Exploring the New Benefits Delivery Model for Employers, Brokers and Insurers
Conference Workbook Your Guide to Private Exchange FORUM
Sept. 1-2, 2015 Renaissance Harborplace Hotel Baltimore, MD
PrivateExchangeFORUM.com
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ADP and the ADP logo are registered trademarks of ADP, LLC. ADP – A more human resource. is a service mark of ADP, LLC. Copyright Š 2015 ADP, LLC.
WELCOME LETTER Welcome to the second Private Exchange FORUM produced by The Institute for HealthCare Consumerism. In March, we held our first private exchange-specific event in Dallas and witnessed a sell-out crowd of nearly 600 attendees gather to discuss the present and future of private exchanges. Due to the collaborative energy and excitement at that event, we are excited to host our second Private Exchange FORUM of 2015 in Baltimore. Over these two days, various experts representing all industry stakeholders will attempt to unravel the confusing tangle of models, choices and offerings that is the current private exchange market and attempt to construct what the private exchange future will look like for all stakeholders. There is a real hunger for information right now as each industry stakeholder envisions how its business will change with the arrival of private exchanges. With that in mind, the Private Exchange FORUM agenda has been designed to take attendees on a journey through the process of evaluating and selecting a private exchange model. Whether you’re an employer, broker/advisor or insurer, it is our hope that you will find the education, collaboration and access to solutions that you need to help make the right decisions going forward for your business or clients’ business over the course of these two days. In closing, I would like to personally thank everyone that helped make this Private Exchange FORUM Baltimore a possibility – from my staff to our attendees to each and every sponsor. A special thanks is reserved for the conference co-chairs, John Young and Ernie Harris, that helped build the conference program; ADP, our sole platinum-level sponsor; and our gold sponsors: Softheon, PlanSource, Connecture and BenefitWallet. On behalf of all of us at The Institute for HealthCare Consumerism, we sincerely appreciate your participation and look forward to your feedback at the end of the event. Sincerely,
DOUG FIELD
CEO & Founder The Institute for HealthCare Consumerism dfield@theihcc.com YOUR GUIDE TO PRIVATE EXCHANGE FORUM
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A customizable way to simplify benefits administration, lower costs, and encourage employees to take an active role in their health. We offer: • Health Savings Accounts • Health Reimbursement Arrangements • Flexible Spending Accounts • Health Incentive Accounts • Other specialized solutions
Visit us at Booth #114 to learn more.
www.mybenefitwallet.com ©2015 Xerox HR Solutions, LLC. All rights reserved. BenefitWallet® is a trademark of Xerox Corporation in the United States.
ATTENDEE RESOURCES FREE WIFI ACCESS Select the wireless network “Renaissance_CONF” on your device. When prompted, enter the access code “softheon”. Special thanks to Softheon, the official WiFi sponsor of Private Exchange FORUM Baltimore, for providing attendees with free WiFi!
SOCIAL MEDIA Follow @the_IHC on Twitter for additional insights and discussion throughout the conference. Join in the conversation with the conference hashtag #ExchangeFORUM15. Also, search “The Institute for HealthCare Consumerism” on both Facebook and LinkedIn to connect with us there.
PRESENTATIONS Slideshow presentations are typically made available on the Private Exchange FORUM website within ten days of the final day of the conference.
CONTINUING EDUCATION CREDITS The Private Exchange FORUM general sessions and workshops have been approved for 9.50 recertification credit hours toward PHR, SPHR and GPHR recertification through the HR Certification Institute. The pre-conference workshops “Making Health Consumerism Work” and “The Fundamentals of Private Exchanges” have also both been approved for 4.0 recertification credit hours. For the self-funded certification pre-conference course presented by NAHU, four hours of CEU credits are available for all 50 states. For more information, visit the Private Exchange FORUM website.
TABLE TOPIC LUNCHES Roundtable lunch discussions will be available to select attendees on Wednesday, Sept. 2 in the Maryland Ballroom. Be sure to stop by the registration booth to sign-up for your desired topic before it fills up.
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SCHEDULE MONDAY, AUGUST 31
12:00 – 7:00 p.m. Exhibitor Setup
TUESDAY, SEPT. 1 7:30 a.m. Registration Desk Opens
8:30 a.m. – 12:30 p.m. Pre-conference Courses (Prior registration required) MEETING ROOM
Federal Hill The IHC University Course on Health Care Consumerism: CHCC Certification Watertable C The Fundamentals of Private Exchanges Watertable A-B NAHU Certification Program on Self-Funding for Brokers
12:30 – 1:45 p.m. Innovation Showcase Opens
1:45 – 2:00 p.m. Conference opens with a welcome from Doug Field, CEO of The Institute for HealthCare Consumerism 2:00 – 3:00 p.m. Opening General Session: Private Exchanges: What’s Working, What’s Not and What Lies Ahead
3:00 – 3:15 p.m. Networking Break/Innovation Showcase Open
3:15 – 4:15 p.m. Afternoon General Session: Understanding Private Exchange Models and Implementation Options
4:15 – 4:30 p.m. Networking Break/Innovation Showcase Open
4:30 – 5:45 p.m. Closing General Session: What Defined Contribution and Private Exchange Solutions Are Leading Brokers/Consultants Are Offering Their Clients?
5:45 – 7:30 p.m. Opening Night Reception in Innovation Showcase Hall
WEDNESDAY, SEPT. 2
7:30 – 8:30 a.m. Networking Breakfast/Innovation Showcase Open
8:30 – 9:45 a.m. Opening General Session: Leading Health Plans Reveal Product Strategies for Their Own Exchange Solutions (And Inside Other Exchanges)
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9:45 – 10:00 a.m. Networking Break/Innovation Showcase Open
WWW.THEIHCCFORUM.COM
10:00 – 11:00 a.m. Mid-Morning General Session: Defined Contribution Health Care — Why Do It, How to Do It and What to Do in Renewal Years
11:00 – 11:15 a.m. Networking Break/Innovation Showcase Open
11:15 a.m. – 12:15 p.m. Workshop Track One: (Choose One)
MEETING ROOM
Homeland Federal Hill Watertable A-B Watertable C
101 Providing the Right Benefit Mix in Your Exchange 102 Private Exchange Trends and Strategies for Retirees 103 Engagement and Decision Support Considerations for Private Exchanges 104 The Importance of Integrating Health Management and Private Exchanges
12:15 – 1:45 p.m. Lunch/Table Topic Lunch Discussions/Innovation Showcase Open 1:45 – 2:45 p.m. Afternoon General Session: Providing the Right Consumer Experience: The Value and Importance of Building the Complete Exchange Solution for Employees
2:45 – 3:00 p.m. Networking Break/Innovation Showcase Open
3:00 – 4:00 p.m. Workshop Track Two: (Choose One)
MEETING ROOM
Watertable C Watertable A-B Federal Hill Homeland
201 Private Exchange Compliance 101 202 Best Fit Exchange Solutions for Mid-Market Employers 203 The Game-Winning Combination of HSAs and Private Exchanges 204 Optimizing Employee and Employer Needs in a Private Exchange: From Enrollment to Premium Billing
4:00 – 4:30 p.m. Final Networking Break/Innovation Showcase Open
4:30 – 5:30 p.m. Closing General Session: Employer Perspectives on Private Exchanges and Defined Contribution
Table topic lunch discussions, general sessions and exhibits are located in the Maryland Ballroom
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BECOME CERTIFIED IN HEALTHCARE CONSUMERISM (CHCC)
Be the go-to person for health care consumerism expertise in your organization and become recognized as a leader in the health and benefit management industry.
Through the IHC University program, The Institute for HealthCare Consumerism has established the industry’s first and only certification program for health care consumerism expertise. Either through online courses or a four-hour pre-conference class at each of our quarterly conferences, establish yourself as a leader in this fast-growing space. For more information, visit theihcc.com/university.
PRE-CONFERENCE EVENTS PRE-CONFERENCE CERTIFICATION COURSE Tuesday, Sept. 1 8:30 a.m. to 12:30 p.m.
Making Health Care Consumerism Work: The Steps and Plan Why should employers consider implementing health care consumerism? Can you show a clear health care benefit vision and strategy to your senior management? This special pre-conference certification course will show you why and how. This interactive, knowledge-rich course includes our exclusive 209-page personalized workbook for your notes and exercise results on all 12 sections to the program. You will leave this workshop equipped with the principles, strategies and implementation options you need – unique to your company. This session will cover private exchanges and other learning points from the 209-page text required to pass the Certified in HealthCare Consumerism (CHCC) exam. This course is a training class for those interested in becoming Certified in HealthCare Consumerism (CHCC). Following this preconference course and the subsequent conference, CHCC testing will be offered online to registered candidates.
FACULTY: Ron Bachman, FSA, MAAA, CHCC, Chairman, Editorial Advisory Board, The Institute for HealthCare Consumerism Don Cooper, MBA, ACBC, CHCC, President, TriFlex Corporation
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PRE-CONFERENCE EVENTS PRE-CONFERENCE COURSE Tuesday, Sept. 1 8:30 a.m. – 12:30 p.m.
The Fundamentals of Private Exchanges This hands-on, pre-conference course will help employers and those working with them understand the various exchange models and key points in determining whether a private exchange is right for your company, your employees and/or your clients. More and more employers are responding to industry surveys similarly: they see private exchanges as a real option and perhaps the clearest path and means to accomplish their primary goals as it relates to health and benefits: cut health care costs; reduce administrative burden; improve choices provided to employees covered under the company health plan(s); increase access to coverage for those employees not currently under a company plan; and maintain valid options for active and retired employees. Yet, they state that the key questions remain unanswered. This course is designed to answer many of your questions as employers and to support you in the development of a singular strategy related to private exchanges that works in your company’s sole case. We will start by ensuring your goals, objectives and strategies fit with the private exchange model. We will then together evaluate various potential choices among the many types of exchange vendors and attempt to pinpoint credible sources for your business. We will explore the challenges present when considering exchange solutions and review critical features and capabilities to look for and weigh while on your search.
FACULTY: Barbara Gniewek, Principal, GHRS, PwC Jonathan Har-Even, Consultant, GHRS PwC Larry Boress, President and CEO, Midwest Business Group on Health
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PRE-CONFERENCE CERTIFICATION COURSE Tuesday, Sept. 1 8:30 a.m. to 12:30 p.m.
Special Certification Program for Brokers on Self-Funding Developed by experts in the market space, this four-hour course instruction will ensure that students understand the key technical components of self-funding and that brokers are better prepared to counsel their clients on the various benefits of self-funding, including eliminating most premium tax, lowering the cost of administration, lowering the cost of claims/administration and lowering the cost of customer service to employees. Additionally, this session has been extended by one hour to now include a primer on captive insurance products for health benefits and their relationship to self-funding, including how private exchanges may be used to manage this offering to employees and dependents. While anyone is welcomed to attend this course, the program is especially suited to brokers who want to gain a better understanding of self-funding options for their clients. CEU credit of four hours is available for this course in all 50 states. This course is being offered in partnership with the National Association of Health Underwriters (NAHU).
FACULTY: Robin Frick, Account Executive, Global Insurance Group, Inc.
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Visit us at Booth #124, and let’s talk about how to create your online marketplace! And be sure to join us for a panel discussion on the topic of “Understanding Private Exchange Models and Platform Options.”
connectu.re/go-on-ramp
GENERAL SESSIONS OPENING GENERAL SESSION Tuesday, Sept. 1 2:00 – 3:00 p.m.
Private Exchanges: What’s Working, What’s Not and What Lies Ahead An expert panel of objective consultants deliberate the current state of private exchanges, predict where the market is headed and identify the pain points for employers using current exchange models. The primary focus of private exchanges in the last several years has been on retirees, those covered by COBRA, part-time and other seasonal workers. However, the transition of active employees to private exchanges in 2014 and 2015 has infused the market with new energy, causing some to take a step back and examine whether implementing a private exchange for active employees makes sense. According to Forbes, many advisors – including Accenture, Goldman Sachs and William Blair – predict enrollment on private exchanges to outpace enrollment on public exchanges by 2018. On the other hand, some experts have adopted more cautious posturing, warning that private exchanges for active employees have yet to prove their bottomline value to employers. Come hear this keynote panel discuss what’s working, what’s not and what lies ahead. Attendees will hear an overview of the various models; how they “fit” for different workforces; and future predictions on the marketplace.
MODERATOR: Doug Field, CEO, The Institute for HealthCare Consumerism
PANELISTS: Barbara Gniewek, Principal, GHRS, PwC Mike Smith, Director of Exchange Solutions, Lockton Benefit Group Paul Rogers, President & COO, Pacific Resources Faisal Saleh, Principal, Hager Strategic
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GENERAL SESSIONS AFTERNOON GENERAL SESSION Tuesday, September 1 3:15 – 4:15 p.m.
Understanding Private Exchange Models and Implementation Options The private exchange provider’s perspective: innovators explain technology behind private exchanges. With so many private exchange options available in the market, finding the right fit for each employer – taking into account an employer’s workforce and unique benefits requirements – can be challenging. Employers can, however, use this technology to deliver an online environment that allows consumers the opportunity to shop for health care much like they do for other consumer goods, including comparing costs and making value determinations. With these advances in technology, a single platform may be used for different purposes by different parties, including health plan insurers, health plan sponsors, third party administrators and employees. If your company is one of the forty-five percent of employers who are considering implementing private exchanges for their full-time employees before 2018, you don’t want to miss this session. This panel of exchange providers will: identify the key features and capability of the technology behind each of the private exchange models; discuss real-world implementation success stories; evaluate the impact of this technology on key stakeholders; and assess best practices with respect to implementing and utilizing a single platform.
MODERATOR: Barbara Gniewek, Principal, GHRS, PwC
PANELISTS: Eugene Sayan, Chairman, CEO, & President, Softheon Dana Leopold, Director of Emerging Markets, Connecture Scott Carver, President, PlanSource; Robert Steele, President, Quadrant4 Health William Giaconia, VP, Healthcare Strategy, ADP
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CLOSING GENERAL SESSION Tuesday, September 1 4:30 – 5:45 p.m.
What Defined Contribution and Private Exchange Solutions Are Leading Brokers/Consultants Offering Their Clients? A panel of experts from the nation’s four largest private exchange providers share lessons learned based on hard data derived from multiple enrollment periods. In this session, Aon Hewitt, Mercer, Towers Watson and Buck Consultants discuss how the combination of private exchanges and employer-funded defined contribution accounts has resulted in better health care cost management. These “big 4” private exchange carriers command more than 75 percent of the private exchange market, with more than five million covered lives. These companies serve many large companies, including Walgreens, Time, Sears and Darden. Employers that completed a second-year renewal had average annual cost increases of 2.6 percent over the two years they were on the exchange. By comparison, the average cost increase during that same time for large employers with similar benefit structures is projected to be 6.5 to eight percent this year. This expert panel will share thoughts on the evolution of defined contribution as used in connection with a private exchange solution and trends they are observing regarding costs of care, enrollment levels, etc.
MODERATOR: John Young, CHCC, CEO, Consumerdriven, LLC, Conference Co-Chair
PANELISTS: Eric Grossman, Senior Partner, Marketplace Active Exchange, Mercer Karen Frost, Senior Vice President, Health Strategy & Solutions, Aon Hewitt Dan Graovac, Principal, Health Exchange Solutions, Buck Consultants LLC, A Xerox Company Travis H. Brashear, J.D., West Division Client Development Leader, Towers Watson
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One Source. Many Benefits.
GENERAL SESSIONS OPENING GENERAL SESSION Wednesday, Sept. 2 8:30 a.m. – 9:45 a.m.
Leading Health Plans Reveal Product Strategies for Their Own Exchange Solutions (And Inside Other Exchanges) A panel of experts from leading health plans share strategies for serving a dual role in the private exchange market. Health insurance exchanges can be a significant market opportunity for health plans that better prepare strategically for the uncertain ways that the market may evolve. Those that understand the exchange models that may emerge and develop a strategic response that is flexible will have a decided advantage. Proper strategies must carefully evaluate potential markets to enter and identify capabilities needed and associated investments required. To compete, health plans must anticipate the need to develop viable products, particularly those that are competitive from a network, price and brand perspective. By adopting more efficient, lower cost solutions, health plans can remain competitive with respect to pricing, play to their product strengths and gain long-term strategic advantage. Come hear what factors these health plans consider when making strategic business decisions, including internal price drivers, external factors that influence market entry, competitive positioning and more.
MODERATOR: Paul Lambdin, Exchange and Retail Practice Operating Model Practices Leader, Health Plans, Deloitte Consulting LLP
PANELISTS: Lisa Feddema, Executive Director, Exchange Management, Health Care Service Corporation (HCSC) John Mills, Senior Director of Commercial Products, UPMC Health Plan Joseph Berardo, CEO, MagnaCare
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GENERAL SESSIONS MID-MORNING GENERAL SESSION Wednesday, Sept. 2 10:00 – 11:00 a.m.
Defined Contribution Health Care — Why Do It, How to Do It and What to Do in Renewal Years The audience will hear from four different industry stakeholders – all with extensive experience with defined contribution health care and private exchanges. The defined contribution concept remains confusing to many employee benefit professionals. Yet, it is critically important in the context of employee benefits. Improving health is maximized with account-based plans, and account-based plans are adopted much more frequently as part of a defined contribution strategy in private exchanges. Defined contribution does much more than merely help employers budget for health care and other benefits. It builds better consumers and better consumer health. This session will unscramble the eggs of defined contribution health care, educating participants about what defined contribution health care is, what it looks like, how to use it and implement it and how renewal years are treated.
MODERATOR: John Young, CHCC, CEO, Consumerdriven, LLC, Conference Co-Chair
PANELISTS: David A. Osterndorf, FSA, Partner and Chief Actuary, Health Exchange Resources (HER) Barb Vasko, Vice President, Aon Hewitt Nick Nyhus, VP of Human Resources, University of Minnesota Physicians Dean Mason, CEO and President, Acclaris
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WORKSHOPS TRACK ONE WORKSHOPS
Wednesday, Sept. 2 | 11:15 a.m. – 12:15 p.m.
SESSION 101: Providing the Right Benefit Mix in Your Exchange with Craig Hasday, Frenkel Benefits; Ryan Thomson, Liberty Mutual; JoAnne Novak, Hartville Pet Insurance Group; Mark Parabicoli, ARAG; and Eric Runci, Aflac Broker Channel
SESSION 102: Private Exchange Trends and Strategies for Retirees with Chris Condeluci, CC Law & Policy PLLC; Tom Dimmer, Renaissance Dental; Girish Panicker, BenefitAlign; Michael Cho, Connecture; and Rob Harkins, Willis
SESSION 103: Engagement and Decision Support Considerations for Private Exchanges with Paul Smith, CodeBaby, Shandon Fowler, Benefitfocus; and Robert Poli, Insurance Marketing Center
SESSION 104: The Importance of Integrating Health Management and Private Exchange Models with Ernie Harris, Maestro Health; Jim O’Connor, CBIZ; Bruce Sherman, Xerox; and Tricia Johnson, Interactive Health
TRACK TWO WORKSHOPS
Wednesday, Sept. 2 | 3:00 – 4:00 p.m.
SESSION 201: Private Exchanges Compliance 101 with John Hickman, Alston + Bird LLP
SESSION 202: Best Fit Exchange Solutions for Mid-Market Employers with Zack Pace, CBIZ; Frank B. Mengert, ebenefit Marketplace; Megan Urbaniak, hCentive; and Jeff Yaniga, Maestro Health
SESSION 203: The Game-Winning Combination of HSAs and Private Exchanges with Todd Berkley, HSA Consulting Services; Gregg Larson, Xerox HR Solutions; and Nitra LaGrander, Evolution1
SESSION 204: Optimizing Employee and Employer Needs in a Private Exchange with Doug Field, The Institute for HealthCare Consumerism; Kismet Toksu, EBenefits Solutions; Brian Ridder, Benaissance; Greg Licata, DataPath; and Jay Belschner, Certifi
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GENERAL SESSIONS AFTERNOON GENERAL SESSION Wednesday, Sept. 2 1:45 – 2:45 p.m.
Providing the Right Consumer Experience: The Value and Importance of Building the Complete Exchange Solution for Employees A panel of leading experts share best practices for using robust exchange solutions as an e-commerce platform to engage, educate and communicate with employees. Millenials have now taken over as the largest growing component of the U.S. workforce, and they’ve brought their digital age preferences with them. No longer content to wade through piles of paper every year during open enrollment, they are demanding a complete consumer experience when it comes to health care. They want to navigate benefits enrollment like they do other consumer goods: on intuitive, userfriendly websites like Expedia and Amazon. Taking into account the demands of the new employee-consumer, the panelists will examine the consumer experience, the importance of delivering on its promises, proper employee education and more.
MODERATOR/LEAD SPEAKER: Shandon Fowler, Director of Product Management for Marketplaces, Benefitfocus
PANELISTS: Robin Gelburd, President, FAIR Health Vinay Gidwaney, Chief Product Officer & Co-Founder, Maxwell Health Dr. Bruce Sherman, MD, Medical Director, Population Health Management Health Exchange Solutions, Xerox Lois Chianese, Principal, Client Services, BenefitWallet®, A Xerox Solution
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CLOSING GENERAL SESSION Wednesday, Sept. 2 4:30 – 5:30 p.m.
Employer Perspectives on Private Exchanges and Defined Contribution Employers share their thoughts and experiences with private exchanges – whether they have made the decision to implement or not. A recent Aon Hewitt found that the majority of human resources directors said their benefit plan decision-making was significantly influenced by the decisions made by peers or competitors. In this session, employers will discuss their perspectives on the private exchange market, whether they performed due diligence with respect to implementing a defined contribution in conjunction with a private exchange and why they made the decision they did. Come hear how employers addressed the major tasks associated with evaluating, selecting and deciding whether to implement an exchange solution for their specific employee populations. There will be time for a Q&A session at the end, so audience members are invited to bring questions for the panelists.
MODERATOR: Barry Eyre, Vice President, Business Development, KTP Advisors
PANELISTS: Randy Spicer, VP, Health & Insurance Services, National Restaurant Association Nick Nyhus, VP of Human Resources, University of Minnesota Physicians
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The fifth annual IHC FORUM West will help you navigate the changes in health and benefits.
November 16–18, 2015 Red Rock Resort | Las Vegas, NV Super saver rates of ONLY $99 (for qualified employers, brokers, TPAs and health plans) are available NOW THROUGH WEDNESDAY, SEPT. 30. Register today for the best rate, and join us in November for a clear understanding of the changing landscape in health and benefits. For more information, visit theihccforum.com/2015vegas.
THANK YOU! THANK YOU, CONFERENCE CO-CHAIRS! John Young, CHCC, Chief Executive Officer, Consumerdriven, LLC John Young is the CEO of Consumerdriven, LLC, an organization devoted to improving consumer-driven health plan strategies and the customer experience through all stakeholders: health plans, employers, benefit advisors, policy makers, banks, physicians and hospitals. Prior to this, John was senior vice president of consumerism for Cigna.
Ernie Harris, NPDP, Executive VP of Exchange Solutions, Maestro Health Ernie Harris is the executive vice president of exchange solutions for Maestro Health. Prior to joining Maestro, Ernie served as the general manager for Alegeus Technologies’ exchange business unit. Over the course of his career, Ernie has been at the heart of transformation in several industries.
THANK YOU, STAFF! Andrew Dietz, Chief Marketing Officer Karen Raudabaugh, Events Manager Rogers Beasley, Director of Corporate Membership Ted Arvan, Account Executive Joni Lipson, Director of Partnerships & Alliances Michelle Gatehouse, Business Development Tim Hemendinger, Web Developer Kellie Frissell, Art Director Eric Bruce, Digital Media Manager Heather Loveridge, Senior Editor Jonathan Field, Managing Editor Troy Tompkins, Digital Media Intern David J. Williams, Graphic Designer
A SPECIAL THANK YOU TO ALL OF OUR MODERATORS THAT HAVE DEDICATED THEIR TIME AND ASSISTANCE TO MAKE OUR CONFERENCE A SUCCESS!
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SPONSOR & EXHIBITOR LIST PLATINUM SPONSOR ADP
adp.com
GOLD SPONSORS Softheon
softheon.com
Connecture
connecture.com
PlanSource
plansource.com
BenefitWallet
mybenefitwallet.com
SILVER SPONSORS Maxwell Health
maxwellhealth.com
Quadrant 4 Health
quadrant4health.com
Maestro Health
maestrohealth.com
BRONZE SPONSORS Liazon
liazon.com
Acclaris
acclaris.com
Hartville Pet Insurance Group hartvillegroup.com
ebenefit Marketplace
ebenefitmarketplace.com
FAIR Health
fairhealth.org
ARAG
araglegal.com/employers
EBenefits Solutions ebenefits.com
Renaissance Dental
renaissancedental.com
Liberty Mutual Insurance libertymutual.com
Benefitalign®
benefitalign.com
Benaissance
benaissance.com
Interactive Health
interactivehealthinc.com
Paylogix®
paylogix.com
Benefitfocus
benefitfocus.com
Evolution1
evolution1.com
America’s Health Insurance Plans (AHIP) ahip.org
Willis
willis.com
hCentive
hcentive.com
Aflac
aflac.com
CodeBaby
codebaby.com 24
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NOTES
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NOTES
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WHAT’S YOUR EXCHANGE STRATEGY? Let Softheon help plan your next move.
SAVE THE DATE FOR
DALLAS
In March 2016, we will be back to the site of our inaugural Private Exchange FORUM – Dallas, Texas. Join us at this groundbreaking event as we discuss and analyze the state of private exchanges in early 2016.
Conference details and registration info will be available at PrivateExchangeFORUM.com.