9 16 14 The Crimson White

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TUESDAY, SEPTEMBER 16, 2014 VOLUME 121 | ISSUE 25

14

EXCELLENT 750+

HCA students volunteer for Tuscaloosa library

GOOD 700-749

By Cokie Thompson | Contributing Writer

SEE LIBRARY PAGE 9

HOW MANY CREDIT CARDS MILLENIALS HAVE

CREDIT SCORE RANGE

HCA brings library cards to local kids

6 Church Expands

12 Movie Night

A case of sibling rivalry first kindled freshman Kat Hutson’s interest in volleyball, but she has emerged as a leader on offense in her short time with the Crimson Tide. Home play for the volleyball team begins 7 p.m. in Foster Auditorium.

With Sunday service growing to nearly 3,000 attendees, The Church of the Highlands purchased a lot on Rice Mine Road in Northport to help meet growing demand from UA students.

The challenge of picking the right Netflix movie for date night can be overwhelming. Make sure your next night in has more sizzle than slump with our top streaming movie picks.

College Credit, Now in Plastic

63%

23% 6% None

2%

1 card 2 cards 3 cards

www.bankrate.com/finance/credit-cards/more-millennials-say-no-to-credit-cards-1.aspx

FAIR 650-699

GENERATIONAL GROUPS AND CREDIT

MILLENIALS AGE 19-29 POOR 600-649

BAD below 599

VantageScore

http://www.credit.com/credit-scores/what-is-a-good-credit-score/

The Honors College Assembly is partnering with the Tuscaloosa Public Library for an event to help put library cards in the hands of Tuscaloosa County children. On Tuesday, volunteers from the Honors College will help with crafts, story times and other activities to get people They’re having young excited about fun, and don’t reading. The library will also tell them, but help parents they’re actually register their children for learning. library cards. Ally Mitchell, a sophomore — Vince Bellofatto — majoring in communicative disorders and psychology, is the director of service for the Honors College Assembly. “Our theme for September was education. Because it’s the start of school, it kind of fit,” Mitchell said. The service sector plans mostly one-time events throughout the year, each event planned around a theme. Separate from Mitchell’s service group, the Honors College has a program called READ Alabama, where Honors College students travel to Tuscaloosa elementary schools to read to young students. “One thing that programs like READ Alabama try to emphasize is literacy, and we thought what better

Home Volleyball Match

NEWS | CREDIT CARDS

Average balance of credit cards

CULTURE | LIBRARY

SERVING THE UNIVERSITY OF ALABAMA SINCE 1894

GENERATION X AGE 30-46

BABY BOOMERS AGE 47-65

GREATEST GENERATION AGE 66+

623 653

700 735

$2,682

$5,347

$5,343

$3,044 *VantageScore scale is 300-850 CW / Belle Newby

Students have options to help build credit, not debt By Heather Buchanan | Staff Reporter

Technology, like Bama Cash, Dining Dollars and meal plans can allow students to make purchases without fully comprehending the money they have spent – a quick swipe of an ACT card and the deal is done. This way of spending could explain the decrease in student credit card usage.

INSIDE briefs 2 news 3 opinions 4 culture 7 sports 14

BankRate.com, a personal finance site, surveyed young people ages 18 to 29 and found 63 percent did not have any credit cards. Robert McLeod, a professor of finance and a John S. Bickley Fellow in insurance and finance, said he thinks this reluctance stems from the ease of misusing plastic money. “Used wisely, there’s nothing wrong with credit cards, but the problem is with the misuse of credit cards, mainly because people don’t keep track of the expenditures,” he said. Two common reasons students give

for getting a credit card are establishing good credit and providing a safety net of emergency funds. Alexis Killough, a senior majoring in English and political science, has had a student credit card in her name since she was 18 years old. “We were looking ahead to a time when I will no longer be dependent on [my parents] and so would need a credit score of my own to make large purchases,” she said. “We decided it would be better for me to start this process now, SEE CREDIT PAGE 6

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