Bishops Cleeve July15

BISHOP'S CLEEVE

YOUR LOCAL COMMUNITY MAGAZINE FREE

r u o Y

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ne i z ga a yM l h nt o M

LOCAL EVENTS

How to Cut the Cost of your Summer Holiday Keeping Healthy in the Sun

Gardening

by Pippa Greenwood

Glorious Georgian Home & Interiors

by Katherine Sorrell

Martin Lewis 6 Ways to Get Cheaper Loans

The Millionaire Maker Local Writer Richard Denny

July 2015

10% Off in July

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nowhere else in the UK. We pride ourselves on the quality and originality of all the furniture we sell. Import Furniture Depot have been buying and selling furniture for many years now and it is our knowledge and expertise within the industry that allows us to source the finest furniture at the best prices for all our customers in Gloucestershire.

If you are interested in one of our pieces or have a general inquiry about Import Furniture Depot then don’t hesitate to give us a call.

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Cleeve Supplies Your friendly and welcoming local Hardware store is now under new management. We offer an extensive range of Hardware, Homeware, Gardening, DIY supplies, Haberdashery and much more.

Hi, I’m Adey from Solihull and over the years I ran the hugely successful Free Flow Plumbing Company, however, I have always wanted to run my own hardware store and as soon as I saw Cleeve Supplies and its dedicated and long serving staff, I knew this was the shop I had always dreamed of.

When you visit the shop, you will be greeted by the familiar faces of Paul and Jacky who between them have served Cleeve Supplies’ customers for 32 years.

At Cleeve Supplies we are here to meet and exceed your expectations. Over the coming months, we would like to invite you to take advantage of our special summer offers.

Come in and speak to us, we are here to help and advise you, whatever your needs.

We look forward to seeing you!

Save money with your local Hardware Store FREE DELIVERY Please ask in store for details.

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T’s & C’s: Voucher must be presented at time of payment, not to be used in conjunction with any other offer, no cash value, valid until 31st July 2015.

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Page 3

060095 ETB Cheltenham ad_137x95mm_AW.indd 1

03/06/2015 16:42

Manufacturing Positions with HPS TR Ltd, Newent

HPS TR Ltd located in Newent has Openings for 2 x

Workshop Assistants interested in hands-on manufacturing.

Candidates need to be physically fit, have a clean UK Drivers License, be machine oriented (be able to use a lathe, milling machine and common workshop hand tools), have some engineering background, be forward thinking, dynamic, polite, organised, and tidy. Compulsory attendance is required at all off-site trade shows.

Working hours are fulltime Monday-Friday 8:00am to 5:00pm with ½ hour lunch.

This is not a part time position.

Starting salary is £10/hour, with an opportunity for advancement.

No assistance is provided if

the incumbent needs to re-locate to the Newent area.

Please provide a full CV with references.

For more information visit www.hps-tr.com

E-mail: info@hps-tr.com or call 01531 822 641 Page 4

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From the Editor Hello Reader,

Summer 2015 has finally arrived and with it two weeks of Tennis, strawberries and cream closely followed by the 6 week school holidays. Fingers crossed for a long hot summer like last year!

June was a confusing month with many people getting lost and battling with misleading diversion signs during the recent road closures in Winchcombe. Drivers ended up turning the wrong way and headed into Woodmancote and Cleeve by accident. Thankfully, the roadworks are now completed and everything is back to normal.

In July's issue of the Bishop's Cleeve Magazine you will be spoilt for choice with the many local events taking place in and around Bishop's Cleeve, so hope you have fun and may we have lots of sunshine!

Vicky Muller

- Editor

Local Magazines Published

by Glos Directories - connecting local businesses with local people

BISHOP'S CLEEVE

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Within 24 hours of the magazine coming out, we received three new enquiries to join the Cleeve Business Over Breakfast Club.

Chris Sweet - Business Over Breakfast Club

YOUR LOCAL COMMUNITY MAGAZINE FREE

LOCAL EVENTS

LOCAL EVENTS

How to Cut the Cost of your Summer Holiday Keeping Healthy in the Sun

Keeping Healthy in the Sun

Glorious Georgian

Gorgeous Georgian

Gardening

by Pippa Greenwood

Gardening

by Pippa Greenwood

Home & Interiors

by Katherine Sorrell

Home & Interiors

by Katherine Sorrell

Martin Lewis

Martin Lewis

6 Ways to Get Cheaper Loans

6 Ways to Get Cheaper Loans

The Millionaire Maker

The Millionaire Maker

Local Writer Richard Denny

Local Writer Richard Denny

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Keeping Healthy in the Sun Gardening

by Pippa Greenwood

How to Cut the Cost of your Summer Holiday

Gorgeous Georgian Home & Interiors

by Katherine Sorrell

Keeping Healthy in the Sun

Gardening

by Pippa Greenwood

Martin Lewis

6 Ways to Get Cheaper Loans

Glorious Georgian Home & Interiors

by Katherine Sorrell

The Millionaire Maker

Martin Lewis

Local Writer Richard Denny

6 Ways to Get Cheaper Loans

This month's magazine distributed in

The Millionaire Maker

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Keeping Healthy in the Sun

Gorgeous Georgian

Gorgeous Georgian

Gardening

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Home & Interiors

by Katherine Sorrell

Home & Interiors

by Katherine Sorrell

Martin Lewis

6 Ways to Get Cheaper Loans

The Millionaire Maker Local Writer Richard Denny

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Keeping Healthy In the Sun

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Request a price list online or call to book your space in Aug/Sept Magazine Book now to be included in the next Issue and grow your business locally.

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Tips from

The Millionaire Maker The media have called Richard Denny the millionaire maker. For over 30 years he has helped thousands of people into financial wealth, and others into greater achievement and happiness. His lectures, books, videos, DVD’s and CD’s are bought around the world and he lives right here in the Cotswolds.

How to Make Money - Lesson 1 For many people success is judged by money.

The media in particular are fond of portraying a person as a millionaire or billionaire, so we all get conditioned to believe that being extremely wealthy is something to strive for and it should be a goal. The ultimate result is everlasting happiness can come from being hugely wealthy.

In my experience this is very rarely the case. Money can alleviate unhappiness as it can help people get out of debt, provide food for the table, pay for the electricity and gas etc. However having loads of money is not happiness, happiness comes from what the money is spent on.

I hope that this doesn’t sound as if I am against having money or creating wealth, most of my working life is spent and has been spent on helping people to achieve greater monetary wealth which can lead to happiness and success. Success without happiness is not success and is pointless. So here is the formulae and the most certain way to become wealthy.

Don’t be dissatisfied or disappointed with what I am saying JUST DO IT and it is not complicated or difficult.

Don’t chase money. Chase a goal, an objective or a success in your mind. Nobody who has amassed a lot of money chased the money as money will run away when being chased. When they and you chase a goal money comes automatically and is the by product. For example, Mo Farah did not chase his first million, his goal was to win races and be an Olympic champion. The money followed.

Mr Dyson’s goal was not to be a multimillionaire. His goal was to launch his invention of a new vacuum cleaner and again after fifteen years of chasing that goal the money followed.

So if you need or want more money in order to get the things in life that you want, set some goals. Chase those goals and money will follow.

For more detailed information and help join the Denny Business Academy for free. www.dennyacademy.com

For success and wealth go to www.dennyacademy.com Page Page69 7

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Evening classes will run on Tuesdays in Tythe Barn, Bishop’s Cleeve Morning classes will run on Mondays or Wednesdays in Tythe Barn or Stoke Orchard.

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Page 9

Home & Interiors Glorious Georgian

You don’t have to live in a 250-year-old house to enjoy the timeless elegance of Georgian style. Refined and uncluttered, its symmetry, proportion and classicism looks good in all kinds of homes, says Katherine Sorrell It was the Georgians who made us modern? During the century or so following the ascent of George I in 1714, our towns and cities, and homes and gardens, were transformed and the inexorable rise of popular culture began. Perhaps it is part of a trend away from pared-down minimalism in favour of bolder colours, decorative surfaces and more intricate shapes, or perhaps it is simply the appeal of classic elegance – either way, it is not surprising that we find Georgian life and times, and especially its architecture and interiors, fascinating.

But what was Georgian style?

According to V&A curator Julius Bryant: ‘The prevailing mood of the period is one of classical revival, of symmetry, order, balance, space and calm

By Katherine Sorrell

– in contrast to Victorian clutter. The centrepiece of a room would be a fireplace with a prominent mantelpiece, and then lovely floorboards, Turkish rugs, and furniture made from walnut and mahogany, with carved edges, stable and strong.’

This was, of course, the age of the master cabinetmaker: famous names such as Thomas Chippendale and George Hepplewhite.

The general preference was for fine, small, light pieces made from rich woods, often featuring decorative gilding, marquetry or lacquer. If you can’t afford Georgian antiques, look for Victorian or Edwardian replicas. As for fabrics, cottons and linens became extremely popular and a host of beautiful printed and woven patterns appeared, many of which are still available, including chintzes featuring large, bright florals, bold stripes, Chinese scenes and the monochrome images of toile de Jouy. On walls, either wood panelling or block-printed wallpaper would be perfect, or paint colours from the many historic ranges on offer today. Georgian ‘common’ colours included off-white, stone, grey, cream and a wide range of earthy tones. Generally speaking, the stronger the colour, the more expensive it was to produce,

so some people added touches of pea green, olive, lemon or pale blue, while the very well off employed brighter shades such as pink, orange, straw, deep green, ultramarine and Prussian blue.

At the start of the Georgian era homes were very poorly lit, but by the turn of the century gas and oil lighting was the latest thing for those who could afford it, though candles were still the norm for most. This meant that decorative light fittings became fashionable. Period lighting can be tricky to get right; either seek out good reproductions or stick to simple, timeless modern fittings that won’t clash with other pieces.

In many older homes, panelledwood shutters look just right at the windows, but otherwise simple curtains made from a suitable fabric work well.

The later part of the Georgian period saw the introduction of French rod curtains that drew horizontally – the forerunners of our modern curtains.

Last of all, to really get things right, add one or two typical finishing touches such as classical busts or statues, romantic porcelain figures, lacquerwork screens, rococo silver and Wedgwood ceramics.

And ensure that your rooms are arranged with an emphasis on order and symmetry. You will no doubt appreciate how this gracious and tasteful style has become an essential element in our interior vocabulary.

Main Image - French Green no.187,an historic colour that was hugely popular at the end of the 18th and beginning of the 19th centuries, Mylands Paints, 020 8670 9161; www.mylands.co.uk.

Page 10 To advertise call 07939 802 384 or 01242 500 028 or visit www.bishopscleevemagazine.co.uk

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Page 11

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Page 12 To advertise call 07939 802 384 or 01242 500 028 or visit www.bishopscleevemagazine.co.uk

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Page 13

Keeping Healthy in the Sun

by Pippa Greenwood This part of the summer is lovely. The veg plot will be in overdrive and there are some delicious fruits cropping too.

But sometimes your beloved flower beds and borders, pots and planters can have a distinct mid-summer-flop. How can you keep them looking on top form for as long as possible?

Regular feeding is essential, particularly for anything growing in a container. Often crammed into a fairly small space and with compost whose fertiliser content is pretty well used up after a few weeks, by July plants in pots can be close to starving if you’ve not fed them regularly. I would still feed herbaceous perennials and annuals growing in open ground too, but don’t feed shrubs as these could be encouraged to put on new growth which will not be toughened up enough by the time winter comes. A tomato feed with a high potash level works well for anything that you grow primarily for the flowers.

Deadhead regularly, both the faded flowers and if

necessary remove the flower stem too. A pair of sharp scissors makes for the quickest and neatest job. Do this as soon as the flower starts to deteriorate so that no energy whatsoever is used to form seed heads. Give perennials a trim using scissors or shears as soon as their flowering period is over. Follow it with a good feed and you can often encourage a second, later flush of flowers.

If plants have become a little too tall or there has been a lot of rainfall they can flop over, clogging up the lawn on borders next to the grass, and generally looking a real mess. Check that stakes and other supports are still doing their job and reposition them if necessary. You may even find that you need to add a bit of extra support or tie in a few of the taller or more wayward stems – the foamcovered wire works really well for this.

At this time of year many flowers succumb to common diseases. This is how to deal with them: Powdery mildew: keep the plant well watered at the base but avoid wetting the leaves and spray with a fungicide Aphids: remove with a strong jet of water, introduce ladybirds or spray with an insecticide

Leaf spots: just pick off the worst affected leaves Rusts: pick off the worst affected leaves, try to keep the foliage dry and spray with a suitable insecticide Caterpillars: pick off by hand or spray with a biological or chemical control Weeds compete for water, food and even light. Pulling them out or hoeing them off when they are still fairly small is a much easier and more efficient way to deal with them than trying to pull out a massive, long-rooted triffid that has already done a lot of damage.

If the weather is dry, regular watering is essential. To minimise water wastage and the risk of those delicate petals becoming scorched, only water in the evening or, if this is not possible, very early in the morning. A less frequent but thorough drenching is a lot more beneficial than very frequent but light waterings.

So, with a little extra TLC everything in the garden can still look gorgeous for a long while yet!

Visit Pippa’s website www. pippagreenwood.com ladybirds & other biocontrols, Nemaslug, SoftTie, weeders, pop-up crop covers, , copper tape and lots more besides.

Page 14 To advertise call 07939 802 384 or 01242 500 028 or visit www.bishopscleevemagazine.co.uk

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Page 15

… But Is It Acupuncture?

With so many rival forms of ‘alternative therapy’ available, it is important to beware of imitations, says Pam Everitt.

W

hen we are ill or in pain and seeking expert medical help, we rightly expect doctors and others who treat us to be properly trained and qualified.

But what about healers who work outside the framework of conventional medicine, such as acupuncturists, homeopaths or reflexologists? How can we be sure they have right training and qualifications and meet the kind of standards we would expect from health professionals?

This is a subject close to my heart. Since 2001 I have studied and practised as a traditional acupuncturist. As a registered member of the British Acupuncture Council (BAcC), I run clinics in Newent, Cheltenham and Stroud, treating patients for a range of conditions and ailments. Before qualifying, I took a three-year degree course at the College of Traditional Acupuncture in Leamington, followed by two years’ postgraduate study. I still take part in training and professional development every year – it’s something I have to do in order to receive the all-important BAcC stamp of approval.

As someone schooled in classical ‘Five Element’ acupuncture, I’m particularly concerned about the spread of treatments commonly known as ‘Western Medical Acupuncture’ and ‘Myofascial Trigger Point Acupuncture (also known as ‘dry needling acupuncture’). These are widely practised by

doctors, nurses, physiotherapists and midwives within the NHS. They are described as a form of acupuncture, but while the practitioners are medically trained, most have little knowledge of, or training in, the principles which underlie traditional Chinese acupuncture.

Dry needling v. acupuncture I was originally drawn to acupuncture because it treats the whole person. In the right hands, it is painless and effective – a highly sophisticated form of medicine that is recognised and practised throughout the world.

In traditional Chinese medicine, the symptoms we feel when we are ill, such as a sore throat or a swollen gland, are a sign that the body is out of balance. Acupuncturists aim to correct the imbalance and encourage the body’s natural healing mechanisms.

This is done by inserting ultra-fine needles at special points located along channels called ‘meridians’ which carry vital energy, called ‘Qi’, throughout the body.

‘Dry needling’ is a recent development that is used alongside disciplines such as physiotherapy, and within the framework of a Western-style medical diagnosis. Usually billed as a treatment for headaches or muscle pain, it involves inserting a needle into a ‘trigger point’, a tender spot in a tight band of muscle which causes pain when pressed or squeezed. This creates an entirely different

Page 16 To advertise call 07939 802 384 or 01242 500 028 or visit www.bishopscleevemagazine.co.uk

needling experience for the patient and bears no resemblance to the feeling created by a traditional acupuncturist. Dry needling does not seek to regulate Qi or address the underlying imbalance that caused the symptoms to arise.

Of course, dry needling has its supporters, and quite a few people claim to have been helped by it. I do not doubt that certain forms of dry needling can be effective – but it isn’t acupuncture as I understand and practise it. And if you you are are only only having having dry dry needling, needling, you’re you’re if missing out out on on most most of of what what aa registered registered acuacumissing puncturist has has to to offer. offer. Let Let me me explain. explain. puncturist The holistic holistic approach approach The For me, me, each each patient patient is is unique unique –– so so while while the the For ailment and the symptoms may be identiailment and the symptoms may be identical, the the form form of of treatment treatment II offer offer is is different different cal, in every case.

During a first consultation, in every case. During a first consultation, II spend up up to to an an hour hour taking taking aa complete complete medimedispend cal history, carefully building up a picture of cal history, carefully building up a picture of the patient’s constitution.

I then carry out the patient’s constitution. I then carry out aa detailed examination examination of of the the patient’s patient’s tongue tongue detailed and pulses (acupuncturists are trained to read and pulses (acupuncturists are trained to read 6 pulses on each wrist, and identify up to 28 6 pulses on each wrist, and identify up to 28 individual qualities). All this is vital in helpindividual qualities). All this is vital in helping me decide which points to treat. ing me decide which points to treat.

Patients are often surprised that the needles Patients are often surprised that the needles are not always inserted at the spot where they are not always inserted at the spot where they feel the pain or discomfort. This is because feel the pain or discomfort. This is because energy meridians range throughout the body. energy meridians range throughout the body.

For example, if you suffer from headaches, I For youyou suffer from headaches, mayexample, decide to iftreat by inserting needles inI may decide to treat you by inserting needles in your foot or hand. In dry needling, the needle your foot or hand.

In dry needling, the needle is always inserted directly into the affected is always directly into thepoint, affected part.

It mayinserted seem a relatively minor but part.

It may seem a relatively minor point, but it illustrates a fundamental difference between ittheillustrates fundamental two typesa of treatment. difference between the two types of treatment.

Treating causes, not symptoms Treating causes, not symptoms So does acupuncture offer something more So acupuncture offer something more thandoes dry needling?

Absolutely.

Dry needling than dry needling?

Absolutely.

Dry needling may bring temporary relief, but often the pain may bring temporary relief, but often returns because the underlying causethe haspain not returns because the underlying cause has not been properly addressed according to tradibeen addressed according to traditionalproperly acupuncture principles. tional acupuncture principles.

It’s worth remembering that a physiotherapist, for example, who wants to train in dry needling may only study for 80 hours: just enough to gain understanding of how to ‘needle the point that hurts’ and perhaps deliver some short-term symptom relief. In contrast, my undergraduate studies alone consisted of 3,500 hours of study.

Let the patient beware So what what is is the the answer? answer? Many Many BAcC BAcC members members So are calling calling for for changes changes in in the the law law to to make make it it are illegal for for dry dry needlers needlers to to call call themselves themselves illegal acupuncturists. (Back (Back in in the the early early 1990s, 1990s, acupuncturists. osteopaths faced a similar threat from rival osteopaths faced a similar threat from rival types of therapy; eventually legislation was types of therapy; eventually legislation was brought in to protect the term osteopathy.)

In brought in to protect the term osteopathy.) In the meantime, patients need to be wary.

The the meantime, patients need to be wary. The description ‘acupuncture’ ‘acupuncture’ currently currently covers covers description both dry needling and traditional Chinese both dry needling and traditional Chinese acupuncture, but but although although there there are are superfisuperfiacupuncture, cial similarities, the differences between the cial similarities, the differences between the two types of treatment are vast. two types of treatment are vast.

Mobile: 07717 581175 www.pame-acupuncture.co.uk

ACUPUNCTURE

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Pam Everitt Lic.Ac.,BA(Hons),MBAcC

Anxiety & panic attacks Arthritis & joint pain Asthma & other lung complaints Back & sciatic pain Eczema & Psoriasis Depression & Insomnia Digestive disorders Infertility Menstrual & menopausal problems Migraine & Headaches

I have treated people suffering from all of the above health issues.

Ring me to find out more about acupuncture and if it is right for you.

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256 London Rd Cheltenham

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Page 18 To advertise call 07939 802 384 or 01242 500 028 or visit www.bishopscleevemagazine.co.uk

All Consultations by Appointment Walton Cardiff & Bishop’s Cleeve Monday - Friday 8.00am - 6.30pm Saturday 8.30am - 12.30pm Free Nurse Clinics & Pet Advice

Folly Gardens Vets Folly Gardens Veterinary Clinic, Bishops Cleeve have been awarded first place in the prestigious Front of House awards run by Veterinary Practice magazine.

The highly contested National award recognised the effort that the clinic go to in ensuring that clients and their pets receive the best possible care on arrival.

Every aspect was assessed from signage on driving into the car park through to the welcoming and professional layout and atmosphere in the reception area. The judges commented on the attention to detail that the clinic goes to that helps bring an ambience of friendliness within a clinical environment. During the judging process which took several weeks assessors had visited the clinic as ‘mystery shoppers’ to experience first hand how Folly Gardens clients are welcomed on arrival for appointments.

As well as the award, we have also achieved RCVS accreditation. This shows our continued commitment to provide the best possible care carried out in the most suitable manner.

The RCVS or Royal College of Veterinary Surgeons is the governing body that registers veterinary surgeons and veterinary nurses to practise in the UK, and regulates their educational, ethical and clinical standards. Their aim is, ‘to safeguard the health and welfare of animals under veterinary care, protect the interests of those dependent on animals and assure public health.’ One of their functions is regulatory and they run a voluntary initiative to accredit veterinary practices in the UK. Through setting standards and carrying out regular inspections, their scheme aims to promote and maintain the highest standards of veterinary care. It offers peace of mind to clients of accredited practices and a more informed choice to the animal-owning public.

To become accredited, practices we have volunteered for regular rigorous inspections which ensure we have met a range of minimum standards including hygiene, 24-hour emergency cover, staff training, up-to-date equipment and show we are independently recognised as achieving excellence in veterinary care.

Look for the sign below to reassure yourself that the Veterinary practice you choose to provide care to your pet, has achieved accreditation by independent inspection.

12 Columbine Rd Walton Cardiff Tewkesbury, GL20 7SP Tel. 01684 292244

2 Church Road Bishop’s Cleeve Cheltenham, GL52 8LR Tel. 01242 679880

No.1 Folly Gardens Barton Road Tewkesbury, GL20 5QP Tel. 01684 292244

info@follygardens.com www.follygardens.com Please mention Bishop's Cleeve Magazine when responding to advertisers

Page 19

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Page 20 To advertise call 07939 802 384 or 01242 500 028 or visit www.bishopscleevemagazine.co.uk

MARTIN LEWIS 6 ways to get cheaper loans

By Martin Lewis @moneysavingexpert

1. Is borrowing worth it?

Unless you're seriously financially savvy and are stoozing (where you make money by playing 0% credit card deals – see www.mse.me/stooze) only borrow if you really need to. Otherwise it’s far better to wait and save up for something instead. If you are planning borrowing, it will usually fall into one of two categories…

Just funding your ongoing lifestyle. This is the worst type as it means you're consistently living beyond your means and risk a debt spiral. Avoid it. Instead, stick to a budget, stop unnecessary spending, and cut your cloth accordingly. If in trouble, seek help from a non-profit debt counselling agency like www.citizensadvice.org.uk or www.stepchange.org.

For a needed, planned purchase. Eg, a car for a new job, or to pay annual car insurance as it's cheaper than monthly.

Here you need to minimise the amount borrowed, repay quickly to keep interest costs down and ensure your repayments are comfortably affordable. If not, don't do it.

2. The cheapest way to borrow – 20 months 0% With no interest and no fee, 0% credit cards are the cheapest way to borrow provided: a) you can pay for the purchase(s) on plastic; b) you can clear the debt within the 20 months; and

c) you pay at least the monthly minimum And currently we have three cards offering new cardholders the longest ever fees free 0% deals on new spending – all at 20 months, they are Clydesdale bank (www.cbonline.co.uk), its sister Yorkshire Bank (www.ybonline.co.uk) and www.halifax.co.uk. Fail to clear the debt in that time and they jump to 18.9% representative APR. Now you may be thinking, “hold on, I’ve seen longer 0% deals?” There are longer deals, but they’re only for balance transfers (best buys at www.mse.me/BTs) – where you shift debt from an existing credit card – not for new borrowing.

3. The cheapest ever loans If you can't pay on a card, need to borrow more or for longer, or want the discipline of fixed monthly repayments, personal loans win. The loans go as cheap as 3.6% which is lower even than anything before the credit crunch. However they’re tougher to get now, and loans if you’re borrowing smaller amounts are a lot more expensive. £2,500-£2,999: www.hitachi.co.uk is 8% rep APR. Yes I know you usually think of Hitachi as electronics, but it is trying to break into the loans market, and for small amounts is far cheaper than anyone else – the next cheapest for this amount is 14.9% £3,000-£4,999: Hitachi again at 7.8% rep APR. £5,000-£7,499: www.cahoot.com is 4.6% rep APR CONTINUED ON NEXT PAGE

CONTINUED FROM PREVIOUS PAGE - MARTIN LEWIS

£7500 -£15000: www.bank.marksandspencer.com is 3.6% rep APR as is www.sainsburysbank.co.uk if you’re borrowing for 1-3 years and have a Nectar card.

It’s also worth checking out www.zopa.com and www.ratesetter.com – who can be cheaper than those above, but their rates are more personalised so it depends.

There are two key need-to-knows though...

1) A 3.6% loan can charge you 20%. All loans are 'representative' rate, meaning only 51% of those accepted get that rate.

There is no way to know in advance, which is outrageous because the mere act of applying marks your credit file. My www.mse.me/eligibilitycalc can give your likely acceptance odds (without impacting your future credit) for each loan and in general the higher your acceptance odds are roughly, the more likely you are to be given the advertised rate.

2) Borrow more, pay less? As rates decrease the more you borrow, at the borders you can play the system. Eg, borrow £2,499 and the cheapest is 14.9%, borrow £1 more and it's 8%. On a 5 year loan you'd then repay £540 less. Keep the extra cash for repayments.

5. Can I use a 0% card for a loan?

Yes. For smaller amounts, if you need cash or are buying something you can't pay for on a card then the winner - for a fee - is a specialist 0% money transfer credit card. These pay money directly into your bank account, so you owe the card firm instead – effectively a loan, and they are usually far cheaper especially for smaller amounts.

gives an extra year at 0% (36mths), but for a much larger 4% fee.

Always ensure you clear the card by the time the 0% ends, or you'll pay 22.9% and 20.9% rep APR after, respectively. And never miss the min monthly repayments, or you can lose the 0%. If this is new to you read my full www.mse.me/moneytransfers guide first 6. Struggling? You may be eligible for a Government 0% loan If you can’t get the mainstream credit above and are instead looking at horrid debts such as payday loans or store cards (as you’ve no alternative and need to borrow), then there are Government loans that are a far better. There's no credit check, but they will check you can repay.

Local council support schemes: Typically for those in emergencies with no savings, these are administered by local councils (www.gov.uk/find-your-local-council), making it a postcode lottery as to whether support's available. Sometimes they’re grants not loans, or vouchers not cash (eg, for furniture, clothing).

Budgeting loans: If you're on some incomebased benefits, you could be eligible for a loan of up to £800 to help you meet essential living costs. Apply for one via the Jobcentre or via the form on Gov.uk at www.gov.uk/budgeting-loans.

Alternatively, try your local credit union: These are small savings and loan mutuals, helping local communities. They usually lend from £50 to £5,000 - APRs are typically about 13% but can be higher (though they're capped at 42.6% APR). To find your local one go to www.abcul.org.

www.mbna.co.uk offers 24mths 0% for a 1.94% fee and www.uk.virginmoney.com Page 22 To advertise call 07939 802 384 or 01242 500 028 or visit www.bishopscleevemagazine.co.uk

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She enjoys getting to know her ladies and ensures they are 100% satisfied before they leave the treatment room – whether it is for a simple eyebrow shape or a 90 min Spa Pedicure.

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Page 23

DRAFT DETAILS

3 Watershoot Close, Prestbury, Cheltenham, Gloucestershire 3 Watershoot Close, Prestbury, Cheltenham, Disclaimer: An impressive and much improved six bedroom detached family house with a home Gloucestershire onditions under which particulars are issued Nigel Errington-Smith & Company Limited for themselves and for the Vendors of this property, whose agents they are, give notice that: office constructed towards the end of its surprisingly large rear garden. Â

. The particulars are set out as a general outline for the guidance of intending purchasers, and do not constitute part of an offer or contract. 2). All descriptions, dimensions, references to condition and necessary Anforimpressive and much improved bedroom family with home purchaser should not rely on them as statements or representations of fact but must satisfy ermissions use and occupation and other details aresix given in good faithdetached and are believed to house be correct.

Anyaintending emselvesoffice by inspection or otherwise as to the correctness of each of them. 3). large Photographs have been constructed towards the end of its surprisingly rear may garden. Â taken with a wide angle lens. 4). No person in the employment of Nigel Errington-Smith & Company Limit as any authority to make or give any representation or warranty whatever in relation to this property.

or the Guidance of Interested Parties:

. If any particular points are important to your interest in the property then please ask for rther information. b). We have not tested any of the services, appliances, equipment or facilities nd nothing in these particulars shall be deemed to be a statement that they are in good working rder or that the property is in good structural condition or otherwise. c). It should not be sumed that any contents, furnishings or other items are included in the sale or that the property mains as photographed and as described. No assumptions should be made about any part of the roperty, which is not photographed or described. . Any areas, measurements, distances or aspects referred to are for guidance only and are not recise. If such details are fundamental, purchasers should rely on their enquiries. . It should not be assumed that the property has all necessary planning permissions, building gulations or other required consents. Where any reference is made to such permissions and onsents it is given in good faith.

Purchasers must satisfy themselves by inspection of the property and relevant original

Page 24 To advertise call 07939 802 384 or 01242 500 028 or visit www.bishopscleevemagazine.co.uk

ted

Prestbury, Cheltenham, Gloucestershire

6 Watershoot Bedroom Close, House with Garden Office £435,000 3 Prestbury, Cheltenham, Gloucestershire.

An impressive and much improved six bedroom detached family house with a home office constructed towards the end of its surprisingly large rear garden. Located at the end of a small cul-de-sac, with views to Cleeve Hill, this fine property is offered in very good decorative order and its accommodation on the ground floor comprises in brief3a Watershoot generous entrance hall,Prestbury, downstairs cloakroom, a living room with double Close, Cheltenham, Gloucestershire. doors opening into a dining room, a modern fitted kitchen, utility room and a double An impressive and much improved bedroom familyfive house with a home shower room.sixAbove theredetached are a further bedrooms, bedroom with an en-suite officethe constructed towards the end of its surprisingly large rear garden.

Located at the shower room, and a family bathroom. including master with a luxurious en-suite end benefits of a small cul-de-sac, withcentral views heating, to Cleeve Hill, this fineand property is offered Further include gas fired double glazing off road parking.in very good decorative order and its accommodation on the ground floor comprises in brief a generous entrance hall, downstairs cloakroom, a living room with double doors opening into a dining room, a modern fitted kitchen, utility room and a double bedroom with an en-suite shower room. Above there are a further five bedrooms, including the master with a luxurious en-suite shower room, and a family bathroom.

Further benefits include gas fired central heating, double glazing and off road parking.

DRAFT DETAILS

Directions

Price:

Leave Cheltenham town centre via Evesham Road (A435). At the On Application racecourse roundabout bear right onto New Barn Lane. After Tenure: approximately half a mile take a left turn (by the post box) into 3 Watershoot Close, Prestbury, Cheltenham, Freehold Brymore Avenue. Take the first left turning into Linden Avenue Gloucestershire and then take the fifth turning on the right into Apple Orchard.

Contact: Take the first right turning into Watershoot Close where the An impressive and much improved six bedroom detached family house a home Nigelwith Errington-Smith property can be found straight ahead.

office constructed towards the end of its surprisingly large rear garden. Price:

Directions Leave Cheltenham town centre via Evesham Road (A435). At the racecourse roundabout bear right onto New Barn Lane. After approximately half a mile take a left turn (by the post box) into Brymore Avenue. Take the first left turning into Linden Avenue and then take the fifth turning on the right into Apple Orchard.

Take the first right turning into Watershoot Close where the property can be found straight ahead.

On Application

Tenure:

3 Watershoot Close, Prestb

An impressive and much improv office constructed towards the e end of a small cul-de-sac, with vi Contact: very good decorative order and Nigel Errington-Smith brief a generous entrance hall, d Please mention Bishop's Cleeve Magazine when responding to advertisers Page 25 doors opening into a dining room Freehold

Are You Ready To Reinvent Yourself?

by Kate McLelland When you reach middle age it’s natural to look back over your life and make a mental tick-list of the things you have, or haven’t, achieved. This in turn often kick starts a realisation that it’s time to start a new page. There may be a number of reasons for this decision: your children may have flown the nest, your job may have ceased to interest you and your relationship has probably become a little stale.

It’s understandable to want a complete change, but you should be aware that it takes courage and effort – not to mention a reasonable amount of money – to make a major readjustment. Before you take any action you should consider the three ‘Rs’ that can help you decide if you’re ready to face the next chapter.

you have coped with similar changes before. Do you enjoy new beginnings? Do you like meeting new people and facing new challenges? If the answer is yes, then you’ll probably be fine.

Reliance: the old expression “Don’t throw the baby out with the bathwater” says it all where reliance is concerned.

While turning your back on unsuccessful relationships or dead-end jobs can be a positive move, things can quickly fall apart if you cut yourself off completely from the old life you have known.

When you move to that new job or new place, make sure you have a support network in place to help if you encounter any unexpected problems along the way.

Resilience: when people launch themselves into a dramatic new way of life, few actually stop to consider whether they are emotionally ready to do so. If you lack resilience then new routines, different faces and unfamiliar places can leave you feeling anxious and depressed, rather than revitalised.

What does ‘reliance’ mean in practice? You don’t have to be needy, asking for help at every twist and turn of your new journey, but neither should you be too proud to ask for help if you need it. Successful re-inventors strike a balance between independence and knowing when to call on others for help.

How do I know if I have resilience? Ask yourself how

Renewal: perhaps the hardest part, when it comes

to facing a major change in our lives, is letting go of some of the roles we have played for years. That includes informal roles such as full-time mother, husband or wife just as much as the professional job titles we’ve relied on for our self-esteem.

Even leaving a destructive relationship can lead to a feeling of loss or vacancy in our lives: it may have been a negative influence but the relationship provided a structure that is now missing.

How should I handle renewal? Reacquaint yourself with the person behind the ‘label’: this is your time to be who you really are – don’t allow yourself to be defined by others and be confident that the life skills you’ve built up over the years will help you move on successfully.

As Shakespeare said: “The readiness is all.” Change can be great, but don’t underestimate the emotional (and financial) impact of a big upheaval in your life. However, if you’ve made careful plans and can anticipate how you’ll cope with the challenges ahead, there’s every chance you’ll go on to enjoy a successful new life.

Page 26 To advertise call 07939 802 384 or 01242 500 028 or visit www.bishopscleevemagazine.co.uk

Please mention Bishop's Cleeve Magazine when responding to advertisers

Page 27

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Compare mandate. Then just return it to For 2 Years. breakdown will qu Does your Without a mainte AFast, FixedReliable Low CostService the boxes? us in the prepaid envelope and HomePla Fast,all Reliable to unwelcome ex Joining is easy and there are contract in place, Of £7.99 A Month, For Insurance tick you are covered.

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O Check your existing policy to see what excess you are charged It could be as much as £50!

Please mention Bishop's Cleeve Magazine when responding to advertisers Page 29 Check your existing policy to see what excess you areelectrics. charged It foreven repairs – it could be as much as £50! includes a are highly trained Boiler, Heating, Hot Water, Plumbing & Electrics.

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Page 30 To advertise call 07939 802 384 or 01242 500 028 or visit www.bishopscleevemagazine.co.uk

Golden Years Memories of 50 Years Ago by Ted Bruning after all, only 25 and had been used to nothing but praise since his debut).

On 25th July 1965 the crowd at the 7th Newport Folk Festival in Rhode Island had their flabbers utterly ghasted when their current idol, Bob Dylan, took to the stage wearing... an electric guitar! What happened next is so thoroughly disputed that the truth is impossible to determine; but it seems that some of the acoustic-loving folkies were so outraged that they actually booed.

Well, there was some booing.

But what it was all about was, and remains, hotly disputed.

Pete Seeger, who was backstage, maintained that it was the atrocious sound quality that upset the audience.

Al Kooper, Dylan’s electric organist at the time, believed it was because Dylan walked off stage after three numbers and had to be persuaded to go back on to do two more. But Dylan himself was convinced that the heckling was directed at his rebirth as an electrified rocker and was very upset. (He was,

But the audience can’t have been all that surprised: Dylan had used an electric band on one side of his third album, Bringin’ It All Back Home, in March that year; and in April the Byrds had scored a US number one with their debut single, an electrified version of Dylan’s own Mr Tambourine Man. This song had featured in Dylan’s live set since it was written in early 1964, but he had never managed a recording he thought really satisfactory; so the success of the Byrds’ electric version must have made some impression on him.

Perhaps a folk festival run by a fanatical purist like Pete Seeger was the wrong occasion to “come out” electrically, and the story goes is that it was a spontaneous decision made only the day before. But Dylan had released Like A Rolling Stone only a few days earlier as a single featuring Al Kooper and noted electric blues guitarist Mike Bloomfield, both of whom turned up with him at Newport; so perhaps not quite as eleventh-hour as has been popularly supposed.

Perhaps he had planned all along to plug the new record at Newport?

Watching footage from that epoch-making set, there was certainly some booing, although from a minority of a largely enthusiastic audience; and in truth nobody

had anything to boo about.

The opener was a storming rendition of Maggie’s Farm, with Bloomfield in blistering form and the rhythm section, supposedly borrowed from the Paul Butterfield Blues Band only the night before, in suspiciously familiar control of the material. And the sound quality was nothing like as dreadful as Seeger later claimed!

The real trouble came not at Newport but on his 1966 world tour, when non-American audiences – and the British music press – proved not nearly so receptive to Dylan’s electric renaissance as his US fans. The long and gruelling tour climaxed with the famous “Judas!” heckle at the Manchester Free Trade Hall, and during the last few dates Dylan seemed increasingly weary and dispirited. Back home, with his new wife and new baby to absorb his interest and nurse his psychic wounds, he suffered his mysterious motorbike crash with its unspecified injuries, and abandoned live performing almost completely until the triumphant 1974 comeback tour.

Happy 50tH BirtHdays to Jeremy Guscott & Jeremy Kyle (7th), David Miliband (15th), Evelyn Glennie (19th), & Slash (23rd).

Cake and botox to you all!

Please mention Bishop's Cleeve Magazine when responding to advertisers

Page 31

Summer In Tewkesbury

This summer, as The Roses is redeveloped, we offer an exciting programme of events at The Watson Hall and Victoria Gardens. Although the theatre building itself is closed, you can still book on 01684 295074 or www.rosestheatre.org

Open Air Drama in Victoria Gardens

Live Music At The Watson Hall Artisan A cappella singers Artisan are back on the road for the first time since 2005, in their celebrated reunion tour. Don’t miss what could be your last opportunity to see this talented trio!

Friday 31 July 7.30pm

A Midsummer Night’s Dream

Madcap Theatre Sunday 2 August 3pm

The Wind In The Willows

London Contemp. Theatre Tuesday 11 August 2.30pm

Twelfth Night

London Contemp. Theatre Tuesday 11 August 7pm Prices Full price: £13.25 Concessions: £12.25 16-25s and Children: £8.25 Family tickets available

The Urban Folk Quartet Joe Broughton, Paloma Trigás, Tom Chapman and Dan Walsh are The Urban Folk Quartet.

Since forming in 2009, The UFQ’s genredefying, all-embracing approach to folk music has captivated audiences in high-energy performances across the world.

Tuesday 25 August 7.30pm

The Moscow Drug Club The Moscow Drug Club is a curious musical place where elements of Berlin Cabaret, Hot Club de France, Nuevo Tango, and Gypsy Campfire meet.

Friday 4 September 7.30pm Individual concerts Full price: £13.25, Concessions: £10.75 Buy tickets to all three for Full price: £32.25, Concessions: £29.25

Visit www.rosestheatre.org to see all events, Box Office opening times, how to find venues and where to park during The Roses’ exciting redevelopment.

Page 32 To advertise call 07939 802 384 or 01242 500 028 or visit www.bishopscleevemagazine.co.uk

SHAPE UP FOR SUMMER... with Positive Exchange Hypnotherapy Did you know that with traditional weight loss methods, about 75% of people who diet put the weight back on and often more than before they started?

There’s an important reason for this – diets make you crave food!

Suddenly, the only thing you think about are the very foods you are not supposed to have!

If you want to kick-start looking and feeling good and getting rid of excess weight, why not consider trying hypnotherapy to help you feel better about yourself? Rachel offers a FREE INITIAL CONSULTATION with no obligation to continue into therapy.

Rachel Berry DHP MAPHP MNRPC MAAMET

Clinical Hypnotherapist - EFT & NLP Practitioner Reiki Master/Teacher in Kemerton, within easy reach of Tewkesbury, Cheltenham and Gloucestershire area Hypnosis is one of the most natural ways to reduce your weight and can help by:

Developing a new self-image.

See yourself in the future after reducing weight and make that your desired future outcome.

Learn to be more relaxed about weight reduction and weight management. Stress is often a serious factor in bad diet and comfort eating.

Positive thinking about weight and changing your relationship with how you view food and feel more in control. Stop worrying about your weight and start looking forward to reducing your weight and achieving your goals.

Start to feel better about

yourself. This will help you to reduce your weight and, of course, by doing this will help you to feel even better about who you are and what you can achieve. The whole thing becomes a very positive cycle. Most people expect to have to reduce their weight in order to feel good about themselves. Interestingly, when you start to feel good about yourself, weight reduction, health and happiness often follow.

Hypnosis is a powerful yet safe tool which communicates with the subconscious mind to overcome blocks and achieve positive change.

For additional information visit: www.positiveexchange.co.uk or call Rachel on 07855 700968.

positive exchange

Hypnotherapy - NLP - EFT - Reiki Healing

Rachel Berry DHP MAPHP MNRPC MAAMET

Advanced Clinical Hypnotherapist & Hypnoanalyst Advanced EFT & NLP Practitioner Reiki Master offering People, Equine & Animal Healing Reiki Teacher - COURSES AVAILABLE

Create the life you want! weight management stop smoking fears / phobias anxiety / stress

addictions unresolved grief childbirth insomnia

confidence low self-esteem depression

FREE INITIAL CONSULTATION

Tel: 07855 700968

The Association for Professional Hypnosis and Psychotherapy

rachel@positiveexchange.co.uk www.positiveexchange.co.uk

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Page 33

Finance How to Cut the Cost of Your Summer Holiday

By Ann Haldon From currency exchange to travel insurance and car hire, it’s possible to significantly cut the cost of holidaying abroad.

Here are a few tips to shave a little off your holiday spend.

Credit Cards

The fees typically charged by credit card companies are: • Foreign exchange fee: generally 3% of the amount converted from sterling into a foreign currency.

• Cash withdrawal fee: between 2% and 3% of the amount withdrawn The availability of ‘specialist’ credit cards with no, or low fees, allows you to avoid these charges when you go on holiday.

The Halifax Clarity credit card is a good example. At the time of writing there’s no charge for spending abroad with this card, and no cash withdrawal fee. It’s accepted anywhere that displays the MasterCard symbol.

Interest will still be charged on cash withdrawals from the date you take the money out, however, until the day it’s repaid in full. Even this fee can be reduced if you’re prepared to pay off the balance via internet banking while you’re away, or if this isn’t an option, as soon as you get home.

Prepaid Cards

Prepaid cards are pre-loaded

with money before you go. The balance gradually decreases as you spend, but can be topped up again as and when you need it. With these cards the exchange rate is always set by the card provider, and applied when the card is loaded rather than each time you use it.

This could work for or against you, depending on fluctuations in the foreign exchange market.

If you’re thinking of purchasing one of these cards and the rate suddenly improves, you’ll be taking advantage of a strengthened Pound. Equally, you could lose out if the rate improves again later.

Holiday Insurance

Buying well in advance of your holiday is the best way to save money on holiday insurance.

Consider: • Whether you are planning to take more than one trip abroad during the year. If so, a multi-trip insurance policy would be the most costeffective.

• Where you are travelling you’ll have to choose between worldwide or European insurance.

• If you’re likely to be participating in any risky sports such as scuba diving, the policy may be loaded with an extra charge.

Booking your travel insurance independently via the internet

will generally work out cheaper than buying as an add on to flights or a package tour.

Alternatively, ‘packaged’ bank accounts sometimes include annual travel insurance in their monthly fee.

Hire Car Charges

There are several ways to save money on hiring a car: • Book early to get the best deals • Include car hire in your package deal • Organise your own Collision Damage Waiver add-on Many hire car operators adopt a ‘hard sell’ approach in relation to CDW when you pick the car up, as this is the way they make their profit - by selling add-ons to ‘basic’ insurance.

Airport Parking

As with car hire, booking early is the best way to save on airport parking. Even prebooking on the day of the flight could save you a little money.

Turning up at the car park is guaranteed to be the most expensive.

The Money Saving Expert website is a good source of tips on where to find travel-related discounts and offers, including airport car parking. If you’re staying at an airport hotel the night before your flight, you may be able to book a package that includes the room plus parking for the duration of your holiday.

Page 34 To advertise call 07939 802 384 or 01242 500 028 or visit www.bishopscleevemagazine.co.uk

SELF ASSESSMENT TAX RETURN SERVICE PRICES FROM £100 £85

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01242 663927 / 0777 6172 761 CODEWORD Each letter in this puzzle is represented by a number between 1 and 26. The codes for three letters are shown. As you find the letters enter them in the box below.

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Page 35

MINI COUNTRYMAN 2 WHEEL AND 4 WHEEL DRIVE. 4 DOORS, 5 SEATS AND 350 LITRES OF BOOT SPACE. FROM £229 A MONTH PLUS £1,499 DEPOSIT. 5 YEARS/50,000 MILES FREE SERVICING. ALL THE RIGHT NUMBERS.

MINI Select representative example for MINI One Countryman with free MINI tlc** (5 years/50,000 miles service pack).

Term of agreement

48 months Dealer contribution

47 monthly payments

£229 Total deposit

On the road cash price* £17,493 Amount of credit Customer deposit

£531 Optional final payment^ £6,385 £2,030 Total amount payable £15,114 Rate of interest

£1,499 Optional to purchase fee^

£1

£19,180

3.89% fixed

Representative 3.9% APR

Call by and check out the MINI Countryman, the MINI you can count on to reach the places that ordinary cars can’t.

COTSWOLD CHELTENHAM

Tewkesbury Road,Cheltenham GL51 9SG 01242 587029 www.cotswoldcheltenhammini.co.uk

COTSWOLD GLOUCESTER Cole Avenue, Gloucester GL2 5ER 01452 872626 www.cotswoldgloucestermini.co.uk

Official Fuel Economy Figures for the new MINI Countryman Range: Urban 27.2-60.1 mpg (10.4-4.7 l/100km). Extra Urban 47.9-72.4 mpg (5.9-3.9 l/100km). Combined 37.7-67.3 mpg (7.5-4.2 l/100km). CO2 Emissions 175-111 g/km.

Figures may vary depending on driving style and conditions.Finance example is for a MINI Select agreement for a MINI One Countryman with a contract mileage of 32,000 miles and excess mileage charge of 4.31p per mile. Applies for vehicles ordered between 1 July and 30 September 2015 and registered by 30 September 2015 (subject to availability). Retail customers only. *On the road cash price includes 3 year MINI Retailer Warranty, MINI Emergency Service, 12 months’ road fund licence, vehicle first registration fee, delivery, number plates, VAT and where stated MINI tlc (**MINI tlc provides scheduled service cover for up to 50,000 miles or the length of your agreement, whichever comes first, at MINI Service Authorised Workshops. Maintenance items (e.g. tyres, brake pads and 2nd brake fluid change) not covered and not transferable to another vehicle. See www.mini.co.uk/tlc for full MINI tlc terms.). ^Optional final payment and option to purchase fee not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). Finance available subject to credit acceptance to UK residents aged 18 or over. Guarantees and indemnities may be required. Terms and conditions apply. Offers may be varied, withdrawn or extended at any time. ‘MINI Select’ is a form of hire-purchase agreement provided by MINI Financial Services, a trading name of BMW Financial Services (GB) Limited, Bartley Way, Hook, Hampshire RG27 9UF. You will have a 14 day statutory right to withdraw from the agreement. We commonly introduce customers to MINI Financial Services, for which we may receive payment if you enter into an agreement with them. This introduction does not amount to independent financial advice.

Page 36 To advertise call 07939 802 384 or 01242 500 028 or visit www.bishopscleevemagazine.co.uk

Right Side of the Road Taking your car on a holiday to Europe is a great way to avoid exorbitant airfares, hidden airport and airline costs and rip-off duty-free. And don’t get me started on airport crowds and stress.

However, before setting off for the continent in your car, there are a number of boxes you should tick before you get behind the wheel. Here’s a very simple checklist…

• Prepare the proper documents: Ensure all car documents are up to date, including the insurance papers and V5c ownership document. Take both parts of drivers’ licences for all appointed drivers.

• Preparing the car for driving on the continent: Book an off-schedule MoT, it will throw up any mechanical or electrical problems to be

attended to. In many European countries, it is illegal to drive with a broken exterior light for instance. Packing a full replacement bulb kit is worthwhile, too.

• Take an emergency warning triangle (two in Spain) and a hi-vis jacket (some countries require a vest for each passenger, too, so check before you go). If you are driving in France, breathalysers are still on the legal list of items that you are required to have in the car, but there is NO FINE for not having them.

• British cars should wear a GB sticker on the back to identify their country of origin, OR have Europlates bearing the blue GB symbol.

• Headlights: You will also need to adapt your headlights to avoid dazzling oncoming vehicles.

You can buy conversion kits, or your main dealer may be able to adjust the beam.

Drive safely, have a wonderful time and remember – never drive faster than your guardian angel can fly.

By Wayne Gorrett

Mobile Vehicle Services and Diagnostics Call Jonathan Taylor MIMI AAE LCG

tel 01242 675650 mob 07850 686847 J.T. Vehicle Services 12 Orchard Road Bishops Cleeve Cheltenham GL52 8LX

Please mention Bishop's Cleeve Magazine when responding to advertisers

Page 37

Pictograms

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4 words

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You have two minutes to find all the words of three or more letters that can be made from the letters above. Plurals are allowed, proper nouns are not. The 6 letter word will always be just a normal everyday word.

3 letters: 8 4 letters: 6 5 letters: 1 6 letters: 1

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CLEVER CLEVER

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Puzzle & Crossword Solutions Figures of Speech Quiz 1. Euphemism 2. Personification 3. Hyperbole 4. Tautology 5. Metaphor 6. Alliteration 7. Simile 8. Oxymoron 9. Litotes 10. Paradox

Word Ladder Here is one possible solution (others may exist) LOUD lord lard land band BANG

Song Title Pictograms 1. Beat About The Bush 2. Too Clever By Half 3. Add Insult To Injury

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For Best Value Advertising!

This space only ÂŁ28 + vat Contact us today to be included in the July issue.

Tel: 01242 500 028 or 07939 802384

www.bishopscleevemagazine.co.uk

Page 38 To advertise call 07939 802 384 or 01242 500 028 or visit www.bishopscleevemagazine.co.uk

3L ma mo oat tam tat tom too

What's On in July Winchcombe Folk Night First Tuesday of the month, 8pm -10.45 pm, The White Hart Inn, High Street, Winchcombe, GL54 5LJ

Open Mic Night: a mixture of regular contributors performing traditional and contemporary songs as well as newcomers. Come along from some great music and atmosphere.

Admission: free (voluntary charity contribution). For more information call: 01242 602236.

Café Church Sunday 12 July, 6-7pm St. Michael and All Angels Church A totally informal service lasting about 1 hour aimed at those in the Community aged between 16 and 25 to meet for fellowship and food.

Rovin’ Fest Friday 17 - Sunday 19 July, Cheltenham RFC Newlands Park Subtone promotions presents a boutique family friendly music festival: 60+ Acts on three stages, Kids KIX Tent, Funfair, Food Village, Street Art, Camping, free entertainment & workshops and much more. For more information call 07919 542436 or visit: www.rovinfest.com St Kenelm’s Miracle Play Sunday 19 July, 3pm Sudeley Castle & Gardens, Winchcombe, GL54 5JD

The St Kenelm miracle play is an annual event which will start at St Kenelm’s Well. The second scene will take the players down into the grounds of Sudeley Castle. The last one will take place inside St Peter's

Church. Admission: free.

Coffee, cake and advice are on us Thursday 23 July, Winchcombe Methodist Church

Soprano: Alison Wray, Recorder soloist: Helen Hooker. Tickets £8 in advance or on the door. Contact Jay Mathews on 01367 860869 or jaymathews124@mac.com Alice in Wonderland Day Sunday 26 July, 10am - 4pm

Local solicitors from Willans are hosting a coffee morning in Winchcombe to introduce their private client team and legal services to residents over a slice of cake and a cup of coffee. Everyone welcome. Drop in between 10am and 2pm to hear ‘on the hour’ talks or simply to have a one-to-one chat over coffee on a no obligation basis. If you would like more information please contact Felicity on 01242 542916 or visit www.willans.co.uk

Sudeley Castle & Gardens, Winchcombe, GL54 5JD

Come and celebrate 150 years since the publication of the book with characters from the story, a tea cup ride, themed props, and a gyroscope. Included with general admission. For more information call 01242 602308 or visit: www.sudeleycastle.co.uk Eddi Reader Concert Sunday 26 July, 7.45pm The Tithe Barn

Heritage Diesel Weekend Friday 24 - Sunday 26 July Gloucestershire Warwickshire Railway, The Railway Station, Toddington, GL54 5DT

3-day summer festival of heritage diesel traction. Collection of vintage diesel locomotives Tickets will be available online at a discount or on the day. The railway is also offering multiday rover tickets (if booked in advance). For tickets or more information visit: www.gwsr.com A Vintage Extravaganza Saturday 25 July, 7.30pm Cheltenham Town Hall Charity Fundraising event for Lord Prof. Robert Winston's Genesis Research Trust. A fun night of Vintage themed entertainment: Music by ‘The Indigo Kings’ and ‘The Jiveoholics’, Vintage fashion show, fun casino with free chips, charity auction and raffle, Vintage photo booth and plenty of dancing. Admission: £22£27. Minimum Age: 14.

Recorder Concert Saturday 25 July, 7.30pm Christ Church, Malvern Road, Cheltenham, GL50 2NN “Composers Past to Present” concert by the Phoenix Recorder Orchestra.

Scottish singer-songwriter Eddi Reader will perform at the Tithe Barn this July. Eddi became famous for her work with Fairground Attraction before she started a very successful solo career. Tickets can be bought in advance from the Cleeve Concert website and Cheltenham Town Hall, or at the door on the night. Tickets: £25.

LOCAL CLUBS & CLASSES Bishop’s Cleeve Methodist Church Women‘s Fellowship Meeting Every second Wednesday from September until July, 2.30pm - 3pm, Methodist Church, Bishop‘s Cleeve New members always welcome, including men. At each meeting there is a guest speaker or leader.

Meetings finish with a cup of tea in the Hall.

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events cont'd on Page p40...39

...events cont'd from p39 Bishops Cleeve Players Meet every second Tuesday of the month, 7.30 – 9.30pm School Room, The Tithe Barn We are a friendly local amateur dramatic group who welcome anyone with an interest in the theatre. There are a variety of roles within our group not just for those wishing to act. No previous experience neccessary.

Get in touch via email: bishopscleeveplayers@yahoo. co.uk or come along to one of our monthly meetings. For more information visit: www.bishopscleeveplayers.co.uk Bishops Cleeve Women’s Institute Tues 21 July 7.15pm, The Tithe Barn New members and visitors always welcome. For more information contact: 01242 676669 or -672953. Next talk: Games Maker for Olympics 2012.

Cleeve Carers & Friendship group Meetings 2pm, St. Michael’s Hall The Cleeve Carers and Friendship group reaches out to those in the Community who may not be Carers but are home alone or would simply like to meet with others for friendship. For more information contact Graham Teale on 01242 673001.

Cleeve Ladies Probus Tuesday 14 July, Meet at 9.45am The Tithe Barn Looking after Uncle John, speaker Kathy Butterworth.

Guided Walks of Historic Winchcombe Every Sunday, 11am and 2.30pm Tourist Information Centre Free Town Walks for anyone who is interested in the fascinating history of Winchcombe – from ancient Saxon Borough to WW2 and beyond. The walks are short and easy and designed to be accessible to all (less than a mile).

Duration: 1–1¼ hours. The walks are led by local people who are keen to share the history of, and their enthusiasm for, the area.

Places are limited to 10, but larger parties can probably be catered for if pre-booked. For more information come into the Tourist Information Centre in Winchcombe, call 01242 602925 or email: winchwalks@btinternet.com Naturally Clever Canines Dog Training Sunday evenings from 5pm Bishop's Cleeve Community Hall

friends at the end of every term.

Visit out website: www.hidrama.net or find us on facebook: ‘Hi Drama’.

For more information contact Melissa on 07867 764 074 or email hidrama@mail.com Watercolour at the Tithe Barn Daytime Wed 10.30am-12.30pm & Thur 14.30-16.30pm; Evening Wed 7-9pm, The Tithe Barn For more information ontact Pam Johns on 01242 699066 or 07846 898180. You can also email: pamjohns2001@yahoo.co.uk or visit: www.facebook.com/PamJohnsArt

Fitness

Kind, effective and fun classes.

Head trainer is a member of the Association of Pet Dog Trainers UK. Contact Correna on 07934254338 or bookings@ naturallyclevercanines.co.uk. www.naturallyclevercanines.co.uk Woodmancote Probus Club Tuesdays, 10am – 12Noon Woodmancote New Village Hall Refreshments and a talk. For more information call 01242 678121. Upcoming talks: July 7: Doodlebugs, Rockets & things that go bump in the night, speaker John Mason. July 14: Zimbabwe Steam Safari, speaker Peter Berry. July 21: A.G.M. July 28: Massacre at Oradour-Sur-Glane 1944, speaker John Clark.

Arts and Crafts Crafty Sew ‘n Sews Mondays 8am-10.30pm Meeting Room, The Tithe Barn Drama Club for children Thursdays, The Tithe Barn ‘Hi Drama’ is an after school drama club for children aged 5-12 yrs.

We act, sing and dance, producing a performance for family and

3rd Age Womens’ Workshop & Workouts The Tithe Barn Are your hormones dancing in harmony? Is there too much rise and fall with your hormones?

Come and find out what you can do to help. For more information or to confirm attendance contact Joan Palmer on 07957 308968 or email: joan@mumsfit.co.uk A-Star Sports Thursdays 2.45pm, The Tithe Barn Fun-filled multi-sports experience for children aged 2-10 years.

Building on an ABC-based foundation (agility, balance and co-ordination) your child will be introduced to and develop the skills for ten core sports. It is our ambition for every A-Star sports child to enjoy sport for life. Our small, energy packed classes provide encouragement and support for your child. Visit www.a-starsports.co.uk or call Richard Mann on 07934 605105.

Pilates with Becky The Tithe Barn

Learn how to breathe correctly.

Improve posture and gain stability

Page 40 To advertise call 07939 802 384 or 01242 500 028 or visit www.bishopscleevemagazine.co.uk

and mobility where your body needs it. Ideal for both men and women who wish to learn more about their own body. Pilates can help those struggling with aches, niggles or injuries. Fridays at the Tithe Barn, £42 for 6 week course. Beginner/Improver Mat Class: 9:30 - 10:30am. Chair Pilates (for those with impaired movement): 10:45-11:45am.

Please get in touch to join in (07712 719 902 / beckymedcalf1@hotmail.com).

Boggie Shoes Line Dance Classes Tuesdays (No classes every third Tuesday of the month due to hall commitments.) The Tithe Barn 7-8pm: New Beginner Level and 8-9pm: Improver/Intermediate Level. Join the brilliant dance craze that incorporates Cha Cha, Salsa, Waltz, Tango, and Nightclub 2 Step. You don’t need a dance partner or even know your left from you right! Price: £5.

Contact Jamie on 07810821558

or email boogie_shoes@live.co.uk.

You can also visit www.boogieshoes.co.uk or find Boggie Shoes on Facebook: www.facebook.com boogieshoes Get Active at Tithe Barn Every Tuesday, The Tithe Barn 9.30am Total Body workout.

10.30am Mellow Moves 50 plus.

Call Fran on 01242 523363.

Zumba classes (50+) with Rosemary Thornton Thursdays 9.45 -10.45am The Tithe Barn Suitable for beginners and all

WORDWHEEL

Using only the letters in the Wordwheel, you have ten minutes to find as many words as possible, none of which may be plurals, foreign words or proper nouns. Each word must be of three letters or more, all must contain the central letter and letters can only be used once in every word. There is at least one word that uses all of the letters in the wheel.

T

U H

Cleeve Chorale Tuesdays 7.30pm Bishop’s Cleeve Primary Academy Are you interested in having a good sing (no previous experience required)? Then come along to our rehearsal nights. For more information call: 01242 672881.

Cleeve Harmony Ladies A Capella Chorus Wednesday evenings, 7.45-10pm, The Tithe Barn Whether you are a Bedroom Beginner, a Shower Songstress or an Experienced Singer, come and join in this brand new chorus. For more information, email Donna at cleeve. md@gmail.com or ring on 07737 280336. You can also find us on Facebook: Cleeve Harmony Chorus.

Change one letter at a time (but not the position of any letter) to make a new word - and move from the word at the top of the ladder to the word at the bottom, using the exact number of rungs provided.

L O U D

E N

©Puzzlepress.co.uk

C

N

Music

Word Ladder

TARGET Excellent: 60 or more words Good: 52 words Fair: 43 words

O R

levels of fitness. For more information please email Rosemary: rosemarythornton@hotmail.com

B A N G

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Page 41

A church, a monastery and a priory My last article featured the legend of Saint Kenelm at Winchcombe. This month I'm turning my attention to Bishop's Cleeve and examining some of the myths which still circulate in the local memory.

This memory can be summarised as follows: Bishop's Cleeve is a Saxon village and Saint Michael's church was once a monastery complete with monks. The Priory in Station Road was linked to the monastery. There is an element of truth in these beliefs but they only hint at a more interesting reality.

The name of the village was first recorded in the AngloSaxon period c.780AD and

it refers to the cliff which is Cleeve Hill. A century ago historians too easily took the first written record as evidence for the birth of a village. We now know better, for modern archaeology teaches us otherwise and there has been plenty of archaeology in and around the village during the last thirty or so years!

Yes, fragments of pottery found where Lidl now stands support the written record that a settlement existed here in Anglo-Saxon times, but Bishop's Cleeve has a much earlier origin.

Nevertheless, it would be stretching the evidence too much to suggest that a single piece of flint found near Cleeve Hall in 2002 meant there was a settlement there about 15,000 years ago.

Similarly the archaeologists working on the site of the doctors' surgery in Stoke Road felt the few flints from

about 4,000 years ago did not indicate a settlement.

Fast forward to about 2,500 years ago. The construction of the entrance to Tesco's car park destroyed two round houses from the Iron Age; the first evidence for people living here. From the Iron Age to the end of the fourth century AD people lived, farmed and were buried in an area lying roughly from Tesco to Station Road. So by the time its name was first recorded, Bishop's Cleeve already had a long history.

So what about the monastery? This myth has arisen because that document from c.780AD refers to land being given to the church of Saint Michael's and the 'monasterium' there. At this time the word 'monasterium' meant a church which served as the base for a small number of priests who served the surrounding area. This was a long way removed from the later mediaeval monasteries like Gloucester and Tewkesbury.

Saint Michael's church is large, not because it was once full of monks, but because it expanded as the population grew until the years just before the Black Death in 1349.

Finally, what about The Priory? The earliest reference I have found to that name was in 1873 when the curate, the Reverend W Ellison, was living there. However

Page 42 To advertise call 07939 802 384 or 01242 500 028 or visit www.bishopscleevemagazine.co.uk

The Priory in 1960

there has been a close link between The Priory and Saint Michael's church and we have no need to guess what that was. Until 1624 it was the home, not of the curate, but of the church's rector. In that year the rector, Timothy Gates, moved out, buying the former manor house of the Bishop of Worcester for the enormous sum of £3,000. He moved into what is now Cleeve Hall

and over time his former rectory became known as The Priory. So The Priory was originally the rectory, although it has been rebuilt several times since a priest was recorded in Domesday Book in 1086.

This all leads me to a Cleeve Hall in 1890 when it footnote in this search was the rectory for the history behind the myths. Only in 1624 did the Tithe Barn come into existence. Like the village, the building is much older than the name, because it was built c.1475 as the Bishop of Worcester's barn standing on the opposite side of the farmyard to his manor house. How this The Tithe Barn in 1890 corner of Bishop's Cleeve has changed!

- by David Aldred

Goodrum Carpets

Hidato Starting at 1 and finishing at 49, track your way from one square to another, either horizontally, vertically or diagonally, placing consecutive numbers into the empty squares as you go. Some numbers are already given.

43

39

36

38

1 4

26 49

25

23

8

Friendly Service & Professional Advice

Carpets • Carpet Tiles • Natural Flooring • Vinyls • Insurance Estimates • Remnants

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©puzzlepress.co.uk

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A LOCAL BUSINESS EST. OVER 30 YEARS

01242 251700 or 07967193966

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Page 43

Around Britain High Points & Peaks 1. Ben Nevis, Highland - Ben Nevis is the highest mountain in Scotland, Great Britain, and whole of The British Isles. Thought to take its name from either the Scots Gaelic nibheis, meaning ‘venomous’, or else nèamh-bhathais, roughly equating to ‘head in the clouds’, some 125,000 climbers and walkers reach the mountain’s 1,344m (4,409ft) peak each year.

2. Skelton, Cumbria - Completed in 2001, Britain’s tallest manmade structure is the Skelton transmitting station mast in Cumbria. It stands at an impressive height of 365m (1,197ft) – more than 40m (131ft) taller than the Eiffel Tower 3. Chancellor’s Court, Birmingham University, Birmingham - The Joseph Chamberlain Memorial Clock Tower at Birmingham University stands taller than the Statue of Liberty and, at 100m (328ft), is the tallest free-standing clock tower in Britain. In fact, it was the tallest clock tower in the world until as recently as 2011.

4. Guy’s Tower, London - Forming part of University College London, Guy’s Tower – or, officially, The Tower Building of Guy’s Hospital – was completed in 1973. Its highest point stands at 143m (469ft), and contains thirty-four storeys, enough to place it amongst the tallest buildings in the capital and the tallest hospital buildings in the world.

5. Skerryvore, Inner Hebrides - A remote reef 20km (12 miles) south of the Hebridean island of Tiree is the site of Scotland’s – and indeed Britain’s – tallest lighthouse. Skerryvore (48m/156ft) was built between 1838-44 by Alan Stevenson (son of the engineer Robert Stevenson, and uncle of Robert Louis Stevenson), and stands atop a rocky outcrop barely 280 square-feet in size at low tide. © Taken from The British Isles: A Trivia Gazetteer by Paul Anthony Jones

Figures of Speech Choosing from the list on the right, can you work out the figures of speech that the sentences on the left are best examples of?

1 2 3 4 5 6 7 8 9 10

His dog had to be put to sleep His life passed him by I am so hungry I could eat a horse In my opinion, I think she is right It was a rollercoaster of emotions She cooked cupcakes in the kitchen She was as cool as a cucumber They were in a random order You aren't doing badly at all You have to be cruel to be kind

Alliteration Euphemism Hyperbole Litotes Metaphor Oxymoron Paradox Personification Simile Tautology

Page 44 To advertise call 07939 802 384 or 01242 500 028 or visit www.bishopscleevemagazine.co.uk

Bishop's Cleeve Useful Numbers UTILITIES

CHURCHES

St Michaels & All Angels

01242 673612

SCHOOLS Bishop's Cleeve Primary School 01242 673814

Electricty -足Power Loss

0800 365 900

Gas Emergency

0800 111 999

Water Leaks

0800 169 1144

Water Severn Trent

0800 783 4444

Grangefield Primay School

01242 671003

Cleeve School

01242 672546

HELPLINES

Woodmancote School

01242 674312

Gretton Primary School

01242 602679

Alcoholics Anonymous 0845 769 7555 Childline 0800 1111 Citizens Advice Bureau 0870 120 4040 Crimestoppers 0800 555 111 Directory Enquiries 118 500 Drugs Helpline 0800 776 600 Floodline 0845 988 1188 Parentline Plus 0808 800 2222 RSPCA 0300 123 4999 Samaritans 01452 306333 National Missing Persons 0500 700 700

Gotherington Primary School 01242 675454 Winchcombe School

01242 602233

Winchcombe Abbey Primary School 01242 602447

DOCTORS & PHARMACY Stoke Road Surgery

01242 672007

Woodmancote Surgery

01242 676113

Badham Pharmacy Stoke Road 01242 672211 Badham Pharmacy Church Road 01242 672653

HOSPITALS Gloucestershire Royal Hospital 0300 422 2222 Nuffield Health Hospital

01242 802897

Cheltenham General

03004 222222

LIBRARIES 0845 2305420

POST OFFICES 01242 672482

Gotherington Post Office

01242 672249

999 999 0800 111 999 999 101 111

al

Bishop's Cleeve Post Office

Ambulance (Emergency Only) Fire (Emergency Only) Gas Emergency Police (Emergency Only) Police (non-emergency) NHS Direct

dic

TRAVEL Bus Information

01452 418630

Train Information

0845 748 4950

me

Bishop's Cleeve Library

EMERGENCY NUMBERS

COUNCIL Cheltenham Borough Council 01242 262626 Tewkesbury Borough Council 01684 295010 Please mention Bishop's Cleeve Magazine when responding to advertisers

Page 45

advertisers index Acupuncture Pam Everitt 16-17 Aerials & Satellites Digital TV & Satellite Systems 6 Beauty The Beauty Lounge 23 Boat Moorings The Old Rectory 12 Bookkeepers The BooksAngel 35 Building, Maintenance, Repair, Carpentry & Handyman Services, Painters & Decorators Bill Bowmer Handyman 11 Cleeve Supplies 3 Dave Dowell 15 LB Services 20 Matt Grimshaw Carpentry 11 Caring Services Family Friend 8 Carpets & Flooring Carpets Direct 6 Goodrum Carpets 43 Charities & Community Building Circles 18 Cleaning & Domestic Services Tewkesbury Cleaning 30 Clubs & Classes Cleeve Sports Club 27 Girotondo Languages 8 Electrical Services LB Services 20 Pro Electrical 18 Entertainment / Theatre Sunshine Radio

6

Roses Theatre 32 Estate Agents Errington Smith Estate Agents 24-25 Events Welland Steam Rally 47 Food & Drink Jelly Roll Cafe 20 The Hunters Inn 12 Wiltshire Farm Foods back page Funeral Directories Alexander Burn

28 Furniture Gloucester Import Furniture 2 Garden Centres Tewkesbury Garden Centre 13 Gardens & Landscaping Edward Price 15 Garden Machinery Cheltenham Garden Machinery 15 Health Cleeve Sports Club 27 Slimming World 8 Holidays Road-River-Rentals 20 Hypnotherapy & Reiki Advance Practice 8 Positive Exchange 33 Interior Design Bella's Interior 11 Locksmiths MM Locksecure 30 Motoring, MOT’s & Vehicle Sales Cheltenham Scratch & Scuff 9 Cotswold Mini 36 Exhaust, Tyres & Batteries 4

Advertising Rates start from only Sixteenth Page £18 Eighth Page £28 Quarter Page £35 Half Page £58 Full Page £99 Per month & excl vat

J.T. Vehicle Services 37 Power Station 37 Oven Cleaning Oven Cleaning Specialist 35 Plumbing, Heating & Boiler Services LB Services 20 Johnston Scotia 29 Paul's Plumbing 23 Paul Tamcken Plumbing & Heating 20 Reflexology Judith Humphreys Reflexology 11 Removals Swift Removals & Storage 28 Roofing LCM Flat Roofing 20 Premier Building Systems 9 Shopping Cleeve Supplies 3 Storage Compton Green Business Park 6 Swift Removals & Storage 28 Television Aerials & Satellites Digital TV & Satellite Systems 6 Vacancies HPS TR Ltd

4

Vets & Pets Folly Gardens

19 Windows, Doors & Conservatories Cloudy 2 Clear

Homestyle Clear Vision

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Q.B.D. 11

BISHOP'S CL Whilst every care is taken to ensure accuracy, the publisher cannot accept responsibility for loss, damage or omission caused by error in the printing of an advert. All artwork is accepted on the strict condition that permission has been given for use in the publication. Glos Directories does not officially endorse any advertising/editorial material included within the publication. All rights reserved. No part of this publication may be reproduced, stored in any retrieval systen or transmitted in any form - electronic, mechanical, photocopying or otherwise - without the prior consent of the publisher. The use of this magazine for canvassing or direct marketing is strictly prohibited.

F

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Page 47

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