively confident.

Generally, spa services range from facials, to full body massages, special skin treatments, sauna baths, and an array of other services (depending on the spa of your choice). A day at the spa for couples also involves several bond-building activities that you can do with your partner.

What can I expect at a day spa?

During a full day at the spa, you will be able to get facials, full body massages, manicures, pedicures, baths, and a range of other services.

A full body massage will help you relax and gently soothe your sore muscles and joints, while a facial or full body skin therapy deeply cleanses and exfoliates your skin, leaving it looking younger and feeling softer. You will also be allowed to choose a variety of services (for example, a sauna bath and a body massage, or a manicure/pedicure and a facial).

Do you feel uncomfortable with the idea that you may have to get naked during your spa visit? Relax, because you have nothing to worry about.

Enjoying a day at the spa does not mean you have to push the limits of what is comfortable for you. Apart from a day at the spa for couples, most solo massages are done in a private room where the therapist drapes a towel over the intimate areas of your body.

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It is good for your health: Spending a full day at the spa will not only soothe your aching joints and muscles (which is great for veterans, working-class people, and individuals living with conditions like rheumatoid arthritis), but also improve blood circulation throughout your body. T his helps in delivering important nutrients like oxygen to vital organs of your body. A good day at the spa will also stimulate the lymphatic system will helps eliminate the toxic waste produced by the body.

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It is great for your skin: A full d ay a t t h e s p a w i l l h ave incredible benefits for your skin.

It flushes out dirt and toxins through the pores and stimulates the body to produce collagen.

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It is a great way to bond with your partner: A Day at the spa for couples is a great way to inject some intimacy and romance into the relationship.

Couples can take advantage of incredible day at the spa deals to relax and enjoy each other’s company.

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A day at the spa keeps your hor mones balanced: A soothing, relaxing massage triggers your body to release serotonin: a hormone often called the “happy chemical” that contributes to happiness and wellbeing.

·

A full day at the spa is a great way to pamper yourself: Feeling sad or depressed? Need a break from all the stress of life and work? A full day at the spa is perfect for you.

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THE DEVOURER OF THE RICH T

“

Drug addiction isn't about just heroin, cocaine, or other illicit drugs. One can get addicted to alcohol, nicotine, sleep, antianxiety medications, and other legal substances and even over the counter drugs when taken without recourse to prescription.

he high and mighty attracts everything that exists on the surface of the earth - whether positive or negative obviously, as a result of their social status and level of exposure. The moment a new idea is conceived anywhere around the world, it trickles into the ears of the rich and powerful with the speed of light. Little wonder they're always at the forefront of every global affairs; since ideas they say, rule the world. The demand for such privileged information can only be available to personalities with the utmost willingness and ability to speedily satisfy their taste-bud and curiosity. Such is the case of these privileged Nigerian youngsters whose insatiable appetite for latest discoveries supported by the loopholes in the legal system and grossly energised by the limitless resources at their disposal have landed themselves in what can best be described as a selfinduced pitiable condition.

The use of illicit drugs, though not an exclusive preserve of the "privileged" being a habit common among youths across all social strata, a visit to Rehabilitation centres across the country

have shown that it is fast becoming a" home away from home" for young adults born with silver spoon. Two questions have been advanced in trying to unravel the reasons behind this ugly trend: could it be that this happens because the "privileged" have the financial backing to indulge in the costly misadventures of drug related addictions? or is it that the poor will not afford rehab services even when they're clearly suffering from the effect of addiction? Which ever be the case, one very indisputable fact around this matter is the urgency of the socioEconomic crisis that accompanies such undesirable condition.

WHAT EXACTLY IS ADDICTION? Addiction is a disease that affects your brain and behavior. When you're addicted to drugs, you can't resist the urge to use them, no matter how much harm the drugs may cause to you. Drug addiction isn't about just heroin, cocaine, or other illicit drugs. One can get addicted to alcohol, nicotine, sleep, anti-anxiety medications, and other legal substances and even over the counter drugs when taken without recourse to prescription.

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generally, there seem to be four stages that must be followed through for maximum result in the treatment of addiction.

Though not very rampant around Nigeria, the few available Rehabs in Abuja, Lagos and Port Harcourt are not given to publicity as exclusivity is their sure way of dealing with stigmatisation and victimisation.

Rehab involves extensive therapy, which aims to rectify drug-seeking behaviors, instill better coping mechanisms, and teach important relapse prevention skills. As part of ongoing recovery, various outlets of aftercare provide individuals with long-term support and continued relapse prevention opportunities.

One peculiar thing about this disease is the fact that it usually will begins as a past time activity that will soon go haywire and snowball into an uncontrollable passion with huge Economic, health and social implications. The effect of addiction is not only felt by the person who is directly involved, most of the time, the entire family bears the brunt.

The negative effect of addiction has been so overwhelming in some cases to the extent that very comfortable families have fallen freely into the abyss of penury.

Addiction is one thing that can tear a peaceful home apart. It has the capacity to rip through the hearts and minds of enviable families and tear them down to shreds like they never existed or had any class.

When it creeps in, it targets the best talents and grind them to a halt. When it strikes, the mainstay of the family begins to dwindle until it is grounded to a halt. It takes not just their resources, but valuable time. Of course, the poor hardly suffers such fate because there isn't much to loose but for the high and mighty - their fame, name, and everything that makes them tick is most of the time; taken away completely by addiction.

What Treatment is there for Addiction Rehab, though quite tasking and expensive has been found to be very helpful in the treatment of addiction. The process varies in application but

Journey from a substance use disorder (SUD) to a healthy, sober life is not a quick and easy one. For many, it takes a lifelong commitment of dedication and hard work. The road toward sobriety may be difficult, but professional treatment helps many people start that endeavor.

Understanding the Four Phases of Addiction Rehab Process Phase One: Intake—Creating a Customized Care Plan Admissions and Assessment While there is no one process used by every rehabilitation facility, it is likely that the intake process will involve meeting with a professional to discuss treatment options and figure out what approach will work best for you. The goal is to develop a personalized treatment plan based on assessment of your medical, emotional, and social functioning.

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During intake, the treatment team may carry out extensive assessments that may include a medical examination, a psychological and psychosocial assessment. In addition to information on your personal drug use history, family history of addiction, and even financial arrangements for treatment, these assessments will help determine how the program can most optimally tailor its treatment plan to you and your needs.

Co-Occurring Disorders and Dual Diagnosis If you have medical issues and/or a co-occurring disorder or dual diagnosis, you will discuss additional treatment options to ensure that you receive the appropriate level of support and care.

Dual diagnosis typically applies to people who suffer from a mental illness coupled with SUD.

Phase Two: Detox—Safely Removing Addictive Substances from Your Body Detox may involve uncomfortable and even possibly dangerous symptoms. Medical supervision of withdrawal can ensure the patient's safety and comfort throughout the withdrawal period.

The withdrawal syndromes associated with certain types of physical substance dependence can be markedly unpleasant and/or dangerous. People at risk of developing these dicey withdrawal syndromes benefit from the added supervision, monitoring and, potentially, the pharmacologic interventions availed by medical detox settings.

In many instances, medication will be given to ease the withdrawal symptoms associated with certain drugs, including heroin and prescription opioid drugs.

Addiction is one thing that can tear a peaceful home apart. It has the capacity to rip through the hearts and minds of enviable families and tear them down to shreds like they never had any class. When it strikes…it takes not just their resources, but valuable time.

Medically Supervised Detox The method of treatment—including specific treatment medications—received during detox will depend on the specific substance(s) being abused.

Prior to detox, you will be assessed by professional medical personnel to determine certain withdrawal risks and the likelihood of a complicated withdrawal, as well as the specific types of medical intervention(s) that may be needed to mitigate these risks during detox.

Phase Three: Rehab—Building the Foundation of Long-Term Treatment Efforts Individual Therapy With the successful completion of detox, the next phase of recovery is rehabilitation. This phase allows for intensive therapy where you can examine the underlying issues that lead you to your substance use disorder.

When it comes to selecting a treatment setting, it is important to familiarize yourself with the available options.

Inpatient, Outpatient & Partial Hospitalization Inpatient treatment programs strive to remove those struggling with SUDs from their old ways of life by taking them out of a potentially problematic home environment and placing them into a treatment facility that offers 24/7 care from staff personnel.

Outpatient care allows you to maintain some of your day-to-day responsibilities. Outpatient care is a

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good option for those with mild or short-lived addictions, but may be a less optimal choice for those with serious, long-term addictions or for those with dual diagnosis conditions.

A partial hospitalization program (PHP) is a hospital-based form of outpatient drug rehabilitation. While a PHP can take place in the same setting as an inpatient treatment program, the levels of care are distinct. PHPs provide care to patients who have mild to moderate withdrawal symptoms that likely won't be extreme or potentially fatal and do not require medical supervision round the clock. Different PHPs are usually tailored to meet the needs of adolescents and young adults.

Rehab Therapy Effective withdrawal management and successful detox completion will allow closer focus on longerterm recovery, and that's where the rehabilitation phase comes in. The therapy-heavy period of rehabilitation is the foundation of longer-term treatment efforts. It is through extensive counseling and therapy that you are able to address the underlying issues behind your addictions. This is when patients get to the core reasons behind their addictions, addressing those issues so they can effectively move on with their lives without going back to drugs, alcohol, or otherwise resuming their addictive behaviors.

Individual Therapy In individual behavioral therapy: Patients often do some self-analysis by identifying when they began using the substance and why they started misusing it. Patients receive strategies on how they can redirect their time. Time management skills are taught to allow patients to better use their time.

Patients learn to identify drug use triggers and how to deal with these triggering situations to avoid relapse. This type of behavioral therapy helps individuals reform their thinking patterns and make behavioral changes that will better route them toward a healthy, sober life.

Group Therapy The addiction rehabilitation process usually includes group therapy. In fact, group sessions are the mainstay of many rehab programs. The group setting allows those recovering from addiction to

interact with others who are in similar situations. It is often helpful for recovering individuals to know that they are not alone in their struggles. This sense of community support is integral to the recovery process.

Family Therapy Many addiction rehabilitation facilities offer family therapy as part of their program. In some rehab programs, family members are encouraged to participate in family therapy sessions. Family therapy can help to resolve issues so the family can serve as a pillar of support once their loved one leaves the rehabilitation facility.

Facility Amenities and Services For the fact that most of the Patients around Rehab

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centres in Nigeria are from "privileged" homes, the facilities are not just comfortable structures but one fully equipped with all necessary amenities just to suit the taste of the calibre of people who need the services.

Beyond standard treatment options, there are also luxury and executive facilities. These facilities tend to be in beautiful locations and can offer upscale amenities and services—including acupuncture, equine therapy, spa treatments, and more—in addition to the treatments common at all rehab facilities.

Phase Four: Recovery and Aftercare—Continuing Healing for Long-Term Recovery Regular therapy sessions post-rehab, both individual and group therapy, can help patients stay accountable to their sobriety on their path toward recovery. Even after patients have completed their initial rehabilitation program, they are not finished with recovery work—in fact, recovery is a lifelong process.

Prior to completion of an addiction treatment program, the patient will meet with counselors to discuss a plan for aftercare. Building a solid plan of aftercare is important, but the individual components of aftercare may differ from one person to the next.

Substance Abuse LEADS TO MENTAL, PHYSICAL, SOCIAL OR EMOTIONAL HARM Drug Addiction like every other disease needs professional care

Call 08133333333 to GET HELP!

No 6 Portharcourt Crescent Area 11 Garki Abuja, Nigeria info@ndlea.gov.ng | www.ndlea.gov.ng

Identical Twins, Photo: britannica.com

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Multiple Births: NATURAL OR PLANNED

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hile scientists grapple with the questions surrounding the high rate of multiple births in the agrarian town of Igbo -Ora in South West Nigeria believed to have the highest concentration of twins than anywhere else around the world; it will as well make very serious journalistic sense for us to dwell a little more on what is known about multiple births as regards the factors that could increase or decrease a woman's chances.

AGE Age seem to be the most prominent factor in the occurrences that culminate into multiple births being the most common denominator that features in virtually all other factors.

Women over thirty (30) are more likely

to conceive twins, this is because the hormone FSH rises as a woman gets older. FSH, or follicle stimulating hormone, is responsible for the development of eggs in the ovaries before they are released.

Higher levels of FSH are needed as a woman ages because the eggs require more stimulation to grow than in a younger woman. This is somewhat ironic, given the fact that increased FSH is also due to lowering fertility.

But sometimes, the follicles overreact to the higher FSH levels, and two or more eggs are released, resulting in a twin pregnancy.

FAMILY HISTORY A family history of identical twins does not necessarily make it more

likely you'll have multiples, although the offspring of male identical twins may be more likely to have their own identical twins. However, if you have fraternal twins (non-identical) in your family, your chances of conceiving twins rise. If there are fraternal twins on both the mother and father's side, your odds for twins goes up even higher.

A history of fraternal twins on the female side of the family indicates a higher likelihood of ovulating more than one egg per cycle.

WEIGHT Women who are obese—with a BMI over 30—are more likely to conceive twins than women with a healthier BMI. Extra fat leads to increased levels of estrogen. The higher levels

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Twins World Festival 2020 Held At Igbo Ora PHOTO: https://africantraveltimes.com

of estrogen can lead to overstimulation of the ovaries.

Instead of releasing just one egg at ovulation, the ovaries may release two or more.

who eat a lot of dairy products are more likely to conceive twins. One theory is that the growth hormones given to cows affect the hormone levels in humans.

HEIGHT

TREATMENT

Women who are taller than average are more likely to have twins. One study found that women averaging 164.8 cm in height (about 5' 4.8") were more likely to conceive twins than women averaging 161.8 cm (about 5' 3.7"). Why this happens isn't clear, but one theory is that better nutrition (which may lead to more height) is partially behind the increased rate of twins.

Clomid and Femera have the lowest rate of twins, ranging from 5% to 12%. The rate of triplets and higher order multiples is under 1%.

Gonadotropins, whether used with or without IUI treatment, have the highest rate of twins.

BREASTFEEDING Wo m e n w h o c o n c e i v e w h i l e breastfeeding are more likely to conceive twins than women who are not. It's true that breastfeeding can also suppress fertility and prevent pregnancy, specifically during a baby's first six months if the baby is exclusively breastfed. However, it is possible to get pregnant when breastfeeding—and with twins!

DIET Surely, what we eat can have very huge impact on how we turn out, bearing in mind the popular saying that we are what we eat but the question should definitely be to what extent? While research is still ongoing regarding this, some studies have found that women

According to some studies, up to 30% of pregnancies conceived with gonadotropins lead to multiples. Most of these pregnancies are twin pregnancies, but up to 5% are triplet or higher order pregnancies.

IVF twins are relatively common, with the twin rate highest for women younger than 35, at 12.1% per transfer in 2014. The IVF twin rate is lower for women over age 35—9.1% for women aged 35 to 37 and 5.3 for women ages 38 to 40—likely due to the overall decreased success rate as a woman ages.

F E R T I L I T Y ENHANCEMENT DRUGS Fertility treatments that boost ovulation can lead to twins, triplets, or higher order multiples. It is pertinent to note that not all treatments for

infertility increase your odds of twins, but most do. Here are some of the t r e a t m e n t s t h a t m ay l e a d t o twins:Clomid, Femera, Gonadotropins (also known as injectables) like Gonal-F and Follistim IUI treatment, when used along with fertility drugs.

W H AT A R E T H E CHANCES OF HAVING IDENTICAL TWINS? Available data shows that The rate of multiple births increased and peaked during the 1990s but has been declining over the past decade. The percentage of triplet and higher order pregnancies has decreased even more.

In the general population, identical twin pregnancies occur 0.45% of the time, or 1 in 250 births. While most multiple pregnancies conceived with fertility treatments are fraternal twins, the use of fertility treatment does increase your chance of having identical twins.

According to one study, identical twins made up 0.95% of the pregnancies conceived with treatment. That's double the general population's risk. It's unclear why fertility treatment leads to more identical twins. One theory is that the culture embryos are placed in during IVF increases the chance of identical twinning.

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Super Cars Owned by Volks Wagon

2020 Bentley Continental

2020 Bugatti Chiron History of Volkswagen Volkswagen shortened to VW was founded in 1937 by the German Labour Front. It is headquartered in Wolfsburg, Lower Saxony, Germany. It grew rapidly after the Beetle (also known as the VW Type 1) was launched.

The history of Volkswagen will not be complete without mentioning Ferdinand Porsche, who created the first affordable Volkswagen car. Volkswagen, also known as the “people’s car”, it was Hitler’s project that involved the development of an affordable and speedy car.

The 1970s saw the arrival of a series of front-wheel drive vehicles from VW — the Passat, Golf, and Polo. Today, the Golf and Passat are two of the brand’s most popular models. The company’s reputation in the automotive industry led to its acquisition of major brands like Audi and Porsche.

2020 Lamborghini Aventador

2017 Porsche 911 Turbo

Super Cars Owned by Volkswagen Have you ever wondered, “does Volkswagen own any super cars?” Below are a list of super cars owned by Volkswagen 1. Bentley 2. Bugatti 3. Lamborghini 4. Porsche

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Nigeria's First Locally-assembled Electric Car, Hyundai Kona - Photo: autojosh.com

WHY ELECTRIC CARS MAY SOON FLOOD NIGERIAN AUTOMOBILE MARKET

T

he Motor industry though known for its constant flux, is at a point of a major shift as carmakers pivot from the usual combustion engine to noiseless ecofriendly Electric battery full option.

The quest for transiting from hybrid to full electric cars in developed countries can be understandable but the speed with which developing countries are embracing the trend is something that is highly unprecedented.

The Sheraton Hotel Abuja was agog with enthusiasts trooping in from the nooks and crannies of the FCT jumping on each other, just to catch a glimpse of the "Kona Electric" Nigeria's first Electric car as it was launched in an elaborate ceremony

by Stallion Group. The Abuja Launch is happening exactly three months after a similar ceremony was held in Lagos by VON Automobile to herald the arrival of the Nigeria's first electric car - "Kona Electric".

Expectedly, senior government officials were on hand as they joined the private sector innovators in

showcasing the latest breakthrough in their domain.

The vehicle, Hyundai KONA, was unveiled by dignitaries that included the Minister of Trade and Investment, Niyi Adebayo, Minister of Works and Housing, Babatunde Raji Fashola, the Director-General National Automotive Design and Development Council (NADDC), Jelani Aliyu, Director General of the National Information Technology Development Agency (NITDA), Inuwa Abdulahi, and the CEO of Stallion Motors, Anat Badjatya.

moving parts in their engine where the valves, pistons, and other moving components of an engine have to work smoothly past one-another at very high speeds. The electric car use completely different drivelines, such that you will never have to worry about the oil change topic during your EV maintenance tasks. An electric vehicle moves by consuming a battery while working an electric motor. Routine oil change is not necessary because electric cars uses a totally different drivetrain.

Clean Environment The major benefit of electric cars is the contribution that they can make towards improving air quality in towns and cities. With no exhaustpipe, pure electric cars produce no carbon dioxide emissions when driving. This reduces air pollution considerably.

Cheap Maintenance Cost Though you do not have to change oil on your electric car, there are few checks that are necessary from time to time.

Coolant - Electric cars rely on coolant flowing through the thermoregulation system to prevent the batteries from overheating. You need to add and replace the coolant during the maintenance.

No Oil Change Unlike traditional combustion engine cars that require oil to wax the

Brake Fluid - A regenerative braking system relies on the brake fluid to work smoothly. Normally, the brake

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High Power Charging Stations by ABB - Photo: https://new.abb.com/ fluid in electric cars should be replaced after running about 40,000km(25,000miles) Windshield Washing Fluid Depending on the usage of windshield washing fluid, you should refill it as often as needed.

Interior KONA Electric comes with finely built automatic transmission button - controlled gear system and hand brake. The dashboard is top-notch, with touchscreen controlled 3D display. It's quite roomy and well fortified.

Charging System KONA ELECTRIC comes with two batteries - one in front and a second at the back. The charging port is located very close to the headlamp in a seemlessly accessible pocket that can be opened and closed without keys. The car is built to ensure a no-starting condition never occurs, hence the battery in front is strictly for starting the car and turning on some lights while the car runs on the battery at the trunk.

It only requires a two phase AC power source to fit the charger which is portable enough to be carried around.

Price The KONA ELECTRIC costs about twenty-four million naira at the moment which is about twice the price of KONA non-electric.

However, there are lots of payment options extended to Nigerians by Stallion Motors as a way of encouraging people to be part of the many opportunities and advantages that comes with the shift from combustion engine cars to the latest innovation.

Power Availability One challenge that is being envisaged by potential electric car users in Nigeria is the epileptic power supply across the country.

However, alot of enthusiasts have brought in the can-do spirit of the Nigerian as an encouragement to surmount the challenge; stating that it will end up as an opportunity for further openings in the power industry where individuals can establish power banks at strategic locations for intending electric car owners to charge their cars.

Acceptability Anat Badjatya said that electric car is the way to go and has come to stay in Nigeria, boasting that with the many advantages of the Nigeria assembled KONA, the country is ready for the innovation and cannot afford to be left behind. The electric car has five years of manufacturer's warranty on Engine and battery and can run 480km with full charge. He concluded by saying thatStallion Motors is working with the Nigerian authority to ensure that the electric car is affordable to Nigerians.

Gradually, like in other parts of the world, the automobile revolution has caught up with Nigeria as the awareness on the efficiency and reliability of electric cars rend the air around the elitist highbrow areas of the major cities.

The acceptance and massive production of the electric car will bring about healthy competition among different automobile companies which will in turn bring down the price of the electric cars to make it affordable for many Nigerians.

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NIGERIA AUTO SPORT ASSOCIATION (NASA NG) presents

Abuja - Akwa Ibom - Lagos October - December 2021

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PROPOSED ABUJA GRAND PRIX RACE ROUTE LAYOUT

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PROPOSED UYO GRAND PRIX RACE ROUTE LAYOUT

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PROPOSED LAGOS GRAND PRIX RACE ROUTE LAYOUT

57 motorsport.com

Returning to Africa is "a priority" for F1 Formula 1 has prioritised the addition of a race in Africa to the future schedule, according to the executive charged with putting the calendar together

Reports autosport.com

Race held only twice on African Soil Last race was held in South Africa in 1993

Is Nigeria Ready?

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Matthew Wilson (GBR) Stobart VK M-Sport Ford Rally Team Ford Focus RS WRC 04.

FIA World Rally Championship, 2006.

BENEFITS OF INVESTING IN A MOTORSPORT RACE TRACK IN NIGERIA

M

otorsport is a global term for a group of competitive sporting events which primarily involve the use of motorized vehicles, whether for racing or non-racing competitions.

The first organized car racing in Nigeria started in the late '70s. It was the Argungu Motor Rally, alongside the Argungu Fishing Festival, but motorsport in Nigeria became unsustainable in the late '80s. Even Asian and European cars could compete on off-road conditions (untarred roads) within the Argungu village of the present Kebbi State.

While motorsport in Nigeria remains an untapped multi-million-dollar

industry today, the culture has grown over the years, especially in the southwest, central regions and the northern part of the country. The revival of the Argungu Rally in March 2020 was a significant milestone on how much the Nigerian government has gone in expressing, not only its interest, but also the willingness in carving out that niche in the industry.

Motorsport activities became more visible from the year 2000 onward, particularly more so as the youth population in Nigeria kept growing s i g n i fi c a n t l y, w h i c h h a s correspondingly resulted in the emergence of street racing, auto exhibitions, auto fests, and many auto clubs around the country.

The Motorsport Raceway Track Facility in Evbuobanosa, at KM 20 Benin-Asaba Expressway, Edo State, is the premier road racing and resting facility in Nigeria, which is also the first of its kind and is privately owned.

For a private individual to go all out to build a race track in Nigeria, one may then begin to pose the big question: is motorsport profitable in Nigeria?

The viability of motorsport in Nigeria will not be complete without mentioning the robustly enthusiastic motorsport fans and buffs in the country. I can imagine that a lot of Nigerians may not be aware that motorsport has the second largest fan base in the country after football. The

59 fact really is that quite a reasonable number of youths in Nigeria follow international motorsport meets like F1, FE, MotoGP, Dakar Rally, Indy 500, 24 Hours of Le Mans, NASCAR and WEC, religiously. And notably too, a healthy number of older folks are big time car enthusiasts who also travel out of the country to watch international motorsport. For this reason, therefore, one can see that a properly planned and regulated motorsport events would be a sold-out one in Nigeria. There is never any doubt in my mind that the popularity, culture, enthusiasm and spectators which can power the growth of the sport in Nigeria are currently present. A lot of Nigerians would be willing to pay a fee to watch or compete in motorsport events here.

Streets circuits are the most feasible infrastructure for racing in Nigeria currently. As highlighted earlier, the only purpose built track in Nigeria at the present time is the Motor Raceway in Edo state. Every other auto sport events happen on the streets, or some kind of improvised sporting arenas built for other purposes. The major challenge with street tracks are that they cannot be used consistently because it will be too much of a disruption to the general public traffic.

This is why purpose-built race tracks are very important for motorsport to thrive in the country. Race tracks are to motorsport what stadiums are to football, baseball, and other sports. The benefits of having a purpose-built track(s) cannot be understated. Let's therefore, highlight some of the benefits of having a purpose-built race tracks in Nigeria.

BENEFITS OF INVESTING IN RACE TRACKS For Private Investors A race track is a permanent facility or building and by that very nature, it can be used to generate revenues in a variety of ways, namely: 1. Hosting fees: For every event hosted by a race track, hosting fees will be paid to the management of the race track.

2. Ticket revenue: The management is also entitled to a percentage of ticket revenues from such events.

3. Rental income: A race track can also provide services like accommodation and rental space for auto shops, repair shops or tuning shops. Also, a racing track will have a garage, parking or storage areas where vehicles can be kept, either by race teams during competitions or by members of any elite car clubs who may wish to use the facility at their leisure. All these services are provided at a charge.

4. Cash flow: A race track can, or should never lie dormant, even during off season competitions. The reason is that there are always motorsport enthusiasts who may be interested in using the facility for private events, as well as other sports like cycling, marathons, animal racing, etc. Again, the arena can even be used for a myriad of other types of non-motorsport events like - Religious events - Private parties - Carnivals - Concerts - Tourism - Hospitality destination, including restaurants, bars, museums, etc.

- Driving school - Racing school - Testing ground (for OEMs) - Others may also include, filming (movies, documentaries, ads and music videos).

For Government 1.

Revenue generation: Revenues are generated from tax and dues, like ground rents on the facility and taxes charged businesses running in the facility.

2. Reduction of unemployment: A race track would host lots of businesses to be fully operational, these businesses employ Nigerians directly and indirectly

“

Motorsports has the second largest fan base in Nigeria after football, a reasonable number of youths in Nigeria follow international motorsport like F1, FE, Moto GP......Notably, a number of older folks are big time car enthusiasts who also travel out of the country to watch international motorsports.

”

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Spa-Francorchamps

Arguably the best motorsport racing track in the world, loved by drivers and fans

Location: Belgium 3. Youth engagement: Motorsport is a youth-driven healthy competition, just like football. Par ticipants and spectators are mostly youths who could be engaged meaningfully from the activities.

4. Improvement of road safety and better road users: As earlier noted, there is a big and thriving underground motorsport culture in Nigeria.

And it is worth observing that most of the current organised non-competitive, and even competitive auto sport events are run on public roads, causing stress to the roads and causing injuries, and sometimes death to spectators who gather to have fun and cheer up their stars.

Purpose-built race tracks make regular scheduled events possible and eliminate all the red tapes involved in using public roads for such events.

5. Symbol of unity: Sports as a social entity is a unifying element in Nigeria. It is often to see that whenever there is a sporting event, there is always an atmosphere of unity among the people of this country. Fans are concerned about how their stars will perform, regardless of

his or her political, religious or geographical affiliation, or origin.

For a city like Abuja for example, the motorsport culture is so pervasive that underground events that have zero publicity budget still pull crowds enough to look like any political rally.

There are already several events happening in Abuja on public roads (and so much more happening across the country) that include drifts, drag races, power bike sprints, drills and so much more.

If there was a purpose-built track in Abuja, there would have been an auto sports calendar that could run from January to December. It is necessary to state here that Abuja has limited tourism opportunities, and the pandemic has taken a toll on its revenue-generating capacity, though the lockdown has been considerably relaxed and the sport has gradually picked up.

But such activities are still limited by the fact that they are still streetcordoned events. Anyone or any group of persons who would invest in developing a race track in the capital city will tap into the already existing motorsport fervour of the many fans and the potentials to expand the horizon of Abuja and its environs as a

For a city like Abuja, the motorsport culture is so pervasive that underground events that have zero publicity budget still pull crowds enough to look like a political rally.

If there is a purpose built track in Abuja, there will be an auto sports calendar that will run from January to December. sporting haven. The residents want to see something new, something different.

The motorsport industry in Nigeria is a low hanging fruit for sports development and tourism which sadly, has been ignored for a long time.

Indeed, it will appropriate to declare that the industry is open for the taking and investing in the infrastructure for this purpose will bring in incredible ROI for the investors. Nigeria is blessed with the energy of its vibrant youths that will power an auto sport industr y. Africa is rising and motorsport is the rising star on the horizon!

Content supplied by

NIGERIA AUTOSPORT ASSOCIATION

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Things You Should Do to have a relaxing ying experience Whether you travel a lot or casually by plane, air travel can be a very stressful one. However, when prepare for your journey, you will find it relaxing, below are things you should do to prepare for your flight.

Flight Preparation Checklist Save time by doing the check in online.

This online check-in process can be done usually up to 24 hours before your flight and it can save you a lot of waiting time at the airport. Not only that you will save time but you can also save some money. Get informed about the fees that are charged for your baggage as some companies might charge extra if you decide to check your bags at the airport rather than checking them online.

Make a list of everything you need to add to your baggage before you start packing.

This might sound nerdy but it actually is a great strategy that will save you from a lot of potential problems.

Simply sit down, grab your agenda, and create a list of everything you need during your flight and trip. Then, start checking things off the list as you find them the appropriate place in your baggage. This can definitely be a lifesaver, especially if you are new at this flying routine.

Check the weight limit offered by your carrier company.

Once you know the maximum weight allowed without a fee, weigh your baggage at home so you make sure that you don't go over that limit. This is if you don't want to cover the extra fee that you will be asked to pay in case you bring more than you are allowed to with you.

If you notice that the weight of your bags goes over the limit, rethink your packing system. Maybe you need to take some items off your baggage. Or maybe you need to move them from one bag to another in order to even out the weight. Be creative and organized at the same time in order to be able to bring everything you need with you, and not carry things that are not necessary for your trip.

Check all your documents and make sure you have all you need with you, legal wise.

In the race to create the perfect bag g age, you might get a bit overwhelmed which is why there are big chances to forget the most important things: your paperwork.

Always make sure you have with you your passport, ID card, maybe insurance, a printed airline ticket and any other papers you might need during your flight and during your entire trip. You might also want to

bring your driving license with you because you never know when you need it. It might be a great idea to even make copies of your legal documents just in case one of them gets lost which could definitely happen by accident. Plus, in many cases, you will be able to get away with using just the copy of your documents and don't dig in your bag for the original ones.

What should your baggage contain?

This is a very good question but it also varies according to the type of trip you are taking and what you need to bring. If you are taking a business trip, get adequate clothes for your potential work events but also make sure you have a few outfits for your free time.

Whatever you decide to bring with you, you should make your baggage at least two days before your flight, just to make sure you don't forget any important items.

Don't Forget Your Mask If you're flying during the pandemic, you'll want to check your airline's guidelines for travel as well as your destination's requirements for incoming visitors. Stash extra face masks, wipes, hand sanitizer, and any other essentials in both your carry-on and checked luggage so you're never without them.

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Ogiame Atuwatse III - Olu of Warri Emiko coronation - Photo - www.independent.ng

Leadership Lessons from the Palace of Olu of Warri Taopheek BABAYEJU

J

ust when one thought that the traditional institutions in Africa were losing their cultural relevance, there came a beacon of hope shining brightly from the Itsekiri land in Southern Nigeria. The coronation of the 21st Olu of Warri, Ogiame Atuwatse III, the son of a Yoruba mother and husband of a Benin wife on the 21st of August, year 2021 was nothing short of a cultural and national rebirth.

The highlight of the coronation event was the speech delivered by the newly crowned Olu of Warri. The 37 year old King's words were laced with so much wisdom. Asides his brilliant eloquence, he displayed a rich understanding of Itsekiri ancestral history by speaking to past, the present and inspirationally to the future.

What stood out most apart from King's faith in the Almighty is his understanding of "We" in success equations. While delivering his speech, he made out time to recognise those that played important roles in his emergence. He consistently used the word "We" as against

"I", referring mostly to the throne, not himself. There is no doubt that new Olu of Warri is well groomed and ready for leadership.

Leadership, of course, is not about the age or position but about vision, giving hope to the hopeless and ability to influence others. The King's speech did justice to it all and everything about him is indicative of the fact that the King was not only rightly chosen but "prepared" to lead.

Life will always present you with opportunities but your preparedness will make the difference. Go out everyday prepared for the big stage because you never know when the opportunity to lead will come knocking.

Wishing the 21st Olu of Warri a very long and peaceful reign. The crown will not fall from you head Aaase!

Ogiame Suoo!

Taopheek BABAYEJU is the CEO/Lead Consultant at i C e n t r a . H e t e a c h e s l e a d e r s h i p, t e c h n o l o g y, transformation, and entrepreneurship.

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Will Nigeria be at the Global Crypto Bistro?

M

y short answer to this headline would be, “until we are serious and ready.” And now is the time to do so! Just few weeks ago, the global cryptocurrency stakeholders gathered in Florida, U.S.A., to exchange ideas on the unfolding operational challenges of digital currencies at the market place. I can't tell if Nigerian operators within the crypto ecosystem, attended.

As is in many other jurisdictions, the Nigerian financial authorities have been zigzag ging and dithering on issues like monitoring and controls, fear-mongering, and all, regarding the emerging realities of the blockchain technology. And while that is going on, current metrics indicate that an estimated 60% of the world's largest central banks are already exploring ways of introducing their digital currencies.

To put the figure cited above in context, that percentage of the global central banks represents about 72% of world's population, and 91% of the international economic growth, according to some industry sources. And so

while the rich developed countries have their 21 central banks participating, 44 central banks are from the developing economies.

This is the reason the recent announcement by the governor of the Central Bank of Nigeria, Godwin Emefiele, should gladden the minds of many.

capital barons. Not knowing how to respond coherently, fears and awe have spread among the world's central bankers, captains of capital and predatory marketists.

In the words of the CBN governor, the bank was preparing 'to issue its digital currency, before the close of 2021.' But let's note here that Nigeria would be following in the steps of other countries, because El Salvador h a s, f o r i n s t a n c e, a l r e a d y announced its adoption of digital currency as its legal tender, along with the dollar, though. Please note, the World Band has just refused request by El Salvador to help it integrate the bitcoin into its national financial payment ecosystem. You will shortly understand why international financial systems and governments don't want the digital currencies to succeed.

But that is what it is; a rogue technology that seemed to have appeared from nowhere, to defy and scare some fossilized currency traders, long entrenched financial systems and their opaque operations. Nobody knows where the wind will blow next, or how it will blow. For this, in itself, carries a certain element of paradox: that of an equal and opposing inherent values within the vast networks of the world's financial systems and transactions. In other words, what choices are we to make between an international regime of open, transparent global financial transactions, and the realities of a volatile technology with its mystery, full of activism, but offers freedom from the stifling financial controls of national governments, across the world?

As a novel disruptive tech, the emergence of the blockchain and its financial digital payment tool, has continued to confound global financial establishments and

The CBN, like its counterparts in other jurisdictions, faces the hard task of regulating a promisingly vibrant financial system that it can neither touch, nor reach. China

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started to crack down on digital currency operations in 2017, after leading the way in its gradual adoption. The United States' ambivalent approach to the blockchain tech, is still being watched, while the European Union did set the parameters for its regulation in September 2020.

Other countries setting the pace of preparations to adopt the digital currency in financial transactions, include the Bahamas, Sweden, etc.

While the rich western economies dread the possible loss of their global economic pre-eminence over the blockchain intrusion, the developing world seems to embrace it, for its key benefits of financial inclusivity and perhaps, faster and cheaper trans-boundary financial transactions.

But the fears might be justified.

And yet the positives on the flipside are tempting and appealing. Some of the key attributes of the fiat currencies, devoid of the manipulation of powerful western countries, make powerful statement on their adoption for international trade.

Such attributes include; 1. Wide availability to meet international demands, 2. Long-term stable values, thus making predictable and reliable business transactions, 3. Identifiable stable/trusted issuer to back up its value as a store of value, 4. Low transaction costs, with high liquidity: a point many would disagree with, though.

Cryptocurrencies would typically fail all these basic merits of the conventional, or fiat currencies.

Mr. Godwin Emefiele (CON) Governor, CBN The key reasons for such failure could be summarized as follows; 1. Volatility and instability of rate of exchange, 2. Hidden and mysterious identity of issuer, 3. Determined, or fixed volume in circulation, 4. Vulnerability to hacking, 5. Other system abuses by criminals.

The Basel Committee on Banking Super vision, not long ag o, observed that cryptocurrencies are the riskiest assets. Uche Uwaleke, a professor of capital market, at the Nasarawa State University, Keffi, also recently noted that for its very nature of volatility, the CBN should implement its digital currency adoption programme in phases.

But this new technology is a reality. It will never go away, what with the armies of young people clutching their mobile devices, tapping same to make economic and business transactions running into millions of dollars, daily across the world! I would situate the unfolding blockchain disruptive scenario within the orbits of Klaus Schwab's Fourth Industrial Revolution, or 4IR. Mr. Schwab, the founder and CEO of the World Economic Forum, in his book, The Fourth Industrial

Revolution, spoke of the coming convergence of the physical, digital and the biological systems in the course of humanity's economic reproductive processes.

He did also foresee a global economic event in which national governments would lose crucial sovereign powers, because of the onslaught and unstoppable intrusion of a new tech that will emerge to ease things up for humanity.

Such prospects are becoming real, particularly in some population centres of the global south. The oft-cited spots are Nigeria, and India, among others. Jack Dorsey, founder and CEO of Twitter, said that much recently when he projected that Nigeria will become a leading driver in the global growth of the cryptocurrency financial payments.

For all our national planning, programming and projections, therefore, Nigeria must set its mind to being at the crypto party.

It's the way the world is going, even as it sets the boundaries, and terms of transactional behaviours in public financing, as we move along with others.

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Making a Will: M

ost people associate the making of a will with the anticipation of death.

This notion has been further perpetrated by Nigerian Nollywood movies where a man lying on his sick bed, calls for his lawyer, makes a will and dies afterwards. This is not only fallacious but derogates from the true intent of a will.

What is the importance of will?

To determine how assets will be shared: A will is used to share a Testator’s assets, both current and fixed assets to his beneficiaries. A Testator has discretion in determining how this will be done.

A Testator can also take care of specific matters in his will, i.e. if the Testator, has a Company, he can take care of issues like who will be the directors of the Company upon his demise and the transmission of shares in the Company. The only limitation to this power is imposed by Section 1 of the wills Act which provides that a Testator cannot dispose of properties which he has no power to dispose of under the customary law to which he/she is subject to. An example of this is the Idiogbe (this is the house which the Testator lived during his lifetime under Benin culture). Under the Benin customary Law, the house can only be passed to the first son of the deceased and no anyone else.

Therefore when making a will, a Testator cannot give the Idiogbe to another person.

To appoint Executors of the Estate: Executors appointed in a will are in control of a Testator’s estate upon his death. The Executors are

responsible for the transfer of the property to the beneficiaries, as they do not immediately divest on the beneficiaries upon the demise of the Testator. A will allows a Testator to choose trustworthy persons as his Executors, who will take into consideration the interests of the beneficiaries. When a person dies intestate (without a will), only certain categories of people can become Executors and these persons may not deal with the estate fairly.

To avoid your properties being shared according to customary law: In the absence of a will, a deceased person’s property will be shared according to customary law. Most customary laws are archaic. Some customs do not allow properties to be given to female children and wives of the deceased. To circumvent these harsh and backward customs, it is necessary to make a will.

To avoid incessant suits in court: It is very common in Nigeria that upon a man's death, his children will start fighting amongst themselves.

This is even more common or worse where the deceased has many wives and died without a will. Where a Testator makes a valid will before his death, the likelihood for the Court to upturn it is slim. This makes the wishes of the Testator to stand.

Incessant suits over the estate will be also avoided.

To take care of other incidental matters like guardianship and funeral arrangements: A will is not only used to distribute assets. It can also be used to appoint guardians for one's young children and wards. This is to ensure that the affairs of that child or ward are taken

care of even after the Testator's death. Specific funeral arrangements of the Testator can also be included in a will.

The tedious process of assessing Letters of Administration: To get letters of administration to administer a deceased's estate takes time and it is a tedious process. This could lead to the depletion of the estate of a Testator while waiting for the grant of letters of administration unlike a will which comes into operation quicker.

When Should a will be made?

A will can be made by a person who has acquired any assets that can possibly outlive him or her. Also when a person has dependants, then a will should be made. The wills Act stipulates that a valid will can only be made by a person who is above 18 (Eighteen) years of age.

Therefore an underage person cannot make a will, except he is a seaman, mariner or part of a crew of a commercial airline. The hazardous nature of their jobs makes the law to envisage that there is more likelihood for them to die in the course of their duty. Hence, the law allows them to make a valid will even though they are less than the statutory age.

Conclusion The act of making a will does not mean that a person will die soon nor does it hasten death. It only ensures that upon a person's demise, the properties of the person will be shared in accordance with the person's wishes amongst the person's beneficiaries.

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The Nigeria Luxury Magazine

ALMAT FARMS

A Destination where you Experience the Best of African Agrotourism

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LMAT Farms sits on over 40 hectares of beautiful landscape. More than you’ll find in the average farm is a beautiful panorama of delight.

Sports and activities like polo, volleyball, football, tennis, hiking, picnics, snooker, camping, horse riding, quad bike riding, board games are some of the many activities that will keep you engaged and refreshed while on the farm. We have reserved for your private view

a collection of the wild in our petting zoo just along the walk path into the thickness of our quintessential abode.

OUR OFFERINGS YOUR EXPERIENCE AGRICULTURE We grow fresh organic vegetables for supply across the country all year round. We pride ourselves on

the quality of our produce, which is “as fresh as it gets”! We achieve this by operating a combination of innovative and traditional farming techniques. Some of our regular produce include, but not limited to, bell peppers, tomatoes, watermelons, cabbages, broccoli, cucumbers all in different varieties.

HOSPITALITY After a lovely day touring through our landscape, home is brought to

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you just where you are. We have the best accommodation packages to ease your stay in the farm while you continue your reach for a closeness to nature. Our huts are specially designed with you at heart, we have Standard Huts, Double Huts, and Studio Huts. Though they vary in price and sizes, you will definitely find comfort within the circumference. We also offer very tasteful continental cuisines as Buffets or specially prepared À la carte. You’ll find variety of imported and local drinks in our bar and the perfect grills and barbecues to go with.

RECREATION Here you’ll discover that right balance to relaxation and recreation. ALMAT Farms sits on

o ve r 4 0 h e c t a r e s b e a u t i f u l landscape. More than you’ll find in the average farm is a beautiful panorama of delight. Sports and activities like Polo, Volleyball, Football, Tennis, Hiking, Picnics, Snooker, Camping, Horse Riding, Quad Bike Riding, Board Games are some of the many activities that wi l l kee p yo u en g a g ed a n d refreshed while in the farm.

EQUESTRIAN At ALMAT Farms, you’ll meet Africana, our decorated champion horse, Africana, Mona, Tordi, Pinta, Marcelo, and all of our thirty one special gallant horse breeds from Argentina ready to sport and

other recreational activities. We provide premium equestrian and livery services second to none in Nigeria. Our well trained specialists and vets are always available to ensure that horses receive meticulous care and attention. Our extensive facility includes American style stable with both sand and grass paddocks. We are one of the best lush green playing field in Nigeria designed to encourage horse riding, equestrian sporting activities and, of course, the game of Polo. We participate in major Polo tournaments across the Country and have won numerous trophies.

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The Nigeria Luxury Magazine

WHY GOLF IS PERCEIVED A ‘BIG MAN’S’ SPORT Why is golf recognized as a rich person’s sport?

Is golf a rich man’s sport? Why do rich people play golf?

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Because old people like golf The percentage of old people who are rich is much higher than the percentage of young rich people.

Because golf is a sport that is favored mostly by old people, the chances that richer people are playing are higher since older people are usually more established.

Expensive equipment Golf equipment can be a bit expensive, thus there is a high barrier to enter, since not everyone is able to afford them. The fact that the equipment is expensive makes golf more appealing to rich people than to people with a moderate income.

Golf courses can be ver y expensive Renting a g olf course or obtaining a membership at a golf club can be very expensive. An ordinary person can hardly be able to get such a membership and because of that, many rich people play golf, while those who have average incomes usually avoid it.

A very friendly way to discuss business deals Because golf is a slow-paced sport, it allows people to talk while still focusing on the game.

It's like going for a walk with a friend but while playing an interesting game. This is why golf can be seen as a friendly way to discuss business deals.

Showing off Because of its exclusiveness, some of the people who like to show off their wealth go for golf. Of course, not all people are showy, but showy, rich people find g olf a pleasurable way to demonstrate their financial success.

Knowing their business partner Some business people love to play golf with potential business partners in order to get to know more about their personalities before signing papers or committing to any contracts.

It's a subtle way to assess someone's traits before officially working with him.

7. It makes them feel young As most rich people are old, golf is a sport that makes the players feel young, since it doesn't require a lot of physical strength or stamina.

8. Because it's challenging Rich people are usually persistent, smart and competitive. Those personality traits make golf very appealing to them since it's a very challenging sport.

9. They have free time Well established people can afford to play a golf game for hours. Many of the younger men can hardly free up all that time just to play an expensive game.

10. Connection to luxury Golf is connected to luxury. It's a sport that allows people to relax, walk in nature, see beautiful scenery, all while enjoying a slow-paced game. All of those things together usually appeal to the personality of the luxury seeker or the rich person.

11. To meet other rich people Business people can expand their relationships by going to places where they are more likely to meet other rich people. A businessman can meet other businessmen and strike a deal on a golf course.

Culled from: speeli.com

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