MCBA Home Show 2015 by Hoosier Times Inc.

F4 | WEDNESDAY, FEBRUARY 4, 2015 | THE HERALD-TIMES | MCBA HOME SHOW

Creating a Win-Win Strategy with the Equity in Your Home

Courtesy photos

Submitted by David B. Sipes, VP Marketing and Business Development

n many markets, housing prices have rebounded since the Great Recession. If you bought your house when prices were low, you may have more equity in your home than you realize. That equity can be especially beneficial if you pay for PMI (private mortgage insurance) every month.

To get rid of your monthly PMI payment, you need at least 20% equity in your house. The only way that happens—aside from paying that much off—is the value of your home rising, either because the housing market has taken off or you’ve made improvements. If you suspect your house is worth enough that you have 20% equity, you can inform your lender and pay to have an appraisal done. And if you’re already

*Consult your tax advisor regarding the deductibility of interest.

going to pay for an appraisal, you might consider taking out a home equity loan at the same time. A home equity loan also requires an appraisal that you pay for, so if you have large home projects on the horizon, it makes sense to pay for only one. Even if you’re not quite ready for a home improvement project, you could take out a tax deductible*, home equity line of credit (HELOC) and pay interest only on the amount you use.

Getting rid of the PMI payment will free up cash to help you pay back the equity loan. And if it’s for a home improvement project, you’ll be putting equity back into your house—the definition of a win-win.

If you need more information about these types of loans, call IU Credit Union to discuss your options or visit www.iucu.org.

MCBA HOME SHOW | THE HERALD-TIMES | WEDNESDAY, february 4, 2015 | F5

Built by Hoosiers for Hoosiers

Courtesy Smithville Communications

uilt by Hoosiers for Hoosiers, nationally ranked Smithville Communications is home to Indiana’s fastest gigabit internet for home and business. Whether through its growing fiber network or

its VDSL service, Smithville delivers high-quality IPTV, which features great TV packages with over 200 channels. If you’re a cable or dish user, you owe it to yourself to check out the Smithville advantage. After visiting our booth, why not drop by our new Bloomington store – Technology

Powered by Smithville? The store also features high-tech and affordable options from Smithville Security that can help protect your home or business. The Smithville Technology store is located at Clear Creek Crossing, 4011 S. Old State Road 37, Bloomington.

Smithville Communications Booth #242 www.smithville.com • 800-742-4084

No matter the size of your next project, Building Associates would be happy to speak to you about how our services can help you build smart.

F6 | WEDNESDAY, FEBRUARY 4, 2015 | THE HERALD-TIMES | MCBA HOME SHOW

It’s A Dirty Secret….. Contributed by Nancy Baldwin, Account Manager, Harrell-Fish Inc.

eating, ventilation, and air conditioning (HVAC) systems have been shown to act as a collection source for a variety of contaminants that have the potential to affect health. The need for duct cleaning arises because during the operation of the HVAC system dirt, dust, debris, allergens

and other particles build up in the air ducts over time which may adversely effect the indoor environment and performance of your HVAC system. The removal of such contaminants from the HVAC system can improve indoor air quality and health of residents. It typically takes 2 technicians 2.5-4 hours to clean a standard size home. (2000-2500 square ft.) Research by the U.S.

EPA has demonstrated that HVAC system cleaning, in combination with regularly scheduled preventative maintenance, may allow systems to run more efficiently by removing debris from sensitive mechanical components. Clean, efficient systems are less likely to break down, have a longer life span, and generally operate more effectively than dirty systems. The most effective way

to clean air ducts and ventilation systems is to employ source removal methods of cleaning. This requires a contractor to place the system under negative pressure, through the use of a specialized, powerful vacuum. While the vacuum draws air through the system, devices are inserted into the ducts to dislodge any debris that might be stuck to interior surfaces. The debris can then travel

down the ducts to the vacuum, which removes it from the system and the home. Typically, your HVAC ducts or ducting systems should be inspected for cleaning around every 3-5 years. Frequency of cleaning depends on several factors. Some of the things that may lead a home owner to consider more frequent cleaning include:

• Smokers in the household. • Pets that shed high amounts of hair and dander. • Water contamination or damage to the home or HVAC system. • Residents with asthma, allergies, or respiratory concerns from a reduction in the amount of indoor air pollutants in the home’s HVAC system. • After home renovations or remodeling. • Prior to occupancy of a new home. It is important to hire a company the will clean the “entire system”. Our cleaning method is labor intensive and each system

is thoroughly cleaned and inspected prior to restarting your system so we have never had a problem with “dirt blowing out the vents” after a cleaning. There is no mess left on the completion of the job. For best results, companies should employ the use of brushing and contact cleaning, whenever possible. The results are excellent and the cleaning methods we use will not damage components or negatively alter the integrity of a properly installed air duct system. The three most popular methods are vacuuming, rotary brushing and air sweeping. It typically costs $400$600 for a standard size home. (2000-2500 square ft.) Beware of companies with coupon and newspaper ads that offer “Whole House Duct Cleaning for $79.00”. The best way to determine if an HVAC duct system was effectively cleaned is to perform a visual inspection of the system before and after cleaning. The cleaning contractor should be able to allow you sufficient access to visually inspect the system. Make sure the contractor has installed enough access panels in the ducts to reach the entire system.

MCBA HOME SHOW | THE HERALD-TIMES | WEDNESDAY, february 4, 2015 | F7

“

Love Where ” You Walk Introducing LifeGuard™

Courtesy Brad Kale, Bounds & McPike Flooring

hen choosing new carpeting for your home, the process can seem a bit overwhelming considering all of the different options that are available in today’s marketplace. One thing is for sure, if you have small children, indoor pets, or areas in your home that are prone to spills, you will want to consider a carpet product that will survive liquid accidents as “Life Happens”! Shaw Industries has recently introduced a revolutionary protection system that covers the entire product from face to fiber backing known as LifeGuard™, the first residential carpet innovation of its kind! Carpets featuring LifeGuard™ are treated with Shaw’s patented R2X® Stain and Soil Resistance protection, the standard of excellence in the industry, while a 100% thermoplastic backing provides a moisture barrier that prevents liquids from soaking into the carpet padding and subfloor. Excessive moisture is one of the biggest threats to any floor covering.

Liquid spills/pet accidents can be an everyday occurrence and can sometimes go initially unnoticed. These mishaps can cause unpleasant odors and are extremely difficult to remove if not promptly attended to. Conventional backings can also be damaged when exposed to prolonged moisture and caustic spills. Shaw’s new collection of carpets featuring LifeGuard™ comprises the first residential styles to offer a virtually impervious moisture barrier. This along with the R2X® Stain and Soil Resistance system

provides an unprecedented level of protection and greatly reduces wicking of stains and provides homeowners the luxury of more time to clean up affected areas. Carpets with LifeGuard™ are much easier to clean and maintain. Additionally, these carpets are among the most durable luxury styles available. They are resistant to fuzzing 4 times longer than comparable products, tufts are 5 times stronger to resist pulling out, loops are 2 times better at preventing edge ravel, and the carpet/backing is 10 times

less likely to suffer delamination (a mode of failure for composite materials). LifeGuard™ has received Cradle to Cradle™ Silver Certification from McDonough Braugart Design Chemistry (MBDC), a noted third party product and design firm. The product, both face and fiber backing is fully recyclable. Ease of installation is another plus as the backing is 2 times as flexible as other backings. It is especially easy to install on stairs and its softness helps to protect painted baseboards and door casings.

To see a demonstration of LifeGuard™, stop by our booth at the Home Show. For any other floor covering needs that you may have, contact a service professional at Bounds & McPike Flooring.

F8 | WEDNESDAY, FEBRUARY 4, 2015 | THE HERALD-TIMES | MCBA HOME SHOW

Design/ Buildâ&#x20AC;&#x201D;

A Simpler Way to Build By Don Weiler, Bailey & Weiler Design/Build Specialists in Custom Home Design, New Construction and Renovation

re you considering building or renovating your home and donâ&#x20AC;&#x2122;t know where to begin? The

traditional process of selecting a separate architect, builder and designer can seem daunting. Our homeowners are relieved to learn that there is a simpler way. A Design/Build company transforms the relationship with the homeowner into a

Your Design/Build company combines expertise in both architectural design and construction into a single point of accountability for your entire project. Your goals, style and budget are integrated into a clear plan that delivers increased value and transparency. Photos courtesy Bailey & Weiler Design/Build collaborative and streamlined process that improves communication, increases quality, saves time and lowers costs.

Singular Responsibility

Your Design/Build partner is accountable for all

aspects of the project, including the quality, aesthetics, cost and schedule. While you outline the functionality, style and budget requirements, the responsibility for implementing and tracking these rests with the Design/Build firm.

Rather than spending time coordinating a collection of third parties, you have the freedom to focus on defining your needs and making selections.

Lower Costs

it will look like and how it will function, before the first shovel hits the dirt. Your most valuable building partner will be the one that informs you of what you need to hear, not simply what you want to hear.

Design/Build firms are experts in both architectural Saves Time design and construction. Upon completion of the Their strong knowledge of design plans for building science your home, your allows your design Design/Build to be engineered partner will have for value and already built your efficiency from project in their the very start. mind many times Construction over. It will not processes and be necessary to structural integconvey your goals rity benefit from and desires to forethought duradditional parties, ing the design Don Weiler with the hope process. Alternate they understand materials and approaches and can deliver. The seamcan be considered quickly less integration of design without a series of backand construction means and-forth negotiations your responsibility for between the architect, negotiating miscommunicabuilder and designer. tions, incorrect orders and

Transparency

There should be no mystery when it comes to the budget for your home project. A clear, itemized budget that is based on real quotes and selections allows you to know what your project will cost, along with what

accountability gaps disappears. From concept to completion, your Design/Build partner facilitates all aspects of your project, keeps you informed and ensures that the quality, style and budget stay on point.

Bailey & Weiler Design/Build specializes in the design, construction and renovation of custom homes. Learn about their integrated design and construction process, and gather new ideas, by visiting their website at www.Bailey-Weiler.com. Arrange your personal consultation by calling Craig Bailey and Don Weiler at (812) 330-1169.

MCBA HOME SHOW | THE HERALD-TIMES | WEDNESDAY, february 4, 2015 | F9

Anatomy of a Master Bath ….

Bringing Inspiration to Life with Smart Choices A custom tiled shower with glass doors and a sleek toilet provide functionality with style. Courtesy photos ter bathroom and removing a wall, we reconfigured the space with a soaking tub at one end and a fully tiled e’ve all seen examshower fronted by a glass ples of inspiring wall on the other. Next, we home design—only tackled the room’s elongatto discover the looks we love are beyond our budget. ed footprint. By designing But with creative design ceiling height linen towers choices and the right profes- and extra tall vanity mirrors we brought verticality to a sionals, you can get highend design without breaking horizontal space. the bank. In a recently completed Mix of Materials master bath renovation (See Instead of using only photos), I teamed with local high end materials like contractor David Johnloz to marble throughout, we used turn an outdated and ill-cona mixture of materials with figured master bath into a varying prices. A beautiful beautiful, functional retreat herringbone marble mosaic that’s fresh and innovative, was sparingly used on the yet timeless and elegant. focal wall over the vanity Here’s how we did it: where it made the biggest impact. We continued the Improved Layout high-end look by cladding the shower with a more The first step was redeaffordable, easy to clean signing the entire space. After fully gutting this mas- “Carrara” porcelain tile that By Yamini Hingorani, ASID RID yaminidesigns, llc

mimics marble. We also economized on the vanity countertop and floor tiles. We found a bright white affordably priced counter-top solid surface that is both attractive and durable as well as a contrasting dark porcelain floor tile that is well-priced, stylish, and easy to clean.

Custom Cabinetry Painted cabinetry is a fresh alternative to wood tones. Our choice of a tonal pale blue-gray paint color opened up the space and provided a serene, spa-like vibe. The cabinets were custom designed to provide a long and narrow space with abundant storage and functionality. The idea of using custom cabinetry often scares people, but it can be an affordable choice, adding value to your space.

There are many local cabinet builders that produce high-quality work at reasonable prices.

Free-Standing Soaking Tub The glamorous, standalone tub has become more affordable with models like this one (See photo-View 1) from American Standard which includes the tub filler (faucet) in its price. The sleek toilet we selected was also manufactured by American Standard for their retail market and purchased locally at Lowe’s.

Special Touches

The sparkly chandelier over the soaking tub is a feature that makes this bath truly special. The homeowner found this fixture online at a fraction of the price of costlier versions. A durable vinyl wallpaper in a timeless trellis pattern is used sparingly just behind the soaking tub, while paint in a complementary gray covers the other walls. Crystal knobs, towel rings, sconces and crisp white hand towels complete the look. Smart choices plus creative placement add up to A soaking tub, tall cabinetry, a high-end look—without high price tags—that makes and mosaic wall tile add drama to a newly renovated the homeowner happy and will no doubt inspire others! Master Bath.

Yamini Hingorani is a registered interior designer and a member of the American Society of Interior Designers (ASID). She specializes in residential and small-scale commercial projects. Visit yaminidesigns.com or call at 812.335.1915. Visit Yamini Designs at Home Show Booth 246.

F10 | WEDNESDAY, FEBRUARY 4, 2015 | THE HERALD-TIMES | MCBA HOME SHOW

Energy Efficient

Homes Today H

Courtesy Al Vlasman

ow “Green” do you want to be? How much do you want to spend on your new house? Will utilities be cheaper in the future? What’s important to you?

I incorporate the most cost effective materials in the homes that I build which has led to very satisfied customers. Your new house can include as many of the new “green” concepts as you want. If you live in an area

where water is expensive, you can build your house accordingly. You can install water saver shower heads and and water saver toilets. In-line water heaters and circulation loops can be installed for quicker response on hot water. Gray

water can be reclaimed and used to water the lawn. If you live in an area with a lot of sunshine, solar may be an option. It can be used to generate electricity or heat water. The house can also be designed with good southern exposure to

reduce lighting costs. Roof overhangs can be used to shade windows in the summer and allow solar gain in the winter. Also solar panels are becoming more cost effective every year. Wind generation could be an option in some parts of the country. Smaller wind generators are becoming more affordable all the time. Some of the more common energy conservation systems in the southern Indiana area are high efficiency HVAC, upgraded insulation, energy star windows, energy efficient lighting, and energy star appliances. High efficiency heating and air conditioning (HVAC) is a must today. Furnaces can be electric, heat pumps, gas furnaces, or geothermal systems. Air conditioning can be electric, heat pumps, or geothermal. Costs and design parameters can determine which system works best for you. Upgraded insulation is also a must today. Spray foam insulation was used in the last two houses I’ve built and is performing extremely well. The cost is higher but the return on investment is shorter also. Insulation is a critical component in new or remod-

eled homes. Energy efficient windows are another must today. There are many brands of energy star windows today. Select the brand that best suits your design and budget. Look for low-E glass and possible Argon gas between panels. Also look for low air infiltration. Energy efficient lights should be incorporated also. Many of the new compact fluorescent lights are very efficient. Timers can also be installed on vent fans to avoid fans being left on and exhausting conditioned air. Energy star appliances will also reduce costs in the kitchen and utility room. The water heater is another appliance that consumes a lot of energy. If the water heater is an electric heater, look for a Marathon water heater. The water heater can also be incorporated into a geothermal system for “free” hot water during the air conditioning season.

Stop by my booth or give me a call to discuss how you can save money by “going green”!

MCBA HOME SHOW | THE HERALD-TIMES | WEDNESDAY, february 4, 2015 | F11

#Follow the Sun:

Dual-axis Trackers Yield Bigger Solar Harvests offset most of the electric needs for an average home in the U.S. (about 12,000 KwH per year). Real-time and historic energy production is tracked and displayed on the web, and many manufacturers monitor their installations worldwide and can remotely update and repair software issues. Trackers are sizeable, and

By Amie McCarty, Mann Plumbing, MPI Solar

olisequeous literally means “following the sun,” and if you have ever seen a field of sunflowers, with their tall, stately stems and huge blossoms all facing towards the sun, then you also know that as the sun moves through the sky, those tall, stately blooms follow that course throughout the day, soaking up all the sun they can. This simple and elegant process of nature helps the sunflower, and other heliotropic plants, to soak up the nurturing rays of the sun for photosynthesis, seed growth, and insect attraction for pollination. The solar energy industry has taken the principle of Heliotropism in biology and adapted it to boost energy production in solar panels by mounting them on dual-axis trackers, and the results are impressive – 35%-45% more energy production per panel over fixed-axis (e.g. stationary) panels. Solar panels operate at the greatest efficiency

Courtesy illustrations

when the sun’s rays hit their surface as close to perpendicular as possible. A dual-axis tracker system uses GPS technology to operate a hydraulic system that adjusts the tilt and angle of a solar array to optimize energy harvesting throughout the day and also seasonally, resulting in dramatic increases in energy production. Tracker technology for solar and other applications such as communications and astronomy, has been in use for decades, but until recently was too costly for use in residential solar installations. But recent

innovations in higher wattage panels, improved GPS and hydraulic systems coupled with dramatic price reductions for solar components have made the dual axis tracker a smart investment for homeowners that want to “go solar” but cannot or do not want put solar panels on their roof. One tracker can hold up to 24 60-cell solar modules. Using high wattage 280 watt panels, one tracker can have a generating capacity of 6.72 KW and produce over 11,000 KwH per year, much more than a rooftop installation the same size would produce and enough to

may not be appropriate for smaller yards. An ideal site for a dual-axis tracker would have a wide open sky to the south and a circumference of about 50’ radiating from the base to have some clearance from tree limbs and so the array can move throughout the day. Multiple trackers need to be spotted at least 50’ apart so they

won’t shade each other. Trackers may attract an audience as well, as friends and neighbors may want to come by to watch them move! Dual-axis trackers offer home or business owners a unique and powerful solution to maximize solar production in a compact footprint. Follow the sun!

F12 | WEDNESDAY, FEBRUARY 4, 2015 | THE HERALD-TIMES | MCBA HOME SHOW

Gentry Crest

in Renwick Courtesy photos and illustration below Courtesy Gentry

entry Crest in Renwick is the newest eastside single family home area in Bloomington and they are ready to create the per-

fect home for you in 2015. Located just east of College Mall off of the Moores Pike round- a-bout in Renwick that provides a beautiful setting with parks, shopping, walking trails plus all the College Mall area has to offer with movies and

banks, etc. The Gentry Crest model home in Renwick will be finished Spring of 2015 which is a ranch style home with three bedrooms 3 full baths plus a bonus room. Available floor plans include ranch, 1VI story and 2 story Pat Figg

Andi Patterson with or without bonus rooms and basements. Gentry Construction Company focuses on energy efficiency and comfort of living and provides an Environments for Living 3 year warranty for heat-

ing and cooling cost that is backed by the Masco Corporation also Energy Star ratings. Gentry makes building a new home fun and easy from the foundation, selections to the completion. The design process starts with the choice of the lot and floor plan with the sales staff pricing the important features for each

buyer to make sure that the home fits the individual lifestyle and investment of each new homeowner. The professional design coordinator assists with a wide variety of selections from design to paint. Gentry also custom builds on home sites throughout the Monroe County area including Gentry East and Highland Park Estates.

Call to reserve your lot in Gentry Crest today 812-332-7400 Check out the website for more details: www.gentry-realestate.com Andi Patterson • 812-545-9472 • andi.patterson@homefinder.org Pat Figg • 812-322-1143 • pfigg@homefinder.org

MCBA HOME SHOW | THE HERALD-TIMES | WEDNESDAY, february 4, 2015 | F13

A Bright Forecast

for 2015

Courtesy photo

homeowners are opting to do away with the kitchen table or dining room in favor of large “eat-in” islands that t’s winter in Indiana double as tables. Some even again: sometimes cold, go as far as installing grills sometimes wet, always and cooktops in these areas unpredictable. At times to create a cooking/enterlike these it’s tempting to tainment environment. dream of floating off the Baths are seeing a shift coast of an island someaway from cabinetry that where warmer, enjoying the stands on traditional toe wide-open outdoors and kick boxes, legs or feet and colors of nature. However, if instead simply “float.” This you’re feeling like toughing is often achieved with reinit out and instead starting forced cabinet construction a remodel project for your or hidden metal support kitchen or bath, several of structures to ensure that those tropical dreams are the counters and plumbing leading the way in 2015 for remain stable and sturdy. design. Tiled floors and walls creEach year, the National ate an easy-to-clean space Kitchen & Bath Association that can be mopped without puts out a list of the 10 concern for the woodwork trends for kitchens and of traditional cabinetry. With baths. This year there is all of that tile, it’s easy to a clear shift away from end up feeling cold; elecpast design elements. For tric or water-heated floor kitchens, large islands systems are taking care of and simple, clean lines are that problem. Simply flip a leading the way. Ornate, switch before you jump in furniture-look pieces have the shower and the floors not been completely forgot- warm up by the time you ten, but are being combined step out. LED lights imbedwith simpler doors, bright ded in mirrors are creating colors and sleek appliances light where it’s needed, as to create a fusion of classic well as making quite the and modern styles. Islands statement. Trough sinks have been growing in size and wall-mount faucets pair for several years now and nicely with the floating look, are reaching the limit of as well. Most homeownmaterial size availability and ers are choosing walk-in ease of installation. Many showers over bath tubs, By Craig Bumbalough, Sales Manager at Räke Cabinet & Surface Solutions

but freestanding tubs are making a comeback in the master suite. Clean, solid wall panels for showers with benches, niches and multiple water sources are making the shower experience safe and easy.

Colors and finishes are always somewhat unpredictable and regional, but there are still some rock-solid, timeless designs that can be relied on when considering a remodel project. Recessed, flat-panel and slab cabinet

doors are always a safe choice, especially when combined with white paints. Quartz surfaces continue to lead the market for kitchens, baths and anywhere that easy maintenance and beauty are desired. If you’re inter-

ested in being on the cutting edge, try grey (or is it gray?) or purple finishes and darkstained wood counters. For every tried-and-true design trend out there, someone is always willing to rock the boat and make some waves!

F14 | WEDNESDAY, FEBRUARY 4, 2015 | THE HERALD-TIMES | MCBA HOME SHOW

Building Smart for Over 30 Years

Courtesy photo Courtesy Building Associates Inc.

uilding Associates Inc. of Bloomington Indiana was founded in 1983 as a general contracting, commercial roofing, and residential roofing company that has grown

into one of the most well respected members of the greater Bloomington area business community. With over 30 years of experience in commercial, industrial and residential projects we are truly a full-service builder. Our commitment to safety,

quality and customer service holds true whether you are building a new custom home or utilizing one of our many building services.

A Smart Start Always looking for ways to meet the current needs of the local community,

Save Space

Building Associates continues to offer new services to our customers. This has been accomplished by offering Design-Build services to our clients. Our professional staff will guide you each step of the way, from conceptual design to final inspection. Even after construction is complete, our dedication to service with integrity and respect continues. Working with an experienced local company will take your ideas and dreams and make them a reality. Together, we will produce a unique design that meets your specific needs for no additional cost. This is your smart start to any new home build, commercial buildings or remodeling project.

roof without an expensive tear-off. This virtually eliminates debris that can disrupt building activities, damage sensitive equipment, and that is harmful to our environment.

Roofing Smarter

Save time

Save LaborSave Money

A crane truck is capable of a quick and safe set up to insure your job will run smooth and efficient. From drive up, set and hoist, the job will be completed fast, safe and secure in very little time.

Whether you are loading trusses, erecting prefabricated walls or setting an HVAC unit into a tight spot, a crane truck will reduce the number of workers needed and lower the overall labor cost.

Building Associates Inc. has installed Duro-Last Roofing for 30 years. The Duro-Last white membrane is highly-reflective throughout its life span on the roof, saving significant energy and money for building owners all over North America. Installation is quiet and safe, without loud machinery, hazardous materials, noxious fumes, hot tar or mess. A new Duro-Last roofing system can often be installed over an existing

A Crane Truck is a Smarter, Quicker Alternative In 2014, Building Associates Inc. branched out to utilize their crane truck to benefit not only their own projects but also to assist with local businesses in their projects as well. A crane truck can offer many benefits to your project that will save you time without compromising the safety or quality even on the limited space job sites.

Crane trucks also need minimal space to be safely stabilized, which makes it a perfect choice to be used for jobs with limited space such as urban areas. The swift work of the crane ensures your project can be completed as fast and cost effective as possible.

Safety First Safety is always a key concern on any project. Building Associates Inc. takes great pride in maintaining only the highest of safety standards on a job. With a crane truck building materials can be lifted, limiting human intervention ensuring no harm will be caused to workers.

No matter the size of your next project, Building Associates would be happy to speak to you about how our services can help you build smart.

MCBA HOME SHOW | THE HERALD-TIMES | WEDNESDAY, february 4, 2015 | F15

Natural stone is durable, fireproof, bug proof & maintenance free.

Courtesy photo

takes cares of its customers. The brother and sister here is no doubt team of Ernie Baker and about it… a house Kathy Baker-Heckard have that incorporates deep family roots in the natural stone just feels more Indiana stone industry and a comfortable. The permapassion for making their resnence and natural beauty idential and commercial cusafforded by natural stone tomers happy. “We supply brings a subtle richness that veneer stone, dimensional can’t be achieved stone and landin any other scape stones to way. There is a designers, buildvisual solidity and ers, landscapers elegance stone and homeowners brings that makes for use in both the home feel commercial and safe, stable and residential projperpetual. ects.” said Kathy Natural stone Baker-Heckard. is durable, fire“We understand proof, bug proof there is a mind Kathy Bakerand maintenance numbing array Heckard free. There simof stone types, ply is not a more colors and sizes attractive and available, and durable building that it can be a product availbit intimidating able at any price. to try and pick When you factor out the right in visual splendor type of stone.” of natural stone, she continued. it’s easy to see “Everybody has why year after questions and we year its popularity have answers. Ernie Baker grows. Ernie and I are Hickory Ridge happy to assist Stone is a leading local pro- with any project.” vider and fabricator of natuHickory Ridge Stone has ral stone products for build- customers who stop in looking and landscaping. They ing for a couple boulders to have emerged as a favorite use in a landscape project of local masons, landscapers on through to assisting homeowners and builders and homeowners because they are a family owned looking to build fully stone business that takes truly clad projects complete with Courtesy Hickory Ridge Stone

natural stone veneer, trim and accents. Kathy Baker-Heckard went on to say that “It’s our role as a trusted supplier and fabricator of quality stone to offer information and guidance to ensure that those projects are well designed, attractive and

within budget.” In addition to carrying a full selection of the most popular stone products available, Hickory Ridge Stone manufacturers their own line of Indiana limestone products for residential, commercial and landscaping purposes.

There is much to see at Hickory Ridge Stone’s location. Located at 616 Guthrie Road, Bedford; half way between Bedford and Bloomington just 2 minutes off of Highway 37, you can visit their sample wall showing their most popular stone veneers. As well as check out the wide selection of in stock landscaping stone or peruse the huge variety of individual samples stones in their indoor stone showroom.

F16 | WEDNESDAY, FEBRUARY 4, 2015 | THE HERALD-TIMES | MCBA HOME SHOW

How to Choose a

Home Builder By Tom Fuller T.A. Fuller Homes, Inc.

want to know that you are buying a good quality home from a reputable builder.

hether you are doing Possible a room addition/ Builders remodel or buying Once you have thought a condo, a townhouse, a about the type of house or house in a subdivision, or room addition/remodel you a custom built home, you

want, you will need to find a builder.

• Contact the Monroe County Building Association to obtain a directory of builders. •

Look up “New Home Builders in Bloomington, Indiana” on Google.

• Local real estate agents may also be able to help you in your search. • Ask friends, relatives, neighbors and co-workers for recommendations. Do Your Homework Once you have a list of

2-3 builders, meet with each individual personally for a construction interview.

professional designations or credentials? Ask to see them.

• How many projects, other then yours, will they be working on?

Interview Questions

• What is your construction background and construction education?

• Are your subcontractors insured? Ask to see verification.

The following are some important questions that • What were you doing you will want to ask. before you started remodelRemember, building a new ing or building homes? home will be the largest single purchase you will ever • Have you ever filed make. bankruptcy under a business • How long have you name? been in business under your current business name? • Do you owe money to suppliers or subcontrac• Have your ever tor under your current or changed your business past business name? name?

•

Do you have any

•

sued?

Have you ever been

•

Do you belong to any professional organization? Contact for confirmation.

• What is your warranty? Ask to see a copy.

• What is your estimated fee? How do you establish fees? Although the fee is a factor in your decision, it should not be the most important one. An estimate that seems low may indicate a shoddy work style. If the estimate is high, ask if they are willing to work with you to make it more affordable and confirm that their estimate includes all aspects of the project from start to finish. • Are your estimates usually on target? • Are you a full time builder or do you have other employment?

•

• How detailed and clear are your specifications and contract?

•

• How will you be assured that payments to suppliers and subcontractors will be made?

Are you insured? Ask for a copy of Certificate of Liability Insurance. Do you have a list of references from current and past clients? Call them.

You can never be too prepared. You are making a large financial commitment, so get as much information as possible from the professionals and take your time comparing the pro and cons of each.

MCBA HOME SHOW | THE HERALD-TIMES | WED., feb. 4, 2015 | F17

2015 Home Show Bloomington Convention Center 302 S. College Ave., Bloomington, IN

General Admission Days & Hours Friday, February 6, 2:00p – 8:00p Saturday, “Family Day” February 7, 10:00a-6:00p Sunday, February 8, 12:00-5:00p Discount Ticket Coupon $2.00 off regular ticket price Ticket Prices $8/Adult Daily Pass; $4/Child 3-12 years; Children Under 3 are FREE Coupon only valid for purchase of one (1) Adult Ticket. Coupons must be redeemed with purchase of an Adult Ticket at Home Show 2015. To receive multiple discounts, multiple coupons must be presented.

F18 | WEDNESDAY, FEBRUARY 4, 2015 | THE HERALD-TIMES | MCBA HOME SHOW

40 YEARS & COUNTING Courtesy photo Courtesy Steve’s Roofing & Sheet Metal

ounded in 1973 by Steve Boltinghouse, Steve’ Roofing has served Monroe County and the surrounding area for more than 40 years. The

company originally sought to address residential roofing needs. Steve’s Roofing continues to offer premium service to their residential clients. In addition to shingles they now provide a complete line of metal roofing, EPDM (rubber) roofing,

eaves, soffit, and gutter work. Purchased in 1999 by George Schermer, the company began to expand their capabilities until now they are one of the largest full service roofing companies in the area. With over 30

employees they now not only service the residential needs but provide a complete service to all the various commercial needs as well. They install EPDM (rubber), TPO, metal, gutters, and shingles. Gerald Wolf heads the metal

installation, Terry Terrell & Bill Tabor leads the shingle crews, Kevin Webb oversees the EPDM & TPO installation and Kyle Webb sees that the fascia, soffit & gutter work, featuring their patented NO-CLOG GUTTER SHIELD, is prop-

erly installed. Together they have over 70 years of experience in roofing and gutters work. Steve’s Roofing has a SERVICE DEPT. lead by Craig Hargreave. He has over 20 years of experience in roofing and provides the knowledge to find and repair the sources of the leaks. These departments are all supported by two full time estimators, (Shannon Boggs & Mark Hays) a Service & Project coordinator (Becky Miller), and other office support. Recently completed projects include: IU McNutt Quad, IU School of Public Health, IU Assembly Hall, the new YMCA and over 50 local resident roofs. Currently they are providing all the roofing needs for the new Mainstreet Assisted Living Building and the Dome at the West Baden Springs Hotel.

Steve’s Roofing & Sheet Metal office is open from 7 AM to 4:30 PM Monday through Friday to take your calls.

MCBA HOME SHOW | THE HERALD-TIMES | WEDNESDAY, february 4, 2015 | F19

Energy efficiency Solutions & Services

Courtesy photo Courtesy Phil Teague, Rectify LLC

ectify Solar is a family owned business with offices in Indianapolis and Booneville, IN. We are Bloomington natives, and Hoosier proud. We strive to safely provide energy efficiency solutions and services to facilitate the greatest economic benefit for our customers, which also promote the wealth and health to the environment. We have a passion for energy efficiency and renewable energy, and the knowledge and skills to back it up. With a Heritage of 500+ Solar Installations, dating back to 2007, we are confident that you will be pleased with our products and services. We promote energy efficiency FIRST, then solar. When we conduct a site survey for a solar installation we will also inspect your home and attic space

for key areas for enhanced energy efficiency to maximize your return on investment. We have a wide variety of solar modules and equipment to choose from through our network of distributors. We can accommodate all project considerations for anybody who is desiring to go solar; Made in America, lowest price, highest energy production, and best aesthetic appearance for your solar system. Are you are a handy homeowner, think solar is too expensive, or worried about your return on investment for your solar project? Rectify proudly sells Andalay Solar DIY modules right from our website at www.rectifysolar.com Andalay Solar’s patented Instant Connect system is easy to install because of its fully integrated Plug-InPlay Design. When ordered online, modules arrive at your doorstep already assembled and ready to

install onto the roof. By eliminating the need for project logistics, as well as rails, Andalay’s integrated system design simplifies the installation process. Compared to the installation of ordinary solar systems, Andalay’s product is exponentially faster to install, and they are Buy American Compliant. Are you tired of not having lights when the power goes out? Call Rectify and you won’t have to worry any more. New to this year’s service line up, Rectify is an installer of Lumencache’s patented DC LED lighting and control system. The Lumencache system incorporates battery back up, smart sensors, and low cost wiring; giving you a nanogrid right in your home. Do you need windows, doors, appliances, HVAC, or a new roof? We got you covered. Rectify also offers Zero down financing for all energy efficiency upgrades, when paired with solar. You

can choose your terms, there are no prepayment penalties, and because it is an FHA backed loan, you can also write off all that pesky interest. Stop by our booth at the Home Show and ask us how we can Rectify your energy and your home.

www.rectifysolar.com 855-573-2843

F20 | WEDNESDAY, FEBRUARY 4, 2015 | THE HERALD-TIMES | MCBA HOME SHOW

The Year of the

Protender Courtesy Carpets Plus Color Tile

oba Beta is a wellknown Indonesian fiction author. Some of his famous titles include Betelgeuse Incident: Insiden Bait Al-Jauza and My

Ancestor was an Ancient Astronaut. Beta is considered by many a modern renaissance man graduating with multiple degrees with experience in informatics, economics, Aikido, classical guitar and graphic design. Beta wrote “You don’t look

fake when you unconsciously pretend”. In 2015 we will begin the year of the “Protender”. A Protender is someone pretending to be a professional. These are the mechanics who aren’t trained in their trade. Yes, the Protender make look like

the real deal but only their end product will truly demonstrate the craftsmanship of the contractor. Sadly, this may become a much more common. In 2008 the United States experienced one of the worst housing crashes in history. With home building falling off these workers began to find other jobs, working where they could. Now that the housing market has returned there are few left from the crash. To make matters worse, the few that are here could be close to retiring in the next 10-15 years. Former President of the National Association of Home Builders, Rick Judson, believes the worst has yet to come. “I don’t think we haven’t seen the peak of the problem yet; it will worsen to some degree until labor comes back into the market to supply the demand” Judson states in a Business Insider article. When the peak happens who will be there to work? Probably the greatest concern for the skilled trades industry is the shortage of young talent. As many teenagers come out of high school the status quo priority is to go to college. Though there is nothing wrong with this thought, the odds of MBA laying car-

pet is seriously slim. Some kids may not even be suited for college this however, should not mean that they can only inspire to a low economic level. These kids can trained in carpentry, electrical, plumbing, auto mechanics, and other hands on industries. Currently, over 50% of the construction industry is over 45 years old. It is vital as a nation that we recognize this gap in our labor industry. By training the young talent in our nation we can start eliminate the issue of the Protender.

Here are some quick steps to avoid hiring a Protender:

• Ask for references (many contractors will be glad to send you to previous customers, if their work is legit you will no doubt be impressed!) • Ask for license and insurance if this their busi-

ness you should expect them to operate like one

• No contracts, hard to imagine a contractor without a contract. Openended deals can often lead to open-ended pricing or a contractor cutting the quality of materials to save on the bottom line. • The contractor wants too much money up front. Draws are great way to pay your contractor for time and material so that they can keep a steady cash flow while you can manage your investments as well. The Protender has become more of a problem with fewer professionals in the industry. As the real professionals grow closer to retirement it could even exacerbate the issue. Luckily there are some amazing young talent in Bloomington! High School teens here have the opportunity to go to Hoosier Hills Career Center to learn these trades’ hands on.

Remember to support your local contractors and hire a Professional and not a Protender.

MCBA HOME SHOW | THE HERALD-TIMES | WEDNESDAY, february 4, 2015 | F21

Making Dreams Come True Courtesy photo

wrong with a well-planned master bath or a finished basement. The right dining room can be exquisite. But he kitchen is the if you want to get the pulse central living space of a new-home buyer racof the house. Behind ing, mention this room: the it are the living, dining and kitchen. family rooms. And, as the Cool or casual? Sleek undisputed king, the kitchor sedate? Your kitchen en gets the best location, style not only says a lot best views, most space and about you, but sets the the greatest amount of nat- tone as family and friends ural light. It may be a place gather around the hub of where some throw their the home. With such an keys on the counter at the important function in your end of a long day, where hub, what would you like items are gathered to preyour countertops to do for pare something to eat, and you? Different people have a meeting place for revela- different personalities, and tions over what the day has that can be represented in ensued during dinner. It’s a their choice of countertops. place where children run in, Do you want something and sling open the refrigelegant, or down to earth? erator in search of snacks. Do you want something They may grab a some sophisticated, or something bread and lay it out on the simple? Do you want your counter to make a peanut countertops to make a butter and jelly sandwich, statement, or instill a sense before settling down to of comfort? Whatever you work on homework. You may consider, your countermay find yourself cutting tops can make a statement, up vegetables for a family bold or subtle, that’s sure get together, entertaining to get noticed and enjoyed. guests, or spending qualAt Quality Surfaces, we ity time together and just are dedicated to making hanging out. All of which your dreams of the perfect countertops, vanities, and entails time spent using other items from stone your countertops. or solid surface come Even in the home market, the kitchen gets special true. Whether it’s the attention. Family rooms are most beautiful countertop you have ever seen or the fine. And there’s nothing By John Cook, President, Quality Surfaces

most functional accessory of the house, we can make the surface that you need. Friends and family will notice the thought and effort put into the selection and design. Designing

your kitchen is like giving yourself a haircut. You can do it, but there are people out there to help you. We have a selection of materials that is perfect for every budget, style, and need.

We can walk you through the benefits and characteristics of each. Such beauty, additional function, and statement can also be echoed in the bathroom. We even do specialty prod-

ucts such as shower bases, and wall cladding. We also offer a number of sinks and faucets from the best names in the industry. Let us help you with your next kitchen upgrade.

No matter the size of your next project, Building Associates would be happy to speak to you about how our services can help you build smart.

F22 | WEDNESDAY, FEBRUARY 4, 2015 | THE HERALD-TIMES | MCBA HOME SHOW

Green Your Home

with a Certified Green Professional

By Mark Sovinski G&S Homes

omeowners that are looking for ways to save energy and be kind to the environment when they build, remodel or renovate a home should

consider seeking help from a Certified Green Professional (CGP). Home builders, remodelers, designers, and contractors with the CGP educational designation understand green building. Today, there are 3,000 CGPs in the

business of helping consumers build a new home or remodel their existing one. These professionals know how to combine costeffective building science with an ever-expanding selection of products and materials to build or remodel a home with sustainability in mind. They are trained to incorporate energy, water and resource efficiency, improved indoor environmental quality and sustainable and locally sourced products into their projects—and to teach you how to best take advantage of these features.

Benefits of Working with a Pro Trying to build or renovate a home to be green can be a complex, confus-

ing process without some professional guidance. Terminology such as low-E windows, dual-flush toilets, tankless water heaters and ENERGY STAR ratings doesn’t make a lot of sense without some explanation, and with the ever growing number of products on the market today promoted as “green,” it’s hard to know which ones will actually achieve your goals. A CGP often uses the ICC 700 National Green Building Standards (NGBS), the nationally approved benchmark for the design, construction and operation of green homes, to help you understand all the factors that should be considered when building

green and work Building with you to decide Green what is approIf you are priate for your building a new project. They will home, a CGP help you choose understands how the right products to best take maxiand advise you mum advantage on how to ensure of the natural everything works contours of the Mark Sovinski the way it is land and how designed to preserve water quality to and operates on site. For example, they at maximum effiwill design a home’s winciency. dow placements to either Many CGP promote the sun’s heating remodelers and effects in the home in colder builders encourage climates, or offset it in home owners to have warmer regions. They’ll rectheir new homes, additions ommend trim, cabinets and or renovations certified flooring that don’t use harmunder the NCGS, which ful solvents and sealers, and involves two independent, they’ll show you how you third-party inspections by can save water inside and trained verifiers to ensure compliance. outside your home.

MCBA HOME SHOW | THE HERALD-TIMES | WEDNESDAY, february 4, 2015 | F23

First impressions count 4 Clean out closets and storage areas. Donate old clothes and furniture ou may not be able to local charities. This will to tell a book by create a sense of greater its cover, but you’ll space in the home, and likely pay more for a book if mean fewer items to move, the cover is charming and plus it gives you a head attractive. start for when you do If your home is for sale, move! or soon will be, creating a 5 Professionally clean positive first impression the carpets. This is espeis one of the most imporcially important if the cartant things you can do. peting will remain for the Thankfully, it’s not hard. new owners, pay special Here are 13 steps you can attention to high traffic take; most of them fall areas and stains, replacing under simple maintenance and organization, but some might be necessary. Submitted by Brian Thompson, FC Tucker

of them could possibly help you decide when it’s time to move.

How to impress visitors 1 Go outside. Mow the lawn, prune bushes, remove dead tree branches, and get rid of outdoor furniture you don’t plan to take with you. 2 Clean the front door and lintels, or paint them if necessary and don’t forget the threshold! 3 Check for leaks throughout the house. A drip may not seem important, but it could suggest poor maintenance elsewhere in the house. Don’t leave room for doubt in a buyer’s mind.

6 Flip every switch to make sure the electrical works throughout the house. Prospective home buyers will do this. Fix any switches that need help. 7 Caulk around tubs and sinks. New caulk looks better than old caulk, and you’ll also prevent those tricky leaks.

8 Replace lightbulbs that don’t work and use as much wattage as the fixture will take. Good illumination makes your home seem light and airy. Turn on all lights for showings to especially on dark days and evening showings. 9 Tour the property from the perspective of a first-time visitor. Is there anything that may seem uncomfortable to visitors? The 30-year-old green shag carpeting can be off-putting and mirrors in poorly lit basements can be dangerous, for example. 10 Clean out medicine cabinets. Remove out-ofdate items, and consider removing prescription pills when buyers visit. Buyers might look in every nook and open every door. No one wants to be embarrassed by what they find.

11 Place valuables in a safe place, this could be jewelry, money, and make sure all fire arms are in locked cases and out of the way.

12 If you have a pet, make arrangements to have it elsewhere when your home is being shown. Some people have allergies. No one wants to be barked or pawed at when they enter.

13 Ask your broker to examine the property for specific showing tips to make your home more attractive when compared to others in the area.