Marketfacts bg030912

SPECIAL ADVERTISING PUBLICATION • MARCH 2012

SPONSORS:

1805044

Table of Contents Demographics . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .4 Sponsor: The Universities at Shady Grove

Banking . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .10

Sponsor: Sandy Spring Bank

Business Resources . . . . . . . . . . . . . . . . . . . . . . . . . . . .14 Education . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .18

Sponsor: Montgomery College

Government . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .22 Health . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .24 Leisure, Hospitality & Arts . . . . . . . . . . . . . . . . . . . . . . .26 Life Sciences & Technology . . . . . . . . . . . . . . . . . . . . . .28

Sponsor: Maryland Bio Tech Center

Published by:

9030 Comprint Court, Gaithersburg, MD 20877 240-864-1558 • www.gazette.net/business This supplement was produced by The Gazette of Politics & Business Advertising Sales Department. Unless otherwise noted, this report was gathered by Karen Finucan Clarkson, kfclarkson@gmail.com. None of the copy was written by The Gazette of Politics & Business editorial staff. All Photos supplied by the specific corporate entity, unless otherwise stated.

n Publisher: James F. Mannarino n Associate Publisher: Trina Lapier n Advertising Director: Terry Tillman n Production Coordinator: Kathleen Castellano n Layout Design: Son Young Lee, John Schmitz Jr.

Special Advertising Publication • MARKET FACTS 2012

Real Estate . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .31

3

Industry Health care and social assistance Retail trade State and local government Professional and technical services Leisure and hospitality Construction Administrative and waste services Federal government Other services, except government Real estate and rental and leasing Finance and insurance Manufacturing Wholesale trade Transportation and warehousing Educational services Information Management of companies Farming Utilities, mining, forestry, fishing

Employment 382,925 355,429 345,896 335,677 292,546 249,136 216,386 205,505 195,118 185,668 159,323 136,811 103,987 96,771 88,506 63,610 22,741 19,186 17,764

Percent 11% 10% 10% 10% 8% 7% 6% 6% 6% 5% 5% 4% 3% 3% 3% 2% 1% 1% 0.5%

Source: U.S. Bureau of Economic Analysis, 2009. Total full- and part-time employment.

100 Best Companies to Work for in Maryland Rank

Company

City

U.S. employees

85

Booz Allen Hamilton

Annapolis Junction

1,319

81

CarMax

Laurel

1,197

71

Marriott International

Bethesda (HQ)

95

Morningstar

Oakland

31

W. L. Gore & Associates

Elkton

12,858 43 2,136

Source: "Money" magazine, Feb. 2011

Percent Change in Quarterly Wages and Salaries*

Catalyst Health Solutions Constellation Energy Group Coventry Health Care Discovery Communications Host Hotels & Resorts Legg Mason Lockheed Martin Marriott International McCormick & Company T. Rowe Price W.R. Grace

Pharmacy benefit management services Electric and gas services Health care services Media and entertainment programming Lodging and hospitality services Financial and investment services Aerospace and electronic systems Food and lodging services Food products and flavorings Financial and investment services Specialty chemicals

Note: Employment number excludes contractors.

Source: Maryland Department of Business and Economic Development, November 2010.

Top Privately Held Employers Johns Hopkins Hospital & Health System 20,273 Hospital; health services University of Maryland Medical System 15,000 Hospital; health services MedStar Health 14,867 Hospital network; health services Adventist HealthCare 8,572 Hospitals; health care services LifeBridge Health 6,961 Hospitals; health care services Genesis HealthCare 5,151 Health care services Johns Hopkins University Applied Physics Lab 4,600 R&D systems engineering Mercy Health Services 3,966 Hospital; health services GBMC HealthCare 3,819 Hospital; health services CareFirst of Maryland 3,500 Health care services Kaiser Foundation Health Plan 3,500 Health care services Source: Maryland Department of Business and Economic Development, November 2010.

Top Publicly Held Employers Walmart Giant Food Verizon Maryland Northrop Grumman Lockheed Martin Marriott International Constellation Energy Group Safeway McDonald's United Parcel Service * Measured from the same quarter in the prior year in constant 2005 dollars Prepared by the Maryland Department of Planning from U. S. BEA data (SQ7), October 2011

17,715 13,403 11,253 10,800 9,245 9,170 7,501 7,500 7,493 6,806

Retailer, consumer goods Retailer; groceries Telecommunication services Electronics Aerospace, defense and communications Food and lodging services Electric and gas services Retailer; groceries Restaurants Package delivery services

Source: Maryland Department of Business and Economic Development, November 2010.

Special Advertising Publication • MARKET FACTS 2012

Rank 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19

DEMOGRAPHICS

Top Company Headquarters in Maryland

Maryland's Largest Industries

5

DEMOGRAPHICS

Job Growth by Industry Industry Total Employment, All Jobs Total Self-Employed and Unpaid Family Workers, Primary Job Total Wage and Salary Employment Agriculture, Forestry, Fishing and Hunting Mining Utilities Construction Manufacturing Wholesale Trade Retail Trade Transportation and Warehousing Information Finance and Insurance Real Estate and Rental and Leasing Professional, Scientific, and Technical Services Management of Companies and Enterprises Administrative and Support and Waste Management and Remediation Services Educational Services Health Care and Social Assistance Arts, Entertainment, and Recreation Accommodation and Food Services Other Services (Except Government) Government

2008 2,751,375 210,610 2,540,765 4,850 1,610 10,275 178,075 128,440 93,405 292,910 68,790 49,815 103,035 46,185 226,210 21,135 151,605 246,170 313,135 36,425 199,625 90,105 278,960

Employment 2018 3,003,120 218,470 2,784,650 4,955 1,495 10,130 193,160 112,335 95,695 304,840 71,635 49,530 108,520 49,345 282,290 23,400 173,975 272,100 377,370 40,605 218,925 101,195 293,165

Change 251,745 7,860 243,885 105 -115 -145 15,080 -16,105 2,295 11,930 2,840 -290 5,485 3,160 56,085 2,265 22,370 25,925 64,235 4,180 19,300 11,085 14,200

Percent Change 9.1 3.7 9.6 2.2 -7.1 -1.4 8.5 -12.5 2.5 4.1 4.1 -0.6 5.3 6.8 24.8 10.7 14.8 10.5 20.5 11.5 9.7 12.3 5.1

Source: Maryland Department of Labor, Licensing and Regulation's Office of Workforce Information and Performance

Special Advertising Publication • MARKET FACTS 2012

Major Statewide Employers

6

Employer Fort George G. Meade University System of Maryland Johns Hopkins University Johns Hopkins Hospital & Health System National Institutes of Health Walmart Aberdeen Proving Ground University of Maryland Medical System MedStar Health Giant Food U.S. Social Security Administration Walter Reed Nat'l Military Medical Center Northrop Grumman Naval Air Station Patuxent River Marriott International Verizon Maryland U.S. Food and Drug Administration Lockheed Martin Joint Base Andrews Naval Air Facility Constellation Energy Group LifeBridge Health UPS Target Safeway Home Depot

Employees 44,540 36,380 27,000 20,100 18,800 17,420 15,580 15,000 14,600 13,260 13,000 11,000 10,980 10,960 10,000 9,720 9,480 9,000 8,060 7,400 7,400 7,260 7,200 6,860 6,620

Product/Service Military installation/intelligence Higher education Higher education Hospitals; health services Federal agency Consumer goods Military installation Hospitals; health services Hospitals; health services Groceries Federal agency Hospital; health services Electronic systems Military installation Food and lodging services Communications services Federal agency Aerospace and electronics Military installation Energy services Hospitals; health services Package delivery services Consumer goods Groceries Home improvement products

Notes: Largest employers exclusive of state and local governments. Employee counts are rounded. Federal and military employers exclude contractors to the extent possible; embedded contractors may be included. Fort George G. Meade includes employees of the National Security Agency.

Source: Maryland Department of Business and Economic Development, 2011.

Fastest Growing Companies Greenspring Energy Millennial Media WhiteOak Group MindPetal Zenoss Standard Solar Innotion Enterprises

Timonium Baltimore Easton Rockville Annapolis Rockville Potomac

Solar electricity system services Mobile advertising IT services IT services IT services Solar electricity system services Real estate tech, management and marketing Clean Currents Rockville Wind energy Spark Revenue Chevy Chase Online marketing services Ciphent Hanover Cybersecurity services Infojini Columbia IT services Axom Technologies Annapolis Junction IT and engineering services FedStore Rockville IT services Avian Engineering Lexington Park IT and engineering services Daytner Construction Grp. Mt. Airy Genl. contracting and construction mgt.

Bach to Rock Bethesda Music school Pharmacare Bel Air Specialty pharmacy TISTA Science and Technology Bethesda Cybersecurity and IT services Notes: Sales growth measured from 2007 to 2010; rank based on U.S.-based, privately held companies with minimum $2 million revenue in 2010.

Source: Maryland Department of Business and Economic Development, based on Inc. magazine, Inc. 500 / 5000, September 2011.

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Key Indicators of Maryland’s Workforce

Seasonally Adjusted Unemployment Rates - Maryland and US 10%

December 2010 through December 2011

8%

6%

4%

2%

Source: Maryland Department of Labor, Licensing & Regulation 0%

Dec 10 Jan 11 Feb MD 7.4% 7.2% 7.1% US 9.4% 9.0% 8.9%

Mar 6.9% 8.8%

Apr 6.8% 9.0%

May 6.8% 9.1%

June 7.0% 9.2%

July 7.1% 9.1%

Aug 7.3% 9.1%

Sept 7.4% 9.1%

Oct 7.2% 9.0%

Nov 6.9% 8.7%

Dec 6.7% 8.5%

Key Indicators of Commuting

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8 Special Advertising Publication • MARKET FACTS 2012

DEMOGRAPHICS

DEMOGRAPHICS

Population Change in Maryland's Jurisdictions

Where Maryland Residents Work

Source: US Census Bureau, LED Origin-Destination Data Base 2008 Prepared by the Maryland Department of Labor, Licensing and Regulation, Office at Workforce Information and Performance, June 2010

Special Advertising Publication • MARKET FACTS 2012

Notes: Data shows change from 2000-2010 Source: Maryland Department of Planning

9

BANKING

SPONSOR • Sandy Spring Bank

Special Advertising Publication • MARKET FACTS 2012

Fred Billig Senior Vice President Sandy Spring Bank

10

In 2011, we saw a slow and steady rebound of the economy, though we're certainly not out of the woods in terms of the economy as a whole.

U.S. markets continue to face uncertainty over the European economy and escalating gas prices could derail the momentum.

personal service. Not only do our bankers work with businesses to craft cost-cutting and timesaving solutions - such as affordable employeebenefit programs, ebiz online banking, and merchant services - but they anticipate needs as businesses evolve and grow.

Closer to home, The Washington-Baltimore area seems to be somewhat insulated from the severe economic turmoil the rest of the country has faced. Our local housing market has started to rebound at a favorable rate compared to national levels. And the Base Realignment and Closure activities, development in and around Silver Spring, and road work and new construction are all clear signs of a healthy, vibrant, local economy. One of the main drivers for this recovery remains the stability of federal jobs in the MD, DC and VA areas.

Critical to a business' success is the ability to manage cash flow and finance growth. A line of credit from Sandy Spring Bank can help smooth out income fluctuations. During lean times, a line of credit affords the freedom to access working capital for things like supplies, employee payroll, and inventory. During times of financial expansion, excess funds can be deposited into Sweep Investment Accounts.

To effectively navigate today's economy, businesses need a savvy financial co-pilot someone to guide them through rough waters and provide a safe harbor. As the largest publicly traded banking company headquartered and operating in Maryland, Sandy Spring Bank is well positioned to help businesses of all sizes survive turbulent economic times and emerge positioned for future success.

Our seasoned professionals have access to an array of commercial banking products and services that enable clients to simplify their finances and spend more time focusing on their goals. Sandy Spring bankers are not only accessible, but are committed to turning around requests as expeditiously as possible. Loan decisions are made locally here in Maryland; not farmed out to other states for consideration by people unfamiliar with you and your business.

It is this relationship banking that differentiates Sandy Spring Bank from the competition. Our bankers have raised the bar when it comes to

Despite headlines to the contrary, many banks Sandy Spring chief among them - continue to lend to new and existing commercial clients. We have also made variety of sales/process improvements to better serve the small business community. As an active SBA lender, we are committed to supporting the businesses and institutions that give this region such vitality and character.

To that end, our employees are active and engaged in their communities. Last year alone, Sandy Spring Bank staff gave over 31,000 hours in volunteer work and community improvement, such as the bank's Rebuilding Together and Habitat for Humanity teams, which have renovated low-income homes in three counties.

We're working with local elementary schools with an In-School Banking Program that teaches children about banking and finances in a real world atmosphere. Students serve as tellers, collecting deposits and settling accounts. Not only does the program reinforce math skills, it provides children responsibility for handling money and emphasizes the importance of saving.

While success in the here and now is important, Sandy Spring Bank also assists clients in identifying and achieving long-term financial goals. Succession planning, for example, can ease the transition between current and future owners. Such planning also allows for business assets to be maximized, estate taxes to be minimized, and can open new opportunities for family business ownership.

Business owners can benefit personally from Sandy Spring Bank's wealth management services. Our hands-on, proactive and personalized approach to managing, growing and preserving your assets relies on your unique level of comfort and tolerance for financial risk.

Dedicated to client satisfaction, Sandy Spring Bank is never content with the status quo. We continually realign our people, processes and technology in order to exceed the needs of our clients. The banking industry is not stagnant; new technologies promise to change the way businesses and clients bank. No matter what the future holds, Sandy Spring will be there, offering safe-and-secure, quality banking products and services, along with unparalleled expertise, to help local businesses thrive.

I invite you to call us or stop by today and learn why Sandy Spring Bank is one of the oldest, most successful and well respected institutions in the area.

Member FDIC And Equal Housing Lender

HQ MD MD NY NC DC MD TX MD MD NC MD VA VA MD MD NV MD MD MD MD MD MD VA MD MD NC MD MD MD MD MD VA DC DC VA NY MD MD MD PA MD MD DE WV MD MD MD MD MD VA DE GA PA DE MD MD MD MD MD VA TX VA SD TX MD NY

Branches Montgomery (3), Prince George's (1) Anne Arundel (6) Montgomery (1) Anne Arundel (18), Frederick (6), Howard (11), Montgomery (33), Prince Georges (30) Montgomery (1) Anne Arundel (6) Montgomery (1) Frederick (1), Montgomery (4) Howard (1) Anne Arundel (20), Frederick (12), Howard (4), Montgomery (17), Prince George's (17) Montgomery (2) Anne Arundel (11), Frederick (6), Howard (8), Montgomery (62), Prince George's (27) Montgomery (1) Anne Arundel (3), Howard (1) Anne Arundel (1) Anne Arundel (1), Montgomery (9), Prince George's (3) Montgomery (2) Anne Arundel (3), Howard (1), Prince George's (1) Montgomery (3) Frederick (1), Montgomery (3) Montgomery (8) Howard (1) Anne Arundel (2), Montomery (1), Prince George's (2) Anne Arundel (3), Howard (2) Frederick (4) Anne Arundel (1) Howard (1) Frederick (4) Anne Arundel (1) Frederick (1), Montgomery (4) Anne Arundel (1), Howard (5) Montgomery (3) Montgomery (1) Prince George's (2) Montgomery (1) Anne Arundel (22), Frederick (6), Howard (9), Montgomery (37), Prince George's (13) Frederick (4) Montgomery (2) Anne Arundel (1) Anne Arundel (1), Howard (2) Howard (1), Montgomery (5) Anne Arundel (2), Prince George's (7) Anne Arundel (19), Frederick (21), Howard (15), Montgomery (28), Prince George's (20) Montgomery (1) Montgomery (3) Prince George's (1) Anne Arundel (1), Montgomery (1), Prince George's (1) Anne Arundel (7), Frederick (4), Howard (3), Montgomery (21), Prince George's (1) Anne Arundel (4) Montgomery (1) Frederick (1), Montgomery (3) Anne Arundel (13), Frederick (3), Howard (5), Montgomery (37), Prince George's (29) Anne Arundel (2), Howard (2) Anne Arundel (2), Montgomery (9), Prince George's (2) Anne Arundel (8) Anne Arundel (1), Frederick (2), Howard (12), Montgomery (3), Prince George's (4) Anne Arundel (1) Prince George's (1) Anne Arundel (3), Prince George's (10) Montgomery (8) Montgomery (1) Montgomery (1), Prince George's (2) Anne Arundel (11), Frederick (2), Howard (5), Montgomery (16), Prince George's (10) Anne Arundel (3), Frederick (1), Prince George's (1) Frederick (7) Montgomery (1)

Website www.americanfsb.com www.arundelfederal.com www.asiabank-na.com www.bankofamerica.com www.bankofgeorgetown.com www.bankannapolis.com www.bealbank.com www.blueridgebank.com www.bankofoklahoma.com www.bbt.com www.capitalbankmd.com www.capitalone.com www.cardinalbank.com www.carrollcobank.com http://cfgcommunitybank.com www.citibank.com www.colombobank.com www.commerce1st.com www.congressionalbank.com www.yourdcb.com www.eaglebankcorp.com www.easternsavingsbank.com www.essexbank.com www.1stmarinerbank.com www.mybank4.com www.firstcitizens.com www.fraternityfed.com www.fcbmd.com www.hamiltonfsb.com www.harvestbankmd.com www.howardbank.com www.us.hsbc.com www.ifsb.com www.industrial-bank.com www.johnmarshallbank.com www.mtb.com www.mvbbank.com www.monumentbank.com www.northarundelsavingsbank.com www.northwestsavingsbank.com www.obabank.com www.oldlinebank.com www.pnc.com www.premierbankinc.com www.presidential.com www.pgfsb.com www.reverebank.com www.sandyspringbank.com www.severnbank.com www.sonabank.com www.sovereignbank.com www.suntrust.com www.susquehanna.net www.tdbank.com www.thebankofglenburnie.com www.thecolumbiabank.com www.theharborbank.com www.twsb.com www.unitedbank-dcmetro.com www.ucbtx.com www.wfbi.com www.wellsfargo.com www.woodforest.com www.woodsborobank.com www.wooriamerica.com Source: Federal Deposit Insurance Corporation, Feb. 2012

BANKING

Bank American Bank Arundel Federal Savings Bank Asian Bank, National Association Bank of America Bank of Georgetown BankAnnapolis Beal Bank, FSB BlueRidge Bank BOKF, National Association Branch Banking and Trust Company Capital Bank, National Association Capital One, National Association Cardinal Bank Carrollton Bank CFG Community Bank Citibank, National Association Colombo Bank CommerceFirst Bank Congressional Bank Damascus Community Bank EagleBank Eastern Savings Bank Essex Bank First Mariner Bank First United Bank & Trust First-Citizens Bank & Trust Fraternity Federal Savings and Loan Frederick County Bank Hamilton Federal Bank HarVest Bank of Maryland Howard Bank HSBC Bank USA, National Association Independence Federal Savings Bank Industrial Bank John Marshall Bank Manufacturers and Traders Trust Company Middletown Valley Bank Monument Bank North Arundel Savings Bank, FSB Northwest Savings Bank OBA Bank Old Line Bank PNC Bank, National Association Premier Bank, Inc. Presidential Bank, FSB Prince George's Federal Savings Bank Revere Bank Sandy Spring Bank Severn Savings Bank SONABANK Sovereign Bank SunTrust Bank Susquehanna Bank TD Bank, National Association The Bank of Glen Burnie The Columbia Bank The Glen Burnie Mutual Savings Bank The Harbor Bank of Maryland The Washington Savings Bank, FSB United Bank United Central Bank WashingtonFirst Bank Wells Fargo Bank, National Association Woodforest National Bank Woodsboro Bank Woori America Bank

Special Advertising Publication • MARKET FACTS 2012

Banks Doing Business in Maryland

11

BANKING Special Advertising Publication • MARKET FACTS 2012 12

Credit Unions Doing Business in Maryland Credit Union Name AFL CIO Employees Andrews Federal Credit Union Anne Arundel Co Employees APL Boyds Capital Area Realtors Capital Area Taiwanese Comstar Educational Systems Energy FedChoice FedFinancial Ferko Maryland FIAFE Ft. Meade Community Credit Union* Greenbelt HCTA HEMA IBEW 26 Judd's Korean Catholic Lafayette MBFT Market USA Marriott Employees Mid-Atlantic

City Landover Suitland Annapolis Laurel Boyds Rockville Rockville Frederick Greenbelt Rockville Lanham Rockville Frederick BWI Airport Ft. Meade Greenbelt Ellicott City Silver Spring Lanham Gaithersburg Olney Kensington Thurmont Laurel Bethesda Germantown

Website www.aflcioefcu.org www.andrewsfcu.org www.aacefcu.org www.aplfcu.org www.carfcu.org www.comstarfcu.org www.esfcu.org www.energyfcu.org www.fedchoice.org www.fedfinancial.org www.ferkomfcu.com www.fiafefcu.virtualcu.net www.ftmeadeccu.org www.greenbeltfcu.com www.hctafcu.org http://hemafcu.org www.ibew26fcu.com

www.lfcu.org www.marketusafcu.com www.mefcudirect.com www.mafcu.org

Credit Union Name MN-CPPC Money One Montgomery County Employees Montgomery County Postal Montgomery County Teachers Mt. Jezreel N.A.R.C. NRL NASA National Institutes of Health None Suffer Lack Police Prince George's Community Realtors Reid Temple Signal Financial St. Agnes Employees Taylor Model Basin The Mount Lebanon Tower U.S. Postal Service WR Grace Maryland Employees WSSC

City College Park Largo Germantown Gaithersburg Derwood Silver Spring Beltsville Oxon Hill Upper Marlboro Rockville Suitland Upper Marlboro Upper Marlboro Rockville Glenn Dale Kensington Baltimore Bethesda Baltimore Laurel Clinton Baltimore Laurel

Website mncppcfcu.com www.moneyonefcu.org www.mcefcuhb.org www.mcpfcu.org www.mctfcu.org www.mtjezreel.com/mjfcu http://narcfcu.org www.nrlfcu.org www.nasafcu.com www.nihfcu.org www.nslfcu.org www.policefcu.com www.princegeorgescfcu.org www.realtorsfcu.org www.reidtemplefcu.org www.sfonline.org www.saefcu.org http://tmbfcu.com www.mlfcu.virtualcu.net www.towerfcu.org www.uspsfcu.org www.wsscfcu.org

*State chartered Notes: All credit unions are federally chartered, except those noted with an asterisk Source: National Credit Union Administration; Maryland Department of Labor, Licensing and Regulation

Top Financial Services Companies in Maryland RANK 1516 1707 2429 3721 4064

COMPANY NAME Diamond Mind IndiSoft Key & Associates XML Financial Group Financial Advantage

LOCATION Potomac Columbia Silver Spring Rockville Columbia

3-YEAR GROWTH 183% 157% 97% 41% 30%

REVENUE $7.6 million $2 million $4.8 million $2 million $2 million

WEBSITE www.DiamondMindInc.com www.indisoft.us www.BKeyCPA.com www.xmlfg.com www.investfai.com Source: 2011 Inc. 500/5000

Regional Banking Profile Largest Deposit Markets (from 2011 Summary of Deposits) Philadelphia-Camden-Wilmington, PA-NJ-DE-MD Washington-Arlington-Alexandria, DC-VA-MD-WV Baltimore-Towson, MD Hagerstown-Martinsburg, MD-WV Salisbury, MD

Institutions in Market 147 97 77 21 12

Deposits ($ millions) 417,808 173,763 60,456 3,346 1,691

Asset Distribution < $100 million $100 million to $250 million $250 million to $1 billion $1 billion to $10 billion > $10 billion

Institutions 17 (18.9% ) 28 (31.1% ) 40 (44.4% ) 5 (5.6% ) 0 (0% )

Source: Federal Deposit Insurance Corporation, "FDIC State Profile," Maryland and Washington, DC, Third Quarter 2011

ECONOMIC INDICATORS Employment Growth Rates (change from year ago, unless noted) Total Nonfarm (share of trailing four quarter employment in parentheses) Manufacturing (4%) Other (non-manufacturing) Goods-Producing (6%) Private Service-Producing (70%) Government (20%) Unemployment Rate (% of labor force)

Q3-11 0.2% -1.4% -3.1% 0.9% -1.1% 7.3%

Q2-11 -0.4% -1.5% -4.4% 0.3% -1.4% 6.9%

Q3-10 0.3% -2.0% -4.7% 0.5% 1.8% 7.4%

2010 -0.4% -3.3% -7.0% -0.1% 1.4% 7.5%

2009 -2.9% -7.5% -14.0% -2.7% 1.3% 7.1%

Other Indicators (change from year ago, unless noted) Single-Family Home Permits Multifamily Building Permits Home Price Index Nonbusiness Bankruptcy Filings per 1000 people (quarterly annualized level)

Q3-11 2.8% 4.3% -4.5% 4.05

Q2-11 -12.3% -34.6% -4.6% 4.69

Q3-10 -6.2% 427.1% -1.7% 5.20

2010 5.3% 48.5% -4.3% 4.99

2009 -10.6% -50.6% -8.3% 4.42

Loan Concentrations (median % of Total Risk-Based Capital) Commercial and Industrial Commercial Real Estate Construction & Development Multifamily Residential Real Estate Nonresidential Real Estate Residential Real Estate Consumer Agriculture

Q3-11 43.31 282.99 44.08 9.54 198.50 289.18 5.28 4.81

Q2-11 45.62 274.34 44.23 8.32 202.38 292.98 5.37 3.53

Q3-10 53.23 276.91 54.03 10.66 193.01 289.59 6.74 3.86

2010 56.03 284.04 46.73 9.96 193.49 268.09 6.47 4.35

2009 54.25 288.71 69.98 7.55 191.45 282.42 7.27 3.07

BANKING

Maryland Banking Profile

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MARKET FACTS 2012 â&#x20AC;˘ Special Advertising Publication 13

BUSINESS RESOURCES Special Advertising Publication â&#x20AC;˘ MARKET FACTS 2012 14

Maryland Technology Incubators

Suburban Maryland Incubators

Source: Maryland Biotechnology Center

Incubator

County

Wet Lab

Web Site

Association For Enterpreneurial Science

Montgomery

Yes

www.afbr-bri.com

Frederick Innovation Center @ Hood

Frederick

Yes

www.fitci.org

Frederick Innovation Center @ Monocacy

Frederick

Yes

www.fitci.org

Germantown Innovation Center

Montgomery

Yes

www.mcinnovationnetwork.com/facilitiesandtenants/facilities/germantown-ic

Shady Grove Innovation Center

Montgomery

Yes

www.mcinnovationnetwork.com/facilitiesandtenants/facilities/shady-grove-ic

University of Maryland Technology Advancement Program

Prince George's

Yes

www.tap.umd.edu

Business and Technology Growth Center at University Town Center

Prince George's

No

www.universitytowncenter.net/business_incubator.html

Chesapeake Innovation Center

Anne Arundel

No

www.cic-tech.org

Neotech Incubator

Howard

No

www.hceda.org/thecenter/neotech.aspx

Prince George's County Technical Assistance Center

Prince George's

No

www.pgcedc.com/tac/aboutTAC.php

Rockville Innovation Center

Montgomery

No

www.mcinnovationnetwork.com/facilitiesandtenants/facilities/rockville-ic

Silver Spring Innovation Center

Montgomery

No

www.mcinnovationnetwork.com/facilitiesandtenants/facilities/silver-spring-ic

Wheaton Business Innovation Center

Montgomery

No

www.mcinnovationnetwork.com/facilitiesandtenants/facilities/wheaton-ic

ENVIRONMENT, MD DEPT OF THE (410) 537-3072 Mike Gallagher (410) 537-3079 Deborah White

AGRICULTURE, MD DEPT OF (410) 841-5900 Joseph M. Harrington Chief

EXECUTIVE DEPT, STATE OF MD (410) 974-3591 Jeremy Rosendale Deputy Director

ARCHIVES, MD STATE (410) 260-6406 Barbara Schisler Fiscal Administration Accounts Payable ASSESSMENTS & TAXATION, DEPT OF (410) 767-1196 Celestine Knight Administrator ATTORNEY GENERAL, OFFICE OF THE (410) 576-6442 Beverly Pivec Director of Administration AUTOMOBILE INSURANCE FUND (410) 269-8264 Bonnie Brown Supply Supervisor BLIND INDUSTRIES & SERVICES OF MD (410) 737-2600 ext. 2610 Kim Hurdle (410) 737-2600 Jack Grizzel Chief Operating Officer (301) 724-4111 Linda Abe BUDGET & MANAGEMENT, DEPT OF (410) 260-7116 Joel Leberknight Chief of Procurement, Finance and Admin (410) 767-4754 Ronald Pair Administrative Officer COMPTROLLER OF THE TREASURY (410) 260-7220 Susan B. Phillips Assistant Director DEAF, MD SCHOOLS FOR THE (301) 360-2012 Kerrie Koopman Procurement Officer BUSINESS & ECONOMIC DEVELOPMENT, DEPT OF (410) 767-6488 Lisa Peele Office Manager EDUCATION, MD STATE DEPT OF (410) 767-0115 Albert Annan Procurement Officer 410) 767-0117 Edna Williams-Wicker Agency Buyer (410) 767-0118 William Burke Agency Buyer

FOOD CENTER AUTHORITY, MD (410) 379-5760 Rose Harrell Market Manager GENERAL ASSEMBLY, MD (410) 946-5050 Andrea L Davis Procurement & Supply GENERAL SERVICES, DEPT OF Procurement and Contracting-DGS (410) 767-4612 Iris Lester Procurement Officer Multi-Service Centers-DGS (410) 455-7820 Delbert Stallings Acting Regional Manager (410) 455-7990 Barbara Bauman Superintendent (410) 238-5551 (410) 421-8383 (410) 996-2840 (410) 836-4869 Allan Blackiston Regional Manager (410) 819-4045 (410) 713-3601 Laurie Schmitt Regional Manager (410) 878-8240 Adrian Randall HEALTH & MENTAL HYGIENE, DEPT OF (410) 767-5117 Sharon Gambrill Assistant Director-Procurement

Historic St. Mary's City (240) 895-4970 Annetta Oh HIGHER EDUCATION COMMISSION, MD (410) 260-4510 Ed Ommert HUMAN RELATIONS, MD COMMISSION ON (410) 767- 8566 Renee Hickman HUMAN RESOURCES, DEPT OF (410) 767-7675 James Redditt Procurement Supervisor

Baltimore City Social Services (443) 423-4137 James Whitaker

Metropolitan Transition Center & Baltimore Region Finance Office (410) 234-1815 Pamela Gaskins Maryland Reception, Diagnostic & Classification Ctr. (410) 234-1814 Pamela Gaskins Maryland Correctional Adjustment Ctr. (410) 234-1814 Pamela Gaskins Eastern Correctional Institution (410) 845-4000 ext. 4022 Jayne Dryden

MARYLAND EMERGENCY MANAGEMENT (410) 517-3620 Tyrone Walker Supply Specialist

Maryland Correctional Institution (410) 540-6261 Beverly Smith (240) 420-3328 Debbie Drewry

MARYLAND PUBLIC TELEVISION (410) 581-4037 Donna Witshire Director of Procurement MARYLAND STATE LOTTERY AGENCY (410) 230-8789 Robert W. Howells Procurement Director MILITARY DEPT (410) 234-3819 Nancy Hevey Procurement Officer NATURAL RESOURCES, DEPT OF (410) 260-8056 Diana Russell Associate Director Operations

Deer's Head Center (410) 543-4084 Sandi Perry (410) 543-4155 Beth Perdue (301) 745-4379 Eugene Dotson Clifton T. Perkins Hospital Ctr. (410) 724-3102 Kelly Francis

PLANNING, DEPT OF (410) 767-4509 Pam Lacey Administrative Officer

Jefferson Paterson Park & Museum (410) 586-8523 Dimetrios Papdakis Maintenance Supervisor

Patuxent Institution (410) 799-7376

MARYLAND INSURANCE ADMIN (410) 468-2000 ext. 2374 Luci Sager Procurement Officer

NORTHEAST MD WASTE DISPOSAL AUTHORITY (410) 333-2730 Catherine Coble Director of Finance and Administration

HOUSING & COMMUNITY DEVELOPMENT, DEPT OF (410) 514-7231 Providencia Sharpe

(410) 339-5015 BJ Said-Pompey Director of Procurement

PUBLIC DEFENDER SYSTEM (410) 767-7839 Nadine Martin Purchasing PUBLIC SAFETY & CORRECTIONAL SERVICES, DEPT OF (410) 339-5026 Bobby Johnson Assistant Director

Maryland House of Correction (410) 540-6261 Beverly Smith

Maryland Correctional Institution for Women (410) 799-5550 Maryland Correctional Pre-Release System (410) 540-6225 Kevin Hunt Baltimore City Detention Center Jail Industries Bldg.

(410) 209-4191 Tracey Harvin Director Maryland Correctional Enterprises (410) 540-5419 Betty Green Maryland State Police (410) 799-2900 ext. 304 Alice Thompson Chief Procurement Officer PUBLIC SCHOOL CONSTRUCTION PROGRAM (410) 767-0612 Robert Crocetti Director PUBLIC SERVICE COMMISSION (410) 767-8057 Don Eveleth Deputy Executive Secretary RETIREMENT AGENCY, MD STATE (410) 625-5656 Cathie L. Nash TRANSPORTATION, MD DEPT OF (410) 865-1388 Brian McAllister Manager

Continued to page 16

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AGING, MD DEPT OF (410) 767-1089 Lisa Williams Deputy of Operations & Programs

BUSINESS RESOURCES

State of Maryland Buyer Agents

15

BUSINESS RESOURCES

Continued from page 15

Maryland Aviation Administration (410) 859-7463 Steve Kline Procurement Specialist

SHA District #5 (410) 841-1001 Lee Starkloff SHA District #6 (301) 729-8400 Anthony Crawford

State Highway Admin (410) 545-0072 Mark Flack Director

SHA District #7 (301) 624-8102 Dave Coyne

(410) 545-8800 Kirk McClelland Director, Office of Hwy Dev.

Mass Transit Admin (410) 454-7881 Ron Etzel Motor Vehicle Admin (410) 768-7354 Walt Bayne

Office of Traffic & Safety (410) 787-7696 Michael Stocker

Maryland Port Admin (410) 385-4850 John Thorton

SHA District #1 (410) 543-6715 Donnie Drewer

MARYLAND TRANSPORTATION AUTHORITY (FSK Procurement) (410) 537-7814 Linda McGill

SHA District #2 (410) 810-3210 Terry Wright SHA District #3 (301) 513-7311 Brian Young

TREASURER'S OFFICE, MD STATE (410) 260-7903 Anne Jewell

SHA District #4 (410) 229-2300 David Malkowski

UNIVERSITY OF MARYLAND SYSTEM Bowie State University (301) 860-4212 Steve Jost

Coppin State College (410) 951-3790 Thomas Dawson Frostburg State University (301) 687-4243 Allan Snyder Salisbury State University (410) 543-6056 Joyce Falkinburg Towson State University (410) 704-2050 Lucy Slaich

UMCP (301) 405-3372 James Stirling (410) 651-7940 Jackie Collins UM University College (301) 985-7097 Valerie Rolandelli VETERANS AFFAIRS, DEPT OF (410) 230-4444 ext. 6460 John Kearns WORKERS COMPENSATION COMM (410) 864-5256 Christel Surdokas

University of Baltimore (410) 837-5714 Blair Blankinship UMAB (410) 706-8501 Joseph Evans UMBC (410) 455-2071 John Blecheisen

Source: Maryland Department of Business and Economic Development

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County Economic Development Offices

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Maryland Department of Business and Economic Development 401 E. Pratt St. Baltimore 21202 410-767-6300 www.choosemaryland.org Christian S. Johansson, Secretary cjohansson@choosemaryland.org

Howard County Economic Development Authority 6751 Columbia Gateway Dr., Ste. 500 Columbia 21046 410 313-6500 www.hceda.org Laura A. Neuman, CEO lneuman@hceda.org

Anne Arundel Economic Development Corporation 2660 Riva Rd., Ste. 200 Annapolis 21401 410 222-7410 www.aaedc.org Robert L. Hannon, President and CEO rhannon@aaedc.org

Montgomery County Department of Economic Development 111 Rockville Pike, Ste. 800 Rockville 20850 240 777-2000 www.smartmontgomery.com Steve Silverman, Director Steve.silverman@montgomerycountymd.gov

Frederick County Office of Economic Development Winchester Hall 12 E. Church St. Frederick 21701 301-600-1058 www.discoverfrederickmd.com Laurie Boyer, Executive Director lboyer@frederickcountymd.gov

Prince George's County Economic Development Corporation 1100 Mercantile Lane, Ste. 115A Largo 20774 301 583-4650 www.pgcedc.com Gwen S. McCall, President and CEO GSMcCall@pgcedc.com Source: Maryland Department of Business and Economic Development

County Procurement Contacts Anne Arundel County Anne Arundel County - Purchasing Division of Central Services Phone: (410) 222-7620 Frederick County Harold E. (Hal) Good, Director of Purchasing (301) 600-1047 Howard County Darla Herbold, Purchasing Administrator (410) 313-6370 Montgomery County Office of Procurement (240) 777-9900 Prince George's County Felicia Whitley (301) 883-6400 Worcester County Office of the County Commissioners (410) 632-1194 Source: Maryland Department of Business and Economic Development

Statewide Maryland Chamber of Commerce www.mdchamber.org Maryland Hispanic Chamber of Commerce www.mdhcc.org Greater Washington Board of Trade www.bot.org Baltimore/Washington Corridor Chamber of Commerce www.baltwashchamber.org

Montgomery County Montgomery County Chamber of Commerce www.montgomerycountychamber.com Greater Bethesda-Chevy Chase Chamber of Commerce www.bccchamber.org Gaithersburg-Germantown Chamber of Commerce www.ggchamber.org Greater Silver Spring Chamber of Commerce www.silverspringchamber.com

BUSINESS RESOURCES

Chambers of Commerce

Hispanic Chamber of Commerce of Montgomery County www.hccmc.org

Annapolis & Anne Arundel County Chamber of Commerce www.annapolischamber.com

Olney Chamber of Commerce www.olneymd.org

BWI Business Partnership, Inc. www.bwipartner.org

Poolesville Area Chamber of Commerce www.pacc.cc

Greater Crofton Chamber of Commerce www.croftonchamber.com

Potomac Chamber of Commerce www.potomacchamber.org

Greater Severna Park Chamber of Commerce www.severnaparkchamber.com

Rockville Chamber of Commerce www.rockvillechamber.org

Northern Anne Arundel County Chamber of Commerce www.naaccc.com

Wheaton-Kensington Chamber of Commerce www.wkchamber.org

Pasadena Business Association www.pasadenabusinessassociation.com Southern Anne Arundel Chamber of Commerce www.southcounty.org West Anne Arundel County Chamber of Commerce www.waaccc.org

Prince George's County Prince George's Chamber of Commerce www.pgcoc.org Prince George's Black Chamber of Commerce www.pgblackchamber.org Prince George's Hispanic Chamber of Commerce (301) 249-2547, (301) 249-4732

Frederick County Frederick County Chamber of Commerce www.frederickchamber.org Howard County Howard County Chamber of Commerce www.howardchamber.com

Greater Prince George's Business Roundtable www.bizroundtable.org Greater Bowie Chamber of Commerce www.bowiechamber.org Source: Maryland Chamber of Commerce

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Anne Arundel County

17

EDUCATION

SPONSOR • Montgomery College

Dr. DeRionne P. Pollard President Montgomery College At a Glance

Did You Know...?

• Total students annually (credit and noncredit): 60,000 • Offers more than 130 areas of study • Located on three campuses in Germantown, Rockville, and Takoma Park/Silver Spring, plus Workforce Development and Continuing Education training centers in Gaithersburg, Wheaton and satellite sites.

• More than 175 nations are represented in the student body, making Montgomery College Maryland's most culturally diverse institution of higher education

Montgomery College is the second-largest college in the state in the number of undergraduate students.

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Overview

18

Montgomery College has been changing lives in Montgomery County for more than 60 years. Founded in 1946, the college is nationally recognized for the quality of its academic programs in the liberal arts, sciences, business, and technology. Through its credit and noncredit courses, Montgomery College provides students with the opportunity to earn an associate's degree or certificate, improve work skills, learn a new trade, complete an apprenticeship, or pursue lifelong learning.

Montgomery College faculty and staff provide a supportive learning environment and, with courses available online and on campus, students can pursue their education year round. The student/faculty ratio is 19:1, which means that students receive personalized attention.

Among the college's signature programs are: Montgomery Scholars, a selective honors program that provides students with a summer study opportunity at the University of Cambridge in England; the Macklin Business Institute Scholars, an honors program for business students; and the Renaissance Scholars, an intensive honors program offered for students in the evenings.

Montgomery College is the only community college in the nation to offer internship opportunities for students at the Smithsonian Institution, the Library of Congress, and the U.S. Holocaust Memorial Museum.

Montgomery College counts more than 450,000 alumni, many of whom are active in the Alumni Association.

Nearly 60 percent of Montgomery County Public School graduates who stay in Maryland for college attend Montgomery College within the following year.

The New York Times recognized Montgomery College as one of the nation's top colleges for preparing students to transfer to four-year colleges and universities.

Montgomery College students, faculty, and staff give back to the community by working with 150 nonprofit organizations.

Even in difficult economic times, Montgomery College generates a return on investment. As many as 90 percent of the College's students remain in the state and contribute to economic growth. The college strengthens the local economy by $1.8 billion.

Students with an associate degree from Montgomery College will increase their earnings to $55,800 per year, which is 39 percent more than the average high school student.

Anne Arundel Community College at Arundel Mills University Consortium Public-private regional higher education consortium of six 2- and 4-year institutions www.aacc.edu/aboutaacc/consortium In-state Tuition: Varies by institution Degree Seeking Undergrads: Varies by institution Bowie State University Public, 4-year institution | Bowie www.bowiestate.edu In-state Tuition/Fees: $6,347 Degree Seeking Undergrads: 4,318* Graduate Enrollment: 1,156* Popular Majors: Business/Marketing (22%); Nursing (11%); Communication Media (9%)* Graduate Paths: Employment (66%); Graduate/Professional School (30%)* Capitol College Private, 4-year institution | Laurel www.capitol-college.edu Tuition/Fees: $21,194 Degree Seeking Undergrads: 350 Popular Majors: Engineering (59%); Computer/Information Sciences (29%); Business/Marketing (12%) Fortis College/Institute Private, 2-year institution Campuses in Landover, Towson and Baltimore www.fortis.edu Tuition: NR Degree Seeking Undergrads: NR Popular Majors: NR Frederick Community College Public, 2-year institution | Frederick www.frederick.edu In-county Tuition/Fees: $3,691** Degree Seeking Undergrads: 5,573 Popular Majors: Liberal Arts (47%); Business/Marketing (18%); Health Professions (17%) Hood College Private, 4-year institution | Frederick www.hood.edu Tuition/Fees: $31,060 Degree Seeking Undergrads: 1,423* Graduate Enrollment: 948* Popular Majors: Business/Marketing (13%); Biology (11%); Education (11%)

Howard Community College Public, 2-year institution Columbia www.howardcc.edu In-county Tuition/Fees: $3,570** Degree Seeking Undergrads: 8,809 Popular Majors: Liberal Arts (51%); Health Professions (23%); Business/Marketing (13%) Johns Hopkins University Private, 4-year institution Baltimore www.jhu.edu Tuition/Fees: $42,780 Degree Seeking Undergrads: 5,047* Graduate Enrollment: 1,924* Popular Majors: Biomedical engineering, public health studies, international studies* Laurel College Center Public-private regional higher education consortium of seven 2- and 4-year institutions Laurel www.laurelcollegecenter.org In-state Tuition: Varies by institution Degree Seeking Undergrads: 1,417* Graduate Enrollment: 222* Popular Majors: NR Lincoln College of Technology Private, 2- and 4-year institution Columbia www.lincolnedu.com/campus/columbia-md Tuition: NR Degree Seeking Undergrads: NR Popular Majors: NR Montgomery College Public, 2-year institution Campuses in Germantown, Rockville and Takoma Park-Silver Spring www.montgomerycollege.edu In-county Tuition/Fees: $4,380* Degree Seeking Undergrads: 26,015 Popular Majors: General Studies (33.2%), Arts and Sciences (9.1%), Business Administration (8.3%), Business Technologies (6.6%), Engineering (4.7%) * Mount St. Mary's University Private, 4-year institution Emmitsburg www.msmary.edu Tuition/Fees: $31,536 Out-of-state Tuition/Fees: $31,536 Degree Seeking Undergrads: 1,777* Graduate Enrollment: 522* Popular Majors: Business/Marketing (30%); Social Sciences (28%); Education (11)*

National Labor College Private, 4-year institution | Silver Spring | www.nlc.edu In-state Tuition: $235 per credit hour for AFL-CIO affiliated union members; higher for non-members* Degree Seeking Undergrads: 202* Popular Majors: Labor Studies, Business Administration, Construction Management* Prince George's Community College Public, 2-year institution | Largo www.pgcc.edu In-county Tuition/Fees: $4,045* Degree Seeking Undergrads: 12,867* Popular Majors: Nursing, General Studies, Business Administration, Business Management, Psychology, Criminal Justice, Computer Information Systems* SANS Technology Institute Graduate-level institution offering master of science degrees in information security | Bethesda www.sans.edu Tuition: $34,000 (approx. per degree)* Degree Seeking Undergrads: NA Graduate Enrollment: 55* Popular Majors: MS in Information Security Management; MS in Information Security Engineering St. John's College Private, 4-year institution | Annapolis www.sjca.edu Tuition/Fees: $43,656 Degree Seeking Undergrads: 463 Graduate Enrollment: 75 Popular Majors: Liberal Arts (100%) Tai Sophia Institute Graduate-level health and wellness institution | Laurel www.tai.edu Tuition: NR Degree Seeking Undergrads: NA Graduate Enrollment: NR Popular Majors: Acupuncture (43.5%); TLSC/AHA (20%); Transformative Leadership (13%)** TESST College of Technology Private, 2-year institution Campuses in Baltimore, Beltsville and Towson www.tesst.com Tuition: NR Degree Seeking Undergrads: NR Popular Majors: NR United States Naval Academy Public, 4-year institution | Annapolis www.usna.edu Tuition: NA Degree Seeking Undergrads: 4,603 Popular Majors: Engineering (36%); Social Sciences (27%); Physical Sciences (15%) Continued to page 20

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Anne Arundel Community College Public, 2-year institution | Arnold www.aacc.edu In-county Tuition: $2,700** Degree Seeking Undergrads: 17,665* Popular Majors: Transfer Studies, RN Application, Business Administration*

EDUCATION

Colleges & Universities in Maryland

19

EDUCATION

Continued from page 19

(The) Universities at Shady Grove Public-private regional higher education consortium of nine 4-year institutions | Rockville www.shadygrove.umd.edu In-state Tuition: Varies by institution Degree Seeking Undergrads: 2,500* Graduate Enrollment: 1,500* Popular Majors: Nursing, Education, Biological Sciences, Psychology*

University of Maryland University College Public, 2- and 4-year institution Adelphi www.umuc.edu In-state Tuition/Fees: $6,246 Degree Seeking Undergrads: 24,771 Graduate Enrollment: 13,891 Popular Majors: Business/Marketing (39%); Computer and Information Sciences (21%); Psychology (7%)

University of Maryland, College Park Public, 4-year institution College Park www.umd.edu In-state Tuition/Fees: $8,655 Degree Seeking Undergrads: 26,194 Graduate Enrollment: 10,719 Popular Majors: Social Sciences (21%); Business/Marketing (15%); Biology (9%); Engineering (9%)

Washington Adventist University Private 2- and 4-year institution Takoma Park www.wau.edu Tuition/Fees: $20,180 Degree Seeking Undergrads: 1,125 Graduate Enrollment: 125 Popular Majors: Health Professions (28%); Business/Marketing (20%); Psychology (14%)

Washington Bible College Private, 4-year institution Lanham www.bible.edu Tuition: $11,926* Degree Seeking Undergrads: 303 Graduate Enrollment: 250* Popular Majors: NR Yeshiva College of the Nation's Capital Private, 4-year institution for men Silver Spring www.yeshiva.edu Tuition: NR Degree Seeking Undergrads: 55 Sources: All data as reported to The College Board, except as noted below *Reflects data updated by institution **Reflects data updated by institution website Community college tuition and tuition/fees based on 15 credit hours per semester NR (not reported)

Comparative Higher Education Statistics Maryland vs. U.S.

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MARYLAND NATIONAL

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EDUCATIONAL ATTAINMENT (2009) At least some College or an Associate Degree At least a Bachelor’s Degree At least a Graduate or Professional Degree High school graduates who enrolled in college in own state SAT Scores for High School Seniors (2010) Mean Mathematics Score Mean Critical Reading Score Mean Writing Score Mean Combined Scores HIGHER EDUCATION ENROLLMENTS (2009) % Undergraduate % Women % African American % Hispanic % Asian % White % All Minorities % Foreign Distribution of Campus Enrollments (Fall 2009) Public 2-year Institutions Public 4-year Institutions Independent Institutions Projected Increase at Public Campuses (Fall 10 to Fall 18)2

61.7% 35.2% 15.4% 45.0%

55.6% 29.5% 10.5% 73.0%

506 501 495 1502

516 501 492 1509

80.2% 58.8% 28.3% 4.4% 7.1% 55.6% 40.2% 4.2%

85.1% 52.4% 13.5% 11.9% 6.8% 63.3% 33.2% 3.5%

37.8% 45.0% 17.2% 14.4%

34.8% 38.4% 26.9% 7.3%

MARYLAND NATIONAL Distribution of Degrees Conferred (2009-2010) Associates Degrees 20.2% 24.3% Bachelor’s Degrees 48.1% 50.5% Master’s Degrees 27.0% 20.2% Doctorate/First Professional Degrees 4.7% 5.0% Average Tuition and Fees for Resident Undergraduates (2009 - 2010) Community Colleges $3,071 $2,137 Four-Year Public Institutions $7,249 $6,319 Independent Institutions (Maryland State-Aided) $28,483 $22,449 State Funding for Higher Education State Operating Expenses (% change 2008-2009 to 2009-2010) Up 1.0% Down 3.5% State Spending on Student Financial Aid (% change 2008-2009 to 2009-2010) Down 0.3% Up 2.7% Source(s): The Chronicle of Higher Education, Almanac Issue 2010-2011, August 2010 The College Board, State Reports: Maryland, August 2010 U.S. Department of Education, National Center for Education Statistics, Projections of Education Statistics to 2018, 2009 Notes: 1 Projection is from the U.S. Department of Education, National Center for Education Statistics. The estimate includes students attending public schools only. Figures for FY2009 and FY2019 are projections.

2 The Maryland projection is from the Maryland Higher Education Commission’s Enrollment Projections 2010 - 2019 Maryland Public Colleges and Universities report, June 2010 and includes the undergraduate headcount of students enrolling in the state’s four-year public institutions. The National projections are from the Chronicle of Higher Education, Almanac Issue 2010 - 2011.

INSTITUTION Bowie State University Coppin State University Frostburg State University Salisbury University Towson University University of Baltimore University of Maryland - Baltimore County University of Maryland - College Park University of Maryland - Eastern Shore Morgan State University St. Mary's College of Maryland Maryland High School Seniors (2010) High School Seniors, Nationally (2010)

Critical Reading 450 433 488 565 536 477 587 626 429 453 617 501 501

Mathematics 442 428 494 573 545 471 617 657 428 451 596 506 516

Combined Scores 892 861 982 1138 1081 948 1204 1283 857 904 1213 1007 1017

25th Percentile 820 790 880 1050 1000 850 1110 1220 770 830 1130

75th Percentile 940 910 1070 1210 1150 1025 1290 1380 920 970 1330

EDUCATION

Average SAT Scores of Incoming Freshman at Public 4-Year Institutions

Source: Maryland Higher Education Commissionâ&#x20AC;&#x2122;s High School Graduation System S-11 Forms, 2010. The College Board, State Reports Maryland, 2010 Notes: Data is for incoming freshman in the class of 2009-2010.

Major Business Social Science Education Health Computer Science Biological Science Psychology Engineering Fine Arts Communications

Bachelors 4,965 4,221 1,882 1,819 1,544 1,742 1,798 1,198 1,422 1,587

Masters 4,747 1,078 3,072 1,286 1,136 573 472 827 323 127

Source: Maryland Higher Education Commission's Degree Information System, 2010 Notes: Data is for Maryland 4-Year Institutions for 2009-2010

Doctorate 56 123 125 810 64 269 60 181 63 13

Total 9,768 5,422 5,079 3,915 2,745 2,584 2,330 2,206 1,808 1,727

Top Majors by Degree among Community College Transfer Students Health Technology General Studies Business & Communication Technology Business Administration Public Service Technology

Certificate Associates 2,199 2,330 246 3,892 848 844 1,208 0 399 668

Total 4,529 4,138 1,692 1,208 1,067

Notes: Data is for 2009-2010 Source: Maryland Higher Education Commission's Degree Information System, 2010

K-12 Graduation and Dropout Rates in Maryland

Source: Maryland State Department of Education

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Top Majors by Degree

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GOVERNMENT

Top Federal (Non-Military) Employers National Institutes of Health Social Security Administration Food and Drug Administration Internal Revenue Service Census Bureau National Oceanic and Atmospheric Administration National Aeronautics and Space Administration Veterans Administration Centers for Medicare and Medicaid Services National Institute of Standards and Technology

17,842 13,000 6,443 6,101 4,287 3,981 3,171 3,047 2,750 2,700

Note: Employment number excludes contractors.

Source: Maryland Department of Business and Economic Development, November 2010.

Top Military Employers

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Fort George G. Meade* Aberdeen Proving Ground Naval Air Station Patuxent River National Naval Medical Center Joint Base Andrews Naval Air Facility Washington Fort Detrick** National Geospatial-Intelligence Agency Naval Support Facility Indian Head U.S. Naval Academy/Naval Station Annapolis National Maritime Intelligence Center

22

41,000 13,984 10,965 8,108 8,057 4,349 3,000 2,950 2,340 1,724

Note: Employment number includes both uniformed and civilian employees, but excludes contractors. * Fort Meade includes employees of the National Security Agency. ** Fort Detrick includes some non-military tenants, such as the National Cancer Institute and the National Biodefense Analysis and Countermeasures Center.

Source: Maryland Department of Business and Economic Development, November 2010.

Wages & Income Industry Avg. Weekly Wage TOTAL $995 Government Sector $1,172 Federal Government $1,709 State Government $918 Local Government $968 Total Private Sector $952 Goods-Producing $1,130 Natural Resources and Mining $694 Construction $1,039 Manufacturing $1,268 Service-Providing $924 Trade, Transportation and Utilities $769 Information $1,396 Financial Activities $1,386 Professional and Business Services $1,297 Education and Health Services $896 Leisure and Hospitality $372 Other Services $658 Notes: Maryland workers belong to one of the nation's highest paid workforces. At $58,854 (in 2010), the state boasts the highest median household income in the country.

Source: Maryland Department of Labor, Licensing and Regulation, Office of Workforce Information and Performance.

Federal Government Expenditures and Obligations 1985 1990 Maryland Total Salaries & Wages Procurement Direct Payments Grants

1995

2000

2005

2010

34.77 37.81 45.21 7.92 8.46 8.77 11.14 9.28 11.10 12.15 15.96 19.39 3.56 4.11 5.94

50.53 10.22 12.04 19.72 8.55

66.72 10.79 21.84 25.44 8.64

86.63 13.54 23.87 36.23 13.00

Anne Arundel County Total Salaries & Wages Procurement Direct Payments Grants

3.79 0.84 1.41 0.89 0.65

2.90 0.75 0.58 1.11 0.45

3.30 0.74 0.67 1.48 0.41

3.83 0.89 0.83 1.69 0.42

5.34 1.08 1.78 2.08 0.40

6.65 1.45 1.73 2.56 0.91

Howard County Total Salaries & Wages Procurement Direct Payments Grants

0.63 0.02 0.40 0.19 0.02

0.75 0.03 0.42 0.27 0.03

0.76 0.04 0.27 0.38 0.07

1.00 0.05 0.37 0.49 0.08

1.37 0.07 0.55 0.62 0.12

2.71 0.05 1.76 0.78 0.13

Frederick County Total Salaries & Wages Procurement Direct Payments Grants

0.53 0.15 0.08 0.28 0.02

0.57 0.15 0.06 0.32 0.05

0.74 0.15 0.08 0.40 0.10

1.01 0.22 0.18 0.51 0.10

2.07 0.23 0.93 0.65 0.26

2.14 0.22 1.04 0.78 0.10

Montgomery County Total Salaries & Wages Procurement Direct Payments Grants

8.11 2.46 3.38 1.89 0.37

8.11 10.38 2.60 3.08 2.70 4.05 2.34 2.50 0.47 0.75

11.56 3.59 4.27 2.82 0.89

15.66 3.59 7.68 3.15 1.24

16.74 4.15 7.41 3.75 1.42

Prince George's County Total Salaries & Wages Procurement Direct Payments Grants

4.75 1.44 1.55 1.53 0.23

6.11 1.77 2.06 1.87 0.41

8.18 2.24 2.61 2.58 0.74

10.74 2.37 4.56 3.03 0.79

11.24 2.54 3.99 3.83 0.89

CONSTANT 2005$ (FY1983-FY2010) Source: Maryland Department of Planning Notes: Billions in constant 2005 $, FY1985-FY2010

7.40 1.74 2.94 2.17 0.55

GOVERNMENT

Annual Change in Federal Expenditures in Maryland and the U.S.

Notes: Percentages calculated from constant 2005$ Source: Maryland Department of Planning

Total Federal Expenditures in Suburban Maryland

NEW WAYS OF WORKING Notes: Data is for FY2010 in billions in constant 2005$ Source: Maryland Department of Planning

Federal Government Expenditures by Category

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Notes: Amounts are per capita by state for FY2010; top 15 states shown. Source: U.S. Census Bureau

MARKET FACTS 2012 • Special Advertising Publication 23

HEALTH

Employment and Payroll Data by Health Care Sector INDUSTRY SECTOR Ambulatory health care services Offices of physicians (Subset of Ambulatory Health Care) Hospitals Nursing and residential care facilities Total—Health Care Sector

JOBS IN Q4, 2008

JOBS IN Q4, 2009

JOBS IN Q4, 2010

EMPLOYMENT CHANGE, Q4 2008 TO Q4, 2010

EMPLOYMENT CHANGE (%), Q4 2008 TO Q4, 2010

103,381

108,500

112,234

8,853

8.6

45,241

46,666

47,301

2,060

4.6

108,848

111,580

110,959

2,111

1.9

68,452

70,360

71,312

2,860

4.2

280,681

290,440

294,505

13,824

4.9

Notes: Data is for CY 2008-2010 Source: Governor's Workforce Investment Board, Nov. 2011

Occupational Projections for Select Health Care Occupations

Special Advertising Publication • MARKET FACTS 2012

OCCUPATON

24

ESTIMATED 2008 EMPLOYMENT

REPLACEMENT OPENINGS

GROWTH OPENINGS

GROWTH RATE

Family and general practitioners

3,040

535

465

15.3%

Internists, general

1,055

185

160

15.2%

Obstetricians and gynecologists

255

45

35

13.7%

Pediatricians, genenral

540

95

80

14.8%

Physician Assistants

2,285

415

665

29.1%

Total

7,175

1,275

1,405

19.5%

Notes: Data is for CY 2008-2010 Source: Governor's Workforce Investment Board, Nov. 2011

Health Outcomes in Maryland Counties Health Insurance Coverage

Notes: Data is for 2009-2010 Source: The Henry J. Kaiser Family Foundation

Rank 1 2 3 4 5 6 7 8 9 10 11 12

Health Outcomes Howard Montgomery Frederick Queen Anne's Carroll Calvert Talbot St. Mary's Harford Anne Arundel Charles Garrett

Rank 13 14 15 16 17 18 19 20 21 22 23 24

Health Outcomes Washington Worcester Baltimore Kent Prince George's Cecil Caroline Wicomico Somerset Dorchester Allegany Baltimore City

Notes: The summary of health outcomes ranking is based on measures of mortality and morbidity.

Source: 2011 Robert Wood Johnson Foundation/University of Wisconsin “County Health Rankings”

Source: United Health Foundation, America’s Health Ranking ® 2011

Suburban Maryland Hospitals Anne Arundel Medical Center 2001 Medical Parkway Annapolis, MD, 21401 www.aahs.org

Holy Cross Hospital 1500 Forest Glen Rd Silver Spring, MD, 20910 www.holycrosshealth.org

Prince George s Hospital Center 3001 Hospital Drive Cheverly, MD, 20785 www.dimensionshealth.org

Doctors Community Hospital 8118 Good Luck Rd Lanham, MD, 20706 www.DCHweb.org

Howard County General Hospital 5755 Cedar Lane Columbia, MD, 21044 www.hcgh.org

Shady Grove Adventist Hospital 9901 Medical Center Dr Rockville, MD, 20850 www.adventisthealthcare.com/SGAH

Fort Washington Hospital 11711 Livingston Rd Ft. Washington, MD, 20744 www.fortwashingtonmc.org

Laurel Regional Hospital 7300 Van Dusen Rd Laurel, MD, 20707 www.dimensionshealth.org

Southern Maryland Hospital Center 7503 Surratts Rd Clinton, MD, 20735 www.southernmarylandhospital.com

Frederick Memorial Hospital 400 W Seventh St Frederick, MD, 21701 www.fmh.org

Montgomery General Hospital 18101 Prince Philip Drive Olney, MD, 20832 www.montgomerygeneral.com

Suburban Hospital 8600 Old Georgetown Rd Bethesda, MD, 20814 www.suburbanhospital.org

Washington Adventist Hospital 7600 Carroll Ave Takoma Park, MD, 20912 www.WashingtonAdventistHospital.com Source: Maryland Hospital Association

Special Advertising Publication • MARKET FACTS 2012

HEALTH

Maryland Health Highlights

25

LEISURE, HOSPITALITY & ARTS Special Advertising Publication â&#x20AC;˘ MARKET FACTS 2012 26

Tourism Tax Revenues County Allegany Garrett Washington WESTERN REGION Frederick Montgomery Prince George's CAPITAL REGION Anne Arundel Baltimore City Baltimore County Carroll Harford Howard CENTRAL REGION Calvert Charles St. Mary's SOUTHERN REGION Caroline Cecil Dorchester Kent Queen Anne's Somerset Talbot Wicomico Worcester* EASTERN SHORE

FY 2010 Tourism Sales Tax Codes $3,305,070 $2,513,526 $6,738,317 $12,556,913 $9,699,695 $59,329,241 $48,096,828 $117,125,763 $49,686,459 $39,759,851 $36,682,897 $4,466,475 $8,786,771 $13,805,163 $153,187,615 $3,042,171 $6,637,644 $4,205,954 $13,885,768 $493,634 $3,256,089 $2,514,928 $763,171 $2,058,130 $330,916 $3,240,158 $4,824,235 $20,949,850 $38,431,111

FY 2011 Tourism Sales Tax Codes $3,380,667 $2,702,940 $6,822,661 $12,906,268 $10,020,992 $64,314,882 $49,012,387 $123,348,260 $52,871,791 $42,110,826 $38,285,763 $4,700,122 $9,576,229 $14,720,681 $162,265,411 $2,956,807 $6,905,455 $3,978,151 $13,840,413 $554,266 $3,415,322 $2,582,163 $704,309 $2,117,762 $362,896 $3,402,929 $5,056,238 $21,849,942 $40,045,826

Tourism: A Revenue Generator The travel and tourism economy and its impact in Maryland % Change 2.3% 7.5% 1.3% 2.8% 3.3% 8.4% 1.9% 5.3% 6.4% 5.9% 4.4% 5.2% 9.0% 6.6% 5.9% -2.8% 4.0% -5.4% -0.3% 12.3% 4.9% 2.7% -7.7% 2.9% 9.7% 5.0% 4.8% 4.3% 4.2%

Visitor Spending

Notes: Data is for FY 2011 Source: Maryland Office of Tourism

Total Trip Spending Profile by Region Visitors spend more than $567 million annually during trips to Maryland State Parks.

*Includes Ocean City Notes: Tourism sales and use tax codes are adjusted for tourism factor.

Source: Comptroller of Maryland

Source: Maryland Office of Tourism Development

Parks & Recreation Contacts in Suburban Maryland Maryland Park Service 580 Taylor Avenue Annapolis 21401 877-620-88367 www.dnr.state.md.us/publiclands

Frederick County Parks & Recreation 118 North Market Street Frederick 21701 301-600-1646 www.frederickcountymd.gov

Montgomery County Department of Parks 9500 Brunett Avenue Silver Spring 20901 301-495-2595 www.montgomeryparks.org

Anne Arundel County Department of Recreation & Parks 44 Calvert Street Annapolis 21401 410-222-7000 www.aacounty.org/RecParks

Howard County Department of Recreation & Parks 7120 Oakland Mills Road Columbia 21046-1677 410-313-4700 www.co.ho.md.us

Montgomery County Department of Recreation 4010 Randolph Road Silver Spring 20902 240-777-6804 www.montgomerycountymd.gov

Prince George's County Department of Parks and Recreation 6600 Kenilworth Avenue Riverdale 20737 301-699-2255 www.pgparks.com

Total Impact of Arts Audiences Region

Gross Sales Employee Income Employment FTE Jobs

Central

533,370,461

216,776,753

5,823

10,680,640

3,679,199

96

7,019,491

2,002,196

65

30,812,961

9,337,243

284

Capital

388,265,619

141,444,519

4,068

Western

30,853,223

11,385,253

335

1,001,002,395

384,625,164

10,671

Lower Eastern Shore Southern Upper Eastern Shore

Total

Notes: Data is for FY 2010 Source: Maryland State Arts Council

Direct Economic Impact of Arts Operations Region

Gross Sales Employee Income Employment FTE Jobs

Central

126,904,833

58,314,039

1,667

Lower Eastern Shore

2,873,760

1,023,147

19

Southern

1,153,205

214,095

2

Upper Eastern Shore

5,882,893

1,473,023

22

Capital

68,066,522

27,784,050

687

Western

4,571,306

1,975,398

53

209,452,519

90,783,752

2,449

Total

Notes: Data is for FY2010 Source: Maryland State Arts Council

County Arts Councils in Suburban Marland Anne Arundel County: Arts Council of Anne Arundel County www.annearundelartscouncil.org Frederick Arts Council, Inc. www.frederickartscouncil.org Howard County Arts Council www.hocoarts.org Arts and Humanities Council of Montgomery County www.creativemoco.com Prince George's Arts and Humanities Council http://pgac2.wordpress.com 1805041

LEISURE, HOSPITALITY & ARTS

MARKET FACTS 2012 â&#x20AC;˘ Special Advertising Publication 27

Maryland always has been a global leader in biotechnology and life sciences. Home to one of the two largest life science clusters in America, with almost 600 companies, 50 research-intense federal Institutions, including FDA, NIH, and NIST, and 16 universities and colleges, Maryland is well positioned to lead the global bioscience industry and is recognized as one of the top states for biotechnology development. Breakthroughs are part of our culture.

The Maryland Biotechnology Center, an office within Maryland's Department of Business and Economic Development, supports the continued growth of this vibrant industry through a variety of initiatives and programs. If you're working in the biotechnology industry or are interested in learning more about opportunities in this exciting business sector, please visit the Maryland Biotechnology Center at our Rockville or Baltimore locations.

We can help you: • Gain feedback on your business plan, access to marketing research, and other resources essential for your strategic planning; • Learn more about the Biotechnology Incentive Investment Tax Credit, the Biotechnology Commercialization and Translational Research Awards, InvestMD, ExportMD, and other financing tools available through the state and our partner organizations; • Gain visibility for your firm and your innovative technologies; • Meet potential business partners and academic collaborators; • Learn about the many education and training opportunities in biotechnology, biotechnology entrepreneurship, technology transfer, and business management available throughout the state.

Please stop by our office or give us a call. We look forward to helping you turn your RESEARCH to REALITY…to REVENUES! …Breakthroughs are part of our culture!

MARYLAND BIOTECHNOLOGY CENTER 401 E. Pratt Street, 7th Floor Baltimore, MD 21202 410.767.0505 | 410.333.6608 Fax 9700 Great Seneca Highway Rockville, MD 20850 301.762.9214 | 301.762.4577 Fax www.marylandbiocenter.org

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28 Special Advertising Publication • MARKET FACTS 2012

LIFE SCIENCES & TECHNOLOGY

Top Bioscience Employers MedImmune** Westat* SAIC BD Diagnostics Human Genome Sciences* QIAGEN** U.S. Pharmacopeia* Otsuka America Pharmaceutical** BioReliance* Lonza Walkersville

Pharmaceutical R&D and mfg.

Contract research & surveys Life Sciences R&D in biotechnology Medical & scientific equipment Diagnostic substances Sample & assay technologies Medicines & healthcare products standards setting Biopharmaceuticals R&D R&D in biotechnology Biological media, cultures & reagents manufacturing

LIFE SCIENCES

Federal Life Sciences Research & Support Facilities in Maryland

* Company headquartered in Maryland. ** Foreign-owned company with U.S. headquarters in Maryland.

Source: Maryland Department of Business and Economic Development, December 2009.

Top Recipients of NIH Funding

Notes: Data is for 2010 Source: Maryland Department of Business and Economic Development

Notes: Data is for 2010 Source: Maryland Department of Business and Economic Development

Notes: Data is for 2010 Source: Maryland Department of Business and Economic Development

Maryland Private Life Science Sectors State Economic Impact Maryland Private Life Sciences by Sub-group 2010

Sub-group Agricultural Feedstock and Chemicals Drugs and Pharmaceu cals Medical Devices and Equipment Research, Tes ng and Medical Laboratories Private Life Sciences Total

Employment Jobs Share 256 0.8% 6,574 19.6% 1,962 5.8% 24,810 73.8% 33,602 --

Average Annual Salary $63,780 $102,084 $67,612 $90,239 $91,034

Facilities 22 65 86 1,579 1,752

Average Jobs per Facility 12 101 23 16 19

Notes: Data is for 2010 Note: Components may not sum to totals due to rounding.

Source: Maryland Department of Business and Economic Development Source: DBED analysis on data from the Maryland Department of Labor, Licensing and Regulation

Special Advertising Publication

Maryland Private Life Sciences State Economic Impact

29

TECHNOLOGY

Maryland High Tech Firms on Deloitte's 2011 Technology Fast 500™ Rank 22 53 160 215 261 284 314 323 377 402 438 454 489

Company Name Zenoss, Inc. Vapotherm, Inc. Motionsoft BoxTone Tenable Network Security Techno-Sciences, Inc. Viamericas Corp.

WealthEngine, Inc. TeleCommunication Systems, Inc. Sourcefire, Inc. Welocalize BroadSoft, Inc. Vocus, Inc.

Primary Industry Software Medical equipment Software Software Software Communications/networking Software Internet Software Software Communications/networking Software Software

Age Distribution of Maryland Facebook Users

% Growth 8096% 2272% 627% 433% 337% 300% 271% 261% 211% 191% 167% 160% 140%

City Annapolis Stevensville Rockville Columbia Columbia Beltsville Bethesda Bethesda Annapolis Columbia Frederick Gaithersburg Lanham

CEO Name Bill Karpovich Robert Storey Al Noshirvani Alan Snyder Ron Gula Jean-Luc Abaziou Paul S. Dwyer, Jr. Tony Glowacki Maurice B. Tosé John Burris E. Smith Yewell Michael Tessler Rick Rudman

Website www.zenoss.com www.vtherm.com www.motionsoft.net www.boxtone.com www.tenable.com www.technosci.com www.viamericas.com www.wealthengine.com www.telecomsys.com www.sourcefire.com www.welocalize.com www.broadsoft.com www.vocus.com

Gender Distribution of Maryland Facebook Users

Special Advertising Publication

Estimated Foregone Sales Tax Revenue from Remote Sales

30

Notes: 2010 figures are in millions of dollars Source: Comptroller of Maryland

Subject HOUSING OCCUPANCY Total housing units Occupied housing units Vacant housing units YEAR STRUCTURE BUILT Total housing units Built 2005 or later Built 2000 to 2004 Built 1990 to 1999 Built 1980 to 1989 Built 1970 to 1979 Built 1960 to 1969 Built 1950 to 1959 Built 1940 to 1949 Built 1939 or earlier VALUE Owner-occupied units Less than $50,000 $50,000 to $99,999 $100,000 to $149,999 $150,000 to $199,999 $200,000 to $299,999 $300,000 to $499,999 $500,000 to $999,999 $1,000,000 or more Median (dollars) MORTGAGE STATUS Owner-occupied units Housing units with a mortgage Housing units without a mortgage

Anne Arundel County Estimate Percent

Frederick County Estimate Percent

Howard County Estimate Percent

Montgomery County Estimate Percent

Prince George's County Estimate Percent

212,791 197,569 15,222

212,791 92.8% 7.2%

90,301 83,964 6,337

90,301 93.0% 7.0%

109,602 105,358 4,244

109,602 96.1% 3.9%

376,023 359,476 16,547

376,023 95.6% 4.4%

328,397 301,923 26,474

328,397 91.9% 8.1%

212,791 10,586 19,406 36,491 32,839 36,635 29,188 25,197 10,033 12,416

212,791 5.0% 9.1% 17.1% 15.4% 17.2% 13.7% 11.8% 4.7% 5.8%

90,301 5,554 11,290 21,659 15,300 12,429 5,371 5,328 2,067 11,303

90,301 6.2% 12.5% 24.0% 16.9% 13.8% 5.9% 5.9% 2.3% 12.5%

109,602 7,544 9,725 24,959 25,673 21,444 10,429 3,781 2,480 3,567

109,602 6.9% 8.9% 22.8% 23.4% 19.6% 9.5% 3.4% 2.3% 3.3%

376,023 16,890 25,256 46,142 85,165 62,942 57,432 46,205 19,389 16,602

376,023 4.5% 6.7% 12.3% 22.6% 16.7% 15.3% 12.3% 5.2% 4.4%

328,397 16,712 22,262 42,978 42,109 56,999 69,085 42,403 21,005 14,844

328,397 5.1% 6.8% 13.1% 12.8% 17.4% 21.0% 12.9% 6.4% 4.5%

146,744 4,505 1,290 3,383 6,713 42,210 53,198 30,308 5,137 343,400

146,744 3.1% 0.9% 2.3% 4.6% 28.8% 36.3% 20.7% 3.5% (X)

63,392 743 760 2,132 5,994 19,793 25,563 7,884 523 314,300

63,392 1.2% 1.2% 3.4% 9.5% 31.2% 40.3% 12.4% 0.8% (X)

77,574 634 978 715 2,755 14,150 30,714 25,646 1,982 415,400

77,574 0.8% 1.3% 0.9% 3.6% 18.2% 39.6% 33.1% 2.6% (X)

238,022 1,800 2,240 4,056 9,939 33,032 88,356 79,150 19,449 447,200

238,022 0.8% 0.9% 1.7% 4.2% 13.9% 37.1% 33.3% 8.2% (X)

189,330 3,378 2,994 9,381 22,281 66,508 69,932 13,971 885 286,100

189,330 1.8% 1.6% 5.0% 11.8% 35.1% 36.9% 7.4% 0.5% (X)

146,744 116,155 30,589

146,744 79.2% 20.8%

63,392 51,770 11,622

63,392 81.7% 18.3%

77,574 63,826 13,748

77,574 82.3% 17.7%

238,022 188,428 49,594

238,022 79.2% 20.8%

189,330 159,460 29,870

189,330 84.2% 15.8%

REAL ESTATES

Selected Housing Characteristics in Suburban Maryland

Source: 2010 American Community Survey

United States

2008

2009

2010

892,771

572,232

598,033

-35.3%

-35.9%

4.5%

569,873

435,095

446,640

-414.%

-23.7%

2.7%

322,898

137,137

151,393

-20.7%

-57.5%

10.4%

2008

2009

2010

Total Permits (year-to-date)

13,976

11,085

12,183

% Chg Year Ago

-29.9%

-20.7%

9.9%

8,675

7,975

8,403

-38.0%

-8.1%

5.4%

5,301

3,110

3,780

-11.0%

-41.3%

21.5%

Total Permits (year-to-date) % Chg Year Ago Single Family Housing Permits % Chg Year Ago Multi Family Housing Permits % Chg Year Ago Maryland

Single Family Housing Permits % Chg Year Ago Multi Family Housing Permits % Chg Year Ago

NSA = Not Seasonally Adjusted Source: Bureau of Census, National Association of Realtors (Haver Analytics) Created 11/21/2011 3:31:09 PM

1805025

Residential Real Estate Activity

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