December 24 edition

SPORTS: 5 county varsity basketball programs in quarantine. PAGE A8

DECEMBER 24–30, 2020 WWW.YOURISLANDNEWS.COM

COVERING BEAUFORT COUNTY

Former Burton firefighter arrested in Georgia, released on bond Thomsen was wanted on charges for soliciting sex from a minor The scarred remains of this oak tree on the corner of Ribaut and Stuart streets is evidence Dominion Energy tree-cutting crews were in town over the weekend, beginning Friday.

Photo by Lolita Huckaby.

By Mindy Lucas A former area firefighter wanted on charges of soliciting sex from a 13-year-old girl has been arrested and released on bond.

Brandon Thomsen, 46, was arrested on Thursday, Dec. 17, by authorities in Georgia and brought back to Beaufort on Sunday, Dec. 20, where

he was taken to the Beaufort Detention Center, Beaufort Police Department spokesman Capt.

George Erdel said.

The department Brandon Thomsen had learned of Thomsen’s presence at a medical facility in Georgia on Dec. 6 after multiple law enforcement agencies began looking for him earlier in the month.

Why Thomsen was at the facility

or what he was being treated for has not been released due to patient privacy concerns, authorities have said.

According to his Columbia attorney Jack Swerling, Thomsen did not fight extradition, a statement issued by the police department. Swerling is a prominent and longtime criminal defense lawyer.

This past week, the Burton Fire District announced that Thomsen was no longer employed by the district. The announcement followed another earlier in the month that he

had been placed on “immediate suspension” by the district after it was notified that warrants had been taken out for his arrest.

Thomsen was booked on charges of one count of criminal solicitation of a minor and one count of disseminating obscene material to a person under 18, and was released on Monday on a bond totaling $50,000, according to Beaufort County court records.

A court date had not been set as of press time.

Residents treed-off over tree pruning Arborist says ‘butchered’ trees remain healthy

By Mike McCombs Dominion Energy has had crews trimming and removing trees within the City of Beaufort since Friday, and despite the fact residents in the affected areas were notified there would be pruning, Mayor Stephen Murray and the city have heard complaints.

It has been a number of years since the last trimming around Beaufort. Last time, it was done by S.C. Electric and Gas, the predecessor to Dominion.

“They are supposed to provide notice and they did,” Murray said. “They sent out postcards. I know I got one in my box.”

Murray said, aside from some complaints about Palmetto trees being removed, the biggest complaints have been simply how the trees were cut – or butchered, as those complaining might say.

Since Friday, the mayor has met with the tree crews and Dominion’s forester Will Epting, as well as the city attorney and several other city officials Murray said the city has dusted off its 1997 tree-trimming agreement with SCE&G (updated in 2010), which is still binding. And, Murray said, Beaufort has hired Michael Murphy of Preservation Tree Care to be the city’s arborist on contract Together, he said, they’ll be

Beaufort Memorial’s Director of Safety and Security Doug Rhodin, left, receives his COVID-19 vaccination from nurse practitioner Jaime Cuff on Monday morning at Beaufort Memorial Hospital. Photo by Mindy Lucas.

Help is here at last ‘Mission-critical’ front-line workers at Beaufort Memorial receive COVID-19 vaccination

By Mindy Lucas Beaufort Memorial’s Director of Safety and Security Doug Rhodin was among the first to receive the COVID-19 vaccination at the hospital on Monday.

As Rhodin rolled up his sleeve, he joked with nurse practitioner Jaime Cuff who was administering the vaccination.

“I’m ready,” he said after she was done to the laughter of those in the room, saying later he didn’t feel a thing.

SEE TREES PAGE A5

The hospital began the process of inoculating staff and medical workers at its on-campus vaccine clinic early Monday morning after receiving its first shipment on Sunday.

The shipment contained 300 doses of the Pfizer-BioNtech COVID-19 vaccination – enough for 300 employees to receive their first dose.

In its regular statewide media teleconference on Friday, Dec. 18, officials with the

South Carolina Department of Health and Environment Control (DHEC) said South Carolina was expected to receive nearly 43,000 doses of the vaccine in a matter of just days.

Front-line medical workers like those at Beaufort Memorial and long-term care INSIDE Governor tests positive for COVID-19, A5 PLUS COVID-19 update, A5

SEE VACCINE PAGE A6

Beaufort Law Enforcement Center named after Chief Clancy

The Beaufort City Council flanks Lisa Clancy at a rededication Monday of the building the City of Beaufort’s Police Department is housed in as the Matthew J. Clancy Law Enforcement Center. Pictured, from left, are Councilman Mitch Mitchell, Councilman Neil Lipsitz, Lisa Clancy, Mayor Stephen Murray and Councilman Phil Cromer. Photo by the City of Beaufort.

From staff reports The City of Beaufort’s Police Department is now housed in the Matthew J. Clancy Law Enforcement Center.

The building was named in honor of Beaufort’s former chief, Matthew Clancy, who died in July, during a Special Meeting of City Council on Monday. The ceremony was held on the steps of the building.

Chief Clancy’s widow, Lisa, accepted the proclamation during the ceremony. Besides Beaufort police officers, officers from the Town of Port Royal, Town of Bluffton, and Beaufort County Sheriff’s Office gathered to commemorate Chief Clancy.

Chief Clancy became Beaufort police chief in 2009, and oversaw the move of the Police Department headquarters from Ribaut Road to the

NEWS

MILITARY

INSIDE

A small group of volunteers distributed 15,651 wreaths during Wreaths Across America.

McNeal-Smith brings martial arts passion to Parris Island’s Drill Field.

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Lowcountry Life A2 News A2–6 Business A6 Health A7 Sports A8–9 Education A9

Voices Local Military Legals Directory Classifieds

complex on Boundary Street.

“From this center, Chief Clancy built a department that is known nationwide for kindness, diversity, inclusion, equity and community connections,” the proclamation honoring Chief Clancy said.

In remarks during the ceremony, Mayor Stephen Murray said of the

SEE CENTER PAGE A5

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Ron Callari shot this photo of the Beaufort Marina — adjacent to the Henry C. Chambers Waterfront Park on the Beaufort River. To submit a Lowcountry Life photo, you must be the photographer or have permission to submit the photo to be published in The Island News. Please submit high-resolution photos and include a description and/or names of the people in the picture and the name of the photographer. Email your photos to theislandnews@gmail.com.

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PAL PETS OF THE WEEK Cat of the Week: Chadwick is a studmuffin! He is a big boy who wants to chill all day in a cozy spot. He does not mind other cats and loves people.

He would love to find his home before the holidays. His adoption fee is waived currently during Season of Second Chances. He is 3 years old, neutered, microchipped, and up to date on vaccines.

Amanda Hanna Dog of the Week: Gabe is one happy dog! He would love a family with an active lifestyle and who loves to go on adventures. He loves to play and be outside. He also never lets a treat hit the ground. He is truly a great catch. He is 3 years old, neutered, microchipped, and up to date on vaccines.

If you are interested in Chadwick, Gabe or any of our other pets, call our adoption center at 843-6451725 or email info@ palmettoanimalleague. org to set up an appointment.

Special Election to fill council seat to be held in March

A Special Election will be held on Tuesday, March 2, to fill the council seat left open by Stephen Murray.

Murray, who was elected mayor of Beaufort in November, had to of-

ficially resign from his council seat in order to be sworn in as mayor.

The term for the vacated seat expires November, 2022.

The filing for candidacy will open at noon on Jan. 5 and will

close at noon on Friday, Jan. 15.

Those interested in filing can pick up packets in the city clerk’s office on the second floor of City Hall, or download the information from www.cityofbeaufort.org

beginning Jan. 5. The filing fee is $150.

The Beaufort County Voter Registration office will manage the Special Election.

– Mindy Lucas

Beaufort drug dealer convicted in federal court

From staff reports A Beaufort convicted felon found with drugs and stolen guns in 2018 and again in 2019 is heading to federal prison.

Tovorris Devon Jenkins, 33, of Woodward Avenue, pleaded guilty in September to one count of felon in possession of a firearm and one count of possession with intent to distribute crack cocaine and powder cocaine. He was sentenced Tuesday at the federal courthouse in Charleston to 151 months in prison.

There is no parole in the federal system, meaning Jenkins will serve his entire 12 ½-year sentence, day for day.

Jenkins’ convicTovorris tion stems from a Jenkins Sept. 15, 2018, traffic stop, in which Beaufort County Sheriff’s deputies found two loaded handguns, ammunition, cash and drug paraphernalia. Both firearms had been stolen, one from a law-en-

forcement officer’s house two days before the traffic stop.

Less than a year later, in May 2019, Jenkins was again found with illegal drugs and a weapon.

As local law enforcement officers served Jenkins with a federal arrest warrant, they discovered two bags of drugs, a loaded pistol, a digital scale and two cellphones.

The pistol had been stolen from an owner in Hampton County.

“Jenkins’ criminal record includes convictions in state court

dating back to 2009, but he had never served more than a year behind bars,” said Special U.S. Attorney Carra Henderson, who prosecuted the case. “By using the federal system’s more robust laws and penalties, we were able to help make our local community a safer place.”

Henderson is a 14th Circuit Solicitor’s Office prosecutor but works in the U.S. Attorney’s Office in Charleston as part of a partnership that was started by 14th Circuit Solicitor Duffie Stone in 2015.

City of Beaufort seeks members for Southside Park task force

By Mindy Lucas The City of Beaufort is seeking people to participate in a task force for Southside Park.

The task force will provide input to city council members and city staff about potential improvements to the 34-acre park in the Mossy Oaks neighborhood of Beaufort.

The request came about after Mayor Stephen Murray asked that a committee be formed to provide advice to council before the start of the next fiscal year, beginning July 1, 2021.

City Councilman Neil Lipsitz will serve as council liaison for the committee.

A Southside Park Master Plan

LETTER TO THE EDITOR

Thank you for Dandridge’s articles supporting veterans

I wish to congratulate The Island News for publishing the series of articles on veterans’ benefits and services by Mr. Larry Dandridge.

I especially thank you and Mr. Dandridge for acknowledging the high-quality care that veterans receive at the Charleston Ralph H. Johnson VA Medical Center and in its associated community-based outpatient clinics.

I am still exceptionally proud to have served as a mental health doctor (psychiatrist) at the RHJ VAMC for more than seven years. During my career, I've had experiences with VA medical centers in other states, and can attest to the

was developed in 2013. In the spring of 2018, a survey that garnered more than 300 responses asked people what features they would like to see at the park. The task force will be provided with the master plan and survey as they begin their work.

Currently, Southside Park has a dog park, walking trails, open

fact that our Lowcountry VA health care system ranks as one of the finest in the country.

I say this as a professional on behalf of my colleagues. I also say this as a son whose father, a WWII Army Veteran, received exemplary care during the last weeks of his life by a team of compassionate and outstanding clinicians at the RHJ VAMC's Patriot's Harbor Community Living Center.

One of the most difficult issues many veterans have noted is in trying to understand the confusing and enigmatic manner in which the Federal administrative system works for those applying for veterans' benefits. I truly wish I'd had Mr. Dandridge's articles to guide both me, and the veterans under my care.

space and restrooms.

Those who are interested in being on the committee should submit their application by 5 p.m. on Jan. 5. The application form can be found online at http://bit. ly/3r3dz3z.

City Council will select members for the committee during executive session at its Jan. 12 meeting.

Having a "road map" of guidance can most certainly diminish anxiety, stress, and heartache for veterans who may become "lost in the shuffle" when applying for well-deserved assistance. Mr. Dandridge's articles are a great gift to many of our warriors, their families, and clinicians as well.

South Carolina owes The Island News much gratitude in allowing Mr. Dandridge (a wounded warrior and veteran himself) to discuss issues that are pertinent to our veterans. I hope you will continue to allow Mr. Dandridge to write many more articles of importance for the thousands of beloved military heroes who live in our state.

– Dr. Joe Zealberg, Mount Pleasant

PUBLIC MEETINGS – CLOSED FOR THE HOLIDAYS

City of Beaufort and Beaufort County offices will be closed Dec. 23 – 25 and on Jan. 1 for the holidays.

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Letters to the Editor should consist of fewer than 275 words and be emailed with a name and contact information to TheIslandNews@gmail.com.

NEWS LOWCOUNTRY LOWDOWN

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Murder on the side of the road

BEAUFORT es, indeed, dear readers, there was a murder on Ribaut Road last week, and the culprit is Dominion Energy, who replaced S.C. Electric and Gas in early 2020 as our provider of electricity and hacker of trees.

The victims of this “murder” happen to be poor, innocent bystanders – crape myrtles – which along with oaks and dogwoods and even our own state tree, the Palmetto, happen to be in the line-of-fire for the Dominion contractors who believe cutting is the only solution to making sure their power lines stay in place.

To call the attack on crape myrtles “murder” is not unique when it comes to the discussion of pruning this southern greenery. It has been linked to a 1997 gardening column in Southern Living magazine where the practice of cutting trees to chest height was described as unnecessary and a detriment to the lovely flowering plant.

The columinst, a Mr. “Grumpy Gardener” blamed

LOLITA HUCKABY

the practice, usually occurring in January or February, on frustrated home owners who were tired of being inside or just didn’t know better.

In this case, the culprit is Dominion, which arrived early to Beaufort County with this Christmas “gift” perhaps not realizing tree-cutting is serious business to some in this part of the world and not to be taken lightly.

When the contract cutters showed up on the county roadsides earlier this month to do their job, some residents who had been through this ritual before – several times in fact – with S.C. Electric and Gas, were horrified to see the same slashing and cutting taking place. It was déjà vu all over again. Didn’t the city have ordinances

These Crape Myrtles on Ribaut Road were trimmed by workers from Dominion Energy over the weekend. Photo by Lolita Huckaby. how tree removal was to be handled?

While the utility company, which is also in the process of asking for a rate increase from the state, had sent out

post cards warning folks of the pending actions and press releases by the city of Beaufort were posted, perhaps those notices were overlooked while recipients

read through their Christmas letters and pondered the arrival of a COVID-19 vaccine so we can move on to a healthier new year.

Concerned calls to Beaufort city officials indicated all was “in good hands,” but out on the street it sure didn’t look like it.

Looking around, further investigation showed the Bluffton Town Council discussed Dominion’s plans back in September and expressed concerns that the proposed tree trimming be carefully monitored by town staff, including an arborist and the town Beautification Committee. A staff member was identified and contact number provided for citizens with concerns.

Mayor Lisa Sulka, on the town’s website, noted the town staff would be working hard “to balance the protection of trees against safety precautions.”

The city of Beaufort had a 22-page agreement with SCE&G on tree trimming procedures, so it’s not like pruning is prohibited; it’s all in the eye of the beholder.

The good thing is, “mur-

dered” crape myrtles can grow back; the mutilated limbs may mar the leafy beauty of some streets but will sprout new growth in time.

Removal of Palmetto trees, that’s another fight.

The right-of-way Palmetto trees being considered for removal, in many cases, were there before the power lines were installed. “Industry standards” used by the utilities contend the Palmetto fronds, if they touch live wires can cause fires or cause power outages. Trimming those fronds back from the lines isn’t enough, according to “industry standards.”

Those trees are on the chopping block.

As Mayor Sulka said, it’s a balancing act, just one of many those who care about the Lowcountry face.

Lolita Huckaby Watson wishes you a Merry Christmas and a Happy New Year even if you're not a tree-hugger or jet-noise critic. She is a community volunteer and a former reporter/editorial assistant with The Beaufort Gazette, The Savannah Morning News, Bluffton Today and Beaufort Today and can be reached at bftbay@gmail.com.

Two popular Beaufort restaurants close doors in the midst of COVID-19

By Mindy Lucas In an industry that’s been plagued by closures due to COVID-19, two local eateries recently announced they have had to close their doors for good.

Hank’s Lowcountry Café, which opened a brick-andmortar location in the Beau-

fort Town Center earlier this year after running a successful venture at area farmer’s markets, announced it would be closing due to the affects of the pandemic.

In an email to The Island News, owner Hank Yaden confirmed that when COVID numbers began climbing,

their sales slowed so much he was forced to close.

Yaden said he still plans to be at the Port Royal Farmer’s Market “every Saturday” and also at Honey Horn Plantation on Hilton Head on Tuesdays and at the Bluffton Farmer’s Market on Thursdays.

In addition, Mezes Mediterranean Grill, which opened in 2019, also announced recently it was closing.

In October, the restaurant said it was “taking a COVID pause” and would only be closed temporarily, but in a Facebook post on Dec. 15,

announced that after “much consideration” they had made the “difficult decision” to permanently close.

“We want to sincerely thank our amazing Mezes team members, our valued customers and our community for their love and support. You will all be missed

but rest assured we are still here and part of this amazing town we have called home for 26 years,” the post went on to say.

A message sent to the restaurant about whether the decision to close permanently was COVID related, went unanswered.

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DECEMBER 24–30, 2020

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NEWS

WREATHS ACROSS AMERICA

A small group of volunteers managed to distribute 15,651 natural Christmas wreaths during Wreaths Across America on Saturday at Beaufort National Cemetery. Due to Covid-19 concerns there was no public ceremony.

Lisa Eichelberger and her 3-year-old daughter Gretchen set out some of the more than 15,600 wreaths on headstones Saturday during Wreaths Across America at Beaufort National Cemetery. Eichelberger said her husband is an active duty sailor.

Quentin Clark displayed a lot of reverence as he helped distribute some of the 15,651 wreaths Saturday on headstones at Beaufort National Cementer during Wreaths Across America. Photos by Bob Sofaly.

Some of the 15,651 wreaths distributed during the annual Wreaths Across America on Saturday at Beaufort National Cemetery.

Lowcountry Food Bank hires new President and CEO

From staff reports The Lowcountry Food Bank (LCFB), whose mission is to lead the fight against hunger in the 10 coastal counties of South Carolina, announced Wednesday, Dec. 16, that Nick Osborne has been named the new President and Chief Executive Officer (CEO) after an extensive, nationwide search by the LCFB Board of Directors.

Mr. Osborne will take the helm from Pat Walker, who

planned to retire this year and has led the LCFB as President and CEO with disNick tinction since Osborne 2012.

Osborne has more than 30 years of professional experience as a leader in international development and humanitarian operations within the nonprofit sector.

"Nick has a deeply held passion for the well-being of vulnerable individuals and communities that are unable to meet their needs," LCFB Board Chair Shelley Yuhas said "He is strongly committed to creating positive and lasting social change through collaborative and partnership-driven approaches in our Lowcountry community."

Osborne was inspired at a young age to serve people in need while volunteering in

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DECEMBER 24–30, 2020

and impact to the fight against hunger in the Lowcountry. We are excited to work with Nick to ensure a smooth transition to the LCFB's next phase of growth and service to our food insecure neighbors."

"I am honored and excited to join the dedicated team at the Lowcountry Food Bank at such a critical time, when so many people across the coastal communities of South Carolina continue to go hungry every day," Osborne said. "I look

forward to working with the Lowcountry Food Bank's many partners, who together, remain committed to the equitable access of healthy food for all."

Osborne earned a Master of Science degree in Agricultural Development, with distinction, from the University of London. He earned a Bachelor of Engineering degree in Civil Engineering, with honors, and a Higher National Diploma, both from Kingston University in London.

THE GREAT CONJUNCTION

Wastewater spills near Battery Creek From staff reports Beaufort-Jasper Water & Sewer Authority (BJWSA) reports that an estimated 3,300 gallons of wastewater was released from a sewer force main into a tidal ditch leading to the Battery Creek in Beaufort on December 20.

According to the BJWSA, he overflow occurred due to the failure of the sewer force main crossing under the tidal ditch.

According to the BJSWA’s release, crews responded and have taken cleanup/repair action to stop the overflow, and signs were posted in the area to inform the public.

BJWSA has notified the SC Department of Health and Environmental Control (SCDHEC) and is working in conjunction with SCDHEC to address any effects caused by the overflow.

SCDHEC is evaluating the effects of the overflow on the shellfish harvesting areas located in the area of the overflow and will issue shellfish advisories if needed. A swim advisory is in effect until the lab results come back confirming acceptable bacterial levels.

If you see or suspect any type of spill from the sewer collection system, please contact BJWSA at 843-987-9200.

For more information, please visit www.bjwsa.org.

Zambia, which shaped his professional career.

"Nick Osborne is the right person to lead the Lowcountry Food Bank into the future. His depth of humanitarian experience and proven ability to drive results are critical to the future success of the LCFB," outgoing LCFB President & CEO Pat Walker said. "Nick brings extensive nonprofit expertise to our community, and I am confident that his leadership will bring even more innovation

Above: Jupiter, left, and Saturn seem to be on top of each other during the Great Conjunction or the Christmas Star as seen Monday night at The Sands in Port Royal.

It will be more than 800 years before the planetary anomaly will take place again.

Left: More than a hundred people crowded on the Sands Beach in Port Royal to watch the Great Conjunction of Saturn and Jupiter, also know as the Christmas Star, on Monday. Here, people crowd the top of the observation tower to watch the planetary anomaly. Photos by Bob Sofaly.

Mossy Oaks project on schedule as end nears

From staff reports The Mossy Oaks Stormwater Project remains on schedule and on budget, according to the latest update from Mossy Oaks Multijurisdictional Drainage Task Force Chair Neal Pugliese, Col. USMC, Ret. Basin 1 (vicinity of Duck Pond) The project had another fantastic week of production, with all major drainage from Beaufort Middle School to the Spanish Moss Trail functional and draining exactly as designed. Minor drainage and

cleanup work on Jane Way and other areas is expected to be completed soon, contingent on the weather.

As of this update, 1,000 feet of sewage pipe under the Spanish Mass Trail has been installed at the correct elevation ahead of schedule. This allows workers to install the last of the major storm drainpipes under the Spanish Moss Trail, which will complete the entire basin’s drainage system.

Next week, we’re hoping to put the initial layer of asphalt along Battery Creek Road with the goal of open-

ing the road before Christmas. After that, Battery Creek Road will be closed periodically to allow workers to replace a walkway and install the final layers of asphalt. This work is contingent on the weather.

Work will resume on the Spanish Moss Trail to install the steel sheet pile caps and final four drainage pipes under the Spanish Moss Trail.

When this is completed, the Spanish Moss Trail will be restored to its original condition.

Finally, weather and soil conditions permitting, work

along the ditch system between North Royal Oaks and West Royal Oaks will continue.

Basin 2 (vicinity of Southside Park) The project in this area is substantially complete, and the contractor is working on the final punch list items.

Work on the Spanish Moss Trail in this basin is being done by another construction company, and as in Basin I, about 1,400 feet of steel sheet pile wall is being installed.

Driving this wall should be completed in 3-4 days. After

the final portions of the wall are installed, three tidal flap gates with improved drainage will be installed. Once this has been completed, the Spanish Moss Trail will be repaved and restored to its original condition.

Stay informed All affected or interested in the Mossy Oaks Project should register with the “Notify Me” application found on the City of Beaufort website (https://www.cityofbeaufort. org/list.aspx) and subscribe to the Mossy Oaks Stormwater Project updates.

NEWS

Governor Henry McMaster tests positive for COVID-19

Governor experiencing mild symptoms, isolating with the First Lady at home

From staff reports After undergoing routine testing due to coming into close contact with the COVID-19 virus, Governor Henry McMaster was notified late Monday evening that he has tested positive for the virus.

First Lady Peggy McMaster, who previously tested positive, remains asymptomatic, while the governor is experiencing mild symptoms with a cough and slight fatigue. Both remain in good spirits and Governor McMas-

ter continues to work from the Governor’s Residence.

Following Centers for Disease Control (CDC) and S.C. Department of Health and Environmental Control (SCDHEC) guidelines, the governor will isolate for the next 10 days and monitor for additional symptoms.

“Peggy and I urge everyone to be extra careful during the Christmas holiday season,” Gov. Henry McMaster said in a release. “This virus spreads very easily.”

Based on advice from his personal physician, Governor McMaster will receive Monoclonal Antibody treatment today. The outpatient treatment is a preventive measure for those with mild to moderate symptoms and is readily available to the general public upon

a physician’s order.

According to SCDHEC physicians, there is no way to pinpoint precisely when or how Governor McMaster or the First Lady contracted the virus.

According to CDC and SCDHEC guidelines, contact tracing is conducted for the 48 hours prior to the onset of symptoms or 48 hours prior to an eventual positive test being conducted. The governor quarantined himself when he knew he was in close contact with the virus and sent Governor’s Residence staff home to quarantine and get tested to ensure their health and safety.

Because the governor followed the guidelines and recommendations as a “close contact,” SCDHEC has determined there are no "close contacts" to the governor.

There were 77 new confirmed cases of coronavirus in Beaufort County on Tuesday.

The county’s seven-day average of new cases is 72 as of Tuesday, four days after the county saw a record 126 cases.

Statewide, Tuesday, there were 2,055 new cases and 15 deaths.

DHEC SETTLES ON SIMMER The S.C. Board of Health and Environmental Control announced Tuesday the selection of Dr. Edward Simmer for appointment as director of the Department of Health and Environmental Control (DHEC). “(The year) 2020 has emphasized the importance of the work being done by DHEC employees each day. The selection of Dr. Edward Simmer to serve as the director of DHEC reaffirms the Board’s commitment to promoting and protecting the health and safety of all South Carolinians, and the communities where they live, work and play," Board Chairman Mark Elam said. “Dr. Simmer’s experience in management through his over 30-year naval career, long time residency in

Beaufort and proven leadership skills will serve the agency, its many talented and dedicated staff and the people of South Carolina well.”

Dr. Simmer currently serves as Chief Medical Officer, TRICARE Health Plan, and will be retiring from the Navy on Dec. 31.

Previously, he served as Commanding Officer and CEO at the Naval Hospital in Oak Harbor, Wash. Dr. Simmer holds more than 25 years of extensive clinical leadership and teambuilding experience including transforming a large health care system.

The DHEC director is selected by the board to serve a four-year term. The selection is subject for approval by the Governor, and advice and consent by the Senate.

“Dr. Simmer’s service and professional qualifications are remarkable,” Gov. Henry McMaster said in a release. “His career and achievements demonstrate the proven leadership and management skills required to direct the Department of Health and Environmental Control. The board has made an excellent choice and it’s my hope the Senate will confirm Dr. Simmer as quickly as possible."

SANTA CLAUS IS COMING TO TOWN

Officers watch the ceremony Monday at the Matthew J. Clancy Law Enforcement Center. Photo by the City of Beaufort.

Center from page A1

Santa Claus, who looked a lot like Anthony Wilson, had time to make one more visit at Glowcountry Mini-Golf at Robert Small Parkway and Neil Road on Friday. Here he gets a double earful from Graclyn Kline, 5, left, and her 8-month-old brother Landon. Santa gave them each a candy cane and a glow-in-the-dark toy. Photo by Bob Sofaly.

Fire districts remind of dangers of the holidays From staff reports On Thursday, Dec. 17, with the U.S. and South Carolina in the deadliest time of year for fires, the Burton and Bluffton Fire Districts offered a reminder of the dangers with a live Christmas tree fire demonstration.

According to the latest report from the National Fire Protection Association, firefighters respond to an average of 160 fires a year involving Christmas trees, with three quarters of those fires occurring between December and January, and 46 pecent of those fires occurring between 6 p.m. and 3 a.m. Forty-five percent of Christmas tree fires were caused by electrical distribution, and 22 percent were caused by a heating source being too close to the tree.

Christmas day, New Year’s

Trees

from page A1 working with Dominion to ensure the trees are being cut to professional standards. And no trees will be removed unless absolutely necessary.

“There’s certainly a nuance as to how things are supposed to be cut. It’s important to me that we have an arborist with the city that’s working with Dominion’s reps as to how things are done,” Murray said. “I’m told as of (Monday) morning that’s what’s going to happen.”

Murphy won’t be a fulltime arborist for the city but will help out on an as-needed basis.

Eve and New Year’s Day are the leading days for candle fires.

Burton and Bluffton firefighters offer the following tips: • If there is no smoke alarm near your tree, temporarily install one for the holidays.

• Water the tree daily and keep away from heat sources.

• Do not block doors or other paths of escape with your tree. Remember, if you cannot get out, firefighters cannot get in.

• “If it has heat, than 3 feet!”

Keep heat sources and candles 3 feet away from anything that can burn.

• Plug lights directly into outlets or a UL approved power strip, and plug no more than three strands of UL approved holiday lights

together at a time. Discard damaged lights.

• Sleep with bedroom doors closed and with smoke alarms less than 10 years old with a battery backup inside and outside of bedroom areas on all living levels of your home.

• Remember windows are exits to. For bedrooms on upper floors consider purchasing rescue ladders for those bedrooms.

• Have an ABC home fire extinguisher, less than 5 years old, readily accessible and available. Remove them from closets and cabinets where they cannot be seen.

Any questions, or need assistance with smoke alarms, contact your local fire department or email safetyed@burtonfd.org.

“Dominion has an arborist, and he is doing a pretty good job of it,” Murphy said. “But I will spend a couple hours each week with public works and determine any issues that might come up and address them with Dominion.”

Murphy acknowledged why some residents may be upset.

“It’s exactly how it looks,” he said. “It looks like someone is flinging a chainsaw around, cutting everything in their way.”

Despite the appearance, Murphy said everything is not as bad as it seems and reassured residents the trees remain healthy, despite their appearance.

“They are doing what they’re supposed to do,” Murphy said. “It’s a huge public

safety issue. It’s just unfortunate that the trees end up looking like they do. They look like they’ve been butchered, but it’s not as bad as it looks.”

Dominion addresses questions about its tree-trimming process online at https://bit. ly/2WALr9Q. “We follow the American National Standard for Tree Care Operations (ANSI A300) for tree trimming— supported by arborists and other tree care experts. This method helps direct future growth away from power lines while leaving remaining limbs intact,” states Dominion’s website.

“ANSI A300 trimming may appear drastic at first but results in healthier trees long-

chief: “He was a learned man who valued education, and lifelong learning. … He was a man of integrity and discipline, shown in both his personal and professional lives.

He was the definition of tough. … But his toughness was only outmatched by his compassion. A huge heart full compassion for his family, the men and women of his department, and the citizens

we serve.”

Former Mayor Billy Keyserling noted that it was unusual for any City building to be named after a person but said this tribute was fitting.

“Anytime anyone walks into this building, they will think about the culture that was created, and that hopefully will be sustained and grow,” he added.

Lisa Clancy thanked the City for this “incredible tribute to Matt, also known as Chief Clancy. Naming this building after him forever honors his memory and

NEWS BRIEFS

County spraying for mosquitoes

Beaufort County Mosquito Control may conduct aerial and/or ground treatments from Dec. 28 to 31. Mosquito Control applies EPA-registered public health insecticide during ideal weather using low-flying aircraft throughout daylight hours and spray trucks from about 11 p.m. to 6:30 a.m.

For additional information, please contact Mosquito Control at (843) 255-5800.

and is now open Thursdays through Sundays from 10 a.m. to 3 p.m. Museum exhibits focus on the history of the Town of Port Royal including people, places, events, culture, commerce, government and folkways.

Docent tours are available ad admission is free. The gift shop includes history books by local authors, blankets, cards, mugs, decals, scavenger hunts and other items.

Call 843-524-4333 or email unionchurch1004@gmail. com for additional information.

Historic Port County employees Royal Foundation Museum now open help with litter pick-up Sundays The Historic Port Royal Foundation Museum has expanded hours of operation

term since fewer cuts are used. Affected areas callous quickly, reducing decay and allowing for future trimming that may be less noticeable.”

Though Murray said the process is “daunting” and a “seemingly never-ending maze,” especially if you call after hours, a Dominion representative has been talking to homeowners in neighborhoods during this process to address their concerns.

Homeowners and customers can call Dominion Energy South Carolina customer support at 1-800-251-7234.

In downtown Charleston, a group called “Stop Dominion” has filed a petition with City Council calling for leaders to tear up a nearly year-old contract with the power company.

Three Beaufort County Departments participated in a one-day roadside litter

According to the Charleston Post & Courier, the group hopes to prevent Dominion from “butchering” any more trees.

According to Murphy, the power companies prune a certain distance from the lines according to how often they want to repeat. For instance, if they cut two feet from the line, they may have to come back every year, which may not be cost effective.

So how far back they cut the trees is based on how much time may pass before they have to come prune again.

Murphy said that until 15 or 20 years ago, there were no standards for utility companies.

“Everything they did was without regard for the tree

recognizes his deep loyalty and service; honors his commitment and many years of devoted service to beautiful Beaufort. We are humbled, we are grateful, and we appreciate all your support in our darkest times. This is an honor like none other.”

The plaque that was unveiled is a facsimile of the permanent bronze plaque that will be placed on the building. It has a picture of Chief Clancy with two of his quotes: “Remember who you are” and “Always make a difference.”

removal on Nov. 18. Beaufort County Department of Parks and Recreation, Public Works and Solid Waste and Recycling joined together with 60 participants and removed 246 bags of litter totaling 6,050 pounds. Recyclable items were removed and only 182 bags were landfilled.

The Beaufort County Litter Crew organized the event, and teams were present in all 11 County Council Districts of the County. Beaufort County remains committed to a beautiful landscape for our residents and guests.

If you have questions, or are interested in forming an Adopt-A-Highway group, please call the Solid Waste and Recycling Office at 843255-2736 for more information or visit the website at www.beaufortcountysc.gov/ recycle.

or its health,” he said. “Now, they’re doing directional cuts and reduction cuts to subordinate limbs.”

Murphy said it’s our familiar image of the tree that makes it seem like it’s more damaged than it’s supposed to be.

“There are standards for this type of work, I just did an inspection today, trees they were working on on Ribaut Road,” he said. “Some things they need to go back and clean up, but they are applying all the current standards for this type of work. The trees aren’t going to look any better, but they are healthy.”

Mike McCombs is the editor of The Island News and can be reached at TheIslandNews@gmail.com.

DECEMBER 24–30, 2020

A5

NEWS & BUSINESS

Saving for retirement? Saving for your children’s education? Why not do both?

Presented by Fred Gaskin

E

very parent realizes life is full of compromises and tradeoffs. Nowhere is that choice starker than deciding whether to save for retirement or to save for a child’s education. Fortunately, these objectives are not mutually exclusive, but having a sound strategy, and solid plan makes great sense.

With that in mind, here are four smart ways to save for a child’s future college expenses: 1. Pay yourself first. If you’re like most families, you’re wondering how to strike the right balance between saving for your retirement and your children’s education. Although parents commonly put their kids’ needs before their own, that’s definitely not a good idea when it comes to college savings. In fact, most financial experts say it’s vital to fund your retirement before you sock away money for the kids.

The reason: There are many ways to help pay for college, including a

variety of financial aid and student loan options. But the same can’t be said for your retirement. (Good luck getting someone to give you a federally subsidized retirement loan!)

Funding your golden years will depend largely on how much you save and invest today. That means your top priority likely should be maxing out your retirement accounts.

2. Start saving as early as possible. Once your retirement savings plan is on track, start saving for college expenses as soon as possible. According to the College Board's College Cost Calculator, a child born this year may need more than $222,000 to attend a four-year, in-state public university, based on current published tuition, fees, room and board and assuming inflation increases of 5 percent; private schools may cost almost twice that much.

But before those numbers cause you to panic, just remember: The same strategies that can help

you reach your retirement savings goals—start early, invest regularly and contribute as much as you can—can set you up for success as you save toward your children’s education.

3. Make the most of tax-advantaged college savings options. Your most powerful allies in the college savings game include tax-advantaged accounts that may enable your savings to go farther than they would in more traditional accounts. For example: • 529 plans allow parents, relatives and friends to invest for a child's college education. The earnings and gains on those investments grow tax-deferred, which can help your money grow faster than it would otherwise. What's more, you won’t owe any federal taxes on withdrawals from a 529 as long as you use the money to pay for tuition, books, room and board and other

qualified educational expenses. These plans’ lifetime maximum contribution limits vary by state, but generally range upward of $200,000 per beneficiary.

• Education Savings Accounts (ESAs)— also called Coverdells— also offer tax-deferred growth and tax-free withdrawals to pay for qualified educational expenses, but provide more investment flexibility than 529s.

ESA contributions are capped at $2,000 annually.

• Custodial accounts are managed by a parent or guardian on behalf of a child. They may offer various tax advantages based on the amount of earnings they generate, and there are no contribution limits or restrictions on how the money can be spent as long as it benefits the child. But be aware that unlike 529s and ESAs, money in a custodial

account belongs irrevocably to the child.

Translation: When your kid turns 18 (or older, depending on the state rules governing the account), he or she can use the money for anything—and yes, that includes a new car or trip to Europe.

4. Get help if you need it.

Let’s face it: It’s challenging to juggle multiple savings goals. Working with a financial professional can help ensure you strike the right balance between your various objectives, as well as make the most of all the college financing options available to you— including your existing assets, financial aid and scholarships, and loans or lines of credit. A plan that combines some or all of these resources can help you pay for college while also staying on track toward your other key life goals.

As I’ve pointed out in prior columns, the hardest part for most investors in these situations is just getting started.

Vaccine from page A1

facility residents and staff are among those in Phase 1a of the vaccine roll out.

These front-line workers are considered “mission-critical” since they are treating patients both with and without COVID-19 and are most critical to saving lives, DHEC officials said.

“Ensuring those responsible for treating our COVID-19 patients are the first to be vaccinated is one way of protecting our front-line healthcare workers so that they can continue to protect all of us,” said the agency’s Interim Public Health Director Dr. Brannon Traxler.

Others included in Phase 1a are first responders who provide emergency medical response, medical staff in correctional facilities, dialysis and infusion centers, outpatient settings frequently treating COVID-19 patients, home health and hospice workers, autopsy staff and coroners and other healthcare professionals at high risk of frequent exposure to COVID-19.

Beaufort Memorial’s frontline workers who received their first doses of the vaccine on Monday were registered in a secure database called VAMS, or Vaccine Administration Management System, a federal database that allows the CDC and state health departments to monitor vaccine administrations and administer the second dose which is held in reserve.

They were also given vaccine cards and will receive a notification through VAMS of when to return for that all-important second dose, or 21 days from Monday.

The federal government is holding those second doses in reserve to ensure the vaccine is available and earmarked specifically for the same individuals when it’s time to receive their second dose, DHEC officials said.

In addition, residents and staff at long-term care facilities are expected to receive the vaccine within three to six weeks.

Those facilities will more than likely receive the Moderna vaccine – recently green-lighted for shipping – due to the number of available doses, its ability to be stored in a regular freezer and transported to facilities, officials said.

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DECEMBER 24–30, 2020

Beaufort Memorial Hospital CEO Russell Baxley jokes while getting his COVID-19 vaccine on Monday at Beaufort Memorial Hospital.

Photo by Mindy Lucas.

“We felt that the number we had with Moderna … would be able to meet the number of doses that are going to be required for those long-term care facilities, for the residents and the staff, with the Moderna product,” DHEC’s Director of Immunization and Prevention Stephen White said on Friday’s call.

DHEC expects to receive 200,000 to 300,000 doses of vaccine – including both the Pfizer and Moderna vaccines – by the end of the year.

Those numbers reflect only the first round of shots with the second dose being held for future allocation, officials on the call said.

Who Will Be Next While it will “take weeks” vaccinate everyone in Phase 1a, DHEC is looking ahead now to those populations, or groups who will be vaccinated next in South Carolina.

The agency has a draft plan for all phases, but also takes its cues from the Centers for Disease Control (CDC) and South Carolina’s vaccine advisory committee, which ensures that vaccine planning is specific to serving South Carolina populations.

On Friday, DHEC officials

said they were waiting on the CDC’s Advisory Committee on Immunization Practices (ACIP) to release its policy decisions and wanted time to review those recommendations after they came in.

On Sunday, ACIP voted to include adults ages 75 and older — along with such front-line essential workers as police officers, fire fighters,

teachers and grocery store workers among others in Phase 1b.

After that will be adults ages 65 and older, along with people with underlying medical conditions that put them at higher risk of getting severely ill from COVID-19, and other essential workers including those who work in trucking or transportation services,

construction, food service and others in Phase 1c.

Turning the corner While Beaufort Memorial is not making the vaccine mandatory for employees, many on the medical staff like Diane Razo, the hospital’s Director of Critical Care, have had conversations with colleagues and is encouraged by their willing-

Once you’ve jumped into the process, you may realize that settling into a plan and committing to a regular education savings strategy will provide you with more confidence and importantly, a better understanding of what you need to do manage your future.

Fred Gaskin is the branch leader at the Charles Schwab branch in Bluffton.

He has over 35 years of experience helping clients achieve their financial goals. Some content provided here has been compiled from previously published articles authored by various parties at Schwab.

The information here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. This information does not constitute and is not intended to be a substitute for specific individualized tax, legal or investment planning advice. Where specific advice is necessary or appropriate, please consult with a qualified tax advisor, CPA, Financial Planner or Investment Manager.

1220-03KY ness to get vaccinated.

“I think it’s a personal choice,” she said. “But for my colleagues and especially for my colleagues in critical care, absolutely.”

Having worked in the Intensive Care Unit since the beginning of the outbreak in March, this year has been like nothing Diane she’s seen be- Razo fore in her 30plus years of nursing, she said.

The early months were particularly difficult, she said.

Before hospitals and medical teams across the country learned best practices and protocols for dealing with the virus, the ICU team “saw a lot of death,” she said. It was particularly hard knowing families weren’t allowed to visit.

“So our staff had become the families of the patients who were passing,” she said.

“You just can’t imagine what that was like day after day.”

The pandemic has most assuredly taken its toll on those in healthcare.

“If you could just look into their eyes and see the scars that are left there, it has been horrific,” she said. “But at the same time, you have to commend the ICU staff for continuing to come back every day and care for these folks.”

The vaccine will help “turn the corner,” she said, in the fight against the virus. What’s more, she is hopeful – hopeful for when it finally becomes available to everyone.

“Because there are so many who can benefit from it as well,” she said.

Vaccines cards and instructions wait for recipients Monday morning at Beaufort Memorial Hospital. Photo by Mindy Lucas.

HEALTH & WELLNESS Options & References for a Healthier Life

There is no place like home this holiday season

T

he holiday season may look very different from the one to which you have become accustomed, but in some ways it can be even better. You won’t be shuffling from one holiday party to another, or gathering as communities to perform or listen to festive tunes, but you also won’t have to endure endless waits on highways or tarmacs either.

TRADITIONS REIMAGINED: Though we cannot gather together to enjoy holiday parties or share in community traditions, many traditions can be reimagined in COVID-friendly ways. Take a long walk or a nice drive to look at Christmas lights together with to-go hot cocoa. Set up a Polar Express pajama party on Zoom with holiday goodies and watch the film together. Put together a virtual holiday sing along or crafting afternoon! Remember the cookies your kids always bake with Grandma? Bring her into the kitchen via Facetime!

GIVE YOURSELVES A BREAK! It is beneficial for the whole family to be intentional about taking time off during the holidays. While it is tempting to work during this period, as a parent, you need to allow yourself adequate time and space to relax, spend some time in nature, get exercise, and take a mental health break. Take care of yourself first and you will be better equipped to take care of your child. Give yourself permission to delegate some responsibilities so that you have the energy to support family bonding. Be a great role model. Experts advise that when you are with your children, it is especially important to be off of your devices and to avoid technoconferences; the best gift you can give your family is your undivided attention and love.

MAKE A WISH(LIST): Each member of your family has different hopes and goals for this season. It’s important for children and teens to consider what would make them happy and to have the opportunity to express themselves. Goal-setting supports discipline, responsibility, and confidence; in the midst of a quarantined winter break, working toward goals will help the whole family enjoy the break in healthy and entertaining ways. Conduct a family “survey” to find out what each person would like to achieve or experience during this time and, when they look back on this year, what they would like to remember.

Once you understand what they would like to accomplish and the memories they wish to cherish, you can support their interests.

TOGETHER APART: Staying connected with friends and family this season is vital for keeping spirits high. Encourage your children to find time each day to connect with someone outside of your home by writing a note, text or email, placing a phone call, or arranging a video chat. This is considered beneficial screen time. You may consider extended family holiday dinners on Zoom or share the joy of kids opening gifts through video chat

with grandparents and others.

SHARE THE LOVE: Encourage everyone in your household to share the love with someone each and every day! Give a hug (to someone in your house!), write a personal holiday card, create a homemade holiday gift, enjoy each person’s favorite meal just because it’s their favorite, send a holiday music video to grandma and grandpa—the possibilities are endless!

There is no sugar coating the fact that several of our favorite holiday traditions won’t happen this year.

However, there is no reason not to

start some new festive ones with your immediate family at home.

Embrace the opportunity to try new things—you never know what pandemic activity will become the holiday tradition you carry out for the next 50 years!

We hope you find many opportunities for joy and new experiences this season. We wish you a wonderful, safe, and healthy festive season and bright and hope filled New Year!

By Dr. Pamela Hurst-Della Pietra, President and Founder Children and Screens: Institute of Digital Media and Child Development

Good Neighbor Free Medical Clinic of Beaufort moving From staff reports The Good Neighbor Free Medical Clinic of Beaufort will soon be closer to the medical heart of Beaufort.

Plans are under way for the clinic, which provides free medical services to adults who have no medical insurance and meet low-income guidelines, to occupy the Beaufort Memorial Hos-

pital-owned building at 974 Ribaut Road. The building was recently vacated by the relocation of Beaufort Memorial Express Care & Occupational Health.

According to the clinic’s executive director, Cassi Kilpatrick, the move is scheduled for March.

“The new location will be a great benefit to our pa-

tients,” Kilpatrick said in a release. “As a primary care clinic, we often refer patients for diagnostic tests available at the hospital or for medical specialty services that are arranged by AccessHealth of the Lowcountry, which will now be a couple of doors down the street. And having a pharmacy literally next door will be another

CARE... what YOU are ALL about.

Your caring hearts and compassion have helped us through this crisis. Thank you frontline medical professionals. Thank you hardworking team members who silently work behind the scenes to keep all running smoothly.

To those who aren’t often, or even in the spotlight: Postal workers, sanitation workers, food service and working professionals who help find solutions—we see you—and are forever grateful to you.

May you all find a moment of peace this season. Know that you are loved.

GET IN. GET OUT.

terrific asset.”

Their soon-to-be tenantlandlord relationship will strengthen the longtime relationship between the two nonprofits, says Alice Moss, chair of the clinic’s board of directors.

“The clinic and BMH have collaborated since the clinic was conceived in 2007 as an outgrowth of Operation Good Neighbor, an initiative of eight downtown churches,” Moss said. “Beaufort Memorial’s ER and social work teams frequently send patients to us. We help the patients manage their chron-

ic health conditions so they become healthier with fewer medical emergencies.”

Beaufort Memorial does not charge Good Neighbor patients for diagnostic tests, and is making the new location available rent-free.

The clinic, which opened its doors in 2009, is staffed by volunteer doctors, nurses and support staff; overseen by a volunteer board of directors; and managed by a small paid staff.

“As our name indicates, our neighbors are our lifeblood,” Kilpatrick said.

“Beaufort County Human

Everywhere That People Care The trusted Care magazine is now back in print as a regular contributor to The Island News, with Karen Mozzo as editor. Together we’ll deliver information, references, and options for a healthier life.

On-the-spot care for minor illnesses and injuries

GET WELL.

Services Alliance, United Way of the Lowcountry, Coastal Community Foundation, Community Foundation of the Lowcountry, Bargain Box as well as numerous area churches, community service organizations, clubs and individuals make our mission possible.”

The clinic is a credentialed member of the S.C. Free Clinic Association and the National Association of Free and Charitable Clinics.

For more information, visit gnfmcbeaufort.org or the clinic’s Facebook page or call 843-470-9088.

HOLIDAY DE

.......

......

HOUR

S .............

C. 2 4 DEC. 25

8 A .M .-

5 P .M .

C

LO S E OP D HOUREN REGUL A S SAT R SUND URDAY & AY.

Open evenings and weekends, too!

MONDAY-FRIDAY 8 A.M. to 8 P.M. NEW LOCATION

SATURDAY 8 A.M. to 5 P.M.

SUNDAY 1 P.M. to 5 P.M.

1680 RIBAUT ROAD, PORT ROYAL • 843-524-3344 • BeaufortMemorial.org/ExpressCare DECEMBER 24–30, 2020

A7

SPORTS

5 county varsity basketball programs in quarantine From LowcoSports.com Four varsity boys basketball programs in Beaufort County, as well as one varsity girls and one junior varsity boys team have suspended team activities for two weeks due to three positive COVID-19 tests among the teams and the potential that others within the programs have been exposed.

The Beaufort County School District confirmed Friday that the varsity boys

teams at Battery Creek, Beaufort High, Bluffton, and May River, as well as the varsity girls and junior varsity boys at May River will be quarantined for two-week periods expiring the last week of December, depending on the date of potential exposure.

As of Friday morning, BCSD Director of Communications Dr. Candace Bruder-Brasseur said there had been only a total of three positive tests

reported among five affected programs at four schools, but that number had increased to five students across seven programs at the affected schools.

Although the girls teams were not deemed close contacts with the boys and weren’t initially required to quarantine, largely as a result of mitigation measures the district has imposed to limit exposure outside the team such as clearing the gym and

sanitizing surfaces nightly, that changed Friday afternoon. May River’s girls now have a positive test and have began their quarantine.

Other girls’ teams may have their schedules affected, even if they don’t have a player test positive. Many teams share staff, such as athletic trainers, and those staff members might be required to quarantine if they have been in close contact with the players who

tested positive.

Numerous area teams have already had games postponed due to opponents being quarantined. Hilton Head Island High’s boys have had two of their first four scheduled games canceled or postponed, and now tonight’s scheduled Bridge Bowl matchup against Bluffton has been added to the list.

May River’s boys and girls games at home against

James Island on Friday and Battery Creek on Saturday have also been postponed, as well as Beaufort High’s boys game at Savannah Country Day on Friday.

Beaufort High and Bluffton squared off in a Region 7-4A matchup Tuesday. Battery Creek hosted Beaufort Academy on Tuesday, but BA athletics director Nick Field said his school’s teams are not affected.

FINISHING STRONG

Eagles shoot 2nd-half highlight reel in rout of Hurricanes

BA’s Malachi Rodriguez throws down a dunk during the second half of the Eagles’ 74-39 (double check that) win over Coastal Homeschool on Friday. Photo by Justin Jarrett / LowcoSports.com

By Justin Jarrett LowcoSports.com It was another slow start for the Beaufort Academy boys on Friday, but the finish — ooooh, boy, was it fun.

The Eagles stumbled out of the gate before taking control and putting on a show in the second half of a 74-39 rout of Coastal Homeschool on Senior Night. BA had five players in double figures and erupted for 64 points over the final three periods, including 26 in the fourth.

Braxton Tolbert scored 16 points and Ben VanHise added 15 to lead the way for the Eagles, using their size advantage to dominate in the paint. Braydon Dineen gave BA a huge spark with 13 points, including eight in quick succession in the third quarter, while Elijah Fess added 12 and Malachi Rodriguez had 11.

The Eagles were able to get to the rim repeatedly, but the shots weren’t dropping in the first quarter and Coastal was able to grind out an 11-10 lead after the period.

It didn’t last.

Dineen splashed a 3-pointer to break the seal on the basket, and BA’s guards and bigs alike began scoring inside at will as the Eagles ran out to a 32-18 halftime lead.

Dineen caught fire coming out of halftime, scoring on a series of jumpers and acrobatic layups, and the big men took over in the fourth.

The Eagles swiped one steal after another in the final quarter, generating a series of breakaways including thundering dunks from Tolbert and Rodriguez. Fess was a steady presence throughout, slashing to the basket with some impressive finishes at the rim.

The Eagles kept it going with a 54-33 road win over Lowcountry

BA’s Maleik Chalmers dishes to a teammate during the second half of the Eagles’ 74-39 (double check that) win over Coastal Homeschool on Friday. Photo by Justin Jarrett / LowcoSports.com Leadership on Monday, as freshman guard Ben Frey scored 17 points and VanHise added 12 to give BA its first back-to-back wins since a 2-0 start to the season.

The Eagles needed a buzzer-beating layup from Fess to escape with a 52-51 win in their first trip to Hollywood on Nov. 30, but they had no trouble putting away the NaviGators in the rematch.

Frey put on a show, scoring in myriad ways, including splashing 3s, driving to the basket, and turning steals into layups, while VanHise kept up his hot play and Fess added nine points. Dineen let a stout defensive effort for BA, locking down NaviGators sharpshooter Clay Schaffer, who poured in 21 points in a loss to Whale Branch on Friday but was limited to two technical free throws Monday.

BA (6-5) hosts Hilton Head Prep for a region matchup Jan. 5.

HIGH SCHOOL BASKETBALL ROUNDUP

GIRLS BASKETBALL ‘Canes spoil special night for BA

Beaufort Academy’s girls ran into a tough First Baptist team at home Friday, losing 63-35, but it wasn’t all bad for the Eagles, who celebrated Senior Night and received their SCISA Class 1A state championship rings from last season.

Mike’Ala Washington put together another big game for BA with 19 points and four rebounds, but the Hurricanes had too many weapons for the Eagles to keep pace.

Mary Hanna Hiers added four points and a team-high five rebounds for BA. The Eagles (4-3) are off until hosting Hilton Head Prep for a region matchup Jan. 5.

Short-handed JPII comes up short at home

John Paul II’s girls struggled to a 29-19 home loss to Charleston Collegiate on Friday, as a young Golden Warriors squad continues to play without two key veterans.

JPII won the first meeting, 26-18 on on Dec. 10, and they had opportunities to complete the season sweep

A8

DECEMBER 24–30, 2020

Gilmour, two of the top returners off a team that lost three-time region Player of the Year Tkai DeVore to graduation.

Ru Bennett had a strong game for JPII with six points, five rebounds, and four steals, while Cayce Graves swiped 10 steals to go with five points, and Maddie Heathcott grabbed eight boards.

JPII (1-4) is off until hosting twotime defending SCISA 2A champion Hilton Head Christian Academy on Jan. 5.

Battery Creek’s Sophia Felix, left, keeps a close on eye on Beaufort Academy’s Mike’ala Washington during Tuesday’s game at Battery Creek. The Lady Eagles won, 36-28. Photos by Bob Sofaly. but were unable to take advantage.

“We will become more competitive when we hit free throws and eliminate unforced turnovers,” JPII coach Karen Floyd said. “Getting two of our veterans back after the break will be beneficial as well.”

The Golden Warriors have been without Taylor Michael and Caroline

BOYS BASKETBALL JPII boys hold off Sundevils to stay undefeated

John Paul II’s boys held off a late rally from visiting Charleston Collegiate to stay unbeaten with a 53-43 victory Friday.

Jackson Ogden led another balanced offensive effort for the Golden Warriors with 19 points, five assists, and two steals, and Mark Knight posted a double-double with 11 points and 10 boards.

Jeremiah Young added 10 points for JPII, which is 5-0 going into its holiday break and will host Hilton Head Christian Academy to open region play on Jan. 5.

Battery Creek’s Justin Smalls, left, gets the ball knocked out of his hands as teammate Jaeon Allen moves into help during the second quarter of their basketball game Tuesday, Dec. 15.

At center is Beaufort Academy’s Ben Vanhise. The visiting Eagles outscored the hosting Dolphins, 66-56.

Barnard, Warriors hang on for region road win

The Whale Branch boys are growing accustomed to winning ugly, but it beats the alternative.

Devonta Barnard scored 14 points to lead a balanced effort, and the Warriors took advantage at the foul

line down the stretch to hang on for a 51-44 road win over Lowcountry Leadership in Region 7-1A play on Friday.

The Warriors built a 29-12 halftime lead and appeared poised to cruise to an easy win before the NaviGators heated up from 3-point range to close the gap to 38-35 heading to the fourth quarter.

The Warriors have struggled at the foul line early in the season, but they were 11-of-19 from the stripe Friday, including 8-of-13 in the fourth quarter. Barnard went 6-for-8 from the line.

Jaylen Reeves, Jaquan Gillison and Jashuan Gillison each scored nine points for Whale Branch, and AJ Singleton added five, all in the fourth.

Clay Schaffer hit four 3-pointers en route to 21 points for the NaviGators.

LOOKING FOR MORE HIGH SCHOOL HOOPS COVERAGE? You can find it at LowcoSports. com! Team Lowco has written recaps of all the local games, a composite schedule and results page, the weekly Lowco Hoops Spotlight highlighting the area’s top players and teams, photo galleries, video highlights, and the weekly Lowco Hoops Report podcast! Go LOWCO!

SPORTS & EDUCATION

May River’s Isaha Wysong gets the upper hand against Battery Creek’s Sam Degroat in the second period of their 120-pound class bout Dec. 16, during the Battery Creek-Beaufort-May River tri-match at BCHS. Wysong went on to pin Degroat for the win.

Eagles rally to edge Dolphins in final bout

LowcoSports.com Beaufort High’s wrestling team kicked off its season with a thrilling 40-36 win over crosstown rival Battery Creek on Wednesday.

The Eagles fell behind the Dolphins 36-0 thanks to four forfeits in the lower weights as well as pins from Battery Creek’s Sam Degroat and Rob-

bie McManigle, but Beaufort reeled off seven straight wins to end the night, including a pin from Justin Weinberg at 285 to clinch the victory in the deciding match.

Beaufort’s Adam Burnevich turned the tide with a third-period pin at 152, and Beaufort’s dominant upper weights took over from there. Jeremiah

Simmons and Theo Washington also won by pin, and Kaywan Johnson, Colton Phares, and Luke Burton picked up key wins for the Eagles.

Battery Creek also dropped a 65-9 decision to Class 4A power May River. Elmer Linares won by pin, and Dreshaun Brown earned a decision for the Dolphins.

Right: Battery Creek’s Bradley Smith, left, bridges his back to keep his shoulders off the mat while May River’s Eric Seman puts more pressure on him in the second period of their 132-pound bout Wednesday, Dec. 16, during the Battery Creek-Beaufort-May River tri-match at BCHS. Seman went on to pin Smith. Photos by Bob Sofaly.

Eagles, Sharks lead the way on All-Region 7-4A list

LowcoSports.com Region champion Beaufort High and runner-up May River dominated the superlative awards and the All-Region 7-4A football first team released this week.

The region champ Eagles placed nine players on the first team, while Bryce Lybrand was named the Coach of the Year and quarterback Tyler Haley shared Co-Offensive Player of the Year honors with May River quarterback Ahmad Green.

The Sharks put seven players on the first team, including Green and Defensive Player of the Year Eli Hall, while Beaufort sophomore Eamon Smalls took Defensive Lineman of the Year Honors and Colleton County’s Ian Shark was the Offensive Lineman of the Year.

James Island had five players picked for the first team, along with three from Hilton Head High, and two each from Bluffton and Colleton

County. Each team had two players named to the second team.

2020 All-Region 7-4A Football Coach of the Year: Bryce Lybrand, BHS Co-Offensive Players of the Year: Ahmad Green, MR; Tyler Haley, BHS Offensive Lineman of the Year: Ian Shark, CC Defensive Player of the Year: Eli Hall, MR Defensive Lineman of the

Year: Eamon Smalls, BHS 1st Team Offense QB: Ahmad Green, MR QB: Tyler Haley, BHS RB: Amariee Morris, BHS RB: Nayrone Holmes, CC OL: Garrett Bonneville, MR OL: Moxon Zehr, MR OL: Ryan Clark, HHIHS OL: Will Shealy, JI OL: Ian Shark, CC OL: Terence Wilson, BHS OL: Luke Bond, BLHS WR: Kacy Fields, BHS WR: Jaden Scott, JI

Lowco football stars earn All-State honors LowcoSports.com Eight Lowco area high school football stars earned first-team All-State honors and three more earned honorable mention from the South Carolina Football Coaches Association on Friday.

The Lowco was well-represented on the Class 4A AllState team, with three players

from May River, two from Beaufort High, and one from Bluffton making the first team and a trio of Sharks offensive linemen earning honorable mention.

Beaufort’s Tyler Haley and May River’s Ahmad Green — the Region 7-4A Co-Offensive Players of the Year — landed on the first team along with

May River defensive stars Eli Hall and Steffin Gadson, Beaufort defensive line phenom Eamon Smalls, and Bluffton defensive end DJ Aiken. May River’s Will Wilson, Garrett Bonneville, and Moxon Zehr all earned honorable mention for their work paving the way for Green and the Sharks’ power rushing at-

tack. Colleton County offensive lineman Ian Shark also earned a first-team nod from Region 7-4A. Whale Branch landed two players on the Class 1A AllState team, with versatile star Jaylen Reeves and offensive lineman Aaron Rhode earning spots on the first team.

1st Team Defense DL: Eamon Smalls, BHS DL: Alvin Wilson, BHS DL: Jaylen Sneed, HHIHS DL: John Grant, JI DL: Rett Harrell, MR LB: Hunter Higgins, JI LB: William Winburn, BHS LB: Daniel Phares, BHS LB: Eli Hall, MR DB: Steffin Gadson, MR DB: Jayden Gilliam, HHIHS DB: JaQuan Wallace, JI DB: Colton Phares, BHS 1st Team Specialists

K: Jonah Comfort, MR P: Nate Hoyt, BLHS 2nd Team DJ Aiken, DL, BLHS Evan Elliot, WR, HHIHS Kobe Ferguson, OL, CC Greg Harrison, DL, JI Josh McClendon, DL, CC Darrion Perry, DB, MR Hugo Jackson Taylor, K, JI Kylan Simmons, RB, BLHS Sam Summa, QB, HHIHS Rhogue Wallace, H-Back, BHS Theo Washington, DL, BHS Will Wilson, OL, MR

EDUCATION BRIEF

Beaufort’s Aivaz to Ole Miss Fall 2020 Chancellor's Honor Roll

Madison Lynn Aivaz, of Beaufort, was recently named to the University of Mississippi's Fall 2020 Honor Roll lists.

Aivaz was named to the Chancellor's Honor Roll, which is reserved for students who earn a semester GPA of 3.75 to 4.00.

In order to be eligible for honor roll designation, a student must have completed at least 12 graded hours for the semester and may not be on academic probation during the semester.

Community Foundation gives 8 Beaufort Academy Nale Engineering Scholarship students named AP Scholars From staff reports The Community Foundation of the Lowcountry awarded the Dan D. Nale Engineering Scholarship in early November to Kenneth Spurlock, a mechanical engineering student at The Citadel who hails from Beaufort.

The annual scholarship was established by Dan Nale, P.E., Ph.D., who retired from Gulfstream Aerospace in 2019. Nale teaches civil engineering at The Citadel, his alma mater. The scholarship is awarded to dependents of Gulfstream employees pursuing a degree in engineering.

“Kenneth’s outstanding performance in The Citadel’s mechanical engineering program as a senior and

his father’s dedication to Gulfstream for many decades made him the perfect scholarship candiKenneth date for the Spurlock second year in a row,” Nale said.

Spurlock serves as the executive officer of his approximately 100-person company at The Citadel and is a member of the mechanical engineering club. He enjoys giving back to his community by visiting with elders in his church, volunteering at Charles Towne Landing, and participating in Veterans Day parades and community cleanups.

After graduation, Spurlock intends to pursue a career in aerospace engineering.

In addition to requiring that recipients are dependents of Gulfstream employees, applicants must be committed to pursuing a Bachelor of Science degree in either civil, mechanical, electrical or aerospace engineering. Preference will be given to students attending The Citadel or to those who have participated in a Gulfstream Aerospace co-op or internship program.

The Community Foundation is now accepting applications for the 2021-2022 school year through Feb. 28, 2021. To learn more, visit cf-lowcountry.org.

From staff reports Eight students from Beaufort Academy earned the designation of AP Scholar by the College Board in recognition of their exceptional achievement on the college-level Advanced Placement Program (AP) Exams.

One student — Albert (Cal) Harvey, class of 2020 — qualified for the AP Scholar with Distinction by earning an average grade of at least 3.5 on all AP exams taken, and scores of 3 or higher on five or more of these exams.

Seven students — Emma Dillinger, Bryce Hage, Jenny Harry, Alyssa Lewis,

Emilie Claire Nason, Chase Vaigneur, and Jane Ward — qualified for the AP Scholar by completing three or more AP Examinations, with grades of 3 or higher. Three of the students graduated with the class of 2020, while Dillinger, Lewis, and Nason are members of the class of 2021.

The College Board’s Advanced Placement Program provides motivated and academically prepared students the opportunity to take rigorous college-level courses while still in high school, and to earn college credit, advanced placement, or both for successful performances on the

AP exams.

About 27 percent of the more than 2.6 million high school students worldwide who took AP Exams performed at a level to also earn an AP Scholar Award.

Students took AP Exams in May 2020 after completing the challenging college-level courses at their high schools. The College Board recognizes several levels of achievement based on students’ performance on AP exams.

Most of the nation’s colleges and universities award college credit, advanced placement, or both based on successful performance on the AP exams.

DECEMBER 24–30, 2020

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LOCAL MILITARY

feature

McNeal-Smith brings martial arts passion to Parris Island’s Drill Field

G

Gunnery Sgt. Lamar S. McNeal-Smith is the lead Martial Arts Instructor at Marine Corps Recruit Depot Parris Island.

Photos by Lance Cpl. Samuel C. Fletcher, USMC.

Recruits with Lima Company, 3rd Recruit Training Battalion, practice martial arts techniques Friday, Nov. 6 aboard Marine Corps Recruit Depot Parris Island.

By Lance Cpl. Samuel Fletcher, USMC

unnery Sgt. Lamar S. McNeal-Smith grew up an athlete. He played football and soccer his first two years in high school and wrestled his junior and senior year before enlisting in the United States Marine Corps in 2007.

“My thing is ground fighting,” McNeal-Smith said. “I like ground fighting since it pertains to my wrestling skills, and most fights end up on the ground anyways.”

During his first enlistment, McNeal-Smith steadily progressed through the Marine Corps Martial Arts Program, earning multiple martial arts belts. Lamar earned his black belt while deployed to Afghanistan and by 2010 was already a Martial Arts Instructor in the Marine Corps.

“MCMAP provides individuals with a basic understanding of martial arts. It also develops their character as well with the tie-ins and warrior case studies,” McNeal-Smith said. “We have MCMAP to defend ourselves if the situation dictates and to also continue to learn and better ourselves as well.”

McNeal-Smith is now a thirddegree Martial Arts InstructorTrainer. To earn his third-degree belt, he had to write a 3,000-word

essay, have his second-degree belt for two years and have 150 hours of volunteer service. McNeal-Smith is qualified to train Marines in MCMAP and train Marines to be MCMAP instructors.

In 2019 McNeal-Smith arrived at Marine Corps Recruit Depot Parris Island to serve as a drill instructor.

He served nine months as a drill instructor before being transferred to Leatherneck Square to serve as the lead Martial Arts Instructor and Staff Non-Commissioned Officer in Charge. He was selected for the billet based on his experience in Marine Corps Martial Arts and being the most experienced MAI aboard Parris Island at the time of his selection.

LNS is where recruits are taught entry-level MCMAP. LNS also hosts the Martial Arts Instructor Course and regular MCMAP courses for Marines aboard Parris Island.

“The Marine Corps needs a MCMAP program. We all come from different walks of life and don’t experience the same growth in martial arts,” McNeal-Smith said.

“The martial arts you learned from recruit training and throughout your career can help you greatly.

It can improve your chance of survival.”

Recruits with India Company, 3rd Recruit training battalion, practice Marine Corps Martial Arts techniques Thursday, Dec. 17 aboard Marine Corps Recruit Training Depot Parris Island. The purpose of the Marine Corps Martial Arts Program is to execute unarmed and armed techniques to use lethal and non-lethal force across a spectrum of violence.

How do I file a claim for Service-Connected Disability with the VA?

T

his is the 5th article on Veterans’ benefits, in a series of 12, to be published in The Island News. These articles on Vet’s benefits are meant to encourage Veterans and their Dependents and Survivors to learn what their benefits are and to file a claim for those benefits. These articles are not a substitute for the advice of a Veterans Service Officer (VSO) or A Veterans Benefits Regional Office/Intake Office or the detailed information published by the Department of Veterans Affairs at places like: • The VA website www. va.gov and https://www. va.gov/disability/howto-file-claim/ • The Federal Benefits for Veterans, Dependents, Survivors Pamphlet 80-19-01 at https://www.va.gov/ opa/publications/ benefits_book/2019_ Federal_Benefits_for_ Veterans_Dependents_ and_survivors.pdf .

You can file a claim with the help of a Veterans Service Officer (VSO) or another certified adviser. SC County Vet Affairs Offices addresses, phone numbers, and email addresses can be found at https://scdva. sc.gov/county-veterans-af-

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DECEMBER 24–30, 2020

LARRY DANDRIDGE

fairs-offices . Filing a claim can be complicated and confusing, therefore using a VSO is always wise.

You can file a claim with the VA for service-connected disabilities online, by mail, and in person. You also have a choice of using one of the two claims processes: • You can file under the VA’s Fully Developed Disability Claim (FDC) Process or • Through the Standard Disability Claim Process.

If you need help filing a disability claim, you can also contact a VA regional office and ask to speak to a counselor. To find the nearest regional office, call 800-827-1000.

No matter which path you take to file, if your claim is approved, the date of award of disability will be the date you filed the claim or the date you formally notified the VA of your Intent-to-File using VA Form 21-0966. In-

tent to file can be by phone or in writing.

To file under the VA Fully Developed Claims Program, for disabilities not previously claimed and worsening conditions, follow the instructions at https://www. va.gov/disability/how-tofile-claim/evidence-needed/ fully-developed-claims/ and https://www.va.gov/ disability/how-to-file-claim/ evidence-needed/ .

If you have or can gather all the evidence and supporting documents needed to file with your claim, the FDC process is normally the preferred way to file because the VA will expedite the claims process when they get your claim and supporting documentation.

Under the FDC process, you will need to turn in the information and evidence at the same time as you file your claim. If you turn in more evidence after you send in your fully developed claim, the VA will remove your claim from the expedited FDC program and process it as a standard claim. The VA will give your standard claim the same attention as an FDC claim.

However, the process will be slowed down while the VA waits for you to submit all of your evidence and supporting documents or waits un-

til the VA can request and obtain those documents.

For the VA to consider your claim fully developed, you will need to: • Submit a completed Application VA Form 21-526EZ found at https://www,vba.va.gov/ pubs/forms/VBA-21526ez-ARE.pdf.

• Submit all evidence and supporting documents along with your claim.

• Certify there is no more evidence the VA might need to decide your claim.

• Go to any VA medical exams required. VA will notify you of needed exams.

To file a claim, you will need to follow the instructions at https://www.va.gov/ disability/how-to-file-claim/ and send the VA the following documents: • Your DD214 or other separation documents.

• All private medical records related to the claimed condition, like reports and letters from your own doctor or X-rays and other test results.

• Records of medical treatment received for the claimed condition while serving.

• Any military personnel records (Purple Heart

EDITOR’S NOTE This is the fifth article of a series of 12 helpful articles on State of SC and Federal Veterans Benefits to be published in the Lowcountry Weekly and Island News over the next three months.

Award, Line of Duty Investigation, Safety Report, Performance Evaluations, Orders, etc.) you have that relate to the claimed condition, and information about any related health records that you don’t have but that the VA can request from a facility like a VA medical center.

• You can also submit letters (lay witness statements) from family members, friends, clergy members, and those you served with that can tell the VA more about your claimed condition and how and when it happened.

• Any supporting research done that supports your claim of service connection.

You have up to one year from the date the VA receives your claim to turn in evidence. If the VA decides your claim before this, you’ll

have the rest of the oneyear period to turn in more information to support your claim. Average number of days to complete disability-related claims in September 2020 is 131.5.

Don’t miss out on your hard earned federal and state Veterans’ benefits.

Read the information at www.va.gov and https:// www.va.gov/disability/howto-file-claim/, start assembling your evidence, and call and make an appointment with your county VSO.

Larry Dandridge is a patient at the RHJ VA Medical Center; an Army ex-Enlisted Infantryman, Ex-Warrant Officer Combat Pilot, and retired Lt. Colonel; a past Veterans Service Officer; a volunteer Patient Adviser at the RHJ VA Medical Center; the Fisher House Charleston volunteer Good Will Ambassador; the volunteer VP for Veteran Affairs for the Coastal Carolina Association of the US Army (AUSA) Chapter; the Author of the award winning BLADES OF THUNDER (Book One); the CEO of TVV Publishing LLC; a past Aerospace Company Regional Manager; the Founder of CLC Hospice LLC; a Lean Six Sigma Black Belt; a Motivational Speaker; a past University Business, Aeronautics, Military Science, and Writing Instructor; and a contributing writer for the Lowcountry Weekly & Island News. You can reach Larry at LDandridge@earthlink.net.

VOICES Editor’s Note: The opinions of our columnists in the Voices section are not necessarily the opinions of The Island News.

America will adapt, change, move on post COVID, whenever that is

I

t is Saturday morning and I am sitting in front of a smallish, well-tended fire in our smallish, white-walled living room.

It is early, my wife is still sleeping, and my thoughts are ping-ponging among an ever-changing menu of ideas and strategies for filling-up the next 12 hours.

My options are circumscribed by the virus that still circulates in Beaufort County. The day is full of potential — or seems to be at this early hour — but reality still dictates that one must keep 6 feet away from everyone else.

There is no question that a safe, effective vaccine is here. There is some question about when we will be injected; and how many folks will choose to opt-out. But we do know there will be an end to the masking; distancing; sanitizing; no-touching or hugging rules. Soon, perhaps

SCOTT GRABER

in my lifetime, I’ll be able to kiss my hostess as I take my late-night leave from a downtown dinner party.

The reality of the pandemic is the fact that it removed a year from our lives.

Well, actually, it ended some lives.

But for most of us it was a time of anxiety, uncertainty and finding ways to navigate hardships like buying a frozen Publix pizza burdened by a mask. Or not being able to drink a glass of Pinot Noir with one’s best friend after work. Or the endless repetition of the “confirmed infection” numbers — state-

wide, U.S. and global. All of which reinforced the sometimes-overlooked truth that life is unpredictable, and unfair, and that governments are not all that effective when it comes to an unseen, coming-out-of-China pathogen.

Laminated on top of this crisis — I’m not going to use the word “existential” — was a debate about the fundamental nature of our national government. Were we going to re-elect an authoritarian, my-way-orthe-highway, Huey Longlike populist; or elect a less offensive, more inclusive man who seemed headed for assisted living?

To add accelerant to our already enflamed emotions, we had a series of killings — in Minneapolis, Brunswick and Atlanta — that brought hundreds of thousands of Americans into the streets.

Indeed, we had our own

Black Lives Matter March right here in River City.

So now we are heading into Christmas — a time we usually sit by the fire reflecting on our good fortune — nursing our wounds.

Notwithstanding — I’m not going to say “existential” — divisions, I still have an income, heat in my house and this wonderful thing called Medicare. And I daresay that most of my friends — I belong to that older cohort of Americans labeled vulnerable — remain comfortable, well-nourished and cautiously optimistic about the future.

The problems (I’m not going to say “tectonic”) that pour forth from our laptops, television monitors and these days, cellphones, are not insubstantial. This unfiltered flow of news informs us about faltering local governments; about bureaucratic rivalries; about ideological

fevers causing sane, sentient legislators to cast doubt on the best thing this Republic ever devised — our method of counting votes.

But, however, and notwithstanding all of the above turmoil and sludge I can look back on the Cold War, the Cuban Missile Crisis, Watergate, Watts and Vietnam.

I can remember the assassinations, the resignations, the evacuations and the immeasurable, inexplicable greed that brought us the Great Recession in 2008.

I have no memory of World War II, but I did live in Germany with the expectation of Russian tanks coming through the Fulda Gap. I did not have a combat tour in Vietnam, but I do remember the massacre at My Lai. I have been eyewitness to the last 75 years — well, let’s say 65 years of American history — and can testify it’s been an uneven, up-and-down ride.

Last week Kendall Hinton, an unknown wide receiver for the Denver Broncos, became its starting quarterback in Denver’s game against the New Orleans Saints. I might mention that Kendall is a rookie, has rarely thrown a football, formerly a member of the Denver practice squad. But the Broncos were determined to play.

This, I thought, has to have some larger meaning.

The Broncos had problems, Covid-related problems that thinned-out their ranks. But Denver, by God, was going to adapt.

And yes, we in this country are flawed, and beset with problems, but we will also adapt, and will change if we have to, and we will move on — sometimes to greatness.

Scott Graber is a lawyer, novelist, veteran columnist and longtime resident of Port Royal. He can be reached at cscottgraber@gmail.com.

If it’s broke, let’s fix it; if not, leave it be (P.S. It’s broke)

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he pernicious mythology of human races and its malicious twin, racism, has a long, evil and complicated evolution in human history. It has persisted longer than any other misunderstanding about the nature of the human critter.

Over the last millennium, several dominant culprits contributed to this mythology: false bio-evolutionary science and zoology; early faulty principles of Physical Anthropology, fallacious religious orthodox theology, the Eugenics movement, government and its malignant laws and policies, and malevolent cultural ethos.

The faulty Eugenics movement has been laid asunder.

Now, Physical Anthropology, evolutionary biology, genetics and psychology have all been exculpated (found innocent) in the lost war on racism.

Indeed, these sciences have dropped the nuclear bomb (DNA) falsifying this myth.

The Truth of Science has laid asunder the untruth of Eugenics.

Introducing . . .

Joe Wescott, DDS

DAVID TAUB

However, we are left with a few additional villains to conquer.

Driven by irrational fears, our early 20th century government embedded racism into our laws and policies.

Contrary, “enlightened” government can eliminate such race-based laws, biased policies and discriminatory regulations just as prior unenlightened government gladly welcomed Jim Crow to the table.

This will require progressive and open-minded members of Congress to repudiate the obvious flaws in policy and law, hopefully once and for all time; reform of immigration policy should be at the top of that list. Given the crippling partisan political

divisions that alienate our political environment today, this may take longer than we might wish.

The paramount villain, and most difficult to change, is our “culture.” Anthropologists will tell you there are basically two ways by which cultures change: externally and internally.

Externally, a subordinate culture can be overthrown by a dominant one, by colonialism or by force of arms, such as was the case with Japan after World War II, from authoritarian monarchy to dynamic capitalist democracy; or in most of Britain’s colonial empire, changing indigenous tribal societies that worshiped other gods, into Christian democratic nation states. This can happen relatively quickly, usually in one generation or so, even though a few vestiges of the original culture may continue in an abrogated form. What government cannot do is legislate “morality.”

Their moral code belongs to the people themselves.

The more difficult way to

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change a culture’s inbred ethos is that which comes from within. It requires changing the mindsets of a large majority of the members of that culture, and involves addressing all factors that have contributed to the inclusion of racism into the cultural belief systems of that society.

Today, the myth of “white supremacy” is buried deep and wide in the foundational cultural ethos of the United States, an inheritance from Western Europe. Even though America has recently become more aware of racism’s false mythology, some, but too little, progress has been made in changing such defective long-held views.

Regrettably, President Trump has embraced and resurrected the malevolence of “White Supremacy” in our society. We’ve a very long and difficult trail to emancipating our culture from its racial DNA. But we can remove the mutations in those damaged genes; it is hard but not impossible.

I propose a pervasive ap-

proach: the polar opposite of the once successful Eugenics movement. Recently, I pointed out that a small group of very wealthy and influential men were the driving force in injecting Eugenics’ racial principles into our legal and social order. We can do the same by using a system of “reverse engineering.” Some of this has already begun.

Let the “Best and Brightest” among us plus the wealthiest and most revered of our citizens create varied organizations dedicated to eradicating the myth of “White Supremacy” and bring to life Thomas Jefferson’s most profound observation in our Declaration of Independence, “We hold these truths to be self-evident, that all men [* and women] are created equal, that they are endowed by their Creator with certain unalienable Rights, that among these are Life, Liberty and the pursuit of Happiness.”

Let us call this the “American Enlightenment Movement,” the AEM. Some of the obvious choices for mem-

bership in these organizations would include: Oprah Winfrey, Jeff Bezos, Bill and Melinda Gates, former President Obama, E. O. Wilson, LeBron James, Elon Musk, Warren Buffett, Albert Gore, Michael Jeffrey Jordan, Stacey Abrams, MacKenzie Scott, just to mention a few.

If the powerful Eugenics’ machinery can inculcate racism into our society, then its reverse, the “AEM” can eliminate it. Racism is such a deeply-ingrained mythology, it will take an entirely different and creative approach to erase this malevolency, such as I suggest, by establishing the “AEM.” Let us commit ourselves now, as a nation, and as individuals, dedicated to the best in our culture, so that we might eliminate the worst.

“Well, all I know is what I read in the newspapers.” – Will Rogers.

David M. Taub was Mayor of Beaufort from 1990 through 1999 and served as a Beaufort County Magistrate from 2010 to 2015. You can reach him at david.m.taub42@gmail.com.

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DECEMBER 24–30, 2020

LEGALNOTICES DECEMBER 24–30 2020

NOTICE OF APPLICATION Notice is hereby given that Luca's Legacy LLC, dba: High Tide Liquors, intends to apply to the South Carolina Department of Revenue for a license and/or permit that will allow the sale and on premises consumption of beer, wine, and liquor at 80 Baylor Drive, Suite 110, Bluffton, SC 29910-6442.

For a protest to be valid, it must be in writing and should include the following information: 1. the name, address, and telephone number of the person filing the protest; 2. the specific reasons why the application should be denied; 3. that the person protesting is willing to attend a hearing (if one is requested by the applicant); 4. that the person the person protesting resides in the same county where the proposed place of business is located or within five miles of the business; and, 5. the name of the applicant and the address of the premises to be licensed.

Protests must be mailed to SCDOR, ABL Section, PO Box 125, Columbia, SC 29214-0907 or faxed to 803-896-0110.

NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): DAVID HEINS 516 ANTHEM WAY CHALFONT PA 18914-1931 LISA FROEHLICH HEINS 208 Steeplechase Dr North Wales PA 19454 (Obligors) Contract Number: 5079164; the following described property: An undivided one fifty-second (1/52) fractional interest in Unit No. 5315 respectively, SurfWatch Horizontal Property Regime, lying situate and being in Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated June 17, 2004, and recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time, the most recent amendment being the Third Amendment to the Master Deed dated July, 14, 2005, and recorded July 25, 2005, in Deed Book 2193 at Page 1839, and by reference to that certain plat entitled "Plat of Phase 1, 2 & 3 SurfWatch Horizontal Property Regime", said plat prepared

by Surveying Consultants, Inc., Terry G. Hatchell, S.C.R.L.S.#11059 , said plat being dated July 15, 2005, and recorded in the Land Records for Beaufort County, South Carolina, in Plat Book 108 at Page 5, as may be further revised from time to time ("Plat").

AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of SurfWatch Horizontal Property Regime.

AND ALSO, all right, title, interest and privileges extending to Time Sharing Interest Numbers(s) 5315G-18 in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated June 17, 2004, recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0082, as amended from time to time.

Lien Book and Page 144/1311 ; Total Amount Presently Delinquent: $ 3,100.19.

You are currently in default under certain provisions of the Master Deed Establishing SurfWatch Horizontal Property Regime, Beaufort County, South Carolina

by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time,, lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina.

If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed.

Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default.

Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): FRANCIS J. ROBERTS 132 WATERFORD CIRCLE FRANKFORT KY 40601 RHONDA S. ROBERTS 132 WATERFORD CIRCLE FRANKFORT KY 40601 (Obligors) Contract Number: 3061872; the following described property: An undivided one fifty-second (1/52) fractional interest in Unit No. 5112 respectively, SurfWatch Horizontal Property Regime, lying situate and being in Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated June 17, 2004, and recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time, the most recent amendment being the Third Amendment to the Master Deed dated July, 14, 2005, and recorded July 25, 2005, in Deed Book 2193 at Page 1839, and by reference to that certain plat entitled "Plat of Phase 1, 2 & 3 SurfWatch Horizontal Property Regime", said plat prepared

by Surveying Consultants, Inc., Terry G. Hatchell, S.C.R.L.S.#11059 , said plat being dated July 15, 2005, and recorded in the Land Records for Beaufort County, South Carolina, in Plat Book 108 at Page 5, as may be further revised from time to time ("Plat").

AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of SurfWatch Horizontal Property Regime.

AND ALSO, all right, title, interest and privileges extending to Time Sharing Interest Numbers(s) 5112S-05 in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated June 17, 2004, recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0082, as amended from time to time.

Lien Book and Page 144/1233 ; Total Amount Presently Delinquent: $ 2,839.63.

You are currently in default under certain provisions of the Master Deed Establishing SurfWatch Horizontal Property Regime, Beaufort County, South Carolina

by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time,, lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina.

If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being

PUBLISH YOUR LEGAL NOTICE IN THE ISLAND NEWS • PROFESSIONAL SERVICE • REASONABLE RATES

foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed.

Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default.

Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): IVEY C. MOCK JR 1355 MONTROSE PL EVANS GA 30809-5252 JUDY C. MOCK 1355 MONTROSE PL EVANS GA 30809-5252 (Obligors) Contract Number: 4432555; the following described property: An undivided one fifty-second (1/52) fractional interest in Unit No. 5125 respectively, SurfWatch Horizontal Property Regime, lying situate and being in Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated June 17, 2004, and recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time, the most recent amendment being the Third Amendment to the Master Deed dated July, 14, 2005, and recorded July 25, 2005, in Deed Book 2193 at Page 1839, and by reference to that certain plat entitled "Plat of Phase 1, 2 & 3 SurfWatch Horizontal Property Regime", said plat prepared

by Surveying Consultants, Inc., Terry G. Hatchell, S.C.R.L.S.#11059 , said plat being dated July 15, 2005, and recorded in the Land Records for Beaufort County, South Carolina, in Plat Book 108 at Page 5, as may be further revised from time to time ("Plat").

AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of SurfWatch Horizontal Property Regime.

AND ALSO, all right, title, interest and privileges extending to Time Sharing Interest Numbers(s) 5125S-08 in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated June 17, 2004, recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0082, as amended from time to time.

Lien Book and Page 144/1245 ; Total Amount Presently Delinquent: $ 2,839.63.

You are currently in default under certain provisions of the Master Deed Establishing SurfWatch Horizontal Property Regime, Beaufort County, South Carolina

by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time,, lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina.

If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed.

Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default.

Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): JAIME GUTIERREZ SADA AV 10 CON CALLE 12 EDIFICIO JIRA DEPT B4 PLAYA DEL CARMEN QUINTANA ROO 77710 MEXICO (Obligors) Contract Number: 8875852; the following described property: An undivided one fifty-second (1/52) fractional interest in Unit No. 5127 respectively, SurfWatch Horizontal Property Regime, lying situate and being in Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated June 17, 2004, and recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time, the most recent amendment being the Third Amendment to the Master Deed dated July, 14, 2005, and recorded July 25, 2005, in Deed Book 2193 at Page 1839, and by reference to that certain plat entitled "Plat of Phase 1, 2 & 3 SurfWatch Horizontal Property Regime", said plat prepared

by Surveying Consultants, Inc., Terry G. Hatchell, S.C.R.L.S.#11059 , said plat being dated July 15, 2005, and recorded in the Land Records for Beaufort County, South Carolina, in Plat Book 108 at Page 5, as may be further revised from time to time ("Plat").

AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of SurfWatch Horizontal Property Regime.

AND ALSO, all right, title, interest and privileges extending to Time Sharing Interest Numbers(s) 5127B-03 in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated June 17, 2004, recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0082, as amended from time to time.

Lien Book and Page 144/1249 ; Total Amount Presently Delinquent: $ 2,765.19.

You are currently in default under certain provisions of the Master Deed Establishing SurfWatch Horizontal Property Regime, Beaufort County, South Carolina

by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time,, lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina.

If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under

the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed.

Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default.

Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): JOHN L. ENGELS, JR. 207 TERRACE WAY CAPITOLA CA 95010-3348 VELMA B. ENGELS 207 TERRACE WAY CAPITOLA CA 95010-3348 (Obligors) Contract Number: 5711580; the following described property: An undivided one fifty-second (1/52) fractional interest in Unit No. 5127 respectively, SurfWatch Horizontal Property Regime, lying situate and being in Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated June 17, 2004, and recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time, the most recent amendment being the Third Amendment to the Master Deed dated July, 14, 2005, and recorded July 25, 2005, in Deed Book 2193 at Page 1839, and by reference to that certain plat entitled "Plat of Phase 1, 2 & 3 SurfWatch Horizontal Property Regime", said plat prepared

by Surveying Consultants, Inc., Terry G. Hatchell, S.C.R.L.S.#11059 , said plat being dated July 15, 2005, and recorded in the Land Records for Beaufort County, South Carolina, in Plat Book 108 at Page 5, as may be further revised from time to time ("Plat").

AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of SurfWatch Horizontal Property Regime.

AND ALSO, all right, title, interest and privileges extending to Time Sharing Interest Numbers(s) 5127S-07 in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated June 17, 2004, recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0082, as amended from time to time.

Lien Book and Page 144/1251 ; Total Amount Presently Delinquent: $ 2,765.19.

You are currently in default under certain provisions of the Master Deed Establishing SurfWatch Horizontal Property Regime, Beaufort County, South Carolina

by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time,, lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina.

If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed.

Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default.

Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): DAMON ANDRE WEST 5703 RIVER GLEN DRIVE GREENSBORO NC 27455 (Obligors) Contract Number: 2347941; the following described property: An undivided one fifty-second (1/52) fractional interest in Unit No. 5231 respectively, SurfWatch Horizontal Property Regime, lying situate and being in Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated June 17, 2004, and recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time, the most recent amendment being the Third Amendment to the Master Deed dated July, 14, 2005, and recorded July 25, 2005, in Deed Book 2193 at Page 1839, and by reference to that certain plat entitled "Plat of Phase 1, 2 & 3 SurfWatch Horizontal Property Regime", said plat prepared

by Surveying Consultants, Inc., Terry G. Hatchell, S.C.R.L.S.#11059 , said plat being dated July 15, 2005, and recorded in the Land Records for Beaufort County, South Carolina, in Plat Book 108 at Page 5, as may be further revised from time to time ("Plat").

AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of SurfWatch Horizontal Property Regime.

AND ALSO, all right, title, interest and privileges extending to Time Sharing Interest Numbers(s) 5231B-02 in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated June 17, 2004, recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0082, as amended from time to time.

Lien Book and Page 144/1297 ; Total Amount Presently Delinquent: $ 2,089.81.

You are currently in default under certain provisions of the Master Deed Establishing SurfWatch Horizontal Property Regime, Beaufort County, South Carolina

by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time,, lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina.

If you fail to cure the default or take other appropriate

action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed.

Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default.

Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): HERBERT P. STERN 613 BOBWHITE LANE HUNTINGDON VALLEY PA 19006 BARBARA ZIV-STERN 613 BOBWHITE LANE HUNTINGDON VALLEY PA 19006 (Obligors) Contract Number: 6407118; the following described property: An undivided one fifty-second (1/52) fractional interest in Unit No. 5316 respectively, SurfWatch Horizontal Property Regime, lying situate and being in Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated June 17, 2004, and recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time, the most recent amendment being the Third Amendment to the Master Deed dated July, 14, 2005, and recorded July 25, 2005, in Deed Book 2193 at Page 1839, and by reference to that certain plat entitled "Plat of Phase 1, 2 & 3 SurfWatch Horizontal Property Regime", said plat prepared

by Surveying Consultants, Inc., Terry G. Hatchell, S.C.R.L.S.#11059 , said plat being dated July 15, 2005, and recorded in the Land Records for Beaufort County, South Carolina, in Plat Book 108 at Page 5, as may be further revised from time to time ("Plat").

AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of SurfWatch Horizontal Property Regime.

AND ALSO, all right, title, interest and privileges extending to Time Sharing Interest Numbers(s) 5316S-47 in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated June 17, 2004, recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0082, as amended from time to time.

Lien Book and Page 144/2249 ; Total Amount Presently Delinquent: $ 5,070.13.

You are currently in default under certain provisions of the Master Deed Establishing SurfWatch Horizontal Property Regime, Beaufort County, South Carolina

by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time,, lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina.

If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed.

Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default.

Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): TRICIA K. LEDFORD 99 CHESTNUT HILLS LANE BLUE RIDGE GA 30513 (Obligors) Contract Number: 9846931; the following described property: An undivided one fifty-second (1/52) fractional interest in Unit No. 5339 respectively, SurfWatch Horizontal Property Regime, lying situate and being in Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated June 17, 2004, and recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time, the most recent amendment being the Third Amendment to the Master Deed dated July, 14, 2005, and recorded July 25, 2005, in Deed Book 2193 at Page 1839, and by reference to that certain plat entitled "Plat of Phase 1, 2 & 3 SurfWatch Horizontal Property Regime", said plat prepared

by Surveying Consultants, Inc., Terry G. Hatchell, S.C.R.L.S.#11059 , said plat being dated July 15, 2005, and recorded in the Land Records for Beaufort County, South Carolina, in Plat Book 108 at Page 5, as may be further revised from time to time ("Plat").

AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of SurfWatch Horizontal Property Regime.

AND ALSO, all right, title, interest and privileges extending to Time Sharing Interest Numbers(s) 5339S-51 in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated June 17, 2004, recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0082, as amended from time to time.

Lien Book and Page 144/1341 ; Total Amount Presently Delinquent: $ 2,765.19.

You are currently in default under certain provisions of the Master Deed Establishing SurfWatch Horizontal Property Regime, Beaufort County, South Carolina

by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time,, lienholder has chosen to proceed with a non-judicial

foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina.

If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed.

Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default.

Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): PATRICIA M. TRACY TRUSTEE OF TRUST A UNDER THE TRACY FAMILY TRUST DATED AUGUST 7, 2002 501 HUNGERFORD DR APT P95 ROCKVILLE MD 208501798 (Obligors) Contract Number: 3727432; the following described property: An undivided one fifty-second (1/52) fractional interest in Unit No. 5345 respectively, SurfWatch Horizontal Property Regime, lying situate and being in Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated June 17, 2004, and recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time, the most recent amendment being the Third Amendment to the Master Deed dated July, 14, 2005, and recorded July 25, 2005, in Deed Book 2193 at Page 1839, and by reference to that certain plat entitled "Plat of Phase 1, 2 & 3 SurfWatch Horizontal Property Regime", said plat prepared

by Surveying Consultants, Inc., Terry G. Hatchell, S.C.R.L.S.#11059 , said plat being dated July 15, 2005, and recorded in the Land Records for Beaufort County, South Carolina, in Plat Book 108 at Page 5, as may be further revised from time to time ("Plat").

AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of SurfWatch Horizontal Property Regime.

AND ALSO, all right, title, interest and privileges extending to Time Sharing Interest Numbers(s) 5345G-13 in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated June 17, 2004, recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0082, as amended from time to time.

Lien Book and Page 144/1359 ; Total Amount Presently Delinquent: $ 2,790.19.

You are currently in default under certain provisions of the Master Deed Establishing SurfWatch Horizontal Property Regime, Beaufort County, South Carolina

by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time,, lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina.

If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed.

Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default.

Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): JAIME GUTIERREZ SADA AV 10 CON CALLE 12 EDIFICIO JIRA DEPT B4 PLAYA DEL CARMEN QUINTANA ROO 77710 MEXICO (Obligors) Contract Number: 8875852; the following described property: An undivided one fifty-second (1/52) fractional interest in Unit No. 5422 respectively, SurfWatch Horizontal Property Regime, lying situate and being in Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated June 17, 2004, and recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time, the most recent amendment being the Third Amendment to the Master Deed dated July, 14, 2005, and recorded July 25, 2005, in Deed Book 2193 at Page 1839, and by reference to that certain plat entitled "Plat of Phase 1, 2 & 3 SurfWatch Horizontal Property Regime", said plat prepared

by Surveying Consultants, Inc., Terry G. Hatchell, S.C.R.L.S.#11059 , said plat being dated July 15, 2005, and recorded in the Land Records for Beaufort County, South Carolina, in Plat Book 108 at Page 5, as may be further revised from time to time ("Plat").

AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of SurfWatch Horizontal Property Regime.

AND ALSO, all right, title, interest and privileges extending to Time Sharing Interest Numbers(s) 5422S-08 in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated June 17, 2004, recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0082, as amended from time to time.

Lien Book and Page 144/1383 ; Total Amount Presently Delinquent: $ 2,814.63.

You are currently in default under certain provisions of the Master Deed Establishing SurfWatch Horizontal Property Regime, Beaufort County, South Carolina

B1

by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time,, lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina.

If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed.

Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default.

Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): DONNIE J. FOUSHEE 8025 GARDENWOOD TER RICHMOND VA 23227 SHEILA A. FOUSHEE 8025 GARDENWOOD TER RICHMOND VA 23227 (Obligors) Contract Number: 3587168; the following described property: An undivided one fifty-second (1/52) fractional interest in Unit No. 5424 respectively, SurfWatch Horizontal Property Regime, lying situate and being in Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated June 17, 2004, and recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time, the most recent amendment being the Third Amendment to the Master Deed dated July, 14, 2005, and recorded July 25, 2005, in Deed Book 2193 at Page 1839, and by reference to that certain plat entitled "Plat of Phase 1, 2 & 3 SurfWatch Horizontal Property Regime", said plat prepared

by Surveying Consultants, Inc., Terry G. Hatchell, S.C.R.L.S.#11059 , said plat being dated July 15, 2005, and recorded in the Land Records for Beaufort County, South Carolina, in Plat Book 108 at Page 5, as may be further revised from time to time ("Plat").

AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of SurfWatch Horizontal Property Regime.

AND ALSO, all right, title, interest and privileges extending to Time Sharing Interest Numbers(s) 5424B-49 in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated June 17, 2004, recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0082, as amended from time to time.

Lien Book and Page 144/1391 ; Total Amount Presently Delinquent: $ 2,790.19.

You are currently in default under certain provisions of the Master Deed Establishing SurfWatch Horizontal Property Regime, Beaufort County, South Carolina

by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time,, lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina.

If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed.

Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default.

Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): GEORGE G. WILLIAMS 319 ELLIS LN LINCOLN AL 35096-5307 MARGO H. WILLIAMS 319 ELLIS LN LINCOLN AL 35096-5307 (Obligors) Contract Number: 1496662; the following described property: An undivided one fifty-second (1/52) fractional interest in Unit No. 5451 respective W H m H H m w M D H m

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DECEMBER 24–30, 2020

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B1

LEGAL NOTICES from time to time.

Lien Book and Page 144/1449 ; Total Amount Presently Delinquent: $ 2,790.19.

You are currently in default under certain provisions of the Master Deed Establishing SurfWatch Horizontal Property Regime, Beaufort County, South Carolina

by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time,, lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina.

If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed.

Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default.

Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): TRICIA K. LEDFORD 99 CHESTNUT HILLS LANE BLUE RIDGE GA 30513 (Obligors) Contract Number: 9846931; the following described property: An undivided one fifty-second (1/52) fractional interest in Unit No. 5455 respectively, SurfWatch Horizontal Property Regime, lying situate and being in Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated June 17, 2004, and recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time, the most recent amendment being the Third Amendment to the Master Deed dated July, 14, 2005, and recorded July 25, 2005, in Deed Book 2193 at Page 1839, and by reference to that certain plat entitled "Plat of Phase 1, 2 & 3 SurfWatch Horizontal Property Regime", said plat prepared

by Surveying Consultants, Inc., Terry G. Hatchell, S.C.R.L.S.#11059 , said plat being dated July 15, 2005, and recorded in the Land Records for Beaufort County, South Carolina, in Plat Book 108 at Page 5, as may be further revised from time to time ("Plat").

AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of SurfWatch Horizontal Property Regime.

AND ALSO, all right, title, interest and privileges extending to Time Sharing Interest Numbers(s) 5455B-3 in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated June 17, 2004, recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0082, as amended from time to time.

Lien Book and Page 144/1445 ; Total Amount Presently Delinquent: $ 2,790.19.

You are currently in default under certain provisions of the Master Deed Establishing SurfWatch Horizontal Property Regime, Beaufort County, South Carolina

by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time,, lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina.

If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed.

Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default.

Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): TRICIA K. LEDFORD 99 CHESTNUT HILLS LANE BLUE RIDGE GA 30513 (Obligors) Contract Number: 9846931; the following described property: An undivided one fifty-second (1/52) fractional interest in Unit No. 5455 respectively, SurfWatch Horizontal Property Regime, lying situate and being in Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated June 17, 2004, and recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time, the most recent amendment being the Third Amendment to the Master Deed dated July, 14, 2005, and recorded July 25, 2005, in Deed Book 2193 at Page 1839, and by reference to that certain plat entitled "Plat of Phase 1, 2 & 3 SurfWatch Horizontal Property Regime", said plat prepared

by Surveying Consultants, Inc., Terry G. Hatchell, S.C.R.L.S.#11059 , said plat being dated July 15, 2005, and recorded in the Land Records for Beaufort County, South Carolina, in Plat Book 108 at Page 5, as may be further revised from time to time ("Plat").

AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of SurfWatch Horizontal Property Regime.

AND ALSO, all right, title, interest and privileges extending to Time Sharing Interest Numbers(s) 5455B-4 in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated June 17, 2004, recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0082, as amended from time to time.

Lien Book and Page 144/1441 ; Total Amount Presently Delinquent: $ 3,100.19.

You are currently in default under certain provisions of the Master Deed Establishing SurfWatch Horizontal Property Regime, Beaufort County, South Carolina

B2

DECEMBER 24–30, 2020

by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time,, lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina.

If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed.

Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default.

Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): T. ROBERT SUTHERS 761 EAST SMITH ROAD MEDINA OH 44256-2661 SUSAN L. SUTHERS 761 EAST SMITH ROAD MEDINA OH 44256-2661 (Obligors) Contract Number: 27030; the following described property: An undivided one fifty-second (1/52) fractional interest in Unit No. 5521 respectively, SurfWatch Horizontal Property Regime, lying situate and being in Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated June 17, 2004, and recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time, the most recent amendment being the Third Amendment to the Master Deed dated July, 14, 2005, and recorded July 25, 2005, in Deed Book 2193 at Page 1839, and by reference to that certain plat entitled "Plat of Phase 1, 2 & 3 SurfWatch Horizontal Property Regime", said plat prepared

by Surveying Consultants, Inc., Terry G. Hatchell, S.C.R.L.S.#11059 , said plat being dated July 15, 2005, and recorded in the Land Records for Beaufort County, South Carolina, in Plat Book 108 at Page 5, as may be further revised from time to time ("Plat").

AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of SurfWatch Horizontal Property Regime.

AND ALSO, all right, title, interest and privileges extending to Time Sharing Interest Numbers(s) 5521S-09 in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated June 17, 2004, recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0082, as amended from time to time.

Lien Book and Page 144/1459 ; Total Amount Presently Delinquent: $ 2,790.19.

You are currently in default under certain provisions of the Master Deed Establishing SurfWatch Horizontal Property Regime, Beaufort County, South Carolina

by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time,, lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina.

If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed.

Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default.

Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): HERBERT P. STERN 613 BOBWHITE LANE HUNTINGDON VALLEY PA 19006 BARBARA ZIV-STERN 613 BOBWHITE LANE HUNTINGDON VALLEY PA 19006 (Obligors) Contract Number: 6407118; the following described property: An undivided one fifty-second (1/52) fractional interest in Unit No. 5533 respectively, SurfWatch Horizontal Property Regime, lying situate and being in Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated June 17, 2004, and recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time, the most recent amendment being the Third Amendment to the Master Deed dated July, 14, 2005, and recorded July 25, 2005, in Deed Book 2193 at Page 1839, and by reference to that certain plat entitled "Plat of Phase 1, 2 & 3 SurfWatch Horizontal Property Regime", said plat prepared

by Surveying Consultants, Inc., Terry G. Hatchell, S.C.R.L.S.#11059 , said plat being dated July 15, 2005, and recorded in the Land Records for Beaufort County, South Carolina, in Plat Book 108 at Page 5, as may be further revised from time to time ("Plat").

AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of SurfWatch Horizontal Property Regime.

AND ALSO, all right, title, interest and privileges extending to Time Sharing Interest Numbers(s) 5533P-22 in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated June 17, 2004, recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0082, as amended from time to time.

Lien Book and Page 144/2257 ; Total Amount Presently Delinquent: $ 4,785.13.

You are currently in default under certain provisions of the Master Deed Establishing SurfWatch Horizontal Property Regime, Beaufort County, South Carolina

by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South

Carolina on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time,, lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina.

If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed.

Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default.

Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405

Carolina on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time,, lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina.

If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed.

Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default.

Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405

NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): A. CHERRIE EPPS, AN UNDIVIDED ONE-HALF (1/2) INTEREST 116 PINOT NOIR COURT MATHEWS LA 70375 PAMELA C. WILLIAMS, AN UNDIVIDED ONE-HALF (1/2) INTEREST 116 PINOT NOIR COURT MATHEWS LA 70375 (Obligors) Contract Number: 5069468; the following described property: An undivided one fifty-second (1/52) fractional interest in Unit No. 5534 respectively, SurfWatch Horizontal Property Regime, lying situate and being in Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated June 17, 2004, and recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time, the most recent amendment being the Third Amendment to the Master Deed dated July, 14, 2005, and recorded July 25, 2005, in Deed Book 2193 at Page 1839, and by reference to that certain plat entitled "Plat of Phase 1, 2 & 3 SurfWatch Horizontal Property Regime", said plat prepared

by Surveying Consultants, Inc., Terry G. Hatchell, S.C.R.L.S.#11059 , said plat being dated July 15, 2005, and recorded in the Land Records for Beaufort County, South Carolina, in Plat Book 108 at Page 5, as may be further revised from time to time ("Plat").

AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of SurfWatch Horizontal Property Regime.

AND ALSO, all right, title, interest and privileges extending to Time Sharing Interest Numbers(s) 5534G-13 in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated June 17, 2004, recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0082, as amended from time to time.

Lien Book and Page 144/1469 ; Total Amount Presently Delinquent: $ 2,504.63.

You are currently in default under certain provisions of the Master Deed Establishing SurfWatch Horizontal Property Regime, Beaufort County, South Carolina

by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time,, lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina.

If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed.

Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default.

Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405

NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): PATRICIA M. TRACY TRUSTEE OF TRUST A UNDER THE TRACY FAMILY TRUST DATED AUGUST 7, 2002 501 HUNGERFORD DR APT P95 ROCKVILLE MD 208501798 (Obligors) Contract Number: 3727432; the following described property: An undivided one fifty-second (1/52) fractional interest in Unit No. 5536 respectively, SurfWatch Horizontal Property Regime, lying situate and being in Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated June 17, 2004, and recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time, the most recent amendment being the Third Amendment to the Master Deed dated July, 14, 2005, and recorded July 25, 2005, in Deed Book 2193 at Page 1839, and by reference to that certain plat entitled "Plat of Phase 1, 2 & 3 SurfWatch Horizontal Property Regime", said plat prepared

by Surveying Consultants, Inc., Terry G. Hatchell, S.C.R.L.S.#11059 , said plat being dated July 15, 2005, and recorded in the Land Records for Beaufort County, South Carolina, in Plat Book 108 at Page 5, as may be further revised from time to time ("Plat").

AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of SurfWatch Horizontal Property Regime.

AND ALSO, all right, title, interest and privileges extending to Time Sharing Interest Numbers(s) 5536S-46 in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated June 17, 2004, recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0082, as amended from time to time.

Lien Book and Page 144/1485 ; Total Amount Presently Delinquent: $ 2,765.19.

You are currently in default under certain provisions of the Master Deed Establishing SurfWatch Horizontal Property Regime, Beaufort County, South Carolina

by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time,, lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina.

If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed.

Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default.

Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405

NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): A. CHERRIE EPPS, AN UNDIVIDED ONE-HALF (1/2) INTEREST 116 PINOT NOIR COURT MATHEWS LA 70375 PAMELA C. WILLIAMS, AN UNDIVIDED ONE-HALF (1/2) INTEREST 116 PINOT NOIR COURT MATHEWS LA 70375 (Obligors) Contract Number: 5069468; the following described property: An undivided one fifty-second (1/52) fractional interest in Unit No. 5535 respectively, SurfWatch Horizontal Property Regime, lying situate and being in Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated June 17, 2004, and recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time, the most recent amendment being the Third Amendment to the Master Deed dated July, 14, 2005, and recorded July 25, 2005, in Deed Book 2193 at Page 1839, and by reference to that certain plat entitled "Plat of Phase 1, 2 & 3 SurfWatch Horizontal Property Regime", said plat prepared

by Surveying Consultants, Inc., Terry G. Hatchell, S.C.R.L.S.#11059 , said plat being dated July 15, 2005, and recorded in the Land Records for Beaufort County, South Carolina, in Plat Book 108 at Page 5, as may be further revised from time to time ("Plat").

AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of SurfWatch Horizontal Property Regime.

AND ALSO, all right, title, interest and privileges extending to Time Sharing Interest Numbers(s) 5535G-13 in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated June 17, 2004, recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0082, as amended from time to time.

Lien Book and Page 144/1475 ; Total Amount Presently Delinquent: $ 2,529.63.

You are currently in default under certain provisions of the Master Deed Establishing SurfWatch Horizontal Property Regime, Beaufort County, South Carolina

by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South

NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): FRANK LLC, A VIRGINIA LIMITED LIABILITY CORPORTATION 1029 FOXMOORE PLACE FOREST VA 24551 (Obligors) Contract Number: 7921576; the following described property: An undivided one fifty-second (1/52) fractional interest in Unit No. 5546 respectively, SurfWatch Horizontal Property Regime, lying situate and being in Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated June 17, 2004, and recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time, the most recent amendment being the Third Amendment to the Master Deed dated July, 14, 2005, and recorded July 25, 2005, in Deed Book 2193 at Page 1839, and by reference to that certain plat entitled "Plat of Phase 1, 2 & 3 SurfWatch Horizontal Property Regime", said plat prepared

by Surveying Consultants, Inc., Terry G. Hatchell, S.C.R.L.S.#11059 , said plat being dated July 15, 2005, and recorded in the Land Records for Beaufort County, South Carolina, in Plat Book 108 at Page 5, as may be further revised from time to time ("Plat").

AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of SurfWatch Horizontal Property Regime.

AND ALSO, all right, title, interest and privileges extending to Time Sharing Interest Numbers(s) 5546G-18 in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated June 17, 2004, recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0082, as amended from time to time.

Lien Book and Page 144/1495 ; Total Amount Presently Delinquent: $ 3,100.19.

You are currently in default under certain provisions of the Master Deed Establishing SurfWatch Horizontal Property Regime, Beaufort County, South Carolina

by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time,, lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of

Chapter 32 of Title 27 of the Code of Laws of South Carolina.

If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed.

Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default.

Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): DEAN P. SEIS 10 SQUIRE COURT BROOKFIELD CT 06804 STACEY L. SEIS 10 SQUIRE COURT BROOKFIELD CT 06804 (Obligors) Contract Number: 3225910; the following described property: An undivided one fifty-second (1/52) fractional interest in Unit No. 5617 respectively, SurfWatch Horizontal Property Regime, lying situate and being in Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated June 17, 2004, and recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time, the most recent amendment being the Third Amendment to the Master Deed dated July, 14, 2005, and recorded July 25, 2005, in Deed Book 2193 at Page 1839, and by reference to that certain plat entitled "Plat of Phase 1, 2 & 3 SurfWatch Horizontal Property Regime", said plat prepared

by Surveying Consultants, Inc., Terry G. Hatchell, S.C.R.L.S.#11059 , said plat being dated July 15, 2005, and recorded in the Land Records for Beaufort County, South Carolina, in Plat Book 108 at Page 5, as may be further revised from time to time ("Plat").

AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of SurfWatch Horizontal Property Regime.

AND ALSO, all right, title, interest and privileges extending to Time Sharing Interest Numbers(s) 5617G-21 in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated June 17, 2004, recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0082, as amended from time to time.

Lien Book and Page 144/1525 ; Total Amount Presently Delinquent: $ 2,790.19.

You are currently in default under certain provisions of the Master Deed Establishing SurfWatch Horizontal Property Regime, Beaufort County, South Carolina

by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time,, lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina.

If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed.

Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default.

Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): CHINEDU O. CHIGBU 44 OLAKUNLE SELESI CRESENT AJAO ESTATE INTNL. AIRPORT ROAD LAGOS NIGERIA IHUOMA O. CHIGBU 44 OLAKUNLE SELESI CRESENT AJAO ESTATE INTNL. AIRPORT ROAD LAGOS NIGERIA (Obligors) Contract Number: 3519043; the following described property: An undivided one fifty-second (1/52) fractional interest in Unit No. 5654 respectively, SurfWatch Horizontal Property Regime, lying situate and being in Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated June 17, 2004, and recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time, the most recent amendment being the Third Amendment to the Master Deed dated July, 14, 2005, and recorded July 25, 2005, in Deed Book 2193 at Page 1839, and by reference to that certain plat entitled "Plat of Phase 1, 2 & 3 SurfWatch Horizontal Property Regime", said plat prepared

by Surveying Consultants, Inc., Terry G. Hatchell, S.C.R.L.S.#11059 , said plat being dated July 15, 2005, and recorded in the Land Records for Beaufort County, South Carolina, in Plat Book 108 at Page 5, as may be further revised from time to time ("Plat").

AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of SurfWatch Horizontal Property Regime.

AND ALSO, all right, title, interest and privileges extending to Time Sharing Interest Numbers(s) 5654P-30 in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated June 17, 2004, recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0082, as amended from time to time.

Lien Book and Page 144/1559 ; Total Amount Presently Delinquent: $ 2,529.63.

You are currently in default under certain provisions of the Master Deed Establishing SurfWatch Horizontal Property Regime, Beaufort County, South Carolina

by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time,, lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina.

If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed.

Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default.

Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): HAROLD OTTOBRINI 1620 MAYFLOWER CT APT A103 WINTER PARK FL 32792-2573 ELEANOR J OTTOBRINI 1620 MAYFLOWER CT APT A103 WINTER PARK FL 32792-2573 Contract Number: 7644; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8013, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “As­Built Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time.

AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime.

AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 8013S-51; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time.

Lien Book and Page 145/1628 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,356.76.

You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial w w w

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LEGAL NOTICES as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time.

Lien Book and Page 145/1626 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,356.76.

You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina.

If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed.

Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default.

Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): JOHN R. WARNER 800 SPRING HOUSE FARM LN AMBLER PA 19002-2171 SUZANNE G. WARNER 800 SPRING HOUSE FARM LN AMBLER PA 19002-2171 Contract Number: 105019; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8014, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “As­Built Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time.

AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime.

AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 8014S-11; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time.

Lien Book and Page 144/125 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,356.76.

You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina.

If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed.

Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default.

Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): GABRIELLA JENNIFER BORGES 4403 WELL SPRINGS COURT BUFORD GA 30519 Contract Number: 10939943; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8015, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book

916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “As­Built Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time.

AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime.

AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 80152-45; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time.

Lien Book and Page 144/1567 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,321.06.

You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina.

If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed.

Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default.

Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): TATIANA SUVALIAN 1149 KING MARK DRIVE LEWISVILLE TX 75056 Contract Number: 10489461; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8032, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “As­Built Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time.

AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime.

AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 8032B-02; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time.

Lien Book and Page 145/1616 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,331.76.

You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina.

If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed.

Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default.

Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): GERMAN MELLIOR TOLEDO AV. SAN FELIPE RES PARQUE SAN FELIP APT 3B URB LA CASTELLANA CARACAS VENEZUELA

Contract Number: 137936; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8045, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “As­Built Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time.

AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime.

AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 8045G-42; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time.

Lien Book and Page 145/1638 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,331.76.

You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina.

If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed.

Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default.

Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): TIMESHARE ALTERNATIVES LLC 2 CORPUS CHRISTI HILTON HEAD ISLAND SC 29928 Clyde Miller 2 CORPUS CHRISTI HILTON HEAD ISLAND SC 29928 Elize Brown 2 CORPUS CHRISTI HILTON HEAD ISLAND SC 29928 Contract Number: 8464851; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8045, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “As­Built Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time.

AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime.

AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 8045S-47; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time.

Lien Book and Page 145/1618 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,381.76.

You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina.

If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed.

Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees

incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default.

Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): NAPOLEON DE ARMAS URB. LA HACIENDA CALLE 4 NO 44 MERIDA EDO MERIDA 5101 VENEZUELA AMPARO DE ARMAS URB. LA HACIENDA CALLE 4 NO 44 MERIDA EDO MERIDA 5101 VENEZUELA Contract Number: 184212; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8045, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “As­Built Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time.

AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime.

AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 8045B-49; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time.

Lien Book and Page 144/171 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,356.76.

You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina.

If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed.

Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default.

Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): TRACEY WEBER 131 SATCHER STREET WARD SC 29166 Contract Number: 10858488; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8112, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “As­Built Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time.

AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime.

AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 8112B-02; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time.

Lien Book and Page 145/1614 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,331.76.

You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina.

If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien

being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed.

Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default.

Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): ANABELA MARTINS 166 FENN AVE. TORONTO ONTARIO M2P 1X9 CANADA Contract Number: 7460685; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8114, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “As­Built Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time.

AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime.

AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 8114P-25; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time.

Lien Book and Page 144/192 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,331.76.

You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina.

If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed.

Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default.

Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): JAMES J. CONFIDES 1165 MONARCH ST APT 302 LEXINGTON KY 40513-1889 RUTHANN C. CONFIDES 1165 MONARCH ST APT 302 LEXINGTON KY 40513-1889 Contract Number: 4929833; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8132, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “As­Built Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time.

AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime.

AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 8132P-29; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time.

Lien Book and Page 144/290 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,356.76.

You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina.

If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed.

Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default.

Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): PAUL MORTIER SINT-MARTENSSTRAAT 8 GENT 9000 BELGIUM GERDA WARREYN SINT-MARTENSSTRAAT 8 GENT 9000 BELGIUM Contract Number: 8353328; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8232, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “As­Built Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time.

AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime.

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DECEMBER 24–30, 2020

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B3

LEGAL NOTICES ing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time.

AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime.

AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 8243P-26; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time.

Lien Book and Page 145/1644 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,331.76.

You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina.

If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed.

Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default.

Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): LUIS MARTINEZ AV 82 #1218 OF 501 BOGOTA COLOMBIA Contract Number: 108965; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8243, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “As­Built Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time.

AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime.

AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 8243P-27; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time.

Lien Book and Page 144/270 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,331.76.

You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina.

If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed.

Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default.

Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): PAUL M. BRAMBOUGH 442 Maple Avenue Unit 803 Burlington ONTARIO L7S 2L7 CANADA PAMELA C. BRAMBOUGH 442 Maple Avenue Unit 803 Burlington ONTARIO L7S 2L7 CANADA Contract Number: 8344413; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8251, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the

B4

DECEMBER 24–30, 2020

said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “As­Built Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time.

AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime.

AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 8251B-02; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time.

Lien Book and Page 144/282 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,356.76.

You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina.

If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed.

Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default.

Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): MICHAEL A. WENZLER 120 Hasgate Dr Delmar NY 12054 Contract Number: 7319123; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8311, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “As­Built Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time.

AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime.

AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 8311G-14; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time.

Lien Book and Page 144/284 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,331.76.

You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina.

If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed.

Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default.

Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this

matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): MICHAEL P. MILLER 54820 SECRETARIAT DRIVE LA QUINTA CA 92253 SUSAN A. MILLER 54820 SECRETARIAT DRIVE LA QUINTA CA 92253 Contract Number: 31531; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8321, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “As­Built Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time.

AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime.

AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 8321G-22; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time.

Lien Book and Page 144/289 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,356.76.

You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina.

If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed.

Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default.

Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): JON SCHUMAKER 206 TAMLICO LANE CHOCOWINITY NC 27817 CONSTANCE SCHUMAKER 206 TAMLICO LANE CHOCOWINITY NC 27817 Contract Number: 1869849; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8334, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “As­Built Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time.

AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime.

AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 8334S-06; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time.

Lien Book and Page 145/1648 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,356.76.

You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina.

If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time

period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed.

Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default.

Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): STEVE E. COLUCCI 2875 DUNHILL CIR. LAKELAND FL 33810 ROSE M. COLUCCI 2875 DUNHILL CIR. LAKELAND FL 33810 Contract Number: 524688; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8341, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “As­Built Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time.

AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime.

AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 8341S-47; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time.

Lien Book and Page 144/294 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,356.76.

You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina.

If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default.

Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): ROBERT A. POWELL P.O. BOX 2624 COLOMBIA SC 29202-2624 CHARMAINE M. GEORGE P.O. BOX 2624 COLOMBIA SC 29202-2624 Contract Number: 672728; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8351, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “As­Built Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time.

AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime.

AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 8351P-26; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time.

Lien Book and Page 144/301 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,356.76.

You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County,

South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina.

If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed.

Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default.

Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): ANA MERCEDES LOZANO CELIS CRA. 30 # 5 F 185 APT. 813 MEDELLIN COLOMBIA Contract Number: 8623308; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8355, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “As­Built Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time.

AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime.

AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 8355G-15; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time.

Lien Book and Page 144/305 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,331.76.

You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina.

If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default.

Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): TIMESHARE ALTERNATIVES LLC 2 CORPUS CHRISTI HILTON HEAD ISLAND SC 29928 TYRONE SCHECHTER 2 CORPUS CHRISTI HILTON HEAD ISLAND SC 29928 STEVEN LIKINS 2 CORPUS CHRISTI HILTON HEAD ISLAND SC 29928 Contract Number: 8464851; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8424, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “As­Built Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared

by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time.

AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime.

AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 8434B-02; in each of the respective aforedescribed Units,

as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time.

Lien Book and Page 144/1568 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,358.07.

You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina.

If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default.

Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): LINDA L. JENNINGS 303 BRADFORD PKWY SYRACUSE NY 13224-1747 Contract Number: 1612431; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8445, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “As­Built Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared

by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Convey-

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LEGAL NOTICES ing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time.

AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime.

AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 8521P-30; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time.

Lien Book and Page 144/332 90/179 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,356.76.

You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina.

If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed.

Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default.

Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): LUIS FERNANDO HOYOS SANCHEZ CALLE 78 #5-32 APTO 602 BOGOTA COLOMBIA RICARDO HOYOS SANCHEZ CALLE 78 #5-32 APTO 602 BOGOTA COLOMBIA MARCELA HOYOS SANCHEZ CALLE 78 #5-32 APTO 602 BOGOTA COLOMBIA Contract Number: 670334; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8526, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “As­Built Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time.

AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime.

AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 8526P-24; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time.

Lien Book and Page 144/337 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,381.76.

You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina.

If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed.

Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default.

Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): LYDIA B. MOUSSEAU 4467 PARK DR STE E NORCROSS GA 30093-2965 MARC R. MOUSSEAU 4467 PARK DR STE E NORCROSS GA 30093-2965 PAUL W. MOUSSEAU JR. 4467 PARK DR STE E NORCROSS GA 30093-2965 Contract Number: 3107269; the following described property:

An undivided one fifty-first (1/51) fractional interest in Unit No. 8537, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “As­Built Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time.

AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime.

AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 8537B-50; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time.

Lien Book and Page 144/348 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,404.55.

You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina.

If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed.

Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default.

Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): DANIEL R. SMITH 1112 BYBERRY ROAD PHILADELPHIA PA 19116 JUNE O. SMITH 1112 BYBERRY ROAD PHILADELPHIA PA 19116 Contract Number: 3108535; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8544, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “As­Built Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time.

AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime.

AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 8544B-49; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time.

Lien Book and Page 145/1650 144/352 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,356.76.

You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina.

If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed.

Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the

right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default.

Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): JOHN R. WARNER 800 SPRING HOUSE FARM LN AMBLER PA 19002-2171 SUZANNE G. WARNER 800 SPRING HOUSE FARM LN AMBLER PA 19002-2171 Contract Number: 105019; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8556, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “As­Built Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared

by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time.

AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime.

AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 8556S-47; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time.

Lien Book and Page 144/358 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,356.76.

You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina.

If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default.

Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): GEMINI INVESTMENT PARTNERS LLC PO BOX 135309 CLERMONT FL 34713 Contract Number: 9422290; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8613, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “As­Built Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared

by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time.

AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime.

AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 8613B-49; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time.

Lien Book and Page 145/1610 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,331.76.

You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina.

If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the

sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default.

Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): JAMES H. BOYD 980 ESPLANADE PL MEMPHIS TN 38106 INEZ T. BOYD 980 ESPLANADE PL MEMPHIS TN 38106 Contract Number: 192726; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8614, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “As­Built Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time.

AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime.

AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 8614S-12; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time.

Lien Book and Page 144/360 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,356.76.

You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina.

If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed.

Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default.

Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): DENISE FRANCIS #2 TRIBE ROAD #5 KHYBER HEIGHTS WARWICK WK02 BERMUDA Contract Number: 10426165; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8653, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “As­Built Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time.

AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime.

AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 8653P-33; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time.

Lien Book and Page 145/1656 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,331.76.

You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina.

If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through

a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed.

Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default.

Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): ERIC McGHIE 150 OGILVIE ST. UNIT 407 DUNDAS ONTARIO L9H 7B9 CANADA MARILYN V. McGhie 150 OGILVIE ST. UNIT 407 DUNDAS ONTARIO L9H 7B9 CANADA Contract Number: 1585285; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8734, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “As­Built Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time.

AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime.

AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 8734S-44; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time.

Lien Book and Page 144/386 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,356.76.

You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina.

If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed.

Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default.

Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): MARY M. CREWS 4869 WRIGHTSBORO RD GROVETOWN GA 30813-3137 CHARLES L. CREWS 4869 WRIGHTSBORO RD GROVETOWN GA 30813-3137 Contract Number: 441003; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8744, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “As­Built Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time.

AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime.

AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 8744S-05; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626

at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time.

Lien Book and Page 144/399 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,356.76.

You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina.

If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed.

Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default.

Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): GEORGE M. KRAYNAK PO BOX 180 LOWELL OH 45744-0180 BETTY M. KRAYNAK PO BOX 180 LOWELL OH 457440180 Contract Number: 1378463; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8833, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “As­Built Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L M O M O ND

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DECEMBER 24–30, 2020

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B5

LEGAL NOTICES that certain plat entitled “As­Built Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time.

AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime.

AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 8834G-13; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time.

Lien Book and Page 145/1660 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,356.76.

You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina.

If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed.

Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default.

Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): ANABELA MARTINS 166 FENN AVE. TORONTO Ontario M2P 1X9 CANADA Contract Number: 7460685; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8913, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “As­Built Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time.

AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime.

AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 8913P-26; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time.

Lien Book and Page 144/413 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,331.76.

You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina.

If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed.

Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default.

Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): JOHN K. COLLINS 1 NORMA PL SCARSDALE NY 10583-7411 VALERIE A. CIARALLI 1 NORMA PL SCARSDALE NY 10583-7411 Contract Number: 1735528;

B6

DECEMBER 24–30, 2020

the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8917, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “As­Built Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time.

AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime.

AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 8917B-02; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time.

Lien Book and Page 144/416 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,356.76.

You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina.

If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed.

Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default.

Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): GEORGE G. WILLIAMS 319 ELLIS LN LINCOLN AL 35096-5307 MARGO H. WILLIAMS 319 ELLIS LN LINCOLN AL 35096-5307 Contract Number: 1496662; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8955, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “As­Built Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time.

AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime.

AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 8955S-09; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time.

Lien Book and Page 144/445 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,356.76.

You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina.

If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed.

Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact

raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default.

Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): GEORGE G. WILLIAMS 319 ELLIS LN LINCOLN AL 35096-5307 MARGO H. WILLIAMS 319 ELLIS LN LINCOLN AL 35096-5307 Contract Number: 1496662; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8955, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “As­Built Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time.

AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime.

AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 8955S-10; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time.

Lien Book and Page 144/448 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,356.76.

You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina.

If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed.

Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default.

Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): MARY E. ROWE 62 GLENVIEW CRESCENT LONDON Ontario N5X2P9 CANADA (Obligors) Contract Number: 559; the following described property: Together with a remainder over in fee simple absolute as tenants in common with the other owners of all the unit weeks in the hereafter described Condominium Unit in that percentage interest determined and established by the aforesaid Declaration of Interval Ownership, Rights, Restrictions, Affirmative Obligations, Conditions, Etc. for the following described real estate located in the County of Beaufort, State of South Carolina as follows: UNIT WEEK 47 in UNIT NO 3524, in Monarch at Sea Pines, Horizontal Property Regime XXV, Phase II, according to the Master Deed of American Resort Properties, Inc., dated May 18, 1982, as recorded in the Beaufort County Records in Deed Book 347 at Page 346, et seq. and as amended by Annexation Declaration of Phase II, recorded in the Beaufort County, Records in Deed Book 361 at Page 1, and all applicable amendments thereto.

Lien Book and Page 144/1763 ; Total Amount Presently Delinquent: $ 1,947.80.

You are currently in default under certain provisions of the Master Deed Establishing Monarch at Sea Pines, Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina in Deed Book 347 at Page 346, et seq. and as amended, and lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina.

If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed.

Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default.

Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this

matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): BENDICK O. BJERKE 653 QUINBY WAY THE VILLAGES FLORIDA 32162 Linda D. Bjerke 653 QUINBY WAY THE VILLAGES FLORIDA 32162 (Obligors) Contract Number: 444; the following described property: Together with a remainder over in fee simple absolute as tenants in common with the other owners of all the unit weeks in the hereafter described Condominium Unit in that percentage interest determined and established by the aforesaid Declaration of Interval Ownership, Rights, Restrictions, Affirmative Obligations, Conditions, Etc. for the following described real estate located in the County of Beaufort, State of South Carolina as follows: UNIT WEEK 39 in UNIT NO 3526, in Monarch at Sea Pines, Horizontal Property Regime XXV, Phase II, according to the Master Deed of American Resort Properties, Inc., dated May 18, 1982, as recorded in the Beaufort County Records in Deed Book 347 at Page 346, et seq. and as amended by Annexation Declaration of Phase II, recorded in the Beaufort County, Records in Deed Book 361 at Page 1, and all applicable amendments thereto.

Lien Book and Page 144/1767 ; Total Amount Presently Delinquent: $ 1,947.80.

You are currently in default under certain provisions of the Master Deed Establishing Monarch at Sea Pines, Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina in Deed Book 347 at Page 346, et seq. and as amended, and lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina.

If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed.

Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default.

Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): Benjo LLC 908 W SEVENTH STREET TRAVERSE CITY MICHIGAN 49684-2441 (Obligors) Contract Number: 503758; the following described property: Together with a remainder over in fee simple absolute as tenants in common with the other owners of all the unit weeks in the hereafter described Condominium Unit in that percentage interest determined and established by the aforesaid Declaration of Interval Ownership, Rights, Restrictions, Affirmative Obligations, Conditions, Etc. for the following described real estate located in the County of Beaufort, State of South Carolina as follows: UNIT WEEK 38 in UNIT NO 3533, in Monarch at Sea Pines, Horizontal Property Regime XXV, Phase III, according to the Master Deed of American Resort Properties, Inc., dated May 18, 1982, as recorded in the Beaufort County Records in Deed Book 347 at Page 346, et seq. and as amended by Annexation Declaration of Phase III, recorded in the Beaufort County, Records in Deed Book 361 at Page 1, and all applicable amendments thereto.

Lien Book and Page 144/1785 ; Total Amount Presently Delinquent: $ 1,947.80.

You are currently in default under certain provisions of the Master Deed Establishing Monarch at Sea Pines, Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina in Deed Book 347 at Page 346, et seq. and as amended, and lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina.

If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed.

Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default.

Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): Benjo LLC 3950 SUMAC DR APT 108 TRAVERSE CITY MICHIGAN 49684-7011 (Obligors) Contract Number: 503300; the following described property: Together with a remainder over in fee simple absolute as tenants in common with the other owners of all the unit weeks in the hereafter described Condominium Unit in that percentage interest determined and established by the aforesaid Declaration of Interval Ownership, Rights, Restrictions, Affirmative Obligations, Conditions, Etc. for the following described real estate located in the County of Beaufort, State of South Carolina as follows: UNIT WEEK 39 in UNIT NO 3533, in Monarch at Sea Pines, Horizontal Property Regime XXV, Phase III, according to the Master Deed of American Resort Properties, Inc., dated May 18, 1982, as recorded in the Beaufort County Records in Deed Book 347 at Page 346, et seq. and as amended by Annexation Declaration of Phase III, recorded in the Beaufort County, Records in Deed Book 361 at Page 1, and all applicable amendments thereto.

Lien Book and Page 144/1777 ; Total Amount Presently Delinquent: $ 1,947.80.

You are currently in default under certain provisions of the Master Deed Establishing Monarch at Sea Pines, Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina in Deed Book 347 at Page

346, et seq. and as amended, and lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina.

If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed.

Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default.

Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): Benjo LLC 3950 SUMAC DR APT 108 TRAVERSE CITY MICHIGAN 49684-7011 (Obligors) Contract Number: 503300; the following described property: Together with a remainder over in fee simple absolute as tenants in common with the other owners of all the unit weeks in the hereafter described Condominium Unit in that percentage interest determined and established by the aforesaid Declaration of Interval Ownership, Rights, Restrictions, Affirmative Obligations, Conditions, Etc. for the following described real estate located in the County of Beaufort, State of South Carolina as follows: UNIT WEEK 7 in UNIT NO 3534, in Monarch at Sea Pines, Horizontal Property Regime XXV, Phase III, according to the Master Deed of American Resort Properties, Inc., dated May 18, 1982, as recorded in the Beaufort County Records in Deed Book 347 at Page 346, et seq. and as amended by Annexation Declaration of Phase III, recorded in the Beaufort County, Records in Deed Book 361 at Page 1, and all applicable amendments thereto.

Lien Book and Page 144/1781 ; Total Amount Presently Delinquent: $ 1,947.80.

You are currently in default under certain provisions of the Master Deed Establishing Monarch at Sea Pines, Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina in Deed Book 347 at Page 346, et seq. and as amended, and lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina.

If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed.

Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default.

Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): FELTON MITCHELL 15112 DEER VALLEY TERRACE SILVER SPRINGS MARYLAND 20906 Jonita B. Mitchell 15112 DEER VALLEY TERRACE SILVER SPRINGS MARYLAND 20906 (Obligors) Contract Number: 4776; the following described property: Together with a remainder over in fee simple absolute as tenants in common with the other owners of all the unit weeks in the hereafter described Condominium Unit in that percentage interest determined and established by the aforesaid Declaration of Interval Ownership, Rights, Restrictions, Affirmative Obligations, Conditions, Etc. for the following described real estate located in the County of Beaufort, State of South Carolina as follows: UNIT WEEK 49 in UNIT NO 3541, in Monarch at Sea Pines, Horizontal Property Regime XXV, Phase IV, according to the Master Deed of American Resort Properties, Inc., dated May 18, 1982, as recorded in the Beaufort County Records in Deed Book 347 at Page 346, et seq. and as amended by Annexation Declaration of Phase IV, recorded in the Beaufort County, Records in Deed Book 361 at Page 1, and all applicable amendments thereto.

Lien Book and Page 144/1794 ; Total Amount Presently Delinquent: $ 1,947.80.

You are currently in default under certain provisions of the Master Deed Establishing Monarch at Sea Pines, Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina in Deed Book 347 at Page 346, et seq. and as amended, and lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina.

If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed.

Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien

holder and trustee, including attorney’s fees and costs, in connection with the default.

Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): FELTON MITCHELL 15112 DEER VALLEY TERRACE SILVER SPRINGS MARYLAND 20906 (Obligors) Contract Number: 4776; the following described property: Together with a remainder over in fee simple absolute as tenants in common with the other owners of all the unit weeks in the hereafter described Condominium Unit in that percentage interest determined and established by the aforesaid Declaration of Interval Ownership, Rights, Restrictions, Affirmative Obligations, Conditions, Etc. for the following described real estate located in the County of Beaufort, State of South Carolina as follows: UNIT WEEK 48 in UNIT NO 3544, in Monarch at Sea Pines, Horizontal Property Regime XXV, Phase IV, according to the Master Deed of American Resort Properties, Inc., dated May 18, 1982, as recorded in the Beaufort County Records in Deed Book 347 at Page 346, et seq. and as amended by Annexation Declaration of Phase IV, recorded in the Beaufort County, Records in Deed Book 361 at Page 1, and all applicable amendments thereto.

Lien Book and Page 144/1796 ; Total Amount Presently Delinquent: $ 1,947.80.

You are currently in default under certain provisions of the Master Deed Establishing Monarch at Sea Pines, Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina in Deed Book 347 at Page 346, et seq. and as amended, and lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina.

If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed.

Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default.

Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): VINCENT C. DAIDONE, TRUSTEE of the Vincent C. Daidone and Barbara H. Diadone Revocable Trust dated July 25, 2014 C/O NEALLY LAW 122 PARK CENTRAL SQUARE SPRINGFIELD MISSOURI 65806 BARBARA A. DAIDONE, TRUSTEE of the Vincent C. Daidone and Barbara H. Diadone Revocable Trust dated July 25, 2014 C/O NEALLY LAW 122 PARK CENTRAL SQUARE SPRINGFIELD MISSOURI 65806 (Obligors) Contract Number: 10497428; the following described property: Together with a remainder over in fee s m mm w w w m mU m D Ow m O w w UN NO

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LEGAL NOTICES Lien Book and Page 144/1816 ; Total Amount Presently Delinquent: $ 1,947.80.

You are currently in default under certain provisions of the Master Deed Establishing Monarch at Sea Pines, Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina in Deed Book 347 at Page 346, et seq. and as amended, and lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina.

If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed.

Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default.

Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): DONELLA JENKINS, MD PO BOX 348 CRESTON CALIFORNIA 93432-0348 (Obligors) Contract Number: 9657821; the following described property: Together with a remainder over in fee simple absolute as tenants in common with the other owners of all the unit weeks in the hereafter described Condominium Unit in that percentage interest determined and established by the aforesaid Declaration of Interval Ownership, Rights, Restrictions, Affirmative Obligations, Conditions, Etc. for the following described real estate located in the County of Beaufort, State of South Carolina as follows: UNIT WEEK 42 in UNIT NO 3612, in Monarch at Sea Pines, Horizontal Property Regime XXV, Phase VI, according to the Master Deed of American Resort Properties, Inc., dated May 18, 1982, as recorded in the Beaufort County Records in Deed Book 347 at Page 346, et seq. and as amended by Annexation Declaration of Phase VI, recorded in the Beaufort County, Records in Deed Book 361 at Page 1, and all applicable amendments thereto.

Lien Book and Page 144/1818 ; Total Amount Presently Delinquent: $ 1,947.80.

You are currently in default under certain provisions of the Master Deed Establishing Monarch at Sea Pines, Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina in Deed Book 347 at Page 346, et seq. and as amended, and lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina.

If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed.

Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default.

Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): KRISTINE K. HARDER 6TH 1ST STREET GARDEN CITY NEW YORK 11551-0111 (Obligors) Contract Number: 1312; the following described property: Together with a remainder over in fee simple absolute as tenants in common with the other owners of all the unit weeks in the hereafter described Condominium Unit in that percentage interest determined and established by the aforesaid Declaration of Interval Ownership, Rights, Restrictions, Affirmative Obligations, Conditions, Etc. for the following described real estate located in the County of Beaufort, State of South Carolina as follows: UNIT WEEK 39 in UNIT NO 3613, in Monarch at Sea Pines, Horizontal Property Regime XXV, Phase VI, according to the Master Deed of American Resort Properties, Inc., dated May 18, 1982, as recorded in the Beaufort County Records in Deed Book 347 at Page 346, et seq. and as amended by Annexation Declaration of Phase VI, recorded in the Beaufort County, Records in Deed Book 361 at Page 1, and all applicable amendments thereto.

Lien Book and Page 144/1820 ; Total Amount Presently Delinquent: $ 1,947.80.

You are currently in default under certain provisions of the Master Deed Establishing Monarch at Sea Pines, Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina in Deed Book 347 at Page 346, et seq. and as amended, and lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina.

If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed.

Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete

absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default.

Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): LAKE FOREST ASSOCIATES LTD 2166 MISSOURI RUN RD PARKERSBURG WEST VIRGINIA 26101-8342 (Obligors) Contract Number: 753; the following described property: Together with a remainder over in fee simple absolute as tenants in common with the other owners of all the unit weeks in the hereafter described Condominium Unit in that percentage interest determined and established by the aforesaid Declaration of Interval Ownership, Rights, Restrictions, Affirmative Obligations, Conditions, Etc. for the following described real estate located in the County of Beaufort, State of South Carolina as follows: UNIT WEEK 32 in UNIT NO 3632, in Monarch at Sea Pines, Horizontal Property Regime XXV, Phase VIII, according to the Master Deed of American Resort Properties, Inc., dated May 18, 1982, as recorded in the Beaufort County Records in Deed Book 347 at Page 346, et seq. and as amended by Annexation Declaration of Phase VIII, recorded in the Beaufort County, Records in Deed Book 361 at Page 1, and all applicable amendments thereto.

Lien Book and Page 144/1840 ; Total Amount Presently Delinquent: $ 1,947.80.

You are currently in default under certain provisions of the Master Deed Establishing Monarch at Sea Pines, Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina in Deed Book 347 at Page 346, et seq. and as amended, and lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina.

If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed.

Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default.

Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): NANCY STEVENS MCMULLIN aka Nancy Steven Carsey 1003 S OCEAN BLVD # 1201 N MYRTLE BEACH SOUTH CAROLINA 29582-3771 (Obligors) Contract Number: 120444; the following described property: Together with a remainder over in fee simple absolute as tenants in common with the other owners of all the unit weeks in the hereafter described Condominium Unit in that percentage interest determined and established by the aforesaid Declaration of Interval Ownership, Rights, Restrictions, Affirmative Obligations, Conditions, Etc. for the following described real estate located in the County of Beaufort, State of South Carolina as follows: UNIT WEEK 17 in UNIT NO 3635, in Monarch at Sea Pines, Horizontal Property Regime XXV, Phase VIII, according to the Master Deed of American Resort Properties, Inc., dated May 18, 1982, as recorded in the Beaufort County Records in Deed Book 347 at Page 346, et seq. and as amended by Annexation Declaration of Phase VIII, recorded in the Beaufort County, Records in Deed Book 361 at Page 1, and all applicable amendments thereto.

Lien Book and Page 144/1862 ; Total Amount Presently Delinquent: $ 1,947.80.

You are currently in default under certain provisions of the Master Deed Establishing Monarch at Sea Pines, Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina in Deed Book 347 at Page 346, et seq. and as amended, and lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina.

If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed.

Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default.

Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): REBECCA B. HILL 4950 JETT RD NW ATLANTA GEORGIA 30327-4516 (Obligors) Contract Number: 2847; the following described property: Together with a remainder over in fee simple absolute as tenants in common with the other owners of all the unit weeks in the hereafter described Condominium Unit in that percentage interest determined and established by the aforesaid Declaration of Interval Ownership, Rights, Restrictions, Affirmative Obligations, Conditions, Etc. for the following described real estate located in the County of Beaufort, State of South Carolina as follows: UNIT WEEK 35 in UNIT NO 3635, in Monarch at Sea Pines, Horizontal Property Regime XXV, Phase VIII, according to the Master Deed of American Resort Properties, Inc., dated May 18, 1982, as recorded in the Beaufort County Records in Deed Book 347 at Page 346, et seq. and as amended by Annexation Declaration of Phase VIII, recorded in the Beaufort County, Records in Deed Book 361 at Page 1, and all

applicable amendments thereto.

Lien Book and Page 144/1850 ; Total Amount Presently Delinquent: $ 1,947.80.

You are currently in default under certain provisions of the Master Deed Establishing Monarch at Sea Pines, Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina in Deed Book 347 at Page 346, et seq. and as amended, and lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina.

If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed.

Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default.

Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): BENDICK O. BJERKE 653 QUINBY WAY THE VILLAGES FLORIDA 32162 Linda D. Bjerke 653 QUINBY WAY THE VILLAGES FLORIDA 32162 (Obligors) Contract Number: 444; the following described property: Together with a remainder over in fee simple absolute as tenants in common with the other owners of all the unit weeks in the hereafter described Condominium Unit in that percentage interest determined and established by the aforesaid Declaration of Interval Ownership, Rights, Restrictions, Affirmative Obligations, Conditions, Etc. for the following described real estate located in the County of Beaufort, State of South Carolina as follows: UNIT WEEK 49 in UNIT NO 3636, in Monarch at Sea Pines, Horizontal Property Regime XXV, Phase VIII, according to the Master Deed of American Resort Properties, Inc., dated May 18, 1982, as recorded in the Beaufort County Records in Deed Book 347 at Page 346, et seq. and as amended by Annexation Declaration of Phase VIII, recorded in the Beaufort County, Records in Deed Book 361 at Page 1, and all applicable amendments thereto.

Lien Book and Page 144/1852 ; Total Amount Presently Delinquent: $ 1,947.80.

You are currently in default under certain provisions of the Master Deed Establishing Monarch at Sea Pines, Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina in Deed Book 347 at Page 346, et seq. and as amended, and lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina.

If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed.

Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default.

Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): ALLEN BERNARD CURTIS 48 LAKESIDE AVENUE #664 UMATILLA FLORIDA 32784 (Obligors) Contract Number: 10719224; the following described property: Together with a remainder over in fee simple absolute as tenants in common with the other owners of all the unit weeks in the hereafter described Condominium Unit in that percentage interest determined and established by the aforesaid Declaration of Interval Ownership, Rights, Restrictions, Affirmative Obligations, Conditions, Etc. for the following described real estate located in the County of Beaufort, State of South Carolina as follows: UNIT WEEK 4 in UNIT NO 3641, in Monarch at Sea Pines, Horizontal Property Regime XXV, Phase I/II, according to the Master Deed of American Resort Properties, Inc., dated May 18, 1982, as recorded in the Beaufort County Records in Deed Book 347 at Page 346, et seq. and as amended by Annexation Declaration of Phase I/II, recorded in the Beaufort County, Records in Deed Book 361 at Page 1, and all applicable amendments thereto.

Lien Book and Page 144/1856 ; Total Amount Presently Delinquent: $ 1,857.35.

You are currently in default under certain provisions of the Master Deed Establishing Monarch at Sea Pines, Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina in Deed Book 347 at Page 346, et seq. and as amended, and lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina.

If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed.

Furthermore, you also may be subject to a personal

money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default.

Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): MARGARET J PHILLIPS 16800 E PAUL NORDIN PKWY # 202 FOUNTAIN HILLS ARIZONA 85268-0002 (Obligors) Contract Number: 6205; the following described property: Together with a remainder over in fee simple absolute as tenants in common with the other owners of all the unit weeks in the hereafter described Condominium Unit in that percentage interest determined and established by the aforesaid Declaration of Interval Ownership, Rights, Restrictions, Affirmative Obligations, Conditions, Etc. for the following described real estate located in the County of Beaufort, State of South Carolina as follows: UNIT WEEK 10 in UNIT NO 3716, in Monarch at Sea Pines, Horizontal Property Regime XXV, Phase XI, according to the Master Deed of American Resort Properties, Inc., dated May 18, 1982, as recorded in the Beaufort County Records in Deed Book 347 at Page 346, et seq. and as amended by Annexation Declaration of Phase XI, recorded in the Beaufort County, Records in Deed Book 361 at Page 1, and all applicable amendments thereto.

Lien Book and Page 144/1880 ; Total Amount Presently Delinquent: $ 1,977.45.

You are currently in default under certain provisions of the Master Deed Establishing Monarch at Sea Pines, Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina in Deed Book 347 at Page 346, et seq. and as amended, and lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina.

If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed.

Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default.

Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): RAYMOND E. SCHURGOT 95 River Oaks Way Hardeeville SOUTH CAROLINA 29927 NORMA JEAN SCHURGOT aka NORMA J. SCHURGOT 95 River Oaks Way Hardeeville SOUTH CAROLINA 29927 PAMELA JEAN SCHURGOT 95 River Oaks Way Hardeeville SOUTH CAROLINA 29927 (Obligors) Contract Number: 9493054; the following described property: Together with a remainder over in fee simple absolute as tenants in common with the other owners of all the unit weeks in the hereafter described Condominium Unit in that percentage interest determined and established by the aforesaid Declaration of Interval Ownership, Rights, Restrictions, Affirmative Obligations, Conditions, Etc. for the following described real estate located in the County of Beaufort, State of South Carolina as follows: UNIT WEEK 50 in UNIT NO 3741, in Monarch at Sea Pines, Horizontal Property Regime XXV, Phase XIV, according to the Master Deed of American Resort Properties, Inc., dated May 18, 1982, as recorded in the Beaufort County Records in Deed Book 347 at Page 346, et seq. and as amended by Annexation Declaration of Phase XIV, recorded in the Beaufort County, Records in Deed Book 361 at Page 1, and all applicable amendments thereto.

Lien Book and Page 144/1936 ; Total Amount Presently Delinquent: $ 1,947.80.

You are currently in default under certain provisions of the Master Deed Establishing Monarch at Sea Pines, Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina in Deed Book 347 at Page 346, et seq. and as amended, and lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina.

If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed.

Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default.

Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): DON H. KING 11357 DRUMMOND DRIVE DALLAS TEXAS 75228 (Obligors) Contract Number: 1435915; the following described property: Together with a remainder over in fee simple absolute as tenants in common with the other owners of all the unit weeks in the hereafter described Condominium Unit in that percentage interest determined and established by the aforesaid Declaration of Interval Ownership, Rights, Restrictions, Affirmative Obligations, Conditions, Etc. for the following described real estate located in the County of Beaufort, State of South Carolina as follows: UNIT WEEK 39 in UNIT NO 3813, in Monarch at Sea

Pines, Horizontal Property Regime XXV, Phase XVI, according to the Master Deed of American Resort Properties, Inc., dated May 18, 1982, as recorded in the Beaufort County Records in Deed Book 347 at Page 346, et seq. and as amended by Annexation Declaration of Phase XVI, recorded in the Beaufort County, Records in Deed Book 361 at Page 1, and all applicable amendments thereto.

Lien Book and Page 144/1968 ; Total Amount Presently Delinquent: $ 1,947.80.

You are currently in default under certain provisions of the Master Deed Establishing Monarch at Sea Pines, Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina in Deed Book 347 at Page 346, et seq. and as amended, and lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina.

If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed.

Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default.

Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): G. SROCZYNSKI 725 NW WATERLILY PL JENSEN BEACH FLORIDA 34957-3501 (Obligors) Contract Number: 14769; the following described property: Together with a remainder over in fee simple absolute as tenants in common with the other owners of all the unit weeks in the hereafter described Condominium Unit in that percentage interest determined and established by the aforesaid Declaration of Interval Ownership, Rights, Restrictions, Affirmative Obligations, Conditions, Etc. for the following described real estate located in the County of Beaufort, State of South Carolina as follows: UNIT WEEK 14 in UNIT NO 3843, in Monarch at Sea Pines, Horizontal Property Regime XXV, Phase XIX, according to the Master Deed of American Resort Properties, Inc., dated May 18, 1982, as recorded in the Beaufort County Records in Deed Book 347 at Page 346, et seq. and as amended by Annexation Declaration of Phase XIX, recorded in the Beaufort County, Records in Deed Book 361 at Page 1, and all applicable amendments thereto.

Lien Book and Page 144/1998 ; Total Amount Presently Delinquent: $ 1,947.80.

You are currently in default under certain provisions of the Master Deed Establishing Monarch at Sea Pines, Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina in Deed Book 347 at Page 346, et seq. and as amended, and lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina.

If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed.

Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default.

Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): ROBERT W. PHINNEY PO BOX 1791 DUXBURY MASSACHUSETTS 02331 Joyce D. Phinney PO BOX 1791 DUXBURY MASSACHUSETTS 02331 (Obligors) Contract Number: 5995; the following described property: Together with a remainder over in fee simple absolute as tenants in common with the other owners of all the unit weeks in the hereafter described Condominium Unit in that percentage interest determined and established by the aforesaid Declaration of Interval Ownership, Rights, Restrictions, Affirmative Obligations, Conditions, Etc. for the following described real estate located in the County of Beaufort, State of South Carolina as follows: UNIT WEEK 15 in UNIT NO 3853, in Monarch at Sea Pines, Horizontal Property Regime XXV, Phase XX, according to the Master Deed of American Resort Properties, Inc., dated May 18, 1982, as recorded in the Beaufort County Records in Deed Book 347 at Page 346, et seq. and as amended by Annexation Declaration of Phase XX, recorded in the Beaufort County, Records in Deed Book 361 at Page 1, and all applicable amendments thereto.

Lien Book and Page 144/2016 ; Total Amount Presently Delinquent: $ 1,947.80.

You are currently in default under certain provisions of the Master Deed Establishing Monarch at Sea Pines, Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina in Deed Book 347 at Page 346, et seq. and as amended, and lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina.

If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In

a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed.

Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default.

Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): JOANN RICHARDSON 415 KILDARE AVENUE NW ATLANTA GEORGIA 30318 415 KILDARE AVENUE NW ATLANTA GEORGIA 30318 (Obligors) Contract Number: 7591048; the following described property: Together with a remainder over in fee simple absolute as tenants in common with the other owners of all the unit weeks in the hereafter described Condominium Unit in that percentage interest determined and established by the aforesaid Declaration of Interval Ownership, Rights, Restrictions, Affirmative Obligations, Conditions, Etc. for the following described real estate located in the County of Beaufort, State of South Carolina as follows: UNIT WEEK 2 in UNIT NO 3513, in Monarch at Sea Pines, Horizontal Property Regime XXV, Phase I, according to the Master Deed of American Resort Properties, Inc., dated May 18, 1982, as recorded in the Beaufort County Records in Deed Book 347 at Page 346, et seq. and as amended by Annexation Declaration of Phase I, recorded in the Beaufort County, Records in Deed Book 361 at Page 1, and all applicable amendments thereto.

Lien Book and Page 145/176 ; Total Amount Presently Delinquent: $ 1,954.47.

You are currently in default under certain provisions of the Master Deed Establishing Monarch at Sea Pines, Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina in Deed Book 347 at Page 346, et seq. and as amended, and lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina.

If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed.

Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default.

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DECEMBER 24–30, 2020

B7

LEGAL NOTICES costs, in connection with the default.

Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): H.T. ULMER, III PO BOX 367 CAMERON SC 290300367 C.R. MYERS PO BOX 367 CAMERON SC 29030-0367 F.N. CECCHINI PO BOX 367 CAMERON SC 290300367 Contract Number: 2226308; the following described property: An undivided two (2%) percent interest in that certain condominium unit, lying, situate and being in Sea Pines Plantation on Hilton Head Island, Beaufort County, South Carolina, and being known as Unit No. 3123, Heritage Club Horizontal Property Regime, and being more particularly shown and described by reference to the Master Deed of Marriott Ownership Resorts, Inc., establishing the said Horizontal Property Regime, said Master Deed being dated September 26, 1988, and recorded in the Beaufort County Records, on September 26, 1988 in Deed Book 511 at Page 933, and by reference to that certain plat entitled "As-Built Plat of Heritage Club", a section of Harbour Town, Sea Pines Plantation said plat prepared

by Surveying Consultants of Hilton Head Island, Inc., Terry G. Hatchell, S.C.R.L.S. # 11059 said plat being dated the 16th day of September, 1988, and recorded in the Beaufort County Records, in Plat Book 35 at Page 257 on September 26, 1988.

AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above described condominium Unit as set forth in the Master Deed and By-Laws of Heritage Club Horizontal Property Regime.

AND ALSO, all right, title, interest and privileges extending to Owner Use Period 39, as contained in that certain Supplemental Declaration of Multiple Ownership Rights, Restrictions, Affirmative Obligations and Conditions for Floating Time for said foregoing Unit(s) in Heritage Club Horizontal Property Regime, said Supplemental Declaration being attached as Exhibit "H" to the aforementioned Master Deed Lien Book and Page 144/4778 ; Total Amount Presently Delinquent $ 3,708.54.

You are currently in default under certain provisions of the Master Deed Establishing Heritage Club Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on February 21, 1983 in Deed Book 364 at Page 869, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina.

If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed.

Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default.

Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): TRIS PAUL RUDE 2232 HOOVER ST DULUTH MN 55811-3013 Contract Number: 5816818; the following described property: An undivided two (2%) percent interest in that certain condominium unit, lying, situate and being in Sea Pines Plantation on Hilton Head Island, Beaufort County, South Carolina, and being known as Unit No. 3126, Heritage Club Horizontal Property Regime, and being more particularly shown and described by reference to the Master Deed of Marriott Ownership Resorts, Inc., establishing the said Horizontal Property Regime, said Master Deed being dated September 26, 1988, and recorded in the Beaufort County Records, on September 26, 1988 in Deed Book 511 at Page 933, and by reference to that certain plat entitled "As-Built Plat of Heritage Club", a section of Harbour Town, Sea Pines Plantation said plat prepared

by Surveying Consultants of Hilton Head Island, Inc., Terry G. Hatchell, S.C.R.L.S. # 11059 said plat being dated the 16th day of September, 1988, and recorded in the Beaufort County Records, in Plat Book 35 at Page 257 on September 26, 1988.

AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above described condominium Unit as set forth in the Master Deed and By-Laws of Heritage Club Horizontal Property Regime.

AND ALSO, all right, title, interest and privileges extending to Owner Use Period 03, as contained in that certain Supplemental Declaration of Multiple Ownership Rights, Restrictions, Affirmative Obligations and Conditions for Floating Time for said foregoing Unit(s) in Heritage Club Horizontal Property Regime, said Supplemental Declaration being attached as Exhibit "H" to the aforementioned Master Deed Lien Book and Page 144/481 ; Total Amount Presently Delinquent $ 3,658.54.

You are currently in default under certain provisions of the Master Deed Establishing Heritage Club Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on February 21, 1983 in Deed Book 364 at Page 869, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina.

If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed.

Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default.

Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT

B8

DECEMBER 24–30, 2020

AND INTENT TO SELL Name and Address of Owner(s): MICHAEL E. MORELAND 210 SNEAD FAIRWAY PORTSMOUTH VA 23701-1641 STEPHANIE A. MORELAND 210 SNEAD FAIRWAY PORTSMOUTH VA 23701-1641 Contract Number: 6643904; the following described property: An undivided two (2%) percent interest in that certain condominium unit, lying, situate and being in Sea Pines Plantation on Hilton Head Island, Beaufort County, South Carolina, and being known as Unit No. 3133, Heritage Club Horizontal Property Regime, and being more particularly shown and described by reference to the Master Deed of Marriott Ownership Resorts, Inc., establishing the said Horizontal Property Regime, said Master Deed being dated September 26, 1988, and recorded in the Beaufort County Records, on September 26, 1988 in Deed Book 511 at Page 933, and by reference to that certain plat entitled "As-Built Plat of Heritage Club", a section of Harbour Town, Sea Pines Plantation said plat prepared by Surveying Consultants of Hilton Head Island, Inc., Terry G. Hatchell, S.C.R.L.S. # 11059 said plat being dated the 16th day of September, 1988, and recorded in the Beaufort County Records, in Plat Book 35 at Page 257 on September 26, 1988.

AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above described condominium Unit as set forth in the Master Deed and By-Laws of Heritage Club Horizontal Property Regime.

AND ALSO, all right, title, interest and privileges extending to Owner Use Period 03, as contained in that certain Supplemental Declaration of Multiple Ownership Rights, Restrictions, Affirmative Obligations and Conditions for Floating Time for said foregoing Unit(s) in Heritage Club Horizontal Property Regime, said Supplemental Declaration being attached as Exhibit "H" to the aforementioned Master Deed Lien Book and Page 144/486 ; Total Amount Presently Delinquent $ 3,683.54.

You are currently in default under certain provisions of the Master Deed Establishing Heritage Club Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on February 21, 1983 in Deed Book 364 at Page 869, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina.

If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default.

Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): JENNIFER A. BULLOCK 6220 CABIN BRANCH DR DURHAM NC 27712 WELDON WALLACE BULLOCK JR. 6220 CABIN BRANCH DR DURHAM NC 27712 Contract Number: 10722223; the following described property: An undivided two (2%) percent interest in that certain condominium unit, lying, situate and being in Sea Pines Plantation on Hilton Head Island, Beaufort County, South Carolina, and being known as Unit No. 3134, Heritage Club Horizontal Property Regime, and being more particularly shown and described by reference to the Master Deed of Marriott Ownership Resorts, Inc., establishing the said Horizontal Property Regime, said Master Deed being dated September 26, 1988, and recorded in the Beaufort County Records, on September 26, 1988 in Deed Book 511 at Page 933, and by reference to that certain plat entitled "As-Built Plat of Heritage Club", a section of Harbour Town, Sea Pines Plantation said plat prepared

by Surveying Consultants of Hilton Head Island, Inc., Terry G. Hatchell, S.C.R.L.S. # 11059 said plat being dated the 16th day of September, 1988, and recorded in the Beaufort County Records, in Plat Book 35 at Page 257 on September 26, 1988.

AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above described condominium Unit as set forth in the Master Deed and By-Laws of Heritage Club Horizontal Property Regime.

AND ALSO, all right, title, interest and privileges extending to Owner Use Period 30, as contained in that certain Supplemental Declaration of Multiple Ownership Rights, Restrictions, Affirmative Obligations and Conditions for Floating Time for said foregoing Unit(s) in Heritage Club Horizontal Property Regime, said Supplemental Declaration being attached as Exhibit "H" to the aforementioned Master Deed Lien Book and Page 144/485 ; Total Amount Presently Delinquent $ 3,683.54.

You are currently in default under certain provisions of the Master Deed Establishing Heritage Club Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on February 21, 1983 in Deed Book 364 at Page 869, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina.

If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed.

Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default.

Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): BYRON ACEMAN 216-1477 FOUNTAIN WAY VANCOUVER British Columbia V6H3W9 Contract Number: 3137917; the following described property: An undivided two (2%) percent interest in that certain condominium unit, lying, situate and being in Sea Pines Plantation on Hilton Head Island, Beaufort

County, South Carolina, and being known as Unit No. 3142, Heritage Club Horizontal Property Regime, and being more particularly shown and described by reference to the Master Deed of Marriott Ownership Resorts, Inc., establishing the said Horizontal Property Regime, said Master Deed being dated September 26, 1988, and recorded in the Beaufort County Records, on September 26, 1988 in Deed Book 511 at Page 933, and by reference to that certain plat entitled "As-Built Plat of Heritage Club", a section of Harbour Town, Sea Pines Plantation said plat prepared

by Surveying Consultants of Hilton Head Island, Inc., Terry G. Hatchell, S.C.R.L.S. # 11059 said plat being dated the 16th day of September, 1988, and recorded in the Beaufort County Records, in Plat Book 35 at Page 257 on September 26, 1988.

AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above described condominium Unit as set forth in the Master Deed and By-Laws of Heritage Club Horizontal Property Regime.

AND ALSO, all right, title, interest and privileges extending to Owner Use Period 15, as contained in that certain Supplemental Declaration of Multiple Ownership Rights, Restrictions, Affirmative Obligations and Conditions for Floating Time for said foregoing Unit(s) in Heritage Club Horizontal Property Regime, said Supplemental Declaration being attached as Exhibit "H" to the aforementioned Master Deed Lien Book and Page 144/510 ; Total Amount Presently Delinquent $ 3,658.54.

You are currently in default under certain provisions of the Master Deed Establishing Heritage Club Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on February 21, 1983 in Deed Book 364 at Page 869, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina.

If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default.

Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): ELLIOTT GOLDSTEIN 15948 d Alene dr DELRAY BEACH FL 33446 (Obligors) Contract Number: 6591722; the following described property: An undivided 1/51 fractional interest in Unit No. 6131 Sunset Pointe Horizontal Property Regime, lying and being in Shelter Cove Harbour on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed and Amendment to Master Deed of Marriott Ownership Resorts, Inc., establishing the said Horizontal Property Regime said documents being dated Dec. 5, 1990, and Dec. 06, 1990 and recorded in the Beaufort County Records, on Dec 06, 1990 and Dec. 10, 1990 in Deed Book 566 at Page 590 and in Deed Book 566 at Page 876 respectively, as amended from time to time, and by reference to that certain plat entitled "As-Built Survey of Sunset Pointe Horizontal Property Regime" said plat prepared by Surveying Consultants of Hilton Head Island, Inc., Terry G. Hatchell, S.C.R.L.S. #11059 said plat being dated Dec. 03, 1990 and recorded in the Beaufort County Records in Plat Book 40 at Page 24.

AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed, Amendment to Master Deed and By-Laws of Sunset Pointe Horizontal Property Regime.

AND ALSO, all right, title, interest, and privileges extending to Owner Use Period 01, as contained in that certain applicable Supplemental Declaration of Multiple Ownership Rights, Restrictions, Affirmative Obligations and Conditions (hereinafter referred to as "Supplemental Declaration"), which is attached as an Exhibit to the above-referenced Master Deed (for Units in Phase 1) or Amendment to Master Deed (for Units in Phase 2).

Lien Book and Page 144/508 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,731.48.

You are currently in default under certain provisions of the Master Deed Establishing Sunset Pointe Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on Dec 06, 1990 and Dec. 10, 1990 in Deed Book 566 at Page 590 and in Deed Book 566 at Page 876 respectively, as amended from time to time, lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina.

If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed.

Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default.

Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): CHRISTOPHER L. CALAPAI 1900 HEMSTEAD TURNPIKE EAST MEADOW NY 11554 (Obligors) Contract Number: 35292; the following described property: An undivided 1/51 fractional interest in Unit No. 6132 Sunset Pointe Horizontal Property Regime, lying and being in Shelter Cove Harbour on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed and Amendment to Master Deed of Marriott Ownership Resorts, Inc., establishing the said Horizontal Property Regime said documents being dated Dec. 5, 1990, and Dec. 06, 1990 and recorded in the Beaufort County Records, on Dec 06, 1990 and Dec. 10, 1990 in Deed Book 566 at Page 590 and in Deed Book 566 at Page 876 re-

spectively, as amended from time to time, and by reference to that certain plat entitled "As-Built Survey of Sunset Pointe Horizontal Property Regime" said plat prepared by Surveying Consultants of Hilton Head Island, Inc., Terry G. Hatchell, S.C.R.L.S. #11059 said plat being dated Dec. 03, 1990 and recorded in the Beaufort County Records in Plat Book 40 at Page 24.

AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed, Amendment to Master Deed and By-Laws of Sunset Pointe Horizontal Property Regime.

AND ALSO, all right, title, interest, and privileges extending to Owner Use Period 29, as contained in that certain applicable Supplemental Declaration of Multiple Ownership Rights, Restrictions, Affirmative Obligations and Conditions (hereinafter referred to as "Supplemental Declaration"), which is attached as an Exhibit to the above-referenced Master Deed (for Units in Phase 1) or Amendment to Master Deed (for Units in Phase 2).

Lien Book and Page 144/515 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,731.48.

You are currently in default under certain provisions of the Master Deed Establishing Sunset Pointe Horizontal Property Regime, Beaufort County, South Carolina

by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on Dec 06, 1990 and Dec. 10, 1990 in Deed Book 566 at Page 590 and in Deed Book 566 at Page 876 respectively, as amended from time to time, lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina.

If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default.

Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): MARGARET CRAWFORD HOWELL 4205 SLOOP WAY ATLANTA GA 30349-2031 (Obligors) Contract Number: 29747; the following described property: An undivided 1/51 fractional interest in Unit No. 6303 Sunset Pointe Horizontal Property Regime, lying and being in Shelter Cove Harbour on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed and Amendment to Master Deed of Marriott Ownership Resorts, Inc., establishing the said Horizontal Property Regime said documents being dated Dec. 5, 1990, and Dec. 06, 1990 and recorded in the Beaufort County Records, on Dec 06, 1990 and Dec. 10, 1990 in Deed Book 566 at Page 590 and in Deed Book 566 at Page 876 respectively, as amended from time to time, and by reference to that certain plat entitled "As-Built Survey of Sunset Pointe Horizontal Property Regime" said plat prepared by Surveying Consultants of Hilton Head Island, Inc., Terry G. Hatchell, S.C.R.L.S. #11059 said plat being dated Dec. 03, 1990 and recorded in the Beaufort County Records in Plat Book 40 at Page 24.

AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed, Amendment to Master Deed and By-Laws of Sunset Pointe Horizontal Property Regime.

AND ALSO, all right, title, interest, and privileges extending to Owner Use Period 21, as contained in that certain applicable Supplemental Declaration of Multiple Ownership Rights, Restrictions, Affirmative Obligations and Conditions (hereinafter referred to as "Supplemental Declaration"), which is attached as an Exhibit to the above-referenced Master Deed (for Units in Phase 1) or Amendment to Master Deed (for Units in Phase 2).

Lien Book and Page 144/554 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,731.48.

You are currently in default under certain provisions of the Master Deed Establishing Sunset Pointe Horizontal Property Regime, Beaufort County, South Carolina

by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on Dec 06, 1990 and Dec. 10, 1990 in Deed Book 566 at Page 590 and in Deed Book 566 at Page 876 respectively, as amended from time to time, lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina.

If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default.

Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): Timeshare Alternatives LLC 2 CORPUS CHRISTI HILTON HEAD ISLAND SC 29928 Contract Number: 8464851; the following described property: An undivided Two (2%) percent interest in that certain condominium unit, lying, situate and being in Sea Pines Plantation on Hilton Head Island, Beaufort County, South Carolina, and being known as Unit No. 3111, Heritage Club Horizontal Property Regime, and being more particularly shown and described by reference to the Master Deed of Marriott Ownership Resorts, Inc., establishing the said Horizontal Property Regime, said Master Deed being dated September 26, 1988, and recorded in the Beaufort County Records, on September 26, 1988 in Deed Book 511 at Page 933, and by reference to that certain plat entitled "As-Built Plat of Heritage Club", a section of Harbour Town, Sea Pines Plantation said plat prepared

by Surveying Consultants of Hilton Head Island, Inc., Terry G. Hatchell, S.C.R.L.S. # 11059 said plat being dated the 16th day of September, 1988, and recorded in the Beaufort County Records, in Plat Book 35 at Page 257 on September 26, 1988.

AND ALSO, all of the rights, privileges, easements, and

common areas appertaining to the above described condominium Unit as set forth in the Master Deed and By-Laws of Heritage Club Horizontal Property Regime.

AND ALSO, all right, title, interest and privileges extending to Owner Use Period 14, as contained in that certain Supplemental Declaration of Multiple Ownership Rights, Restrictions, Affirmative Obligations and Conditions for Floating Time for said foregoing Unit(s) in Heritage Club Horizontal Property Regime, said Supplemental Declaration being attached as Exhibit "H" to the aforementioned Master Deed Lien Book and Page 144/1569 ; Total Amount Presently Delinquent $ 3,660.77.

You are currently in default under certain provisions of the Master Deed Establishing Heritage Club Horizontal Property Regime, Beaufort County, South Carolina

by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on February 21, 1983 in Deed Book 364 at Page 869, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina.

If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default.

Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): KENNETH K. OKUBO 1001 PINE ST #1301 SAN FRANCISCO CA 94109 YASUKO KEIKO OKUBO 1001 PINE ST #1301 SAN FRANCISCO CA 94109 Contract Number: 1468686; the following described property: An undivided Two (2%) percent interest in that certain condominium unit, lying, situate and being in Sea Pines Plantation on Hilton Head Island, Beaufort County, South Carolina, and being known as Unit No. 3155, Heritage Club Horizontal Property Regime, and being more particularly shown and described by reference to the Master Deed of Marriott Ownership Resorts, Inc., establishing the said Horizontal Property Regime, said Master Deed being dated September 26, 1988, and recorded in the Beaufort County Records, on September 26, 1988 in Deed Book 511 at Page 933, and by reference to that certain plat entitled "As-Built Plat of Heritage Club", a section of Harbour Town, Sea Pines Plantation said plat prepared

by Surveying Consultants of Hilton Head Island, Inc., Terry G. Hatchell, S.C.R.L.S. # 11059 said plat being dated the 16th day of September, 1988, and recorded in the Beaufort County Records, in Plat Book 35 at Page 257 on September 26, 1988.

AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above described condominium Unit as set forth in the Master Deed and By-Laws of Heritage Club Horizontal Property Regime.

AND ALSO, all right, title, interest and privileges extending to Owner Use Period 45, as contained in that certain Supplemental Declaration of Multiple Ownership Rights, Restrictions, Affirmative Obligations and Conditions for Floating Time for said foregoing Unit(s) in Heritage Club Horizontal Property Regime, said Supplemental Declaration being attached as Exhibit "H" to the aforementioned Master Deed Lien Book and Page 145/672 ; Total Amount Presently Delinquent $ 3,719.35.

You are currently in default under certain provisions of the Master Deed Establishing Heritage Club Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on February 21, 1983 in Deed Book 364 at Page 869, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina.

If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed.

Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default.

Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): NANCY H. MILLER 22446 SHADOWGLEN DR FARMINGTON HILLS MI 48335 DAVID MILLER 22446 SHADOWGLEN DR FARMINGTON HILLS MI 48335 STEVEN FAINE 22446 SHADOWGLEN DR FARMINGTON HILLS MI 48335 Contract Number: ; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 9236, respectively, Barony Beach Club Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated March 8, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at page 526; as amended from time to time, and by reference to that certain plat entitled "As-Built Survey of Barony Beach Club Horizontal Property Regime" said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059, said plat being dated March 3, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, in Plat Book 69 at Page 65, as may be further revised from time to time.

AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Barony Beach Club Horizontal Property Regime.

AND ALSO, all rights, title, interest and privileges extending to Time-Sharing Interest Number(s) 9236S-06; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated March 8, 1999, recorded in the Office of the

Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at Page 526, as amended from time to time.

Lien Book and Page 144/862 145/677 ; Total Amount Presently Delinquent $ 2,857.70.

You are currently in default under certain provisions of the Master Deed Establishing Barony Beach Club Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on March 11, 1999 in Deed Book 1146 at page 526, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina.

If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed.

Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default.

Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): WARREN S. MOORE P.O BOX 61405 RALEIGH NC 27661 KATHY T. MOORE P.O BOX 61405 RALEIGH NC 27661 Contract Number: ; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 9255, respectively, Barony Beach Club Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated March 8, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at page 526; as amended from time to time, and by reference to that certain plat entitled "As-Built Survey of Barony Beach Club Horizontal Property Regime" said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059, said plat being dated March 3, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, in Plat Book 69 at Page 65, as may be further revised from time to time.

AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Barony Beach Club Horizontal Property Regime.

AND ALSO, all rights, title, interest and privileges extending to Time-Sharing Interest Number(s) 9255B-02; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated March 8, 1999, recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at Page 526, as amended from time to time.

Lien Book and Page 145/75 ; Total Amount Presently Delinquent $ 2,867.23.

You are currently in default under certain provisions of the Master Deed Establishing Barony Beach Club Horizontal Property Regime, Beaufort County, South Ca M O OWN H O N D M D w

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LEGAL NOTICES 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time.

Lien Book and Page 144/341 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,651.57.

You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina.

If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default.

Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): THOMAS PILOT 17770 ASHMONT COURT SOUTH BEND IN 46635 (Obligors) Contract Number: 783176; the following described property: Together with a remainder over in fee simple absolute as tenants in common with the other owners of all the unit weeks in the hereafter described Condominium Unit in that percentage interest determined and established by the aforesaid Declaration of Interval Ownership, Rights, Restrictions, Affirmative Obligations, Conditions, Etc. for the following described real estate located in the County of Beaufort, State of South Carolina as follows: UNIT WEEK 7 in UNIT NO 3743, in Monarch at Sea Pines, Horizontal Property Regime XXV, Phase XIV, according to the Master Deed of American Resort Properties, Inc., dated May 18, 1982, as recorded in the Beaufort County Records in Deed Book 347 at Page 346, et seq. and as amended by Annexation Declaration of Phase XIV, recorded in the Beaufort County, Records in Deed Book 361 at Page 1, and all applicable amendments thereto.

Lien Book and Page 143/2554 ; Total Amount Presently Delinquent: $ 2,555.49.

You are currently in default under certain provisions of the Master Deed Establishing Monarch at Sea Pines, Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina in Deed Book 347 at Page 346, et seq. and as amended, and lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance

with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina.

If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default.

Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 STATE OF SOUTH CAROLINA, COUNTY OF BEAUFORT IN THE COURT OF COMMON PLEAS 14TH JUDICIAL CIRCUIT CIVIL ACTION NO. 2020-CP-07ARLENE L. BATES, Plaintiffs vs THE HEIRS OF JEFFERSON BATES, SR. AND FRANKIE BAILEY BATES – JEFFERSON BATES, JR., FRANKLIN BATES, DOROTHY LEE BATES, ARLENE L. BATES AS PERSONAL REPRESENTATIVE OF THE ESTATE OF CARRIE JEAN BATES, FRANKLIN JAY BATES, GRANVILLE JEROME BATES, DEMETRIA JOY BATES, NICOLE LYNN BATES-VOLCY, ANGEL JOY BATES-TELLUS, KRYSTAL ARLENE BATES-CLARKE, NICHOLAS JEROME BATES, FRANKLIN JERELL BATES, GRANVILLE JERMAINE BATES, AND ALL OTHER PERSONS UNKNOWN HAVING OR CLAIMING TO HAVE ANY RIGHT, TITLE, ESTATE, INTEREST IN OR LIEN UPON THE REAL PROPERTY DESCRIBED IN THE COMPLAINT HEREIN AND BEING DESCRIBED COLLECTIVELY AS JOHN DOE AND MARY ROE, INCLUDING ALL PERSONS WHO MAY BE DECEASED, MINORS, IN THE ARMED FORCES OF THE UNITED STATES OF AMERICA, NON COMPOS MENTIS, OR UNDER ANY OTHER DISABILITY, Defendants.

COMPLAINT (Quiet Title Action) The Plaintiff, complaining of the Defendants, alleges unto this Honorable Court the following matters, to wit: INTRODUCTION 1. The two parcels of real estate which are the subject of this action (herein the “Property”) are situate, lying, and being in Beaufort County, South Carolina and are specifically described as follows: Parcel 1 ALL that certain piece, parcel, or lot of land, situate, lying, and being in the city of Beaufort, County of Beaufort and State of South Carolina, known and described as Lot 16 in Block A on a Plan of New Building Lots West of the Town of Beaufort according to a Plat made by H. E. Scheper, Jr., Surveyor, dated December, 1910, and recorded in the office of the clerk of Court for Beaufort County, South Carolina in Plat Book 2, at page 13, and being more particularly bounded and described as follows, to wit: On the North by Claghorn Street which is now known as the extension of Greene Street; on the East by Lot 17 in said Block A; on the South by lot said to be long to Richard Otis, and on the West by Lot 15 in said Block A. Said lot measures 50 feet on its Northern and Southern boundaries and 150 feet, less than 10 feet condemned by the city of Beaufort, South Carolina, as a right of way

for the extension of Greene Street, on its Eastern and Western boundaries. The same property conveyed to Jefferson Bates by deed from W. H. Blythewood, dated August 11, 1948, and recorded in the office of the clerk of the Court for Beaufort County, South Carolina in Deed Book 68, at Page 6.

Tax Map Number R120 003 000 0092 0000, 1806 Greene Street, Beaufort, SC Parcel 2 ALL that certain lot of land, with the improvements thereon, on Port Royal Island, Beaufort County, South Carolina, and being more fully described as bounded on the NORTH by lands of Eddie Heyward on which it measures One Hundred Thirty Feet (130’), on the EAST by lands of Ella Y. Green on which it measures Two Hundred Eighty Feet (280’), on the SOUTH by lands of Janie Green on which it measures One Hundred Thirty Feet (130’), and on the WEST by a road on which it measures Two Hundred Eighty Feet (280’).

The property herein conveyed is the same property conveyed to Frankie B. Bates and Jefferson Bates by deed from Helen O. Donaldson and Robbie G. Wright dated May 29, 1967 and recorded June 23, 1967 in Deed Book 145, at Page 276.

Tax Map Reference: R110 010 000 134C 0000, 1009 – 16th Street, Town of Port Royal, South Carolina.

2. The Defendants, John Doe and Mary Roe, are fictitious names used to represent and designate any living heirs or devisees of the named Defendants, and any other interested persons who are proper Defendants, if any, whose names are unknown to the Plaintiff and who might claim to have any right, title, estate, interest in, or lien upon the Property, which is the subject of this action.

3. On information and belief, the relevant history of title to the Property is set forth herein below as follows.

4. On January 1, 1980, Parcel 1 was conveyed from Jefferson B. Bates, et al. to Dorothy Bates and Arlene Bates, purportedly by deed recorded in the Office of the Register of Deeds for Beaufort County, South Carolina in Book 4020, at Page 4270.

5. There is no recorded out-conveyance of the Property from Dorothy Bates nor Arlene Bates.

6. On April 22, 1975, Parcel 2 was conveyed from Sea Island Investment, Co., to Arlene Bates by deed recorded in the Office of the Register of Deeds for Beaufort County in Book 228, at Page 427.

7. There is no recorded out-conveyance of the property from Arlene Bates.

8. On February 13, 1976, Frankie B. Bates died, her Will was probated in the Beaufort County Probate Court, and Arlene Bates was the Administratrix. Upon information and belief, Frankie B. Bates was survived by her husband Jefferson Bates, Sr. and her children Arlene Bates; Jefferson Bates, Jr., who died on November 5, 1970; Franklin Bates, who died on September 6, 1978; Dorothy Lee Bates, who died on December 5, 1989; and Carrie Jean Bates, who died on June 15, 2015.

9. On August 26, 1979, Jefferson Bates, Sr. died intestate, without a probation of his Estate, and upon information and belief, he was survived by his children Arlene Bates, Jefferson Bates, Jr., Franklin Bates, Dorothy Lee Bates, and Carrie Jean Bates.

10. On November 5, 1970, Jefferson Bates, Jr. died unmarried and without issue.

11. On September 6, 1978, Franklin Bates died, and he was survived by his daughters Demetri Bates and Nicole Bates, and his son Franklin Bates, Jr., who died on January 26, 1990, unmarried and without issue.

12. On December 5, 1989, Dorothy Lee Bates died, and she was survived by her son Granville Jerome Bates, who had two daughters, Angel Joy Bates-Tellus and Krystal Arlene Bates-Clarke, and three sons, Nicholas Jerome Bates, Franklin Jerell Bates, and Granville Jermaine Bates.

13. On June 15, 2015, Carrie Jean Bates died unmarried and without issue. Reference Beaufort County Probate Court Case Number 2020ES0700629.

14. The fractional interests for each heir and for each parcel are listed as follows: Parcel 1: 37.5%-Granville Jerome Bates, 37.5%-Arlene Bates, Patricia Bates-2.77%, Franklin Bates, Jr., Nicole Bates, Demetri Bates, and James Cory Bates-5.5575% each.

Parcel 2: Arlene Bates-50%, Granville Jerome Bates-50%.

FOR A FIRST CAUSE OF ACTION (Adverse Possession) 15. Plaintiff hereby incorporates and restates the foregoing Paragraphs 1-14 as if fully set forth herein.

16. Plaintiff continues to occupy and use the Property identified as Parcel 2 as her legal residence and domicile, exclusive of all other persons, and has continued to do so for the past forty-five (45) years to this day.

17. Beginning August 26, 1979, Plaintiff alone paid the real estate taxes assessed to the Parcel 1 Property, and Plaintiff alone has continued to pay each and every subsequent year the real estate taxes assessed to the

Property.

18. Beginning August 26, 1979, Plaintiff alone paid the real estate taxes assessed to the Parcel 2 Property, and Plaintiff alone has continued to pay each and every subsequent year the real estate taxes assessed to the Property.

19. In 1979, Plaintiff began receiving the Special Four (4%) Percent Tax Assessment Ratio provided to primary residents with regard to Parcel 1 and continues to receive this special assessment ratio to this day.

20. Plaintiff has cultivated and improved the Parcel 1 and Parcel 2 Property by her dwelling thereupon as her legal residence and domicile, so that she has in all ways treated the Property as her own to the exclusion of all other persons.

21. Plaintiff has protected the Parcel 2 Property by her dwelling thereupon as her legal residence and domicile, so that she has in all ways treated the Property as her own to the exclusion of all other persons.

FOR A SECOND CAUSE OF ACTION (Declaratory Judgment - Access) 22. Plaintiff hereby incorporates and restates the foregoing Paragraphs 1-21 as if fully set forth herein.

23. South Carolina Code of Laws Section 15-53-20 provides, “Courts of record within their respective jurisdictions shall have power to declare rights, status and other legal relations whether or not further relief is or could be claimed.”

PRAYER WHEREFORE, Plaintiff prays the Court to inquire into the facts and matters alleged herein and to grant relief in the following manner, to wit: A. To appoint a Guardian Ad Litem to represent the interests of any minors, persons Non Compos Mentis, persons in the Armed Forces of the United States, or under any other disability; B. To refer this matter to the Master in Equity to inquire into the facts and matters alleged herein; C. To render a decision that Plaintiff has adversely possessed the Property for a period in excess of forty-five (45) years; D. To issue a decree pursuant to South Carolina Code Section 15-53-20 that the legal description provided in Paragraph 1 hereinabove is the legal description of the Parcel 1 and Parcel 2 Property conveyed to Plaintiff by Quit Claim Deed recorded in the Office of the Register of Deeds for Beaufort County, South Carolina in Book ____ at Page ____; E. To issue a decree pursuant to South Carolina Code Section 15-53-20 that Plaintiff holds fee simple title to the Parcel 1 and Parcel 2 Property; and F. For such other and further relief as the Court shall determine just and proper.

LEVIN GILLEY FISHER & REID, LLC

s/D. Cabell Gilley___________

D. Cabell Gilley, Esq.

Attorney for Plaintiff

811 Craven Street

Beaufort, South Carolina 29902

(843) 522-9000 Beaufort, South Carolina November 20, 2020 STATE OF SOUTH CAROLINA, COUNTY OF BEAUFORT IN THE COURT OF COMMON PLEAS 14TH JUDICIAL CIRCUIT CIVIL ACTION NO. 2020-CP-07ARLENE L. BATES, Plaintiffs vs THE HEIRS OF JEFFERSON BATES, SR. AND FRANKIE BAILEY BATES – JEFFERSON BATES, JR., FRANKLIN BATES, DOROTHY LEE BATES, ARLENE L. BATES AS PERSONAL REPRESENTATIVE OF THE ESTATE OF CARRIE JEAN BATES, FRANKLIN JAY BATES, GRANVILLE JEROME BATES, DEMETRIA JOY BATES, NICOLE LYNN BATES-VOLCY, ANGEL JOY BATES-TELLUS, KRYSTAL ARLENE BATES-CLARKE, NICHOLAS JEROME BATES, FRANKLIN JERELL BATES, GRANVILLE JERMAINE BATES, AND ALL OTHER PERSONS UNKNOWN HAVING OR CLAIMING TO HAVE ANY RIGHT, TITLE, ESTATE, INTEREST IN OR LIEN UPON THE REAL PROPERTY DESCRIBED IN THE COMPLAINT HEREIN AND BEING DESCRIBED COLLECTIVELY AS JOHN DOE AND MARY ROE, INCLUDING ALL PERSONS WHO MAY BE DECEASED, MINORS, IN THE ARMED FORCES OF THE UNITED STATES OF AMERICA, NON COMPOS MENTIS, OR UNDER ANY OTHER DISABILITY, Defendants.

LIS PENDENS NOTICE IS HEREBY GIVEN that an action will be commenced in this Court, upon a Complaint of the abovenamed Plaintiff against the above-named Defendants to quiet and confirm the title to real property in Beaufort County, South Carolina. The real property affected by said action is more fully shown and described as follows: Parcel 1 ALL that certain piece, parcel, or lot of land, situate, lying, and being in the city of Beaufort, County of Beaufort and

State of South Carolina, known and described as Lot 16 in Block A on a Plan of New Building Lots West of the Town of Beaufort according to a Plat made by H. E. Scheper, Jr., Surveyor, dated December, 1910, and recorded in the office of the clerk of Court for Beaufort County, South Carolina in Plat Book 2, at page 13, and being more particularly bounded and described as follows, to wit: On the North by Claghorn Street which is now known as the extension of Greene Street; on the East by Lot 17 in said Block A; on the South by lot said to be long to Richard Otis, and on the West by Lot 15 in said Block A. Said lot measures 50 feet on its Northern and Southern boundaries and 150 feet, less than 10 feet condemned by the city of Beaufort, South Carolina, as a right of way for the extension of Greene Street, on its Eastern and Western boundaries. The same property conveyed to Jefferson Bates by deed from W. H. Blythewood, dated August 11, 1948, and recorded in the office of the clerk of the Court for Beaufort County, South Carolina in Deed Book 68, at Page 6.

Tax Map Reference: R120 003 000 0092 0000, 1806 Greene Street, Beaufort, South Carolina.

Parcel 2 ALL that certain lot of land, with the improvements thereon, on Port Royal Island, Beaufort County, South Carolina, and being more fully described as bounded on the NORTH by lands of Eddie Heyward on which it measures One Hundred Thirty Feet (130’), on the EAST by lands of Ella Y. Green on which it measures Two Hundred Eighty Feet (280’), on the SOUTH by lands of Janie Green on which it measures One Hundred Thirty Feet (130’), and on the WEST by a road on which it measures Two Hundred Eighty Feet (280’).

The property herein conveyed is the same property conveyed to Frankie B. Bates and Jefferson Bates by deed from Helen O. Donaldson and Robbie G. Wright dated May 29, 1967 and recorded June 23, 1967 in Deed Book 145, at Page 276.

Tax Map Reference: R110 010 000 134C 0000, 1009 – 16th Street, Town of Port Royal, South Carolina.

LEVIN GILLEY FISHER & REID, LLC

s/D. Cabell Gilley____________

D. Cabell Gilley, Esq.

Levin Gilley Fisher & Reid, LLC

Attorneys for Plaintiff

811 Craven Street

Beaufort, South Carolina 29902

(843) 522-9000 Beaufort, South Carolina November 20, 2020 STATE OF SOUTH CAROLINA, COUNTY OF BEAUFORT

IN THE COURT OF COMMON PLEAS 14TH JUDICIAL CIRCUIT CIVIL ACTION NO. 2020-CP-07ARLENE L. BATES, Plaintiffs vs THE HEIRS OF JEFFERSON BATES, SR. AND FRANKIE BAILEY BATES – JEFFERSON BATES, JR., FRANKLIN BATES, DOROTHY LEE BATES, ARLENE L. BATES AS PERSONAL REPRESENTATIVE OF THE ESTATE OF CARRIE JEAN BATES, FRANKLIN JAY BATES, GRANVILLE JEROME BATES, DEMETRIA JOY BATES, NICOLE LYNN BATES-VOLCY, ANGEL JOY BATES-TELLUS, KRYSTAL ARLENE BATES-CLARKE, NICHOLAS JEROME BATES, FRANKLIN JERELL BATES, GRANVILLE JERMAINE BATES, AND ALL OTHER PERSONS UNKNOWN HAVING OR CLAIMING TO HAVE ANY RIGHT, TITLE, ESTATE, INTEREST IN OR LIEN UPON THE REAL PROPERTY DESCRIBED IN THE COMPLAINT HEREIN AND BEING DESCRIBED COLLECTIVELY AS JOHN DOE AND MARY ROE, INCLUDING ALL PERSONS WHO MAY BE DECEASED, MINORS, IN THE ARMED FORCES OF THE UNITED STATES OF AMERICA, NON COMPOS MENTIS, OR UNDER ANY OTHER DISABILITY, Defendants.

SUMMONS NOTICE IS HEREBY GIVEN that an action will be commenced in this Court, upon a Complaint of the abovenamed Plaintiff against the above-named Defendants to quiet and confirm the title to real property in Beaufort County, South Carolina. The real property affected by said action is more fully shown and described as follows: TO THE DEFENDANTS: YOU ARE HEREBY SUMMONED and required to answer the Complaint in this action, a copy of which is herewith served upon you; and to serve a copy of your Answer to said Complaint on the subscriber at his office at 811 Craven Street, Beaufort, South Carolina, 29901 within thirty (30) days after the service hereof, exclusive of the day of such service; and if you fail to answer the Complaint within the time aforesaid, the Plaintiff in this action will apply to the Court and judgement by default will be rendered against you for the relief demanded in the Complaint.

LEVIN GILLEY FISHER & REID, LLC

s/D. Cabell Gilley____________

D. Cabell Gilley, Esq.

Levin Gilley Fisher & Reid, LLC

Attorneys for Plaintiff

811 Craven Street

Beaufort, South Carolina 29902

(843) 522-9000 Beaufort, South Carolina November 20, 2020

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Southeastern Coin Exchange Free appraisals. Highest prices paid.

Over 60 years experience. Licensed.

Private appointments available.

Beaufort Audiology & Hearing Care

PET SERVICES

residential commercial real estate

Ronnie Reiselt, Jr. P.O. Box 2293 | Beaufort, SC 29901 843-522-9553 Office • 843-522-2925 Fax www.southerntreeservices.com

843-379-0185

www.BeaufortPestControl.com

Contact Betty Davis at betty.islandnews@gmail.com or Amanda Hanna at amanda@lcweekly.com to advertise here.

DHEC wants everyone to be safe and healthy this holiday season.

If you plan on visiting family or friends, be positive that you’re negative before you go. Get tested for COVID-19 and know your results before traveling to or hosting a gathering.

Continue to wear a mask, keep a safe distance, and avoid large gatherings even if you test negative.

If you're sick or have been in close contact with someone who has COVID-19, the best precaution is to stay home to keep your loved ones safe.

Find more helpful holiday planning tips at scdhec.gov/holidaytips.

Visit scdhec.gov/findatest or call 1-855-472-3432 to find COVID-19 testing near you.

CR-012862

B10

DECEMBER 24–30, 2020

11/20

CLASSIFIEDS & GAMES ANNOUNCEMENTS BATHROOM RENOVATIONS. EASY, ONE DAY updates! We specialize in safe bathing.

Grab bars, no slip flooring & seated showers.

Call for a free in-home consultation: 844-5242197 DENTAL INSURANCE from Physicians Mutual Insurance Company. Coverage for 350 plus procedures. Real dental insurance NOT just a discount plan. Do not wait! Call now! Get your FREE Dental Information Kit with all the details! 1-855-397-7030 www.dental50plus.com/60 #6258 AUCTIONS ADVERTISE YOUR AUCTION in 99 S.C. newspapers for only $375. Your 25-word classified ad will reach more than 2.1 million readers. Call Randall Savely at the S.C. Newspaper Network, 1-888-727-7377.

EDUCATION TRAIN ONLINE TO DO MEDICAL BILLING! Become a Medical Office Professional online at CTI! Get Trained, Certified & ready to work in months! Call 855-965-0799. (M-F 8am-6pm ET) HELP WANTED - DRIVERS ADVERTISE YOUR DRIVER JOBS in 99 S.C. newspapers for only $375. Your 25-word classified ad will reach more than 2.1 million readers. Call Randall Savely at the S.C. Newspaper Network, 1-888-727-7377.

HELP WANTED - MECHANIC Seeking an experienced commercial truck & diesel mechanic, must be dependable and have experience. Competitive pay and benefits available. Call Gary at 843-644-4436.

THURSDAY’S CARTOON Read with caution; not necessarily the opinions of the editorial staff.

MISCELLANEOUS FOR SALE NEED NEW FLOORING? Call Empire Today to schedule a FREE in-home estimate on Carpeting & Flooring. Call Today! 844-2543873 OXYGEN - Anytime. Anywhere. No tanks to refill. No deliveries. The All-New Inogen One G4 is only 2.8 pounds! FAA approved!

FREE info kit: 833-833-1650 Two great new offers from AT&T Wireless!

Ask how to get the new iPhone 11 or Next Generation Samsung Galaxy S10e ON US with AT&T's Buy one, Give One offer. While supplies last! CALL 1-855-928-2915 GENERAC Standby Generators. The weather is increasingly unpredictable. Be pre-

pared for power outages. FREE 7-year extended warranty ($695 value!) Schedule your FREE in-home assessment today. Call 1-844775-0366 Special financing for qualified customers.

Eliminate gutter cleaning forever! LeafFilter, the most advanced debris-blocking gutter protection. Schedule a FREE LeafFilter estimate today. 15% off Entire Purchase. 10% Senior & Military Discounts. Call 1-855-8752449.

Up to $15,000.00 of GUARANTEED Life Insurance! No medical exam or health questions. Cash to help pay funeral and other final expenses. Call Physicians Life Insurance Company - 855-837-7719 or visit www.

Life55plus.info/scan TELEVISION & INTERNET SERVICES AT&T Internet. Starting at $40/month w/12mo agmt. Includes 1 TB of data per month.

Get More For Your High-Speed Internet Thing. Ask us how to bundle and SAVE! Geo & svc restrictions apply. Call us today 1-855724-3001.

DIRECTV - Every live football game, every Sunday - anywhere - on your favorite device.

Restrictions apply. Call IVS - 1-844-624-1107 DIRECTV NOW. No Satellite Needed. $40/ month. 65 Channels. Stream Breaking News, Live Events, Sports & On Demand Titles. No Annual Contract. No Commitment. CALL 1-877-378-0180 DISH Network. $59.99 for 190 Channels!

Blazing Fast Internet, $19.99/mo. (where available.) Switch & Get a FREE $100 Visa Gift Card. FREE Voice Remote. FREE HD DVR. FREE Streaming on ALL Devices. Call today! 1-877-542-0759 Earthlink High Speed Internet. As Low As $14.95/month (for the first 3 months.) Reliable High Speed Fiber Optic Technology. Stream Videos, Music and More! Call Earthlink Today 1-877-649-9469 Viasat Satellite Internet. Up to 12 Mbps Plans Starting at $30/month. Our Fastest Speeds (up to 50 Mbps) & Unlimited Data Plans Start at $100/month. Call Viasat today! 1-866-4638950 VACATION RENTALS ADVERTISE YOUR VACATION PROPERTY FOR RENT OR SALE to more than 2.1 million S.C. newspaper readers. Your 25-word classified ad will appear in 99 S.C. newspapers for only $375. Call Randall Savely at the South Carolina Newspaper Network, 1-888-727-7377.

See Into The Future . . . . . . read Opinion, Arts, Culture, Lifestyle, Homes, Cuisine

Discover What You’re Going To Do Next More coverage and content at LowcountryWeekly.com THEME: BOARD GAMES ACROSS 1. Dealer's hand, in cribbage 5. Wade's opponent 8. Galsworthy's "The Forsyte ____" 12. Nevada city 13. Prima donna 14. Weasel's cousin 15. Makes collar for RBG 16. Between the id and superego, pl.

17. Can be hot or cold, meteorologically speaking 18. *Real estate-related board game 20. Elvis Presley's "____ and Fortune" 21. Preface, e.g.

22. *A top one is a game piece in #18 Across 23. Open carriage 26. Having a malignant influence 30. "Wheel of Fortune" request 31. Stay clear of 34. Knife wound 35. Touch of color 37. Computer network acronym 38. Awaken 39. Wet nurse 40. Castrated man 42. Yale-____ College,

Singapore 43. Aircraft's additional equipment holder 45. They're denoted in red 47. Eric Stonestreet on "Modern Family" 48. Allergic reaction to bee sting 50. Amusing 52. *Word game 55. Don McLean: "Drove my chevy to the ____" 56. Joie de vivre 57. Charlie Parker's nickname 59. Bake an egg 60. Knocks on the door, e.g.

61. 1970s hairdo 62. Milk ____, candy 63. Swallowed 64. Reason to cram DOWN 1. Tube in old TV 2. Paper unit 3. "He's Just Not That ____ You" 4. Herzegovina's partner 5. Excessive sternness 6. Convex molding 7. *Candy Land difficulty level 8. *Napoleon-themed game of strategy 9. Niels Bohr's study object 10. Autry or Wilder

11. Simon's former partner 13. Performed comprehensively or in-____, pl.

14. Butcher's refuse 19. Beginning of sickness 22. TV classic "Hee ___" 23. *Board game island ready for settlers 24. True inner self 25. Linear particle accelerator, for short 26. Take-out handout 27. Half human-half goat, pl.

28. February "People," e.g.

29. *Game with rooks 32. *Game involving Mr. Boddy's murderer 33. Chewbacca's sidekick 36. *a.k.a. draughts 38. Type of parallelogram 40. Liberty Tree, e.g.

41. Vacuums, e.g.

44. Extra shirt, e.g.

46. Sabbath, alt. sp.

48. Audienceís approval 49. Window treatment 50. Bloody king of Israel 51. "Metamorphoses" poet 52. Serum, pl.

53. *The Game of ____ 54. Makes mistakes 55. Acid drug 58. Part of URL

LAST WEEK'S CROSSWORD & SUDOKU SOLUTIONS

DECEMBER 24–30, 2020

B11

Beaufort’s Leading Real Estate Firm 820 Bay Street • Beaufort, SC 29902

843.521.4200

$450,000

$945,000

$499,000

$2,249,000

DATAW ISLAND | MLS 160145 FACTORY CREEK | MLS 167292 CENTER OF BEAUFORT | MLS 169072 3BDRM | 3B | Marsh/Water View Trudy Arthur 843.812.0967 Nancy Butler 843.384.5445

4BDRM | 4.5B | 37’ Deepwater Boat Slip Edward Dukes 843.812.5000

3BDRM | 2B | 1795sqft Amy McNeal 843.521.7932

FRIPP ISLAND | MLS 163425 6BDRM | 6.5B | Oceanfront Pat Dudley 843.986.3470 Edward Dukes 843.812.5000

www.LowcountryRealEstate.com Let us create your holiday gifts at The Kitchen.

Gift cards are available.

Stop in or give us a call to create yours! Delivery and curbside pick up services are available daily. Go to our website or call us at 843.379.3303!

Tasting Tours $10.

Taste Our Spirits.

See How Its Made.

Online ordering, Curbside pick up & Delivery available 136 Sea Island Parkway

Family owned and operated.

Tours and Tastings Bourbon | Vodka | Moonshine | Rum

Open Monday – Friday 9am-6pm Saturday 10am-5pm & Sunday 11am-3pm

contact@beaufortkitchen.com

2139 Boundary Street, Suite 102 • Beaufort, SC 29902 • 843-379-5252

Merry Christmas!

From all at Saint Peter’s, we wish you Christmas joy!

Remember that God loves you so much that he entered the world as a little child, so that you may know him and love him!

Christmas Schedule 2020 Christmas Eve 4:00pm Mass outside* 8:00pm Spanish Mass in Church Christmas Day Midnight Mass in Church 11:00am Mass outside* * The outdoor Masses will be on our school soccer field.

Please bring your own lawn chair(s).

Livestreaming

Our Midnight Mass will be live-streamed, and a recording will be broadcast on Christmas morning at 9:00 and 11:00 on our website: www.stpetersbeaufort.org/live

Special Confession Opportunities Held in Parish Life Center Sat, Dec 19 from 11:00am - 1:00pm Wed, Dec 23 from 5:00pm - 7:00pm Thur, Dec 24 from 11:00am - 1:00pm

Students from Saint Peter’s Catholic School

70 Lady’s Island Drive, Beaufort, SC 843-522-9555 • www.stpetersbeaufort.org • office@stpetersbeaufort.org

Christmas Home Visits for those who are unable to come to Church On the days after Christmas, our priests will be making home visits to the Catholics in our area who are unable to come to church.

They will bring Holy Communion and offer Confession for all who need it, wearing masks and meeting with each family outside their front door.

Please contact our parish office if you would like to receive such a visit. We would love to see you, especially if you have been away from church for a long time!