invest in your future
Since 2005 we have advised over 45,000 prospective buyers of international real estate, many of whom went on to buy their first or successive property overseas with La Vida. In 2005 we became a Golden Partner for Europe’s largest residential golf developer, Polaris World and in 2012 La Vida was recognised as the number one international real estate seller for CAM / Sabadell, one of the most solid and solvent banks in Europe. Today, La Vida is entrusted to manage over 500 properties on behalf of the Spanish government SAREB and banking group Bankia. Buying real estate in Europe is no longer just about the property. Many countries now offer incentives with visa offerings. But each programme is different and gaining a balanced and independent view across several countries is the first step for any prospective investor. La Vida is an experienced, full-service golden visa, property search and acquisition company. We are a professional and friendly company to deal with and we aim to make our clients wealthier, happier and more financially secure. With offices in Europe, Hong Kong, and Dubai, La Vida’s investment and visa services cover many European countries that offer golden visa programmes.
Trust us to manage your real estate investment and golden visa application.
Contact Us www.goldenvisas.com info@goldenvisas.com
London
Golden Visas by La Vida With over 10 years experience of selling international real estate in Europe La Vida can offer its clients the professionalism and knowledge needed to guide investors through the options and choices available.
26 York Street, Mayfair, London. Tel: +44 207 060 1475
Hong Kong Level 19, Two International Finance Centre, Hong Kong. Tel:: +852 2251 8520
Dubai Level 41, Emirates Towers, Dubai. Tel: +971 4 313 2946
Invest With Benefits A secure real estate investment in a stable currency but offering far more. The freedom to travel, live, work and study wherever and whenever you want in Europe. This is what a golden visa can offer in return for investment in real estate.
Security Security of your assets denominated in a stable currency. Security and insurance against an uncertain world. Security and a lasting legacy for your family and future generations.
Returns Rental returns from your investment or lifestyle choice for using your property. Capital gain from investing at the right time in the real estate cycle in Europe as economies begin to recover.
Freedom Reside and travel when you want. Freedom to enter Europe without visa applications. The flexibility to stay as long as you wish and no requirements to live in the country. You and your family have complete freedom and choice.
Real Estate in Europe
Many of the southern European economies were hit hard by the credit crisis and this led to substantial falls in real estate prices since 2006. The economies in Spain and Portugal are now posting annual GDP growth and economic recovery is beginning to take hold. Interest rates in the Euro economies are close to zero and gross rental yields on properties for these markets are healthy. Prices for real estate in Cyprus, Spain and Portugal are now lower than they were ten years ago. This has led to bargain hunting where buyers have been able to pick up property at distressed prices but the market is beginning to change.
The latest quarterly house price data has shown slight rises for Portugal and Spain. The real estate market in these countries is starting to turn and prices are substantially below other western economies. Micro markets for golden visa property in prime areas such as Lisbon, Portugal are fuelling the market at the â‚Ź500,000 and above limit. There is considerable scope for price rises in the coming years as these markets begin to catch up. International buyers taking the opportunity to buy now and denominate in a strong currency in the Euro are likely to see solid investment returns in the years ahead.
Europe Overview of Golden Visas Limit Your Time Each of our countries offers a different programme. But in all cases you do not need to live in Europe to maintain the residency visa. Time spent in Europe can be as little as a few days to renew the visa.
Citizenship Some programmes can lead to citizenship by choice. Citizens of any EU country become citizens of Europe. That allows freedom for the whole family to travel, work, study and live anywhere in the European Union, including the UK.
No Tax Implications There are often no tax implications because you are not resident in the country. If you do decide to live in Europe then favourable tax schemes are available such as a 10 year amnesty for overseas income in Portugal or low tax rates in Cyprus.
Investment With over 10 years’ experience in international real estate let La Vida help you find the perfect property and investment from our portfolio across several countries. This includes Portugal, Spain, Greece and Cyprus for real estate and bond investments for Malta, Hungary and Bulgaria. Choose your investment for lifestyle use, for rental income and for capital gain.
Family In all programmes the spouse and children will qualify with one family real estate investment. In some programmes older children in full time education and dependent parents will also qualify.
Qualify The programme requirements differ slightly between schemes. But generally they require real estate investment: • • • •
Clean criminal record No history of refused access to EU Adequate medical insurance and income Meeting the criteria then guarantees the visa
Our Services La Vida sells real estate in several European countries. We cover all the main investor visa programmes and we advise clients on property investment and the differing economic and real estate markets within Europe. We cover the full process. Starting with initial advice on residency, taxation and citizenship for you and all family members. We organise your visit for real estate viewings and accompany you for immigration and bank account openings. We help you select the most appropriate property for your needs and we always insist our clients appoint trusted lawyers. Those we have worked with and we know to be experts in the process. Together we work for you and not the seller. This ensures you obtain the best advice, a professional service and the most appropriate investment for your needs.
Contact us for an initial consultation.
Cyprus Residency
Cyprus Citizenship
Cyprus is one of the most affordable countries in Europe for residency through its golden visa programme. An investment of just €300,000 in real estate is required. Cyprus is outside the EU Schengen visa zone but is part of the EU
Cyprus offers the ultimate programme for any investor requiring immediate citizenship. It is unique in its offering of immediate citizenship by investing €2.5 million in a single property or €3 million in a portfolio. This grants a Cypriot passport and EU citizenship allowing the freedom to work, travel, study and live anywhere within the EU including the UK. The investment can be sold after 3 years reducing down to just €500,000.
Key Facts • Investment of €300,000 • Bank deposit required for each applicant • Full family residency • Flexible. No requirement to reside • Part of the EU but not the Schengen visa zone
Key Facts • Investment of €2.5/€3.0 million • Immediate citizenship • Live, study, travel anywhere in the EU as an EU citizen • Flexible. No requirement to reside • Low tax regime
Portugal
SPAIN
The golden visa programme in Portugal has proved to be the most popular scheme in Europe with investors attracted to its flexibility and benefits. An investment of €500,000 in real estate in Portugal will gain an investor visa for a family including dependent children.
Spain launched its golden visa programme in 2013.
One of the most attractive options is the ability to apply for permanent residency after 5 years and citizenship after 6 years without the need to reside in Portugal.
Key Facts • Investment of €500,000 • Full family residency • Flexible. No requirement to reside. • Permanent Residency from 5 years • Citizenship from 6 years • EU Schengen visa travel
An investment of €500,000 in real estate will gain family residency. The investor visa can be renewed every two years and after five years it is possible to gain permanent residency and after ten years citizenship. It is not necessary to live in the country in order to retain and renew the investor visa.
Key Facts • Investment of €500,000 • Full family residency • Flexible. No requirement to reside. • Permanent Residency from 5 years • Citizenship from 10 years • EU Schengen visa travel • Low tax regime if tax resident
CYPRUS • € 2,500,000 •
CYPRUS • € 475,000 •
• New Villa • Luxury Resort • Citizenship
• 3 bedrooms • Aparthotel • Cyprus
• Five Star • Prime Locations • Fantastic views
• Managed Investment • Residency Visa • Luxury Residential Living
CYPRUS • € 300,000 •
CYPRUS • € 3,000,000 •
• 1 bedroom • Apartments • Residency Visa
• Seafront Living • Fantastic Views • Mediterranean style
• Villas / Apartments • Furniture • Citizenship • Property Portfolio • Guaranteed Rental • Insurance & Tax Package
PORTUGAL • € 1,550,000 •
• 3 bedrooms • Residency Visa / Citizenship • Apartments • Ocean View • Estoril • Casino Nearby
PORTUGAL • € 1,100,000 •
PORTUGAL • € 500,000 •
• 2 bedrooms • Residency Visa / Citizenship • Aparthotel • Guaranteed Rental • Lisbon • Prime Location
PORTUGAL • € 1,564,000 •
• 6 bedrooms • Residency Visa / Citizenship • Villa • Great Location • Cascais • International Schools
• Plot/Bespoke Villa • Residency Visa / Citizenship • Algarve • Spectacular Beach • Exclusive resort • Golf
PORTUGAL • € 300 000 •
• 1 bedroom • Apartments • Lisbon
• Residency Visa / Citizenship • Portfolio Investment • City Center
Spain • € 195,000 •
• 2 bedrooms • Apartments • Marbella
PORTUGAL • € 690,000 •
• 3 bedrooms • Residency Visa / Citizenship • Villa • Eco-home • Troia • Fabulous beach
Spain • € 186,000 •
• 2 bedrooms • Apartments • Costa del Sol
• Residency Visa • Beach • Vacation Homes
• Residency Visa • Rental Income • Sea Views
SPAIN • € 700,000 •
SPain • € 1,300,000 •
• 3 bedrooms • Luxury Villa • Costa Blanca
• 3 bedrooms • Villa • Costa Brava
• Residency Visa • Golf Views • 5 Star Resort
Spain • € 179,000 •
• 2 bedrooms • Apartments • Murcia
• Residency Visa • Luxury Resort • Beach Club
Spain • € 375,000 •
• 3 bedrooms • Villas • Costa Blanca
• Residency Visa • Investment Potential • Hotel and Spa
• Residency Visa • Sea View • Superb location
www.goldenvisas.com info@goldenvisas.com
London 26 York Street, Mayfair, London. Tel: +44 207 060 1475
Hong Kong Level 19, Two International Finance Centre, Hong Kong. Tel:: +852 2251 8520
Dubai Level 41, Emirates Towers, Dubai. Tel: +971 4 313 2946