THEAGENCYBUYER’SGUIDE
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SoYou’reReadyto We’llRollOuttheRed Canada’sandtheworld’s somethingforeveryone, soarabovethecity,distinct Whilethehomebuyingprocess that’sentirelypossible.
biggestdecisionsofyour ourclients,we’vecome
FinancingPre-Approval
Whenitcomestorealestate,
Pre-approvalisdifferent theloanamountyouqualifyfor
We’llconnectyouwith negotiatingpositionintheseller’seyes.
Alittleself-controlgoes
Don’tbuyorleaseacarbeforeyouapply. Lenderslookatyourdebt-to-incomeratio.Alarge
Don’tchangejobs.
Youdon’twanttoaddbig,newpurchasestoyourdebt
Don’tattempttoconsolidate
It’snotthetimetogorogue
Don’tmoveassetsfromonebankaccount
Don’trunyourowncredit Itwillshowuponyour
theapplicationprocess.You’dhavetodisclosethesource
Debt-to-IncomeRatio appraisertoverifytheproperty’s Don’tworryifyoudon’t ofcircumstances. movingcosts,possiblecondo
beachcottage—thepossibilitiesareendless.
Whataremyneeds,wants,andcan’t
Ayard,pool,rooftopterrace,carcollector’sgarage,vineyard, helipad.Don’tholdback.We’redreamersourselves.
neighborhoods?
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Oncewe’vefoundtheonefor
Thesellermayreturnwitha“counteroffer,” NEGOTIATIONS We’llrepresentyouatthenegotiatingtabletoreach contractterms.Inmultiple-offersituations,our CONTRACTS We’llgetthedetailsandhandle We’regettingclose. Oncetheselleragrees, The“sitbackand CLOSING documentsthatarerequired theclosingdate,theseller’s
Finalwalk-through. Now,we’reexcited. We’retheretobuttonupthoselastdetails.
Deliveryofkeysandmove-in.
We’veonlyjustbegun.
Thisisonlythebeginning.We’rehereforanything
Contractors,designers,painters,plumbers,house-sitting.
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oneshouldgoitalone.TheAgency’scultureof
It’sallinourwheelhouse.The enginein-housetocaterto Wedon’tjustenteramarket.
professionals—theagentswho
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Wedothisfull-time. Weekendwarriorsneednotapply.Unlikewhatyou’ll findattraditionalbrokerages,atTheAgencyit’squality overquantity.Wearemadeupofateamoffull-time,
Tohelpyouidentifyyour
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thewater,airport,shopping?Let‘errip.
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Ifweseethese,wewon’tbotherschedulingthatshowing.
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THEAGENCYRE.COM ANGIE PETRIELLO-BROCKWELL ANGIE.BROCKWELL@THEAGENCYRE.COM 289.228.6685 BROKER