July 2018 | Howard County Beacon

The Howard County

I N

F O C U S

VOL.8, NO.7

F O R

P E O P L E

O V E R

5 0 JULY 2018

More than 30,000 readers throughout Howard County

A scammer reveals his secrets

I N S I D E …

PHOTO COURTESY OF FRANK ABAGNALE

By Robert Friedman You pick up the phone and are told “This is Sgt. Johnson of the Howard County police. We’re holding your grandson on charges of drunken driving.” You are given your grandson’s full name, age and home address, and the name of his girlfriend who was in the car with him.

You’re told that your grandson gave police your name because he didn’t want to have his parents informed. He is being held on a certain amount of bail that must be paid right away if you do not want him to spend the night in jail. If you pay right away — over the phone, with your credit card — your grandson will be released.

That’s one of the latest popular scam scenarios being aimed these days at older adults. It costs the scammer nothing, and the “plight” of the younger relative could hit the grandparent right in the heart, not to mention the pocketbook.

How did the scammers learn what they knew? They got the grandchild’s personal profile (including girlfriend’s name) from Facebook, or other Internet sites that ask users for such information.

FREE

L E I S U R E & T R AV E L

Ways to enjoy Mississippi’s resilient Gulf Coast; plus, flying with your pet, and books that explore the great outdoors page 21

Scammer extraordinaire The man explaining this scam is none other than Frank Abagnale, who knows something himself about tricking, bilking, forging and impersonating others.

If you have read his book Catch Me If You Can, or saw the Steven Spielberg movie of the same name (starring Leonardo DiCaprio as Abagnale) or perhaps the Tony Award-winning Broadway musical based on the book, you would know that in the 1960s, a young Abagnale was one of the world’s great imposters.

Between the ages of 16 and 21, he passed himself off as a Pan Am pilot to get free

As a young man, Frank Abagnale was a master imposter, passing himself off as a Pan Am pilot, pediatrician and Harvard Law School grad — along with cashing millions of dollars in fraudulent checks. In a complete turnabout, today he works with the FBI and AARP to warn older adults how to spot scammers before they are bilked.

trips around the world on other airlines; faked it for 11 months as chief resident pediatrician at a hospital in Georgia; made believe he was a Harvard Law School graduate, actually passing the Louisiana bar exam (after failing it twice); and cashed millions of dollars in fraudulent checks.

Abagnale, now 70, is today a widely

known and respected security consultant who has lectured FBI agents about scams for more than 40 years. He was released from federal prison in 1974 after serving fewer than five years of a 12-year term, on the condition that he help the authorities, See SCAMS, page 14

ARTS & STYLE

Shakespeare comedy under the summer sky; plus, “Grey’s Anatomy” actress turns to advocacy page 30 FITNESS & HEALTH k Do-it-yourself gene tests k Antibiotics and your heart

4

LAW & MONEY 12 k Time to update your estate plan k Effect of rising interest rates THE 50+ CONNECTION 17 k Newsletter from Howard County Office on Aging & Independence ADVERTISER DIRECTORY

35

PLUS CROSSWORD, BEACON BITS, CLASSIFIEDS & MORE

2

J U L Y 2 0 1 8 — H O WA R D C O U N T Y B E A C O N

More at TheBeaconNewspapers.com

Would you want to know?

There’s a debate afoot in the world of deIt is now believed that defective tau promentia research. The question is, how do teins and amyloid plaques start forming in researchers determine when the brain decades before peoa person has Alzheimer’s disple show any symptoms. This ease? means that by the time we And there’s a related quesstart using the various drugs tion not necessarily being designed to postpone or halt asked: Do patients really the disease, it may be too late want to know? for them to work. Perhaps an Only a post-mortem exam earlier diagnosis would encan definitively identify able them to be more successAlzheimer’s. In living perful. sons, a diagnosis is generally This is the thinking behind made by ruling out other FROM THE recent research guidelines iscauses (such as other types PUBLISHER sued by the National Institute By Stuart P. Rosenthal of dementia), and is based on on Aging and the Alzheimer’s a thorough medical exam Association that recommend and history, investigating symptoms such identifying prospects for clinical trials as memory loss and neurological damage. based not on current symptoms, but Brain scans and genetic tests can fur- rather on early biological markers that can ther aid diagnosis in some cases, and as be measured using current technology, these tests improve, momentum is build- such as brain scans and spinal taps. ing for using these more broadly, in hopes This new proposed “research frameof identifying patients years before symp- work” is not being proposed for clinical toms arise. use. In other words, doctors won’t start orWhy would we want to do that? dering these tests to try to identify potenSince we don’t currently go looking for tial Alzheimer’s patients. For one thing, it signs of Alzheimer’s until serious symp- hasn’t been validated as an accurate diagtoms of dementia appear, we tend to diag- nostic tool. nose people only after their brains show But even used solely in the context of reextensive signs of the plaques and tangles search, this will vastly increase the numthat characterize the disease. ber of people researchers consider to have

Beacon The

I N

F O C U S

F O R

P E O P L E

O V E R

5 0

The Beacon is a monthly newspaper dedicated to inform, serve, and entertain the citizens of the Greater Baltimore area, and is privately owned. Other editions serve Howard County, Md., Greater Washington, DC and Richmond, Va. (Fifty Plus).

Subscriptions are available via third-class mail ($12), prepaid with order. Maryland residents add 6 percent for sales tax. Send subscription order to the office listed below.

Publication of advertising contained herein does not necessarily constitute endorsement. Signed columns represent the opinions of the writers, and not necessarily the opinion of the publisher.

• Publisher/Editor ....................Stuart P. Rosenthal • Associate Publisher ..............Judith K. Rosenthal • Vice President, Operations........Gordon Hasenei

Alzheimer’s, according to an interview published by the Associated Press.

“The numbers will increase dramatically,” said Dr. Clifford R. Jack, Jr., a Mayo Clinic brain imaging specialist who led the panel of experts who drafted the new guidelines. “There are a lot more cognitively normal people who have the pathology in the brain who will now be counted as having Alzheimer’s disease.”

Maybe that’s not a bad thing. If this enables people to enter a clinical trial possibly decades before any hint of a problem, it might lead to better treatments for them and those who come after them.

But there’s one problem with this logic.

Jack also noted that “about one-third of people over 70 who show no thinking problems actually have brain signs that suggest Alzheimer’s.”

A similar statement appeared in our April edition in another AP article entitled “Why do some stay so sharp as they age?”

Dr. Claudia Kawas of the University of California, Irvine, told a meeting of scientists that “About 40 percent of the oldest-old who showed no symptoms of dementia in life nonetheless have full-fledged signs of Alzheimer’s disease in their brains.”

So, on the one hand, we don’t really know when the presence of tangles and tau in the brain will translate into the actual behavior of dementia we are trying to treat. This is good news for many of us, as it suggests the physical changes that occur

fairly commonly do not necessarily have to cause the symptoms we so fear.

But at the same time, researchers are seeking to broaden the definition of who has Alzheimer’s to include those with the earliest biological signs associated with the disease.

Do we really foresee medicating 30 to 40 percent of the older population who are cognitively normal but have evidence of pathology in their brains when they may never exhibit any behaviors associated with dementia?

While we want to be able to find new and better treatments, we have to take into account the anxiety (and potentially many other problems) this new definition will cause for the people found to have these markers.

Yes, it’s important for our researchers to keep striving for more information, and for older adults to participate in clinical trials that help identify new drugs. But at the same time, we need to think ahead about the impact these developments will have on real people and their families.

I don’t have any answers today. Just questions. What do you think? I invite you to share your thoughts on this issue with us by sending a letter to the editor via mail, email or our website.

Letters to the editor Readers are encouraged to share their opinion on any matter addressed in the Beacon as well as on political and social issues of the day. Mail your Letter to the Editor to The Beacon, P.O. Box 2227, Silver Spring, MD 20915, or e-mail to barbara@thebeaconnewspapers.com.

Please include your name, address and telephone number for verification.

Dear Editor: I read the article titled “How websites and apps track you — and what you can do about it” in the May issue, and I thought it was phenomenal. I was curious as to what was in the article when I read the title.

I usually clear my browser history to help keep space open and for websites not to track me. Sometimes I don’t clear my browser so I can remember what website I was on — especially if I wanted to return to that website in the future. I always knew about cookies, but never fully understood

what they were. The website would sometimes ask if I would like to turn off cookies, and like any other person, I would just click it off the screen not paying attention to it.

One time while surfing the Internet, an ad popped up on multiple websites, and I was unable to click away from it numerous times. So by reading this article, it has helped me to learn about how cookies work and how I can protect myself on the Internet.

Ryan Johnson Via email

• Vice President, Sales & Marketing ....Alan Spiegel • Managing Editor............................Barbara Ruben • Art Director ........................................Kyle Gregory • Director of Operations ........................Roger King • Advertising Representatives .................................. ................................Barbara Koscielski, Steve Levin • Assistant Editor ..........................Rebekah Alcalde

BEACON BITS

June 27+

SUNSET SERENADES The movie Raiders of the Lost Ark will open the Sunset Serenades Summer 2018 programs at Centennial Park South, 10000 Rt.

108, Ellicott City, on Tuesday, June 27 at 8:15 p.m. The Sunset Serenades concert series will kick off July 11 and continue through Aug. 8, Wednesday nights

The Beacon, P.O. Box 2227, Silver Spring, MD 20915 (410) 248-9101 • Email: info@thebeaconnewspapers.com Submissions:

The Beacon welcomes reader contributions. Deadline for editorial is the 1st of the month preceding the month of publication. Deadline for ads is the 1st of the month preceding the month of publication. See page 35 for classified advertising details. Please mail or email all submissions.

© Copyright 2018 The Beacon Newspapers, Inc.

at 7 p.m. The Traveling Bands Concert Series starts July 7 and runs through Aug. 11 at various days, locations and times. The movie nights and two concert series are free. For more information and schedules, visit howardcountymd.gov/sunsetserenades or call (410) 313-4635.

H O WA R D C O U N T Y B E A C O N — J U L Y 2 0 1 8

Say you saw it in the Beacon

When you or the people you love are ready to move, you need more than just an agent. You need a team you can trust.

+

S I LV E R G R O U P A LUCIDO DIVISION

Silver Group is Bob Lucido Team’s unique division dedicated to providing specialty services to address the challenges associated with a Senior Move.

When you’re ready to move, Silver Group will provide: •

an extensive referral network of experienced, reputable professionals to help you downsize

•

our Home Enhancement Listing Program where you defer payment for home repairs until settlement*

•

our Guaranteed Sale Program where we will sell your home in 120 days or less*

•

our senior discount*

•

FREE home staging consultation and market analysis

•

FREE use of our fleet of moving trucks*

VICTORIA HATHAWAY,

Director of Silver Group

REALTOR®, CSA, CSHP, SRES I make it my priority to provide a thorough and specialized assessment regarding every aspect of your unique situation.

To learn all of the ways my team and I will fully support your Senior Move, contact me at 410.979.4284 or SilverGroup@BobLucidoTeam.com!

Ask us how our senior discount could save you up to $2,000 in your move to a Senior Living Community! *Certain restrictions apply.

THE #1 KELLER WILLIAMS TEAM IN THE WORLD 410.465.6900 | @BobLucidoTeam | BobLucidoTeam.com

3

4

J U L Y 2 0 1 8 — H O WA R D C O U N T Y B E A C O N

More at TheBeaconNewspapers.com

Health Fitness &

AT-HOME GENE TESTS Should you test for Alzheimer’s, cancer and other genetic risks on your own?

ANTIBIOTICS AND YOUR HEART Heart patients should ask their doctor about risks before taking antibiotics HOSPITAL COST INFO Hospitals will be required to post prices online and simplify access to records DINNER IN AN INSTANT High-tech pressure cookers cook meals quickly; try our Dijon chicken recipe

Study says limit alcohol to one drink a day

By Mike Stobee Here’s some sobering news: A large international study says adults should average no more than one alcoholic drink per day, and that means drinking guidelines in many countries may be far too loose.

The study found that people who down more than seven drinks a week can expect to die sooner than those who drink less.

“What this is saying is, if you’re really concerned about your longevity, don’t have more than a drink a day,” said David Jernigan, a Johns Hopkins University alcohol researcher who was not involved in the study.

Men’s limit cut in half While the U.S. government currently recommends no more than seven drinks a week for women, the recommendation for men is 14 drinks. That’s because earlier studies found women are hit by the effects of alcohol at lower amounts than men for several reasons, including women weigh less than men on average and blood alco-

hol concentrations rise faster.

The new study estimates that 40-yearold men who drink as much as the current U.S. guidelines allow can expect to live one to two years less than men who have no more than seven drinks per week.

Canada and Sweden have guidelines similar to those in the U.S. set by the Department of Agriculture. Some countries have much higher ceilings. Spain and Romania set the upper limit for men at the equivalent of 20 drinks each week, for example.

British guidelines were like the U.S. standards until two years ago, when U.K. health officials brought the recommendation for men down to the level for women.

The study “is a serious wake-up call for many countries,” Jeremy Pearson of the British Heart Foundation said in a statement. The group partly funded the study, which was published in the Lancet.

Stroke and heart disease risk The research combined results from 83

studies conducted in 19 countries, tracking nearly 600,000 people who drank alcohol. The researchers focused on who developed — and died from — stroke and different forms of heart disease. They made a point of excluding people who had a known history of heart problems at the time they had entered a study.

About half the participants said they had more than 100 grams of alcohol a week.

There’s variation from country to country as to how many grams of alcohol are generally found in a standard drink. In Britain, that’s about six pints of beer a week. But in the U.S., 100 grams is equivalent to what’s in seven 12-ounce cans of beer, a 5-ounce glass of wine, or a 1.5-ounce shot of rum, gin or other distilled spirits.

The researchers found a higher risk of stroke, heart failure and other problems in that group of heavier drinkers. That may partly reflect that alcohol can elevate blood pressure and alter cholesterol levels, the researchers said.

Notably, the heavier drinkers were less likely to have a heart attack. But balanced against the increased risk of a stroke and other heart problems, the impact of drinking more than seven drinks a week is more bad than good, said the study’s lead author, Dr. Angela Wood of the University of Cambridge in England.

Like most studies, this one has flaws.

It’s not built to make firm conclusions about cause and effect. Research that rolls together previous studies can be problematic if they aren’t similar enough, though this one appears to have done a good job at overcoming that obstacle and combining comparable data, Jernigan said.

Researchers relied on what participants reported drinking at the start, recognizing that many people may be lowballing how much they actually down. And the study didn’t account for any changes in their drinking habits.

— AP

Immune therapy works well for lung cancer

By Marilynn Marchione For the first time, a treatment that boosts the immune system greatly improved survival in people newly diagnosed with the most common form of lung cancer. It’s the biggest win so far for immunotherapy, which has had much of its success until now in less common cancers.

In the study, Merck’s Keytruda, given with standard chemotherapy, cut in half the risk of dying or having the cancer worsen, compared to chemo alone after nearly one year. The results are expected to quickly set a new standard of care for about 70,000 patients each year in the United States whose lung cancer has already spread by the time it’s found.

Another study found that an immunotherapy combo — the Bristol-Myers Squibb drugs Opdivo and Yervoy — worked better than chemo for delaying the time until cancer worsened in advanced lung cancer patients whose tumors have many gene flaws, as nearly half do. But the benefit lasted less than two months on average, and it’s too soon to know if the combo improves overall survival, as Keytruda did.

All of these immune therapy treatments

worked for only about half of patients, but that’s far better than chemo has done in the past.

“We’re not nearly where we need to be yet,” said Dr. Roy Herbst, a Yale Cancer Center lung expert who had no role in the studies.

Results were discussed at a recent American Association for Cancer Research conference in Chicago and published by the New England Journal of Medicine. The studies were sponsored by the drugmakers, and many study leaders and Herbst consult for the companies.

How the drugs work Keytruda, Yervoy and Opdivo are called checkpoint inhibitors. They remove a cloak that some cancer cells have that hides them from the immune system. The drugs are given through IVs and cost about $12,500 a month.

Keytruda was approved last year as an initial treatment with chemo for the most common form of advanced lung cancer, but doctors have been leery to use it because that was based on a small study that did not show whether it prolongs life.

The new study, led by Dr. Leena Gandhi of NYU’s Perlmutter Cancer Center, gives that proof. In it, 616 patients were given chemo and some also received Keytruda.

Those not given Keytruda were allowed to switch to it if their cancer worsened.

After one year, 69 percent of people originally assigned to Keytruda were alive versus 49 percent of the others — a result that experts called remarkable considering that the second group’s survival was improved because half of them wound up switching.

How much it ultimately will extend life isn’t known — more than half in the Keytruda group are still alive; median survival was just over 11 months for the others.

The Keytruda combo also delayed the time until cancer worsened — an average of nine months versus five months for the chemo-only group.

That’s a big difference for such an advanced cancer, said Dr. Alice Shaw, a Massachusetts General Hospital lung cancer expert and one of the conference leaders.

“This is really a pivotal study ... a new standard of care,” said Shaw, who has no ties to the drugmakers.

Rates of serious side effects were similar,

but twice as many in the Keytruda group dropped out because of them. More than 4 percent of that group developed lung inflammation and three patients died of it.

Additional options Dr. Matthew Hellmann of Memorial Sloan Kettering Cancer Center in New York led a study testing the Opdivo-Yervoy combo versus chemo in a slightly different group of newly diagnosed advanced lung cancer patients.

The study design was changed after it was underway to look at results according to patients’ tumor mutation burden — a measure of how flawed their cancer genes are, according to a profiling test by Foundation Medicine. Medicare recently agreed to cover the $3,000 test for advanced cancers.

Of 679 patients, 299 had a high number of gene flaws in their tumors. In that group, survival without worsening of disease was 43 percent after one year for those on the immunotherapy drugs versus 13 percent of those on chemo. The immunotherapy drugs See IMMUNE THERAPY, page 5

Immune therapy From page 4 did not help people with fewer tumor gene flaws.

“We have a tool that helps us determine who are the patients that are most likely to benefit from this combination,” Hellmann said.

The median time until cancer worsened

5

Say you saw it in the Beacon | Fitness & Health

H O WA R D C O U N T Y B E A C O N — J U L Y 2 0 1 8

was about 7 months on the immunotherapy drugs versus 5.5 months for chemo. Serious side effects were a little more common in the chemo group.

Another rival, Genentech, recently announced that its checkpoint inhibitor, Tecentriq, improved survival in a study similar to the one testing Keytruda. Details are expected in a couple of months.

— AP

BEACON BITS

Ongoing

OPIOID HELP PHONE LINE

A new confidential phone line for Maryland residents struggling with opioid addiction and their loved ones has been established by the Addiction Policy Forum as part of its Addiction Resource Center (ARC).

The number is 1-833-301-HELP (4357). For more information on the organization and its work in Maryland and nationally, go to http://addictionpolicy.org.

Address________________________________________________________________

City______________________________________State______Zip________________

I N F O R M AT I O N F R E E ★ I N F O R M AT I O N F R E E ★ I N F O R M AT I O N ★

F R E E

Name_________________________________________________________________

Please provide your e-mail address if you would like to receive of events and programs of interest.

Email_________________________________________________________________

Check the boxes you’re interested in and return this form to: The Beacon, P.O. Box 2227, Silver Spring, MD 20915 or fax to (410) 248-9102.

I N F O R M AT I O N

monthly links to the Beacon online and occasional notices

F R E E

Phone (day)________________________(evening)________________________

★ ★

These statements have not been evaluated by the FDA. This product is not intended to diagnose, treat, cure, or prevent any disease.

❏ Healthy Living Diet Study (see ad on page 9) ❏ Weight Loss and COPD Study (see article on page 9)

I N F O R M AT I O N

can help reduce the chances of many forms of cancer.

Dr. Richard Goldfarb, the medical director for the company, states, “Statins and other drugs can create as many health problems as what they were developed to cure. Soluble fiber is one of the most important natural ingredients you can consume for overall good health.”

For the first time, Dr. Cade’s original delicious tasting formula “Cholesterade” is now available at your local Rite Aid pharmacy, or call 877-581-1502 www.cholesterade.com

718HC

Gainesville, FL – If you’re one of the millions of Americans who have been diagnosed with high cholesterol, “natural” help is now available from the creator of Gatorade®! The highly regarded late Dr. J. Robert Cade, while at the University of Florida, did extensive clinical trials using a special formula he developed containing soluble fiber (Acacia Gum).

This formula, “Cholesterade,” has proven to lower cholesterol in the human body by over 17% during an 8-week period. Not only is this special soluble fiber proven to lower cholesterol naturally, but other positive effects include weight loss and improved bowel functions, which

Clinical Studies

F R E E

The creator of Gatorade®can help.

★

High Cholesterol?

❏ Brooke Grove (see ad on page 36) ❏ Charlestown/Erickson Living (see ad on page 8) ❏ Heartlands Senior Living (see ad on page 16) ❏ Homecrest House (see ad on page 10) ❏ Park View at Colonial Landing (see ad on page 25) ❏ Park View at Columbia (see ad on page 25) ❏ Park View at Ellicott City (see ad on page 25) ❏ Park View at Emerson (see ad on page 25) ❏ Shriner Court (see ad on page 32) ❏ Somerford Place (see ad on page 16) ❏ Vantage House (see ad on page 11)

I N F O R M AT I O N

Need help navigating Google Drive? Have an email related question or curious about new apps? Drop in with your everyday technology questions, and Central Branch Library volunteers will assist you in finding the answers on Mondays and Thursdays from 11 a.m. to 2 p.m. The library is located at 10375 Little Patuxent Pkwy., Columbia. For more information, call (410) 313-7800.

I N F O R M AT I O N

GET TECH QUESTIONS ANSWERED

Housing Communities

F R E E

Ongoing

For free materials on housing communities and health studies, just complete and clip this coupon and mail or fax it to the Beacon.

★

Injuries can happen quickly, and a person can bleed out in a matter of minutes. Knowing what to do can save a person’s life.

Learn how to identify and control life threatening bleeding with proper equipment and knowledge. The Howard County Fire and Rescue Services will show participants what to do at the East Columbia Branch Library on Monday, July 23 from 7 to 8:30 p.m. The library is located at 6600 Cradlerock Way, Columbia. Register by calling (410) 313-7700.

F R E E

STOP THE BLEEDING

FREE INFORMATION

FREE INFORMATION ★ FREE INFORMATION ★ FREE INFORMATION ★

July 23

★ FREE INFORMATION ★ FREE INFORMATION ★ FREE INFORMATION ★

I N F O R M AT I O N

The Maryland office of the Mid-Atlantic Arthritis Foundation in Columbia offers public education programs, gentle walking, and land, aquatic and tai chi physical activity programs. The office is located at 9892 Broken Land Pkwy., Columbia. To learn more, call (410) 738-9630 or visit arthritis.org.

✃

ARTHRITIS FOUNDATION EXERCISE PROGRAMS F R E E

Ongoing

6

Fitness & Health | More at TheBeaconNewspapers.com

J U L Y 2 0 1 8 — H O WA R D C O U N T Y B E A C O N

Pros and cons of do-it-yourself gene test

By Dr. Howard LeWine Q: I am considering ordering a genetic test to see if I am at risk for cancer or Alzheimer’s disease. What are the pros and cons?

A: That’s a question many people are asking now that the FDA has given the green light to third-party direct-to-consumer (DTC) test kits that look for genetic risk information.

A DTC test is a sort of do-it-yourself genetic fact finder. The tests, which cost a few hundred dollars, are not covered by insurance, and the results are delivered directly to you.

The test kit is shipped to you, with instructions. In the privacy of your home,

you collect cells — typically, using either a cheek swab or a saliva collection tube — and then send them to a lab. The test results are usually posted on a secure website, where you view your information.

DTC tests can accurately detect genetic markers that increase disease risk. But being at increased risk for a disease doesn’t mean you will definitely get the disease.

For example, if most people have a onein-a-thousand chance of getting a disease, but you have a marker that triples your risk, that means your risk is three in a thousand — still a very low risk.

There are thousands of markers that indicate you are at increased risk for differ-

ALONE I’M JUST A HEARING AID. But in the hands of our hearing care specialists, I’m the key to a better way of life.

RSVP to join us during our

Better Hearing Event • July 17–19 UP TO

$500

trade-up allowance or new-user credit toward new hearing devices All trade-ins are accepted regardless of where they were purchased. Good toward the purchase of an AGX5, 7, or 9 two-device hearing system. Offer cannot be combined with any other promotional discount. Expires 7/31/18.

HEARING BETTER involves a team that listens to your concerns, supports your empowerment, and works with you to tailor the right technology to your unique communication needs.

Call today to schedule your complimentary hearing consultation.

443.832.4562 8885 Centre Park Dr, Ste A • Columbia

Six other convenient locations in Salisbury, Easton, Ocean Pines, Kent Island, Severna Park, and Annapolis

HelpYourHearing.com

Dr. Tyler Raup, Au.D., FAAA, CCC-A Mariya Hutto, Hearing Aid Dispenser Lanece Taylor, Administrative Coordinator Latoya Pinsuwan, Patient Care Coordinator

ent conditions, but they don’t perfectly predict whether you will get those conditions. For example, if you have one copy of the APOE4 gene marker, it triples your risk for developing Alzheimer’s disease.

Likewise, if you carry a certain marker within the LRRK2 gene, it increases your risk for developing Parkinson’s disease two to three times. Still, many people with these genetic markers do not get the diseases for which they are at increased risk.

In contrast, some genetic markers indicate you are at very high risk. If you have one of the classic BRCA1 mutations, and you live long enough, you have a 60 to 70 percent chance of developing breast or ovarian cancer.

Before ordering a genetic test, be sure that you really want to know the results, and whether you would make changes in your life based on the findings. If you do decide to order a genetic test, it’s best to choose one that is FDA-approved, and that provides a very clear explanation of the results.

Share the results with your primary care doctor. If the results suggest a higher than average risk of a particular disease, your doctor can advise you on ways to lower the risk.

On the other hand, a test result showing a lower than average risk might falsely reassure you and lead to your paying less attention to a healthy lifestyle.

Q: I want to eat healthier. But I find food labels such as “natural” and “organic” confusing. Does it really make a difference?

A: You have lots of company. A new language has developed to describe meats, vegetables, fruits and other products in the grocery store.

Not only are the terms confusing, but so are the various associated health claims.

The phrases on packaging usually don’t tell you if the food is truly better for your health.

The FDA doesn’t have a formal definition for “natural.” But the agency doesn’t object to the term if a food does not contain added color, artificial flavors or synthetic substances.

For a food to be certified “organic,” the U.S. Department of Agriculture requires the food to be produced according to strict farm-

ing and production standards — without genetic engineering, radiation, sewage sludge, or synthetic pesticides and fertilizers.

Animals raised on organic farms receive no antibiotics or growth hormones, are given feed that has been grown organically, and are able to roam around outside.

Processed organic foods must not contain synthetic additives. Only foods that are 95 percent organic can carry a “USDA Organic” seal.

Organic foods don’t appear to have a nutritional advantage over conventionally grown food. Both methods use pesticides, and it’s unclear if the pesticides used in organic farming are safer than those used in conventional farming.

We don’t have enough information yet to know if the lack of hormones and antibiotics in organic animal products makes them healthier than conventional animal products, but it’s a reasonable possibility.

For example, pasture-raised chicken contains more omega-3 fatty acids. Grassfed beef is leaner. Wild-caught salmon tends to have lower levels of toxins, such as mercury.

You likely have seen foods marked as non-GMO. These foods do not contain GMOs (genetically modified organisms).

GMOs are created when scientists alter plant DNA to make crops resistant to bugs or fungi.

It’s heavily debated whether using GMOs alters the nutritional quality of food or poses a threat to health. So food labels do not currently need to specify their presence. Certified organic food is free of GMOs. Organic and “natural” foods are more expensive than conventionally produced foods. Are they worth it? There’s no clear answer; it depends on your budget.

Whatever you choose, it’s always best to go with non-processed products.

Howard LeWine, M.D., is an internist at Brigham and Women’s Hospital in Boston and assistant professor at Harvard Medical School. For additional consumer health information, visit www.health.harvard.edu. © 2018 President and Fellows of Harvard College. All Rights Reserved. Distributed by Tribune Content Agency, LLC.

Please patronize our advertisers.

H O WA R D C O U N T Y B E A C O N — J U L Y 2 0 1 8

Say you saw it in the Beacon | Fitness & Health

7

Update on heart attacks and antibiotics First some interesting facts: ulcer. Clarithromycin is a popular anti-bacThe beating sound your heart makes is terial sold worldwide.

The FDA issued a safety caused by its valves, which alert about it back in 2005, open and close routinely, in a based on early study results specific rhythm. pointing to heart problems with Most heart attacks happen this drug. It did not at the time on a Monday. Not to be call for any changes in the labelscrooge, but December 25th, ing; just for patients to be made Christmas Day, is the most common day of the year for aware of the findings. heart attacks.

But this past March, the In an average day, your FDA issued a stronger “safety heart pumps the equivalent of announcement” advising caunearly 2,000 gallons of blood DEAR tion in prescribing it to patients with heart disease. This is through your body. Compare PHARMACIST By Suzy Cohen that to a six-person hot tub, based on 10 more years of folwhich holds about 450 gallons low-up results in the same of water. study, which found people who took the anThe fairy wasp has the tiniest heart on tibiotic years ago (for even two weeks) might record, whereas blue whales have the have a higher risk of dying from heart dislargest one, about five feet long. ease years later.

Google is developing algorithms that it It doesn’t matter what condition you take says can predict a heart attack by looking in the drug for — whether it’s for ulcers, sinus your eye! This, according to research pub- infections or wounds. It can still impact the cardiovascular system, and FYI, it’s not lished in Nature Biomedical Engineering. alone. Many antibiotics impact your heart.

Beware clarithromycin/Biaxin So if your doctor prescribes the medicaI received two questions today. The first tion Clarithromycin and you already have came from Tom who lives in Oklahoma, heart disease or hypertension, I’d remind and he asked me if antibiotics could im- the doc of your condition in light of the repact his heart. cent studies. Don’t trust your doctor to Since antibiotics are drug muggers of al- know everything. most all vitamins and minerals [i.e., they If you’ve had a heart attack or have heart can prevent your body from utilizing these failure, it’s not out of line to ask for a differimportant substances], the answer is “Yes!” ent antibiotic. This reminder (about your You need nutrients to keep your heart medical history) becomes particularly imbeating properly, because they act as a cat- portant if you go to a walk-in clinic instead alyst for your electric system. of your regular physician.

Tom took clarithromycin (brand name: My second question came from Brad in Biaxin) as part of triple therapy for his Florida regarding his pacemaker. He

Tell them you saw it in the Beacon!

asked if it can be hacked.

Theoretically, yes. Never say never. Unscrupulous creeps could hack a pacemaker and reprogram it, causing it to do erratic pulsing, deliver potentially fatal shocks, or stop altogether by draining the battery.

But in order to do this, a hacker would need to know the brand of your implanted device and its particular radio frequency.

Then, we need this unethical person to know how to reprogram that specific proprietary device, and he’d have to get in

close enough range to tinker with the software. Sounds like a movie plot!

So breathe easy, because the odds are low that anyone would hack your pacemaker.

This information is opinion only. It is not intended to treat, cure or diagnose your condition. Consult with your doctor before using any new drug or supplement.

Suzy Cohen is a registered pharmacist and the author of The 24-Hour Pharmacist and Real Solutions from Head to Toe. To contact her, visit www.SuzyCohen.com.

8

Fitness & Health | More at TheBeaconNewspapers.com

J U L Y 2 0 1 8 — H O WA R D C O U N T Y B E A C O N

Hospitals must post care prices online

By Ricardo Alonso-Zaldivar Medicare will require hospitals to post their standard prices online and make electronic medical records more readily available to patients.

The program is also starting a comprehensive review of how it will pay for costly new forms of immunotherapy to battle cancer.

Seema Verma, head of the Centers for Medicare and Medicaid Services, said the new requirement for online prices reflects the Trump administration’s ongoing ef-

forts to encourage patients to become better-educated decision makers in their own care.

“We are just beginning on price transparency,” said Verma. “We know that hospitals have this information, and we’re asking them to post what they have online.”

Hospitals are required to disclose prices publicly, but the latest change would put that information online in machine-readable format that can be easily processed by computers. It may still prove to be confus-

Sol Levinson & Bros. s.

Funeral Services, PA A 5560 Sterrett Place, Suite 204 Columbia, MD 21044 Restricted - Operating out of Sol Levinson & Bros., Inc., Pikesville, MD

July 18+

howardcounty@sollevinson.com www.sollevinson.com

Experience senior living at Charlestown

Charlestown apartment homes are selling quickly.

Call 1-800-989-6981 for your free brochure or to schedule a personal community tour.

12712076

Catonsville

Verma also announced Medicare is starting a comprehensive review of how it will pay for a costly new form of immunotherapy called CAR-T. It’s gene therapy that turbocharges a patient’s own immune system cells to attack cancer.

Immune system T cells are filtered from the patient’s own blood and reprogrammed to target and kill cancer cells that had managed to evade them. Hundreds of millions of copies of the revved-up cells are then returned to the patient’s blood to take on the cancer.

Only a couple of such treatments have been approved for blood cancers, and the cost can exceed $370,000 per patient.

“It’s a new area for the agency,” said Verma. “We haven’t seen drugs priced at this level, and we’re having to think about our strategy.”

— AP

LEARN TO CREATE WEBPAGES

Learn the basics of creating a website using HTML language in an online course offered by Howard Community College starting Wednesday, July 18 through Friday, August 24. Cost is $130, a portion of which may be waived for persons over 60. Call (443) 518-4680 for more information or visit howardcc.edu/ConEd.

Pre ree-Planning Available le

CharlestownCommunity.com

Costly cancer treatment

BEACON BITS

410-730-7230

At Charlestown in Catonsville, you’ll have easy access to fantastic amenities, services, and resources while enjoying all the comforts of a stylish, maintenance-free apartment home.

ing to consumers, since standard rates are like list prices, and don’t reflect what insurers and government programs pay.

Patients concerned about their potential out-of-pocket costs from a hospitalization would still be advised to consult with their insurer. Most insurance plans nowadays have an annual limit on how much patients must pay in copays and deductibles — although traditional Medicare does not.

Likewise, many healthcare providers already make computerized records available to patients. But starting in 2021, Medicare would base part of a hospital’s payments on how good a job they do.

Using electronic medical records remains a cumbersome task, and the Trump administration has invited technology companies to design secure apps that would let patients access their records from all their providers instead of having to go to different portals.

Say you saw it in the Beacon | Fitness & Health

H O WA R D C O U N T Y B E A C O N — J U L Y 2 0 1 8

Health Studies Page

9

THE PLACE TO LOOK FOR INFORMATION ON AREA CLINICAL TRIALS

Studying if weight loss can help with COPD

By Barbara Ruben Chronic obstructive pulmonary disease (COPD) refers to a group of illnesses that includes chronic bronchitis and emphysema. In people with COPD, the airways in the lungs become partly blocked, which makes it more difficult to breathe.

COPD is a progressive disease, and is primarily caused by long-term smoking. It is the third-leading cause of death in the United States.

Symptoms of chronic COPD overlap with those of high body mass index (BMI).

A study called Insight COPD at Johns Hopkins is trying to find out if a program proven to help people lose a modest amount of weight and increase their physical activity will reduce COPD symptoms in those who are overweight.

Volunteers are being sought for the study.

BEACON BITS

July 5

THE NIGHT SKY FOR SENIORS The Robinson Nature

Center will hold a special planetarium program for those 55+ on Thursday, July 5 from 2:30 to 3:30 p.m. Begin with a planetarium presentation about current happenings in the sky and recent developments in space science. After the presentation, enjoy a half-hour movie projected on the planetarium’s domed ceiling. The cost is $5. The center is located at 6692 Cedar Ln., Columbia. To register, call (410) 313-0400.

July 4

FESTIVAL AND FIREWORKS A 20-minute choreo-

graphed fireworks display highlights the Fourth of July festivities on Wednesday, July 4 from 5 to 10 p.m. at the Columbia Lakefront, 10275 Wincopin Cir., Columbia. Before the fireworks, the U.S. Air Force Band Airmen of Note will be the featured performers. Attenders can bring their own picnic food or purchase from vendors. Parking is free, but Little Patuxent Pkwy will be closed during the celebration from 7 to 9 p.m. To learn more, go to howardcountymd.gov/july4th or call Recreation & Parks at (410) 3131668 or the Columbia Association at (410) 321-6330.

Weight loss help During the study, participants will be randomly divided into two groups. One will be given assistance with weight loss resources, and the other will continue with their usual diet and exercise activity.

The weight loss program uses a series of DVD sessions focused on healthy eating and physical activity, and encourages participants to monitor their weight, diet, and physical activity for two years.

Those who choose to work with a health coach to help meet weight and activity goals will be able to do so. Researchers hope that the program will lead to weight loss, better exercise tolerance, and less shortness of breath.

To take part in the study, participants must have COPD, a high BMI (25 to 45), a history of smoking, shortness of breath, and be at least 40 years old.

During the study, patients will visit Hopkins Bayview Medical Center several times to get weighed, and to have their

blood pressure taken and waist circumference measured. They will also take a sixminute walk test to measure their COPD symptoms during exercise.

For more information, or to volunteer, contact Cheryl Clare at (410) 550-2864 or Jay Turnier at (410) 550-2707.

BEACON BITS

July 8+

THE ROARING TWENTIES

Howard Community College instructor Patrick Heline examines the years between 1920 and 1924 in U.S. history on Sunday afternoons from Sunday, July 8 through Sunday, August 5 at the Hickory Ridge Building on the main campus, 10901 Little Patuxent Pkwy., Columbia. The classes will be held from 2 to 4 p.m. The cost is $64, but those 60 and over just pay $45 in fees. To learn more and to register, call (410) 518-1700.

10

Fitness & Health | More at TheBeaconNewspapers.com

J U L Y 2 0 1 8 — H O WA R D C O U N T Y B E A C O N

‘Instant’ chicken takes the pressure off

By Melissa D’Arabian Not a day goes by that I don’t get a recipe request or question about the Instant Pot. So, dear readers, today is the day for my starter recipe for you Instant Pot (Multi-Pot, etc.) fans.

I’ll start by pointing out that we are really talking about here is an automated, easy-to-use electric pressure cooker.

I hear a collective sigh of recognition from a whole generation of home-cooks who have relied on a pressure cooker for years to deliver stews, chilis and braises to their families in quick order. Cooking under high pressure speeds up the process quite a bit, meaning you can have tender braised meat in minutes instead of hours, which can be a boon for weeknight meals.

In case you decide to get an electric pressure cooker, here are a few tips. First, read the entire manual before you start cooking anything. It will explain how the cooker works, and give you step-by-step

operating instructions.

My second tip is to start with something easy that can’t be overcooked: stock or bone broth, for example. Load up the pressure cooker with bones and a few hunks of onion and celery, cover with water (don’t overfill), and set the timed cooker (exactly how long is in — you guessed it — your manual. See, it’s paying off already!).

Next tip: Use less liquid than you would use stovetop, as evaporation is eliminated, and don’t overcook. High pressure means you can’t easily open the lid to check on food’s progress and texture as you would with a typical stovetop braise. Be extra aware of the possibility of overcooking if you are cooking tougher meat with tender vegetables.

Finally, be aware that “instant” is a bit of a misnomer. While “cook time” in any recipe is relatively short — today’s recipe for Instant Dijon Chicken only “cooks” for 10 minutes — don’t forget to add the time it takes to

• Eye Care for All Ages • Specialists in Cataracts, Glaucoma, Diabetic Retinopathy and Macular Degeneration • Contact Lens Specialists • Plastic & Reconstructive Eye Surgery

Full In-House Optical Department Outpatient No-Stitch Cataract Surgery • Laser Surgery MEDICARE ASSIGNMENT ACCEPTED LENARD H. HAMMER, M.D., F.A.C.S. GORDON LUI, M.D. SCOTT B. BECKER, M.D. BRIAN J. WINTER, M.D.

VANESSA LIMA, M.D. CRISTINA F. ROUILLER, O.D..

410-997-9900

8860 Columbia 100 Parkway, Suite 101, Columbia, MD

come to pressure (about 5-15 minutes) plus time for pressure release, if you aren’t manually releasing the pressure (which I don’t recommend for a newbie).

This dish can also be made in a conventional pot on a stove. Combine all ingredients and simmer, covered, on low heat until meat is tender, about 60-75 minutes.

“Instant” Dijon Chicken Servings: 6 Start to finish: 40 minutes 1 14-ounce can diced tomatoes 1/4 cup dry white wine 2 teaspoons dried tarragon (or 1 teaspoon fresh, chopped) 1/2 large yellow onion, chopped, about 3/4 cup 4 garlic cloves, minced 2 pounds boneless skinless chicken thighs, trimmed of excess fat 1/2 pound white button mushrooms, wiped clean and halved 2 medium carrots, peeled and cut into 1 1/2-inch pieces 1/4 cup Dijon mustard Additional tarragon or chopped parsley for garnish, optional salt and pepper Special equipment: Electric Pressure Cooker (such as Instant Pot or Multi-Pot) Spray the inside of an electric pressure cooker with an olive oil mister for easy cleanup. Place the canned diced tomatoes, wine, tarragon and garlic at the bottom of the pot and stir with a wooden spoon to blend. Sprinkle the chicken thighs with salt and pepper, cut each thigh into three pieces,

Instant Pots are high-tech pressure cookers.

and place on top of the tomato mixture.

Place the halved mushrooms and cut carrot pieces on top of the chicken. Place the lid on, secure, and close the pressure valve. Set the timer to 10 minutes at high pressure.

Once the cooking is done, allow the pressure cooker to sit for 10 minutes, allowing the pressure to release slowly (without moving the valve). Then, carefully turn the pressure valve to open, releasing any remaining pressure.

Spoon about 1/2 cup of the cooking liquid into a small bowl and whisk in the Dijon mustard until creamy. Whisk the mustard mixture into the pot of cooked chicken.

Top with parsley or additional tarragon, if desired. Serve with cooked cauliflower rice, spaghetti squash, quinoa or brown rice.

Nutrition information per serving: 246 calories; 57 calories from fat; 6 g. fat (2 g. saturated; 0 g. trans fats); 142 mg. cholesterol; 941 mg. sodium; 11 g. carbohydrate; 2 g. fiber; 4 g. sugar; 32 g. protein.

Write a letter to the editor.

See page 2.

Say you saw it in the Beacon | Fitness & Health

H O WA R D C O U N T Y B E A C O N — J U L Y 2 0 1 8

Hear from the people who know us best.

Our !"#$%&'()

Before they decided to move to Vantage House, our residents had as many questions about retirement living communities as you do today. Now you can gain from their experience and get the answers you need. Join us for this annual event designed to give you an inside look at living in a Life Plan Community.

An Inside

P% (*%+'#,%

of Vantage House

Thursday, July 26 | 11:00 a.m. to 1:00 p.m.

R.S.V.P. required to attend. Call 410-231-3948 or visit us at VantageHouse.org/events to register.

Vantage House | 5400 Vantage Point Road | Columbia, MD 21044

Vantage House is a thriving retirement living community of independent thinkers who enjoy a fulfilling lifestyle and the security of having a continuum of care on site, all under one roof.

11

12

J U L Y 2 0 1 8 — H O WA R D C O U N T Y B E A C O N

More at TheBeaconNewspapers.com

Money Law &

Leonardo DiCaprio starred as Frank Abagnale in the movie Catch Me If You Can. Our cover story continues on page 14.

How rising interest rates affect your money

By Anya Kamenetz After years at rock bottom, interest rates are moving slowly and steadily upward. In late March, the Federal Reserve raised its benchmark lending rate to a range between 1.50 percent and 1.75 percent, the highest point since the 2008 financial crisis.

The median forecast reported is for another three nudges upward this year. In April, Fed Chairman Jerome Powell reiterated the central bank’s commitment to a “patient” approach to raising rates.

Keeping interest rates low is a way of keeping money circulating in the economy, which promotes growth. This was a key strategy in recovery from the financial crisis.

But the central bank also tries to prevent inflation, which can sometimes happen when growth is too fast. These days, with unemployment trending downward, there’s a consensus that it’s time to let interest rates go back up. However, by historical standards, rates are still very low.

How low? Well, between 1978 and 1991

they never went lower than 5 percent.

Ten years of low interest rates is a long time — long enough that many will now have to update their working assumptions about how to handle their money.

Here are some potential implications of rising interest rates: Borrowing will become more expensive. You may feel this in credit cards and auto loans, as well as in the rates available for student loan refinancing. Federal student loan interest rates are set by the Education Department each year on July 1 and pegged to the 10-year Treasury rate.

Mortgages will get more expensive, and this could affect housing prices.

Mortgage lending standards tightened after the crash, and we thankfully left behind the era of zero-percent-down NINJA loans (short for no income, no job, no assets). However, mortgage rates that started with the numeral 3 allowed more people to enter the housing market.

This meant more competition for hous-

ing and better prices for sellers. Today those average interest rates begin with the numeral 4 for a 30-year mortgage. If you’re selling, this could mean fewer buyers and a longer wait to get a price you like. If you’re buying, that dream home will cost you a bit more.

Savings rates, now at rock bottom, should improve. For years it’s been nearly impossible to beat inflation by saving. As of this writing, the top rate on Bankrate.com for a plain-Jane savings account is 1.85 percent. The top rate on a five-year CD is 2.8 percent. Savings rates are getting better but are still not amazing.

The effects on bonds are complex.

When interest rates are rising, the price of fixed-rate savings bonds will fall. As long as you can hold your bonds to maturity, you don’t have to worry too much [since you will receive the bond’s face value at maturity], but if you have to sell early, you could lose money.

When it comes to bond funds, the falling prices will likely hurt total returns but not

yields (the interest payments on the bonds).

The effects on the stock market are hard to predict. The most recent period of very low interest rates has been accompanied by a run-up in the market. That doesn’t necessarily mean that it will work the other way.

Adjusting interest rates is supposed to prevent the nation’s economic car from overheating, so to speak, from out-of-control growth. If we were to overcorrect, into a recession, that would obviously by definition hurt the stock market.

However, there is no ironclad relationship over time between interest rates and stock market performance. The stock market will react in the short term to each interest rate hike, but over a 10-year investment period you may not see much difference in your portfolio.

Anya Kamenetz welcomes your questions at diyubook@gmail.com. © 2018 Anya Kamenetz. Distributed by Tribune Content Agency, LLC.

Update estate plan in light of new tax law

By Eleanor Laise The new tax law has led some people to assume they can delete estate planning from their to-do lists. But that is a dangerous assumption.

Yes, the new tax law roughly doubles the federal estate-tax exemption, to about $11.2 million per person — meaning the vast majority of people will not be subject to federal estate tax.

But before you take your estate planner off speed dial, consider this: The sharp increase in the federal exemption amount means that old wills and trusts may be in urgent need of an update.

What’s more, the law opens new opportunities for estate-planning techniques to save you a bundle on income tax. And it does nothing to diminish a host of other factors that drive many people to engage in estate planning, including creditor protection, defense against financial abuse, and maximizing bequests.

Just to cement your estate planner’s job security, the new higher exemption amount sunsets at the start of 2026, when the old $5 million exemption — adjusted

for inflation — reappears. And the law could be changed legislatively even sooner.

“The bad part of this big exemption is most clients are saying, ‘Gee, I don’t have to do anything. I don’t have a problem anymore,’” said Martin Shenkman, an estate planner in Fort Lee, N.J. “They’re missing what estate planning is really about.”

Review regularly It’s always a good idea to review your estate plan regularly, regardless of legislative changes. Your net worth changes, you or your children get married or divorced, grandchildren are born — and old documents may no longer reflect your wishes.

So rather than consigning estate planning to the back burner, the new law should actually light a fire under seniors who haven’t reviewed their documents in years.

One snag that many seniors are likely to find in their estate plans is that old wills and trusts using formulas tied to the federal estate-tax exemption may now have unintended consequences. Consider this example from Colleen Carcone, director in the

wealth-planning strategies group at TIAA: Let’s say you completed your estate plan in 2001, when the federal estate-tax exemption was $675,000. The plan stipulates that the amount that can pass free from federal estate tax should go to your children and everything else to your spouse.

“That might have worked in 2001, when the kids would have gotten $675,000,” Carcone said. But now the kids will receive up to $11.2 million, and “you could unintentionally disinherit your spouse,” she said.

Revisit old trusts When reviewing old trusts, you may find that their original purpose no longer seems compelling. Perhaps your estate plan said that at your death, your assets will pass into a “bypass” or “credit shelter” trust, which will pay income to your surviving spouse and ultimately pass assets to your children.

It was once common for married couples to set up such trusts to avoid wasting a deceased spouse’s unused estate-tax exemption. But “portability,” introduced in 2011, allows a surviving spouse’s estate to

use any estate-tax exemption amount that the first-to-die spouse did not use.

What’s more, beneficiaries inheriting assets from such trusts miss out on a big tax break. When passed directly through an estate, assets such as stocks and real estate get a “step up” in basis to the market value on the day the owner died — so heirs pay tax only on appreciation after that date. Assets passed through bypass trusts don’t get the basis step-up.

When the estate-tax exemption was lower, estate-tax planning often trumped income-tax planning, Carcone said. Now, she said, “you have to look at both.”

But before you scrap these trusts, consider that they can serve many purposes beyond avoiding federal estate tax, said Bernard Krooks, founding partner of Littman Krooks LLP in New York.

Might you be subject to a state estate tax? Some state estate-tax exemption amounts are well below the federal level.

Do you need the creditor protection that a trust can provide? What if you wind up in a See ESTATE PLAN, page 13

Say you saw it in the Beacon | Law & Money

H O WA R D C O U N T Y B E A C O N — J U L Y 2 0 1 8

Estate plan From page 12 nursing home and spend down all your assets, leaving nothing for heirs?

New ways to save on taxes The new law also opens the door to trust strategies that provide immediate income-tax savings and asset protection while allowing you to maintain access to your money, Shenkman said.

One current focus of estate-planning lawyers: Making an end-run around the new tax law’s $10,000 annual limit on state and local income and property tax deductions.

A wealthy individual could put his house in a limited liability company, transfer interests in that LLC to multiple “non-grantor” trusts, each of which can qualify for its own $10,000 state and local tax deduction, and name his spouse as beneficiary of the trusts. The trusts can be set up in a state, such as Alaska, that has no state income tax. So the property is out of his estate, protected from creditors, and he has salvaged the property-tax deduction that was eliminated, Shenkman said.

A non-grantor trust may also be a money-saver for people who are charitably inclined, Shenkman said. Let’s say you give $10,000 a year to your church. The new tax law boosted the standard deduction to $12,000 for an individual, up from $6,350 previously, so you may get no tax benefit for those donations because you no longer itemize deductions.

But if you transfer investments into a non-grantor trust, naming your children, grandchildren and charities you wish to benefit as beneficiaries, the trust could earn $10,000 in income and give $10,000 to the church, “and you’ve got a dollar-fordollar tax deduction, because the trust

doesn’t have a standard deduction like individuals,” Shenkman said.

When updating your documents, don’t neglect durable powers of attorney. Many seniors create powers of attorney giving a trusted agent the authority to manage their finances if they become incapacitated — including the power to make financial gifts to avoid estate tax.

That gifting power may have made sense when the federal estate-tax exemption was much lower. But given today’s higher exemption, broad gift provisions should not be part of some powers of attorney, Shenkman said, because they leave seniors vulnerable to financial abuse.

If you still want your agent to have gifting powers, Shenkman said, consider reining in that authority — perhaps by restricting gift recipients to trusts that you have established. © 2018 The Kiplinger Washington Editors, Inc. Distributed by Tribune Content Agency, LLC.

BEACON BITS

June 26

JOB HUNTER’S GUIDE TO THE INTERNET

Master online tools as you search for a new job, exploring the power of social media, USAJobs, and job aggregator sites such as CareerBuilder at this program at the Central Branch Library from 7 to 8:30 p.m. on Tuesday, June 26. Participants will also learn how to coordinate an effective job search with job alerts, word clouds, and a strong online presence. The library is located at 10375 Little Patuxent Pkwy., Columbia. Registration is preferred by calling (410) 313-7800.

June 27

HOPEWORKS HOSTS POETRY EVENING

A program of poetry readings and open mic opportunities will be offered on Wednesday, June 27 at Slayton House, 9770 Patuxent Woods Dr., Columbia. The program will include poetry from the Black Ladies Brunch Collective. The event is sponsored by HopeWorks of Howard County, an organization dealing with aspects of sexual and domestic violence that also offers a 24-hour helpline at (410) 997-2272. To learn more about the poetry reading or the HopeWorks mission, call (410) 997-0304 or visit www.wearehopeworks.org.

RE AL SAVINGS REQUIRE RE AL INTEREST R ATES. With our Premier Money Market Savings, you get just that. And it comes with FDIC protection1 and convenient access to your funds.2 To learn more or to open an account, stop by a convenient community !"#$%"&''%())*+,,*-,.,% /%01213% sandyspringbank.com/premier.

BEACON BITS

July 2

13

COFFEE WITH A COP

An opportunity to meet a police officer for coffee and informal conversation will be offered on Monday, July 2 at Panera Bread, 6435 Dobbin Rd.,

1.70

Columbia. Scheduled for 11 a.m. to 1 p.m., the officer will answer questions and discuss concerns of partici-

% APY

GUARANTEED FOR 6 MONTHS 3

pants. For more information, call the Howard County Police Department at (410) 313-2207.

July 23+

BARGAIN MEALS Some 30 restaurants around the county

will offer a $15 two-course lunch or a $45 four-course dinner during Howard County Restaurant Week Monday, July 23 through Monday, August 6. For more information, visit hocorestaurantweeks.com.

PERSONAL

|

BUSINESS

|

WEALTH

|

INSURANCE

|

MORTGAGE

1Please visit www.fdic.gov/deposit for more information about FDIC coverage. 2Withdrawals over the limits are excess activity. You may make up to a combined total of 6 withdrawals

per monthly statement cycle (or calendar month if you receive a quarterly statement) by either check, draft, debit card purchase or similar order (if available on the account), telephone, or automatic or pre-authorized transfer to another of your accounts with us or a third party. Such transfers include those made by Telephone Banking, Online Banking, and transfers from your savings account to cover overdrafts. The excess activity fee will be assessed each time you exceed any of these limits. 3Annual Percentage Yield (APY) as of 6/06/18. This is a variable rate account subject to change at any time without notice after the account is opened. During the first 6 months, the account will earn no less than 1.70% APY. At the end of the 6-month guarantee period the APY will be based upon your balance. As of 6/06/18 the APY for corresponding balances is as follows: $250,000 and above: 1.40%; $100,000.00 -$249,999.99: 1.05%; $50,000.00 - $99,999.00: 0.70%; $25,000.00 - $49,999.99: 0.35%; $10,000.00 - $24,999.99: 0.05%; below $10,000.00: 0.00%. Minimum opening deposit is $10,000 in funds not already on deposit with Sandy Spring Bank. Fees may reduce earnings. Premier Money Market Savings is only available to clients who maintain/open a Premier, Private, or Signature Banking checking account, or a Commercial or Business checking account. Offer available for a limited time. Member FDIC. Equal Housing Lender. Sandy Spring Bank NMLS #406382. Wealth and insurance products are not FDIC insured, not guaranteed, and may lose value. © 2018 Sandy Spring Bank. All rights reserved. Real Life Requires Real Banking. SM

14

Law & Money | More at TheBeaconNewspapers.com

Scams From page 1 without pay, investigate the crimes of fraud with which he was so familiar.

He was interviewed by the Beacon shortly before his AARP-sponsored appearance at the University of Maryland Baltimore Campus on June 15, World Elder Abuse Awareness Day. His five-year contract with AARP has him going across the country teaching members of AARP and the public from his unique perspective how to spot and avoid scams.

“Education is the most powerful tool you can have” in battling scammers, Abagnale said. “People of all ages can fall for them. Besides seniors, many millennials also become victims. We discuss the red flags that every scam has, and what to do about them,” he added.

For example, when you are offered something that sounds too good to be true, the first things to do, he said, are “stop and verify.” Most scams, he said, “are based on urgency. They want something right now.”

J U L Y 2 0 1 8 — H O WA R D C O U N T Y B E A C O N

He noted that AARP has a toll-free Fraud Watch hotline that anyone who suspects a scam can call for information: 1877-908-3360.

Credit card scams Abagnale pointed to another popular scam now making the rounds involving charging credit card owners for purchases they never made.

You receive a statement that looks like one from a major credit card company, but showing charges for phony purchases.

Some people just pay the bill without noticing anything amiss.

The statement gives you a phone number to call for any questions on those charges, but of course, the phone number provided is that of the scammer.

If you receive a suspicious credit card bill and want to question a purported purchase (which you should always do when you don’t remember making a particular purchase), look for the phone number on the back of your credit card, rather than using the one printed on the statement,

Going Home Cremation Service Beverly L. Heckrotte, P.A. Personalized

Professional

Dignified

Affordable

• 24-hour service specializing in direct cremation • Return of the urn and memorial merchandise to your home • Serving Maryland and Washington, D.C. • Serving Md. & Washington, D.C. since 2000 without any increase in prices!

(301) 854-9038 or 1 (866) 728-4663 (toll free) call for your FREE information package

Visit us at www.GoingHomeCremation.com

Frank, Frank & Scherr, LLC

––––––––––––––––––––––––––––––––––––––––––––––––––––––––

Experts in Elder Law, Estate and Special Needs Planning

Jason A. Frank, Esq.

Laurie S. Frank, Esq.

Kandace L. Scherr, Esq.

Medical Assistance Eligibility Planning and Asset Protection Disability Planning / Special Needs Trusts / Veterans Benefits Healthcare Directives / Living Wills Trusts / Estate Planning and Administration Wills / Powers of Attorney / Guardianship

410.337.8900 | www.frankelderlaw.com | 1.888.338.0400 Towson | Columbia | Easton

Abagnale said.

Speaking of credit cards, the one-time con artist, now known as a leading authority on forgery, embezzlement, etc., noted that while banks prefer that you use debit cards because of fees they collect on them, he has never used a debit card and doesn’t intend to.

“If somebody gets my credit card number and charges $1 million, my liability — by federal law — is zero,” he pointed out (provided you bring the erroneous charges to the attention of the company promptly).

“But when you use a debit card, you’re exposing the money in your bank account.

If you are falsely charged on a debit card, it takes months to straighten it out.”

Also, while purchases with a credit card could improve your credit score, “even if you use your debit card every day for the next 25 years, it won’t raise your credit score one point.”

Be careful on social media And what about social media? All this new technology, Abagnale said, has made scamming so much easier.

Among other things, “You never want to tell people on Facebook where you were born or your date of birth,” he said.

“Those are two keys that can open your identity for theft.”

He added: “You should also avoid putting your picture on the Internet,” especially on social media sites. The info-photo combo could make it easier for thieves to steal your identity, he noted.

In an earlier interview with AARP, Abagnale pointed out that identity theft is “amazingly easy to do. The truth is, your identity already has been stolen. More than 800 million security breaches have occurred, and we have only about 320 million people in this country.”

But by becoming more careful, we can “look to save the next generation.” And the more information we share online that

gets stolen, the easier it becomes for scammers to figure out a way to take our money. “Criminals use information on social media to get information [they then use] to get more information.”

“In fact,” the security expert said, “I personally don’t believe in giving out my information.”

IRS and bank account scams Abagnale discussed another prevalent scam. You get a phone call, supposedly from someone at the Internal Revenue Service, who tells you that you owe back taxes, which you’d better pay up right away, via credit card over the telephone, if you don’t want to find yourself prosecuted for tax evasion.

That scam has been receiving so much publicity lately, that many of us have learned that the IRS doesn’t usually call citizens about their taxes. They write a letter first.

So the con men and women have changed their modus operandi and now send out letters on forged IRS letterhead.

If you receive such a letter, he advised, don’t call back the number provided on the letter. Instead, “go to the telephone directory and get the real IRS number” and call to inquire if this is for real.

He pointed to another popular recent scam: “It’s called Account Takeover. You write me a check, and I go online to a check-printing service and order 200 checks with your account information [which is printed on every check, so it’s easy to find]. I might even put my own name and address on the checks. By your next statement, I’ve already written checks that have cleared your account.”

“If you write a check in a store, anyone who sees it along the way could order bogus checks on your account.” Knowing See SCAMS, page 15

Say you saw it in the Beacon | Law & Money

H O WA R D C O U N T Y B E A C O N — J U L Y 2 0 1 8

15

What to do with an older car: fix or sell?

By Philip Reed You’re looking at a $1,200 repair estimate for your ailing car when an ad catches your eye: a brand new set of wheels for a mere $450 a month.

At first, dumping your old car might seem like a no-brainer — and you can’t help picturing how good you would look in that new car. But automotive experts say you’ll almost always come out ahead — at least financially — by fixing old faithful.

There are, however, other important considerations when deciding whether it’s time to say farewell. “Even though the repair cost might hurt, you really have to think about buying a new car as a tremendously more expensive proposition,” said Jim Manelis, head of direct lending for Chase Auto Finance.

At the very least, for a reliable used car, expect to spend a minimum of $2,000, plus tax and registration fees, said Mark Holthoff, editor at Klipnik.com, a community website for used car enthusiasts. Depending on the severity of your car’s problems, “You can buy a lot of repairs for that kind of money,” Holthoff said.

Of course, there does come a point when it isn’t worth pouring money into a beater.

Where’s the breaking point?

Scams

access his credit information.

“If a phony credit account is opened, or a loan taken out, in your name, contact each credit bureau and request a credit freeze.”

He noted that President Trump recently signed into law a bill that will “make credit freezes free to place, lift and permanently remove.” This makes it much more affordable to take control over your credit information than in the past, when fees were charged every step of the way.

From page 14 what he knows, the security consultant said that, along with writing few checks, he “shreds everything, even if it is worthless, with a micro-cut shredder, which turns paper into confetti.”

Abagnale also uses a service that monitors all three credit bureaus and notifies him in real time if somebody is trying to

“Start with the scale of the repair,” Manelis said. “Is it a $1,200 fix, or is it a $5,000 fix?” Then, look up the current value of your car using an online pricing guide like Kelley Blue Book.

When repair costs start to exceed the vehicle’s value or one year’s worth of monthly payments on a replacement, it’s time to break up with your car, according to automotive site Edmunds and Consumer Reports, the product review magazine.

As an example, say you’ve already spent $1,500 on repairs and now need a new engine for $3,500, and instead you could get a new or more reliable used car for $400 a month ($4,800 a year).

Beyond repair costs, Consumer Reports said to factor into your decision the savings from a new car with better fuel efficiency, and the new car’s loss in value over time.

Manelis also suggests thinking about your current car after repairs. Once it’s fixed up, what will it be worth and how long will it continue to run reliably?

To help answerv the question of fixing a car or buying a new one, do a cost-per-mile comparison with the “Fix-it or Trade-it” calculator created by the Automatic Transmission Rebuilders Association.

However, Ron Montoya, senior consumer advice editor at Edmunds, said there’s another equally important consideration: peace of mind. “If breakdowns become frequent and you feel unsafe on the road, that’s the time to replace it.”

Deciding what to do To make the best decision for your situation, consider the pros and cons of both options.

Fixing your car • Faster than shopping for and buying a new vehicle.

• No change in insurance costs.

• The car’s history is known.

• You won’t waste time and money advertising and selling your car.

• But your repaired car might soon need more repairs.

Buying a newer car • Purchase can include warranties and sometimes maintenance.

• Recent cars have advanced safety features.

• Younger cars are more reliable.

• You’ll stop wasting time schlepping to the repair garage.

• But a new car loan is a long-term financial commitment.

“It’s imperative to have a mechanic that you trust” before you move forward with any repairs, Holthoff said. For example, the service department at a dealership might be more interested in frightening you with repair bills to get you to buy a new car.

Even if you decide to part ways with your car, you’ll have to get it running again or sell it as-is for less money.

“Honesty is the best policy,” Manelis said about selling a car with issues. Get an estimate for repairs and show that to a prospective buyer, then tell them you’re willing to reduce the price of the car by the amount they’ll have to spend to fix it.

— Nerdwallet via AP

16

Law & Money | More at TheBeaconNewspapers.com

J U L Y 2 0 1 8 — H O WA R D C O U N T Y B E A C O N

HAVE AN EXCEPTIONAL SUMMER AT F I VE STAR S ENIO R L IV ING

Discover what it means to live the exceptional life this summer at a Five Star Community. We’ll take care of the cooking, cleaning, and home maintenance so you can enjoy a worry-free summer.

YO U ’LL LOVE O U R LI F E STY LE: • Five Star Dining Experience, featuring Signature recipes • Exciting Lifestyle360 events for well-rounded days • 24-hour personal care available

Call today to schedule your personalized tour and complimentary lunch.

HEARTLANDS AT ELLICOTT CITY 3004 North Ridge Road • Ellicott City, MD 21043 • 410-461-9494 Independent Living • Assisted Living • Respite Care • On-site Rehabilitation SOMERFORD PLACE COLUMBIA 8220 Snowden River Parkway • Columbia, MD 21045 • 410-313-9744 Bridge to Rediscovery™ Memory Care Program • On-site Rehabilitation www.FiveStarSeniorLiving.com ©2018 Five Star Senior Living

H O WA R D C O U N T Y B E A C O N — J U L Y 2 0 1 8

Say you saw it in the Beacon

A Publication from the Howard County Office on Aging and Independence

17

Volume 8, No. 7 • July 2018

DCRS on the Move to Better Serve County Residents

T

he Howard County Department of Community Resources and Services (DCRS) is moving this month to better serve county residents! From July 1 to 15, all eight DCRS offices will move to the Howard County Community Resources Campus, located at 9830 Patuxent Woods Drive, just off Snowden River and Broken Land Parkway in Columbia. This includes the Offices of ADA Coordination; Aging and Independence; Children and Families; Community Partnerships; Consumer Protection; Human Trafficking Prevention; The Local Children’s Board; and Veterans and Military Families.

An initiative of County Executive Allan H. Kittleman, the Community Resources Campus was created to reinvent the way human services are delivered in Howard County. Centrally located on an established RTA bus route, the campus will enable residents to access human services offered through both county and state agencies, as well as non-profit agencies.

For questions, contact the Department of Community Resources and Services at 410-313-6400 (voice/relay) or communityresources@howardcountymd.gov.

Once the move is complete, the Community Resources Campus will offer residents a one-stop shop for human services, from housing support to energy and food assistance to services for children, older adults, people with disabilities and more. In addition, the county’s Department of Housing and Community Development, Office of Human Rights, and the Community Action Council will be relocating to 9820 Patuxent Woods Drive, next door to DCRS. They will be joined by the Howard County Department of Social Services in 2019.

This consolidation of services to one convenient location will also improve coordination among human service agencies, including those housed in the adjacent NonProfit Collaborative, which opened in April 2017. Currently, 16 nonprofit agencies have offices and provide services there.

“Before we established the Community Resources Campus, getting multiple services — whether food stamps, energy assistance or support for children or vulnerable adults — was

often difficult because it meant traveling to offices all over the county. Consolidating services increases collaboration among agencies and makes it easier for our residents to access what they need,” County Executive Kittleman said.

Continued on page 19

A Message from Howard County Executive

Allan H. Kittleman As Howard County’s older adult population grows, we are continuing to investigate ways to meet the increasing need for affordable and accessible transportation options. Recently, I announced that a new uniform fare policy for the Regional Transportation Agency of Central Maryland (RTA) will take effect July 1, 2018. Currently there are two different fare structures for RTA, the bus system which serves Howard County, Anne Arundel County, Prince George’s County and the City of Laurel.

Additionally, under the new policy, persons age 60 and older and persons with disabilities of any age will be able to ride RTA fixed-route buses for free. By providing free rides to older adults and persons with disabilities on our fixed-routes, we are taking steps to make Howard County more inclusive and an even better place to age in community.

The new policy also creates a day pass and reduces the cost of a monthly pass on fixed routes. To offset the rising costs of paratransit services, ADA paratransit and General Paratransit fares in Howard County will increase by 50 cents, effective July 1.

The new fare will be $3.00 for a one-way ticket.

“I am very happy to see that the RTA will be free for older adults in Howard County,” said Paul Verchinski, a resident of Oakland Mills. “As I and others age, driving becomes an issue.

This will allow us to keep socially connected, use the library system, and exercise at County 50+ Centers.” The RTA will also service the new Howard County Community Resources Campus (see article, left) on Patuxent Woods Drive via Route 503.

The new, uniform fare policy was a result of extensive public input and work done by RTA staff and the RTA Commission.

“A unified fare policy will help to eliminate rider confusion and enable the RTA to provide even better customer service,” said Cristin Tolen, General Manager, RTA. For more information on the Regional Transportation Agency of Central Maryland, visit www.transitrta.com.

18

More at TheBeaconNewspapers.com

The 50+ Connection

J U L Y 2 0 1 8 — H O WA R D C O U N T Y B E A C O N

Shop Around to Land a Great Deal on Air Fare

By Rebecca Bowman, Administrator, Howard County Office of Consumer Protection

You want to find the best deal for your next flight, but the choices can be overwhelming. Should you book directly on an airline’s website, or buy through a site that lets you compare costs across multiple airlines?

The Risks of Using Cost Comparison Sites What seem like apples-to-apples comparisons may not be... if baggage or other fees aren’t included.

You may be charged more than the airline’s fees for services like changing or canceling a flight. When you make a reservation at least a week in advance, the airline must allow you to cancel for free within 24 hours after booking. Comparison sites usually don’t provide this protection.

Having a reservation is not the same as having a ticket. There have been reports of people who used unfamiliar booking sites and, upon arrival at the airport, found out they did not have a ticket to fly.

Small errors like misspelled passenger names can cause big headaches. You may have to pay fees to fix mistakes, and the time it takes to correct errors may result in a missed flight.

Some airlines only book directly. Go to the airline’s site to research their prices in addition to those listed on comparison sites.

Ways to Reduce Your Risk While Finding the Lowest Price Before using unfamiliar booking sites to reserve tickets, look for reviews and ratings of the site to assess its reliability.

Search the site’s name with words like “complaint,” “review,” or “scam.”

Look for hidden fees. If you find an especially low price on a comparison site, look at the fine print (often contained in links) and visit the airline’s website to find out what’s included. The airline with the lowest price on a comparison site may, in fact, be more expensive once you factor in such fees. For example, ! many major airlines as well as “discount” carriers now charge fees for both checked and carry-on bags. ! some airlines “guarantee” seats only for passengers with higher-priced tickets.

Take change and cancellation policies into account, especially if there’s a chance your plans may change.

Confirm your reservation directly with the airline well before the day of your flight to make sure you have a ticket and everything is in order.

For more information on this and other consumer topics or to obtain this factsheet in an alternative format, call the Office of Consumer Protection at 410-313-6420 (voice/relay), email consumer@howardcountymd.gov, or visit www.howardcountymd.gov/consumer.

Call the State Health Insurance Assistance Program (SHIP) to assist you with Medicare questions and concerns!

410-313-7392

Find us on Facebook at

www.facebook.com/HoCoCommunity Connect with the Howard County Department of Community Resources and Services.

SENIOR DAY AT THE FAIR! Howard County Fair 2018 FREE ADMISSION for ADULTS 62+ Tuesday, August 7 • 10 am to 3 pm VISIT the 4-H ACTIVITIES BUILDING for FUN THINGS to DO... RAIN or SHINE! • Healthy Aging Programs • Bingo, Games and Prizes • County Services Information • Demos and Entertainment

Mark your calendar!

50+EXPO 2018 Friday, October 19

The 50+ Connection is published monthly by the Howard County Office on Aging and Independence.

9 am - 4 pm

This publication is available in alternate formats upon request.

To join our subscriber list, email kahenry@howardcountymd.gov 6751 Columbia Gateway Dr., Suite 200, Columbia, MD 21046 410-313-6410 (VOICE/RELAY) • www.howardcountymd.gov/aging Find us on

www.Facebook.com/HoCoCommunity

Kim Higdon Henry, Editor • Email: kahenry@howardcountymd.gov Advertising contained in the Beacon is not endorsed by the Office on Aging and Independence or by the publisher.

For more information, call 410-313-6410 (VOICE/RELAY) or visit www.howardcountymd.gov/aging

H O WA R D C O U N T Y B E A C O N — J U L Y 2 0 1 8

The 50+ Connection

Say you saw it in the Beacon

19

Continued from page 17

Howard County Community Resources Campus

DCRS Moving to Better Serve County Residents To ensure a smooth transition during the move, all DCRS offices will be closed !"#$%&'(()*%'++,'$$-#'. ./-#$%&'(()*%'++ 0'

1-'23454'#$%5& Maryland Access Point of Howard County (MAP) will have information specialists available — for critical services only — at the Bain 50+ Center, 5470 Ruth Keeton Way, Columbia 21044, or by phone at 410-313-7213 (voice/relay).

All Howard County Office on Aging and Independence 50+ Centers, as well as all locations of the Connections Social Day Program and Kindred Spirits, will operate according to their regular schedules.

For additional information about services during the move, contact the Department at 410-313-6400 (voice/relay) or email communityresources@howardcountymd.gov.

www.Facebook.com/HoCoCommunity www.howardcountymd.gov/communityresources

www.howardcountymd.gov/sentog

Open Mind Group (OMG) Men’s Roundtable

Fridays • 10:00 to 11:30 a.m.

Elkridge 50+ Center

Tuesdays • 10:00 to 11:30 a.m.

Glenwood 50+ Center

6540 Washington Blvd., Elkridge 21075 MEET in the ELKRIDGE LANDING ROOM

2400 Route 97, Cooksville 21723 INQUIRE at FRONT DESK for MEETING ROOM A weekly men’s group for discussion on a variety of topics — some serious, some fun — while also forging new friendships.

Facilitated. Register at the Glenwood front desk. FREE

Open-minded individuals from both sides of the political aisle meet to have in-depth, civil discussion on a wide variety of topics of the day. OMG provides a forum for participants to better understand each other, as well as share values, experiences and a common humanity. Led by trained facilitators. The group size is limited; pre-registration required. All are welcome. FREE

FOR MORE INFORMATION:

TO REGISTER:

Karen Hull at 410-313-7466 (VOICE/RELAY) or khull@howardcountymd.gov

Elaine Widom at 410-313-7353 (VOICE/RELAY) or ewidom@howardcountymd.gov

20

More at TheBeaconNewspapers.com

The 50+ Connection

J U L Y 2 0 1 8 — H O WA R D C O U N T Y B E A C O N

SPOTLIGHT ON Howard County Office on Aging and Independence FITNESS, FRIENDSHIPS AND FUTURE PLANNING www.howardcountymd.gov/aging

Cycle2Health’s 2018 Season is Off and Riding!

Cycle2Health is a non-competitive, peer-led bicycling club that welcomes adults of all ages and riding abilities, and is coordinated by the Health & Wellness Division of the Howard County Office on Aging and Independence (OAI).

Pictured at left, the first rides of the season departed the East Columbia 50+ Center Parking lot on a beautiful sunny day in May; rides will continue through October.

To participate or for more information, visit www.howardcountymd.gov/C2H or contact program coordinator Jen Lee at 410-313-5940 (voice/relay) or email jlee@howardcountymd.gov.

th

Help Us Celebrate Our 20 Anniversary!

The 2018 Focus —

FUTURE PLANNING FRIDAY, OCTOBER 19 9:00 AM - 4:00 PM • • • • • • $

170+ Exhibitors Engaging Seminars Lively Entertainment Dynamic Presentations Flu Shots and Health Screenings Resources for All Stages and Ages

1 ADMISSION benefits the Vivian Reid Community Fund

Wilde Lake High School 5460 Trumpeter Road, Columbia, MD 21044

#HoCoEXPO18 facebook.com/HoCoCommunity

410-313-6410 (VOICE/RELAY) • www.howardcountymd.gov/aging

H O WA R D C O U N T Y B E A C O N — J U L Y 2 0 1 8

Say you saw it in the Beacon

Travel

21

Leisure &

Books to inspire trips in the great outdoors, from National Parks to the Appalachian Trail. See story on page 23.

Mississippi’s resilient Gulf Coast beckons Disasters like these change you, one local said, adding, “We may never get over it.”

Changed maybe, but when life gave them “lemons,” they “made lemonade” and they are still making it.

Mississippians have rebuilt and repaired. Some stately antebellum mansions survived, and many iconic live oaks, hundreds of years old, still stand, nature’s symbols of resilience.

PHOTO BY ROB HAINER

America’s Riviera Once called “the American Riviera,” the Gulf Coast — the largest manmade beach in the world — is 26 miles long (62 if you count all the inlets and tributaries).

A string of 12 high-rise, beachfront casino resorts sprout all along the coastline. Restaurant menus feature shrimp and grits, catfish, crawfish, oysters and fried green tomatoes, exuding hints of New Orleans cuisine.

“You come across the bridge from Louisiana and your blood pressure goes down,” said Nikki Moon, owner of the Bay Town Inn, about her hometown, Bay St. Louis.

With a population of 10,000, it has an “an ole timey feel,” and is “the gentle way to go about life,” where people walk to restaurants, and chug around in golf carts to see the latest local pottery, jewelry, sculpture and paintings.

Chainsaw sculptor Dayle K. Lewis transformed once-living live oaks into “angel

PHOTO BY ANDREW B. HALL

By Glenda C. Booth Exploring Mississippi’s 26-mile Gulf Coast is a sojourn to small, laid-back towns, sugarwhite beaches, artsy enclaves, “aromatic” fishing villages, and even a whiff of William Faulkner’s fictional Yoknapatawpha County.

Life moves at a slow southern pace, and friendly locals greet out-of-towners with a hearty, “Hi ya’ll!”

Mississippi Gulf people are proudly resilient. Hurricane Camille smashed into the state in 1969 with 200 mph winds, cracked levees, felled power lines, wreaked havoc and left many bad memories. A 20- to 30-foot tidal surge flooded homes, stores, roads and graveyards.

Then, in 2005, Hurricane Katrina roared in, a monster that left massive destruction behind. Called the worst storm in 300 years of recorded history, Katrina severed casino barges from their moorings, heaving them onto buildings and highways.

A 30-foot storm surge slammed white caps into homes, carried roofs away and splintered buildings. Pelicans rode 25- to 30-foot waves over the elevated interstate highway.

People still talk about watching their cars float away.

Then came BP’s 2010 Deepwater Horizon oil spill, the largest marine spill in the petroleum industry’s history. It poisoned marine life, blackened seaside wetlands, oiled birds, and dumped tar balls on the beach for several years.

Situated on the Mississippi Sound along Mississippi’s Gulf Coast, the Biloxi lighthouse rises over the city’s welcome center, a replica of a pre-Civil War mansion that was destroyed by Hurricane Katrina. Built in 1847, the lighthouse has become a symbol of the city’s resilience, withstanding Katrina and other major hurricanes.

trees” — sculptures that honor hurricane survivors. One served as a raft for three Katrina survivors and their dog.

Biloxi, population 44,000, is a centrallylocated base for branching out to coastal points. Across from the Lighthouse, which survived Katrina, the restored visitor center is a replica of the Katrina-smashed Robinson-Dantzler antebellum mansion.

Here you’ll learn about the area’s Gilded Age, when the affluent had an active social scene in waterfront mansions, many coming on excursion trains from New Orleans.

Woodrow Wilson vacationed at Pass Christian at Beaulieu, the Dixie White House.

Go fish

Seagulls flock around a shrimp boat off Mississippi’s Gulf Coast. Seafood is one of the area’s prime industries, and visitors can take tours on some of the boats, and visit a museum devoted to seafood, ships and other maritime pursuits.

Coastal Mississippi is all about water, good and bad. Biloxi claims it was the seafood capital of the world in the 1800s.

“Seafood built Biloxi,” trumpets one exhibit in the town’s Maritime and Seafood Industry Museum, where the narrative starts with Biloxi’s 1699 founding, when settlers looking for gold found oysters instead. Video interviews with old timers recall grueling seafood factory work from the 1890s to 1920s.

The museum features boat building, net making, shrimping with sails and trawls,

and fishing equipment, such as oyster dredgers, engines, shrimp peelers and marine blacksmithing. Fishing is a hard life, weathered seamen explain, but they work hard, play hard, bounce back and survive life’s curveballs.

Captain Mike Moore’s shrimping excursion on the Sailfish is a spirited lesson in marine mysteries, from jellyfish to bottlenose dolphins to pelicans. The self-described “Ambassador of the Gulf Coast” opens by saying that passengers may need a translator to decipher his Cajun accent.

Using a 16-by-35-foot net, he drags the bottom and calls out the critters he brings up. On shrimp, he gabs, “Everything wants to eat them.” Another factoid: “White and brown shrimp grow one inch every seven to 10 days.” Or shrimp anatomy: “Their antennas are for smelling. They hide in the mud and smell what goes by. It’s their radar.”

At Quality Poultry and Seafood, visitors ogle mounds of today’s catch. In operation since the mid-1940s, it also hawks pickled quail eggs, and seasonings for gumbo, crab and shrimp boil, étoufée and crawfish pie.

One historic Katrina survivor in Biloxi is Beauvoir, built in 1852 and the last home of See GULF COAST, page 22

22

Leisure & Travel | More at TheBeaconNewspapers.com

Gulf Coast From page 21 the only president of the Confederacy, Jefferson Davis, also known as a “memorial to the Lost Cause.” Hoop-skirted docents reverently describe the Davises’ genteel life in Beauvoir from 1877 to 1889, and explain that Jefferson Davis’s 1889 funeral was the largest ever in New Orleans, when 50,000 mourners walked 18 miles to the Metairie Cemetery.

The adjacent museum memorializes Confederate soldiers with displays of wagons, uniforms, guns and battle scenes. Prominently displayed are Davis’s catafalque, and the “capture coat” that he wore when Union forces caught up with him in Georgia. In a rush, he had grabbed his wife’s coat.

Art along the Gulf For a more modern twist, the Ohr-O’Keefe Museum is a four-gallery complex designed by Frank O. Gehry of signature Gehry rounded pods and gray steel. The museum is known for the work of quirky, one-of-a-kind artist, George Ohr, “the mad potter” — an eccentric father of 10, who potted from 1857 to 1918. “I want every pot to be itself,” he said, “no two alike.”

The museum also recounts another resilience story, local African Americans who created their own self-contained town within the town of Biloxi during the segregation era — a community with its own barbers,

banks and baseball team, the Dodgers.

Civil rights hero Medgar Evers went to Biloxi for the 1960 “wade-in” to desegregate the beaches. Unfortunately, this civil rights action became known as “Bloody Sunday” because a mob attacked the demonstrators as the Biloxi police silently stood by. A court decision finally desegregated Biloxi’s beaches in 1968.

Ocean Springs is a contrast of artsy refinement and juicy, downhome eating, coastal Mississippi style.

The Walter Anderson Museum of Art spotlights the work of a man some called a genius, others a schizophrenic. He was prolific, constantly drawing as a child, and later painting four or five watercolors a day on typewriter paper.

To better understand hurricanes, he rowed 16 miles to Horn Island and tied himself to a tree during a storm.

The museum houses “the Little Room,” his totally private space where he painted murals on all the walls and created his own world.

Tucked in the woods nearby is Shearwater Pottery, a family compound founded in 1928 by Peter Anderson, Walter’s brother, and still home to family potters. Katrina destroyed the showroom, but the Andersons rebounded and rebuilt. They make glazed figurines, decorative tiles, thrown ware and cast ware.

Bozo’s Seafood and Market in Ocean Springs is aptly named. It’s a noisy mad-

J U L Y 2 0 1 8 — H O WA R D C O U N T Y B E A C O N

house of long, communal tables, where locals in bib overalls and t-shirts chat with outsiders, as everyone crams down bulging po’boys and mountainous fish sandwiches, all washed down with Dr. Peppers.

The Pascagoula River Audubon Center at Moss Point offers a different water experience, a winding ride through the swamps and bayous of the Pascagoula River — the largest free-flowing river in the U.S., and named “the singing river” by French explorers.

Non-stop gaming Gamblers have a wide range of choices, with 12 multi-roomed casinos hosting 24hour gaming and Vegas-type entertainment, such as the Temptations, Four Tops, Louanne Rimes and Michael Bolton.

Every casino has a spa and pool, and each has a special allure.

Biloxi’s Beau Rivage has stunning inside gardens. Hollywood in Bay St. Louis has a “lazy river” for tubers that winds around sun decks and to a “swim-up” bar.

The Scarlet Pearl in D’Iberville touts an indoor, 18-hole, miniature golf course with an “erupting volcano.” The Casino Hopper Trolley takes patrons to Biloxi’s seven casinos day and night, every 25 minutes.

While the BP spill tainted the beaches, and Katrina unleashed its devastating fury, many Yaupon hollies, palms, azaleas and live oaks persisted. “Hurricanes are part of life,” one

local philosophized. “Your possessions are not life.” Deal with it and move on, they say.

A case in point: The Tatonut Shop in Ocean Springs miraculously dodged Katrina, but the supply line from New Orleans was interrupted and owners had FedEx bring flour from Birmingham.

Uncertain when the next batch would arrive and wasting nothing, they threw leftover dough into the fryer and created odd-shaped morsels, dubbing them Katrina pieces, which eager customers still snarf up today.

Maybe it’s their hurricane prayer that’s made them so resilient: “Lord bless and save the Gulf Coast, Lord help us survive this oil spill, help us save our golden Gulf Coast; let the hurt and pain be over, Lord, bless and save our Gulf Coast.”

And then they say, “Amen,” and “Y’all come back, ya heah?”

If you go The most convenient airport is GulfportBiloxi, http://www.flygpt.com. The least expensive fares for mid-July require flying with one airline there and another on the return. For example, a combination of American Airlines and Delta flights is $373 from BWI or Dulles in mid-June. Going roundtrip on American Airlines is $474 from BWI. Visitor information including lodging, events, attractions and tours, can be found at www.gulfcoast.org.

H O WA R D C O U N T Y B E A C O N — J U L Y 2 0 1 8

Say you saw it in the Beacon | Leisure & Travel

23

Books that explore the great outdoors As the travel season approaches, it’s wise The graphics are easy to follow and into consider your choices carefully before em- clude “places not to miss” indicated right barking. Here are some books on the map. The photographs to make the planning easier. are beautiful. Websites, adEven an armchair traveler dresses and contact informawill be mesmerized by the tion are provided. many scenic destinations deOswald provides an insidscribed in these books. Let your er’s perspective with much imagination soar, whether on a more information than on a flight of fancy or a real life adtypical guided tour or in a venture. standard guidebook. The auYour Guide to the Nathor also rates parks, and intional Parks: The Comcludes many less crowded plete Guide to All 59 Na- THE sites that are worth visiting. tional Parks, second edi- BIBLIOPHILE The first edition deservedly By Dinah Rokach tion, by Michael Joseph Oswon the Benjamin Franklin wald, 704 pages including Award of the Independent 160 maps, 450 images and 50 hiking ta- Book Publishers Association, the ForeWord bles. Stone Road Press softcover, 2017. Reviews Book of the Year Award and the NaMike Oswald’s Guide to the National tional Outdoor Book Award. The second ediParks provides a wealth of information for tion was put to press before the Senior Pass those planning a trip to any one of our coun- price increase was announced. Be aware the try’s magnificent and wondrous natural cost is now $80 lifetime or $20 annually. treasures. For each of the 59 parks, you’ll Families on Foot: Urban Hikes to find intricate maps, detailed information on Backyard Treks and National Park hiking trails rated by difficulty, data on Adventures, by Jennifer Pharr Davis campsites, and sports activities for all ages. and Brew Davis, 256 pages with color Advisories on seasonal weather condi- photographs. Falcon in partnership tions, lists of lodgings, and transportation lo- with the American Hiking Society, gistics are included. Directions to the park softcover, 2017. and suggested itineraries within the park as The American Hiking Society’s Families well as nearby attractions are enumerated. on Foot is a beautifully illustrated guide to

experiencing great nature walks — whether on local trails or in national parks. It’s all-encompassing, with recommendations on gear, food, packing tips, suggested hikes, and even games to play while walking.

The photography is breathtaking. Checklists are provided throughout. Interspersed are short essays describing personal stories of happy hikers.

Safety on the trail is addressed in detail.

Recommendations are provided for appropriate outings tailored to diverse age groups and different levels of fitness. Included is information on finding appropriate hikes and nature walks for toddlers, teenagers, seniors, disabled youngsters and individuals with medical restrictions.

And the Davises provide websites galore and lists of apps to download to make your adventure more accessible. Families will refer often to this guide. Exercise in the outdoors heals the body and soul, helps shed calories and wards off feelings of isolation and depression.

Best Hikes on the Appalachian Trail: Mid-Atlantic, West Virginia, Maryland, New Jersey, New York, by Matt Willen, 296 pages. Menasha Ridge Press and the Appalachian Trail Conservancy, 5 x 8 inches, paperback, 2017.

This indispensable Best Hikes guide covers in a concise, well-organized format

43 day-hikes, ranging from one hour to all day in duration, on nearby portions of the Appalachian Trail. It provides timely and pertinent information to make your outing pleasurable and safe.

Detailed maps show elevations, GPS trailhead coordinates and parking spaces at the starting point of the suggested hikes. Hikes are described by their length, duration and difficulty.

Trails are also rated by author Matt Willen in terms of scenery, condition, the degree to which they are child-friendly, and how solitary they are as far as the number of fellow hikers one may encounter.

Access by car, the presence of restrooms, places of historic note and natural wonders are listed. The best hikes for birders, where to encounter the most interesting geological formations, the most inspiring views, and trails with lakes, streams and waterfalls are enumerated. Overlooks, nearby attractions and suggested side trips are cited for each hike where relevant.

Guidance as to monthly climate conditions, advice on how to dress, descriptions of essential gear, and information on trail etiquette are thoughtfully included.

Chapters are grouped by state. Black and white photos of the focal point of each See GREAT OUTDOORS, page 25

24

Leisure & Travel | More at TheBeaconNewspapers.com

J U L Y 2 0 1 8 — H O WA R D C O U N T Y B E A C O N

Say you saw it in the Beacon | Leisure & Travel

H O WA R D C O U N T Y B E A C O N — J U L Y 2 0 1 8

25

What to know about flying with your pet

By Pat Mertz Esswein In late March, a dog died after being stowed in its carrier in an overhead bin on a United flight. Soon after, United announced that it would suspend reservations for cargo transport of pets while it reviewed its program, a process it completed at the end of April.

Airlines publish guidelines and rules on their websites for traveling with or transporting pets. The rules differ for domestic and international travel, as well as for service animals.

Here are some highlights for domestic travel:

Book early Space for pets carried on or checked as cargo is limited and offered on a firstcome, first-served basis (excluding service animals), and traveling with pets isn’t allowed on all types of aircraft.

Call ahead to check your itinerary and book your pet. Service animals, and emotional or psychiatric support animals, fly free. They must fit in your lap, at your feet or under the seat, and they can’t block the aisle or an emergency exit.

Owners are generally required to notify the airline at least 48 hours before travel, and submit a note from a doctor or licensed medical professional confirming

Great outdoors From page 23 of the 43 hikes begin each chapter. Appendices provide websites and phone numbers of state parks, forests and public lands authorities traversed by the Appalachian Trail, as well as contact information for local trail clubs.

Make the Most of Your Time on Earth: 1000 Ultimate Travel Experiences, fully updated third edition, Rough Guides Reference Series, 608 pages with color photographs, paperback, 2016.

This comprehensive, updated and revised compendium of 1,000 “ultimate travel experiences” by Rough Guides is a wonderful resource for ideas, both practical and exotic. It enumerates suggestions for travel destinations by region.

Each listing is accompanied by a few short descriptive paragraphs, many are illustrated with color photographs and, where pertinent, information is included on websites for more detailed information. In the back of the guide, the experiences are categorized by theme and alphabetically by country.

This book is a wish list for anyone with wanderlust. Whether you’re a daredevil or a more sedate traveler, a distant or local sojourner, you’re sure to find a trip idea that you may have overlooked. Included among the more imaginative destinations are downto-earth suggestions that you may never have considered.

It’s worth taking a look. If not to embark, then to dream. Bon voyage!

the passenger’s disability and need.

United and Delta also require owners to submit a signed health certificate or immunization record for the animal, plus a signed confirmation of animal training.

Airlines prohibit puppies or kittens younger than 8 weeks from traveling.

They have varying requirements for proof of vaccination and health certificates from a licensed vet.

Carriers and crates must be sized and constructed to certain standards to ensure the animal’s comfort and safety. Even if a carrier or crate from a retailer is labeled “airline approved,” check the specific airline’s requirements. If you can, acclimate pets to their carrier or crate two to three weeks before departure.

Carry on and cargo

a carrier small enough to fit under the seat in front of you. The “kennel” counts as one piece of carry-on luggage. Airlines will charge a flat, one-way fee of $95 to $125 at check-in for each segment of your flight.

American and Delta charge $200 per crate for cargo customers. United charges by weight, from $201 for 10 pounds or less, to $630 for 150 to 200 pounds (and $60 more to go to or return from Hawaii).

Many airlines prohibit the transportation of brachycephalic breeds — short-nosed dogs and cats, such as pugs, boxers and Himalayans — that are prone to respiratory

problems that may be exacerbated by stress and changes in air quality and temperature in a cargo hold. Overweight animals and those with preexisting health conditions may not fare well in cargo, either.

The good news is that pet injury or death during air travel is rare. In 2016, 40 out of 506,994 animals transported as cargo on major passenger airlines died or were injured during the trip, according to the U.S. Department of Transportation. © 2018 The Kiplinger Washington Editors, Inc. Distributed by Tribune Content Agency, LLC.

Please tell our advertisers, “I saw you in the Beacon!”

You can carry on a dog or cat if it fits in

We Turn Addresses

into homes

MOST COMMUNITIE S ARE 62 AND B ET T ER

ANNE ARUNDEL COUNTY

BALTIMORE COUNTY (CONT.)

The Greens at Hammonds Lane: 410-636-1141 Park View at Furnace Branch: 410-761-4150 Park View at Severna Park: 410-544-3411

Park View at Towson: 410-828-7185 Park View at Woodlawn: 410-281-1120

BALTIMORE CITY

Westminster Overlook: 410-876-7600

Ednor Apartments I: 410-243-0180 Ednor Apartments II: 410-243-4301 The Greens at Irvington Mews: 410-644-4487 Park Heights Place: 410-578-3445 Park View at Ashland Terrace: 410-276-6440 Park View at Coldspring: 410-542-4400

BALTIMORE COUNTY Cove Point Apartments I: 410-288-2344 Cove Point Apartments II: 410-288-1660 Evergreen Senior Apartments: 410-780-4888 The Greens at English Counsul: 410-789-3000 The Greens at Liberty Road: 410-655-1100 The Greens at Logan Field: 410-288-2000 The Greens at Rolling Road: 410-744-9988 Park View at Catonsville: 410-719-9464 Park View at Dundalk: 410-288-5483 Park View at Fullerton: 410-663-0665 Park View at Miramar Landing: 410-391-8375 Park View at Randallstown: 410-655-5673 Park View at Rosedale: 410-866-1886 Park View at Taylor: 410-663-0363

CARROLL COUNTY EASTERN SHORE Park View at Easton: 410-770-3070

FREDERICK COUNTY Taney Village: 301-663-0929

HARFORD COUNTY Park View at Bel Air: 410-893-0064 Park View at Box Hill: 410-515-6115

HOWARD COUNTY Park View at Colonial Landing: 410-796-4399 Park View at Columbia: 410-381-1118 Park View at Ellicott City: 410-203-9501 Park View at Ellicott City: II 410-203-2096 Park View at Emerson: 301-483-3322 Park View at Snowden River: 410-290-0384

PRINCE GEORGE’S COUNTY Park View at Bladensburg: 301-699-9785 • 55 & Better Park View at Laurel: 301-490-1526 Park View at Laurel II: 301-490-9730

Call the community nearest you to inquire about eligibility requirements and to arrange a personal tour.

www.rhomecommunities.com MOST COMMUNITIES ARE PET-FRIENDLY

26

Leisure & Travel | More at TheBeaconNewspapers.com

J U L Y 2 0 1 8 — H O WA R D C O U N T Y B E A C O N

What’s going on in HoCo? 50 + Co-Rec Volleyball Join men and women of various skill levels for competitive and fun game play. Previous volleyball experience helpful. The fee is based on when you register and is good through the end of the calendar year. Program moves to Gary J Arthur Comm Ctr from mid-June to mid-August. Info: Curtis Gore 410-313-7281 or cgore@howardcountymd.gov 50 yrs + Meadowbrook Ath Comp RP5592.801 Jul 10 10:30am-12:30pm Tu & F

$38

NEW! Summer Sixteen 3-on-3 Basketball Tournament This 3-on-3 tournament crowns a new champion in Howard County. Elimination rounds take place on Saturday, July 14.

Teams provide uniforms. Fee includes two-game minimum, referees, awards, and administration. Info: Curtis Gore, 410-313-7281 or cgore@howardcountymd.gov.

Encore Explorations

50 yrs + RP3513.801

One-day workshops designed to let you try something new.

Info: Ruth Coleman, rucoleman@howardcountymd.gov or 410-313-7311.

Basic Defensive Tactics

Handbuilt Ceramic Class with Tara S. Holl Come and experience the joy of “playing with mud”! We will create a “postcard” plaque, an interesting dish, and a small sculpture. Participants can bring photos or just create with their imaginations. You will learn hand building techniques, sgraffito, and other approaches when working with clay.

Materials are included.

Gary J. Arthur Community Center RP3511.814 July 12 7-9pm Th $45 RP3511.815 July 19 7-9pm Th $45 RP3511.816 July 26 7-9pm Th $45

Jul 14

9am-4pm

Sa

$120

Learn basic techniques that will teach you how to defend yourself against physical threats when they occur. Through the techniques of Sifu Johnson, Basic Defensive Tactics incorporates a positive attitude and a few basic precautions, which allow you to avoid a potential problem. This course is taught in a relaxed environment that is conducive to learning proven tactics and unique insights about the problems unique to older adults.

A fitness waiver must be completed prior to participation. Info: Curtis Gore, 410-313-7281 or cgore@howardcountymd.gov.

55 yrs + U.S. Jow Ga Martial Arts RP3517.803 Aug 1 10-11am

Classes: 5 W $72

50+ Tennis

Action Photography Whether it’s professional athletes colliding on a field or grandchildren frantically opening presents, a moving subject can be one of the hardest to capture. We’ll explore a variety of examples as you learn tips that apply to both a lacrosse field and a living room. Feel free to bring any photos that didn’t quite work out (too dimly lit, subject was blurry, etc.), and we can figure out what went wrong, and how to fix it!

Belmont Manor RP3511.822 July 18

Roger Carter Comm Ctr

Advanced beginners through intermediate players, pair up to play doubles or singles, if court time permits, through October 30. Programs move to Savage Park and Meadowbrook Park from mid-June through mid-August. Info: Curtis Gore, 410-313-7281 or cgore@howardcountymd.gov.

50 yrs + Classes: 27 RP7846.701 Centennial Pk RP7846.703 Savage Pk

Jul 3 1 8-11am Aug 1 6-8:30pm

Tu,Th Tu,Th

$11 $11

NEW! Grandparent Day at Robinson Nature Center 9:30-11:30am

$20

Digital Photography Basics By learning about a camera’s different exposure settings (aperture, shutter speed, and ISO) and how each contributes when you point and shoot you’ll walk away with the fundamentals needed to start making great photos.

Belmont Manor RP3511.823 August 15

9:30-11:30am

$20

We’ll have full-dome movies in our planetarium, roving animal presentations, outdoor walks and educational activities throughout the exhibits. Grandparents receive complimentary admission for one grandchild with each adult admission. Children must be accompanied by an adult at all times. Info: 410-313-0400.

All ages Free with Robinson annual pass or general admission* RP4897.101 Robinson Nature Ctr Sep 9 Noon-4pm Su

Say you saw it in the Beacon | Leisure & Travel

H O WA R D C O U N T Y B E A C O N — J U L Y 2 0 1 8

August Ray Lewis Induction into Football Hall of Fame Join us for this once in a lifetime opportunity as Ray Lewis of the Baltimore Ravens gets inducted into the Football Hall of Fame in Canton, Ohio. After traveling to Canton on Friday, you’ll start out your day on Saturday with admission to the Football Hall of Fame. Later that day, you will be attending the Enshrinement Celebration Fan Party with a DJ and all you can eat food! When the party is over, you’ll walk over the Fawcett Stadium to see the Class of 2018 Enshrinement Ceremony. Trip includes transportation on a coach bus and two-night hotel accommodations. A $50 deposit reserves your spot. This is the experience you’ll be telling your friends about for years to come!

All ages $869 single; $749 double occupancy RP4516.801 Long Gate Park & Ride Aug 3 9am-7pm

F-Su

Choptank River: Suicide Bridge Crab Feast & Cruise

June Museum of the American Revolution From the early stirrings of unrest in Boston to the opening shots of the War of Independence, and from signing of the Declaration of Independence to the creation of the American Republic, the Museum’s core exhibition explores the ideas, events, and legacies of America’s revolutionary beginnings.

Truly a must-see educational and interactive venue in the heart of Philadelphia!

12 yrs + Bain 50+Center/ Long Gate Park & Ride RP4508.801 Jun 21 8am-7pm Th $80

Abigail’s Victorian Tea Room Pennsylvania This must see, beautiful, three-story Victorian Manor House was built in 1883 and is decorated to be reminiscent of a bygone era with a relaxing atmosphere and the quiet charm of yesteryear. The Tea Room features crystal chandeliers, three fireplaces, beautiful cherry woodwork, stained glass windows, Austrian drapes and is tastefully decorated with Victorian artwork and period furnishings. Abigail’s serves a full lunch menu and an elegant afternoon tea, or a Victorian Royal High Tea, on exquisite Victorian china in many lovely floral patterns.

Come relax and enjoy a memorable dining experience at Abigail’s Tea Room.

18 yrs + Bain 50+Center/ Long Gate Park & Ride RP4509.801 Jun 27 9am-4pm W $85

July Arlington National Cemetery Tour Arlington National Cemetery welcomes visitors to explore the rich history found within the cemetery grounds to include the U.S. Marine Corps War Memorial, President John F. Kennedy gravesite, U.S. Coast Guard Memorial, U.S. Army Gen. John J. Pershing’s gravesite, the Tomb of the Unknown Soldier, and the Arlington House (The Robert E. Lee Memorial).

16 yrs + Bain 50+Center/ Long Gate Park & Ride RP4511.801 Jul 25 9am-4pm W $60

Hop aboard for a spectacular crab feast menu on the Choptank Riverboat Company’s reproduction of an authentic, 80-foot, turnof-the-century paddle wheeler. Fully enclosed lower deck with heating and air conditioning and stunning views!

12 yrs + Bain 50+Center/ Long Gate Park & Ride RP4512.801 Aug 10 10am-6pm F $110

United States Naval Academy Tour & Tea Professional, certified guides talk about midshipmen life and provide commentary on the major attractions in the Yard, including Bancroft Hall (student dormitory), Memorial Hall, Statue of Tecumseh, Herndon Monument (famous for Herndon Climb), Main Chapel and Crypt of John Paul Jones, Revolutionary War naval hero. This amazing tour of the beautiful campus will be followed by tea in the Naval Academy Club.

16 yrs + Bain 50+Center/ Long Gate Park & Ride RP4513.801 Aug 18 10am-4pm Sa $95

September The Best of New England: Tour Vermont, New Hampshire, Maine Little towns, loons, lighthouses, and lobster! We have put together the best of New England into one spectacular package!

Sample maple syrup and cheese at a quaint Vermont farm.

Ride the gondola to a New Hampshire artisan village. Visit stately lighthouses from Portland’s harbor while feasting on a Downtown Main Lobster Bake! Separate trip insurance is recommended but not included. Info: Tracy Adkins, 410-313-7279. A deposit is needed to reserves your spot ($375 single; $325 double.) Register by July 2.

21 yrs + $1500 single ; $1,300 double RP4514.101 Bain 50+Center Sep 30-Oct 5

Sa 7:30 AM

REGISTRATION 410-313-7275, www.howardcountymd.gov/rap, or 7120 Oakland Mills Road, Columbia, MD 21046

INFORMATION Tracy Adkins, 410-313-7279 or tadkins@howardcountymd.gov

27

28

Leisure & Travel | More at TheBeaconNewspapers.com

J U L Y 2 0 1 8 — H O WA R D C O U N T Y B E A C O N

INFORMATION 410-313-0200 | www.belmontmanormd.org

Meet the Friendly Ghosts of Belmont Manor Belmont Manor is home to a number of benign ghosts who have not crossed over. As a precursor to the Belmont Investigation & Ghost Tour, this talk goes over the experiences and findings from the Inspired Ghost Tracking team and others as they discuss results from their investigations at Belmont Manor. Sign up for this and the Ghost Tour to get the full experience!

RP9908.801

18 yrs +

Belmont Jul 24

7:30-9pm Tu

$15

Belmont Investigation & Ghost Tour Join the Inspired Ghost Tracking (IGT) team as they guide you on a tour of the Manor, grounds, and cemetery (weather permitting). Participate in an actual paranormal investigation and visit areas where paranormal activity has been suspected. Investigators from IGT will use EMFs, sound recorders, cameras, and temperature sensors to search for paranormal activity. Bring your own equipment and flashlights to investigate with them.

RP9901.801

18 yrs +

Belmont Jul 27

7:30-10:30pm

F

$25

Murder Mystery Dinner Theatre - ‘til Death Do Us Part SOLVE THE MYSTERY! Join us for a night of mystery, comedy, food, and drink. This is a hilarious, interactive comedy/murder

mystery by Ovation Dinner Theatre. (You are cordially invited to the wedding of Miss Stormy Fairweather and Mr. Jethro P. Gizzard - where a tragedy occurs.) Come solve this clever “WhoDunIt.” Tickets include a self-guided tour of the historic manor before the start of the show in addition to a three-course meal provided by Rouge Fine Catering (two alcoholic beverages per person-additional alcoholic beverages not served). Preregistration is required. Seating is communal.

RP9910.801

21 yrs +

Belmont

Aug 10

7-10:30pm

F

$80

The Difference between a Medium and an Investigator A paranormal investigation is very complex and requires many people performing various roles. Join us as the Inspired Ghost Tracking team takes you through a past investigation from the perspective of an investigator and that of a medium. Learn about the different roles required in an investigation and how they all come together to create a full story.

RP9914.801

18 yrs +

Belmont

Aug 21

7:30-9pm Tu

View camps listed by week at www.howardcountymd.gov/campsbyweek

2018 SUMMER CAMPS REGISTER NOW! From tots to teens, there’s a camp that’s just right for your child. Choose from exciting morning, afternoon and full-day camps that fit your family’s summer schedule.

410-313-7275 | www.howardcountymd.gov/rap | 7120 Oakland Mills Road, Columbia, MD 21046

$15

Say you saw it in the Beacon | Leisure & Travel

H O WA R D C O U N T Y B E A C O N — J U L Y 2 0 1 8

29

Our GO50+ membership packages are designed to enhance the quality of life for the 50+ adult population that lives, works and plays in Howard County.

Live longer, healthier lives… join today!

CENTERS Membership includes access to Gary J. Arthur and N. Laurel Community Centers and all Howard County 50+ Centers.

Fitness Membership includes access to Gary J. Arthur, N. Laurel and Roger Carter Community Centers and all Howard County 50+ Centers.

• Game Room Areas • Gymnasiums

• All 50+ Center !"!#$%&

• Walking Tracks

• Fitness Rooms • Dance/Aerobics Studio*

• Wellness Programs

FREE

POOL

Resident: $75 per year Nonresident: $100 per year

Membership includes access to Gary J. Arthur, N. Laurel and Roger Carter Community Centers and all Howard County 50+ Centers.

• All 50+ Fitness !"!#$%& • Pool Access During Open Swim Hours

Resident: $175 per year Nonresident: $225 per year

* Dance/Aerobics Studio not available at Ellicott City 50+ Center.

ELKRIDGE 50+ Fitness Center 6540 Washington Boulevard Elkridge, MD 21075 410-313-5192 www.howardcountymd.gov/aging 8:30 AM-4 PM, M-F

ELLICOTT CITY 50+ Fitness Center 9411 Frederick Road Ellicott City, 21042 Voice/relay: 410-313-0727 www.howardcountyaging.org 8:30 AM-8 PM, M-W; 8:30 AM-4:30 PM, Th-F

GARY J. ARTHUR Community Center 2400 Rte 97, Cooksville, 21723 Voice/relay: 410-313-4840 Status line: 410-313-4452 www.howardcountymd.gov/GJACC 7 AM-9 PM, M-Sa; 9 AM-6 PM, Su

NORTH LAUREL Community Center 9411 Whiskey Bottom Road Laurel, 20723 Voice/relay: 410-313-0390 Status line: 410-313-4452 www.howardcountymd.gov/NLCC 8 AM-9 PM, M-Sa; 9 AM-6 PM, Su

ROGER CARTER Community Center 3000 Milltowne Drive Ellicott City, 21043 Voice/relay: 410-313-2764 Status line: 410-313-4452 www.howardcountymd.gov/RCCC 6 AM-10 PM, M-F; 7 AM-10 PM, Sa; 7 AM-9 PM, Su

30

J U L Y 2 0 1 8 — H O WA R D C O U N T Y B E A C O N

More at TheBeaconNewspapers.com

Style Arts &

Celebration of the

The Beacon’s online art contest for amateurs over 50 closes on June 29.

For entry info, see page 33.

See Shakespeare under the summer sky

For all ages Gillet, 47, who, among other things, is the chair of theatre and dance at HCC and heads the college’s professional theatre company, Rep Stage, noted that Shake-

speare is ageless in more ways than one. He said that teenagers, some of whom are in the cast, “relate to the beautiful language” just as well as playgoers 50 and older.

For those who want entertainment “for the whole family,” Shakespeare plays will more than do, the theater director said.

“I’ve always seen audiences of all ages at the evening performances” of the Bard’s works, he said. “Shakespeare has been speaking to all of us for 400 years.”

In fact, he noted that his 8-year-old daughter, Mari Lu, was enthused upon seeing A Midsummer Night’s Dream staged outdoors at HCC last year. “She understood the story, if not all the language,” he said.

How does he direct Shakespeare for students, and others, who have not yet qualified for their Actor’s Equity card?

“First, we make sure the actors understand the language and the stories. Then we make sure they understand the characters and their journeys,” said Gillet.

“Then we find the large life being lived.

[Theatre is] not like modern realism, like something on TV. Many of the characters live lives as though on steroids; it is life elevated.”

For those who may not remember the

PHOTO COURTESY OF HCC

By Robert Friedman Summer is a comin’ in, which means that Shakespeare plays are moving out to stages under the stars.

There is something about Shakespeare that suits outdoor productions very well.

There are struggles against universal forces through beautiful language; a largeness of images; sometimes a need to conjure up magic. And there are powerful themes with stories so strong, yet still human.

That, more or less, is why director Bill Gillett said he is prepping a cast of Howard Community College students and members of the community who long for the stage (teachers, doctors, etc.) for a presentation of the Bard’s comedy, Twelfth Night.

Admission is free for the three performances, June 28 to 30, starting at 8 p.m. at HCC’s outdoor Dreier Stage, which is located behind the Horowitz Visual and Performing Arts Center.

Twelfth Night director Bill Gillett works with Howard Community College students during a rehearsal of the Shakespeare comedy, which will be performed al fresco from June 28 to 30.

comedy’s plot, Twelfth Night follows the romantic adventures of twins, Viola and Sebastian, who are shipwrecked and separated in the dukedom of Illyria.

Mistaken identity, cross-dressing and gender confusion ensue. Among other memorable characters are the mean, selfinflated Malvolio and Sir Toby Belch, often described as “ribald.”

The HCC production is brought into the modern world by being set in a beachfront community in the 1970s. The time and

place may be changed from the original, Gillet said, “but we’re still celebrating the language, not changing anything in the plot. We’re just finding a way to speak clearer to a modern audience.”

HCC recommends that audience members come early, bring some food, blankets and lawn chairs, and hang out on the lawn near the stage. Seating is first-come, first-served. In case of rain, the show will See SHAKESPEARE, page 32

Say you saw it in the Beacon | Arts & Style

H O WA R D C O U N T Y B E A C O N — J U L Y 2 0 1 8

31

‘Grey’s Anatomy’ actress turns advocate

Getting a diagnosis Remembering how frustrating it was for her daughter to not know what was wrong with her, Wilson knew that getting the name of the condition out could help many families suffering from the same issue.

“Nobody understands, nobody can figure it out, and so when you get that name, that starts you on that journey to health,”

she told the Beacon in a phone interview.

Wilson made an earnest plea to the writers and producers of the TV show, who agreed to feature the condition her daughter had in an episode that ran in 2012.

“To be able to get the name ‘cyclic vomiting syndrome’ out into a primetime audience of ‘Grey’s Anatomy’ watchers was the most incredible thing because, as anyone going through chronic illness or something that’s taken a while to get diagnosed knows, when you finally get the name of what it is that you’re going through, that takes so much weight off you. Because up until that point, you just think you’re crazy,” she said with a laugh.

According to Wilson, her success on the show has imbued her with a certain level of accountability for her actions. “As I have received this amazing blessing of ‘Grey’s Anatomy,’ I’ve also realized that along with that is my responsibility to my audience, because people are watching,” she said.

That awareness is part of what makes her a passionate actor, especially in scenes that help shed light on many important medical issues. “Grey’s Anatomy” as a medical drama is uniquely positioned for promoting healthcare awareness, even if the show is largely focused on relationships, and Wilson is excited to be a part of it.

“We have given the platform to so many

PLATINUM MEMBERS: The Beacon Newspapers, Vantage House GOLD MEMBER Howard County Office on Aging & Independence SILVER MEMBERS Brightview Rolling Hills, Brooke Grove Retirement Village, Ellicott City Healthcare Center, Right At Home In-home Care & Assistance, The Bob Lucido Team of Keller Williams Integrity BRONZE MEMBERS Arden Courts Memory Care Community, ComForCare Home Care of Howard County, Homewatch Caregivers, Let's Move, LLC., Stress Free Solutions PATRON MEMBERS Alzheimer's Association - Greater MD Chapter, Angels of Elder Care Planning, LLC, Assisting Hands Home Care, Country Gardens Assisted Living, Freedom Mobility, Genesis SelectCare, Home Instead Senior Care, Home With You Senior Care, HomeCentris Personal Care, Integrace Copper Ridge, Integrace Fairhaven, Miracle-Ear of Columbia, New Life Assisted Living, Inc., Professional Care Pharmacy, Shangri-la Senior Living, Sunrise of Columbia, Visiting Angels

PHOTO COURTESY OF WOMENHEART

By Rebekah Alcalde When Chandra Wilson’s daughter suddenly became ill with nausea, vomiting and intense abdominal pain — a condition that persisted and returned many times — the 48-year old mother and actress rolled up her sleeves and began to keep a log of her daughter’s symptoms.

Eventually, the binder of information she put together, accompanied by her persistent advocacy, helped doctors diagnose it as the rare cyclic vomiting syndrome.

Though not a real M.D., Wilson possesses an unusual amount of medical acumen as she’s long played the brilliant and formidable Dr. Miranda Bailey on the hit television show “Grey’s Anatomy.” Wilson won the role of the surgeon and chief resident of surgery at the fictional hospital Grey Sloan Memorial in 2005, and audiences have since fallen in love with her character.

Chandra Wilson was recently given an Excellence in Media Award from WomenHeart: the National Coalition for Women with Heart Disease for her portrayal of “Grey’s Anatomy” character Dr. Miranda Bailey as she suffers a heart attack and its aftermath.

different things, and let me tell you, it’s never anything we make up! Everything comes from — what’s that expression about life being stranger than fiction?

That’s true!” she said.

Women and heart attacks The latest life changing health-related arc on the show is her character’s brush with death on the February 1 episode titled “Don’t Fear the Reaper.”

While stressed with work, her character Dr. Bailey begins to experience signs of a heart attack. As an experienced doctor, she “knew her own body, and she knew that something was wrong,” explained Wilson.

Dr. Bailey rushes to an ER at another hospital (she doesn’t want the doctors at hers to know) and is met with doubt by its well-meaning male doctor.

See CHANDRA WILSON, page 32

32

Arts & Style | More at TheBeaconNewspapers.com

Shakespeare From page 30 be moved indoors to the Horowitz Center.

Call (443) 518-1500 for more information.

Dreamy productions Meanwhile, the Chesapeake Shakespeare Theater, the professional group that brings the Bard outdoors to the county each summer, is recreating the Forest of Eden at Patapsco Historic Park in Ellicott City for A Midsummer Night’s Dream. Performances

Chandra Wilson From page 31 Here the show touched on many important and relatable issues for women, such as being treated for their emotions instead of physical symptoms (the doctor dismissed her problems as psychological), and her character’s refusing to let others know she was in trouble. “That’s one of the other big things we do as women,” she said with a

J U L Y 2 0 1 8 — H O WA R D C O U N T Y B E A C O N

are set from June 20 to July 29 starting at 8 p.m., with gates opening at 6:30 p.m.

Proceeds from the June 20 and June 21 preview performances will be go to the Howard County Community Relief Fund for those who suffered recent flood damages in Ellicott City. All seats for those performances will be $16.

For the other performances, tickets range from $29 to $38 for those 65 and over, and from $33 to $45 for other adults.

Up to two children 18 or under will be admitted free with each ticket-buying adult.

Meanwhile, the plays are also being performed a bit south of Howard County as well. A Midsummer Night’s Dream will be performed at Brookside Gardens in Montgomery County at 6:30 p.m. on Tuesday, July 10. The free production is by Prince George’s County Shakespeare in the Parks.

Brookside Gardens is located at 1800 Glenallan Ave., Wheaton. To learn more, call (301) 962-1453 or see montgomery parks.org/events/shakespeare-in-the-parkat-brookside-gardens/ Twelfth Night will also be performed in

the District of Columbia by the Shakespeare summer troupe known as the Fat and Greasy Citizens Brigade (its name is taken from a line in the Bard’s As You Like It).

They are putting on the play outdoors at Grace Episcopal Church in Georgetown, 1041 Wisconsin Ave. NW, Washington, D.C. Remaining performances are on June 16, 21, 22 and 23 at 8 p.m. Admission is free. Gates open at 7 p.m. You can bring blankets and picnic baskets.

For more information, see www.fgcitizens.org or call (202) 546-4141.

laugh. “We try to go through things alone.”

These everyday problems were highlighted to great effect in the episode. “To have someone like Miranda Bailey tell that story — someone that everybody thinks they know — it’s like the story is coming from someone’s friend,” she said.

It also highlights the difficulties that occur for women of color, both concerning symptoms and treatment. Dr. Bailey is shown having to share statistics with the

psychiatrist she’s forced to see in order to convince him that she’s in trouble. One of those statistics was that “63 percent of women who die suddenly from coronary heart disease have no previous symptom, and women of color are at a far greater risk.”

As is true for women in general, the symptoms Dr. Bailey experienced were different from men’s, which is partly why the doctor in the show doesn’t take her seriously. She doesn’t have the chest or arm pain you normally think of when you think “heart attack.”

According to the American Heart Association, symptoms for women are commonly misdiagnosed, and include shortness of breath, nausea and vomiting, as well as back or jaw pain. It’s easy to think it’s the flu or a cold, or “indigestion or acid reflux,” as the ER doctor informs her.

Despite the frustration experienced by her character, Wilson said filming the episode was “invigorating.” She knew how significant the message was, and admitted to being “awakened by the challenge” of portraying the scene properly.

She also mentioned the ever important “ER etiquette” that is illustrated in the scene. “Even with Miranda Bailey being chief of surgery, she still isn’t allowed to know more than the physician she’s speaking to, because once she knows more, then she can be taking care of herself, as far as the [other] physician is concerned.”

that WomenHeart: The National Coalition for Women with Heart Disease recently gave Wilson an Excellence in Media Award.

CEO Mary McGowan said her organization gave Wilson the award “for her incredibly accurate and moving performance” on the episode. “Her character’s persistence and self-advocacy will live on in the millions of viewers who are now more educated and informed about how to advocate for their heart health,” McGowan said.

Wilson credits two sources for the episode’s authenticity: her own experience advocating for her daughter, and the experience of Elizabeth Finch, who wrote the episode and who had to battle a rare type of bone cancer in her 30s.

Finch herself went misdiagnosed for several years by her doctors, and so she thoroughly understood the significance of the storyline. Wilson and Finch had many conversations about their frustrations and discoveries along the way.

Wilson passionately described “having to fight for yourself and having to tell your story over and over again to every ear that comes in, as if you were telling your story for the first time.”

She is excited to keep seeing how this storyline affects her character for the rest of the series. “This now is a part of [Dr. Bailey’s] life, and what we’ll get to see through the seasons now is how she lives with heart disease. That’s really important to get out there to the audience,” Wilson said.

For a transcript of Wilson’s complete interview with the Beacon, visit www.thebeaconnewspapers.com/chandra-wilson-qa.

Are you an Active Senior of Moderate Income?

Discover Great Senior Living at our Affordable Community Conveniently located near the Union Bridge Community Center. 24-hour emergency on-call maintenance.

Affordable rent. Caring & dedicated staff.

550 Shriner Court Union Bridge, MD 21791

410-775-2940

www.qpmgmt.com Rent starts at $545. Income restrictions apply.

Call or visit our web site to view this community.

T/A Quantum Property Management

Honored for her roles The heart attack storyline on “Grey’s” has resonated with audiences, so much so

ANSWERS TO CROSSWORD

FROM PAGE 34 ANSWERS TO SCRABBLE

G A P E

A F A R

S T M A

I H O P

R T E S

E H R E

M E S I R E R A D I A N E I N S G N E D E N T O R S A O F M A S O M I V I V E E D E V O S E N T R

N O S I E S T T O O I V Y

A R C R E O E F L O A P A M E P A N U R E S R E O M S A N A O D L E N A N N E C A E S C E S T

M O S A I C

Y E S T E R D T A W Y A S S R V I I G E A

ANSWERS TO JUMBLE HC0718

Jumbles: INPUT WEIGH UPROAR NINETY Answer: The jogger was happy to find some -RUNNING WATER

O R E S

B O D Y

A P E S

D E R N

E T A S

P Y R E

H O WA R D C O U N T Y B E A C O N — J U L Y 2 0 1 8

Say you saw it in the Beacon | Arts & Style

33

34

J U L Y 2 0 1 8 — H O WA R D C O U N T Y B E A C O N

More at TheBeaconNewspapers.com

Crossword Puzzle Daily crosswords can be found on our website: www.TheBeaconNewspapers.com Click on Puzzles Plus Classics of Dental Literature ByStephen StephenSherr Sherr 1

2

3

4

5

6

14

8

21

28

24

25

34

35 40

43 47

44

51

45

62

53

60

61

54

58 63

64

65

66

67

68

69

70

71

Across

Jumble answers on p. 32.

59

50

57

1. Candy Land and Candy Crush 6. A One who pushes back on pushers 10. Text response to intrusive questions 14. In flames 15. Sandwich cookie, left to right 16. Sandwich cookie, right to left 17. Maui-based dental practice, perhaps 20. Before, poetically 21. Darth Vader, to his childhood pals 22. “I’m just ___” (Lee Harvey Oswald’s denial) 23. Line of clothing 26. First 60% of Old Macdonald’s refrain 27. ___ on the dotted line 30. Pedicurist’s perimeter 31. Top producer of ATM’s 32. Mark Twain’s final unpublished novel, perhaps (with 43 Across) 36. The only name given for the father in Calvin and Hobbes 39. General of Detroit 40. Fix a hockey stick 42. Acronym that both psychiatrists and psychologists use for their orgs.

43. See 32 Across 47. Pas’ business partners 49. “Not ___ dare!”

50. One of the A’s in NCAA 51. Airport code for Iran’s Omidiyeh Air Base 52. A whole lot of 55. Bring back, as an old fashion style 58. The palindromic Bobbsey twin 59. Short for reputation, repetition, or repetition 62. Holiest hole, perhaps 66. Cupid, to the Greeks 67. December 24th and 31st 68. Castro’s favorite was “Cohiba Corona Especial” 69. Certain e-mail folder 70. Deli breads 71. Create big hair 1. Be slack-jawed 2. ... off in the distance

38

46

52

Down

37

41

49

48

56

36

31

39 42

13

26

30 33

12

22

29

32

11

19

23

Scrabble answers on p. 32.

10 16

18

20

55

9

15

17

27

7

3. Bog down 4. Victorian ___ 5. Chevy Impala, for example 6. Busiest busybody 7. Verb for you, but not I 8. Striped person on a striped field 9. Coke Zero or Pepsi One 10. Art with many small parts 11. Good name for a Beatles cover band 12. Valuable rocks 13. All of the Headless Horseman 18. Conclusion to sit and stand 19. “A woman knows the face of the man she loves as a sailor knows the ___” (Balzac) 23. Prefix with China 24. The Simpsons storekeeper 25. Scratch up the calendar’s third month 27. Saint Martin, briefly 28. Home of the “Rooty Tooty Fresh ‘N Fruity” 29. “Hurry up” 33. Like acidic foods, to teeth 34. National Science Foundation 35. Some sets on Doogie Howser, M.D. 37. Planet of the ___ 38. 2017 Emmy-winner Laura 41. First word in A Visit from St. Nicholas 44. Excessively 45. Yoko, whose Skylanding statue is in Chicago 46. Basketball-based insanity 48. In the thick of 53. Fond du ___, Wis. 54. Put into law 55. Highlighted lines on a AAA map 56. German for “honor” (or acronym for “here”) 57. Word before after (in Mother Goose) 59. Largest city of Latvia 60. Search options on cheapOair.com 61. Combustible pile 63. Feature of Wrigley Field 64. Originally called, as a family name 65. Compete for

Answers on page 32.

H O WA R D C O U N T Y B E A C O N — J U L Y 2 0 1 8

CLASSIFIEDS The Beacon prints classified advertising under the following headings: Business & Employment Opportunities; Caregivers; Computer Services; Entertainment; For Sale; For Sale/Rent: Real Estate; Free; Health; Home/ Handyman Services; Miscellaneous; Personals; Personal Services; Vacation Opportunities; and Wanted. For submission guidelines and deadlines, see the box on the right.

CAVEAT EMPTOR! The Beacon does not knowingly accept obscene, offensive, harmful, or fraudulent advertising. However, we do not investigate any advertisers or their products and cannot accept responsibility for the integrity of either.

Respondents to classified advertising should always use caution and their best judgment.

EMPLOYMENT & REAL ESTATE ADS: We will not knowingly or intentionally accept advertising in violation of federal, state, and local laws prohibiting discrimination based on race, color, national origin, sex, familial status or handicap in connection with employment or the sale or rental of real estate.

Financial DONATE YOUR CAR, TRUCK OR BOAT to Heritage for the Blind. Free 3-Day Vacation, Tax Deductible, Free Towing, All Paperwork Taken Care Of. CALL 1-844-855-7670.

GOT AN OLDER CAR, VAN OR SUV? Do the humane thing. Donate it to the Humane Society. Call 1-844-230-2952.

For Sale 2 SALVADOR DALI woodblock prints from Dante’s Divine Comedy. Signed and framed.

Asking $900 for the pair. Can email pictures if desired. Call Steve 410-913-1653.

Health STOP OVERPAYING for your prescriptions!

SAVE! Call our licensed Canadian and International pharmacy, compare prices and get $25.00 OFF your first prescription! CALL 1-888-9817657 Promo Code CDC201725.

Say you saw it in the Beacon

Health DENTAL INSURANCE. Call Physicians Mutual Insurance Company for details. Not just a discount plan, real coverage for 350 procedures. 844366-1003 or http://www.dental50plus.com/320 Ad# 6118.

PORTABLE OXYGEN CONCENTRATOR — May Be Covered by Medicare! Reclaim independence and mobility with the compact design and long-lasting battery of Inogen One. Free information kit! Call 855-851-0949.

Legal Services WERE YOU AN INDUSTRIAL OR CONSTRUCTION TRADESMAN and recently diagnosed with lung cancer? You and your family may be entitled to a significant cash reward. Call 1-888-351-0312 for your risk free consultation.

TO PLACE A CLASSIFIED Deadlines and Payments: Ad text and payment is due by the 5th of each month.

Note: Only ads received and prepaid by the deadline will be included in the next month’s issue. Please type or print your ad carefully. Include a number where you can be reached in the event of a question.

Payment is due with ad. We do not accept ads by phone or fax, nor do we accept credit cards.

Private Party Text Ads: For individuals seeking to buy or sell particular items, or place a personal ad. Each ad is $10 for 25 words, 25 cents for each additional word.

Business Text Ads: For parties engaged in an ongoing business enterprise. Each ad is $25 for 25 words, 50 cents for each additional word.

Note: Each real estate listing counts as one business text ad.

Send your classified ad with check or money order, payable to the Beacon, to:

The Beacon, Baltimore Classified Dept.

P.O. Box 2227, Silver Spring, MD 20915-2227

SOCIAL SECURITY DISABILITY? Up to $2,671/mo. (Based on paid-in amount.) Free evaluation! Call Bill Gordon & Associates. 1866-970-0779. Mail: 2420 N St NW, Washington, D.C. Office: Broward Co. FL., member TX/NM Bar.

Miscellaneous ENJOY 100% GUARANTEED, DELIVERED to-the-door Omaha Steaks! Save 75% plus get 4 more Burgers & 4 more Kielbasa FREE! Order The Family Gourmet Buffet — ONLY $49.99. Call 1-844-302-3754, mention code 51689JCT or visit www.omahasteaks.com.

DONATE VEHICLES. Your donation to Auted helps train disadvantaged at-risk youths in basic auto repairs and maintenance, also vehicles donations to low-income families. MVA Registered Charity Accepted to Receive Donated Vehicles. 100% Tax-deductible. Complete donation form at www.auted.org or mail@auted.org, 301355-9333.

Personals CUTE, ATTRACTIVE FEMALE, FIFTIES — Looking for single white male, fifties plus, attractive, robust, warm-hearted, romantic. Enjoy dates, companionship, devoted relationship. If interested, call 240-418-4124, leave message.

LOVELY WOMAN, 50s, SHAPELY LADY, young at heart, easygoing, seeking to meet and date a very attractive SWM, age 50s or 60s, a gentleman. Prefer brawny build, who is caring, sincere, courteous, compassionate, affectionate, stable, secure and lives a healthy, active lifestyle, non-smoker. Have fun dates, laughter, friendship, possibly more. 703-863-5564. Please leave a nice message with phone number for reply.

TV/Cable

Wanted

DIRECTV. CALL AND SWITCH NOW — Get NFL Sunday Ticket for FREE! Every Game.

Every Sunday. CHOICE- All-Included Package.

Over 185 Channels. $60/month (for 12 Months.)

CALL 1- 888-572-4953.

COLLECTOR BUYING MILITARY ITEMS: Helmets, weapons, knives, swords, bayonets, web gear, uniforms, etc. from all wars and countries. Also Lionel Toy Trains, and coin operated machines. Will pay top prices for my personal collection. Discreet consultations. Call Fred, 301-910-0783.

DISH Network. 190+ CHANNELS. FREE Install. FREE Hopper HD-DVR. $49.99/month (24 months) Add High Speed Internet - $14.95 (where avail.) CALL Today & SAVE 25%! 1844-560-5837.

SPECTRUM TRIPLE PLAY! TV, Internet & Voice for $29.99 ea. 60 MB per second speed. No contract or commitment. More Channels.

Faster Internet. Unlimited Voice. Call 1-888366-7573.

MILITARY ITEMS WANTED: Collector seeks to purchase military uniforms; flight jackets, patches, insignia, medals, etc. from the Civil War through Vietnam. Especially seeking U.S. Army Air Corps, USMC, Airborne, and German/Japanese/Italian items from WWII. ALSO BUYING old Boy Scout, Airline Items, Toys, Lighters. Call Dan, 202-841-3062.

BEACON BITS

Wanted MONEY, TIME TO SELL! Make the right choice. Call Greg, 717-658-7954. We buy jewelry, coins, silver, antiques, watches, gold, art, paper money, toys, bottles, etc. No middleman, no fees, no overhead means more money for your stuff. Give me a call, and let’s do business.717-658-7954.

BUYING VINYL RECORDS from 1950 through 1985. Jazz, Rock-n-Roll, Soul, Rhythm & Blues, Reggae and Disco. 33 1/3 LPs, 45s or 78s, Larger collections of at least 100 items wanted. Please call John, 301-596-6201.

CASH FOR ESTATES, PARTIAL ESTATES, DOWNSIZING. I buy a wide range of items. Buy-out/cleanup. Gary Roman, 301-5200755.

Ongoing

REVERSE MORTGAGE COUNSELING AVAILABLE

Maryland Access Point (MAP) of Howard County offers counseling by phone or in person for seniors wanting to learn more about the details of reverse mortgages. To make an appointment, visit map@howardcountymd.gov or www.howardcountyaging.gov or call (410) 313-5980.

ADVERTISERS IN THIS ISSUE Clinical Studies Healthy Living Diet Study . . . . . . . . . . . . .9

Events COGS Meeting . . . . . . . . . . . . . . . . . . . . .31

Financial Services Sandy Spring Bank . . . . . . . . . . . . . . . . . .13

Funeral Services Going Home Cremations . . . . . . . . . . . . .14 Harry H. Witzke’s Family Funeral Home, Inc. . . . . . . . . . . . . . . . .22 Sol Levinson & Bros., Inc. . . . . . . . . . . . . .8

Hearing Services Chesapeake Hearing Centers . . . . . . . . . . .6

Home Health Care A-1 Action Nursing Care . . . . . . . . . . . . . .6 HomeCentris Personal Care . . . . . . . . . . . .7 Options for Senior America . . . . . . . . . . .30

35

Charlestown/Erickson Living . . . . . . . . . . .8 Heartlands Senior Living . . . . . . . . . . . . .16 Homecrest House . . . . . . . . . . . . . . . . . . .10 Park View . . . . . . . . . . . . . . . . . . . . . . . . .25 Shriner Court . . . . . . . . . . . . . . . . . . . . . . .32 Somerford Place . . . . . . . . . . . . . . . . . . . .16 Vantage House . . . . . . . . . . . . . . . . . . . . .11

Legal Services Angels of Eldercare Planning . . . . . . . . . .15 Frank, Frank & Scherr, LLC . . . . . . . . . . .14 Lifson Law . . . . . . . . . . . . . . . . . . . . . . . .15

Medical/Health Baltimore-Washington Eye Center . . . . . .10 Herbiculture . . . . . . . . . . . . . . . . . . . . . . .31 Medical Eye Center . . . . . . . . . . . . . . . . . .10 Trilogy Health . . . . . . . . . . . . . . . . . . . . . . .5 VitaScripts . . . . . . . . . . . . . . . . . . . . . . . . . .8

Long & Foster-Nellie Arrington . . . . . . . .15

Retail/Services Antwerpen Hyundai . . . . . . . . . . . . . . . . . .1 Attitudes on the Boulevard . . . . . . . . . . . . .7 Cholesterade . . . . . . . . . . . . . . . . . . . . . . . .5 Columbia’s Village Centers . . . . . . . . . . . .22

Senior Services Howard County Recreation & Parks . . . . . . . . . . . . . .26-29 Senior Connection . . . . . . . . . . . . . . . .17-20

Subscriptions Beacon . . . . . . . . . . . . . . . . . . . . . . . . . . . .32

Technology TheBeaconNewspapers.com . . . . . . . . . . .24

Theatre/Entertainment

Moving Services

Celebration of the Arts . . . . . . . . . . . . . . .33 Toby’s Dinner Theatre . . . . . . . . . . . . . . . .30

Stress Free Solutions . . . . . . . . . . . . . . . . . .7

Tour & Travel

Housing

Real Estate Services

Brooke Grove . . . . . . . . . . . . . . . . . . . . . .36

Bob Lucido Team . . . . . . . . . . . . . . . . . . . .3

Eyre Tour & Travel . . . . . . . . . . . . . . . . . .23 Nexus Holidays . . . . . . . . . . . . . . . . . . . . .23

36 More at TheBeaconNewspapers.com

J U L Y 2 0 1 8 — H O WA R D C O U N T Y B E A C O N

THIS SUMMER ...

Start a New Journey Whether it’s strolling winding paths or socializing in sunny courtyards, residents of Assisted Living at Brooke Grove experience a warm, vibrant lifestyle and delight in our charming setting of open meadows and airy trees.

OUR AMENITIES Private rooms filled with sunshine from over-sized windows and skylights 24-hour on-site clinical support from licensed and caring nurses Secure courtyards and walking paths Ornamental koi pond Manicured flower and sensory gardens Playground for visiting kids

MEMORY SUPPORT PROGRAM For residents with Alzheimer’s or dementia, we offer a special assisted living option with: Specially trained memory support staff An interactive lifestyle that maximizes choice and independence ®

Tailored LIFE enrichment programming that connects each resident to his or her past Group activities that allow residents to enjoy the outdoors and a thriving social life

18100 Slade School Road Sandy Spring, MD 20860 301-260-2320 or 301-924-2811

www.bgf.org