Marketing Proposal - BUYER'S

Laura is an Atlanta native, born and raised in the Buckhead area. She attended Morris Brandon Elementary and graduated from Holy Innocents Episcopal School. After graduating from The University of Mississippi with a bachelors degree in Psychology Laura married a Georgia Bulldog and was a stay at home mom to three wonderful children. She is an active member at Peachtree Presbyterian Church and is both an Alumni and current parent at Holy Innocents Episcopal School.

As an experienced agent, Laura understands that buying and selling is one of the biggest decisions in a client’s life and views representation and guidance of her clients through this process as a true privilege. As a lifelong resident of Atlanta, Laura can put her insider knowledge to work to find a special property in your neighborhood of choice. She uses the newest marketing tools to promote your property to the broadest possible range of qualified buyers. Laura is known for great customer service, consistent communication, strong attention to detail, and ensuring a positive experience for all parties involved.

ABOUT AWARDS

2022

• TOP 5% VOLUME

• TOP 5% UNITS

• #1 IN BUCKHEAD OFFICE FOR UNITS

• #2 IN BUCKHEAD OFFICE FOR VOLUME

• #9 COMPANY WIDE FOR VOLUME

2021

• TOP 5% VOLUME

• TOP 5% UNITS

• MISS EMMIE AWARD | Office-wide award, characteristics embodied such as loyalty, professionalism, ethical conduct, team spirit and overall involvement in the real estate industry.

2020

• TOP 10% VOLUME

• TOP 10% UNITS

• EMERGING LEADERS AWARD

HARRY NORMAN, REALTORS®

The importance of having an expert on your side to help guide you through the process is invaluable. Our REALTORS® are equipped with extensive knowledge of the local/regional markets, industry leading training, and unmatched marketing resources, which is why Harry Norman, REALTORS® has remained the most influential and respected luxury real estate firm serving Atlanta and beyond. We stand by our commitment to be genuine, honest, and transparent, and will continue to hold ourselves to the highest level through our dedication to market leading expertise and first-class service. With a blend of innovation and connectivity in the marketplace, we serve our clients with a luxury experience no matter the price point.

REACHING BUYERS

As more buyers conduct their property searched Online, it’s important to select a Brokerage with local and global reach. Harry Norman, REALTORS® investments with strategically selected real estate search portals ensure that listings are published on thousands of powerful websites, video channels, and mobile apps. In addition, Harry Norman, REALTORS® has partnered with top relocation firms to extend our buyer reach.

SYNDICATED PARTNERS

Homes listed with Harry Norman, REALTORS® receive unmatched internet exposure due to the power of our brand and through our membership affiliations. Properties are automatically published to top Real Estate websites including Zillow, Trulia, Redfin, Realtor.com, The Wall Street Journal, just to name a few.

CORPORATE RELOCATION IMPACT

Atlanta is the #1 relocation city in the United States. Harry Norman, REALTORS® offers first-class service to our relocation clients, including coordinated group moves, special services and short-term living arrangements. We work with over 800 companies throughout the United States and globally, including many Fortune 500 employers. Our comprehensive support services help newcomers feel right at home. We are with you every step of the way.

CORPORATE RELOCATION IMPACT

Atlanta is the #1 relocation city in the United States. Harry Norman, REALTORS® offers first-class service to our relocation clients, including coordinated group moves, special services and short-term living arrangements. We work with over 800 companies throughout the United States and globally, including many Fortune 500 employers. Below is a sampling of some of the businesses for whom we provide relocation services.

TRANSACTIONS CAREER

BUYING PROCESS

I will help guide you through each step of the purchase of your new home.

1

Contact agent (phone call) or have an in-person meeting to discuss needs and criteria. Share my work style so we can communicate effectively.

2

Contact Lender to get pre-approved. Ask lender to create an approval letter as well as an estimate for the closing costs related to a property in your price range.

3

Find a home narrow Property list- select area(s) of interest, price range, and review properties online. I will set up a client portal that will allow you to screen potential properties within our criteria.

4 5 6

Visit properties with agent I will prepare market and area research, tax records, and comparable property prices.

Write an offer

I will explain the purchase and sale agreement, other exhibits as well as relevant issues pertaining to your offer.

7 8 9

Offer accepted after the binding agreement date I will set up an inspection. This is the time to reveal any issues or problems before you buy the property. We will schedule the closing date and turn in all paperwork to your lender and closing attorney.

Review reports review inspections, if there are any issues this is the time to re-negotiate with the seller.

Present the offer you can expect to negotiate back and forth on the offer before we have a binding agreement. I will assist and advise on contract negotiations along the way.

Order Homeowners Insurance Policy make sure your homeowners policy as enough coverage for all of your financial assets like your home and personal property.

Transfer utilities and fill out change of address form with the post office.

Clear to close and Final walk-through

The day before closing we will perform a final walk-through of your new home. We will check that all debris and items have been removed, as well as any repairs that were supposed to be made. Lender will prepare and send documents to the closing attorney. The attorney will email you a preliminary settlement statement with the exact amount to wire to for closing.

Closing day

bring your driver’s license to closing, which typically lasts 1 hour. You’ll sign documents that will finalize your mortgage and transfer the title from the seller to you.

BUYER’S MARKET

> 6 MONTHS OF INVENTORY

PLENTY OF CHOICES

FEWER BUYERS

STRONGER NEGOTIATION

FALLING PRICES

VS

SELLER’S MARKET

< 6 MONTHS OF INVENTORY

FEWER CHOICES

MORE BUYERS

WEAKER NEGOTIATION

RISING PRICES

POSSIBLE MULTIPLE OFFERS

BALANCED MARKET = 6 MONTHS

ANTICIPATED BUYER COSTS

WHEN COST

Earnest Money

Within 3 days of binding agreement date

Home Inspection During due diligence period

Will be applied towards costs at closing- cost is usually 1-2% of the contract price

Inspection Add On (ex: radon, termite, pool)

During due diligence period

$450-$1,000, depends on the size of the home

Appraisal Within appraisal contingency

Individual rates apply

$500 plus, depending on the size of the home

ANTICIPATED CLOSING COSTS

TRANSFER TAX

$1.00 per every $1000 of the purchase price.

INTANGIBLE TAX

$1.50 per every $500 of the loan amount.

LENDER FEES

This can be obtained from your lender and includes items such as origination fees, etc.

APPRAISAL FEE

$400 to $500. (This cost is included in your lender fees unless it is an all-cash transaction)

SURVEY FEE

Varies between $750 to $1500

COLLECTIONS FOR ESCROW ACCOUNTS

Funds collected by your lender for property taxes and homeowners insurance if your loan includes escrows.

PROPERTY TAXES

Will be credited or debited according to your closing date and when taxes are due for that year. This is the portion of the property taxes that you are responsible for during your ownership of the property for that calendar year.

ATTORNEY FEES

This is the cost the closing attorney charges to close your loan. Approximately $775.

TITLE EXAM FEE

$200

MISCELLANEOUS FEES

These include items such as a Recording Fee to record your deed. Usually $75 to $100.

HOA FEES

If your property has an HOA, you may have to pay items such as HOA Dues, Initiation fees, etc. at closing.

TITLE INSURANCE

Title insurance is a policy issued by an insurance company guaranteeing that the title to a parcel of real property is clear of any claims or liens and properly in the name of the title owner and that the owner has the right to sell or otherwise transfer the property to another. Title insurance will be required by your lender. We recommend purchasing Owner’s title insurance as well. The cost of title insurance varies with the loan amount and/or price of the property.

LENDERS

AMSTAR MORTGAGE

Randy McMullin

770.400.9594

Randy@amstarloans.com

VENDORS

STUCCO INSPECTOR

STUCCO INSPECTIONS

Lane Reid

678.947.5780

ANGEL OAK LOANS

Debbie Bennet

M 404.216.3988 O 404.844.5009

Debbie.Bennett@angeloakhomeloans.com

POOL INSPECTOR

PINNACLE POOL

770.945.6360

SOUTH STATE BANK

Christin Viola

M 678.523.5779 O 404.418.0222

Christin.Viola@SouthStateBank.com

ELECTRICIAN

AMPT ELECTRIC

678-632-2678

PAINTER

ISRAEL GARCIA

404-791-5823

GENERAL HOME INSPECTORS

PELORUS INSPECTION & ENVIRONMENTAL RESOURCE GROUP

678-777-1559

HQ@PelorusGA.com

PLUMBER

SUNDIAL PLUMBING

770-427-1998

PEST & TERMITE CONTROL

ARROW EXTERMINATORS

770-829-0753

2034 FAIRHAVEN CIRCLE

814 WELLESLEY DRIVE

613 BAYBROOK WAY

381 PINE FOREST ROAD

787 BROOKHAVEN SPRINGS COURT

1784 OAK CREST COURT

475 ROSWELL FARMS DRIVE

1798 CEDAR CLIFF DRIVE

3055 SKYLAND DRIVE

742 MONTANA ROAD

3235 LARAMIE DRIVE

1661 BERKFORD COURT

5290 LAITHBANK LANE

305 CAMERON RIDGE DRIVE

C: 404-285-2918

O: 404-233-4142

Laura.Green@HarryNorman.com

@lauraGreenRealEstate

LAURA GREEN REALTOR®