December 16 edition by The Island News

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DECEMBER 16–22, 2021

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Wreaths Across America event Saturday at Beaufort National Cemetery From staff reports A year after the public event was canceled, Wreaths Across America Beaufort will be placing Remembrance Wreaths in Beaufort National Ceremony on Saturday, Dec. 18. A brief ceremony will begin promptly at noon. Beaufort National Cemetery was established in 1863 (prior to the Spanish American War) as one of six national cemeteries for the in-

terment of soldiers and sailors who sacrificed during the Civil War. It now contains the remains of veterans of every race and religion. There are more than 26,000 veteran heroes buried in Beaufort National Cemetery, including 1,000 children, hundreds of unknowns, and two Congressional Medal of Honor recipients. Several local Fire Departments will be on hand along the route to

pay their respects and the traditional motorcycle escort of the tractor trailers carrying the Remembrance Wreaths is estimated to arrive at 11:45 a.m. If the public would like to watch the escort and arrival of the tractor trailers, they are asked to stay outside the cemetery gates. When the trucks enter the

SEE WREATHS PAGE A5

An unidentified woman carries a wreath through a sea of wreaths during the 2019 Wreaths Across America at Beaufort National Cemetery. Photo by Bob Sofaly.

Chipotle, Five Guys coming to Beaufort

PORT OF PORT ROYAL SALE

Lowcountry Urgent Care, Burkes HomeCentric planned as well

LOLITA HUCKABY

Welcome Safe Harbor (is Port Royal ready for this?)

SEE LOWDOWN PAGE A5

Harbor,” Safe Harbor Marinas Chief Investment Officer Jason Hogg said in the release. “The permitted marina will complement the existing dry stack and surrounding facilities by

SEE SALE PAGE A4

SEE PLANS PAGE A5

Graffiti, decaying concrete and rusted buildings are all that’s left of the old Port of Port Royal. The former South Carolina State Ports Authority terminal has been sold to Safe Harbor Marinas. Photo by Bob Sofaly.

At long last

PORT ROYAL t’s happened again. The 300 acres of Port Royal’s waterfront has been sold to new owners. The official documents were signed last month, as most people in the town already knew. But the sale was publicly announced last week that Safe Harbor Marinas, reportedly the largest marina operator in the world, are the newest owners. The reported price is $20.5 million for the 300 acres, up from $9 million which the previous owners, Gray Ghosts Properties, paid the

From staff reports If you are like many in Beaufort clamoring for more dining options, Thursday’s announcement by the city about future tenants coming to Beaufort Plaza should interest you. Two new restaurants – Chipotle and Five Guys, both long-rumored additions – are among four new tenants coming to Beaufort Plaza work as continues on the Publix, set to open there in 2022. Chipotle will reside next to Ameris Bank, while Five Guys will be across from McDonald’s. It’s the first location for both in the City of Beaufort. Both are expected to open in in late fall of 2022. Burkes HomeCentric, a discount home goods retailer, is expected to open in mid-February 2022.

Port of Port Royal sale complete

From staff reports This time, it’s for real. Safe Harbor Marinas confirmed its purchase of the Port of Port Royal in a Dec. 7 news release. According to the release, the acquisition of the former South Carolina State Ports

Authority terminal in downtown Port Royal was completed November 12. The Island News’ Lolita Huckaby first reported on Safe Harbor’s plans to buy the port in June. “We are very excited to welcome Port Royal to Safe

Lowcountry residents can help victims of tornadoes in central US

An aerial view of homes and business destroyed by a tornado on December 11 in Mayfield, Ky. Multiple tornadoes touched down in several midwestern states late Friday evening causing widespread destruction. Photo courtesy of The United Way of the Lowcountry.

By Mike McCombs On Friday, Dec. 10, tornadoes and straight-line winds ravaged six states and many communities across the central United States. The death toll, according to the Associated Press, has reached 88 (as of Monday night), 74 in Kentucky. And the worst may be to come for those who survived. Tens of thousands are without heat, water or electricity in frigid cold conditions for the foreseeable future – weeks, maybe longer.

The affected communities need short- and long-term help to recover from the catastrophic damage. The United Way of the Lowcountry is reaching out to those here who want to help. The organization sent out a statement by President and CEO Dale Douthat on Monday. “Unfortunately, this weekend saw yet another disaster that affected multiple states — and hundreds if not thousands of families. If you’re like me, when disaster hits you want to do something to help. You also

FAITH

SPORTS

INSIDE

This week’s thoughtprovoking column by Billy Holland: The earthly parents of the Son of God.

Eagles cap strong week with BA Classic crown.

PAGE A9

PAGE B1

Lowcountry Life A2 News A2–6 Education A6 Health A7–8 Faith A9 Voices A10–11

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want to make sure your support is well used,” Douthat wrote. “Whether in the Lowcountry, or in the Midwest, when disaster strikes, state and local United Ways across the nation spring into action to help ensure that resources get where they are needed most. “LIVING UNITED means that we come together in the good times and the bad to help each other weather the storm.

Military A12–13 Sports B1–2 Legals A3–B11 Directory A12 Classifieds A13 Games A13

Downtown Beaufort Thursdays, Fridays, Saturdays Until pm

SEE TORNADO PAGE A3

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VETERANS OF THE WEEK

Beaufort’s John and Cathy Stump, 62 and 64, joined the United States Marine Corps in 1981 and 1982, respectively, and attended Officer Candidate School at Quantico followed by assignment to Lejeune, where they met and married. Each entered the field of Motor Transport, serving first at Lejeune (where John deployed to Norway) and next in Okinawa with temporary duty in Korea, the Philippines, and Iwakuni, Japan. Their next duty station was at Parris Island, where Cathy was a Recruit Company Commander, and at MCAS Beaufort, where John was in Marine Wing Support

John and Cathy Stump

establishing airfields in remote locations, including for Desert Storm and in Norway. They returned to Quantico, including an assignment for Cathy with Headquarters Marine Corps.

LETTERS TO THE EDITOR

R.I.P, Senator Dole

As we sadly say good-bye to one of the 20th century’s most honorable patriots and public servant, Bob Dole, I want to share my personal experience with his wonderful sense of humor. I don’t remember why or when we Republicans were meeting in Atlanta in the early 90s, but Senator Dole dropped in on a social gathering of our South Carolina group. He took the mike to briefly address our group, and I’ll have to paraphrase his comment that remains with me when other comments are long gone. To wit: “I love your Strom Thurmond – he’s my mentor. I watch

JOHN AND CATHY STUMP

every move he makes. If he eats a banana, I eat a banana.” Well, it must have worked because both he and Senator Thurmond enjoyed long, productive lives. Rest in Peace, Senator Dole. – Edie Rodgers, Beaufort

2021 Holiday Lighted Boat Parade results Many thanks to all those who worked so hard to make the 2021 Holiday Lighted Boat Parade a success. Mother Nature gave us wonderful weather for the parade. The members of the America’s Boating Club of Beaufort and the City of Beaufort worked together

PAL PETS OF THE WEEK Cat of the Week: Pesto is a bundle of fluff and joy. Her beautiful green eyes and luscious coat will make anyone stop and pet her. She would adore curling up on your tree skirt and guarding the presents. She is almost 2 years old, spayed, up to date on vaccines, and microchipped.

Thereafter, they headed west to Pendleton for three years, where Cathy trained Marines for deployment and John managed Marine motor transport throughout the region. Their final tours were served

to set up Chambers Park for the festivities. The judges were: • Former Beaufort Mayor Billy Keyserling, author of Sharing Common Ground: Promises Unfulfilled but Not Forgotten; • Beaufort Police Chief Dale McDorman; and • Lt. Colonel Andrew Johannes, U.S. Army Corps of Engineers, Charleston. The parade was led by Past Commander Russ Appleton of the Beaufort club. There were 12 power boats and one sailboat. The winners were: Boats smaller than 25 feet 1. Spero, Captained by Stephen Murray with Dr. Seuss theme.

at Parris Island, where Cathy provided Supply and Services and John worked the recruiting support for eight states. They retired in 2004, John as a Major and Cathy as a Lieutenant Colonel. Cathy worked as a civil servant at Parris Island for an additional 14 years. They have been married for 38 years, and John is the Commandant of the Marine Corps League Yellow Footprints Detachment in Beaufort. – Compiled by John Chubb, American Legion Post 9. For nominations, contact jechubb1@gmail.com.

2. Shitter’s Full, Captained by Shawn and Lara Morris with “Cousin Eddie is back” theme. Boats longer 25 feet 1. Sweet Carolina, Captained by John Sral with Christmas Sweets theme. 2. Career Opportunities, Captained by Chris & Jenn Collins with Feeling Christma“sea” theme. A special thank you to Beaufort Search and Rescue for having their boats on the water. They participated in the captain’s meeting on Thursday and on the water on Saturday. – Commander Mary Corsaro, SN, America’s Boating Club of Beaufort

Dog of the Week: Lorenzo loves the couch potato life. He also enjoys his walks with our staff and being able to run around the yard. He is a tall, blonde, and handsome boy looking for his next best friend. He is 6 years old, neutered, up to date on vaccines, and microchipped.

If you are interested in adopting Pesto, Lorenzo, or any of our other pets, call our adoption center at 843-645-1725 or email us at info@ palmettoanimalleague. org to set up an appointment.

Jasper Co. Sheriff ’s deputy stops motel fire from spreading

Knight’s Inn Motel catches fire Sunday at Point South

From staff reports A Jasper County Sheriff’s deputy working night security at Point South at I-95 helped stop a small motel fire from possibly becoming a disaster Sunday, Dec. 12, according to a release from Jasper County administration. Around 8:30 p.m. Dec. 12, Jas-

DECEMBER 16–22, 2021

per County Sheriff’s Staff Sgt. Charles Williams was on a car patrol in Point South and was driving through the parking lot of the Knight’s Inn Motel. He noticed what appeared to be fog forming near the farthest point of the motel – but rolled down his patrol car window and smelled smoke. Williams radioed the Jasper County communications center and asked for fire and emergency services support, then began evacuating guests from the rooms clos-

est to the fire. Jasper County Fire and Rescue, Sheldon Fire Department and Hampton County Fire Rescue responded to the motel fire due to its location on I-95 and its proximity to those fire stations. Arriving fire crews encountered a motel room on fire on the second floor, and some of that room already had collapsed onto the room below. Crews quickly contained and put out the fire. “The quick work by all respond-

ers limited the impacts of the fire and safeguarded the occupants. Staff Sergeant Williams did a great job of being alert and investigating something that at first appeared to be simple fog but turned out to be a motel room on fire,” Jasper County Director of Emergency Services Chief Russell Wells said in a release. The cause of the fire is still under investigation. No injuries were reported and at this time, there’s no damage estimate.

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All content of The Island News, including articles, photos, editorial content, letters, art and advertisements, are copyrighted by The Island News and Island News Publishing, LLC, 2020, all rights reserved. The Island News encourages reader submissions via email to theislandnews@gmail.com. All content submitted is considered approved for publication by the owner unless otherwise stated. The Island News is designed to inform and entertain readers and all efforts for accuracy are made. Guest columns do not necessarily reflect the views or opinions of The Island News, its publisher or editors. Content published from Care Magazine® is intended as a reference and options source only, not as a guide to self-treatment or substitute for profession medical advice. It is provided for educational purpose only. Readers assume full responsibility for how this information is used. The Island News reserves the right to refuse to sell advertising space, or to publish information, for any business or activity the newspaper deems inappropriate for the publication. Letters to the Editor should consist of fewer than 275 words and be emailed with a name and contact information to TheIslandNews@gmail.com.

NEWS

CHRISTMAS CONCERT

Col. Rich Dreman, Chief of Staff at Marine Corps Recruit Depot Parris Island, reads “Twas The Night Before Christmas,” written by Clement Clarke Moore in 1823, to some of the children attending the Parris Island Marine Corps Band’s Christmas Concert on Saturday at Henry C. Chambers Waterfront Park. Nearly 300 people crammed into the park to listen to the free concert. Photo by Bob Sofaly.

Tornado from page A1

“If you would like to donate to help the communities affected by the tornadoes, United Way of the Lowcountry will work with the local United Ways in those areas affected to make sure that 100 percent of your donation goes to where it’s needed most.” To donate to the United Ways in the impacted communities, go to https://bit.

ly/3lXQGxx. For questions or more information, email Erin Bowman at ebowman@ uwlowcountry.org or call 843982-3040. Other ways to help − The impacted communities, Kentucky in particular, are in need of blood donations. Supplies were already low prior to the storms. The American Red Cross, in particular, is asking those who want to help to download the American Red

Cross Blood Donor App, visit RedCrossBlood.org, call 1-800-RED CROSS (1-800-733-2767) or enable the Blood Donor Skill on any Alexa Echo device to make an appointment or for more information. − CARE is providing food, water and cash vouchers for residents in impacted communities. For more information or to help, visit https://bit.ly/31SSnoY. − Kentucky Gov. Andy Beshear established the Team Western Kentucky

Tornado Relief Fund to assist those impacted by the tornadoes and the severe weather system. All donations are tax-deductible, and donors will receive a receipt for tax purposes after donating. Visit https://bit.ly/3INYDiv for more information or to donate. − The Salvation Army is accepting clothing, blankets and monetary donations. Monetary donations can be made at https://bit. ly/3GDNJdi.

− GoFundMe has a list of verified fundraisers for both families and first responders in impacted communities. It can be found at https://bit. ly/3EW7Q5Z. − Ask your preferred local church or ministry if and how they are helping the victims of the storm. Federal assistance President Biden has declared a state of emergency for Kentucky and instructed the Federal Emergency Man-

Man shot in Polk Village From staff reports At approximately 2:30 p.m. Tuesday, Dec. 14, Beaufort County Sheriff's Office deputies responded to a report of a gunshot victim in the Polk Village neighborhood of Beaufort. At the scene, deputies located an adult male who sustained gunshot wounds. Emergency Medical Services transported the wounded man to Beaufort Memorial Hospital. According to the Sheriff's Office, it was learned that the subject responsible for the shooting fled the area before deputies arrived. Based on witness interviews and other information gathered at the scene, it appears the shooting was a targeted incident and there is not believed to be a threat to the general public, the Sheriff’s Office said. As of press time, there was no update on the wounded man's condition. Anyone with information on the shooting is encouraged to contact Sheriff's Office Dispatch at 9-1-1.

agement Agency to help 15 counties there, pledging the federal government’s full support for relief efforts. On Saturday, Biden said, “I say to all the victims — you’re in our prayers — and all those first responders, emergency personnel and everyone helping their fellow Americans that this is the right thing to do at the right time, and we’re going to get through this.” Mike McCombs is the Editor of The Island News and can be reached at TheIslandNews@gmail.com.

Don’t leteasier illness A faster, way ruin your holidays. to see a doctor.

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Our providers can consult, diagnose and prescribe for cold/flu, sore throat, allergies, infections and more! BMH CARE ANYWHERE IS A BEAUFORT MEMORIAL HOSPITAL PROGRAM

Visit BMHCareAnywhere.org Download the BMHCareAnywhere app. DECEMBER 16–22, 2021

NEWS LIGHTING THE TREE

Alyssa Hussmann meets with Santa during the annual tree lighting ceremony Monday at the Beaufort County Government Administration courtyard in Beaufort. Photos by Jeff Evans.

Jorday Plair, Eric Lindstrom, Daryl Poovey and Mike Masters of Eu4ia serenade the crowd with carols during the tree lighting ceremony Monday night at the Beaufort County Government Administration courtyard in Beaufort.

Habitat restoration projects begin in Beaufort From staff reports Habitat restoration at the Evergreen property began on December 9, and five more properties will be worked on over the next six months, providing a revenue of approximately $300,000 to the County Passive Parks Program. "It is important for our forests and the wildlife within to have healthy, safe, and natural habitats that will ensure the ecosystems are properly balanced and thriving," Beaufort County Passive Parks Manager Stefanie Nagid said in a release. Six properties were identified for habitat restoration in the Forest Management Plan and Activity Schedule

approved by County Council on June 22, 2020. The properties include Evergreen, Barrel Landing, Garvey Hall, Manigault Neck, Okatie Marsh, and Pinckney Point. Habitat restoration includes thinning trees, clearing underbrush, and timber harvests. Most noticeable will be timber harvests of slash and loblolly pine trees across approximately 250 acres out of the 13,000 acres of the properties managed by the Passive Parks Manager. The harvested slash and loblolly pine tree areas will be replanted with Longleaf Pine trees. Longleaf pine reforestation is nationally recognized as beneficial to southeastern for-

est health and encouraged to restore in areas where natural stands have been lost. Longleaf pine is also less susceptible to bark beetles and insect pests than other Southern pines and is more tolerant of high winds and drought. County Council approved the timber harvest bid on April 12, 2021. Money from the sale of the timber will be used to continue land management needs on the County’s Rural and Critical Lands properties. Since 2000, Beaufort County citizens have approved five bond referendums, totaling $160 million, to fund land purchases and passive park improvement projects. As a result, more than 26,000 acres of land

have been protected through either fee-simple purchase or purchase of development rights. The community has deemed these properties unique, and the acquired properties have scenic views, critical habitat, water access, or historical significance. Proper stewardship of these natural and cultural resources is fundamental to land management and the protection of the conservation values of these properties. For more information, visit the County Passive Parks webpage at https://bit.ly/30pn5Wf. For more information on recreation projects, visit the County Passive Parks projects webpage at https://bit.ly/3m21ryR.

Habitat restoration includes thinning trees, clearing underbrush, and timber harvests. Most noticeable will be timber harvests of slash and loblolly pine trees across approximately 250 acres out of the 13,000 acres of the properties managed by the Passive Parks Manager. Photo courtesy of Beaufort County.

WHAT’S HAPPENING

The Historic Port Royal Museum

10 a.m. to 3 p.m. or upon request, Thursdays through Sundays, The Historic Port Royal Museum, 1634 Paris Ave. The museum features the turn-of-the-century businesses and industries of Port Royal: Shrimping, crabbing, oystering, the railroad, the school and the mercantile. Great gifts featuring local artists are available. For more information. visit www. portroyalhistory.org, email unionchurch1004@ gmail.com or call 843-524-4333.

Tour Historic Fort Fremont

10 a.m. to 2 p.m., Friday and Saturday, Fort Fremont History Center, Fort Fremont Preserve, 1124 Land’s End Road, St. Helena Island. Docent-led tours are at 11 a.m. and 1 p.m. every Saturday. Travel back in time to the 1800s and the Spanish American War. Visitors to Fort Fremont can learn about the fort’s history by reading interpretive panels, taking a self-guided tour with a smart phone, visiting the history center exhibit hall, or attending a docent-led tour of the property. The Preserve is open to the public Monday through Sunday from dawn to dusk. For more information, visit www.fortfremont.org or contact Passive Parks manager Stephanie Nagid at snagid@ bcgov.net.

Port Royal Farmers Market

9 a.m. to noon, Saturdays, year round, 1615 Ribaut Road, Port Royal. Rain or shine. For more information, visit http://www. portroyalfarmersmarket.com/, visit @ portroyalfarmersmarket on Facebook or call 843-295-0058.

“Pull Yourself Up” Group Exercise Class for women

9:30 a.m., select Saturdays, Wardle Family YMCA, 1801 Richmond Ave., Port Royal.

Sale

from page A1 providing first class dockage in walking distance to the shops and restaurants of Port Royal.” Safe Harbor Port Royal currently has a 240 unit

DECEMBER 16–22, 2021

This multi-generational women’s group training is a 5-week program taught by Kelly Blackston. It is designed for females who wish to be stronger especially using back muscle shoulders and arms plus build camaraderie and make new friends. Free for ages 13-19; $10 per class for YMCA members; $20 per class for adult non-member. Questions should be directed to Denice Davis, YMCA Healthy Living Program Director at 843-521-1904 or beaufort-jasperymca.org.

Beaufort Art Association’s All Member Show

11 a.m. to 4 p.m., Tuesday through Sunday, through 2022, Beaufort Art Association Gallery, 913 Nay Street, Beaufort. Each year, the Gallery invites all the BAA general members to submit two pieces of their art, to be exhibited. This year the public will be able to see the work of a dozen or more members who support BAA but chose only to exhibit through our satellite galleries and our Spring Show.

The Beaufort Railroaders’ 28th Annual Christmas Trains

10 a.m. to 5 p.m., through Saturday, Dec. 18, Beaufort Branch Library, 311 Scott Street. Free and open to the public.

Beaufort Christian Women’s Connection quarterly luncheon

11:30 a.m. to 1:30 p.m., Thursday, Dec. 16, The Baptist Church of Beaufort. Lunch by Holmes Catering is $18. There will be singing of Christmas carols before hearing our speaker from Stonecroft. We will collect unwrapped toys for Toys for Tots and nonperishable food items for the Franciscan Center Pantry. Call Marti Myers at 843-321-

dry stack facility, a 70,000 square foot shipping terminal and more that 45 acres of developable land in the heart of the charming southern seaport. “We look forward to working with the town of Port Royal to create a world class boating destination,” Hogg said.

Grey Ghost Properties (GGP) bought the shuttered port facility in 2017 for $9 million from the state. The town had been working with GGP to develop a comprehensive “marina village” on the banks of Battery Creek – a “village” that includes the current dry-stack storage facility, the former

0962 or email her at puddlesportia@gmail. com by Dec. 8.

Chill With A Cop

6 p.m., Friday, Dec. 17, Henry C. Chambers Waterfront Park. Kickoff your Christmas break and come watch the family movie “Goonies.” Bring your lawn chairs and blankets. A raffle will be held for kids ages 5 to 17 before the start of the movie (must be present to win). Hot chocolate, sponsored by Kilwins, hot apple cider, and popcorn will be served free at the event. Vendors will be on site with food for sale.

Adaptive Golf Experience Clinic

9 to 11 a.m., Saturday, Dec. 18, The Legends at Parris Island. Registration begns at 8 a.m. Free and open to civilians, veterans and active military. Led by golf professionals and physical therapists. Clinics target veterans and civilians with physical disabilities or challenges. As a participant, you’ll receive complimentary instruction on both the full golf swing and putting, taught by experienced professional golf instructors, fellow adaptive athletes who are already golfers and volunteers. No prior experience with golf is necessary – just a desire to learn or to help others. Our goal is to help those with disabilities learn new abilities through adaptive golf.

Healing with Words

1-3 p.m., Saturday, Dec. 18, NeverMore Books, 910 Port Republic, Beaufort. Meet Affirmations author Angelique Medow for a complimentary, personal, word medicine reading and/or book signing. Hailing from the Smoky Mountains of Tennessee, Medow began writing her books in Beaufort, and kicks off her national tour by paying tribute to the Lowcountry and all who've offered care and support. port terminal building, the current Fishcamp restaurant and open space for more than 500 dwelling units. The planned unit development, or PUD, approved by the town council in 2017 also includes commercial space and a 300-slip marina. The agreement between Gray Ghost and the town

Christmas Eve on the Green

3:30 to 6:30 p.m., Friday, Dec. 24, Martin Luther King Jr. Park, 860 Sea Island Parkway, St. Helena Island. With Willie Turral and live music by Queen Gwen Yvette. Oyster roast, free meal, a raffle and last-minite Christmas shopping with our vendors. Interested vendors contact 843-575-3483.

Friends of Port Royal Cypress Wetlands guided tours

9 a.m., Friday, Jan. 21; Saturday, Feb. 12; Friday, Feb. 25. The Friends of Port Royal Cypress Wetlands (501c3) offers free tours with Master Naturalist Jill Moore from Moore To Life. Tours begin at the amphitheater (Paris Avenue), and you will be guided through the rookery, viewing the many varieties of birds and wildlife and learning the benefits of this stormwater system & working organic laboratory. To sign up for a tour please email Kat Bray at info@foprcw.org. For more information, visit www.foprcw.org, follow us on Facebook at FriendsofPRCypressWetlands, or on Instagram at friendsofprcypresswetlands.

Bridges Prep Inshore Slam Fishing Tournament

April 8, 9. Captains meeting, TBD. Weigh in at Butler Marine Dry Stack. Species include spottail bass, spotted sea trout and flounder. Cost is $150 per boat. All funds raised support Bridges Prep athletic programs. Cash prizes for combined weight. Great opportunity to fish and help support the school. Those interested in sponsoring the event, contact Coach Gruel (bgruel@bridgesprep.org) or Gaylets (sgaylets@bridgesprep.org). To register for the tournament, visit https://bit. ly/31JnBi9.

remains intact and is part of the sale, which is reportedly for more than $20 million. Any changes to the agreement remain to be seen. The Sands Beach and the Port Royal shrimp docks, returned to the town some time ago by Grey Ghost, are not part of the sale. Safe Harbor Marinas is a

national marina operations company which leases Beaufort’s Downtown Marina and owns Port Royal Landings and Skull Creek Marina on Hilton Head Island, as well as more than 100 other marinas. Safe Harbor was purchased in October 2020 by Sun Communities, a real estate investment trust.

NEWS

Beaufort County releases Federal American Rescue Plan funds outline

From staff reports Beaufort County staff presented an outline to the County Council Executive Committee on Dec. 6, on the planned usage of the Federal American Rescue plan funds. The recommendations come from the ARPA task force that included significant stakeholders from across the County. “With the knowledge we have gained over the last six months, we believe we came up with a plan that benefits the entire county and is a good use of the federal funds,” Assistant County Administrator – Engineering Jared Fralix said in a release. Taskforce members include representatives from Beaufort County Government, Hilton Head Island, Bluffton, Port Royal, Beaufort, Yemassee, Lady’s Island-St. Helena Fire District, Bluffton Fire District, Beaufort County Sheriff’s Office, Beaufort County School District, Beaufort Memorial Hospital, University of South Carolina – Beaufort, Technical College of the Lowcountry, Lowcountry Regional Transit Authority, and Beaufort Jasper Water & Sewer Authority. Each item on this list will require further details and be presented to the respective County Committee and then County Council for individual approval and public comment. Public Service Teacher Loan Payoff Program – $1,000,000 • Partner with the Beaufort County School District to create a loan payoff pro-

gram for teachers.

County Public Safety Recruitment and Relocation – $500,000 • Create incentives for Human Resources to utilize in recruitment efforts through stipends, signing bonuses, and other incentives to hire and keep employees. Nursing Pilot Program – $700,000 • Beaufort County, in partnership with Beaufort Memorial Hospital (BMH), Technical College of the Lowcountry (TCL), and Beaufort County School District, will partner to offer a CNA degree track as an Academy in high schools both North and South of the Broad River. Regional Housing Trust Fund – $1,200,000 • Seed money to create the housing trust fund. • The goal is to create new housing units, or rehabilitate or preserve existing housing units, for households at or below 120% of Area Median Income, with a strong focus on households at or below 60% of Area Median Income. County Talent Recruiter – $200,000 • When needed, utilize a professional executive recruiter to recruit specialized and skilled workers to the county workforce • Example IT professionals

County upgrade to the Emergency Management Station Elerting System – $2,500,000 • The system will fully integrate all notifications methods into one system • This will improve response times and streamline dispatching

Supporting Local Municipalities through the Good Neighbor Fund – $3,000,000/$500,000 per municipality • Municipalities would apply for the funds with the County for projects of their choosing that meet the guidelines and timelines of ARPA. • A one-time disbursement of $500,000 to each municipality once requirements are met. • Municipalities could be able to apply for one project or multiple projects.

Vehicular Access • Hall Parking Lot and Trailhead and Restrooms • Hiking trails totaling approximately 6.15 miles of varying surfaces and difficulty

Burton Wells Waterpark & Campground – $1,000,000 • Create tourist revenue-generating facilities similar to Greenville & Charleston County Parks & Recreation Reconstruction Era National Historic Parks Network of Signs Program – $350,000 • Signage that lends a unified County-Wide presence to our historic sites related to the Reconstruction Era.

St Helena Splashpad and Play Area – $1,250,000 • A recreational facility that creates a space where children can come together to play while preserving and promoting the culture of St. Helena..

Innovation – $1,900,000 • Broadband Adoption – $500,000 • Starlink Beta Test – $200,000 • Electric Vehicle County & Community Readiness – $1,200,000 • All three of these projects are placeholders as the county staff identifies funding opportunities at the State and Federal level.

New Riverside Park (Bluffton) – $1,000,000 • Funding would go toward phase 1 of the Conceptual Master plan, which includes: • Primary Park Entrance and Vehicular Access • Main Parking Lot, Trailhead & Restrooms • Garvey Hall Entrance &

South Coast Cyber Building – $500,000 • Partner with the EDC, TCL, USCB, City of Beaufort, South Coast Cyber, and many other stakeholders to purchase and renovate a facility to establish a world-class center of excellence for cyber security and cy-

ber defense education research innovation and business.

The Gullah Farmers Cooperative (GFC) – $250,000 • Coordinate with EDC and GFC to complete critical facility upgrades, equipment purchases, upgrades, create an apprenticeship program and provide living wages for additional needed workers. Beaufort County Economic Development Corporation (EDC) Land Purchase – $50,000 • Support the Beaufort County EDC with a one-time grant of ARPA dollars towards land purchase intended to stimulate growth in underserved areas. Community Buildings – $3,000,000 • Garden’s Corner – $1,000,000 • St Helena – $1,000,000 • Daufuskie – $1,000,000 • There is a lack of neighborhood community meeting spaces where various partners can reach residents and upgrade existing community buildings. Mental Health Telehealth – $1,000,000 • Work with Beaufort Memorial Hospital to recruit a Hospital Psychiatrist that can treat inmates via Telehealth for a predetermined period. • Potential funding from

Beaufort County School District may be available to serve the student population.

Infrastructure • Regional Ferry Service – $500,000 • General Infrastructure Fund – $8,000,000 • Water and Sewer – $3,000,000 • County ID Data Center – $400,000 Beaufort County Regional Ferry Study – $500,000 • The $500,000 would be used to study and plan a County-wide ferry service. • Identify opportunities and incentives for improving/expanding marine access and transport services, e.g., ferry services for residents of Beaufort County. • Partnership with Savannah, Ga., and other municipalities as available. Funds – $5,300,000 • Airport Investment – $2,000,000 • Solid Waste and Recyling Investment – $2,000,000 • County Garage Capital Fund – $1,000,000 • Daufuskie Island Improvements Fund – $300,000 ARPA Management – $905,000 • Hire Project and fiscal Managers to ensure funds are spent timely, correctly, and reported to the Federal Government appropriately.

City receives $750K grant for Calhoun Street

SC to offer commemorative license plate for 250th anniversary of American Revolution

From staff reports Beginning Jan. 1, 2022, vehicle and motorcycle owners can obtain a 250th Year Anniversary Revolutionary War specialty license plate. This plate is available to all South Carolina residents for the price of the regular vehicle registration. Gov. Henry McMaster signed the plate into law this past session, and the plate sunsets in 2033. The South Carolina Revolutionary War Sestercentennial Commission provided the design for this special

Lowdown from page A1

S.C. Ports Authority for their part of the property in 2017. A testament to what we all know: that land prices are on the rise. Since the Port of Port Royal ceased operation around 2004, the future of the property and the land surrounding it has been the source of much debate. Development agreements carefully crafted by the town and the buyers and their

license plate. “The 250 Commission’s mission is to celebrate and promote South Carolina’s role in the American Revolution. As with the bicentennial plate in 1976, I’m excited our citizens will have an opportunity to use a beautiful license plate to promote our state’s rich history” State Representative Neal Collins said in a release. Rep. Collins introduced the bill for this special license plate in legislation in early 2021. Customers interested in

attorneys outline plans for a new marina with slips for up to 300 boats, the existing 240-boat dry-stack storage facility and residential development of up to 500-plus homes. Commercial development is also part of the mix. Residents have been anticipating these changes for years, since the once busy shipping port was closed. Community leaders have taken its economic development potential seriously and have tried to prepare a sound vision with plans and development agreements. But residents have to

buying the 250th Year Anniversary Revolutionary War specialty plate must complete the Application for a Special License Plate (SCDMV Form MV-95) and pay all required fees. The plate is available at SCDMVOnline. com, at any SCDMV branch office, or by mail. If requesting the plate by mail, the completed form should be mailed, along with a check or money order made out to the SCDMV, to the following address: SCDMV, Specialty Plates Unit, P.O. Box 1498, Blythewood, S.C. 29016-0038. look no further than to their neighbors south of the Broad River to be reminded one must be careful what one wishes for. The once mile-square municipality of Bluffton, known for its’ “eccentric state of mind,” has grown to more than 50 miles and one of its newest annexations, Palmetto Bluff, is causing heartburn. As David Lauderdale, columnist extraordinaire with The Island Packet/Beaufort Gazette recently summarized the town leaders’ initial efforts to control growth,

From staff reports The City of Beaufort has received a $750,000 Community Development Block Grant that will be used for a streetscape and drainage project on Calhoun Street. This project, which will go to bid in the first quar-

Wreaths from page A1

cemetery, boxes of wreaths will be unloaded and distributed to volunteers at their locations around

Plans

from page A1 Beaufort Plaza is already home to discount retailer Burkes Outlet. Lowcountry Urgent Care will be opening across from Walgreen’s. It is also expected to open in the fall of 2022. “it was like a speckled trout swallowing a shark.” Palmetto Bluff now has new owners who want some changes to the original development agreement. They’re asking the town council for permission to extend fueling lines to an already permitted marina on the May River plus a second dry-stack storage facility. The town planning commission has recommended disapproval and the town council have sent the proposed changes to a negotiating team. Concerned citizens includ-

ter of 2022, will include the installation of a closed drainage system, allowing stormwater runoff to be discharged to a nearby pond. All utilities will be placed underground, except for Dominion's overhead transmission lines.

The two-lane street will be reconfigured to allow onstreet parking on both sides, a 5-foot landscaped strip on both sides, and sidewalks on both sides. New lighting will also be installed. The project is estimated to cost $3.6 million.

the cemetery. Parking within the cemetery will be strictly limited. Members of the public not volunteering are asked to visit the cemetery to pay their respects in the days after the Remembrance Wreaths are placed.

Remembrance Wreath retirement will be Saturday, Jan. 15, 2022. For questions and more information, please contact Location Coordinator David Edwards at waabeaufort@outlook.com or by calling 912313-1506.

Additional new retailers should be announced early next year. Meanwhile, work continues on the 48,387-square-foot Publix, which is expected to open in early summer next year. “We’re excited by the progress being made at Beaufort Plaza,” City Manager Bill Prokop said in a release. “The new retailers and urgent care

will offer our residents even more choice.” The announcement comes just weeks after the news that a Cook-Out franchise is likely to open on the site of the now-closed Golden Corral on Robert Smalls Parkway. Beaufort Plaza is located at the intersection of Robert Smalls Parkway and Boundary Street.

ing the Coastal Conservation League have organized a petition drive to reject the changes. Port Royal residents might want to take note.

screens hand-wringing from organizers who pledged “never to let that happen again.” I’m not going to let “one bad apple spoil the basket.” I stand by my comment that we’re pretty thankful and simply wish others would display more civility.

Not so fast, my friends BEAUFORT – Apparently I pontificated prematurely in last week’s column when I praised our local Christmas parade effort for being drama-free. At least one parade unit espousing “icky politics,” as one letter-to-the-editor writer stated, drew some negative feedback and behind-the-

Lolita Huckaby Watson is a community volunteer and former reporter/editorial assistant/columnist with The Beaufort Gazette, The Savannah Morning News, Bluffton Today, Beaufort Today and The Robesonian (Lumberton, N.C.). She can be reached at bftbay@gmail.com. DECEMBER 16–22, 2021

NEWS & EDUCATION

Holy Trinity completes successful capital campaign

From staff reports Holy Trinity Classical Christian School announced last week the successful completion of its Campus Vision Campaign, raising more than 6.1 million, the largest fundraising initiative in the school’s history. The campaign was kicked off September 2020 and concluded November 2021 with a matching challenge initiated by a team of anonymous donors. The challenge raised more than $350k in 30 days exceeding the goal. More than 300 private donors contributed to the campaign. The funds are

dedicated to the construction of Phase 1 of the multiphase campus development plan. Construction is expected to begin this spring on a multi-purpose building which will provide space for stage performances, a gymnasium, music, and multi-purpose classrooms. “The Holy Trinity Theater Department will benefit hugely from a real stage and auditorium,” Holy Trinity Head of the Theater Department Elizabeth Booman said in a release. “A stage and auditorium will provide the lighting and sound systems that our productions

Architectural rendering of Holy Trinity’s planned arts and athletics facility. Submitted photo. need to be truly professional and visually pleasing. This new space will also provide a great blessing to each and

every actor in the Theater Department, and will be a sanctuary of story-telling for years to come.”

"A permanent gymnasium is like a dream come true. A facility like this on our Holy Trinity campus will be a game

changer for many reasons,” Holy Trinity Athletic Director Josiah Tobin said in a release. “It will allow our athletes to practice on campus. A permanent gymnasium will also assist in making our school feel more established by providing the opportunity to meet in one place as a whole school for large events. Home games provide another incredible way for our school community to rally together by encouraging our athletes, promoting school spirit, and building meaningful relationships.”

RIDE THE TRAIN

Members of Beaufort Model Railroaders Jim Bright (G gauge), Bob Eastwood (N gauge), Marco Orlando (HO gauge) and Jim Nicholson (O gauge or Lionel). Not pictured are David Simpson, John Montenegro, John Darling, Steve Pizo, and Fritz Merkel.

A G gauge train chugs through a pine forest Tuesday on its journey in the Beaufort branch of the Beaufort County Library. Photos by Jeff A Lionel, or O gauge, passenger train speeds down the track Tuesday next to the lake at the Beaufort branch of the Beaufort County Library. Evans.

Robert Smalls International Academy holds groundbreaking ceremony

From staff reports BEAUFORT – School officials, students, Board of Education members, and community supporters celebrated Dec. 7, the beginning of construction on the district’s largest referendum project to be funded through the bond referendum approved by county voters in November 2019. The new school will be located behind the existing building, which will ultimately be demolished. Site work has already started and large-scale construction will begin in January 2022, with an anticipated completion date for the new school building of August 2023. Athletic facilities will be completed in January 2024. A total of $62 million in referendum funds was budgeted for the Robert Smalls International Academy (RSIA) project that includes, but is not limited to:

1004 11th St. in Port Royal

Sundays 9 AM & 11 AM

CHRISTMAS EVE

Family Service 4 PM Music & Carols 5:30 Candlelight Serv. 6 PM Livestreamed Sundays at 9 AM

www.stmarksc.org A6

DECEMBER 16–22, 2021

• Two floors and four wings; • Outdoor learning pavilions and spaces; • Two-story lobby that pays tribute to the life and journey of Robert Smalls; • Corridor with a historical timeline depicting the school’s history as well as significant local, state, and national events; • New athletic fields; • Increased parking and additional space for car riders; and • Exterior detailing resembling the C.S.S. Planter, the ship commandeered by Robert Smalls Speakers at the groundbreaking ceremony included Board of Education Chair Christina Gwozdz, Superintendent Frank Rodriguez, and Robert Smalls International Academy Principal Bradley Tarrance. “This significant project is made possible from the referendum approved by voters in November of 2019,” Superintendent Frank Rodriguez said in a press release, expressing gratitude for having significant community input even during the pandemic. “Based on the strong participation in public meetings held via Zoom early on in this process, we are confident the K-8 facility is going to reflect the community’s desires for years to come.” Board of Education Chair Christina

An architectural rendering of the Robert Smalls International Academy construction project. Rendering courtesy of LS3P Associates Ltd. Gwozdz also expressed her enthusiasm for the longevity and significance of this project. “May generations of Beaufort students, their families, and school staff enjoy this new facility,” Gwozdz said. “Perhaps someday it will also be designated as a national Historic Landmark.”

NEWS BRIEFS

Lobeco Branch Library closed

The Lobeco Branch Library closed Monday, Dec. 13 through Saturday, Dec. 18, to replace the HVAC system. It is anticipated the branch will reopen on Monday, Dec. 20. The outdoor book drop will remain open while the building is closed. All holds will be suspended until the library reopens. Overdue fines will not accrue during the time the library is closed.

County accommodations, hospitality tax grant applications due Dec. 31

Beaufort County is accepting applications from organizations located within the County wishing to receive grants from the local accom-

The Lobeco Branch Library is closed through Saturday, Dec. 18. Submitted photo. modations tax fund as well as the hospitality tax fund. Each fiscal year, on a quarterly basis, Beaufort County receives revenues from a 3 percent

Kansas City-based J.E. Dunn Construction is the contractor for the renovations and the designer of record is LS3P Associates Ltd. of Charleston. All referendum projects and expenditures are being independently monitored by the Citizen-Led Oversight Committee.

local accommodations tax (A-Tax) imposed on tourist lodging as well as a hospitality tax (H-Tax), which is imposed on the sale of prepared meals and beverages. Per the County’s Code of Ordinances (Sec. 66-44 for local A-Tax or Sec. 66-534 for H-Tax), these revenues must be used for tourism-related purposes. Local organizations interested in receiving a grant for one of the outlined objectives, must submit applications to the County through their grant application process. The current year application (2021/2022) is available online at https://bit.ly/3s1LYCL. Applications will not be accepted if received incomplete or after 5 p.m. on Friday, Dec. 31. Questions regarding the application process should be directed to Shannon Milroy at 843255-2302 or localtaxapps@bcgov.net.

HEALTH & WELLNESS Options & References for a Healthier Life

Omega-3: What it can and can’t do for health Omega-3 fatty acids are lauded for their various health benefits, including reducing inflammation, being heart-friendly, and supporting brain health. However, there are several controversies regarding their efficacy and benefits to human health. In this Honest Nutrition feature, we explain what omega-3 fatty acids are and explore the latest scientific evidence to clarify what they can and cannot do for health. Omega-3 fatty acids are a type of polyunsaturated fat — also referred to as “healthy fats” — praised for their potential protective roles in several chronic diseases. They are one of the key building blocks for cell membranes and remain a subject of interest in the scientific community. The family of omega-3 fatty acids includes: • alpha-linolenic acid (ALA) • stearidonic acid (SDA) • eicosapentaenoic acid (EPA) • docosapentaenoic acid (DPA) • docosahexaenoic acid (DHA) DHA and EPA are the primary polyunsaturated fats in brain cell membranes and have been popularized and successfully marketed as dietary supplements. Omega-3 fatty acids are essential, meaning the human body is incapable of creating them on its own — the fatty acids or their precursors

must be obtained from the diet. For instance, ALA from plant seeds can be converted in the body to all the other types of omega-3 fats: EPA, SDA, DHA, DPA. However, this conversion is quite inefficient, with rates of less than 3% of ALA being converted to DHA or EPA in males and less than 10% in females — warranting adequate dietary intakes of DHA and EPA themselves.

Omega-3 in the diet

DHA, EPA, and DPA omega-3 fatty acids are synthesized by marine organisms such as algae and phytoplankton. When consumed by fish, aquatic mammals, and crustaceans, the fatty acids enter the food chain and are stored in body fat, liver, and blubber. They are then later consumed by humans. Food sources of DHA, EPA, and DPA include fatty fish such as salmon, sardines, mackerel, menhaden, or herring; the liver of lean, white fish, such as halibut or cod; fish oils from cod flesh, tuna, haddock, flounder, or krill oil ALA, on the other hand, is concentrated in plant sources and is the most frequent omega-3 fatty acid used by the body to create all other types of omega-3 fatty acids. Sources of ALA include nuts and seeds, such as flaxseed, chia seeds, and walnuts as well as oils, such as echium seed oil, canola, and soybean oils.

Omega-3 fats: What they can do for health

Decades of research on the health impacts of omega-3 fatty acids have provided controversial findings. Here are some evidence-backed benefits of consuming omega-3 fatty acids. Anti-inflammatory properties Chronic inflammation — also called low-grade inflammation — is linked to the development of obesity, heart disease, and cancers. Omega-3 fatty acids have been shown to exert anti-inflammatory effects in the human body and may aid in lowering markers of inflammation, such as C-reactive protein and interleukin-6. In fact, omega-3 fatty acids are regarded as one of the most potent lipids capable of reducing oxidative stress and inflammation. It also potentially guards against the development of chronic diseases. Lower cholesterol Daily supplementation with at least 1.2 g of DHA significantly reduced triglyceride levels and increased “good” cholesterol, or high-density lipoprotein. In addition, omega-3 fatty acids lowered the “bad” cho-

lesterol, low-density lipoproteins (LDL), when dietary saturated fats were replaced with polyunsaturated and monounsaturated fatty acids found in plants foods such as nuts and avocados. However, a recent evidence-based practice summary has shown no impact on a range of cardiovascular disease (CVD) outcomes from the use of omega-3 fatty acid supplements in patients with established CVD or raised risk factors for CVD. Lower blood pressure On the other hand, omega-3 fatty acids have been shown to improve vascular health — the health of the blood vessels — by increasing the bioavailability of nitric oxide. In a phase 2 scientific study, nitric oxide induced dilation (relaxation) of the blood vessels and led to a significant reduction in blood pressure. May reduce the risk of heart disease By reducing markers associated with an increased risk of developing heart disease — high triglycerides, cholesterol, and blood pressure — omega-3 fatty acids may reduce the risk of heart disease, according to a review analyz-

ing existing studies. Improve tolerance to cancer treatment Omega-3 fatty acids may improve the efficacy and tolerance of chemotherapy and is a potential supportive treatment to people undergoing cancer treatment. More specifically, daily supplementation with EPA and DHA helped patients with head and neck cancers and breast cancer to maintain body weight and reduce cancer-related muscle loss. Improves depression A 2019 review study of over 2,000 participants showed a beneficial impact of EPA omega-3 fatty acids on depression, with DHA showing little benefits. This finding is supported by other studies indicating that fish oil supplementation helps protect against major depressive disorder in people between the ages of 15 and 25 years. Furthermore, moderate intakes of fatty fish and seafood were associated with fewer occurrences of depression.

as heart-friendly and reported to reduce the risk of adverse heart disease-related outcomes. However, its role and health benefits for some conditions have been challenged and discredited. An important review (the Cochrane report) found no evidence of the benefit of omega-3 supplements on heart disease, stroke, or death. Here are some conditions that omega-3 fatty acids may not prevent or improve, based on the latest scientific evidence. • Reduce risk of death by heart disease • Prevent blood clots • Prevent or treat diabetes • Prevent cancer

The bottom line

Omega-3 polyunsaturated fatty acids are essential compounds that are key building blocks for cell membranes, particularly in the brain. For decades, they have been the subject of scientific interest, but findings have been controversial and inconsistent. The evidence shows that omega-3 fatty acids have anti-inflammatory properties and may lower cholesterol, blood pressure, depressive episodes, weight loss during cancer treatment, and the risk for heart disease. However, omega-3 intake does not reduce the risk of adverse and severe heart disease-related outcomes, including sudden death and stroke. Additionally, it cannot prevent or treat diabetes or prevent blood clots. This is an emerging area of evidence, and further results will continue to inform health recommendations.

Omega-3 fats: What they cannot do for health

Omega-3 fatty acids have been successfully marketed

Written by Amber Charles, MSPH, RDN on December 10, 2021 — Fact checked by Hilary Guite, FFPH, MRCGP; https://www. medicalnewstoday.com/articles/omega3-what-it-can-and-cant-do-forhealth?

emotional support to victims of disasters; supplies nearly half of the nation’s blood; teaches lifesaving skills; provides international humanitarian aid; and supports military members and their families. The Red Cross is a

charitable organization – not a government agency – and depends on volunteers and the generosity of the American public to perform its mission. For more information, please visit www.redcross.org/ SC or @RedCrossSC

In the news . . . Red Cross of South Carolina Disaster Workers Deploying to Support Relief Efforts Following Deadly Tornado Outbreak Disaster workers from the American Red Cross of South Carolina have deployed to support relief efforts following incredible devastation brought by horrific tornadoes that touched down across

multiple states in the center of the country. The Red Cross of South Carolina stands ready to send additional disaster workers as requested. The American Red Cross and our partners are working around the clock across multiple states to help those in need and make sure everyone has a safe place to stay, food to eat, critical relief supplies, emotional support, and comfort in the face of one of the most devastating tornado

outbreaks in years. HOW YOU CAN HELP You can help people affected by disasters like storms and countless other crises by making a gift to American Red Cross Disaster Relief or by giving blood. To make a financial donation or schedule an appointment to give blood or platelets, visit redcross.org or call 1-800-RED CROSS. You can also use the Red Cross Blood Donor app

or text the word REDCROSS to 90999 to make a $10 gift today. About the American Red Cross: The American Red Cross shelters, feeds and provides

Everywhere That People Care The trusted Care magazine is now back in print as a regular contributor to The Island News, with Karen Mozzo as editor. Together we’ll deliver information, references, and options for a healthier life.

Motivation

Want help meeting your weight-loss and fitness goals? Need accountability and support to create sustainable results?

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Call 522-5635 to sign up today! REGISTRATION DEADLINE JANUARY 14

• BeaufortMemorial.org/BodyMakeover • DECEMBER 16–22, 2021

HEALTH & WELLNESS Options & References for a Healthier Life

How to safely dispose of medication

It is essential to dispose of any unwanted medication safely to prevent other people or animals from taking them by mistake. Discarded drugs can harm people and the environment. The Food and Drug Administration (FDA) has guidelines about how to properly dispose of medications, including pills, syringes, and inhalers. The best way to dispose of most medications is to bring them to an official drug takeback facility (see sidebar for Beaufort County locations). These are businesses or locations registered with the Drug Enforcement Administration (DEA) to collect old medicines. People can find their nearest facility through the DEA’s website https://deadiversion.usdoj. gov/drug_disposal/index. html.

Why is proper disposal important?

Some drugs can be very dangerous, or even fatal, for people who are not meant to take them. Children and pets may be especially at risk of coming into contact with improperly stored or disposed of drugs. A person should dispose of any medication after its expiration date has passed. It is also important to dispose of medication that is: • unwanted • unused • damaged or contaminated in any way • unidentified It is essential to dispose of unwanted or expired medication immediately. This can help prevent people from taking it accidentally

In Beaufort County, there are two regular drop off sites for medication disposal NOTE: Liquids and needles NOT accepted at these locations

Beaufort County Sheriff’s Dept., (next to the jail), Beaufort County Gov’t Center, Ribault Rd. and Boundary St. 843-255-3023 On Hilton Head Island: Beaufort County Sheriff’s Dept., 70 Shelter Cove Lane 843-255-3300

or misusing potentially dangerous drugs. It is also worth keeping in mind that people and animals outside the home may be at risk if they find improperly disposed of medication in the trash.

Unwanted or expired medication

Follow any disposal instructions provided for prescription or over-the-counter medicines. If there are no specific instructions on the packaging, check whether one of the following options might work:

Using a drug take-back location

The best way to dispose of most types of unused medication is to take it to a DEA-registered drug collection location. There, trained handlers dispose of it safely. Drop-off locations dispose of: • prescription medicines • over-the-counter medicines

• dietary supplements It is a good idea to remove all personal details, such as name and address labels, before dropping drugs off.

Flushing medication

A person needs to dispose of some drugs immediately, as they can cause harm to others. If no take-back facility is available and the medication is on the FDA’S flush list, flush these drugs down the toilet right away. According to the FDA, a more considerable amount of drug waste enters water supplies due to medicines passing through the body and entering the waterways through human waste.

Putting medications in the trash

It is safe to dispose of most drugs in the trash if: • There are no drug takeback facilities locally. • The medication comes with no instructions about safe disposal • The medication is not

on the flush list. When throwing away medication: • Take it out of its packaging. • Mix it with a substance that will deter children and animals, such as dirt, cat litter, or coffee grounds. • Take care not to crush any tablets or capsules. • Place the medicine in a sealed plastic bag or another sealed container and throw it away. • Recycle the empty bottle or other packaging, taking care to obscure or remove any personal information first.

Needles and syringes

Properly disposing of needles and syringes helps prevent others from getting cuts or punctures. People can dispose of needles and syringes at home by: • placing used ones into a sharps disposal container right away • keeping the container

well out of the reach of children and animals • not overfilling a container • if traveling, carrying a travel-sized container • if traveling by plane, checking the Transportation Security Administration’s website for up-to-date policies Once a sharps disposal container is three-quarters full, it is ready to be emptied. A person may be able to get rid of sharps containers: • by dropping them off at collection sites, such as hospitals, doctors’ offices, and pharmacies • by dropping them off at waste collection points • using a mail-back program for FDA-approved containers Sometimes, a trained collector can come to a person’s house to take away the containers. Check with local trash removal services and healthcare facilities to find out what services are available and whether fees apply.

Inhaler products

Inhalers can be dangerous if they become punctured, are set on fire, or are thrown in an incinerator. Contact the local trash or recycling

center to find out how best to dispose of inhalers and any aerosol products.

Summary

It is essential to dispose of unwanted medicines correctly. Children and pets may be especially at risk of consuming these drugs. Medications can be hazardous, and even fatal, if people misuse them or take them by accident. The best way to dispose of medication is to take it to a registered drop-off collection point or have a trained waste handler collect it from the house. If this is not possible, and the medication is on the FDA’s flush list, immediately dispose of it in the sink or toilet. For other medications, the next best option is to dispose of drugs in the trash, following the steps listed above. Keep used needles and syringes in sharps disposal containers, and take any that are three quarters full to a collection site. If there is no site nearby, a mail-back program may be an option. Source: https://www. medicalnewstoday.com/ articles/327319#summary

wiseWORDS©

When you're under stress, you may find it harder to eat healthy. Also, during times of particularly high stress, you may eat to fulfill emotional needs—sometimes called stress eating or emotional eating. And you may be especially likely to eat high-calorie foods during times of stress, even when

Control stress-induced weight gain

you're not hungry. To prevent weight gain during stress and reduce the risk of obesity, get a handle on your stress. When you feel less stressed and more in control of your life, you may find it easier to stick to healthy eating and exercise habits. Try these stress manage-

ment techniques to combat stress-related weight gain:

• Recognize the warning signs of stress, such as anxiety, irritability and muscle tension. • Before eating, ask yourself why you're eating— are you truly hungry or do you feel stressed or anxious?

• If you're tempted to eat when you're not hungry, find a distraction.

• Don't skip meals, especially breakfast. If you're in a hurry, grab a piece of fruit on the way out the door. • Eat a healthy diet, such as whole grains and a variety of fruits and vegetables. Aim to include most food groups in your meals. • Identify comfort foods and keep them out of your home or office.

• Keep a record of your behavior and eating habits so that you can look for patterns and connections—and then figure out how to overcome them. • Learn problem-solving skills so that you can anticipate challenges and cope with setbacks. • Practice relaxation skills, such as yoga, stretching, massage, deep breathing or meditation. • Engage in regular phys-

ical activity or exercise. • Get adequate sleep. • Get encouragement from supportive friends and family. If you try stress management techniques on your own but they don't seem to be working, consider seeking professional help through psychotherapy or counseling. By Edward T. Creagan, M.D.; https://www.mayoclinic.org/healthylifestyle/stress-management/expertanswers/stress/faq

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DECEMBER 16–22, 2021

• Engagements • Weddings • Births

• Legals • Death Notices • Obituaries

For information contact Amanda Hanna 843-343-8483 or Amanda@LCWeekly.com

FAITH LIVING ON PURPOSE

The earthly parents of the Son of God

his is the time of year when we display our nativity sets, and it’s common to see depictions on the front of Christmas cards that have Mary and Joseph in a stable with the baby Jesus, who is lying in a feeding trough commonly referred to as a manger. The word nativity comes from the Latin term, which simply means born. Technically, we’ve all experienced a nativity, but in today’s world, the term is primarily used in connection with the birth of Jesus Christ the Redeemer. We also hear the word incarnation at this time of year and within the Christian faith. This is referring to the Son of God and how He willingly came down from heaven and took on the human form of a man to save us from our sin. He is Emmanuel which means “God with us” as His mission was to rescue and restore us, and because of His sacrifice we can now have an eternal relationship with Him. There are several interesting details about the earthly parents of Jesus and of course, His mother Mary becoming pregnant with Him while still being a virgin is a

BILLY HOLLAND

great place to begin. Our heavenly Father sent His Son Jesus to earth, but as we know, Christ also had an earthly dad by the name of Joseph. History reveals it was common in those days for an older man to be engaged to a younger woman and many scholars are convinced that Mary was much younger than Joseph, probably being in her early teens. Being betrothed means the couple was to be celibate until they were married. However, when Joseph discovered she was pregnant, he did not want to publicly disgrace her, but rather decided to just privately cancel the marriage. We can only imagine the agony and disappointment he was feeling as he realized she had been unfaithful. As he was making plans to deal with the situation, an angel

appeared to him in a dream saying, “Joseph son of David, do not be afraid to take Mary home as your wife, because what is conceived in her is from the Holy Spirit. She will give birth to a son, and you are to give him the name Jesus, for he will save his people from their sins.” (Matthew 1:20-21) We know that Mary is adored and rightfully so, but we must consider this was also a huge step of faith for Joseph, and he is seldom given the respect he

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deserves. There is not much information given about Joseph except that he was a carpenter and an honest man who upheld the law. We notice he was present when Jesus was found teaching in the temple at 12, but it’s presumed he had passed away when Christ was crucified as Jesus asked John from the cross to take care of His mother. We’ve all seen the images of Mary riding a donkey into Bethlehem as the scriptures reveal they were on their

way to register with the tax collectors. When they arrived, Mary immediately needed to find a place to deliver the baby as Luke, Chapter 2 describes the scene. “And Joseph went up from Galilee, out of the city of Nazareth, into Judea, unto the city of David, which is called Bethlehem; because he was of the house and lineage of David, to be taxed with Mary his promised wife, being great with child. And so, it was, that,

while they were there, the days were accomplished that she should be delivered. And she brought forth her firstborn son, and wrapped him in swaddling clothes, and laid him in a manger; because there was no room for them in the inn.” Imagine a young girl being approached by the Creator of Heaven and Earth, and given a mission that would shape the course of human history. Humbly submitting to give birth to the Savior of the world? So, why did The Almighty choose her for the task of raising the Son of God? Because He knew she would hold strong in her faith. And what about those today who still declare they have no room for Jesus or the individuals who only celebrate the most significant event of all time during the Christmas season? He is still patiently waiting. Never before or since have the heavens declared the glory of God with more hope and excitement than when the Lamb of God was born and willingly gave His life as a ransom for all who would believe in Him. Learn more about the Christian life at billyhollandministries.com.

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VOICES Editor’s Note: The opinions of our columnists in the Voices section are not necessarily the opinions of The Island News.

Money has soured the legal profession

t is Wednesday, Dec. 8, 2021, and I’m in Port Royal. It’s early and I’m looking-out at a pile of newly-split wood that now resides in our backyard. Last weekend Dean Moss and I rented a log-splitting machine; then fed it with the remnants from two oak trees neatly, quickly twisted and removed (halfway up) by a tornado that visited my yard for about 60 seconds. For reasons that remain murky, I found that I enjoyed the process of splitting these logs. There is something mesmerizing about watching a blade pass through an eight inch wide log like it was a stick of Land O’Lakes unsalted butter. Today’s Beaufort Gazette gives us more Murdaugh; more Hampton County and the ever-expanding legion of lawyers playing-out their roles in that Shakespearean tragedy. It is clear that Murdaugh is selling The

SCOTT GRABER

State and local newspapers in the same way that Donald Trump bolstered the finances of the Washington Post, New York Times and Wall Street Journal. It is also clear the legal profession is taking a beating in the process. I can’t really say what, exactly, sent me into the legal profession but I remember enough to know that making money was not a factor. I had grown up the son of an Army officer; a man interested in infection and skin-grafting; largely indifferent to making money. When I was a boy I knew there had been a Depres-

sion, that many people had lost their savings and their jobs. But that was history — ancient and sepia-tinted history. My reality was Thanksgiving Dinner at a hospital cafeteria; inexpensive groceries at the commissary; subsidized housing and medical care that was entirely free. I grew up thinking that most of my friends were pretty much like me — indifferent to the costs of housing, hi-test gasoline (10 cents in Germany) and 25-cent cheeseburgers at the officer’s club. By the time I graduated from George Washington Law School, I knew that lawyers could make a very good living in private practice. But most of my friends were staying in Washington and looking for jobs at the Federal Trade Commission or the Department of Justice. It seemed to me that most of the people I knew were

looking to do good and, in those long gone days, the EPA, FDA and the EEOC were places a lawyer could influence public policy in a positive way. I decided that I would not stay in Washington, or work for a Federal agency. Rather, I would come home to South Carolina and try to do good on the local level and in private practice. At my first job interview, the senior partner took out a graph showing me in bold, precise numbers what my employment would cost the law firm. “You can see from the numbers, Graber, that you will cost this firm at least $50,000 in your first two years; we should break even the third year; and if we’re lucky, start making money in the 4th year …” Another firm featured a monthly, mandatory-attendance meeting where all the firm’s lawyers, amid coffee

and almond encrusted croissants, compared monthly earnings. Those lawyers announcing big verdicts earning respect, standing, stature. These same monthly meetings in my own firm were a learning experience for me. More often than not, they were a humiliation. I sat through those meetings wondering if I had made a mistake — a huge mistake in choosing this profession. But before I could adjust my thinking I was fired. Stunned by this experience I staggered over to Penn Center, a non-profit that cared little about making money. Several years later, I formed my own law firm with three other lawyers and learned that staff salaries; mortgage payments; the cost of heat, telephones, computers, experts, continuing education and errors and omissions insurance made me focus on money-making

whether I wanted to or not. It also meant a big verdict (or settlement) was a welcomed injection of cash insuring the continued existence of the firm. Something else happened. The smaller, less lucrative cases were pushed aside. We weren’t going to spend time quieting title or representing abused tenants because that meant too much work for too little return. We sought bigger clients — local governments and utilities — slowly losing our idealism, incrementally losing our souls. Money has soured the legal profession — much like it has soured health care — yet we desperately cling to the notion they should remain largely private and mostly unregulated. Scott Graber is a lawyer, novelist, veteran columnist and longtime resident of Port Royal. He can be reached at cscottgraber@gmail.com.

Is Darwin’s Principle of Evolution by Natural Selection dead?

s I write this on Nov. 27, 2021, it has been 162 years since Charles Darwin, on Nov. 27, 1859, published On the Origin of Species by Means of Natural Selection, or the Preservation of Favoured Races in the Struggle for Life. Little did he know it at the time (nor did anyone else, for that matter), that he would change the world forever. But he did. When first published in England, more than anything else, Darwin’s “dangerous ideas” had a profound impact on British religion. On a June afternoon in 1860, upon hearing the notion from Darwin’s book that “mankind was descended from the apes,” the wife of the Bishop of Worcester is alleged to have exclaimed: ‘My dear, descended from the apes! Let us hope it is not true, but if it is, let us pray that it will not become generally known.’ This is most probably not true, but no doubt this reflected the thoughts of most folks in the Isles. As the Darwinian revolution penetrated the reading

DAVID TAUB

world, it has had an overwhelming impact on all Abrahamic religions. Why? Because the understanding of our natural world, by way of the constructs of modern Darwinian evolutionary biology and genetics, contradicts creationism – the belief that all life originated by divine conception as set forth in the various scriptures of the Jewish, Christian and Islamic theologies. A Pew Research Center study conducted in 2018 shows the strong disbelief in evolution by members of various religious sects: 68 percent of all adults; 94 percent of black Protestants; 70 pecent of white mainline Protestants; 70 percent of Catholics; 35 percent of those unaffiliated with any religion.

Those that have some belief in evolution, explain that it was guided by “God.” Those facts tell the story of why so few Americans, to this day, do not believe in evolution. It speaks volumes that the 65 percent of those who are unaffiliated with any religion do believe in evolution. This also indicates why faith in “science” is sinking to an all-time low in America. A recent Gallup poll, conducted in July, found confidence in science has increasingly diverged across partisan lines: Republican confidence in science fell by 27 points while Democratic confidence increased by 12 points. The poll also found that people who accept the falsehoods of conspiracy theories and disinformation has grown substantially, a major contributor distrust in science. Compare the rising tide of anti-vaxxers, in the midst of a COVID pandemic but with proven efficacy of several vaccines with world-wide approval, with the following: Dr. Jonas Salk

of a “supreme being” is a strongly held certainty for its believers, notwithstanding that there is virtually no empirical evidence (by scientific methodology) that such a supernatural singularity actually exists. On the other side of this faux “debate,” there arises mountains of scientific evidence that underwrites the validity of evolution as the cornerstone of all biology: knowledge gained from physics, geology, paleontology, anatomy, zoology, anthropology, and most recently molecular genetics, all of which converge to support the Darwinian revolution. True believers will never change their minds about evolution, no matter what evidence is discovered. End of that “debate.” Darwin’s initial explanation of evolution by natural selection has made profound advances, especially in genetics, from its early pessimistic perceptions. The Darwinian revolution has changed both science and Western culture in ways we incompletely understand. It is the corner-

stone of modern scientific biology. The fundamental principles of evolutionary biology have proven that organisms change through time; such change proceeds by way of common descent; these changes are slow and take a long time; and small changes can accumulate over long stretches of time to create big changes, which lead to the production of new species. None of which requires the “magic” of supernatural interventions. Science has always had a tough time convincing “the public” to trust it. New ideas are always scary. Just ask Galileo, Newton, Darwin, Pasteur, and Einstein, to mention just a few of the greatest minds humankind has ever produced. Disbelief in “science” is a sure-fire formula for the dissolution of a civilization.

“Well, all I know is what I read in the newspapers.” – Will Rogers. David M. Taub was Mayor of Beaufort from 1990 through 1999 and served as a Beaufort County Magistrate from 2010 to 2015. You can reach him at david.m.taub42@gmail.com.

High government travel costs should be a thing of the past

tate government travel costs plunged in fiscal year 2021. That's good news. To be sure, it’s because of the pandemic. But if it can be done one year, there’s no reason it can’t be done every year. I've long pushed for common-sense limits on publicly-funded travel. State agencies spend tens of millions of dollars each year on travel to conferences, workshops and retreats, as well as the related costs of meals, lodging and event registration fees. These costs help balloon agency budgets and collectively add to the burden placed on taxpayers, and their value to the public has always been difficult to size up. Certainly, there are public

RICHARD ECKSTROM

officials who must travel to carry out their duties. And there are times when it can pay off in tangible ways, such as recruiting new industry. But a lot of government travel is simply unnecessary – especially now, in a day and age of internet streaming and video-conferencing. Plane tickets are increasingly a frivolous expense. And there’s apparently a strong tempta-

tion to travel in extravagance when it’s on the public dime. You may have heard accounts of politicians attending “conferences” of some sort in needlessly far-flung, vacation-type destinations. At the very least, this category of spending warrants special scrutiny. Last month, I released the 2021 Travel Report. Part of my office’s broader fiscal transparency efforts, the annual report shows how much state agencies, including public colleges and universities, spend on travel. It ranks them by amount and lists the highest spenders in each agency. The purpose is to shine a light on public officials’ travel spending and invite scrutiny – a necessary ingredient for

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invented the polio vaccine in the early 1950s, and secured governmental emergency permission to use it. Millions of Americans did not boycott using it; instead, more than 600,000 mothers rushed to sign up their children for a vaccine that had not yet been certified by government regulators. Faith in medical science has saved literally millions of lives. The strong religion-based bias that resists coronavirus vaccinations seems to mesh with political orientations, skepticism about government, lack of faith in science in general, and in their feasting on the smorgasbord of alternative media and the untruths of conspiracy theories. The evolution versus creationism controversy is a false socio-cultural phenomenon; it is not a scientific debate. Creationism/Intelligent Design is not a scientific concept. I have no desire to convince anyone to believe in “God” or in evolution, or in neither. Religion-based “faith” in their belief-system

DECEMBER 16–22, 2021

healthy government – from within and from outside state government. This year’s report shows that state entities spent just over $20 million on travel in the fiscal year that ended June 30. That’s less than a third of the $65.7 million spent the previous year. The top spenders were: 1. Department of Health and Environmental Control (DHEC): $2,236,127 2. Medical University of South Carolina (MUSC): $2,050,732 3. Clemson University: $1,396,302 4. S.C. House of Representatives: $1,304,952 5. University of South Carolina: $900,201

6. Judicial Department: $661,172 7. Department of Transportation: $653,187 8. Department of Education: $619,405 9. Department of Labor, Licensing and Registration: $573,372 10. Department of Health and Human Services: $493,585 A frequent refrain among the defenders of government travel is that it allows for valuable training, education, idea-sharing or networking. Again, that kind of thing is hard to measure. But the benefits of cutting back are clear: Reducing travel last year likely saved some $45 million or more. And we're no worse off

for it. The reined-in travel had no discernable impact on agencies’ performance, nor will it, … which goes to prove that most publicly-funded travel isn’t vital. State officials must resist going back to pre-pandemic travel habits. We can and should get serious about keeping these costs in check. (The 2021 Travel Report is available online at cg.sc.gov. Click “Fiscal Transparency” from the banner near the top of the home page. On the next page, click “State Travel Spending Reports.”) Richard Eckstrom is a CPA, the state Comptroller and President of the National Association of State Auditors, Comptrollers, and Treasurers.

See Into The Future . . . . . . read Opinion, Arts, Culture, Lifestyle, Homes, Cuisine

Discover What You’re Going To Do Next More coverage and content at LowcountryWeekly.com

VOICES Editor’s Note: The opinions of our columnists in the Voices section are not necessarily the opinions of The Island News.

ometimes it’s interesting to speculate what the future might be like, so let’s move forward in time to the year 2035. The “Green New Deal” is in full force. All of the coal burning and most of the gas powered power plants are closed down. The majority of electricity comes from wind or solar, and most of the time there is ample power for the nation’s needs. There are only a few ‘brown outs” in California and New York City from time to time, but they are pretty much used to it by now and have adapted. The summer of 2035 has been unusually hot and dry all across the country so air conditioners are running on high most of the time, and it’s putting a real stain on the electric grids. The thousands of wind turbines that were erected in early part of the century are now requiring constant repairs, and it’s hard to find trained workers who are willing to climb to the top of the towers to make repairs, so hundreds are now out of service and off the grid. To make matters worse, for

A trip back to the future JIM DICKSON

some reason the wind is not blowing in areas where it has always been dependable, and now there are no fossil fueled power plants to back them up. Maybe it's a symptom of global warming. The government’s program to put an electric vehicle in every garage has been extremely successful, and with the summer travel season in full force cars and trucks are charging all over America. Even though it’s been well known for many years that the electrical grid is not capable of handling a heavy load like this, little has been done to rebuild and upgrade the old system. The utility companies can’t or are not willing to spend the billions of dollars that it would take for the upgrades and Congress is thinking that the

only solution is to nationalize the nation’s electric utilities, but there is a lot of push back on this, so nothing much has been done. What could possibly go wrong? Mount St. Helena is what could go wrong. After lying dormant for the past 55 years, it blows its top again, sending smoke and ash high into the atmosphere. The prevailing winds blow it east, blotting out the sun and spreading ash across most of the country. This, like last time, lasts for weeks. Solar power production is cut in half and the electric grids fails and large portions of the country go dark. What else could go wrong? It’s August and the National Weather Service announces that a Category 5 hurricane is in the Caribbean Sea and is heading for the east coast of the United States. It has already passed over and devastated several of the islands in its path and is predicted to reach land somewhere between Miami and Ft. Lauderdale. It will work its way up the east coast along the I95 corridor to Georgia, South Carolina, North Carolina and

Virginia before it goes out to sea off the coast of Virginia. The governors of all the affected states declare a state of emergency and order mandatory evacuations to begin immediately. People load up what by now, are mostly electric cars which are in various states of charge or discharge and head for the evacuation routes. Soon I-95 and I-75 are full of cars from the states north of Florida, and by the time the Florida residents reach Georgia, the highways are moving at a snail’s pace. The cars that didn’t have a full charge are now running out of power and dying, they block the roads for the cars that do have power or the few that still run on gasoline; soon traffic is at a standstill. With no way to charge the thousands of dead electric cars and trucks and no way to move them out of the way the occupants are left at the mercy of the August sun which is now in the high nineties, with no food, no water and no sanitary facilities and no hope of rescue. The ones who can, start walking looking

for help and shelter. The hurricane has reached land and by now is down to a Category 4, which has winds of only 150 miles per hour, down from 175 miles per hour. It is heading directly for the thousands of cars stuck on the highway and the many hundreds of people walking along the roads with no place to shelter. Not a pretty picture is it? For you folks who have lived in the upper Midwest think about what happens when a Canada Clipper drops down into the U.S. bringing sub-zero temperatures, high winds, lake effect snow and blizzard conditions all along the I-90 corridor from New York to Michigan. With drifting snow and “white out” conditions a tractor trailer jack knives on the ice blocking the highway and several cars run into it creating a huge traffic jam, Traffic comes to a standstill. You are sitting there in your electric car with the heater running hoping that the charges holds out until the snow plow can come and clear the road before you run out of power and freeze to death.

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I have been there with a full tank of gas, and it’s still not a good feeling because you don’t know when or if the road will be cleared. I am sure some of you have been there too. I admit that all of this is a worst case scenario, but the fact is that the storms and eruptions have happened in the past, and most likely will happen again. I just can’t help but wonder if there are some really smart people in the departments of Energy and Transportation who have this all this figured out before we are forced into my hypothetical 2035. If they have the answers I sure do hope that they share them with us before I have to give up my “Gas Guzzler.” Born, raised and educated in the Southwest, Jim Dickson served in the U.S. Navy Reserve in Vietnam before a 35year business career. Retired to St. Helena Island, Dickson and his wife are fiscally conservative, socially moderate and active in Republican politics, though they may not always agree with Republicans. Having lived around the country and traveled around the world, Dickson believes that the United States truly is the land of opportunity.

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DECEMBER 16–22, 2021

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LOCAL MILITARY

The Blue Angels Flight Demostration Team was at Marine Corps Air Station Beaufort in 2021 for a performance that was not open to the public. Hundreds people parked in open field across from the MCAS to watch. File photo by Bob Sofaly.

MCAS Beaufort Air Show date set for 2023 Blue Angels will perform April 22-23

By Lt. Chelsea Dietlin Navy Flight Demonstration Squadron PENSACOLA, Fla. — The Blue Angels will return April 22-23, 2023, to Beaufort for the MCAS Beaufort Air Show. The U.S. Navy Flight Demonstration Squadron – or the Blue Angels, as they are more commonly known, released their 2023 air show

the COVID-19 pandemic. However, the Blue Angels did perform in April 2021 at MCAS Beaufort in a show for those who work aboard MCAS Beaufort and their families and specifically closed to the general public. The MCAS Beaufort Air Show, which features military aircraft on display as well as aviation demonstrations by

the Navy’s Blue Angels and other pilots, military and civilian, is free and usually attracts 100,000 spectators or more. Demonstration sites are selected two years prior to the show season in accordance with Department of Defense safety and community outreach objectives. Performances greatly assist in recruiting and retention goals for the

military services, enhance esprit de corps among uniformed men and women, and demonstrate the professional skills and capabilities of the naval services to the American public and U.S. allies. The mission of the Blue Angels is to showcase the teamwork and professionalism of the United States Navy and Marine Corps by inspiring a

culture of excellence and service to country through flight demonstrations and community outreach. Since 1946, the Blue Angels have performed for more than 500 million fans. For more information about the Blue Angels, including the 2022 and 2023 air show schedules, visit https://www.blueangels.navy.mil.

Military Service Extra Earnings Credit and your Social Security Retirement Benefit

everal veterans have asked me recently about the special extra earnings that may be granted to military men and women for periods of active-duty or active-duty for training. These extra earnings credits may help you qualify for Social Security retirement benefits or increase the amount of your Social Security benefit. The Social Security Administration (SSA) calls this valuable benefit “Special Extra Earnings for Military Service.” You can read about this benefit at https://www. ssa.gov/benefits/retirement/ planner/military.html and https://www.ssa.gov/pubs/ EN-05-1007.pdf. According to the above two SSA website addresses and fact sheets, Special Extra Earnings for Military Service, from 1957 through 2001, if you had military service earnings for active-duty, including active-duty for training, you may have extra Social Security wage credits added to your earnings record. Special extra earnings are not granted for inactive duty training. Here are how the special extra earnings are credited on your Social Security record: • From 1957 through 1977, veterans are credited with $300 in additional earnings for each calendar quarter in which you received active-duty basic pay. • From 1978 through 2001, for every $300 in active-duty basic pay, veterans are credited with an

A12

schedule at the International Council of Air Shows convention, Dec. 7. During their 77th air show season, the Blue Angels are scheduled to perform 62 demonstrations at 33 locations. The Blue Angels last officially performed in Beaufort in 2019, since the 2021 MCAS Beaufort Air Show was canceled as a result of

DECEMBER 16–22, 2021

LARRY DANDRIDGE

additional $100 in earnings up to a maximum of $1,200 a year. • From 1940 through 1956, military members (veterans) did not pay Social Security taxes, but the SSA gave the veteran special credit for some of their service Unfortunately, in January 2002, Public Law 107-117, the Defense Appropriations Act, stopped the special earnings that have been credited to military service members. If you enlisted after Sept. 7, 1980, and didn't complete at least 24 months of active-duty or your full-tour, you may not be able to receive the additional earnings. In all cases, the SSA adds the additional credit for military service to the earnings that the SSA averages over your working lifetime, not directly to your monthly benefit payment amount. When you apply for Social Security benefits, the SSA automatically verifies your military service. If your military service increases your benefit and the Social Security Administration (SSA) cannot get proof of your military service, they will ask for your DD-214 or other proof of service before they process

your application. In all cases, SSA adds military wage credits to your earnings, not directly to your monthly benefit payment. This Special Extra Earnings for Military Service benefit is not just for military retirees, but it is for anyone who has served on active duty during the qualifying dates. Qualified veterans can get both Social Security benefits and military retirement benefits. Generally, there is no reduction of SS benefits because of a veteran’s military retirement benefits. Veterans, like non-veterans, will get their Social Security retirement benefit based on their average earnings and the age they are qualified and choose to start receiving benefits. You can read about all Social Security Benefits including retirement, disability, family (spouse and children and divorced spouse), working after retiring, remaining on active duty, and more at www.ssa.gov. The most convenient way to do business with the SSA from anywhere, on any electronic device, is to visit www.ssa.gov. Veterans and non-veterans can apply for benefits, get helpful information, find publications, and get answers to frequently asked questions online. When you open a personal My Social Security Account, you can review your Social Security Statement, verify your earnings, and get estimates of future benefits. You can also print a benefit notification letter, change your

EDITOR’S NOTE Larry Dandridge is not an employee of The Island News and his opinions are his alone. Although every precaution has been taken in the preparation of these articles, the publisher and author assume no responsibility for errors or omissions. Neither is any liability assumed by the author or The Island News for damages resulting from the use of information contained herein. These columns are not meant to replace carefully reading the Federal Veterans’ benefits information at www.va.gov and other locations or the State of S.C. Veterans benefit information at https://scdva.sc.gov. Anyone seeking advice on veterans’ benefits are advised to seek the advice and assistance of a Veterans Service (Assistance) Officer or another certified Veterans Advisor.

direct deposit information, request a replacement Medicare card, get a replacement SSA-1099/1042S, and request replacement Social Security Card (if you have no changes and your state participates). If a veteran or non-veteran does not have access to the internet, the SSA offers many automated services by telephone, 24/7. Call SSA at 1-800-772-1213 or, if you are deaf or hard of hearing, call SSA at their TTY number, 1-800-325-0778. The South Carolina SSA handles several federal programs including retirement, SSI, Medicare, and disability benefits. You can find each of the S.C. Social Security Office addresses, phone numbers, and helpful information at https://ssofficelocation.com/ offices/south-carolina/. Here are the addresses of some of the Social Security Offices in the footprint of The Island News and the Lowcountry of S.C: • Beaufort, S.C., Social Security Office, 646 Robert Smalls Pkwy, Beaufort, S.C. 29906, Phone: 1-866-

254-3316 and TTY: 1-843524-3943. • Savannah Social Security Office, 430 Mall Blvd., Savannah, Ga. 31406, Phone: 1-866-366-4923 and TTY: 1-912-353-9797. • Walterboro Social Security Office, 502 Robertson Blvd., Walterboro, S.C. 29488, Phone: 1-866-7082810 and TTY: 1-800-3250778. • Charleston Social Security Office, 1463 Tobias Gadson Blvd., Charleston, S.C. 29407, Phone: 1-866-495-0111 and TTY: 1-843-573-3615. Due to COVID-19, local Social Security field offices are closed to the public. In most cases, you can call the office to schedule an appointment to complete a transaction that can only be done in person. Otherwise, you will need to take care of your situation over the phone with the SSA central office or a local SSA office or online through the Social Security website. Be ready to be put on hold when you call an SS Office locally or the nation-

al headquarters. Increased hold times are caused by the COVID crisis and the fact that only customers with a true emergency will be seen face-to-face (social distanced and wearing a mask). So, what are the lessons learned in this article? • If you are in the military, you should verify with you finance office that your Social Security wage credits are being added to your SS earnings record. • Make sure you have certified copies of your DD214 or other discharge papers. • When you apply for Social Security Benefits, make sure you tell the SS Representative that you are a veteran, you have a copy of your DD214, and you want to make sure you got credit for your military service with the Social Security Administration. • Ask your local county Veterans Service Officer (VSO) or other certified expert for help when applying for VA or Social Security Benefits. Larry Dandridge is a retired Lt. Col. In the U.S. Army. He is a Vietnam War era wounded warrior, a combat and 100 percent disabled veteran, a former Infantryman, former Warrant Officer and pilot. Dandridge is also a past Veterans Service Officer, and a current volunteer Patient Adviser, CEO Advisory Council Member, and Patient and Family Advisory Committee Member at the RHJ VA Medical Center, as well as a published author and freelance writer. He can be reached at LDandridge@earthlink.net.

LOCAL MILITARY

UNITED STATES MARINE CORPS

Recruit Training Regiment, Marine Corps Recruit Depot Parris Island, South Carolina, 17 December 2021 Recruit Training Regiment • Commanding Officer, Colonel B. W. Ward 3rd Recruit Training Battalion • Commanding Officer, Lieutenant Colonel M. R. Sandstrom Company “M”, 3rd Recruit Training Battalion • Commanding Officer, Captain J. D. Pierce Drill Masters • Gunnery Sergeant I. Woods, Staff Sergeant Atkins PLATOON 3096

PLATOON 3097

Senior Drill Instructor Sgt C.C Caudle

Senior Drill Instructor SSgt J. R. Crittenden

PLATOON 3098

PLATOON 3100

Senior Drill Instructor SSgt C. S. Williams

PLATOON 3101

PLATOON 3102

Senior Drill Instructor SSgt N. V. Nelson

Senior Drill Instructor Sgt J. B. Wofford

Senior Drill Instructor GySgt J.M. Bratz

Pvt

Abt, Samuel M.

Pvt

Abdulqaher, Abdullah

Pvt

Aiyash, Abdullah N.

PFC

Athas, Chase A. *

Pvt

Alcantar, Giovany S.

Pvt

Adeoye, Muhammedmu A.

PFC

Arnold, Noah N.

Pvt

Aldridge Ii, Thomas L.

Pvt

Auguste, Ojarie J.

Pvt

Barnes, Terrance L.

Pvt

Arcia, Yahir A.

Pvt

Alshekhkder, Firas M.

Pvt

Baker, Alika K.

Pvt

Allen, Frank J.

Pvt

Babini, Leonardo J.

Pvt

Bautista, Joseph N.

PFC

Aspiazu, Giovanni D.*

Pvt

Araujo, Ezequil

PFC

Baker, Benjamin D.

PFC

Allgood, Avery C.

Pvt

Babson, Tyler M.

Pvt

Bell, Dashawn J.

Pvt

Baker, Riley O.

Pvt

Back, Delan L.

PFC

Brooks, Cameron D.

Pvt

Alvarengaportillo, Carlos

Pvt

Beck, John D.

Pvt

Bernalromero, Carlos D.

Pvt

Banjo, Babatunde M.

Pvt

Baroza, Cesar

PFC

Brown, Caleb A.

Pvt

Arias, Alexander P.

Pvt

Bordeaux Jr, Keith D.

Pvt

Bielecki Jr, Joseph J.

Pvt

Batres, Vidal H.

Pvt

Bermeo, Kevin J.

Pvt

Brumfield, Tanner B.

PFC

Artes, Logan A.

Pvt

Brock, Jacob D.

Pvt

Bonar, Caleb I.

Pvt

Berntsen, Matthew E.

Pvt

Brandt, Jackson T.

Pvt

Carter, Landon D.

Pvt

Ashley, Gavin M.

PFC

Butler, Jesse R.

Pvt

Bowman, Terrell D.

PFC

Bingham, Trey L.

Pvt

Brannon, Colton L.

PFC

Carter Jr, Anthony D.

Pvt

Beando, Michael W.

PFC

Callison, Mitchell H.

Pvt

Bracey, Jeremy M.

PFC

Bivins, Dhahraun B.

Pvt

Bridger, Hayden J.

Bittenbender, Aaron S. *

Cardona, Jonathan A.

PFC

Brady, Jacob W. *

Pvt

Bokros, Derek W.

Pvt

Brown, Krystoff J.

Conardnichols, Jeffrey A.

PFC

Pvt

Brosan, Nicholas A.

Childs, Christopher M.

Pvt

Chiu, Henry B.

PFC

Boykin, Nicholas W.

Pvt

Buchanonrios, Jarell L.

Crawford, Thomas H.

Pvt

PFC

Burchfield, Dakota L.

Cole, Tyler J.

PFC

Church, Nikolai T. *

PFC

Brown, Garrett S.

Pvt

Buelto, Orlando M.

Davis, Samuel C.

Pvt

Byrne, Declan J.

PFC

Contreras, Daimien K. *

Pvt

Coffman, Seth G.

PFC

Budd, Tyler V.

PFC

Butler, Noel E.

Pvt

Deleonparco, Ethan C.

Pvt

Chestnut, Deozjea B.

Pvt

Cousino, Noah M.

PFC

Coots, Mason B. *

PFC

Butler, Blake H.

Pvt

Carpenter, Ethan G.

Pvt

Downs, Casey R.

Pvt

Craft, Jakob C.

PFC

Couture, Edgar J.

Pvt

Courneya, Awstyn R.

Pvt

Byrd, Matthew K.

Pvt

Casto, Hunter J.

PFC

Filbert, Aaron W.

PFC

Cunningham, Tristian C.

PFC

Deforrest, Ethan M.

Pvt

Craft Jr, Dale L.

Pvt

Cabrera Jr, Rolando

Pvt

Chinault, Kohen J.

Pvt

Finigan, Mitchell R.

PFC

Dennis Jr, Alando A. *

PFC

Delrio, Christopher *

Pvt

Curley, Cole L.

Pvt

Coburn, James E.

Pvt

Cichra, Kyle D.

Pvt

Floresrogers, Luis Y.

Pvt

Douglas, William A.

Pvt

Duncan, Jacob J.

Pvt

Despiau, Dylan M.

Pvt

Coffman, Tristan H.

Pvt

Cress, John F.

Pvt

Fowler, Timothy J.

PFC

Dudley, William L.

Pvt

Farrar, Nickolas B.

Pvt

Fletcher, Isaiah S.

Pvt

Contreras, Anthony S.

Pvt

Cunningham, Kevin M.

Pvt

Frew, Kyle B.

Pvt

Ferrer, Jordan E.

Pvt

Ferris, Jared G.

PFC

Garbo, Leif J. *

Pvt

Curtis, Paul A.

Pvt

Daly Iii, Richard A.

PFC

Garricks, Julius A.

Pvt

Frew, Naol T.

Pvt

Figueroasantiago, Felix J.

Pvt

Gifford, Davy D.

Pvt

Dault, Alexander P.

PFC

Delp, Dorian J. *

PFC

Garza Jr, Ricardo

PFC

Gage, Alexander W.

Pvt

Foster, Bailey T.

Pvt

Griffin, Daniel J.

Pvt

Daviscazares, Nathan J.

Pvt

Dengel, Jared S.

Pvt

Gettman, John M.

Pvt

Garcia, Tahner J.

Pvt

Frazer, Donevin L.

PFC

Guerrerolora, Adrian

Pvt

Deleon, Christian R.

PFC

Diaz, Joseph D. *

PFC

Gillette, Gabriel K.

Pvt

Gray, Mckenna K.

PFC

Grefiel, Nathan F.

Pvt

Harman, Jeremy R.

Pvt

Edwards, Christian S.

PFC

Duffield, Ian J. *

PFC

Greenway, Joshua T.

Pvt

Greer, Henry E.

PFC

Johnson Jr., Patrick L.

Pvt

Hastings, Charles M.

Pvt

Evans, Isaac P.

Pvt

Gabriel, Josias

Pvt

Gutierrez, Jackson C.

Pvt

Hagee Jr, James C.

Pvt

Hernandez, Gabriel I.

Pvt

Hook, Maximus E.

PFC

Franklin Jr, Timothy D.

Pvt

Gambrell, Hunter S.

PFC

Hampton, Isaac B.*

Pvt

Hagemann, Jack P.

PFC

Isley, Garrett R. *

Gilmore, Quiarynn E.

PFC

Garcia, Carlos A.

Pvt

Hargitt, Jarrett L.

Pvt

Hartman, Nicholas R.

Jacques, Tyler L.

Jester, Tritan J.

Pvt

Godoy Jr, Ian F.

Pvt

Gomez, Sebastian F. Gonzalez, Nicholas R. Gonzalezduran, Mayson M. Granadosbustos, Endy F.

Pvt

Jackson, John N.

Leonard, Alexzander B.

Lafaber, Eric A.

Pvt

Hedgecoth, Daniel J.

Huerta, Damian J.

Helms V, Ross W.

Pvt

PFC

Pvt

Leatherman, Alex M.

Kinder, Anthony J.

Pvt

Haas Iii, Robert J.

Hill, Jayquan D.

Heiler, Jason A.

Pvt

Lane, Steffon M.

Kaufman, Steven J.

PFC

Pvt

Green, Davon D.

Henry, Samuel D.

Haynes, Alex C.

Pvt

Knightner, Jahiem J.

Kang, Eugene

Pvt

Houser, Cameron J.

Pvt

Hager, Kaiden M.

Pvt

Jacobs, Stephen G.

Lewis, Cameron T.

Louderback, Lee C.

Pvt

PFC

Pvt

Izaguirre, Dawson C.

Pvt

Henderson, Nathaniel R.

Pvt

Johnson, Cameron R.

Lisle, Devin S.

Mccaster, Marceion C.

Pvt

PFC

Pvt

Jankowski, John G.

Pvt

Henry, Cody T.

Pvt

Kelleywhitman, Harrison J.

Lockridge, Noah C.

Mccory, Eouin C.

Pvt

Jump, James B.

Pvt

Hernandez, Bernandino

Pvt

King, Akeem O.

Lyon Jr, Joseph S.

Mccray, Jaquez T.

PFC

Pvt

Kerley, Jacob T.

PFC

Herrighty, Patrick F. *

Pvt

Lane, Calvin C.

Mahoney, Michael C.

Mccurty, Donovan M.

Pvt

Laing, Nicholas A.

Pvt

Jackson, Christian

Pvt

Livrieri, Alfonso M.

Mangual, Nicholas C.

Mclaughlin, Logan C.

PFC

Pvt

Leyvaabanto, Carlos G.

Pvt

Jackson, Jacob J.

PFC

Marriott, Jacob W. *

Martinez, Gerardo

Mclean, Hunter L.

Pvt

PFC

Pvt

Lomax, Aaron C.

PFC

Johnson, Steven L.

Pvt

Mcfeeley, Chayse A.

Mccoy, Charles L.

Meiman, Gavin J.

Pvt

Longstaff, Tyler W.*

Pvt

Kazy Jr, John T.

PFC

Morgan, Terry L.

Mcleanrauscher, John P.

Merschat, Joshua W.

PFC

Pvt

Luebbehusen, Colin A.

Pvt

Kennelly, Ryan J.

Mennella, Alex L.

Musheno, James A.

Pvt

Luna, Jose V.

Pvt

Kosilov, Dmitriy S.

Morarodriguez, Carlos A.

Obrien, Jack B.

Pvt

Lunn Jr, Jason A.*

Pvt

Lann, Tristen N.

Myers, Benjamin J.

Paguada, Freddy E.

PFC

Pvt

Mendoza, Juan J.

Pvt

Latham, Tyler W.

Negron, David J.

Panipintado, Justin A.

Pvt

PFC

Miller, Zachary R.

PFC

Leach, Jacob D.

Pvt

Perezventura, Lorenzo A.

PFC

Mojarrogarcia, Alejandro

Pvt

Mcintosh, Jacob T.

Pvt

Rabak, Brandon T.

Pvt

Moralesdelarosa, Jorge R.

PFC

Mckinney, Lametrius J.

Pvt

Ramirez, Ruben I.

Pvt

Nava, Brandon M.

Pvt

Miller, James A.

Pvt

Ramirezsanchez, Hennry

PFC

Nava, Eric E.

PFC

Mills, Rollin A.

Pvt

Rivaslopez, Kilmar A.

PFC

Ocampoahumada, Juan P.

PFC

Navarro, Cristhyan E.

Pvt

Robinson, Emmanuel E.

Pvt

Parks, Trent F.

Pvt

Nixon, Jonathan J.

Pvt

Rodriguez, Julian N.

Pvt

Paxson, Tyler R.

Pvt

Odonnell, Matthew R.

Pvt

Romero, Justin

Pvt

Peng, Van B.

Pvt

Payton, Ryan M.

Rose, Justin B.

PFC

Pinheiro, Edrei D.

Pvt

Perks, Devon A.

Pvt

Isert, Jason T.

PFC

Jensen, Jeremiah N.

Pvt

Justice Iii, Robert J.

Pvt

Kasdan, Aiden S.

Pvt

Lopezmorales, Matthew J.

PFC

Lottes, Jonathan E.

Pvt

Mangham, Adam N.

PFC

Martinez, Francisco J.

Pvt

Mcallister, Camron D.

Pvt

Meadows, Hunter G.

Pvt

Morganti, Zachery J.

Pvt

Miller, Tristan L.

Pvt

Mund, Jonathan F.

Pvt

Minus, Tyrique R.

PFC

Paul, Gregory J. *

Pvt

Mitchell, Nyren K.

Pvt

Petrie Iii, Martin J.

Pvt

Moore, Nathan P.

Pvt

Poff, Evan M.

Pvt

Myer Ii, Keith B.

Pvt

Poirier Jr, David J.

Pvt

Oberly, Caleb D.

PFC

Post, Jacob R. *

Pvt

Oviedo Jr, Fermin

Pvt

Quinn, Aidan P.

PFC

Pawlicki, Nathan A.*

Pvt

Rivera, Joshua E.

Perez, Brandon A.

Pvt

Rivera, Nestor J.

Pierson, Isaac J.

Pvt

Riviera, Dominick A.

PFC

Read, Dylan R.*

Pvt

Rocchio, Jayson R.

Pvt

Roberts, Samuel H.

Pvt

Reynolds, Marcus C.

Pvt

Rodriguez, Malachi S.

Pvt

Rodriguez, Carlos

Pvt

Rowland Jr, Kevin T.

Pvt

Placencia, Elijah W.

Pvt

Perrenoud, Brady M.

Pvt

Ryder, Logan A.

Rodriguez, Rafael E.

PFC

Saltz, Robert D.

Pvt

Primavero, Dustyn G.

Pvt

Petty, Maleake C.

Pvt

Sanchezcastillo, Jorge L.

Rodriguez, Taavon G.

PFC

Samadi, Tooran S.

Pvt

Rakela, Caden J.

Pvt

Polingillooly, James D.

PFC

Santanarodriguez, Steven Y. *

Rojasmacayo, Norberto

Pvt

Sanchezmateo, Luis A.

Pvt

Riley, Corey L.

Pvt

Ramey, Tyler J.

PFC

Serour, Mohamed S.

Sawyer, Seth Z.

PFC

Saxon, Jason B.

Pvt

Santiagohernandez, Brandon G.

Pvt

Ramirez, Marckus A.

Pvt

Shope, Hayden G.

Sexton, Alexander R.

Pvt

Schenk, Rylen M.

Pvt

Saraviareyes, Hector J.

Pvt

Riser, Kyle W.

Pvt

Sprinkle, James L.

Pvt

Sharp, Kienan A.

Pvt

Schillaci, Dominic C.

Pvt

Schoen, Evan M.

PFC

Robbins, Dakota L.

Pvt

Sullivansmith, Joshua M.

Pvt

Simmons Jr, Joseph V.

Pvt

Simpson, Dylan J.

Pvt

Sillie, Miguel E.

Pvt

Robles, Daniel N.

PFC

Torresacevedo, Joseph H.

PFC

Smith, Ryan J. *

Pvt

Smith, Evan C.

Pvt

Sorto, Ricardo J.

Pvt

Stough, Rylin J.

Pvt

Urvinadelgado, Adrian A.

PFC

Solis Jr, Samuel E.

Pvt

Soriano, Anthony J.

Pvt

Springer, Izik R.

PFC

Toro, Anthony J. *

Pvt

Vazquezhoyos, Michael

Pvt

Sutton, Gabriel C.

Pvt

Spencer, Dakota J.

PFC

Taetsch, Jeffrey R.*

Pvt

Ursin, Andreas K.

Pvt

Vert, Anthony P.

Thaxton, Clayton E.

Pvt

Stauffer, Aidan R.

Pvt

Teixieragomes, Anthony M.

Pvt

Vargas, Franklyn L.

Pvt

Vizcarrondocaputis, Christian A.

Pvt

Thomas, Patrick H.

PFC

Stepanovich, Michael A. *

PFC

Thelusca, Bentley J.

PFC

Vavich, Aleksander N. *

Pvt PFC

Pvt Pvt PFC

Romoavalos, Juan A. Roy Iii, David E. Saksa, Zachary T.

PFC PFC Pvt Pvt Pvt Pvt Pvt PFC

Pvt Pvt PFC Pvt

Nguyen, Danny B. Nie, Ruixi Oterorivera, Christian J. Palus Jr, Edward J. Regnier, Nicholas J. Reyes, Julius A. Rice, Carson A. Riverarodriguez, Jeezreel X. *

PFC

Sanchezfigueroa, Luis A.

PFC

Schultz Iii, Edward J.

Pvt

Segura, Gabriel Z.

PFC

Smith, Charles A.

Pvt

Sparks, Preston G.

Pvt

Stephens, Eric T.

Pvt

Strickland, Jeremiah R.

Pvt

Thomas Ii, Charles E.

PFC

Tompkins, Wesley B.*

Pvt

Wacker, Peyton A.

Pvt

Turner, Aumarian S.

Pvt

Sweeley, Lance J.

PFC

Timm, Erich C.

Pvt

Vilatoaguilar, Einard O.

PFC

Vance, Clayton D.

PFC

Wagner, Daniel T.

Pvt

Vega, Allan C.

Pvt

Todd, Blake A.

PFC

Vasquez, Antony S.*

Pvt

Villegas, Anderson

PFC

Vanhorn, Vlad C.

Pvt

Walsh, Michael J.

Pvt

Wall, Christian J.

Pvt

Trujillorivera, Alexander

Pvt

Watkins, Kelton D.

PFC

Walters, Jerome A.

Pvt

Wacker, Dylan J.

PFC

Wellik, Justin G.

PFC

Walsh, Brendan E.

Pvt

Varnedoe, William R.

Pvt

West, William H.

PFC

Weeks, William M.

Pvt

Walker, Brian W.

Pvt

Wilkus, Brindin J.

Pvt

Westfall, Ethan M.

Pvt

Webster, Zien E.

Pvt

Wilson, Kayden G.

Pvt

Williamson, Brandon S.

PFC

Wanner, Seth G.

Pvt

Workman, Kenneth H.

Pvt

Wojtysiak, Justin T.

Pvt

Wenger, Joel T.

PFC

Wissinger, Ivan D.*

PFC

Yi, Peter S.*

Pvt

Yocolano, Dominick V.

PFC

Yoder, Adam P. *

Pvt

Zambalgarav, Murun

Pvt

Wood, Ian M.

PFC

Pvt

*Denotes Meritorious Promotions DECEMBER 16–22, 2021

A13

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SPORTS&RECREATION DECEMBER 16–22, 2021

FROM FISHING TO FOOTBALL, THE HARD WORK OF ALL ATHLETES DESERVES RECOGNITION

First-year BA head coach Nick Field inspires his team during a timeout in the second half of Wednesday’s home win over Bluffton. Photos by Justin Jarrett.

BA sweeps Bluffton, wins 4 games Eagles cap strong week with BA Classic crown By Justin Jarrett LowcoSports.com Beaufort Academy’s boys basketball team has been enjoying a balanced diet. Sure, the Eagles have feasted on a few cupcakes, but they’ve had plenty of servings of meat and potatoes, too. BA picked up four wins in five games last week, including a 57-39 home win over Class 4A Bluffton to complete a homeand-home sweep and a romp through the third annual BA Classic, beating Charleston Collegiate 77-48 in the first round and hammering the Coastal Hurricanes homeschool program 71-29 in the finals. All-tournament team honorees Braydon Dineen and Sully Gay each scored 14 points and tournament MVP Amarion Wilson added 12 for the Eagles, who blitzed the Hurricanes 25-3 in the first quarter and led 42-14 at halftime. BA continued its stifling play at the defensive end, racking up 36 steals and scoring 49 points off turnovers. Dineen led the charge with 10 steals to complete a double-double and add-

Beaufort Academy’s Sully Gay drives the baseline and sets up a 3-point play in Wednesday’s home win over Bluffton. ed four assists and four deflections to go with his 14 points. Gay also had a double-double with 14 points and 10 rebounds, and he was active on defense with five steals and three deflections. Wilson had five boards and four steals to go with his 12 points on 6-of-10 shooting,

while point guard Zeke Gonzalez collected 10 points, five boards, four assists, six steals, and four deflections in a typically workmanlike effort. Gavin Midyette also scored 10 points and grabbed six rebounds. Wilson continued his breakout season with a career-high 22 points in the first round win over Charleston Collegiate. The freshman pheonom played in just three quarters, but he caught fire quickly at forward before running the point for several possessions and showing off his dynamic skill set by nailing a 3-pointer. Gay recorded 13 points, and Dineen tacked on nine for BA. BA suffered a tough 72-63 home loss to Hilton Head High, last year’s Class 4A runner-up, on Tuesday, but they bounced back a night later to beat Bluffton as Dineen and Gay each scored 11 points in strong allaround performances, and Wilson continued his strong start. The Bobcats scored the game’s first four points, and the lead changed hands a couple of times before the teams

were even at 10. BA rattled off 14 straight points spanning the end of the first and start of the second quarter, and the Eagles rolled from there, leading 3020 at halftime before extending the margin to 20 entering the fourth quarter. Dineen got hot early, splashing a trio of 3-pointers in the first half, then turned his attention to the defensive end, finishing with 11 points, seven rebounds, two steals, and six deflections. Gay added 11 points and four boards, including an impressive and-1 finish at the rim to help BA pull away in the third quarter, and Wilson contributed nine points and three boards inside while also coming up with two steals and four deflections. BA’s reserves held the line in the fourth quarter, and eighth-grader Devin Fripp showed why the Eagles are excited about his future in 10 productive minutes off the bench. BA (11-3) plays in the Colleton County Pre-Christmas Tournament on Tuesday and Wednesday.

Eagles hand Mighty Lions first loss, claim tourney title

Beaufort Academy girls basketball breezed to the BA Classic title at home Saturday, handing crosstown foe Holy Trinity its first loss with a 44-27 triumph in the championship game. Mike’Ala Washington scored 15 points in the finale after putting up 29 in the first round to earn tournament MVP honors, while Mary Hanna Hiers scored 10 points to join Washington on the all-tournament team alongside teammate Ari Gonzalez. Washington exploded for 29 points Friday, powering Beaufort Academy’s girls past Charleston Collegiate 56-35 to advance to the championship game. With Kamirah Freeman out of the lineup and Tahleea Heyward in for limited minutes, Washington took charge to lead the Eagles, draining four 3-pointers to highlight her 29-point effort. Mary Hanna Hiers scored 12 points, and Brycen Ambrose added seven for BA.

Sharks’ Rueda claims gold, one of 17 Lowco placers at Coastal Clash

By Justin Jarrett LowcoSports.com A total of 17 Lowco area wrestlers claimed medals with top-six finishes in their weight class, including 145-pound champion Santiago Rueda, who helped May River finish fourth among 22 teams at the Coastal Clash at Hilton Head Island High School over the weekend. The Sharks had seven placers and compiled 174.5 team points, just three behind Ashley Ridge for third place in the field of teams from throughout South Carolina, Georgia, and Florida. Brunswick (Ga.) took the team title with 225.5 points, while Carolina Forest (192) was second. Battery Creek cracked the top 10 with five placers and 122 points, while host Hilton Head Island High (79) was 14th, Beaufort High (73) was 16th, and Bluffton (32) was 19th. The Seahawks and Eagles each had two placers, while the Bobcats had one. First-year program Thomas Heyward finished 22nd with 10 points but first-time wrestlers Zane Wilson and Jordan Mikell earned their first wins by pin. Rueda’s 4-0 run through the 145-pound bracket did not include a single pin — he won a major decision and three decisions — but he was the only Lowco wrestler to successfully navigate the gauntlet. May River teammate Isaiah Wysong placed second after picking up an impressive quarterfinal win over Hilton Head’s Drew Vigh in what could be the first

installment of a key rivalry this season, and Battery Creek’s Riley Doray (113) and Beaufort’s Colton Phares (182) also collected runner-up finishes. May River’s Gabe Juarez (170) and EJ Seman (138) notched third-place finishes, as did Battery Creek’s Sam Degroat (120). Miguel Cavalheiro (152) finished fourth for the Sharks, along with Battery Creek’s Elmer Linares (126), Hilton Head’s Vigh (132), and Beaufort’s Peter Adam Burnevich (160). Hilton Head’s Darnell Brawner and Bluffton’s Israel Salmeron placed fifth, and May River’s Emilio Mendoza (120) and Chris Snowden (182) and Battery Creek’s John Coker (106) and Sebastian Sanchez (152) placed sixth. Championship Finals 106: Richard Spring (Fort Dorchester) DEC Jonte Crumpton (Carolina Forest) 113: Brody Bailey (Carolina Forest) F Riley Doray (Battery Creek) 120: Ben Singletary (Ashley Ridge) MD Braedon Bailey (Carolina Forest) 126: Ben Guilliam (Summerville) DEF Will Hendrix (Carolina Forest) 132: Rocky Moretti (Ashley Ridge) DEC Isaiah Wysong (May River) 138: Brayton Killiri (Summerville) MD Marcus Norman (Brunswick) 145: Santiago Rueda (May River) DEC Ryu Brown (Summerville) 152: Weston Eadie (Ashley Ridge) MD Blake Etheridge (Brunswick)

MD Damion Haines (Cross) 195: Izaiah Jauma (The Villages) F Jaydon Sheely (Space Coast) 220: Jayden Fuller (Aiken) F Ashton Hage (The Villages) 285: Triston Williams (Aiken) F Marquis Moss (Grovetown)

Battery Creek’s Sebastian Sanchez works for a pin to stay alive in the consolation bracket Saturday, leading to a sixth-place finish at the Coastal Clash at Hilton Head High. Photos by Justin Jarrett. 160: Rayshan Springs (Fort Dorchester) DEC Bradon Jacoby (Carolina Forest) 170: Joseph Rice (Columbia) F Nate Rodgers (Grovetown) 182: Leon Charlton (Brunswick) TF Colton Phares (Beaufort) 195: Anthony Maldonado (Grovetown) F Shawn Raggins (Columbia) 220: Anthony Lowe (Brunswick) F Staffon Stanley (Brunswick) 285: William Jones (Columbia) F River Creel (Brunswick) Consolation Finals 106: Ernie Covert (Space Coast) DEC Landon Deaton (Summerville) 113: Raider Morelli (Space Coast) F

Clayton Hicks (Brunswick) 120: Sam Degroat (Battery Creek) DEC Anthony Edwards (Space Coast) 126: Ryan Gallagher (Waccamaw) F Elmer Linares (Battery Creek) 132: Camri Cone (Brunswick) DEC Drew Vigh (Hilton Head) 138: EJ Seman (May River) MD Konnor Rutz (The Villages) 145: Connor Wilson (Ashley Ridge) MD Caeden Hadry (Space Coast) 152: Keith Grace (Ashley Ridge) DEC Miguel Cavalheiro (May River) 160: Kevin Coon (The Villages) DEC Peter adam Burvenich (Beaufort) 170: Gabe Juarez (May River) F Mason Ayers (Summerville) 182: Jaden Markus (The Villages)

Fifth-Place Round 106: Colin Beever (Waccamaw) F John Coker (Battery Creek) 113: Nathan Gates (Fort Dorchester) MD Xavier Anderson (Summerville) 120: Thomas Clay (Brunswick) MD Emilio Mendoza (May River) 126: Caden Pollard (Greenbrier) MD Devin Dron (Greenbrier) 132: Sebastian Melendez (Greenbrier) F Gabriel Melendez (Greenbrier) 138: Crisjaniel Martinez (Greenbrier) F Ryan Arizabal (Grovetown) 145: Darnell Brawner (Hilton Head) F Noah Poppe (Carolina Forest) 152: Antwain Hoskins (Cross) MD Sebastian Sanchez (Battery Creek) 160: Dylan Spencer (Grovetown) MD Cade Branham (Ashley Ridge) 170: Titus Washington (Brunswick) F Allen Wasmund (Space Coast) 182: Jayden Drew (Columbia) DEF Chris Snowden (May River) 195: Nicholas Caudill (The Villages) DEC Charlie Middlebrooks (Brunswick) 220: Israel Salmeron (Bluffton) DEC Shawn Harper (Ashley Ridge) 285: Jordan Evans (Fort Dorchester) DEF Collin Dudley (Greenbrier)

SPORTS

Bucs snag 4 wins in 4 days, streak hits seven

By Justin Jarrett LowcoSports.com The fledgling boys basketball program at Bridges Prep hasn’t gotten off to a roaring start the past few years, averaging just four wins in the Buccaneers’ first three seasons. But you have to walk before you run, and the Bridges boys have taken several huge strides forward in the first three weeks of the 2021-22 season. The Bucs ran their winning streak to seven games — which included four wins in four days — with a 54-24 home rout of crosstown rival Holy Trinity on Monday for the Bucs’ seventh straight victory. Desmond Locke continued his red-hot start with 13 points, 10 rebounds, and four steals, and Damien Bee added 10 points, seven boards, eight assists, and five steals in another outstanding all-around performance to lead the Bucs. Matthew Torres knocked down a trio of 3-pointers for Bridges, while Jeremiah Ponder added seven points, and Davion Washington had six

Senior point guard Damien Bee has led Bridges Prep to its best start ever at 8-2. points and seven boards. The win continued a redhot streak for the Bucs that included four wins in four days last week, capped off by a 5544 home win over Memorial Day on Thursday, just three days after edging the Matadors by two on the road. The Bucs’ only two losses have come against Beaufort

Academy, which is off to a fantastic start of its own and swept a home-and-home series with Class 4A Bluffton. Those games were decided by eight and 16 points, so Bridges likes the way it stacks up in Region 6-1A. The senior point guard Bee stole the show Thursday night, pouring in 22 points to go with 11 rebounds, 10 assists, and seven steals in a triple-double. Torres added eight points, and Sammy McGowan had five for the Bucs. A night earlier, Bridges handled Savannah Classical, winning 61-45 behind a trio of double-digit scorers as Bee scored 13 points, dished out 11 assists, and grabbed five boards. His brother, sophomore guard Desmond Locke, pulled down a double-double with 12 points and 11 boards, while the sophomore Torres added 13 points and four assists, and Davion Washington contributed nine points and five boards. On Tuesday, the Bucs notched perhaps their most impressive victory yet, pulling out a 55-54 overtime win at

BOYS BASKETBALL ROUNDUP

Beaufort doubles up rival Battery Creek

Beaufort High’s boys delivered a dominant showing for their first win of the season Friday, downing Battery Creek on the road, 74-36. The Eagles opened the game on an 11-0 burst in the first five minutes and added another pair of buckets before Will White got the Dolphins on the board with a 3-pointer from the wing. Beaufort’s offensive outburst continued, as Zyrin Odom scored on three consecutive possessions to put his team up 24 points. Creek continued to battle, as Kanye Freeman knocked down four foul shots and added a layup while Te’Shaun Heyward scored four points to hold the deficit at 20 going into halftime. Beaufort came out in attack mode following the break, building a 15-4 run within the first four minutes. The Dolphins continued to play hard, but the Eagles controlled the contest the rest of the way, outscoring Battery Creek 3921 in the second half. James Dennison was superb for Beaufort High, recording 21 points to go with 13 rebounds. Zyrin Odom scored 16 points alongside eight boards, and Michael Dennison also notched a double-double with 14 points and 11 rebounds. Quartrell Livingston put together a terrific line for Battery Creek, posting eight points, five rebounds, and four blocks while Freeman also added eight points.

Charleston Collegiate 48, Holy Trinity 39

Holy Trinity boys basketball couldn’t salvage its finale in the BA Classic, falling 4839 to Charleston Collegiate in the consolation game Saturday. The Mighty Lions got off to a strong start, leading by four after one quarter and extending it to 29-22 by halftime, but they struggled to score in the third, and the Sundevils pulled even at 35 entering the final frame. Levi Dyer scored 22 points

Beaufort beats Battery Creek on road, ends skid

DECEMBER 16–22, 2021

Hilton Head Christian Academy. Bee poured in 19 points to go with 10 assists and seven rebounds, Locke collected 11 points, 10 boards, and four assists, and Ponder hit 4 of 5 3-pointers for 14 points to lead the Buccaneers. Matthew

Torres added five points and five boards for Bridges. Bridges coach Darrius Brockington has a couple of stars in Bee and Locke, and with new role players stepping up every night, the Bucs are confident they can keep

it rolling when they start region play next week against Bethune-Bowman. “We’re trying,” Brockington said. “We’ve never gotten the recognition, so it feels good to finally make a little noise and be in the conversation.”

DOWN THE STRETCH

Battery Creek’s Donyae Brown, left, keeps the ball away from Beaufort’s Zyrin Odum during the second quarter of their game Friday night at Battery Creek. The Eagles easily defeated the Dolphins, 74-36, to improve their overall record to 1-2. Battery Creek remains winless at 0-6. Photo by Bob Sofaly. on 7-of-14 shooting with eight rebounds and four assists, and Houston Wilson added seven points and eight blocked shots for Holy Trinity.

Whale Branch 60, Estill 36

Whale Branch boys basketball stayed unbeaten with a 6036 over Estill in the Warriors’ home opener last Tuesday. Antoine Singleton continued his hot start to the season for the Warriors with 19 points, while Jashaun Gillison added 15, and Keith Chisholm chipped in nine.

GIRLS BASKETBALL ROUNDUP

Battery Creek’s Kiara Wilson, right, with 58 seconds left in the first half, makes a basket to take a 23-22 lead against Beaufort High Eagles on Friday night. Despite the Dolphins come-from-behind effort, the visiting Eagles came away with a 32-30 win. Photo by Bob Sofaly.

The Bridges Prep boys basketball team averaged four wins in its first three seasons, but the Bucs were off to a red-hot start this season at 8-2 heading into Tuesday’s region opener against Bethune-Bowman. Photos by Justin Jarrett.

It has been a tough start for Beaufort High girls basketball under new coach Dominique Cureton, but a young Eagles squad broke through for a satisfying win Friday, beating crosstown rival Battery Creek, 32-30, on the road to snap a four-game losing streak. Topaz Fripp-Williams collected eight points, eight rebounds, and two blocks, and Quinn Wilson added seven points to lead the Eagles, who are finding their way after losing star guard Layla Warren to graduation and breakout candidate Ki’Ayisa Moultrie to injury. Kiara Wilson posted

11 points and two others had five, but Battery Creek couldn’t close out a second-half comeback. It looked as though Beaufort would run away with the game early, as the Eagles went up 10 heading into the second quarter, but the Dolphins battled throughout to keep it close. Beaufort started the quarter an 8-0 and kept the Dolphins off the board until there were 19.6 left in the opening frame. Ashante Shaw knocked down both ends from the free throw line to finally score for Creek. Creek’s defense picked it up during a strong second period, only allowing Beaufort to score six points. Felix and Wilson combined for

Red Snappers’ pitcher Maci Dean delivers against the Braves during their Beaufort County Adult Baseball League game on Monday, Dec. 6, at Burton Wells Park. The Snappers defeated the Braves’ 10-7. Dean was the winning pitcher despite surrendering a home run from Wes Anderson of the Braves in the bottom of the sixth to tie the games. The Snappers scored three more runs in the seventh inning to seal the win. The Snappers advanced to the league’s third-place game this week. The Braves’ spot in the championship was already locked up before this game. Photo by Bob Sofaly.

seven of the Dolphins’ 11 points and the score was 1813 at the half. The defense for Battery Creek continued its strong play during the third quarter, only allowing four points throughout the frame. Wilson drove to the basket and scored to put the Dolphins up for the first time at 23-22. Beaufort scored the first bucket of the fourth period, but Wilson drove to the hole and found Iesha Shaw, who found the basket for her first points of the night. The Eagles pulled ahead 31-29 with only 90 seconds remaining, and Wilson made it a onepoint game with only 10 seconds remaining, but the Eagles went 1-for-2 from the charity stripe with just 0.4 seconds left to ice the game.

Whale Branch 53, Estill 31

Kynew Barnwell shined with 22 points, and Whale Branch’s girls rebounded at home Tuesday with a 53-31 victory over Estill. After finishing the first quarter tied at 9, the Warriors grabbed the advantage with a 12-7 run to go up 21-16 at halftime. Whale Branch grew the lead to double digits after the break and finished strong with a 17-7 surge in the final period. Barnwell was outstanding on both ends for the Warriors, dropping 22 points to go with six assists and five steals. Erin Rivers recorded a double-double with 11 points and 13 rebounds, while Kiana Smashum

showed her versatility with nine points, five boards, four steals, and two assists.

Holy Trinity 44, Bridges Prep 29

Holy Trinity girls basketball bounced back from its first loss of the season with a 44-29 home win over crosstown foe Bridges Prep on Monday. Eliza Gaillard recorded a double-double with 10 points and 11 rebounds for the Mighty Lions, while Lily Cooler added 10 points and five rebounds, and Lele Cooler had 10 points and four steals. Selah McGrew contributed eight points and seven rebounds for Holy Trinity. Holy Trinity improved to 7-1. Bridges dropped to 1-6.

LEGAL NOTICES Monday, October 24, 2022 Monday, November 21, 2022 Monday, December 21, 2022 NOTE: Deadlines for applications are due by noon and a minimum of 4 weeks in advance. Scheduled dates for review of applications are dependent on the number of applications received. CITY OF BEAUFORT HISTORIC DISTRICT REVIEW BOARD MEETING DATES AND APPLICATION DEADLINES JANUARY TO DECEMBER 2022 1911 BOUNDARY STREET BEAUFORT, SOUTH CAROLINA 29902 (843) 525-7011 / (843) 986-5606 Meetings are generally held every 2nd Wednesday of the month at 2:00 P.M. at 1911 Boundary Street, City Hall, 1st Floor Conference Room, Beaufort, South Carolina. Meeting Dates Wednesday, January 12, 2022 Wednesday, February 9, 2022 Wednesday, March 9, 2022 Wednesday, April 13, 2022 Wednesday, May 11, 2022 Wednesday, June 8, 2022 Wednesday, July 13, 2022 Wednesday, August 10, 2022 Wednesday, September 14, 2022 Wednesday, October 12, 2022 Wednesday, November 9, 2022 Wednesday, December 14, 2022 NOTE: Deadlines for applications are due by noon and a minimum of 4 weeks in advance. Scheduled dates for review of applications are dependent on the number of applications received. For application and requirements, refer to our website at http://www.cityofbeaufort.org/379/ Design-Review-Board or you may contact Julie Bachety, Administrative Assistant II at 843-5257011 or jbachety@cityofbeaufort.org.

CITY OF BEAUFORT DESIGN REVIEW BOARD MEETING DATES AND APPLICATION DEADLINES JANUARY TO DECEMBER 2022 1911 BOUNDARY STREET BEAUFORT, SOUTH CAROLINA 29902 (843) 525-7011 / (843) 986-5606 Meetings are generally held every 2nd Thursday of the month at 2:00 P.M. at 1911 Boundary Street, City Hall, 1st Floor Conference Room, Beaufort, South Carolina. Meeting Dates Thursday, January 13, 2022 Thursday, February 10, 2022 Thursday, March 10, 2022 Thursday, April 14, 2022 Thursday, May 12, 2022 Thursday, June 9, 2022 Thursday, July 14, 2022 Thursday, August 11, 2022 Thursday, September 8, 2022 Thursday, October 13, 2022 Thursday, November 10, 2022 Thursday, December 8, 2022 NOTE: Deadlines for applications are due by noon and a minimum of 4 weeks in advance. Scheduled dates for review of applications are dependent on the number of applications received. For application and requirements, refer to our website at http://www.cityofbeaufort.org/379/ Design-Review-Board or you may contact Julie Bachety, Administrative Assistant II at 843-5257011 or jbachety@cityofbeaufort.org.

CITY OF BEAUFORT METROPOLITAN PLANNING COMMISSION MEETING DATES AND APPLICATION DEADLINES JANUARY TO DECEMBER 2022 1911 BOUNDARY STREET BEAUFORT, SOUTH CAROLINA 29902 (843) 525-7011 / (843) 986-5606 Regular meetings are generally held every 3rd Monday of the month at 5:00 P.M. at 1911 Boundary Street, City Hall, Council Chambers, 2nd Floor, Beaufort, South Carolina. Meeting Dates Monday, January 10, 2022 Monday, February 14, 2022 Monday, March 21, 2022 Monday, April 18, 2022 Monday, May 16, 2022 Monday, June 20, 2022 Monday, July 18, 2022 Monday, August 15, 2022 Monday, September 19, 2022 Monday, October 17, 2022 Monday, November 21, 2022 Monday, December 19, 2022 NOTE: Deadlines for applications are due by noon and a minimum of 4 weeks in advance. Scheduled dates for review of applications are dependent on the number of applications received. For application and requirements, refer to our website at http://www.cityofbeaufort.org/379/ Design-Review-Board or you may contact Julie Bachety, Administrative Assistant II at 843-5257011 or jbachety@cityofbeaufort.org.

CITY OF BEAUFORT ZONING BOARD OF APPEALS MEETING DATES AND APPLICATION DEADLINES JANUARY TO DECEMBER 2022 1911 BOUNDARY STREET BEAUFORT, SOUTH CAROLINA 29902 (843) 525-7011 / (843) 986-5606 Meetings are generally held every 4th Monday of the month at 5:30 P.M. at 1911 Boundary Street, City Hall, Council Chambers, 2nd Floor, Beaufort, South Carolina. Meeting Dates Monday, January 24, 2022 Monday, February 28, 2022 Monday, March 28, 2022 Monday, April 25, 2022 Monday, May 23, 2022 Monday, June 27, 2022 Monday, July 25, 2022 Monday, August 22, 2022 Monday, September 26, 2022

For application and requirements, refer to our website at http://www.cityofbeaufort.org/379/ Design-Review-Board or you may contact Julie Bachety, Administrative Assistant II at 843-5257011 or jbachety@cityofbeaufort.org. NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): A.B.M.C., LLC, A DELAWARE LIMITED LIABILITY COMPANY 113 BEACH AVE NORFOLK VA 23504 Contract Number: 2208805; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 9123, respectively, Barony Beach Club Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated March 8, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at page 526; as amended from time to time, and by reference to that certain plat entitled "As-Built Survey of Barony Beach Club Horizontal Property Regime" said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059, said plat being dated March 3, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, in Plat Book 69 at Page 65, as may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Barony Beach Club Horizontal Property Regime. AND ALSO, all rights, title, interest and privileges extending to Time-Sharing Interest Number(s) 9123G-19; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated March 8, 1999, recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at Page 526, as amended from time to time. Lien Book and Page ; Total Amount Presently Delinquent, not including attorney’s fees: $ 1,910.10. You are currently in default under certain provisions of the Master Deed Establishing Barony Beach Club Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on March 11, 1999 in Deed Book 1146 at page 526, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): Marlene Naffah AV. CARRERA 15 # 127B-33 APTO 506 BOGOTA 00000 Columbia Roberto Naffah AV. CARRERA 15 # 127B-33 APTO 506 BOGOTA 00000 Columbia Contract Number: 1318896; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 9346, respectively, Barony Beach Club Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated March 8, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at page 526; as amended from time to time, and by reference to that certain plat entitled "As-Built Survey of Barony Beach Club Horizontal Property Regime" said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059, said plat being dated March 3, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, in Plat Book 69 at Page 65, as may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Barony Beach Club Horizontal Property Regime. AND ALSO, all rights, title, interest and privileges extending to Time-Sharing Interest Number(s) 9346-S-12; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated March 8, 1999, recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at Page 526, as amended from time to time. Lien Book and Page ; Total Amount Presently Delinquent, not including attorney’s fees: $ 1,885.65. You are currently in default under certain provisions of the Master Deed Establishing Barony Beach Club Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on March 11, 1999 in Deed Book 1146 at page 526, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure pro-

ceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): Helen M. Turchan as Trustee of the Helen M. Turchan Trust dated February 6, 1998 21800 MORLEY APT 419 21800 MORLEY APT 419 DEARBORN 48124 Contract Number: 1875595; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 9114 respectively, Barony Beach Club Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated March 8, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at page 526; as amended from time to time, and by reference to that certain plat entitled "As-Built Survey of Barony Beach Club Horizontal Property Regime" said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059, said plat being dated March 3, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, in Plat Book 69 at Page 65, as may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Barony Beach Club Horizontal Property Regime. AND ALSO, all rights, title, interest and privileges extending to Time-Sharing Interest Number(s) 9114-B-04; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated March 8, 1999, recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at Page 526, as amended from time to time. Lien Book and Page 148/693 ; Total Amount Presently Delinquent, not including attorney’s fees: $2404.71. You are currently in default under certain provisions of the Master Deed Establishing Barony Beach Club Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on March 11, 1999 in Deed Book 1146 at page 526, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): William S. Kukuk and Ellen C. Kukuk 2682 RIVERCHASE DR 2682 RIVERCHASE DR MIDDLETOWN 45042-2566 Contract Number: 1736491; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 9114 respectively, Barony Beach Club Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated March 8, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at page 526; as amended from time to time, and by reference to that certain plat entitled "As-Built Survey of Barony Beach Club Horizontal Property Regime" said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059, said plat being dated March 3, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, in Plat Book 69 at Page 65, as may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Barony Beach Club Horizontal Property Regime. AND ALSO, all rights, title, interest and privileges extending to Time-Sharing Interest Number(s) 9114-S-05; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated March 8, 1999, recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at Page 526, as amended from time to time. Lien Book and Page 148/695 ; Total Amount Presently Delinquent, not including attorney’s fees: $2404.71. You are currently in default under certain provisions of the Master Deed Establishing Barony Beach Club Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on March 11, 1999 in Deed Book 1146 at page 526, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudi-

cial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): William S. Kukuk and Ellen C. Kukuk 2682 RIVERCHASE DR 2682 RIVERCHASE DR MIDDLETOWN 45042-2566 Contract Number: 1736491; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 9114 respectively, Barony Beach Club Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated March 8, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at page 526; as amended from time to time, and by reference to that certain plat entitled "As-Built Survey of Barony Beach Club Horizontal Property Regime" said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059, said plat being dated March 3, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, in Plat Book 69 at Page 65, as may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Barony Beach Club Horizontal Property Regime. AND ALSO, all rights, title, interest and privileges extending to Time-Sharing Interest Number(s) 9114-S-06; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated March 8, 1999, recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at Page 526, as amended from time to time. Lien Book and Page 148/697 ; Total Amount Presently Delinquent, not including attorney’s fees: $2404.71. You are currently in default under certain provisions of the Master Deed Establishing Barony Beach Club Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on March 11, 1999 in Deed Book 1146 at page 526, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): Serena Nicole Alfieri 44 LOU AVE 44 LOU AVE KINGS PARK 11754 Contract Number: 9128322; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 9114 respectively, Barony Beach Club Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated March 8, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at page 526; as amended from time to time, and by reference to that certain plat entitled "As-Built Survey of Barony Beach Club Horizontal Property Regime" said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059, said plat being dated March 3, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, in Plat Book 69 at Page 65, as may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Barony Beach Club Horizontal Property Regime. AND ALSO, all rights, title, interest and privileges extending to Time-Sharing Interest Number(s) 9114-B-50; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated March 8, 1999, recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at Page 526, as amended from time to time. Lien Book and Page 148/699 ; Total Amount Presently Delinquent, not including attorney’s fees: $2404.71. You are currently in default under certain provisions of the Master Deed Establishing Barony Beach Club Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on March 11, 1999 in Deed Book 1146 at page 526, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina.

If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): Sarah E. Oglesby 5549 FORT CAROLINE UNIT 108 5549 FORT CAROLINE UNIT 108 JACKSONVILLE 32277-1994 Contract Number: 9385881; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 9118 respectively, Barony Beach Club Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated March 8, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at page 526; as amended from time to time, and by reference to that certain plat entitled "As-Built Survey of Barony Beach Club Horizontal Property Regime" said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059, said plat being dated March 3, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, in Plat Book 69 at Page 65, as may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Barony Beach Club Horizontal Property Regime. AND ALSO, all rights, title, interest and privileges extending to Time-Sharing Interest Number(s) 9118-B-49; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated March 8, 1999, recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at Page 526, as amended from time to time. Lien Book and Page 148/705 ; Total Amount Presently Delinquent, not including attorney’s fees: $2404.71. You are currently in default under certain provisions of the Master Deed Establishing Barony Beach Club Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on March 11, 1999 in Deed Book 1146 at page 526, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): Ruth A. Weisenauer 735 CAMPTOWN RD 735 CAMPTOWN RD BREVARD 28712-3057 Contract Number: 2193555; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 9158 respectively, Barony Beach Club Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated March 8, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at page 526; as amended from time to time, and by reference to that certain plat entitled "As-Built Survey of Barony Beach Club Horizontal Property Regime" said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059, said plat being dated March 3, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, in Plat Book 69 at Page 65, as may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Barony Beach Club Horizontal Property Regime. AND ALSO, all rights, title, interest and privileges extending to Time-Sharing Interest Number(s) 9158-S-09; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated March 8, 1999, recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at Page 526, as amended from time to time. Lien Book and Page 148/773 ; Total Amount Presently Delinquent, not including attorney’s fees: $2404.71. You are currently in default under certain provisions

of the Master Deed Establishing Barony Beach Club Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on March 11, 1999 in Deed Book 1146 at page 526, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): Teodoro Kapusta and Zulema Wainer De Kapusta ARCOS 2145 PISO 1B ARCOS 2145 PISO 1B BUENOS AIRES 1428 Contract Number: 2856430; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 9225 respectively, Barony Beach Club Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated March 8, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at page 526; as amended from time to time, and by reference to that certain plat entitled "As-Built Survey of Barony Beach Club Horizontal Property Regime" said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059, said plat being dated March 3, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, in Plat Book 69 at Page 65, as may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Barony Beach Club Horizontal Property Regime. AND ALSO, all rights, title, interest and privileges extending to Time-Sharing Interest Number(s) 9225G-35; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated March 8, 1999, recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at Page 526, as amended from time to time. Lien Book and Page 148/795 ; Total Amount Presently Delinquent, not including attorney’s fees: $2404.71. You are currently in default under certain provisions of the Master Deed Establishing Barony Beach Club Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on March 11, 1999 in Deed Book 1146 at page 526, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): JoAnna C. Chen 8437 CULLINGFORD LANE 8437 CULLINGFORD LANE CHARLOTTE 28216 Contract Number: 5318023; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 9323 respectively, Barony Beach Club Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated March 8, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at page 526; as amended from time to time, and by reference to that certain plat entitled "As-Built Survey of Barony Beach Club Horizontal Property Regime" said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059, said plat being dated March 3, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, in Plat Book 69 at Page 65, as may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Barony Beach Club Horizontal Property Regime. AND ALSO, all rights, title, interest and privileges extending to Time-Sharing Interest Number(s) 9323-B-49; in each of the respective aforedescribed

DECEMBER 16–22, 2021

LEGAL NOTICES Units, as contained in that certain Time Sharing Declaration, dated March 8, 1999, recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at Page 526, as amended from time to time. Lien Book and Page 148/855 ; Total Amount Presently Delinquent, not including attorney’s fees: $1787.12. You are currently in default under certain provisions of the Master Deed Establishing Barony Beach Club Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on March 11, 1999 in Deed Book 1146 at page 526, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): Jordan Stallings and Christian Stallings 566 WYRE COURT 566 WYRE COURT LELAND 28451 Contract Number: 10964128; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 9414 respectively, Barony Beach Club Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated March 8, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at page 526; as amended from time to time, and by reference to that certain plat entitled "As-Built Survey of Barony Beach Club Horizontal Property Regime" said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059, said plat being dated March 3, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, in Plat Book 69 at Page 65, as may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Barony Beach Club Horizontal Property Regime. AND ALSO, all rights, title, interest and privileges extending to Time-Sharing Interest Number(s) 9414-S-12; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated March 8, 1999, recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at Page 526, as amended from time to time. Lien Book and Page 148/889 ; Total Amount Presently Delinquent, not including attorney’s fees: $2404.71. You are currently in default under certain provisions of the Master Deed Establishing Barony Beach Club Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on March 11, 1999 in Deed Book 1146 at page 526, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): William W. Seekins and Gail T. Seekins 8815 SOUTH ST. SE 8815 SOUTH ST. SE WARREN 44484 Contract Number: 515676; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 9415 respectively, Barony Beach Club Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated March 8, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at page 526; as amended from time to time, and by reference to that certain plat entitled "As-Built Survey of Barony Beach Club Horizontal Property Regime" said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059, said plat being dated March 3, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, in Plat Book 69 at Page 65, as may be further revised from time to time.

DECEMBER 16–22, 2021

AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Barony Beach Club Horizontal Property Regime. AND ALSO, all rights, title, interest and privileges extending to Time-Sharing Interest Number(s) 9415G-42; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated March 8, 1999, recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at Page 526, as amended from time to time. Lien Book and Page 148/893 ; Total Amount Presently Delinquent, not including attorney’s fees: $2404.71. You are currently in default under certain provisions of the Master Deed Establishing Barony Beach Club Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on March 11, 1999 in Deed Book 1146 at page 526, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): William W. Seekins and Gail T. Seekins 8815 SOUTH ST. SE 8815 SOUTH ST. SE WARREN 44484 Contract Number: 515676; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 9415 respectively, Barony Beach Club Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated March 8, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at page 526; as amended from time to time, and by reference to that certain plat entitled "As-Built Survey of Barony Beach Club Horizontal Property Regime" said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059, said plat being dated March 3, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, in Plat Book 69 at Page 65, as may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Barony Beach Club Horizontal Property Regime. AND ALSO, all rights, title, interest and privileges extending to Time-Sharing Interest Number(s) 9415G-43; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated March 8, 1999, recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at Page 526, as amended from time to time. Lien Book and Page 148/897 ; Total Amount Presently Delinquent, not including attorney’s fees: $2404.71. You are currently in default under certain provisions of the Master Deed Establishing Barony Beach Club Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on March 11, 1999 in Deed Book 1146 at page 526, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): Lorraine McLaren and Eby A. Torralva 6 SURREY LANE 6 SURREY LANE LONG VALLEY 07853 Contract Number: 2119059; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 9438 respectively, Barony Beach Club Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated March 8, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at page 526; as amended from time to time, and

by reference to that certain plat entitled "As-Built Survey of Barony Beach Club Horizontal Property Regime" said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059, said plat being dated March 3, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, in Plat Book 69 at Page 65, as may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Barony Beach Club Horizontal Property Regime. AND ALSO, all rights, title, interest and privileges extending to Time-Sharing Interest Number(s) 9438G-38; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated March 8, 1999, recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at Page 526, as amended from time to time. Lien Book and Page 148/909 ; Total Amount Presently Delinquent, not including attorney’s fees: $2404.71. You are currently in default under certain provisions of the Master Deed Establishing Barony Beach Club Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on March 11, 1999 in Deed Book 1146 at page 526, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): Matthew Joseph Britt, Trustee of the Clarence and Caroline Britt Revocable Trust 3201 VIA ESPERANZA 3201 VIA ESPERANZA EDMOND 73013-8931 Contract Number: 3205300; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 9456 respectively, Barony Beach Club Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated March 8, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at page 526; as amended from time to time, and by reference to that certain plat entitled "As-Built Survey of Barony Beach Club Horizontal Property Regime" said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059, said plat being dated March 3, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, in Plat Book 69 at Page 65, as may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Barony Beach Club Horizontal Property Regime. AND ALSO, all rights, title, interest and privileges extending to Time-Sharing Interest Number(s) 9456G-19; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated March 8, 1999, recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at Page 526, as amended from time to time. Lien Book and Page 148/929 ; Total Amount Presently Delinquent, not including attorney’s fees: $2404.71. You are currently in default under certain provisions of the Master Deed Establishing Barony Beach Club Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on March 11, 1999 in Deed Book 1146 at page 526, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): Lorraine McLaren and Eby A. Torralva 6 SURREY LANE 6 SURREY LANE LONG VALLEY 07853 Contract Number: 2119059; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 9554 respectively, Barony Beach Club

Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated March 8, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at page 526; as amended from time to time, and by reference to that certain plat entitled "As-Built Survey of Barony Beach Club Horizontal Property Regime" said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059, said plat being dated March 3, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, in Plat Book 69 at Page 65, as may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Barony Beach Club Horizontal Property Regime. AND ALSO, all rights, title, interest and privileges extending to Time-Sharing Interest Number(s) 9554-P-26; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated March 8, 1999, recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at Page 526, as amended from time to time. Lien Book and Page 148/963 ; Total Amount Presently Delinquent, not including attorney’s fees: $2404.71. You are currently in default under certain provisions of the Master Deed Establishing Barony Beach Club Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on March 11, 1999 in Deed Book 1146 at page 526, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): Sheri A. Ryder 37844 BAYWOOD DRIVE 37844 BAYWOOD DRIVE FARMINGTON HILLS 48335 Contract Number: 7125287; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 9629 respectively, Barony Beach Club Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated March 8, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at page 526; as amended from time to time, and by reference to that certain plat entitled "As-Built Survey of Barony Beach Club Horizontal Property Regime" said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059, said plat being dated March 3, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, in Plat Book 69 at Page 65, as may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Barony Beach Club Horizontal Property Regime. AND ALSO, all rights, title, interest and privileges extending to Time-Sharing Interest Number(s) 9629G-39; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated March 8, 1999, recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at Page 526, as amended from time to time. Lien Book and Page 148/977 ; Total Amount Presently Delinquent, not including attorney’s fees: $2404.71. You are currently in default under certain provisions of the Master Deed Establishing Barony Beach Club Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on March 11, 1999 in Deed Book 1146 at page 526, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT

AND INTENT TO SELL Name and Address of Owner(s): Nancy J Rose 3705 MINER RD FINKSBURG MD 21018 Contract Number: 10591325; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8012, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “AsBuilt Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 8012G-38; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time. Lien Book and Page 148/36 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 1,655.04. You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): LAURA L. PRIMIANO 11135 WEDDINGTON ST N. HOLLYWOOD CA 91601 Contract Number: 10733678; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8013, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “AsBuilt Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 8013-S-07; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time. Lien Book and Page 148/40 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,476.55. You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure.

However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): Frank and Helen Turchan 21800 MORLEY AVE APT 419 DEARBORN MI 48124-2340 Contract Number: 27251; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8027, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “AsBuilt Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 8027-B-03; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time. Lien Book and Page 148/35 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,476.55. You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): ROBERT D. HODGE AND ANN F. HODGE 5956 WHISPERING LAKES DR KATY TX 77493 Contract Number: 199052; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8031, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “AsBuilt Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina,

LEGAL NOTICES in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 8031-S-05; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time. Lien Book and Page 148/38 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,476.55. You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): NORM CORYELL, C/O TIMESHARE CLOSING SERVICES 21 Pettit's Bridge Rd. Jamison PA 18929 Contract Number: 6590698; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8036, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “AsBuilt Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 8036-S-05; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time. Lien Book and Page 148/45 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,476.55. You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default.

Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): Edward and Margaret Fagan 335 6TH ST AVALON NJ 08202 Contract Number: 126973; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8038, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “AsBuilt Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 8038-B-50; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time. Lien Book and Page 148/44 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,476.55. You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): JAMES ANTUNANO 205 W BLOOMINGDALE AVE BRANDON FL 33511 Contract Number: 2453260; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8043, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “AsBuilt Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 8043-B-49; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time. Lien Book and Page 148/46 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,476.55. You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen

to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): JAMES DALTON SAUNDERS 16210 SHALER BLVD SHAKER HIEIGHTS OH 44120 Contract Number: 10986478; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8134, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “AsBuilt Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 8134-S-09; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time. Lien Book and Page 148/65 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,476.55. You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): HARRIET STEGEMERTEN BARBARA JOHNSTON, POA 26118 ALPINE RD. MONROE OR 97456 Contract Number: 2952049; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8134, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603,

respectively, as may be further amended from time to time, and by reference to that certain plat entitled “AsBuilt Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 8134-S-48; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time. Lien Book and Page 148/70 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,476.55. You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): JOSE LUIS NAVARRO 11218 GRAHAMWOOD PLACE CHARLOTTE NC 28277 Contract Number: 7049459; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8154, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “AsBuilt Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 8154G-38; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time. Lien Book and Page 148/71 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,476.55. You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence

of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): FREDERICK STATON AND MARI-LYNN H. STATON 196 MAPLE ST BROOKLYN NY 11225-5008 Contract Number: 212686; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8223, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “AsBuilt Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 8223-S-45; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time. Lien Book and Page 148/81 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,476.55. You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): FREDERICK STATON AND MARI-LYNN H. STATON 196 MAPLE ST BROOKLYN NY 11225-5008 Contract Number: 212686; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8223, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “AsBuilt Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 8223-S-46; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time. Lien Book and Page 148/75 ; Total Amount Presently Delinquent, not including attorney’s fees: $

2,476.55. You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): Robert and Ann Hodge 5956 WHISPERING LAKES DR KATY TX 77493 Contract Number: 199052; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8225, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “AsBuilt Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 8225-S-05; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time. Lien Book and Page 148/86 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,476.55. You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): Lauren and Jeremy Griffey 1212 SPRUELL DR NOLENSVILLE TN 37135-2989 Contract Number: 10967279; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8225, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993

DECEMBER 16–22, 2021

LEGAL NOTICES in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “AsBuilt Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 8225-P-30; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time. Lien Book and Page 148/76 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,476.55. You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): ANDREA ANAHID BATES 976 HICKORY NUT MOUNTAIN RD LAKEMOUNT GA 30552 Contract Number: 7297847; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8313, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “AsBuilt Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 8313G-17; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time. Lien Book and Page 148/90 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,476.55. You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal

DECEMBER 16–22, 2021

liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): ROBERT D. HODGE AND ANN F. HODGE 5956 WHISPERING LAKES DR KATY TX 77493 Contract Number: 199052; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8322, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “AsBuilt Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 8322-S-51; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time. Lien Book and Page 148/98 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,476.55. You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): MICHAEL A. COLLINS AND CECILIA A. RISER-COLLINS 111 BEASLEY ROAD GARDEN CITY GA 31408 Contract Number: 9584107; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8331, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “AsBuilt Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 8331-S-48; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed

Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time. Lien Book and Page 148/105 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,476.55. You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): ISABEL GRAHAM BAKER 229 PEACHTREE HILLS AVE NE ATLANTA GA 30305-4411 Contract Number: 403484; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8422, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “AsBuilt Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) ; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time. Lien Book and Page 148/107 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,476.55. You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): NORMAN SEPULVEDA 5109 QUADRANGLE CT WESLEY CHAPEL FL 33544-5597 Contract Number: 4682294; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8432, respectively, Grande Ocean

Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “AsBuilt Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 8432G-37; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time. Lien Book and Page 148/108 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,476.55. You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): ADOLFO M MAFFI, GRACIELA CASAL AND FRANCISCO MAFFI CASAL PREDRIEL 1404 LOCALIDAD MARTINEZ, BUENOS AIRES 1440 Contract Number: 4994096; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8442, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “AsBuilt Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 8442G-17; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time. Lien Book and Page 148/115 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,476.55. You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudi-

cial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): GREGORY M. NOLFI AND VICKI A. NOLFI 7586 HUDSON PARK DR HUDSON OH 44236 Contract Number: 1518981; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8456, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “AsBuilt Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 8456-B-50; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time. Lien Book and Page 148/122 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,476.55. You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): DANIEL F. APPLETON JR. AND MARY T. APPLETON PO BOX 1168 MATTAPOISETT MA 02739-1079 Contract Number: 1914055; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8523, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “AsBuilt Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed

and By-Laws of Grande Ocean Resort Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 8532-B-02; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time. Lien Book and Page 148/127 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,476.55. You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): FERNANDO GARCIA and LUISA BARONA CALLE 124 NO 7C-44 OF 301 BOGOTA Contract Number: 969565; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8553, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “AsBuilt Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 8553-P-33; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time. Lien Book and Page 148/140 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,476.55. You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405

LEGAL NOTICES NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): FERNANDO GARCIA and LUISA BARONA CALLE 124 NO 7C-44 OF 301 BOGOTA Contract Number: 969565; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8553, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “AsBuilt Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 8553-P-34; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time. Lien Book and Page 148/139 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,476.55. You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): VIRGINIA LUJAN DE PETRINI AND JOSE JUAN PETRINI RODRIGUEZ DEL BUSTO 2414 CORDOBA 5009 Contract Number: 1193979; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8615, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “AsBuilt Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 8615-S-52; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time. Lien Book and Page 148/161 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,476.55. You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare

estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): OMAR A FERREIRA REY CALLE 87 #10-31 PISO 3 BOGOTA 0000 Contract Number: 778011; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8631, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “AsBuilt Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 8631-P-24; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time. Lien Book and Page 148/179 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,476.55. You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): EDWARD J. FAGAN AND M. H. FAGAN 335 6TH ST AVALON NJ 08202 Contract Number: 126973; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8722, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “AsBuilt Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne

Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 8722-B-02; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time. Lien Book and Page 148/158 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,476.55. You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): INGRID WEISE SHOPPING DEL SOL ASUNCION 1151 Contract Number: 1595552; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8725, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “AsBuilt Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 8725G-41; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time. Lien Book and Page 148/163 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,476.55. You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees

and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): JESSE E. FRANCIS SR. AND JUDITH M. FRANCIS 705 TESSIN WAY LOUISVILLE KY 40223 Contract Number: 1847648; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8734, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “AsBuilt Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 8734-S-08; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time. Lien Book and Page 148/162 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,476.55. You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): JACK D. ABNER AND PHYLLIS J. ABNER 1467 MEADOW VIEW LN LEBANON OH 45036-9142 Contract Number: 633882; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8812, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “AsBuilt Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 8812G-40; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time. Lien Book and Page 148/171 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,476.55. You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed

Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): THOMAS M. BROWN AND JOYCE C. BROWN 151 STERLING MANOR DRIVE WILLIAMSBURG VA 23185 Contract Number: 2281491; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8821, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “AsBuilt Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 8821-S-09; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time. Lien Book and Page 148/176 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,476.55. You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): RONALD P. SCHROCK AND SARA M. SCHROCK 31263 RIVERWOOD RD MILLSBORO DE 199667298 Contract Number: 1386378; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8927, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December

14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “AsBuilt Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 8927G-22; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time. Lien Book and Page 148/192 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,476.55. You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): WILLIAM J MOL 7065 OVERLOOK TRL ATLANTA MI 49709-8909 Contract Number: 8664760; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8927, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “AsBuilt Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 8927-B-50; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time. Lien Book and Page 148/193 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,476.55. You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the

DECEMBER 16–22, 2021

LEGAL NOTICES lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): CECILE BIGATIN & NATHAN HEYMAN 202 19TH AVE S JACKSONVILLE BEACH FL 32250 Contract Number: 1600754; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8954, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “AsBuilt Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 8954-P-25; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time. Lien Book and Page 148/213 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,476.55. You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): George L. Vince 20 HICKORY LN WOODBRIDGE CONNECTICUT 06525-1448 Judith W. Vince 20 HICKORY LN WOODBRIDGE CONNECTICUT 06525-1448 Ronald L. Vince 20 HICKORY LN WOODBRIDGE CONNECTICUT 06525-1448 Maryanne Vince 20 HICKORY LN WOODBRIDGE CONNECTICUT 06525-1448 Contract Number: 27405; the following described property: An undivided One and ninety-nine hundreths (1.99%) percent interest in all that certain piece, parcel or apartment and improvements, situate, lying and being in Shelter Cove on Hilton Head Island, Beaufort County, South Carolina, and being known as Apartment 106, Harbour Pointe Horizontal Property Regime, Phase 4, and being more particularly shown and described by reference to the Master Deed of Harbour Pointe Company, a South Carolina General Partnership, establishing said Horizontal Property Regime pursuant to the South Carolina Horizontal Property Act, said Master Deed being dated the 21st day of February, 1983, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina in Deed Book

364 at Page 869, and Plat Book 31 at Page 59, as amended by First Amendment to Master Deed recorded in Deed Book 390 at Page 1222, and Plat Book 32 at Page 25, and as amended by Second Amendment to Master Deed recorded in Deed Book 400 at Page 219; and as further amended by Third Amendment to Master Deed dated April 29, 1988 and recorded in Deed Book 501 at Page 1701 and Plat Book 35 at Page 168, and by Fourth Amendment to Master Deed recorded in Deed Book 536 at Page 2738 and all amendments thereto. AND ALSO, all of the rights, privileges, and common areas appertaining to the above described Apartment as set forth in the Master Deed, Amendments to Master Deed and By-Laws of Harbour Pointe Horizontal Property Regime, Phase 4 and all amendments thereto. ALSO, all right, title, interest and privileges extending to Owner Use Period 20, contained in that certain Declaration of Multiple Ownership Rights, Restrictions, Affirmative Obligations, Conditions, Etc. of Apartment 106, said Declaration being attached as an exhibit to the aforementioned Third Amendment to the Master Deed. Lien Book and Page 147/2495; Total Amount Presently Delinquent, not including attorney’s fees: $1759.29. You are currently in default under certain provisions of the Master Deed Establishing Harbour Pointe Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on February 21, 1983 in Deed Book 364 at Page 869, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): Nathaniel S. Washington 7235 DOSTIE DR E JACKSONVILLE FLORIDA 32209 Ira B. Washington 7235 DOSTIE DR E JACKSONVILLE FLORIDA 32209 Contract Number: 27475; the following described property: An undivided One and ninety-nine hundreths (1.99%) percent interest in all that certain piece, parcel or apartment and improvements, situate, lying and being in Shelter Cove on Hilton Head Island, Beaufort County, South Carolina, and being known as Apartment 207, Harbour Pointe Horizontal Property Regime, Phase 4, and being more particularly shown and described by reference to the Master Deed of Harbour Pointe Company, a South Carolina General Partnership, establishing said Horizontal Property Regime pursuant to the South Carolina Horizontal Property Act, said Master Deed being dated the 21st day of February, 1983, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina in Deed Book 364 at Page 869, and Plat Book 31 at Page 59, as amended by First Amendment to Master Deed recorded in Deed Book 390 at Page 1222, and Plat Book 32 at Page 25, and as amended by Second Amendment to Master Deed recorded in Deed Book 400 at Page 219; and as further amended by Third Amendment to Master Deed dated April 29, 1988 and recorded in Deed Book 501 at Page 1701 and Plat Book 35 at Page 168, and by Fourth Amendment to Master Deed recorded in Deed Book 536 at Page 2738 and all amendments thereto. AND ALSO, all of the rights, privileges, and common areas appertaining to the above described Apartment as set forth in the Master Deed, Amendments to Master Deed and By-Laws of Harbour Pointe Horizontal Property Regime, Phase 4 and all amendments thereto. ALSO, all right, title, interest and privileges extending to Owner Use Period 48, contained in that certain Declaration of Multiple Ownership Rights, Restrictions, Affirmative Obligations, Conditions, Etc. of Apartment 207, said Declaration being attached as an exhibit to the aforementioned Third Amendment to the Master Deed. Lien Book and Page 147/2527; Total Amount Presently Delinquent, not including attorney’s fees: $1759.29. You are currently in default under certain provisions of the Master Deed Establishing Harbour Pointe Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on February 21, 1983 in Deed Book 364 at Page 869, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writ-

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ing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): Sarah E. Oglesby 5549 FORT CAROLINE UNIT 108 JACKSONVILLE FLORIDA 32277-1994 Contract Number: 9385881; the following described property: An undivided One and ninety-nine hundreths (1.99%) percent interest in all that certain piece, parcel or apartment and improvements, situate, lying and being in Shelter Cove on Hilton Head Island, Beaufort County, South Carolina, and being known as Apartment 309, Harbour Pointe Horizontal Property Regime, Phase 4, and being more particularly shown and described by reference to the Master Deed of Harbour Pointe Company, a South Carolina General Partnership, establishing said Horizontal Property Regime pursuant to the South Carolina Horizontal Property Act, said Master Deed being dated the 21st day of February, 1983, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina in Deed Book 364 at Page 869, and Plat Book 31 at Page 59, as amended by First Amendment to Master Deed recorded in Deed Book 390 at Page 1222, and Plat Book 32 at Page 25, and as amended by Second Amendment to Master Deed recorded in Deed Book 400 at Page 219; and as further amended by Third Amendment to Master Deed dated April 29, 1988 and recorded in Deed Book 501 at Page 1701 and Plat Book 35 at Page 168, and by Fourth Amendment to Master Deed recorded in Deed Book 536 at Page 2738 and all amendments thereto. AND ALSO, all of the rights, privileges, and common areas appertaining to the above described Apartment as set forth in the Master Deed, Amendments to Master Deed and By-Laws of Harbour Pointe Horizontal Property Regime, Phase 4 and all amendments thereto. ALSO, all right, title, interest and privileges extending to Owner Use Period 26, contained in that certain Declaration of Multiple Ownership Rights, Restrictions, Affirmative Obligations, Conditions, Etc. of Apartment 309, said Declaration being attached as an exhibit to the aforementioned Third Amendment to the Master Deed. Lien Book and Page 147/2553; Total Amount Presently Delinquent, not including attorney’s fees: $1759.29. You are currently in default under certain provisions of the Master Deed Establishing Harbour Pointe Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on February 21, 1983 in Deed Book 364 at Page 869, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): Sarah E. Oglesby 5549 FORT CAROLINE UNIT 108 JACKSONVILLE FLORIDA 32277-1994 Contract Number: 9385881; the following described property: An undivided One and ninety-nine hundreths (1.99%) percent interest in all that certain piece, parcel or apartment and improvements, situate, lying and being in Shelter Cove on Hilton Head Island, Beaufort County, South Carolina, and being known as Apartment 410, Harbour Pointe Horizontal Property Regime, Phase 4, and being more particularly shown and described by reference to the Master Deed of Harbour Pointe Company, a South Carolina General Partnership, establishing said Horizontal Property Regime pursuant to the South Carolina Horizontal Property Act, said Master Deed being dated the 21st day of February, 1983, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina in Deed Book 364 at Page 869, and Plat Book 31 at Page 59, as amended by First Amendment to Master Deed recorded in Deed Book 390 at Page 1222, and Plat

Book 32 at Page 25, and as amended by Second Amendment to Master Deed recorded in Deed Book 400 at Page 219; and as further amended by Third Amendment to Master Deed dated April 29, 1988 and recorded in Deed Book 501 at Page 1701 and Plat Book 35 at Page 168, and by Fourth Amendment to Master Deed recorded in Deed Book 536 at Page 2738 and all amendments thereto. AND ALSO, all of the rights, privileges, and common areas appertaining to the above described Apartment as set forth in the Master Deed, Amendments to Master Deed and By-Laws of Harbour Pointe Horizontal Property Regime, Phase 4 and all amendments thereto. ALSO, all right, title, interest and privileges extending to Owner Use Period 51, contained in that certain Declaration of Multiple Ownership Rights, Restrictions, Affirmative Obligations, Conditions, Etc. of Apartment 410, said Declaration being attached as an exhibit to the aforementioned Third Amendment to the Master Deed. Lien Book and Page 147/2589; Total Amount Presently Delinquent, not including attorney’s fees: $1759.29. You are currently in default under certain provisions of the Master Deed Establishing Harbour Pointe Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on February 21, 1983 in Deed Book 364 at Page 869, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): Cynthia G. Sandberg, Trustee of the Cynthia G. Sandberg Revocable Living Trust dated December 22, 2004 11120 RAVENNA WAY INDIANAPOLIS INDIANA 46236-9610 Contract Number: 25886; the following described property: An undivided One and ninety-nine hundreths (1.99%) percent interest in all that certain piece, parcel or apartment and improvements, situate, lying and being in Shelter Cove on Hilton Head Island, Beaufort County, South Carolina, and being known as Apartment 414, Harbour Pointe Horizontal Property Regime, Phase 2, and being more particularly shown and described by reference to the Master Deed of Harbour Pointe Company, a South Carolina General Partnership, establishing said Horizontal Property Regime pursuant to the South Carolina Horizontal Property Act, said Master Deed being dated the 21st day of February, 1983, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina in Deed Book 364 at Page 869, and Plat Book 31 at Page 59, as amended by First Amendment to Master Deed recorded in Deed Book 390 at Page 1222, and Plat Book 32 at Page 25, and as amended by Second Amendment to Master Deed recorded in Deed Book 400 at Page 219; and as further amended by Third Amendment to Master Deed dated April 29, 1988 and recorded in Deed Book 501 at Page 1701 and Plat Book 35 at Page 168, and by Fourth Amendment to Master Deed recorded in Deed Book 536 at Page 2738 and all amendments thereto. AND ALSO, all of the rights, privileges, and common areas appertaining to the above described Apartment as set forth in the Master Deed, Amendments to Master Deed and By-Laws of Harbour Pointe Horizontal Property Regime, Phase 4 and all amendments thereto. ALSO, all right, title, interest and privileges extending to Owner Use Period 38, contained in that certain Declaration of Multiple Ownership Rights, Restrictions, Affirmative Obligations, Conditions, Etc. of Apartment 414, said Declaration being attached as an exhibit to the aforementioned Third Amendment to the Master Deed. Lien Book and Page 147/2597; Total Amount Presently Delinquent, not including attorney’s fees: $1759.29. You are currently in default under certain provisions of the Master Deed Establishing Harbour Pointe Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on February 21, 1983 in Deed Book 364 at Page 869, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT

AND INTENT TO SELL Name and Address of Owner(s): Janet E. Landino 543 HONEYSUCKLE LANE CHAGRIN FALLS OHIO 44023-6743 Michael A. Scordo 543 HONEYSUCKLE LANE CHAGRIN FALLS OHIO 44023-6743 Contract Number: 24983; the following described property: An undivided One and ninety-nine hundreths (1.99%) percent interest in all that certain piece, parcel or apartment and improvements, situate, lying and being in Shelter Cove on Hilton Head Island, Beaufort County, South Carolina, and being known as Apartment 512, Harbour Pointe Horizontal Property Regime, Phase 1, and being more particularly shown and described by reference to the Master Deed of Harbour Pointe Company, a South Carolina General Partnership, establishing said Horizontal Property Regime pursuant to the South Carolina Horizontal Property Act, said Master Deed being dated the 21st day of February, 1983, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina in Deed Book 364 at Page 869, and Plat Book 31 at Page 59, as amended by First Amendment to Master Deed recorded in Deed Book 390 at Page 1222, and Plat Book 32 at Page 25, and as amended by Second Amendment to Master Deed recorded in Deed Book 400 at Page 219; and as further amended by Third Amendment to Master Deed dated April 29, 1988 and recorded in Deed Book 501 at Page 1701 and Plat Book 35 at Page 168, and by Fourth Amendment to Master Deed recorded in Deed Book 536 at Page 2738 and all amendments thereto. AND ALSO, all of the rights, privileges, and common areas appertaining to the above described Apartment as set forth in the Master Deed, Amendments to Master Deed and By-Laws of Harbour Pointe Horizontal Property Regime, Phase 4 and all amendments thereto. ALSO, all right, title, interest and privileges extending to Owner Use Period 15, contained in that certain Declaration of Multiple Ownership Rights, Restrictions, Affirmative Obligations, Conditions, Etc. of Apartment 512, said Declaration being attached as an exhibit to the aforementioned Third Amendment to the Master Deed. Lien Book and Page 148/15; Total Amount Presently Delinquent, not including attorney’s fees: $1759.29. You are currently in default under certain provisions of the Master Deed Establishing Harbour Pointe Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on February 21, 1983 in Deed Book 364 at Page 869, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): Jeffrey Welhouse 18 CHEROKEE CIR APT 202 MADISON WISCONSIN 53704 Philip Bickert 6 Highway West Oxford MS 38665 Edward Bickert 1665 Sparkleberry Rd Clarksville TN 37042 Contract Number: 3375447; the following described property: An undivided One and ninety-nine hundreths (1.99%) percent interest in all that certain piece, parcel or apartment and improvements, situate, lying and being in Shelter Cove on Hilton Head Island, Beaufort County, South Carolina, and being known as Apartment 115, Harbour Pointe Horizontal Property Regime, Phase 2, and being more particularly shown and described by reference to the Master Deed of Harbour Pointe Company, a South Carolina General Partnership, establishing said Horizontal Property Regime pursuant to the South Carolina Horizontal Property Act, said Master Deed being dated the 21st day of February, 1983, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina in Deed Book 364 at Page 869, and Plat Book 31 at Page 59, as amended by First Amendment to Master Deed recorded in Deed Book 390 at Page 1222, and Plat Book 32 at Page 25, and as amended by Second Amendment to Master Deed recorded in Deed Book 400 at Page 219; and as further amended by Third Amendment to Master Deed dated April 29, 1988 and recorded in Deed Book 501 at Page 1701 and Plat Book 35 at Page 168, and by Fourth Amendment to Master Deed recorded in Deed Book 536 at Page 2738 and all amendments thereto. AND ALSO, all of the rights, privileges, and common areas appertaining to the above described Apartment as set forth in the Master Deed, Amendments to Master Deed and By-Laws of Harbour Pointe Horizontal Property Regime, Phase 4 and all amendments thereto. ALSO, all right, title, interest and privileges extending to Owner Use Period 7, contained in that certain Declaration of Multiple Ownership Rights, Restrictions, Affirmative Obligations, Conditions, Etc. of Apartment 115, said Declaration being attached as an exhibit to the aforementioned Third Amendment to the Master Deed. Lien Book and Page 147/2509; Total Amount Presently Delinquent, not including attorney’s fees: $1759.29. You are currently in default under certain provisions of the Master Deed Establishing Harbour Pointe Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on February 21, 1983 in Deed Book 364 at Page 869, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on

the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): Li Picarello 22 SCOTTS MATTHEW RD STEWARTVILLE NEW JERSEY 08886 Contract Number: 7902229; the following described property: An undivided One and ninety-nine hundreths (1.99%) percent interest in all that certain piece, parcel or apartment and improvements, situate, lying and being in Shelter Cove on Hilton Head Island, Beaufort County, South Carolina, and being known as Apartment 309, Harbour Pointe Horizontal Property Regime, Phase 4, and being more particularly shown and described by reference to the Master Deed of Harbour Pointe Company, a South Carolina General Partnership, establishing said Horizontal Property Regime pursuant to the South Carolina Horizontal Property Act, said Master Deed being dated the 21st day of February, 1983, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina in Deed Book 364 at Page 869, and Plat Book 31 at Page 59, as amended by First Amendment to Master Deed recorded in Deed Book 390 at Page 1222, and Plat Book 32 at Page 25, and as amended by Second Amendment to Master Deed recorded in Deed Book 400 at Page 219; and as further amended by Third Amendment to Master Deed dated April 29, 1988 and recorded in Deed Book 501 at Page 1701 and Plat Book 35 at Page 168, and by Fourth Amendment to Master Deed recorded in Deed Book 536 at Page 2738 and all amendments thereto. AND ALSO, all of the rights, privileges, and common areas appertaining to the above described Apartment as set forth in the Master Deed, Amendments to Master Deed and By-Laws of Harbour Pointe Horizontal Property Regime, Phase 4 and all amendments thereto. ALSO, all right, title, interest and privileges extending to Owner Use Period 17, contained in that certain Declaration of Multiple Ownership Rights, Restrictions, Affirmative Obligations, Conditions, Etc. of Apartment 309, said Declaration being attached as an exhibit to the aforementioned Third Amendment to the Master Deed. Lien Book and Page 147/2551; Total Amount Presently Delinquent, not including attorney’s fees: $1780.75. You are currently in default under certain provisions of the Master Deed Establishing Harbour Pointe Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on February 21, 1983 in Deed Book 364 at Page 869, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): Scott G. Saffer 35564 COROLLA PL REHOBOTH BEACH DELAWARE 19971-4864 Contract Number: 26310; the following described property: An undivided One and ninety-nine hundreths (1.99%) percent interest in all that certain piece, parcel or apartment and improvements, situate, lying and being in Shelter Cove on Hilton Head Island, Beaufort County, South Carolina, and being known as Apartment 420, Harbour Pointe Horizontal Property Regime, Phase 3, and being more particularly shown and described by reference to the Master Deed of Harbour Pointe Company, a South Carolina General Partnership, establishing said Horizontal Property Regime pursuant to the South Carolina Horizontal Property Act, said Master Deed being dated the 21st day of February, 1983, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina in Deed Book 364 at Page 869, and Plat Book 31 at Page 59, as amended by First Amendment to Master Deed recorded in Deed Book 390 at Page 1222, and Plat Book 32 at Page 25, and as amended by Second Amendment to Master Deed recorded in Deed Book 400 at Page 219; and as further amended by Third Amendment to Master Deed dated April 29, 1988 and recorded in Deed Book 501 at Page 1701 and Plat Book 35 at Page 168, and by Fourth Amendment to Master Deed recorded in Deed Book 536 at Page 2738 and all amendments thereto. AND ALSO, all of the rights, privileges, and common areas appertaining to the above described Apartment as set forth in the Master Deed, Amendments to Master Deed and By-Laws of Harbour Pointe Horizontal Property Regime, Phase 4 and all amendments thereto. ALSO, all right, title, interest and privileges extending to Owner Use Period 47, contained in that certain Declaration of Multiple Ownership Rights, Restrictions, Affirmative Obligations, Conditions, Etc. of Apartment 420, said Declaration being attached as an exhibit to the aforementioned Third Amendment to the Master Deed. Lien Book and Page 148/7; Total Amount Presently Delinquent, not including attorney’s fees: $1759.29. You are currently in default under certain provisions of the Master Deed Establishing Harbour Pointe Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on February 21, 1983 in

LEGAL NOTICES Deed Book 364 at Page 869, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): Jean Griggs 4157 CHADDS CROSSING MARIETTA GEORGIA 30062 Contract Number: 26168; the following described property: An undivided One and ninety-nine hundreths (1.99%) percent interest in all that certain piece, parcel or apartment and improvements, situate, lying and being in Shelter Cove on Hilton Head Island, Beaufort County, South Carolina, and being known as Apartment 523, Harbour Pointe Horizontal Property Regime, Phase 3, and being more particularly shown and described by reference to the Master Deed of Harbour Pointe Company, a South Carolina General Partnership, establishing said Horizontal Property Regime pursuant to the South Carolina Horizontal Property Act, said Master Deed being dated the 21st day of February, 1983, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina in Deed Book 364 at Page 869, and Plat Book 31 at Page 59, as amended by First Amendment to Master Deed recorded in Deed Book 390 at Page 1222, and Plat Book 32 at Page 25, and as amended by Second Amendment to Master Deed recorded in Deed Book 400 at Page 219; and as further amended by Third Amendment to Master Deed dated April 29, 1988 and recorded in Deed Book 501 at Page 1701 and Plat Book 35 at Page 168, and by Fourth Amendment to Master Deed recorded in Deed Book 536 at Page 2738 and all amendments thereto. AND ALSO, all of the rights, privileges, and common areas appertaining to the above described Apartment as set forth in the Master Deed, Amendments to Master Deed and By-Laws of Harbour Pointe Horizontal Property Regime, Phase 4 and all amendments thereto. ALSO, all right, title, interest and privileges extending to Owner Use Period 16, contained in that certain Declaration of Multiple Ownership Rights, Restrictions, Affirmative Obligations, Conditions, Etc. of Apartment 523, said Declaration being attached as an exhibit to the aforementioned Third Amendment to the Master Deed. Lien Book and Page 148/31; Total Amount Presently Delinquent, not including attorney’s fees: $1759.29. You are currently in default under certain provisions of the Master Deed Establishing Harbour Pointe Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on February 21, 1983 in Deed Book 364 at Page 869, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): Robert C. Bingham 5227 SIESTA COVE DR SARASOTA FL 34242 (Obligors) Contract Number: ; the following described property: Together with a remainder over in fee simple absolute as tenants in common with the other owners of all the unit weeks in the hereafter described Condominium Unit in that percentage interest determined and established by the aforesaid Declaration of Interval Ownership, Rights, Restrictions, Affirmative Obligations, Conditions, Etc. for the following described real estate located in the County of Beaufort, State of South Carolina as follows: UNIT WEEK in UNIT NO 3523, in Monarch at Sea Pines, Horizontal Property Regime XXV, Phase II, according to the Master Deed of American Resort Properties, Inc., dated May 18, 1982, as recorded in the Beaufort County Records in Deed Book 347 at Page 346, et seq. and as amended by Annexation Declaration of Phase II, recorded in the Beaufort County, Records in Deed Book 361 at Page 1, and all applicable amendments thereto. Lien Book and Page 148/1217 ; Total Amount Presently Delinquent: $2497.31. You are currently in default under certain provisions of the Master Deed Establishing Monarch at Sea Pines, Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds,

Beaufort County, South Carolina in Deed Book 347 at Page 346, et seq. and as amended, and lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): LESTER GAITHER AND JEANNE L. GAITHER 1304 BUOY CT SUFFOLK VA 23435-2849 (Obligors) Contract Number: ; the following described property: Together with a remainder over in fee simple absolute as tenants in common with the other owners of all the unit weeks in the hereafter described Condominium Unit in that percentage interest determined and established by the aforesaid Declaration of Interval Ownership, Rights, Restrictions, Affirmative Obligations, Conditions, Etc. for the following described real estate located in the County of Beaufort, State of South Carolina as follows: UNIT WEEK in UNIT NO 3625, in Monarch at Sea Pines, Horizontal Property Regime XXV, Phase VII, according to the Master Deed of American Resort Properties, Inc., dated May 18, 1982, as recorded in the Beaufort County Records in Deed Book 347 at Page 346, et seq. and as amended by Annexation Declaration of Phase VII, recorded in the Beaufort County, Records in Deed Book 361 at Page 1, and all applicable amendments thereto. Lien Book and Page 148/1241 ; Total Amount Presently Delinquent: $2497.31. You are currently in default under certain provisions of the Master Deed Establishing Monarch at Sea Pines, Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina in Deed Book 347 at Page 346, et seq. and as amended, and lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): Teofila G. Malanum 16510 MESETA HELOTEES TX 78023 (Obligors) Contract Number: ; the following described property: Together with a remainder over in fee simple absolute as tenants in common with the other owners of all the unit weeks in the hereafter described Condominium Unit in that percentage interest determined and established by the aforesaid Declaration of Interval Ownership, Rights, Restrictions, Affirmative Obligations, Conditions, Etc. for the following described real estate located in the County of Beaufort, State of South Carolina as follows: UNIT WEEK in UNIT NO 3625, in Monarch at Sea Pines, Horizontal Property Regime XXV, Phase XIX, according to the Master Deed of American Resort Properties, Inc., dated May 18, 1982, as recorded in the Beaufort County Records in Deed Book 347 at Page 346, et seq. and as amended by Annexation Declaration of Phase XIX, recorded in the Beaufort County, Records in Deed Book 361 at Page 1, and all applicable amendments thereto. Lien Book and Page 148/1249 ; Total Amount Presently Delinquent: $2497.31. You are currently in default under certain provisions of the Master Deed Establishing Monarch at Sea Pines, Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina in Deed Book 347 at Page 346, et seq. and as amended, and lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudi-

cial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): GUY AND JENNIFER HUBBARD 2287 AIRPORT RD BELGRADE MT 59714-8551 (Obligors) Contract Number: ; the following described property: Together with a remainder over in fee simple absolute as tenants in common with the other owners of all the unit weeks in the hereafter described Condominium Unit in that percentage interest determined and established by the aforesaid Declaration of Interval Ownership, Rights, Restrictions, Affirmative Obligations, Conditions, Etc. for the following described real estate located in the County of Beaufort, State of South Carolina as follows: UNIT WEEK in UNIT NO 3642, in Monarch at Sea Pines, Horizontal Property Regime XXV, Phase IX, according to the Master Deed of American Resort Properties, Inc., dated May 18, 1982, as recorded in the Beaufort County Records in Deed Book 347 at Page 346, et seq. and as amended by Annexation Declaration of Phase IX, recorded in the Beaufort County, Records in Deed Book 361 at Page 1, and all applicable amendments thereto. Lien Book and Page 148/1275 ; Total Amount Presently Delinquent: $2497.31. You are currently in default under certain provisions of the Master Deed Establishing Monarch at Sea Pines, Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina in Deed Book 347 at Page 346, et seq. and as amended, and lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): Leslie J Chadwick aka Leslee J. Chadwick and Wayne Chadwick 6060 ANCHORIDGE QUAY CUMMING GA 30041 (Obligors) Contract Number: ; the following described property: Together with a remainder over in fee simple absolute as tenants in common with the other owners of all the unit weeks in the hereafter described Condominium Unit in that percentage interest determined and established by the aforesaid Declaration of Interval Ownership, Rights, Restrictions, Affirmative Obligations, Conditions, Etc. for the following described real estate located in the County of Beaufort, State of South Carolina as follows: UNIT WEEK in UNIT NO 3717, in Monarch at Sea Pines, Horizontal Property Regime XXV, Phase XI, according to the Master Deed of American Resort Properties, Inc., dated May 18, 1982, as recorded in the Beaufort County Records in Deed Book 347 at Page 346, et seq. and as amended by Annexation Declaration of Phase XI, recorded in the Beaufort County, Records in Deed Book 361 at Page 1, and all applicable amendments thereto. Lien Book and Page 148/1283 ; Total Amount Presently Delinquent: $2497.31. You are currently in default under certain provisions of the Master Deed Establishing Monarch at Sea Pines, Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina in Deed Book 347 at Page 346, et seq. and as amended, and lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence

of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): John E. Clements and Kristine S. Clements 1610 W 100 N #29 ST GEORGE UT 84770 (Obligors) Contract Number: ; the following described property: Together with a remainder over in fee simple absolute as tenants in common with the other owners of all the unit weeks in the hereafter described Condominium Unit in that percentage interest determined and established by the aforesaid Declaration of Interval Ownership, Rights, Restrictions, Affirmative Obligations, Conditions, Etc. for the following described real estate located in the County of Beaufort, State of South Carolina as follows: UNIT WEEK 46 in UNIT NO 3722, in Monarch at Sea Pines, Horizontal Property Regime XXV, Phase XII, according to the Master Deed of American Resort Properties, Inc., dated May 18, 1982, as recorded in the Beaufort County Records in Deed Book 347 at Page 346, et seq. and as amended by Annexation Declaration of Phase XII, recorded in the Beaufort County, Records in Deed Book 361 at Page 1, and all applicable amendments thereto. Lien Book and Page 148/1273 ; Total Amount Presently Delinquent: $1470.03. You are currently in default under certain provisions of the Master Deed Establishing Monarch at Sea Pines, Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina in Deed Book 347 at Page 346, et seq. and as amended, and lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): Barry L. Simms and Joyce T. Simms 5708 BIG SANDY DR RALEIGH NC 27616 (Obligors) Contract Number: ; the following described property: Together with a remainder over in fee simple absolute as tenants in common with the other owners of all the unit weeks in the hereafter described Condominium Unit in that percentage interest determined and established by the aforesaid Declaration of Interval Ownership, Rights, Restrictions, Affirmative Obligations, Conditions, Etc. for the following described real estate located in the County of Beaufort, State of South Carolina as follows: UNIT WEEK 18 in UNIT NO 3732, in Monarch at Sea Pines, Horizontal Property Regime XXV, Phase XIII, according to the Master Deed of American Resort Properties, Inc., dated May 18, 1982, as recorded in the Beaufort County Records in Deed Book 347 at Page 346, et seq. and as amended by Annexation Declaration of Phase XIII, recorded in the Beaufort County, Records in Deed Book 361 at Page 1, and all applicable amendments thereto. Lien Book and Page 148/1319 ; Total Amount Presently Delinquent: $2497.31. You are currently in default under certain provisions of the Master Deed Establishing Monarch at Sea Pines, Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina in Deed Book 347 at Page 346, et seq. and as amended, and lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s):

Charles Ramsay and Leslie Ramsay 125 WILMINGTON AVENUE BOSTON MA 02124 (Obligors) Contract Number: ; the following described property: Together with a remainder over in fee simple absolute as tenants in common with the other owners of all the unit weeks in the hereafter described Condominium Unit in that percentage interest determined and established by the aforesaid Declaration of Interval Ownership, Rights, Restrictions, Affirmative Obligations, Conditions, Etc. for the following described real estate located in the County of Beaufort, State of South Carolina as follows: UNIT WEEK 5 in UNIT NO 3741, in Monarch at Sea Pines, Horizontal Property Regime XXV, Phase XIV, according to the Master Deed of American Resort Properties, Inc., dated May 18, 1982, as recorded in the Beaufort County Records in Deed Book 347 at Page 346, et seq. and as amended by Annexation Declaration of Phase XIV, recorded in the Beaufort County, Records in Deed Book 361 at Page 1, and all applicable amendments thereto. Lien Book and Page none found ; Total Amount Presently Delinquent: $2497.31. You are currently in default under certain provisions of the Master Deed Establishing Monarch at Sea Pines, Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina in Deed Book 347 at Page 346, et seq. and as amended, and lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): Charles Ramsay and Leslie Ramsay 125 WILMINGTON AVENUE BOSTON MA 02124 (Obligors) Contract Number: ; the following described property: Together with a remainder over in fee simple absolute as tenants in common with the other owners of all the unit weeks in the hereafter described Condominium Unit in that percentage interest determined and established by the aforesaid Declaration of Interval Ownership, Rights, Restrictions, Affirmative Obligations, Conditions, Etc. for the following described real estate located in the County of Beaufort, State of South Carolina as follows: UNIT WEEK 6 in UNIT NO 3741, in Monarch at Sea Pines, Horizontal Property Regime XXV, Phase XIV, according to the Master Deed of American Resort Properties, Inc., dated May 18, 1982, as recorded in the Beaufort County Records in Deed Book 347 at Page 346, et seq. and as amended by Annexation Declaration of Phase XIV, recorded in the Beaufort County, Records in Deed Book 361 at Page 1, and all applicable amendments thereto. Lien Book and Page none found ; Total Amount Presently Delinquent: $2497.31. You are currently in default under certain provisions of the Master Deed Establishing Monarch at Sea Pines, Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina in Deed Book 347 at Page 346, et seq. and as amended, and lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): GARY M. COLEMAN 1525 BISON RIDGE DR COLORADO SPRINGS CO 80919 (Obligors) Contract Number: ; the following described property: Together with a remainder over in fee simple absolute as tenants in common with the other owners of all the unit weeks in the hereafter described Condominium Unit in that percentage interest determined and established by the aforesaid Declaration of Interval Ownership, Rights, Restrictions, Affirmative Obligations, Conditions, Etc. for the following described real estate located in the County of Beaufort, State of South Carolina as follows: UNIT WEEK 51 in UNIT NO 3744, in Monarch at Sea Pines, Horizontal Property Regime XXV, Phase XIV, according to the Master Deed of American Resort Properties, Inc., dated May 18, 1982, as recorded in

the Beaufort County Records in Deed Book 347 at Page 346, et seq. and as amended by Annexation Declaration of Phase XIV, recorded in the Beaufort County, Records in Deed Book 361 at Page 1, and all applicable amendments thereto. Lien Book and Page 148/1301 ; Total Amount Presently Delinquent: $2497.31. You are currently in default under certain provisions of the Master Deed Establishing Monarch at Sea Pines, Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina in Deed Book 347 at Page 346, et seq. and as amended, and lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): JORGE LUIS PIRES MOREIRA RUA VILELA FILHO 19 APTO 1200 MINAS GERAIS 36015-280 (Obligors) Contract Number: ; the following described property: Together with a remainder over in fee simple absolute as tenants in common with the other owners of all the unit weeks in the hereafter described Condominium Unit in that percentage interest determined and established by the aforesaid Declaration of Interval Ownership, Rights, Restrictions, Affirmative Obligations, Conditions, Etc. for the following described real estate located in the County of Beaufort, State of South Carolina as follows: UNIT WEEK 51 in UNIT NO 3747, in Monarch at Sea Pines, Horizontal Property Regime XXV, Phase XIV, according to the Master Deed of American Resort Properties, Inc., dated May 18, 1982, as recorded in the Beaufort County Records in Deed Book 347 at Page 346, et seq. and as amended by Annexation Declaration of Phase XIV, recorded in the Beaufort County, Records in Deed Book 361 at Page 1, and all applicable amendments thereto. Lien Book and Page none found ; Total Amount Presently Delinquent: $2497.31. You are currently in default under certain provisions of the Master Deed Establishing Monarch at Sea Pines, Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina in Deed Book 347 at Page 346, et seq. and as amended, and lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): OLGA A. MOREIRA 13012 Gearing Ct Winter Garden FL 34787 (Obligors) Contract Number: ; the following described property: Together with a remainder over in fee simple absolute as tenants in common with the other owners of all the unit weeks in the hereafter described Condominium Unit in that percentage interest determined and established by the aforesaid Declaration of Interval Ownership, Rights, Restrictions, Affirmative Obligations, Conditions, Etc. for the following described real estate located in the County of Beaufort, State of South Carolina as follows: UNIT WEEK 8 in UNIT NO 3754, in Monarch at Sea Pines, Horizontal Property Regime XXV, Phase XV, according to the Master Deed of American Resort Properties, Inc., dated May 18, 1982, as recorded in the Beaufort County Records in Deed Book 347 at Page 346, et seq. and as amended by Annexation Declaration of Phase XV, recorded in the Beaufort County, Records in Deed Book 361 at Page 1, and all applicable amendments thereto. Lien Book and Page 148/1311 ; Total Amount Presently Delinquent: $2497.31. You are currently in default under certain provisions of the Master Deed Establishing Monarch at Sea Pines, Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina in Deed Book 347 at Page 346, et seq. and as amended, and lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina.

DECEMBER 16–22, 2021

LEGAL NOTICES If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): KATHERINE R. WILSON PO BOX 725 ORIENTAL NC 28571-0725 (Obligors) Contract Number: ; the following described property: Together with a remainder over in fee simple absolute as tenants in common with the other owners of all the unit weeks in the hereafter described Condominium Unit in that percentage interest determined and established by the aforesaid Declaration of Interval Ownership, Rights, Restrictions, Affirmative Obligations, Conditions, Etc. for the following described real estate located in the County of Beaufort, State of South Carolina as follows: UNIT WEEK 12 in UNIT NO 3813, in Monarch at Sea Pines, Horizontal Property Regime XXV, Phase XVI, according to the Master Deed of American Resort Properties, Inc., dated May 18, 1982, as recorded in the Beaufort County Records in Deed Book 347 at Page 346, et seq. and as amended by Annexation Declaration of Phase XVI, recorded in the Beaufort County, Records in Deed Book 361 at Page 1, and all applicable amendments thereto. Lien Book and Page 148/1323 ; Total Amount Presently Delinquent: $2497.31. You are currently in default under certain provisions of the Master Deed Establishing Monarch at Sea Pines, Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina in Deed Book 347 at Page 346, et seq. and as amended, and lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): Quentrel Williams 5007 PEACHTREE AVE WILMINGTON NC 28403 (Obligors) Contract Number: ; the following described property: Together with a remainder over in fee simple absolute as tenants in common with the other owners of all the unit weeks in the hereafter described Condominium Unit in that percentage interest determined and established by the aforesaid Declaration of Interval Ownership, Rights, Restrictions, Affirmative Obligations, Conditions, Etc. for the following described real estate located in the County of Beaufort, State of South Carolina as follows: UNIT WEEK 3 in UNIT NO 3822, in Monarch at Sea Pines, Horizontal Property Regime XXV, Phase XVII, according to the Master Deed of American Resort Properties, Inc., dated May 18, 1982, as recorded in the Beaufort County Records in Deed Book 347 at Page 346, et seq. and as amended by Annexation Declaration of Phase XVII, recorded in the Beaufort County, Records in Deed Book 361 at Page 1, and all applicable amendments thereto. Lien Book and Page 148/1335 ; Total Amount Presently Delinquent: $2497.31. You are currently in default under certain provisions of the Master Deed Establishing Monarch at Sea Pines, Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina in Deed Book 347 at Page 346, et seq. and as amended, and lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on

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DECEMBER 16–22, 2021

the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): JOYCE BRADSHAW 1874 CAPRI DR CHARLESTON SC 29407-7606 (Obligors) Contract Number: ; the following described property: Together with a remainder over in fee simple absolute as tenants in common with the other owners of all the unit weeks in the hereafter described Condominium Unit in that percentage interest determined and established by the aforesaid Declaration of Interval Ownership, Rights, Restrictions, Affirmative Obligations, Conditions, Etc. for the following described real estate located in the County of Beaufort, State of South Carolina as follows: UNIT WEEK 19 in UNIT NO 3826, in Monarch at Sea Pines, Horizontal Property Regime XXV, Phase XVII, according to the Master Deed of American Resort Properties, Inc., dated May 18, 1982, as recorded in the Beaufort County Records in Deed Book 347 at Page 346, et seq. and as amended by Annexation Declaration of Phase XVII, recorded in the Beaufort County, Records in Deed Book 361 at Page 1, and all applicable amendments thereto. Lien Book and Page 148/1343 ; Total Amount Presently Delinquent: $2497.31. You are currently in default under certain provisions of the Master Deed Establishing Monarch at Sea Pines, Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina in Deed Book 347 at Page 346, et seq. and as amended, and lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): GREGORY V. HAZELETT PO BOX 3260 PIKEVILLE KY 41502-3260 (Obligors) Contract Number: ; the following described property: Together with a remainder over in fee simple absolute as tenants in common with the other owners of all the unit weeks in the hereafter described Condominium Unit in that percentage interest determined and established by the aforesaid Declaration of Interval Ownership, Rights, Restrictions, Affirmative Obligations, Conditions, Etc. for the following described real estate located in the County of Beaufort, State of South Carolina as follows: UNIT WEEK 1 in UNIT NO 3827, in Monarch at Sea Pines, Horizontal Property Regime XXV, Phase XVII, according to the Master Deed of American Resort Properties, Inc., dated May 18, 1982, as recorded in the Beaufort County Records in Deed Book 347 at Page 346, et seq. and as amended by Annexation Declaration of Phase XVII, recorded in the Beaufort County, Records in Deed Book 361 at Page 1, and all applicable amendments thereto. Lien Book and Page 148/1345 ; Total Amount Presently Delinquent: $2497.31. You are currently in default under certain provisions of the Master Deed Establishing Monarch at Sea Pines, Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina in Deed Book 347 at Page 346, et seq. and as amended, and lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees

and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): SHERYL L. LEOPOLD 15617 LAKE RIDGE ROAD CHARLOTTE NC 28278-8431 (Obligors) Contract Number: ; the following described property: Together with a remainder over in fee simple absolute as tenants in common with the other owners of all the unit weeks in the hereafter described Condominium Unit in that percentage interest determined and established by the aforesaid Declaration of Interval Ownership, Rights, Restrictions, Affirmative Obligations, Conditions, Etc. for the following described real estate located in the County of Beaufort, State of South Carolina as follows: UNIT WEEK 15 in UNIT NO 3832, in Monarch at Sea Pines, Horizontal Property Regime XXV, Phase XVIII, according to the Master Deed of American Resort Properties, Inc., dated May 18, 1982, as recorded in the Beaufort County Records in Deed Book 347 at Page 346, et seq. and as amended by Annexation Declaration of Phase XVIII, recorded in the Beaufort County, Records in Deed Book 361 at Page 1, and all applicable amendments thereto. Lien Book and Page 148/1349 ; Total Amount Presently Delinquent: $2497.31. You are currently in default under certain provisions of the Master Deed Establishing Monarch at Sea Pines, Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina in Deed Book 347 at Page 346, et seq. and as amended, and lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): Aleshea Nicole Triplett 1063 SEABOARD AVENUE NE APT 2 ATLANTA GA 30307 (Obligors) Contract Number: ; the following described property: Together with a remainder over in fee simple absolute as tenants in common with the other owners of all the unit weeks in the hereafter described Condominium Unit in that percentage interest determined and established by the aforesaid Declaration of Interval Ownership, Rights, Restrictions, Affirmative Obligations, Conditions, Etc. for the following described real estate located in the County of Beaufort, State of South Carolina as follows: UNIT WEEK 50 in UNIT NO 3835, in Monarch at Sea Pines, Horizontal Property Regime XXV, Phase XVIII, according to the Master Deed of American Resort Properties, Inc., dated May 18, 1982, as recorded in the Beaufort County Records in Deed Book 347 at Page 346, et seq. and as amended by Annexation Declaration of Phase XVIII, recorded in the Beaufort County, Records in Deed Book 361 at Page 1, and all applicable amendments thereto. Lien Book and Page 148/1351 ; Total Amount Presently Delinquent: $2497.31. You are currently in default under certain provisions of the Master Deed Establishing Monarch at Sea Pines, Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina in Deed Book 347 at Page 346, et seq. and as amended, and lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): Teofila Malanum 16510 MESETA HELOTEES TX 78023 (Obligors) Contract Number: ; the following described property: Together with a remainder over in fee simple absolute as tenants in common with the other owners

of all the unit weeks in the hereafter described Condominium Unit in that percentage interest determined and established by the aforesaid Declaration of Interval Ownership, Rights, Restrictions, Affirmative Obligations, Conditions, Etc. for the following described real estate located in the County of Beaufort, State of South Carolina as follows: UNIT WEEK 6 in UNIT NO 3841, in Monarch at Sea Pines, Horizontal Property Regime XXV, Phase XIX, according to the Master Deed of American Resort Properties, Inc., dated May 18, 1982, as recorded in the Beaufort County Records in Deed Book 347 at Page 346, et seq. and as amended by Annexation Declaration of Phase XIX, recorded in the Beaufort County, Records in Deed Book 361 at Page 1, and all applicable amendments thereto. Lien Book and Page 148/1355 ; Total Amount Presently Delinquent: $2497.31. You are currently in default under certain provisions of the Master Deed Establishing Monarch at Sea Pines, Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina in Deed Book 347 at Page 346, et seq. and as amended, and lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): Matthew Joseph Britt, trustee of the Clarence and Caroline Britt Revocable Trust 3201 VIA ESPERANZA EDMOND OK 73013-8931 (Obligors) Contract Number: ; the following described property: Together with a remainder over in fee simple absolute as tenants in common with the other owners of all the unit weeks in the hereafter described Condominium Unit in that percentage interest determined and established by the aforesaid Declaration of Interval Ownership, Rights, Restrictions, Affirmative Obligations, Conditions, Etc. for the following described real estate located in the County of Beaufort, State of South Carolina as follows: UNIT WEEK 47 in UNIT NO 3855, in Monarch at Sea Pines, Horizontal Property Regime XXV, Phase XXV, according to the Master Deed of American Resort Properties, Inc., dated May 18, 1982, as recorded in the Beaufort County Records in Deed Book 347 at Page 346, et seq. and as amended by Annexation Declaration of Phase XXV, recorded in the Beaufort County, Records in Deed Book 361 at Page 1, and all applicable amendments thereto. Lien Book and Page 148/1371 ; Total Amount Presently Delinquent: $4244.7. You are currently in default under certain provisions of the Master Deed Establishing Monarch at Sea Pines, Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina in Deed Book 347 at Page 346, et seq. and as amended, and lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): KATHERINE R. WILSON PO BOX 725 ORIENTAL NC 28571-0725 Contract Number: 1630102; the following described property: An undivided one fifty-second (1/52) fractional interest in Unit No. 5446 respectively, SurfWatch Horizontal Property Regime, lying situate and being in Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated June 17, 2004, and recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time, the most recent amendment being the Third Amendment to the Master Deed dated July, 14, 2005, and recorded July 25, 2005, in Deed Book 2193 at Page 1839, and by reference to that certain plat entitled "Plat of Phase 1, 2 & 3 SurfWatch Horizontal Property Regime", said plat prepared by Surveying Consultants, Inc., Terry G. Hatchell, S.C.R.L.S.#11059 , said plat being dated July 15, 2005, and recorded in the Land Records for Beaufort County, South Carolina,

in Plat Book 108 at Page 5, as may be further revised from time to time ("Plat"). AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of SurfWatch Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Time Sharing Interest Numbers(s) 5446-S-11 in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated June 17, 2004, recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0082, as amended from time to time. Lien Book and Page 149/83 ; Total Amount Presently Delinquent: $1931.13. You are currently in default under certain provisions of the Master Deed Establishing SurfWatch Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time,, lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): DAVID HOFFMAN 304 Patriot Way Charlottesville VA 22903 Contract Number: 4422023; the following described property: An undivided one fifty-second (1/52) fractional interest in Unit No. 5115 respectively, SurfWatch Horizontal Property Regime, lying situate and being in Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated June 17, 2004, and recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time, the most recent amendment being the Third Amendment to the Master Deed dated July, 14, 2005, and recorded July 25, 2005, in Deed Book 2193 at Page 1839, and by reference to that certain plat entitled "Plat of Phase 1, 2 & 3 SurfWatch Horizontal Property Regime", said plat prepared by Surveying Consultants, Inc., Terry G. Hatchell, S.C.R.L.S.#11059 , said plat being dated July 15, 2005, and recorded in the Land Records for Beaufort County, South Carolina, in Plat Book 108 at Page 5, as may be further revised from time to time ("Plat"). AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of SurfWatch Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Time Sharing Interest Numbers(s) 5115-B-49 in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated June 17, 2004, recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0082, as amended from time to time. Lien Book and Page 149/63 Not Served Served ; Total Amount Presently Delinquent: $1931.13. You are currently in default under certain provisions of the Master Deed Establishing SurfWatch Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time,, lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): Kristina J. Pfosi 37844 BAYWOOD DRIVE FARMINGTON HILLS MICHIGAN 48335 (Obligors) Contract Number: 7125287; the following described property: An undivided one fifty-second (1/52) fractional interest in Unit No. 5151 respectively, SurfWatch Horizontal Property Regime, lying situate and being in Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being

dated June 17, 2004, and recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time, the most recent amendment being the Third Amendment to the Master Deed dated July, 14, 2005, and recorded July 25, 2005, in Deed Book 2193 at Page 1839, and by reference to that certain plat entitled "Plat of Phase 1, 2 & 3 SurfWatch Horizontal Property Regime", said plat prepared by Surveying Consultants, Inc., Terry G. Hatchell, S.C.R.L.S.#11059 , said plat being dated July 15, 2005, and recorded in the Land Records for Beaufort County, South Carolina, in Plat Book 108 at Page 5, as may be further revised from time to time ("Plat"). AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of SurfWatch Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Time Sharing Interest Numbers(s) 5151-G-39 in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated June 17, 2004, recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0082, as amended from time to time. Lien Book and Page 148/530; Total Amount Presently Delinquent: $2142.23. You are currently in default under certain provisions of the Master Deed Establishing SurfWatch Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time,, lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): HENRY GORDON HAMBY III, TRUSTEE OF THE HENRY GORDON HAMBY, JR. LIVING TRUST DATED AUGUST 29, 2006 10726 SHINGLE OAK CT BURKE VIRGINIA 22015 (Obligors) Contract Number: 7116916; the following described property: An undivided one fifty-second (1/52) fractional interest in Unit No. 5315 respectively, SurfWatch Horizontal Property Regime, lying situate and being in Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated June 17, 2004, and recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time, the most recent amendment being the Third Amendment to the Master Deed dated July, 14, 2005, and recorded July 25, 2005, in Deed Book 2193 at Page 1839, and by reference to that certain plat entitled "Plat of Phase 1, 2 & 3 SurfWatch Horizontal Property Regime", said plat prepared by Surveying Consultants, Inc., Terry G. Hatchell, S.C.R.L.S.#11059 , said plat being dated July 15, 2005, and recorded in the Land Records for Beaufort County, South Carolina, in Plat Book 108 at Page 5, as may be further revised from time to time ("Plat"). AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of SurfWatch Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Time Sharing Interest Numbers(s) 5315-P-34 in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated June 17, 2004, recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0082, as amended from time to time. Lien Book and Page 148/553; Total Amount Presently Delinquent: $2142.23. You are currently in default under certain provisions of the Master Deed Establishing SurfWatch Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time,, lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405

LEGAL NOTICES NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): CAROL WEAVER HICKS 239 BEACH CITY ROAD HILTON HEAD SOUTH CAROLINA 29926 (Obligors) Contract Number: 8609747; the following described property: An undivided one fifty-second (1/52) fractional interest in Unit No. 5338 respectively, SurfWatch Horizontal Property Regime, lying situate and being in Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated June 17, 2004, and recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time, the most recent amendment being the Third Amendment to the Master Deed dated July, 14, 2005, and recorded July 25, 2005, in Deed Book 2193 at Page 1839, and by reference to that certain plat entitled "Plat of Phase 1, 2 & 3 SurfWatch Horizontal Property Regime", said plat prepared by Surveying Consultants, Inc., Terry G. Hatchell, S.C.R.L.S.#11059 , said plat being dated July 15, 2005, and recorded in the Land Records for Beaufort County, South Carolina, in Plat Book 108 at Page 5, as may be further revised from time to time ("Plat"). AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of SurfWatch Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Time Sharing Interest Numbers(s) 5338-B-03 in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated June 17, 2004, recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0082, as amended from time to time. Lien Book and Page 148/569; Total Amount Presently Delinquent: $1882.09. You are currently in default under certain provisions of the Master Deed Establishing SurfWatch Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time,, lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): JAMES E. SCHILLING 925 LYONS RIDGE DRIVE CARY ILLINOIS 60013 CYNTHIA R. SCHILLING 925 LYONS RIDGE DRIVE CARY ILLINOIS 60013 (Obligors) Contract Number: 7897275; the following described property: An undivided one fifty-second (1/52) fractional interest in Unit No. 5341 respectively, SurfWatch Horizontal Property Regime, lying situate and being in Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated June 17, 2004, and recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time, the most recent amendment being the Third Amendment to the Master Deed dated July, 14, 2005, and recorded July 25, 2005, in Deed Book 2193 at Page 1839, and by reference to that certain plat entitled "Plat of Phase 1, 2 & 3 SurfWatch Horizontal Property Regime", said plat prepared by Surveying Consultants, Inc., Terry G. Hatchell, S.C.R.L.S.#11059 , said plat being dated July 15, 2005, and recorded in the Land Records for Beaufort County, South Carolina, in Plat Book 108 at Page 5, as may be further revised from time to time ("Plat"). AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of SurfWatch Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Time Sharing Interest Numbers(s) 5341-P-25 in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated June 17, 2004, recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0082, as amended from time to time. Lien Book and Page 148/575; Total Amount Presently Delinquent: $2142.23. You are currently in default under certain provisions of the Master Deed Establishing SurfWatch Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time,, lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the

lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): SCOTT J. BURDICK 13 WESTERLY DRIVE FREDONIA NEW YORK 14063 CHRISTINE BURDICK 13 WESTERLY DRIVE FREDONIA NEW YORK 14063 (Obligors) Contract Number: 6461987; the following described property: An undivided one fifty-second (1/52) fractional interest in Unit No. 5344 respectively, SurfWatch Horizontal Property Regime, lying situate and being in Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated June 17, 2004, and recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time, the most recent amendment being the Third Amendment to the Master Deed dated July, 14, 2005, and recorded July 25, 2005, in Deed Book 2193 at Page 1839, and by reference to that certain plat entitled "Plat of Phase 1, 2 & 3 SurfWatch Horizontal Property Regime", said plat prepared by Surveying Consultants, Inc., Terry G. Hatchell, S.C.R.L.S.#11059 , said plat being dated July 15, 2005, and recorded in the Land Records for Beaufort County, South Carolina, in Plat Book 108 at Page 5, as may be further revised from time to time ("Plat"). AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of SurfWatch Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Time Sharing Interest Numbers(s) 5344-G-13 in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated June 17, 2004, recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0082, as amended from time to time. Lien Book and Page 148/577; Total Amount Presently Delinquent: $2142.23. You are currently in default under certain provisions of the Master Deed Establishing SurfWatch Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time,, lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): JOANNE WOMMACK MCDANIEL 5010 HAWKS RIDGE DR COLUMBUS GEORGIA 31904-2041 (Obligors) Contract Number: 5747102; the following described property: An undivided one fifty-second (1/52) fractional interest in Unit No. 5451 respectively, SurfWatch Horizontal Property Regime, lying situate and being in Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated June 17, 2004, and recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time, the most recent amendment being the Third Amendment to the Master Deed dated July, 14, 2005, and recorded July 25, 2005, in Deed Book 2193 at Page 1839, and by reference to that certain plat entitled "Plat of Phase 1, 2 & 3 SurfWatch Horizontal Property Regime", said plat prepared by Surveying Consultants, Inc., Terry G. Hatchell, S.C.R.L.S.#11059 , said plat being dated July 15, 2005, and recorded in the Land Records for Beaufort County, South Carolina, in Plat Book 108 at Page 5, as may be further revised from time to time ("Plat"). AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of SurfWatch Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Time Sharing Interest Numbers(s) 5451-G-15 in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated June 17, 2004, recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0082, as amended from time to time. Lien Book and Page 148/607; Total Amount Presently Delinquent: $2142.23. You are currently in default under certain provisions of the Master Deed Establishing SurfWatch Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time,, lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina.

If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): DONALD ESTON ROGERS 2295 Towne Lake Parkway #116-216 Woodstock GEORGIA 30189 ANITA L. ROGERS 2295 Towne Lake Parkway #116216 Woodstock GEORGIA 30189 (Obligors) Contract Number: 5998434; the following described property: An undivided one fifty-second (1/52) fractional interest in Unit No. 5453 respectively, SurfWatch Horizontal Property Regime, lying situate and being in Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated June 17, 2004, and recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time, the most recent amendment being the Third Amendment to the Master Deed dated July, 14, 2005, and recorded July 25, 2005, in Deed Book 2193 at Page 1839, and by reference to that certain plat entitled "Plat of Phase 1, 2 & 3 SurfWatch Horizontal Property Regime", said plat prepared by Surveying Consultants, Inc., Terry G. Hatchell, S.C.R.L.S.#11059 , said plat being dated July 15, 2005, and recorded in the Land Records for Beaufort County, South Carolina, in Plat Book 108 at Page 5, as may be further revised from time to time ("Plat"). AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of SurfWatch Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Time Sharing Interest Numbers(s) 5453-S-06 in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated June 17, 2004, recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0082, as amended from time to time. Lien Book and Page 148/609; Total Amount Presently Delinquent: $1882.09. You are currently in default under certain provisions of the Master Deed Establishing SurfWatch Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time,, lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): HERBERT TADASHI TAKASHIMA 5423 NORWOOD ST FAIRWAY KANSAS 66205 (Obligors) Contract Number: 3745226; the following described property: An undivided one fifty-second (1/52) fractional interest in Unit No. 5457 respectively, SurfWatch Horizontal Property Regime, lying situate and being in Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated June 17, 2004, and recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time, the most recent amendment being the Third Amendment to the Master Deed dated July, 14, 2005, and recorded July 25, 2005, in Deed Book 2193 at Page 1839, and by reference to that certain plat entitled "Plat of Phase 1, 2 & 3 SurfWatch Horizontal Property Regime", said plat prepared by Surveying Consultants, Inc., Terry G. Hatchell, S.C.R.L.S.#11059 , said plat being dated July 15, 2005, and recorded in the Land Records for Beaufort County, South Carolina, in Plat Book 108 at Page 5, as may be further revised from time to time ("Plat"). AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of SurfWatch Horizontal Property

Regime. AND ALSO, all right, title, interest and privileges extending to Time Sharing Interest Numbers(s) 5457-G-18 in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated June 17, 2004, recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0082, as amended from time to time. Lien Book and Page 148/615; Total Amount Presently Delinquent: $1882.09. You are currently in default under certain provisions of the Master Deed Establishing SurfWatch Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time,, lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): JOANNE WOMMACK MCDANIEL 5010 HAWKS RIDGE DR COLUMBUS GEORGIA 31904-2041 (Obligors) Contract Number: 5747102; the following described property: An undivided one fifty-second (1/52) fractional interest in Unit No. 5458 respectively, SurfWatch Horizontal Property Regime, lying situate and being in Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated June 17, 2004, and recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time, the most recent amendment being the Third Amendment to the Master Deed dated July, 14, 2005, and recorded July 25, 2005, in Deed Book 2193 at Page 1839, and by reference to that certain plat entitled "Plat of Phase 1, 2 & 3 SurfWatch Horizontal Property Regime", said plat prepared by Surveying Consultants, Inc., Terry G. Hatchell, S.C.R.L.S.#11059 , said plat being dated July 15, 2005, and recorded in the Land Records for Beaufort County, South Carolina, in Plat Book 108 at Page 5, as may be further revised from time to time ("Plat"). AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of SurfWatch Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Time Sharing Interest Numbers(s) 5458-G-39 in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated June 17, 2004, recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0082, as amended from time to time. Lien Book and Page 148/619; Total Amount Presently Delinquent: $2142.23. You are currently in default under certain provisions of the Master Deed Establishing SurfWatch Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time,, lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): JOANNE WOMMACK MCDANIEL 5010 HAWKS RIDGE DR COLUMBUS GEORGIA 31904-2041 (Obligors) Contract Number: 5747102; the following described property: An undivided one fifty-second (1/52) fractional interest in Unit No. 5458 respectively, SurfWatch Horizontal Property Regime, lying situate and being in Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated June 17, 2004, and recorded in the Land Records for Beaufort County, South Carolina, on

June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time, the most recent amendment being the Third Amendment to the Master Deed dated July, 14, 2005, and recorded July 25, 2005, in Deed Book 2193 at Page 1839, and by reference to that certain plat entitled "Plat of Phase 1, 2 & 3 SurfWatch Horizontal Property Regime", said plat prepared by Surveying Consultants, Inc., Terry G. Hatchell, S.C.R.L.S.#11059 , said plat being dated July 15, 2005, and recorded in the Land Records for Beaufort County, South Carolina, in Plat Book 108 at Page 5, as may be further revised from time to time ("Plat"). AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of SurfWatch Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Time Sharing Interest Numbers(s) 5458-G-40 in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated June 17, 2004, recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0082, as amended from time to time. Lien Book and Page 148/625; Total Amount Presently Delinquent: $2142.23. You are currently in default under certain provisions of the Master Deed Establishing SurfWatch Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time,, lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): HERBERT TADASHI TAKASHIMA 5423 NORWOOD ST FAIRWAY KANSAS 66205 (Obligors) Contract Number: 3745226; the following described property: An undivided one fifty-second (1/52) fractional interest in Unit No. 5644 respectively, SurfWatch Horizontal Property Regime, lying situate and being in Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated June 17, 2004, and recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time, the most recent amendment being the Third Amendment to the Master Deed dated July, 14, 2005, and recorded July 25, 2005, in Deed Book 2193 at Page 1839, and by reference to that certain plat entitled "Plat of Phase 1, 2 & 3 SurfWatch Horizontal Property Regime", said plat prepared by Surveying Consultants, Inc., Terry G. Hatchell, S.C.R.L.S.#11059 , said plat being dated July 15, 2005, and recorded in the Land Records for Beaufort County, South Carolina, in Plat Book 108 at Page 5, as may be further revised from time to time ("Plat"). AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of SurfWatch Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Time Sharing Interest Numbers(s) 5644-G-15 in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated June 17, 2004, recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0082, as amended from time to time. Lien Book and Page 148/659; Total Amount Presently Delinquent: $1882.09. You are currently in default under certain provisions of the Master Deed Establishing SurfWatch Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time,, lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure proce-

dure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): KELLEY A. GLEASON 13560 TUCKER DR MICHIGAN 48820-9666 USA (Obligors) Contract Number: 5943431; the following described property: An undivided one fifty-second (1/52) fractional interest in Unit No. 5328 respectively, SurfWatch Horizontal Property Regime, lying situate and being in Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated June 17, 2004, and recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time, the most recent amendment being the Third Amendment to the Master Deed dated July, 14, 2005, and recorded July 25, 2005, in Deed Book 2193 at Page 1839, and by reference to that certain plat entitled "Plat of Phase 1, 2 & 3 SurfWatch Horizontal Property Regime", said plat prepared by Surveying Consultants, Inc., Terry G. Hatchell, S.C.R.L.S.#11059 , said plat being dated July 15, 2005, and recorded in the Land Records for Beaufort County, South Carolina, in Plat Book 108 at Page 5, as may be further revised from time to time ("Plat"). AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of SurfWatch Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Time Sharing Interest Numbers(s) 5328-G-19 in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated June 17, 2004, recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0082, as amended from time to time. Lien Book and Page 148/565; Total Amount Presently Delinquent: $1882.09. You are currently in default under certain provisions of the Master Deed Establishing SurfWatch Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time,, lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405

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Retail Garden Center

843-522-3331

Serving Beaufort & LowCo Areas

CHSClean.com Locally Owned and Operated

Visit Our Retail Garden Center

Plants • Flowers • Gifts • Coffee

Hear the Beauty that Surrounds You 524-0996 • beaufortairconditioning.com

The Beaufort Sound

843-379-0185

www.BeaufortPestControl.com

1 Marina Blvd. • Beaufort • 843-521-7747 www.LowCoGardeners.com • Mon-Sat 8-6

Other Services Include: Plant Design • Consultation Install • Landscape Maintenance

DA Roofing Company

Donnie Daughtry, Owner

HOME CARE SERVICES

Hearing and Balance Center Dr. Larry Bridge, AU.D./CCC-A

ROOFING

Call us for ALL of your roofing needs. New Construction, Residential and Commercial, Shingles, Metal, Hot Tar & Hydrostop. All repairs and new additions. FREE ESTIMATES — 843-524-1325

206 Sea Island Parkway, Suite 31, Beaufort, SC 29907 thebeaufortsound@gmail.com

www.thebeaufortsound.com | 843-522-0655

THRIFT STORE

AUTOMOBILE SERVICES

Zippy Lube, Inc.

www.zippylubebeaufortsc.com zippylubeinc@gmail.com 843-522-3560

Quick Lube and Full Service Automobile Repair Ronnie Kizer, Owner 149 Sea Island Parkway • Beaufort, SC 29907

LANDSCAPING & MAINTENANCE

Buds & Blooms

Top Hat

CIRCLE OF

FULL SERVICE FLORIST

CHIMNEY SERVICES

WINDOW TINTING

Landscaping & Maintenance Extensive Nursery Selection

843-322-9936 beaufortscflowershop.com

O. W. Langford, Jr.

42 SEA ISLAND PKWY | BEAUFORT, SOUTH CAROLINA 29907

Ask about our home services!

MOBILE HOME INSURANCE

843-441-9162

COINS & COLLECTIONS

COINS AND COLLECTIONS WANTED:

Southeastern Coin Exchange

FL, GA, & the Carolinas. Call “Guy” at 843-986-3444.

HOPE MINISTRIES

Beautiful Arrangements & Bouquets

Leading FTD Florist | Order online/Delivery

Chimney Services

843-812-7442

HOURS | 10AM-3PM | Thurs, Fri, Sat 612D Robert Smalls Parkway | 843-263-4218

A U T O

Free appraisals. Highest prices paid. Over 60 years experience. Licensed. Private appointments available.

John D. Polk Agency

Site Built Homes

Manufactured Housing Insurance

102 Sea Island Parkway, Suite 0 • Lady's Island, SC 29907 Fax: 843-524-6928 John D. Polk: 843-524-3172 • Leslie Lynam: 843-524-3172 polkagency@gmail.com

TOP-Quality Window Tinting Services for Your Home, Business & Automobile

843-525-1710

www.lowcountrywindowtint.com YOUR AD HERE Email Amanda Hanna (amanda@lcweekly.com), Betty Davis (betty.islandnews@gmail.com), or Paul Downs (paul@lcweekly.com) to place your classified ad here!

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DECEMBER 16–22, 2021

CLASSIFIEDS & GAMES ANNOUNCEMENTS DONATE YOUR CAR TO KIDS. Your donation helps fund the search for missing children. Accepting Trucks, Motorcycles & RV’s, too! Fast Free Pickup – Running or Not – 24 Hour Response – Maximum Tax Donation – Call (888) 515-3810 BATHROOM RENOVATIONS. EASY, ONE DAY updates! We specialize in safe bathing. Grab bars, no slip flooring & seated showers. Call for a free in-home consultation: 844524-2197 DENTAL INSURANCE from Physicians Mutual Insurance Company. Coverage for 350 plus procedures. Real dental insurance – NOT just a discount plan. Do not wait! Call now! Get your FREE Dental Information Kit with all the details! 1-855-397-7030 www.dental50plus.com/60 #6258 AUCTIONS 27th Annual Construction-Truck-Farm Absolute Auction Tues, Dec 28th 8AM. Lumberton, NC. See meekinsauction.com NCLN 858 10%BP w/4k Cap Consignments Welcome. 910-258-1705 ADVERTISE YOUR AUCTION in 99 S.C. newspapers for only $375. Your 25-word classified ad will reach more than 2.1 million readers. Call Randall Savely at the S.C. Newspaper Network, 1-888-727-7377. EDUCATION TRAIN ONLINE TO DO MEDICAL BILLING! Become a Medical Office Professional online at CTI! Get Trained, Certified & ready to work in months! Call 855-965-0799 (M-F 8am-6pm ET). The Mission, Program Information and Tuition is located at CareerTechnical.edu/consumer-information.

THURSDAY’S CARTOON Read with caution; not necessarily the opinions of the editorial staff.

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THEME: Winter Fun ACROSS 1. Rope fiber 5. Mai ____ 8. Russia's Terrible one, e.g. 12. "What ____ Happened to Baby Jane?" 13. Tattled 14. Actress Reed 15. Internet share-able 16. Inwardly 17. Black tropical hardwood 18. *Winged impression in winter 20. Home of the Hawkeyes 21. Investigative report 22. Chicken or this? 23. Not dense 26. Early-day supercontinent 30. Afternoon shut-eye 31. Even though 34. Picture on a coat 35. Anti-seniors sentiment 37. Jean of Dadaism 38. Crewneck alternative 39. Half-man, half-goat 40. Arm cover 42. Victoria Beckham ____ Adams 43. Lacking sense of moral

standards 45. Flying high 47. Often part of disguise 48. Queen-like 50. Wood file 52. *____ ____ Plunge 56. Secret stash 57. Damien's prediction 58. Not at work 59. Opposite of cation 60. Abbreviated seconds 61. Precedes stated rank 62. Moon pull 63. *Like toddy or cocoa 64. Trans-Siberian Railroad city DOWN 1. Shortens pants 2. Like fair share 3. Short for memorandum 4. Antebellum 5. Polynesian kingdom 6. Ten-pin establishment 7. Bucolic poem 8. *Ride on runners 9. *Winter building material 10. Tolstoy's Karenina 11. R&B Charles 13. *Glittery decor 14. Condescend

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19. Indian black tea 22. Nibble 23. Big mess 24. Like a Druid, e.g. 25. Celery, technically 26. *Snowman's corn cob accessory 27. Are not 28. Wedding singer, e.g. 29. Questioned 32. *Snow____, ammunition 33. *"But I heard him exclaim, ____ he drove out of sight..." 36. *Winter walking aid 38. Type of consonant 40. Actors' grp. 41. a.k.a. strict vegetarians 44. Mature, as in fruit 46. Like Silas of "The Da Vinci Code" 48. Young Montague 49. Decide at the polls 50. Jasmine of "Aladdin" 51. Turns blue litmus red 52. #42 Across, once 53. Cheese from Netherlands 54. Contributions to the poor 55. Stink to high heaven 56. *Arctic ____, snowmobile brand

LAST WEEK'S CROSSWORD & SUDOKU SOLUTIONS

DECEMBER 16–22, 2021

B13

820 Bay Street

•

Beaufort, SC 29902

843.521.4200

$2,600,000

$139,000

FRIPP ISLAND | MLS 171747

SEABROOK | MLS 173827

4BDRM | 4.5B | 3703sqft | Oceanfront Trudy Arthur 843.812.0967 Nancy Butler 843.384.5445

$699,500

8.49acres | Marshfront Scott Sanders 843.263.1284

NEWPOINT | MLS 173372 4BDRM | 3.5B | 3023sqft Colleen Baisley 843.252.1066

$629,500

LADY’S ISLAND | MLS 173822 3BDRM | 2.5B | 1860sqft | New Construction Paige Walling 843.812.8470

www.LowcountryRealEstate.com

Tips for Daily Prayer

Talking with a Friend Prayer as a conversation with God Prayer doesn’t have to be complicated. When starting a daily prayer life, one might imagine prayer as a formal and stuffy endeavor, with a lot of words like “thou” and “almighty.” But it can be as simple as a conversation with a good friend. When two friends spend time together, catching up and sharing from the heart, time seems to fly by. This is how daily prayer is meant to be.

Jesus will want to get a word in, too! Like all good conversations, you will want to make sure your time with Jesus is not one-sided. It will be important to allow time for him to speak back to you. He doesn’t usually speak in a loud voice from heaven, but rather touches our hearts in the silence and in the reading of Holy Scripture. We will explore this in our upcoming messages.

You can talk to Jesus as a friend. In your daily time set aside for prayer, you can imagine Jesus sitting with you, and you can talk to him in a conversational way. For example, if your prayer time is after breakfast, you might start off, “Good morning, Lord! Here I am again. Thank you for this beautiful day you have given me, and for this strong cup of coffee! Help me to open my mind and heart to you this morning.”

You will get better at prayer as you keep practicing! Even if it is difficult at first, keep showing up to your daily prayer time. Just as fifteen minutes with a friend can pass without realizing it, the time you set aside for prayer will start to seem like it goes quickly. Jesus loves you and wants to give you his strength and peace; it’s as easy as talking with a friend!

There’s a lot to talk about! You can talk to Jesus about whatever you wish. Tell him what’s on your mind. If you’re happy, tell him why you’re happy. If you’re worried, talk to him about what’s going on. Jesus already knows all of this, but he wants to hear you share it with him. You can say thanks, ask for help, pray for others, or ask for forgiveness. A conversation is better than a list. As you open your heart to Jesus, it is helpful to talk to the Lord about individual items rather than listing them. For example, rather than naming a bunch of things that he is thankful for, a husband could begin by first talking to Jesus about his wife: “Thank you, Lord, for Michelle. She is so caring and patient. I’m so glad that you brought her in my life. I don’t know what I’d do without her!”

Next Week Listening for God

Tips for Daily Prayer Message 3 of 8 70 Lady’s Island Drive, Beaufort • 843-522-9555 • www.stpetersbeaufort.org • office@stpetersbeaufort.org