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H&S Bakery rises to the occasion
Modest beginnings, lucky break The beloved H&S Bakery opened in 1943 in a rented rowhouse on Fagley Street in Highlandtown. Greek immigrants
MARCH 2022
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PHOTO BY JOE ANDRUCYK
By Margaret Foster On a frigid day in January, a stretch of Interstate 95 became a 10-mile-long parking lot. Stranded by ice and snow, hundreds of drivers just south of Washington, including a U.S. senator, were trapped in their cars for nearly 40 hours, shivering and starving. Gazing hungrily at a stranded bakery truck near their car, Casey Holihan Noe, an Ellicott City resident, and her husband, John Noe, decided to act. She called the Baltimore-based bakery’s customer service number, pleading that they share the truck’s contents with travelers. Within 20 minutes, she received a call from the company’s leadership: Yes. Take it all. “When Casey took the initiative to reach out and let us know about all of the travelers stranded on that icy highway, it was without question or pause that we would… help those hungry and in need,” said Chuck Paterakis, vice president of transportation and logistics at H&S Family of Bakeries, in a statement. “As a familyowned business, we are able to be nimble and mobilize quickly.” With Paterakis’ permission, the truck driver, Ron Hill, unlocked his back hatch. He and the Noes trudged up and down the icy highway, knocking on car windows and passing out 600 loaves of whole-wheat bread and potato rolls through rolled-down windows. Thankfully, no one lost their life in the treacherous traffic jam. News of the generous act “went viral quickly,” bakery spokesman Shawn Paterakis told the Beacon. He received 7,000 emails over five days while getting the word out. Most media outlets covered the story, and the Noes were interviewed on several talk shows. Gov. Larry Hogan awarded H&S Bakery, Ron Hill and the Noes a governor’s citation on Jan. 13. “It has touched our hearts that our good deed resonated with so many people. We are just happy that people were fed and safe,” Casey Holihan Noe told the Beacon. “Everything else was sweet.”
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Warm up to the mansions and manatees of Florida’s Palm Beach County; plus, what’s (probably) in store for travel this year page 16
Gov. Larry Hogan gave a governor’s citation to H&S truck driver Ron Hill, left, who distributed free bread to gridlocked travelers on I-95 in January. Gov. Hogan also recognized Chuck Paterakis, right, principal owner and vice president of the Baltimorebased H&S Family of Bakeries for its generosity during the crisis.
Harry Tsakalos and Isodore “Steve” Paterakis started Athens Bakery there, baking loaves in a hearth oven for Baltimore delis and restaurants. The bakery’s big break came in 1965, when Ray Kroc made a handshake deal with Steve’s son, John Paterakis Sr., to supply bread to his hamburger chain, McDonald’s. “I’m just a little Greek baker that got lucky,” the late John Paterakis Sr. used to say. Under Paterakis, the company grew from a corner bakery to the behemoth it is today. The H&S Family of Bakeries includes H&S Bakery, Northeast Foods and, since 2004, Schmidt Baking Company, founded in Baltimore in 1886. (Schmidt’s advertising jingle, “I like bread and butter / I like toast and jam” made its Old Tyme products memorable in our area.) Chances are you’ve tasted H&S bread. The company still supplies rolls to McDonald’s — over half of their U.S. franchises — as well as Chick-Fil-A, Roy Rogers, Popeyes, Olive Garden, and 90 percent of Maryland’s public schools. They also sell their products in national supermarket
chains such as Costco, Safeway and Giant. Still true to its roots, the company supplies bread to local restaurants, including Ikaros in East Baltimore and Jenning’s Café in Catonsville.
Commitment to charity Today, the four owners of H&S Family of Bakeries, who are in their 60s and 70s, work from a historic brick warehouse on the corner of South Caroline and Fleet Streets in Fells Point. “A lot of people in Baltimore still don’t know the full extent of the story,” said Shawn Paterakis, great-grandson of the cofounder. “That was a generational thing: Always keep humble.” But like it or not, January’s I-95 story brought a national spotlight to the massive but modest company. “We tend to not like to promote ourselves,” he said. “But this was a great thing. We’re happy people can see we live by our values.” In its 79-year history, H&S Bakery has made a point to donate to the needy. During See BAKERY, page 20
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Who, me? A racist? Born in 1950 in Washington, I grew up ize that, when I was growing up, people of in a mostly integrated Northeast D.C. color were not represented on TV, in the neighborhood. Despite the movies, nor in the magazines “white flight” of that time, my and billboards I saw. all-white family stayed in the The stores where we city, where my four siblings shopped were also all white. and I attended integrated In other words, as a child the schools. world I lived in and experiThroughout my teens, I was enced was almost exclusively not aware of any racist leanwhite. It took the tragedy of ings in myself at all. In fact, George Floyd’s murder at when I gave the valedictory the hands of a white cop in speech at my high school, Im2020 to wake me up and maculata Preparatory, in 1968, GUEST begin (emphasis on “begin”) just weeks after the recent so- COLUMN to understand the depth of called race riots, I clearly ref- By Carolyn Ellis denial and suppression, the erenced both Martin Luther humiliation and indignities, endured for King Jr. and the equality of all. generations by people of color due to the So how could I be a racist? Through ignorance and complacency. national lie of white supremacy. I was a teenager when the Civil Rights By seeing African Americans as secondMovement started but was completely class citizens, white society — of which I oblivious of it. Sad to say, my mind was am definitely a part — not only did its best completely focused on myself. to rob a whole people of the dignity and reMy first awakening to Jim Crow inequal- spect which is every human being’s right, ities didn’t happen until the 1970s, when, but “my” white society put a ceiling on the for the first time in my life, I began to real- dreams, enterprises and accomplishments
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of all non-white Americans. Watching “I Am Not Your Negro” — a 2016 documentary based on a manuscript by James Baldwin — completely blew the windows and doors off my entire understanding of racism. As Baldwin puts it in the film, “It comes as a great shock to discover that your country, which is your birthplace...has not, in its whole system of reality, evolved any place for you [African Americans].” That is what I call a WOW quote. Hundreds of years of documentation of horrible, bloody American history — history which continues even today — prove its veracity. For far too long, the constitutional right to life, liberty and the pursuit of happiness was only applied to white society. The cruelty and suppression that African Americans have endured at the hands of white American democracy, as administered daily by white society (me) — especially by the police — is beyond unjust; it is totally inhuman. When someone recently remarked on the ridiculousness of having a Black History Month when people of color have been working and contributing to the develop-
ment and establishment of America from the beginning, I was stunned. In my whiteness, I had never even thought of that! “The story of the [African American] is the story of America,” Baldwin said. Because America is well on its way to becoming a majority of minorities, the era of the white majority is obviously on its way out for good. Franklin Delano Roosevelt weighed in on this very topic 82 years ago: “We must scrupulously guard the civil rights and civil liberties of all citizens, whatever their background,” he wrote. “We must remember that any oppression, any injustice, any hatred, is a wedge designed to attack our civilization.” What keeps us from ending racism? The answer is painfully simple: us! If there is any hope, Baldwin said, “It is up to the American people and their representatives whether or not they are going to face and deal with and embrace the stranger they have maligned so long.” To survive the future, with all its complex issues and problems, it’s going to take all of us. Count me in. Carolyn Ellis is a Beacon reader, freelance writer and abstract artist.
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Dear Editor: I enjoyed your virtual expo even more than in-person expos because I could take more time reviewing the resources, and at my own convenience. I didn’t have to watch the time and worry that I would miss something if I didn’t hurry through it. I sat through some of the programs several times, and watched others over multiple sessions. And it was so helpful that you kept it available during all of November through January, since this is a busy time. It was actually relaxing to take some time away to review the information. So, thanks again; I needed that! I hope you will do this again. Evelyn Marie Via Expo website Dear Editor: Climate change is real and is increasing. I believe that the ingenuity of Americans can solve this problem, despite the political division in our country.
The time to act is now. We are moving quickly toward irreversible tipping points that could alter the climate dramatically for generations to come. One of the best tools we have to quickly reduce emissions is the carbon price [tax]. It is a market-based solution that will motivate industries to develop new technologies to reduce their own emissions and to make our society more energy efficient, while ensuring that those who are most affected by climate change are justly compensated. We can make climate change solutions a reality by utilizing technological solutions as well as improving energy efficiency. It is not an unsolvable problem, but we need to act now. Continuing to kick the can down the road will only worsen the current situation and threaten the prosperity of future generations of Americans. Amanda Bowers Dundalk, MD
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Health Fitness &
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Simple food tips promote healthy aging By EatingWell.com Eating right can help you age gracefully and healthfully — and sometimes all it takes to make smarter diet choices are just tiny tweaks. Consider these healthy-aging helpers:
“Low-fat” isn’t always best As you age, your metabolism slows, and so your calorie needs decrease. Since fat packs almost twice as many calories as carbs or protein, gram for gram, aiming to eat a lower-fat diet can be a smart move. But keep in mind that many “low-fat” or “fat-free” products — even healthy ones like yogurt — often contain added sugars,
which bump up the calorie content. Read labels.
salad and dress it up with some hearthealthy vinaigrette.
Have a tuna sandwich
An apple a day…
Dietary guidelines suggest eating fish — particularly omega-3-rich types like tuna and salmon — twice a week for heart health. What’s more, some research shows that people who consume more omega-3 fatty acids from fish have a reduced risk of advanced age-related macular degeneration, the leading cause of blindness in people over 50. Canned light tuna is an easy option. Mix it with low-fat mayo or a little Greek yogurt and enjoy with whole-grain bread or crackers, or simply plop it on top of a green
Unfortunately, constipation often becomes more common as you age — but filling up on fiber and fluids can help improve digestion. Water and fiber are two main components of fresh fruits (which provide disease-fighting phytonutrients too). Whenever possible, add a side of fruit, and a cup of water, to your meal. To get the best variety of nutrients, go for a colorful mix: berries, oranges, grapes, pears, watermelon — whatever you like best!
Boost your calcium The risk for osteoporosis — a condition characterized by brittle bones — increases with age, but getting enough calcium (1,200 mg. per day is the recommended amount for people over 50) can help reduce your risk. Get close to this goal before lunchtime by including a cup of calcium-fortified orange juice at breakfast and having a cup of low-fat yogurt for a mid-morning snack.
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If middle-aged spread seems to be creeping on, try writing down what you eat in a food journal. Studies show that people tend to consistently underestimate what they eat. Keeping track can give you a more accurate idea of how many calories you’re consuming, and also help you see where you might cut back. EatingWell is a magazine and website devoted to healthy eating as a way of life. Online at eatingwell.com. ©2021 Meredith Corporation. Distributed by Tribune Content Agency, LLC.
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needs change with age. For instance, after menopause, women need only 8 mg. of iron each day (same as what men need) — that’s less than half of the recommended intake of the mineral for women of childbearing age. Too much iron (a concern if you’re taking the wrong supplement) can be harmful, particularly for people who have hemochromatosis, a genetic condition that causes a buildup of iron in the body’s organs. If you’re taking a multivitamin that includes iron, check to see that it doesn’t ex-
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symptoms persist, it’s important to be sure the diagnosis is correct. I’m guessing from your massage therapist’s diagnosis that you have low back pain that radiates into the buttock. In this situation, a physician might diagnose sciatica or muscle spasm rather than overstretched ligaments. However, the diagnosis depends on the details of your symptoms, the results of your physical examination and, in certain cases, the results of imaging tests. Keep in mind there are many causes of low back pain. Some of the most common include: • Muscle spasm or other muscle injury • Sciatica, a condition in which the sciatic nerve is compressed as it travels from the spinal cord to the leg • Osteoarthritis (also called degenerative joint disease) • Spinal stenosis, a degenerative or con-
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is any decreased strength that you hadn’t recognized. If nerve compression is the cause, it’s important to avoid pressure on the nerve. Avoid wearing a tight ring on that finger. Don’t lean on your elbows or wrists. Wear protective padding over the elbow or a brace for the wrist. Anti-inflammatory drugs can improve nerve irritation related to active arthritis. Tight control of blood sugar may reduce the risk of nerve damage from diabetes. Surgery may be offered for some cases of neuropathy related to trauma, arthritis, ganglion cysts or disc disease. Q: I have been getting massages for back pain. My therapist says I have over-stretched ligaments in my lower back that run from my lower lumbar spine onto my gluteus maximus. Should I be considering other treatment options, such as surger y? A: Massage can definitely make people with back problems feel better. But if the
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lem is more likely to be higher up, maybe in the elbow. Decreased sensation on your fourth finger might suggest an ulnar neuropathy, an irritation or compression of the ulnar nerve that travels down the arm into the hand. The most common place of origin for these problems is the elbow, where the nerve travels through a groove near the skin’s surface. People often unconsciously lean on one of their elbows for prolonged periods, which then compresses the ulnar nerve. Other causes of an ulnar neuropathy include injury to the arm, arthritis of the elbow or wrist, a ganglion cyst in the wrist, and diseases like diabetes that cause nerve damage. Ulnar neuropathy can also lead to a weaker than expected hand grip. Although very unlikely with pinky numbness only, the problem could be related to a pinched nerve higher up in the neck or armpit area. Treatment depends on how much the symptoms bother you and whether there
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By Howard LeWine, M.D. Q: My pinky finger has been numb and tingly for more than one week. I am not aware of any injur y. What could be the reason? A: The symptoms you’re describing suggest a problem with a nerve supplying sensation to the fifth (pinky) finger. Since it is lasting this long, you should call your doctor’s office for an appointment. Some people with numbness and tingling of the fifth finger also have weakness in the hand or forearm muscles. Or there may be numbness in other fingers, the forearm or upper arm. The combination of symptoms and findings from a physical examination can help your doctor sort out where the problem lies. For example, if only the fifth finger is numb, and your hand and finger strength is normal, the problem is probably located in the wrist. Or a tight ring on the pinky can cause numbness and tingling. But if weakness is also present, the nerve prob-
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How could I have COPD and not know it? By Jim Miller Dear Savvy Senior, I have struggled with shortness of breath for several years now. I just thought I was getting old and fat, but a friend recently told me about COPD. Could I have COPD and not know it? —Huffing and Puffing Dear Huffing, Yes. COPD, or chronic obstructive pulmonary disease, is a progressive lung disease that affects an estimated 30 million
Americans. But about half of them don’t know they have it. COPD — a term used to describe a variety of lung diseases, including emphysema and chronic bronchitis — develops slowly, so symptoms may not be obvious until damage has occurred. Symptoms can include an ongoing cough or a cough that produces a lot of mucus, lack of energy and/or shortness of breath especially during physical activity, wheezing and chest tightness, blue lips or fingernails,
or swelling in your feet, ankles or legs. Those most at risk are smokers or former smokers over age 40, and people who have had long-term exposure to other lung irritants like secondhand smoke, air pollution, chemical fumes and dust. If you’re experiencing any of the aforementioned symptoms, you need to get tested by your doctor. A simple breathing test called spirometry can tell if you have COPD, and if so, how severe it is. Early screening can also identify COPD before major loss of lung function occurs. While there's no cure, there are things you can do to limit further damage, including:
home, remove dust-collecting clutter and keep carpets clean; run the exhaust fan when using cleaning products, bug sprays or paint; ban smoking indoors; and keep windows closed when outdoor air pollution is high (see AirNow.gov for daily reports).
Get vaccinated The coronavirus and flu can cause serious problems for people who have COPD, so if you haven’t already done so, get vaccinated for COVID-19 and get a flu shot every fall to help avoid getting sick. Also ask your doctor about getting the pneumococcal immunizations for protection against pneumonia.
Quit smoking If you smoke, the best thing you can do to prevent more damage to your lungs is to quit. To get help, the National Cancer Institute offers a number of smoking cessation resources at SmokeFree.gov or call 1800-QUIT-NOW. Or ask your doctor about prescription antismoking drugs that can help reduce your nicotine craving.
Avoid air pollutants Stay away from things that could irritate your lungs, such as dust, allergens and strong fumes. Also, to help improve your air quality at
Take prescribed medications Bronchodilators (taken with an inhaler) are commonly used for COPD. They help relax the airway muscles to make breathing easier. Depending on how severe your condition is, you may need a short-acting version only for when symptoms occur, or a long-acting prescription for daily use. Inhaled steroids may also help reduce inflammation and mucus and prevent flare-ups. For more information, visit the COPD Foundation at COPDfoundation.org or call the COPD information line at 1-866-3162673.
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Ex-smoker? Scan can protect your lungs By Family Features Not too long ago, people used to smoke everywhere — in restaurants, on airplanes, in their (or your) car. There was no escaping it, but most people never gave it a second thought. Today, things are done differently. However, those memories can be an important reminder to those who smoked back then to take a step for better health and get a lung screening.
Pain From page 5 genital disorder in which the spinal cord is compressed by the surrounding bones, discs and ligaments. Rarer and more serious causes of back pain include fracture (more common among people with osteoporosis), infection and cancer. Your doctor can usually rule out these serious causes of back pain. However, even after a full evaluation, the cause of low back pain is often uncertain. The good news is that most new back pain resolves within a few weeks, regardless of treatment. Most back problems (including ligament injuries) do not require surgery. Finding a fitness routine with a good balance of rest and exercise — and avoiding
Early detection is critical Lung cancer has the highest mortality rate among cancers, killing men and women more than any other type. If found in its earliest stage, however, lung cancer is more likely to be successfully treated, according to the American Cancer Society. In fact, detecting lung cancer in its early stages can make the survival rate as high as 90%. “Unfortunately, lung cancer symptoms activities that may have triggered your symptoms — can often help the body heal such injuries on its own. Surgery is generally reserved for people who have conditions such as disc herniation or spinal stenosis. If you haven’t done so already, I would recommend that you see your doctor for a detailed review of your symptoms and a physical examination. If your doctor suspects an unusual or serious cause of back pain, or believes your condition may require surgery, your doctor will likely order additional testing, such as X-rays or an MRI. Howard LeWine, M.D., is an internist at Brigham and Women’s Hospital in Boston and assistant professor at Harvard Medical School. © Harvard University. Distributed by Tribune Content Agency, LLC.
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typically don’t show up until the disease has advanced. And when they do appear, they can be similar to common respiratory illnesses, with cough, shortness of breath or pain in the chest, back or shoulders,” said Dr. Ella Kazerooni, professor of radiology and internal medicine at the University of Michigan and chair of the American Cancer Society National Lung Cancer Roundtable. “Screening detects lung cancer when there are no symptoms. That’s why it’s important for people at high risk of lung can-
cer to get annual lung scans to help increase the likelihood of catching cancer early when it’s most treatable. “A lung cancer screening is a painless evaluation that usually takes minutes to complete.” However, according to a study published in the “Journal of the National Cancer Institute,” the national average of at-risk individuals getting screened is only 5%. See SMOKER, page 9
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Comforting and healthy winter recipes By Family Features Taking time to nurture your health and well-being starts with building healthier habits. As the seasons change, challenge yourself to make small yet consistent choices that help you and your family establish (or reestablish) healthy habits during mealtime. For example, bring everyone together with a better-for-you seasonal favorite like ginger pumpkin soup or this modern take on tuna noodle casserole.
Tuna Pasta Casserole Servings: 4 Ingredients: 4 ounces dried whole-wheat rotini pasta (about 1 ½ cups) nonstick cooking spray
16 ounces frozen mixed vegetables, thawed 1 pouch (11 ounces) low-sodium chunk light tuna 1 can (10 ¾ ounces) low-fat, low-sodium condensed cream of chicken soup ½ cup chopped roasted red bell peppers ½ cup fat-free half-and-half 1 teaspoon salt-free seasoning blend ¾ cup crushed low-sodium, whole-grain crackers ¼ cup shredded or grated Parmesan cheese Directions: Prepare pasta according to package directions, omitting salt. Using colander, drain well. Transfer to large bowl. Preheat oven to 350° F. Lightly spray
2-quart glass baking dish with nonstick cooking spray. Stir mixed vegetables, tuna, soup, roasted peppers, half-and-half and seasoning blend into pasta until combined. Transfer to baking dish. Top with crackers and Parmesan cheese. Bake uncovered 25 to 30 minutes, or until casserole is warmed through and topping is golden brown. Nutritional information per serving: 400 calories; 7 g. total fat; 2.5 g. saturated fat; 0 g. trans fat; 2 g. polyunsaturated fat; 2 g. monounsaturated fat; 30 mg. cholesterol; 537 mg. sodium; 52 g. carbohydrates; 8 g. dietary fiber; 7 g. sugars; 32 g. protein.
Ginger Pumpkin Soup Servings: 4 Ingredients: 1½ teaspoons canola or corn oil 1 medium onion, finely minced ¾ tablespoon minced peeled gingerroot or ½ teaspoon ground ginger 2 medium garlic cloves, minced, or 1 teaspoon bottled minced garlic ½ teaspoon dried thyme, crumbled ¼ teaspoon ground cinnamon ¼ teaspoon freshly ground pepper Dash of salt 1 tablespoon all-purpose flour 1¾ cups fat-free, low-sodium vegetable broth 1 cup water
2 cans (15 ounces each) solid-pack pumpkin 1 cup fat-free milk ¼ cup fat-free sour cream (optional) 2 tablespoons chopped chives (optional) Directions: In large heavy pot, heat oil over medium-high heat, swirling to coat bottom. Cook onion 6 to 8 minutes, or until soft, stirring occasionally. Stir in gingerroot, garlic, thyme, cinnamon, pepper and salt. Cook 1 minute, stirring constantly. Stir in flour. Pour in broth and water. Using spatula, scrape bottom of pot to dislodge any browned bits. Stir in pumpkin. Bring mixture to boil. Reduce heat to low and simmer 10 minutes. Stir in milk. Remove from heat. Ladle soup into bowls. Garnish with sour cream and chives, if desired. Nutritional information per serving: 138 calories; 2.5 g. total fat; 0 g. saturated fat; 0 g. trans fat; 0.5 g. polyunsaturated fat; 1 g. monounsaturated fat; 1 mg. cholesterol; 199 mg. sodium; 27 g. carbohydrates; 10 g. dietary fiber; 14 g. sugars; 6 g. protein. Recipes are courtesy of the American Heart Association’s Healthy for Good initiative. Visit heart.org/healthyforgood to download more heart-healthy recipes and find more tips for a healthier you in mind, body and heart.
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To lose weight, never do this after 5 p.m. By Lainey Younkin, M.S., RD, LDN Don’t worry, we aren’t going to tell you to stop eating after 5 p.m. However, you might be doing some things from early evening until you hit the hay that are preventing you from seeing the scale move. While a small, sustainable calorie deficit is needed for weight loss, emerging research on circadian rhythms, timing of meals and intermittent fasting shows that when you eat may be just as important as what you eat. Here are three things you should never do after 5 p.m. if you’re trying to lose weight, according to dietitians: 1. Don’t binge before bed. Do you have insatiable hunger in the evenings that leads to eating everything in sight? First of all, you aren’t alone. Second,
nixing this habit is easier than you think. Going on diets has conditioned you to “eat less.” Therefore, you probably are not eating enough during the day, which backfires at night, leading you to overeat. To prevent bingeing in the evenings, “Make sure you are making the time to eat enough to meet your needs throughout the day,” said Nicole Stefanow, M.S., RDN. “When we let ourselves get too hungry, we are more likely to overeat before our bodies know we are full,” she said. 2. Don’t eat straight out of the bag. Eating chips or other processed food straight out of the bag leads to mindless eating, especially if you’re doing it while also scrolling on your phone or watching TV. Before you know it, you could con-
sume a meal’s worth of calories. “Instead of mindlessly snacking, make a plan for what your evening snack will include (think produce and protein for filling you up and keeping you satisfied) and savor it. Turn off the TV and phone and just eat,” said Julia Stevens, M.P.H., RDN, CPT. 3. Don’t skip carbs at dinner. It can be tempting to skip carbohydrates (or other food groups) at dinner, but if your dinner doesn’t fill you up, you’ll find yourself rummaging through the cabinets a couple of hours later. “When you don’t have a balanced dinner, you’ll probably end up consuming a lot more calories (and not the nutritious kind!) once your hunger catches up to you,” said Melissa Mitri, M.S., RDN.
“Eliminating an entire food group could foster feelings of deprivation, and this could lead you to overeat late at night,” said Mariana Dineen, M.S., RD, a dietitian and mom of three. “Carbohydrates provide fuel for our brain and central nervous system, and fats help us absorb certain nutrients, reduce glycemic impact and also contribute to satiety and fullness. Proteins are the building blocks for muscles and have the ability to increase metabolism and keep us feeling full and satiated for longer,” she said. Make sure your dinner is satisfying too, advised registered dietitian Judy Barbe, M.S., RD. You’ll be less likely to snack later mindlessly,” she said. More online at eatingwell.com.
Smoker
by the number of years a person has smoked. If you’re concerned about your risk or
have a history of smoking, talk to your healthcare provider to discuss the bene-
fits and risks of screening. Learn more at screenyourlungs.org.
From page 7 In 2021, the U.S. Preventive Services Task Force (USPSTF) — a panel of national experts in disease prevention and evidencebased medicine — updated guidelines for who is eligible and recommended annual lung screening. Yet, the Epic Health Research Network reported 87% of at-risk individuals eligible for screening based on the USPSTF guidelines didn’t receive an annual screening despite it being covered by insurance.
BLOOD CANCER CONFERENCE
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A lung cancer screening is a preventive health check, like a mammogram or colonoscopy. It checks the lungs and looks for any changes from year to year. If there’s something unusual in the lungs, a screening can help detect it at an early stage. A low-dose computed tomography (LDCT) scan is the only method recommended for lung cancer screening in highrisk patients. A LDCT machine takes a 3D picture of the lungs. This type of scan uses 75% less radiation than a regular CT scan and doesn’t require the use of needles. [Eds. note: There are risks as well as benefits to such scans. Discuss with your doctor.]
Who’s eligible for screening? A family history of lung cancer, a personal history of lung disease, lifestyle or environmental factors can put a person at elevated risk. More smokers and ex-smokers now qualify for yearly LDCT scans, according to the updated guidelines published by the USPSTF. The guidelines lowered the eligibility threshold based on a person’s age and smoking habits. An annual LDCT screening is recommended for people who meet these criteria: • are 50 to 80 years old • Actively smoke or have a history of smoking within the last 15 years • Heavily smoke or used to heavily smoke (people who have smoked for 20 “pack years” or more) Pack years are determined by the number of cigarette packs smoked per day multiplied
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Health Studies
MARCH 2022 — BALTIMORE BEACON
INFORMATION ON AREA CLINICAL TRIALS
Volunteer for new fall-prevention study By Margaret Foster As we age, falling is not only more likely but more dangerous. A bad fall can lead to death or permanent damage. About 38 million older Americans — one out of four older adults — suffer a fall each year, according to the Centers for Disease Control. The majority of them survive, but many never fully recover. “The number-one cause of injurious death to older adults is falling,” said Jeff Beans, exercise physiologist at Geriatric Research, Education, and Clinical Center at the Baltimore Veterans Administration (VA) Medical Center. “The biggest problem [for fall survivors] is the loss of independence and loss of quality of life,” he added. If you have had a serious fall in the past
year — or have a fear of falling — a new exercise study at the Baltimore VA can help. Open to U.S. veterans over age 55, the study seeks to determine if a muscle-stimulating device can enhance strengthening exercises and fend off falls. The device, known as Neuromuscular Electrical Stimulation, or NMES, stimulates muscles, causing them to contract involuntarily. A soft pad will be attached to each hip during in-person exercise classes. The wearer will feel a sensation that is similar to an eye twitch, said Beans, who has tested the NMES pads himself. “We’re supplementing the body’s natural electrical stimulus,” Beans explained. “It’s not painful. It feels funny, and it tickles sometimes.”
Exercise three times a week Here’s how the study works: Once enrolled, participants will be given a few baseline tests and scans. They’ll undergo two short, painless scans — a CT scan and a DEXA scan, the latter of which measures bone density. Then they’ll start attending a one-hour exercise class three times a week for three months. Finally, they’ll take the same tests and scans again to compare results. As for the electrical device, half of the participants will be randomized into a group that will wear hip pads during the exercise classes; the other half will not. No matter what group they’re in, every volunteer will receive the same top-notch exercise training from “some of the best trained staff on the planet,” Beans said. “There’s no better trained group of exercise professionals in the area than we have in the VA.” During each class, veterans will do about 30 minutes of balance exercises, followed by strengthening moves and a 10-minute session on the gym’s obstacle course, where they can “navigate real-life experiences,” Beans said, including steps and corners.
“We can adjust to each person’s function,” he said. And if you use a cane or walker, you can use that during classes. The classes can benefit anyone, Beans said, and researchers are excited to figure out more ways to prevent falls in the older population. “It could benefit science so we can better treat patients at risk for falls and allow them to live the life they wish to — their best life,” Beans said.
Two class locations available You can choose to go to one of two VA centers for the tests, scans and exercise classes: the Baltimore VA Medical Center downtown or the Baltimore VA Annex and VA Loch Raven Outpatient Center in Loch Raven. Free parking is available at both locations. Veterans can receive up to $225 for their participation. People who are on home oxygen or have dementia aren’t eligible. The full name of the NMES study is “Reducing Fall Risk with the use of Neuromuscular Electrical Stimulation to Maximize the Hip Abductor Muscles in Older Veterans.” For more information or to enroll in the study, call (410) 605-7179.
BEACON BITS
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FREE ZUMBA CLASSES Dance your way to fitness with salsa, hip-hop and Latin American
moves with a free Zumba class on Saturdays at 10:30 a.m. at the Enoch Pratt Free Library, Southeast Anchor Auditorium, 3601 Eastern Ave. For more information, visit bit.ly/LibraryZumbaClasses or call (410) 396-5430.
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Ministrokes warn of worse stroke to come By Howard LeWine, M.D. Q: My father’s right hand suddenly became weak. He couldn’t hold his coffee cup. It lasted about 5 minutes and then the strength came back. His doctor was worried about a ministroke. What does that mean? A: A ministroke, what doctors call a transient ischemic attack or TIA, is a problem in the blood vessels of the brain that causes a temporary decrease in blood flow to a certain brain region. To appreciate a TIA, it helps to understand each of the separate terms in its name. “Transient” refers to the fact that these episodes are most often very brief, lasting less than an hour. In fact, most TIAs are over within a few minutes. The term “ischemic” specifies that the symptoms result from an obstruction in blood flow, and “attack” refers to an isolated event. The chain of events that leads to a TIA is basically the same as for a stroke. A person who has a TIA has had ischemia but has “dodged the bullet” because there were no lasting symptoms. But the same underlying causes are still present and are very likely to cause a stroke in the near future. TIA symptoms can vary widely depending on the part of the brain that is affected.
To further complicate matters, other neurological disruptions — such as migraines, minor seizures and low blood sugar — can mimic TIA symptoms. The distinguishing feature is that a TIA stems from decreased blood flow located in one particular blood vessel in the brain. Therefore, the effects are most likely to be localized to a specific brain function, such as speech or vision, or to cause isolated weakness in one limb or side of the body. I am glad to hear your father contacted his doctor. These attacks can be tough to recognize because people often blame normal aging for symptoms like taking a sudden stumble while walking, trouble getting out the right words, or feeling dizzy. Because TIAs don’t last long and don’t always have an immediate lasting effect, it’s easy for people to shrug them off. Since there are no permanent symptoms after a TIA, the goal is to prevent a stroke. Doctors immediately prescribe anti-clotting drugs. The choice of medications depends upon the underlying cause. If the suspected cause is a significantly narrowed carotid artery, the person may have a procedure to correct the problem. This procedure — carotid endarterectomy or carotid artery stenting — can help prevent future TIAs or strokes. Taking steps to reduce TIA risk factors,
including keeping blood pressure normal and lowering cholesterol levels, is also critical. Lifestyle habits (eating a healthy diet, getting regular exercise, and not
smoking) are a central part of any treatment plan. © 2022 Harvard University. Distributed by Tribune Content Agency, LLC.
BEACON BITS
March 9+
CAREGIVER SUPPORT
LifeBridge Health offers a free virtual support group for caregivers of people with dementia. Join in once a month on Wednesdays at 6:30 p.m. For more information and a Zoom link, call (443) 675-6349.
March 12+
ELDER ARTS VIRTUAL JAM
Every second Saturday at 10 a.m., Dance & Bmore hosts its online elder arts jam, an opportunity for older adults to dance, sing, laugh and share stories. The event also includes health tips and an open mic segment. To RSVP, visit bit.ly/ElderArtsJam. You’ll receive a link 48 hours before the program begins.
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If you are looking for a pain management specialist in the Greater Baltimore area, contact Dr. Carle at Apex Neuropathy & Pain.
Do you have numbness, prickling or tingling in your hands and feet? Lack of coordination and or falling? Poor quality and overall lack of sleep? The treatment that is provided at APEX Neuropathy & Pain has three main goals:
1) Increase blood flow 2) Stimulate & repair damaged nerves 3) Decrease chronic pain The blood vessels will grow back around the nerves much like a plant’s roots grow when watered.
The amount of treatment needed to allow the nerves to fully recover varies from person to person. This can only be determined after a detailed neurological and vascular evaluation.
Kenneth A. Carle, M.D. Dr. Carle has been in practice in Greater Baltimore since 1990 and has over 30 years of experience in helping patients relieve pain and/or reduce the suffering of chronic pain.
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Money Law &
Find out what a will can and can’t do on page 15.
A good time for inflation-protected bonds By Elliot Raphaelson If you had a significant proportion of your portfolio in diversified index funds or exchange-traded funds in 2021, you should have had a good return on your investments. It is also likely that the return on the bond portion of your portfolio was not very good because of the low interest rates on most bond investments. So, if you are considering rebalancing, which I recommend at least once a year, it is likely that you would be considering taking some profits on your equities and reinvesting in some type of bonds. Burton Malkiel, the economist and author of the celebrated book A Random Walk Down Wall Street, discussed Series I inflation-protected savings bonds recently as an excellent investment for the fixed-income portion of your portfolio. He believes that even if inflation falls back to the 2% Federal Reserve target, a 10-year U.S. Treasury bond yielding 1.5% will still have a negative rate of return after inflation. He also points out that high quality bonds from other countries currently have negative returns.
As long as inflation remains high or increases, then bond prices are likely to fall as the Fed is forced to increase interest rates. Bond prices have an inverse relationship to interest rates; as interest rates increase, bond prices decrease.
Safe but high return For all of these reasons, Malkiel offers his case for purchasing I bonds for a portion of your bond portfolio. I bonds pay a fixed rate of return for the life of the bond plus the annualized interest rate of 7.12% through April 2022. This return is far above any return for safe investments. You can never receive a negative real yield, and the combined interest rate can never be less than zero even if price level declines. If inflation rises, the rate paid will increase when it resets in April. In other words, Malkiel points out that you are safe from the economy’s current problems and any actions the Fed takes to deal with them. Interest from I bonds is exempt from state and local taxes. If you use the proceeds for qualified higher-education ex-
penses, the interest is exempt from federal taxes as well. Interest is deferred until maturity, or when the bond is cashed. Maturity is 30 years, but you can cash them in after one year for a small penalty (equivalent to three months interest). After you hold the bonds for five years, there is no penalty. If you do purchase I bonds, you will be protected against any market downturn or an increase in inflation.
Easy to purchase As long as you have a Social Security number, you can purchase I bonds directly from the U.S. Treasury at its website (treasurydirect.gov). Each individual is limited to a maximum of $10,000 in electronic bonds per year, plus up to another $5,000 in paper bonds that may only be purchased with an IRS income tax refund. Malkiel knows it is tempting to simply “ride market optimism,” maintain your equity portfolio, and watch your stocks rise. But because of existing inflation, there is now significant investment risk. Although it’s unlikely that we will be fac-
ing the double-digit inflation we faced in the early 1980s, monetary authorities agree inflation is not likely to disappear quickly. So, rebalancing is a wise choice in order to minimize your risk and insulate yourself against possible market volatility. For these reasons, I bonds offer a good alternative — and an opportunity for small investors that is not available to large institutions. There is no question that equities are a useful long-term inflation hedge. But market falls are inevitable and can easily be initiated by Fed monetary policy. I bonds are safe and stable, and they offer inflation protection. For these reasons, you should consider purchasing I bonds. You can obtain more information regarding I bonds at the Treasury site (treasurydirect.gov), as well as information about the purchase of Treasury Inflation Protected Securities (TIPS), which also offer inflation protection. Elliot Raphaelson welcomes your questions and comments at raphelliot@gmail.com. © Elliot Raphaelson. Distributed by Tribune Content Agency, LLC.
Money mistakes could signal dementia By Liz Weston Some of the early signs of dementia are financial: forgetting to pay bills, for example, or having trouble calculating a tip. People who develop dementia also are more likely to miss credit card payments and have subprime credit scores years before they’re diagnosed, according to a study published last year in medical journal JAMA Internal Medicine. Researchers linked health records for more than 80,000 Medicare beneficiaries to credit bureau data and found that people who developed dementia had a higher risk of skipping credit card payments starting six years before their diagnosis. The study found the chances of incurring subprime credit scores — indicating multiple or serious delinquencies — rose as early as two and a half years before diagnosis. Researcher Lauren Hersch Nicholas, a health economist and associate professor at the University of Colorado School of Public Health, said the study was inspired by horror stories of people suffering cata-
strophic financial losses because of undetected cognitive decline. “They and their families had no idea that they were in the early stages of dementia until something happened, like the house would get foreclosed on,” Nicholas said. If a loved one is struggling to manage money, there may be ways to protect their finances and credit rating while preserving their dignity and autonomy. If you’re concerned about your own vulnerability to cognitive decline, you can also set up guardrails to protect yourself.
Simplify, automate and alert EverSafe, a technology service that monitors people’s financial accounts for signs of fraud and identity theft, has some clients with dozens of bank, brokerage and credit card accounts, said EverSafe cofounder and CEO Howard Tischler. Even without cognitive issues, “it’s hard to stay on top of that,” Tischler said. Consolidating to one bank, one brokerage and one or two credit cards can make
monitoring accounts easier. Putting bills on autopay can prevent missed payments, although bank balances still have to be monitored so those payments don’t deplete the account, Nicholas said. Most accounts allow customers to set up alerts so that they’re notified by text or email of low balances, transactions that exceed a limit you set, and other potential issues. Often you can add more than one phone number or email address so that a second person is notified as well. Alerts can be set up online, or you can call the financial provider’s customer service number, said Amy Goyer, AARP’s national family and caregiving expert. If you’re setting these up for someone else, that person probably will need to be on the call with you and give permission for the changes, Goyer said. In addition, some companies allow customers to designate a trusted person who can be contacted if unusual transactions are detected and the institution can’t get a response from the customer. Meanwhile, monitoring a credit score
can alert you to missed payments or identity theft. Many banks and credit card companies offer credit scores for free, or you can sign up for a free service online.
Designate a trusted helper Estate planning attorneys say that virtually every adult should have a financial power of attorney, which is a legal document that designates someone you trust to make financial decisions for you if you’re incapacitated. Beyond that, there are a number of ways to monitor finances. An older person may feel comfortable adding an adult child or other trusted person as a joint owner of a checking account, for example, or be willing to share login credentials for financial accounts. Another option is to share login credentials for an account aggregation service, such as Mint or Simplifi. The trusted person wouldn’t be able to log in to the bank, brokerage or credit card accounts, but would be able to see balances and transactions. See DEMENTIA, page 14
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Guidebook for divorced women, widows For decades, I have taught personal fi- ago, and you have reached retirement age. nance courses at several colleges, includ- You also would be entitled to survivor benefits even if you remarry after ing for almost 20 years at the the age of 60. New School for Social Research in New York. Most of Even if your ex has re-marthe students were women; ried, you are entitled to these many were single, and many benefits, and these benefits were divorced or widowed. will not affect him or his new I learned as much from them spouse. as they learned from me. I I have found that many gained a better understanding women do not understand of why women, especially sinthese regulations, and as a regle women, continue to have THE SAVINGS sult have lost many thousands many disadvantages in the GAME of dollars in benefits. This is U.S., and why it is important for By Elliot Raphaelson but one example of the inforthem to recognize these disadmation contained in the book vantages and take steps to overcome them. that will help you. I recently read Single Women and Money: How to Live Well on Your Income by More general financial issues The book covers important issues such journalist Margaret Price and financial planner Jill Gianola. I found the book well- as handling debt, investing wisely, safeguarding assets, managing tax iswritten and comprehensues, preparing for retiresive. It will help single ment, maximizing Social women understand and Security benefits, making overcome the disadvanmoney last, and engaging tages they face. in estate and elder planning. Issues if divorced It is important for The book contains many women who haven’t esreferences to resources tablished a career and are specifically for women. For unhappy in their marexample, Savvy Ladies riages to understand the (savvyladies.org) has a regulations pertaining to great deal of free informadivorce. If your marriage tion for women and sponlasts at least 10 years, you sors webinars. It offers a helpline, will be able to get imporbudgeting advice, an ontant spousal and/or surline debt course and many vivor benefits. If your ex has reached worthwhile articles. (Many of retirement age, you will be entitled to sig- my articles have been made available nificant spousal benefits as long as you are through Savvy Ladies.) single, your divorce was two or more years It also offers a one-time free conversation
with a volunteer financial expert. Their webinars cover a wide range of topics including student loans, family finances, child issues and divorce. Based on your income, you may be provided sources for free tax preparation. Other informative websites referenced include the Women’s Institute for a Secure Retirement (wiserwomen.org), the Women’s Institute for Financial Education (WIFE.org) the Women’s Law Center (nwlc.org) and several others. Single Women and Money provides sound
advice to different categories of women, such as women who never married, women who are divorced, and women who are widowed.
Info for widows In the section pertaining to widows, for example, the authors make a good point about applying for survivor benefits. Social Security regulations are complex in this See GUIDEBOOK, page 14
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MARCH 2022 — BALTIMORE BEACON
Guidebook
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HEALTH BENEFITS
From page 13
The National Council on Aging provides a way to search for bene-
area, and it is important to get sound advice from someone with expertise in this topic. Unfortunately, widows should not depend on advice from Social Security Administration representatives in this area. It is also important to get sound advice regarding investing in retirement accounts and establishing a sound plan for withdrawing assets from them. The use of
fit programs that might help you pay for medications and other healthcare costs. Visit benefitscheckup.org to search your ZIP code and determine eligibility.
March 3
CAREGIVERS AND FINANCES In this free virtual event hosted by AARP on Thurs., March 3 at 11 a.m., caregivers can learn how to have difficult conversations
a knowledgeable fee-only financial planner would be a wise investment in these areas, even if only on a one-time basis. This book should be valuable for a wide variety of single women, women who have never married, those who are divorced, and widows who are confronted with financial issues they never faced before. Elliot Raphaelson welcomes your questions and comments at raphelliot@gmail.com. © 2021 Elliot Raphaelson. Distributed by Tribune Content Agency, LLC.
with loved ones about financial management assistance. Register at bit.ly/CaregiverFinances to request link.
March 9
Dementia From page 12
INVESTMENT TOOLS
Unfortunately, not everyone has a trusted person, and elder financial abuse is often perpetrated by family members. An attorney, certified public accountant, certified financial planner or other fiduciary may be willing to serve as a trusted person, ) Goyer said another option is to call the
Learn how to use investment tools Morningstar and Value Line in this free workshop that takes place Wed., March 9 at 11:30 a.m.
at the Keswick Wise & Well Center for Healthy Living. Register by calling (410) 662-4363.
ENTERPRISE RESIDENTIAL MOST COMMUNITIES ARE 62 AND BETTER ANNE ARUNDEL COUNTY
BALTIMORE COUNTY (CONT.)
The Greens at Hammonds Lane: 410-636-1141 Park View at Furnace Branch: 410-761-4150 Park View at Severna Park: 410-544-3411
Park View at Rosedale: 410-866-1886 Park View at Taylor: 410-663-0363 Park View at Towson: 410-828-7185 Park View at Woodlawn: 410-281-1120
BALTIMORE CITY Ednor Apartments I: 410-243-0180 Ednor Apartments II: 410-243-4301 The Greens at Irvington Mews: 410-644-4487 Park Heights Place: 410-578-3445 Park View at Ashland Terrace: 410-276-6440 Park View at Coldspring: 410-542-4400
EASTERN SHORE Park View at Easton: 410-770-3070
HARFORD COUNTY Park View at Bel Air: 410-893-0064 Park View at Box Hill: 410-515-6115
HOWARD COUNTY
BALTIMORE COUNTY Cove Point Apartments I: 410-288-2344 Cove Point Apartments II: 410-288-1660 Evergreen Senior Apartments: 410-780-4888 The Greens at English Consul: 410-789-3000 The Greens at Liberty Road: 410-655-1100 The Greens at Logan Field: 410-288-2000 The Greens at Rolling Road: 410-744-9988 Park View at Catonsville: 410-719-9464 Park View at Dundalk: 410-288-5483 • 55 & Better Park View at Fullerton: 410-663-0665 Park View at Miramar Landing: 410-391-8375 Park View at Randallstown: 410-655-5673
Park View at Colonial Landing: 410-796-4399 Park View at Columbia: 410-381-1118 Park View at Ellicott City: 410-203-9501 Park View at Ellicott City II: 410-203-2096 Park View at Emerson: 301-483-3322 Park View at Snowden River: 410-290-0384
PRINCE GEORGE’S COUNTY Park View at Bladensburg: 301-699-9785 • 55 & Better Park View at Laurel: 301-490-1526 Park View at Laurel II: 301-490-9730
Call the community of interest to you to inquire about eligibility requirements and to arrange a personal tour.
EnterpriseResidential.org PET-FRIENDLY
local Area Agency on Aging, which are public or private nonprofit agencies designated by the states to coordinate and offer services for older people. She suggests asking the agency for recommendations of people or services that are vetted and experienced in helping older adults deal with money.
Don’t overreach Goyer warns against going overboard. Trying to take over someone’s finances prematurely can cause resentment. “Don’t take away all their freedom or independence or responsibility, because that’s not really good for them cognitively,” Goyer said. —AP/NerdWallet
BEACON BITS
March 10
JOB FAIR
March 24
THIRSTY THURSDAYS AT THE OPERA
Looking for a job? Attend a free, live career fair at Baltimore’s Inn at the Colonnade on Thurs., March 10, from 11 a.m. to 2 p.m. For more information and to register, visit bit.ly/BaltJobFair22. Call (410) 2355400 with questions.
Baltimore Concert Opera’s performance and tasting takes place Thurs., March 24 in the Grand Ballroom of the Engineers Club. Top-flight professional opera singers perform operatic highlights, while specialty drinks paired with the music are served. Tickets cost $29, and guests must be fully vaccinated. For more information and to purchase tickets, visit bit.ly/BCOThursdays. Call (443) 4450226 with questions.
March 8
WOMEN ON THE RAILS
Learn about pioneering women railroad workers throughout history in this special tour at the B&O Railroad Museum on Tues., March 8 at 11 a.m. The tour is free with museum admission. For more information, call (410) 752-2490.
Makes a great gift! | Law & Money
BALTIMORE BEACON — MARCH 2022
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Things a will can’t or shouldn’t try to do By Liz Weston A will allows you to distribute your worldly goods, select a guardian for minor children and name an executor to carry out your wishes. But you should be aware of what a will can’t or shouldn’t do. This is particularly true if you’re drafting your own document without an attorney’s help, since you could unknowingly make a mistake that upends your whole estate plan.
What a will can’t do A will can’t avoid probate, the legal process that typically follows death. In probate, your will becomes a public record and the court supervises the distribution of your estate. In many states, probate isn’t particularly expensive or lengthy. In other states — such as California and Florida — probate can be costly and time-consuming, which is why many residents wish to avoid it. A common way to bypass probate is to create a revocable living trust and then transfer ownership of your real estate, accounts and other property into the trust. You retain control, but upon your death, the person you name as your successor trustee can distribute your property without a court’s involvement, said Matt Palmer, associate product counsel at online legal site LegalZoom. You can avoid probate using other means.
Jointly held property passes directly to the other owner, bypassing probate. Accounts with beneficiaries, such as life insurance and retirement funds, can also avoid probate. You may be able to use “transfer on death” or “payable on death” documents to designate beneficiaries for other financial accounts. Some states have transfer on death deeds for real estate or transfer on death registration for vehicles. Your will can’t override a beneficiary designation or change who inherits jointly held property, Palmer said. For example, if you forget to change the beneficiary of your life insurance from your previous spouse to your current spouse, your ex usually will get the proceeds regardless of what your will said. You also can’t leave property to pets with a will or any other estate document, since pets are considered property, Palmer said. You can, however, use your will to designate someone to care for your pet and leave that person money to do so.
What a will shouldn’t do You may see your will as a way to finally force people to do what you want. You could leave your nephew a bequest that he receives only if he finally finishes college, or stops smoking, or meets some other condition. But putting conditions in a will is often a bad idea, said Betsy Hannibal, senior legal
editor at Nolo, a self-help legal site. Some conditions — such as requiring someone to marry, divorce, or change religions — aren’t legally enforceable because they’re considered contrary to public policy, Hannibal said. “Such clauses would include conditional gifts that try to control recipients’ protected individual freedoms, like their marital status or religious beliefs, as well as gifts that would require the recipient to do something illegal,” she said. Other conditions are simply unwieldy. Someone must oversee the bequest and decide when the conditions are met, which might be difficult or take a long time. If you want to impose conditions, consider paying for an attorney to set up a trust rather than using a will. Expect to spend $2,000 or more, Hannibal said. You’ll need to appoint a trustee, who may need to be paid from the trust for their services. Also, when the money is in the trust, it can be subject to high trust tax rates. Only you can decide if putting strings on an inheritance is worth the extra cost. Another time to use a trust is when you want to leave money to someone with special needs who is receiving government benefits. Even a relatively small bequest could disqualify them from essential benefits such as Supplemental Security Income and health insurance coverage through Medicaid.
Special needs trusts must be carefully drafted to be effective, so consider consulting an experienced attorney.
Disinheriting not recommended Technically, you can disinherit your wife or husband in your will. In reality, disinheriting a spouse can be extremely hard to do. “Every state has a mechanism that protects a spouse from being completely disinherited,” Hannibal said. In community property states, a spouse generally has a legal right to half of the property acquired during a marriage, regardless of how the property is titled. Community property states include Arizona, California, Idaho, Louisiana, Nevada, New Mexico, Texas, Washington and Wisconsin. In the other, common-law states, a spouse usually has a right to claim one-third to onehalf of the estate, regardless of what a will said. A spouse can agree to be disinherited in a prenuptial or postnuptial agreement, or they can “disclaim,” or refuse, an inheritance so that it goes to other heirs. If your spouse is willing to be disinherited, consult a planning attorney. If your spouse isn’t willing, you can talk to the attorney about your options, but understand that disinheriting them may not be possible. —AP/NerdWallet
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MARCH 2022 — BALTIMORE BEACON
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Travel Leisure &
See Ed Perkins’ prognostications for travel in 2022 on page 18.
The many denizens of Palm Beach, Fla.
Opulent hotel and home Skip the $1,200 to $3,000-a-night room at the historic Breakers Hotel and instead take a stroll through this famous expanse in Palm Beach. Founded in 1896 by rail-
road legend Henry M. Flagler, the Italian Renaissance-style resort has a 200-footlong lobby with soaring arched ceilings accented by crystal chandeliers and painted by 72 Italian artisans. Early 20th-century glitterati — including the Rockefellers, Vanderbilts, Astors, J.P. Morgan and European notables — wined, dined and partied here. Promoters tout its “unapologetic luxury, seaside glamour and world-class service.” If you decide to splurge, the Breakers’ ultra-exclusive Flagler Club offers marble bathrooms and a chauffeured Tesla car service. Flagler also built a 55-room marble mansion for his third wife, Mary Lily Kenan, in 1902, which is now open to the public as a museum. The Gilded Age abode, named Whitehall, resembles a European palace. Wander through the Flagler Museum for a lavish glimpse of Baroque ceilings, original furnishings, a 1,200-pipe organ, and five display cases of 20th-century lace. Guests can try the tea service featuring Palm Beach blend tea and sandwiches, scones and sweets for $50. In a huge Beaux Arts-style pavilion out back is Flagler’s “palace on wheels,” his personal railcar, No. 91, built in 1886. Visitors can fantasize about luxury-style train
PHOTO BY CYCLEHERE FOR VISIT FLORIDA
By Glenda C. Booth Florida’s Palm Beach and nearby communities have long been a favored destination of wealthy luminaries, industry power houses and high-profile politicos. The rich and famous are likely drawn to the area’s hidden estates cloistered behind thick hedges, carefully manicured landscapes, Mediterranean-revival mansions, championship golf courses, expensive resorts, and miles and miles of high-end, high-rise condo buildings. Palm Beach’s rich crowd first found movie fame in the 1942 screwball comedy, “The Palm Beach Story,” starring Claudette Colbert and Rudy Vallee. The area still attracts people of means, but travelers with more modest budgets can find plenty of fun, inexpensive and perhaps some screwball adventures, too. The name, by the way, is said to come from the trees planted by locals along the waterfront from 20,000 coconuts salvaged from the Providencia — a Spanish ship that sank off the coast in the 1880s.
PHOTO BY CHRIS ZUPPA
Tides bring turquoise waters to the foot of the Jupiter Inlet Lighthouse and Museum, built in 1860 in West Palm Beach. Visitors can climb 105 steps for a view of the surrounding nature preserve.
Oil baron Henry Flagler, who built the famous Breakers resort on Palm Beach, also built this 55-room mansion for his third wife. It's now a museum. Vacationers can tour the estate and many other historic sites (and beautiful beaches) that stretch north and south of Palm Beach along the Atlantic coast.
travel in the restored salon, bedroom, guest quarters and kitchen.
Gardens and lighthouses Across Lake Worth Lagoon, in nearby West Palm Beach, monolithic sculptures stand in the jungle-like setting of the Ann Norton Sculpture Gardens. Amid two acres of tropical palms are more than 100 works by artist Anne Weaver Norton, including nine large sculptures, eight in brick and one in granite. Norton designed the gardens with Sir Peter Smithers, a British politician, diplomat, spy and gardener who was said to have inspired the fictional character James Bond. Norton and her husband lived in the Monterey Revival style home, now on the National Register of Historic Places. North of West Palm Beach, the Jupiter Inlet Lighthouse and Museum recalls 5,000 years of local history. The lighthouse, designed by General George Meade, was first lit in 1860. Made of half a million bricks atop a brick-and-coquina foundation, it’s listed on the National Register of Historic Places. Visitors can climb 105 spiraling steps to the top. Because the navigable Gulf Stream comes close to the shoreline and curves toward Europe, builders hoped a lighthouse would help prevent shipwrecks.
The museum, a former Coast Guard station, starts with the pre-settlement era and the Native Americans who left middens of shell heaps there 10,000 years before Columbus. Located on the museum grounds is Palm Beach’s oldest existing home, a small pioneer cabin. The Tindall Pioneer Homestead is an original, cracker-style house built in 1892 by George Washington Tindall. It contains period furniture, including a pump organ and a Hoosier cabinet from the 1800s.
Nature walks, beach turtles Resorts, golf courses, mansions, boutiques and strip malls may have transformed Florida’s original appearance, but it’s still there if you look for it. Palm Beach County’s Arthur R. Marshall Loxahatchee National Wildlife Refuge encompasses 145,000 acres, or 226 square miles, of the northernmost remnant of the Everglades: expansive stands of sawgrass, wet prairies and sloughs. On the Cypress Swamp Boardwalk, walkers can try to spot more than 250 species of birds, 670 species of reptiles and amphibians, 40 species of butterflies and 20 types of mammals. Considered an See PALM BEACH page 17
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BALTIMORE BEACON — MARCH 2022
Palm Beach
gled him and performed surgery on the flippers, Xander’s wounds healed and he was released to the ocean.
From page 16 urban refuge, it protects the endangered and threatened American alligator, snail kite and wood stork. Some Palm Beach County beaches are prime territory for green, loggerhead and leatherback sea turtles that come to the beaches from May to late October to dig their nests in the sand and lay their eggs. One turtle can lay up to 100 eggs; one in 1,000 hatchings survive to adulthood. Visitors can see turtles and absorb turtle lore at the Loggerhead Marinelife Center in Juno Beach, where caring teams heal their amphibious “patients” injured by boat propellers, fishing line and nets, plastic and balloons. One named Xander, for example, was brought to the center because he was entangled in fishing line with both back flippers broken. Once the veterinarian untan-
Manatee season Manatee Lagoon in West Palm Beach features a center dedicated to Florida’s “sea cows” — marine mammals that are attracted to the warm water outflows of the nearby Florida Power and Light plant, especially between November 15 and March 31, “manatee season.” Exhibits, talks and walks provide tutorials on these gentle giants that can weigh over 3,500 pounds and be up to 12 feet long. You might see these vegetarians chomping on sea grass. Another place to find the “real Florida” and escape the Porsches and limousine crowd is Jonathan Dickinson State Park, over 11,000 acres split by the slow-moving Loxahatchee River. In World War II, 6,000 men trained here
BEACON BITS
March 3
TIBETAN ART TALK In this free virtual talk, Dr. Jeffrey S. Durham, associate curator of Himalayan art at the Asian Art Museum of San Francisco, will
in top-secret Camp Murphy. Because the U.S. Army transferred the land to the state in 1947, the land was not bulldozed and flattened for development, unlike most of the Palm Beach area. Although only two of the 1,000 Army original buildings still stand, much of the natural terrain remains. Highlights include century-old cypress trees, red mangroves, gopher tortoises, manatees, alligators, opossums, raccoons, foxes and more than 140 species of birds. Of course, de-stressing in a beach chair, sniffing the ocean air and soaking in the sun are always favorite pastimes in Flori-
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da. Watching the sunrise and sunset paint orangey-pink-turquoise streaks across the horizon never gets old.
If you go Southwest Airlines has direct flights from BWI to West Palm Beach for $175 round trip. Delta Airlines flies from BWI through Atlanta to West Palm Beach for $262 round trip. For a visitor’s guide, lodging, events and other travel information, visit thepalmbeaches.com. For a look at the entire state of Florida’s best tourist spots, go to VisitFlorida.com.
We Love NYC!! Ne Y New York k and d Atlantic City Day TTrips D i The Eastern State Penitentiary and Barnes Museum March 10
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MARCH 2022 — BALTIMORE BEACON
Travel in 2022: My fearless forecast When I look back on 2021 and consider travelers. If you’re vaccinated and still don’t the outlook for this year, my primary focus want to risk getting a mild case, stay home. remains “caution.” Here’s my view of the isYou’d think that 2022 must sues facing the travel industry almost certainly be an imin 2022: provement over last year, but Staf fing. The par tially the old aphorism comes to COVID-related problem of exmind — “’Cheer up,’ they said, tended staff shortages will ‘things could be worse.’ So I continue to plague airlines, cheered up. And, sure rail systems, hotels, restauenough, things did get worse.” rants and other important segI’m not that pessimistic ments of the travel business. about 2022 — at least not yet That means more peak-period TRAVEL TIPS — but I’m also pretty sure delays and cancellations, slowBy Ed Perkins 2022 will still be a long way er service, longer lines, and all from “normal.” the other stuff you see now. Don’t expect a COVID-19 is not going away any time quick fix, but you can expect gradual imsoon. COVID is likely to remain an impor- provement through the year. tant part of life for most, if not all, of 2022 Airlines. Domestically, the most in— and maybe years beyond. triguing question remains how Breeze AirWhat seems to be evolving is a world- line will deploy its new A220s. These wide decision to accommodate COVID planes can fly low-traffic transcontinental rather than to “beat” it. Continuous mild- and even intercontinental routes at costs case risk will be accepted as the norm. that the larger 737s and A320s can’t match. That means a world in which a return to Last year’s start-up, Avelo, still has to near-normal travel activities will be avail- prove it has legs. Otherwise, expect very able to fully vaccinated or repeatedly tested little new-line innovation.
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Barring a major summer COVID slump, expect more low-fare transatlantic flights from new entrants: Norse Atlantic has obtained its first ex-Norwegian 787 and will likely follow Norwegian’s pattern, and the new Icelandic line Play will emulate what its predecessor, Wow, tried to do. Industry mavens wonder how either will succeed by emulating prior failures. Those mavens are equally skeptical of the new Northern Pacific Airways, which plans to promote Anchorage as the Pacific equivalent of Reykjavik and a hub for low-cost flights between Asia and the US/Canada. Also expect one or two low-cost transpacific lines to launch in Asia. Rail. Although Amtrak gets a pile of money from the infrastructure bill, you won’t see any big results in 2022 — rail progress moves more slowly than a longhaul Amtrak train. The year’s most important new rail openings will be regional and urban projects delayed from 2020 and 2021, including: West Side Access in New York, Chinatown subway in San Francisco, E-Line extension in Boston, Washington Metro’s extension to Dulles Airport, and Crossrail in London. And don’t be surprised if at least one of those doesn’t quite make it in 2022, either. Hotels. Hotels will continue to blame COVID for staff shortages and reduced
guest service. They will keep trying to switch as many employees as possible to tip-based tax status so as to avoid paying minimum wage. They will “offset” those service cuts by raising rates (!): unless the market tanks, look for rate inflation. And I see little progress eliminating the “resort fee” scam from rate postings. Cruises. In January, the CDC hit cruise lines with its “avoid cruises even if you’re vaccinated” gut punch. Many lines have cancelled cruises. I have no idea how the traveling public will respond, or how long it will take for some sort of improvement. The cruise lines haven’t helped their position by being extremely stingy with refunds when something goes wrong. Overall, my main take on travel planning remains as it has been for the last two years: Stay flexible, and make as few nonrefundable prepayments and deposits as possible. If you have to pay a lot up front, get travel insurance that covers you for COVID contingencies. This year will have some nasty surprises for at least some travelers. Email Ed Perkins at eperkins@mind.net or check out his website at rail-guru.com. © Ed Perkins. Distributed by Tribune Content Agency, LLC.
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BALTIMORE BEACON — MARCH 2022
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Arts &
Our cover story continues on page 20.
The play’s still the thing for over 20 years generations of theatergoers deem it so — when over many changing eras it remains vital to the current time in which it exists, and when its message continues to be relevant enough that people flock to it year after year,” director Reggie Phoenix said in a statement. Gerrard Alex Taylor wears two hats in this production, serving as associate artistic director while returning to the stage in the role of the Younger family’s patriarch, Walter Lee. Taylor has been a driving force behind broadening the company’s canon to better reflect “the perspective of communities we directly serve, or we run the risk of serving no one,” he said in a statement. In keeping with this idea, CSC invited first responders and frontline workers to a free preview of “A Raisin in the Sun.” Audience members can engage in in-depth discussions before the Feb. 20 show with UMBC faculty members.
Performances indoors and out The company was founded in 2002 by Ian Gallanar and other Shakespeare enthusiasts with day jobs. They opened with a single production of “Twelfth Night,” operating from a small black-box theater in Ellicott City, Maryland, with an audience of 100. The following season the company found the perfect outdoor home in the atmospheric ruins of a 19th-century board-
Symphonic pops MARCH 12 at 7:30pm MARCH 13 at 3:00pm Jim Rouse Theatre Music from Bernstein’s West Side Story, Darin Atwater’s South Side: Symphonic Dances, and Bizet’s Carmen. Plus, music by Billie Holiday, Aretha Franklin, and Adele!
MARCH 26 at 7:30pm Jim Rouse Theatre Zhou Long: Rhyme of Taigu Brahms: Concerto for Violin and Cello Sheng-Tsung Wang, violin & Char Prescott, cello Respighi: Pines of Rome
Concert sponsored by:
Cynthia Renée vocalist
Sheng-Tsung Wang violin
THE COLUMBIA ORCHESTRA
Tickets: $10-$28 ($3 service fee may apply) Call 410-465-8777 or visit www.columbiaorchestra.org
Char Prescott cello
PHOTO COURTESY OF CHESAPEAKE SHAKESPEARE COMPANY
By Tina Collins In this season of discontent, the Chesapeake Shakespeare Company offers solace in the beauty and drama of theater. From its modest beginnings 20 years ago, the company is now among the 15 largest theater companies in the country. Its repertoire has expanded beyond the Bard to feature more modern classics. In fact, its new season opened in February with the company premiere of Lorraine Hansberry’s “A Raisin in the Sun,” a piercing portrait of race and the struggle for social progress in mid-century America. When it debuted on Broadway in 1959, the play was a first in many ways — in its groundbreaking subject matter, being written by a Black woman, produced with a Black director and featuring a mostly Black cast, led by Sidney Poitier. Frank Rich of The New York Times said the play “changed American theater forever.” The title “A Raisin in the Sun” comes from the Langston Hughes poem “Harlem,” which asks, “What happens to a dream deferred? / Does it dry up / like a raisin in the sun?” The story revolves around the dreams and relationships of a Black family living in the south side of Chicago in the late 1940s. As they struggle to improve their lives and keep the family together, they must deal with racism, poverty and housing discrimination. “A play only becomes a ‘classic’ when
Lesley Malin starred as Mrs. Hardcastle in the Chesapeake Shakespeare Company’s production of the 18th-century play “She Stoops to Conquer.” Malin helped found the theater company in 2002 and has been its managing director since 2003.
ing school in Ellicott City. Known today as the Patapsco Female Institute Historic Park (PFI), this unique performance space remains the company’s summer arena.
In 2014, the company opened their main stage in downtown Baltimore at the corner See THEATER, page 21
20
Arts & Style | Subscribe online! See how on p. 22
Bakery From page 1 the early days of the pandemic, for instance, the company donated 3 million loaves of bread to Maryland schools and charities, according to Chuck Paterakis. “The core values of giving back and
MARCH 2022 — BALTIMORE BEACON
doing the right thing have been instilled in our company since the very beginning,” he said.
Still growing H&S Family of Bakeries will launch a new company this year: an artisan bakery. To be located off Central Avenue in HarPHOTO COURTESY OF BALTIMORE MUSEUM OF INDUSTRY
bor East, Knead Bakeshop and Café is the brainchild of the youngest generation of the Paterakis family, many of whom are employed at the company. In addition, last year the company added eight new depots to its 30 distribution sites along the East Coast. As for the Noes, they are making moves, too. Last month, they headed to Germany, where John is stationed in the U.S. Air Force. “They are the true heroes of this story,
BEACON BITS
Feb. 17+
FILM FESTIVAL
The Smithsonian’s Mother Tongue Film Festival, which takes place from Feb. 17 through March 4, celebrates cultural and linguistic diversity with films from around the world. For more information and a schedule of films, visit mothertongue.si.edu.
March 4
NGA GALLERY TALK
Join the National Gallery of Art for a free virtual gallery talk on Fri., March 4 from 1 to 2 p.m. In honor of Women’s History Month. Take a closer look at Eva Gonzalès’ painting “Nanny and Child” and share your observations, thoughts and questions. For more information and to register, visit bit.ly/NGATalk. Call (202) 737-4215 with questions.
March 9 The owners of H&S Family of Bakeries, JR, Bill, Chuck and Steve Paterakis, are the descendants of Steve Paterakis, one of the company’s original founders in 1934.
and are deserving of recognition and gratitude from their community — and everyone involved in this very scary incident,” Chuck Paterakis said. “For us, we are just honored and grateful that we found ourselves in a position to be of service.” For more information about H&S, visit hsbakery.com. Read about the opening of Kneads Bakeshop and Café at kneadsbakeshop.com or call (410) 365-2758.
VIRTUAL STUDIO VISIT
Take a virtual tour of Arthur Lopez’ New Mexico studio in this free event Wed., March 9 from 7 to 8:30 p.m.,hosted by the American Visionary Art Museum, which currently has on exhibit three of Lopez’ COVID-related “saints” sculptures. For more information and to RSVP, visit bit.ly/AVMTour.
Makes a great gift! | Arts & Style
BALTIMORE BEACON — MARCH 2022
Theater From page 19 of Calvert and Redwood Streets, just a few blocks from the Inner Harbor. Extensive remodeling transformed the former Mercantile Trust and Deposit Building — a landmark 1886 bank — into a modern version of Shakespeare’s Globe Theatre. Three years later, the company expanded its Baltimore campus to include administrative offices and The Studio at the Chesapeake Shakespeare Company, a multi-functional space where all branches of the company meet and new ideas take root. It also serves as the site for community events, such as the blood drive creatively scheduled during its run of “Dracula.” The Studio at the Chesapeake Shakespeare Company serves all ages with lessons in acting; theater craft and design; critical analysis of plays; and day camp programs. More than 16,000 students have learned about Shakespeare’s plays through the camp programs. Under the energetic supervision of cofounder and managing director Lesley Malin, CSC has developed a devoted following, both in the audience and on stage.
Many company members have performed with CSC since its inception. Co-founder Gallanar is still with the company, too, serving as its artistic director. He’s also president of the Shakespeare Theatre Association, the international organization for professional Shakespeare theaters. With the company’s impressive acting talents and flair for innovative design and presentation, CSC makes Shakespeare lively and accessible to a wide range of audiences. They’ve even performed “Macbeth” at the Patuxent Institution, a maximum-security prison.
Students cheer for Shakespeare What does a typical theatrical season involve? The CSC produces up to four plays, at least two of which are by Shakespeare, on the main stage downtown. Other carefully chosen classics round out the schedule. Their outreach to students includes a matinee of “Macbeth” in the fall and a daytime production of “Romeo and Juliet” in the spring. For many children, these plays are their first introduction to Shakespeare. They may start out hesitant, but “they leave cheering,” Malin said. Every Christmas, CSC transplants Dick-
ens “A Christmas Carol” to 19th-century Baltimore on their main stage. In summertime, Shakespeare fans flock to its performances in the ruins at PFI Historic Park. Autumn brings about a production there of their wildly popular “movable” format — an interactive and immersive experience in which the audience follows the actors amid the ruins. In its next season, the company will officially celebrate its 20th anniversary, triumphantly revisiting “Twelfth Night,” the show that started it all. Theater is a discipline that is particularly sensitive to “the slings and arrows of outrageous fortune.” But even during what Malin describes as “the fallow year” of the pandemic, creativity, like hope, springs
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Cars, boats, furniture, antiques, tools, appliances Everything and anything is sold on
Radio Flea Market Heard every Sunday, 7-8:00 a.m. on 680 WCBM
eternal. It became a time to reflect, she said, on “what we want to do, who we want to be and who we want to serve.” Malin sees a future that extends CSC’s programs “beyond our walls,” bringing productions to areas without live theater while continuing to diversify on stage and behind the scenes. After all, she said, “theater is a help to democracy,” a vital communal experience in an isolated and divided world. “A Raisin in the Sun” runs through Feb. 27, 2022 on the main stage, 7 S. Calvert St. Proof of vaccination and mask required. For more about the Chesapeake Shakespeare Company’s current season, visit chesapeakeshakespeare.com or call the box office at (410) 244-8570.
ANSWERS TO CROSSWORD P A P E H A R S D A Y S O E L M T E E N A N N A S T I A V T I L E A T L I S A C O P P H U S K I T E S
R H I N O S R E S A L E
R A S H E T T U N F O U R E M A R A R R A T O O T H H O N K E G A L A I N D O M N A P I U S H N R S A T O E A C H D U K E
A T T A G R A B W E E K S E E E E B S O N C O U N T A C R M E G A A E R O I N O E S C N A H E S M I C N O A L O U D N O O N E
At CCBC it’s all about learning…your way! Ourr new w Continuingg Education n springg catalogg iss availablee too inspiree you.. Checkk outt thee manyy excitingg learningg opportunities! Learn to: • Ƥ Ƭ wellness • Paint or draw • Visit history • • Study a world language • r culture • Become a better writer • Connect with friends Ƭ
Classes start all the time! Register today: 443-840-4900 ccbcmd.edu/noncredit-schedule
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MARCH 2022 — BALTIMORE BEACON
Subscribe online! See how below
Crossword Puzzle Find a new crossword every day on our website at www.TheBeaconNewspapers.com/puzzles. Except for February 1
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1. Cash or checks 6. Impulsive 10. “___ boy!” 14. The Moon is a ___ Mistress 15. Part of a Julius Caesar actor’s last line 16. Take hold of 17. 28 20. Star count Ebert gave to Tommy Boy 21. Stallion’s mate 22. Width option on shoes.com 23. Hockey stick wood 26. It helps a galley go 28. Bar back(wards) 29. Rob Reiner, to Carl 30. 28 34. Actress Kendrick or Faris 35. Darlin’ 36. Prefix for height 37. Distribute the cream and sugar 39. Gunpowder container 41. ___ Millions (lottery originally called The Big Game) 43. Wisc. or Penn. in D.C. 44. East of Miss. 46. It may be in the space before “space” 48. 28 53. NL East foe of PHI 54. Santa ___ winds 55. It’s worth 428 words 56. “I think I’ll pass” 57. “Experience ___ good school, but the fees are high” 58. Covered with vegetation 60. Super Mario Bros.’ first console 62. 29 68. Prepare corn for boiling 69. Per person 70. Audibly 71. Suffix for residents of Israel or Canaan 72. Member of the royal family 73. “______ has ever become poor by giving” (Anne Frank)
1. One who defended a dissertation 2. Remote control batteries, often 3. Ask too many questions 4. Ancestor of ExxonMobil 5. Horned beasts 6. Assure the rules are followed correctly 7. Component of a chemical equation 8. Little mouse of books and movies 9. “Three cheers!” 10. Grow older 11. Pruning specialist 12. Add a new employee 13. Home sick 18. Not o’er 19. Teleworker’s tool 23. Educated guess, at LAX 24. Photographer’s purchase 25. Tip of your tongue experience 27. Game piece that starts in a corner 31. Innocent in the ways of the world 32. Start of the Common Era 33. Astronaut’s splashdown area 38. CarMax offering 40. Unpleasant cafeteria portion 42. “Winning takes precedence over all; there’s no gray ___” (Kobe Bryant) 45. Acid in proteins 47. ___Kosh B’gosh 48. Chinese martial art 49. Tennis player’s relieved shout 50. Grown accustomed to hardship 51. Destination of the Carnival Ecstasy 52. Pre-refrigeration deliverer 59. Defeat a computer’s firewall 61. Farm tower 63. All of the top 10 NFL scoring leaders 64. Most common English word 65. Turkey : gobble :: dove : ___ 66. A woman with a habit 67. Poetic tribute
Answers on page 21.
BALTIMORE BEACON — MARCH 2022
CLASSIFIEDS The Beacon prints classified advertising under the following headings: Business & Employment Opportunities; Caregivers; Computer Services; Entertainment; For Sale; For Sale/Rent: Real Estate; Free; Health; Home/ Handyman Services; Miscellaneous; Personals; Personal Services; Vacation Opportunities; and Wanted. For submission guidelines and deadlines, see the box on the right. CAVEAT EMPTOR! The Beacon does not knowingly accept obscene, offensive, harmful, or fraudulent advertising. However, we do not investigate any advertisers or their products and cannot accept responsibility for the integrity of either. Respondents to classified advertising should always use caution and their best judgment. EMPLOYMENT & REAL ESTATE ADS: We will not knowingly or intentionally accept advertising in violation of federal, state, and local laws prohibiting discrimination based on race, color, national origin, sex, familial status or handicap in connection with employment or the sale or rental of real estate.
Business & Employment Opportunities BOOK, PAPER & PARCHMENT CONSERVATOR trained at The Smithsonian Institution. Treat and preserve your documents, rebind books and albums. Member American Institute for Conservation. Preserving treasures for 4 decades. Call or text:. 410-925-4501. WORK FROM ANYWHERE - YourHappyClients.Com is looking for home workers. Excellent pay. Does not require, telephone work, sales, surveys, and there are no fees. (410) 234-2004 PROJECT MANAGER: Ensure projects are timely & successfully completed. Monitor construction. Mitigate & report delays. Process submittals. Document changes. Maintain project recorders, red line transfers & correspondence. Communicate w/ subcontractors & vendors. Inspect sites for compliance. Study specs. to determine construction methods. Identify issues in design & construction & plan ahead. Explain plans & contract terms to staff. Manage budget & minimize exposure & risk. Process payments. Ensure project documentation is complete. Handle complaints. Req: H.S. or foreign equiv. & travel in DMV and Baltimore metropolitan areas. Loc: Rockville, MD. Apply via email at Banessa@alexgroupre.com with Montenegro Investments LLC
Makes a great gift!
Caregivers THERE’S NO PLACE LIKE HOME! Jamhuri Healthcare Services recognizes the importance of keeping seniors or adults with special needs, in their homes, rather than sending them to a skilled nursing facility. Our personal in-home care program is designed to implement nonmedical tasks to meet the clients’ physical needs. Our home care aides provide a multitude of services for our clients, ranging from meal preparation & house cleaning to personal assistance & running errands. We are diligent in our staff & client pairings. We won’t put just anyone in your home or the home of your loved ones. Senior transportation services available 24/7. Call us toll-free at 1-800-547-2851.Visit us on the web: www.jamhuricares.com. send us a text at: 443929-9769 MATURE, EXPERIENCED KIND, CAREGIVER/COMPANION. Available up to 32 hrs/week. Cooking, bathing, meds, transportation, errands. Call or text 410-925-4501
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HOW TO PLACE A CLASSIFIED AD All classified ads must be submitted and paid for online, via our website, www.thebeaconnewspapers.com/classifieds Deadlines and Payments: To appear in the next issue, your ad text and payment must be entered by the 5th of the preceding month (for Baltimore and Howard County editions); by the 20th (for Washington and Richmond editions). Cost will be based on the number of characters and spaces in your ad: • $25 for 1-250 • $35 for 251-500. • $50 for 501-750 (maximum length). The website will calculate this for you. Note: Maryland contractors must provide a valid MHIC number. • Each real estate listing qualifies as one ad. • All ads are subject to publisher's discretion. Payment will be refunded if unacceptable for any reason.
To place your classified ad, visit www.thebeaconnewspapers.com/classifieds
Events
For Sale
Home/Handyman Services
KNIGHTS OF COLUMBUS Council #2605, 7401 BAY FRONT ROAD, EDGEMERE, MD., 3rd Sunday Monthly Dinner, Buffet Style, 1 to 4:30 P.M., March 20, 2022. Menu: Corned Beef and Cabbage, Sauerkraut , Ham, Potatoes, Gravy, Soup, Rolls, Salad, Sheppard Pie, Desert Cake, Soda, Coffee, and Tea. Adults $18.00; Children ages 8 to 12 $8.00. Reservations are recommended but not necessary. Put those pots and pans away and enjoy a St. Patrick’s Day Dinner with family and friends.
PUT ON YOUR TV EARS and hear TV with unmatched clarity. TV Ears Original were originally $129.95 - NOW WITH THIS SPECIAL OFFER are only $59.95 with code MCB59! Call 1-833-934-0843.
AXS TILE: Repair Ceramic, Porcelain, Marble, Granit Tile. Stone Brick work. Repair leaking showers and basic plumbing work. New Bathroom Installation and Design. Kitchen backsplash and Countertops. Drywall plaster repair. Handyman Services. Please call 410-977-3610, or 410-285-5452. Email: axstile@yahoo.com. AXS Tile Construction Services, Inc. MHIC #115085
Financial WESLEY FINANCIAL GROUP, LLC Timeshare Cancellation Experts. Over $50,000,000 in timeshare debt and fees cancelled in 2019. Get free informational package and learn how to get rid of your timeshare! Free consultations. Over 450 positive reviews. Call 855-626-8703.
For Sale 2001 ACURA INTEGRA AUTOMATIC TRANSMISSION. 4 good tires, no major problems. AM/FM radio, CD player, cassette player, A/C, electric moon roof, ABS brakes. Runs on regular gas, no recalls, asking $1800. Call 410888-4295.
FOR SALE: Cemetery sites at National Memorial Dignity. Lee Hwy, VA. To see site call 703560-4400 (ask for Cemetery Connector). Or email Davidgeller@dignitymemorial.com. All inquires, please contact Carol via email: CarolKetch8@yahoo.com. 4 choice sites in desirable area. Block HH 349 1-2-3-4. Valued at $40,000. Will sell for $20,000
For Sale/Rent: Real Estate ROOM FOR RENT. Senior Citizen preferred. Only $75/week. Close to orange bus line, mall Supermarket. Private bathroom.
Health MOBILEHELP, America’s Premier Mobile Medical Alert System. Whether You’re Home or Away. For Safety and Peace of Mind. No Long Term Contracts! Free Brochure! Call Today! 1240-650-9189.
LOUDON PARK CEMETARY Baltimore MD. 21229. 2 Grave Lots, 1 Vault $4,100. Call Janice, 410-446-3714, dahliamama46@gmail.com.
PORTABLE OXYGEN CONCENTRATOR May Be Covered by Medicare! Reclaim independence and mobility with the compact design and long-lasting battery of Inogen One. Free information kit! Call 855-851-0949.
GENERAC STANDBY GENERATORS provide backup power during utility power outages, so your home and family stay safe and comfortable. Prepare now. Free 7-year extended warranty ($695 value!). Request a free quote today! Call for additional terms and conditions. 1-866-964-8106.
DENTAL INSURANCE from Physicians Mutual Insurance Company. Coverage for 350 plus procedures. Real dental insurance - NOT just a discount plan. Do not wait! Call now! Get your FREE Dental Information Kit with all the details! 1-844-366-1003 www.dental50plus.com/320 #6258.
T’s HAULING & MOVING I will move your possessions or haul them away. I clean out yards, basements, garages, houses, apartments, attics, etc. No job too small. Brush work. I can pick up furniture from stores. Friendly, reliable service with many references. Honest and hard working! Call Tim at 443-690-6525 OR 410889-3795. Same day service most days! Like me on Facebook! @Tshaulingmoving. Check out my website WWW.TSHAULINGANDMOVING.COM THE BATHROOM OF YOUR DREAMS for as little as $149/month! BCI Bath & Shower. Many options available. Quality materials & professional installation. Senior & Military Discounts Available. Limited Time Offer - FREE virtual in-home consultation now and SAVE 15%! Call Today! 1-855-653-0087. DON’T LET THE STAIRS LIMIT YOUR MOBILITY! Discover the ideal solution for anyone who struggles on the stairs, is concerned about a fall or wants to regain access to their entire home. Call AmeriGlide today! 1866-365-5170.
Classifieds continued on p. 21.
We thank our advertisers who make our publication possible. Please patronize them and let them know you saw their ad in the Beacon. Accessibility & Home Remodeling Peak Remodeling . . . . . . . . . . . . . .3 Renovation Real Estate . . . . . . . . .7
Clinical Research Studies HIPS Fall Prevention Study . . . . .10 Knee Osteoarthritis Pain Study . .10
Continuing Education CCBC . . . . . . . . . . . . . . . . . . . . . .21
Events Blood Cancer Conference . . . . . . .9
Financial Services John Richardson Insurance . . . . .13
Funeral Services Cremation Society of Maryland . . . . . . . . . . . . . . . . . .8 MacNabb Funeral Home . . . . . . . .8
Health Apex Neuropathy . . . . . . . . . . . . .11 Greenspring Podiatry . . . . . . . . . . .6 Keswick Wise & Well . . . . . . . . . .7
Home Health Care/Companion Services Options for Senior America . . . . .10
Housing Charlestown/Erickson . . . . . . . . . .4 Christ Church Harbor Apts . . . . . .6 Enterprise Residential . . . . . . . . .14
Oak Crest/Erickson . . . . . . . . . . . .4 Park View Apartments . . . . . . . . .14 St. Mary’s Roland View Towers . . . . . . . . . . . . . . .15 Virginia Towers . . . . . . . . . . . . . . .7 Warren Place . . . . . . . . . . . . . . . .15
Real Estate Renovation Real Estate . . . . . . . . .7
Retail Perfect Sleep Chair . . . . . . . . . . .24 Radio Fleamarket . . . . . . . . . . . . .21 So Lite Wheelchair . . . . . . . . . . .17 Zinger Chair . . . . . . . . . . . . . . . . .18
Skilled Nursing & Rehabilitation ProMedica . . . . . . . . . . . . . . . . . . .8
Subscriptions Beacon Newspapers . . . . . . . . . . .22
Technology BeaconSilverPages.com . . . . . . . .20 Computer Doctors . . . . . . . . . . . .13 TechMedic4u . . . . . . . . . . . . . . . . .5
Theater/Entertainment Columbia Orchestra, The . . . . . . .19 Toby’s Dinner Theatre . . . . . . . . .19
Travel Superior Tours . . . . . . . . . . . . . . .17
Volunteering/Career Opportunities Beacon Inside Salesperson . . . . . .13 Meals on Wheels . . . . . . . . . . . . .11
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MARCH 2022 — BALTIMORE BEACON
Subscribe online! See how on p. 22
Make your home more comfortable than ever
“To you, it’s the perfect lift chair. To me, it’s the best sleep chair I’ve ever had.” — J. Fitzgerald, VA
NOW also available in Genuine Italian Leather (as pictured here)
ACCREDITED BUSINESS A+
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You can’t always lie down in bed and sleep. Heartburn, cardiac problems, hip or back aches – and dozens of other ailments and worries. Those are the nights you’d give anything for a comfortable chair to sleep in: one that reclines to exactly the right degree, raises your feet and legs just where you want them, supports your head and shoulders properly, and operates at the touch of a button. Our Perfect Sleep Chair® does all that and more. More than a chair or recliner, it’s designed to provide total comfort. Choose your preferred heat and massage settings, for hours of soothing relaxation. Reading or watching TV? Our chair’s recline technology allows you to pause the chair in an infinite number of settings. And best of all, it features a powerful lift mechanism that tilts the entire chair forward, making it easy to stand. You’ll love the other benefits, too. It helps with correct spinal alignment and promotes back pressure relief, to prevent back and
REMOTE CONTROLLED EASILY SHIFTS FROM FLAT TO A STAND-ASSIST POSITION
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Because each Perfect Sleep Chair is a made-to-order bedding product it cannot be returned, but if it arrives damaged or defective, at our option we will repair it or replace it. © 2022 Journey Health and Lifestyle
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Now available in a variety of colors, fabrics and sizes. Footrests vary by model