Disruptive Companies that Changed the Business World

THE PHONE THAT DOSEN’T JUST STAND OUT, IT STANDS APART

From Editor's Desk

Reinventing Business Strategies

Inbusinesstheories,disruptiveinnovationsaresuchthatcreateanewmarketbychallenging thetraditionalpracticesandprovidinganewsetofvalues.Leadersofsuchenterprisesenrich themarketplacebybringingsomethingnewtoit,andmakingspaceformanymore revolutionaryideastocome.Suchleaderseventuallyovertakethemarket,displacing establishedmarket-leadingfirms,productsandalliances.

Lookingatit,theseinnovationsaregenerallyproducedbythepeoplewhoarenewinthe marketspace.Suchleadersmayalsobecalledastheinnovativeleaders.Foracompanyto evolveandstayinthemarketspace,itisnecessarythatithasleaderswhoinfluencetheir employeestoproducecreativeideas,servicesandproducts.Thisnewinnovativeapproachby theindustryleadershasresultedinanewfocusbythem,theroleofleadersinfashioningthe natureandsuccessofthecreativeefforts.

ThisissueofDisruptiveCompaniesthatChangedtheBusinessWorld2019featuresthestories ofsuchleaders,whowiththeirbusinessskillsarebreakingthemarket,withnewinnovations oneveryturnoftheirjourney.

AlsoreadaboutIndonesia’scentreofeconomy,Jakarta.KnowhowJakartaorSundaKelapa becameanimportantpointfortradeintheSundaKingdom.Knowmoreaboutthecityscapeof Jakarta,theirphenomenalarchitecturalstylesandtheculture!Didyouknow,yourhealthand eatinghabitscangreatlyaffectyourproductivity?Knowmoreaboutitinthiseditorialfeature.

ThecoverstoryfeatureisCambodia’slongest-servingtelecommunicationscompany, Cellcard.Withmorethan20yearsofoperationandacustomerbaseof3.2million,Cellcard hasbeenrankedNumber1inCambodia’sfirstConsumerValueIndex(2017)whichrates valueformoney,acrosstheentireproductrange,aswellastransparencyandservice.Other featuresincludeWrightZone,atechnologysolutionsprovider TheGraciousF,thecolour consultant.ItistheleadingcoloursolutionsconsultancyinGCC,dedicatedtoassistingpeople andorganizationsinbenefittingthroughthepowerofColourScienceandPsychology And manysuchcompanies.

“Life’stooshorttobuildsomethingnobodywants.”-AshMaurya

Haveagoodread!

Shalmali Wadadekar

Leaders in Spotlight

ThisissueofTheEnterprise World,DisruptiveCompanies thatChangedtheBusinessWorld 2019features,

Featuringforthecoverstoryis Cellcard,Cambodia’slongestservingtelecommunications companywithmorethan20years ofoperationandacustomerbaseof 3.2million.Cellcardhasbeen rankedNumber1inCambodia’s firstConsumerValueIndex(2017) whichratesvalueformoney,across theentireproductrange,aswellas transparencyandservice.Cellcard hasbeeninoperationfor22years andwasaninnovationleaderbeing firsttolaunchanumberof initiativessuchasMMS, Streaming,Callertunesand UnlimitedDownloads.Themarket experiencedmajordisruptionwith newmulti-nationalentrantsin2012 thatwereabletorollout4Gin 2014.

Withthefocusonproviding affordablesoftwaresolutionsto increaseyoursales,reducecosts andautomateand/orintegrateyour companybusinessprocessesand systems,WrightZone InternationalLimitedisa technologysolutionsprovider Theirenterprisemetrology

softwareremainsunparalleled. CoAssetsPteLtdisAsia’sleading FinTechplatform,connecting investorswithrealestate developersandsmallandmediumsizedenterprises(SMEs)withinthe AsiaPacifictoexploreinvestment opportunitiesandexpansion. CoAssetshasdevelopedstrong regionalpartnershipstosourcefor diverseanduniquedealswhich theythenrobustly-structuretolist ontheirplatform.

RollingArraysisAsia’spremier award-winningHRTransformation Company,headquarteredin Singaporewithofficesin6 countries.Sinceitsinception, RollingArrayshassuccessfully deliveredmorethan150HR transformationprojectsformore than75blue-chipclientsacross Asia.Withitstechnologyand businessacumen,RollingArrays bridgedthisgapbyproviding technologyservicesinthebusiness languagewhichHRspeaksand understands.Withapassionfor constructivetechnology,anda beliefthatrealpositivetechnology shouldstrengthenournatural behavioursandourbondswith nature,SilexProisenhancingthe waypeoplecommunicateand collaborateovervideo,andtomake

groupvideomeetingsmorenatural, moreenjoyableandcertainlymore productive.

TheGraciousFistheleading coloursolutionsconsultancyin GCC,dedicatedtoassistingpeople andorganizationsinbenefitting throughthepowerofColour ScienceandPsychology. .Establishedin2008,basedin Dubai,TheGraciousFhasassisted avarietyofindividualsand businessesandholdsaPortfolioof nationalandinternational organizations.Thisconsultancy companyadvisesindividuals throughdifferentaspectsona personallevelstartingwithColour Consulting,personalStylingand FengShuioftheirhomesand personalspace.Sediciihas developedandpatentedvarious technologiesbasedontheZero KnowledgeProofProtocol; solutionsincludeanti-money laundering,remoteKYCbiometric onboardinginadditiontotherealtimedigitalidentitycapability. Sediciifirmlybelievesthatidentity andtheabilitytoaccuratelyand quicklyprovethatyouarewhoyou sayyouareisattherootofevery commercialtransactionandmany socialinteractions.

IanWatson CEO

Whodoesn’towna

mobilephonetoday?

Movingoverfrom beacons,smokesignals,telegraphs theworldistodayhighlyrelianton mobilenetworksforallkindsof communications.Beitinternet services,orcallingservice, telecommunicationisadailyneed, andjustlikealltheotherelements, amobilephoneandasim-cardare abasicnecessity.Digitalizationis takingoverandwhatisimportant forthatistheuninterruptedinternet connection.

IanWatson,arecognized personalitywithinthe telecommunicationscommunity,is theCEOofCellcard,Cambodia’s longestservingtelecommunications companywithmorethan22years ofoperationandacustomerbaseof 3.2million.Cellcardhasbeen rankedNumber1inCambodia’s firstConsumerValueIndex(2017) whichratesvalueformoney,across theentireproductrange,aswellas transparencyandservice.

CamGSMCo.Ltdwaslaunchedin 1997inajointventurewith MillicomInternationalCellular offeringcustomersthefirstprepaid servicewithscratchcards.

OperatingunderthenameMobitel, thecompanyhadalwaysbeenthe marketleaderbringinginnovation inbothtechnologyandcustomer service.In1998Mobitelwasthe firsttorolloutanation-wide networkinCambodiaalongwith thefirstSMSandRoaming services.Itwasin2005the companylaunched3Gandarange ofValueAddedServices(VAS), followedbyacreditsharing platformthefollowingyear.

The3Gmilestoneincludedthe transitionfromMobiteltothe

Cellcardbrandname,followedbya $200millioninvestmentin2007 forNextGenerationNetwork (NGN).Twoyearslaterthebuy-out ofsharesfromMillicomsaw CellcardbecomeCambodia’sonly 100%locally-ownedoperator–a creditthathasbecomeintrinsicto thebrandwhichstillcarriesthe ProudlyKhmertaglinetoday.More innovationsfollowedwiththefirst mobilepaymentplatformin2010 andthefirstloyaltyprogramin 2013.

Cellcardservicesthefullspectrum ofcustomersegmentswithdigital contentservices,voice,dataand flexiplans,touristandroaming packagesandafullrangeof businesssolutions.Cellcardhas transitionedthrough2G,3G,4G andisnowpreparingits5Glaunch bytheendof2019.Asoneof Cambodia’stopthreebrands, Cellcardhasbuiltitsreputationon trustandreliabilityandisknownas thesteadfastoperatorwith Cambodianfamilyvaluesatits core.

Settingupastronghistoryof industryinnovationshaditsown shareofchallenges.Cellcardhas beeninoperationfor22yearsand wasaninnovationleaderbeingfirst tolaunchanumberofinitiatives suchasMMS,Streaming, CallertunesandUnlimited Downloads.Themarket experiencedmajordisruptionwith newmulti-nationalentrantsin2012 whowereabletorollout4Gin 2014.

Asasingle-marketoperator–and theonlyCambodian-ownedtelcoCellcardwasalateentrantfor4G, launchingin2015with300sites.It wasinearlyJanuary2017that Cellcardwasabletocompleteits

roll-outgoingfrom300sitesto 3000sitesin18months,reaching morethan80%nation-wide coverage.

Asthelatesttoroll-out4G, Cellcardlostmanyoftheyouth segmenttoitscompetitorsandit hasbeenachallengeforCellcardto changeitsbrandperceptionto appealtoyouth.

Togainmassappeal,Cellcard launchedCambodia’smost affordabledataproductsOsja XchangeandBigLovewiththe mantraofgivingaffordableaccess tomobiledataforallCambodians.

Asaresult,mobiledatatraffichas risen1000%inthepasttwoyears andtheaveragedailyusageof mobiledatahasgrownfrom 200MBto600MBandmore.

Thepressureisnowonnetwork monitizationandon-going maintenancetodealwith congestionandimprovingindoor coveragewithCambodia’srapid riseinmajorconstructionprojects.

“Cellcard stands by its vision for a digital lifestyle for customers as well as a digitized economy.”

Cellcard’sarrayofServices-

CellcardisProudlyKhmer.Its currentstraplineframingallcurrent communicationandcampaignsis thatCellcardisforEveryone Everywhere.Thisreinforcesthe strategyofaffordableaccessto mobiledataforallinCambodia andthecompany’sstepsto progressthemarkettoanAlways OnDigitalLifestyleandEconomy

Currentflagshipoffers:

•TheflexiproductOsjaXchange givescustomerstheabilityto

consume$100ofvalueineither voiceordata(orboth)forjust$1 for14days.

•TheBigLovedataofferincreases thedataallowanceto10GBforjust $1perweek.

Bothproductscomewithafull familyofdifferentprice-points alongwithadditionalbenefitssuch asdatasharing,freevoice allowancesandshort-termbonus promotions.

Cellcardhasmovedmore aggressivelyintotheyouth segment,andhaslaunchedanew digitalcontentservicewhichalso providesin-homedatasolutionsfor residentialandcommercialuse.

Otherdigitalenablersthathave helpedfuelCellcard’sexpected growthin2019include

•AnewagileBillingSystem,

•Aworld-classdatacentre,

•AnewCustomerLifecycle ManagementsystemandLoyalty platform,

•NewrefreshedApprepurposed fordigitalcontentservicessuchas gaming,musicandvideoon demand.

•Anall-newapp-basedLoyalty programusinggamificationasa keydifferentiator

Cellcard’sfocusisnowshiftingto 5Gservicesattheendof2019to deliversuperfastbroadband, premiumandprioritybroadband productsforthefullrangeof ConsumerandEnterprisesegments.

•The4GLTEsuccessstory

Theyear2017markedtheboldand aggressive4GLTEroll-out rampingupthenumberofsites from300to3000nation-wide.Asa result,Cellcardhasincreasedits customernumbersby24%and mobiledatatrafficoverthenetwork hasincreasedby1000%.The4G LTEroll-outcontinuestobea successstoryforbothCellcardand Cambodiawhichcontinuesto attractregionalandinternational industryattention.

Cellcardhasbeenawardedforits networkreliability,coverageand speedfromindependentglobal companiesOoklaandOpenSignal forthreeyearsinarow(2017and 2018).Cellcardhasalsobeen rankedNumber1inCambodia’s firstConsumerValueIndex(2017) whichratesvalueformoney,across theentireproductrange,aswellas transparencyandservice.

In2017theCambodia’smarkethad a36%increaseinmobiledata connectionstranslatingtoan injectionof$610milliontothe localeconomy.Industryexperts attributemuchofthattoCellcard’s effortsinbuildingoutits4G networkandmakingmobiledata pricingaffordableforeveryday Cambodianconsumers.

•Preparingfor5G

Withthe4GLTEroll-outnearing completion,Cellcard’ssightsare firmlysetonbuildingthebridgeto 5G.Cellcard’sgoalforintroducing 5GintoCambodiaistoseethenew technologybecometheEnablerof

Dreams.

Cellcardbelievesthatthe aspirationsofitscustomerstohave abetterqualityoflifeshouldbe metby5G,initsalmostlimitless applications.

Cellcardhasconductedsuccessful 5Gtrialsandwillhaveitsfirst5G usecasesinthemarketbytheend oftheyear.

5Gusecasesbeingdeveloped include:

•BigData

•E-Sim

•SmartCities

•ArtificialIntelligence

•Large-scaleAugmentedand VirtualReality

Cellcard5Gwillbethebridgefor alloftheseapplicationsintegrating industry,governments,and consumerstoensuretechnological advancementimprovesqualityof lifeforCambodians.

Also,thecompanywillbe

launchingtheirnewandexciting AR/VRplatforms.Cellcardwillbe thefirsttolaunchfullAugmented RealityandVirtualReality/VR educationmodules,allowingschool childrentoaccessthelatestdigital technologyeveninthemostremote areastoassistwitheducationand learning.

“Cellcard will introduce remote health monitoring programs for rural areas further helping people to live healthier lives and give them affordable health care and monitoring.

Enhanced mobile broadband will be launched on our 5G platform allowing people in even the remote areas access to affordable mobile broadband, again bridging the digital divide.

Water monitoring and flood prevention sensors will be introduced to vulnerable areas to give early warning of rising water levels which can have a disastrous effect on people's livelihoods.”

CellcardismovingintoOTTwith newmessagingapps,lifestyleand gamingappsandcontentservices suchasVideoonDemand.

Gamingisbeingdevelopedwitha newsuiteofGamerdatapacks supplementedbysponsorshipsand partnershipswithsomeofthe world'slargestgamedevelopers. ThisisalreadyenablingCellcardto exposeandincludeCambodian gamersintheSEAsiangaming tournamentsandtheinternational gamingcommunity

TheGrowthFactor-

Acompanywithalong22yearsof historydidnotjustgainsuccess overnight.Thetippingpointfor Cellcardinbeingabletogrowits marketshareandincreaserevenue wasthelaunchofCellcard’s4G LTEnetworkanditsstanceon mobiledataaffordability.

Cellcard’s4Groll-outhashelped driveupmobiledatasubscriptions inCambodiain2017.

AresearchpaperlaunchedinMay2018,“TheRoleofMobileTelecomsinTransformingCambodia”shows36% upliftinmobiledatasubscriptionsnation-wide,inlinewithCellcard’snetworkroll-outandpushformobiledata affordability.

Thediagrambelowshows36%mobiledatagrowthtrendin2017,upconsiderablyfrom2016.

DuringthepastyearCellcardhasseena25%increaseinsubscriptions,andthesamepercentageofupliftin revenue.

CellcardhasplayedacriticalroleindrivinginternetandSocialMediausage.

Basedonthesegraphs,thegrowthtrendisonlyexpectedtogrowinthecomingyears.

Cellcard’snetworksuccesshasattractedattentionfromaroundtheworld,resultingin20awardwinssincethe startofits4Grollout–includingOoklaandOpenSignalawardsforthreeyearsrunning.

Theirsubscribershaveincreasedby24%to3.2M.Cellcardiswellontracktodeliver24%morerevenuethan previousyear.Theirmobiledatatraffichasgrown1000%inthepasttwoyears.AlsoCellcardcustomerson averagehavegonefromusing200MBadayto600MB.

Thebelowgraphsshowthecorrelationbetweenthe4GLTEnetworkroll-outandthecompaniesglobalregional andaccolades.

CurrentlyCellcardisanactive participantandspeakerinthe international5Gindustryevents andproactivelyseeksthelatest innovationsfromvendorsaround theworld.Cellcardhasinvested heavilyinlatesttechnologyfor billingservices,dataanalyticsand networkmonitoringtoenable businessdecisionsforfuture productsandservicesandnetwork provisioning.

IanWatson-Leadingthe EuphoricEmpire

“Business is not a rat race , it is a halthy challenging environment , where as a leader of a team you need to be constantly building, adapting and evolving into this really exciting digital future. It’s not only the biggest who will survive, it’s those who can adapt the quickest.”

Mr Watsonwasappointedasthe CEOofCellcardintheJulyof 2012andtheGroupCEOforthe InformationTechnology(ICT)after thesuccessfulturnaroundofWing Cambodia.Withhissharpbusiness mind,forwardthinkingforthe companyandstrongnegotiation skills,hehasearnedhisrespectasa strongleader.

Underhisleadership,Cellcardhas earnedvariousprestigiousawards, someofwhichinclude:

•Aug2019-Super30Companies oftheYearbytheSiliconReview

•BestHRStrategyinLinewith BusinessAwardbyCMOAsia

•DreamCompanytoWorkfor AwardbyCMOAsia

•MarketingCampaignoftheYear AwardedbyCMOAsia

•Jul2019-BestMobileNetwork ProviderCambodiaAwardby

InternationalBusinessMagazine

•FastestMobileNetworkfrom OoklaforperiodJanuarytoJune 2019

•May2019-Cambodia’sBest MobileNetworkServiceProvider awardedbyInternationalFinance Magazine

•BestEmergingMarketOperator AwardedbyTelecomAsia

•Feb2019-FastestMobile NetworkfromOoklaforperiod JulytoDecember2018

•“DownloadSpeedExperience”& “UploadSpeedExperience”from OpenSignalforperiodOctoberto December2018

•Jan2019-Cambodia’sBestBrand AwardfromCMOAsia

•Dec2018-FastestGrowing TelecommunicationsCompany fromGlobalBanking&Finance Review

GettyGoh CEO & Co-Founder

CoAssets

LARGEST DIGITALLY ENABLED INVESTOR PLATFORM

FinTechorFinancial

Technologyisthe innovationinhowpeople transactbusinesses.Itcanbethe inventionofdigitalmoney,orthe double-entrybookkeeping.FinTech hasevolvedandisbringingtothe worldeasyandconvenientservices athand.Itcanbeavarietyof financialservices,liketransferof money,orapplyingforcreditor anyotherfinancialservices,people havenowbecomeincreasingly awareofFinTech.

GettyGoh,withhisco-founderDr SehHuanKiatstartedCoAssets,a crowdfundingplatformthat connectsborrowersandlenders acrossAsiaofquantabelow$5 million.CoAssetsPteLtdisAsia's leadingFinTechplatform, connectinginvestorswithreal estatedevelopersandsmalland medium-sizedenterprises(SMEs) withinAsiaPacifictoexplore investmentopportunitiesand expansion.

FoundedinSingaporesinceJuly 2013,CoAssetshasmorethan 574,000registeredclientsand users,andaregionalpresencewith outboundofficesinAustralia, ChinaandHongKong.The

THEESSENCE ISTHATFINANCE ISABOUTPEOPLE.

IFYOURINVESTORS DONOTTRUSTYOU, THECOMPANY CANNOTGROW, NOMATTERHOW GRANDTHE TECHNOLOGYIS.

companyheadedbyco-founders GettyGohandDrSehHuanKiat, withthestrategicintentofenabling prudentinvestmentsthroughclever financialtechnologyaccessibleto investorsofdiversecapitalbase tranches.Throughtheuseof cutting-edgetechnology-based solutions,clientsareabletoharness thebestofwhatregionalfinancial marketshavetoofferandbepartof aninnovativeconsumerjourney availableonlyatCoAssets.

“Being in business for six years, I learnt that there is a high demand for investments beyond traditional stocks and shares. Now, my inspiration for CoAssets is to connect these investors to a wide range of non-traditional investment opportunities.”

CoAssets-TheCompanyCoAssetsofferstheinvestorswith opportunitiestoinvestin investmentopportunities,which werecustomarilydominatedby accreditedinvestors/institutional investors.Thesearefundamentally nodifferentfromthetraditional SMEdealsthatotherplatforms service.However,themain differenceisthefocussector.Given thecurrentmarketsituation,

CoAssetsislookingatcountercyclicalindustries.Hence,thingsin lowcost,entertainment(i.e. movies)areexamplesofdeals investorscanfindontheirplatform.

ClientsofCoAssetscompriseof entry-levelretailinvestorstohighnet-worthindividualsand institutionswantingtogrow shareholdervaluethroughprudent capitalenhancement.Todate, CoAssetshasraisedmorethan S$100millionandfundedprojects inmorethan10countriesglobally

Challengestendtoappearin dozenswhenonedecidestostart somethingnew,andifitisan enterpriseinFinTech,thereareno bounds.AndasMr.GettyGoh rightlysays,“Beingan entrepreneurisnevereasy.”Being anentrepreneurisakintoa multitaskingproblemsolverwho worksinabigorganisation—your rolesandresponsibilitiesareclearly defined.Asanentrepreneur,the “buckstopswithyou”.All problemsareyourresponsibility.

Fromoperations,sales,training, HR,product,etc.thelistgoeson. Hierarchyprovedthemost challengingtonavigateinsuch situations.

Throughtheirstrategicpartnerships insourcingfordealsandrobustlystructuringthem,CoAssetsstrives tokeeptheirdefaultstoa minimum.Also,theCoAssetsteam tagseachinvestortoadedicated AlternativeWealthManager These managersaddresstheirquestions andconcernsaroundtheclock. Investorsareattheheartof everythingthecompanydoes. HavingtheirAlternativeWealth Managersservetheinvestorsinthis manneristhecompany’swayof showingtheirsinceritytotheir investors.Besidesthat,thereareno feeschargedtoinvestorsatany pointandnominimumbalance requiredtoopenanaccountwith CoAssets.Technologywill continuetobeanenabler.

CoAssetshasdevelopedstrong regionalpartnershipstosourcefor diverseanduniquedealswhich theythenrobustly-structuretolist ontheirplatform.CoAssetsaimsto mitigaterisksasmuchaspossible, andcanproudlyclaimthattheir defaultratewas0%in2018asper MAScalculations.Thecompanyis alsoalwaysonthelookoutfornew technologiestoimplementaswell tomaketheinvestmentprocess better.CoAssetsbringstoits

2GIRLSUSINGCAAPP

COASSET’SAPP

DRHUANKIATSEH,CTO

customersnon-traditionaldealsto regularinvestorssothattheyhave moreoptionstomakemoney, accumulatewealthandsavefor retirement.

“In CoAssets, we aim to cope with our competition by differentiating ourselves through the products that we offer.”

Forexample,thererecentlywasa projectwhichallowedretail investorstoinvestinSylvester Stallone’sRambo5moviewithas lowas$5,000.Therearehardlyany otherwealthplatformswhichoffer suchuniqueproductswhichwere previouslynotwidelyavailableto them.Whoknows,maybeour investorswillonedaygetachance toinvestinaMarvelfilm.

TheCoAssetsFamily-

Creatingahealthywork environmentincludesmonetary incentivesandexponentialgrowth opportunitiesdespitethenumberof workingexperience.CoAssets practiceshavingaflatcorporate structuretopromotelowpower distancebetweeneachstaff.

“I believe that this supports open communication. Another way that I try to implement is blind hiring, and that means hiring with diversity despite age or gender and evaluate them based on potential rather than circumstances.”

Thecompanybelievesinworking hardandplayinghard.For example,iftheemployeeshittheir targetsbeforethedeadline,theyare givenextradaysofpaidleaveon topoftheirannualleave.Those additionaldaysoffcanbeaslong as1-2weeks.Thisalsohelpsin boostingtheproductivityofthe employeesatwork.

Apartfromthat,CoAssetsisavery family-orientedfirm.Whenan employeeneedstodecidebetween workandfamily,primefocusis alwaysgiventothefamily. Only withahappyandfulfillingfamily willtheemployeesbeableto concentrateonworkanddohis/her best.Admittedly,thiswas somethingthecompanycouldnot affordtodowhenitfirststarted. However,nowthatCoAssetsison afirmerfinancialfooting,theseare

benefitsthattheycangivetheir employees.

“Investors are at the heart of everything we do”.

ThisisabeliefthatCoAssetshas heldfirmlytotheirheartsasthey wouldnothavebeenableto achievesuchremarkable accomplishmentswithoutthe investors.Admittedly,doingwhat theydoisnotrocketscience.As longasthecompanysincerely helpstheirinvestorsmakemoney, letthemhaveminimaldefaultsand genuinelycareforthem,theywill appreciateitandstickwith CoAssets.

CoAssets’slateofaccolades includeGoldWinnerof2014OPP AwardsforBestInnovation,Top 100Winnerforthe2014Red HerringAsia,finalistforMAS FinTechAwards2016,anda nomineeforSingaporeHRM Awards2017asBestSME EmployeroftheYear.

COASSETSAWARDSANDPROMOTIONNIGHT2019

The Disruptive Companies that Changed the Business World

Mastering the art of horology through timeless craftsmanship and expert designs

COMMUNICATION as a Core of a BUSINESS

orabusinessorany Fcommunity,communication formsthecoreorthe foundationalvalue.Whatdefines thecompany'sbusinessstrategyis thevisionofthecompany,its objectives,valuesandthebusiness model.

Whyaclearbusinessstrategyis important,issothatitoffersthe companywiththekeyinformation onemployeeactivity.Itcontains detailsandcriticalinformationon howthebusinessrunsandhowto keepitaheadinthecompetition anddistinguishable.Andwhatis moreimportantthanthisis communicationofthisstrategyto theemployees,sothatthe company,asateamcanlook forwardtothegoalstoachieve.

Itisnecessaryfortheemployeesat everyleveltounderstandthe businessgoalssoastomakethe businessstrategyworkeffectively Notjusttheupper-front managementshouldhavethe strategyworkedout,butitis

necessaryforthemtodisseminate theinformationdowntoevery employee.Onlythencantheplan work,oritisjustanotherpieceof paper.Andthisiswhere communicationplaysavitalrole.

Apoorcommunicationcomeswith itshazards.Toensurethatthe employees’decisionsarelinedup withthegoalsandvisionofthe company,aproperalignmentwith thecorporatestrategiesisrequired. Thishasgivenrisetoefficient communicationstrategiesforthe businessmodels.Company’stoday tendtohirecommunications professionalssothattheycan strategizeneatcommunication strategiesforthecompanies.These strategiescanbevariedtosuitthe corporatepersonalityofthe company.

suitthefeaturesofyouraudience. Thiswillhelptogetyourmessage througheffectively.

2.Clarityofthemessages-When sendingamessagethrough,always striveforclarityofthemessage.If youareclearwithwhatyouwantto say,thereceiverwillsurely understandthemessagewiththe sameamountofclarity.

3.Haveapurposeinmind-When communicatinginabusiness channel;youmusthaveyour purposeofcommunicationclearin mind.Youmightwanttosimply informthem,orpersuadethemfor atask,havethepurposeclearand communicateaccordingly.

Here

areafewkeyprinciplesof businesscommunicationtohelpget yourmessagethrough-

1.Knowyouraudience-Itisthe mostimportantaspect.Youshould tailorandcurateyourcontentto

Thuswithconstantlyevolving communication,itisnecessaryfor thebusinessestoadoptnew strategiesofcommunicationsand stayatfronttoeffectively communicatebusinessstrategies andthevisionofthecompanywith itsemployeeforce.

FESTIVAL CONDET

ISTIQLAL MOSQUE

PASAR GLODOK

NATIONAL MONUMENT

Thecitywasestablishedas

SundaKelapainthefourth century,andistodaythe capitalandthelargestcityin Indonesia.JakartaorSundaKelapa becameanimportanttradingport fortheSundaKingdom.Jakartais todayofficiallyaprovince,witha specialcapitalregionstatus. Although,itissometimesstill referredtoasacity

Nicknamedasthe‘BigDurian’, Jakartaisthemostpopulousisland ofJava.Itisalsothecentreof economy,cultureandpoliticsof Indonesia.Thenumbersofbusiness opportunitiesJakartaoffersare numerousandithasattractedmany potentialbusinessmenacrossthe Indonesianarchipelago.Jakartais analphaworldcity,andaseatfor theASEANsecretariat,whichhas madeitanimportantcityfor internationaldiplomacy.Muchof theimportantfinancialinstitutions liketheBankofIndonesia, IndonesiaStockExchangeandalso theheadquartersofmanyother Indonesiancompaniesandother multinationalcompaniesare locatedinthecity

OutoftheASEANregion, Indonesiaisthelargesteconomy, andJakartaplaysavitalroleinit.It istheeconomicnervecentreofthe Indonesianarchipelago.The economyofJakartaishighly dependentonthemanufacturing sectorandotherservicesectors suchasthebanking,tradingand financialsectors.Asoftheyear 2018,Jakartacontributedtoas muchas17%oftheGRPD(Gross RegionalDomesticProduct)of Indonesia.Andintheprevious year,theeconomicgrowthof Jakartawas6.22%.

Thecostoflivinginthecityhas risenovertheyearsandcontinues torisestill.Thelandpricesand rentshaveshotup,theindustrial developmentandrealestateis concentratedintheoutskirtsofthe city,whilecommerceandtradestill occupythecentresofthecity. The propertymarketofJakartais luxurious.KnightFrank,theglobal estatecompany,basedinLondon reportedin2014thatJakarta offeredhighestreturnsonhigh-end propertyinvestments.

JakartaisapartofroughlyonefourthofIndonesia’strade,andthe IndonesianChamberofCommerce hasbeenactivelypromotingtrade inthecountry.Themunicipalityof thecityalsorunsseveralmarkets, whichareanimportantfactorinthe financialaidofthecity.Markets likePasarSenen,PasarGlodokare someofthemajorretailcentres. Alongwiththis,Jakartaalsohas manymallsandshoppingcentres. Mostoftheworld’srenowned brandshavetheirpresenceinthe retailmarketsofJakarta.

CITYSCAPE OF JAKARTA

Architecture

Witharchitecturalstylesinfluenced fromtheMalay,Javanese,Chinese, andArabicperiods,Jakartahasa verysignificantcityscape.The Betawihouseshowsmanyexternal influencesofarchitecture.The numberofculturalbuildings registeredhasincreased significantly.Thecolonialbuildings andstructuresbuiltduringthe colonialerareflectthedominant colonialstyles.Thesecanbe broadlydividedintothreeperiodsTheDutchGoldenAge,the TransitionalstyleandtheDutch Modernism.

Manyofthelandmarks, monumentsandstatuesinJakarta todaywerebuiltduringthe Sukarnoera.Sukarno-whowasan architectissaidtohaveplannedthe monumentsandstatuesofthecity Heissaidtohaveplannedthe statuesandmonumentsinsucha waytomakethecityabeaconof

powerfulnewnation.Duringhis reign,manymonumentalprojects wereplannedandinitiated.Some oftheseprojectsincludethe NationalMonument,Istiqlal Mosque,andNationalParliament.

Culture

Jakarta,beingthecapitalof Indonesiaisameltingpotforall differentkindsofcultures.And rightly,onecanseeitscultural diversityinthetypeoffood,theart andfestivalsandsomuchmore. TheBetawipeople,whoare consideredastheindigenous communityofJakarta,representthe cultureandtraditionofIndonesia. TheBetawipeoplerepresentmany differentcultures,languages, ethnicsandmanymoretogether ratherthanasingledominant culture.

Someofthefamousfestivals celebratedinJakartaincludethe JalanJaksaFestival,Kemang Festival,FestivalCondetand LebaranBetawi.Thesefestivalsare celebratedinanefforttopreserve theoldtraditionalBetawiarts. ManyoftheBetawiartistsare invitedfortheirperformancesin thesefestivals.

Theotherartsandculturefestivals andexhibitionsincludetheJakarta InternationalFilmFestival,oralso calledastheJiFFest,Djakarta WarehouseProject,JakartaFashion Weeketc.Similartraditionsand varietiesareseeninthecuisineof Jakarta.ThecuisineofJakarta featuresalmostallthevarietiesof theIndonesianfoodculture.The

famousisthoughthelocalBetawi cuisine,whichoftenreflects variousforeigncuisinetraditions. SotoBetawiisoneofthemost popularlocaldishesinJakarta. Someoftheotherlocalfavourites includesotokaki,nasiuduketc.

FATIMA AL SHIRAWI FOUNDER

The Gracious F Your Colour Consultant

Weseecolours everywhere,butseldom dowerelatethemtothe thinking,orlookdeeperintothe meaningbehindthoseparticular colours.Whenitcomestobrands, coloursdoplayanimportantrolein howthebrandisperceived.With thehelpofcolourpsychology,one canbuildastrongandrelatable brand.Colourpsychologyorcolour consultancyisactuallythe studyofcoloursinrelation tothehumanbehaviour

MasteringthatisThe GraciousF,thecolour consultancyfoundedby FatimaAlShirawi.Shehas herexpertiseoncolour psychology,andstartedthe ventureofTheGraciousF Establishedin2008;The GraciousFhasassisteda varietyofindividualsand businesses.BasedinDubai andworkingwithlarge organisations,internationaland localdesigners,TheGraciousF providesspecialisedservicesacross theMiddleEasternregion.

TheCompanyTheGraciousFistheleading coloursolutionsconsultancyin

GCC,dedicatedtoassistingpeople andorganizationsinbenefitting throughthepowerofColour ScienceandPsychology

Establishedin2008,basedin Dubai,TheGraciousFhasassisted avarietyofindividualsand businessesandholdsaPortfolioof nationalandinternational organizations.

aspectsonapersonallevelstarting withColourConsulting,personal StylingandFengShuioftheir homesandpersonalspace.

OntheCorporatelevel,The GraciousFusesitsexpertiseacross theaestheticsscopeinassisting companieswiththeirbrandingand corporateidentities,inadditionto advisingthemontheircorporate andretailspace,by implementingmodern interiordesignstrategies enhancedbyFengShui.

Establishedin2008,the companyhasassisteda varietyofbusinessesand individualswithitsniche specialisation.Ithas establisheditselfasaleading globalplayerinthisspaceby successfullycollaborating withinternationalandlocal entities.

TheGraciousFistheleading AestheticsConsultantintheMiddle East,establishedwithavisionto assistbothindividualsand corporatesinachievingtheirgoals, andfulfillingtheirobjectives.

Thisconsultancycompanyadvises individualsthroughdifferent

Inceptionofanycompanyhasits initialbattles,withTheGraciousF, theexplanationhadtobe completelydifferent.Thebiggest challengebeforethemwasto explaintheimportanceofcolours inthebrandingstructure,andthen designaccordingly.Whycolour

It’s important to be driven towards learning something new every day in order to be able to always innovate your services or products, and to maintain the quality of service

‘‘ ‘‘

psychologyisimportantwhenit comestobrandswasstillaquestion lessasked.“TheGraciousF”has learnedtousedifferentmethodsof awarenessfrompublicrelations, educationandsocialmediatobuild anunderstandingoftheconcept.

Growthofthecompanystartedas soonasawarenessstartedtospread aboutthebenefitsofcolourscience andhowthesecanimpactan organizations’performanceand alsoalifegamechangerfor individuals.

“I started off the journey by individual sessions, most of my clients were leaders or entrepreneurs, who started to realize they needed to benefit through this science for their businesses.”

Thecompanyholdsaportfolioof diverseluxurybrands,consumer brands,interiordesignfirmsto educationandgovernmententities. Thecompany’sbranchedinto segmentsinaveryorganicmanner It’safact,whenanindividualsees impactofascienceandtoolon themselves,theyquicklyrealise howthesamecanimpacttheir businessperformanceandrevenues tohelpcreateasustainable organization.

TheirServicesTGFworkswithindividualcolour consulting/FengShuifor corporate&personalspaces, luxurybrands,corporatebranding andmarketingconsultancy,Interior designandTrainingand developmentprograms,PR& Eventsmanagement.Recentlythey havelaunchedanin-house program:TheColourMatrixfor LuxuryRetailbrands,achit-chit forretailorganizationsintraining

theirteamsonhowtousecolour psychologyinconsumerbehaviour.

It’sarevolutionarytoolwhichhas proventobegamechangerinthe LuxuryBrandsworld,results provenbymainKPISwithinfirst semester,andthismakesThe GraciousFgroupveryproudand satisfied,it’saoneofakind programs.

Withsuchsuccessfulservice portfolio,thefutureplansofthe companyincludetakingthe companytoagloballevel.Thiscan onlybedonewithadedicatedstaff andathoroughresearchin ordertokeepupwiththe changingtrendsand technologiesandremain updatedevenonthemarket scenario.Itiscrucialtokeep researchinghowtoimproveyour skills/servicesandbusinessmodel.

Researchplaysapivotalroleinthe successofTheGraciousF’s success.Constantresearchand educationaboutnewthingsinthe fieldaswellasfieldsthat complimentthisparticularonehave beenthemajorgamechangers.

TheColourfulJourney-

Anentrepreneur’smain responsibilityistodedicatealotof theirtimeinmentoringand supportingtheirteam,theteamwill learnbyexampleandwhenthey seeyourdedicationandpassion,it willreflectontheirwork,bringing intoyourcompanyautonomyand efficiencyfromyourworkforce, whichiscrucialtoallowthe entrepreneurtoinnovate,sustain andlookatthebiggerpicturefor thefutureoftheirbusinesses.

Thekeyachievementsinthe journeyofTheGraciousFcanbe theknowledgetheyhavebeenable

toimparttothepeople,intermsof colourpsychology.Beingableto supportalltheclientsandwatch themachievebalance,wellness, andresultswithintheindividual andcorporatesegmentswiththe knowledgeofcolourpsychology hasbeenoneofthemanykey achievementsforthecompany

Withanapproachtoalways understand,listenandsupportthe teamwiththeirproblems,Fatima AlShirawimentorsherteamsand then?Justwaitforthemagicto happen!

Competitionisapartofthe journey,andtoalwaysbeontopof thatistheprimaryaimoftheTGF team.Alwaysthinkingofwaysto improvetheirservice,business strategyandbeuptodatewith changes.Changeisinevitableand tosustainabusinessyouhaveto embracethechangeyetkeepingthe truevaluesintact.

Onealwaysneedstohavealook outforcompetitors,andneatly strategizeittothebenefit.Inthe journeytherewillcometimeswhen onewishestogiveuporfindthe easywayout.Butpushingthrough allthenegativeisastrategythat willmakeupwineverytime. Stickingtowhatyoubelievein.

2019 Ford EcoSport

Manu Khetan CEO

We are always open to learn and strive to be great at what we do and be better than ourselves every single day ‘‘

Rolling Arrays

Deciphering the Enigma of Human Resource Transformation

HumanResource

Managementisnecessary forthetransformationof companies.HumanResourceshelp thecompaniestoimprovetheir bottomline.Ithelpstocreatea competitiveadvantagethroughout thecompany’sworkforce.A strategichumanresource managementteamisinchargeof hiringemployees,whowill contributetothepotentialgrowth ofthecompany Asarecognized HRLeader,andhavinghadmore thanadecadeofexperienceinthe HRProcesses,HRFunctions,and HRSoftware,ManuKhetan foundedRollingArrays,theMost TrustedHRTransformation SolutionProviderintheAsia Pacific.

Mr.ManuKhetanhasattaineda BachelorofTechnologyDegree fromthereputedIndianInstituteof Technology,Varanasi.Hehas workedforInfosys,SAPLabs,

TheRollingArraysteam understoodtheimportanceof efficientHRfortransforming businessandsawagapbetween whatHRfolksneedandwhat technology/implementation companiesdeliver;therewasa hugegapinthelanguagetheytalk. Thus,HRcouldnotgetwhatthey needed/wantedandhadhuge reliabilityintheITdepartment. Withitstechnologyandbusiness acumen,RollingArraysbridged thisgapbyprovidingtechnology servicesinthebusinesslanguage whichHRspeaksandunderstands. AconsultativeapproachtoHR Processes,HRFunctions,andHR SoftwareisRollingArrays’core expertiseandtheprimarycatalyst foritssuccess.

AnEfficientHRserviceportfolio-

A“Techno”Revampfor TraditionalHR-

VirtualCalibreSdnBhd,and Accenture.There-afterconsulted forvariousblue-chipclients worldwide.Now,heistheCEOof RollingArrayswithareputationfor adoptingfuturisticHRAutomation techniques. RollingArrayswasfoundedin 2009withateampassionateabout technology Theystartedworking withSAPsoftwareforvarious businesslines,andsoonfoundtheir nichewithrevampingbusinesses bytransformingHRusing technology.RollingArraysis Asia’spremieraward-winningHR TransformationCompany, headquarteredinSingaporewith officesin6countries.Sinceits inception,RollingArrayshas successfullydeliveredmorethan 150HRtransformationprojectsfor morethan75blue-chipclients acrossAsia.

Thecompanyprovidesbusinesses withend-to-endHRsolutions. RollingArrayshelpscustomers adoptandautomatedigitalHR techniquessuitabletotheircultures andbusinesseswiththeHR softwarebestfitfortheirbusiness needs.

RollingArraysend-to-endHR servicesportfolioincludes:

•HRBusinessConsulting

•HRSystems

•HRSystemImplementation

•HRChangeAdoption

•HRBusinessProcessOutsourcing (BPO)

•HRSystemSupport

•DataMigration&HRIS Integration

Theyworkwithbusinessesto automatetheirHRprocessesand enablethemtoadoptthebest practicesandprocessestonotonly managetheirHRfunctionsbutto

makestrategicbusinessdecisions usingthem.

Leadership-

HRTransformationiswhatclients knowthemfor.RollingArrays continuetoleadherebecauseitis themostcriticalaspectofa company’ssuccess.Theirbusinessdrivenapproachturnsthe company’sHR-centricprojectsinto strategiesfordrivingrealbusiness resultsthatarealignedwiththe company’svision.

RollingArrayshasbeenhelping organizationsintransformingtheir HRforyearsenablingthemto makesignificantprogressin reducingcostsandtoimprove operatingeffectivenessthroughHR processandsystemimprovements, sharedservices,outsourcing, employeeself-service,andsupport services.Thecompanystrivesto helpthebusinessesachievetheir strategicobjectivesfor performanceandgrowthand leverageonthevaluethatHR Transformationcandeliver

ThesolefocusofRollingArrays hasalwaysbeenoncustomers' satisfactionandcontinuous enhancement.Thecompany understandsandconsiders competition;however,itisnottheir drivingforce.

InnovationsthatKeepThema StepAhead-

HRindustryandbusinessworld hasseenarapidchange/revolution inthelastdecade,keepingupwith it,beingaheadofthecurveby understandingthecurrenttrends andfutureneedsofbusinesses,and sheerfocusoncustomer satisfactionandteamefficiency madeRollingArraysgrowwith exponentialpaceandhavethe

trustedbrandforHR Transformation.

Theirproductsandservicesare builtgroundsupwithafocuson thefuture.Theyareateamof highlyexperiencedprofessionals withdeepexpertiseinvariousHR &technologydomains.Whetherits implementationservice,new productdevelopmentorHRIT supportsystem,itpassesthrough multiplestagesoffiltrationfar beforeitisexecuted.Also,theyare veryopenwithfeedbacksand focusedonexceptionaloutput,so, anythingjustordinarydoesn’tsee thesunlightatRollingArrays. Furthermore,theyhaveavery responsivesupportsystemthatis eternallyavailableforclientsto sharetheirfeedbackorgettheir issuesresolved.RollingArrays teambelievesinbeingself-aware.

clientsandenjoylivesatwork.

HappyCustomersandaGreat Team-

Totakehisenterpriseastepfurther, Mr.Khetansays,thattheteamis nowfocusingonstrengthening theircorevalues.Theyarebuilding expertiselaterallyandin-depthas well,maturingthesystemsto replicatethesuccessfulprocesses andusinginnovationfor simplification

“Happy customers, great team and evolving industry – These drive us to be better every day!”

Customersuccessistheirpriority Andtheyworktocreateasynergy thatenablesthemtopresentclients withexceptionalresults.

EmployeeForce-TheParamount inFormingtheCore Irrespectiveoftheindustry,the employeesofacompanyare paramountinformingitscore characteristics.Theteamlays immenseimportanceonthe ‘human’aspectofabusinessdevelopingthem,challengingthem, engagingthemandfocusingon theirwell-being.RollingArrays keepsoninnovatinginternallyto provideasafeenvironmentand excitingwork.Theystrivefora workculturefilledwithhumanity, integrity,passion,trusttocaterto anextraordinaryexperiencetothe

So,alongwithapplyingimmense experienceandexpertiseintheHR Transformationdomain,theyinvest timeinunderstandingclients’ industrytrends,holisticbusiness needs,workculture,challenges insteadoffocusingonthesilo-ed requirement,toachievedesired outcomes.RollingArraysteam alwaysgoestheextramiletomake sure,clientsmakeinformedchoices andequippedwiththerighttoolsto achieveexceptionalbusiness results.

Whetheritsteam,products, services,processes–Rolling Arraysalwaysstrivetowards improvingittobeexceptional!

“ “

The Disruptive Companies that Changed the

MOMENTUM True Wireless

Anew dimension in wearable sound

Uncompromised sound performance, state-of-the-art technology and refined design all come together in Sennheiser’sTrue Wireless premium earbuds.

NutritionandProductivity

HEALTHY FOOD, HEALTHY MIND

Sureeatinghealthyisimportant foryourbody,butdidyouknow itisasimportantforyourmind?

Ahealthydietwillnotonlyhelp youtokeepincheckyourbody parameters,butitwillalsohelp toimproveyourconcentration, productivity,alertnessand problem-solvingskills.

COGNITION AND NUTRITION

Poornutritiondoesn'tonlyaffect theenergylevelsofyourbrain. Butmanytimesyoumusthave noticedthateatinglargeamounts ofprocessedfoodscauses irritability.Thiscanincreasethe riskofanxietyanddepression, makingitdifficulttoconcentrate atwork.

PHYSICAL HEALTH AND PRODUCTIVITY

Withworkschedulessofilledup, peopleoftenhaveanytimeleft foranykindofphysicalactivity. Thisleadstoobesityinmostof thepeople.Accordingto researches,peoplewithobesity generallyfaceinsomniaorsleep apnea,whichlateraffecttheir daytimeproductivity.

EFFECTS IN THE WORKPLACE

Thoughmostpeopletake productivityonapersonallevel, studieshaveshownthatitaffects globally.Apoorworkerhealthis probablytheleadingcauseoflow productivityworldwide.Developing nationsfacetheproblemof malnutrition,whiledeveloped nationsfacewithhealthproblems suchasobesityandotherrelated problems.

Rob Leslie Founder and CEO

You need to create something that solves a big problem that everyone wants (or will want) but maybe doesn't know it quite yet!

TheZeroKnowledgeProof

Protocol(ZKP)isa cryptographicmethod wherebytwoorganisationscan provethattheyknowapieceof informationwithouthavingtoshare orexposetheinformationtothe otherparty.ZKPhasseveral applications,especiallyinthe financeindustry.Itisparticularly usefulforpasswordsorsecrets whenundergoinganykindof authentication.Thisprocess ensuresthatthedataisnotbeing stolen,meaningthatthe communicationsareprotectedand secureandnootherpersoncan knowwhatisbeingcommunicated asnothingsensitiveisbeingshared. Thus,theZeroKnowledgeProtocol helpsonetoprovetosomebody thathe/sheknowsasecretwithout actuallyhavingtorevealthesecret.

Pioneeringthistechnologyis SediciiInnovations,aWaterford, Irelandbasedcompanythathas builtanidentityexchangewhere partiescanhelpothersconfirm individualidentitydetailswithout exposing,sharingortransmitting anyoftheinformationthatthey hold.

TheCompany

Sediciiwasfoundedin2013and hasdevelopedandpatentedvarious technologiesbasedontheZero KnowledgeProofProtocol; solutionsincludeanti-money laundering,remoteKYCbiometric on-boardinginadditiontotherealtimedigitalidentitycapability

Theattributesthattheorganisation holdsaretransformedusingthe patentedSediciiprocesswhich makestheinformationunusableto anyoneotherthananotherSedicii processorserver.

Sediciifirmlybelievesthatidentity andtheabilitytoaccuratelyand

quicklyprovethatyouarewhoyou sayyouare,isattherootofevery commercialtransactionandmany socialinteractions.WithSedicii, thisprocesstakesonlyasecond andisinvisibletotheenduser.It reducesfraudandhelpsbusinesses togrowwithouthavingtoworry excessivelyaboutgettingpaidor keepingtheircustomers’datasafe.

Likealltheotherstartup organizations,Sediciitoowas posedwithamyriadofchallenges. Thesechallengesincludedthetime ittooktocompletetasksneededto progressthebusiness/product, findinginvestorswillingtowork withthemandbelieveintheir product.However,oneofthe biggestchallengeswasgetting doorsandmindstoopentothe potentialandbenefitsthatSedicii canbringtoanorganisation.

Havingbeeninvolvedinthree start-upsinthepast15years,Rob Leslie,CEOofSediciibelievesthat thesuccessofanybusinessisits abilitytofindanicheinthemarket placeandhavingaclearvisionon howtogetthere.

Next,istohaveacleargoalof whereyouwanttotakethe businessandsurroundyourself withvibrant,outwardthinking advisors,investorsandemployees. Oh,andofcourse,beinginthe rightplaceattherighttime….and alittlebitofgoodluckalongthe wayalwayscomesinhandy.

Sediciiisonlyatthestartofits revenuegeneratingactivities,but whattriggeredthecompany's growthwasbeingnamedasa TechnologyPioneerbytheWorld EconomicForum.Morerecently Sediciihasseenaccelerationin bothpotentialinvestorsandclients sincewinningtheBBVAOpen Innovation“FinTechforFuture”

Award.BBVAistheoldestand largestFinTechInnovation Programintheworldandhas highlightedSediciias “the start-up with the greatest potential to transform the financial sector in the next 10 years”.Intandem,Sedicii alsowontheBBVA“OpenTalent FinTechforBusiness”award. Previously,thecompanyhaswon manyawardsdatingbackto2015 yearonyear.However,therecent awardscertainlyhaverampedup theinterestinSedicii.The realisationoftheimpactofthe 2018GDPRregulationshas focussedthemindsofindustryon therepercussionsofnoncomplianceandtheseverefinancial penaltiesassociatedwithfailureto act.

Sedicii’sProductsandServices

Sedicii’sZKP(ZeroKnowledge Proof)protocolissimplyunique. Itticksalltheregulatory complianceforKYC/AMLand privacyboxes.Itisapioneerinthe spaceofidentityverificationand managementsystemswhereits patentedzeroknowledgeproof (ZKP)protocolhelpspeopleand businessesprovetheiridentitiesin afullyprivacypreservingmanner.

TheSediciiproductallowsusto keepourprivateinformation private;itgivestheuserback controloftheirpersonal information.Inthedigitalised worldof2019wheretechnology couldbesaidtocontroland influenceus,thepowerofkeeping yourprivateinformationprivateis nosmallfeatwhileatthesame timeallowingtheusertobeor becomedigitallyenabled.

EarlierthisyearSediciireleasedan anti-moneylaunderingproductthat usesSecureMultiParty Computationtoallowtwoormore banksinvolvedinapayment transactiontomutuallycomputean AMLriskscorebasedondatathat eachpartycontributestothe calculation.Nopartyeversees anotherparty’sdata.Theyonlyget toseetheresult.Thisisafirstin theworldwebelieve.

Sediciicontinuestoinnovateand buildontheircoreproducts;they areactivelylookingforlike-

mindedcommercialpartnerswho arewillingtocollaborateandshare theirvisionforabetterdigital worldbypreventingthedisruptive influencesofthoseseekingtogain fromfraud,impersonation,theuse ofotherpeople’sidentityor terrorism.

Leadership

RobLeslieisthefounderand CEOofSedicii.Priortofounding Sedicii,heco-foundedKyckrin 2007.Astheentrepreneurand leaderofyourcompany,yourjobis toinspirethepeoplearoundyou,to pushthemand,inturnthe company,toexcelineverything theydo.

“The leader must show the way by doing it themselves, by walking the walk and talking the talk.”

Sediciihasanopen-doorpolicy thatlistensandvaluesalltheideas ofitsemployeesandrespectstheir opinions.Theteamwhichconsists currentlyof16isspreadoverfour

countries,Belgium,England, IrelandandSpain.Theyhave weeklycallsandeveryoneis included.Communicationand inclusivenessisparamounttoa happyandproductiveworkforce.

“Sedicii is on a journey and as CEO I want to hear everyone’s input and opinions.”

Asthecompanyisnotcentrally located,Robtriestomeettheir developmentteaminpersonin Spainatleastonceaquarterand theCTOvisitsregularly.Henever asksanyonetoundertakeataskthat hewouldnotbepreparedtodoand alltheteamknowsthattheyare oneuniteveniftheyaremultilocated.So,inanutshell,they listen,listenandlistenmore.Rob thinksitisatestamenttohow valuedemployeesfeelinthatthey havea95%retentionrateinan industrythatisknownforhighturnover

The Disruptive Companies that Changed the Business World

EXPERIENCE

Ronald Hajj Founder&CEO

SilexPro

A TECHNOLOGY INNOVATOR

Technologycanbeclassified

asConstructiveor Destructive. A Constructivetechnologyisany technologythatenhancestheway weworkorservesoursocietiesto leveragethehumanvaluesand strengthenthesocialbonds. MedicineandAudio-Visual communicationaregreatexamples ofConstructivetechnologies.A Destructivetechnologyisonethat destroysourhumanvaluesandour societies,suchasweapons.

Inthevisualcommunicationand collaborationfield,technology shouldhelpconnectpeoplefrom aroundtheglobeinthemost naturalways.Ideally,peopleshould feelasiftheyaresittinginthe sameplaceandaroundthesame table.

Withapassionforconstructive technology,andabeliefthatreal positivetechnologyshould strengthenournaturalbehaviours andourbondswithnature,Mr. RonaldHajj,theFounderand

CEO,foundedSilexProwiththe objectivetoenhancetheway peoplecommunicateand collaborateovervideo,andtomake groupvideomeetingsmorenatural, moreenjoyableandcertainlymore productive.

TheCompany-TheInnovator

SilexProisatechnologyinnovator inthefieldofvisual communicationandgroup collaboration.Thecompanystands outofthecrowdwiththeirnew CenterofTable(CoT)concept,that

makesthegroupcollaboration experiencefeelmorenatural.The companyhasbeenactively promotingtheSilexPTEseries whichareagnosticall-in-one CenterofTable(CoT)visual collaborationsystems.

TheirVisionistomerge Innovation,Technologyand Elegancetocreateaunique engagingmeetingexperience, virtuallyinvolvingallsenses.The marketingSloganatSilexProis “Innovation,beyondimagination” whichperfectlyreflectstheir philosophy.

Whatdistinguishestheirflagship productis:

Naturalexperience:

SilexProisthefirstcompanyinthe marketwhodaredtodefythe traditionalwaysofconducting videomeetingsbyintroducingits disruptivetrueall-in-oneCenterof

Tableconcept.SilexProbelieves thatmeetingscanbeconducted morenaturally,andpeoplecanbe muchmoreengagedduringvideo meetingswhentheremote participantappearsinthecenterof gravityofthemeeting(whichisthe centerofthetable).

Agnosticsystem:

Alotofnewcollaboration platformsarepoppingupnowadays like:WebExTeams,SFB/MS Teams,Zoom,Videxio,Avaya Equinox,andothers.Mostofthe hardwarevideoendpointsare linkedtooneoftheseplatformsand cannotbeusedwithother platforms.Customersprefertobuy agnostichardwareendpointsthat canworkonanyplatformfor investmentprotection.

“

Collaborationtechnologiesare evolvingfastsothecustomer's investmentinhardwareshouldbe platform-changeproofand technology-changeproofto preservehisinvestment.Weseea bigtendencytowardWebRTC basedsolutionsinthenearfuture, socustomersshouldbereadyfor thischange.TheSilexPTE productsareconceivedtobe agnosticandworkonanyplatform andtheyarenativelycompatible withanyflavourofWebRTC solution.

Although,thegreatestchallenge beforethecompanywerethe traditionalmind-sets,whichcreated resistance-toanychangeevenifit ispositive.Peopletrytostayin theircomfortzoneandmaynot ventureandtrynewconceptsand

Our Mission is to allow you to enjoy a better meeting experience

Silex PTE Trio

technologyeasily Another challengewasmarketeducationat largescale.Whensomeone creates/inventsanewconcept,it shouldbecoupledwithmarket educationandawareness.Thisis verychallenging,anditrequires goodmarketingplansandstrategies andusuallybiginvestmentsto spreadtheidea.

Thefirsttippingpointthattriggered thegrowthofthecompanywas whensomemajoraccounts standardizedontheircustomized SmartroomsandSmart Telepresenceroomssolutions.

“We expect another similar scenario driving a fast growth of our Center of Table collaboration systems (PTE) in addition to growing the volumes of the ClickShow products.”

TheirServicesSilexProhasaprovenexperiencein designingandintegrating customizedcomplexfull-fledged smartconferencerooms.Thisgives themanedgetocreateadvanced solutionscombiningthe technologiesalreadyavailablein themarketandtheirown.Thus SilexProisabletointegrate advancedpersonalizedfeaturesinto largecomplexenvironmentsto createcustomizedanduniquesmart collaborationrooms.

Thenwiththechangeandevolution ofthemarkettrendstowards smallerandmoreflexiblehuddle rooms,SilexProsawtheneedto createanewgenerationofvisual collaborationendpoints.They investedtheirabilitytointegrate advancedpersonalizedfeaturesinto largecomplexenvironmentsin creatingtheiruniqueSilexPTE products.

SilexProwasamongthefirst companiestointroduceits’ clientlessCYOD(ConnectYou OwnDevice)concept.Todaythey continueinthistrack,withtheir newClickShowsystems.

SilexProattractswiththeir innovativesolutions,andunique designswiththeadvantagesthey offer.Theproductsoffersolutions totraditionalproblemsencountered inregularmeetingroomsetups suchastheeyecontact,the‘tiny head’problem…

Customerswhodobusinesswith themliketheinnovationtheyare gettingandthecutting-edge advantagestheycanoffer, especiallywiththeSilexPTE CenterofTablesolutions.

SilexProhasdesignedtheSilex PTEwhichareuniqueall-in-one groupcollaborationsystemstobe usedinthecenterofthetable.The SilexPTEvideoagnosticsystems offerasinglehardwareforall platformsandarecurrentlytheonly devicesthatprovideatrulynatural groupcollaborationexperience whileleveragingthevideoclientof yourchoice.

TheSilexPTEnewgeneration endpointsweredesignedfrom scratchtoincludethefollowing:

•Multipleinteractivetouchscreens providingaseamlessmulti-sided whiteboardingexperience,andan exceptionalviewingexperience.

•Multiplecameras(3or4)fora 360degreescoverageoftheroom fromthecenterofthetable

•Centralspeakerphoneforradially symmetricalcoverage

•Intelligent360degreesvoice tracking

•Wirelesspresentationsystem basedonmarketstandardslike

Miracast,AirplayandChromeCast.

TheSilexPTEsystems,will leveragegroupcollaboration experienceonanyplatformandadd thefollowingadvantages:

I.Agnosticvideoconferencing (givesgreatercompatibility)

ii.PerfectEyecontact

iii.Excellentroomcoveragefrom thecenterofthetablewitha perfectframingofparticipants iv.Bestviewingexperience (everyoneseesthescreenfromthe samedistance)

“We identify the challenges and problems faced in the market and we foresee the trends and even define some new trends if needed (like the Center of Table Collaboration one). This leads us to create new products to enhance the way people meet and collaborate in this new digital living era.”

TheTeamTheteamistheultimateexecution armoftheleader,themost importantqualityofateamis “passion”.Iftheteamispassionate aboutwhattheyaredoing,great thingscanhappen!Teammembers don'thavetobeleadersthemselves, buttheymustbestrongbelieversin whattheyaretryingtoachieve. Withoutastructuredteam,aleader isanorphandreamer(without execution).

“Thanks to the passion for what we do, and the pride of our accumulated achievements. We're a small seed that is creating a positive disruption. We hold on to this.”

The Disruptive Companies that Changed the Business World

Founder and Director

“

Manufacturingindustries

havelongbeencarrying outtheirtasksmanually, rightfrommaintainingtherecords toeverythingelse.Technologyhas beenplayingamajorroleinevery industrynow,easingthe operationalhurdlesoncefacedlong ago.Employingsoftwarein processingandproduction,the manufacturingindustrytoohas adoptingthesetechnological changes.

MikeMcPherson,Directorof McPhersonResourcesLtd describes;“manually,wasusfor over10years.Inliterallya fortnightwithease,wehave transformedthebusinesswith processing,loadingandinvoicing tobeingdynamicanddigitalunder WZWeigh”

TransportManagement,Loaderand Weighbridgesoftwarearehelping industrytoincreasetheirscalability andproductivity

Establishedin2002andbuiltona foundationofsincerity,respect, commitmentandtrust,WrightZone InternationalLimitedisa technologysolutionsprovider. Theytakethetimetolearnabout theirclient’sbusinessoperations andtheirmeasuresofsuccessto tailorsolutions.

Theirenterprisemetrology softwareremainsunparalleled, NewZealandmanufacturedand owned.Theybringexpertinsights, invaluableexperienceandsoftware

solutionsthatautomatebusiness processestocreatebusiness efficiencies.

Thecompanyfocusesonproviding affordablesoftwaresolutionsto increaseyoursales,reducecosts andautomateand/orintegrateyour companybusinessprocessesand systems.

“The vision was easy having identified a market gap in the early trading days of WrightZone, says Aaron Wright-St Clair, Founder and Director”

Fundingisalwaysachallengeand withoutriskthereisnoreward hence,afterayearandseveral hundredthousanddollars,of personalequity,WrightZonehada producttoshowcase.Thenext challengewasthefirstsalein softwarecompetingagainsttwo providersfromNewZealandand twofromAustralia.Withtheir modernuserinterface,dynamic self-servicegridreportingengine andotherdifferentiatingfactorslike Multi-MasterDatabase architecture,overthecommon Master-Slave,apositionof leadershipiswell-recognisedby newandexistingclients.

TheintroductionofWZLoadhas triggeredthegrowthofthe companywithasmuchas80%of clientsturningtoitand70%ofnew businessexpressingprimary interestinthisaspectoftheir enterprisemetrologysoftware solution.Adedicatedteamandout

oftheboxyetconvenientproducts andservicesmakesthiscompany workhardandrunsuccessfully.But apartfromthis,thefactthat WrightZoneisasoftwareonly house,specialisinginserviceson softwaremeanstheirclientscan retaintheirownpreferenceof metrologyinstrumentationand computerhardwaremakinganother difference,strengtheningthereal reasonbehindtheirlongstanding success.

WrightZone’ssuiteofsoftware applicationsWZWeigh,WZLoad, WZBulkandPOSWeighisnonmodular,all-inclusive.An enterpriseapplicationatasmall businessprice.Coupledwiththeir outstandingconsultingand softwaredevelopmentcapabilities, deepbusinessandindustry knowledgetheirmarketproposition isoneofsoftwareandsolutions.

AsWrightZonecontinuestogrow marketsharewithWZLoad,they areexcitedtodothesamewith WZBulk.WZBulkwillextendtheir existingWZWeigh,Transport ManagementSoftwareoffering Outlookinspiredplanningand scheduling,tothelogisticsfleet;in tabletform.

WZBulkprocessesandtransactsin thesamewayWZLoaddoes; wirelesscommunicationtoany-site weighbridgescalesfortareand grossweightcaptureornetweight onlytransactionprocessingwith recall,editandspecificdrivernotes instruction.Timestamped

Our vision with WZBulk is to deliver a 360° approach to the supply chain for the weighing industry

-Aaron

transactionscheduling,percentage completereportingandinvoice productioncoupledwithautomated andsteppeddrivertimecapturefor payrollprocessing.

Thefuturepromisesone multipurposeuserinterface(with multipleconfigurations)forthe weighingmobileworkforce.This convergenceofapplicationsand technologysee’struckdrivers invoicingtheircustomers,entering andexistinganunmannedsite; loaderdriversloadingand/or invoicingandoperationsmanagers overseeingwiththeonesimpleand intuitiveuserinterface.

WZisnowtailoringWZBulkfor clientswiththeexpectationto mergeallthefunctionalityof WZBulk,WZLoadandPOSWeigh (theirunmannedsiteandsoftware solution)intoonecohesive applicationforthetabletandtouch screen.

Agoodsupplierrelationshipisjust asimportantasagoodclientele. WrightZoneretainslong

relationshipswithkeyindustry suppliersandmostimportantlyare trusted.Theydon’tadvocateone supplier,productorserviceover another,infacttheyendorsea clients’decisionfortheir preferenceofsupplier.

acrossallconnectivityplatforms. Dataiscapturedanddistributed, insidedecentraliseddatabase architecture,withitsgridreporting engineempoweringusersto problemsolveandmakeevidencebaseddecisionsthatcreate, businessefficienciestogrowthe business,savingonthebottomline. We offer our clients innovation and technology and in doing so have created a market that didn’t and doesn’t otherwise exist. We are not replacing or competing with market leaders, suppliers and products we’re integrating them.

WrightZoneisadisruptive company,integratingwhatalready existsandisproven.Fromthe accountingsystemsthroughtothe heavymachineryandmetrology instrumentation,theirsoftware WZWeigh,syphonsdatafrom multiplesourceswithoutbiasand

“Workplace knowledge sharing delivers better results, stimulates innovation and achieves growth easier”

The Disruptive Companies that Changed the Business World

Don’t Be Afraid to Fail

Asinlife,similaritisin

businesses-ifyounever fail,youwillprobably missoutonsomeimportantlessons inlife.Andtothinkofit,whatis wronginfailing?Formost,wedo iteveryday.Frompressingthe snoozebuttononthealarmfor thosefiveminutesofextrasleep,to manyotherdailydistractions, failurebecomesapartofourdaily lives.Although,wecanallagree thatfailingtogetoutofthebedis notsameasfacingafinancialloss inbusiness.

Thatbringsustotheimportant question,whatexactlyisfailure? Consideringthecurrentcorporate scenario,failingsimplymeansnot succeedingatthejobyouarebeing paidfor.Soifyouarefailingat something,youareprobablydoing thejobwrong,andnoonewantsit thatway.Butifyoufail,whatdo youlearnfromthat?Thesetwo thingsgohandinhand,whenyou failatsomething,youalwayslearn somethingnew.

Soisfailuresomethingbad?Toput itinsimplewords,failureis somethingthatdoescrossourpaths someortheothertimeinourlives. Nobodywouldliketofail,but sometimesit’sjustinevitable.Of

course,itdoesnotmeanthatyou shouldfailintentionallyandcost yourcompanyanykindofloss,but ittrulyisinevitable,andthatphase mighttakeyoutothelowsinlife. Butdoesthatmeanthatyouare ineptorincompetent?Ordoesit meanthatyoushouldresignfrom thejoborleavethingsunchanged? Ofcoursenot!Aslongasyour desiretosucceedislargerthanyour fearoffailure,itwon’tbotheryou.

“Our greatest glory is not in never failing, but in rising every time we fail.”

Sodoingthesamethingoverand overagainwillsurelyleadyou throughasafejourney,butitwon’t leadtoanybreakthroughs.Sodon’t worry,itisonlynaturaltohavean occasionalhiccup,orhitadead end,ortakeawrongturn,Itall worksforthebestintheend!

Fly Better