Lifeplanningguide mc1013

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LIFE PLANNING GUIDE n n n n n n

LEGAL SERVICES FINANCIAL SERVICES INVESTING ELDER CARE END OF LIFE SERVICES AND MORE

BROUGHT BR OUG H T TO T O YOU YO U BY BY

OC T OBE R 2013 OCTOBER 2013


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LIFE PLANNING GUIDE, October 2013


LIFE PLANNING GUIDE OC T OBE R 2013 OCTOBER 2013

INDEX n Legal Bauersfeld Burton Hendricks & Vanderhoof. LLC.......4 Altman & Associates..............................................5 Elder & Disability Law Center.................................5 Whiteford, Taylor, Preston......................................6 Etheridge, Quinn, Kemp, McAuliffe, Rowan.............6 n Cemetary/Monument Mount Olive Cemetery`..........................................6 Fram Monument....................................................6 n Financial Planning SPC Financial........................................................2 David S. Schwartzman...........................................8 Triton Wealth Management....................................7 n Elder Care Quality Connections..............................................6 n Senior Services/Living Eden Homes..........................................................7 Alfred House Eldercare..........................................9 Willow Manor.......................................................9 Manor Care Wheaton.........................................10 Victory Court.......................................................11 Homecrest House.................................................11 Jewish Social Service...........................................12 B BROUGHT R O UG H T TO T O YOU YOU BY BY

LIFE PLANNING GUIDE, October 2013

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BAUERSFELD, BURTON, HENDRICKS & VANDERHOOF LLC A small firm that tackles your biggest issues

FIRST HOUR OF INITIAL CONSULTATION IS FREE

OUR LEGAL SERVICES INCLUDE: Estate & Tax Planning Estate & Trust Administration Tax Return Preparation Business and Non-Profit Law Daily Money Management

WE MAKE HOUSE CALLS!

Conveniently located in downtown Bethesda 7101 Wisconsin Ave., Suite 1011, Bethesda, MD 20814

301.986.8600 www.bbhv.net

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Where News Makers Gather To Advertise

301-670-7100

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LIFE PLANNING GUIDE, October 2013


Start the Conversation • Medicaid • Capacity • Estate Planning • Guardianship • Asset Protection 1894794

Where News Makers Gather To Advertise

301-670-7100

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Free Powers of Medical and Statutory General Powers of Attorney

Lynn Caudle Boynton 33 Wood Lane Rockville, Maryland 20850 T 301.762.1696 F 301.294.4905 lcb@eqkmrh.com lboynton@oldkeytitle.com

Many people associate the need for medical and financial powers of attorney with being elderly or infirm, when the bottom line is, no one can consent or act on behalf of another person if they are over 18 years of age. The size of the estate doesn’t matter, large or small; you still have to handle these details for someone and cannot do so without the proper powers of attorney. So, although they may never need it, make sure everyone you love and/or may be responsible for if such an event were to occur, has the proper powers of attorney in place! I would much rather do free powers of attorney than earn fees doing guardianship proceedings and watching a family suffer through the costs and delays involved. Please do not hesitate to contact me should you wish for my assistance. 1894797

Mount Olivet Cemetery

Established in 1852, Mount Olivet is a not for profit community owned cemetery servicing Frederick, Montgomery and all nearby counties of Maryland. A modern perpetual care cemetery with thousands of lots available for purchase as well as hundreds of Mausoleum Crypts & Niches. Visit our website at MountOlivetCemeteryInc.com or come to our beautiful cemetery located at 515 South Market Street in Historic Frederick, Maryland. A cemetery you must visit to see its beauty and well kept grounds.

(310) 662-1164

We can help at your time of need.

Fram Monument Family Owned & Operated Since 1922

• Don’t Pay Cemetery Prices • Finest Quality Memorials at Most Reasonable Prices • Visit Our Showroom or Order Online Largest Cemetery Memorial Display in Greater Washington

www.FramMonument.com

301-605-8081

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822-D Rockville Pike • Rockville, MD 1894823 (Across from Wintergreen Plaza)

LIFE PLANNING GUIDE, October 2013


Luxurious, FamilyStyle Assisted Living

WEALTH MANAGEMENT Independent | Fee-Only | Integrity

If you are looking for a true FEE-ONLY, Independent, Certified Financial PlannerTM, and not a salesperson who calls themself a “financial planner” then give us a call.

Exceptional, personalized eldercare the way you would provide it in your own home

Eden Homes conveniently located in Bethesda, Potomac and Silver Spring

We can assist you with: • Retirement Planning • Investment Management • Divorce Planning • Tax Planning/ Preparation • Educational Funding • Estate planning • Insurance Analysis Call today to schedule your complimentary consultation

Wayne B. Zussman, MBA, CFP®, CDFA TM

• Small, personal homes • Accommodating eight residents per home • High staff to resident ratios • Full time RN • 24 hours care by certified staff • Engaging activity program and services • Home cooked meals made with seasonal ingredients grown from our gardens All of this and more assure comfort, elegance and above all safety for your loved ones. Discover the finest assistedliving experience in Maryland and beginning of Spring 2014 in McLean, Virginia.

(301)-330-7500 60 Market Street, Suite 207 Gaithersburg, MD 20878 www.tritonwm.com wayne@tritonwm.com 1894791

LIFE PLANNING GUIDE, October 2013

For a personally escorted tour of any one of our comfortable and elegantly appointed senior residences

Call 301-299-2637 or visit www.edenhomesgroup.com

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12620 Rolling Road Potomac MD 20854

301-762-1102

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Quality Connections was founded in 1985 to assist elderly persons in maintaining their independence and making informed decisions. Some of our services include: bookkeeping; shopping; transportation; home repairs and relocation services. Call for a free, one time in-home consultation.

Where News Makers Gather To Advertise

301-670-7100

DAVID S. SCHWARTZMAN DAILY MONEY MANAGER 301-738-8224 • david@tcci.biz

DAILY MONEY MANAGER SERVICES

n BILL PAYMENT n CHECKING AND CREDIT CARD ACCOUNT RECONCILIATION n PERSONAL BANKING n FIDUCIARY SERVICES

n Are you overwhelmed by the daily chore of managing your financial paperwork? n Worried that Mom or Dad’s finances are not being properly addressed or taken care of? n Worried about your or your family member’s bills not being paid on time, that financial files are a mess, and that insurance claims are not being submitted or improperly submitted? n Worried that a family member may fall victim to financial fraud? n Wish you could hire an assistant to take care of Mom or Dad’s finances, giving you precious time to spend with them? DAVID CAN HELP! He has over 25 years of experience maintaining both personal and business financial records. He is an expert in both Quicken and QuickBooks financial software. He will help you keep your financial records in order. You do not have to have your own computer or buy the software. David will setup and maintain your Quicken files on his system and print out monthly, quarterly, semi-annual and annual reports for you, develop a recordkeeping system for you, prepare & mail checks for bill paying or help you do online bill paying, and help you maintain your paperwork and accounting records. He has experience and patience helping older clients get their records in order, and can work with your Estate Attorney, Accountant, Financial Adviser and your family to make your Estate Planning and Record keeping easier.

n ORGANIZATION AND MAINTENANCE OF FILES n BUDGETING AND CASH FLOW ANALYSIS n FRAUD REVIEW n ORGANIZATION OF TAX DOCUMENTS n NOTARY SERVICES - A COMPLIMENTARY SERVICE FOR ALL MY CLIENTS AND THEIR FAMILIES (MARYLAND ONLY). n REFERRAL TO AND LIAISON WITH LEGAL, TAX, INVESTMENT AND OTHER PROFESSIONALS n MEDICAL CLAIMS SUBMISSION

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When Exploring Assisted Living Let the Path from Your House Lead to Our House... AlfredHouse Great care. 1:4 staffing ratio enables our staff to provide loving attention for complicated and acute conditions. Care for elders with dementia/Alzheimer’s and/or frail elders. Choice. 8 unique, comfortably furnished homes, each welcoming 8-16

elders.

Engagement. Join the gardening club and grow your own salad. Make a collage or a painting in the art club. Enjoy entertainment and outings.

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AlfredHouse Eldercare Assisted Living

www.AlfredHouse.com Call 301-260-2080 to arrange a visit

On-site physicians, podiatrist, audiologist, psychiatric services. Full time RN.

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A Proven Leader In post-acute recovery and rehabilitation After surgery, illness or injury, patients want to get home and back to their lives as quickly as possible. Choosing the right medical and rehabilitation team will strongly impact recovery. Patients need a setting that focuses on goal-oriented rehabilitation and provides vital clinical care. At ManorCare, our primary focus is caring for post-hospital or postacute patients with complex medical and rehab needs. Our clinical capabilities include: • 24h hour/7 day a week admissions • Wound Care • Physical, speech and occupational therapy • TPN • IV’s, IV antibiotic therapy • Trachs • Dialysis center across the parking lot • Infectious diseases • Cardiac rehabilitation • Stroke rehabilitation • Orthopedic recovery care • Respite care • Dementia services • Enteral nutrition • Pain management • Pulmonary/Respiratory care • Accessible by public transportation Contact our admission team for additional information about our services or to make a referral.

Experience Makes a Difference 301.942.2500 www.hcr-manorcare.com Page 10

Health Services LIFE PLANNING GUIDE, October 2013


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Quality Subsidized Senior Living You Can Afford...Now and For Years to Come! We Offer Two Options:

1. PERSONAL CARE SERVICES with subsides including • Bathing Assistance • Daily Meals • Weekly Laundry & Housekeeping • Medication Administration • Full Activities & Transportation Calendar

Our Affordable Programs Keep Rent at 30% of Your Income!

14508 Homecrest Road • Silver Spring, MD 20906 Next to Leisure World For information on your next home call: 301-598-4000, ext. 79 Email: office@homecresthouse.org • TTY: 1-800-552-7724 • www.homecresthouse.org LIFE PLANNING GUIDE, October 2013

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2. RESIDENTIAL LIVING, including • Meal Plan • Full Activities & Transportation Calendar


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