April 2017 | DC Beacon

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VOL.29, NO.4

Area comics live for the laughter

APRIL 2017

I N S I D E …

PHOTO COURTESY OF MARK MATUSOF

By Barbara Ruben Stand-up comedian Jeff Hysen is at D.C. Improv performing a short routine on an open mic night.

“I’m the oldest comedian of the evening,” begins the 58-year-old attorney from Silver Spring, Md. “I had a show recently, and before it began the other comics were asking each other about the effects of drug use on comedy. They asked me my opinion, and I said, ‘Lipitor has no effect.’

And the crowd erupts in laughter.

Hysen, who by day is a fed working at the General Services Administration, lives for these moments on stage.

“You can drive an hour to the show, and sit around an hour waiting for the show to begin. They often start late. Comedy is not often a timely profession. You sit there and think, ‘Why am I doing this thing?’

“You get on stage and even if there’s only 10 people there, when they’re laughing at your jokes, it feels great. My first thought is always, ‘I can’t wait to do this again.’”

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A young person’s business?

As Hysen pointed out during his show, comedy is often the province of young people — both the performers and the audience.

But there are a number of stand-up comics over age 50 in the often buttonedup D.C. area who live for the laughs.

“It’s not always easy,” Hysen admits.

Age discrimination pokes up here as in so many other places.

“Sometimes people who put shows together think you’re too old, you’re not right for their demographic. It’s a bunch of nonsense. Funny is funny. I have to work hard to overcome that,” he said.

Hysen got his start in comedy in the late 1980s in his native New York.

“But life intervened. I got a new job in Washington, had children, and I put comedy aside.”

But years later, he saw an ad for something called the Funniest Fed contest. Even though he admittedly bombed during the contest, he found he so enjoyed being in front of the mic again that he’s honed his act and taken it on the road to New York and elsewhere.

Three years ago, he was even the subject of an episode of a TV show on the RLTV (Retirement Living TV) network

LEISURE & TRAVEL Comic Mark Matusof, a resident of Woodbridge, Va., traded his job as an engineer for stand-up comedy more than 25 years ago. He has performed in more than 40 states. Other area comedians keep their day jobs, or discover their knack for telling jokes after retirement, mining their everyday lives for material.

called “Second Act” that profiles people in their 40s and 50s making career changes.

Like most comics, he mines his own life for his routines, including his wife, who also helps him write jokes.

“I’m always thinking about and wondering if something can be turned into material,” he said. “My son said my tombstone will have the epitaph, ‘Is this a bit?’”

See more at www.jeffhysencomedy.com, including a list of many local upcoming performances.

Post-retirement career Like Hysen, Shirley Breeland also makes light of aging. A resident of Camp Springs, Md., she also worked for the federal government — for the last 18 years at the Census Bureau.

Breeland finally retired after 35 years with the government, and “realized I still had a whole lot of jelly left in my roll, so I decided to step outside my comfort zone, reinvent myself, and pursue stand-up comedy as a second career.”

To get started, Breeland took comedy classes at D.C. Improv, a local comedy club that also features a “comedy school.”

She noted, but was not intimidated by the fact that, comedy is dominated not only by much younger comedians, but that most are male.

“One of the differences between me and younger comedians is I don’t feel any pressure. I have nothing to prove. I already have a pension,” she said. Without explicitly See COMEDIANS, page 44

Umbria’s picturesque villages, getting lost in Venice, visiting Pittsburgh’s culinary and arts scenes, and more page 34 TECHNOLOGY k Your phone as your wallet

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FITNESS & HEALTH 10 k New lens improves close-up vision k Promising gene therapy for cancer LAW & MONEY 27 k How safe are bonds today? k Beware ‘whirlwind romance’ scams SPOTLIGHT ON AGING k Newsletter for D.C. seniors

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ARTS & STYLE k Mother-daughter play

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The pendulum swings Recently, there has been an explosion of called opioid use disorder. Nearly one in studies, lawsuits and newspaper articles four patients on long-term opioid therapy in highlighting what many are a hospital, rehab or nursing calling America’s opioid crisis home struggles with addicor epidemic. tion, according to the CDC. While the term opioid inWhat surprises me in all this cludes illegal drugs like heroreporting is that no one seems in, it also encompasses a varito recall that, a few years ago, ety of prescription painkillers, there was a drumbeat of studincluding OxyContin, Percoies and articles on the subject cet and Vicodin. of pain management that led to The Centers for Disease a relaxing of the barriers to Control (CDC), referring to our prescription opioid use. nation’s “opioid overdose epi- FROM THE Many of these reports dedemic,” notes that deaths from PUBLISHER cried the inadequate recognioverdoses of these types of By Stuart P. Rosenthal tion of pain as a widespread drugs have more than quadruproblem, and the costs to papled since 1999. tients and to the nation’s economy of what Some of these deaths are of abusers was then called the under-treatment of pain. who steal prescription drugs from family I know we ran a number of articles on this members or pharmacies, obtain prescrip- topic in the Beacon at the time, including tions illegally, or buy the drugs on the one about a major report on the subject isblack market. sued by the well-respected Institute of MedBut it appears that ordinary older adults icine (now called the National Academy of are among the biggest users and victims of Medicine). That report was actually mandatthese addictive drugs. ed by the 2010 Affordable Care Act, showThe Inspector General of the U.S. Dept. ing that the concern over under-treatment of Health and Human Services recently re- had been around for some time. ported that nearly one-third of all The IOM report, which came out in 2011, Medicare beneficiaries received, on aver- opened by noting that acute and chronic age, five prescriptions or refills of opioid pain affects “at least 116 million U.S. adults painkillers in 2015. burdened by chronic pain alone.” Its auOne study found that more than 300,000 thors were so concerned by this fact that Medicare recipients battle with something they described the following as an “underly-

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The Beacon is a monthly newspaper dedicated to inform, serve, and entertain the citizens of the Greater Washington DC area, and is privately owned. Other editions serve Greater Baltimore, Howard County, Md. and Greater Palm Springs, Calif. Readership exceeds 400,000.

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• Publisher/Editor ....................Stuart P. Rosenthal • Associate Publisher ..............Judith K. Rosenthal • Vice President of Operations ....Gordon Hasenei • Director of Sales ................................Alan Spiegel • Managing Editor............................Barbara Ruben • Art Director ........................................Kyle Gregory • Assistant Operations Manager ..........Roger King • Advertising Representatives ........Doug Hallock, ..........................................................................Dan Kelly • Assistant Editor ..........................Rebekah Alcalde • Editorial Intern ................................Talia Denicoff

The Beacon, P.O. Box 2227, Silver Spring, MD 20915 (301) 949-9766 • Email: info@thebeaconnewspapers.com Website: www.theBeaconNewspapers.com Submissions: The Beacon welcomes reader contributions. Deadline for editorial is the 10th of the month preceding the month of publication. Deadline for ads is the 15th of the month preceding the month of publication. See page 51 for classified advertising details. Please mail or email all submissions. © Copyright 2017 The Beacon Newspapers, Inc.

ing principle” of the report: “Effective pain management is a moral imperative, a professional responsibility, and the duty of people in the healing professions.”

Among the report’s recommendations were calls for our healthcare system to take more seriously the issue of pain and those suffering from it, and to address the “significant barriers to adequate pain care,” which included “the regulatory and cultural barriers that inhibit the medically appropriate use of opioid analgesics.”

The report did not ignore the risks of addictive drugs. Calling it a “conundrum,” the authors noted the serious potential for abuse, and raised questions about the drugs’ long-term use. But the report’s authors said they believed “when opioids are used as prescribed and appropriately monitored, they can be safe and effective.”

I have not seen any studies or articles attempting to connect the issuance of that report in 2011 to today’s current epidemic.

But it seems likely to me that the study, and the many supportive statements from other pain management professionals that followed, tilted our healthcare system toward a more relaxed approach to the use of opioids for otherwise intractable or chronic pain.

I think the intentions at the time were completely honorable, and indeed, that the report addressed a real problem of widespread untreated pain at the time.

The devil is in the details. The report and its aftermath seem to have not just raised the consciousness of the medical profession to the need to manage pain, but to have led to a disregard by those in the supply chain of the addiction risk posed to patients by these medications, and to turning a blind eye to those who greedily exploit those with addictions for personal gain.

I speak of greed because recent reports indicate that literally hundreds of millions of pills have found their way from wholesale drug distributors to the black market nationwide.

For example, the Washington Post, re-

porting on a lawsuit filed against drug distribution companies by the state of West Virginia — which has the highest opioid overdose rate in the country — said that 40 million pills were shipped by distributors to West Virginia’s Cabell County, whose total population is only 96,000 (that’s over 400 pills per person), and 66 million pills were sent to Kanawha County, with a population of 190,000.

Furthermore, the deputy administrator of the Centers for Medicare and Medicaid testified before Congress in February that the agency “is aware of potential fraud at the prescriber and pharmacy levels through ‘pill mill’ schemes,” as reported by the Associated Press.

My fear is that lawsuits like this and related publicity will cause the pendulum to swing too far the other way (a problem we seem to be having in this country in several other respects as well).

There should be ways to limit the distribution and over-prescribing of addictive painkillers without making them inordinately difficult for those in true need to obtain them.

One good step towards this was taken recently by the CDC. It has issued “guidelines” for doctors writing prescriptions for opioid painkillers.

Among other things, they recommend that doctors weigh benefits against risks and discuss both with patients, start with the lowest necessary dose and increase slowly and only if needed, limit opioid therapy to a 3- to 7-day period in most cases, and offer additional treatments to patients with a history of abuse or dependence problems.

These sound to me like common-sense guidelines that should have been in place for years. Let’s hope coupling such reasonable guidance with a crackdown on illicit activities will help us strike the right balance this time.

Letters to the editor Readers are encouraged to share their opinion on any matter addressed in the Beacon as well as on political and social issues of the day.

Mail your Letter to the Editor to The Beacon, P.O. Box 2227, Silver Spring, MD 20915, or e-mail to barbara@thebeaconnewspapers.com.

Please include your name, address and telephone number for verification.

Dear Editor: I cannot remember in recent years reading anything as clear and concise as your From the Publisher column (“Dignity vs. quality of life”) in the February issue. Congratulations on being a real journalist who seeks not to indoctrinate, and instead opens the mind’s doors to consideration and pondering — a rare thing in this age of instant everything.

Dorie Ranaghan Gainesville, Va. Dear Editor: There is a serious omission in the list of agencies at the end of Sarah Skidmore Sell’s article (“The best ways to deal with

debt collectors,” March).

The Maryland Collection Agency Licensing Board is one of the most effective agencies I’ve ever dealt with, but most people don’t know about it. If an individual files a complaint with CALB (NOT with the AG!), they stop the unauthorized collection activity cold, which is much more than the AG does for individuals.

Here is a link: www.dllr.state.md.us/finance/collagboard.shtml.

Hannah Klein Via email

See LETTERS TO EDITOR, page 49

WA S H I N G T O N B E A C O N — A P R I L 2 0 1 7

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Technology &

Innovations Your phone can safely become a wallet

By Lauren Schwahn Smartphones have replaced lots of other accessories — cameras, flashlights, calculators. But many people are still reluctant to swap the wallets in their pockets for their digital counterparts.

A key reason consumers are hesitant to use mobile payment services like Apple Pay and Android Pay, surveys say, is fear over security: High-profile retailer data breaches have made buyers wary of sharing credit card information.

But while there’s cause not to rely 100 percent on your mobile wallet just yet — lack of widespread acceptance by merchants, for one thing — security concerns shouldn’t be holding shoppers back, experts say.

“I think some people get nervous about the idea that ‘This thing is sending telepathic waves to that machine to say that I’m paying,’” said Mark Ranta, head of digital banking solutions at ACI Worldwide, a payment systems company.

But your mobile wallet is arguably the safest way to pay, and it offers a few benefits to boot. Here’s why this payment method is worth considering.

Greater convenience Services like Apple Pay let users add multiple cards to their phones or smartwatches, theoretically giving them the option to leave overstuffed wallets and purses at home.

At stores where shoppers can use their

mobile wallets, it can also mean saving precious time at the register.

A common complaint among dissatisfied chip-card users is the slow transaction process, as shoppers wait for the terminal to complete the transaction.

Mobile payments can be a quicker alternative. Users open a payment app and hold their device over a terminal; a fingerprint or PIN verifies the purchase.

Shopping online can be faster, too. For example, Apple Pay and Android Pay are accepted on certain websites and in apps like Airbnb, allowing shoppers to make purchases without entering card information — or keeping card numbers on file, which may assuage data-breach fears.

And, like some bank apps, a mobile wallet saves your recent transaction history for reference, with the added benefit of allowing you to see all activity in one place even if your cards are from various banks.

You won’t miss out on rewards Mobile credit card payments function just like regular credit cards. As long as your card is compatible with the service, you’ll continue to earn your usual rewards, like travel points or cash back.

Mobile users can add certain retailer loyalty cards to Android Pay and Apple Pay wallets to seamlessly earn store-specific See MOBILE WALLET, page 4

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Mobile wallet From page 3 points. Samsung Pay accepts most membership cards.

Samsung also has its own loyalty program, Samsung Rewards. In addition to credit card rewards, members earn points for Samsung Pay purchases; the points are redeemable for rewards like gift cards and fitness trackers.

It’s safer than a credit card Mobile payment services also can offer more security than cash or traditional credit card use.

“You never have to take out your credit card or debit card, so there’s a lot less chance of someone seeing [your number],” said Jason Chaikin, president of biometrics security company Vkansee.

“For every transaction, (mobile wallets) create a random, one-time number — a trans-

A P R I L 2 0 1 7 — WA S H I N G T O N B E A C O N

action token — and even if someone was able to know that number, it’s not valid later.”

Samsung Pay, Android Pay and Apple Pay each use this process, called tokenization. Although you do upload your credit card number into the payment app, the actual card number is not shared with the merchant when you pay. Rather, a temporary code is issued in its place, similar to the way EMV chip cards work.

EMV credit and debit cards have chips that create a unique code, or cryptogram, when inserted into a merchant’s payment terminal. However, in this method, the card remains in view while the terminal reads the chip.

Mobile payments also provide security measures on top of existing bank protections that chip cards can’t match. Full card numbers are not displayed in mobile wallet apps, and users are able to authorize payments with their fingerprints, which can protect your card information in the event your phone is stolen (assuming you have a phone with a fingerprint reader).

Despite all these benefits, consumers

don’t entirely trust mobile wallets, partly because availability is limited, Ranta said.

Not all cards and loyalty programs are compatible with the payment services, and some stores are not equipped to take mobile payments. Establishments such as bars and restaurants may accept only cash or plastic.

Apple Pay has the highest retailer acceptance rate among the mobile payment services, at 36 percent, according to survey data from the retail consulting firm Boston Retail Partners.

“We’re still very much in the early stages of this,” Ranta said. “At the end of the day, it’s still that awkward, ‘Do you accept it?’ and if (not), then you’ve got to find an alternative way to pay, or just walk out of the store.”

As technology advances, Chaikin said, innovations and improvements in security will likely make the process more comfortable and accessible for consumers and retailers alike. “Our mobile phone revolution is really just at the tipping point.”

— Nerdwallet via AP

BEACON BITS

Ongoing

COMPUTER TEACHER NEEDED

Computer CORE, a nonprofit that focuses on teaching low-income adults computer and career skills, is looking for daytime computer teachers as lead instructors and teaching assistants on Mondays and Wednesdays from 10 a.m. to 1 p.m. at its Providence Presbyterian Church location on 9019 Little River Turnpike, Fairfax, Va. For more information, contact Shante Johnson at shante@computercore.org.

Virginia ❏ Ashby Ponds (See ads on pages B-9, B-15 & 48) ❏ Chesterbrook Residences (See ads on pages B-4 & B-15) ❏ Culpepper Garden (See ad on page 10) ❏ Falcons Landing (See ads on pages B-5 & B-15) ❏ Greenspring (See ads on pages B-7, B-9 & 48) ❏ Gum Springs Glen (See ad on page B-18) ❏ Herndon Harbor House (See ad on page B-18) ❏ Lockwood House (See ad on page B-18) ❏ Morris Glen (See ad on page B-18) ❏ Overture Fair Ridge (See ads on pages B-3 & B-17) ❏ Tall Oaks Assisted Living (See ad on page B-17) ❏ Tribute at the Glen (See ads on pages B-7 & B-8) ❏ Tribute at Heritage Village (See ad on page B-8) ❏ Tribute at One Loudoun (See ad on page B-8) ❏ Waltonwood (See ad on page 13) ❏ Wingler House (See ad on page B-18)

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❏ Exercise & Memory Study (See article & ad on page 23) Name______________________________________________________________

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Please mail this form to: The Beacon, P.O. Box 2227, Silver Spring, MD 20915-2227 or fax to (301) 949-8966 WB4/17

Feel free to mail this together with the theatre ticket drawing form on p. B-11

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Health Studies

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❏ Asbury Methodist Village (See ad on page 13) ❏ Aspenwood Senior Living (See ads on pages B-7 & B-13) ❏ Bayleigh Chase (See ad on page 25) ❏ Brooke Grove (See ads on pages 15, B-7, B-10, B-15, & B-20) ❏ Buckingham’s Choice (See ad on page 25) ❏ Churchill Senior Living (See ad on page 21) ❏ Covenant Village (See ads on pages B-7 & B-18) ❏ Elms at Clarksburg Village (See ad on page B-2) ❏ Emerson House (See ads on pages B-15 & B-18) ❏ Fairhaven (See ad on page 25) ❏ Gardens of Traville (See ad on page 21) ❏ Homecrest House (See ads on pages B-10 & B-14) ❏ Kensington Park (See ads on pages B-7 & B-12) ❏ Olney Assisted Living (See ads on pages B-10 & B-19) ❏ Park View Bladensburg (See ad on page 38) ❏ Park View Columbia (See ad on page 38) ❏ Park View Emerson (See ad on page 38) ❏ Park View Laurel (See ad on page 38) ❏ Rainier Manor II (See ads on pages B-4 & B-17) ❏ Riderwood (See ads on pages B-9, B-10 & 48) ❏ Ring House (See ad on page 41) ❏ Springvale Terrace (See ads on pages B-6 & B-15) ❏ Victory Terrace (See ads on pages B-2)

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Maryland

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❏ Friendship Terrace (see ads on pages B-6 & B-10)

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See LINKS & APPS, page 6

District of Columbia

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Stop, Breath & Think is a meditation

Housing Communities

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Stop, breathe and think

For free materials on housing communities and health studies, just complete and clip this coupon and mail or fax it to the Beacon.

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As opposed to most dating sites or apps, Stitch is for adults who are 50 and over and who are looking for companionship, friendship or a relationship.

Members can choose to put their settings on romance only, friendship only, or friendship and romance in order to find the best match for them.

Members in the same geographic area can create group meetings to make it easy for people on Stitch to meet many friends at once and just have a good time. Activities that members have organized include dinners and going out to the movies.

Stitch is both a website and an app, which can be used on iPhones and Androids. Costs range between $80 and $120/year, depending on services selected. You can also pay by the month. www.stitch.net

F R E E

Stitching people together

MAIL OR FAX FOR FREE INFORMATION

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Apps

Have you ever wanted to make a movie about your life? With the app, 1 Second Everyday: Video Diary, you can take a one second video reflecting something you want to remember each day, and make them into a movie for yourself.

You can record more than 1 second if you want, or you can take 1 second or so from another video you’ve already shot.

Overtime, the app combines all the short videos you have taken into one long, chronological video. By videoing something exciting or simple that happens to you each day, you can keep your favorite daily memories in one place.

The app gives you the opportunity to decide how you want to remember each day for years to come as you look back on the movie created from all your personal moments. The app costs $4.99 for iPhone and Android.

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A movie starring you

F R E E

Beacon Links & Apps

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Say you saw it in the Beacon | Technology & Innovations

WA S H I N G T O N B E A C O N — A P R I L 2 0 1 7

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Technology & Innovations

Links & apps From page 5 app that features a variety of breathing exercises of different lengths to help you practice meditation and deep breathing.

The app asks how you feel physically and

A P R I L 2 0 1 7 — WA S H I N G T O N B E A C O N

emotionally, and suggests the best types of meditation for you.

Stop, Breath & Think focuses on mindfulness by paying attention to what is happening in the moment through two types of meditation. One is active thinking, which is when you direct your thoughts

BEACON BITS

Apr. 30

and daydreams to be positive ones. The other is resting the mind, where you let everything go and empty your mind of all thoughts that are going through it.

Free for iPhone and Android.

Stop, Breath & Think

Links

ANTI-DOMESTIC VIOLENCE FUNDRAISER “Better Said Than Done,” Northern Virginia’s premier storytelling

show, is hosting a fundraiser for the National Network to End Domestic Violence, featuring a night of true personal stories about obstacles, survival and empowerment called “Roar: True Tales of Women Warriors,” at Jammin’ Java in Vienna, Va. on April 30 at 7:30 p.m. Doors open at 6:30 p.m. The storytelling is intended for a mature audience. Jammin’ Java is located at 227 Maple Ave. East, Vienna, Va. Tickets are $20 per person. For more information or to purchase tickets, visit www.jamminjava.com.

Astronomy picture of the day This NASA site displays a fresh photograph of the cosmos every day, sometimes looking outward into space, and other days looking back from space toward earth.

Along with the photo, each day there is a short paragraph describing what the scene of the day is. The website has been posting a picture a day since 1995.

There is an archive of all the photos the website has posted since its establishment.

There is also an index that sorts all the photos by categories, such as different types of stars, planets, space technology and comets. https://apod.nasa.gov/

Tips on cybersecurity A new website called Protect Seniors Online helps older adults understand online security risks. The site includes a quiz that gives examples of ways people could be scammed through email, Facebook and advertisements.

There are also tips and resources on cybersecurity, proactive steps to take to protect sensitive information, and a list of frequent senior scams. Some of the resources include videos on email security, password security and social media security tips. www.protectseniorsonline.com/

Picturing America’s pastime Ready for baseball’s opening day? This site looks at photo exhibits presented by the Baseball Hall of Fame. There are a lot of good places to explore, but don’t miss the link at the top of the page titled “Online Exhibit.”

The page features photographs dating back to 1866 with quotes from people who were at the scene in the picture. There is a wide array of photos on the online exhibit, from photos of action shots of players, to cheering fans, and filled streets around the stadium of the first World Series game. http://exhibits.baseballhalloffame.o rg/Picturing-America-s-Pastime/

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Apr. 13

GAITHERSBURG MAYORAL ADDRESS

Gaithersburg Mayor Jud Ashman and members of the City Council will host the annual State of the City Address on Thursday, April 13 from 6:30 to 9 p.m. at the Rosborough Cultural Arts Center on the grounds of Asbury Methodist Village, located at 201 Russell Ave. They will also present the Distinguished Citizen, Outstanding Organization and Distinguished Friend of Gaithersburg awards. Seating for the event is limited, so register early. For more information or to register, contact the City’s Public Information Office at (240)805-1107 or e-mail maria.fullerton@gaithersburgmd.gov.

Technology & Innovations

WA S H I N G T O N B E A C O N — A P R I L 2 0 1 7

Asbury Methodist Village 409 Russell Avenue, Gaithersburg, MD 301-987-6291

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Prerequisite: Computer Basics or equivalent 3 sessions Limit: 10 # 664 Mon May 8- May 22 9:30am-11:30am

Learn to take full advantage of your web-based email service. This course covers all aspects of email, including attachments and contact management. You use your own mail provider for most lessons. You need your email User ID and password for class.

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Prerequisite: Computer experience & Windows 10 PC 6 sessions Limit: 10 # 665 Tues May 9 – June 20 9:30am-11:30am # 666 Fri May 12 – June 16 9:30am-11:30am

This course teaches you the essentials you need to know to be able to use your Windows 10 computer effectively. You cover the Start menu, the Desktop and taskbar, using File Explorer to manage your files, highlights of the Universal Windows Platform apps, and how to use the Settings app to customize and control Windows 10.

“I was afraid of the computer for many years and nervous about taking a class.

Once I took a basic computer class with SeniorTech, my nerves were eased through the knowledge and patience of the instructors. My fear was holding me back in my career; however, after a few classes I now have the skills to enhance and build on my career.”

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This course shows you how to use the Settings app to customize your Windows environment to better suit the way you use your computer and to control many features of Windows. The options you have are easy to use once you understand what they can do for you.

In this course you will learn to create your own Microsoft PowerPoint presentation by adding and deleting slides, creating different layouts, formatting your presentation and inserting images.

Prerequisite: Computer experience & Windows 10 PC 2 sessions Limit: 10 # 667 Mon Jun 5 – Jun 12 9:30am-11:30am

ASSISTED PRACTICE

FREE sessions: an integral part of your learning. You must be registered for at least one class to participate.

No Fee Wed May10 – Jun 21 9:30am-1:30pm

JCA Bronfman Center 12320 Parklawn Drive, Rockville, MD 240-395-0916

BROWSING AND SEARCHING THE WEB

Prerequisite: Computer Basics or equivalent 2 session Limit: 12 # 668 Thurs May 11 – May 18 10:00am-12:00pm

Using Internet Explorer®, Google Chrome®, and Google® search to learn how to more effectively use the World Wide Web. We will teach the basics but go beyond including setting up favorites and bookmarks, creating a bookmark bar, opening multiple tabs, and adding extensions to the browser. Learn many techniques to more precisely find the information you want.

EXCEL: THE BASICS

Prerequisite: Computer Basics or equivalent 2 sessions Limit: 12 # 669 Mon May 15 - May 22 10:00am-12:0pm

Develop and learn how to create a basic spreadsheet and enter data, edit the cells, adjust columns and rows, “crossfooting” spreadsheets, using formulas in spreadsheets.

Prerequisite: Computer Basics or equivalent 2 sessions Limit: 12 # 670 Fri May 26 – Jun 2 10:00am-12:0pm

“I am so grateful for this service, as it has given me the confidence I needed to continue with my technology education. The instructors are topnotch and very knowledgeable. Their expertise shined through in each class.”

— Millie James YOUR IPAD® AND YOU

Prerequisite: iPad needs to be updated to the ios9.1 and have an Apple® ID and password Bring fully charged iPad to class 4 sessions Limit: 12 # 671 Thurs Jun 1 – June 22 10:00am-12:00pm

Learn the basics about what you can do with your iPad and how using a tablet is different from using a desktop or laptop computer. Topics include basic navigation, apps and where you get them, how to set up your email account, managing your contact list, taking and sharing pictures, listening to music, how to keep your iPad safe and running efficiently, and how to back up data.

Continued on page 8

ATTENTION:

Instruction, course materials and all computerlanguage settings are in

English.

Unless otherwise noted, courses are taught with Windows computers.

8

Technology & Innovations

Continued from page 7

IPHONE®,

AN INTRODUCTION

Prerequisite: Bring fully charged iPhone to class 2 session Limit: 12 # 672 Tues Jun 6 – Jun 13 10:00am-12:00pm

Learn to navigate the iPhone, make phone calls, surf the web, send messages, manage apps and more!

WINDOWS 10 ESSENTIALS

Prerequisite: Have prior Windows 7 or 8/8.1 experience 6 sessions Limit: 12 # 673

Wed

Jun 7 – Jul 12

2:00pm-4:00pm

This course is for students who want to move up to Windows 10 and have computer skills using Windows 7 or 8/8.1. It covers hardware, mouse use, keyboard commands, the start menu, the taskbar, File Manager, the internet, and some of the built-in applications and utilities. Being familiar with PC’s keyboard layout, (including cursor control keys and function keys) will be helpful. This course is not for students who’ve never used a computer.

MICROSOFT WORD AND BEYOND

2016: FROM THE BEGINNING

Prerequisite: Computer Basics or equivalent/ Knowledge of the keyboard 3 sessions Limit: 12 # 674 Wed Jun 7 – Jun 21 10:00am-12:00pm # 675 Wed Jun 28 – Jul 12 10:00am-12:00pm

Learn word-processing skills for using Microsoft Word (versions 2010, 2013 and 2016). Learn to create documents of varying levels of complexity. Simple skills include document layout, simple formatting, keyboard commands, and use of the Ribbon. More advanced skills include illustrating documents with graphics, creating tables, advanced formatting, and using templates.

Knowing the PC’s KEYBOARD is a requirement. Notice that you don’t need typing skills, per sé, but you do need to know where the keys are located on the keyboard and what they do. This is NOT a typing class.

“We have gained a lot of technology information from the classes. The instructors are kind, patient and very dedicated to each student. They have also helped us with problems we were having with our personal computer. We look forward to taking more computer classes with SeniorTech.”

— Carolyn and Robert Amato

TECH TALK! JCA SENIORTECH

PRESENTATIONS AND DISCUSSIONS ON HOT TOPICS IN TECHNOLOGY

PREVENTION FROM IDENTITY THEFT TRAINING *NEW*NEW*NEW 1 session # 676 Wed

Limit: 25 May 10

10:30am-12:00pm

This course is designed to create heightened awareness about identity theft. This interactive, engaging and real-life scenario-based course, explores the pitfalls of identity theft that could take place in our homes, cars, on the street or even at ATMs. The course will also provide you with steps to take to help prevent identity theft and steps to take if you become a victim.

CUTTING THE OF CABLE 1 session # 677 Wed

CABLE – TV WITHOUT THE PRICE Limit: 25 May 24

1:30pm-3:00pm

With the availability of high-speed broadband internet, it is possible to enjoy television without the high price of cable TV. Learn about programs that are available online and how to watch on a standard HDTV set.

INTRODUCTION TO THE CLOUD 1 session # 678 Wed

Limit: 25 Jun 28

1:30pm-3:00pm

There has been a lot of talk about “the cloud” recently.

Learn what the cloud is and how to use it for storage, backup and sharing of files, pictures and music.

 NEW  NEW  NEW 

TECHNOLOGY CONSULTATION SERVICES

JCA SENIORTECH IS PROUD TO BRING YOU TECHNOLOGY CONSULUTATION SERVICES FROM OUR KNOWLEDGEABLE TECHNOLOGY EXPERTS. EACH SESSION IS 2 HOURS. CRITERIA: IN ORDER TO REGISTER FOR CONSULTATION SERVICES, STUDENTS MUST HAVE COMPLETED A JCA SENIORTECH CLASS WITHHIN THE PAST YEAR AND PRIORITIZE ONE TOPIC/PROBLEM TO BE DISCUSSED DURING THE SESSION.

After you register, you will be contacted by one of our Technology experts to select a date and time for your session and to discuss your question/problem.

COST: $60 PER 2 HOURS

VOLUNTEER TO BE PART OF SENIORTECH’S SUCCESSFUL COMPUTER CLASSES! VOLUNTEERS WANTED TO TEACH OR COACH

We are looking for volunteers who are computer savvy, willing to share their knowledge and would like to help people age 50+ learn and enhance computer skills.

Call 240-395-0916 for more information.

A P R I L 2 0 1 7 — WA S H I N G T O N B E A C O N

TECHNOLOGY CONSULTATION SERVICES BRING US YOUR PROBLEMS! Unlimited # 679 Date and time to be determined

Have a one-to-one lesson with our Tech Gurus. Experts are available to help individuals with hardware or software issues. Topics: Windows® 10, buying a new computer, securing your computer, backing up the cloud, laptop/desktop Issues, photos/videos, PowerPoint® and more.

MAC® TECHNOLOGY CONSULTATION SERVICES BRING US YOUR PROBLEMS! Unlimited # 680 Date and time to be determined

Have a 1:1 lesson with our Mac Tech Gurus. Experts are available to help individuals with hardware or software issues. Topics: iPhone®, iPad®, Apple® Laptops/computers.

“The classes I have taken with JCA SeniorTech have been at a reasonable price for me and helped me gain the confidence I needed to learn different computer programs and applications.

The program is ideal for older adults 50+ to learn technology in a small class environment with patient and dedicated instructors. I now have learned a great deal about photos and enjoy sharing photos with family members.”

— Eduardo Gyle

JCA must receive registration for classes at least 1 week prior to the beginning of the class.

We will not be able to accommodate walk-ins.

For more information, call 240-395-0916.

Email: seniortech@accessjca.org Website:

www.AccessJCA.org/SeniorTech

WA S H I N G T O N B E A C O N — A P R I L 2 0 1 7

SeniorTech

DESCRIPTION AND GUIDELINES Classes are designed to help adults, 50+, refresh or advance their computer skills and learn to use social media.

Courses are taught by volunteer instructors and coaches.

Courses are almost always “hands on” in which students practice skills and techniques on a computer during class.

INCLEMENT WEATHER POLICY

✃

9

Technology & Innovations

JCA SENIORTECH

SENIORTECH REGISTRATION FORM

COMPUTER TRAINING

WAYS TO REGISTER:

BY MAIL:

Include your payment with form to JCA SeniorTech 12320 Parklawn Drive Rockville, MD 20852-1726

BY PHONE: Call 240-395-0916 Donations gratefully accepted allowing JCA to help all seniors thrive.

YOUR TAX-DEDUCTIBLE DONATION WILL ENABLE US TO CONTINUE TO OFFER THIS PROGRAM. PLEASE MAKE YOUR DONATION BELOW. NOTE: ALL REGISTRATIONS ARE DUE 7 DAYS PRIOR TO START OF CLASS. Name: _________________________________________________________________________________________ Address: _______________________________________________________________________________________ City: ____________________________________________________ State: _______ Zip Code: _______________ Phone#: ______________________________ Email: __________________________________________________ I have taken a JCA SeniorTech class before: ____ Yes ____ No

Student ID (Office use only)_______________

I WOULD LIKE TO REGISTER FOR: Class #

Class Title

Location

Start Date

Start Time

Registration

#

$ FREE

#

$ FREE

YOUR TAX-DEDUCTIBLE DONATION WILL ENABLE US TO CONTINUE TO OFFER THIS PROGRAM. PLEASE MAKE YOUR DONATION BELOW.

❒ Master Card ❒ VISA ❒ American Express ❒ Check (Make Checks payable to Jewish Council for the Aging.)

Amount $______________

Name as it appears on card: ____________________________________________________________

-

Card Number

-

Exp. Date

Sec. Code

SeniorTech follows the weather-related decisions of Montgomery County Public Schools, except that if the school system is closed for even part of the day, the center will be closed the entire day. As soon as possible, your instructor will arrange to make up any classes cancelled due to inclement weather.

WB4/17

-

____________ ____________ ____________ _____________ ______ /______ __________ OFFICE USE ONLY Registration #___________________ Date___________________

Registration #___________________ Date___________________

Registration #___________________ Date___________________

Registration #___________________ Date___________________

NOTICE: WITHIN THE LIMITS OF ITS RESOURCES, JCA SERVES PEOPLE OF ALL FAITHS AND FROM ALL WALKS OF LIFE. INDEED, WE TRY TO BE AS INCLUSIVE AS POSSIBLE IN ALL THAT WE DO. SOMETIMES, HOWEVER, JCA MAY DENY A PERSON OR GROUP THE OPTION TO ENROLL OR TO CONTINUE TO PARTICIPATE IN ALL OR PARTICULAR PROGRAMS AND SERVICES. WE RESERVE THE RIGHT TO DO SO, AT OUR SOLE DISCRETION, SHOULD WE BELIEVE THAT OUR ACTION IS IN THE BEST INTEREST OF THE INDIVIDUAL OR PROGRAM OR FOR ANY OTHER REASON NOT PRECLUDED BY APPLICABLE LAW.

Each contribution or remittance of payment by check is considered authorization to convert that particular check into an electronic fund transfer. If your check is unable to be converted, it may be processed as a Check Replacement Document drawn against your account. When we use information from your check to make an electronic fund transfer, funds may be withdrawn from your account as soon as the same day you make your payment, and you will not receive your check back from your financial institution. You have the right to opt out of Electronic Conversion. If you choose to exercise this right, write the words ‘Opt Out’ in the memo field of your check and JCA will process it as a draft against your account.

DISTRICT OF COLUMBIA: JCA is registered with the District of Columbia Department of Consumer and Regulatory Affairs, P.O. Box 92300, Washington DC 200903020. FLORIDA: A COPY OF THE OFFICIAL REGISTRATION AND FINANCIAL INFORMATION FOR THE JEWISH COUNCIL OF THE AGING OF GREATER WASHINGTON, INC. (REGISTRATION NO. CH36992) MAY BE OBTAINED FROM THE DIVISION OF CONSUMER SERVICES BY CALLING TOLL-FREE 1-800-435-7352 WITHIN THE STATE OR BY VISITING WWW.800HELPFLA.COM REGISTRATION DOES NOT IMPLY ENDORSEMENT, APPROVAL, OR RECOMMENDATION BY THE STATE, MARYLAND: Documents and information submitted to the State of Maryland under the Maryland Charitable Solicitations Act are available from the Maryland Secretary of State’s Office, State House, Annapolis, MD 21401 for the cost of copying and postage.

NEW YORK: A copy of our latest financial report may be obtained by contacting the New York State Attorney General’s Charities Bureau, 120 Broadway, 3rd Floor, New York, NY 10271. VIRGINIA: A financial report is available from the Virginia State Division of Consumer Affairs, P.O. Box 1163, Richmond, VA 23209.

As is true for all charities, registration by these governmental organizations does not imply their endorsement.

A copy of JCA’s 990 is available for public inspection at JCA’s Rockville office during normal business hours, Monday through Friday (except holidays), 9 a.m.-5 p.m.

10

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A P R I L 2 0 1 7 — WA S H I N G T O N B E A C O N

ACTIVELY PREVENT DEMENTIA Games, crafts and computers (but not books) may stave off Alzheimer’s

Health Fitness &

INVISIBLE TRANS FAT Products can contain some trans fat even when labeled “trans fat-free” HAVE A GOOD CRY Crying can release “feel-good” hormones, alleviate stress and kill bacteria KEEP IT MOVING Five natural ways to keep things moving along nicely through your gut

Eye implant allows clear close-up vision

By Lauran Neergaard Squinting while texting? Always losing your reading glasses? An eye implant that takes about 10 minutes to put in place is the newest in a list of surgical repairs for the blurry close-up vision known as presbyopia, a bane of middle age.

But who’s really a good candidate to toss their specs?

“It’s not bringing anybody back to being 20 again,” cautioned Dr. Shilpa Rose, a Washington ophthalmologist who tests whether patients’ eyes are healthy enough to qualify. “But it decreases the need to rush to get that pair of reading glasses every time you want to send a text or read an email.”

Nearly everybody will experience presbyopia at some point, usually starting in the mid-40s. At first you may notice yourself holding restaurant menus at arm’s length.

Eventually, even in good light, reading becomes a blur.

How well you see has to do with how light is directed through the natural lens to the back of the eye. That lens stiffens with age, losing its ability to shift and bend light so that it becomes more difficult to focus close-up.

The usual options are magnifying drugstore reading glasses or, for people with other vision problems, bifocals, multifocal contact lenses, or what’s called monovision — correcting for distance vision in one eye and near vision in the other.

“I have glasses everywhere — the bedroom, the office, the kitchen,” said Christianne Krupinsky, 51, of Marriottsville, Md., who’d never needed them until pres-

byopia struck. “Getting ready in the morning, even to put on jewelry I can’t see the clasp. It’s so frustrating.”

A removable implant And while surgery always carries some risk, corneal inlays that are implanted into the eye’s clear front surface are getting attention because they’re removable if necessary.

“It’s not magic. It’s surgery. People have to remember this is not one-and-done,” but requires post-surgical exams and care, said Dr. Deepinder K. Dhaliwal of the University of Pittsburgh Medical Center, a corneal specialist who is watching studies of the inlays.

Krupinsky was a little nervous while lying on the operating table to receive the new Raindrop near vision inlay.

“The most you’re going to feel is pressure,” promised Washington refractive surgeon Dr. Mark Whitten, applying numbing drops to her left eye.

A gel-like device that looks like a miniature contact lens, the Raindrop is smaller than the eye of a needle. It’s the first implant to treat presbyopia by changing the cornea’s shape, making it steeper to alter how light passes through.

It’s placed in only one eye; both eyes still see at a distance. Patients can testwear a single contact lens to be sure they’ll like the effect before choosing surgery.

healthy enough for the implant before turning Krupinsky over to her surgical partner.

“Just look straight up,” Whitten said as he used a laser to slice a flap in Krupinsky’s cornea. He centered the Raindrop inlay over her pupil and lowered the flap to seal it in place.

Minutes later, Krupinsky read lines on an eye chart she previously couldn’t make out without glasses, albeit still a little blurry. She’ll need eye drops for several months as her cornea heals so vision can sharpen.

Maker ReVision Optics Inc. is gradually training eye surgeons to use the Raindrop properly, after the Food and Drug Administration approved it last summer based on a study of 373 people whose only vision problem was moderate presbyopia. Two years later, 92 percent had good near vision, 20/40 or better without glasses, in the implanted eye.

Potential side effects include infection, dry eye, glare or corneal problems such as scarring. About 7 percent of study participants had the implant removed, mostly because they weren’t satisfied with their vision or experienced a haze or clouding of the cornea. Most returned to their pre-surgical vision, although one had lingering haze.

Other options available For healthy eyes only Rose, the ophthalmologist, checked for dry eye, underlying diseases like glaucoma, and whether the corneas were thick and

Another FDA-approved corneal inlay, the Kamra, is a doughnut-shaped device, also used in one eye and removable. It works like a pinhole camera, improving vision by focus-

ing light through the center of the pupil.

A more invasive operation replaces the natural lens in each eye with an artificial one, named Symfony, that can focus both near and far. Approved for cataract surgery, it also is being offered as a presbyopia fix for the middle-aged who don’t yet have cataracts. Unlike inlays, artificial lenses can’t simply be removed.

Insurance doesn’t cover elective presbyopia surgery. Rose said the inlays average about $4,000 to $5,000, while the artificial lens in both eyes can cost twice as much.

Patients should consult a surgeon experienced with all the options who can determine which best suits their eyes, advised Pittsburgh’s Dhaliwal.

Each has pros, cons and unknowns. For example, elective lens replacement isn’t for the very nearsighted, because they’re at higher risk for a vision-threatening complication, Dhaliwal said.

And the Raindrop hasn’t been studied in people who years ago underwent LASIK surgery to correct nearsightedness. That didn’t deter Mike Gray, 52, of Haymarket, Va., who lost his reading glasses so often that he bought bulk packs.

To implant the inlay, Whitten had to avoid cutting the cornea in the same place as Gray’s long-ago LASIK, and advises such patients to pick a surgeon experienced in both procedures.

“Everything is very clear and getting better every day,” Gray said about a month later.

— AP

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WA S H I N G T O N B E A C O N — A P R I L 2 0 1 7

11

Gene therapy successfully fights cancer

By Marilynn Marchione An experimental gene therapy that turns a patient’s own blood cells into cancer killers worked in a major study — with more than one-third of very sick lymphoma patients showing no sign of disease six months after a single treatment, according to the pharmaceutical company that makes the treatment.

In all, 82 percent of patients had their cancer shrink at least by half at some point in the study.

Its sponsor, California-based Kite Pharma, is racing Novartis AG to become the first to win approval of the treatment in the U.S. Called CAR-T cell therapy, it could become the nation’s first approved gene therapy.

A hopeful sign: the number in complete remission at six months — 36 percent — is barely changed from partial results released after three months, suggesting this one-time treatment might give lasting benefits for those who do respond well.

“This seems extraordinary... extremely encouraging,” said one independent expert, Dr. Roy Herbst, cancer medicines chief at the Yale Cancer Center.

The worry has been how long Kite’s treatment would last and its side effects, which Herbst said seem manageable in the study. Follow-up beyond six months is still needed to see if the benefit wanes, he said, but added, “This certainly is something I would want to have available.”

The therapy is not without risk. Three of the 101 patients in the study died of causes unrelated to worsening of their cancer, and two of those deaths were deemed due to the treatment.

The treatment was developed at the government’s National Cancer Institute and then licensed to Kite. The Leukemia and Lymphoma Society helped sponsor the study.

Results were released by the company and have not been published or reviewed by other experts. Full results will be presented at the American Association for Cancer Research conference in April.

The company plans to seek approval from the U.S. Food and Drug Administration by the end of March and in Europe later this year.

How it works The treatment involves filtering a patient’s blood to remove key immune system soldiers called T-cells, altering them in the lab to contain a gene that targets cancer, and giving them back intravenously. Doctors call it a “living drug” — permanently altered cells that multiply in the body into an army to fight the disease.

Patients in the study had one of three types of non-Hodgkin’s lymphoma, a blood cancer, and had failed all other treatments.

Median survival for such patients has been about six months.

Kite study patients seem to be living longer, but median survival isn’t yet known. With nearly nine months of followup, more than half are still alive.

Six months after treatment, 41 percent still had a partial response (cancer shrunk at least in half) and 36 percent were in complete remission (no sign of disease).

“The numbers are fantastic,” said Dr. Fred Locke, a blood cancer expert at Moffitt Cancer Center in Tampa who co-led the study and has been a paid adviser to Kite.

“These are heavily treated patients who have no other options.”

One of his patients, 43-year-old Dimas Padilla of Orlando, was driving when he got a call saying his cancer was worsening, chemotherapy was no longer working, and there was no match to enable a second try at a stem cell transplant.

“I actually needed to park...I was thinking how am I going to tell this to my mother, my wife, my children,” he said. But after CAR-T therapy last August, he saw his tumors “shrink like ice cubes” and is

now in complete remission.

“They were able to save my life,” Padilla said.

veloped a dangerous condition where the immune system overreacts in fighting the cancer. That rate is lower than in some other tests of CAR-T therapy. The rate fell

More about risks Of the study participants, 13 percent de-

See GENE THERAPY, page 13

H O LY C R O S S H O M E C A R E & H O S P I C E

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A P R I L 2 0 1 7 — WA S H I N G T O N B E A C O N

Age-Friendly Montgomery A Community for a Lifetime

“I’m inviting you to enjoy our County’s resources and programs.”

County Executive Ike Leggett

Walking, Hiking and Biking Opportunities

Adult Sports Opportunities

It’s Spring – a great time to learn more about new places to walk, hike or bike in Montgomery County.

Visit www.montgomerycountymd.gov/senior and click on Recreation to learn about all the walking, hiking and biking options listed below, or call 311.

Montgomery Parks: There are Parks located across the County and you can find information online about each one. Many have places to stroll and also offer activities.

Walking Trails at Montgomery Parks: Several Montgomery Parks offer trails. You can find a list of these parks online, as well as a County map that includes all of the Park trail maps.

Walking Trails at National Parks: The Chesapeake & Ohio (C&O) Canal National Historical Park and The Glen Echo Park both offer a nice variety of walking routes and hikes.

Bicycling: Montgomery County offers a map of bike trails in the County.

With many types and levels of sports games around the County, you might find something you enjoy!

Visit www.montgomerycountymd.gov/senior and click on Recreation to learn about the options listed below, or call 311.

Basketball, Volleyball, Badmitton, Table Tennis, Pickleball or Ultimate Frisbee are available at County Recreation Centers. Call 240-777-4925 to learn what’s scheduled at “Open-Gym” times at a Recreation Center near you. With a $30 annual “gym pass” you can attend as often as you like.

Rent gym time at local schools through Community Use of Public Facilities and arrange with friends to split the cost.

League Play: Registration is by team for basketball, softball, soccer and ultimate frisbee. For more information, call 240-777-6870.

Maryland Senior Olympics: People age 50 and older can sign up to compete in any of 22 sports. Most competitions are held in Montgomery County. You can register online at www.mdseniorolympics.org or call 240-777-4925.

Contact Us Today

• Aging & Disability Resource Line 240-777-3000

• 3-1-1 or 240-777-0311 for County programs and services; 9-1-1 for emergency • www.montgomerycountymd.gov/senior

• “Seniors Today” airs on Sundays, Tuesdays and Thursdays at 6:00 p.m. on Comcast/RCN 6, Verizon 30

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WA S H I N G T O N B E A C O N — A P R I L 2 0 1 7

Gene therapy From page 11 during the study as doctors got better at detecting and treating it sooner.

Roughly a third of patients developed anemia or other blood-count-related problems, which Locke said were easily treated. And 28 percent had neurological problems such as sleepiness, confusion, tremor or difficulty speaking, but these typically lasted just a few days, Locke said.

“It’s a safe treatment — certainly a lot safer than having progressive lymphoma,” and comparable to combination chemotherapy in terms of side effects, said the cancer institute’s Dr. Steven Rosenberg, who had no role in Kite’s study. The first lymphoma patient Rosenberg treated this way, a Florida man, is still in remission seven years later.

There were no cases of swelling and fluid in the brain in this or any other study testing Kite’s treatment, company officials said. That contrasts with Juno Therapeutics, which has had a CAR-T study put on hold twice after five patient deaths due to this problem.

Company officials would not say what the treatment might cost, but other types of immune system therapies have been very expensive. It’s also being tested for some other types of blood cancer.

To learn more about lymphoma, see http://bit.ly/LymphomaInformation.

More information about CAR-T therapy is available at http://bit.ly/CAR-Ttherapy, and gene therapy information in general is available at http://bit.ly/GeneTherapyInfo.

— AP

BEACON BITS

Apr. 29

A FESTIVAL FOR WOMEN

WomenFest, a free interactive day focusing on health, wellness, fashion and beauty, is designed to inspire women to live more balanced, healthier and fuller lives. This event features more than 100 vendors and exhibitors, engaging seminars, free health screenings, and cooking demos. It takes place on Saturday, April 29 from 10 a.m. to 3 p.m. at Gary J. Arthur Community Center, located at 2400 MD-97, Cooksville, Md. For more information, visit www.howardcountymd.gov/WomenFest or call (410) 313-5440.

May 8

ACTIVE AGING EXPO

The City of Gaithersburg’s Active Aging Expo will take place on Monday, May 8 from 9 a.m. to 2 p.m. at the Activity Center at Bohrer Park. This free event features educational talks, preventive screenings, fitness demonstrations, resource information, and more. The Active Aging Expo is hosted by the City of Gaithersburg in partnership with the Montgomery Village Foundation, Asbury Methodist Village, and the Montgomery County Department of Recreation. Bohrer Park is located at 506 Frederick Ave., Gaithersburg, Md. For more information, visit www.gaithersburgmd.gov/activeaging or call (301) 258-6380.

BEACON BITS

Apr. 22

HEARING LOSS RESOURCE EVENT

The Northern Virginia Resource Center for Deaf and Hard of Hearing Persons (NVRC), the area’s leading non-profit for people who are deaf, hard of hearing, late-deafened and deafblind, presents Celebrate Communication 2017 on Saturday, April 22 from 10 a.m. to 2 p.m. This free event offers information, exhibits and technologies for better communication for people with hearing loss. It will take place at the Northern Virginia Community College Ernst Center Gymnasium, 8333 Little River Turnpike in Annandale, Va. Over 40 exhibitors will be onsite to demonstrate hearing assistive technologies, offer information about hearing aids and cochlear implants, relay and interpreting services, professional services, and programs with hearing assistive dogs. Parking is free.

For more information, visit www.nvrc.org or contact Bob Loftur-Thun at execdirector@nvrc.org or (703) 352-9055 (V), 703-352-9056 (TTY).

The excitement is building!

Bring your family members and friends and

Brunch & Learn with Waltonwood Ashburn

Apartment selection is already underway.

Select yours today!

Asbury.

Where there’s more to life than the remote.

Tuesday, April 18th, at 10:30 a.m.

Hosted at Topgolf Loudoun

20356 Commonwealth Center Dr., Ashburn, VA 20147 Please join us for brunch and a presentation on Waltonwood Ashburn — your best choice for luxury senior living — opening in Ashburn in 2017.

Guest lectures, trips, mentoring, book clubs, lifelong learning classes and much more. Discover how great life can be with all the choices you’ll have every day at Asbury.

Learn how you can begin enjoying the Asbury lifestyle.

Schedule a tour today at 301-944-2756.

Complimentary golf available after the Brunch & Learn for 18 golfers — Let us know when you RSVP!

Rental community! No buy-in!

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571-982-6318

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A P R I L 2 0 1 7 — WA S H I N G T O N B E A C O N

Games, crafts may help prevent dementia

By Lindsey Tanner Even in your 70s and beyond, simple activities — including web-surfing, playing bridge and socializing — can stave off mental decline, new research says.

Benefits were greatest in computer

users and in those without a gene variation linked with Alzheimer’s disease. But even among seniors with that genetic trait, mental decline that sometimes precedes dementia was less common among those who engaged in mind-stimulating activities.

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The study didn’t evaluate the costly, computer-based games that purport to keep the brain sharp. The benefits were found from activities that most older adults have ready access to.

“They don’t have to spend their life’s savings” on fancy gadgets, said Dr. Yonas Geda, the study’s senior author and a neurologist at the Mayo Clinic campus in Scottsdale, Arizona.

Movies and computers The study, which was recently published in the journal JAMA Neurology, looked at five types of activities that are thought to help keep the mind sharp — computer use; making crafts; playing games, including chess or bridge; going to movies or other types of socializing; and reading books.

The idea was to see if these activities could help prevent mild cognitive impair-

ment. That condition involves problems with memory, thinking and attention that don’t interfere much with daily life but which increase risks for developing Alzheimer’s disease and other types of dementia.

Almost 2,000 adults aged 70 to 93 without any memory problems participated.

They lived in Minnesota’s Olmsted County, where the Mayo Clinic in Rochester is located.

Participants were asked whether they had engaged in any of the five activities during the previous year and, if so, how often.

They were tested for cognitive impairment through mental exams at the start of the study and every 15 months thereafter for about four years. During that time, 456 study participants developed the mild impairment.

Reading not as helpful Analysis found a protective effect from each activity except for reading books.

Study participants who engaged in any of the other activities at least once weekly were 20 to 30 percent less likely to develop the condition over the four years than those who never did those activities.

The researchers noted that the statistical link they found with reduced risk does not prove that the activities were responsible.

Still, the results support the idea that “being engaged mentally is good for brain health,” according to Heather Snyder of the Alzheimer’s Association.

— AP

BEACON BITS HEALTHY GRANDKIDS The YMCA in Bethesda is holding a healthy kids day on Saturday, Apr. 29 from 11 a.m. to 2 p.m. Bring the grandkids for a free day of health and wellness activities, face painting, prizes, snacks, obstacle courses and a relay.

This event is open to the public and will take place at YMCA Ayrlawn/BCC, located at 9401 Old Georgetown Rd., Bethesda, Md. For more information, visit www.ymcadc.org or call (301) 5308500.

Apr. 29

TREMORS SUPPORT GROUP A tremors support group meets monthly at Leisure World and is open to the public. If you shake or tremble uncontrollably, you may have essential tremor syndrome. The group meets on the first Thursday of every month at Leisure World’s clubhouse I, located at 3701 Rossmoor Blvd., Silver Spring, Md. at 10:30 a.m. For more information, visit http://thehopenet.org or contact Marlene at (301) 438-7773.

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WA S H I N G T O N B E A C O N — A P R I L 2 0 1 7

April 2017

UPCOMING SEMINARS & EVENTS at Brooke Grove retirement village

As experts in senior care and memory support, Brooke Grove Retirement Village is pleased to offer seminars and events that promote physical, spiritual and mental well-being.

All seminars and events will be held at Brooke Grove Rehabilitation and Nursing Center, located at 18131 Slade School Road on the Brooke Grove Retirement Village campus, unless otherwise noted. Please register with Toni Davis at 301-388-7209 or tdavis@bgf.org.

Living Well Seminar: “What’s your stress type?”

Parkinson’s Exercise Classes

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April 19, 1-2:15 p.m.

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Seminar preceded by complimentary lunch at 12:30 p.m. FREE. Register by April 17.

Our classes will help improve posture, balance and circulation while also increasing strength, muscle control and mobility of those with Parkinson’s or other neurodegenerative diseases.

Parkinson’s Support Group Independent living open house

2nd Wednesday of each month Starting April 12, 2:15 p.m.

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April 20, 11 a.m.-2 p.m.

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A P R I L 2 0 1 7 — WA S H I N G T O N B E A C O N

Montgomery County volunteers honored

By Rebekah Alcalde Dr. Miriam Kelty has kept very busy post-retirement — to say the least.

The career psychologist and researcher now spends most of her time volunteering — from sitting on various committees and boards, to chairing organizations, teaching ethics, and advocating for older adults.

She is also the founder of a consortium of local aging-in-place villages called the Washington Area Villages Exchange.

How does she fit it all in? “I’m an excellent scheduler,” she joked.

And her efforts haven’t gone unnoticed.

For her consistent and diverse volunteer service, Kelty is one of two county residents being honored with the Neil Potter Path of Achievement Award — one of several awards

presented each year by the Montgomery County Volunteer Center. The other winner is Marilyn Simonds, who lives in Rockville.

The Path of Achievement award recognizes county residents age 60 or older whose “accomplishments and lifelong commitment to volunteer service make them outstanding roles models for young and old alike.”

A long NIH career Before retiring in 2007, Kelty, who lives in Bethesda, had spent nearly 40 years at the National Institutes of Health (NIH) where, among other things, she focused on scientific ethics, and was the founder and longtime chair of the NIH Inter-Institute Bioethics Interest Group.

Kelly’s final position at NIH was as associ-

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ate director of the Institute of Aging, which hosts quarterly discussions, where “people is where she developed a passion advocat- interested in developing villages can learn ing for older adults. But she has long been from each other,” she said.

Kelty believes the village movement is an advocate for women and minorities.

While at NIH in the 1980s, Kelty men- important. “Villages make people feel tored many female colleagues, and formed more comfortable about staying in their a year-long mentorship program for minor- homes. They help build a sense of commuity scientists that became highly competi- nity,” she explained.

Kelty also helped write imtive. “I played a role in the caportant studies for the Montreer development of a numgomery County Commission ber of people,” she said on Aging. There she headed proudly. “And I emphasized the Aging in Place Committo them the importance of voltee, which prepared reports unteer service.” on ridesharing transportaAfter retiring, she remained tion for seniors as well as the connected to science by servvillage system. Her findings ing as an evaluator and judge were later used to develop for the prestigious Regeneron programs and policies within Science Talent Search (previthe county. ously sponsored by WestingToday, Kelty continues to house, and then Intel). And she Miriam Kelty sit on several boards and still volunteers as a teacher a NIH on the subject of policy and practice in committees, including the program committee of the American Association for the Adclinical research.

The most fun she’s had volunteering? She vancement of Science, Montgomery County was a volunteer diver for the Magothy River Aging and Disability’s Guardianship Advisosystem restoration project in Anne Arundel ry Committee, and the Institutional Review County. “We looked at oyster growth and Board of the Uniformed Services University restoration on an artificial reef in the river,” of the Health Sciences.

Somehow, she still finds time for hershe explained. self. Kelty regularly plays tennis and Helping neighbors everywhere swims, and she and her husband Ed usher After retiring, Kelty was asked by a neigh- at many of the local theaters. bor to help form a “village” of seniors in She is also an avid potter. “It was sometheir neighborhood. Together, they founded thing I always wanted to do,” she said, “and such an association: Bannockburn Neigh- I decided once I retired I would have time bors Assisting Neighbors — an “all volun- to do it.” True to form, she donates bowls teer intergenerational village,” Kelty calls it. she makes to Empty Bowls, an organization But she went further, helping villages ac- that raises money to combat hunger. tive throughout the greater Washington area She’s so serious about her craft, in fact, communicate with each other. The Washing- that “Wednesdays are always a big no-no ton Area Villages Exchange (WAVE) she founded now connects 58 villages. WAVE See AWARDS, page 17

WA S H I N G T O N B E A C O N — A P R I L 2 0 1 7

Awards

flourished. With Simonds’ help, they increased the size of the board, updated the From page 16 organization’s by-laws, and created job defor meetings because that is her studio scriptions for key roles and profiles for day,” said Pazit Aviv, the friend and col- each board member.

She also expanded the size of the treasleague who nominated her for the award. ury through grants, added a database to record client deliveries and other volunA career in volunteer service At 90, Marilyn Simonds is busier now teer information, updated and expanded than she could have imagined after retir- their website, and managed their day-today activities. Her final lead project was ing in 1989. the two-year construction of For more than 27 years, Sia food pantry slated to open monds has worked for Olney next month.

Help — a nonprofit that proSimonds is proud of the vides food, referrals and finanwork they accomplished. “I cial assistance to individuals feel like we have established and families in need in the and stabilized our organizaGreater Olney area. She spent tion so it’s going to continthe last 14 years as its director, ue,” she said. and is only now stepping down.

Jacqui Vok, her newly But Simonds had a good reaelected successor, is the person for staying active all these son who nominated Simonds years. “I wasn’t going to stay for this award. “Marilyn is home all day by myself after Marilyn Simonds such a great role model for my husband died,” she said. women. Everyone I talk to can’t believe “And I like helping people.”

She originally heard about Olney Help the number of volunteer jobs she does after her minister asked churchgoers for each day, week and month. I’m convinced volunteers. After working as an officer, it keeps her young,” she said.

After officially transitioning out of her then secretary of the board, she stepped in role as director, Simonds will still be plenty to fill the vacant director position temporarily. Then, when they couldn’t find a busy. She has decided to stay on as ex-offipermanent replacement, Simonds decided cio board member for Olney Help for a year, and divides her remaining time workto remain in the position.

While working as director, Olney Help ing for several organizations, including

Say you saw it in the Beacon | Fitness & Health

Manna Food Center, a nonprofit that combats hunger in Montgomery County.

She is also a circle leader at her church, volunteers for the Homemakers Club for Montgomery County Fair, and works at the Montgomery MedStar gift shop a few days a month. Her favorite job, though, is as a front desk representative for the OASIS program of Suburban Hospital, where Simonds used to work as a nurse.

OASIS is a national organization that educates and enhances the quality of life for older adults, with support from local hospitals and businesses. They host speakers and offer programs, ranging from art

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classes to lectures on contemporary issues. Simonds works with them every other Tuesday, and loves the interpersonal nature of the position.

“I meet a lot of new people, and see others I’ve known before,” she said. “Oasis has quite a few volunteers, so you get to know many people.”

As of now, Simonds has no plans to slow down her working schedule. After stepping down as Olney Help director, “I will continue all my other work,” she said.

And even though she has no plans to See AWARDS, page 18

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A P R I L 2 0 1 7 — WA S H I N G T O N B E A C O N

Papaya filled with powerful antioxidants

By Lori Zanteson Cut into a papaya and behold the spectacular shades of sunset in the tropics — rich pink, deep orange and glowing yellow.

A favorite tropical repast, it’s no surprise this fruit is native to warm, humid southern Mexico and Central America.

Ancient Mayans, who both ate papaya and used it to heal skin problems, called the papaya tree, “tree of life.” The papaya is also said to have cured Christopher Columbus’ crew of their digestive problems.

With a long list of folk medicines and cures to its name, this sweet, buttery-textured fruit is ripe with vitamins, minerals and health-protecting plant compounds.

The papaya (Carica papaya L.) is a treelike plant with palm-like leaves and flowers like small white plumeria. Oblong or pear-

shaped, wrapped in a thin, tough skin of green, yellow or orange, the melon-like fruit’s smooth, juicy flesh surrounds a cluster of small, black seeds.

The most common varieties are Hawaiian — small (about one pound) and pearshaped with orange or pink flesh, and Mexican — up to 15 inches and 10 pounds with yellow, orange or pink flesh that’s less sweet than Hawaiian.

One cup serves up 144 percent Daily Value (DV) of antioxidant vitamin C, 31 percent DV of eye-protecting vitamin A, as well as the powerful phytochemicals betacarotene and lycopene, the source of papaya’s rich color.

Awards

“Sometimes things come up. They need somebody to help, so I help,” she laughed.

Antioxidant-rich papaya may help im-

The awards ceremony Marilyn Simonds and Miriam Kelty will

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Early summer and fall are peak season for papaya, but they are available year-round.

Hawaiian papaya is ripe when it’s mostly yellow, while the Mexican variety will be green-yellow with shades of orange. They will give to gentle pressure and should be free of bruised or wrinkled areas.

Refrigerate ripe fruit up to three days.

Peel, slice in pieces and scoop out seeds.

Fill the hollow with fresh or frozen yogurt topped with nuts or granola for a satisfying breakfast or dessert.

Enjoy papaya drizzled with lime juice, added to salads and smoothies, or try them as a vegetable — baked, boiled or stuffed.

Reprinted with permission from Environmental Nutrition, a monthly publication of Belvoir Media Group, LLC. 800-829-5384. www.EnvironmentalNutrition.com. © 2017 Belvoir Media Group. Distributed by Tribune Content Agency, LLC.

be honored and presented their awards on Monday, April 24 at Imagination Stage in Bethesda, Md. In addition to the Path of Achievement awards, Montgomery Serves awards will be presented to Jeremy Lichtenstein (individual award), Anjali Kalra (youth award), the Court Watch Montgomery Volunteers (group award), and Deloitte (business award).

The winners of the Roscoe R. Nix Distin-

guished Community Leadership Award — Mark Bergel, Sol Graham and Vivien Hsueh — will also be honored.

The awards ceremony is open to the public, and admission is free. There will be a reception with hors d’oeuvres beforehand, and a dessert reception after the awards. Registration is required, and seating is limited. For more information or to RSVP, visit http://bit.ly/MontgomeryServesAwards2017 or call (240) 777-2600.

How to buy papaya Younger-looking skin

From page 17 add any new work, her generous and active personality usually decide otherwise.

prove aging skin, according to a study published in Experimental and Therapeutic Medicine in 2016.

A fermented papaya preparation improved skin antioxidant capacity and signs of aging skin (including skin moisture, brown spots and elasticity) more effectively than an antioxidant cocktail containing trans-resveratrol, vitamins C and E, and selenium.

Papaya’s antioxidant potential is being studied in lab and animal studies for its ability to help control blood glucose in patients with type 2 diabetes, and to help fight inflammation and oxidation to protect against cancers (Mutation Research, 2014).

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WA S H I N G T O N B E A C O N — A P R I L 2 0 1 7

19

When to get a second (or third) opinion

By Scott J. Gilbert Getting a second opinion for a medical condition isn’t quite the same as cheating on your hairstylist. In fact, when it comes to complex or serious, life-threatening conditions, most doctors encourage second opinions.

“If you don’t have complete trust in your physician, or you have reason to believe that all options have not been presented, you should consider a second opinion,” said Barbara Miller, M.D., chief of pediatric hematology/oncology at Penn State Children’s Hospital.

Miller said most good physicians are confident in their skills and want their patients to have confidence in them, so if a patient asks for a second opinion, they are usually understanding and helpful rather than upset.

When a situation is urgent and decisions must be made at once — maybe a patient comes to an emergency department with chest pains and is sent to have a clot dissolved — there is no time to seek out a second opinion.

And many straightforward conditions — such as a hernia that needs to be repaired or a gallbladder that must be removed — have standard treatment protocols with very little controversy about how best to proceed.

But sometimes, a doctor will even recommend that a patient seek out a second

opinion; for example, if there are treatment options that he or she can’t offer.

“When you have a serious disease for which the therapies are controversial or changing very quickly, a second opinion may offer the possibility of new experimental drugs or therapeutic approaches,” she said.

Will insurance cover it?

Dr. John Messmer, a family medicine physician at Penn State Health Milton S. Hershey Medical Center, said the most important thing is for the patient to have a primary care provider whom they know and trust, and who can make referrals and coordinate care and opinions from specialists.

If you do decide to get a second opinion, both doctors suggest checking with your insurance company to make sure it will be covered. Many health insurance plans will cover a second — or even third — opinion, as long as you can justify the reason for it.

“I think many of them realize there is not always one clear answer,” Messmer said. “Now, if you get six opinions, they may start to question that.”

He adds it’s probably best not to go to one of your doctor’s partners for a second opinion. “Sometimes people who tend to approach things the same way tend to practice together,” he said.

Messmer also recommends thinking

through the decision to go to a different institution.

“Sometimes it makes sense if someone is doing something somewhere that is unique; or maybe they have a special program set up,” he said.

“But if your condition requires recurrent visits or, if you have complications, you [will] have to go back there because the people at your home institution may not have all the details to manage things, you have to make sure it’s worth it.”

Comparing options Two starkly different opinions might not mean one is right and one is wrong.

“Different people may do things different ways, but it doesn’t necessarily mean that

one is better,” Messmer said.

“As a physician, I would like to hear what another doctor considers to be a different option and why,” Miller said. “I think all of us want the patient to feel they have received the best therapy available.”

Messmer said many conditions are not clear-cut with an obvious best option.

“Sometimes you have to rely on your intuition and [choose] who you like best and feel most comfortable with,” he said.

“A lot of the outcome often depends on how much faith you have in your physician, and your belief that you have someone good taking care of you.”

More at www.awellnessupdate.com. © 2017 www.awellnessupdate.com. Distributed by Tribune Content Agency, LLC.

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A P R I L 2 0 1 7 — WA S H I N G T O N B E A C O N

Understand variety of osteoporosis drugs Dear Mayo Clinic: The bisphosphonate drugs I take for osteoporosis aren’t working in my case.

My doctor has suggested a few alternatives. Any thoughts on what might be best?

Answer: Oral bisphosphonate drugs — including alendronate (Fosamax), risedronate (Actonel and Atelvia) and ibandronate (Boniva) — are the most commonly prescribed osteoporosis drugs.

Bisphosphonates are less expensive than the alternatives, are safe in the long term, and are effective in preventing fractures.

Still, some women aren’t sufficiently helped by bisphosphonates, and some can’t take them due to issues with swallow-

ing, stomach upset, heartburn, low-functioning kidneys, or other side effects, such as bone or muscle aches.

Prolia may be better In recent years, the drug denosumab (Prolia) has emerged as an alternative to bisphosphonates for the treatment of postmenopausal osteoporosis.

Denosumab may be considered a firstline treatment for women with osteoporosis who are at high risk of fracture, or in women who can’t take bisphosphonates.

Since denosumab isn’t metabolized by the kidneys, it’s also a first-line option for women with more advanced chronic kidney disease.

Furthermore, when it comes to improv-

ing bone density and reducing fracture risk, denosumab may provide better results than do bisphosphonates. As with bisphosphonates, it has a small risk of serious side effects, such as skin infections, headache and fatigue.

For people with osteoporosis, the risk of a condition in which the jawbone doesn’t heal following an injury, such as having a tooth pulled (osteonecrosis of the jaw), appears to be lower with denosumab than it is with bisphosphonates.

Long-term use of denosumab over eight years has been shown to be both safe and effective. Still, denosumab may not be covered by insurance, unless a trial of bisphosphonate drugs has been attempted.

Denosumab is given by an subcutaneous (just under the skin) injection every six months, meaning you don’t need to remember to take your osteoporosis pills.

And it won’t bother your digestive system.

The bisphosphonate drug zoledronic acid (Reclast), another option, can be

given once a year by intravenous infusion.

Other drug options Other drugs occasionally used to treat osteoporosis include teriparatide (Forteo), a drug often reserved for the treatment of severe osteoporosis. It requires daily subcutaneous injections.

Oral raloxifene (Evista) isn’t as effective in preventing fractures as either bisphosphonates or denosumab, but there are very select situations when these drugs may be considered.

Adapted from Mayo Clinic Health Letter — Kurt Kennel, M.D., Endocrinology, Mayo Clinic, Rochester, Minn.

Mayo Clinic Q & A is an educational resource and doesn’t replace regular medical care. E-mail a question to MayoClinicQ&A @mayo.edu. For more information, visit www.mayoclinic.org. © 2017 Mayo Foundation for Medical Education and Research. All rights reserved.

Distributed by Tribune Content Agency, LLC.

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The D.C. Courts are warning residents not to be taken-in by a new telephone scam. If you get a call asking you to call a 1-844 telephone number about money you owe on an outstanding court matter and to push 5 to make payment, it’s a scam. What differentiates these calls from other scams is that the caller ID system has been manipulated and shows a DC Courtissued telephone number on the caller ID display. Be advised that the D.C. Courts never solicit payments via telephone. All official court correspondence is processed through the U.S. Postal Service.

Apr. 22

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Rebuilding Together Arlington/Fairfax/Falls Church will mobilize teams to make free home repairs for lower-income homeowners on Saturday, April 22. To qualify for free home help, you must own your home and report annual income of no more than $49,000 as an individual or $54,000 for a couple. For more information, call (703) 228-1999 or visit rebuildingtogether-aff.org.

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21

‘Trans fat free’ label ain’t necessarily so Dear Mayo Clinic: I’ve heard that some foods that are labeled as “trans fat-free” actually may contain harmful trans fats. Is this true?

Answer: Yes. Under labeling laws, a food can be labeled as “trans fat-free” or “containing no trans fat” if it has less than 0.5 grams of trans fats a serving.

This may seem like a minor issue, because the amount of trans fats is so small.

But think realistically of how small a true serving sometimes is.

Do you always stop at a handful of crackers or a single cookie? If, for example, a type of crackers contains 0.4 grams of trans fats in a serving, and the package contains 10 servings, you still would be eating 4 grams of total trans fats if you eat the whole package.

Trans fats are created when hydrogen is added to vegetable oils through a process called hydrogenation. These processed oils are used to improve the texture, shelf life and flavor stability of foods.

Trans fats are common ingredients in commercial baked goods, such as crackers, cakes and cookies, and are often used to fry foods. Some vegetable shortenings and stick margarines contain trans fats.

Trans fats can increase your risk of cardiovascular disease. They raise your lowdensity lipoprotein (LDL) cholesterol levels (the bad kind), and lower your highdensity lipoprotein (HDL) cholesterol levels (the good kind). For these reasons, dietary experts advise that you avoid consuming trans fats.

The World Health Organization recom-

mends limiting trans fats to less than 1 percent of your total calories. If you consume 2,000 calories a day that means no more than 20 of those calories should come from trans fats. This translates to less than 2 grams a day, which can easily be found in a small amount of sweets or treats.

To avoid trans fats, read all products’ list of ingredients, and choose foods that do not contain partially hydrogenated oils.

It’s also important to note that, since the U.S. Food and Drug Administration deemed partially hydrogenated oils no longer safe to be in foods, many manufacturers have switched to hydrogenated or saturated fats, such as palm oil.

When the term hydrogenated appears on the label, it means the fat is saturated.

Both trans fats and saturated fats increase the risk of heart disease.

Dear Mayo Clinic: I have oatmeal for breakfast a few times each week. Are steel-cut oats healthier than rolled oats?

Answer: In terms of nutrition, steel-cut and rolled oats are pretty much the same.

Both are whole grains, which are good for your heart and overall health. Both are low in fat, cholesterol-free and good sources of fiber. Equal-size serving weights of steel-cut and rolled oats have identical calories and protein.

Steel-cut and rolled oats are both derived from raw oat kernels (groats). Their biggest difference is in the way they’re processed afterward.

Steel-cut oats are cut into smaller pieces with a sharp blade. You might also see

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these labeled as Irish oatmeal. Scottish oatmeal, on the other hand, is traditionally stone-ground, resulting in bits and pieces of various sizes.

Both steel-cut and stone-ground oats take longer to cook than do rolled oats — about 20 to 30 minutes — and result in a chewier texture. They also may take a bit longer to digest, which may make you feel a bit fuller than a similar portion of rolled oats.

Rolled oats — regular or old-fashioned — are oat groats that have been steamed and then rolled into thin flakes. This process gives the oats a longer shelf life and quicker cooking time — around five minutes.

Quick or instant rolled oats have been steamed longer or rolled into even thinner flakes, so they cook even faster — instant-

ly, in fact.

Steel-cut and rolled oats can help incorporate whole grains into your diet. However, instant flavored oatmeal can contribute a lot of added sugar, so read the label before you buy.

If you’re watching your weight, the chewier texture and longer digestion time of steel-cut or stone-ground oats may promote a greater sense of fullness Adapted from Mayo Clinic Health Letter — Katherine Zeratsky, R.D.N., L.D., Endocrinology/Nutrition, Mayo Clinic, Rochester, Minn. © 2017 Mayo Foundation for Medical Education and Research. All rights reserved. Distributed by Tribune Content Agency, LLC.

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A P R I L 2 0 1 7 — WA S H I N G T O N B E A C O N

Why crying is good for us in many ways When we think of crying, we usually relate it to grief, pain (whether it be emotional or physical), shame, and sometimes even guilt. We cry for a lot of reasons.

Sometimes we cry because “I’ll never let go, Jack” happens in a movie (remember The Titanic?).

When I was pregnant with my daughter Samara in 1989, I remember crying at some totally inappropriate moment during the whale movie, Orca. It was so odd, but to this day I recall how good it felt to let those

55+ Inderjeet Jumani REALTOR® Senior Real Estate Specialist 703.472.8804 ijumani@LNF.com www.IJumani.com Alexandria / Old Town Historic District 400 King Street ~ Alexandria, Virginia 22314

tears out and blow my nose. It’s funny looking back.

Personally, I’m not a crier. That is, it takes a lot, but I do cry on occasion, provoked by normal things such grief, or the fear of losing someone I love, or if I really, really hurt myself. (I once started crying from the pain after cutting my finger open while chopping an onion.)

Why we feel better afterward Any type of emotional surge, whether it

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is positive or negative, can trigger tears. ical Daily found that tears can kill up to 95 When we’ve finished crying, we feel so percent of bacteria in under ten minutes! much better!

Crying improves commuThat feeling of relief we exnication. Babies cannot perience after crying comes speak, so they let you know from “feel-good” hormones about their discomfort by and neurotransmitters that are crying. As for adults, seeing released during the episode. another person’s tears quickEmotional crying contains ly sums up the extreme level leucine-enkephalin — an enof anger, frustration or saddorphin that both improves ness that words fail to convey. mood and reduces pain.

I have a longer article at That’s right: our tears conmy website that explains why tain endorphins, so when you DEAR some people prefer to cry PHARMACIST cry, you can feel yourself start alone in the shower.

By Suzy Cohen to settle down almost instantly Wherever you cry, it would after shedding some tears. As be a disservice to yourself, an added effect, our emotional pain toler- your mental health, and your physical ance increases after we have cried. This is body to prevent the occasional vulnerable human nature. state (and euphoria) that emotional crying Some other interesting benefits associ- provides. ated with crying include enhanced comIn order to restore balance to both your munication, better coping skills and anti- body and mind, you should try to embrace bacterial effects. Let me explain: the lacrimation.

Crying releases stress. Stress-crying reMen especially take note: Crying is a leases toxins that assist the body in rid- sign of a kind-hearted, sensitive man. ding itself of chemicals that are known to There’s nothing wrong with letting your raise cortisol levels. guard down. It is not a sign of weakness, Cortisol is the hormone that puts fat like you might have been taught. around your belly, so controlling that could This information is opinion only. It is not contribute to weight loss. Controlling corti- intended to treat, cure or diagnose your consol also helps you cope with stress. dition. Consult with your doctor before using So remember: don’t allow your stress or any new drug or supplement. emotions to remain bottled up inside you!

Suzy Cohen is a registered pharmacist Tears are antibacterial. They contain and the author of The 24-Hour Pharmacist lysozyme, a naturally-produced antimicro- and Real Solutions from Head to Toe. To bial enzyme. An article published in Med- contact her, visit www.SuzyCohen.com.

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WA S H I N G T O N B E A C O N — A P R I L 2 0 1 7

Health Studies Page

23

THE PLACE TO LOOK FOR INFORMATION ON AREA CLINICAL TRIALS

Does exercise reduce Alzheimer’s risk?

By Barbara Ruben Doctors now know that cardiovascular disease risk factors may also increase the risk for dementia. And because aerobic exercise can improve such risk factors as inflammation and high cholesterol, researchers at Howard University Hospital in Washington, D.C., are now looking to see if exercise can help those with mild cognitive impairment (which can sometimes progress into dementia).

They are especially interested in how exercise might help African Americans — an understudied population that often has a higher risk for both Alzheimer’s and cardiovascular problems, said Dr. Thomas Obisesan, a geriatrician and associate vice president for regulatory research compliance at Howard University Hospital.

“For us, we’re not just studying whether or not exercise affects memory. Yes, we are. But we also want to find out by what mechanism this affects memory. There may be very important changes going on at the molecular level,” Obisesan said.

He and colleagues are recruiting 80 African Americans with mild cognitive impairment over the age of 55.

They will be divided into two groups.

One will spend six months doing group aerobic exercise three times a week, while the other will do group stretching exercis-

BEACON BITS

Apr. 25+

INTRODUCTION TO YOGA CLASS/FREE TRIAL

extendYoga presents a five-week introductory yoga class for those 55+ beginning in May. Learn basic posture, breathing and body awareness. There will be a free trial of the class before the series begins on Tuesday, Apr. 25 from 11:15 a.m. to 12:15 p.m. The May session runs on Tuesdays from May 2 through 30 at the same time.

The cost for all sessions is $85, or $20 for one drop-in class. Space is limited. The studio is located at 12106 Wilkins Ave., Rockville, Md. For more information or to register, visit http://extendyoga.com.

Ongoing

BOOK BUDDIES TUTOR YOUNG STUDENTS

Alexandria Tutoring Consortium is looking for “book buddies” literacy tutors to work one-onone with Alexandria elementary students. Tutors follow a provided literacy lesson plan to improve the student’s writing, spelling and reading skills. For more information, contact program director Karen White at atc@opmh.org.

es three times a week. Obisesan hypothesizes that those in the aerobic exercise group will do better on cognitive tests, but wants to have data to back that up.

During the study, and for a year afterward, study participants will undergo blood pressure checks, blood tests and nutrition education. They will take memory assessments six times, and will have two optional spinal taps.

In addition, they will have two MRIs of their brain. “We are also measuring brain volume. In those with Alzheimer’s disease, the brain tends to shrink as the disease progresses. Thus, we’re also seeing if exercise can slow down the shrinking of the brain,” Obisesan said.

Who qualifies for the study?

In addition to being over 55 and having mild cognitive impairment, participants must be in good general health, have the ability to exercise vigorously, and have a body mass index less than 35 (an index of 30 and up is considered obese). They must also have a study partner who can bring them to the exercise sessions.

People cannot take part in the study if they have very high cholesterol or are taking medications that have a significant effect on memory. These include diphenhydramine, tricyclic antidepressants, benztropine, sedative hypnotics such as benzodiazepines, narcotics, and medications for Parkinson’s disease.

Medications used to treat Alzheimer’s — such as Reminyl, Aricept, Exelon, Namenda and gingko biloba — will be allowed if the patients has been stable on these medications for six weeks prior to study enrollment.

The study is funded by a grant from the National Institutes on Aging. Howard University Hospital is working collaboratively with the D.C. Of fice on Aging (DCOA), the Directors of the Ward 6 Senior Wellness Center, and the lead agencies on aging (community nonprofit organizations supported by DCOA) on the study.

For more information, or to volunteer, call (202) 865-3776.

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A P R I L 2 0 1 7 — WA S H I N G T O N B E A C O N

Natural ways to keep your system moving

By Judith Thalheimer, R.D. Americans spend nearly three-quarters of a billion dollars a year trying to deal with constipation.

It’s a side effect of certain drugs, a complication of some medical conditions, and a common complaint of aging. But constipation can also be caused by dehydration, a low-fiber diet, and/or a sedentary lifestyle — things within your control.

Here’s what you can do to keep things moving naturally.

1. Eat more plants “An increase in fiber can improve constipation,” said Emily Haller, R.D.N., a dietitian with the University of Michigan Health System. “Fiber is found in whole

grains, fruits, vegetables, beans, nuts and seeds.”

How much do we need? “Most studies suggest that dietary fiber in the range of 20 to 30 grams per day is ideal,” said William Chey, M.D., professor of gastroenterology at the University of Michigan. If you, like most Americans, are not reaching this goal, ramp up the amount of your fiber intake slowly to avoid discomfort.

There may be added benefits to getting fiber from fruit. “Many fruits contain sugars like fructose and sorbitol that can increase the frequency and soften the consistency of stools” said Chey.

Chey and Haller particularly recommend dried plums (prunes), kiwi, black-

berries, mangos and peaches.

2. Hydrate “Eating too much fiber without drinking enough water could worsen constipation, so drinking adequate fluid is also important,” said Haller. While how much fluid any individual needs varies, the general recommendation is 64 ounces per day.

“Urine color can be a good indicator of hydration status,” said Haller. “Light or clear indicates a person is drinking enough fluid. If urine is dark, I would recommend increasing intake by one to two glasses and see if that helps.”

Water is the beverage of choice, but other fluids — such as fruit and vegetable juices and clear soups — will also help the fiber in your diet work better.

“Some people find drinking a warm beverage in the morning helps decrease their constipation,” said Haller. “And caffeine can have a laxative effect, so drinking coffee or tea in the morning may be effective.”

3. Try yogurt Cultured and fermented foods like yogurt, kefir, unpasteurized sauerkraut and Gouda cheese contain beneficial microorganisms known as probiotics. A 2014 scientific review of all available studies concluded that probiotics may help with constipation.

“Probiotics may improve gut transit time, stool frequency and stool consistency,” said Kevin Whelan, professor of dietetics at King’s College London and one of the authors of the study. “But we need better quality studies to be sure, and also more studies on different strains of probiotics, as many act differently in the body.”

Research on Bifidobacterium lactis, found in some yogurts, kefir, buttermilk and unpasteurized fermented vegetables, seems particularly promising.

4. Get moving “Movement is essential for regularity,” said Haller. Aerobic exercise helps stimulate contraction of the intestines, moving food along more quickly. This faster transit time also means less time for water to be pulled from the stool, so it stays softer and easier to pass.

Jogging, swimming and dancing are great, but even walking 10 to 15 minutes at a time several times a day can help, as can stretching and yoga.

An after-dinner walk is fine, but wait an hour after a big meal before taking on any particularly vigorous exercise. Drawing blood away from the digestive tract to fuel the heart and muscles can actually cause constipation.

5. Limit triggers According to Chey and Haller, some people find red meat and dairy constipating, and bananas (typically thought of as a good source of stool-softening soluble fiber) can actually be constipating for some people.

Pay attention to your body to figure out what works best for you, or seek out the help of a registered dietitian for tips on making the changes you need to get things moving.

Reprinted with permission from Environmental Nutrition, a monthly publication of Belvoir Media Group, LLC. 800-829-5384. www.EnvironmentalNutrition.com. © 2017 Belvoir Media Group. Distributed by Tribune Content Agency, LLC.

BEACON BITS

Apr. 23

MACULAR DEGENERATION TALK The Prevention of Blindness Society of Metropolitan Washington

presents “Genetics and AMD: What Are the Children to Do?” on Sunday, April 23 from 1:30 to 3 p.m. at Sibley Hospital. The National Eye Institute’s Dr. Emily Chew will review recent studies and discuss how to treat and prevent age-related macular degeneration (AMD). This free talk will take place in the conference room in the Sibley Medical Building, located at 5215 Loughboro Rd. NW, Washington, D.C. There is a validated garage for parking adjacent to the medical building. For more information or to register, call Sibley Senior Association at (202) 364-7602.

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Tweet @311MC311 Visit MC311.com Call 240-777-0311

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WA S H I N G T O N B E A C O N — A P R I L 2 0 1 7

25

Tasty banana oat muffins for breakfast

By Melissa D’Arabian Like many families, we try to minimize the amount of processed sugar we eat. But it is lurking everywhere, and we are eating far more processed sugar than our grandparents did.

How to combat this trend that seems to have sneaked up on us?

A few ideas: First, let’s read the ingredient list and nutritional information on labels of every single food item we put in our carts. That sounds like a lot of work, but as we get familiar with our favorite foods, the task will become less daunting.

But we need to know exactly what is in our food, and you might be surprised by what “healthy-sounding” foods have processed sugar or other weird ingredients and chemicals hiding in them.

Remember that sugar can go by lots of different names, such as “syrup” or “sucrose” (the suffix “ose” usually means sugar), so the sugar gram count can be helpful.

Second, buy more foods without labels.

When we buy whole foods and then cook them ourselves, we know exactly what is going into them.

Third, favor sugar from natural, unprocessed, whole sources. While fruit-sweetened foods still have sugar, it’s not a highlyprocessed derivative, and it brings with its sweetness a full set of other nutrients.

Bananas, apples and dates bring vitamins, minerals and fiber along with their sugars.

Try recipes using them as sweeteners.

Last, keep production of treat items inhouse, meaning make less-healthy items homemade, so you can control what goes in.

Craving brownies? Make them at home,

so at least you see exactly what is going into the recipe, and you can even search online for a slightly healthier version if you want. At minimum, you’ll likely be skipping a host of flavors and preservatives than if you bought a store-made brownie sitting on the shelf for days or weeks.

My banana oat morning mini-muffins don’t use any white processed sugar, and yet are just sweet enough to scratch the sweet-tooth itch.

I usually bake a batch or two and freeze them for a quick breakfast or snack on-thego, or to add a treat to a child’s lunchbox or to a family Sunday brunch.

They’re small, so they thaw in minutes.

As a bonus for our family, I can easily make these little guys gluten-free for my daughter since there’s no wheat flour in the recipe — I just use gluten-free oats.

Heat the oven to 350 degrees F. Place the dates in a small bowl and pour 1/2 cup boiling water on them and let them sit for 5 minutes to soften.

Once soft, pour off the excess water (do not drain thoroughly; leave them very wet), and use a fork to smash the dates gently into a loose paste.

In a stand mixer using the whisk attachment (or with a hand mixer), mix the date paste, coconut oil and bananas on medium high speed until soft and creamy, about 2 minutes. Add the eggs one at a time, mixing after each one, and add the vanilla.

Prepare the dry ingredients: Place the oats in a dry blender or food processor and pulse until oats become a coarse powder.

Pour into a bowl and add almond flour,

baking powder and soda, cinnamon, and salt and whisk to mix.

Add the dry ingredients to the wet ingredients half at a time, mixing after each addition. If the dough becomes too thick for the whisk attachment, fold in using a rubber spatula.

Use a small ice-cream scoop or a tablespoon to scoop dough into a mini-muffin pan fitted with paper liners.

Bake until muffins spring back to the touch, about 17 to 20 minutes.

Nutrition information per muffin: 68 calories; 30 calories from fat; 3 g. fat (1 g. saturated; 0 g. trans fats); 17 mg. cholesterol; 55 mg. sodium; 8 g. carbohydrate; 1 g. fiber; 3 g. sugar; 2 g. protein.

— AP

Banana Oat Breakfast MiniMuffins Servings: 26 muffins Start to finish: 40 minutes 1/2 cup (gently packed) pitted dates 2 tablespoons coconut oil (or other oil or butter) 2 medium bananas, ripe, roughly chopped 2 eggs, room temperature 2 teaspoons vanilla extract 1 1/4 cups rolled oats (gluten-free, if needed) 3/4 cup almond flour 1 1/2 teaspoons baking powder 1/4 teaspoon baking soda 1 teaspoon cinnamon 1/2 teaspoon kosher salt

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I’M NOT A SENIOR.

I’M A

At Integrace, we know that your age does not define you.

So we’ve created a family of life plan communities where you can connect with your passions and discover new paths every day. Live the life that’s most meaningful to you.

Visit Integrace.org to discover all the possibilities that await you.

Imagine • Imagine a licensed, State-certified program that deals specifically with the challenges of aging.

• Imagine a reliable program that costs less than $20 an hour with no extra cost for morning coffee with friends, a hot kosher lunch, field trips, visiting entertainment, armchair exercise sessions and personal care.

• Imagine a compassionate, professional staff of social workers, nurses, activity specialists and aides — one staff person for every four participants.

• Imagine wheelchair-accessible buses that travel between your home and our award-winning program in Rockville.

• Imagine days of respite, knowing that your loved one is safe and happy from 10am to 3pm each day.

Discover the Misler Adult Day Center a service of the Jewish Council for the Aging® that has been welcoming people of all faiths, ethnicities and walks of life for 40 years.

Contact us at 301.468.1740 or Misler@AccessJCA.org to see if the Misler Center is the right program for a loved one who wants and deserves to live at home.

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Call now to schedule your tour Bayleigh Chase | Easton | 410-763-7167 Buckingham’s Choice | Adamstown | 301-644-1604 Fairhaven | Sykesville | 410-795-8801

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A P R I L 2 0 1 7 — WA S H I N G T O N B E A C O N

When in a bind with neighbors, friends Dear Solutions: I’m caught in a bind with my neighbor. Two years ago, I stopped talking to them because they ordered a whole line of large bushes to be planted between our properties. These were not what I wanted, and they did this while I was away, so I had no voice in this.

It’s too expensive to pull them all out. Every time I look at them I’m furious.

Now they’re having a community meeting at their house, and we’ve been invited, along with our other neighbors. We want to be part of this, but how can we go to their house after not speaking to them all this time?

— Rose

Dear Rose: Robert Frost once wrote that “good fences make good neighbors.” Of course, he wrote it before he heard of you, your neighbors, and your fence of bushes.

Since you say you can’t change it now, then what’s really fenced in is you.

You’re fenced into your anger, and that’s got to be a spiked fence that is sticking you, and fencing you off from good feelings.

Let go. Move from the anger to acceptance of the inevitable. Go to this community meeting — your neighbors are reaching out to you.

Make a decision to forgive, and eventually — as you become reengaged with your neighbors — you may even forget.

Dear Solutions: is having a terribly hard time. There are My friend’s son has just opened his problems, mostly financial, some about own dental practice in my children and others. neighborhood. My friend I want to help if I can, but keeps hinting about me when I say I’m so sorry and using him as my dentist. ask if there is anything I can I don’t feel comfortable do, she just gets annoyed at going to him since I’ve me. I could help her finanknown him since he was in cially, but I don’t want to diapers. I know that doesrisk insulting them — mostn’t make him a bad denly her husband. tist, but...

Should I just keep asking How do I get out of this? what I can do until she tells SOLUTIONS Should I say anything or me something so she’ll

By Helen Oxenberg, just ignore her hints? know I mean it?

MSW, ACSW — Eve — Kate Dear Eve: Dear Kate: Say nothing. You can’t use a dentist if No! Don’t ask, because she won’t tell. you refuse to open your mouth!

Act! You can help financially? OK. Write Actually, wish him luck, tell her you will a check and just give it to her. Tell her in mention him to others, but say you can’t no uncertain terms that this is not a loan, leave the dentist you’ve been with for but a helping hand. Friends are allowed to many years. hand help to each other.

You might mention that you have this ir© Helen Oxenberg, 2017. Questions to be rational obsession — you don’t feel com- considered for this column may be sent to: fortable unless your dentist and your doctor The Beacon, P.O. Box 2227, Silver Spring, are at least one month older than you are.

MD 20915. You may also email the author Dear Solutions: at helox72@comcast.net. To inquire about A friend of mine whom I really admire reprint rights, call (609) 655-3684.

BEACON BITS

Apr. 22

STROKE WALK

The National Stroke Association’s Comeback Trail Walk and Run will take place on April 22 in Washington, D.C. The course circles the Tidal Basin and offers views of the heart of the city. Participants can walk or run the entire 5K course or as little as they would like. Participants meet at 701 E. Basin Dr. SW. Check-in begins at 8 a.m., and the opening ceremony starts at 8:45 a.m. Register as an individual or create a team for $25, which includes an event t-shirt. Funds raised for the event benefit the National Stroke Association.

For more information, visit http://bit.ly/ComebackTrailStrokeWalk or call 1-800787-6537.

Join Us Just Because You Say It, Doesn’t Make It So: Communicating with Dementia

“In opening of the buds and in the rebirth of spring, We remember them.”

Speaker:

Susan I. Wranik, MS, MA, CCC-SLP

Excerpt – Roland B. Gittelsohn

No one has to do it alone.

Wednesday, April 5, 2017 | Free event 5:30 p.m. supper | 6:00 p.m. program Landow House | 1799 E. Jefferson Street, Rockville, MD RSVP: 301.816.5052

www.smithlifecommunities.org

Someone who cares will always be here to help you with your funeral needs, in a supportive, caring way.

We welcome you to take a tour today.

Call our Help Line at (301) 945-9724, or visit www.gardenofremembrance.org.

WA S H I N G T O N B E A C O N — A P R I L 2 0 1 7

SPECIAL PULL-OUT SECTION

Say you saw it in the Beacon

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Housing Options | More at TheBeaconNewspapers.com

A P R I L 2 0 1 7 — WA S H I N G T O N B E A C O N

Innovative styles of housing on the rise

By Carol Sorgen Traditionally, housing options offered to older adults were a choice between living alone, which often meant growing increasingly isolated; moving in with their kids; or moving to a traditional retirement community.

Fortunately, in recent years, people are coming up with alternative ways to live with more community, according to Beth Baker, author of With a Little Help from our Friends — Creating Community as We Grow Older.

“From village models to cooperative housing to home-sharing, new options give folks a way to have a strong support network — and it turns out that’s incredibly important,” said Baker, who lives in

Takoma Park, Md. She said research is finding that loneliness and isolation contribute to all sorts of medical problems, such as high blood pressure, inflammation and elevated stress hormones. “At the same time, a strong social network strongly contributes to physical and mental well-being,” she said.

The importance of social connectedness is also being seen in the design and architecture of retirement communities now being built, according to Meg LaPorte.

She contributes to the blog www.ChangingAging.org, founded by Harvard-trained geriatrician Bill Thomas, who is known for his healthcare systems and nursing home innovations, including the Eden Alternative and the Green House Project.

“Many retirement communities are seeking to integrate with the community at large so that residents can access restaurants, banks and other services in the town center, making them more walkable and transportable in the process,” said LaPorte.

She added that there are also communities that intentionally locate next to or even on a college campus so that residents can take advantage of lifelong learning opportunities.

Here are some of the housing innovations that Baker and LaPorte have seen nationwide.

It takes a village The village model is a membership organization that helps turn suburban and urban neighborhoods into communities where neighbors help each other.

Home owners within a limited area contribute annually to support a concierge or administrator who can dispatch volunteers to shovel snow or rake leaves, provide transportation, send over a handyman, reboot a computer, and provide other assistance allowing members to remain independent in their existing homes.

In addition to providing needed services and volunteer assistance, villages also give members a network for socializing, and provide opportunities to give back to the community.

The concept is proving especially popular in this area. Nationwide, more than 200 villages have been formed within existing neighborhoods, including 57 in the Washington region. Another 150 are currently being organized across the country.

The Washington Area Villages Exchange (WAVE) is a forum through which nonprofit villages in the Washington area share experience and ideas. See

http://wavevillages.org.

For more information on the village model in general, visit the Village to Village Network at www.vtvnetwork.org or call (617) 299-9638.

Co-housing and co-ops In co-housing, residents of a home or building have their own apartments, but share communal living spaces and often dine together.

In Northwest D.C., Takoma Village is a co-housing community established in 2000. It now has 90 members. Eastern Village is a 56-unit cohousing community that opened in 2004 in downtown Silver Spring, Md. Blueberry Hill is a cohousing community of 19 houses in Vienna, Va. Most co-housing groups, including those above, are multi-generational, but a growing number focus exclusively on older adults, such as Elderspirit in Abingdon, Va., and Elderberry in Rougemont, N.C. For a directory of co-housing nationwide, visit www.cohousing.org/directory.

A somewhat related concept is cooperative housing — buildings that give residents democratic control over their property, as well as a natural way to create community among neighbors.

There are currently no co-op communities in the greater Washington area, but it is fairly popular in the Baltimore area. The nonprofit organization CSI Support & Development operates 11 affordable housing co-ops for older adults there. CSI also has co-ops for seniors in California, Massachusetts and Michigan.

At CSI communities, the residents vote on all major operating decisions, from the See INNOVATIVE HOUSING, page B-3

Say you saw it in the Beacon | Housing Options

WA S H I N G T O N B E A C O N — A P R I L 2 0 1 7

Innovative housing From page B-2 color of the walls to writing the annual budget. Co-ops exist to benefit the member residents, not investors. The co-ops emphasize continuing education, and encourage member participation in activities and programs.

For more information on co-op housing in Baltimore, visit www.csi.coop/en/locations/MD, or call (586) 753-9002.

Home-sharing Home-sharing generally means moving into a home or apartment with one or more close friends.

The Golden Girls Network, headquartered in Bowie, Md., provides a national database that enables older homeowners looking for roommates or housemates to find other mature adults who want a place to live, and vice versa.

In addition, the network’s Home Companion program assists homeowners in

finding a suitable live-in companion who will assist with household chores. To learn more, see http://goldengirlsnetwork.com.

In Baltimore, the St. Ambrose Housing Aid Center matches older homeowners who have a room to rent with younger renters looking for affordable housing.

Sometimes rent is paid by tenants in kind, by helping the homeowner with chores and rides.

St. Ambrose screens applicants and tries to find a good match. For more information, visit www.stambros.org or call (410) 366-8550.

residents every day.

While there aren’t any Green Houses in the Washington area, in Baltimore, Green House Residences at Stadium Place offer this model of housing. For more information, visit www.catholiccharities-md.org/greenhouse or call (410) 554-9890. For more information on the Green House Project overall, visit www.thegreenhouseproject.org.

Population-specific communities are another innovative housing option, with residences that cater to specific populations, such as LGBTQ, ethnic or religious groups, or those who enjoy a particular hobby or profession.

Examples include the Burbank Senior Artists Colony in Burbank, California, and Jimmy Buffett’s Latitude Margaritaville, for active adults, currently being built in Daytona Beach, Fla. Buffett envisions a string of similar Margaritaville communities, and received 10,000 inquiries in the first few weeks after announcing the project in February.

Whichever option is best for you, Baker has this advice: “Don’t wait. Being in denial about aging leaves you vulnerable.

Think about the future that you want, and prepare for it.”

Green Houses Green Houses are small, usually 10-bedroom homes (or floors of a building) designed for nursing home or assisted living residents.

Each person has a private room and bathroom, and the house is centered around the kitchen, where specially trained “universal care” staff make dinner and do other household chores alongside

See page B-11 for free housing information and a chance to win tickets for two to see Joseph and the Amazing Technicolor Dreamcoat at Toby’s Dinner Theatre.

NOW PRELEASING for October 2017 Move Ins!

Active Adult Rentals In The Heart Of Fairfax It’s here. Everything you’ve worked for, dreamt of.

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• Over 16,000 square feet of amenity space and resort-inspired services.

• Expansive clubroom • Outdoor swimming pool, hot tub, and sun deck

• • • • •

Fully-equipped fitness center & yoga studio Demonstration kitchen Billiards and game room Theater, Library, Salon and more!

Maintenance-free living in a brand new 1- or 2-bedroom residence, some with dens • Gourmet kitchens with prep island, granite counters and stainless appliances

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Visit our leasing showroom located at: 3975 Fair Ridge Drive • Suite T-25 Fairfax, VA 22033

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Housing Notes

By Talia Denicoff and Barbara Ruben

Luxury apartment community to open this summer Independent living community Overture Fair Ridge in Fairfax, Va., is slated to open in August and is now pre-leasing. Its resort-inspired areas include a clubroom, reading lounge, nail and hair salon, fitness center, movie room and a yoga studio.

There are several eating options, including a coffee bar and bistro, a catering kitchen, and an open demonstration kitchen where any resident is welcome to cook.

The apartment layout choices include onebedroom, one-bedroom-plus-den, and twobedroom floor plans. Apartments include gourmet kitchens, modern bathrooms, a washer and dryer and walk-in closets.

Overture Fair Ridge is in a convenient location, with nearby access to a grocery store, mall, country club and the Vienna Metro station.

Overture Fair Ridge is located at 3955 Fair Ridge Dr. For more information, call

(703) 246-1615, contact OvertureFairRidge@greystar.com, or see www.overturefairridge.com.

Project aims to improve home care jobs Worker cooperatives are businesses owned and governed by their employees.

Last month, the AARP Foundation and Capital Impact launched a national effort to help create quality jobs for older women by creating home care worker cooperatives.

With $200,000 in funding from the AARP Foundation, the project aims to increase opportunities for home care workers to earn competitive wages, obtain quality training, and have more career advancement opportunities through home care cooperatives.

Currently, women workers represent 90 percent of the home care workforce. Many suffer from economic inequality and job insecurity.

Despite steady growth in demand for home care, home care workers’ wages have fallen by 5 percent over the past decade. Nearly 52 percent of all home care workers reside in households with incomes less than 200 percent of the federal poverty line.

A P R I L 2 0 1 7 — WA S H I N G T O N B E A C O N

Furthermore, about 60 percent of the home care workforce turns over every year, disrupting the continuity of relationships essential to quality care.

“For too long, the home care industry has been characterized by low salaries, high turnover and older women workers.

That is not only negatively effects these dedicated individuals, but also the patients they care for,” said Candace Baldwin, director of Aging in Community at Arlington-based Capital Impact Partners, which helps create worker cooperatives.

ter, a therapy and rehabilitation room, a courtyard and sunrooms.

Arbor Terrace Fairfax is located at 3925 Downs Dr., Chantilly, Va. For more information, call (703) 991-2041 or visit www.arborcompany.com/locations/virginia/chan tilly-fairfax.

New memory care opening in Fairfax

Eldercare advocate Chris Cooper’s new book, Eldercare Confidential: Cautionary Tales for Adult Caregivers and Caretakers of Parents and Spouses, helps advise those selecting care options.

Cooper includes such tips as: • The best time to tour a nursing home is on a Saturday evening, when administrative and marketing staff aren’t working.

• Make sure you visit when a meal is being served.

• Find out how often a nursing home brings in nurses from a staffing agency.

• Look for assisted living and long-term care where the caregiving staff is consistent rather than changing day to day.

For additional tips, visit http://chriscooper.com/ or call 1-800-865-4744. The book is available through a variety of online booksellers, and links are available on the website. The book sells for $20 on Amazon.com.

Arbor Terrace Fairfax, a community for older adults with memory loss, is opening this spring. The community has two living options to fit the needs of residents.

The Bridges Neighborhood features cognitive support designed for residents in the early stages of dementia, while the Discovery Neighborhood is designed for residents with advanced dementia who need more care.

Both neighborhoods offer individualized care programs, care from specialists, and counseling for family members. Residents have a choice of studio or companion apartments.

Other amenities include nutritious dining, intimate living rooms, a wellness cen-

Advice on choosing long-term care

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WA S H I N G T O N B E A C O N — A P R I L 2 0 1 7

Say you saw it in the Beacon | Housing Options

Compare your current monthly expenses to the cost of an extraordinary Falcons Life.

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A P R I L 2 0 1 7 — WA S H I N G T O N B E A C O N

Options for affordable local housing

By Rebekah Alcalde After her husband passed away, Brenda Smith (not her real name) was “financially caught off guard” by her suddenly reduced income, and could no longer afford to live on her own. She moved in with her daughter, and immediately began looking for affordable rental housing.

Many people like Smith find themselves in similar situations, and have trouble finding affordable housing in the Washington, D.C. area. In fact, D.C. has the fifth-highest cost of living in the U.S., according to Expatistan, a website that calculates the cost of living around the country.

Of course, there are many benefits to living near the nation’s seat of power — D.C. and the surrounding areas are home to ample public transportation, and offer a myriad of activities and opportunities for older residents. Service-sector jobs are also abundant and, overall, working seniors here experience low levels of unemployment.

But a significant proportion of the Greater Washington area’s older residents nonetheless earn well below the median income.

And given that the desirability factor of this region drives the cost of living up, it can be particularly difficult for many older adults to find housing they can comfortably afford.

Fortunately for Smith, she was familiar with the services and housing offered in her

community by Seabury Resources, a private nonprofit that provides free or affordable support services for older adults and their families. She had heard good things about Seabury’s senior living communities, and moved into one of them: Friendship Terrace in Northwest Washington.

Affordable friendship As a nonprofit, Seabury Resources created Friendship Terrace to “always be an affordable senior community,” said Chuck Thornton, director of marketing and admissions.

The building has 180 units, including studio and one-bedroom apartments. Private rooms feature floor-to-ceiling windows, kitchenettes, bathrooms and walk-in closets, and residents have access to the community’s greenhouse, lounges, restaurant-style dining, exercise and educational activities, bus transportation and religious services.

Monthly rent begins at $1,183 per month, which includes utilities and a mandatory meal plan that includes weekly supper from Monday through Saturday and brunch on Sundays. All other meals are the responsibility of the resident.

Because rents are below market, residents are subject to certain income restrictions. Individuals cannot have an annual income over $49,150, and couples cannot earn more than $56,150 annually.

Friendship Terrace is located at 4201 Butterworth Pl. NW, Washington, D.C. For more information, visit http://bit.ly/FriendshipTerrace or call (202) 244-7400.

Seabury Resources also has another community in Silver Spring, Md., Springvale Terrace, and a group home called Home First Residences in Washington, D.C. For more information, visit http://bit.ly/SeaburySenior Living.

Like Seabury Resources, several private development companies have made it their mission to develop and/or manage low- or fixed-income housing, which are often cosponsored by several partners.

Here are some of the local organizations committed to affordable housing.

Victory Housing Victory Housing is the housing development arm of the Archdiocese of Washington. Victory Housing develops housing for low- and moderate-income families, seniors and people with disabilities.

Its projects include both independent and assisted living, as well as workforce housing, which is located close to jobs and transportation.

One of Victory’s communities is Marian Assisted Living, which is intended for those 62 or older who need daily assistance.

Prospective residents must be able to walk

independently, with mechanical assistance (such as a walker), or be able to self-transfer from a wheelchair, and be able to manage without routine nightly assistance.

This 41-unit community offers private bathrooms and individually controlled heating and air conditioning, assistance with bathing, dressing and grooming, three meals a day, 24-hour emergency assistance, medication administration, weekly housekeeping and laundry service.

The building has common spaces for socializing, including a living room, sitting area, activity room, library, television room, an outdoor patio, an outdoor walking path and a hair salon.

Marian Assisted Living currently charges an all-inclusive monthly rent (including meals) of $5,450 for private suites, $6,850 for a deluxe private suite, and $7,675 for a deluxe companion (two-person) suite.

Should residents run low on funds after living there a few years, the community provides internal subsidies to assist them. Such subsidies are based on need and the specific circumstances of the resident, according to David Johnson, director of marketing and management at Victory Housing.

“There’s no magic number. We work with what the family can afford,” he said.

See AFFORDABLE HOUSING, page B-8

Seabury Senior Living Communities Convenient Washington, DC Location C

Great Silver Spring, MD Location

Friendship Terrace makes affordable DC living possible for seniors.

Independent living includes fun activities and opportunities to develop rewarding friendships. Residents love our park-like setting, on-site greenhouse, and convenient location—just two blocks from the Tenleytown Metro—close to shopping, restaurants, and more.

Springvale Terrace is a welcoming, caring community for seniors offering independent living as well as personal and assisted living care services. Many social events and activities are offered. All ! "#$%&#'( "%(%)*+*,)%(-."(/012/34(5.678%"('6,'*9*%':((;6 )*<%9( individuals may also receive personal care subsidies.

Call 202-244-7400 (TRS 711) to schedule a visit.

Call 301-587-0190 (TRS 711) to schedule a visit..

FriendshipTerrace.org 1-800-643-3769 DC RELAY SERVICE • 1-800-643-3768 TTY 4201 Butterworth Place, NW, Washington, DC 20016

SpringvaleTerrace.org 1-800-552-7724 MD RELAY SERVICE 8505 Springvale Road, Silver Spring, MD 20910 0910

Don’t delay! Submit your application today.

Say you saw it in the Beacon | Housing Options

WA S H I N G T O N B E A C O N — A P R I L 2 0 1 7

INDEPENDENT LIVING COMMUNITY

Brooke Grove Retirement Village 301-260-2320 18100 Slade School Road Sandy Spring, MD 20860 www.bfg.org You’ll feel it as soon as you drive onto our 220-acre campus of lush pastures and hardwood forest — all that makes independent living at Brooke Grove different. Beautiful cottages in a truly picturesque setting. Maintenance-free living, with more time for what you really want to do. Personalized fitness programs, meals prepared by talented chefs, clubs and social events. Neighbors who share your interests and passions. Come for a visit and see why Brooke Grove Retirement Village is one of the most soughtafter retirement communities in the state. Living here is simply different … because what surrounds you really matters.

INDEPENDENT/ASSISTED LIVING

Aspenwood Senior Living 301-598-6424 14400 Homecrest Road Silver Spring, MD 20906 www.aspenwoodseniorliving.com Welcome to Aspenwood Senior Living, where you will find comfort, flexibility, security and choice in a delightful setting with every convenience at your fingertips. Imagine the luxury of a spacious apartment, coupled with fine dining, a full range of favorite programs, friendly neighbors and a caring staff. In addition, as your needs change, Aspenwood offers a variety of services to meet your healthcare and social desires. Since 1989 Aspenwood Senior Living has been the premier choice for Independent and Assisted Living to many seniors and their families. The wonderful rhythm of life here sets us apart from other communities, but the wealth of service options makes us a leader in the senior housing industry.

INDEPENDENT LIVING COMMUNITY

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ASSISTED LIVING/MEMORY CARE

Tribute At The Glen 571-402-1870 4151 Old Bridge Road Woodbridge, VA 22192 www.TributeAtThe Glen.com Now Open in Prince William County.

Experience a level of luxury in senior living, featuring advanced care systems for accurate and accountable care. Our director of excitement keeps residents anticipating what activity tomorrow will bring. Whether it's activities on the third floor open-air terrace or adventures on the luxury motor coach, residents stay active in meaningful pastimes. Call to schedule your exclusive tour to learn more today!

INDEPENDENT/ASSISTED LIVING/MEMORY CARE

Kensington Park 301-946-7700 3620 Littledale Road Kensington, MD 20895 www.kensingtonretirement.com Friendship and fun. Activities and companionship. Family and support. You'll find it all at Kensington Park, a senior living community that features Independent Living, Assisted Living and Memory Care on one beautiful campus. The variety of lifestyle options makes it ea sy for residents to live the way they want and need in an environment that reflects deep understanding of seniors. Independent Living offers a lively calendar of events, a sophisticated dining experience and cocktail hours. Assisted Living provides enhanced care programs that include a full spectrum of clinical support and end-of-life care. Three levels of Memory Care address challenges unique to each p hase of progressive change. Please call us at 301-946-7700.

INDEPENDENT LIVING COMMUNITY

Covenant Village 301-540-1162

Greenspring 1-800-788-0811

18889 Waring Station Road Germantown, MD 20874 www.qpmgmt.com

7410 Spring Village Drive Springfield, VA 22150 EricksonLiving.com

• Spacious 2-bedroom plans with washer/dryer in each apt.

• Covenant Village shuttle bus for shopping and local trips • Fitness room, billiard room, game/crafts room, movie theatre • On-site beauty salon, garden plots It’s all about our residents, says Kathy the Property Manager. The staff ensures that the residents always have interesting and exciting activities going on. Some of the fun includes movie nights, new resident meet and greet, holiday parties, fashion shows, and community dinners. Attendance at the wine and cheese and ice cream socials is close to 100%. Covenant Village was recently awarded a trophy by the Property Management Association for being Maryland’s Best Affordable Community in their category! Please call today to make an appointment for a tour.

Get the facts about active retirement living at Greenspring.

All in one fantastic FREE brochure.

The comprehensive Greenspring brochure is packed with the crucial information you need—and the exciting details you want— about carefree senior living. Greenspring is Springfield’s premier continuing care retirement community, designed exclusively for seniors 62-plus who want an independent retirement lifestyle with peace of mind for the future.

Don’t spend another moment without the facts about vibrant retirement living at Greenspring.

Call 1-877-589-9570 or visit ericksonliving.com today to request your FREE brochure today!

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Housing Options | More at TheBeaconNewspapers.com

Affordable housing From page B-6 Marian Assisted Living is located at 19109 Georgia Ave., Brookeville, Md. For more information, visit www.victoryhousing.org/almarian.html or call director Marcy Hunter at (301) 570-3638.

Other communities developed by Victory Housing include Hampshire Village in Silver Spring, Md.; Victory Crest in Hyattsville, Md.; Victory Heights in Washington, D.C. and Victory Terrace in Potomac, Md. For more information, visit www.victoryhousing.org.

Habitat America Some organizations, such as Habitat America, serve as property managers to affordable communities. The independent senior living apartments at Victory Court, for example, was developed by Victory Housing but is now managed by Habitat America.

Victory Court Senior Apartments is located in Rockville, Md., and is intended for residents 62 and older of low to moderate income. It features 86 apartments: 45 onebedroom and 41 two-bedroom units.

The building features a great room, library, porch, billiards and community room, cafe, arts and crafts room, exercise and wellness center, as well as community activities for education and socializing. All units have washer/dryers, wall-to-wall carpeting, walkin closets, efficient windows, appliances and individually-controlled heat pumps.

A P R I L 2 0 1 7 — WA S H I N G T O N B E A C O N

Rent at Victory Court varies with the income of its residents. For example, those making 50 percent of the region median income pay $956 a month for a one-bedroom, one-bath apartment. Those making 80 percent of the median income pay $1,738 for that size apartment; $1,841 for two-bedroom units. Market rate two-bedrooms start at $2,036 per month.

Victory Court is located at 209 Monroe St., Rockville, Md. For more information, visit www.victorycourt.com or call (301) 294-1111.

Other local affordable communities managed by Habitat America include Andrew Kim House in Olney, Md.; Willow Manor at Colesville and Avondale Park Apartments in Hyattsville, Md., and Victory Forest in Silver Spring, Md. For more information, visit http://habitatamerica.com/communities.

Quantum Real Estate Management Another company that acquires and manages affordable housing is Quantum Real Estate Management.

One of its Maryland properties, Covenant Village, was developed by Victory Housing and features 74 affordable rental units and 15 units available at market price. The affordable units are for residents who are 62 or older who make no more than 60 percent of the area median income.

Each apartment features wall-to-wall carpeting, controlled heating and air conditioning, an electric kitchen and appliances, in-unit washer/dryer, cable televi-

sion access, 24-hour emergency maintenance, and safety features like emergency pull cords and grab bars.

The building also features gardening areas, lounges, an arts and crafts room, an on-site beauty salon, exercise and fitness room, game room, movie theater, library, computer room, and shuttle bus service that can be used for errands and appointments.

Monthly rent for one bedrooms is $732.

For two-bedroom apartments, the monthly rent ranges from $1,055 to $1,368, depending on its features and the number of bathrooms. Market price units, without income restrictions, are available starting at $1,586.

Covenant Village is located at 18889 Waring Station Rd., Germantown, Md. For more information, visit www.qpmgmt. com/news/properties/covenant-village or call (301) 540-1162.

Other Quantum affordable senior properties include Gum Springs Glen in Alexandria, Va.; Lockwood House in Arlington, Va.; Robert L. Walker House in Washington, D.C.; Shriner Court Apartments in Union Bridge, Md. and Wingler House in Ashburn, Va. For more information, visit www.qpmgmt.com/news/properties.

Humphrey Management For many housing management companies, a commitment to affordable housing is common sense. “Many seniors are living on Social Security alone, or may have some savings or a pension, but their re-

sources are limited so they cannot afford the market rate rents in the BaltimoreWashington area,” said Bethany Hooper, president of Humphrey Management.

Humphrey Management oversees and manages many local communities, many of which are intended to be affordable for seniors, including Randolph Village, Hampshire Village, Woodside Village, Pin Oak Village, Cascades Village, Victory Crest, Rainier Manor I & II, and Windsor Crossing Senior.

Their newest local addition is The Bonifant at Silver Spring, an independent living apartment community for those age 62 and older. The 11-story building stands in the heart of downtown Silver Spring, and houses 149 apartments.

The Bonifant features first-floor retail shopping, and is within walking distance of grocery stores, restaurants, the public library, and the Silver Spring Red Line Metro station. It has been given a 98-point score on the 100-point walkability index developed by the company Walk Score.

Residents have a choice of floor plans, ranging from the smaller 576-sq. ft. one bedroom/one bath to the 1,023-sq. ft. two bedroom/one bath. Rooms feature open floor plans, walk-in closets, individuallycontrolled heat and air conditioning, smoke detectors, sprinklers, fire suppressors, and an in-unit washer and dryer.

Special features include vinyl plank See AFFORDABLE HOUSING, page B-9

SM

Spring Into Assisted Living Like You’ve Never Seen Before!

If you’re looking for Assisted Living and Memory Care for a loved one, Tribute offers detailed care plus a great quality of life in three locations.

Every Tribute has a Director of Excitement, so residents always have something to do or places to go. Life is always moving at Tribute.

All Tribute communities have a fulltime nurse who directs the care of each resident. Plus the Care Team utilizes Electronic Health records and Medication Administration records to ensure accurate and accountable care.

• • •

Tribute communities have safe, resortlike surroundings with a surprising range of technology to enhance a senior’s experience.

•

Visitor check-in kiosk – a record is kept of each visitor to the community Senior-Safe Strength Training Equipment – smooth air-powered resistance It’s Never 2 Late Software – mind fitness, games, plus hundreds of other activities Robust WiFi - residents and families can enjoy being on-line in every part of the community

Gainesville

Lake Ridge

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Now Serving Residents

Welcome Center Address

13650 Heathcote Boulevard Gainesville, Virginia 20155

4151 Old Bridge Rd.,

20618 E Hampton Plaza

Lake Ridge, VA 22192

Community Address 20335 Savin Hill Drive Ashburn, VA 20147

(703) 468-1895

(571) 402-1870

(571) 252-8292

TributeAtHeritageVillage.com Hello@TributeAtHeritageVillage.com

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Say you saw it in the Beacon | Housing Options

WA S H I N G T O N B E A C O N — A P R I L 2 0 1 7

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Federally supported affordable housing

By Rebekah Alcalde Because of the metro area’s growing need for affordable housing, “there is now a more concerted effort by all of the housing agencies” in the Washington, D.C. area to create affordable opportunities, said Christy Goodman, a media specialist for the D.C. Housing Authority.

The D.C. Housing Authority (DCHA) manages affordable housing for families, seniors and those with disabilities.

Montgomery County’s Housing Opportunities Commission, Fairfax County Department of Housing and Community Development, and public housing agencies of Arlington County and Alexandria City manage similar goals and programs in their respective areas.

Though the need for affordable housing has risen, funding to build more inexpensive housing is lagging. “The need for af-

fordable housing is growing and outpacing our production,” Goodman said.

Generally, there are two federally-supported options for affordable housing. The first is public housing, which is usually intended for individuals and families with very low income. There are waiting lists to be accepted into these government-owned and managed properties. Lists are often closed due to overbooking. In D.C., for example, the wait list has been closed since 2013.

The second option, the housing choice voucher program (HCVP), serves a larger demographic and is generally more obtainable. HCVP provides subsidies for eligible low-income residents so they can live in private housing. Families or individuals can select approved apartments, townhouses or single-family homes.

Eligible participants will be placed on

waiting lists, which are significantly shorter than those for public housing, since there are many communities willing to participate in the voucher program. In Washington, D.C., the program serves more than 10,500 families, with thousands more on the current waiting list.

Eligibility for the program is determined by the public housing agency based on family size and total annual gross income. Usually, the family’s income cannot exceed 50 percent of the median income for the county or metropolitan area, though it varies by region.

When residents reach the top of the list, and their private residence has been approved, the residents pay a portion of their rent (usually no more than 30 percent of their household income), and the public housing agency pays the reminder directly to the landlord. Their contributions are

considered a subsidy.

For more information on federally supported programs that support affordable housing, contact your local public housing agency: Washington, D.C. D.C. Housing Authority, www.dchousing.org, (202) 535-1000 Montgomery County, Md. The Housing and Opportunities Commission of Montgomery County, www.hocmc.org, (240) 627-9400.

Fairfax County, Va. Fairfax County Department of Housing and Community Development, www.fairfaxcounty.gov/rha, (703) 246-5100 Arlington County, Va. https://housing.arlingtonva.us, (703) 228-1450 City of Alexandria, Va. http://www.arha.us, (703) 549-7115

Affordable housing

emergency maintenance, secured entry, smoke detectors and sprinklers, and security cameras. Residents have access to the fitness center, outdoor terrace, community kitchen and lounge, computer room and secured bike storage.

The community also offers residents educational programs, such as computer training and lectures, social and entertainment clubs, and health and wellness events.

The monthly rent for studios begins at $834 per month, for one bedrooms at $859 per month, and for two-bedrooms at $1,028 per month.

For more information on The Bonifant at

Silver Spring, visit http://thebonifant.com or call (301) 588-9290. For information on Humphrey Management’s other communities, visit https://humphreymanagement. com/find-a-community.

From page B-8 flooring, energy-efficient windows, and GE Energy Star appliances and water-saving fixtures. Bathrooms have both a full bathtub and walk-in shower, marble countertops and safety features, including grab bars and slip-resistant tubs and showers.

Community features include 24-hour

GET THE FACTS about active retirement living at ASHBY PONDS, GREENSPRING or RIDERWOOD.

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FREE 38-PAGE BROCHURE WRITTEN BY THE RETIREMENT EXPERTS!

To subscribe, see page 49.

The comprehensive brochure is packed with the crucial information you need— and the exciting details you want—about carefree senior living at Ashby Ponds in Ashburn, Greenspring in Springfield, or Riderwood in Silver Spring.

Call 1-877-575-0231 or visit EricksonLiving.com to request your FREE

brochure!

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ASSISTED LIVING & MEMORY CARE

A P R I L 2 0 1 7 — WA S H I N G T O N B E A C O N

ASSISTED LIVING & MEMORY CARE

301-570-0525

Brooke Grove Retirement Village 301-260-2320

16940 Georgia Avenue Olney, MD 20832 www.olneymemorycare.com

18100 Slade School Road Sandy Spring, MD 20860 www.bfg.org

A memory care specific community, Olney Assisted Living offers compassionate care in an environment designed specifically for those with Alzheimer’s and other types of dementia. Design includes; interior “neighborhoods,” a central Town Center, and outdoor court yards. Daily life enrichment programming is provided with the goal of enhancing cognition, feelings of accomplishment, and quality of life. Licensed, on-site nursing care is provided 24 hours a day by a team of experienced professionals. Families seeking memory care will feel right at home in our community.

For more information, call 301-570-0525 today.

This community hums with warm-hearted camaraderie and a zest for life shared by residents and staff alike. Experience all that makes assisted living at Brooke Grove extraordinary. Cozy, homelike dwellings with easy access to beautiful courtyards and walking paths. Caring staff trained in using memory support techniques, building independence and lifting self-esteem.

Innovative LIFE® Enrichment Programming with meaningful activities and off-site adventures. Visit us to see why Brooke Grove Retirement Village is one of the most sought-after continuing care retirement communities in the state. Living here is simply different … because what surrounds you really matters.

Olney Assisted Living Memory Care by Design

CONTINUING CARE RETIREMENT COMMUNITY

INDEPENDENT & PERSONAL CARE COMMUNITIES

The Village at Rockville 301-424-9560

B’nai B’rith Homecrest House 301-244-3579

9701 Veirs Drive Rockville, MD 20850-3462 www.thevillageatrockville.org

14508 Homecrest Road Silver Spring, MD 20906 www.homecresthouse.org

Welcome home to The Village at Rockville. Here the people within make a difference. As a staff we're always engaging, collaborating and making sure that our Life Enrichment programming is perfectly tailored to the wants and needs of those we serve, with activities such as wellness and art classes, social events, educational lectures and shopping excursions. And here, with our full continuum of care, we can meet any changes in healthcare needs with our short-term myPotential rehabilitation services, brand-new assisted living suites, memory support accommodations and skilled nursing care. Call today to learn more about plans for new independent living!

Homecrest House is a non-profit, affordable, subsidized community offering two options: Independent & Personal Care Services.

PERSONAL CARE offers: assistance with bathing, daily meals, weekly housekeeping & laundry services with optional medication administration. Homecrest is nestled on 10 beautiful acres & neighbors with Leisure World. Residents may qualify approximately 30% of their adjusted income for rent & may qualify for personal care subsidies. Homecrest offers a full array of amenities, activities & scheduled weekday van service. Call Maria at 301-244-3579 for a personalized tour or visit us at www.homecresthouse.org.

INDEPENDENT LIVING COMMUNITY

INDEPENDENT LIVING COMMUNITY

Riderwood 301-495-5700 3140 Gracefield Road Silver Spring, MD 20904 EricksonLiving.com Get the facts about active retirement living at Riderwood All in one fantastic FREE brochure. The comprehensive Riderwood brochure is packed with the crucial information you need — and the exciting details you want — about carefree senior living. Riderwood is Silver Spring’s premier continuing care retirement community, designed exclusively for seniors 62plus who want an independent retirement lifestyle with peace of mind for the future. Don’t spend another moment without the facts about vibrant retirement living at Riderwood Call 1-877-742-4390 or visit ericksonliving.com today to request your FREE brochure today!

Seabury at FRIENDSHIP TERRACE 202-244-7400 4201 Butterworth Place NW Washington, DC 20016 www.friendshipterrace.org Active, affordable senior living close to stores, restaurants, transportation and entertainment can be found at Seabury at Friendship Terrace! Located in a quiet, tree-lined northwest Washington neighborhood, Friendship Terrace is just two blocks from the Tenleytown Metro station. The community offers affordable senior living with subsidy assistance to those who are eligible, as well as exciting on-site events including performances, lectures, holiday observances, socials, and more. A rooftop deck, greenhouse, library, lounges, and a dining room overlooking an outdoor courtyard are highlights of the community.

Call for your tour today!

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WA S H I N G T O N B E A C O N — A P R I L 2 0 1 7

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FREE HOUSING AND OTHER INFORMATION For free information from advertisers in this special section, check off those that interest you and mail this entire page to the Beacon. Please do not request info if you are not interested.

All replies have an equal chance to win. To be eligible for Toby’s Dinner Theatre tickets, your reply must arrive by May 5, 2017.

HOUSING COMMUNITIES:

❑ Victory Terrace . . . . . . . . . . . . . . .B-2 ❑ Village at Rockville . . . . . . . . . . .B-10

WASHINGTON, DC

VIRGINIA

❑ Friendship Terrace . . . . . .B-6 & B-10

MARYLAND ❑ Aspenwood . . . . . . . . . . .B-7 & B-13 ❑ Brooke Grove Retirement Village . . . .B-7, B-10, B-15 & B-20 ❑ Covenant Village . . . . . . .B-7 & B-18 ❑ Elms at Clarksburg Village . . . . . .B-2 ❑ Emerson House . . . . . . .B-15 & B-18 ❑ Homecrest House . . . . . .B-10 & B-14 ❑ Kensington Park . . . . . . . .B-7 & B-12 ❑ Mrs. Phillipines Home . . . . . . . .B-18 ❑ Olney Assisted Living . . . . . .B-10 & B-19 ❑ Rainier Manor II . . . . . . . .B-4 & B-17 ❑ Riderwood . . . . . . . . . . . .B-9 & B-10 ❑ Springvale Terrace . . . . . .B-6 & B-15

❑ ❑ ❑ ❑ ❑ ❑ ❑ ❑ ❑ ❑ ❑ ❑ ❑ ❑

Ashby Ponds . . . . . . . . . .B-9 & B-15 Chesterbrook Residences . .B-4 & B-15 Falcons Landing . . . . . . . .B-5 & B-15 Greenspring . . . . . . . . . . . .B-7 & B-9 Gum Springs Glen . . . . . . . . . . .B-18 Herndon Harbor House . . . . . . . .B-18 Lockwood House . . . . . . . . . . . .B-18 Morris Glen . . . . . . . . . . . . . . . .B-18 Overture Fair Ridge . . . . .B-3 & B-17 Tall Oaks Assisted Living . . . . . . .B-17 Tribute at the Glen . . . . . . . .B-7 & B-8 Tribute at Heritage Village . . . . . . .B-8 Tribute at One Loudoun . . . . . . . . .B-8 Wingler House . . . . . . . . . . . . . .B-18

HOME CARE SERVICES: ❑ Best Senior Care . . . . . . . . . . . .B-13 ❑ Philips Lifeline . . . . . . . . . . . . . .B-12 ❑ Shaloom Care Givers . . . . . . . . .B-14

HOUSING REFERRAL: ❑ Oasis Senior Advisors . . . . . . . . .B-16

REHABILITATION: ❑ myPotential/The Village at Rockville . . . . . . . . . . . . . .B-14 ❑ Brooke Grove Rehab & Nursing .B-15

REVERSE MORTGAGES: ❑ Jefferson Mortgage . . . . . . . . . . .B-17 ❑ Mortgage Solutions . . . . . . . . . . .B-3

REAL ESTATE: ❑ Ikon Realty/Miriam Gennari . . . .B-16 ❑ Long & Foster/Martha Martinez . . . .B-2

Check the boxes you’re interested in and return this entire coupon to: The Beacon, P.O. Box 2227, Silver Spring, MD 20915-2227.

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Devices summon help at home or away Dear Savvy Senior: around for about 40 years, are popular I would like to get my 82-year-old products for older adults who live alone. mother, who lives alone, a Leased for about $1 a day, home medical alert system these basic systems provide a with a panic button that she wearable help button — usucan push in case she falls ally in the form of a neck penor needs help. dant or wristband — and a Can you recommend some base station that connects to good options to help me the home phone line, or to a choose? cellular network if no landline — Overwhelmed Daughter is present.

Dear Overwhelmed, At the press of a button, A good medical alert system your mom could call and talk SAVVY SENIOR is an affordable and effective tool to a trained operator through

By Jim Miller that can help keep your mother the system’s base station resafe. But with all the choices ceiver, which works like a available today, choosing one can be quite powerful speakerphone. The operator will confusing. Here are some tips that can help. find out what’s wrong, and will notify family members, a friend, neighbor or emerHow they work gency services as needed.

Medical alert systems, which have been In addition to the basic home systems,

many companies today (for an additional fee) are also offering motion sensitive pendants that can detect a fall and automatically call for help if your mom is unable to push the button.

Also, there are mobile medical alerts that work when your mom is away from home. Mobile alerts work like cell phones with GPS tracking capabilities. They would allow your mom to talk and listen to the operator directly through the pendant button, and because of the GPS, her general location would be known in order for help to be sent.

What to consider When shopping for a home medical alert system, here are some things to look for to help you choose a quality system: • Extra help buttons: Most companies offer waterproof neck pendant and

Kensington Park Free Speaker Series Woman’s Club of Bethesda, 5500 Sonoma Rd, Bethesda, MD Free admission • Limited seating • Light hors d’oeuvres RSVP preferred to 301-946-7700 or hflattery@kensingtonretirement.com Seniors face many physical, emotional and spiritual changes. These changes can be exciting and yet complicated at the same time. Kensington Park invites you to its annual hallmark speaker series, featuring dynamic keynote speakers who will address ways to enrich your life and relationships while staying safe and healthy.

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wristband help buttons. Some also offer wall-mounted buttons that can be placed near the floor in high fall-risk areas like the bathroom or kitchen, in case your mom isn’t wearing her pendant.

• Range: The base station should have a range of at least 400 feet so it can be activated from anywhere on your mom’s property — even in the yard.

• Backup: Make sure the system has a battery backup in case of a power failure.

• Monitoring: Make sure the response center is staffed with trained emergency operators located in the U.S., are available on a 24-hour basis, and responds to calls promptly.

• Contacts: Choose a company that provides multiple contact choices — from emergency services, to a friend or family member who lives nearby — that they can contact if your mom needs help.

• Certification: Find out if the monitoring center has been certified by Underwriters Laboratories, a nonprofit safety and consulting company.

Top-rated companies There are dozens of companies that offer medical alert systems.

If you’re interested in getting your mom a comprehensive, high-end medical alert device that works everywhere, consider the Philips Lifeline GoSafe system. It provides a necklace pendent button, which works like a two-way communication device, allowing your mom to speak and listen directly through the pendant.

If your mom were to fall or need help at home, she could press the button and the home-base communicator system would be activated to make the call to the reSee SAFETY ALERTS, page B-13

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Rules give home care patients new rights

By Judith Graham Medicare-certified home health agencies will be required to become more responsive to patients and their caregivers under the first major overhaul of rules governing these organizations in almost 30 years.

The federal regulations, published in January, specify the conditions under which 12,600 home health agencies can participate in Medicare and Medicaid, serving more than 5 million older adults and Americans with disabilities through these government programs.

The new regs strengthen patients’ rights considerably, and call for caregivers to be informed and engaged in plans for patients’ care. These are “real improve-

Safety alerts From page B-12 sponse center, who would then dispatch help as needed. But if she fell or needed help away from home, the system’s AT&T wireless network would kick in and place the call.

This system also has six sophisticated locating technologies so the response center would know your mom’s exact location, even where GPS signals are weak.

And it has fall detection sensors built into the pendent that can automatically summon help if a fall is detected and your mom is unable to push the button herself.

The GoSafe is available at www.lifelinesys.com (or call 1-855-276-7761) for $149, with monthly service fees that start at $55.

Less expensive options that offer both home and mobile alerts include: Bay Alarm Medical (fees start at $30 per month for a home landline system, www.bayalarmmed-

• • • •

ments,” said Rhonda Richards, a senior legislative representative at AARP. Home health agencies also will be expected to coordinate all the services that patients receive, and to ensure that treatment regimens are explained clearly and in a timely fashion.

Rules could be revised The new rules are set to go into effect in July, but they may be delayed as President Donald Trump’s administration reviews regulations that have been drafted or finalized but not yet implemented. The estimated cost of implementation, which home health agencies will shoulder, is $293 million the first year and $234 million a year thereafter.

ical.com, 1-877-522-9633); Life Station ($30/month, www.lifestation.com,1-800-5544600); Medical Alert ($33/month, www.medicalalert.com, 1-800-800-2537); MobileHelp ($30/month, www.mobilehelpnow.com, 800992-0616); and Phillips Lifeline ($30/month plus a $50 activation fee, www.lifelinesys .com, 1-855-681-5351).

Most of these companies offer discounts if you pay for three to 12 months in advance.

For mobile medical alerts only, you should also see GreatCall’s Lively Mobile and Wearable (these cost $50 plus a $20 to $35 monthly service fee, www.greatcall.com, 1-866-359-5606) and Consumer Cellular’s Ally ($150 plus $25 per month, consumercellular.com, 1-888-345-5509).

Send your questions to: Savvy Senior, P.O. Box 5443, Norman, OK 73070, or visit www.SavvySenior.org. Jim Miller is a contributor to the NBC Today show and author of “The Savvy Senior” book.

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While industry lobbying could derail the regulations or send them back to the drawing board, that isn’t expected to happen, given substantial consensus with regard to their contents. More likely is a delay in the implementation date, which several industry groups plan to request.

“There are a lot of good things in these regulations, but if it takes agencies another six or 12 months to prepare, let’s do that, because we all want to get this right,” said William Dombi, vice president for law at the National Association for Home Care & Hospice (NAHC).

Home health services under Medicare are available to those 65 and older, and to younger adults with disabilities who are confined to home and have a need, certified

by a physician, for intermittent skilled nursing services or therapy. Many patients need these services after a hip replacement, hear t attack or str oke. (See www. medicare.gov/coverage/home-health-services.html for more information.)

Patients qualify when they have a need to improve functioning (such as regaining the strength to walk across a room) or maintain existing abilities (such as retaining the capacity to get up from a chair), even when improvement isn’t possible.

[For more on this topic, see “Stand up for your rights under Medicare,” October 2016 Beacon.]

These services are not for patients who See HOME CARE, page B-14

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Home care From page B-13 need full-time care because they’re seriously ill or people who are dying.

Patient-centered care Several changes laid forth in the new regulations have significant implications for older adults and their caregivers: In the past, patients have been recipients of whatever services home health agencies deemed necessary, based on their staffs’ evaluations and input from physicians. It was a prescriptive “this is what you need and what we’ll give you” approach.

Now, patients will be asked what they feel comfortable doing, and what they want to achieve. Then their care plans will

be devised by agencies with their individual circumstances in mind.

“It’s much more of a ‘help me help you’ mentality,” said Diana Kornetti, an industry consultant and president of the home health section of the American Physical Therapy Association.

While some agencies have already adopted this approach, it’s going to be a “sea change” for many organizations, said Mary Carr, NAHC’s vice president for regulatory affairs.

Patient rights For the first time, home health agencies will be obligated to inform patients of their rights — both verbally and in writing. And the explanations must be communicated clearly, in language that patients can understand.

A P R I L 2 0 1 7 — WA S H I N G T O N B E A C O N

Several new rights are included in the regulations. Notably, patients now have a right to receive all the services deemed necessary in their plans of care. Those plans are devised by agencies to address specific needs approved by a doctor, such as speech therapy or occupational therapy, and usually delivered over the course of a few months, though sometimes they last much longer.

Also, patients must be informed about the agency’s initial comprehensive assessment of the patient’s needs and goals, as well as all subsequent assessments.

A patient’s rights to lodge complaints about treatment and be free from abuse, which had already been in place, are described in more detail in the new regulations.

The government surveys home health agencies every three years to make sure that its rules are being followed.

NAHC officials said they planned to develop a “notice of rights” for home health care agencies, bringing greater standardization to what has sometimes been an ad hoc notification process.

Caregiver involvement For the first time, agencies will be required to assess family caregivers’ willingness and ability to provide assistance to patients when developing a plan of care.

Also, caregivers’ other obligations — for instance, their work schedules — will need to be taken into account.

Previously, agencies had to work with patients’ legal representatives, but not “personal representatives” such as family caregivers.

“These new regulations stress throughout that it’s important for agencies to look at caregivers as potential partners in optimizing positive outcomes,” said Peter Notarstefano, director of home and community-based services for LeadingAge, a trade group for home health agencies, hospices

and other organizations.

Plans of care Now, any time significant changes are made to a patient’s plan of care, an agency must inform the patient, the caregiver and the physician directing the patient’s care.

“A lot of patients tell us, ‘I’ve never seen my plan of care; I don’t know what’s going on; the agency talks to my doctor but not to me,’” said Kathleen Holt, an attorney and associate director of the Center for Medicare Advocacy. The new rules give “patients and the family a lot more opportunity to have input,” she added.

In another notable change, efforts must be made to coordinate all the services provided by therapists, nurses and physicians involved with the patient’s care, replacing a “siloed” approach to care that has been common until now, Notarstefano said.

Discharge protections Allowable reasons for discharging a patient are laid out clearly in the new rules, and new safeguards are instituted. For instance, an agency can’t discontinue services merely because it doesn’t have enough staff.

The government’s position is that agencies “have the responsibility to staff adequately,” Carr of NAHC said. In the event a patient worsens and needs a higher level of services, an agency is responsible for arranging a safe and appropriate transfer.

“Agencies in the past have had the ability to just throw up their hands and say, ‘We can’t care for you, or we think we’ve done all we can for you and we need to discharge you,’” Holt said. Now a physician has to agree to any plan to discharge or transfer a patient, and “that will offer another layer of protection.”

From Kaiser Health News (www.khn.org), a nonprofit health newsroom that is part of the Kaiser Family Foundation.

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WA S H I N G T O N B E A C O N — A P R I L 2 0 1 7

ASSISTED LIVING COMMUNITY

Chesterbrook Residences 703-531-0781

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INDEPENDENT LIVING COMMUNITY

Falcons Landing 703-439-1521

2030 Westmoreland Street Falls Church, VA www.chesterbrookres.org At Chesterbrook Residences, you will be able to live with dignity, grace and security, close to the people and places you love in a comfortable, neighborhood setting. We offer an active assisted-living lifestyle for those 62 and over. A variety of one- and two-bedroom floor plans are available. Enjoy our community living room with fireplace, beautiful views, and chef-prepared meals in our gracious main dining room. Rehab services are available 5 days a week, offering physical, occupational and speech therapy, most of which are covered by Medicare Part B. We also have an on-site wellness center with visiting physician and podiatrist. We are a mixed-income nonprofit, so our rates are affordable and all inclusive.

REHABILITATION

Brooke Grove Retirement Village 301-260-2320 18100 Slade School Road Sandy Spring, MD 20860 www.bfg.org Imagine an extraordinary staff and the best therapies and equipment — in a beautiful environment that rejuvenates and restores. Physical therapy spaces bathed in sunlight. The quiet comfort of a garden walk or relaxing massage. Imagine getting back to the activities that matter to you. Our new, state-of-the-art rehab addition at Brooke Grove Rehabilitation and Nursing Center offers innovative therapy services for seniors, including NeuroGym® Technologies mobility training, the Korebalance system and much more. Visit us to see why Brooke Grove Retirement Village is one of the most sought-after continuing-care retirement communities in the state. Rehab here is simply different… because what s urrounds you really matters.

20522 Falcons Landing Circle Potomac Falls, VA 20165 www.FalconsLanding.org Common Bonds and Extraordinary Living is what you find when you move to Falcons Landing! Nestled near the Potomac River in scenic Loudoun County, Falcons Landing is a vibrant hub for residents who have retired from work, but not from life!

Adventure, friendships, education, exquisite food and more are waiting for you. Call us today to schedule your personal visit and learn more about the Falcons Life! Falcons Landing welcomes all officers whether retired or honorably discharged, from all branches of service, as well as, senior-level federal employees of GS-14 and higher, to include spouses and surviving spouses.

INDEPENDENT LIVING COMMUNITY

Emerson House 301-779-6196 5999 Emerson Street Bladensburg, MD 20710 Our community features bright onebedroom apartments in a nine-story elevator building for today’s active and independent seniors who are 62 or older. Emerson House is subsidized for low- to moderate-income households.

Activities are yours to choose from: gardening, Bingo, Wii bowling league, movie night, parties, bus trips, exercise classes, learning to line dance — it’s all waiting for you and more!

Emerson House offers an in-house Resident Service Coordinator to assist with finding helpful resources. Please call today for an appointment to tour our community or request an application; 301-779-6196 Monday-Friday from 8:30 to 5:00.

INDEPENDENT/PERSONAL CARE/ASSISTED LIVING CONTINUING CARE RETIREMENT COMMUNITY

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The comprehensive Ashby Ponds brochure is packed with the crucial information you need — and the exciting details you want — about carefree senior living. Ashby Ponds is Ashburn’s premier continuing care retirement community, designed exclusively for seniors 62-plus who want an independent retirement lifestyle with peace of mind for the future.

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Seabury at SPRINGVALE TERRACE 301-587-0190 8505 Springvale Road Silver Spring, MD 20910 www.springvaleterrace.org Located in the heart of Silver Spring, Springvale Terrace blends affordability with convenience, style and quality care. Residential apartments are available, and enhanced senior living is complemented with personal care services including three meals a day, housekeeping, laundry, and medication administration. And if additional care is needed, Springvale Terrace also has beautiful assisted living apartments. This range of services — combined with low monthly rates — provides just the right amount of assistance to meet your needs while allowing you to live in an apartment you’ll love. Call today to learn more, schedule your personal tour and reserve your apartment!

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Facing foreclosure? Don’t delay; get help

By Amy Hennen The idea of foreclosure — losing your home because of a delinquent payment (even just one day late) — can be scary and daunting for anyone. It can be particularly intimidating for those who do not have the means to hire an attorney to guide them through the legal process.

Maryland has the third-highest foreclosure rate in the country, according to RealtyTrac, Inc., with 1 in every 834 homes in foreclosure. By contrast, in Virginia, 1 in

every 2,030 homes are in foreclosure, and in the District of Columbia the rate is 1 in every 3,469 homes. Nationally, the rate is about 1 in every 1,600 homes.

Pension cuts, increasing medical bills, lack of savings and fixed-incomes make older adults extremely vulnerable to foreclosures. The Federal Reserve reports that half of households whose head is between the ages of 64 and 74 do not have money available in retirement accounts.

What’s more, AARP estimates that ap-

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proximately 3.5 million homeowners are underwater on their loans and have no home equity. Furthermore, one out of every 30 of those age 80 and older faces foreclosure.

Help is available As the managing attorney for housing and consumer law at Maryland Volunteer Lawyers Service (MVLS), I work with older adults who need help making sense of the extremely complicated foreclosure process while trying to stay in their homes.

A significant number of MVLS’ older clients purchased their homes between 2004 and 2008 because they were convinced to purchase or upgrade during the housing boom. Today, two-thirds of the properties in foreclosure were purchased during this time.

In 2016, MVLS assisted in nearly 100 cases involving homeowners 55 and over who were facing foreclosure.

I share the following three steps with clients to give them confidence in starting the process on their own, while giving them the tools they need to create the best outcome possible — hopefully, keeping their home!

Step No. 1: Get help as early as you can There is no shame in asking for help.

Staying in your home is serious business when big banks and other lenders are pushing for foreclosure.

If you are late on your mortgage, seek help from a qualified housing counselor.

The Consumer Financial Protection Bureau (www.consumerfinance.gov/find-ahousing-counselor) can help you locate a U.S. Department of Housing and Urban Development, or HUD-approved, counseling agency in your area.

If you receive a “Notice of Intent to Foreclose” and a “Loss Mitigation Application” in the mail, take action quickly and ask for help immediately.

There are free and low-cost services available to help you throughout Maryland, Virginia and D.C. The Maryland Judiciary recently released new videos as a part of their self-help video library. See www.mdcourts.gov/video. They are comprehensive videos that explain the foreclosure process without a lot of legal jargon.

The Maryland Hope Helpline (1-877462-7555) is a key resource that can connect homeowners facing foreclosure with experienced housing counselors, who can be invaluable when working with a lender.

Look for organizations that provide free legal assistance and foreclosure prevention services. MVLS (www.mvlslaw.org), for instance, connects pre-qualified low-income Maryland residents with volunteer lawyers who provide legal counsel and representation during the lifespan of their case.

If you live in Virginia and qualify for legal aid services, you can turn to VA Legal

Aid (www.valegalaid.org) for assistance. In addition, Legal Services of Northern Virginia (www. lsnv.org, (703) 778-6800) offers foreclosure assistance for low-income residents.

Legal Counsel for the Elderly is an AARP-affiliated service that provides civil (not criminal) legal help to residents of Washington, D.C. who are 60 and older.

The organization’s Pro Bono Project provides comprehensive legal services to lowincome older people through attorneys who contribute their time and expertise.

For more information or assistance, call them at (202) 434-2170.

Step No. 2: Investigate and exercise your rights Foreclosure mediation is an option in many jurisdictions. The mediations are arranged to facilitate negotiations between a lender and homeowner through an unbiased third party.

Even if mediation is not available, there are several ways you may be able to stay in your home or recoup some of the money already invested in your home. These options are called loss mitigation: • Loan modification — you and your lender agree to changes in the terms of your loan, so you can continue living in your home • Cash for keys — you agree to move out of your home in exchange for a specified amount of money • Short sale — the lender allows you to sell your home for less than you owe on the mortgage • Deed in lieu of foreclosure — you agree to give the house back to the lender and, in exchange, the lender will forgive the debt that you owe Step No. 3: Be prompt and track the process If you are at risk of losing your home in a foreclosure, it is imperative that you take action immediately to give yourself the best chance at keeping your home.

You will receive a lot of communications and instructions, which can be very frustrating and sometimes confusing. Collect all of the information and documents you need, make copies, and reply promptly. I recommend that clients keep a journal to track dates when documents are received and when information is returned.

The foreclosure process is swift. For instance, in Maryland, the lender may file foreclosure paperwork with the court 45 days after sending the “Notice of Intent to Foreclose.”

While it is never easy to face the loss of a home, there are ways to keep your home, or to walk away with money to purchase a new home.

The keys are to ask for help, move to mediation, and act fast. There are several housing and legal services organizations ready to help.

Amy Hennen is the housing and consumer law managing attorney with the Maryland Volunteer Lawyers Service.

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WA S H I N G T O N B E A C O N — A P R I L 2 0 1 7

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Home money pits that sap your savings

By J. Brian Bishop There are so many expenses associated with paying the bills for a home that it is easy to miss money leaks that are costing you big dollars. Putting a plug into these leaks can make a big difference in your budget.

From old-school thermostats to faulty plumbing, here are some of the top moneypits to watch for: 1. Old school thermostats I recently replaced my 1980s-era thermostat with a new one for about $50. Why? Because the old thermostat was leaking money every day. My new thermostat is programmable, so I can automatically avoid heating or cooling the house when no one is home. It’s paid for itself in just the first few months.

2. Drafty windows It may sound extreme to replace windows to save money on your heating bill, but I was paying hundreds of dollars every month for propane when I moved into an old house with drafty single-pane windows.

Old windows are almost as inefficient as having your windows open all winter. Replacing them will reduce your utility bill and add to the resale value of your house.

If replacing windows is too big of a project, you can install clear plastic film over your windows for a few dollars each to help keep the money from flowing out.

3. Old HVAC systems I once lived in a house with a 40-year-old furnace. My home inspector said it was built like a tank, and I think it was about as energy efficient as a tank, too.

If you plan to stay in your house for a few years, an energy efficient HVAC system can easily pay for itself through lower energy bills. Plus, the new system will in-

crease the value of your house.

4. Poor insulation Don’t be fooled: It can be hard to notice a poorly insulated home because the furnace can compensate for this by running more to try to maintain the desired temperature.

The most effective place to upgrade your home’s insulation is in the attic, since warm air is less dense than cold air and a lot of heat transfer happens through the attic and roof as warm air rises.

If your floors are cold, you may benefit from adding insulation under your house, as well. Insulating walls can be a bigger project, but insulation can be often blown into the joint space in walls in a matter of just hours.

5. Old appliances Old appliances are energy hogs compared with newer, more efficient models — especially refrigerators, freezers and dishwashers. It may be hard to notice that old appliance sitting there quietly sucking down extra electricity all the time, but the cost adds up every month.

Some utility companies will even take away old appliances in order to encourage people to replace them with energy efficient models. And you may even qualify for tax credits related to energy efficient appliances.

6. Bad mortgage rates When you got your mortgage, you probably shopped around and got the best rate you could find. But have you checked your rate lately? You may be paying more than you need to for interest every month.

If you plan to stay in your house for a few years, refinancing your mortgage to get a better interest rate can help you hang on to more of your money each month instead of giving it to the banker.

7. Leaky roof or gutters You won’t get a bill right away if you have a leaky roof or gutters that don’t work prop-

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A P R I L 2 0 1 7 — WA S H I N G T O N B E A C O N

Money pits From page B-17 water leaks before they become a money pit.

8. Too much house If your house is bigger than you really need, you are paying extra every month for your mortgage, utility bills, and property taxes. Consider downsizing to avoid

sinking money into paying for space you are not fully utilizing.

This article is from Wise Bread, an award-winning personal finance and credit card comparison website. © 2016 The Kiplinger Washington Editors All contents © 2016, The Kiplinger Washington Editors, Inc. Distributed by Tribune Content Agency, LLC.

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B-19

How to choose residential memory care

By Eleanor Laise When a loved one with dementia can no longer live at home, you may want to seek out a residential facility that specializes in memory care. But how do you know if a facility offers more than just a fancy label and a premium price tag?

Memory care units, sometimes called special care units, are often housed within an assisted-living or skilled-nursing facility.

At their best, they can offer staff extensively trained in caring for people with dementia, individualized care that minimizes the use of dangerous psychotropic drugs, a home-like environment, and activities that improve residents’ quality of life. But at their worst, they may offer little more than a locked door.

“There are no consistent standards for memory care,” said Mitzi McFatrich, executive director of Kansas Advocates for Better Care.

Make multiple visits If you’re considering memory care for a loved one, you “need to go beyond the label to find out exactly what services are being offered at the facility,” said Jody Spiegel, staff attorney at California Advocates for Nursing Home Reform.

That means making multiple visits to each facility on your short list, studying staff interactions with residents, talking to residents’ families, and asking a host of questions about staff training, daily routines, methods of dealing with challenging behavior and other issues.

With someone in the U.S. developing Alzheimer’s every 66 seconds, long-term care providers are rushing to offer memory care services. As of mid-2016, memory care facilities had the capacity to care for more than 65,000 residents — a 44 percent increase over the past five years, according to the National Investment Center for Seniors Housing and Care.

But academic research on the benefits of memory care units has drawn mixed conclusions. A mid-1990s study of more than 77,000 nursing-home residents found that there was no significant difference in the speed of decline between those living in memory care units and those living in traditional nursing homes.

A 2007 study of about 70,000 nursing home residents painted a brighter picture, finding that memory care residents were less likely to have bed rails and to be tube fed than traditional nursing-home residents. But the study also found that memory care residents were more likely to be given psychotropic drugs.

Find a nearby facility In selecting a facility, first focus on the one factor that patient advocates say can all but guarantee better outcomes: proximity to family and friends. The task is not just to choose a good facility, “but also being there on a regular basis and being very involved,” said Ruth Drew, director of

family and information services at the Alzheimer’s Association.

When you have narrowed down your choices, make multiple visits to each facility — including unscheduled visits at night or on weekends, when the staff is more likely to be stretched thin. Is the facility clean? Does the food look appetizing and taste good? Is there adequate staff to assist those who need help eating? Are there residents calling out who are being ignored?

Ask about the staff-to-resident ratio and the level of staff turnover. Memory care facilities should have at least one staff member for every five residents, McFatrich said.

“If you don’t have that, you end up with people placed in front of the television,” she said. If there’s a high level of staff turnover, “that’s a very bad sign,” Spiegel said, because people with dementia tend to respond better to familiar routines and consistent caregivers.

Ask about the type and amount of training the staff receives, both initially and on an annual basis. In the memory care unit at Senior Star at Weber Place in Romeoville, Ill., even the food-service staff receives dementia-specific training, said executive director Tom Johnsrud, so that “all staff in that community are engaged with the resident.”

Individual attention is key Look for signs that the facility is responding to individual residents’ needs — not forcing them into a fixed routine.

At Aspen House in Loveland, Colo., one resident was always distracted and walking around during meal times. So “we put her food in ice cream cones, and she could walk around and eat,” said Jean Cannon, executive director. “You can put anything in an ice cream cone, even spaghetti.” For another resident, an iPod playing familiar music helped her focus long enough to eat her meal, Cannon said.

Make sure the facility offers activities that can keep your loved one engaged — even at night, when many dementia sufferers are awake. Mandy Otto, life enrichment director at Cambrian Senior Living in Tecumseh, Mich., watched her own grandfather rapidly deteriorate in a facility where “there wasn’t anything for him to do,” she said. “He was bored.”

At Cambrian, residents help tend a garden with raised beds, and pick the tomatoes that are served with their meals. “Just the act of doing” is important, Otto said.

“You’re still making a contribution.”

Ask how the facility responds to residents who may wander or become aggressive. If the answer is locked doors and antipsychotic drugs, that’s a red flag.

Facilities should have a circular corridor, an enclosed outdoor area or other spaces that let residents roam freely. And they should provide enough individual attention to detect hunger, pain and other common triggers for aggression, rather than resorting to drugs, Cannon said.

Other questions to ask Because transitions can be unsettling for dementia sufferers, make sure that your loved one will be able to remain at the facility for the foreseeable future.

In some states, assisted-living facilities can’t provide complex medical care, so residents who need skilled nursing may have to leave — or the facility may contract with a home health nurse to provide care, at additional cost. Ask what health conditions might require your loved one to leave the facility or move to a higher — and more expensive — level of care within the facility.

And find out if the facility accepts Medicaid. If not, a resident who runs out of money may be forced to move.

To be sure a facility has been treating

residents well, talk with family members of residents at different stages of dementia about their experience with the facility.

Go to www.ltcombudsman.org to find your state’s long-term care ombudsman, who can tell you about any problems with the quality of care or management at a particular facility.

For memory care units housed within skilled-nursing facilities, go to Medicare.gov and click “find nursing homes” to see star ratings for a nursing home’s health inspections, staffing and other measures.

If the unit is within an assisted-living facility, contact the state licensing agency (which is often the state health department) for information on inspection reports and any sanctions against the facility. © 2017 The Kiplinger Washington Editors.

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WA S H I N G T O N B E A C O N — A P R I L 2 0 1 7

Say you saw it in the Beacon

Money Law &

27

SCREWED-UP MEDICAL BILLS Claims specialists can help you fight insurance denials by spotting errors READY FOR RETIREMENT? Before you retire, give some thought to meaningful activities to fill your days JOB SEARCH HOMEWORK How to bone up on a company before going to a job interview BECOME A MONEY GURU The best books to fill you in on Medicare, annuities, investing and more

What to expect from your bonds this year

By Stan Choe The safest part of your 401(k) isn’t as safe as it used to be. But there’s still nothing safer, fund managers say.

Investors have long taken comfort in the steady returns their bond funds have provided, particularly when stocks go on another of their gut-wrenching drops.

But the bond safety blanket is getting more threadbare, a result of simple math.

Bonds don’t pay as much interest as they used to, following a decades-long drop in interest rates.

That means bonds pay less in income, and also raises the threat of a rise in interest rates. Higher interest rates mean prices for bonds — whether individual ones in your brokerage account or the ones in a bond fund you own — will fall, because their payouts look less attractive than those of newly issued bonds.

Even though bond funds provide less cushion than before, they still are the best

defense for a 401(k) account, fund managers say.

Bond funds will still hold up better than stocks during downturns. And investors may be in need of some safety soon.

U.S. stocks are more expensive relative to their earnings, after more than tripling since early 2009, and Wall Street questions how much more they can rise without strong growth in profits. President Trump’s promise to shake up the status quo could also mean big swings for stocks.

Bonds will likely have positive returns in 2017, though smaller than in prior years, making for a boring year, said Colin Lundgren, head of U.S. fixed income at Columbia Threadneedle.

But that’s not a bad thing. “I think boring is OK in this environment, because other parts of your portfolio could be far more volatile,” he said. “In a world in which the equity market can go up or down dramatically based on the latest

tweet or global event, this provides a stabilizing force.”

Here’s a look at what fund managers say investors can, and can’t, expect their bond funds to do for their savings: How bad would a terrible year for bond funds be?

Critics have been warning of a bubble in the bond market for years, so it’s natural to ask how bad a bond-fund investment could go.

The worst year for high-quality U.S. bonds in the last four decades was 1994, when the Federal Reserve raised interest rates six times. Bonds lost a shade less than 3 percent that year. “And we think of that as a disaster,” said Lundgren.

Compare that with the 37 percent loss that the largest stock mutual fund by assets suffered in 2008, when the financial crisis was at full flame. And that’s just one of four times that stocks have lost more than 10 percent in a year since 2000.

Of course, rates are lower today than in 1994. So losses could potentially be bigger if the Fed begins raising rates sharply and at an aggressive pace. But fund managers say a worst-case scenario would still have annual losses of below 10 percent for a high-quality bond fund.

“The math of bonds means that it’s difficult for bonds to go down more than 3 or 4 percent in a year,” said John Smet, fixed-income portfolio manager at Capital Group, parent of American Funds.

What kind of returns should I be looking for in 2017?

Start with how much interest bonds are paying out. For high-quality U.S. bonds, it’s close to 3 percent. Returns could be roughly there, or even better if interest rates fall, which would push up prices.

Most economists expect the opposite to happen, though, and a rise in rates would See BONDS, page 28

Beware ‘whirlwind romance’ scams online

By Marguerita M. Cheng It was one of the worst calls I’ve ever received. I was informed by a social worker that my mom was a victim of a sweetheart scam.

The news made me realize that, even though my sister is a compliance officer and I serve on the Elder Abuse and Financial Exploitation Prevention Committee in our nation’s capital, our own mother isn’t immune to fraud.

The truth is, my mom isn’t alone. According to the IC3 Internet Crime Report in 2013, there were 6,412 reports of sweetheart scams costing victims close to $82 million.

Older people are especially at risk for fraud. Americans 65 and up are more likely to be targeted by con artists and more likely to lose money, according to a study from the Fraud Research Center.

I bought my mom an iPhone in April 2015, two months after my dad passed away. The goal was to help her connect with the world as she traveled to visit her cousin and some high school classmates.

She’s always been active on Facebook and started meeting people.

I encouraged her to meet people through introductions and get together

during the day in public places. After the death of my dad, I was supportive of her connecting with others through bereavement groups and social activities.

As a financial adviser and advocate for the aging population, I coached my mother about strangers. We had discussions about the danger of sharing personal information.

Unfortunately, she met someone online who tricked her. He said he was experiencing financial difficulty, and my caring, trusting mom wanted to help him out. It cost her several thousand dollars.

criminal fabricates a crisis. A scammer might say he or she needs an operation, or cash to visit the victim.

Many victims are often embarrassed to come forward. Fortunately, in my mom’s case a social worker spotted the fraud, and together they contacted me. Although my mom had already sent this con artist about $5,000, we were able to intervene in time to stop a $15,000 wire transfer.

Speaking from a financial adviser viewpoint, the sweetheart scam is a dastardly, cowardly act that could jeopardize a senior’s financial stability in retirement.

Looking for the lonely Sweetheart scams can happen on the Internet or in person. Con artists scour online dating sites, social media accounts and chat threads searching for targets. Those recently divorced or widowed can be especially vulnerable.

The sweetheart scam seduces victims into thinking they are in a whirlwind romance. Con artists pretend to want a romantic relationship to swindle the person.

They use persuasion and emotional blackmail to hook and reel in a target.

Once the relationship is established, the

How to help From personal and professional experience, I offer a few tips: Silence is not golden. Be an advocate for loved ones, neighbors, church members and aging friends. Encourage open communication, because silence is a deadly weapon. Ask about what is going on in their lives and ask about their day. Inquire if they have met someone new.

Be a detective. Once you find out about a new acquaintance, do some sleuthing by looking up the person online.

Googling is a key weapon in discovering dishonesty online.

Go face-to-face. Encourage people to meet in safe places, such as a library or coffee house. Research potential social gatherings through a trusted organization, such as church or single’s group in your hometown.

Do some research. Visit the National Adult Protective Services Association’s website: www.napsa-now.org. It has great resources about warning signs and what to do if you suspect someone you love is being taken advantage of.

I don’t want to scare the hopeless romantics out there. My mom did make some nice connections.

Unfortunately, there are people who pretend to be something they are not, and try to lure our loved ones into their web of lies. Knowing a few key signs to watch for can protect the vulnerable people in our lives.

Marguerita M. Cheng is the Chief Executive Officer at Blue Ocean Global Wealth. © 2017 The Kiplinger Washington Editors, Inc. Distributed by Tribune Content Agency, LLC.

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A P R I L 2 0 1 7 — WA S H I N G T O N B E A C O N

How to fight medical insurance denials

By Kimberly Lankford When you or a family member experience a medical crisis, it can be hard enough to focus on getting the best care.

The last thing you want to deal with is an overwhelming pile of medical bills.

Health insurance claims specialists can help. They serve as experts, advocates and detectives — knowing how to deal with the mysterious and complex insurance system, translate the jargon and codes, understand when you need to pay a

bill and when to wait, and how to fix errors and build a case for an appeal.

Claims specialists tend to charge $75 to $95 per hour, and they’ll generally give you a free consultation with a cost estimate and some basic advice.

“It’s not a process [most people] get good at because hopefully you don’t go through it very much,” said Kathleen Hogue, president of Mediform Inc., in Twinsburg, Ohio, who has been a medical claims specialist for 37 years. Her job has changed a lot during

that time, especially now that more people have high-deductible health insurance policies, complex out-of-pocket cost rules, and narrow provider networks.

Get help before you pay If you suspect there is an error in a medical bill, it helps to contact a claims specialist before making arrangements to pay.

“You don’t want to negotiate 50 percent off something you didn’t owe to start with,” said Pat Palmer, a medical claims specialist in Roanoke, Va. “You want to contact someone with experience to do a thorough investigation into those charges.”

Contacting a claims specialist soon after discovering a problem can help avoid hours of frustration and missed deadlines.

Specifics vary by plan, but you generally have 180 days to file an appeal.

“Many times people try to resolve [the matter] on their own, and they make a million phone calls and fight with the insurance company,” said Denise Sikora, president of DL Health Claim Solutions, which has an office in Monroe Township, N.J. “By the time they get to me, these claims are often more than a year old, and sometimes two and three years old,” said Sikora.

Strategies to fight denials A claims specialist may be able to spot an error to get a claim paid quickly without filing an appeal. Pat Shea, a specialist in Green Bay, Wis., said about 80 percent of the denials he deals with are reversed once he resubmits the claim with extra in-

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mean high-quality U.S. bonds would return less than 3 percent in 2017.

If rates rise enough, it could push bond funds to losses for the year. Last year, the average intermediate-term bond fund returned 3.2 percent, but only after a 2.5 percent loss in the fourth quarter trimmed returns.

Bonds issued by companies with weak credit ratings, also known as junk or highyield bonds, offer higher interest rates, which means a higher starting point for returns. But those 6 percent yields come with more risk: Junk-rated issuers are more likely to fail to make good on their interest payments.

That’s why many bond fund managers say to expect returns in the low single digits, possibly in the mid-single digits, for 2017.

What about inflation and the Fed?

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This is the big threat. If inflation spikes and forces the Fed to catch up by aggressively raising rates, it would move the bond market toward its worst-case scenario.

Inflation is indeed on the rise, but fund managers say it still appears manageable.

And the U.S. economy doesn’t look likely to accelerate much in 2017, Smet said.

That could mean the Fed raises rates

formation or coding mistakes fixed. Only about 20 percent go to a formal appeal.

Shea first studies the denial letter from the insurer. “You look at the reason for the denial, and that’s what gives you the way forward,” he said.

If payment was denied because the procedure was cosmetic, such as removal of a skin lesion, he asks the doctor to provide evidence that the procedure was medically necessary, for example. If the diagnosis or treatment was miscoded, Shea fixes it and resubmits the claim.

He tries to deal with insurers through email, so he has a paper trail. (His website at www.medicalclaimshelp.org offers more strategies.)

Get approval in advance Shea can also help people avoid claims trouble ahead of time.

Anne Richardson of Alexandria, Va., contacted Shea when she was helping her adult daughter get coverage for cochlear implant surgery. Her daughter works in Atlanta, but the surgeons recommended for her complex case were in Chicago.

Before scheduling surgery, Richardson contacted Shea to find out if there was anything he could do to get coverage at the distant hospital.

Shea found that her daughter’s plan has a reciprocal arrangement with certain outof-state hospitals in the Midwest. He made sure that her surgeons, radiologists, anesSee MEDICAL BILLS, page 29

fewer times than investors are expecting.

“If you think back to last year at this time, everyone was saying the Fed would raises rates two times, maybe three times, in 2016,” Smet said. The Fed ended up raising rates just once. “The surprise to the market this year may be that the Fed is not able to raise rates two times.”

Can bonds still be a stabilizer given the low yields?

They have been recently. A year ago, stocks tumbled on worries that a recession may be lurking, and the Standard & Poor’s 500 index lost 5 percent that January.

The average intermediate-term bond fund returned 0.8 percent during the same month, according to Morningstar. That’s not much, and it’s less than bond funds returned in similar down months for stocks in prior decades. But it still provided comfort to investors who held a mix of stocks and bonds in their retirement accounts.

“Even in a terrible market for bonds, you still get much better protection than you would get in equity markets,” said Katie Nixon, chief investment officer at Northern Trust Wealth Management.

“It’s tempting to say, ‘Ditch your bonds’ because of interest rates, but we don’t abide by that. You need to have that diversification, to allow you to live to fight another day in the equity market.”

— AP

WA S H I N G T O N B E A C O N — A P R I L 2 0 1 7

Say you saw it in the Beacon | Law & Money

29

Thinking about retirement? What to expect

By Dayana Yochim We spend decades dreaming of the day when life won’t be dictated by alarm clocks, commute times, meeting schedules and office politics.

Then reality sets in: Retirement can be kind of a drag. And there may be 20-plus years of it ahead of you.

While traditional retirement planning covers financial essentials — expected returns, inflation, withdrawal rates, portfolio rebalancing, tax planning — most plans won’t prepare you for the emotional challenges of post-work life.

You may dread the drudgery of employment, but there’s something to be said for the structure it provides.

Work is where many people derive their sense of purpose. It can also provide framework for your days (projects, meetings, deadlines) and a sense of community (thanks to water coolers, slow elevators and happy hours).

Then one day you wake up and it’s all gone.

“I’ve had a number of clients who retire and feel a little adrift at sea, and it happens to people regardless of means,” said Lisa Kirchenbauer, president of Omega Wealth Management in Arlington, Va. A good predictor of retirement dissatisfaction, she said, is if a person views retirement as an escape hatch. “It’s better to be retiring to something and not from some-

thing,” Kirchenbauer said. “Being intentional and having a game plan in place helps with the mental transition into retirement.”

Here are steps you can take to help protect your golden years from being tarnished by dissatisfaction.

Medical bills

“If you are facing a complicated surgery, get someone to check on the coverage ahead of time,” said Richardson.

You can find claims specialists through the Alliance of Claims Assistance Professionals at www.claims.org. Some prefer to work locally; others have clients throughout the U.S. © 2017, Kiplinger. All Rights Reserved.

Distributed by Tribune Content Agency, LLC.

From page 28 thesiologists and follow-up therapy providers would all bill at in-network rates.

Richardson said the full price for the surgery and therapy would have been about $90,000. But with in-network coverage they paid just $6,000 (plus $225 for Shea’s help).

Find a reason to set your alarm After you’ve taken those cruises, spoiled the grandkids, organized the sock drawer and descaled the coffee maker, what’s going to inspire you to get out of bed each morning in the decades ahead?

People who have pursuits outside of their professional life tend to fare better in retirement. If you’re not interested in taking up a new hobby, consider ways to use the professional expertise you’ve cultivated over the years. It’s even better for the psyche to apply your talents to serve a cause that you care about.

Don’t wait until you retire to explore new pursuits. Test-drive volunteer opportunities in your community before retirement to plant seeds for future endeavors.

in your 401(k)s and IRAs — that’s supposed to sustain you for the rest of your life.

“Psychologically it feels scary, even though you logically know that you’ve saved so that you can live off your investments,” Kirchenbauer said.

Planning can help you transition to spend-down mode. Start by creating a post-retirement budget around anticipated expenses (including quarterly taxes, healthcare and potential emergencies).

Also think about which accounts you’ll draw from (Roth or traditional IRA, taxable brokerage account, cash savings?) in order to minimize the tax hit when you start taking income from your investments.

Kirchenbauer recommends simulating a paycheck-based cash-flow system in retirement by setting up monthly transfers from an IRA (or other retirement account) into a checking account. This also helps prevent a retirement rookie error: blowing through your cash too quickly during the

initial stages of retirement.

Discuss the transition with loved ones Retirement can be a major relationship disruptor. All that “me time” you and your partner had when one or both of you were at work is now potentially “we time.”

Kirchenbauer said it’s important to have a series of conversations with your spouse about whether you will retire at the same time. Retirement can be especially stressful if one partner retires before the other.

Expect that there will be an adjustment period, and perhaps spats over household duties (“You were home all day; why didn’t you mow the lawn?”) and scheduling conflicts (“I can’t take that week off work for a road trip”).

But if you’re prepared to be flexible, respectful and understanding of the other person’s perspective, you can achieve peaceful coexistence in retirement.

— Nerdwallet via AP

Pretend you’re still living off a paycheck The transition from building savings to drawing from savings can be stressful. Instead of receiving a regular paycheck, you’re sitting on one giant paycheck — a pile of money you’ve amassed by saving diligently

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Do your homework before job interview Question: How can I know about a company is made public. company before I go there for my inYour search could include data from terview? prior years, thus enlarging your perspecAnswer: To come to an interview pre- tive. pared with prized information, you need to Use specialty websites conduct research in advance. Your goal is to Websites like Glassdoor.com, Vault.com find out everything you can. and Wetfeet.com provide very Start with the basics, like useful information to jobseekwhat the company does and ers. These sites provide ranksome general company history. ings of companies, employee Next, go up a level: Specify feedback on the work atmoswhich customer base they phere and more. focus on and who their competiCheck social media tors are. Then review what’s Review the wide range of generally happening in their ininteractive social media platdustry or field of interest. forms like Facebook, Twitter, Here are some specific YouTube and Pinterest. See CAREER COACH steps you can take to help you what people are saying about

By Judy Smith get up to speed: the company with whom you Examine the company’s will be interviewing. Check website out what the company does to shape its This is the company’s self-introduction. image or sell its goods or services.

Read a few of the site’s pages in some deLinkedIn is particularly valuable betail; for instance, study the About Us sec- cause it is the only social media site struction, as well as any other news and/or tured specifically for interactions in the videos that may be offered. area of careers. In my private practice, I Read company publications make the universal recommendation that Websites could have links to data like all job seekers — of any age — participate news releases and annual reports. Fur- on LinkedIn. ther, if a company publishes newsletters, Network face-to face sign up for those as well and read them.

It has been said that “everyone knows Study the company’s advertising at least 200 people.” Maybe one of the peoTake special note of the way they pres- ple you know can share some information ent themselves: What kind of reputation about your organization of interest — or are they trying to build? Who are the cus- they may know someone else who does. tomers they’re seeking?

Another all-inclusive recommendation Scour the Internet is fitting here: Talk to everyone. You can’t Search engines such as Yahoo and afford not to network.

Google often will point you to what has Conducting research highlights you as been written about the company else- someone resourceful and amply motivated where. This is particularly valuable infor- to go the extra mile — qualities that sugmation because it reveals how the compa- gest you’d made a great staff member. ny is perceived by others. You can ‘spin’ Prior research provides a foundation for those details to your advantage. the development of informed questions.

Sign up for Internet news services These inquiries can sway the employer in Services like Google News or Yahoo your favor.

News are simple to operate, and provide Regarding interviews, it is well to keep an immense amount of information on the Boy Scout adage in mind: “Be Preone’s subject matter of choice. pared!”

For example: Type: news.google.com.

Judy Smith welcomes your questions on Next search for a topic (the name of the searching for jobs. Email her at smithjucompany). Then click on Create Alert. dit@gmail.com or visit her website at You’ll be informed when news about the www.judysmith.solutions.

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Apr. 6

CYBERCRIME AND FRAUD PREVENTION Kensington Park presents “Cybercrime & Fraud Prevention for

Seniors” with Jeff Lanza, former head of operations security and graduate of worldrenowned John E. Reid School of Interviewing and Interrogation, on Thursday, April 6 from 2 to 4 p.m. Lanza is a certified FBI instructor and has over two decades as a crisis communicator with the FBI. The event will be held at the Women’s Club of Bethesda, located at 5500 Sonoma Rd., Bethesda Md. For more information or to RSVP, call (301) 946-7700 or visit www.kensingtonparkseniorliving.com/eventRegister.

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WA S H I N G T O N B E A C O N â&#x20AC;&#x201D; A P R I L 2 0 1 7

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Books to improve your financial future Even if you depend on professionals for growing credit lines, I believe they can beneyour financial planning, I strongly urge fit some families in retirement despite their generally high initial costs. you to educate yourself about The following books are personal finance. The more good resources: educated you are, and the Whatâ&#x20AC;&#x2122;s the Deal with Reverse more focused you will be on Mortgages by Shelley Giordano your investment objectives, (People Tested Media, 2015). the better you will be able to Reverse Mortgages: How to provide for your beneficiaries, Use Reverse Mortgages to Seand the more intelligent the cure Your Retirement by Wade discussions you will have with Pfau (Retirement Research your financial planners and atMedia, 2016). torneys.

I have found the following THE SAVINGS books and publications to be GAME Individual securities By Elliot Raphaelson reliable and useful, and they For investors who would prefer to select their own indiwill help you make better decisions and work toward a prosperous fi- vidual securities rather than use mutual funds or exchange-traded funds, I recomnancial future. mend: Social Security and Medicare Stocks for the Long Run: The Definitive Because of the changes in regulations Guide to Financial Market Returns and covering Social Security benefits, it is im- Long-Term Investment Strategies fifth ediportant that you keep up-to-date regarding tion by Jeremy Siegel (McGraw Hill, 2014). these changes. I recommend the following books: Basic investment advice Get Whatâ&#x20AC;&#x2122;s Yours: The Secrets to Maxing There are many good books providing Out Your Social Security by Laurence J. sound general investment advice, includKotlikoff, Philip Moeller and Paul Solman ing retirement planning. I recommend the (Simon and Schuster, rev. ed., 2016). following: Social Security: The Inside Story by Andy How to Make Your Money Last: The InLandis (CreateSpace Independent Publish- dispensable Retirement Guide by Jane ing, 2016); more material is available at the Bryant Quinn (Simon and Schuster, 2016). authorâ&#x20AC;&#x2122;s website, andylandis.biz.

Jonathan Clements Money Guide 2016 Get Whatâ&#x20AC;&#x2122;s Yours for Medicare: Maximize by Jonathan Clements (CreateSpace IndeYour Coverage, Minimize Your Costs by pendent Publishing, 2016).

Philip Moeller (Simon and Schuster, 2016).

Financial Fitness Forever: 5 Steps to More Money, Less Risk, and More Peace of Mind by Annuities Paul Merriman (McGraw Hill, 2012).

Stan Haithcock is an outstanding expert Winning The Loserâ&#x20AC;&#x2122;s, Game Timeless in this field and has written many useful and Strategies for Successful Investing by accessible booklets that are available free at Charles Ellis (McGraw Hill, 2013) his website, stantheannuityman.com.

Keynesâ&#x20AC;&#x2122;s Way to Wealth: Timeless InvestOne of his offerings, The Annuity Stani- ment Lessons from the Great Economist by festo, includes a summary of all types of annu- John Wasik (McGraw Hill, 2014) The 7 Most Important Equations for your ities and explains the pros and cons of each.

Retirement by Moshe Milevsky (Wiley, 2012).

Reverse mortgages For many years I considered reverse mortgages to be appropriate only as a last re- Retirement planning sort. However, because of favorable regulatoMany people accumulate significant asry changes and lower costs, and the value in sets in retirement accounts but make seri-

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ous mistakes regarding the naming of beneficiaries. Many financial advisers and even some attorneys donâ&#x20AC;&#x2122;t have the required expertise to provide proper advice.

I recommend the books of Ed Slott, an expert in this field, to make sure you use the best retirement vehicles to protect your assets, minimize taxes, stretch your savings for you and your beneficiaries, and identify trained financial advisers who have the expertise you require. Some reliable sources follow.

Ed Slottâ&#x20AC;&#x2122;s 2016 Retirement Decisions Guide by Ed Slott (IRAHelp, 2016).

The Retirement Savings Time Bomb and How to Defuse It by Ed Slott (Penguin Books, 2012).

Keeping up to date The financial industry is changing all the time. To keep on top of those changes and to learn about new ideas, I recommend that you read the Wall Street Journal daily and Barronâ&#x20AC;&#x2122;s weekly.

Elliot Raphaelson welcomes your questions and comments at raphelliot@gmail.com. Š 2017 Elliot Raphaelson. Distributed by Tribune Content Agency, LLC.

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DISTRICT OF COLUMBIA OFFICE ON AGING

Spotlight On Aging VOLUME XXVIII, ISSUE 4

A newsletter for D.C. Seniors

EXECUTIVE DIRECTOR’S MESSAGE

By Laura Newland Executive Director, D.C. Office on Aging Hello everyone. Spring has officially arrived! This month, it’s a great opportunity to start fresh.

Whether we are trying to close one chapter of our lives and start over, or we’re just trying new ways to face our daily challenges, what better time is there to start looking at our lives through a new lens?

Let’s start by challenging the way we are talking about ourselves, our age, and what it means to age. How often do we hear people say that they are not looking forward to getting older? How often have you said this?

I like to ask people when I’m out in the community to help me define aging. What does it mean to age? What do you want people to know about your experiences?

Sometimes it’s difficult answering these questions because you are just living your life. Whether you are helping to raise grandkids, working, travelling, caring for a loved one, volunteering in your community, or picking up a new activity, you are living your life.

All too often we talk about aging when we are faced with a new challenge that we’ve never dealt with before. Or for many, we avoid talking about it altogether.

We may ignore signs of illness, or criticize ourselves because our bodies are not functioning the ways they once did. We may blame our forgetfulness on age, or ask others to forgive us for moving at our own pace.

When we dismiss our challenges as symptoms of age, we are not only setting the expectation that aging is a challenge, we are accommodating the negativi-

ty. If we all are fortunate to age, there may be challenges that come with longevity, but our age is not defined by these challenges. There’s so much more to us and the lives we are living than the challenges we face.

It’s more important than ever to be able to have real conversations about what it means to age in this city and in this country.

Aging is living your life. And we all have the right to live meaningful lives. When we limit the way in which we define aging, we risk disconnecting from those who may be uncomfortable talking about it, or those who avoid the topic altogether, and even those who make decisions about programs and services that impact your lives.

If we are able to have these truthful conversations about aging, we are better able to get others to pay attention, and we are better able to advocate for ourselves and how we want our community to respond to our needs as we continue living our lives. Community is about people living their lives together. It’s not about age, and it’s not about facing your obstacles alone.

Let’s shift the conversation from focusing on the challenges of aging, to focusing on the lives you are living and the life you want to live today and five, 10 and 20 years from now. Let’s talk about how your community and your government can support you in ensuring you can continue to age well and live well, where you are. I look forward to having these conversations with you in the community. Be well!

April 2017

Community Calendar April events 3rd, 10th, 17th, 24th • noon Learn about AARP’s legal services for older adults from Bruce Rathbun. The seminar will be held at the Center for the Blind, 2900 Newton St. NE. An appointment is needed to attend. For more information or to schedule your appointment, contact Tinya Lacey, community planner/outreach coordinator, at 202-529-8701.

4th • 2 to 4 p.m.

A session on preventing financial exploitation is part of Iona’s Take Charge and Live Well in D.C. series. It will be held at St. Columba’s Church in Room 212, 4201 Albemarle St. NW. It will cover examples of exploitation, how to identify potential abusers, and resources for fraud protection. There will be guest speakers from the Consumer Protection Advocate, D.C. Department of Insurance, Securities and Banking (DISB), and members of the D.C. Elder Abuse Prevention Committee. For more information or to register, call 202-895-9442.

4th, 6th • 11:30 a.m. to 12:30 p.m.

Learn about financial fraud and exploitation at a postal inspection services seminar, which will be held on two dates. On April 4, it will be at Delta Towers, 1400 Florida Ave. NE, and on April 6 it will be held at Edgewood Towers, 635 Edgewood St. NE. For more information, contact Tinya Lacey, community planner/outreach coordinator, at 202-529-8701.

7th • 5 to 7 p.m.

Meet artists Lauren Kingsland and Liz Lescault, who are featured in the Lois & Richard England Gallery at Iona Senior Services, 4125 Albemarle St. NW. The reception will have refreshments and live music, and Kingsland and Lescault’s artwork will be on display. For more information, call 202-895-9407.

8th • 10:30 a.m. to 4 p.m.

Save the date for a senior luncheon and resource fair. The fair will be run by the Capital City Chapter of the Links, Inc. and supported by the DC Office on Aging. It will be held at

the Paul Laurence Dunbar Senior High School located at 101 N St. NW. For more information, contact Annie Whatley at 202-2853141.

10th, 17th, 28th • 11:30 a.m. to 12:30 p.m.

Hear from the AARP Legal Counsel for the Elderly. On April 10 and 28 the event will be held at Fort Lincoln, 3400 Banneker Dr. NE, and on April 17 attorney Bruce Rathbun will speak at Edgewood Towers, 635 Edgewood St. NE. For more information, contact Tinya Lacey, community planner/outreach coordinator, at 202-529-8701.

11th, 26th • 11:30 a.m. to 12:30 p.m.

The U.S. Attorney’s office of the District of Columbia will hold a heroin and opium awareness seminar. On April 11 the seminar will be at 3298 Fort Lincoln Dr, NE, and on April 26 it will be at Fort Lincoln, 3400 Banneker Dr. NE. For more information, contact Tinya Lacey, community planner/outreach coordinator, at 202-529-8701.

11th and 25th • noon Join the D.C. Caregivers Online Chat at Noon to discuss “Caregiving Tips for Someone with Autism” on April 11, and “6 Signs of Caregiver Burnout” on April 25.

Log on to http://dcoa.dc.gov/page/caregiver-chat at noon or visit at your convenience and hit replay to see the chat. For more information, contact linda.irizarry@dc.gov or call 202-535-1442.

12th • 9 a.m. to noon Save the date for the Washington Teachers Union Retirees’ Chapter Spring Membership Meeting and D.C. Office on Aging health and resource fair. It will be held at the Stoddard Baptist Global Care Center, Washington Center for the Aging, 2601 18th St. NE. 19th Join Seabury’s Ward 5 Center for the Blind and Visually Impaired’s Low Vision Support Group. The group meets the third Wednesday of each month at the See CALENDAR, page 33

WA S H I N G T O N B E A C O N — A P R I L 2 0 1 7

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D.C. OFFICE

ON

33

AGING NEWSLETTER

Calendar, cont.

From page 32

Woodridge Library, 1801 Hamlin St. NE. For more information, call Gloria Duckett at 202-529-8701.

19th, 25th • 11 a.m. to 12:30 p.m.

Learn about policy review of whole life and term insurance. On April 19 it will be held at 3298 Fort Lincoln Dr. NE, and on April 25 it will be at Green Valley Apartments, 2412 Franklin St. NE. For more information, contact Tinya Lacey, community planner/outreach coordinator, at 202-529-8701.

19th • 11 a.m. to 2 p.m.

There will be a volunteer appreciation luncheon on North Capital at Plymouth, 5233 Capitol St. NE. For more information, contact Tinya Lacey, community planner/outreach coordinator, at 202529-8701.

20th • 10:30 a.m. to 2:30 p.m.

The third annual community health and wellness information fair sponsored by D.C. Parks and Recreation and the D.C. Office on Aging will be held at the Chevy Chase Community Center, 5601 Connecticut Ave. NW. For more information, contact Caryl King at 202-282-2204.

25th • 10 a.m. to 1 p.m.

Save the date for the United Planning Organization senior housing fair at the Petey Green Center, located at 2907 Martin Luther King Jr. Ave. SE. For more information, contact Nate Murrell at 202-231-7901.

26th • 10 a.m.

Learn about Seabury Resources for Aging Ward 5 and join a senior celebration at the Washington National Cathedral, located at 3102 Wisconsin Ave. NW. For more information, contact Tinya Lacey, community planner/outreach coordinator, at 202-529-8701.

27th Seabury Resources for Aging Ward 6 will hold a health and information fair in honor of Older Americans Month.

The fair will take place at St. Augustine’s Episcopal Church, 555 Waters St. SW. 27th • 11:30 a.m. to 12:30 p.m.

Join a diabetes awareness seminar by the Delmarva Foundation. The seminar will be held at the Center for the Blind, 2900 Newton St. NE. For more information, contact Tinya Lacey, community planner/outreach coordinator, at 202529-8701.

Office on Aging Budget Town Hall Discussions

The D.C. Office on Aging will hold a series of town hall discussions on the 2018 DCOA budget. This is your op pportunity to speak with DCOA Execut u iv e Director Laura Newland abou ut your budget priorities.

We encourage you to attend!

SPOTLIGHT ON AGING Spotlight On Aging is published by the Information Office of the D.C. Office on Aging for D.C. senior residents. Advertising contained in the Beacon is not endorsed by the D.C. Office on Aging or by the publisher.

500 K St. N.E., Washington, D.C. 20002 202-724-5622 www.dcoa.dc.gov Executive Director Laura Newland Editor Darlene Nowlin Photographer Selma Dillard

The D.C. Office on Aging does not discriminate against anyone based on actual or perceived: race, color, religion, national origin, sex, age, marital status, personal appearance, sexual orientation, familial status, family responsibilities, matriculation, political affiliation, disability, source of income, and place of residence or business.

Sexual harassment is a form of sex discrimination which is prohibited by the Act. In addition, harassment based on any of the above protected categories is prohibited by the Act. Discrimination in violation of the Act will not be tolerated. Violators will be subjected to disciplinary action.

The Office on Aging is in partnership with the District of Columbia Recycling Program.

Monday, April 10, 2017 10:30 a.m. 1:00 p.m.

Wednesday, April 12, 2017 17 10:30 a.m. 1:00 p.m.

Kennedy Recreation Center 1401 7th Street, NW Washington, D.C. 20001

R.I.S.E. Demonstration Ce enter 2730 Martin Luther King Jrr Avenue, SE Washington, D.C. 20032

Friday, April 14, 2017 10:30 a.m. 1:00 p.m.

Emery Heights Community Center 5801 Georgia Avenue, NW Washington, D.C. 20011

Registration is required by April 5th. For questions or registration contactt your wellness center, lead agency, or Mark Bjorge at mark.bjorge@dc.gov. ov.

34

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A P R I L 2 0 1 7 — WA S H I N G T O N B E A C O N

Travel Leisure &

Visit Pittsburgh’s colorful neighborhoods and culinary creations. See story on page 40.

Exploring Umbria’s picturesque villages perched on top of hills and spilled down toward the valleys below.

In many ways, time has bypassed these villages of stone buildings, winding cobblestone streets, and walkways so narrow it’s sometimes possible to reach out and touch the walls on both sides.

Umbria’s size, or rather lack of it, provides opportunities to check out a variety of inviting villages in a limited time. In an area about one-third the size of Maryland, nothing is very far from anything else, so it’s possible to visit more than one hilltop village in a day.

While these ancient enclaves often appear identical when viewed from afar, there are differences that set each one apart.

Granted, the initial introduction may focus upon similarities — a central square, the ubiquitous main church adorned with architectural touches outside and art treasures within, outdoor cafes where locals and visitors alike gather to enjoy food and drink. Yet each has its own unique claims to fame that are well worth exploring.

PHOTO BY HENRYK SADURA

By Victor Block In 1996, a book titled Under the Tuscan Sun recounted how author Frances Mayes purchased and restored an abandoned villa in the Tuscany region of Italy. The best-selling volume, and the movie that was adapted from it, helped establish the area as a major vacation destination for Americans.

Umbria, Tuscany’s landlocked next door neighbor, has not been so celebrated and glorified. In fact, it is sometimes derisively dubbed “the poor man’s Tuscany.”

Yet that often-overlooked region encompasses a rich collection of artistic, scenic and other treasures that reward those who seek them out.

For starters, Umbria — pronounced Oom-bria by those who live there — boasts magnificent landscapes mirroring those that bedazzle visitors to Tuscany.

The jagged Apennine Mountains lead to rolling hillsides that flatten into lush valleys along the banks of the Tiber River.

Fields of wild flowers vie for attention with the silver leaves of gnarled olive trees and rows of grape vines that change from summer green to vibrant reds and yellows as fall approaches.

Overlooking the scene are the true gems — towns that for centuries have

Assisi is one of the best known of the hill towns that dot Umbria, in the countryside of central Italy. St. Francis was born here in 1182. Medieval castles and churches dominate the town’s skyline. UNESCO designated the Franciscan structures of Assisi as a World Heritage Site in 2000.

Assisi and Spoleto The two best-known towns are Assisi and Spoleto, and for very different reaPHOTO BY VICTOR BLOCK

Olive groves sprawl across the undulating hills of Umbria. The area is so well-known for its quality olives that it was the first region in Italy whose olive oil was granted a coveted Designation of Origin by the EU.

sons. Assisi is famous as the birthplace of St. Francis while, since 1957, Spoleto has hosted a multi-faceted feast of cultural events attracting a line-up of world-famous performers.

St. Francis of Assisi was born in 1182, and in his roles as a Roman Catholic friar and preacher he founded several religious orders. His birthplace retains much of its medieval character, and many structures still cast a rose-colored hue thanks to the limestone from which they were constructed.

The 13th-century basilica houses frescoes that depict chapters of St. Francis’ life and are considered to be among the most important works of art in Italy.

Spoleto tells a very different story. Unlike many historic municipalities in Italy, it lacks a distinct central square. Instead, a jumble of medieval streets and lanes connect a cluster of piazzas.

Every summer, those narrow roads and walkways are overwhelmed by people during the annual Festival of Two Worlds — this year taking place from June 30 to July 16. This cultural buffet was founded in 1957 by composer and conductor Gian Carlo Menotti.

Since then, the potpourri of events — opera and jazz, ballet and modern dance, theater, visual arts and more — has

brought the town to the attention of the world.

Spoleto also offers a treasure trove of reminders from its early Roman days, including the remains of a house with a mosaic floor, a restored first-century amphitheatre, and a first century temple.

In fact, most of Umbria reveals intriguing tangible evidence of Etruscan, Roman and Medieval influences — often in the same locale.

The Etruscans created a powerful civilization that included western Umbria, beginning around the 8th century BCE. It lasted until its assimilation into the Roman Republic beginning in the 4th century BCE.

Secret passageways While other villages are less well known, each has attractions that warrant a look-see. You can’t go wrong by simply turning off a main road when you spot a sign to a town, no matter how small or how far off the usual tourist path it may be.

The approach to Orvieto alone is worth a side trip. It rises up from the almost vertical faces of volcanic cliffs. This soaring image is replicated in the ornate façade of the duomo, a 13th-century cathedral that See UMBRIA page 35

WA S H I N G T O N B E A C O N — A P R I L 2 0 1 7

Umbria From page 34 is one of the most elaborate in the country.

A very different experience awaits those who explore the vast underground labyrinth of tunnels, passageways and rooms that was dug out of the soft rock that lies beneath the buildings above.

This once-secret network, part of which dates back some 3,000 years, provided wealthy families with a means of escape outside the city walls during times of siege. The tunnel complex has recently been open to guided tours.

Perugia, the capital of Umbria, is home to several institutions of higher learning, including the University of Perugia, founded in 1308. It also is a cultural and artistic center, and hosts a number of annual festivals and other events.

Major evidence of Etruscan influence is found in both Orvieto and Perugia. In places, Etruscan, Roman and Medieval remains serve as reminders that all three cultures once held sway.

That’s true in the town of Todi, where walls constructed when each of those societies reigned are still visible. In fact, Todi is one of the best preserved medieval towns in Italy, and its Piazza del Popolo is regarded as one of the country’s most perfect squares from that period.

Another Medieval setting is encountered in Trevi, whose ancient center of alleyways, vaulted passages and churches is surrounded in part by the original 13thcentury defensive walls.

Its hilltop position offers commanding views over the surrounding plains, and the groves that surround the village yield some of the country’s best olive oil.

Olives, truffles and wine Along with countless architectural and art treasures that abound throughout Um-

bria, being part of Italy, there’s no surprise that the region clings proudly to a well-deserved culinary reputation.

Simply pondering the list of specialties that fill restaurant menus can be a mouthwatering experience, and explain why the area is referred to as Italy’s cuore verde (“green heart”).

The olive oil produced in Umbria is considered among the best in a country that is known for the high quality of its olive oil. It was the first region in Italy whose olive oil was given the prestigious Designation of Origin classification.

Food here is typically hearty country cuisine, simply prepared to enhance the flavors of its top-quality ingredients. Meat and pastas are staples.

Prized locally grown truffles, more of the black than white variety, are added to a variety of dishes. Montefalco wine, which became the favored go-to beverage for my wife Fyllis and me, is named for the delightful little hill town surrounded by vineyards.

The hard-to-resist temptations of the table add to the sensory onslaught that envelops visitors to Umbria. They’re part — but just a part — of what makes a visit there as memorable as it is enjoyable.

Using a tour company Fyllis and I spent a week each in Venice and Umbria on a trip with Untours, which offers “independent travel with support.”

It more than met our expectations. The coddling began with an avalanche of material that goes well beyond the basic information needed to, as the company promises, “live like the locals.”

In addition to details about sightseeing, shopping and getting around, we were provided with public transportation passes in Venice and a rental car in Umbria. We also received insider tips about everything from the Umbrian culture and restaurants,

Say you saw it in the Beacon | Leisure & Travel

to food shopping and recipes of local favorite dishes.

Our first morning each week was spent at a detailed briefing from the onsite Untours representative, which included information about optional activities with other group members.

Our accommodations — a two-story apartment above a gelato shop in Venice, and a lovingly furnished two-bedroom apartment at a centuries-old farm in Umbria — added to the feeling of immersion in the setting.

Prices for Venice land packages begin at $1,369 per person (double occupancy) for one week; $1,889 for two weeks. For Umbria, $979 for one week; $1,289 for two weeks. Untours can also assist in obtaining reasonable airfares. For more information, call (888) 868-6871 or log onto untours.com.

Restaurant dinners are as outstanding

35

and ample as they are reasonably priced.

Typical is the Trattoria al Palazzaccio near Spoleto. A selection of pastas is priced in the $6.50 to $9.50 range, depending upon the exchange rate, and the specialty of lamb with olive oil, wine and herbs costs $11. For more information, visit alpalazzaccio.it or call 0743-520-168. You may use googletranslate.com to read the menu in English.

Fish is the focus at the Nuova Parco del Clitunno in Campello sul Clitunno, which overlooks a lovely pond. Fresh-caught seafood includes trout, shrimp and daily specials. Among the ways trout ends up is in mousse ($7.50) and with pasta ($9.50), while grilled sea bass costs $14. For more information, call 0743-521-052 or visit nuovoparcodelclitunno.it.

For general information about Umbria, visit www.umbriatourism.it.

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A P R I L 2 0 1 7 — WA S H I N G T O N B E A C O N

Getting lost in Venice, for the fun of it

By Fyllis Hockman Venice is an old city. The water-logged foundations date back to the 11th century.

The newer building facades are as recent as the 15th.

So many buildings were stripped of paint and plaster on both sides of a small alleyway that I expected them to crumble before my eyes — until I reminded myself they have looked pretty much the same for over 500 years.

This other-worldly city is filled with

canals, gondolas, water buses, cobbled streets, alleyways, bridges and cafes. Picture everything that makes any city run — buses, taxis, fire trucks, police cars, ambulances, postal services, FedEx deliveries, garbage pick-ups — but they’re all boats!

And the city still runs.

Expect to get lost. And thank goodness for that, because it’s the best way to explore the city and discover those gems that are not part of the major tourist itineraries.

Magical marionettes Among those gems is Pinocchio Island, located in the Cannaregio District in the northwest area of Venice.

It’s home to a local Geppetto whose real name is Roberto Comin, maker of magical marionettes. These brilliant little string creatures represent all aspects of Venetian historical and theatrical culture, lovingly produced by Comin for 25 years in a workshop over 350 years old.

Requests now come in for characters from Shakespeare to Cleopatra, and even a Johnny Depp look-alike that was given to the actor for his birthday.

The costumes rival the intricacy and elegance of any Medici gown or regal accessory. Want a marionette dopple-ganger of yourself? It’s doable, but it’ll cost you about $600.

Another possibly surprising find — in such a Catholic city, home to well over 100 churches — is the world’s first Jewish ghetto. This small square is referred to as Ghetto Campo de Nova, possibly because it was the site of a getto (foundry) in the 16th century.

Today, there are five renovated syna-

gogues, several kosher restaurants, and residents and tourists sporting traditional Jewish yarmulkes. The kosher menus range from antipasto and spaghetti, to bagels and potato latkes. Talk about an ecumenical meal!

Lost and found As I said before, getting lost is a given.

Tourists seem to spend as much time looking up at the signs designating different sections, squares and churches of the city as they do looking down at maps, phones and GPS’s.

In part, this is because it’s so difficult to give clear directions. My favorite response from a young street vendor I had inquired of: “Go right, over the next bridge. Then ask someone else.”

And then, when you don’t think things can get any worse, you see the sign you’ve been searching for — and it points in both directions! I thought about giving up and going home, but I had no clue how to get there, either.

We wandered everywhere, sitting at See VENICE, page 37

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The project symbolizes a “stamping out” of the hatred and fear that caused the tragedy in the first place, and a “stamping on” of kindness, compassion, hope and tolerance. The project will be open until completion. Donations of cancelled stamps are accepted in the collection bin in the main lobby of the temple, located at 10101 Connecticut Ave., Kensington, Md. For more information, contact Richard Sloan at Richard.L.Sloane@gmail.com or (301) 500-5351.

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WA S H I N G T O N B E A C O N — A P R I L 2 0 1 7

Venice From page 36 cafes to eat or drink wine, always aware of how little English we heard — reinforcing the romantic idea of living like a local.

And the more we wandered, the more enjoyable the discoveries: a delightful mask store, street musicians in jeans playing Vivaldi, an out-of-the-way Leonardo DaVinci Museum.

The island of Murano — world famous

for its glass figurines, jewelry and home décor since the 11th century — is a must destination if you want to be absolutely sure you’re buying Murano glass and not a knock-off. It’s about a 40-minute vaporetto (water bus) ride away from Venice’s tourist mecca, St. Mark’s Square.

A factory visit offers insight into how Venetian glass is made, the colors created, the intricacies of the designs, and the skills of the master glass blowers. It makes you better appreciate the high prices you PHOTO BY BARBARA RUBEN

The Rialto Bridge spans Venice’s Grand Canal. No cars are allowed in the central city, and boats are the primary mode of transportation.

then encounter in the gift shops — sort of.

I was amazed at the intricate convoluted shapes in colors so vibrant and translucent that the light passing through intensifies the whole experience. I wanted to decorate my whole house with cups, vases, dishes and elaborately designed decorative pieces. But I settled for a pair of earrings.

Relaxing after a day of sightseeing at

37

our favorite neighborhood trattoria, we sat and watched everyone else in Venice try to figure out where the hell they were.

Rest reassured that no one has ever been irretrievably lost in Venice. But if so — how lucky for them. They’re still there!

For more information, see www.visitvenice-italy.com and http://europeforvisitors.com/venice.

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The United Way of the National Capital Area and local nonprofits are providing free, professional tax preparation services to local residents. Through Tuesday, April 18, IRS-certified volunteers are on hand at tax preparation sites throughout the metro area to assist with taxes through the Volunteer Income Tax Assistance (VITA) Program. For more information or to find local tax preparation sites, visit http://bit.ly/FreeTaxPrep2017, or call United Way at (202) 488-2000.

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A P R I L 2 0 1 7 — WA S H I N G T O N B E A C O N

Duty-free doesn’t always mean good deal These days, the post-security departure 2. Prices in duty-free airport shops are areas of big international airports look more not set by taking taxes and duty off the top like upscale shopping malls and selling at the net pre-tax than transportation hubs. prices. They’re set to be just And almost all of those relow enough to encourage peotailers tout their “duty-free” ple to buy — and the shop gets prices, and at least imply that a good markup, with the airthey’re really good prices. As port taking a cut. is often the case, the facts tell 3. Although you see all kinds a different story. of merchandise in airport dutyHere are important things free shops, the genuine baryou need to know about dutygains for U.S. travelers are genfree shops. erally confined to tobacco and 1. The most important “duty” TRAVEL TIPS liquor. Hardware is almost alfrom which the articles are By Ed Perkins ways cheaper at Walmart or “free” is not U.S. duty, which in Costco than at any duty-free any case is usually very low. Instead, it’s local shop. I have yet to see any definitive research taxes in the airport’s home base, including on style merchandise, cosmetics, and such VAT, which can amount to as much as 20 per- — it may be a good deal, it may not, and price cent in Europe, and is pretty stiff in many comparisons are tough. other areas.

4. The only way to make sure you’re get-

ting a good duty-free price is to know what you’d pay at Costco, Walmart, Macy’s or Amazon for whatever you’re considering.

Yes, you have to do some mental arithmetic to compensate for currency rates, different size/capacity measurements, and possibly slightly different product details, as well.

5. A favorable recent development is TSA’s approval of security tamper-evident bags (STEBs) for liquor and other liquids.

Formerly, if you bought a bottle of liquor in a duty-free store, you could receive it in the cabin of your international flight. But if you had a connecting flight, TSA insisted you put it in your checked baggage.

Now, if the duty-free shop packages your purchase in a clear STEB showing a receipt and proof of purchase at a duty-free store, TSA allows you to take it on a connecting flight as a carry-on. As far as I can tell, duty-free stores do not charge extra

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for the STEBs. 6. The nominal import limits for returning U.S. citizens are one liter of alcoholic beverages, and either 1,000 cigarettes or 100 cigars from most foreign countries.

Higher limits apply to overseas possessions.

But U.S. duty rates are low — usually less than $1 a liter on wine and less than $5 a liter on hard liquor. So if you find a really good deal, you can bring in more than the nominal limit, declare it, and pay the duty.

It’s possible you may encounter state limits at your arrival airport with more stringent limitations, but I’ve never experienced a problem.

7. If you intend to drink alcohol when you’re traveling outside the U.S., check to determine liquor prices in the country of entry. I’ve seen recent reports, for example, that liquor is heavily taxed in Iceland.

So if you’re heading there, buy a bottle in the duty-free store at your departure airport. In some countries, you can buy dutyfree on arrival and avoid the schlepping.

8. Local handicrafts that aren’t easily available in the U.S. often appeal to returning travelers, regardless of tax or duty status. But before you buy something unusual that strikes your fancy, ask yourself, “If I buy it, where will it be in my home six months from now?”

9. If you do find some camera, digital device, or other electronic gadget that looks like a good buy, make sure that the factory warranty will be valid in the U.S. before you buy.

10. Duty-free stores also sell mundane everyday items you might need, ranging from aspirin to USB cables. Buy if you must, but chances are that the airport price will be a lot higher than you would pay either at home or at your destination.

Send e-mail to Ed Perkins at eperkins@mind.net. Also, check out Ed’s new rail travel website at www.rail-guru.com. © 2017 Tribune Content Agency, LLC.

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A P R I L 2 0 1 7 — WA S H I N G T O N B E A C O N

A visit to Pittsburgh: food, art and Fences

By Beth J. Harpaz If you’re planning a trip to Pittsburgh, you’ll need to learn a few things first. Yinz is local for y’all. Carnegie is pronounced

Car-NAY-gie (as in Andrew Carnegie, who made a fortune in Pittsburgh’s steel industr y, and whose name adorns libraries, museums and more). And you

don’t get French fries with your sandwich at Primanti’s. You get fries on your sandwich.

The city offers plenty for sports fans: Pirates baseball, Steelers football, Penguins hockey. But you can also build an itinerary around food and the arts. After all, Andy Warhol and August Wilson are native sons, and Prantl’s bakery is said to sell the “best cake in America.”

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Culinary standouts Primanti’s sandwiches and Prantl’s famous cake — a burnt almond torte — are hardly Pittsburgh’s only classic local eats.

The best way to start your day here is with breakfast at Pamela’s — preferably a crepe-like pancake stuffed with strawberries, brown sugar and sour cream.

Besides Primanti’s, another old-school sandwich with a twist is found at Max’s Allegheny Tavern, a German restaurant in Pittsburgh’s Deutschtown neighborhood.

Here you can get a sandwich served on potato pancakes instead of bread.

The Strip District is lined with ethnic food markets (Asian, Middle Eastern, Mexican) and specialty shops — from La Prima, which serves excellent Italian coffee and pastries, to Penn Mac for cheese.

The neighborhood comes alive with shoppers and vendors on Saturday mornings.

At the Conflict Kitchen, located in Schenley Plaza near the University of Pittsburgh, the ever-changing breakfast and lunch menu is inspired by the cuisine of places that have been in conflict with the U.S., like Iran and Cuba. Seating is outdoors, so go on a nice day.

In the Squirrel Hill neighborhood, the Dobra teahouse offers cozy seating and a vast tea menu that includes unique drinks like cold “beer tea.”

See PITTSBURGH, page 41

PHOTO COURTESY OF VISIT PITTSBURGH

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Pittsburgh’s steel factories have given way to quirky museums and public spaces, including Randyland — a colorful landmark and home of Randy Gilson, filled with his artistic creations, including a 40-foot-high mural of brilliantly colored ladybugs, butterflies, dinosaurs and more.

Say you saw it in the Beacon | Leisure & Travel

WA S H I N G T O N B E A C O N — A P R I L 2 0 1 7

Pittsburgh From page 40

Quirky arts The seven-story Warhol Museum traces artist Andy Warhol’s life from his childhood as the son of working-class immigrants, to his advertising career in New York, to his emergence as an influential figure in pop art and underground culture in the 1960s and ‘70s. Gallery displays explain the impact and genius of his work, including his famous images of Marilyn Monroe and Campbell’s soup cans.

But the museum’s not just about appreciating Warhol’s legacy. It’s also just a heck of a lot of fun. You can bat enormous Mylar balloons around; lounge on sofas while gazing at Warhol’s massive silkscreened celebrity portraits; or watch video interviews — some mesmerizing, some downright wacky — that Warhol produced for a TV project.

Another place that makes art fun is the

Mattress Factory. Installations include polka-dot-and-mirrored rooms created by Yayoi Kusama, and a slightly spooky rowhouse overflowing with toys and furniture.

(Tickets for Kusama’s current temporary installations at the Hirshhorn in Washington are almost impossible to get, so this is a good alternative.)

Nearby is Randyland, at 1501 Arch St., an outdoor park-like space crammed with art, signs and other colorful objects.

“House Poem,” a house at 408 Sampsonia Way that’s decorated with Chinese calligraphy, is part of City of Asylum — a program providing sanctuary and forums for writers who are exiled from their home countries or at risk of persecution there.

A gigantic model of a Diplodocus dinosaur known as “Dippy” sits outside the Carnegie museum and library complex.

The Carnegie Museum of Art’s treasures include Giacometti’s “Walking Man” and Van Gogh’s patterned pastel “Wheat Fields

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after the Rain.” The Carnegie Museum of Natural History is known for its T. Rex. The University of Pittsburgh’s Cathedral of Learning Tower has 30 Nationality Rooms, each one decorated to represent a different country or ethnicity — Korean, Ukrainian, Welsh and more. Check the peephole in every door to see if there’s a class in session, and if not, step inside for a look.

Downtown, stop by PPG Place, with its 231 castle-like glass spires, and the August Wilson Center, housed in a striking silvery building designed to evoke a slave ship.

Through March 10, the center hosts an exhibit of props and images from the film version of Wilson’s play Fences.

Fences and August Wilson The movie Fences was shot in Pittsburgh, not far from Wilson’s childhood home in the Hill District. The home, at

1727 Bedford Ave., is being renovated, and is scheduled to open to the public in 2018.

Meanwhile, fans can find other sites in the Hill District connected to Wilson, including a mural honoring his work at 2037 Centre Ave. Also in the Hill District is a historic mark for Josh Gibson, the powerhitting Negro Leagues baseball player whose story is mentioned in Fences.

Pittsburgh is a city of hills, rivers and bridges (446 of them). At Point State Park downtown, you can see the confluence of the Monongahela and Allegheny rivers as they flow into the Ohio River.

For a fun ride and spectacular view, take a funicular up to Mount Washington aboard the Monongahela or Duquesne Inclines. At night, from the top, you’ll see those rivers and bridges amid a sea of city lights, twinkling like a million stars.

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A P R I L 2 0 1 7 — WA S H I N G T O N B E A C O N

Style Arts &

Jeff Hysen, a government employee, does stand-up comedy on the side.

Our cover story continues on page 44.

Funny? Serious? Well is hard to describe in several important respects. So even as the character Lisa is telling us this is not a play about mothers and daughters, the playwright Lisa is telling us (by what she allows us to see) that it is. Confused yet?

Don’t be afraid, or confused. It’s difficult

good for a reviewer trying to quickly explain how she and this fascinating play are what they are.

Healing on several levels Kron brings to her work a beguiling mix of poignancy and sharp, quick stabs of humor.

She has made herself, and her mother, the central characters in Well. Her onstage persona here is what it felt like to be an outsider growing up in the late 1960s and ‘70s in Lansing, Mich. — Jewish in a Christian community where her mother was a social activist on racial matters.

The Kron family has a history of illness, and society has a racial illness infecting black-white relations. We see Kron, the character, trying to mount a play (within this play) that ties the family’s healing to the town’s healing.

But — and here is where it starts to get complex and thought-provoking — the now-mature playwright in real life is obviously aware that there is something overshadowing all that, and it is, of course, her relationship with her mother.

The Kron character loves and admires her mom, but does not want to be like her

to describe. But it’s quite a bit of fun to see, and actually easy to follow and understand.

The production is so elegantly crafted, nimbly acted, and deftly directed by 1st See WELL, page 43

PHOTO BY TERESA CASTRACANE

By Michael Toscano Well, now. How to describe Well — the quirky, perspective-shifting, serio-comic play from New York actor and writer Lisa Kron? That, as they say in the theater, is the question.

What you see at 1st Stage, a non-profit theater in Tysons, Va., may depend on what you bring into the theater with you.

It’s a mother-daughter play for some.

Others may see it as an examination of personal responsibility for our own health.

And there’s the role of community in racial reconciliation, too.

With a cleverly deconstructed format, the play cannot be pigeonholed. So maybe we should begin by looking at the playwright.

Kron is a Tony Award-winner for writing lyrics and book for the musical Fun Home a couple of years ago. She has also written a few plays, including Well, which have received warm critical praise.

Kron is founding member of a noted theater company, she performs as a monologist, and has acted in TV shows including Law and Order and Sex and the City.

So, she’s not one to be described efficiently. That’s a good thing in life. Not so

Elizabeth Pierotti and Audrey Bertaux star as mother and daughter in Well at 1st Stage in Tysons Corner, Va. The autobiographical show bounces between past and present, comedy and seriousness.

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WA S H I N G T O N B E A C O N — A P R I L 2 0 1 7

Well From page 42 Stage first-timer Michael Bloom, that it all washes gently over you for a thoroughly entertaining 100 minutes. (It could use an intermission at a perfect point about one hour in, but there is none.)

ing about her work to make a raciallymixed community cohesive, or when dealing with her failing body.

It’s sort of a play-within-a-play, but it’s more intricate than that. The Lisa character tells us we’re seeing a “multi-character theatrical exploration.”

Engaging with the audience Past and present converge Kron has starred in the play — as herself — in New York and elsewhere. Here, “Lisa Kron” is played with engaging self-awareness by 1st Stage newcomer Audrey Bertaux.

She talks directly to us, describing how she is weaving several themes from her younger life together for the stage. The “present” and the past begin to mix and merge, biographical events played out in a fractured version of a memory play.

Kron’s mother Ann ends up sharing stage time with the playwright’s character.

Returning 1st Stage actor Elizabeth Pierotti plays the mom with tight discipline, walking a very fine (and shifting) line between humor and drama. Kron describes her as an “energetic person in an exhausted body.”

Ann is funny while interfering with her daughter’s portrayal of their life’s events, even winning over the allegiance of the other actors, who, while playing multiple roles, go in and out of character as they deal with the woman who exists only in memory here.

But Pierotti finds real-life grit when talk-

The six cast members don’t just break the “fourth wall” between actor and audience, they demolish it, stomp on the rubble, and then play with the pieces. Dialogue is sharp, incisive.

Lisa — Bertaux — talks to us in a pool of light in a neutral space, still the monologist. At other times, she is engaging with (the memory of) her mom, or with the increasingly confused actor-characters playing people from her life.

Her mom, alive in memory, occupies center stage, in a hyper-realistic version of an overstuffed living room. She’s mostly confined to a recliner and seems not all that well, physically.

Interestingly, Lisa’s space —while talking to us or dealing with people from her life or the actors playing them — is sterile and artificial. Just a few props in a barren space.

But Mom, or the memory of Ann Kron, is in the beautifully detailed living room designed by Luciana Stecconi. The psychological implications of that alone could take another few pages to explore.

We never meet Lisa’s dad, mentioned

Say you saw it in the Beacon | Arts & Style

briefly as being present in the home.

There’s a brother, too. So where are these men in her life? Maybe that’s another play.

Laura Artesi, Marquis D. Gibson, Lolita Marie and Howard Christian are the actors playing the actors playing a variety of people from Lisa’s life. Each offers carefully calibrated versions of reality as they switch perspectives of time and space.

Artesi and Marie deserve special mention in their roles as two women Kron meets in an allergy clinic — two finely etched portrayals of women trying to cope with a physical challenge that can’t be pinned down (and may not even be real).

So, did this reviewer like this production?

He liked it very much. Is it perfect? No. It’s really good, entertaining and thought-provoking.

But the kinetic nature of the shifting per-

43

spectives of time and reality do eventually dilute the messages just enough to take a slight toll on our ability to absorb them.

But does it work? Is it worth it? Absolutely, yes.

Well continues through April 23rd at 1st Stage, located at 1524 Spring Hill Rd., Tysons, Va. Show times: Thursdays at 7:30 p.m.; Fridays at 8 p.m.; Saturdays at 2 p.m. and 8 p.m.; and Sundays at 2 p.m.

Ticket prices: $30 for adults, $27 for those 65 and older, and $15 for students and military members. There is general admission seating.

For tickets and information, call the box office at (703) 854-1856, or visit www.

1ststagetysons.org. You may also email the box office at boxoffice@1ststagetysons. org. 1st Stage is wheelchair accessible.

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Comedians From page 1 divulging her age, Breeland said she recently got her Medicare card.

She started out volunteering to perform at senior luncheons and birthday parties, but started quickly to get calls to work for pay. She says she never does open mic nights at comedy clubs because she’s not a night person and is usually asleep before the shows even start.

Hysen also noted how hard it is to be on stage until midnight and then get up for work at 5:30 a.m.

Breeland, who performs under the stage name Simply Shirley, can be seen everywhere from churches and comedy clubs, to local chapters of AARP, senior

centers and Foster Grandparents of D.C. A sample of what gets her audiences howling: “When [the announcer] said ‘for mature audiences only,’ you were expecting someone like Chris Rock, not Florida from ‘Good Times,’ right?

“I can listen to my body and tell what the weather’s going to be. The weather guy will say something like 10 percent chance of rain, but my knees start hurting likes it’s 100 percent chance. And as I found out recently, if I laugh or sneeze too hard, it’s 85 percent chance of flooding.”

Her website is www.simplyshirley.com.

From Conan to cruise ships Bengt Washburn initially intended to teach art after getting a bachelor’s degree

BEACON BITS

Apr. 17+

LONG-TERM CARE OMBUDSMAN

Montgomery County’s Long-Term Care Ombudsman program is looking for long-term care advocates. Volunteers are assigned to make regular visits to residents in nursing homes and assisted living facilities throughout Montgomery County. This complex volunteer opportunity demands flexible daytime hours during the work week and creative problem solving. There will be a comprehensive training session that runs from Monday, April 17 through Friday, April 21 at the Holiday Park Senior Center, located at 3950 Ferrara Dr., Silver Spring, Md. The course meets from 9 a.m. to 3 p.m. daily. Full attendance and pre-registration is required. For more information, call (240) 777-3369 or email hhsltcombudsman@montgomerycountymd.gov.

A P R I L 2 0 1 7 — WA S H I N G T O N B E A C O N

in fine art and a master’s in painting. But nothing panned out.

Always one to find the humor in everyday life, he turned to comedy and has supported himself that way ever since.

The self-described introvert says being on stage “gives me an excuse to say what I want up there, whereas everywhere else you’re supposed to watch what you say — unless you’re running for president, and then you can say what you want.”

Many topics are fair game for Washburn to skewer, from politics, to fake

news, to his upbringing in a large Mormon family in Utah, to family life that includes both his young children and grandchildren. Washburn is 52 and lives in Springfield, Va. Like other comedians, he likes to joke about his wife, who recently retired as an officer in the Air Force.

Noting her recent desk job at the Air Force, he said that “means she gets up in the morning, puts on camouflage clothing, See COMEDIANS, page 45

Tickle your funny bone The Washington area abounds with places to hear a good joke. Here are a few: D.C. Improv, 1140 Connecticut Ave. NW, Washington, D.C., (202) 296-7008, www.dcimprov.com. In addition to a variety of national and local acts, D.C. Improv also offers classes in improv, stand-up and comedy writing.

Arlington Cinema and Drafthouse, 2903 Columbia Pike, Arlington, Va., http://arlingtondrafthouse.com, (703) 486-2345. In addition to movies, comedians perform each week.

The next three are in restaurants

or clubs, with stand-up offered one night a week. To learn more, see http://standupcomedytogo.com/seea-show.

O’Sullivan Sunday Funnies, Sundays 7 to 9 p.m., free, O’Sullivan’s Irish Pub, 3207 Washington Blvd., Arlington, Va. Chinese Disco Nightclub Friday Comedy Night, 8 to 9:30 p.m., free, 3251 Prospect St. NW, Washington, D.C. Laugh Riot, Positano’s Italian Restaurant, Saturdays 8 to 9:30 p.m., $10, 4948 Fairmont Ave., Bethesda, Md.

Say you saw it in the Beacon | Arts & Style

WA S H I N G T O N B E A C O N — A P R I L 2 0 1 7

Comedians From page 44 and then goes to an office and spell checks a paper while dressed like a bush….She should be going to work dressed as a file cabinet.”

Then he veers off into the somewhat risqué, adding, “The top drawer would be open on that file cabinet.”

Washburn has appeared on TV on Conan, Comedy Central and The Late Late Show with Craig Ferguson, and won the annual San Francisco comedy competition one year.

But he says all those high-profile gigs don’t mean it’s necessarily easy to get work at places like D.C. Improv and the Arlington Drafthouse.

“The resume should get me headlining there, but since I’m not young enough to star in a sit-com, I’m not from New York or L.A., agents aren’t interested in me. I can work off-nights there, but I never get to headline a weekend,” he said.

That means Washburn takes his act to venues around the country and on cruise ships, which usually attract an older demographic.

“What I like about that generation is they’ve lived stuff. They lived enough, they’ve been disillusioned, and they know they don’t know stuff now. We get each other. Young people sometimes in their 20s just don’t get it.”

Washburn’s website is www.getbengt.com.

A lifeguard for the gene pool Another career changer is Mark Matusof, who worked as an engineer for the Navy for

10 years while starting to do comedy for fun.

“After a year or two, I started getting little paid gigs here and there around town.

By 1990, I quit my engineering job because it was almost to the point I was holding down two jobs, day and night.

“I said, ‘Well, let me give it a shot. And I’ve been doing comedy ever since’,” said Matusof, who is 58 and lives in Woodbridge, Va. He has performed in 40 states, on cruise ships, and now focuses a lot of his time on entertaining at corporate events.

Like the others in this story, he does “clean” comedy, with nothing very off color, and bases his routines on real life.

One of his funniest ones starts, “One day I want to be a lifeguard for the gene pool. Just give me a whistle and a vest, and I’ll power walk around, saying, ‘You, out of the gene pool. You over there, with a stick poking a pit bull, out of the gene pool. You, camping out six weeks just to see a Harry Potter movie, out of the gene pool.’”

The joke continues with Matusof noting he “finds gene pool infractions every day,” with people texting and talking on the phone when driving.

“I was passed by someone on the Pennsylvania Turnpike, by a guy in a big Lincoln Continental — doing the crossword puzzle, not paying attention — who ran right smack into the toll booth.”

And now for the punch line: “Now that was irony. Lincoln takes out booth.”

That gets a huge laugh from the crowd at a comedy club.

“It’s a tough business,” he said. “But when you’re doing well, there’s a feeling of love, a feeling of real acceptance. There’s nothing better.”

45

BEACON BITS

Apr. 29

RITA MORENO INTERVIEW The John F. Kennedy Center presents “Profiles in Creativity” with

David Rubenstein, beginning with an interview of Rita Moreno on Wednesday, Apr. 29 at 7:30 p.m. in the Kennedy Center Family Theater. Each program will also be livestreamed for global audiences online. The series will continue on Jun. 26 and Nov. 2, with featured guests to be announced. VIP tickets include seating and a post-event reception and cost $75. Standard tickets cost $30. The theater is located at 2700 F St., Washington, D.C. For more information or to purchase tickets, call (202) 467-4600 visit www.kennedy-center.org.

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BEACON BITS

Apr. 20

SENIOR WRITERS TALK ArtAge Publications, a source of senior-written plays, books and

materials for older performers, is accepting national submissions for its 2018-19

information session will take place on Wednesday, April 20 at 5 p.m. EST. The session costs $10. Participants will receive an 800 number and an access code to join the call. If you can’t attend, they can send a link to a recording of the session. For more information or to register, visit http://bit.ly/SeniorTheatreTalk.

“I DOUBT I’LL SEE A BETTER PRODUCTION IN MY LIFETIME.” THE WALL STREET JOURNAL

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Visit us online at kennedy-center.org/groupsales For all other ticket-related customer service inquiries, call the Advance Sales Box Office at (202) 416-8540

Kennedy Center Theater Season Sponsor

Jose Llana and Laura Michelle Kelly in Rodgers & Hammerstein’s The King and I. Photo by Matthew Murphy

catalog, including musicals and short shows (up to 20 minutes). A telephone

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A P R I L 2 0 1 7 â&#x20AC;&#x201D; WA S H I N G T O N B E A C O N

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Say you saw it in the Beacon | Arts & Style

WA S H I N G T O N B E A C O N — A P R I L 2 0 1 7

Why shouldn’t she still be driving at 92?

The New Jersey Turnpike is my idea of never speed. I never take chances. I never a total nightmare. drink alcohol before I go. I always camp in People speed. People text the far-right lane. while they’re driving. People “And lookee. I’m still here.” cut you off as if you don’t exist.

Indeed she is. And indeed, And don’t get me started I’m rooting for her to stay that about trucks. They tailgate. way. But I ask questions for a They change lanes whenever living, and I aimed several at they feel like it. this smiling lady with the At least plain-vanilla car snow white hair. drivers haven’t been awake for “Mildred,” I asked, “doesn’t the last 24 hours, trying to your family worry about you?” beat some deadline.

“Constantly. I tell them to HOW I SEE IT So imagine my amazement By Bob Levey worry about something they when I met a woman named can control, like what they Mildred a few weeks ago. watch on TV.” She used to live in New Jersey, but now “Mildred, aren’t your reflexes and your lives in Maryland. Most of her friends are eyesight worse than they used to be?” still in the Garden State. So Mildred drives “Sure,” said she. “But so are everyone’s. there and back every other weekend via, If that argument made any sense, I would you guessed it, the New Jersey Turnpike. have quit driving at 26.”

Did I mention that Mildred is 92 years old?

“Mildred, what if your car breaks? There Did I mention that she always makes you are on the shoulder of the New Jersey the trip alone?

Turnpike, with a million nuts rushing past Did I mention that she sometimes drives you, all by yourself. What then?” there and back at night, when traffic is Mildred showed me her cell phone. She lighter but looney-tunes behavior is greater? scrolled through a few pages. She landed And she has no intention of giving up on the AAA web site. any of it.

“That’s what then,” she told me.

“Bob,” she said, with a somewhat impaI trotted out the squiggliest can of tient sigh, “at my age, I know how to take worms — the debate over whether older care of myself. At least I’d better. So I Americans should voluntarily give up their

drivers’ licenses when they reach a certain age. Or allow their families to do it for them.

Mildred went ballistic over this idea.

“I drive far better than most 21-yearolds,” she told me, her jaw jutted out. “I am careful. I am respectful. I never drive unsafely — not ever. You tell me why I shouldn’t have a driver’s license.”

Mildred realizes that her New Jersey sojourns won’t last forever, because life doesn’t.

“But isn’t this a civil rights issue?,” she asked me. “Don’t I have the civil right to keep driving, as long as I want and wherever I want?”

I had one more card to play — the train.

“It goes to New Jersey and back, Mil-

dred. Take my word for it,” I said. “You can walk while you’re on it. Read while you’re on it. Eat while you’re on it.”

Mildred gave me a look that said, “You don’t get it.”

“Driving is my freedom,” she said. “I’m not going to give up my freedom.”

At 92, Mildred has earned the right to be stubborn.

She didn’t persuade me. But at least she isn’t roaring along the New Jersey Turnpike at 85 miles an hour like some latter-day Dale Earnhardt, risking her life, her limbs and those of everyone else near her.

Bob Levey is an award-winning columnist.

ANSWERS TO CROSSWORD

FROM PAGE 48 ANSWERS TO SCRABBLE

S T E W S

C A R A T

O R A T E

C A F E

A L I T

F L E D

L E V I

S T R A T A G E M

P O S E R

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B E L M O O N I N T O P C A B R O B T H T R E U R E D

S W A O M H I O H E O I N D A D H E O U A C N E

C O M E O F A G E

O V E N

T E N T

D I R T

A R E S

G O T T A

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D Y E R S

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A P R I L 2 0 1 7 — WA S H I N G T O N B E A C O N

Crossword Puzzle Daily crosswords can be found on our website: www.TheBeaconNewspapers.com Click on Puzzles Plus

GET THE FACTS ABOUT

ACTIVE RETIREMENT LIVING

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at Ashby Ponds, Greenspring, or Riderwood.

Call 1-877-575-0231 or visit EricksonLiving.com to request your FREE brochure! See our ad on page B-9.

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Scrabble answers on p. 47.

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1. Mouthwash brand name 6. Let the cat out of the bag 10. Northern Brit.

14. Credit or debit card of yore 15. Clean a bicycle chain 16. Created baskets 17. Use the back end of a pencil 18. Skating maneuver 19. Aaron, Arthur, and Andrew 20. Critical turning point 23. Breastbones 24. Birthplace of 7 presidents 25. Pie ___ mode 27. Her denial of breaking up the Beatles sounds fishy 28. They regulate K-9 medicine, too 31. Unlikely aspirations 37. Choir voice 38. Keystone ___ 39. Man-eating monster 40. Revolvers’ storage solvers 45. Airline’s best guess, briefly 46. Stinger 47. Spare the ___; spoil the child 48. Farfetched, as a story 50. Cleared for entry 55. Early Greek view of the world 60. Original inductee into the National Toy Hall of Fame 61. A poor homophone 62. Shockingly odd 63. Like a book’s left side page numbers 64. Whiskey ___ 65. People’s Choice Award nominee 66. Coin made from copper and nickel 67. Barely accomplished 68. Approaches the destination

Down 1. Thick soups

2. Engagement ring measure 3. Thank the Academy, and the cast, and the family, and...

4. One waiting to say “cheese” 5. Endless 6. Lackluster 7. Fancy schmancy 8. How Goldilocks was found 9. New York racetrack 10. Carnac the Magnificent, for example 11. Reach adulthood 12. Planned destination for Gretel 13. Enclosure for an outdoor gala 21. Post-Thanksgiving event 22. “Oops!”

26. Docent’s sign 27. Of equal quality 29. Unflattering gossip 30. Greek god of war 31. Provider of coffee and wi-fi 32. Touched the Earth 33. Clever ploy 34. First body part into a room, generally 35. Even-year sports staging org.

36. Many millennia 41. Ready, willing, and ___ 42. Fall back into bad habits 43. First name and M.I. for “Bob the Builder” 44. Boise boy 49. Make reparations 51. Low card 52. “She’s ___ Have It” (A Spike Lee Joint) 53. Trial partner 54. Clothing colorers 55. Escaped the zombies 56. Namesake of the 49’ers stadium 57. He may sidle, advance, or retreat 58. Causing no increase in nose size 59. Bunch of bison

Answers on page 47.

Answer: Why the bookkeeper received a raise -HE "COUNTED" Jumbles: KNACK TYPED MUFFLE POLICY

WA S H I N G T O N B E A C O N — A P R I L 2 0 1 7

Letters to editor From page 2 Dear Editor: Bob Levey’s March column about his widow friend Linda (“A few bad trips on the dating-go-round”) hit hard for me. I’m a mid-60s single retired lady, financially stable and cannot find similar-aged single men (whether never married, divorced or widowed).

I’m not looking to get married, just to find some decent men for companionship, like going to lunch/dinner, movies, special events, maybe travel, etc.

I’m not about to go on web dating sites like Linda (see where that got her), but these men are not all going to church (typical response from friends when they say you should meet them there).

There must be a way for communities to get the message out to these men that there is a whole new life waiting for them (yes, you can learn to line dance at 70) if they get out and about!

Friends of friends who know these single men need to help them find new opportunities, have a block party, talk to them at church and other social events. You never know when your current spouse may be in the same situation!

Gail Johnson Laurel, Md. Dear Editor: Just a note to thank you for the very informative articles in the March issue. I especially enjoyed the article on the doctors who created Prime Time Sister Circles (“It’s never too late to get healthy”). Such a program is so necessary and important.

The article on sciatica was very informative. To add a bit of information on sciatica: Every once in a while, walk around the room if you’ve been sitting. It helps relieve the pressure.

Once again, thank you for a very informative issue.

Rosemarie Lo Monaco Woodbridge, Va. Dear Editor: I enjoyed your commentary regarding home robotics on the Eric Stewart radio program. Home robotics (e.g., Alexa) not only raise questions of privacy (“Are your appliances eavesdropping?” March), but also questions of security.

A recent article on hacking robots says, “Robots that are integrated with smart home automation could unlock and open doors and deactivate home alarms, making them a new best friend to burglars.”

I am 60 years old, work full-time, and attend college full-time — I am enrolled at George Mason University for a master’s degree in cybersecurity.

Through Facebook, I hear many of my

Say you saw it in the Beacon | Arts & Style

ONE BIG HAPPY By Rick Detorie

peers, especially my high school classmates, yearn for the day they can retire, and several have retired.

Vacations are fine, but sitting at home all day watching “The Price is Right” or other mindless drivel would atrophy my intellect. I can sharpen my focus on a difficult curriculum (network analytics) much better than when I attended law school 25 years ago. Age is only a number!

No, I don’t move as quickly as I was when I was 20, but I have discovered that 60 is the new 30. I expect 90 to be the new 50, and hope to live to be 110, when I will be shot to death by a jealous husband...

I enjoy your commentaries, Mr. Stewart’s program, and the Beacon news online.

Louis Peasley Springfield, Va.

Please tell our advertisers, “I saw you in the Beacon!”

WB 4/17

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CLASSIFIEDS The Beacon prints classified advertising under the following headings: Business & Employment Opportunities; Caregivers; Computer Services; Entertainment; For Sale; For Sale/Rent: Real Estate; Free; Health; Home/ Handyman Services; Miscellaneous; Personals; Personal Services; Vacation Opportunities; and Wanted. For submission guidelines and deadlines, see the box on page 51.

CAVEAT EMPTOR! The Beacon does not knowingly accept obscene, offensive, harmful, or fraudulent advertising. However, we do not investigate any advertisers or their products and cannot accept responsibility for the integrity of either. Respondents to classified advertising should always use caution and their best judgment.

EMPLOYMENT & REAL ESTATE ADS: We will not knowingly or intentionally accept advertising in violation of federal, state, and local laws prohibiting discrimination based on race, color, national origin, sex, familial status or handicap in connection with employment or the sale or rental of real estate.

Business and Employment Opportunities DRIVER WANTED. Disabled senior citizen seeks driver for errands once or twice a week (2 to 3 hours). I have my own accessible van. References required and a clean driving record.

Please call 301-943-6669 to discuss.

Caregivers I WILL CARE FOR YOUR LOVED ONES night/day. Own transportation. Good references.

Lots of experience. 301-502-2258.

“A” HOME HEALTH CARE – Experienced nurses, CNA, GNA are available 24/7. Cooking, companionship, personal care, housekeeping, driving. Full/Part-time or live-in. Flat rate for live-in care. 15 years’ experience. 240-533-6599.

ARE YOU LOOKING FOR A LOVING, CARING, compassionate, dependable and reliable caregiver with years of experience and references for your loved one? Has experience with MS, Alzheimer’s, diabetics and other health problems. Please call, 301-908-9134.

DARNESTOWN, GAITHERSBURG, POTOMAC, North Potomac. New to area caregiver, companion for loved one. Experienced, trusted WM with good work ethic and experience. References available. CompassionateMale@gmail.com.

LIVE-IN CAREGIVER WANTED: Seeking experienced, licensed caregiver for my 95-year-old mother in Laytonsville. Duties include general hygiene, laundry, dressing, light housekeeping and companionship. Competitive package.

Please call 301-869-8145.

COMPASSIONATE, LOVING, dependable, reliable, experienced caregiver. Available 24/7, day/night, cooking, light housekeeping, companionship, personal care and driving. Own transportation. Good references. Please call Aisha, 240-426-4579.

WILL CARE FOR YOUR LOVED ONE. Female, licensed, 18 years experience with MS, Alzheimer’s and other health problems. Compassionate, dependable, reliable, with car. Excellent references. Call 443-839-5431.

CERTIFIED CAREGIVER, ADULT OR CHILDREN, with lots of experience. Excellent references and a good cook. Will care for your loved one 8-12 hours per day. Please call 202-286-4168.

CAREGIVER – EXPERIENCED NURSE, available 24/7. Cooking, companionship, personal care, housekeeping, driving. Full/part-time or live-in. Flat rate for live-in. 20 years experience.

301-803-9000 or 240-510-7125.

I AM A CERTIFIED AND LICENSED NURSING assistant caregiver. I am CPR-certified with over twenty years’ experience and looking to care for your loved one in the comfort of their home. I am available, day or night, and I am reasonable and affordable. Please contact Beverlyn at 301-528-0820.

A P R I L 2 0 1 7 — WA S H I N G T O N B E A C O N

Caregivers

For Sale

Wanted

LICENSED, EXPERIENCED RN seeks private position caring for your loved ones. Sterling references available. Overnight only. If interested, please call Jacqueline at 301-787-3555.

1950s, BARBIE DOLLS, KEN, CASE, lots of clothes. 1920s-1950s old dolls. 1930s games.

1900s baptismal gowns, baby clothes. 1930s girls dresses. Call Char, 301-942-1447.

WANTED: OLDER VIOLINS, Guitars, Banjos, Mandolins, etc. Musician/collector will pay cash for older string instruments. Jack, 301- 2792158.

CHEVY CHASE HOME CARE – reliable certified caregivers at time of illness, infirmity, loneliness. Personal assistance, ALL AGES, 4- to 24-hour shifts, homes, hospitals, nursing homes.

MD, DC, No. VA. Tel.: 202-374-1240. www.ChChHomecare.com.

1924 WALNUT STEINWAY Baby Grand Piano for sale in Rockville, MD. Asking $28,000. Wellmaintained. Please email dcinnamon@comcast.net with telephone contact information.

HIGHEST CASH PAID FOR ANTIQUES, JEWELRY, ESTATES. I have been advertising in the Beacon for 20 years. Montgomery County resident – will travel to D.C., MD, VA. Buying following items: Furniture, art, jewelry, gold, sterling silver, old coins, vintage pocket and wrist watches, old tools, books, camera, military items – guns, rifles, knives, pocket knives, swords etc.

Also buying: old toys, dolls, trains, comic books, photographs, autographs, musical instruments, guitars, violins, etc. Also old sports memorabilia and equipment – baseball, golf, football, fishing etc. Please call Tom at 240-476-3441.

Computer Services PROBLEM WITH YOUR PC/MAC OR NETWORK? Computer Systems Engineer will come to you with help. Call: David G at 301-642-4526.

Events MOUNT EPHRAIM BAPTIST CHURCH Scholarship Ministry presents A Mother’s Day Brunch. Saturday, May 13, 2017. 11 a.m. to 3 p.m. Entertainment, raffle, vendors, silent auction. Adults, $40 and Children, $20. Contact 301-808-1584, www.mountephraim.org. 610 Largo Road, Upper Marlboro, MD 20774.

For Sale/Rent: Real Estate HYATTSVILLE — TOUR TODAY! Beautiful senior apartments 62+ with immediate availability.

1&2-bedroom open floor plans, full kitchens, patios & balconies. Walking distance to shopping, bus stop on site. Vouchers welcome. Rollingcrest Commons, 855-389-5340, rollingcrestcommons.com, EHO. NOW ACCEPTING APPLICATIONS! New affordable senior apartments opening this summer — Rainier Manor. For households with at least one member over 62. 1 & 2 bedrooms, full kitchens, amazing amenities, including greenhouse, fitness, cyber cafe, billiards, planned events & more. Pet friendly & smoke free. Walking distance to Hyattsville Metro, bus stop onsite. Income limits apply. 877-868-2884, rainiermanor.com. EHO. SUITLAND — AFFORDABLE SENIOR 62+ apartments. 2BR, $1110 per month, income limits apply. Tour today! Walking distance to Metro, bus stop onsite. Swimming pool, movie theater, café, beauty salon and more. windsorcrossingsenior.com, 877-759-9281, EHO. FORT WASHINGTON —1 BEDROOM senior 55+ apartments, move today! $1156 a month with full kitchens near National Harbor and shops. Newly renovated building features movie theater, beauty salon, and fitness center. Pet friendly and smoke free. Call to schedule tour Income limits apply, vouchers welcome 855-8287735 woodsidevillageapartments.com EHO. GET A FAST OFFER ON YOUR NOVA HOUSE today! We buy your house as is. No need to repair. No commissions. Free no-obligation consultation. Female owned, references.

Call 703-969-5847 or email IBuyFairfaxHouses@gmail.com.

FURNISHED ROOM FOR RENT in New Carrollton. Prefer female. $150 per week. Call 202-286-4168.

LOOKING TO TAKE THE LEAP? I’ll take you on a tour of the community, show you floor plans, discuss campus amenities, & offer how to best coordinate your move. I will set up an automated online search for you, preview units, and contact you to arrange a showing when there is a match. I also offer exceptional service selling your home. I’m a Seniors Specialist, Buyer Broker, Top 1% of Agents Nationwide, a nd a Leisure World resident! You can see my current listings in this issue. Contact me: 301-580-5556, SueHeyman@aol.com, www.SueHeyman.com, Weichert Realtors.

SELL YOUR HOUSE FOR A COMMISSION of just $990. Complete full service realtor. Everything included. www.990sellsdulles.com, call Adam Ferguson, Fairfax Realty. 703-727-5861.

LEISURE WORLD® — $299,000. 2BR 2FB “QQ” in Vantage Point East. Open table space kitchen, new paint, master bath with separate tub and shower/1335 sq ft. Stan Moffson, Weichert, Realtors. 301-928-3463.

LEISURE WORLD® — $185,000. 2BR 2FB “B” in “Overlook.” Fresh paint, golf course view.

1035 sq ft. Stan Moffson, Weichert, Realtors.

301-928-3463.

2 SALVADOR DALI woodblock prints from Dante’s Divine Comedy. Signed and framed.

Asking $900 for the pair. Can email pictures if desired. Call Steve, 410-913-1653.

Health PAID RESEARCH STUDY: Participants needed for a hearing experiment conducted at the University of Maryland, College Park. We are seeking people ages 65-85 with normal hearing. Hearing evaluation included as part of the study. Participation time is 16 hours, with reimbursement of $12/hour.

Contact The Hearing Brain Lab (301-405-8362; hearingbrainlab@gmail.com). Please mention the “Neuroplasticity study” when you contact us.

Personals PRETTY WF, 50S, YOUTHFUL, voluptuous lady, non-smoker, down to earth, seeking to meet and date a SWM, 45-60s, sincere, compassionate, attractive gentleman with husky, stocky build, 200+ lbs, non-smoker for old-fashioned fun, friendship, possibly more who enjoys the great outdoors, dining out, movies and dancing.

301-880-6977. Please leave a voice message with your phone number.

Personal Services EVERY WOMAN NEEDS A WIFE! Help preparing to move, run errands, shopping, chores, meal preparation, help organizing your personal business affairs. Call me! Elizabeth at 301-605-3777.

MASSAGE THERAPY in your home. Prevent and alleviate pain, discomfort, muscle spasms, arthritis pain and stress of affordable price. Call 240-510-7125 for appointments.

PACKING SPECIALIST. DC, MD, VA. Experienced packers, excellent references. We pack kitchen, books, pictures, decorations etc. Packing material available. Wardrobe boxes 50% off.

Sort it out (household goods). Moving in, moving out. Cleaning services 50% off. www.packingamazon.com, packingamazon@gmail.com. Call Carmen Alberto, 571-229-8021.

NEED A HOME SERVICE, such as house cleaning, yard work, organizing, or decluttering?

How about a home repair? Need errands run?

Call Gloria at 301-775-6022.

TURN YOUR SILVER AND OLD GOLD jewelry into cash and do something good for yourself.

Gold 4 Good buys gold and silver jewelry, including broken pieces, all sterling silver, gold watches and gold and silver coins. I will come to your house and give you a free evaluation of what I can pay. If you decide to sell, I can buy your items at that time, but there is no obligation. Licensed with both Maryland and Montgomery County (lic. #2327). Call Bob, (240) 938-9694.

Wanted GET A FAST OFFER ON YOUR NOVA HOUSE today! We buy your house as is. No need to repair. No commissions. Free no-obligation consultation. Female owned, references.

Call 703-969-5847 or email IBuyFairfaxHouses@gmail.com.

LOOKING FOR A QUIET AND FRIENDLY WOMAN between the ages of 55-70 to share my lovely home in a quiet area of Silver Spring, MD. Must be either vegan or lacto-vegetarian, nonsmoker, and non-drinker. The rent is $600/month including utilities. Call Carol at 301-754-1289.

BUYING VIOLINS, COINS, FOUNTAIN PENS – Cash paid. Also guitars, old toys, comics, baseball cards, memorabilia, golf, football, fishing, firearms, swords. Tom, 240-476-3441.

CASH FOR ESTATE BUYOUTS, estate clean-outs, jewelry to furniture, one item or whole estate. Free Estimate, Will Travel. 301520-0755.

BUYING VIOLINS, COINS, FOUNTAIN PENS – Cash paid. Also guitars, old toys, comics, baseball cards, memorabilia, golf, football, fishing, firearms, swords. Tom, 240-4763441.

CASH FOR ESTATE BUYOUTS, estate clean-outs, jewelry to furniture, one item or whole estate. Free Estimate, Will Travel. 301520-0755.

FINE ANTIQUES, PAINTINGS AND QUALITY VINTAGE FURNISHINGS wanted by a serious, capable buyer. I am very well educated [law degree], knowledgeable [over 40 years in the antique business] and have the finances and wherewithal to handle virtually any situation. If you have a special item, collection or important estate, I would like to hear from you. I pay great prices for great things in all categories from Oriental rugs to Tiffany objects, from rare clocks to firearms, from silver and gold to classic cars. If it is wonderful, I am interested. No phony promises or messy consignments. References gladly furnished. Please call Jake Lenihan, 301-279-8834. Thank you.

BUYING VINYL RECORDS from 1950 through 1985. Jazz, Rock-n-Roll, Soul, Rhythm & Blues, Reggae and Disco. 33 1/3 LPs, 45s or 78s, Larger collections of at least 100 items wanted. Please call John, 301-596-6201.

BUYING MILITARY MEMORABILIA WW2, WW1, Civil War uniforms, weapons, photos and items associated with US, German, Japanese or items of other Military History. DAVE, 240-4640958.

STAMP COLLECTIONS, AUTOGRAPHS purchased/appraised – U.S., worldwide, covers, paper memorabilia. Stamps are my specialty – highest price paid! Appraisals. Phone Alex, 301309-3622. Stampex1@gmail.com.

MILITARY ITEMS WANTED: Collector seeks to purchase military uniforms; flight jackets, patches, insignia, medals, etc. from the Civil War through Vietnam. Especially seeking U.S. Army Air Corps, USMC, Airborne, and German/Japanese/Italian items from WWII. ALSO BUYING old Boy Scout, Airline Items, Toys, Lighters. Call Dan, 202-841-3062.

LADY WHO LOVES FINE CHINA and crystal would like to buy yours. Especially interested in figurines and dishes by the following makers: Herend, Johnson Brothers, Lenox, Lladro, Meissen, Rosenthal, Royal Copenhagen, Shelley, Spode, Wedgewood, Baccarat, Lalique and Waterford stemware and miscellaneous. Bone china cups and saucers, quality dog and cat figurines and sterling silver flatware and hollowware also. 301-785-1129.

CASH FOR JEWELRY: Buying jewelry, diamonds, gold, platinum, silver, watches, coins, flatware, etc. We make house calls. Ask for Tom. Call anytime 301-654-8678 or 301-654-0838.

COLLECTOR BUYING MILITARY ITEMS: Helmets, weapons, knives, swords, bayonets, web gear, uniforms, etc. from all wars and countries. Also Lionel Toy Trains, and coin operated machines. Will pay top prices for my personal collection. Discreet consultations. Call Fred, 301-910-0783.

WE PAY CASH for antique furniture, quality used furniture, early American art, pottery, silver, glassware, paintings, etc. Single items to entire estates. Call Reggie or Phyllis at DC 202726-4427, MD 301-332-4697.

WE BUY STERLING SILVER FLATWARE, tea sets, single pieces of silver, large pieces of silver plate. Attic, basement, garage. You have something to SELL, we like to BUY. Call Greg, 717-658-7954.

WA S H I N G T O N B E A C O N — A P R I L 2 0 1 7

Wanted TIRED OF POLISHING YOUR SILVER? Turn it into cash, which does not tarnish. I will come to your home and give you a free evaluation of what I can pay. I buy all gold and silver jewelry, including broken pieces, all sterling silver, gold and silver coins, gold watches, etc. I am licensed with both Maryland and Montgomery County (lic. #2327). If you decide to sell, I can buy your items at that time, but there is no obligation. Call Bob, Gold 4 Good, (240) 938-9694.

Say you saw it in the Beacon

Wanted WE BUY GOLD AND SILVER JEWELRY. Costume too. Gold and silver coins, paper money, military, crocks, old bottles and jars, etc. Call Greg, 717-658-7954.

Thank you for reading.

CLASSIFIED ADVERTISING RATES Deadlines and Payments: Ad text and payment is due by the 20th of each month.

Note: Only ads received and prepaid by the deadline will be included in the next month’s issue. Please type or print your ad carefully. Include a number where you can be reached in the event of a question. Payment is due with ad. We do not accept ads by phone or fax, nor do we accept credit cards.

Private Party Text Ads: For individuals seeking to buy or sell particular items, or place a personal ad. Each ad is $15 for 25 words, 25 cents for each additional word.

BEACON BITS

Apr. 10

PIANO SHOWCASE

The University of Maryland is holding a piano showcase on Monday, April 10 at 8 p.m. The recital features solo and collaborative works performed by students from the School of Music’s piano division. The concert is free, and no tickets are required. The Clarice Smith Performing Arts Center’s Gildenhorn Recital Hall is located at 8270 Alumni Dr. in College Park, Md. For more information, visit http://bit.ly/PianoShowcase, email ticketstheclarice@umd.edu, or call (301) 405-2787.

Business Text Ads: For parties engaged in an ongoing business enterprise. Each ad is $35 for 25 words, 50 cents for each additional word.

Note: Each real estate listing counts as one business text ad.

Send your classified ad with check or money order, payable to the Beacon, to:

The Beacon, D.C. Classified Dept.

P.O. Box 2227, Silver Spring, MD 20915-2227 For information about display advertising, or to request a media kit, call (301) 949-9766.

ADVERTISERS IN THIS ISSUE Clinical Studies

Government Services

Exercise Memory Study . . . . . . . .23

DC Office on Aging . . . . . . . .32-33 DC Public Service Commission .4, 24 MC311 . . . . . . . . . . . . . . . . . . . . .24 Montgomery County Aging and Disability Services . . . .12, 20 Montgomery Parks . . . . . . . . . . . . .4

Computer/ Technology Help Easy Elder Tech . . . . . . . . . . . . . . .4 TechMedic4u . . . . . . . . . . . . . . . . .4 Our Voice . . . . . . . . . . . . . . . . . . . .5

Dental Services

Home Health Care

Overture Fair Ridge . . . . .B-3, B-17 Park View . . . . . . . . . . . . . . . . . . .38 Quantum Property Mgmt . . . . .B-18 Rainier Manor II . . . . . . .B-4, B-17 Riderwood . . . . . . . . .B-9, B-10, 48 Ring House . . . . . . . . . . . . . . . . .41 Springvale Terrace . . . . . .B-6, B-15 Tall Oaks . . . . . . . . . . . . . . . . .B-17 Tribute at the Glen . . . . . . .B-7, B-8 Tribute at Heritage Village . . . . .B-8 Tribute at One Loudoun . . . . . . .B-8 Victory Terrace . . . . . . . . . . . . . .B-2 Waltonwood . . . . . . . . . . . . . . . . .13

Cavallo, Joseph P., DDS . . . . . . . .17 Friedman, Stephen, DDS . . . . . . .22 Lee Dentistry . . . . . . . . . . . . . . . .19 Oh, Judy, DDS . . . . . . . . . . . . . . .14

Ameristar Healthcare Services . .16 Best Senior Care . . . . . . . . . . .B-13 Holy Cross Home Care and Hospice . . . . . . . . . . .11 Options for Senior America . . . . .40 Shaloom Care Givers . . . . . . . .B-14

Events

Housing

Medical/Health

Active Aging Expo . . . . . . . . . . . . .6 Beacon 50+Expo . . . . . . . . . . . . .18 Communicating With Dementia . . .26 Montgomery Serves Awards . . . .41 Vision & Driving Seminar . . . . . .18

Asbury Methodist Village . . . . . .13 Ashby Ponds . . . . . . .B-9, B-15, 48 Aspenwood Senior Living . .B-7, B-13 Bayleigh Chase . . . . . . . . . . . . . .25 Brooke Grove Retirement Village. . .15, B-7, B-10, B-15, B-20 Buckingham’s Choice . . . . . . . . .25 Chesterbrook Residences . .B-4, B-15 Churchill Senior Living . . . . . . . .21 Covenant Village . . . . . . .B-7, B-18 Culpepper Garden . . . . . . . . . . . .10 Elms at Clarksburg Village, The . .B-2 Emerson House . . . . . . .B-15, B-18 Fairhaven . . . . . . . . . . . . . . . . . . .25 Falcons Landing . . . . . . . .B-5, B-15 Friendship Terrace . . . . . .B-6, B-10 Gardens of Traville, The . . . . . . . .21 Greenspring . . . . . . . . .B-7, B-9, 48 Homecrest House . . . . . .B-10, B-14 Kensington Park . . . . . . . .B-7, B-12 Olney Assisted Living . . .B-10, B-19

Holy Cross Hospital . . . . . . . . . . .52 I Hate Knee Pain . . . . . . . . . . . . .11 Medical Eye Center . . . . . . . . . . .45 River Medical Group . . . . . . . . . .14 Silver Spring Medical Center . . .26 Vascular Institute of Virginia . . . .17

Financial Services Capital Bank . . . . . . . . . . . . . . . . .3 Children’s National Hospital . . . .29 First Maryland Disability Trust . .29 Geddes & Company, PC . . . . . . .28 Jefferson Mortgage . . . . . . . . .B-17 Mortgage Solutions . . . . . . . . . .B-3 PENFED Credit Union . . . . . . . .28

Funeral Services Fram Monuments . . . . . . . . . . . . .31 Garden of Remembrance . . . . . . .26 Going Home Cremation . . . . . . . .41

51

Legal Services Law Firm of Evan Farr . . . . . . . . .31 Law Offices of Paul Riekhof . . . .31

Miscellaneous Jewish Council for the Aging . . . .40 Misler Adult Day Center . . . . . . .25 Oasis Senior Advisors . . . . . . .B-16 Philips Lifeline . . . . . . . . . . . . .B-12 Senior Zone . . . . . . . . . . . . . . . . .44

Real Estate Ikon Realty/Miriam Gennari . .B-16 Long & Foster/Eric Stewart . . .30, 47 Long & Foster/Inderjeet Jumani . . . . . . . . . . . . . . . . . . . . .22 Long & Foster/Martha Martinez . .B-2 Weichert/Sue Heyman . . . . . . . . .22

Restaurants Original Pancake House . . . . . . . .43

Retail/Pawn/Auction Dan Kugler Design Center . . .39, 46 Quinn’s Auction Galleries . . . . . .10

Skilled Nursing & Rehabilitation Communicare Health . . . . . . . . . .16 HealthSouth Rehab Hospital . . . .19 Manor Care Health Services . . . .20 Village at Rockville, The . .B-10, B-14

Subscriptions Beacon Subscription . . . . . . . . . .49 Washington Jewish Week . . . . . . .44

Theatre/ Entertainment Fairfax Spotlight on the Arts . . . .45 Ford’s Theatre . . . . . . . . . . . . . . . .42 Kennedy Center . . . . . . . . . . . . . .45 Toby’s Dinner Theatre . . . . . . . . .42 US Army Military District . . . . . .43

Tour & Travel Eyre Travel . . . . . . . . . . . . . . . . . .36 Festive Holidays . . . . . . . . . . . . . .37 Nexus Holidays . . . . . . . . . . . . . .37 Shillelaghs, The Travel Club . . . .40 Travel West Virginia . . . . . . . . . . .35 Tripper Bus . . . . . . . . . . . . . . . . .36 US Navy Memorial . . . . . . . . . . .35 Vamoose . . . . . . . . . . . . . . . . . . . .37 Walper Travel . . . . . . . . . . . . . . . .36

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More at TheBeaconNewspapers.com

A P R I L 2 0 1 7 — WA S H I N G T O N B E A C O N

The most meaningful words to describe Holy Cross Germantown Hospital are:

Your Very Own.

Robotic Prostatectomy Allows Vance to Maintain His Active Lifestyle using the da Vinci® Surgical System, the first robotic prostatectomy performed at Holy Cross Germantown Hospital. “The robot helps with earlier recovery and less pain and bleeding,” Dr. Joseph explains.

Vance Perkins lives an active life. He works out daily with his 17-year-old son, coaches his 7-year-old son’s football and lacrosse teams, and on Sundays during the warm weather he and his family like to go fishing. So when he was diagnosed with prostate cancer, staying active with his family was among his top concerns. “I told the doctor I didn’t want to be incontinent, I wanted a healthy adult life, and Dr. Roy Joseph told me he’d do his best.”

According to the American Cancer Society, prostate cancer is the second most common cancer among men in the United States after skin cancer. In the past, the treatment involved surgically removing the prostate along with all the nerves around the organ, and the result was that 100 percent of men were impotent, and most were incontinent. Today, there are better options that include nerve-sparing, minimally invasive and robotic surgical techniques, as well as radiation, that have significantly lowered the chances for these life-altering side effects.

Vance was reassured by the calm and confident manner of Roy Joseph, MD, urology, Holy Cross Health. “I knew he’d done this before and would look out for my best interests, and make sure whatever cancer cells were there he would get out, and do as little damage to my nerves as possible,” said Vance.

“It’s one thing to have a great doctor. But to have the entire staff treat you well before and after the surgery, that’s huge,” said Vance, pictured above with his son, about his experience at Holy Cross Germantown Hospital.

Dr. Joseph recommended that Vance have his surgery at Holy Cross Germantown Hospital. “I’ve been operating at Holy Cross Hospital since 1997, so I know the Holy Cross commitment to patient care. I was impressed with Holy Cross Germantown Hospital’s beautiful building and campus, the technology and the excitement of the staff,” said Dr. Joseph.

For Vance, who lives in Annapolis, the Intercounty Connector and free parking made Holy Cross Germantown Hospital a convenient choice.

Dr. Joseph performed Vance’s procedure

Speaking about his experience afterwards, Vance was clearly moved by the care he received at Holy Cross Germantown Hospital. “I exercise vigorously, I know pain, but I didn’t know what to expect, so I was nervous,” said Vance. “But from the phone call the day before telling me what to bring, to the phone call after my discharge asking how I was doing, I had a great experience with everyone. It’s one thing to have a great doctor.

But to have the entire staff treat you well before and after the surgery, that’s huge.”

One in seven men in the United States will develop prostate cancer over the course of their lifetimes, which fortunately is one of the most treatable forms of cancer. Holy Cross Health offers a variety of treatment options including radioactive prostate seed implants (brachytherapy), external beam radiation therapy, radical prostatectomy, hormone therapy and combination therapy.

To find a physician at Holy Cross Germantown Hospital, visit HolyCrossHealth.org or call 301-754-8800.

U P C O M I N G E V E N T S AT H O LY C R O S S G E R M A N T O W N H O S P I TA L Our “Ask the Doctors” events are FREE and held from 6:30 to 7:30 p.m. at 19801 Observation Dr., Germantown, MD 20876.

To register, call 301-754-8800 or visit HolyCrossHealth.org/AskTheDoctors.

April 25

May 18

June 29

July 13

IMPROVING LUNG AND PULMONARY HEALTH

HELP FOR HERNIAS

NAVIGATING UROLOGIC AND GYNECOLOGIC HEALTH ISSUES

JOINTS: REPAIRS AND REPLACEMENTS

Women’s health experts discuss issues that may be impacting your quality of life, such as incontinence, prolapse, abnormal bleeding, fibroids and other gynecologic or pelvic health concerns.

Panelists include: • James Barter, MD, Gyn Oncology • Shobha Sikka, MD, OB/GYN

Return to a full and active life by learning more about the risks and benefits of treatment options for joint tears and fractures, including joint replacement. Panelists include orthopedic surgeons: • Douglas Murphy, MD • Gabriel Petruccelli, MD

Our experts discuss the latest advances in the diagnosis and treatment of lung conditions and lung cancer. Panelists include: • Joseph Ball, MD, Pulmonary • Kunda Biswas, MD, Thoracic Surgery • Bryan Steinberg, MD, Thoracic Surgery • Denise Holford, RN, Oncology Nurse Navigator

Get the facts on hernia pain, types of hernias, symptoms, treatments and surgical options. Panelists include: • George Conrad, MD, General Surgery • Stephen McKenna, MD, General Surgery • Alexander Sailon, MD, Plastic Surgery