May 2016 | Howard County Beacon

The Howard County

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The perfect storm (spotters)

I N S I D E …

PHOTO BY CHRISTOPHER MYERS

By Robert Friedman The quick, violent downpour one day last fall registered high enough on the rain gauge in the backyard of David Alexander’s Columbia home for him to call the National Weather Service (NWS). After receiving the call, the NWS office covering the BaltimoreWashington area declared a flood alert.

The unpredicted storm took the life of the driver of a car that was swept away, but Alexander’s call may well have saved other lives.

“I got a call later from a weather service officer who thanked me for my report,” said Alexander, 62, whose fulltime job is at the U.S. Government Accountability Office. “I’ve been a volunteer weather spotter for about 20 years,” he said. “I’ve always been pretty fascinated by the weather.”

Alexander also remembers getting a call about five years ago from an NWS meteorologist asking him to if he could go outside and see if the clouds are spinning, since the radar said a tornado may be forming in the area.

“I didn’t see any swirling formation of clouds. But sometimes you can’t exactly tell what is happening from the radar. You need eyes and ears on the ground,” he said.

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Hundreds of local spotters Alexander is one of, at last count, 279 SKYWARN spotters in Howard County who volunteer to record and report severe weather to forecasters. Nationwide, the program has some 300,000 volunteers.

The local program partners the NWS with Howard County’s Office of Emergency Management. Ryan Miller, who heads the county office, noted that this area is “the perfect environment for some of the weirdest weather you’ll ever see....The more weather spotters we can imbed in the community, the more accurate our response to weather events will be.”

The county has already held one class this year for residents who want to be SKYWARN volunteers. They are now deciding if another class will be held in the fall.

(In the meantime, the NWS will be holding a Weather-Ready Nation event at its Baltimore-Washington forecast office in Sterling, Va., on April 30 and May 1. Among other things, free storm spotting classes will be of-

Weather spotter Debbie Slack Katz reports severe weather near her Ellicott City home as one of Howard County’s 279 trained SKYWARN volunteers. Altogether, nearly 300,000 volunteers nationwide assist the National Weather Service by augmenting radar and airport weather measurements with local reports. Classes for new spotters are offered on a regular basis.

fered on both days for visitors who want to volunteer for the program. For more information, call (703) 946-2201.)

The classes train spotters to report extreme weather observations in and around their homes — such as heavy rain, snowfalls with high measurements, hail larger than the size of a quarter, high wind gusts, tornadoes, water spouts — any severe weather that could be in need of an emergency response from the county government.

The SKYWARN program was organized in the 1960s to help meteorologists make life- and property-saving decisions. According to the NWS, the spotters are needed because, among other things, the U.S. “is the most severe weather-prone country in the world.”

Each year, according to the NWS, Americans cope with an average of 10,000 thunderstorms, 5,000 floods, 1,200 tornadoes and two landfall hurricanes. Extreme weather causes about 500 deaths in the nation each year and nearly $14 billion in damages.

Keeping flooding at bay Volunteers from Ellicott City, which has experienced several devastating floods over the years, are especially on the lookout for water levels during rainstorms.

Registered nurse Debbie Slack Katz, an Ellicott City native, volunteered to be a spotter last July, at the same time she became chair of the Ellicott City Flood Working See SPOTTERS, page 11

ARTS & STYLE

Sam Waterston talks about his busy career; plus, colorful hot air balloons to fly high over Howard page 34 FITNESS & HEALTH 4 k Full-fat foods that are good for you k Avoid insurance surprises THE SENIOR CONNECTION 17 k Newsletter for Howard County seniors LAW & MONEY 25 k Negotiate at the grocery store k Stocks to buy low ADVERTISER DIRECTORY

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A healthy mind...

While I’ve long been interested in mental For example, while it includes psychohealth issues, and the Beacon has always logical and personality disorders, cognitive covered these topics and the impairments and dementias latest research, in recent years of all types, it also refers to I’ve gained a deeper sensitivity substance abuse and addicthrough some interactions tion, the effects of brain inwith people close to me. jury, medication side effects, The combination of new inand even delirium (when formation and a growing common physical conditions awareness are starting to like dehydration and urinary help me understand present tract infections cause confu— and even past — experision and disorientation). ences in a new light.

You may wonder why peoIn that spirit, I want to FROM THE ple now lump all these condishare some information I PUBLISHER tions together when they may By Stuart P. Rosenthal learned in a recent presentahave very different causes or tion by Kim Burton, director sources. In part, it’s due to a of Older Adult Programs at the Mental growing understanding of our mind-body Health Association of Maryland (MHA). connections.

To start with, let’s look at the term “beFor example, Burton noted, studies conhavioral health.” If you’ve ever seen it and firm that many physical health problems, innot been clear what it means, you’re not cluding common chronic conditions like diaalone. The term, Burton explained, ad- betes, heart disease and even hearing loss, dresses not only conditions that originate can increase one’s risk of depression and in the brain — what we might convention- anxiety. And at the same time, we now know ally think of as “mental health issues” — that depression can raise the level of our but also many originating elsewhere in the stress hormones, which impair our body’s body that affect the brain. ability to fight off disease.

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The Beacon is a monthly newspaper dedicated to inform, serve, and entertain the citizens of Howard County, Md. and is privately owned. Other editions serve Greater Baltimore, Md., Greater Washington DC, and Greater Palm Springs, Calif.

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• Publisher/Editor ....................Stuart P. Rosenthal • Associate Publisher..............Judith K. Rosenthal • Vice President, Operations........Gordon Hasenei • Director of Sales ................................Alan Spiegel • Assistant Operations Manager ..........Roger King • Managing Editor............................Barbara Ruben • Art Director ........................................Kyle Gregory • Advertising Representatives ........Doug Hallock, .................... Jill Joseph, Steve Levin, M.K. Phillips • Editorial Assistant ........................Rebekah Sewell

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In short, the old adage “a healthy mind in a healthy body” addresses only one aspect of the mind-body connection. At all times, the health (or disease) of our body affects our mind and vice versa.

As a result, the old-fashioned stigma that once attached to those with “mental illness” has become out of date and off the mark. That’s another reason for using the less pejorative, more inclusive, term “behavioral mental health.”

We can all see ourselves as susceptible to behavioral health issues, and therefore as needing to learn how to recognize and treat, or cope with, them — both inside ourselves and in interacting with others.

A friend recently reminded me that public buses in this area play a recording periodically that says, “Thank you for saving priority seating for older adults and people with disabilities. Remember: not all disabilities are obvious.”

While that last line is meant to refer to less evident physical conditions, my friend noted it’s also true that many of us, “in one way or another, face our own undercover disabilities. Each of us has something that challenges us in a deep way — emotionally, mentally or otherwise.”

Of course he wasn’t saying we can all start vying for those convenient priority seats on the bus. There are disabilities that make it more difficult to walk and to stand, and there are those that affect how we feel about ourselves, and we must respect that different accommodations are required for the former than the latter.

But he has a point. Behavioral health problems can be debilitating and yet quite hidden for the most part. We can all try to become

more attuned to the less obvious, but nonetheless serious, struggles and challenges we, our friends and our family members face.

One reason behavioral health may be on people’s minds more today than in the past is that so many of us are living longer than our forebears.

Burton reported that those with serious mental health issues used to pass away 25 years earlier than they do today. Today there really are more people suffering from these conditions.

Furthermore, despite the good health and medical care that has so extended our physical lives, Burton pointed out that many behavioral conditions that we may have escaped in our youth can develop after a long life.

This applies, for example, to substance abuse, which is a growing issue among older adults. While late-life depression and loneliness may be factors, the aging of our bodies may be even more important.

We simply have more trouble metabolizing alcohol and drugs as we age. Studies also suggest we become much more susceptible to addiction later in life, for reasons that aren’t yet fully understood.

And when we find ourselves changing as we age — developing conditions and facing challenges we thought would never affect us — we can have a particularly difficult time accepting that fact and taking steps to address it.

That may help explain why the highest risk for suicide is found among those 65 and over (particularly among men 80 and over).

See FROM THE PUBLISHER, page 32

Letters to the editor Readers are encouraged to share their opinion on any matter addressed in the Beacon as well as on political and social issues of the day. Mail your Letter to the Editor to The Beacon, P.O. Box 2227, Silver Spring, MD 20915, or e-mail to barbara@thebeaconnewspapers.com. Please include your name, address and telephone number for verification.

Dear Editor: I moved to a senior community in Howard County in 2014 after living in Annapolis for 12 years. The day after that year’s mid-term election, I asked at our community’s weekly coffee get-together, “How did you like the election?” No one answered — and I was dismayed when they seemed unaware it had taken place.

So much for any political discussions here!

I sincerely thank Stuart Rosenthal for his column “Political musings” in the April issue — and for his tactful and inspiring analysis of how blessed we are to have the “checks and balances” of our form of government.

I have voted for many years and never strayed from the principle that Thomas Jefferson so eloquently expressed, “Government to grow — liberty to yield.” I fear, however, that I am part of a minority in Howard County and the state of Maryland.

Instead of voicing my personal political

views, I will try to emulate Mr. Rosenthal on espousing the importance of people becoming engaged in choosing our leaders.

I look forward to seeing the “Voters Guide” for the November elections. Furnishing addresses and phone numbers of our elected officials should continually be a part of the media’s responsibilities. More often than not, we go to the polls unaware of the candidates’ history and attributes.

Our freedoms are too precious to lose.

Barbara Green Elkridge Dear Editor: I just read your April editorial on government, and I am so glad you wrote it.

Every day I am listening to “the people” who cannot fathom what is going on with our election year politics. It is very hard for them to have a bigger picture.

You said it beautifully.

Laura Feldman via email

H O WA R D C O U N T Y B E A C O N — M AY 2 0 1 6

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Fitness &

Health

LEFT SPEECHLESS A mystery brain disorder can prevent sufferers from being able to talk PROTEIN IN A POWDER Supplemental protein powders can help build muscle and boost iron LIVING WITH PARKINSON’S No cure yet, but many treatments can relieve Parkinson’s symptoms NOT FEELING FRISKY? Try yoga, dark chocolate and DHEA to help get you in the mood

Four foods you can enjoy in full-fat form

By Lisa D’Agrosa, R.D If you lived through the relatively long era when fat was considered the enemy, you may have been surprised by recent research suggesting that fat — and even saturated fat — plays an important role in our diets.

With 9 calories per gram (versus the 4 calories per gram found in proteins or carbohydrates), fat is still a higher-calorie choice. But remember that fat adds flavor to foods and helps keep you full, because it takes a long time to digest.

Sometimes it might even be smarter to choose the full-fat version of certain foods, as their low-fat counterparts may include unhealthy fillers meant to replace naturally occurring fat.

Here are four foods you might want to consider buying and enjoying full-fat.

Full-fat natural peanut butter Peanuts have healthy monounsaturated fats that help to lower heart disease risk.

When the peanuts are partially defatted to

make reduced-fat peanut butters, the missing fat is replaced with added sugar and starches.

As a result, most reduced-fat spreads don’t give you much of a calorie savings. It depends on which brand you choose, but both regular and reduced-fat peanut butters deliver about 200 calories per 2-tablespoon serving.

Look for natural peanut butter, the kind that contains just peanuts and maybe a little salt, to avoid added hydrogenated oils and sugars.

Eat the whole egg Although not technically a “reduced-fat” version of a whole egg, egg whites are often viewed as a healthier choice. But when you toss out the golden yolk, you’re losing half the protein (about 3 grams), which helps make eggs a powerhouse choice for breakfast. Plus, the yolk is where healthy nutrients live, like calcium and eye-protecting lutein and zeaxanthin.

The center of the egg has been thought of

as a heart disease promoter, because yolks are a significant source of dietary cholesterol. But researchers now think that eating one whole egg daily is fine for most people.

Salad dressings The fats in most salad dressings are typically vegetable oils, so-called “good fats” that help lower levels of “bad” LDL cholesterol.

Furthermore, having some fat in the salad dressing actually helps you make the most of the nutrients in the salad greens and other veggies. Carotenoids like lutein, lycopene, beta carotene and zeaxanthin require a little fat for absorption. These fatsoluble compounds are associated with reduced risk of heart disease, macular degeneration and even some cancers.

And while the calories may be lower in many low-fat dressings, the missing fat is usually replaced with added sugars and starches, fake flavors and color enhancers.

Choose bottled dressings made with heart-healthy olive and canola oils (and

with a simple ingredient list).

Eat some full-fat dairy Full-fat dairy is making a comeback. A recent review of 16 studies that looked at the link between obesity and low-fat or fullfat dairy found that, in more than half of the studies, eating full-fat dairy instead of low-fat was actually associated with lower body weight. This may be because full-fat versions are linked with greater satiety, so you eat less.

Just remember that dairy still contains calories, so moderation is key. Maybe order a latte with whole milk instead of nonfat, or buy some whole-milk yogurt next time you’re grocery shopping. Your taste buds will thank you, and you probably won’t be doing your body any harm.

EatingWell is a magazine and website devoted to healthy eating as a way of life. Online at www.eatingwell.com. © 2016 EatingWell, Inc. Distributed by Tribune Content Agency, LLC.

Surprise insurance fees after emergencies

By Matthew Perrone As health insurance plans become increasingly complicated, more patients are facing unexpected fees when they step outside their plan’s coverage network. In many cases, patients don’t even realize they’ve received out-of-network care until they’re slapped with a bill for hundreds or thousands of dollars.

Nearly a third of insured Americans who have financial problems tied to medical bills faced charges that their insurance would not cover, according to a recent survey by the Kaiser Family Foundation.

These out-of-network charges were a surprise to nearly 70 percent of patients, who did not know the services were not covered, according to the non-partisan policy group.

Here are some key questions and answers about out-of-network charges and potential steps for protecting yourself.

Q: How does this problem occur?

It usually happens when people need to be hospitalized for medical care. Even though services from their primary physician may be covered by their in-network insurance coverage, services provided by

other professionals — such as anesthesiologists, radiologists and emergency doctors — often aren’t. In those cases, the patient will be billed at out-of-network rates.

The often-hefty bills leave many consumers angry and confused. Determining whether various specialists are in your network can be difficult, sometimes impossible, particularly during emergency situations.

“You can’t wake up from a heart attack and say to the ambulance provider, ‘Excuse me, are you in my network?’” said Karen Pollitz, who has studied the issue for the Kaiser Family Foundation.

Q: How much do these fees cost consumers?

Experts say there is little hard data on the cost of out-of-network charges or how frequently they occur. But a 2011 study by the state of New York found that the average out-of-network emergency bill was about $7,000. After assistance from insurance and other services, most consumers still had to pay roughly $3,780.

Q: Is there anything I can do to protect myself?

If you have a scheduled surgical procedure coming up, experts say there are cer-

tain precautions you can take to insulate yourself from surprise fees. But they warn that even these will not guarantee you won’t be touched by out-of-network providers.

Call the hospital in advance and do what you can to make sure the surgeon and assistants handling the procedure are part of your insurance network. You can also talk to the hospital and request that any tests are sent to in-network laboratories for processing. Surprise fees often arise when hospitals send blood samples or medical scans to outside facilities for development.

Even in these situations, however, hospitals often cannot tell you which radiologist or anesthesiologist will be handling your particular procedure. That means even if you’ve tried to pre-manage the process, you may receive care from an out-of-network provider.

Q: I’ve already received a bill that includes these charges. What can I do now?

The first step is to call your insurance company and let them know what happened. Some employer-sponsored health plans have policies where patients are not responsible for out-of-network charges, especially if they occur during an emergency.

Even if your plan doesn’t have such a benefit, insurance companies can try and work with the hospital to negotiate lower fees.

You can also check if your state has a consumer assistance program to help patients with health insurance problems. Currently, nine states, including Maryland and the District of Columbia, run such programs.

Maryland’s consumer assistance program can be reached at 1-877-261-8807 or online at www.oag.state.md.us/Consumer.HEAU.htm.

In D.C., call 1-877-685-6391 or email healthcareombudsman@dc.gov.

Q: Is anyone working on a permanent solution to these problems?

Most experts who have studied the issue say legal changes are needed to protect consumers from surprise medical fees. In most cases, that means new laws at the state level.

New York recently implemented a law that relieves patients from out-of-network expenses that arise from emergencies or certain other circumstances. The law does not eliminate the fees, but instead requires insurance companies and hospitals to begin negotiations to resolve the charges.

— AP

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H O WA R D C O U N T Y B E A C O N — M AY 2 0 1 6

Ways to trick yourself into liking exercise Eyes on the prize

Recruit a friend

Remember those star charts that rewarded good behavior when you were a kid? Create one to keep track of your exercise. First define your prize: a night out at the movies (or a night at home with a rented one)? Some new music?

Then decide how many “stars” (or check marks) you need to get — maybe 12 over the course of a month — to earn your prize.

Then, get moving!

Ask a friend who also is trying to get healthier to join you on your walks. Knowing that he or she is counting on you may make it less likely that you’ll skip your planned activity.

And consider setting a big goal together.

Maybe there’s a 5K charity walk you could sign up for. You may be motivated to train, and you’ll be helping a worthy cause.

Walking with your dog is legitimate physical activity. Even vacuuming the house counts for something: it’s lifestyle exercise.

Apr. 26+

CPR CLASSES The American Heart Association is offering a one-evening course in adult, child and infant CPR on Tuesday, April 26, and again on

Wednesday, May 11. The class will be held from 5:30 to 9 p.m. at the Howard County General Hospital Wellness Center, 10710 Charter Dr., Columbia. There is

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BEACON BITS

If you can convince yourself to think of exercising as “me time,” and not just another chore you have to check off your list, you might be able to see the act of exercise as a reward in itself.

Whether you’re at the gym, on a walk, or riding your bike, no one is likely to bother you. Think of it as a break from your normal reality, and it might even start feeling like the best part of your day.

EatingWell is a magazine and website devoted to healthy eating as a way of life. Online at www.eatingwell.com. © 2016 Eating Well, Inc. Distributed by Tribune Content Agency, LLC.

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Every little bit helps

“Me time”

F R E E

Maybe you walk (instead of drive) to meet your friends at the coffee shop.

(Bonus: Going through the effort of exercising may help you resist the doughnut once you get there!)

When you remember that these everyday chores count toward your get-healthy goal, it’s easier to get motivated — and accomplish a few tasks around the house.

I N F O R M AT I O N

Reward yourself

Perhaps you make a deal with yourself that you can only watch your TV program while you’re on the treadmill or doing other exercises.

F R E E

By Nicci Micco You know that exercise usually makes you feel better, but sometimes life, or excuses, can get in the way. You can spend 20 minutes debating about whether it might rain, or focusing on all of the reasons why right now is not a good time to walk — or you could just lace up your shoes and go.

When it becomes easier to talk yourself out of exercise than it does to just get out there, don’t give up: Give yourself a motivator. It never hurts to have goals (and rewards!) in place to help give you that extra push out the door.

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Mystery brain disorder robs one of words

By Lauran Neergaard A mysterious brain disorder sometimes confused with early Alzheimer’s disease doesn’t rob patients of their memories, but of the words to talk about them.

It’s called primary progressive aphasia, and researchers say they’re finding better ways to diagnose the little-known syndrome. That will help people whose thoughts are lucid but who are verbally locked in to get the right kind of care.

“I’m using a speech device to talk to you,” Robert Voogt of Virginia Beach, Va., said by playing a recording from a phonesized assistive device at a recent meeting of the American Association for the Advancement of Science. “I have trouble speaking, but I can understand you.”

Even many doctors know little about this rare kind of aphasia, abbreviated PPA, but raising awareness is key to improving care. A new study is underway to try to slow the disease by electrically stimulating the affected brain region.

PPA wasn’t identified as a separate disorder until the 1980s, and while specialists estimate thousands of Americans may have it, there’s no good count.

Families may not even seek care because they assume a loved one’s increasingly garbled attempts to communicate are due to age-related dementia, said Dr. Argye Elizabeth Hillis of Johns Hopkins University. Often, it’s when those people reach neurologists who realize they aren’t repeating questions or forgetting instructions that the diagnosis emerges.

“Nobody’s talking to them, nobody’s involving them. It’s very sad,” said Dr. Margaret Rogers of the American Speech-Language-Hearing Association. Yet for many, “they can handle their own finances, they can drive, they can appreciate music.

There’s a lot that still works for them.”

Damage to brain Speech and language are hugely complex. Just to speak requires activating 100 muscles between the lungs and lips to produce at least 14 distinct sounds per second, said Dr. Joseph Duffy of the Mayo Clinic.

Stroke or brain injury patients often have trouble making sounds or retrieving words. PPA occurs for a different reason, because the brain regions that control language become diseased and degenerate, resulting in communication difficulties that may mimic broader dementia.

Special MRI scans can tell the difference, Hillis said. They also can help identify whose aphasia will worsen faster, and who has a subtype that can morph to become Alzheimer’slike, where they eventually do lose memory and the ability to understand language.

Standard language therapy has patients match pictures to the correct word, to keep the wiring involved as active as possible. Now, Hillis’ team is testing if a kind of brain stimulation that sends electrical signals through the skull can rev up the effects of that treatment.

In the first 19 patients tested, people did better retrieving the right words for about two months after receiving the electrical stimulation than when they received sham zaps with their regular therapy, Hillis reported.

They were more able to name objects they hadn’t practiced, and brain scans showed better connectivity in the affected region. But it will take far more study to prove if the treatment produces lasting effects, she cautioned.

Assistive devices give voice Until there’s better medical treatment,

Voogt, the Virginia patient, illustrates how assistive communication devices can help patients’ quality of life.

Now 66, Voogt was diagnosed 10 years ago with a form of PPA that makes him unable to say words even though he can understand and type them via email, text or his assistive device. He owns a brain-injury rehabilitation center, and knew how to track down a specialist for diagnosis when he first had trouble retrieving words.

Voogt patiently answered Hillis’ questions by typing into a device called the MiniTalk, or calling up verbal phrases he’d pre-programmed into it. Asked to say

“dog,” Voogt forced out only a garble. But asked what cowboys ride, he typed horses and the device “said” the word for him.

His form of PPA also impacts grammar so that he has difficulty forming full sentences, Hillis said. Asked to write that’s “it’s a cold day in Washington,” Voogt typed a minute or two and the device’s recorder emitted “cold Washington D.C.” Voogt typed that he started relying on the device in 2012, but lives independently and travels internationally. But asked how difficult the loss of language is to live with, he typed out a pretty bad rating — 70 percent.

— AP

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M AY 2 0 1 6 — H O WA R D C O U N T Y B E A C O N

Protein powders can help build muscle

By Victoria Shanta Retelny, R.D. Stroll through the grocery store and you’ll see a flurry of food products proudly touting their protein content — whether it’s naturally occurring or added to foods like cereals and breads. It makes sense.

Protein is a powerhouse nutrient.

While it’s better to get protein from real food, it’s not surprising that food companies are adding protein at every turn, or that people are using powders in smoothies, baked goods and more.

If you fall into the latter category, you’ve probably wondered which protein powder to choose from among the dozens of protein powders on offer. Here’s a closer look at the ones most commonly added by food manufacturers.

Soy (soy protein isolate, soy protein powder, hydrolyzed soy protein) Origin: Soybeans. This powerful plant protein can hold its own compared with animal protein. Research has shown that soy protein increases muscle mass and im-

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proves strength during and after exercise just as well as beef protein. Soy protein is unique in that it contains naturally occurring antioxidants called isoflavones, which can help reduce muscle damage during and after exercise.

Bonus: Helps muscles, boosts iron.

Whey (whey protein isolate, whey protein concentrate, hydrolyzed whey protein) Origin: Cow’s milk. Whey protein is composed mostly of an amino acid called leucine, which is the most potent for building muscles.

Whey may also be good for your waistline. When researchers gave people a whey protein drink, they lost about four pounds more and about an inch more from their waists over six months, and felt less hungry than people given a carbohydrate shake instead.

Bonus: Helps muscles; boosts calcium; slims you down.

Pea (pea protein powder, pea protein isolate) Origin: Yellow peas. Unlike soy and whey, pea protein is free of common allergens. This plant protein is particularly high in the amino acid arginine, a precursor to creatine, which delivers energy to muscles.

Recent research also revealed that pea protein might build muscle mass as well as

whey protein does. Plus, preliminary research suggests it may have even more appetite-curbing power than whey protein.

Bonus: Helps muscles; boosts iron; keeps you satiated.

Pick a better protein powder If you’re planning to add protein powder to smoothies or baked goods, look for one with a simple ingredient list (made with just one or two ingredients). Many protein powders contain add-ins like sweeteners, oil, salt, thickeners and artificial colors.

One tablespoon of protein powder adds about 4 grams of protein. Women need about 46 grams of protein daily; men should aim for 56 grams.

But don’t rely on protein powders to provide enough protein to power you through the day. Other foods high in protein include meat, fish, beans, dairy, nuts and eggs.

Higher-protein diets are linked with lower Body Mass Index (BMI) and smaller waists. Protein also helps satisfy your appetite long after you’ve eaten, fuels your active lifestyle as it maintains and builds muscle, and even slightly revs metabolism (it requires more energy to burn compared to carbohydrates and fat). © 2016 Eating Well, Inc. Distributed by Tribune Content Agency, LLC.

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H O WA R D C O U N T Y B E A C O N — M AY 2 0 1 6

Say you saw it in the Beacon | Fitness & Health

9

Parkinson’s progression is hard to predict

By Ryan Uitti, M.D. Dear Mayo Clinic: My father is 64 and was diagnosed with Parkinson’s last year. So far his symptoms are very mild, but I’m wondering what the typical progression of the disease is like.

I have read that deep brain stimulation is sometimes recommended.

When is this type of treatment usually considered? Is it safe?

Answer: The symptoms of Parkinson’s disease, or PD, tend to begin very gradually and then become progressively more severe. The rate of progression is hard to predict and is different from one person to another. Treatment for PD includes a variety of options, such as exercise, medication and surgery.

Deep brain stimulation is one surgical possibility for treating PD, but it’s usually only considered in advanced cases when other treatments don’t effectively control symptoms.

Parkinson’s disease is a syndrome that typically has no known cause. The diagnosis is based on symptoms, of which there can be many. The most common include excessive slowness and lack of movement, as well as shaking or tremor.

Neurologists who specialize in movement disorders typically have the most experience with PD diagnosis and treatment.

Slow worsening of symptoms As in your father’s situation, symptoms are often mild at the outset. How quickly they get worse varies substantially, perhaps because there may be multiple underlying causes of the disease. In most cases, symptoms change slowly, with substantive progression taking place over the space of many months or years.

Many people with PD have symptoms for at least a year or two before a diagnosis is actually made. The longer symptoms are present, the easier it is to predict how a person with PD will do over time.

In those who have tremor and symptoms on one side of the body only, the disease typically advances more slowly than in those without tremor who have symptoms that affect both sides of the body, as well as walking.

While life expectancy is marginally reduced, people with PD usually function quite well for many years. They are, however, at an increased risk to develop instability that could lead to falls. They also have a higher risk for dementia. These two possibilities represent the greatest potential difficulties for those with PD.

The vast majority of patients see major improvements in their symptoms with treatment that includes exercise and medication. For example, most people who have PD are able to function better in their daily lives five years after they start medication treatment than they were before they started treatment.

Surgery is only rarely required to treat PD, and usually is in the form of deep brain stimulation. This procedure involves placing an electrode into the brain that is connected

to a battery. It delivers a small electric discharge into the brain, which influences the brain circuitry and improves symptoms.

Most people who undergo surgery for PD have had symptoms for at least five years. Surgery can be helpful when medications don’t consistently control symptoms, or when tremor persists despite medication. Serious complication rates for deep brain stimulation surgery are low, See PARKINSON’S, page 11

Symptoms are treatable While no treatment is currently available to slow the natural progression of PD, this condition is by far the most treatable of all neurodegenerative disorders.

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May 5

AVOIDING DIABETES

A certified diabetes educator and registered dietitian will explain ways to prevent and delay diabetes in a program on Thursday, May 5 at the Howard County General Hospital Wellness Center, 10710 Charter Dr., Columbia. There is a $15 fee. For more information, call (410) 740-7601 or visit www.hcgh.org.

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M AY 2 0 1 6 — H O WA R D C O U N T Y B E A C O N

H O WA R D C O U N T Y B E A C O N — M AY 2 0 1 6

Spotters From page 1 Group, which tries to mitigate flooding damages in the city’s historic downtown.

“I think one of the ways to lessen flooding damage is for citizens to get involved,” she said. “Flooding is a major issue in Ellicott City, and the spotter program is a way for all of us to become involved.”

Slack Katz, 50, is trying to convince Ellicott City gardeners to plant rain gardens which, among other things, feature certain plants that hold the rainfall better than others, and help prevent flooding.

The healthcare worker, who as a risk management specialist visits long-term care and assisted living centers around the country, sees her volunteer weather work as an extension of her professional duties.

Parkinson’s From page 9 with most institutions reporting a 1 to 2 percent risk for serious side effects.

Several other disorders similar to PD, known as atypical parkinsonism, have a less favorable long-term outlook than PD. In some cases, it can be hard to distinguish these conditions from PD. After several years of symptoms, however, determining the correct diagnosis is relatively straightforward.

Working closely with his neurologist, it is likely that your father will be able to achieve

“I look at risk issues in the centers and advise the officials there what to do about them,” Katz said. As a SKYWARN volunteer, she assesses the potential dangers of the weather outside, and reports her findings to weather authorities.

Firsthand reports Damon Gunther, a computer specialist who lives in Columbia and has been a weather spotter for the past 10 years, actually majored in meteorology at the University of Maryland.

“Instruments can only do so much” in predicting the weather, said Gunther. “It’s always good to have eyes on the ground.”

Gunther has reported on several weather occurrences in the area, such as Hurricane Sandy, the derecho of 2012, and major snowstorms in the area in 2009 and 2010. acceptable PD symptom control. It’s important that he contact his physician if he notices changes in symptoms, so treatment can be adjusted as needed over time.

— Ryan Uitti, M.D., Neurology, Mayo Clinic, Jacksonville, Fla. Mayo Clinic Q & A is an educational resource and doesn’t replace regular medical care. E-mail a question to MayoClinicQ&A @mayo.edu. For more information, visit www.mayoclinic.org. © 2016 Mayo Foundation for Medical Education and Research. All Rights Reserved.

Distributed By Tribune Content Agency, LLC.

Say you saw it in the Beacon | Fitness & Health

He took the snowfall measurements in his back patio. While he used a conventional ruler to measure the first storm, he had to use a longer measuring stick for the second one, he recalled.

Maury Freedman, who grew up in Silver Spring and has lived the last 30 years in Ellicott City, joined as a spotter in March, when the county classes were last being given.

He, too, appeared moved to join because of the many flooding incidents in Ellicott City, as well as a “fascination with the weather.”

Freedman noted that the area flooding was so pronounced in the 1990s that beavers appeared in his Dorsey Hall

neighborhood, felling trees and damming up the surrounding waters. “People came from all around to see the beavers at work,” said Freedman, 62, who is a sales strategist consultant for Verizon.

Freedman, a ham radio operator, said that the NWS was “one of my customers” for several years. The NWS reported that many of the weather spotters have been ham radio users.

Was he looking forward to spotting his first potential flood for the SKYWARN program?

“Not really,” Freedman said. “But if I can help, I’m looking forward to that.”

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M AY 2 0 1 6 — H O WA R D C O U N T Y B E A C O N

Say you saw it in the Beacon | Fitness & Health

H O WA R D C O U N T Y B E A C O N — M AY 2 0 1 6

13

Not as frisky as you used to be? Try this There are plenty of reasons you might not Estrogen medications — including birth be feeling frisky enough for sex on any given control pills, patches or shots in addition to day. But when you find yourself those mentioned above — reusing excuse after excuse, it duce otherwise healthy levels could be a sign of bigger horof testosterone, the hormone monal problems, some of that ignites libido in both men which I can help you with today. and women.

Over 40 percent of adult As a pharmacist, I saw this women experience low libido, time and time again: A woman and I think that’s underretaking birth control pills for ported. six months and then suddenly For men, it’s those “blue dithere’s no interest in sex. amonds” they want, meaning Even worse if she has to DEAR Viagra. But they often don’t PHARMACIST start thyroid medicine and/or stop and think, “Does my girl By Suzy Cohen antidepressants. These drugs want to do this too?” I mean, it have an effect on testosterone looks so mutual in the comlevels, as well as on minerals mercials doesn’t it? that support thyroid and mood.

But ladies, what if you’re “not in the If you’re having a problem, here are mood” when your man is revved up on Via- some ways you can get your va-va-voom gra? back: Ask yourself, do you take any medicaDHEA. Improving levels of “the fountions? These can be a factor in crushing tain of youth hormone” can help with liCupid. Drugs that treat hypertension and bido by increasing testosterone levels. A depression can squash libido in a women study confirms that DHEA supplementain about two weeks flat. tion in peri- and post-menopausal women Of course, menopause can make sex un- improved sexual function. comfortable due to vaginal dryness. But Ashwagandha. This thyroid-loving herb ironically, even estrogen-containing med- also increases DHEA, which goes on to amications (creams, pills and patches) that plify your testosterone levels. The aphroare used to relieve menopause symptoms disiac effect usually requires a dosage can interfere with desire. somewhere between 100 to 500 mg./day.

Yoga. But only in women 45 years and older. After 12 weeks of yoga, participants noted significant improvement in the areas of desire, arousal, lubrication, orgasm, satisfaction and pain.

Dark Chocolate. My friend literally hides her chocolate in the freezer and takes a few bites in between tucking her kids in bed. Chocolate stimulates more dopamine, a.k.a. “the love chemical.”

Researchers who studied female libido concluded that women who consumed more dark chocolate enjoyed greater sexu-

al satisfaction than women who did not eat chocolate. Mmm. Ladies, I will think nothing of it if I bump into you in the chocolate aisle, wearing a big hat, sunglasses and a black trench coat.

This information is opinion only. It is not intended to treat, cure or diagnose your condition. Consult with your doctor before using any new drug or supplement.

Suzy Cohen is a registered pharmacist and the author of The 24-Hour Pharmacist and Real Solutions from Head to Toe. To contact her, visit www.SuzyCohen.com.

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Health Studies Page

M AY 2 0 1 6 — H O WA R D C O U N T Y B E A C O N

THE PLACE TO LOOK FOR INFORMATION ON AREA CLINICAL TRIALS

Study seeks to prevent rehospitalizations Nearly six million people in the United States have heart failure, according to the American Heart Association (AHA), and it’s one of the leading causes of hospitalizations for people age 65 and older. Furthermore, nearly one quarter of those patients will be readmitted to the hospital within 30 days after their initial hospitalization.

The LifeBridge Health Cardiovascular Institute has launched a pilot study in partnership with the AHA to evaluate the potential benefits of a wireless heart monitoring system for patients with moderate to severe heart failure.

The study is looking at whether the system, designed to be simple and easy to use, will result in a greater number of patients consistently using the devices, which track weight, blood pressure and other measures,

automatically sending the information to doctors and staff at the Cardiovascular Institute.

“With heart failure, sudden increases in body weight and other measures could indicate that the heart is having issues pumping blood. However, these issues can often be corrected with early intervention, which is why tele-monitoring has the potential to be so effective in keeping people out of the hospital,” explained Dr. Mauro Moscucci, medical director of the LifeBridge Health Cardiovascular Institute and chief of medicine at Sinai Hospital of Baltimore.

“One of the challenges with tele-monitoring has been getting patients to measure their blood pressure and weight consistently and report their results,” Moscucci said.

Hence, a key component of the study is the “ease of use” for participants. They will

Seeking Men and Women The University of Maryland & Veterans Affairs of Baltimore are conducting a research study to better understand balance & prevent falls as we age.

With your participation you will receive: • Health evaluation • Balance, step, strength, and/or flexibility exercises • Compensation for your time

For information, please call the baltimore va/university of Maryland Gerontology Recruitment Phone Line

410-605-7179 Mention code: LiFT *You must be at least 65 years old and in good health *Participants will be seen at the Baltimore VA Medical Center and University of Maryland School of Medicine for approximately 41 visits for 1 to 4 hours of time per visit

receive training to take their own blood pressure, glucose levels and weight measurement every day, with the simple-to-use device.

The doctors and other staff will automatically receive alerts if a participant’s numbers are dangerously high, so they can let the patient know, and take whatever immediate action may be necessary. The researchers can also track changes over time, so they may be able to spot a potential medical problem before it becomes more serious.

The study is the first clinical trial to include patient education and care plans developed by the AHA through its new technology initiative, known as Connected Heart Health. By combining the medical monitoring with the Connected Heart Health information, researchers will look to see if the program may keep participants motivated over time, including modifying or changing their behaviors.

Taking part in the study The trial is enrolling 50 people with moderate heart failure who will receive three months of tele-monitoring, along with a follow-up one month later. Along with evaluating the clinical measurements (weight, blood pressure and blood sugar), researchers will look at quality of life measures, patient engagement, behavior changes and hospital readmissions.

Participants will receive a daily email with their AHA “CarePlan” activities. Along with

a summary of their medical data, they can answer questions about how they are feel — such as if they have any shortness of breath or if they are experiencing other symptoms.

They can also enter details about how they are eating and exercising.

The AHA’s Connected Heart Health program provides personalized responses. One person may receive a tip about low cholesterol foods, while another may take an interactive assessment on sleep — all aimed at keeping participants interested and engaged.

The monitoring system, developed by Ambio Health, can also send reminders to patients to take their medicines and do their daily health assessments.

Ambio is also evaluating whether a more affordable tele-monitoring system could potentially lead to broader use for patients with heart disease risk factors such as high blood pressure. (Due to the high cost, tele-monitoring has traditionally been reserved for heart failure patients with more severe disease.)

Although not usually part of heart failure tele-monitoring, glucose monitoring is included in this study because people living with heart failure often have other chronic conditions, including diabetes.

While no compensation is offered for participation, all monitoring and tests are included in the study.

For more information, or to see if you qualify to participate, call Tonja Howell at Sinai Hospital, (410) 601-8461.

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Apr. 26+

CPR CLASSES The American Heart Association is offering a one-evening course

in adult, child and infant CPR on Tuesday, April 26, and again on Wednesday, May 11. The class will be held from 5:30 to 9 p.m. at the Howard County General Hospital Wellness Center, 10710 Charter Dr., Columbia. There is a fee of $55. For online registration, visit www.hcgh.org or call (410) 740-7601.

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H O WA R D C O U N T Y B E A C O N — M AY 2 0 1 6

Say you saw it in the Beacon | Fitness & Health

15

Bow out of adult children’s squabbles Dear Solutions: Dear Wondering: I have a good relationship with both Today it’s called address unknown, my son and daughter-insince nobody’s sure how to law. Lately, they’re each address anyone anymore. calling me to complain There is a difference beabout the other and ask tween adult and child, experimy advice. ence and inexperience, etc., I answer each one, but I and you’re entitled to recogfeel like a juggler trying to nize this by asking your keep a bunch of balls in friends’ grandchildren to the air. I don’t want to anplease call you “Mrs.,” since tagonize either one. What you feel more comfortable should I do?

— J.J. with that.

SOLUTIONS Dear J.J.: But you can’t control other

By Helen Oxenberg, Juggler beware! Bow out — people or tell them what they MSW, ACSW or you’ll end up dropping all should want. Perhaps your the balls and being booed off older friends who insist that center stage. Sounds like they are using children call them by their first name are you to gloss over and avoid dealing with really afraid to grow older. They want to some deeper basic conflicts and issues in feel like “one of the kids.” the marriage.

In any event, the manner in which you If you act as a general in this war, you’ll teach manners to your grandchildren is up soon become the target. Move into a neu- to you. tral zone and insist, sweetly but firmly, that Dear Solutions: this couple go for marital counseling with I’m now retired, so why do I feel so a professional. guilty? Aside from being a homemaker Then, no matter what happens, you can (and wife and mother), I always be a friend to both rather than inevitably worked at home on creative design becoming the enemy of one. projects.

Dear Solutions: Now I find myself sleeping later When I was growing up, we always than ever and involved only in various called the adults in our neighborhood games and social activities. I have no “Mr. and Mrs.” Now, I’m not only an desire to design anything, even though adult but a senior, and I find that my it used to be a love of mine. friends’ grandchildren who are visiting So I feel worthless, and guilty about her call me by my first name, and I not doing anything worthwhile. How don’t like it. I think it’s bad manners. can I get myself motivated to design Also, I would like my grandchildren things again, or how can I get rid of to call my friends “Mr.” and “Mrs.” these feelings?

But my friends seem to want to be — Emily called by their first names! What can Dear Emily: we do about this, if anything?

Try one more design project. Design a — Wondering guilt-free you.

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How? Start to think of yourself differently. Are you just a design project creator, or are you a whole person aside from that? Is it only your work that makes you worthwhile, or are you a good, kind human being even if you’re not working at a career?

Some day you may want to start your career again. Meanwhile allow yourself to enjoy your activities, and if you feel that you must do something more, try volunteering a little time somewhere that will make others feel good.

In the past, before so many women had careers, it was the men who felt a little lost when they retired. Now women have caught up, and guilt, lost status and feelings of low self esteem at retirement have become an equal opportunity condition.

Relax. Let go. Enjoy. © Helen Oxenberg, 2016. Questions to be considered for this column may be sent to: The Beacon, P.O. Box 2227, Silver Spring, MD 20915. You may also email the author at helox72@comcast.net. To inquire about reprint rights, call (609) 655-3684.

Share your opinion.

Send a letter to the editor.

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M AY 2 0 1 6 — H O WA R D C O U N T Y B E A C O N

H O WA R D C O U N T Y B E A C O N — M AY 2 0 1 6

The

Say you saw it in the Beacon

Senior

17

NEWS and EVENTS from the Howard County Office on Aging

Connection

Department of Citizen Services

Volume 6, No. 5 • May 2016

A Message from Howard County Executive

Allan H. Kittleman As we celebrate Older Americans Month in May, I want to reaffirm my commitment to implementing the recommendations of our 20-year plan for Howard County, Creating an Age-Friendly Community, which we released last fall. Over the next two decades, the number of county residents aged 65 and older will increase from 10 percent to almost 22 percent of our population. We not only want to expand and strengthen services for our growing aging population, we want to make it easier for you to access these services when needed.

That’s why our delivery of human services will follow a philosophy called No Wrong Door, which encourages government agencies to use a comprehensive approach to improve services for people needing support. For example, a person with a disability and suffering from depression and worried about housing shouldn’t have to contact three agencies to have his or her needs met. We want to avoid potential service “silos” by creating a service delivery system that can address a full spectrum of issues.

Maryland Access Point — the information, resource and referral arm of the Office on Aging — is a great example of how this No Wrong Door approach is already working successfully in Howard County. Information specialists are available to answer calls on weekdays from 8:00 a.m. to 5:00 p.m., fielding inquiries on a wide range of topics related to health or caregiving issues, housing and finances, transportation and more. If you need assistance with any of these issues, I encourage you to contact Maryland Access Point at map@howardcountymd.gov or 410-313-5980 (voice/relay). We want Howard County to be a comfortable and desirable place to live for residents of all ages.

A Message from

Starr P. Sowers Administrator, Office on Aging Now that spring is here and the flowers are in full bloom, it’s time to celebrate Older Americans Month! Each May since 1963, Older Americans Month has called attention to the contributions of older adults in communities throughout the United States. The 2016 theme, Blaze a Trail, especially resonates with us here at the Office on Aging, as Howard County is hard at work blazing a trail to meet the needs of our growing older adult population over the next 20 years.

Creating an Age-Friendly Community (mentioned above) offers a vision of Howard County as an age-friendly community where older adults comfortably age in place and residents of all ages have the resources they need to grow, thrive and live with dignity.

The report also identifies programs, facilities and services that will be needed for the county’s older adult population over the next two decades, including a new 10,000 square-foot senior center in Elkridge. Please join me and County Executive Allan Kittleman for groundbreaking ceremonies at the Elkridge 50+ Center on Monday, May 16 at 2:30 p.m. as we begin this exciting new project.

We are also excited to announce the grand reopening and relocation of The Loan Closet of Howard County on June 15. The Loan Closet is a collaborative effort between the Office on Aging, Rebuilding Together of Howard County, Rotary Club of Columbia and the Way Station. The newly expanded location will be able serve up to 2,500 residents.

These improvements and others to come will help us “Blaze a Trail” toward making Howard County an age-friendly community for all. I urge you to take some time during Older Americans Month to reflect on your own journey to health and wellness. Let us know how we can help!

O

lder adults are a growing and increasingly vital part of our country. The contributions they make to our communities are varied, deeply rooted, and include influential roles in the nation’s economy, politics, and the arts. From 69-year-old NASA Administrator Charles Bolden, Jr. to 84-year-old actress Rita Moreno to 83-year-old Ruth Bader Ginsberg, who took her seat as a Supreme Court Justice at age 60, older adults are blazing trails in all aspects of American life.

In 1963, we began to acknowledge the contributions of older people by designating the month of May as Older Americans Month (OAM). Led by the Administration for Community Living, the annual observance offers an opportunity to learn about, support, and celebrate our nation’s older citizens. This year’s theme, Blaze a Trail, emphasizes the ways older adults are reinventing themselves through different avenues of work and employment and new passions, engaging their communities, and blazing a trail of positive impact on the lives of people of all ages. continued on page 19

18

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The Senior Connection

M AY 2 0 1 6 — H O WA R D C O U N T Y B E A C O N

Medicare Raises Income Limits for Assistance

By Bill Salganik, Counselor, Ho Howard County State H Heealth Ins Insurance Assistance Proggram (SHIP)

E

ach year, the fe federal and state governments ad djjust the income cutoffs ffo or programs that assist with health and prescription expenses fo for Medicare beneficiaries. That means if you narrowly missed qualiffying in the past, you may qualiffy now.

And, of course, if you haven’t applied or considered applying beffore, you can do so now.

Medicare 101

In general, you are eligible ffo or assistance if your gross income is less than $35,640 a year as an individual or $48,060 a year as a couple.

If you think you qualiffy, contact the State Health Insurance Assistance Program (SHIP) in Howard County at 410-313-7392 fo for a one-on-one appointment.

Medicare 102 – Why Medicaree Isn’t Enough

Here’s a brief look at the assistance programs and their updated income and asset qualifications: Qualified Medical Beneficiar y (QMB) pays your Medicare Part A and/or Part B premium and eliminates virtually all of your portion of doctor, hospital and other medical exp penses, as long as you use providers who participate with both Maryland Medicaid (Medical Assistance) and Medicare. To To qualiffy, an individual’s income must be less than $12,120 a year and your assets (savings, investments, etc.) cannot exceed $8,780; as a couple, your income must be less than $16,260 a year and your assets cannot exceed $13,930.

Specified Low-Income Medicare Beneficiar y (SLMB) pays your Medicare Part B premium. The annual income limit fo for an individual is $16,272 with assets (savings, investments, etc.) that do not exceed $8,780; fo for a couple, $21,864 with assets that do not exceed $13,930.

Extra Help reduces or eliminates your Medicare prescription plan premium; lowers your copays; helps you avoid the “do “donut hole” and lets you change your plan during the year, if needed. The annual income limit ffo or an individual is less than $18,060 with assets (savings, investments, etc.) that do not exceed $13,640; fo for a couple, $24,264 with assets that do not exceed $27,250.

Senior Prescription Drug Assistance Progam (SPDAP) helps pay your Medicare prescription plan premium (up to $40 each month) and lets you change your plan one additional time during the year if needed. The annual income limit fo for an individual is $35,640; fo for a couple, $48,060. There are no asset limits ffo or either.

If you haavve questions about your Medicare coverage or assistance programs, contact the Howard County SHIP office at 410-313-7392 or www.howardcountymd.gov/SHIP P.

Su ent Po e an ow to cover t ut o ock ens o lans ar rice he best time to enroll; and how to protect yourself frrom Mediicare frraud.

Using Medicare’s Plan Finder Thursday, May 26 • 7:00 – 8:30 p.m m.

The Plan Finder tool at www.medicare.gov can be used to compare and review Medicare prescription drug plans and health plans.

Join us to learn the basics fo for both types of comparisons.

Bain 50+ Center 5470 Ruth Keeton Way, Columbbia 21044

Register at 410-313-73899 (VOICE/RELAAY)

KNOW YOU UR OPTIONS. OPTIONS Contact uss for help. www.howardcountyaging.oorg/SHIP If you need accommodations to attend, call 410-313-5980 980 one week in advance.

Ki d d Sp Kindred Spirits SOC SOCIAL C UB CL

A fee-for-service program for people diagnosed with an early stage memory disorder*

NEW! Kindred Spirits at North orth Laurel Tuesday and Thursday • 9:30 a.m. - 1:30 p.m.

The Senior Connection is published monthly by the Howard County Department of Citizen Services and the Officce on Aging.

This publication is available in alternate formatss upon request.

To join our subscriber list, email seniorconnection@hoowardcountymd.gov Howard County Office on Aging, 6751 Columbia Gateway Dr Dr.,., Columbia, MD 21046 410-313-6410 (VOICE/RELAAY) • www.howardcoun ntyaging.org Find us on

www.Facebook.com/HoCooCitizen

Kim Higdon Henry, Senior Connection Editor E kahenry@howardcountymd.gov Advertising contained in the Beacon is not endorsed by the Howard County Offifice on Aging or by the publisher.

North Laurel 50+ Center, 9411 Whiskey Bottom m Road, Laurel 20723 Contact: Nancy Riley • 410-313-7691 (voice/relay) nriley@howardcountymd.gov

Kindred Spirits at Glenwoodd Monday/Wednesday/Friday • 9:00 a.m. - 1:00 p.m.

Glenwood 50+ Center, 2400 Rt. 97, Cooksville 21723 Contact: Judy Miller • 410-313-5441 (voice/relay) jumiller@howardcountymd.gov * An initial screening for eligibility is required; call one of the above centers to schedule an evaluation.

H O WA R D C O U N T Y B E A C O N — M AY 2 0 1 6

The Senior Connection

Say you saw it in the Beacon

19

INTRODUCING A NEW EVIDENCE-BASED PROGRAM FOR CAREGIVERS

A

re you a caregiver, or do you know someone who is?

This month, the Howard County Office on Aging and the Caregiver Support Program will introduce Powerful Tools for Caregivers (PTC), a new, evidence-based program designed with the caregiver’s well-being in mind.

This six-week series of 90-minute classes will offer caregivers opportunities to explore a variety of self-care tools in a supportive environment.

These self-care tools will help you: • reduce personal stress • change negative self-talk • communicate more effectively in challenging situations • manage your emotions • make tough, caregiving decisions Caregivers who have participated in the program found that it improves self-care behaviors in terms of relaxation, exercise and their own physical and mental well-being. The program also helped them better manage their emotions, increased confidence in their ability to meet caregiving demands, and improved their ability to seek out and utilize community resources.

If you or someone you know is a caregiver, we encourage you to take advantage of this new program. Our goal is to improve the lives of caregivers as well as care recipients through outreach, conversation, training, and resources.

Powerful Tools FOR Caregivers May 17 through June 21 6:00 to 7:30 p.m. (six consecutive Tuesdays) Ellicott City 50+ Center 9401 Frederick Road, Ellicott City 21042 Fee of $30 covers all materials

— FOR MORE INFORMATION OR TO REGISTER — Kathy Wehr, Caregiver Program Support Manager 410-313-5955 (voice/relay) On-site respite is available; arrangements can be made when registering.

If you need accommodations to attend, call at least one week before the first session.

Older Americans Month continued from page 17 In Howard County, the Office on Aging provides a wide variety of services and support to older adults year-round, but during OAM 2016 we want to recognize the many ways older adults in our county reach out, lead and inspire others. As SHIP counselors, they educate those new to Medicare; as Living Well lay leaders, they offer peer support to others with diabetes or other chronic conditions; and as Cycle2Health ride leaders, they inspire new and returning riders to get back on the road to fitness. Without the enthusiastic support of our older adult volunteers, large community events like the 50+EXPO and WomenFest just wouldn’t be the same, or even possible.

The Howard County Office on Aging can help you start blazing a trail of your own to better health and wellness.

During Older Americans Month, stop by one of our Howard County

!

help you start blazing a trail of your own to better health and

!

!

can also contact Maryland Access Point at 410-313-5980 for more

Want to blaze your own trail to health and wellness? No need to go it alone – grab a friend and join us at the Cycle2Health Kick-off on May 5 at the East Columbia 50+ Center. Visit www.howardcountymd.gov/C2H to find out more.

20

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M AY 2 0 1 6 — H O WA R D C O U N T Y B E A C O N

Howard County 50+ Centers

CALENDAR HIGHLIGHTS Go to www.howardcountymd.gov/50pluscenters for a complete list of events, programs and services.

Bain 50+ Center

East Columbia 50+ Center

Wednesdays, May 4 - 25 • 2:15 to 3:45 p.m.

Wednesdays, May 4 - June 1 • 1 to 2:30 p.m. –

Ballroom Dance Made Easy

Four Healing Sessions

Beginner and experienced beginner levels are covered by Instructor Laurie Anderson. Dance styles will be chosen by attendees. $45; register: 410-313-7213.

Gerry Landrum, Certified Stress Manager and Psychodramatist, will offer healing sessions on: 1) stress management, relaxation and grounding; 2) open and balance energy centers; 3) raise your energy vibrations; and 4) psychodrama experiences.

Friday, May 6 • 10 a.m. to noon —

6th Annual Mother’s Day Brunch This annual event honors all mothers and women who care for others, and features live entertainment by singer/songwriter Kendall Leonard.

All are welcome, but due to limited seating, advance tickets are required (cost: donation). Register at the front desk.

Only $23 for ALL FOUR sessions. Register: 410-313-7680.

Thursday, May 12 • 6:00 to 8:30 p.m. —

No need to go to New York, come enjoy lunch while the Fabulous 50+ Players entertain us here in the comfort of the East Columbia 50+ Center. Cost: lunch donation. Register: 410-313-7680.

LGBT Film: “Cloudburst” Doors open 5:50 p.m.; film & discussion: 6 to 8:30 p.m. – Co-sponsored by the LGBT Older Adults Task Force of Howard County and Jessica Rowe ElderCare Consulting, LLC, authorized by the Board of Social Work Examiners in Maryland to sponsor continuing education programs (qualifies for 2.5 Category I CEU’s). RSVP by May 9: 410-313-7213. FREE.

Wednesday, May 18 • Noon —

Broadway Show Tunes Lunch

Thursdays, May 5 - June 9 • 10 a.m. to noon –

Knit 101

Tuesday, May 10 • 10:30 to 11:30 a.m. –

Learn to knit from the beginning to finishing a hat and scarf. No previous experience necessary; a sense of humor is helpful. Cost: materials fee.

Register: 410-313-7680.

Fabulous 50+ Players

Tuesday, May 17 • 11 a.m. –

Join us for a musical revue featuring songs we all know and love, and be prepared to sing along. RSVP: 410-313-7213. FREE.

Everything You Always Wanted To Know about the Howard County Bus System

Wednesday, May 11 • 11 a.m. to noon –

Sell your car, take the bus! Learn the ins and outs of Howard County’s mass transportation system. FREE.

HCC-Bain Senior Choir Spring Concert Enjoy the melodies of the Howard Community College-Bain Senior Choir in a performance you don’t want to miss. RSVP: 410-313-7213. FREE.

Tuesday, May 17 • 1 to 3 p.m. –

Meet the Author, Altha Ma, “Slices of Life” In her book, “Slices of Life,”author Altha F. Ma takes an honest look at her life, and openly shares her discoveries. Refreshments provided; RSVP by May 12: 410-313-7213.

Tuesday, May 24 • 10:30 to 11:30 a.m. –

On the Beat with John Wesley John Milton Wesley is an author and singer/songwriter who performs original material across various genres including: Jazz, R&B, Soul, Afro-Cuban, Big Band, and more. RSVP: 410-313-7213. FREE.

NewsTalk A lively discussion presented each week on local, national and global news. All are welcome.

Thursdays, 10:00 to 11:30 a.m.

North Laurel 50+ Center To request accommodations to participate in any of our 50+ Center Programs, contact Maryland Access Point (MAP) at 410-313-5980 (VOICE/RELAY) or map@howardcountymd.gov at least one week in advance.

9411 Whiskey Bottom Road, Laurel 20723

To register, contact Karen Hull 410-313-7466 (VOICE/RELAY) OR khull@howardcountymd.gov www.howardcountyaging.org/seniorstogether

H O WA R D C O U N T Y B E A C O N — M AY 2 0 1 6

The Senior Connection

Say you saw it in the Beacon

Elkridge 50+ Center

Glenwood 50+Center

Tuesday, May 3 • 10 a.m. to noon –

Friday, May 6 • 10 a.m. –

Maryland Insurance Administration

Mother’s Day Floral Arrangements

Learn all about your insurance to be sure you are getting the best rates and protect yourself from scams or frauds. FREE.

Create an arrangement, guided by Marilyn Rogers.

Supplies included. $15/person; class limited to 15.

Register: 410-313-5440.

Friday, May 6, • 10:30 a.m. to 12:30 p.m. –

Mother’s Day Party Celebrate today with homemade crabcakes, chicken salad and sides; music, games and gifts for everyone. $15/person. Register: 410-313-5192.

Monday, May 16 • 10:30 a.m. to 12:30 p.m. –

Stamping Made Easy Stamping is easy, fun and entertaining to do. Make something beautiful for yourself or give as a gift. $3/person. Register: 410-313-5192.

Wednesday, May 18 • 9:30 to 11:30 a.m. –

Pancake Breakfast Start your day in a delicious, nutritious way, with homemade pancakes, eggs and much more. Donations accepted. Register: 410-313-5192.

Wednesday, May 25 • 10:30 a.m. to 1:30 p.m. –

Blazing a Trail to our New Center Join us as we celebrate the past 25 years in our current building and look forward to a beautiful new center; featuring music by The Retro Rockets for dancing fun, delicious food by “Famous Dave’s BBQ,” door prizes and more. $5/person. Register: 410-313-5192.

Ellicott City 50+ Center Tuesday, May 10 • 1 p.m. –

Meet the Author: Lyn Traill, “Sizzling at Seventy” Author Lyn Traill shares the strategies that have taken her from victim to victorious in “Sizzling at Seventy”; she is living proof that it is never too late to find your fabulous. Book signing to follow discussion. FREE.

Wednesday, May 11 • 12:30 p.m. –

Music with Julie Hall Join Julie Hall and daughter Natalee, as they sing the classics, standards, oldies but goodies and more from the Great American Songbook.

Register: 410-313-1400. FREE.

Saturday, May 14 • 2 p.m. –

21

Monday, May 16 • 11 a.m. –

How to Help the Honeybee Learn basic “bee-ology” from a beekeeper and find out which plants you can plant that help save the honeybee. FREE. Register: 410-313-5440.

Wednesday, May 18 – Friday May 20 • 9 a.m. to 3 p.m. –

Food, Fun & Fiction Book & Bake Sale Don’t miss our annual book and bake sale to benefit the Western Howard County Senior Council. Pick up reasonably-priced summer beach reads, and enjoy delicious baked goods! 410-313-5440.

Thursday, May 19 • 1 p.m. –

AARP Presents: Life Reimagined® The life you’ve dreamed of having is actually very possible; to make it real doesn’t require major tasks or grand gestures. Learn small, simple steps that CAN make it happen. FREE. Register: 410-313-5440.

North Laurel 50+ Center Wednesday, May 4 • Noon to 1 p.m. –

Downton Abbey Tea Celebrate the strong and witty women in your lives at our Mother’s Day Tea. $10/person, includes teas, pastries, sandwiches, desserts and live acoustic music. Reserve tickets in advance: 410-313-0380.

Tuesday, May 17 • 10 to 11 a.m. –

Master Gardener Series: Herbs Through the Ages Discover the historical uses of herbs in tussie-mussies, nosegays, tisanes, and essences, and learn how to make linen sprays, culinary herbal mixes and a nosegay. FREE. Register: 410-313-0380.

Wednesday, May 18 • 11 a.m. to 1 p.m. –

Older Americans Month BBQ Celebrate the contributions of older adults in our communities as we “Blaze a Trail” with music from the “Just Us” Band and a western-themed BBQ. Cost: Lunch donation (age 60+). Register: 410-313-0380.

Show Time Singers Concert Enjoy the sensational sounds of the Show Time Singers, who sing both a cappella and accompanied, offering vocal education with Broadway tunes and popular standards. FREE, supported by grants from the Howard County Arts Council and Howard County Government.

Pick up tickets at the front desk.

Thursday, May 19 1:00 to 2:30 p.m.

Tuesdays, May 17 thru June 14 • 11 a.m. –

The Mosaic Project Art Reception: Roots & Branches

NEW! Mah Jongg Instruction Ellen Laupus will offer beginners an overview of the game; learn about the tiles, play practice hands and how best to play the tiles dealt to you.

No Mah Jongg set required. $54 for five classes. Register: 410-313-1400.

Created by our members in partnership with the American Visionary Arts Museum, the mosaic installation celebrates the history of our roots, the strength of the body and the potential of our radiating branches.

FREE. RSVP: 410-313-0380. See additional details on the last page of this Senior Connection section!

Tuesday, May 24 • 1 p.m. –

Wednesday, May 25 • 11 a.m. to noon –

Care Patrol Bonnie Danker will discuss Senior Living Options and provide information on the types of care and housing available to meet your needs if you transition to a care community. FREE.

Wednesdays, June 8 - August 3 (no class 7/13) • 3:30 p.m. –

NEW! T’ai Chi Chih Experience a moving meditation practice to enhance your health and peace of mind, with a sequence of gentle movements to help balance “chi” energy in the body. $45 for eight classes. Register: 410-313-1400.

“War on the Homefront” The Baltimore Museum of Industry presents information about Baltimore, its citizens and the industries that employed them during WWII. FREE. Reserve a seat: 410-313-0380.

Friday, May 27 • 9:30 to 11 a.m. –

Art Workshop: Tassel Necklace Make a trendy, bohemian-style necklace that’s perfect to wear on its own or layer over other pieces. $8; includes instruction and all materials.

Register by May 25: 410-313-0380.

22

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The Senior Connection

M AY 2 0 1 6 — H O WA R D C O U N T Y B E A C O N

Minimize Your Risk For Identity Theft

By Rebecca Bowman, Administrator, Howard County Office of Consumer Affairs

Are you at risk for identity theft? Look out for the following warning signs: • • • •

Bank account withdrawals that you didn’t make; Letters or debt collection calls for bills you don’t owe; Health insurance claims for treatments you didn’t receive; A notice from the IRS that a return was filed in your name.

While there is no way to guarantee you won’t become a victim of ID Theft, there are steps you can take to reduce your risk: • Never give personal information unless you know who you are dealing with and how it will be used.

• Review your bills for any charges you did not authorize, including health insurance statements that don’t match treatments you received; • Pay attention to credit billing cycles. If bills don’t arrive on time, contact your creditor. A missing bill could mean that a thief has hijacked your account and changed the billing address.

• Shred all mail and documents you don’t need that contain personal information, such as: pre-approved credit applications, credit card receipts, bills and medical statements.

• Online, delete e-mail or pop-up messages that instruct you to click on a hyperlink or download software to verify your account information.

• On social media sites, be cautious about accepting invitations from unfamiliar contacts, and verify the messages you receive.

Scammers have been known to pose as friends or relatives.

• Get a copy of your credit report annually from all three of the major reporting agencies at www.annualcreditreport.com. Look for accounts you didn’t open, activity on closed accounts, and inaccurate personal information. Consider placing a security freeze on each report.

If you believe you may be the victim of Identity Theft, contact the Office of Consumer Affairs at 410-313-6420 (voice/relay) or consumer@howardcountymd.gov for assistance. For more information, visit www.howardcountymd.gov/consumer.

Welcome all new and seasoned riders to the

2016 Riding Season!

JOIN US FOR OUR ANNUAL

KICK-OFF EVENT Thursday, May 5 • 9:00 - 10:00 a.m.

East Columbia 50+ Center 6600 Cradlerock Way, Columbia, MD 21045 9:00-9:30 a.m. — Register for the 2016 season and receive free bicycle safety checks and bike fittings from local bike shops including Race Pace Bicycles, Princeton Sports and Performance Bicycle.

10:00 a.m. — The first ride of the season will depart and offer three levels of experience: casual, moderate, and advanced.

Jennifer Lee, PROGRAM COORDINATOR 410-313-5940 (VOICE/RELAY) • jlee@howardcountymd.gov

www.howardcountymd.gov/C2H

H O WA R D C O U N T Y B E A C O N — M AY 2 0 1 6

The Senior Connection

Say you saw it in the Beacon

REGISTRATION NOW OPEN!

All’s Well That Ages Well Enjoy three thought-provoking sketches on aging well over the lifespan performed by the MH Players and directed by Diane Megargel — Audience Interaction Encouraged — Light Refreshments Served • FREE Admission

Advocates | Fiduciaries | First Responders | Medical Professionals

KEYNOTE: PAUL GREENWOOD

Tuesday, May 17 • 10:30 - 11:30 a.m.

“Lessons Learned from a 20-Year Journey of Prosecuting Elder Abuse Cases”

Bain 50+ Center

Admission Fee $40 • Limited Seating

5470 Ruth Keeton Way, Columbia 21044

The Howard County Mental Health Authority is an approved sponsor of the Maryland Board of Social Work Examiners for Continuing Education for licensed social workers in Maryland and maintains responsibility for this program.

This training is approved for 6.0 hours of Category I continuing education units.

Register at the Bain 50+ Center 410-313-7213 (VOICE/RELAY)

Monday, June 20, 2016 Living Independently with Low-Vision Sponsored by the Low-Vision Support Group and presented by Blind Industry Services of Maryland Learn non-visual tools and techniques for accomplishing daily tasks at home for greater independence and safety — Pre-Registration Required no later than May 16 — FREE Admission Please arrive no later than 9:45 a.m.

Tuesday, May 24 • 10:00 a.m.- noon Bain 50+ Center

•

8 AM – 4 PM

APL Johns Hopkins Kossiakoff Center 11100 Johns Hopkins Road, Laurel 20723 REGISTER ONLINE AT

http://eldersafety2016.eventbrite.com FOR ADDITIONAL INFORMATION: Ofelia Ross Ott 410-313-6052 • oross@howardcountymd.gov

A partnership of the Howard County Office on Aging, Mental Health Authority and Police Department, and representing the Howard County Vulnerable Adults Committee

www.howardcountymd.gov/eldersafety

5470 Ruth Keeton Way, Columbia 21044

To register by phone, or for more information, contact Elaine Widom at 410-313-7353 (VOICE/RELAY)

Moment to Honor Honor the significant people in your life who are no longer with us. Quiet reflection, live music, and a group commemorative activity

Are You & Your Pet Ready to Share Your Hearts?

Paws4Comfort fosters special bonds between pets, their owners and the County residents they visit.

If you are interested in volunteering, or wish to receive a FREE evaluation for your pet, contact:

Ingrid Gleysteen

Light Refreshments Served • FREE Admission

PROGRAM COORDINATOR

Wednesday, June 1 • 10:30 - 11:30 a.m.

Bain 50+ Center 5470 Ruth Keeton Way, Columbia 21044

— Pre-Registration Required no later than May 27— FREE Admission Please arrive no later than 9:45 a.m.

410-313-7461 (voice/relay) igleysteen@howardcountymd.gov

PHONE EMAIL

PET EVALUATIONS are held at 7:00 PM on the 1st Thursday of each month May 5 • June 2 • July 7 • Aug 4 • Sept 8 Oct 6 • Nov 10 (2nd Thurs) • Dec 8

Bain 50+ Center To register by phone, or for more information, contact Elaine Widom at 410-313-7353 (VOICE/RELAY)

5470 Ruth Keeton Way, Columbia 21044

If you need accommodations to attend, contact Maryland Access Point (MAP)

at 410-313-5980 or map@howardcountymd.gov

www.howardcountymd.gov/aging

23

24

The Senior Connection

More at TheBeaconNewspapers.com

M AY 2 0 1 6 — H O WA R D C O U N T Y B E A C O N

UNDER CONSTRUCTION! The "ROOTS & BRANCHES" mosaic project kicked off at the North Laurel 50+ Center on April 7, a joint project of Howard County's Office on Aging and Recreation and Parks.

Pictured, centerr,, Joe Wall from the American Visionarry Art Museum in Baltimore works with volunteers on practice tiles. "Each participant will create an individual tile which reflects their creativity and vision, then all the tiles will be incorporated into a larger mosaic to create a sense of unityy," ," said Wall, who grew up in Howard Countyy.. "It's really beautiful to see it all come togetherr.""

Don't miss the unveiling and installation of the mosaic wall at North Laurel 50+ Center on Thursday, May 19.

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ELKRIDGE BRAN NCH

DIY EDUCA ATION CENTER

A GO50+ FITNESS PPACKAGE ACKAGE offers 4 locations to get your fitness on!

RESIDENT: $75/YEAR • NON-RESIDENT: $100 $ /YEAR Plus, purchase a GROUP EXERCISE PASS PASS for access to 16 weekly, instructor-led, classes at the Ellicott City 50+ Fitness Center! $125 QUARTERLLY

Monday, Ma M y 16 2:30 p.m. !

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Take advantage of this specialized attention to YOUR health and wellness. It’s easy, affordable and geared to YOUR ability and goals.

—

—

Th Loan The L n Closet is expanding andd we are almost l t ready d to t OPEN! The Loan n Closet is currently accepting DONA ATIONS TIONS of GENTL GENTTLLY Y USED MEDICALL EQUIPMENTT.. Call 410-313-5980 (VOICE/RELAAY) to facilitate donations..

The Loan Closet is a local clearinghouse of donated medical equipment — for those who cannoot afford these items or simply have a short-term need, as well as those whho may no longer need their equipment.

The Loan Closet provides and acceptts donations of: â—— â—— â—— â—— â—— â—— â——

Bathing Aids Canes Electric Wheelchairs Hoyer Lifts Manual Wheelchairs Modular Ramps Portable Ramps

â—— Scooters rs â—— Showerr Aids â—— Stairglides des â—— Therapyy Aids â—— Toilet Aids â—— Walkerss and muchh more!

A COLLABORA ATION OF

Long Reach Village V Center, 8775 Cloudleap Court, Suite #11 410-313-59980 (VOICE/RELAAY) • loancloset@howardcountymd.gov

A Subsidiary of Sheppard eppard p ard & Enoch noch Pratt Foundation ndation ion

www.howardcountymd.gov/loancloset

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H O WA R D C O U N T Y B E A C O N — M AY 2 0 1 6

Say you saw it in the Beacon

Law &

Money

25

FINANCIAL PLANNERS Recommendations for finding (and vetting) a new fee-only financial planner to help you invest your portfolio

FREE CREDIT SCORES Many credit card companies and banks now provide your credit score free. It’s knowledge that can come in handy, as there are ways you can improve it

How to buy low: some recommendations

By James K. Glassman Shoppers love bargains, except when it comes to stocks. When a stock’s price falls sharply, few investors react with giddiness at the prospect of getting something for less. More likely — especially if they already own the stock — they respond with anxiety or cold fear. Rather than buy the stock, they’re more apt to sell it.

Certainly there are valid reasons for stocks to lose value. But you need to train yourself to see such declines as opportunities, not as calamities. Warren Buffett, the most successful stock investor of modern times, put it well: “Look at market fluctuations as your friend rather than your enemy.”

The sell-off that began in early December serves as a good illustration. The mar-

ket as a whole fell about 10 percent in two months, but individual stocks fell a lot more. Consider these three, all members of the Dow Jones industrial average: American Express (symbol AXP, $61) fell from $72; Boeing (BA, $131), from $149; and Citigroup (C, $42), from $55.

They are up from the lows in February.

But if you want to become an owner of three great companies for the long haul, seize the day. (All returns, prices and related figures are as of March 28; investments in boldface are those I recommend.)

Energy: bottom of the barrel However, the declines of these Dow stocks pale in comparison to the devastation in the energy sector, as the price of oil

crashed from more than $100 a barrel to about $26, before recovering to $32 in early February. SPDR S&P Oil & Gas Exploration & Production ETF (XOP), an exchange-traded fund, fell 29 percent in 2014, 36 percent in 2015, and 10 percent in the first five weeks of 2016.

Meanwhile, prices for other commodities, from copper to wheat, have tumbled because of weakening demand in Asia and Europe. And Chinese stocks are down by nearly half since June because of concerns about slowing growth in the world’s second-largest economy.

Opportunities abound today, but so do risks. The old Wall Street warning about not trying to catch a falling knife exists for a reason.

When United States Oil (USO), a security that reflects the price of West Texas Intermediate crude, fell by more than half from July 2014 to December 2014, it looked like a bargain — only to drop by half again by January 2016. Similarly, Wynn Resorts (WYNN, $93), a casino company that has traditionally benefited from the management skill of its eponymous founder and CEO, Steve Wynn, sank from $219 a share in July 2014 to $96 a year later. Good entry point? Maybe not.

Mistakes, such as buying Wynn in the second half of 2014, will happen. But you will rarely triple or quadruple your investment by purchasing a stock when everyone is lusting for it.

See BUY LOW, page 26

Yes, you can negotiate at grocery stores

By Kyle James The idea of negotiating a lower price at the grocery store is often something shoppers shy away from. Whether it’s the fear of rejection or embarrassment, negotiating is rarely used as a way to save money.

Well, I’m here to tell you that if you know what grocery items to look for, and have the proper negotiating strategy in place, it can be successfully done.

Here are some items worth negotiating, along with tips to make it happen:

Deli and butcher counter Many shoppers are not aware that there exist great opportunities to negotiate a lower price at the deli and butcher counter.

Always look for hams and roasts that are less than two pounds in size. These have typically been sliced from larger cuts, and the remaining amount is often too small to prep for lunch meat, meaning they are hard to sell by themselves.

So, politely ask the employee behind the counter if you can take it off their hands for a slight discount. I typically ask for 20 percent off and end up with a 10 to 15 percent discount most of the time.

Fruits and veggies The single best way to negotiate a deal on fruit and veggies at the grocery store is to look for slightly damaged items and ask for a small discount. Maybe a bunch of ba-

nanas is slightly bruised, but it won’t affect your fruit smoothie. Or maybe a head of lettuce is slightly wilted on the outside, but the leaves underneath are just fine.

Politely start a conversation with the employee in the produce department, point out the defect, and ask for a small discount. This always works better if you’re buying a large quantity, as the employee will want to keep you happy.

Also, if you do the majority of your shopping at a single grocery store, try to build a relationship with the produce employees. They’ll be able to tip you off to great deals, the freshest items and upcoming sales — and be more willing to lower the price for you, too.

Wrongly priced items Almost every grocery store has a section dedicated to clearance or marked-down items placed for a quick sale. Without fail, there are always items placed in this section that appear to still be marked at full price.

This happened to me recently when I found some expensive K-Cups for my Keurig brewer on the clearance rack that were not marked down. On a hunch, I asked a nearby employee if they were actually on sale. He did a quick price scan, and, sure enough, they were incorrectly priced at full retail.

He did a price adjustment for me, and I walked out of the store with a sweet deal.

Now, I make it a habit to always check the

clearance rack when I visit the grocery store.

Bakery items A great way to save money on cupcakes, cakes and pastries is to look for items that are a day or two from the “sell by” date.

Once you find these items, simply ask the employee if they’ll be marked down soon, since they’re nearing expiration.

Instead of spending the time marking them down, often the employee will happily let them go to you now at a discount. If the employee doesn’t volunteer an immediate discount, ask about the possibility of you taking them off their hands for 25 percent off.

Keep in mind that, in the end, you’re actually doing them a favor, as it takes time to mark down these items, and they run the risk of having to remove them from the store if unsold.

Meats The biggest key to saving money is to know what day and time your grocery store marks down their meats that are nearing their “sell by” date. Most do it on weekdays before 10 a.m., but just ask and they’ll happily tell you.

Once you know, shop right after their markdowns and then ask for a quantity discount when buying multiple cuts. Remember, it’s only a “sell by” date and not an expiration date. Plus, the cuts are still great for freezing and using later.

The key to making this work is to politely ask for a discount when buying at least five or more items that are nearing their “sell by” date. Most butcher counters are happy to clear out these items at an extra 10 to 15 percent off, as they want to get rid of them quickly before they take a loss on them.

Cases of wine My local grocery store will happily sell a case of wine, typically 12 bottles, for a discount. While I’m not a wine drinker, I’ve seen several customers get discounts ranging from 10 to 15 percent by purchasing in bulk.

The key to your success is to look for wine that may be overstocked, or on sale, as those are the vintages the store probably wants to clear out to make room for new inventory.

If your grocery store refuses to discount, check specialty stores like BevMo!, Total Wines, or a local beverage retailer. They’ll usually happily offer you a case discount.

The keys to negotiating at the grocery store are always to be polite and have a friendly conversation rather than be demanding. Throw in a legitimate reason to ask for that discount, and you stand a great chance of saving money on your next trip.

This article is from Kyle James of Wise Bread, an award-winning personal finance and credit card comparison website.

All contents © 2016 The Kiplinger Washington Editors, Inc. Distributed by Tribune Content Agency, LLC.

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Buy low From page 25 Here are four tips on how to buy low — or at least try to.

Buy what you love Think of buying a stock as becoming a minority partner in the business. When the price falls, you can acquire a bigger stake in the business for less. But you have to have confidence in the business itself.

And it’s even better if you love it.

Here’s an example. When I encountered Netflix (NFLX, $101), it was love at first sight. I liked the original idea of sending DVDs through the mail on a subscription basis. And it seemed clear to me from the start that as technology improved, Netflix had a good chance of becoming the leading video-delivery service.

From last December 4 through February 4, Netflix shares plunged 31 percent, but bounced back up a bit by late March.

They could fall another 30 percent. I don’t care. As long as the business remains sound and the company maintains its powerful competitive position, I want to own as much of Netflix as I can afford.

I feel the same way about Whole Foods Market (WFM, $32), which has lost a little

less than half of its value since February 2015.

Avoid the psychological torment of falling share prices by engaging in dollarcost averaging. Put a set amount of money into a stock or mutual fund each month or quarter or year.

If you invest $1,000 a month and the stock you love trades at $100, you’ll add 10 shares to your portfolio. If the stock plummets to $83 the next month, your $1,000 will fetch 12 shares. Instead of feeling as if you’re losing wealth, you’ll feel as if you’re gaining it.

Make a wish list. Write down a few companies you would be thrilled to own at lower prices. Among stocks that aren’t quite cheap enough now but may be soon are ExxonMobil (XOM, $84), Lululemon Athletica (LULU, $61) and Starbucks (SBUX, $59).

Don’t be shortsighted Capitalize on the myopia of your fellow investors. When a company runs into trouble, Mr. Market frequently assumes that the problem will continue.

The truth is that you don’t have to know how a company will solve its current problem. You just have to look at the track record of the firm and its management, and have a strong belief that it will solve it somehow. I call this approach faith-based investing, and

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M AY 2 0 1 6 — H O WA R D C O U N T Y B E A C O N

it applies mainly to companies with strong brand names and impressive balance sheets.

A good recent example is McDonald’s (MCD, $123). Starting in 2011, revenues began to stagnate, profits started to fall, and the stock went into a funk from 2012 through 2014. The company’s board of directors replaced the CEO, and the new leader made quick changes, including instituting an all-day breakfast. The stock began to recover in January 2015. Over the past year, it returned 32 percent.

Today, Wynn Resorts epitomizes the concept of a faith-based stock. Steve Wynn is a perfectionist and an innovator. Right now, he’s having problems in Macau, a former Portuguese colony that is a specially administered part of China — and suffering from China’s current economic malaise. But Wynn will find a way to right his company, just as he did after the Great Recession, when the stock traded below $20.

Energy stocks are probably the best example right now of good values caused by investors being shortsighted. Stocks in the sector are valued as if oil prices will never recover.

The best strategy today is to invest in high-quality industry leaders that can withstand further adversity and will benefit as their competitors go broke. Consider Schlumberger (SLB, $73), the giant Paris-based energy-services company. Its price has fallen by more than 40 percent since mid 2014 as profits have declined.

But Schlumberger’s balance sheet remains strong, and the company earns a top rating of A++ for financial strength from the Value Line Investment Survey. Analysts, on average, see earnings decreasing this year, then rising by more than 80 percent over 2017 and 2018.

Meanwhile, investors who have soured on China are missing a key trend: a shift toward more consumer spending. Among Chinese stocks, consider telecom provider China Mobile (CHL, $54), whose stock has fallen 27 percent since April 2015, and Concord Medical Services (CCM, $5), which runs a network of radiology centers in 56 cities around the country. The stock, which has a market value of only $220 million, has fallen by more than half over the past two years.

Alert readers will remember that I recommended Concord in February 2015 at a higher price. Admonish me if you must, but remember the words of J.P. Morgan.

When asked by a young elevator operator what the stock market would do, the great financier replied, “It will fluctuate, my boy.

It will fluctuate.”

James K. Glassman, a visiting fellow at the American Enterprise Institute, is the author, most recently, of Safety Net: The Strategy for De-Risking Your Investments in a Time of Turbulence. Of the stocks mentioned, he owns Netflix. © 2016, Kiplinger. All Rights Reserved.

Distributed by Tribune Content Agency, LLC.

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27

How to select a good financial planner Many people believe they need a finan- personal finance issues. cial adviser, but are unsure how to choose Determine whether the adviser is among the many firms and held to a “fiduciary stanpeople who offer such servicdard.” This means that he or es. These are the guidelines I she is required to act in your recommend: best interest. An adviser held Use a “fee-only” financial to a “suitability standard” planner. He or she charges dimerely must recommend inrectly for establishing a plan vestments that are suitable — and providing advice, and does a much lower threshold — not earn commissions from and may steer you to investselling you financial products. ments that earn him or her You can find a fee-only planner commissions you don’t necesTHE SAVINGS through the National Associasarily know about.

GAME tion of Personal Financial AdviVerify the planner’s expeBy Elliot Raphaelson sors (www.napfa.org) and the rience. You don’t want to hire Garret Planning Network a planner that does not have (www.garrettplanningnetwork.com). several years of experience. Ask for referVerify credentials. Advisers who man- ences from clients who have been with the age money must file an Investment Adviser adviser for more than a few years.

Public Disclosure form with the Security and Discuss the planner’s investment Exchange Commission (you can search an philosophy, which should be consistent adviser’s record at AdviserInfo.sec.gov.) The with your own. For example, if you are a form discloses educational background, conservative investor, you should not hire fees, investment methods, whether they are a very aggressive planner who tries to truly fee-only, and whether there are any time the market and turns over clients’ regulatory actions against the adviser. portfolios frequently. A responsible planThe form also lists credentials. Those ner will spend a great deal of time diswith certified financial planner (CFP), cussing your investment objectives. If he chartered financial analyst (CFA) or char- or she doesn’t, look for a different planner. tered financial consultant (ChFC) credenUnderstand your total costs. Are you tials likely have a greater understanding of looking for continuous annual portfolio

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management? Or do you want only an initial plan prepared, and prefer to use the planner as needed on an hourly basis in the future?

Check for complaints. If the planner is licensed with FINRA, you can go to the BrokerCheck database at FINRA.org to determine whether any complaints have been made.

pay a fee of 1 percent of their assets to an adviser to obtain advice.

Some major financial firms offer advice that is less expensive. For example Vanguard, with whom I have invested successfully for more than 20 years, now offers an advisory service that costs 0.3 percent per year. (Minimum asset size is $50,000.)

Other low-cost advisers operate online.

Some charge a percentage of your assets

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29

Banks are giving out free credit scores

By Ken Sweet It might be the most important piece of financial information about you — and it’s finally easier for you to actually get a look at it.

Big banks and credit card companies are increasingly offering customers free access to their FICO score. This score — named after Fair Isaac Corp., the software and analytics company that developed it — is used by lenders to determine how much of a credit risk you are when they are deciding whether to issue you a new credit card, mortgage or auto loan.

Banks have been able to make scores available to customers for four years as a result of a FICO initiative. But they have been slow to do so.

Discover Financial was the first major credit card issuer to give its customers access to their FICO scores in 2013. But banks like JPMorgan Chase and Citigroup among others have adopted the program in the past year.

“This is a piece of information that grades you and judges your ability to borrow, and because it is so crucial, you should be entitled to have it,” said Chi Chi Wu, an attorney at the National Consumer Law Center.

It’s the latest move by the banks to give credit information to consumers since Congress required that the three credit bureaus offer credit reports to individuals

once a year. Credit reports contain much of the information that goes into determining your score, but not the actual number.

A borrower’s FICO score is used in 90 percent of lending decisions, but until recently a person had to pay for it — if it was available at all. Worse, borrowers looking for their credit score would sometimes be provided what’s known as an “educational score,” which guesses a person’s FICO score but is not the score used to determine a person’s ability to borrow.

Financial planner

sider investing primarily in target funds consistent with your age, managed by a reputable low-cost company. This gives you a diversified portfolio without the need to pay additional fees to an adviser.

Elliot Raphaelson welcomes your questions and comments at elliotraph@gmail.com. © 2016 Elliot Raphaelson. Distributed by Tribune Content Agency, LLC.

From page 27 and/or monthly fees. The annual fees often amount to less than 1 percent of your assets, but the services offered are typically less extensive than with fee-based financial planners.

If you only need investment advice, con-

Frank, Frank

Knowledge is power Knowing your credit score can help you negotiate for better rates and shop for better loan deals. Also, if you know your score is weak, you can work to improve it and possibly save hundreds of dollars on a future loan, or thousands of dollars on a mortgage.

FICO estimates that only half of Americans have accessed their score in the past year, and far more don’t know what their score is.

Jim Wehmann, executive vice president of scores for FICO, said the company recently developed what it calls its “Open Access” program partly because banks were already paying for borrowers’ FICO scores, and there was little to no cost for banks to pass along the score.

“There was lots of confusion out there

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about what a FICO score is, and those educational scores were not helping. We felt the banks were the natural conduit to get consumers FICO scores, because that’s where the credit process begins,” Wehmann said.

Wehmann estimates 100 million Americans now have access to their FICO score through a credit card or their bank.

Measures financial behavior There are a number of different types of credit scores that FICO calculates, but the most common is a number between 300 and 850 points. The higher the score, the more creditworthy that borrower is. The average U.S. credit score is about 695, FICO says.

FICO uses a formula — it does not share the exact calculations — that factors in a borrower’s payment history, how much debt the person has, if they have ever filed for bankruptcy, and other financial behavior.

Free FICO scores have become a selling feature for banks. When Chase added free FICO score access to its Slate card in March 2015, applications and usage rose, said Pam Codispoti, president of consumer

branded cards at Chase. Codispoti said the bank is considering adding the FICO score feature to its other cards.

“It was really about stepping up to meet a consumer need. Everyone benefits when our customers have more tools to handle their financial lives,” she said.

Getting your credit score through your bank won’t impact your credit score, FICO says, since the borrower is not actively looking to get new credit. Some credit card companies, like Chase and Discover, also provide tips on how a customer can improve their credit score, like making sure you don’t max out credit cards or miss payments.

Consumer advocates — regular critics of big banks — back the trend.

The increased availability of free FICO scores could mean decreased revenue for the three main credit agencies — Equifax, TransUnion and Experian — that sell credit scores, credit monitoring and credit reports to consumers. The agencies’ main source of business, though, is compiling, maintaining and selling credit reports to banks.

— AP

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Leisure &

Travel

Reenactors portray former American colonists who settled in Nova Scotia in the late 1700s. See story on facing page.

Cruises: big new ships, submarine trips

Voluntourism in Cuba Fathom, a new brand from Carnival Corp., offers “voluntourism” trips to the Dominican Republic in April and to Cuba in May. Passen-

gers will work with locals on everything from learning English to reforestation, while immersing themselves in the culture.

New from Celebrity Cruises: Passengers on certain sailings in the Caribbean and Europe are participating in the Chef Market Discoveries program, in which they shop with chefs in local markets for ingredients used in the meals they’ll eat onboard that night.

New from Princess Cruises: Chocolate Journeys with chocolate-infused menus and other treats designed by chocolatier Norman Love, plus menus by celebrity chef Curtis Stone, on-deck stargazing in a partnership with Discovery Channel, and a magic show and musical revue, “Magic to Do,” with music by Broadway composer Stephen Schwartz of Wicked and Godspell fame.

Disney Cruise Line features a “Star Wars” day on each of eight Disney Fantasy ship sailings in the Western Caribbean beginning this month, with “Star Wars” characters, activities and themed celebrations.

In June, the Disney Magic ship will sail its first British Isles itinerary, to Scotland, England and Ireland.

PHOTO COURTESY OF VIKING

By Beth J. Harpaz Underwater sightseeing in a glass submarine, shopping with a chef for dinner ingredients, and volunteering with locals: These are some of the new options this season for cruise passengers.

This year, Royal Caribbean launches the world’s largest cruise ship, and a new ship from Carnival features a biking track suspended high above the water. And for cruisers with deep pockets, luxuries range from round-the-clock personal assistants to long-term leases for residences at sea.

Crystal Cruises has just launched Crystal Esprit, a 62-guest yacht that offers among its excursions a ride in a submersible vessel.

The underwater excursions take place near the Seychelles islands in winter and on the Adriatic Coast in spring and summer. The glass capsule holds two people and a captain.

Thirty-minute rides are $599 per person.

Later this year, Crystal launches a yacht for river cruising in Europe, Crystal Mozart, with four more river yachts in 2017. Crystal is also getting into the airplane business with charter flights on four jets connecting to trips by ship and on land. And later this year Crystal launches residences at sea, with long-term leases for staterooms on three new ocean vessels, prices to be determined.

Biggest ship in the world In June, Royal Caribbean launches what will be the world’s largest ship, Harmony of the Seas, with a capacity of 5,479 passengers. Harmony will feature the “neighborhood” areas already found on other Royal Caribbean ships, including Central Park PHOTO COURTESY OF ROYAL CARIBBEAN

In June, Royal Caribbean will launch the world’s biggest cruise ship, Harmony of the Seas, with a capacity of 5,479 passengers. The ship will boast numerous water slides, a surfing ride and a zip line.

The Viking cruise line, best known for river cruises, began offering ocean cruises on the Viking Star last year. The ship is shown at its christening in Bergen, Norway.

and Boardwalk.

Harmony will also have robot bartenders, a mini-golf course, surfing on a FlowRider machine, waterslides, a zip line and, for guests who need their every whim catered to, round-the-clock personal assistants called Royal Genies.

Another new Royal Caribbean ship, Ovation of the Seas, debuts in April, designed primarily for service in China.

Over-the-top attractions Carnival Cruise Line launches its largest ship in May, Carnival Vista, which can carry 3,954 people based on two per cabin. Vista’s showcase attraction, SkyRide, lets guests cycle on bikes suspended from an 800-foot long track, 20 feet above the top deck and 150 feet above the water. Vista will also have an onboard brewery and a 455-foot-long tube slide.

Holland America Line, celebrating its 142nd anniversary this month, debuts the Koningsdam, with staterooms for families and for singles; a theater with two-storyhigh LED screens, and music options ranging from B.B. King’s Blues Club to nightly chamber music. HAL is also collaborating with a travel planning service called Utrip so guests can go online and create customized shore itineraries.

Norwegian Cruise Line’s newest ship,

Escape, debuted in the fall of 2015 with an urban craft beer hall, Mondavi wine bar, a Margaritaville and a tapas bar. Norwegian is also introducing a new “Free at Sea” promotion inviting guests to pick a free amenity from four options: a beverage package, specialty dining package, excursion credits or WiFi package.

Regent Seven Seas Explorer launches in July with the $10,000-a-night super-luxurious Regent Suite, complete with private spa and grand piano. Despite the price tag, the suite is already sold out for its entire first season.

Viking, once known just for river cruises, is launching the second of its oceangoing ships, Viking Sea, in April. A sister ship, Viking Star, launched last year.

Seabourn expects its first new ship in five years, Seabourn Encore, to be delivered in December for a January 2017 launch. The ship will have all-suite staterooms and a Thomas Keller restaurant.

And Cunard is renovating the Queen Mary 2, adding staterooms for solo travelers and expanding the number of onboard kennels where guests are permitted to keep their dogs. The QM2 will be out of service for the redo from May 27 to June 21. Looking ahead to 2017, the Queen Victoria will become the largest ship to ever navigate the Amazon, on Cunard’s first voyage to that part of the world.

— AP

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31

Nova Scotia’s maritime mélange of cultures

4,000-year history What now is Nova Scotia was first inhabited by the Abnaki and Mi’kmaq people, Native Americans who were part of the Algonquian language family.

The first recorded exploration in 1497 by a European, John Cabot of England, was followed by efforts to establish colonies by French explorers, and later by settlers from Scotland.

The 17th and early 18th centuries were marked by armed conflict between England and France over control of the territory, which finally reverted to Great Britain.

Nova Scotia became part of the Dominion of Canada in 1867.

The cultural influences imparted by

English and French settlers were just the beginning. Other people also arrived, stayed and left their imprint. Vestiges of their differing lifestyles invite visitors to relive times past, and immerse themselves in the unique mixture of traditions.

The narrative begins with the 4,000year history of the Mi’kmaq First Nation people. Some of their ancestors still live in and around the village of Bear River. Their story is told in depth at Kejimkujik National Park and Historic Site.

Periodic drumming demonstrations and birch bark canoe building activities help visitors get a taste of life back when.

You can also hike ancient paths, viewing the petroglyph rock carvings they left behind, drop by former encampment areas, and paddle along Mi’kmaq canoe routes.

The cultural alphabet soup that poured into the region from Europe began when French explorers established a settlement in 1605, which they called Acadia.

In 1621, King James of England and Scotland granted territory to establish the area he named Nova Scotia. The region then became the flashpoint for more than a century of conflict over all of present-day Canada between the French and British.

Later, settlers from Germany and other German-speaking European countries arrived along with their surnames, holiday celebrations and lifestyle.

Also adding to the mosaic were people who lived in the American colonies but who remained loyal to the British Crown.

Forced to leave during the Revolution because of their sympathies, many fled to the future Canada, where they were greeted as United Empire Loyalists. Among them were Black Loyalists who had fought against the British and whose descendants

PHOTO © GARY YIM

By Victor Block There are plenty of reasons to visit Nova Scotia (Latin for “new Scotland”) — one of the three Maritime Provinces of eastern Canada.

Many people head for Cape Breton island in the northeastern corner of the province.

They may take the famous Cabot Trail roadway, which winds along the island’s rugged Atlantic coastline — reason enough to head to that portion of Nova Scotia, But rather than follow those crowds during a recent visit, my wife Fyllis and I set our sights on the southern part of the territory to see what it has to offer. We found an enticing combination of Mother Nature at her best, fascinating history and an intriguing mix of cultures.

You’re never more than 35 miles from the sea, and the shoreline is pocked by inlets and bays that are overlooked by tiny fishing villages. The interior changes from forests to low hills to lake settings, while the inviting Annapolis Valley is blanketed by scenic farms.

Visitors are never more than 35 miles away from Nova Scotia’s picturesque coastline. The town of Lunenburg sits on the Canadian province’s south shore and was established by the British in 1753.

still reside in several communities in Nova Scotia.

A center of Acadian culture is found in villages strung out along the shore of St.

Mary’s Bay. There, French is the predominant language, bilingual signs guide visiSee NOVA SCOTIA, page 32

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Nova Scotia

throw and other heavyweight events.

From page 31

Scenic drives and tides

tors, and Acadian flags adorn many houses. Restaurants serve food that would be at home in Paris. At the Historic Village in West Pubnico, costumed interpreters provide an in-depth introduction to the area and its many stories.

There are also opportunities to experience traditional Scottish singing, fiddling and step dancing. During the Antigonish Highland Games, which have taken place each year since 1863, burly men wearing kilts compete at tossing the spruce log “caber,” hammer

If you choose to drive through Nova Scotia, many itineraries are available for those wishing to explore a particular interest. For example, the Lighthouse Route hugs the southeastern shoreline, gentle in some places and rugged in others, and leads past picturesque fishing villages.

The Aboriginal Road Trip leads to museums and natural settings associated with the Mi’kmaq First Nation people. Another drive, which is focused on seafood, includes opportunities to meet local fisher-

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men, haul in lobster traps and learn to shuck oysters.

The most famous scenic route is the Evangeline Trail, which snakes along the western coast of Nova Scotia and passes through not only varied landscapes but also some of North America’s earliest European history.

It leads past forts and fishing villages, through the scenic farmlands of the Annapolis Valley, and by the Bay of Fundy, which is famous for having the highest tides in the world (they have been recorded to rise as much as 54 feet).

Adventurous souls may opt for a unique tidal bore rafting experience, riding a crest of water created when the incoming tide battles against the river outflow to generate 13-foot-high waves.

Fyllis and I opted to observe the tidal phenomenon in a more sedate way in the town of Digby. Our anticipation was whetted by a clock in town center that indicates the time of the next high tide, and by establishments with names like Rising Tide Café and Changing Tides Diner. We watched boats that rested at pier level during high tide descend to well below the dock as the water drained out of the bay.

Then we saw local residents venturing out on the exposed mud flats to gather clams for that evening’s dinner.

By the way, clams, along with lobster and a variety of seafood, make Nova Scotia the leading fishing province in Canada.

But Digby is best known for another mol-

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book for Older Marylanders and the People Who Care for Them. It can be downloaded free of charge in pdf format from www.mdaging.org or ordered in print form (including in bulk) by calling (443) 9011550, ext. 210.

See NOVA SCOTIA, page 33

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From page 2 I think we can all benefit from gaining a greater awareness of the effects our bodies can have on our minds and vice versa.

For those interested in more information on this topic, as well as practical advice, I refer you to a helpful book published by the MHA: Mental Health in Later Life: A Guide-

BEACON BITS

Ongoing

SEARCH THE STATE FOR A BOOK If you have a Howard County library card and don’t find the book

you’re looking for in a Howard County Library catalog, try Marina, the statewide interlibrary loan system. To access Marina, go to www.hclibrary.org.

Apr. 25+

FINANCIAL STABILITY FOR WOMEN A course assessing strategies for women in transition financially —divorcing, retiring, starting to collect Social Security — will be

offered by Howard Community College from 7 to 9 p.m. on Monday, April 25 and Monday, May 2 at the Columbia Gateway Building, 6751 Columbia Dr., Columbia.

Tuition is $69, including $40 in fees that may be waived for persons over the age of 60. For further details, call (443) 518-1700 or visit the website www.howardcc.edu.

Apr. 30

HELP HUMAN TRAFFICKING VICTIMS The Howard County Office of Human Rights and Safe House of Hope are co-sponsoring free training for volunteers interested in assisting

victims of human trafficking. The session will be held on Saturday, April 30 from 10 a.m. to 12:30 p.m. at the Glenwood Branch Library, 2350 Route 97, Cooksville.

Areas of volunteerism include answering telephone hotlines, driving victims to medical appointments, providing a presence from midnight to 5 a.m., and offering emotional support. To register or for more information about the program, call (410) 3136430 or email Stephanie Chapple at schapple@howardcountymd.gov.

May 5

COLUMBIA’S HISTORY OF INCLUSION The Columbia Association will host a talk by Freeman A. Hrabowski III, President of the University of Maryland, Baltimore County, on

Thursday, May 5 at 7:30 p.m. at the Wilde Lake Interfaith Center, 10431 Twin Rivers Rd., Columbia. His talk, “Diversity Matters: Building on Columbia’s History as an Inclusive Community,” is one in a series of thought-provoking lectures in the Community Building Speaker Series. To learn more about the program, visit www.columbiaassociation.org or call (410) 423-4103.

Say you saw it in the Beacon | Leisure & Travel

H O WA R D C O U N T Y B E A C O N — M AY 2 0 1 6

Nova Scotia From page 32 lusk. It lays claim to the title “scallop capital of the world” because it is home to a large scallop fishing fleet, and their haul has a reputation for outstanding flavor.

Waterfront towns Yarmouth, another town in the southern reaches of Nova Scotia, long has been associated with fishing. A walking tour leads past a number of the nearly 200 elaborate homes that were built in a variety of styles by ship owners and captains during the late 19th century, when the town’s prosperity reached its peak.

A stroll through Shelburne’s Waterfront Heritage District transports visitors back to the late 18th century. That’s when an influx of Loyalists from the former American British colonies arrived. Some of the homes they built still stand, and a display at the Shelburne County Museum invites children to “Dress up like a Loyalist.”

If you can find time to spend a day to stroll through Annapolis Royal, do it. The area is where the French established the first permanent European settlement here in 1604. The colony changed hands a number of times as the French and English battled for control. After a decisive victory by England in 1710, it was named Annapolis Royal in honor of Queen Anne.

St. George Street, which runs through the middle of town, is lined by buildings built over the course of three centuries. Among the oldest are a wooden house constructed in 1708 by a French officer, and the 1710 home of a silversmith, which later served as an inn and today houses a small museum.

Fort Anne in Annapolis Royal occupies one of the most hotly contested pieces of land in North America. The first fort was erected on the site in 1629 by the Scots, and several forts were constructed later by the French. The fortress that stands today was built by the British. Visitors may walk the earthen walls that date back to 1702, explore a gunpowder magazine, and check out the British field officers quarters, which house an interesting museum.

A very different setting is encountered nearby at the impressive Annapolis Royal Historic Gardens. It features areas devoted to Mi’kmaq, early Acadian and 17th century English gardening practices and designs.

A replica of a 17th-century Acadian home overlooks salt marshes and the dykes that were constructed by farmers to transform them into arable land. It offers a peek back at the lives of French-speaking settlers — one among the many stories that bring the history of Nova Scotia to life.

If you go Digby Pines Golf Resort & Spa combines an aura of history with a strong record of ecotourism. Low-level electricity is used throughout the hotel with an emphasis on natural light, the kitchen recycles to such a degree that nothing goes to a landfill, there’s a green roof atop the spa, and the rooms’ headboards are made from recycled doors. In cabins with fireplaces, compressed sawdust replaces wood because it has a zero percent carbon footprint.

The resort is open from mid-May to mid-October. Rates begin at $159 (depending upon the exchange rate at the time).

For more information, call (800) 667-4637

or log onto digbypines.ca.

An inviting budget-stretching alternative is Hedley House by the Sea, which overlooks Smith Cove from a four-acre setting of lawns and gardens. The 14-room motel is blanketed by fresh flowers. Rates begin at $71. For more information, call (877) 826-2500 or log onto hedleyhouse.ca.

Not surprisingly, many a restaurant menu includes Digby scallops in some form. Among ways I saw them prepared were pan seared, fried, grilled, encased in prosciutto, wrapped in bacon, on pizza, in salad and swimming in chowder.

Electing to eat something other than scallops during two dinners at the appropriately named Dockside Restaurant in Digby, I opted for grilled haddock ($14 with sides) and fish and chips ($9), both excellent. For more information, call (902) 245-4950 or log onto fundyrestaurant.com.

For information about visiting Nova Scotia, call 1-800-565-0000 or log onto novascotia.com.

SAVE MORE THAN $65,000 ON A MOVE-IN READY HOME. Plus, get up to $10,000 in closing cost assistance.*

BEACON BITS

Apr. 30

PERSONAL COMPUTER BASICS

A one-day course in computer basics for novices will be offered by Howard Community College on Saturday, April 30. Topics will include keyboarding, basic Windows concepts, and the Internet. The class will meet at the Hickory Ridge Building, 10650 Hickory Ridge Rd., Columbia. Cost is $123, including $90 in fees that may be waived for persons 60 or older.

For more information, visit www.howardcc.edu or call (443) 558-1700.

Ongoing

HAITI SISTER CITY COMMITTEE

The Columbia Association is putting out a call for persons interested in advancing the understanding of Haitian culture in its new Sister City relationship with Cap-Haitien, a city on the northern coast of Haiti with a population of about 190,000. Cap-Haitien is the fourth city in the Sister City program, joining Cergy-Pontoise, France; Tres Cantos, Spain; and Tema, Ghana. For more information, contact Laura Smit at (410) 715-3162 or email International@ColumbiaAssociation.org.

33

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55-and-better condominium homes overlooking a beautiful 30-acre quarry lake.

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GET MORE IN A NEW HOME | BEAZER.COM *Offer valid on contracts executed between 4/1/2016 – 6/30/2016 that settle on or before 6/30/16. Offer is only available on Quick Move-In Homes at The Gatherings at Quarry Place. Actual savings will vary by home type and homesite. An incentive of up to $10,000 will be provided by Beazer Homes and issued as a closing cost credit to buyer at closing. This offer is subject to buyer satisfying their lender’s underwriting guidelines which are subject to change without notice and may limit third party contributions. Closing cost incentive may not be usable on all loan products; check with your lender for details. This offer is not redeemable for cash and may not be combined with any other offers. Available for owner-occupied homes only. The use of a preferred lender is required to receive closing cost incentive, however, Purchaser may use any lender of their choice. Pricing, features and availability subject to change without notice. See New Home Counselor for complete details. MHBR #93 ©2016 Beazer Homes. 4/16 131513

34

M AY 2 0 1 6 — H O WA R D C O U N T Y B E A C O N

More at TheBeaconNewspapers.com

Arts &

Style

This giant Crab named Claw’d is one of the hot air balloons to be featured in this year’s festival.

Colorful balloons to fly high over Howard Hooked on flying

PHOTO COURTESY OF FRIENDSHIP HOT AIR BALLOON CO.

By Robert Friedman Ron Broderick, known as the Balloon Meister, is ready to take you up, up and away into the west Howard County sky before bringing you down to earth at the Turf Valley resort in Ellicott City.

If you don’t want to take the 30 to 45 minute sky ride in one of the 21 balloons on display, you could rise 60 to 80 feet, then descend, in a tethered balloon.

Among the flying fleet is Claw’d, a crabshaped balloon. Past balloon stand-outs have included Tweety Bird and the Purple People Eater.

Those are just some of the features of the Preakness Celebration Hot Air Balloon Festival. This year’s event is set for May 19 to 21, 4 to 9 p.m. at Turf Valley. Also scheduled for the three-day events are mass ascensions of the balloons by the pilots, balloon glows when the balloons are lit up from the inside at night, live entertainment, craft displays, and food and other retail vendors.

The yearly balloon bash is held in conjunction with the Preakness Stakes, among the most important of horse races, at the Pimlico Race Course in Baltimore.

Broderick, 74, of West Friendship, has been called the elder statesman of balloon piloting. He said he got hooked on “aviation’s safest sport” with his first hot air flight some 25 years ago.

The veteran balloonist noted that that he will not take off if the winds on the ground are over seven miles per hour, or more than 20 mph. at 3,000 feet. He checks in with the Federal Aviation Authority’s weather forecast before each flight.

To ensure a safe takeoff, “there can be no threat of rain and no thunderstorm forming within 100 miles,” he said.

Asked if any of his flights have been a lot less than smooth, he said, “I’ve been lucky. In 25 years, no incidents.”

A former telephone company employee, Broderick now devotes his time to taking people on flights around the county lasting up to an hour.

Among his recent takers were Laura and Bill McClelland of Carroll County, who last August celebrated their 25th wedding anniversary by flying high in Broderick’s balloon.

“It was the first time ever in a balloon

The Preakness Celebration Hot Air Balloon Festival, starting May 19, features 21 fanciful balloons, and offers both tethered and untethered balloon rides. It closes with a ceremony for wounded veterans on May 21, Armed Forces Day.

ride for both of us,” said Laura McClelland, “and it was beautiful. We floated over familiar land, and saw the geometric patterns of the corn maize, the layouts of

neighborhoods. When we landed we had a champagne toast, and my husband said we See BALLOON FESTIVAL, page 37

Say you saw it in the Beacon | Arts & Style

H O WA R D C O U N T Y B E A C O N — M AY 2 0 1 6

35

Sam Waterston’s still busy 60-year career

“Law and Order” star Waterston may be best recognized for his character Jack McCoy — the charismatic district attorney on the long-running TV show “Law and Order.” He won both Golden Globe and Screen Actors Guild awards for his work on that show.

While he enjoyed the role, he said when

the show ended in 2010 — after 16 years and more than 360 episodes — he was ready for new challenges.

He found them in HBO’s “The Newsroom” a few years later, and currently in Netflix’s “Grace and Frankie,” in which he plays the husband of Grace (Jane Fonda).

In the show, Grace and Frankie (played by Lily Tomlin) deal with the emotional toll as their husbands reveal they are gay and leave their wives for each other.

“The company of Jane Fonda, Lily Tomlin and Martin Sheen is really unbeatable, and since it’s a comedy, we just laugh all day,” Waterston said. “It’s pure delight, and I love [my character] Sol. Waterston is happy to see a show where older actors are front and center, and said he thinks that as the population ages, there will be increasing room in movies and television for older characters.

“There’s a large population of people interested in seeing someone their own age,” he said.

Waterston said he hasn’t noticed a dearth of parts for himself as he’s gotten older. “I’ve been awfully darn lucky.

“I guess there isn’t really any time limit on acting. As long as you can walk and talk, you can keep on acting if people will have you. And people have been asking me to work, so it’s been great,” he said.

All in the family In fact, people have been asking him to work for more than 60 years. Waterston, born in Cambridge, Mass., got his start as

a child when his father, an amateur director at the school where he taught, asked him to be in a play.

“I got to stay up late with my father without any of my siblings around to compete with for attention. I was sort of adopted by all the big hero guys in the school,” he recalled. “It seemed like an awful lot of fun. I was predisposed to becoming an actor, you might say.”

And so were his four children, three of whom have followed him into the profession. (His son, Graham, has done some directing and producing.)

“There’s always the problem of getting work in show business, and that’s what makes it such a tough profession,” he said.

“Show business is a terrible profession.

“But acting is soooooo much fun. I think [my kids] were pretty clear about that, and they made up their own minds. All three of them are very, very good, let me tell you.”

Daughter Katherine was most recently in the movie Steve Jobs. Daughter Elisabeth and her husband have both been in a number of films. And son James got his start in The Dead Poets Society, and has a guest role in numerous television programs.

Revered roles

Concert sponsored by:

Dr. John Steinberg & Joyce Cox

MAY212016 7:30pm Jim Rouse Theatre

Ellicott City 2016 for the juried portion of the event must request an application

info@hocoarts.org. Registration for the non-juried, Open Paint and “quick draw”

See WATERSTON, page 37

MAHLER’S RESURRECTION SYMPHONY

Artists planning to submit their works created during Paint It!

Applications may be obtained by calling (410) 313-2787 or emailing

In 1993, he won a Golden Globe award for portraying a Southern district attorney at the dawn of the civil rights movement in “I’ll Fly Away,” which ran on PBS. “I went into that job thinking, ‘Television, how good can this be?’” said Waterston, who had primarily acted in movies and theater until that point.

“And then I thought the show was really good. The reaction of people I met on the street and on airplanes and toll booths on

THE COLUMBIA ORCHESTRA

ARTISTS’ DEADLINE FOR PAINT IT! ELLICOTT CITY

from the Howard County Arts Council and submit it by Friday, April 29.

Actor Sam Waterston, with a long career in Broadway, movies and television, currently stars in the Netflix comedy “Grace and Frankie.” He was in “Law and Order” for 16 years, and continues to be in demand as an actor.

What are the roles that still resonate with Waterston?

BEACON BITS

Apr. 29+

PHOTO COURTESY OF SAM WATERSTON

By Barbara Ruben Actor Sam Waterston plays a nefarious lobbyist for the gun industry in the movie he’s now filming. And like the city of Toronto, which is filling in for the movie’s Washington, D.C. setting since filming is cheaper there, Waterston is also playing somewhat off-type.

“I’m not a very nice guy,” Waterston says of his role in Miss Sloan, also starring Jessica Chastain and John Lithgow, and set to be released in 2017. “I don’t think he has too many principles at all.”

But that doesn’t mean Waterston — who, when not on screen, works on such issues as campaign finance reform and refugee assistance — might not recognize a bit of himself in the role.

“You go looking for pieces of yourself you can use in a new way for a character. I think that’s mostly what actors do. So there must be some of this in me,” Waterston, 75, told the Beacon in an interview about his long acting career as he took a break from working on the movie.

Waterston will be here in the real Washington when he’s honored with the annual Productive Aging Award from the Jewish Council for the Aging in May.

Marlissa Hudson soprano

Mahler: Symphony No. 2, “Resurrection” Marlissa Hudson, soprano Kyle Engler, mezzo-soprano Columbia Pro Cantare Frances Dawson, Director

part of the event will be available in May at www. hocoarts.org or by calling (410) 313-2787.

Tickets range from $10-$25 ($3 service fee may apply) 410-465-8777 www.columbiaorchestra.org

2015-2016 Chamber Music Series

St. John Baptist Church 9055 Tamar Drive, Columbia

“Bringing a new attitude to classical music, one that is fresh, bracing and intelligent,” — Cincinnati Enquirer

Harlem String Quartet May 14, 2016 - Saturday at 8:00 PM

Hernandez: El Cumbanchero Gillespie: Night in Tunisia Mendelssohn: String Quartet in E minor, Op. 44, No. 2 Jobim: The Girl from Ipanema Beethoven: String Quartet in C Major, Op. 59, No. 3

www.candlelightconcerts.org

410-997-2324

36

Arts & Style | More at TheBeaconNewspapers.com

M AY 2 0 1 6 — H O WA R D C O U N T Y B E A C O N

Say you saw it in the Beacon | Arts & Style

H O WA R D C O U N T Y B E A C O N — M AY 2 0 1 6

Balloon festival From page 34 will do it again on our 50th anniversary.”

Regina Ford, Turf Valley’s public relations director (who said she has always been afraid of heights), took to the air in a balloon for the first time three years ago.

Unintentionally.

“I went into the balloon basket for what I thought was just a press photo shoot,” Ford said. “Then I was rising, then flying.

We went up at 6 a.m., and when I realized

Waterston From page 35 highways — people of all ages and races, particularly people from the South, but not just people from the South — so many people felt that we were telling their story. It just goes to show you what TV can do.”

Another stand-out role: Waterston was nominated for an Oscar for the 1984 film The Killing Fields, in which he played an American journalist during the Khmer Rouge’s brutal regime in Cambodia.

But as he thinks back, there was one year that might cap them all. “I had a wonderful year [1973-4] in which I did The Glass Menagerie, The Great Gatsby with Katharine Hepburn, and Much Ado About

how beautiful and peaceful it was, I relaxed and really enjoyed it. We were moving over Route 70, and people were waving from farms and houses.”

Fly at sunrise and sunset Ford said that, so far, some 200 people have booked balloon flights at the festival.

The flights set sail at sunrise and a little before sunset. The balloon’s baskets hold up to four people each. The balloons will not carry a passenger weighing over 280 pounds, and children must be no shorter than 44 inches, Nothing in Central Park and on Broadway.

“And I met my wife. Maybe that’s the best memory of all.”

Waterston will be honored by the JCA at its Productive Aging Award dinner on Sunday, May 15 from 5:30 to 9:30 p.m. at the Bethesda North Marriott in Rockville, Md. For ticket information and additional details, call (301) 255-4231 or see www.AccessJCA.org/ 2016dinner.

so they can see over the rail.

The balloons go up, weather permitting, at 6:30 p.m. on May 19 and 20 (Thursday and Friday) and 6 a.m. May 20 and 21 (Friday and Saturday). Balloon rides cost $225 per person. Payment is to be made in cash at the time of the flight. To reserve your spot, or be placed on a stand-by list, visit www.Ballooningusa.com/preakness.

The tethered balloon rides are $20 for adults and $10 for children under 12. Advance booking is not required for those.

There are walkabouts inside the balloons

at $3 for both adults and children.

Admission to the grounds for the fair is free. Parking, at $10 per vehicle, will be available at Howard County Fairgrounds with shuttles provided to and from Turf Valley.

The balloons will be glowing from 8:30 to 8:50 p.m., on May 19 and 20. The last shuttle back to the fairgrounds will leave at 10 p.m.

The festival ends at 8 a.m. on May 21, which is Armed Forces Day. People are invited to nominate a wounded veteran to fly in the Operation Getaway closing ceremony by emailing flights@ballooningusa.com.

BEACON BITS

Apr. 30

WOMENFEST FEATURES FITNESS

More than 100 vendors and exhibitors will offer a variety of free screenings and consultations at the annual free WomenFest on Saturday, April 30 from 10 a.m. to 3 p.m. at the Gary J. Arthur Community Center, 2400 Rte. 97, Cooksville. New this year is Core Camp, where attendees can participate in free 45-minute fitness classes including yoga, Pilates and Yogalates. For more information, visit www.howardcountymd.gov/WomenFest of call (420) 313-5440.

lifestyle

Your NEW begins here

AL

communLi are SMOKties FREE

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APARTMENT HOMES FOR THOSE 62 AND BETTER

Please patronize our advertisers.

They keep the Beacon free!

FROM PAGE 38 ANSWERS TO SCRABBLE

ANNE ARUNDEL COUNTY

HARFORD COUNTY

Furnace Branch 410-761-4150 Severna Park 410-544-3411

Bel Air 410-893-0064 Box Hill 410-515-6115

BALTIMORE CITY

HOWARD COUNTY

Ashland Terrace 410-276-6440 Coldspring 410-542-4400

Colonial Landing 410-796-4399 Columbia 410-381-1118 Ellicott City 410-203-9501 Ellicott City II 410-203-2096 Emerson 301-483-3322 Snowden River 410-290-0384

BALTIMORE COUNTY

ANSWERS TO CROSSWORD T R A D E

R A D A R

U N D Y E D

L I D E R A D A Y B D A Y U N D M O A P A Y

E D I T

S Y N O N A Y M M S F T I A J L I O N S

I M P N A I L C A E A I L M E A G H I O N E E D

D A U B

E R N E

A S K A N R E C A W E V E E G D R A E G T S A W A I L G E

O R P C H O A E N D A B S M A O V I I M E A S C

D A Y B A T H S S O N A T A

E C R U

S E E M

E R E N K S

E G G E R

U S E R S

Catonsville 410-719-9464 Dundalk 410-288-5483 Fullerton 410-663-0665 Miramar Landing 410-391-8375 Randallstown 410-655-5673 Rosedale 410-866-1886 Taylor 410-663-0363 Towson 410-828-7185 Woodlawn 410-281-1120

37

PRINCE GEORGE’S COUNTY Bladensburg 301-699-9785 55 AND BETTER! Laurel 301-490-1526 Laurel II 301-490-9730

EASTERN SHORE

ALL PARK VIEW COMMUNITIES

Easton 410-770-3070

ARE

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Professionally managed by The Shelter Group. www.thesheltergroup.com

38

M AY 2 0 1 6 — H O WA R D C O U N T Y B E A C O N

More at TheBeaconNewspapers.com

Crossword Puzzle

PUZZLE PAGE

Daily crosswords can be found on our website: www.TheBeaconNewspapers.com Click on Puzzles Plus Opening Day 1

2

3

4

By Stephen Sherr

5

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7

16

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21

35

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45

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53

34 39

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37 41

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Across 1. Lines up evenly 6. Inkling 10. Praiseful poems 14. American Idol judge, with Simon and Paula 15. Pathfinder destination 16. Biathlon or triathlon 17. Sundae supplement 18. Rocker, circa 1975 19. Funeral fire 20. Regular Florida sunrise watcher 23. Once before 24. Soccer nothing 25. Agency for the Natl. Weather Service 26. Preschool 32. Compressed lyon-ess 33. In complete shock 34. Date for Foghorn Leghorn 35. Barriers between coffee and doughnuts 38. Wall : St. :: Madison : ___ 39. Sends a letter to Dear Abby 40. Important time 41. Rank partner 43. Pygmalion playwright, pronto 45. Soaps 49. Mexican state, ___ California 50. Self-importance 51. Just the vowels in Charles Foster Kane’s final vow 54. Summer time 59. Annul 60. Caucus state 61. Polaroid residue 62. Bellyache 63. Creator of Oscar and Felix 64. Dinner theater attendee 65. Stops at the first drive-through window 66. Result of colliding planes 67. Bullfighters’ mementoes

Down

10

15

23

HC5/16

9

14

20

Scrabble answers on p. 37.

8

2. Character played by the same actor in both the movie and TV versions of M*A*S*H 3. Naturally blonde 4. Cut scenes from the movie 5. Happy, for glad 6. Chevrolet’s all-time best seller 7. Slap on 8. Sea eagle 9. Distrustingly 10. Babe Ruth or Snow White 11. Spa options 12. Neutral shade 13. Come across as 21. On one of Santa’s lists 22. Like some dorms 27. Usual alarm clock selections 28. Gave two big thumbs up 29. Ram-ma 30. “Hey; I think I saw a mouse” 31. Blood bank tellers (abbr.)

35. Was in front at the final turn 36. Gershwin’s investment, perhaps 37. Gradually over time 38. Barley brew 39. Cool cucumber connection 41. Pacific archipelago 42. John Lennon’s best-selling single 43. Tony Bennett singing partner, Lady ___ 44. Cheaply made films 46. Hawk hooks 47. Flea market deal 48. Cars.com’s most affordable midsize sedan of 2015 52. Halloween hurler 53. Computer operators 54. Say “we can still be friends” 55. Small buffalo 56. Removed weeds 57. Trunk ... bough ... branch ... ___ 58. Apple offering, since 1998

1. Barter

Answers on page 37.

H O WA R D C O U N T Y B E A C O N — M AY 2 0 1 6

CLASSIFIEDS The Beacon prints classified advertising under the following headings: Business & Employment Opportunities; Caregivers; Computer Services; Entertainment; For Sale; For Sale/Rent: Real Estate; Free; Health; Home/ Handyman Services; Miscellaneous; Personals; Personal Services; Vacation Opportunities; and Wanted. For submission guidelines and deadlines, see the box on the right.

CAVEAT EMPTOR! The Beacon does not knowingly accept obscene, offensive, harmful, or fraudulent advertising. However, we do not investigate any advertisers or their products and cannot accept responsibility for the integrity of either. Respondents to classified advertising should always use caution and their best judgment.

EMPLOYMENT & REAL ESTATE ADS: We will not knowingly or intentionally accept advertising in violation of federal, state, and local laws prohibiting discrimination based on race, color, national origin, sex, familial status or handicap in connection with employment or the sale or rental of real estate.

Caregivers HYGIENE CARE, MEAL PREPARATION, Housekeeping, Errands, Appointments, Medication reminders, Companionship. I’m a loving, experienced, trusted caregiver available for FT/PT or Live-In care for a flat rate. Call 301-490-1146.

ELDERLY CARE – FEMALE care provider, English speaking, with car. I cook, clean and take to all appointments. I’m experienced in caring for people with MS, Alzheimer’s and other health problems. Excellent references.

301-275-7283.

COMPASSIONATE CAREGIVER – Companion available now to care for your loved one.

Kind, devoted, dependable and experienced with car and excellent references. Certified Mental Health Aide, Hospice and CPR. Please Call Sadie at 301-263-5695, kindly leave a message.

Say you saw it in the Beacon

Financial Services ACCOUNTING, TAXES AND BOOKKEEPING, eldercare. CPA 38 years, reasonable rates. Call 410-653-3363.

For Rent/Real Estate SPACIOUS, MODERN, PRIVATE, furnished, two bedrooms, private bath, shared kitchen and entrance. Utilities and cable included. Elkridge area. 55+ females only. $1,200 per month. 443-755-1532.

For Sale

TO PLACE A CLASSIFIED Deadlines and Payments: Ad text and payment is due by the 5th of each month.

Note: Only ads received and prepaid by the deadline will be included in the next month’s issue. Please type or print your ad carefully. Include a number where you can be reached in the event of a question.

Payment is due with ad. We do not accept ads by phone or fax, nor do we accept credit cards.

Private Party Text Ads: For individuals seeking to buy or sell particular items, or place a personal ad. Each ad is $10 for 25 words, 25 cents for each additional word.

Business Text Ads: For parties engaged in an ongoing business enterprise.

Each ad is $25 for 25 words, 50 cents for each additional word.

Note: Each real estate listing counts as one business text ad.

Send your classified ad with check or money order, payable to the Beacon, to:

2 SALVADOR DALI woodblock prints from Dante’s Divine Comedy. Signed and framed.

Asking $900 for the pair. Can email pictures if desired. Call Steve 410-913-1653.

The Beacon, Baltimore Classified Dept.

P.O. Box 2227, Silver Spring, MD 20915-2227 Wanted

Wanted

WE BUY GOLD AND SILVER JEWELRY. Costume too. Gold and silver coins, paper money, military, crocks, old bottles and jars, etc.

Call Greg, 717-658-7954.

to hear from you. I pay great prices for great things in all categories from oriental rugs to Tiffany objects, from rare clocks to firearms, from silver and gold to classic cars. If it is wonderful, I am interested. No phony promises or messy consignments.

References gladly furnished. Please call Jake Lenihan, 301-279-8834. Thank you.

Health MOBILE EYE EXAMS – Comprehensive and/or low vision eye exams provided to Baltimore seniors with limited mobility. Visit www.HomeEyeOD.com or call 443-802-9920 for more information.

Home & Handyman Services SANFORD & SON HAULING & RECYCLING. Trash + Junk removal, house & estate cleanouts, garage + basement cleanouts. Demolition – Shed, deck fence + pool removal. Licensed + insured. Free estimates over the phone. Call 7 days a week, 7 am to 7 pm. 410746-5090.

BALTIMORE’S BEST JUNK REMOVAL – Clean Outs: Whole House, Emergency, Attics/Basements. Furniture and Junk Removal, Yard Waste Removal, General Hauling, Construction Debris Removal. Free estimates. 10% Senior Discount. Licensed, Bonded and Insured. Call Jesse, 443-379-HAUL (4285).

WE BUY STERLING SILVER FLATWARE, tea sets, single pieces of silver, large pieces of silver plate. Attic, basement, garage. You have something to SELL, we like to BUY. Call Greg, 717-658-7954.

VINTAGE ELECTRIC SLOTCARS and accessories (all scales) from the 1960s through 1970s including Aurora, Atlas, Tyco, Cox, K&B, Revell, Monogram, etc. Call Bill at 410-615-7043.

VINYL RECORDS WANTED from 1950 through 1985. Jazz, Rock-n-Roll, Soul, Rhythm & Blues, Reggae and Disco. 33 1/3 LPs, 45s or 78s, Larger collections of at least 100 items wanted. Please call John, 301-596-6201.

FINE ANTIQUES, PAINTINGS AND QUALITY VINTAGE FURNISHINGS wanted by a serious capable buyer. I am very well educated [law degree] knowledgeable [over 40 years in the antique business] and have the finances and wherewithal to handle virtually any situation. If you have a special item, collection or important estate I would like

COLLECTOR BUYING MILITARY ITEMS: Helmets, weapons, rifles, shot guns, knives, swords, bayonets, web gear, uniforms, etc. from all wars and countries. Large quantities are okay.

Will pay top prices for my personal collection. Discreet consultations. Call Fred, 301-910-0783.

CASH BUYER FOR OLD COSTUME JEWELRY – wrist and pocket wrist watches (any condition). Also buying watchmaker tools and parts, coins, quilts, old toys, postcards, trains, guns, pocket and hunting knives, linens, fishing equipment and tackle boxes, fountain pens, Christmas garden items, crocks and jugs, lamps and lanterns, pottery, military items, sports memorabilia, advertising signs, paintings and contents of attics, basements and garages. Professional, no pressure individual with over forty years of experience. Lloyd D. Baker. 410-409-4965. 717-969-8114, office.

ADVERTISERS IN THIS ISSUE Clinical Research Studies

Fall Prevention Balance Study . . . . . .14

Events

Bon Secours Retreat & Conference Center . . . . . . . . . . . . . . .15 COGS Monthly Meeting . . . . . . . . . . . .8

Financial Services

PENFED Financial Services . . . . . . . .27 Moriarity Financial Services . . . . . . . .26

Funeral Services

Harry H. Witzke’s Family Funeral Home, Inc. . . . . . . . . . . . . . .26 Going Home Cremations . . . . . . . . . . .32 Sol Levinson & Bros., Inc. . . . . . . . . .11

Hearing Services

Miracle-Ear . . . . . . . . . . . . . . . . . . . . .12

Home Health Care

A-1 Action Nursing Care . . . . . . . . . . . .7 Homewatch Caregivers . . . . . . . . . . . .13 Options for Senior America . . . . . . . . .14

Housing

Brooke Grove . . . . . . . . . . . . . . . . . . .40 Buckingham’s Choice/Integrace . . . . .14

39

Charlestown/Erickson Living . . . . . . . .8 Country Gardens Assisted Living . . . . .7 Eagle Springs at Heritage Shores/Brookfield . . . . . . . .6 Fairhaven/Integrace . . . . . . . . . . . . . . .14 Gatherings at Quarry Place/Beazer Homes . . . . . . .33 Heartlands of Ellicott City . . . . . . . . .10 Homecrest House . . . . . . . . . . . . . . . . .9 Olney Assisted Living . . . . . . . . . . . . .15 Park View . . . . . . . . . . . . . . . . . . . . . .37 Shriner Court/Quantum . . . . . . . . . . . . .8 Somerford Place/ 5 Star Senior Living . . . . . . . . . . . . .10 Vantage House . . . . . . . . . . . . . . . . . . .16

Legal Services

Frank, Frank & Scherr, LLC . . . . . . . .29 Law Office of Karen Ellsworth . . . . . .27

Medical/Health

Medical Eye Center . . . . . . . . . . . . . . .27 World Class Chiropractic . . . . . . . . . . .11

Real Estate

The Bob Lucido Team . . . . . . . . . . . . . .3

Retail/Services

Comic Book Collector . . . . . . . . . . . . .34 Columbia’s Village Centers . . . . . . . . .29 Dan Kugler Design Center . . . . . .28, 36 HoCo Haulers . . . . . . . . . . . . . . . . . . .31 Homelife Remodeling . . . . . . . . . . . . . .5

Senior Services

Sagecap . . . . . . . . . . . . . . . . . . . . . . . . .9 The Senior Connection . . . . . . . . . .17-24

Skilled Nursing & Rehab

CommuniCare . . . . . . . . . . . . . . . . . . .13

Theatre/Entertainment

Candlelight Concert Society . . . . . . . .35 Columbia Orchestra . . . . . . . . . . . . . . .35 Columbia Pro Cantare . . . . . . . . . . . . .35 Toby’s Dinner Theatre . . . . . . . . . . . . .34

Tour & Travel

Eyre Tour & Travel . . . . . . . . . . . . . . .31

Volunteers/Careers

Family and Children’s Services . . . . . . .9

40 More at TheBeaconNewspapers.com

M AY 2 0 1 6 — H O WA R D C O U N T Y B E A C O N

May 2016

UPCOMING SEMINARS & EVENTS at Brooke Grove retirement village

Ass expe A experts ts in senior en caree aand memory mo support, up B Brooke rooke Grove Re Retirement Village is pleased to offer seminars and events ve that promote m a mental en l well-being. well-bein w in All seminars and events will be held at and physical, spiritual and ok Grove ve Rehabilitation ili an Nursing ng Center, te locatedd at 18131 181 18 Brooke and Slade School Road on the Brooke Grove Villaage campus. caam ca mpus. Please lea register with wi Toni Ton on ni Davis Davi at 301-388-7209 or tdavis@bgf.org.

Retirement Village Support for the Caregiver Seminar: “CAREGIVER Traps” May 17, 2-3 p.m.

Well-meaning caregivers often fall into traps that make the job harder forr everyone involved.

Explore ev inv volved. E xpllore the occupational hazards caregivers face—including zards caregiv vers face—incl luding role reversal, power struggles truggles es and and failure failu uree to set healthy ea boundaries—and discover scoverr how how to free yourself urs from these rigid positions. ns. FREE. ns FREE. Register R r by b May M 15.

15

Living Well Seminar: “NOW hear THIS - PAYING AT TENTION TO HEARING LOSS” May 18, 7-8:15 p.m.

Age-related hearing problems are becoming more widespread. Social isolation, often caused by hearing loss, is a known risk factor for dementia. Learn how this and other factors contribute. Light complimentary dinner at 6:30 p.m. FREE. Register by May 16.

ALZHEIMER’S SUPPORT GROUP May 18, 2-3 p.m.

Sponsored by the Alzheimer’s Association, this confidential group provides an opportunity for individuals and families to find support, gain understanding and share caregiving tips. FREE.

18100 Slade School Road Sandy Spring, MD 20860 301-260-2320 www.bgf.org

Independent living assisted living rehabilitation memory support long-term care