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COVERING BEAUFORT COUNTY

Community mourns loss of student killed in car accident By Mindy Lucas Judith Emily Wilson was not only loved and admired by many of her friends and classmates at Beaufort Academy, she was loved and admired by the adults in her life as well. “She had great things planned for her life and wonderful things she wanted to accomplish,” Dan Durbin, head of the private school, said.

Between assemblies and activities designed to help students mourn the loss of their classmate this past week, Durbin recounted how “Emmy,” as she was known to many, was among the first students he taught when he first arrived at the school just a few years ago. “I saw her everyday, so I got to know Emmy as a person,”

he said, recounting how impressed he was with her determination. “She would just Judith Emily put her mind to something and Wilson get it done.” The 16-year-old Lady’s Island resident died in a car accident on Tuesday, Dec. 17, af-

ter her 2005 Honda Civic ran off the right side of the road and struck a tree, according Lance Cpl. Tyler Tidwell with the South Carolina Highway Patrol. The car was the only vehicle involved in the crash, Tidwell said. After an autopsy was performed later in the week, the Beaufort County Coroner’s Office determined the cause

Joe Pilon, right, salutes during the playing of Taps by Spec. 4 Travis Daughtry of Hunter Army Airfield, during the funeral for Vietnam veteran Glenn R. Goff III of Hardeville on Tuesday at Beaufort National Cemetery.

of death was the crash, said Coroner Ed Allen. Her funeral was held on Saturday, Dec. 21 at Sea Island Presbyterian Church. Students were facing midterm exams when news of the fatal accident spread on Wednesday. The school decided to “change its mission from academics to support for its students and families,” Durbin

said. The school canceled exams and brought in grief counselors who were on hand throughout the week. It also closed early for several days before the Christmas break, so students could be with their families. Wilson’s death has hit many

SEE MOURN PAGE A4

He was still our brother

Lowcountry residents turn out for Vietnam veteran who died without family By Mindy Lucas While Glenn Raymond Goff III had no known family when he died, you wouldn’t have known it by the turn out at his funeral last week. Some 200 to 250 people attended the Vietnam veteran’s burial on Tuesday, Dec. 17, at Beaufort National Cemetery, after word spread that the 70-year-old, who died in an area nursing facility, had no family members to speak of. From veterans and members of the military, to residents who just wanted to pay their respects, they poured in by the dozens to stand beneath the stately oaks and give the Hardeeville native a funeral befitting a soldier come home to rest. “We’re paying back,” said Chris Swan, head of the Beaufort Chapter of the Disabled American Veterans, a national organization that supports veterans and their families. The group was notified after the Beaufort County Coroner’s office determined that Goff had served as a U.S. Army specialist in Vietnam.

Dressed in blue, members were on hand Tuesday and left blue crafted “Forget-Me-Not” flowers at the grave site. It’s a tradition that dates back to World War I when wildflowers were placed on the graves of fallen soldiers, Swan said. “It’s a remembrance of that. We’re here for them even when they have families,” he said. Beaufort County Coroner Ed Allen and several of his staff were also on hand for the funeral. They made phone calls and tried to locate Goff’s family but after coming up short they decided to get the word out to the community. While it isn’t unusual for people to die without family, it does seem to be happening more and more, Allen said. “And if we find out someone is a veteran, we work with the (Beaufort) National Cemetery and the VA to see about having them interred here,” he said. Having people stand in for

Paying their last respects to fellow soldier and Vietnam veteran Glenn R. Goff III of Hardeville are Spec. 4 Miguel Carattini, left, and Sgt. Joshua Teague on Tuesday at Beaufort National Cemetery. Photos by Bob Sofaly. Goff’s family was important to Megan Hyatt who also attended Goff’s funeral.

“My heart led me here,” said the Beaufort resident. After spreading the news about Goff’s death, Hyatt

was able to get a group of about 15 to 20 friends together, including several Marine Corps pilots. She was impressed by the turnout from the community. “I thought it was amazing. Very heartfelt,” she said. Air Force veteran Justin Poole was also on hand for the funeral. A member of the Combat Veterans Motorcycle Association, Lowcountry Chapter 34-4, Poole rode from Charleston on Tuesday morning to join others from the group who turned out to pay their respects. Like Hyatt, he too was glad to see so many turned out to honor Goff. “Definitely got to give him a proper send off,” he said. “It’s important to make sure that a guy who served his country, who doesn’t have family, at least has people gathering to honor his memory, to honor his service. We may not know him, but he was still our brother.”

11th annual Pelican Plunge set for New Year’s Day

An estimated 1,000 people showed up for the 2019 Pelican Plunge. Photo by Bob Sofaly.

It’s time, once again, for the plunge. The Friends of Hunting Island will host the 11th annual Pelican Plunge on Wednesday, Jan. 1 at Lighthouse Beach at Hunting Island State Park. The nonprofit group will look to better last year’s number of 479 ticket-buying participants. Including spectators, nearly 1,000 people flocked to the beach on Hunting Island for the event.

TAKING TO THE STREETS

Registration is at noon at the Lighthouse Shelter – you can also register on the Friends of Hunting Island Facebook page – and the plunge goes off at 1 p.m. Adult tickets are $10, and kids are $5. Proceeds benefit Hunting Island State Park-s beach and trail maintenance and the conservation and support of its wildlife. Last year, the temperature in Northern Beaufort County reached an unseasonable 79

degrees. Water temperature in the surf at the popular state park was a tepid 58 degrees, drawing the biggest crowd in recent memory. Plungers won’t be quite as lucky this year – as of Monday, Dec. 23, the forecast for New Year’s Day calls for sunny skies and a high of 60 degrees. Plungers and spectators can enjoy hot beverages, snacks, and a costume parade. Each registrant receives an “I Took the Plunge” sticker and

AWAY IN A MANGER

Beaufort groups rally for, against impeachment.

Nearly 100 people crammed into Penn Center’s Frissell Hall to view the 48th annual performance of The Live Nativity Scene Dec. 15.

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two coupons worth $1 each to purchase refreshments. Souvenir Pelican Plunge T-shirts will be on sale at the gift shop, as well. Park entry fee is not included in the registration fee. Jan. 1 is the last day to use the 2019 Friends of Hunting Island decal for park entry. Memberships for 2020 can be purchased on site. For more information or to purchase tickets, visit https:// tinyurl.com/rugwn5h.

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Around Town B2-3 Directory B4 Games B5 Classifieds B5 Legal Notices B6-11

WANT TO PLUNGE?

What: 11th annual Pelican Plunge When: Noon, Wednesday, Jan. 1 Where: Lighthouse Beach, Hunting Island State Park. Cost: Adults $10, kids $5. Park entry is not included. How to register: Visit https://tinyurl.com/ rugwn5h, the Friends of Hunting Island Facebook page or register at noon on the day of the event at the Lighthouse Shelter.

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George Owen snapped this photo of C.J.’s Seafood Express, next to Alvin Ord’s, on Ribaut Road. The man in the suspenders is the famous Tony. To submit a Lowcountry Life photo, you must be the photographer or have permission to submit the photo to be published in The Island News. Please submit high-resolution photos and include a description and/or names of the people in the picture and the name of the photographer. Email your photos to theislandnews@gmail.com.

PAL PETS OF THE WEEK

American Legion Post 9 commander Nick Russell presents Gilligan's general manager Erich Dreier with a citation for displaying the U.S. flag.

Cat of the Week: Sadler is a sweet 6-year-old boy. He is working to overcome a disability that makes it difficult for him to get around. As a special needs cat, he longs for an adopter who will love him just the way he is. Are you Sadler's Christmas angel? He is neutered, microchipped and up to date on vaccinations.

Dog of the Week: Duke is a handsome 9-year-old boy. He is ready to relax and spend time with another like-minded adult who appreciates his wisdom and maturity. He appreciates the simple things in life like snuggling under a blanket! He is neutered, microchipped and up to date on vaccinations.

Meet these pets and more at the Palmetto Animal League Adoption Center from noon to 7 p.m. Monday through Saturday. Email us at info@palmettoanimalleague.org or call 843-645-1725 for more information.

Beaufort’s Frederick inaugurated as President of American Institute of Architects

By Mike McCombs Beaufort’s Jane Frederick, FAIA, was inaugurated as the President of The American Institute of Architects (AIA) on Dec. 13 in Washington, D.C. Frederick is the 96th President of the 162-year-old organization, which “works to create more valuable, healthy, secure, and sustainable buildings, neighborhoods, and communities,” according to its website. She is, however, just the fifth woman to hold the office. “It’s a pretty big deal,” Frederick said. “It’s an international organization, and I’m in the position to set the tone for what we do. I’m pretty excited.” With more than 200 international, state and local chapters, the

AIA advocates for public policies that “promote economic vitality and public well-being.” Calling her election an “honor and Jane a privilege,” FrederFrederick ick said in a release. “As I step into this role, I’m asking what will happen for us in this next year. At this moment in the world’s history, the answer couldn’t be more clear, that 2020 must be the year architects assert our leadership and have a meaningful impact in climate action.” Frederick has lived in Beaufort for 31 years. “My children were born and raised here,” she said. “I consider

myself a Beaufortonian.” Beaufort’s Frederick + Frederick Architects – where she is a principal – specializes in custom residences and has earned 18 state and local design awards. It was honored with AIA South Carolina’s 2017 Firm Award as well as Southern Living Magazine’s Best Renovation of 2009. Frederick has held several positions at the AIA – 2019 first vice president; South Atlantic Regional representative on the Strategic Council; at-large director on the National Board; and president of AIA South Carolina. She has served on the AIA Small Firm Round Table Executive Committee and NAAB Accreditation teams, as well. She earned her Bachelor of Ar-

chitecture from Auburn University. Licensed in South Carolina, North Carolina, Georgia, Alabama, Florida and Mississippi, Frederick is a Fellow of the American Institute of Architects and holds LEED AP certification. The AIA, with 95,000 members, elects presidents on an annual basis. Frederick was elected in July 2018 in New York, and will serve as the Institute’s president until Dec. 4, 2020. “To create a future with better buildings, better communities and a better world, we have to be flexible, nimble and seize opportunities to turn dilemmas into advantages,” Frederick said when elected. “As architects, when we are at our best, we don’t talk about the future – we create it.”

Beaufort League of Women Voters meets Jan. 9

Redistricting and creating fair voting maps top the agenda of the January meeting of Beaufort’s League of Women Voters, scheduled for 6 p.m. Thursday, Jan. 9 at Beth Israel Synagogue at 401 Scott St. The group has plans for engaging its resources through over-

NEWS BRIEFS

City of Beaufort offices closed for Christmas

The City of Beaufort’s administrative offices will close at will be closed through Dec. 27 in observance of the Christmas holiday. Offices will reopen at normal business hours on Monday, Dec. 30. There will have been no solid waste residential or commercial services on Dec. 25. Trash pickup was pushed back a day for the rest of the week and will be completed by Saturday, Dec. 28. If customers have any questions about the holiday schedule, please call Waste Pro at 843-645-4100.

sight and action during the governmental process of drawing new districts following the U.S. census scheduled for next year. It is also preparing for the 2020 elections through promotion of voter access, voter technology, voter education and voter registration.

All meetings of the League are free and open to the public. The League of Women Voters of Beaufort is a non-profit, non-partisan political organization that encourages active and informed participation in the voting process. The LWV works to increase public understanding of major public

policy issues and influences public policy through education and advocacy. For more information, visit “League of Women Voters Beaufort Area” on Facebook, follow@ beaufortvotes or #beaufortvotes on Instagram, email lwvbeaufort@ gmail.com or call 704-641-7357.

Update for Beaufort County office closings

maintenance beginning Thursday, Dec. 26 with regularly scheduled programming expected to resume at 5 p.m. Friday, Dec. 27. For more information contact Beaufort County Broadcast Services at 843-255-2036.

The online auction can be accessed at https://tinyurl.com/s6ggd52.

All Beaufort County offices, to include Library branches and Parks and Recreation facilities, will be closed Wednesday, Jan. 1. The Beaufort County Veterans Affairs Department will be closed through Friday, Dec. 27. The office will resume regular hours at 8 a.m., Monday, Dec. 30. Emergency and public safety services will be available as normal.

The County Channel down for maintenance

Beaufort County’s The County Channel will be off the air for annual

DECEMBER 26, 2019 - JANUARY 1, 2020

Friends of Carolina hosting raffle, auction

The Friends of Caroline Hospice is closing out 2019 with a Golf Cart Raffle and a Silent Online Auction. Golf cart raffle tickets can be purchased at the Friends of Carolina office at 1110 13th Street in Port Royal or the Friends of Caroline Hospice Thrift Store at 1100 Ribaut Road through Dec. 30.

Marines conducting ‘live fire’ training

Marine Corps Recruit Depot Parris Island will be commencing live fire training from 6 a.m. to 6 p.m. Dec. 28-29. The marsh and waterways in the range impact area to include Archers Creek, Ribbon Creek, and Edding Creek will be closed to boater traffic. For questions regarding firing times and waterway closures please contact the Weapons and Field Training Battalion Range Control at 843-228-3170.

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NEWS

Beaufort groups rally for, against impeachment More that 100 members of the group Indivisible Beaufort rallied outside of Congressman Joe Cunningham’s Beaufort office Tuesday, Dec. 17 in support of impeaching President Donald Trump. “We’re not here fighting to destroy the country,” rally organizer Mitch Siegel of Indivisible told WTGS-TV. “We are here protesting to save the soul of our country.” The group gathered on the sidewalk in front of Cunningham’s office holding signs and chanting “Impeach!” Engage the Right, a group opposed to Trump’s impeachment was present, as well. “I don’t think that the president did anything wrong, and I think we’re holding the president accountable," En-

gage the Right founder Laurie Zapp told WTGS. Ultimately, Cunningham, on Wednesday, voted with the majority of the U.S. House of Representatives to impeach President Trump. On Monday, prior to the rallies in Beaufort, Cunningham released a statement regarding his stance on the articles of impeachment. “We are a nation of laws and no single person is above the rule of law in America. Even the President needs to be held accountable if he violates the Constitution. I did not come to Congress to impeach the President. But after careful consideration of the evidence and testimony delivered to Congress by dedicated public servants,

Photo by Jacqueline Kidder. many of whom the President himself appointed, it is clear to me he committed an impeachable abuse of power. The President used the power of his office to coerce a foreign government into in-

vestigating his political rival for personal gain. By refusing to cooperate with Congress and lawfully-issued subpoenas, the President clearly obstructed Congress. For these reasons, I support the Arti-

cles of Impeachment.” In response to Cunningham’s vote, S.C. Republican Party Chairman Drew McKissick released the following statement: “Tonight, Joe Cunningham voted to overrule the will of the people of the 1st Congressional District by siding with House Democrats in a partisan attempt to overturn the results of the 2016 election. From day one, this was a witch hunt that was meant to ensure that Democrats don’t lose to President Trump again in 2020 – and Cunningham fully supported it. His ‘Lowcountry over politics’ slogan is now shown to be a load of garbage, and voters will let him know it next November."

We are a nation of laws and no single person is above the rule of law in America. Even the President needs to be held accountable if he violates the Constitution.”

Beaufort History Museum lecture to feature Tuckers The Beaufort History Museum, in partnership with the Beaufort Branch Library, will present a lecture by Ron and Rebecca Tucker, featuring the Beaufort International Film Festival. Titled “Beaufort Hugs and Southern Hospitality,” the talk is scheduled for 2 p.m. Tuesday, Jan. 7 at the Presbyterian Fellowship Hall located on North

Street in downtown Beaufort. A donation of $5 is suggested and reservations are required. To sign up, visit www. beauforthistorymuseum.com. Please print out the ticket and bring to the event. Those with tickets will be admitted first. Funds collected will be used to support ongoing Beaufort History Museum programs and the renovation of the Ex-

hibit Hall, which is currently under way. Ron and Rebecca Tucker are the founders of the Beaufort Film Society (BFS) and the Beaufort International Film Festival. Prior to the launching BFS, they were producing partners with Sandbar Productions and Good-to-Go Video. Specializing in documentaries about the Marine Corps, they

produced and distributed these programs around the world. The 14th annual Beaufort International Film Festival will be held Feb. 18-23, 2020. The purpose of the festival is to recognize aspiring filmmakers of almost every genre to include independent film, music, animation, short and long features, documentaries, and screenwriting.

It is also an opportunity to showcase the beautiful "film-friendly" region of Beaufort and the Carolina Sea Islands. Beaufort has served as the backdrop for more than 20 major motion pictures, including Forrest Gump, The Big Chill, The Prince of Tides and many more. Beaufort History Museum, located in the historic Arsenal

on Craven Street, has evolved to focus specifically on the history of the Beaufort District. It strives to manage and display artifacts and documents held by the City of Beaufort, telling the compelling stories of this area from the early 16th Century until modern times. The museum’s hours of operation are 10 a.m. to 4 p.m. Monday through Saturday.

Members, public invited to Beaufort History Museum annual meeting Museum members and the public are invited to attend the Annual Meeting of Beaufort History Museum (BHM) at 6 p.m. Thursday, Jan. 23, 2020 in the First Presbyterian Church on the corner of North and Church Streets. Doors open at 5:30 p.m. for a Membership Reception to meet noted historian Dr. Lawrence Rowland, the speaker at the event who will present

a talk on The Yamassee Wars. Non-members will be charged a $10 admission fee, which can be waived by purchasing a Museum membership, available at www.beauforthistorymuseum.com. All members and guests must register on the website with registration opening on Jan. 9. At the meeting, milestones of the past year will be celebrated and plans

for 2020 will be revealed, including a preview of Phase II of the renovation of the Museum’s main exhibit hall. Current Museum members also will vote on Board of Directors nominees. The slate will be presented to BHM members in advance of the annual meeting via email, Upcoming events to be announced at the meeting include: March 13-15, 2020: The Fifth An-

nual Living History Encampment in the Arsenal Courtyard featuring Civil War era re-enactors in period dress. Tuesday, May 19, 2020: The 6th annual Beaufort History Museum Tea, a fundraiser, Swing Low, Sweet Chariot, which will honor the history of Negro Spirituals on Beaufort’s Sea Islands during the Civil War era, to be held at the Dataw Island Club. The Beaufort History Museum,

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NEWS & HEALTH

I am not my addiction: The Regina Davis story

hey say to never judge a book by its cover, and this couldn’t be truer for Regina Davis, a Certified Peer Support Specialist with S.C. Share, based out of Columbia. To look at her one could easily label her an articulate, confident, and determined professional with a heart of gold. All these things are true, however the journey she took to become this version of herself was paved in years of self-destruction. Regina’s upbringing was considerately more conservative than her peers, which she attributes to the generational

LAURA KAPONER

gap between the grandparents who raised her verses the other much younger parents. The restrictions meant to act as a deterrent only further fueled her curiosity. Her experimentation began at 11 years old, when she smoked her first marijuana joint. Only a couple years

later she became inebriated on alcohol. When Regina was 20, she started freebasing, ultimately leading to a life of addiction. Associations with drug dealers and hustlers, as well as her involvement in prostitution, led to a cycle of jails, institutions, and near death. In the midst of it all, Regina felt she was “living the high life” because of the abundance of money allowing her to continue to maintain this lifestyle in the fast lane. This was her world for 28 years. At the time, Regina didn’t really understand the full

consequences of her actions, living in desolate conditions without electricity or water and estranged from the people who loved her. Her addiction had taken complete control of her life, and for a very long time, she didn’t want things to change. In recovery, a person rarely gets it completely right the first time around; Regina was no exception to this, experiencing five unsuccessful attempts at sobriety until it truly stuck the sixth time around. Key ingredients to really making things work were a geographical change and

holding herself accountable to be the biggest participant in her own recovery. There are many who believe relapse is inevitable, but that hasn’t been the case since Regina made her most genuine attempt at turning her life around. When Regina reached a certain point in her recovery journey, she decided to pay it forward by helping others in their recovery. She is not ashamed of what she has gone through because it was necessary for her to get to where she is today. It is her hope that others can learn from what she has

experienced so that they may not have as difficult a road to travel. Her advice to those struggling with addiction would be to “quit while you’re ahead because it will only get worse. Nothing good really comes out of getting high… its ends really are always the same. Jails, institutions, and death.” Regina must be vigilant to her daily maintenance plan allowing her to continue to live her best life. Laura Kaponer is a mental health advocate and blogger, as well as a volunteer with the local chapter of NAMI. You can find her on social media by searching #Laurakaponeris1in5.

Lockheed Martin names new site manager in Beaufort

Lockheed Martin has named Nick Mesenburg its new Site Manager at Marine Corps Air Station Beaufort. In his new role, he will oversee all F-35 contractor support operations at MCAS Beaufort and serve as liaison to the U.S. Marine Corps at the air station. A Lockheed Martin employee for 15 years, Mesenburg has

held several different roles with increasing responsibility. Most recently, he served as the East Coast Regional Manager, overseeing the F-35 Field Support Engineering teams at MCAS Beaufort, MCAS Cherry Point (N.C.), Eglin Air Force Base (Fla.), Naval Air Station Patuxent River (Md.) and Burlington Air National Guard

Base (Vt.). Mesenburg previously supported the F-35 Integrated Test Force (ITF) at Naval Air Station Patuxent River (Md.) where he was mission critical to the F-35 completing System Design and Development (SDD) testing. He also supported testing aboard U.S. Navy vessels including the

USS Wasp and USS Abraham Lincoln. Before focusing fully on the F-35, Mesenburg supported U.S. and foreign customers with other aircraft including the C-5 and F-16, as well as the Persistent Threat Detection System, a large helium-filled lighter than air system designed by Lockheed Martin

to provide soldiers long range intelligence, surveillance, reconnaissance and communication assistance. Mesenburg holds a Master of Science in Systems Engineering from Johns Hopkins and a Bachelor of Science degree from Embry-Riddle. A South Carolina resident for more than five years, Mesen-

burg and his family relocated from Maryland in 2014. Beaufort is home to one of the first bases for the F-35 Lightning II and the F-35B Pilot Training Center. Serving as the hub for F-35B pilot training, MCAS Beaufort hosts American pilots as well as international pilots flying the F-35B.

HHIMLS makes donations to three local nonprofits Multiple Listing Service of Hilton Head Island (HHIMLS) will donate $6,000 collected from agents and brokers for rule violations to The Deep Well Project, Hilton Head Humane Association, and Boys & Girls Clubs of the Lowcountry in the form of $2,000 donations to each nonprofit. Because HHIMLS members as well as consumers depend on the

integrity and accuracy of MLS data, rules are in place with a fee structure to encourage compliance. “This year, our members determined which local nonprofits received the donations by participating in a survey,” HHIMLS Chief Executive Officer Colette Stevenson said in a release. “The Humane Association, Deep Well and the Boys &

Girls Clubs were the top three nominated to receive the funds. Our membership can feel a little better when they pay their fees that the money is going back into the community that they serve and help build.” Hilton Head Humane Association has cared for more than 3,000 abandoned, injured, and abused animals in the past year. Donations help sup-

port their mission of improving the lives of homeless dogs and cats while lowering the number of abandoned cats and dogs in the Lowcountry. The Deep Well Project has been helping people going through hard times since 1973. Donations help neighbors in need by providing basic assistance in emergencies and give them “a hand up, not a hand-out,” ac-

cording to its website. Donations to the Boys & Girls Clubs of the Lowcountry provide children and teens in the community with mentoring, educational support, and the encouragement they need to become successful adults. “Community is at the heart of real estate, and we want to make a difference where we live,” Stevenson said.

County encourages Christmas recycling Recycling live Christmas trees saves valuable landfill space. Beaufort County residents are encouraged to bring live Christmas trees to any County Convenience Center during normal Center hours. Trees should be placed in the yard waste bins. Beaufort County asks that all ornaments, lights, and other decorations are removed from the trees prior to recycling them. Residents should not take trees to the old loca-

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at the school and in the tightknit community surrounding it particularly hard, Durbin said. Her mother Christina, is the director of Child Abuse Prevention Association in Port Royal, and her father, Jason, is a deputy with the Beaufort County Sheriff’s Office. Wilson’s sudden death also follows the passing of classmate, Anna Grace Dennis, who died just four months ago following an epileptic seizure. Both girls played on the softball and volleyball teams together and were “good friends,” said many at the school. Katie Huebel, president of the school’s board of directors, said students had been

tions in Lady’s Island or Bluffton, as doing so will be considered illegal dumping. In anticipation of increased amounts of post-holiday waste and as a courtesy to other County residents, please remember to flatten all cardboard boxes before placing them in the appropriate dumpsters. Bubble wrap and air pillows can be recycled in the Plastic Bag & Film Collection bins at the Bluffton, Hilton Head,

Shanklin and St. Helena Convenience Centers. Remember too, after the feast, recycle the grease. For more information about recycling household grease and other accepted recyclables at the Convenience Centers click here. For more information on locations and hours of Beaufort County Convenience Centers, please visit www.beaufortcountysc.gov/recycle or call 843-255-2736.

experiencing the various stages of grief. “They’ve been sad, and I can tell today they are a little bit angry and upset about what’s happening,” Huebel said, when reached by phone on Thursday, Dec. 19. The school’s faculty were also taking it hard but were “holding each other in their arms,” she said. “They are of course also mourning but we are together, and we are talking, and our focus has to be the kids right now,” she said. In the meantime, Wilson is remembered for her humor, her wit and her intelligence. She was a member of the National Honor Society, Junior Class President and member of the Interact Club. She loved “Clemson Tigers, singing, Broadway musicals, stupid videos and going to

the beach, if it wasn’t too hot,” according to her online obituary. She was also a loving child and lived to make others laugh, it said. Nick Field, the athletic director at Beaufort Academy, remembers Wilson for her sense of humor and her athleticism. Wilson played multiple sports over the years and was named most improved player in both softball and volleyball at last year’s awards banquet, he said. “She also volunteered at school events, setting up and breaking down for those,” he said. Above all else Wilson will be remembered for her spirit, many at the school said. “She was just a delightful human being,” Durbin said. “She would joke and laugh and enjoyed her life. She will be greatly missed.”

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VOICES

I may have tried to steer Alex Haley wrong I have always believed I had good I instincts about elections, and voters, t is Thursday, Dec. 19, and it’s bright and brisk. Some might say it’s actually cold. But I’ve built a fire in our hearth and at the moment, it seems to be thriving on several unsplit logs that came to me courtesy of Hurricane Irma. This morning I’ve been contemplating the upcoming Democratic primary, wondering if Elizabeth Warren or Mayor Pete Buttigieg will dislodge Joe Biden from his front-running status in South Carolina. I have always believed I had good instincts about elections, and voters, although my instincts were wrong on Donald Trump’s candidacy. Years ago when WJWJ did local reporting, I was sometimes asked to provide on-the-air commentary while everyone waited for the ballots to be counted. I remember sitting in the studio with Theresa Bruce and answering her questions about voting trends, momentum and what people were looking for in a

SCOTT GRABER

candidate. I was young and thought I knew the how the world worked. In those days I was working for Black Land Services on St Helena. Our program, funded by the John Hay Whitney Foundation, was interested in black farmers and keeping those farmers on the their land. Our offices were in the Butler Building at Penn Center. In the 70s, Penn was a destination for the young, motivated foot soldiers engaged in the Civil Rights movement. There were meetings, retreats and workshops almost every weekend and it was not unusual to see Andrew Young or Julian Bond arguing strategy while

sitting on one of the huge oak limbs that descend to within a few feet of the ground. One afternoon I was working on a case when my partner, Joe McDomick, stuck his head in my office and said there was some wine-drinking under way down by the river. In those days Penn had a guest cottage — built by Leroy Browne — that overlooked the marsh. If Penn was entertaining a ‘celebrity’ this is where he or she would spend the night. Usually there was a informal reception connected with that guest. When I arrived I poured myself a glass of wine — I don’t remember the vintage, but in those days I didn’t really care about the grape or the soil that grape grew in — and retreated to the porch with its pleasant view of the water. I had been there several minutes when I noticed another man, alone, on the porch. “Do you live on St Helena?” I asked.

although my instincts were wrong on Donald Trump’s candidacy.”

“I’m just passing through,” he said. “I’m originally from Tennessee.” These were political times and we quickly moved into a conversation about Richard Nixon. Then, tiring of that topic I said, “What do you do for a living?” “I write,” was his response. “Anything I might have read?” “Not really,” he replied. “I’m trying to finish a book and its not going all that well. Actually, I’m here trying to get myself inspired.” “And your topic?” “Its about a black family … and it deals with the history of that family.” “Non-fiction?”

“Let’s say I’m making it as factual as possible.” He then told me about the research he was doing, and the frustration he was having because there weren’t a lot of records. He had come to Penn to look at some documents that he thought might help him. Then he said, “I sometimes wonder if anyone is really interested? What do you think?” “I’ve only been at Penn for a year,” I replied. “But my clients don’t seem all that invested in their past. My mother, on the other hand, worships her ancestors. I haven’t seen that here.” “You may be right,” he said. “I just don’t think there’s

that much interest in African-American genealogy,” I continued. “Maybe you ought to reconsider the premise of your book.” “Perhaps I should.” Several years later I found myself in Scribner’s — in New York City — working may way through a pyramid of newly published books. As picked up one of these novels my eyes were drawn to a photograph of the author on the fly leaf. The man looked familiar but it took me another 30 seconds to realize this was the guy I had spoken to at Penn. It seemed that Alex Haley’s book was selling pretty well at that particular moment in that particular store. I remember walking out of the store, turning north on 5th Avenue, and thinking, “You know, my instincts may have been wrong on “Roots.” Scott Graber is a lawyer, novelist, veteran columnist and longtime resident of Port Royal. Email Scott at cscottgraber@gmail.com.

My New Year’s Eve to remember was almost tragic

any people have a New Year’s Eve that is memorable for them. Maybe it was the day they got engaged or met that certain someone. Maybe it was just lying in bed with a new spouse or new baby watching the ball drop in New York’s Time Square. I too have some wonderful New Year’s Eve memories, but there is one New Year’s Eve, I will never forget. It was the night I almost killed my younger sister. Here is what happened. It was New Year’s Eve 1966, getting ready for 1967. I had just

LEE SCOTT

Now what?

highlighting daily life observations

turned 13 and was babysitting for my four younger brothers and sisters. My three older siblings were out, and my parents were at a party at our next-door neighbors. I had the ultimate privi-

lege of spending the entire evening in front of our color television set without having nine other people in the room with me. I was in heaven sitting there eating my graham crackers and milk and having total control of which show, from one of our four stations, to choose. The house we lived in was an old Victorian with a den/TV room off the living room. Like many old houses, it creaked and groaned. On top of that, we had old steam radiators for heat that would kick in occasionally. As I sat there enjoying my

solitude, I suddenly heard a strange noise. I got up and turned the sound of the television down. Nothing. And then came another sound from the adjoining living room. My imagination kicked in as I pictured my four siblings being abducted. I knew I had to get up and check on them. I grabbed my handy dandy “babysitting” knife which my parents did not know I kept with me while babysitting. It was one of those large sharp knives Dad used for carving. Very quietly, I left the den and proceeded around

the large stone fireplace in the living room. Suddenly, I heard someone quietly say “Boo.” I screamed at the top of my lungs and dropped the knife. It was my 10-year-old sister, Allison. I grabbed her tightly and screamed “I could have killed you!” She did not hear me because she was laughing so hard. We both stood there shaking, me from fright and her from laughter. Surprisingly the three siblings left upstairs never woke up and my parents, next door, had missed my screams of terror.

And so, despite her neardeath experience, my sister Allison climbed into the chair with me and together we shared my graham crackers and milk as we watched the ball drop in Times Square. To this day, that is my most memorable New Year’s Eve. What’s yours? Lee Scott, a writer and recent retiree, shares her everyday observations about life after career. A former commercial banker responsible for helping her clients to reach their business objectives, Scott now translates those analytical skills to her writings. She lives on St. Helena Island and enjoys boating, traveling and reading.

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SPORTS&RECREATION DECEMBER 26, 2019 - JANUARY 1, 2020

THE HARD WORK OF ATHLETES DESERVES RECOGNITION

WRESTLING

Eagles finish second, win two individual titles at Hanahan Beaufort High finished second behind county rival May River at the 16-team Hanahan Hawk Invitational on Dec. 21. Beaufort had two champions, with Matthew Durrance (138) and Michael Cenci (170) winning their weight classes. The Eagles also had a pair of runners-up — Gary Bayne (106) and Colton Phares (145) — and three third-place finishers in Peyton Bayne (126), Adam Burvenich (152), and Jeremiah Simmons (182). The Sharks had three individual champions —

Beaufort's Colton Phares. Photos by Justin Jarrett.

Beaufort's Michael Cenci. Noah Creque (106), Isham

Peace (113), and Rod Grant (220) — and took home both outstanding wrestler awards with Peace taking the lower weights honor and Grant winning the upper weights award. Chad Hadden (120), Anthon Funderburk (170), Eli Hall (220), and Kailin Prescott-Ferguson (285) finished second for the Sharks, while Travis Tran (113), Peyton Gilbert (132), Patrick Treacy (138), and Anthony Nelsen (145) placed third. Both teams are back in action Friday and Saturday at the Coastal Clash at Hilton Head High.

Creek’s Wilson finds a home at Georgia Southern By Justin Jarrett From the time Brandon Wilson visited Georgia Southern, he knew he was home. The Battery Creek football standout made it official Wednesday, honoring his long-standing commitment to become an Eagle by signing a letter-of-intent on National Signing Day. Wilson had a total of four offers and considered Furman and Coastal Carolina, but

knew Georgia Southern was the best fit early on and made his commitment over the summer. “I chose Georgia Southern first because of the family atmosphere that they have there,” Wilson said. “The players have a real brotherhood that really shows.” Opposing defenses typically ran away from Wilson this season, but he still managed 48 tackles, including nine for a

loss, 10 sacks, and three fumble recoveries, one of which he returned for a touchdown. Wilson intends to get right to work in Statesboro, too. He will graduate early from Battery Creek this winter and enroll at Georgia Southern in the spring, allowing him to get a jump on his computer engineering degree and participate in spring practice in hopes of cracking the depth chart on the defensive line

BASKETBALL ROUND UP

GIRLS Warriors top Dolphins in OT

Playing without their leading scorer, the Whale Branch girls survived a challenge from visiting Battery Creek on Dec. 21, winning 49-47 in overtime. Zhani Thompson scored 20 points, Jazmin Diaz added 15, and TreNasia Watson contributed eight points to lead the Warriors, who were without leading scorer Kynew Barnwell due to an ankle injury. Jayla Morton scored nine points, and Nani Singleton added eight for the Dolphins.

Dolphins can't keep up with Cougars

Battery Creek’s girls couldn’t keep pace with host Colleton County on Dec. 20, falling 69-35. Starr Reed scored eight points, and Kiara Wilson and Myra Smith each added seven to lead the Dolphins, who were down by 10 after one quarter and couldn’t close the gap. Omari Kirkland scored 24 points, and Jade’ Frazier added 10 for the Cougars.

Short-handed Warriors hold off Jags

The Whale Branch girls held on for a hard-fought 36-30 win at Ridgeland-Hardeeville on Dec. 20 despite leading scorer Kynew Barnwell missing the second half with an ankle injury. Barnwell scored 11 points in the first half before injuring her ankle, and Zhani Thompson scored nine of

her 11 in the second half to lead the Warriors. Whale Branch led 22-9 at halftime, but the Jaguars clawed within nine by the end of the third quarter and made it close down the stretch. Shyneek Swinton scored nine points to lead the Jaguars.

Eagles roll to another lopsided win

Beaufort Academy’s girls continued their dominant start with a 61-10 rout of visiting Clarendon Hall on Dec. 19. Freshman Mike’Ala Washington continued her recent tear with 26 points to lead BA, while Amelia Huebel added 17 points, and Tahleea Heyward had 10 for the Eagles.

Eagles shut down Jags for 2nd straight win

Beaufort High’s girls turned in a strong all-around performance in a 35-18 home win over Ridgeland-Hardeeville on Dec. 19. Layla Warren scored 19 points and snagged five steals to lead the Eagles, while Nyja Deville had a big night with eight points and 10 rebounds. Beaufort held the Jaguars scoreless in the second quarter and the first three minutes of the third quarter.

Warren stays hot, leads Eagles to victory

Beaufort High’s girls used a solid defensive effort to hold off visiting Wade Hampton 43-39 on Dec. 17. Layla Warren continued her hot

next fall. “It’s also a great fit for me skillwise,” he said. “I could see myself getting to play during my freshman year. I have a great relationship with coach (Victor) Cabral, the D-line coach, and he has a great plan for putting me in positions to be successful.” Justin Jarrett is the editor of LowcountrySports.com and the sports editor of The Island News. Contact him at LowcoSports@gmail.com.

streak with 20 points — her fourth consecutive game with at least 20 — while Sequoia Smalls added nine points, and freshman Quinn Wilson contributed four points.

Wilson added seven apiece for the Dolphins.

Bobcats beat Warriors in early-season showdown

Battery Creek’s boys couldn’t quite close the gap Dec. 20, falling 62-53 at Colleton County. Obie Wilson poured in 26 points, Daviyone Sanders added 12, and Amoni Waring had 10 for the Dolphins. “Every time we got close, they kept pulling away, but I can tell the growth from my guys,” said Dolphins coach CJ Brown, whose team lost by 18 at home in the first meeting with the Cougars.

Bluffton’s girls won an early-season showdown of two of the Lowco’s hottest teams Dec. 17, claiming a 4334 road win over Whale Branch. Tatyana Aiken racked up 16 points, nine rebounds, and five steals to lead the Bobcats, while Tacoya Heyward added 14 points, and Brionna Anderson scored six. Kynew Barnwell scored 20 points and Jazmin Diaz added nine for the Warriors, but Bluffton’s interior defense was able to limit forward Zhani Thompson to three points.

BOYS Warriors roll past Dolphins without Pringle

The Whale Branch boys rolled to a 52-31 home win over crosstown rival Battery Creek on Dec. 21 despite playing without their star. The Warriors were without Wofford signee Nick Pringle, who injured his right knee in Friday’s win at Ridgeland-Hardeeville, but they got 13 points from Shawn Chisolm, 10 from Javon Hogue, and eight apiece from Diontre McVay and Shemar Williams to go along with their typically strong defensive showing. Amoni Waring scored 15 points, and Daviyone Sanders and Obie

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Dolphins show improvement in loss at Colleton

Warriors take season series from Jaguars

The Whale Branch boys used a solid defensive effort and a balanced attack to grind out a 47-34 road win at Ridgeland-Hardeeville on Dec. 20. The Warriors, ranked fifth in Class 2A this week, got 14 points from Wofford signee Nick Pringle, nine from Shawn Chisolm, eight from Jaylen Reeves, and seven from Diontre McVay as they won the rubber match with the Jaguars after splitting two previous meetings. Rashard Baker and Mauriq Singleton each scored nine points for the Jaguars.

BA closing gap on defending state champs

Beaufort Academy’s boys are 0-2

against defending SCISA 1A champion Clarendon Hall this season, but the Eagles are closing the gap. After being blown out by 49 points at Clarendon Hall on Dec. 9, BA was within 10 with three minutes left Dec. 19 before the visiting Saints pulled away for a 65-50 victory. Dawson Coleman scored 18 points to lead BA, while Thomas Holladay, Braxton Tolbert, and Elijah Fess added eight apiece.

Jaguars earn hardfought road win over Eagles

Ridgeland-Hardeeville’s boys were able to grind out a tough 5345 road win over Beaufort High on Dec. 19. Mauriq Singleton scored 18 points, and Jamel Busby added a season-high 13 and went 5-of-6 from the foul line in the fourth quarter to help the Jaguars seal the win. Jamaad Rivers scored 13 points, Oliver Holmes added 11, and Josh Aiken had 10 to lead the Eagles.

Warriors continue run through county rivals

The Whale Branch boys checked another team off the list in their quest to conquer Beaufort County public schools, beating visiting Bluffton 51-38 on Dec. 17. Shawn Chisolm scored 19 points, and Nick Pringle and Shemar Williams added 12 apiece to lead the Warriors to their third win over a county rival in five days. Lee Kirkland scored 14 points, and Tyler Rice added 12 to lead the Bobcats.

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early 100 people crammed into Penn Center’s Frissell Hall to view the 48th annual performance of The Live Nativity Scene and Community Sing on Saturday, Dec. 15 on St. Helena Helena Island. The event began in 1916. Originally it was called Penn School’s Mystery Play and played by Penn School staff members. Production stopped about 1953. The current play has been produced every year since 1971. Pictured here is the traditional live Nativity featuring Kiani Major and Leroy Jenkins as Mary and Joseph, respectively; Rosa Mae Simmons as the angel; James Cuthbert, Trae Campbell, and Dietric and Derrick Coaxum as the shepherds; and Ben Johnson, Jr., York Glover and Richard Lewis as the three kings. – Photo and words by Bob Sofaly

ALL ABOARD!

Jim Bright of the Beaufort Railroaders tries to solve a connection problem with one of his G-guage locomotives on display at the Beaufort branch of the Beaufort County Library. Bright’s model train display was part of the 27th annual Christmas model train show. Photos by Bob Sofaly.

WHAT’S HAPPENING

Activities at Hunting Island State Park

There are fun, interesting and educational activities every day hosted by Park Ranger and Lowcountry Master Naturalist Megan Stegmeier. The Nature Center will be closed Christmas Eve, Christmas Day and New Year’s Eve. • Sundays: Do You Want To Build a Snow Globe, 2 p.m. • Mondays: Sand/Candy Art, 11 a.m.; No Bones About It, 3 p.m. (Dec. 30). • Tuesdays: Alligator Talk, 11 a.m., CCC Video, 1 p.m.; Beach Walk, 3 p.m. • Wednesdays: Reptiles of the Lowcounty, 11 a.m.; Stepping Stones, 2 p.m. • Fridays: Feeding Frenzy, 1 p.m. (Dec. 27); Hunting Island Bingo, 3 p.m. (Dec. 27). • Saturdays: Sunrise Lighthouse Climb, 6:45 a.m. (Dec. 28); A Walk In The Woods, 11 a.m.; Tie-Die, 2 p.m. For a description of these programs and a complete calendar of activities, go to southcarolinaparks.com/hunting-island and click on “Programs & Events.” All are invited to attend these free events, though there is an entry fee to Hunting Island State Park and reservations are needed for lighthouse programs. For more information, call 843-838-7437 or go to the Friends of Hunting Island website and the Facebook page: FOHI Sea Turtle Conservation Project.

Hunting Island Lighthouse Tours

10 a.m., every Thursday in December (Dec. 26). The Friends of Hunting Island will present Lighthouse tours of the historic Hunting Island Lighthouse. Keeper Ted and his team will tell you all about the history of the Lighthouse, which was built in 1875 and is the only Lighthouse in South Carolina open to visitors. If you are at least 44 inches tall you may also climb the 184 steps to the top of the Lighthouse. Reservations are recommended by calling the Nature Center at 843-838-7437. Regular Thursday tours are $2 per person. Park entry fees apply.

Sunrise Lighthouse Climb

6:45 a.m. Saturday, Dec. 28, Hunting Island State Park. Come join a naturalist in climbing the lighthouse to experience the morning

DECEMBER 26, 2019 - JANUARY 1, 2020

beauty of Hunting Island from above while learning about the history of the lighthouse. Don’t forget to bring your camera to capture some amazing shots. A small breakfast of doughnuts and coffee is provided. Must be 44 inches tall to climb. $10 per person. Pre-registration required. Contact the Nature Center at 843-838-7437.

New Year's Day Worship Service

No flatcar rowdies or cross-tie walkers on this train as Santa and a baby reindeer haul Christmas presents through the Beaufort Branch of the Beaufort County Library. This display owned by Jim Nicholson consists of elaborate displays of three different gauges of model trains.

Family YMCA. Music and dancing with Men of Distinction! Tickets on sale in December. $65/per person or $120/couple. $75 each at the door. All proceeds benefit the YMCA capital campaign. Visit beaufort-jasperymca.org.

Beaufort County Historical Society “Historically Speaking” lectures

1 p.m., Wednesday, Jan. 1, Lighthouse Beach, Hunting Island State Park. Hosted by The Friends of Hunting Island. Adult tickets are $10, kids $5. Register at the Lighthouse Shelter at noon or register on the Friends of Hunting Island Facebook page. Parade and Plunge will start at 1 p.m.

All talks, held at noon on Thursdays, are free and open to the public. Donations are welcome. First-come, first-seated, doors open 30 minutes prior to event. Jan. 23: Dr. Bernard Powers, “The New Face of African American Public History in Charleston: The Center for the Study of Slavery and the International African American Museum,” Beaufort County Library, 311 Scott St. March 12: Dr. Lawrence Rowland, “Kate Gleason, Libby Rowland, and Beaufort in the 1920s,” St. Helena Branch Library, 6355 Jonathan Francis, Sr. Blvd. St. Helena Island. May 7: 81st annual meeting, Dr. Dale Rosengarten, “Blue Collars to Blue Serge Suits: Beaufort’s Jewish Settlers,” St. Helena Branch Library, 6355 Jonathan Francis, Sr. Blvd., St. Helena Island.

Beaufort Hugs and Southern Hospitality

The Historic Port Royal Museum

10 a.m. to 1 p.m., Wednesday, Jan 1, Beaufort Church of Christ, 170 Robert Smalls Parkway. We will have congregational singing, prayer and giving God thanks for the privilege to see a New Year. The theme: "Lord! Let It Alone Another Year!" (Luke 13:6-9) by Dr. Jonas Gadson, Minister of the Beaufort Church of Christ.

11th Annual Pelican Plunge

2 p.m. Tuesday, Jan. 7, Presbyterian Fellowship Hall, North Street. The Beaufort History Museum, in partnership with the Beaufort Branch Library, will present a lecture by Ron and Rebecca Tucker, featuring the Beaufort International Film Festival. A donation of $5 is suggested and reservations are required. To sign up, visit www.beauforthistorymuseum. com. Please print out the ticket and bring to the event. Those with tickets will be admitted first. Funds collected will be used to support ongoing Beaufort History Museum programs and the renovation of the Exhibit Hall, which is currently under way.

Beaufort Beach Ball Fundraiser & Auction

6-11 p.m., Saturday, Jan. 18, Tabby Place, downtown Beaufort. Event presented by Bank of America, Merrill to benefit the Wardle

10 a.m. to 3 p.m. Thursdays and 10 a.m. to 2 p.m. Saturdays, The Historic Port Royal Museum, 1634 Paris Ave. The museum features the turn-of-the-century businesses and industries of Port Royal: Shrimping, crabbing, oystering, the railroad, the school and the mercantile. Informative short lectures are given every Saturday at 10:30 and 11:15 a.m. by historian Woody Collins. Great gifts featuring local artists are available. For more information. visit www.portroyalhistory.org, email unionchurch1004@gmail.com or call 843-524-4333. You can also find us on Facebook!

Get moving with Beaufort Track Club

Join the Beaufort Track Club at the Beaufort High School track from 6:30-7:30 p.m. each Tuesday night for an open community track workout. Beginner, intermediate, and advanced

workouts are posted each week to ensure that you are getting the workout that you need. Visit the Facebook page “Beaufort Track Club” for more information.

May River Quilters Guild

On the first Saturday of every month, the May River Quilters Guild meets at Palmetto Electric Cooperative, 1 Cooperative Way, Hardeeville. Members meet at 9:30 a.m. for social exchange. The meeting starts at 10 a.m. Please call 847-707-6034 or visit www.mayeriverquiltguild.com.

Parkinson’s support group

A support group for individuals with Parkinson’s Disease and carepartners meets the first Thursday of each month at the Beaufort Memorial Lifefit Wellness Center from 1:30 to 3 p.m. For more information, visit our Facebook page or call Ric at 843-525-1229.

Puppy Plunge at the YMCA

YMCA Puppy Plunge will be held on the third Saturday of the month from 9 to 11 a.m. (weather permitting) at the Y outdoor pool at 1801 Richmond Ave. in Port Royal. Pups can splash, swim and play in our safe, enclosed outdoor pool area. Cost is $10 per pup, and all proceeds benefit the Y’s Learn to Swim program, which teaches local children and adults to swim at a reduced cost or for free. Dogs must be well behaved, current on all required vaccines and leashed until inside the pool area. Owners must be present at all times and humans are not permitted to swim in the Puppy Plunge. Visit beaufort-jasperymca.org or call 843-522-9622 for more information.

BYAC Tiger Sharks Swim Team registration is open for the 2019-2020 season. There are three levels of swim team for ages 5 and up who meet swim team group requirements: Shark Pups; Group 1; and Group 2. Evaluations on going on now for group placement. Learn more online at beaufort-jasperymca.org (click on Aquatics>Swim Team), stop by the Y in Port Royal (1801 Richmond Ave.) or call the Y at 843-522-9622.

AROUND TOWN

SAR chapter holds yearly meeting, inducts officers The Governor Paul Hamilton Chapter, S.C. Society of the Sons of the American Revolution held its Annual Christmas Formal Dinner and Meeting on Friday, Dec. 6 at the Dataw Island Clubhouse. The guest speaker was David L. Preston, PhD., a professor at the Citadel, whose informative presentation

was titled “Theaters of the American Revolution – King's Mountain National Military Park. S.C. Society Senior Vice President James L. Wyrosdick held an induction of officers for 2020, leading them in the oath of office. The new officers are Tom Wilson, Registrar; Randy Atkins, Treasur-

er; Peter M. Somerville, Treasurer; Michael Monahan, Vice President; and Joe Riddle, President. Riddle, the newly inducted chapter President, presented outgoing President Frank Gibson with a President Appreciation Certificate for distinguished service and a Past Chapter President pin.

Guest speaker David L. Preston, PhD., speaks at the Governor Paul Hamilton Chapter, S.C. Society of the Sons of the American Revolution Annual Joe Riddle, the newly inducted chapter President, presented outgoing Christmas Formal Dinner and The Governor Paul Hamilton Chapter, S.C. Society of the Sons of the American Revolution officers for President Frank Gibson with a President Appreciation Certificate for Meeting on Friday, Dec. 6 at the 2020: (from left) Tom Wilson, Registrar; Randy Atkins, Treasurer; Peter M. Somerville, Treasurer; distinguished service and a Past Chapter President pin. Dataw Island Clubhouse. Michael Monahan, Vice-President; and Joe Riddle, President.

FARM BUREAU WINNERS Santa touches down in Beaufort

Santa Claus flew in to the Beaufort County Airport on Sunday, Dec. 15 and met more than 50 of his followers, kids and adults alike. Invited and hosted by the Beaufort Aviation Association and “flown “ from the North Pole by pilot Jerry Hyde, Santa took many gift lists back with him. Photos by Bruce Harmer.

Beaufort’s Megan Shearon (right), won second runner-up in the S.C. Farm Bureau Talent Contest Senior II Division, held recently in Myrtle Beach during the organization's 76th Annual Meeting.

Ann Ackerman (center) and Laura Hansen (left), Beaufort County Farm Bureau Women's Committee Co-chairs, received a special achievement award on behalf of Beaufort County from S.C. Farm Bureau State Women's Leadership Committee Chair Frances Price (right) during the organization's 76th Annual Meeting held recently in Myrtle Beach.

CARDS FOR A GOOD CAUSE

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“2-Night Free Vacation!” The Dataw Island Visual Arts Card Club recently donated more than 100 handmade all-occasion greeting cards to the residents of Helena Place in Port Royal. Accepting the cards from Dataw’s Dena Dardzinski and Pam Farris is Lorie Kesler, the Executive Director at Helena Place. The cards were made by the club’s creative members during the past month and include birthday, get-well, sympathy and various holiday cards.

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LAST WEEK'S CROSSWORD & SUDOKU SOLUTIONS

THURSDAY’S CARTOON Read with caution; not necessarily the opinions of the editorial staff.

THEME: ANCIENT HISTORY ACROSS 1. Imposing abode 6. ____ ____ mode 9. Musical finale 13. Declares to be true 14. Bud or chum 15. Petroleum tanker 16. Relating to a gene 17. "La" precursor 18. Big Dipper shape 19. *Between Stone Age and Bronze Age 21. Concentration equalizing process 23. *E in BCE 24. Youngster 25. *The Romans built one at Bath's hot springs 28. Make like a cat 30. Mountain cover 35. Instinctive motive 37. "General Hospital," e.g. 39. Fresh Prince: "____ ya later!" 40. Lose coat 41. Upside down frown 43. Original thought 44. Not odds 46. Distinctive elegance 47. Feeling great delight 48. Mr. Selfridge's sphere of expertise 50. Green-eyed monster 52. *Early christogram Chi ____ 53. In the back

See Into The Future . . . . . . read

55. Granola grain 57. *Italian city, Mount Vesuvius' victim 61. *Pharaoh's resting place 65. Tear-jerker 66. *The ____ Peoples, attackers of ancient Egypt 68. *Infamous Athens' legislator 69. Continental money 70. Lincoln lumber 71. Itsy-bitsy bits 72. Pre-Soviet Russian ruler 73. Opposite of WSW 74. *Per Aristotle, there are 3 categories of this

20. One maxwell per square centimeter 22. ____, snowshoe, tube 24. Movie teaser 25. *Mesopotamia's earliest civilization 26. Establish validity 27. End of a shoelace 29. *Romulus' domain 31. Ruler of emirate 32. Mothball substitute 33. 1st letter of Hebrew alphabet 34. *Founder of first Academy in Athens 36. *Virgil wrote of this volcano in the "Aeneid" DOWN 38. Blueprint or outline 1. Gaspar, Balthasar and Melchior 42. Diplomat on a mission 2. Affirm solemnly 45. "The Odyssey" temptresses 3. Wag of a finger 49. Hula accessory 4. Don't cast your pearls before it 51. Jamaican gang member 5. Inner wall of a trench 54. Bridal path 6. Altar holder 56. Divination card 7. *____ Tzu, ancient Chinese phi57. *Virgil or Homer losopher 58. Cross to bear 8. Metallic mixture 59. Actress Sorvino 9. Bye in Palermo 60. Standard's partner 10. Auto pioneer 61. One side of a leaf 11. Kosher eatery 62. *Euclid's sphere of expertise, for 12. *One of Greek mythology's twelve short Olympians 63. International Civil Aviation Org. 15. *Mesoamerica's earliest known 64. Take a nap civilization 67. Long, long time

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Exploring the Identity of Jesus

Lucy makes a claim so wild, her siblings don’t believe her. In the first Narnia book, young Lucy tells her older siblings that while she was hiding in an old wardrobe, she had been transported to a strange new world. Her older brother and sister scold her for telling such an outrageous lie. When she sticks to her story, a wise professor reminds the brother and sister that there are only three possibilities: either Lucy is crazy, or she is telling lies, or she is telling the truth. Since they know Lucy to be mentally sound and a truthful person, it is logical to consider that she might be telling the truth, however incredible it might seem. Jesus made an astounding claim, too: that he is divine. In our last message series, we explored the words and actions of Jesus in the Gospels. His Jewish listeners often recognized that he was claiming equality with God, like the times he claimed authority to forgive sins. He was not put to death for merely teaching people to love one another. If we are to take Jesus seriously, we must also take seriously his claim to be God.

Is Jesus a liar? Another possibility is that Jesus knows that he is not God; he is purposefully deceiving the crowds and his disciples. But as one reads the Gospels, one finds someone whose actions and words are full of integrity. He speaks truth even when it leads to his rejection, torture, and crucifixion. Jesus does not appear to be a liar. Who, then, is Jesus? This is the crucial question that we will explore in this series. If the Jesus of history claimed to be God and was neither a lunatic nor a liar, then only one option remains: he is truly who he claims to be.

The Gospels give us an accurate image of the historical Jesus. In upcoming messages, we will explore how the Gospels are historical documents, similar to other ancient biographies. As men of faith, the authors seek to give readers a true account of the words and actions of Jesus of Nazareth. The Gospels are based on the direct testimony of those who knew Jesus personally, and they are written soon after the original events, while eyewitnesses were still living. Is Jesus a lunatic? As in the example with Lucy, there are only three options available to us once we establish the historical truth about Jesus. It is possible that Jesus thinks that he is God, but he is not. In other words, he is crazy. But as one reads the Gospels, one finds a man who is very clearheaded and emotionally balanced, the sanest person in any room. Jesus does not appear to be crazy.

Who Is Jesus? Message 1 of 8

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DECEMBER 26, 2019 - JANUARY 1, 2020

LEGAL NOTICES SUMMONS AND NOTICE OF SERVICE BY PUBLICATION STATE OF SOUTH CAROLINA, COUNTY OF BEAUFORT IN THE COURT OF COMMON PLEAS CIVIL ACTION NO. 2019-CP-07-02456 NON-JURY RAHSAN S. JOHNSON, Plaintiff(s) vs KEITH M. DELOACH, CINTIA MAYRUTH HERNANDEZ, SHATWANNA FIELDS, SPENCER LEE WASHINGTON, JR.Defendant(s). TO THE DEFENDANTS ABOVE NAMED: YOU ARE HEREBY SUMMONED AND REQUIRED TO ANSWER the Complaint in the above entitled action which has been filed in the Office of the Clerk of Court for Beaufort County, South Carolina, and to serve a copy of your Answer on the subscriber at Eversole Law Firm, P.C. at 1509 King Street, Beaufort, South Carolina, 29902, within thirty (30) days after service hereof, exclusive of the day of such service, and if you fail to answer the Complaint within the time aforesaid, the Plaintiff will apply to the Court for the relief demanded in the Complaint. NOTICE IS HEREBY GIVEN that an action has been commenced and is now pending in the Court upon the Complaint of the Plaintiff against the Defendants for the purpose of removing the clouds upon the title of the Plaintiff in and to the property hereinafter described, and to forever bar all claims, rights, titles, interests or liens of the Defendants above named in or to the following property: All that certain piece, parcel or lot of land, situate, lying and being in Beaufort Unincorporated, Beaufort County, South Carolina, and designated as a portion of Lot 8, Section 2, 1 North 2 West; bordered on the North by now or formerly lands of Christopher Godbee, on the East by now or formerly lands of Lucille Robinson; on the South by now or formerly lands of Vernell Washington, on the West by now or formerly lands of Vernell Washington. Tax Map Reference: R100 016 000 002B 0000 AND TO ANY THAT MAY BE MINORS OR UNDER ANY OTHER DISABILITY and to all of the unknown Defendants including those who may be minors or under disability, if any, whether residents or non residents of South Carolina, and to the natural, general, testamentary or other guardian or conservator or otherwise, and to the person with whom they reside, or are employed, and to all other non resident Defendants, known or unknown, whose whereabouts cannot be ascertained, TAKE NOTICE that the Summons and Complaint of this action were duly filed in the Office of the Clerk of Court for Beaufort County, South Carolina on the 2nd day of May 2019 and that by Order of this Court dated the 20th day of June 2019, WILLIAM M. BOWEN, ESQ., was appointed Guardian ad Litem Nisi, said appointment to become absolute thirty (30) days from service of the Summons. EVERSOLE LAW FIRM, P.C. By: s/Cherese T. Handy_______ Alysoun M. Eversole, Esq. SC Bar #60811 Cherese T. Handy, Esq. SC Bar #103184 ATTORNEYS FOR THE PLAINTIFF 1509 King Street Beaufort, South Carolina 29902 Phone: (843)379-3333 Fax: (843)379-5558 aeversole@eversolelaw.com chandy@eversolelaw.com Beaufort, South Carolina This 20th day of December, 2019

PTAC (FORMERLY TREE BOARD) MEETING DATES AND APPLICATION DEADLINES JANUARY TO DECEMBER 2020 1911 BOUNDARY STREET BEAUFORT, SOUTH CAROLINA 29902 (843) 525-7011 / (843) 986-5606 Meetings are generally held every 4th Thursday of the month at 3:00 P.M. at 1911 Boundary Street, City Hall, Beaufort, South Carolina. Board Meeting Dates Thursday, January 23, 2020 Thursday, February 27, 2020 Thursday, March 26, 2020 Thursday, April 23, 2020 Thursday, May 28, 2020 Thursday, June 25, 2020 Thursday, July 23, 2020 Thursday, August 27, 2020 Thursday, September 24, 2020 Thursday, October 22, 2020 Thursday, November 19, 2020 Thursday, December 17, 2020 For application and requirements, please refer to our website at http://www.cityofbeaufort.org/tree-board.aspx you may contact Julie Bachety, Administrative Assistant II at 843-525-7011 or jbachety@cityofbeaufort.org

ZONING BOARD OF APPEALS MEETING DATES AND APPLICATION DEADLINES JANUARY TO DECEMBER 2020 1911 BOUNDARY STREET BEAUFORT, SOUTH CAROLINA 29902 (843) 525-7011 / (843) 986-5606 Meetings are generally held every 4th Monday of the month at 5:30 P.M. at 1911 Boundary Street, City Hall, Beaufort, South Carolina. Meeting Date Monday, January 27, 2020 Monday, February 24, 2020 Monday, March 23, 2020 Monday, April 27, 2020 Wednesday, May 27, 2020 Monday, June 22, 2020 Monday, July 27, 2020 Monday, August 24, 2020 Monday, September 28, 2020 Monday, October 26, 2020 Monday, November 23, 2020 Monday, December 28, 2020 NOTE: Deadlines for applications are a minimum of 4 weeks in advance. Scheduled dates for review of applications are dependent on the number of applications received.

CITY OF BEAUFORT DESIGN REVIEW BOARD MEETING DATES AND APPLICATION DEADLINES JANUARY TO DECEMBER 2020 1911 BOUNDARY STREET BEAUFORT, SOUTH CAROLINA 29902 (843) 525-7011 / (843) 986-5606 Meetings are generally held every 2nd Thursday of the month at 2:00 P.M. at 1911 Boundary Street, City Hall, Beaufort, South Carolina. Meeting Date Thursday, January 9, 2020 Thursday, February 13, 2020 Thursday, March 12, 2020 Thursday, April 9, 2020 Thursday, May 14, 2020 Thursday, June 11, 2020 Thursday, July 9, 2020 Thursday, August 13, 2020 Thursday, September 10, 2020 Thursday, October 8, 2020 Thursday, November 12, 2020 Thursday, December 10, 2020 NOTE: Deadlines for applications are a minimum of 4 weeks in advance. Scheduled dates for review of applications are dependent on the number of applications received. For application and requirements, refer to our website at http://www.cityofbeaufort.org/379/Design-Review-Board or you may contact Julie Bachety, Administrative Assistant II at 843-525-7011 or jbachety@cityofbeaufort.org.

HISTORIC DISTRICT REVIEW BOARD MEETING DATES AND APPLICATION DEADLINES JANUARY TO DECEMBER 2020 1911 BOUNDARY STREET BEAUFORT, SOUTH CAROLINA 29902 (843) 525-7011 / (843) 986-5606 Meetings are generally held every 2nd Wednesday of the month at 2:00 P.M. at 1911 Boundary Street, City Hall, Beaufort, South Carolina. Meeting Date Wednesday, January 8, 2020 Wednesday, February 12, 2020 Wednesday, March 11, 2020 Wednesday, April 8, 2020 Wednesday, May 13, 2020 Wednesday, June 10, 2020 Wednesday, July 8, 2020 Wednesday, August 12, 2020 Wednesday, September 9, 2020 Wednesday, October 14, 2020 Wednesday, November 18, 2020 Wednesday, December 9, 2020 NOTE: Deadlines for applications are a minimum of 4 weeks in advance. Scheduled dates for review of applications are dependent on the number of applications received. For application and requirements, refer to our website at http://www.cityofbeaufort.org/372/Historic-District-Review-Board or you may contact Julie Bachety, Administrative Assistant II at 843-525-7011 or jbachety@cityofbeaufort.org

REVISED BEAUFORT – PORT ROYAL METROPOLITAN PLANNING COMMISSION REGULAR MEETING DATES AND APPLICATION DEADLINES MEETING AND APPLICATION DATES 2020 1911 BOUNDARY STREET BEAUFORT, SOUTH CAROLINA 29902 (843) 525-7011 / (843) 986-5606 Regular meetings are generally held every 3rd Monday of the month at 5:30 P.M. at 1911 Boundary Street, City Hall, Council Chambers, 2nd Floor, 1911 Boundary Street, City of Beaufort, South Carolina. Regular Meeting Dates Monday, January 13, 2020 Wednesday, February 19, 2020 Monday, March 16, 2020 Monday, April 20, 2020 Monday, May 18, 2020 Monday, June 15, 2020 Monday, July 20, 2020 Monday, August 17, 2020 Monday, September 21, 2020 Monday, October 19, 2020 Monday, November 16, 2020 Monday, December 14, 2020 NOTE: Deadlines for applications are a minimum of 4 weeks in advance. Scheduled dates for review of applications are dependent on the number of applications received. For application and requirements, please refer to our website at http://www.cityofbeaufort.org/378/Metropolitan-Planning-Commission you may contact Julie Bachety, Administrative Assistant II at 843-525-7011 or jbachety@cityofbeaufort.org

For application and requirements, refer to our website at http://www.cityofbeaufort.org/349/Zoning-Board-of-Appeals or you may contact Julie Bachety, Administrative Assistant II at 843-525-7011 or jbachety@cityofbeaufort.org NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): ROBERSINE M. SINGLETON 293 LAUDERDALE ROAD EUTAWVILLE SC 29048 Contract Number: 521308; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 9116, respectively, Barony Beach Club Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated March 8, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at page 526; as amended from time to time, and by reference to that certain plat entitled “As-Built Survey of Barony Beach Club Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059, said plat being dated March 3, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, in Plat Book 69 at Page 65, as may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Barony Beach Club Horizontal Property Regime. AND ALSO, all rights, title, interest and privileges extending to Time-Sharing Interest Number(s) 9116-S-10; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated March 8, 1999, recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at Page 526, as amended from time to time. Lien Book and Page 138/1094 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 1,857.60. You are currently in default under certain provisions of the Master Deed Establishing Barony Beach Club Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on March 11, 1999 in Deed Book 1146 at page 526, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): DAVID H. STEVENS 15335 SOUTH PERRY ROAD LAURELVILLE OH 43135 JUDY E. STEVENS 15335 SOUTH PERRY ROAD LAURELVILLE OH 43135 Contract Number: 1639554; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 9124, respectively, Barony Beach Club Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated March 8, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at page 526; as amended from time to time, and by reference to that certain plat entitled “As-Built Survey of Barony Beach Club Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059, said plat being dated March 3, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, in Plat Book 69 at Page 65, as may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as

DECEMBER 26, 2019 - JANUARY 1, 2020

set forth in the Master Deed and By-Laws of Barony Beach Club Horizontal Property Regime. AND ALSO, all rights, title, interest and privileges extending to Time-Sharing Interest Number(s) 9124-S-51; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated March 8, 1999, recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at Page 526, as amended from time to time. Lien Book and Page 138/1131 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 1,857.60. You are currently in default under certain provisions of the Master Deed Establishing Barony Beach Club Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on March 11, 1999 in Deed Book 1146 at page 526, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): DAVID H. STEVENS 15335 SOUTH PERRY ROAD LAURELVILLE OH 43135 JUDY E. STEVENS 15335 SOUTH PERRY ROAD LAURELVILLE OH 43135 Contract Number: 1639554; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 9124, respectively, Barony Beach Club Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated March 8, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at page 526; as amended from time to time, and by reference to that certain plat entitled “As-Built Survey of Barony Beach Club Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059, said plat being dated March 3, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, in Plat Book 69 at Page 65, as may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Barony Beach Club Horizontal Property Regime. AND ALSO, all rights, title, interest and privileges extending to Time-Sharing Interest Number(s) 9124-S-52; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated March 8, 1999, recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at Page 526, as amended from time to time. Lien Book and Page 138/1129 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 1,857.60. You are currently in default under certain provisions of the Master Deed Establishing Barony Beach Club Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on March 11, 1999 in Deed Book 1146 at page 526, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): HOME HEALTH SOLUTIONS, LLC, A LOUISIANA CORPORATION 12104 NORTH OAK HILLS PKWY BATON ROUGE LA 70810 Contract Number: 2153095; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 9141, respectively, Barony Beach Club Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated March 8, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at page 526; as amended from time to time, and by reference to that certain plat entitled “As-Built Survey of Barony Beach Club Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059, said plat being dated March 3, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, in Plat Book 69 at Page 65, as may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Barony Beach Club Horizontal Property Regime. AND ALSO, all rights, title, interest and privileges extending to Time-Sharing Interest Number(s) 9141-S-48; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated March 8, 1999, recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at Page 526, as amended from time to time. Lien Book and Page 138/1157 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 1,857.60. You are currently in default under certain provisions of the Master Deed Establishing Barony Beach Club Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on March 11, 1999 in Deed Book 1146 at page 526, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of

Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): KENNETH L DUTHLER 4277 MAYBECK DRIVE NE GRAND RAPIDS MI 49525 MYRNA A DUTHLER 4277 MAYBECK DRIVE NE GRAND RAPIDS MI 49525 KERRIE DEVRIES 16992 Landing Drive Spring Lake MI 49456 DANIEL SIEBERN DEVRIES 16992 Landing Drive Spring Lake MI 49456 Contract Number: 10170155; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 9142, respectively, Barony Beach Club Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated March 8, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at page 526; as amended from time to time, and by reference to that certain plat entitled “As-Built Survey of Barony Beach Club Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059, said plat being dated March 3, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, in Plat Book 69 at Page 65, as may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Barony Beach Club Horizontal Property Regime. AND ALSO, all rights, title, interest and privileges extending to Time-Sharing Interest Number(s) 9142-B-04; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated March 8, 1999, recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at Page 526, as amended from time to time. Lien Book and Page 138/1159 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 1,857.60. You are currently in default under certain provisions of the Master Deed Establishing Barony Beach Club Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on March 11, 1999 in Deed Book 1146 at page 526, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): THOMAS GIOVANUCCI 3 SKYVIEW GARDEN ROAD LEBANON NJ 08833 DANA GIOVANUCCI 3 SKYVIEW GARDEN ROAD LEBANON NJ 08833 Contract Number: 5499878; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 9221, respectively, Barony Beach Club Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated March 8, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at page 526; as amended from time to time, and by reference to that certain plat entitled “As-Built Survey of Barony Beach Club Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059, said plat being dated March 3, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, in Plat Book 69 at Page 65, as may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Barony Beach Club Horizontal Property Regime. AND ALSO, all rights, title, interest and privileges extending to Time-Sharing Interest Number(s) 9221-P-29; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated March 8, 1999, recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at Page 526, as amended from time to time. Lien Book and Page 138/1199 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 1,857.60. You are currently in default under certain provisions of the Master Deed Establishing Barony Beach Club Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on March 11, 1999 in Deed Book 1146 at page 526, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial

process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): RANDALL T. DRAIN 3847 N SYDENHAM ST PHILADELPHIA PA 19140-3627 Contract Number: 5472567; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 9242, respectively, Barony Beach Club Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated March 8, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at page 526; as amended from time to time, and by reference to that certain plat entitled “As-Built Survey of Barony Beach Club Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059, said plat being dated March 3, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, in Plat Book 69 at Page 65, as may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Barony Beach Club Horizontal Property Regime. AND ALSO, all rights, title, interest and privileges extending to Time-Sharing Interest Number(s) 9242-P-33; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated March 8, 1999, recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at Page 526, as amended from time to time. Lien Book and Page 138/1060 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 1,910.60. You are currently in default under certain provisions of the Master Deed Establishing Barony Beach Club Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on March 11, 1999 in Deed Book 1146 at page 526, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): DONALD W LYONS 517 COLLIER COURT LEXINGTON KY 40505 Leola M Travis, as Trustee of the Leola M Travis Living Trust Dated November 11, 2008, and any Amendments thereto 7158 Clement Ave Gloucester VA 23061 Contract Number: 4478311; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 9258, respectively, Barony Beach Club Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated March 8, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at page 526; as amended from time to time, and by reference to that certain plat entitled “As-Built Survey of Barony Beach Club Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059, said plat being dated March 3, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, in Plat Book 69 at Page 65, as may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Barony Beach Club Horizontal Property Regime. AND ALSO, all rights, title, interest and privileges extending to Time-Sharing Interest Number(s) 9258-B-50; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated March 8, 1999, recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at Page 526, as amended from time to time. Lien Book and Page 138/1272 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 1,857.60.

You are currently in default under certain provisions of the Master Deed Establishing Barony Beach Club Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on March 11, 1999 in Deed Book 1146 at page 526, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): DIANNE ANDREWS 12104 NORTH OAK HILLS PKWY BATON ROUGE LA 70810 Contract Number: 2065008; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 9345, respectively, Barony Beach Club Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated March 8, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at page 526; as amended from time to time, and by reference to that certain plat entitled “As-Built Survey of Barony Beach Club Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059, said plat being dated March 3, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, in Plat Book 69 at Page 65, as may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Barony Beach Club Horizontal Property Regime. AND ALSO, all rights, title, interest and privileges extending to Time-Sharing Interest Number(s) 9345-S-48; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated March 8, 1999, recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at Page 526, as amended from time to time. Lien Book and Page 138/1609 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 1,857.60. You are currently in default under certain provisions of the Master Deed Establishing Barony Beach Club Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on March 11, 1999 in Deed Book 1146 at page 526, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): GREG K. CARROLL 3701 DAVIS ACADEMY RD RUTLEDGE GA 30663-2706 Contract Number: 2073367; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 9348, respectively, Barony Beach Club Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated March 8, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at page 526; as amended from time to time, and by reference to that certain plat entitled

Publish Your Legal Notice In

“As-Built Survey of Barony Beach Club Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059, said plat being dated March 3, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, in Plat Book 69 at Page 65, as may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Barony Beach Club Horizontal Property Regime. AND ALSO, all rights, title, interest and privileges extending to Time-Sharing Interest Number(s) 9348-B-03; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated March 8, 1999, recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at Page 526, as amended from time to time. Lien Book and Page 138/1617 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 1,857.60. You are currently in default under certain provisions of the Master Deed Establishing Barony Beach Club Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on March 11, 1999 in Deed Book 1146 at page 526, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): BLOWERS WHOLESALE PRODUCTS LLC 131 NE 724TH STREET OLD TOWN FL 32680 Contract Number: 10530568; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 9351, respectively, Barony Beach Club Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated March 8, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at page 526; as amended from time to time, and by reference to that certain plat entitled “As-Built Survey of Barony Beach Club Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059, said plat being dated March 3, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, in Plat Book 69 at Page 65, as may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Barony Beach Club Horizontal Property Regime. AND ALSO, all rights, title, interest and privileges extending to Time-Sharing Interest Number(s) 9351-S-09; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated March 8, 1999, recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at Page 526, as amended from time to time. Lien Book and Page 138/1619 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 1,857.60. You are currently in default under certain provisions of the Master Deed Establishing Barony Beach Club Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on March 11, 1999 in Deed Book 1146 at page 526, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): JOY HANSEN 7946 S SUGAR ST CHEBANSE IL 60922-5191 EDMOND K. IRPS 7946 S SUGAR ST CHEBANSE IL 60922-5191 Contract Number: 1922414; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 9411, respectively, Barony Beach Club Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated March 8, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at page 526; as amended from time to time, and by reference to that certain plat entitled “As-Built Survey of Barony Beach Club Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059, said plat being dated March 3, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, in Plat Book 69 at Page 65, as may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Barony Beach Club Horizontal Property Regime. AND ALSO, all rights, title, interest and privileges extending to Time-Sharing Interest Number(s) 9411-P-23; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated March 8, 1999, recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at Page 526, as amended from time to time. Lien Book and Page 138/1627 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 1,857.60. You are currently in default under certain provisions of the Master Deed Establishing Barony Beach Club Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on March 11, 1999

in Deed Book 1146 at page 526, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): ROBERT CUNIUS 30 PERRY LANE RIDGEFIELD CT 06877 KATHRENE CUNIUS 30 PERRY LANE RIDGEFIELD CT 06877 Contract Number: 4592974; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 9413, respectively, Barony Beach Club Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated March 8, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at page 526; as amended from time to time, and by reference to that certain plat entitled “As-Built Survey of Barony Beach Club Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059, said plat being dated March 3, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, in Plat Book 69 at Page 65, as may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Barony Beach Club Horizontal Property Regime. AND ALSO, all rights, title, interest and privileges extending to Time-Sharing Interest Number(s) 9413-B-02; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated March 8, 1999, recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at Page 526, as amended from time to time. Lien Book and Page 138/1635 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 1,857.60. You are currently in default under certain provisions of the Master Deed Establishing Barony Beach Club Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on March 11, 1999 in Deed Book 1146 at page 526, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): ARTHUR D. DEEKS 39 POC ETAM ROAD RANDOLPH NJ 07869 THERESA DEEKS 39 POC ETAM ROAD RANDOLPH NJ 07869 Contract Number: 2035482; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 9428, respectively, Barony Beach Club Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated March 8, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at page 526; as amended from time to time, and by reference to that certain plat entitled “As-Built Survey of Barony Beach Club Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059, said plat being dated March 3, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, in Plat Book 69 at Page 65, as may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Barony Beach Club Horizontal Property Regime. AND ALSO, all rights, title, interest and privileges extending to Time-Sharing Interest Number(s) 9428-G-42; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated March 8, 1999, recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at Page 526, as amended from time to time. Lien Book and Page 138/1637 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 1,857.60. You are currently in default under certain provisions of the Master Deed Establishing Barony Beach Club Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on March 11, 1999 in Deed Book 1146 at page 526, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment

and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): LINWOOD N. WATSON 1733 38TH ST SE WASHINGTON DC 20020-2329 Contract Number: 29727; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 9443, respectively, Barony Beach Club Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated March 8, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at page 526; as amended from time to time, and by reference to that certain plat entitled “As-Built Survey of Barony Beach Club Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059, said plat being dated March 3, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, in Plat Book 69 at Page 65, as may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Barony Beach Club Horizontal Property Regime. AND ALSO, all rights, title, interest and privileges extending to Time-Sharing Interest Number(s) 9443-S-07; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated March 8, 1999, recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at Page 526, as amended from time to time. Lien Book and Page 138/1649 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 1,857.60. You are currently in default under certain provisions of the Master Deed Establishing Barony Beach Club Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on March 11, 1999 in Deed Book 1146 at page 526, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): F MULERO ENTERPRISES LLC 1443 ORLANDO COURT KISSIMMEE FL 34759 Contract Number: 10687581; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 9446, respectively, Barony Beach Club Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated March 8, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at page 526; as amended from time to time, and by reference to that certain plat entitled “As-Built Survey of Barony Beach Club Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059, said plat being dated March 3, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, in Plat Book 69 at Page 65, as may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Barony Beach Club Horizontal Property Regime. AND ALSO, all rights, title, interest and privileges extending to Time-Sharing Interest Number(s) 9446-S-46; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated March 8, 1999, recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at Page 526, as amended from time to time. Lien Book and Page 138/1657 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 1,857.60. You are currently in default under certain provisions of the Master Deed Establishing Barony Beach Club Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on March 11, 1999 in Deed Book 1146 at page 526, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): STEPHEN L. HOSMER 8452 FOREST CREST CT

LELAND NC 28451 BARBARA B. HOSMER 8452 FOREST CREST CT LELAND NC 28451 Contract Number: 1926491; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 9526, respectively, Barony Beach Club Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated March 8, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at page 526; as amended from time to time, and by reference to that certain plat entitled “As-Built Survey of Barony Beach Club Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059, said plat being dated March 3, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, in Plat Book 69 at Page 65, as may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Barony Beach Club Horizontal Property Regime. AND ALSO, all rights, title, interest and privileges extending to Time-Sharing Interest Number(s) 9526-G-38; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated March 8, 1999, recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at Page 526, as amended from time to time. Lien Book and Page 138/1689 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 1,857.60. You are currently in default under certain provisions of the Master Deed Establishing Barony Beach Club Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on March 11, 1999 in Deed Book 1146 at page 526, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): GRAHAM MISH BUTLER 695 AURORA AVE SAINT PAUL MN 55104-4812 Contract Number: 3424651; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 9637, respectively, Barony Beach Club Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated March 8, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at page 526; as amended from time to time, and by reference to that certain plat entitled “As-Built Survey of Barony Beach Club Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059, said plat being dated March 3, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, in Plat Book 69 at Page 65, as may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Barony Beach Club Horizontal Property Regime. AND ALSO, all rights, title, interest and privileges extending to Time-Sharing Interest Number(s) 9637-P-29; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated March 8, 1999, recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at Page 526, as amended from time to time. Lien Book and Page 138/1292 0.37619047619 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 1,857.60. You are currently in default under certain provisions of the Master Deed Establishing Barony Beach Club Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on March 11, 1999 in Deed Book 1146 at page 526, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): DONALD E. WILLIAMS, TRUSTEE OF THE DONALD E. WILLIAMS TRUST DATED JULY 18, 2003 121 CLAREMONT AVE HARRISONBURG VA 22801 JEAN T. WILLIAMS, AS TRUSTEE OF THE DONALD E. WILLIAMS TRUST DATED JULY 18, 2003 121 CLAREMONT AVE HARRISONBURG VA 22801 JEAN T. WILLIAMS, TRUSTEE OF THE JEAN T. WILLIAMS TRUST DATED JULY 18, 2003 121 CLAREMONT AVE HARRISONBURG VA 22801 DONALD E. WILLIAMS, TRUSTEE OF THE JEAN T. WILLIAMS TRUST DATED JULY 18, 2003 121 CLAREMONT AVE HARRISONBURG VA 22801 Contract Number: 8085945; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 9638, respectively, Barony Beach Club Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated March 8, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at page 526; as amended from time to time, and by reference to that certain plat entitled

“As-Built Survey of Barony Beach Club Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059, said plat being dated March 3, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, in Plat Book 69 at Page 65, as may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Barony Beach Club Horizontal Property Regime. AND ALSO, all rights, title, interest and privileges extending to Time-Sharing Interest Number(s) 9638-B-02; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated March 8, 1999, recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at Page 526, as amended from time to time. Lien Book and Page 138/1294 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 1,857.60. You are currently in default under certain provisions of the Master Deed Establishing Barony Beach Club Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on March 11, 1999 in Deed Book 1146 at page 526, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): VERNA L. LOPEY 1147 BERKELEY RD AVONDALE ESTATES GA 30002-1515 Contract Number: 14354; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 9654, respectively, Barony Beach Club Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated March 8, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at page 526; as amended from time to time, and by reference to that certain plat entitled “As-Built Survey of Barony Beach Club Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059, said plat being dated March 3, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, in Plat Book 69 at Page 65, as may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Barony Beach Club Horizontal Property Regime. AND ALSO, all rights, title, interest and privileges extending to Time-Sharing Interest Number(s) 9654-P-22; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated March 8, 1999, recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at Page 526, as amended from time to time. Lien Book and Page 138/1747 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 1,857.60. You are currently in default under certain provisions of the Master Deed Establishing Barony Beach Club Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on March 11, 1999 in Deed Book 1146 at page 526, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): DONALD E. WILLIAMS, TRUSTEE OF THE DONALD E. WILLIAMS TRUST DATED JULY 18, 2003 121 CLAREMONT AVE HARRISONBURG VA 22801 JEAN T. WILLIAMS, AS TRUSTEE OF THE DONALD E. WILLIAMS TRUST DATED JULY 18, 2003 121 CLAREMONT AVE HARRISONBURG VA 22801 JEAN T. WILLIAMS, TRUSTEE OF THE JEAN T. WILLIAMS TRUST DATED JULY 18, 2003 121 CLAREMONT AVE HARRISONBURG VA 22801 DONALD E. WILLIAMS, TRUSTEE OF THE JEAN T. WILLIAMS TRUST DATED JULY 18, 2003 121 CLAREMONT AVE HARRISONBURG VA 22801 Contract Number: 8085945; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 9659, respectively, Barony Beach Club Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated March 8, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at page 526; as amended from time to time, and by reference to that certain plat entitled “As-Built Survey of Barony Beach Club Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059, said plat being dated March 3, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, in Plat Book 69 at Page 65, as may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Barony Beach Club Horizontal Property Regime. AND ALSO, all rights, title, interest and privileges extending to Time-Sharing Interest Number(s) 9659-B-04; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated March 8, 1999, recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at Page 526,

as amended from time to time. Lien Book and Page 138/1753 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 1,857.60. You are currently in default under certain provisions of the Master Deed Establishing Barony Beach Club Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on March 11, 1999 in Deed Book 1146 at page 526, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): TIMOTHY MCGUIRE WATSON PO BOX 21559 HILTON HEAD ISLAND SC 29925 Contract Number: 10716393; Junior Lienholder: State of South Carolina c/o South Carolina Attorney General, PO Box 11549, Columbia, SC 29211 South Carolina Attorney General Rembert Dennis Building 1000 Assembly Street Room 519 Columbia SC 29201 the following described property: An undivided 1/51 fractional interest in Unit No. 3928, Harbour Club Horizontal Property Regime, lying, situate and being in Sea Pines Plantation, on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed of Marriott Ownership Resorts, Inc., establishing the said Horizontal Property Act, said Master Deed being dated February 20, 1990, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina on March 8, 1990 in Deed Book 547 at Page 1082, and by reference to that certain plat entitled As-Built Survey of Harbour Club Horizontal Property Regime, said plat prepared by Surveying Consultants of Hilton Head Island, Inc., said plat being dated February 27, 1990 and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, in Plat Book 38 at Page 51. And also, all rights, privileges, easements, and common areas appertaining to the above described property as set forth in the Master Deed and By-Laws of the Harbour Club Horizontal Property Regime. And also, all right, title, interest and privileges extending to the Owner Use Period 16, as contained in that certain Supplemental Declaration of Multiple Ownership Rights, Restrictions, Affirmative Obligations and Conditions for Floating Time (hereinafter referred to as Supplemental Declaration), which is attached as Exhibit H to the above-reference Master Deed. Lien Book and Page 138/1073 ; Total Amount Presently Delinquent, not including attorney’s fees: $1659.59; You are currently in default under certain provisions of the Master Deed Establishing Harbour Club Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on March 8, 1990 in Deed Book 547 at Page 1082, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure th u h nw h h m w hn h n h h n uw n u n n h m h h u h n nu u u H w un h n nu u uw n u fi n u mn n h n n n h u m h u n m h n nu u n u fi n h m un h n n um h u m h h u h h n nu u u n u u u m h n h u h h u An n mu m nw n n h u h n h h m u mu h n u n n n u u n h w n n n u u n h u m u n um u fi n u m n n n h n n h u m h u n m h u u n u fi n h m un h n n u h m u m u n m n u mn h n n nu h nh n h u u n h u fin h h m n u fi u h w u n n uh h h u u u n m h u m h mn u n mn mn u n n n nu h nh n u n u n n n n n n nw h h u m w D w m w & D N NO O D AU AND N N O Nm n A Own ANG O A O 18 R DD NG ON RD 137 HAR AN K 40831 n Num 10669090 h wn O H

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foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): DANIEL W GRENIEWICKI 1105 SADDLEBROOD ROAD IRONDALE AL 35210-4270 Contract Number: 28227; the following described property: An undivided One and ninety-nine hundreths (1.99%) percent interest in all that certain piece, parcel or apartment and improvements, situate, lying and being in Shelter Cove on Hilton Head Island, Beaufort County, South Carolina, and being known as Apartment 212, Harbour Pointe Horizontal Property Regime, Phase 1, and being more particularly shown and described by reference to the Master Deed of Harbour Pointe Company, a South Carolina General Partnership, establishing said Horizontal Property Regime pursuant to the South Carolina Horizontal Property Act, said Master Deed being dated the 21st day of February, 1983, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina in Deed Book 364 at Page 869, and Plat Book 31 at Page 59, as amended by First Amendment to Master Deed recorded in Deed Book 390 at Page 1222, and Plat Book 32 at Page 25, and as amended by Second Amendment to Master Deed recorded in Deed Book 400 at Page 219; and as further amended by Third Amendment to Master Deed dated April 29, 1988 and recorded in Deed Book 501 at Page 1701 and Plat Book 35 at Page 168, and by Fourth Amendment to Master Deed recorded in Deed Book 536 at Page 2738 and all amendments thereto. AND ALSO, all of the rights, privileges, and common areas appertaining to the above described Apartment as set forth in the Master Deed, Amendments to Master Deed and By-Laws of Harbour Pointe Horizontal Property Regime, Phase 4 and all amendments thereto. ALSO, all right, title, interest and privileges extending to Owner Use Period 13, contained in that certain Declaration of Multiple Ownership Rights, Restrictions, Affirmative Obligations, Conditions, Etc. of Apartment 212, said Declaration being attached as an exhibit to the aforementioned Third Amendment to the Master Deed. Lien Book and Page 138/1342 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 1,718.27. You are currently in default under certain provisions of the Master Deed Establishing Harbour Pointe Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on February 21, 1983 in Deed Book 364 at Page 869, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): CHARLES M BUTLER 6070 COURT STREET RD # 1 SYRACUSE NY 13206-1711 Contract Number: 10658514; the following described property: An undivided One and ninety-nine hundreths (1.99%) percent interest in all that certain piece, parcel or apartment and improvements, situate, lying and being in Shelter Cove on Hilton Head Island, Beaufort County, South Carolina, and being known as Apartment 221, Harbour Pointe Horizontal Property Regime, Phase 3, and being more particularly shown and described by reference to the Master Deed of Harbour Pointe Company, a South Carolina General Partnership, establishing said Horizontal Property Regime pursuant to the South Carolina Horizontal Property Act, said Master Deed being dated the 21st day of February, 1983, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina in Deed Book 364 at Page 869, and Plat Book 31 at Page 59, as amended by First Amendment to Master Deed recorded in Deed Book 390 at Page 1222, and Plat Book 32 at Page 25, and as amended by Second Amendment to Master Deed recorded in Deed Book 400 at Page 219; and as further amended by Third Amendment to Master Deed dated April 29, 1988 and recorded in Deed Book 501 at Page 1701 and Plat Book 35 at Page 168, and by Fourth Amendment to Master Deed recorded in Deed Book 536 at Page 2738 and all amendments thereto. AND ALSO, all of the rights, privileges, and common areas appertaining to the above described Apartment as set forth in the Master Deed, Amendments to Master Deed and By-Laws of Harbour Pointe Horizontal Property Regime, Phase 4 and all amendments thereto. ALSO, all right, title, interest and privileges extending to Owner Use Period 16, contained in that certain Declaration of Multiple Ownership Rights, Restrictions, Affirmative Obligations, Conditions, Etc. of Apartment 221, said Declaration being attached as an exhibit to the aforementioned Third Amendment to the Master Deed. Lien Book and Page 138/1352 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 1,718.27. You are currently in default under certain provisions of the Master Deed Establishing Harbour Pointe Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on February 21, 1983 in Deed Book 364 at Page 869, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your

objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): CURTIS MOORE 148 MIDLAND BOULEVARD MAPLEWOOD NJ 07040 BETTY A MOORE 148 MIDLAND BOULEVARD MAPLEWOOD NJ 07040 Contract Number: 25592; the following described property: An undivided One and ninety-nine hundreths (1.99%) percent interest in all that certain piece, parcel or apartment and improvements, situate, lying and being in Shelter Cove on Hilton Head Island, Beaufort County, South Carolina, and being known as Apartment 313, Harbour Pointe Horizontal Property Regime, Phase 1, and being more particularly shown and described by reference to the Master Deed of Harbour Pointe Company, a South Carolina General Partnership, establishing said Horizontal Property Regime pursuant to the South Carolina Horizontal Property Act, said Master Deed being dated the 21st day of February, 1983, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina in Deed Book 364 at Page 869, and Plat Book 31 at Page 59, as amended by First Amendment to Master Deed recorded in Deed Book 390 at Page 1222, and Plat Book 32 at Page 25, and as amended by Second Amendment to Master Deed recorded in Deed Book 400 at Page 219; and as further amended by Third Amendment to Master Deed dated April 29, 1988 and recorded in Deed Book 501 at Page 1701 and Plat Book 35 at Page 168, and by Fourth Amendment to Master Deed recorded in Deed Book 536 at Page 2738 and all amendments thereto. AND ALSO, all of the rights, privileges, and common areas appertaining to the above described Apartment as set forth in the Master Deed, Amendments to Master Deed and By-Laws of Harbour Pointe Horizontal Property Regime, Phase 4 and all amendments thereto. ALSO, all right, title, interest and privileges extending to Owner Use Period 31, contained in that certain Declaration of Multiple Ownership Rights, Restrictions, Affirmative Obligations, Conditions, Etc. of Apartment 313, said Declaration being attached as an exhibit to the aforementioned Third Amendment to the Master Deed. Lien Book and Page 138/1362 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 1,717.80. You are currently in default under certain provisions of the Master Deed Establishing Harbour Pointe Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on February 21, 1983 in Deed Book 364 at Page 869, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): SIMEON N. TUDOR 219 N 7TH ST. 1ST FLOOR NEWARK NJ 07107-1670 Contract Number: 2612903; the following described property: An undivided One and ninety-nine hundreths (1.99%) percent interest in all that certain piece, parcel or apartment and improvements, situate, lying and being in Shelter Cove on Hilton Head Island, Beaufort County, South Carolina, and being known as Apartment 316, Harbour Pointe Horizontal Property Regime, Phase 2, and being more particularly shown and described by reference to the Master Deed of Harbour Pointe Company, a South Carolina General Partnership, establishing said Horizontal Property Regime pursuant to the South Carolina Horizontal Property Act, said Master Deed being dated the 21st day of February, 1983, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina in Deed Book 364 at Page 869, and Plat Book 31 at Page 59, as amended by First Amendment to Master Deed recorded in Deed Book 390 at Page 1222, and Plat Book 32 at Page 25, and as amended by Second Amendment to Master Deed recorded in Deed Book 400 at Page 219; and as further amended by Third Amendment to Master Deed dated April 29, 1988 and recorded in Deed Book 501 at Page 1701 and Plat Book 35 at Page 168, and by Fourth Amendment to Master Deed recorded in Deed Book 536 at Page 2738 and all amendments thereto. AND ALSO, all of the rights, privileges, and common areas appertaining to the above described Apartment as set forth in the Master Deed, Amendments to Master Deed and By-Laws of Harbour Pointe Horizontal Property Regime, Phase 4 and all amendments thereto. ALSO, all right, title, interest and privileges extending to Owner Use Period 44, contained in that certain Declaration of Multiple Ownership Rights, Restrictions, Affirmative Obligations, Conditions, Etc. of Apartment 316, said Declaration being attached as an exhibit to the aforementioned Third Amendment to the Master Deed. Lien Book and Page 138/1366 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 1,718.27. You are currently in default under certain provisions of the Master Deed Establishing Harbour Pointe Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on February 21, 1983 in Deed Book 364 at Page 869, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan

DECEMBER 26, 2019 - JANUARY 1, 2020

payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): KAREN E WHITE 25 ORCHARD PLACE POUGHKEEPSIE NY 12601 Contract Number: 8078788; the following described property: An undivided One and ninety-nine hundreths (1.99%) percent interest in all that certain piece, parcel or apartment and improvements, situate, lying and being in Shelter Cove on Hilton Head Island, Beaufort County, South Carolina, and being known as Apartment 416, Harbour Pointe Horizontal Property Regime, Phase 2, and being more particularly shown and described by reference to the Master Deed of Harbour Pointe Company, a South Carolina General Partnership, establishing said Horizontal Property Regime pursuant to the South Carolina Horizontal Property Act, said Master Deed being dated the 21st day of February, 1983, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina in Deed Book 364 at Page 869, and Plat Book 31 at Page 59, as amended by First Amendment to Master Deed recorded in Deed Book 390 at Page 1222, and Plat Book 32 at Page 25, and as amended by Second Amendment to Master Deed recorded in Deed Book 400 at Page 219; and as further amended by Third Amendment to Master Deed dated April 29, 1988 and recorded in Deed Book 501 at Page 1701 and Plat Book 35 at Page 168, and by Fourth Amendment to Master Deed recorded in Deed Book 536 at Page 2738 and all amendments thereto. AND ALSO, all of the rights, privileges, and common areas appertaining to the above described Apartment as set forth in the Master Deed, Amendments to Master Deed and By-Laws of Harbour Pointe Horizontal Property Regime, Phase 4 and all amendments thereto. ALSO, all right, title, interest and privileges extending to Owner Use Period 35, contained in that certain Declaration of Multiple Ownership Rights, Restrictions, Affirmative Obligations, Conditions, Etc. of Apartment 416, said Declaration being attached as an exhibit to the aforementioned Third Amendment to the Master Deed. Lien Book and Page 138/1394 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 1,718.27. You are currently in default under certain provisions of the Master Deed Establishing Harbour Pointe Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on February 21, 1983 in Deed Book 364 at Page 869, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): ROBERT R DUNLAP PO BOX 3904 CROFTON MD 21114-3904 PATRICIA W DUNLAP PO BOX 3904 CROFTON MD 21114-3904 Contract Number: 27419; the following described property: An undivided One and ninety-nine hundreths (1.99%) percent interest in all that certain piece, parcel or apartment and improvements, situate, lying and being in Shelter Cove on Hilton Head Island, Beaufort County, South Carolina, and being known as Apartment 421, Harbour Pointe Horizontal Property Regime, Phase 3, and being more particularly shown and described by reference to the Master Deed of Harbour Pointe Company, a South Carolina General Partnership, establishing said Horizontal Property Regime pursuant to the South Carolina Horizontal Property Act, said Master Deed being dated the 21st day of February, 1983, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina in Deed Book 364 at Page 869, and Plat Book 31 at Page 59, as amended by First Amendment to Master Deed recorded in Deed Book 390 at Page 1222, and Plat Book 32 at Page 25, and as amended by Second Amendment to Master Deed recorded in Deed Book 400 at Page 219; and as further amended by Third Amendment to Master Deed dated April 29, 1988 and recorded in Deed Book 501 at Page 1701 and Plat Book 35 at Page 168, and by Fourth Amendment to Master Deed recorded in Deed Book 536 at Page 2738 and all amendments thereto. AND ALSO, all of the rights, privileges, and common areas appertaining to the above described Apartment as set forth in the Master Deed, Amendments to Master Deed and By-Laws of Harbour Pointe Horizontal Property Regime, Phase 4 and all amendments thereto. ALSO, all right, title, interest and privileges extending to Owner Use Period 37, contained in that certain Declaration of Multiple Ownership Rights, Restrictions, Affirmative Obligations, Conditions, Etc. of Apartment 421, said Declaration being attached as an exhibit to the aforementioned Third Amendment to the Master Deed. Lien Book and Page 138/1404 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 1,718.27. You are currently in default under certain provisions of the Master Deed Establishing Harbour Pointe Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on February 21, 1983 in Deed Book 364 at Page 869, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT

AND INTENT TO SELL Name and Address of Owner(s): ALFRED BRUNI 18555 E SMOKY HILL RD #462075 AURORA CO 80046 Contract Number: 10668927; the following described property: An undivided One and ninety-nine hundreths (1.99%) percent interest in all that certain piece, parcel or apartment and improvements, situate, lying and being in Shelter Cove on Hilton Head Island, Beaufort County, South Carolina, and being known as Apartment 513, Harbour Pointe Horizontal Property Regime, Phase 1, and being more particularly shown and described by reference to the Master Deed of Harbour Pointe Company, a South Carolina General Partnership, establishing said Horizontal Property Regime pursuant to the South Carolina Horizontal Property Act, said Master Deed being dated the 21st day of February, 1983, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina in Deed Book 364 at Page 869, and Plat Book 31 at Page 59, as amended by First Amendment to Master Deed recorded in Deed Book 390 at Page 1222, and Plat Book 32 at Page 25, and as amended by Second Amendment to Master Deed recorded in Deed Book 400 at Page 219; and as further amended by Third Amendment to Master Deed dated April 29, 1988 and recorded in Deed Book 501 at Page 1701 and Plat Book 35 at Page 168, and by Fourth Amendment to Master Deed recorded in Deed Book 536 at Page 2738 and all amendments thereto. AND ALSO, all of the rights, privileges, and common areas appertaining to the above described Apartment as set forth in the Master Deed, Amendments to Master Deed and By-Laws of Harbour Pointe Horizontal Property Regime, Phase 4 and all amendments thereto. ALSO, all right, title, interest and privileges extending to Owner Use Period 5, contained in that certain Declaration of Multiple Ownership Rights, Restrictions, Affirmative Obligations, Conditions, Etc. of Apartment 513, said Declaration being attached as an exhibit to the aforementioned Third Amendment to the Master Deed. Lien Book and Page 138/1414 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 1,718.27. You are currently in default under certain provisions of the Master Deed Establishing Harbour Pointe Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on February 21, 1983 in Deed Book 364 at Page 869, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): J.K. LEGLEU 5445 GOVERNMENT STREET APT#306 BATON ROUGE LA 70806 TERESA LEGLEU 5445 GOVERNMENT STREET APT#306 BATON ROUGE LA 70806 Contract Number: 1248275; the following described property: An undivided One and ninety-nine hundreths (1.99%) percent interest in all that certain piece, parcel or apartment and improvements, situate, lying and being in Shelter Cove on Hilton Head Island, Beaufort County, South Carolina, and being known as Apartment 518, Harbour Pointe Horizontal Property Regime, Phase 2, and being more particularly shown and described by reference to the Master Deed of Harbour Pointe Company, a South Carolina General Partnership, establishing said Horizontal Property Regime pursuant to the South Carolina Horizontal Property Act, said Master Deed being dated the 21st day of February, 1983, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina in Deed Book 364 at Page 869, and Plat Book 31 at Page 59, as amended by First Amendment to Master Deed recorded in Deed Book 390 at Page 1222, and Plat Book 32 at Page 25, and as amended by Second Amendment to Master Deed recorded in Deed Book 400 at Page 219; and as further amended by Third Amendment to Master Deed dated April 29, 1988 and recorded in Deed Book 501 at Page 1701 and Plat Book 35 at Page 168, and by Fourth Amendment to Master Deed recorded in Deed Book 536 at Page 2738 and all amendments thereto. AND ALSO, all of the rights, privileges, and common areas appertaining to the above described Apartment as set forth in the Master Deed, Amendments to Master Deed and By-Laws of Harbour Pointe Horizontal Property Regime, Phase 4 and all amendments thereto. ALSO, all right, title, interest and privileges extending to Owner Use Period 42, contained in that certain Declaration of Multiple Ownership Rights, Restrictions, Affirmative Obligations, Conditions, Etc. of Apartment 518, said Declaration being attached as an exhibit to the aforementioned Third Amendment to the Master Deed. Lien Book and Page 138/1428 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 1,718.27. You are currently in default under certain provisions of the Master Deed Establishing Harbour Pointe Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on February 21, 1983 in Deed Book 364 at Page 869, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): RICHARD FALTZ 17605 CLAGGETT LANDING RD UPPER MARLBORO MD 20774-8907 (Obligors) Contract number 3927699 the following described property: An undivided two (2%) percent interest in that certain condominium unit, lying, situate and being in Sea Pines Plantation on Hilton Head Island, Beaufort County, South Carolina, and being known as Unit No. 3111, Heritage Club Horizontal Property Regime, and being more particularly shown and described by reference to the Master Deed of Marriott Own-

ership Resorts, Inc., establishing the said Horizontal Property Regime, said Master Deed being dated September 26, 1988, and recorded in the Beaufort County Records, on September 26, 1988 in Deed Book 511 at Page 933, and by reference to that certain plat entitled “As-Built Plat of Heritage Club”, a section of Harbour Town, Sea Pines Plantation said plat prepared by Surveying Consultants of Hilton Head Island, Inc., Terry G. Hatchell, S.C.R.L.S. # 11059 said plat being dated the 16th day of September, 1988, and recorded in the Beaufort County Records, in Plat Book 35 at Page 257 on September 26, 1988. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above described condominium Unit as set forth in the Master Deed and By-Laws of Heritage Club Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Owner Use Period 27, as contained in that certain Supplemental Declaration of Multiple Ownership Rights, Restrictions, Affirmative Obligations and Conditions for Floating Time for said foregoing Unit(s) in Heritage Club Horizontal Property Regime, said Supplemental Declaration being attached as Exhibit “H” to the aforementioned Master Deed. Lien Book and Page 138/1187 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,257.74 You are currently in default under certain provisions of the Master Deed Establishing Heritage Club Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on September 26, 1988 in Deed Book 511 at Page 933, as amended, lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): JOHN R. O’DONNELL 9 DEERFIELD COURT PORT JEFFERSON NY 11777 SUSAN E. O’DONNELL 9 DEERFIELD COURT PORT JEFFERSON NY 11777 (Obligors) Contract number 546734 the following described property: An undivided two (2%) percent interest in that certain condominium unit, lying, situate and being in Sea Pines Plantation on Hilton Head Island, Beaufort County, South Carolina, and being known as Unit No. 3125, Heritage Club Horizontal Property Regime, and being more particularly shown and described by reference to the Master Deed of Marriott Ownership Resorts, Inc., establishing the said Horizontal Property Regime, said Master Deed being dated September 26, 1988, and recorded in the Beaufort County Records, on September 26, 1988 in Deed Book 511 at Page 933, and by reference to that certain plat entitled “As-Built Plat of Heritage Club”, a section of Harbour Town, Sea Pines Plantation said plat prepared by Surveying Consultants of Hilton Head Island, Inc., Terry G. Hatchell, S.C.R.L.S. # 11059 said plat being dated the 16th day of September, 1988, and recorded in the Beaufort County Records, in Plat Book 35 at Page 257 on September 26, 1988. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above described condominium Unit as set forth in the Master Deed and By-Laws of Heritage Club Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Owner Use Period 17, as contained in that certain Supplemental Declaration of Multiple Ownership Rights, Restrictions, Affirmative Obligations and Conditions for Floating Time for said foregoing Unit(s) in Heritage Club Horizontal Property Regime, said Supplemental Declaration being attached as Exhibit “H” to the aforementioned Master Deed. Lien Book and Page 138/1232 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,257.74 You are currently in default under certain provisions of the Master Deed Establishing Heritage Club Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on September 26, 1988 in Deed Book 511 at Page 933, as amended, lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): TATIANA SUVALIAN 1149 KING MARK DRIVE LEWISVILLE TX 75056 (Obligors) Contract Number: 10489461; the following described property: Together with a remainder over in fee simple absolute as tenants in common with the other owners of all the unit weeks in the hereafter described Condominium Unit in that percentage interest determined and established by the aforesaid Declaration of Interval Ownership, Rights, Restrictions, Affirmative Obligations, Conditions, Etc. for the following described real estate located in the County of Beaufort, State of South Carolina as follows: UNIT WEEK 46 in UNIT NO 3535, in Monarch at Sea Pines, Horizontal Property Regime XXV, Phase III, according to the Master Deed of American Resort Properties, Inc., dated May 18, 1982, as recorded in the Beaufort County Records in Deed Book 347 at Page 346, et seq. and as amended by Annexation Declaration of Phase III. Lien Book and Page 139/89; Total Amount Presently Delinquent, not including attorney’s fees: $ 1,909.70. You are currently in default under certain provisions of the Master Deed Establishing Monarch at Sea Pines, Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina in Deed Book 347 at Page 346, et seq. and as amended, and lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your

interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): BARBARA REID-JACKSON 2 AUTUMN LEAF NEWNAN GA 30265 Howard Jackson 2 AUTUMN LEAF NEWNAN GA 30265 (Obligors) Contract Number: 10168636; the following described property: Together with a remainder over in fee simple absolute as tenants in common with the other owners of all the unit weeks in the hereafter described Condominium Unit in that percentage interest determined and established by the aforesaid Declaration of Interval Ownership, Rights, Restrictions, Affirmative Obligations, Conditions, Etc. for the following described real estate located in the County of Beaufort, State of South Carolina as follows: UNIT WEEK 10 in UNIT NO 3545, in Monarch at Sea Pines, Horizontal Property Regime XXV, Phase IV, according to the Master Deed of American Resort Properties, Inc., dated May 18, 1982, as recorded in the Beaufort County Records in Deed Book 347 at Page 346, et seq. and as amended by Annexation Declaration of Phase IV. Lien Book and Page 139/105; Total Amount Presently Delinquent, not including attorney’s fees: $ 1,909.70. You are currently in default under certain provisions of the Master Deed Establishing Monarch at Sea Pines, Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina in Deed Book 347 at Page 346, et seq. and as amended, and lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections o n uh h h u u u n m h u m h mn u n mn mn u n n n nu h nh n u n u n n n n n n nw h h u m w D w m w & D N NO O D AU AND N N O Nm n A Own G m n 1778 227 h u OH 44117 O n Num 10575733 h wn w m m mm w w w m mU m D Ow m O UN W H M D

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Affirmative Obligations, Conditions, Etc. for the following described real estate located in the County of Beaufort, State of South Carolina as follows: UNIT WEEK 39 in UNIT NO 3614, in Monarch at Sea Pines, Horizontal Property Regime XXV, Phase VI, according to the Master Deed of American Resort Properties, Inc., dated May 18, 1982, as recorded in the Beaufort County Records in Deed Book 347 at Page 346, et seq. and as amended by Annexation Declaration of Phase VI. Lien Book and Page 139/117 142/823 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 1,909.70. You are currently in default under certain provisions of the Master Deed Establishing Monarch at Sea Pines, Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina in Deed Book 347 at Page 346, et seq. and as amended, and lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): BRIAN HARKINS 24 JESSICA DR NASHUA NH 03060-4276 (Obligors) Contract Number: 10682246; the following described property: Together with a remainder over in fee simple absolute as tenants in common with the other owners of all the unit weeks in the hereafter described Condominium Unit in that percentage interest determined and established by the aforesaid Declaration of Interval Ownership, Rights, Restrictions, Affirmative Obligations, Conditions, Etc. for the following described real estate located in the County of Beaufort, State of South Carolina as follows: UNIT WEEK 44 in UNIT NO 3622, in Monarch at Sea Pines, Horizontal Property Regime XXV, Phase VII, according to the Master Deed of American Resort Properties, Inc., dated May 18, 1982, as recorded in the Beaufort County Records in Deed Book 347 at Page 346, et seq. and as amended by Annexation Declaration of Phase VII. Lien Book and Page 139/123; Total Amount Presently Delinquent, not including attorney’s fees: $ 1,909.70. You are currently in default under certain provisions of the Master Deed Establishing Monarch at Sea Pines, Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina in Deed Book 347 at Page 346, et seq. and as amended, and lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): DAVID HOROWITZ aka David H Horowitz 219 BROOK HOLLOW RD NASHVILLE TN 37205-3503 Shirley D Horowitz 219 BROOK HOLLOW RD NASHVILLE TN 37205-3503 (Obligors) Contract Number: 14430; the following described property: Together with a remainder over in fee simple absolute as tenants in common with the other owners of all the unit weeks in the hereafter described Condominium Unit in that percentage interest determined and established by the aforesaid Declaration of Interval Ownership, Rights, Restrictions, Affirmative Obligations, Conditions, Etc. for the following described real estate located in the County of Beaufort, State of South Carolina as follows: UNIT WEEK 38 in UNIT NO 3635, in Monarch at Sea Pines, Horizontal Property Regime XXV, Phase VIII, according to the Master Deed of American Resort Properties, Inc., dated May 18, 1982, as recorded in the Beaufort County Records in Deed Book 347 at Page 346, et seq. and as amended by Annexation Declaration of Phase VIII. Lien Book and Page 139/147; Total Amount Presently Delinquent, not including attorney’s fees: $ 1,909.70. You are currently in default under certain provisions of the Master Deed Establishing Monarch at Sea Pines, Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina in Deed Book 347 at Page 346, et seq. and as amended, and lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan

payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): NORBERT E CUMMINGS, JR aka Norbert E Cummings P.O. BOX 1318 SUMMERVILLE SC 29484 ELLEN C CUMMINGS P.O. BOX 1318 SUMMERVILLE SC 29484 (Obligors) Contract Number: 19423; the following described property: Together with a remainder over in fee simple absolute as tenants in common with the other owners of all the unit weeks in the hereafter described Condominium Unit in that percentage interest determined and established by the aforesaid Declaration of Interval Ownership, Rights, Restrictions, Affirmative Obligations, Conditions, Etc. for the following described real estate located in the County of Beaufort, State of South Carolina as follows: UNIT WEEK 25 in UNIT NO 3642, in Monarch at Sea Pines, Horizontal Property Regime XXV, Phase IX, according to the Master Deed of American Resort Properties, Inc., dated May 18, 1982, as recorded in the Beaufort County Records in Deed Book 347 at Page 346, et seq. and as amended by Annexation Declaration of Phase IX. Lien Book and Page 139/155; Total Amount Presently Delinquent, not including attorney’s fees: $ 1,909.70. You are currently in default under certain provisions of the Master Deed Establishing Monarch at Sea Pines, Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina in Deed Book 347 at Page 346, et seq. and as amended, and lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): RAINER M E ENGEL 4 HUNT CLUB CT PHOENIX MD 21131-1119 DOROTHY E ENGEL 4 HUNT CLUB CT PHOENIX MD 21131-1119 (Obligors) Contract Number: 999; the following described property: Together with a remainder over in fee simple absolute as tenants in common with the other owners of all the unit weeks in the hereafter described Condominium Unit in that percentage interest determined and established by the aforesaid Declaration of Interval Ownership, Rights, Restrictions, Affirmative Obligations, Conditions, Etc. for the following described real estate located in the County of Beaufort, State of South Carolina as follows: UNIT WEEK 34 in UNIT NO 3651, in Monarch at Sea Pines, Horizontal Property Regime XXV, Phase X, according to the Master Deed of American Resort Properties, Inc., dated May 18, 1982, as recorded in the Beaufort County Records in Deed Book 347 at Page 346, et seq. and as amended by Annexation Declaration of Phase X. Lien Book and Page 139/157; Total Amount Presently Delinquent, not including attorney’s fees: $ 1,909.70. You are currently in default under certain provisions of the Master Deed Establishing Monarch at Sea Pines, Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina in Deed Book 347 at Page 346, et seq. and as amended, and lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): MARY L VANNETTE, Trustee under Declaration Trust dated 3-18-92 15 RUBY DRIVE HENDERSONVILLE NC 28792 ROY E VANNETTE, Trustee under Declaration Trust dated 3-18-92 15 RUBY DRIVE HENDERSONVILLE NC 28792 (Obligors) Contract Number: 647344; the following described property: Together with a remainder over in fee simple absolute as tenants in common with the other owners of all the unit weeks in the hereafter described Condominium Unit in that percentage interest determined and established by the aforesaid Declaration of Interval Ownership, Rights, Restrictions, Affirmative Obligations, Conditions, Etc. for the following described real estate located in the County of Beaufort, State of South Carolina as follows: UNIT WEEK 11 in UNIT NO 3721, in Monarch at Sea Pines, Horizontal Property Regime XXV, Phase XII, according to the Master Deed of American Resort Properties, Inc., dated May 18, 1982, as recorded in the Beaufort County Records in Deed Book 347 at Page 346, et seq. and as amended by Annexation Declaration of Phase XII. Lien Book and Page 139/197; Total Amount Presently Delinquent, not including attorney’s fees: $ 1,909.70. You are currently in default under certain provisions of the Master Deed Establishing Monarch at Sea Pines, Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina in Deed Book 347 at Page 346, et seq. and as amended, and lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar

days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): DEBORAH M EVANS PO BOX 34731 WASHINGTON DC 20043 (Obligors) Contract Number: 9527; the following described property: Together with a remainder over in fee simple absolute as tenants in common with the other owners of all the unit weeks in the hereafter described Condominium Unit in that percentage interest determined and established by the aforesaid Declaration of Interval Ownership, Rights, Restrictions, Affirmative Obligations, Conditions, Etc. for the following described real estate located in the County of Beaufort, State of South Carolina as follows: UNIT WEEK 13 in UNIT NO 3724, in Monarch at Sea Pines, Horizontal Property Regime XXV, Phase XII, according to the Master Deed of American Resort Properties, Inc., dated May 18, 1982, as recorded in the Beaufort County Records in Deed Book 347 at Page 346, et seq. and as amended by Annexation Declaration of Phase XII. Lien Book and Page 139/193; Total Amount Presently Delinquent, not including attorney’s fees: $ 1,909.70. You are currently in default under certain provisions of the Master Deed Establishing Monarch at Sea Pines, Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina in Deed Book 347 at Page 346, et seq. and as amended, and lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): LAWRENCE W WRIGHT 24 SKYLINE DRIVE NEW CASTLE DE 19720-2940 MARY L WRIGHT 24 SKYLINE DRIVE NEW CASTLE DE 19720-2940 (Obligors) Contract Number: 7147; the following described property: Together with a remainder over in fee simple absolute as tenants in common with the other owners of all the unit weeks in the hereafter described Condominium Unit in that percentage interest determined and established by the aforesaid Declaration of Interval Ownership, Rights, Restrictions, Affirmative Obligations, Conditions, Etc. for the following described real estate located in the County of Beaufort, State of South Carolina as follows: UNIT WEEK 42 in UNIT NO 3726, in Monarch at Sea Pines, Horizontal Property Regime XXV, Phase XII, according to the Master Deed of American Resort Properties, Inc., dated May 18, 1982, as recorded in the Beaufort County Records in Deed Book 347 at Page 346, et seq. and as amended by Annexation Declaration of Phase XII. Lien Book and Page 139/201; Total Amount Presently Delinquent, not including attorney’s fees: $ 1,072.33. You are currently in default under certain provisions of the Master Deed Establishing Monarch at Sea Pines, Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina in Deed Book 347 at Page 346, et seq. and as amended, and lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): DELBERT LEE PHILLIPS, III 6 CYPRESS POINT LANE HOLIDAY ISLAND AR 72631 (Obligors) Contract Number: 9504705; the following described property: Together with a remainder over in fee simple absolute as tenants in common with the other owners of all the unit weeks in the hereafter described Condominium Unit in that percentage interest determined and established by the afore-

said Declaration of Interval Ownership, Rights, Restrictions, Affirmative Obligations, Conditions, Etc. for the following described real estate located in the County of Beaufort, State of South Carolina as follows: UNIT WEEK 35 in UNIT NO 3742, in Monarch at Sea Pines, Horizontal Property Regime XXV, Phase XIV, according to the Master Deed of American Resort Properties, Inc., dated May 18, 1982, as recorded in the Beaufort County Records in Deed Book 347 at Page 346, et seq. and as amended by Annexation Declaration of Phase XIV. Lien Book and Page 139/221; Total Amount Presently Delinquent, not including attorney’s fees: $ 1,909.70. You are currently in default under certain provisions of the Master Deed Establishing Monarch at Sea Pines, Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina in Deed Book 347 at Page 346, et seq. and as amended, and lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): Ray A Young, Trustee of the Gomez Group, under declaration of trust dated June 11, 1992 1432 CALLE MORELIA RIO RICO AZ 85648 Steven E Duke, Trustee of the Gomez Group, under declaration of trust dated June 11, 1992 1432 CALLE MORELIA RIO RICO AZ 85648 (Obligors) Contract Number: 202871; the following described property: Together with a remainder over in fee simple absolute as tenants in common with the other owners of all the unit weeks in the hereafter described Condominium Unit in that percentage interest determined and established by the aforesaid Declaration of Interval Ownership, Rights, Restrictions, Affirmative Obligations, Conditions, Etc. for the following described real estate located in the County of Beaufort, State of South Carolina as follows: UNIT WEEK 17 in UNIT NO 3744, in Monarch at Sea Pines, Horizontal Property Regime XXV, Phase XIV, according to the Master Deed of American Resort Properties, Inc., dated May 18, 1982, as recorded in the Beaufort County Records in Deed Book 347 at Page 346, et seq. and as amended by Annexation Declaration of Phase XIV. Lien Book and Page 139/219; Total Amount Presently Delinquent, not including attorney’s fees: $ 1,909.70. You are currently in default under certain provisions of the Master Deed Establishing Monarch at Sea Pines, Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina in Deed Book 347 at Page 346, et seq. and as amended, and lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): DAVID HOROWITZ aka David H Horowitz 219 BROOK HOLLOW RD NASHVILLE TN 37205-3503 Shirley Horowiz aka Shirley Daniels Horowitz 219 BROOK HOLLOW RD NASHVILLE TN 37205-3503 (Obligors) Contract Number: 14430; the following described property: Together with a remainder over in fee simple absolute as tenants in common with the other owners of all the unit weeks in the hereafter described Condominium Unit in that percentage interest determined and established by the aforesaid Declaration of Interval Ownership, Rights, Restrictions, Affirmative Obligations, Conditions, Etc. for the following described real estate located in the County of Beaufort, State of South Carolina as follows: UNIT WEEK 8 in UNIT NO 3752, in Monarch at Sea Pines, Horizontal Property Regime XXV, Phase XV, according to the Master Deed of American Resort Properties, Inc., dated May 18, 1982, as recorded in the Beaufort County Records in Deed Book 347 at Page 346, et seq. and as amended by Annexation Declaration of Phase XV. Lien Book and Page 139/223; Total Amount Presently Delinquent, not including attorney’s fees: $ 1,909.70. You are currently in default under certain provisions of the Master Deed Establishing Monarch at Sea Pines, Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina in Deed Book 347 at Page 346, et seq. and as amended, and lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and

attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): WALTER F SHACKLEY, Trustee of the Shackley Family Realty Trust, under Declaration of Trust, dated June 10, 1992 3 KINGSBURY DR MEDFIELD MA 02052-2407 HELEN T SHACKLEY, Trustee of the Shackley Family Realty Trust, under Declaration of Trust, dated June 10, 1992 3 KINGSBURY DR MEDFIELD MA 02052-2407 (Obligors) Contract Number: 7310; the following described property: Together with a remainder over in fee simple absolute as tenants in common with the other owners of all the unit weeks in the hereafter described Condominium Unit in that percentage interest determined and established by the aforesaid Declaration of Interval Ownership, Rights, Restrictions, Affirmative Obligations, Conditions, Etc. for the following described real estate located in the County of Beaufort, State of South Carolina as follows: UNIT WEEK 11 in UNIT NO 3816, in Monarch at Sea Pines, Horizontal Property Regime XXV, Phase XVI, according to the Master Deed of American Resort Properties, Inc., dated May 18, 1982, as recorded in the Beaufort County Records in Deed Book 347 at Page 346, et seq. and as amended by Annexation Declaration of Phase XVI. Lien Book and Page 139/255; Total Amount Presently Delinquent, not including attorney’s fees: $ 1,909.70. You are currently in default under certain provisions of the Master Deed Establishing Monarch at Sea Pines, Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina in Deed Book 347 at Page 346, et seq. and as amended, and lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): LAUREN SCHMITZ 1904 FISHER RD, APT 32C ATLANTA GA 30315 (Obligors) Contract Number: 10741889; the following described property: Together with a remainder over in fee simple absolute as tenants in common with the other owners of all the unit weeks in the hereafter described Condominium Unit in that percentage interest determined and established by the aforesaid Declaration of Interval Ownership, Rights, Restrictions, Affirmative Obligations, Conditions, Etc. for the following described real estate located in the County of Beaufort, State of South Carolina as follows: UNIT WEEK 3 in UNIT NO 3831, in Monarch at Sea Pines, Horizontal Property Regime XXV, Phase XVIII, according to the Master Deed of American Resort Properties, Inc., dated May 18, 1982, as recorded in the Beaufort County Records in Deed Book 347 at Page 346, et seq. and as amended by Annexation Declaration of Phase XVIII. Lien Book and Page 139/269; Total Amount Presently Delinquent, not including attorney’s fees: $ 1,909.70. You are currently in default under certain provisions of the Master Deed Establishing Monarch at Sea Pines, Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina in Deed Book 347 at Page 346, et seq. and as amended, and lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): LOIS C CARROLL 5609 LAMBERT DRIVE TEMPLE HILLS MD 20748-3517 (Obligors) Contract Number: 10420; the following described property: Together with a remainder over in fee simple absolute as tenants in common with the other owners of all the unit weeks in the hereafter described Condominium Unit in that percentage interest determined and established by the aforesaid Declaration of Interval Ownership, Rights, Restrictions, Affirmative Obligations, Conditions, Etc. for the following described real estate located in the County of Beaufort, State of South Carolina as follows: UNIT WEEK 10 in UNIT NO 3837, in Monarch at Sea Pines, Horizontal Property Regime XXV, Phase XVIII, according to the Master Deed of American Resort Properties, Inc., dated May 18, 1982, as recorded in the Beaufort County Records in Deed Book 347 at Page 346, et seq. and as amended by Annexation Declaration of Phase XVIII. Lien Book and Page 139/281; Total Amount Presently Delinquent, not including attorney’s fees: $ 1,909.70. You are currently in default under certain provisions of the Master Deed Establishing Monarch at Sea Pines, Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina in Deed Book 347 at Page 346, et seq. and as amended, and lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate

action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): ANNA FOKES 1209-790 CAPULET LANE LONDON Ontario N6H0J8 (Obligors) Contract Number: 9668639; the following described property: Together with a remainder over in fee simple absolute as tenants in common with the other owners of all the unit weeks in the hereafter described Condominium Unit in that percentage interest determined and established by the aforesaid Declaration of Interval Ownership, Rights, Restrictions, Affirmative Obligations, Conditions, Etc. for the following described real estate located in the County of Beaufort, State of South Carolina as follows: UNIT WEEK 7 in UNIT NO 3851, in Monarch at Sea Pines, Horizontal Property Regime XXV, Phase XX, according to the Master Deed of American Resort Properties, Inc., dated May 18, 1982, as recorded in the Beaufort County Records in Deed Book 347 at Page 346, et seq. and as amended by Annexation Declaration of Phase XX. Lien Book and Page 139/291 91/2158 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 1,572.73. You are currently in default under certain provisions of the Master Deed Establishing Monarch at Sea Pines, Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina in Deed Book 347 at Page 346, et seq. and as amended, and lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): AUDREY LEWIS 4410 NORARROW DR FORT WAYNE IN 46845-9666 (Obligors) Contract Number: 131494; the following described property: Together with a remainder over in fee simple absolute as tenants in common with the other owners of all the unit weeks in the hereafter described Condominium Unit in that percentage interest determined and established by the aforesaid Declaration of Interval Ownership, Rights, Restrictions, Af m O w w UN NO m m

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DECEMBER 26, 2019 - JANUARY 1, 2020

percentage interest determined and established by the aforesaid Declaration of Interval Ownership, Rights, Restrictions, Affirmative Obligations, Conditions, Etc. for the following described real estate located in the County of Beaufort, State of South Carolina as follows: UNIT WEEK 9 in UNIT NO 3852, in Monarch at Sea Pines, Horizontal Property Regime XXV, Phase XX, according to the Master Deed of American Resort Properties, Inc., dated May 18, 1982, as recorded in the Beaufort County Records in Deed Book 347 at Page 346, et seq. and as amended by Annexation Declaration of Phase XX. Lien Book and Page 139/301; Total Amount Presently Delinquent, not including attorney’s fees: $ 1,909.70. You are currently in default under certain provisions of the Master Deed Establishing Monarch at Sea Pines, Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina in Deed Book 347 at Page 346, et seq. and as amended, and lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): SIGMA ENTERPRISES, LLC 523 RIVER ESTATES PARKWAY CANTON GA 30115-3020 Wilson L Akridge 6481 Gristmill Square Lane Centreville VA 22020 Toby A Akridge 6481 Gristmill Square Lane Centreville VA 22020 Ronnie A Bradley 129 Normandy Rd Oak Ridge TN 37830 Jo’anna G Bradley 129 Normandy Rd Oak Ridge TN 37830 (Obligors) Contract Number: 9444398; the following described property: Together with a remainder over in fee simple absolute as tenants in common with the other owners of all the unit weeks in the hereafter described Condominium Unit in that percentage interest determined and established by the aforesaid Declaration of Interval Ownership, Rights, Restrictions, Affirmative Obligations, Conditions, Etc. for the following described real estate located in the County of Beaufort, State of South Carolina as follows: UNIT WEEK 3 in UNIT NO 3854, in Monarch at Sea Pines, Horizontal Property Regime XXV, Phase XXIV, according to the Master Deed of American Resort Properties, Inc., dated May 18, 1982, as recorded in the Beaufort County Records in Deed Book 347 at Page 346, et seq. and as amended by Annexation Declaration of Phase XXIV. Lien Book and Page 139/303; Total Amount Presently Delinquent, not including attorney’s fees: $ 1,909.70. You are currently in default under certain provisions of the Master Deed Establishing Monarch at Sea Pines, Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina in Deed Book 347 at Page 346, et seq. and as amended, and lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): THOMAS B HARRIS 1916 STONEHENGE DR HINESVILLE GA 31313 INES C HARRIS 1916 STONEHENGE DR HINESVILLE GA 31313 (Obligors) Contract Number: 343547; the following described property: An undivided 1/51 fractional interest in Unit No. 6101 Sunset Pointe Horizontal Property Regime, lying and being in Shelter Cove Harbour on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed and Amendment to Master Deed of Marriott Ownership Resorts, Inc., establishing the said Horizontal Property Regime said documents being dated Dec. 5, 1990, and Dec. 06, 1990 and recorded in the Beaufort County Records, on Dec 06, 1990 and Dec. 10, 1990 in Deed Book 566 at Page 590 and in Deed Book 566 at Page 876 respectively, as amended from time to time, and by reference to that certain plat entitled “As-Built Survey of Sunset Pointe Horizontal Property Regime” said plat prepared by Surveying Consultants of Hilton Head Island, Inc., Terry G. Hatchell, S.C.R.L.S. #11059 said plat being dated Dec. 03, 1990 and recorded in the Beaufort County Records in Plat Book 40 at Page 24. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed, Amendment to Master Deed and By-Laws of Sunset Pointe Horizontal Property Regime. AND ALSO, all right, title, interest, and privileges extending to Owner Use Period 1, as contained in that certain applicable Supplemental Declaration of Multiple Ownership Rights, Restrictions, Affirmative Obligations and Conditions (hereinafter referred to as “Supplemental Declaration”), which is attached as an Exhibit to the above-referenced Master Deed (for Units in Phase 1) or Amendment to Master Deed (for Units in Phase 2). Lien Book and Page 135/204 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 5,660.56. You are currently in default under certain provisions of the Master Deed Establishing Sunset Pointe Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on Dec 06, 1990 and Dec. 10, 1990 in Deed Book 566 at Page 590 and in Deed Book 566 at Page 876 respectively, as amended from time to time, lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial

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foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): DONALD M CUMMINGS RR1 BOX 1323 HENRYVILLE PA 18332 REBECCA B CUMMINGS RR1 BOX 1323 HENRYVILLE PA 18332 John M Hauth RR1 BOX 1323 HENRYVILLE PA 18332 Lynn Hauth RR1 BOX 1323 HENRYVILLE PA 18332 (Obligors) Contract Number: 3373072; the following described property: An undivided 1/51 fractional interest in Unit No. 6103 Sunset Pointe Horizontal Property Regime, lying and being in Shelter Cove Harbour on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed and Amendment to Master Deed of Marriott Ownership Resorts, Inc., establishing the said Horizontal Property Regime said documents being dated Dec. 5, 1990, and Dec. 06, 1990 and recorded in the Beaufort County Records, on Dec 06, 1990 and Dec. 10, 1990 in Deed Book 566 at Page 590 and in Deed Book 566 at Page 876 respectively, as amended from time to time, and by reference to that certain plat entitled “As-Built Survey of Sunset Pointe Horizontal Property Regime” said plat prepared by Surveying Consultants of Hilton Head Island, Inc., Terry G. Hatchell, S.C.R.L.S. #11059 said plat being dated Dec. 03, 1990 and recorded in the Beaufort County Records in Plat Book 40 at Page 24. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed, Amendment to Master Deed and By-Laws of Sunset Pointe Horizontal Property Regime. AND ALSO, all right, title, interest, and privileges extending to Owner Use Period 5, as contained in that certain applicable Supplemental Declaration of Multiple Ownership Rights, Restrictions, Affirmative Obligations and Conditions (hereinafter referred to as “Supplemental Declaration”), which is attached as an Exhibit to the above-referenced Master Deed (for Units in Phase 1) or Amendment to Master Deed (for Units in Phase 2). Lien Book and Page 138/2421 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 1,726.38. You are currently in default under certain provisions of the Master Deed Establishing Sunset Pointe Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on Dec 06, 1990 and Dec. 10, 1990 in Deed Book 566 at Page 590 and in Deed Book 566 at Page 876 respectively, as amended from time to time, lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): LINWOOD N WATSON 1733 38TH ST SE WASHINGTON DC 20020-2329 (Obligors) Contract Number: 29727; the following described property: An undivided 1/51 fractional interest in Unit No. 6104 Sunset Pointe Horizontal Property Regime, lying and being in Shelter Cove Harbour on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed and Amendment to Master Deed of Marriott Ownership Resorts, Inc., establishing the said Horizontal Property Regime said documents being dated Dec. 5, 1990, and Dec. 06, 1990 and recorded in the Beaufort County Records, on Dec 06, 1990 and Dec. 10, 1990 in Deed Book 566 at Page 590 and in Deed Book 566 at Page 876 respectively, as amended from time to time, and by reference to that certain plat entitled “As-Built Survey of Sunset Pointe Horizontal Property Regime” said plat prepared by Surveying Consultants of Hilton Head Island, Inc., Terry G. Hatchell, S.C.R.L.S. #11059 said plat being dated Dec. 03, 1990 and recorded in the Beaufort County Records in Plat Book 40 at Page 24. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed, Amendment to Master Deed and By-Laws of Sunset Pointe Horizontal Property Regime. AND ALSO, all right, title, interest, and privileges extending to Owner Use Period 39, as contained in that certain applicable Supplemental Declaration of Multiple Ownership Rights, Restrictions, Affirmative Obligations and Conditions (hereinafter referred to as “Supplemental Declaration”), which is attached as an Exhibit to the above-referenced Master Deed (for Units in Phase 1) or Amendment to Master Deed (for Units in Phase 2). Lien Book and Page 138/2425 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 1,726.38. You are currently in default under certain provisions of the Master Deed Establishing Sunset Pointe Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on Dec 06, 1990 and Dec. 10, 1990 in Deed Book 566 at Page 590 and in Deed Book 566 at Page 876 respectively, as amended from time to time, lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your

DECEMBER 26, 2019 - JANUARY 1, 2020

objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): KBJN INC 4 INDUSTRIAL PARK DRIVE SUITE B WALDORF MD 20602 (Obligors) Contract Number: 10499008; the following described property: An undivided 1/51 fractional interest in Unit No. 6204 Sunset Pointe Horizontal Property Regime, lying and being in Shelter Cove Harbour on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed and Amendment to Master Deed of Marriott Ownership Resorts, Inc., establishing the said Horizontal Property Regime said documents being dated Dec. 5, 1990, and Dec. 06, 1990 and recorded in the Beaufort County Records, on Dec 06, 1990 and Dec. 10, 1990 in Deed Book 566 at Page 590 and in Deed Book 566 at Page 876 respectively, as amended from time to time, and by reference to that certain plat entitled “As-Built Survey of Sunset Pointe Horizontal Property Regime” said plat prepared by Surveying Consultants of Hilton Head Island, Inc., Terry G. Hatchell, S.C.R.L.S. #11059 said plat being dated Dec. 03, 1990 and recorded in the Beaufort County Records in Plat Book 40 at Page 24. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed, Amendment to Master Deed and By-Laws of Sunset Pointe Horizontal Property Regime. AND ALSO, all right, title, interest, and privileges extending to Owner Use Period 16, as contained in that certain applicable Supplemental Declaration of Multiple Ownership Rights, Restrictions, Affirmative Obligations and Conditions (hereinafter referred to as “Supplemental Declaration”), which is attached as an Exhibit to the above-referenced Master Deed (for Units in Phase 1) or Amendment to Master Deed (for Units in Phase 2). Lien Book and Page 138/2432 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 1,726.38. You are currently in default under certain provisions of the Master Deed Establishing Sunset Pointe Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on Dec 06, 1990 and Dec. 10, 1990 in Deed Book 566 at Page 590 and in Deed Book 566 at Page 876 respectively, as amended from time to time, lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): JUDENE MARIE GAUTIER 74 SETTING SUN DRIVE CAPE FAIR MO 65624 (Obligors) Contract Number: 10617590; the following described property: An undivided 1/51 fractional interest in Unit No. 6232 Sunset Pointe Horizontal Property Regime, lying and being in Shelter Cove Harbour on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed and Amendment to Master Deed of Marriott Ownership Resorts, Inc., establishing the said Horizontal Property Regime said documents being dated Dec. 5, 1990, and Dec. 06, 1990 and recorded in the Beaufort County Records, on Dec 06, 1990 and Dec. 10, 1990 in Deed Book 566 at Page 590 and in Deed Book 566 at Page 876 respectively, as amended from time to time, and by reference to that certain plat entitled “As-Built Survey of Sunset Pointe Horizontal Property Regime” said plat prepared by Surveying Consultants of Hilton Head Island, Inc., Terry G. Hatchell, S.C.R.L.S. #11059 said plat being dated Dec. 03, 1990 and recorded in the Beaufort County Records in Plat Book 40 at Page 24. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed, Amendment to Master Deed and By-Laws of Sunset Pointe Horizontal Property Regime. AND ALSO, all right, title, interest, and privileges extending to Owner Use Period 18, as contained in that certain applicable Supplemental Declaration of Multiple Ownership Rights, Restrictions, Affirmative Obligations and Conditions (hereinafter referred to as “Supplemental Declaration”), which is attached as an Exhibit to the above-referenced Master Deed (for Units in Phase 1) or Amendment to Master Deed (for Units in Phase 2). Lien Book and Page 138/2434 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 1,726.38. You are currently in default under certain provisions of the Master Deed Establishing Sunset Pointe Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on Dec 06, 1990 and Dec. 10, 1990 in Deed Book 566 at Page 590 and in Deed Book 566 at Page 876 respectively, as amended from time to time, lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L.

4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): MARK JOHN HATESOHL, TRUSTEE OF THE MARK JOHN HATESOHL TRUST AGREEMENT DATED MAY 1, 2007 C/O THE ATTORNEYS OF BD LAW 7800 SOUTHLAND BLVD. SUITE 210 ORLANDO FL 32809 (Obligors) Contract Number: 8263687; the following described property: An undivided 1/51 fractional interest in Unit No. 6233 Sunset Pointe Horizontal Property Regime, lying and being in Shelter Cove Harbour on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed and Amendment to Master Deed of Marriott Ownership Resorts, Inc., establishing the said Horizontal Property Regime said documents being dated Dec. 5, 1990, and Dec. 06, 1990 and recorded in the Beaufort County Records, on Dec 06, 1990 and Dec. 10, 1990 in Deed Book 566 at Page 590 and in Deed Book 566 at Page 876 respectively, as amended from time to time, and by reference to that certain plat entitled “As-Built Survey of Sunset Pointe Horizontal Property Regime” said plat prepared by Surveying Consultants of Hilton Head Island, Inc., Terry G. Hatchell, S.C.R.L.S. #11059 said plat being dated Dec. 03, 1990 and recorded in the Beaufort County Records in Plat Book 40 at Page 24. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed, Amendment to Master Deed and By-Laws of Sunset Pointe Horizontal Property Regime. AND ALSO, all right, title, interest, and privileges extending to Owner Use Period 20, as contained in that certain applicable Supplemental Declaration of Multiple Ownership Rights, Restrictions, Affirmative Obligations and Conditions (hereinafter referred to as “Supplemental Declaration”), which is attached as an Exhibit to the above-referenced Master Deed (for Units in Phase 1) or Amendment to Master Deed (for Units in Phase 2). Lien Book and Page 138/2435 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 1,726.38. You are currently in default under certain provisions of the Master Deed Establishing Sunset Pointe Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on Dec 06, 1990 and Dec. 10, 1990 in Deed Book 566 at Page 590 and in Deed Book 566 at Page 876 respectively, as amended from time to time, lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): Groupwise, Inc. 701 N. HERMITAGE RD #26 HERMITAGE PA 16148 (Obligors) Contract Number: 9481235; the following described property: An undivided one fifty-second (1/52) fractional interest in Unit No. 5116 respectively, SurfWatch Horizontal Property Regime, lying situate and being in Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated June 17, 2004, and recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time, the most recent amendment being the Third Amendment to the Master Deed dated July, 14, 2005, and recorded July 25, 2005, in Deed Book 2193 at Page 1839, and by reference to that certain plat entitled “Plat of Phase 1, 2 & 3 SurfWatch Horizontal Property Regime”, said plat prepared by Surveying Consultants, Inc., Terry G. Hatchell, S.C.R.L.S.#11059 , said plat being dated July 15, 2005, and recorded in the Land Records for Beaufort County, South Carolina, in Plat Book 108 at Page 5, as may be further revised from time to time (“Plat”). AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of SurfWatch Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Time Sharing Interest Numbers(s) 5116-S-09 in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated June 17, 2004, recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0082, as amended from time to time. Lien Book and Page 138/2187 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 1,189.04. You are currently in default under certain provisions of the Master Deed Establishing SurfWatch Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time,, lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): RALPH BILLETER aka Ralph Billeter Jr PO BOX 83551 GAITHERSBURG MD 20883-3551 (Obligors) Contract Number: 4563584; the following described property: An undivided one fifty-second (1/52) fractional interest in Unit No. 5117 respectively, SurfWatch Horizontal Property Regime, lying situate and being in Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated June 17, 2004, and recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time, the most

recent amendment being the Third Amendment to the Master Deed dated July, 14, 2005, and recorded July 25, 2005, in Deed Book 2193 at Page 1839, and by reference to that certain plat entitled “Plat of Phase 1, 2 & 3 SurfWatch Horizontal Property Regime”, said plat prepared by Surveying Consultants, Inc., Terry G. Hatchell, S.C.R.L.S.#11059 , said plat being dated July 15, 2005, and recorded in the Land Records for Beaufort County, South Carolina, in Plat Book 108 at Page 5, as may be further revised from time to time (“Plat”). AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of SurfWatch Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Time Sharing Interest Numbers(s) 5117-S-46 in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated June 17, 2004, recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0082, as amended from time to time. Lien Book and Page 138/2195 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,079.35. You are currently in default under certain provisions of the Master Deed Establishing SurfWatch Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time,, lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): RALPH BILLETER aka Ralph Billeter Jr PO BOX 83551 GAITHERSBURG MD 20883-3551 (Obligors) Contract Number: 4563584; the following described property: An undivided one fifty-second (1/52) fractional interest in Unit No. 5117 respectively, SurfWatch Horizontal Property Regime, lying situate and being in Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated June 17, 2004, and recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time, the most recent amendment being the Third Amendment to the Master Deed dated July, 14, 2005, and recorded July 25, 2005, in Deed Book 2193 at Page 1839, and by reference to that certain plat entitled “Plat of Phase 1, 2 & 3 SurfWatch Horizontal Property Regime”, said plat prepared by Surveying Consultants, Inc., Terry G. Hatchell, S.C.R.L.S.#11059 , said plat being dated July 15, 2005, and recorded in the Land Records for Beaufort County, South Carolina, in Plat Book 108 at Page 5, as may be further revised from time to time (“Plat”). AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of SurfWatch Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Time Sharing Interest Numbers(s) 5117-S-46 in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated June 17, 2004, recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0082, as amended from time to time. Lien Book and Page 138/2199 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,042.34. You are currently in default under certain provisions of the Master Deed Establishing SurfWatch Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time,, lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): P.W. FAMILY LIMITED PARTNERSHIP 1404 E BROWARD BLVD FORT LAUDERDALE FL 33301 (Obligors) Contract Number: 8586913; the following described property: An undivided one fifty-second (1/52) fractional interest in Unit No. 5233 respectively, SurfWatch Horizontal Property Regime, lying situate and being in Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated June 17, 2004, and recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time, the most recent amendment being the Third Amendment to the Master Deed dated July, 14, 2005, and recorded July 25, 2005, in Deed Book 2193 at Page 1839, and by reference to that certain plat entitled “Plat of Phase 1, 2 & 3 SurfWatch Horizontal Property Regime”, said plat prepared by Surveying Consultants, Inc., Terry G. Hatchell, S.C.R.L.S.#11059 , said plat being dated July 15, 2005, and recorded in the Land Records for Beaufort County, South Carolina, in Plat Book 108 at Page 5, as may be further revised from time to time (“Plat”). AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of SurfWatch Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Time Sharing Interest Numbers(s) 5233-B-3 in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated June 17, 2004, recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0082, as amended from time to time. Lien Book and Page 138/2223 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 1,827.97.

You are currently in default under certain provisions of the Master Deed Establishing SurfWatch Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time,, lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): STEPHEN J. COMBER 41184 Darkmoor Ct Aldie VA 20105 (Obligors) Contract Number: 9439203; the following described property: An undivided one fifty-second (1/52) fractional interest in Unit No. 5337 respectively, SurfWatch Horizontal Property Regime, lying situate and being in Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated June 17, 2004, and recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time, the most recent amendment being the Third Amendment to the Master Deed dated July, 14, 2005, and recorded July 25, 2005, in Deed Book 2193 at Page 1839, and by reference to that certain plat entitled “Plat of Phase 1, 2 & 3 SurfWatch Horizontal Property Regime”, said plat prepared by Surveying Consultants, Inc., Terry G. Hatchell, S.C.R.L.S.#11059 , said plat being dated July 15, 2005, and recorded in the Land Records for Beaufort County, South Carolina, in Plat Book 108 at Page 5, as may be further revised from time to time (“Plat”). AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of SurfWatch Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Time Sharing Interest Numbers(s) 5337-G-36 in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated June 17, 2004, recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0082, as amended from time to time. Lien Book and Page 138/2251 ; Total Amount Presentl D M D m H

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cial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): ARNETTE FORT 1374 CAPE COD WAY CONCORD CA 94521 (Obligors) Contract Number: 3706795; the following described property: An undivided one fifty-second (1/52) fractional interest in Unit No. 5344 respectively, SurfWatch Horizontal Property Regime, lying situate and being in Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated June 17, 2004, and recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time, the most recent amendment being the Third Amendment to the Master Deed dated July, 14, 2005, and recorded July 25, 2005, in Deed Book 2193 at Page 1839, and by reference to that certain plat entitled “Plat of Phase 1, 2 & 3 SurfWatch Horizontal Property Regime”, said plat prepared by Surveying Consultants, Inc., Terry G. Hatchell, S.C.R.L.S.#11059 , said plat being dated July 15, 2005, and recorded in the Land Records for Beaufort County, South Carolina, in Plat Book 108 at Page 5, as may be further revised from time to time (“Plat”). AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of SurfWatch Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Time Sharing Interest Numbers(s) 5344-S-47 in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated June 17, 2004, recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0082, as amended from time to time. Lien Book and Page 138/2269 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,079.35. You are currently in default under certain provisions of the Master Deed Establishing SurfWatch Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time,, lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): M. HUNTER MCMILLAN, JR. 44 BATTERY CREEK CLUB DRIVE BEAUFORT SC 29902 (Obligors) Contract Number: 5801142; the following described property: An undivided one fifty-second (1/52) fractional interest in Unit No. 5357 respectively, SurfWatch Horizontal Property Regime, lying situate and being in Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated June 17, 2004, and recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time, the most recent amendment being the Third Amendment to the Master Deed dated July, 14, 2005, and recorded July 25, 2005, in Deed Book 2193 at Page 1839, and by reference to that certain plat entitled “Plat of Phase 1, 2 & 3 SurfWatch Horizontal Property Regime”, said plat prepared by Surveying Consultants, Inc., Terry G. Hatchell, S.C.R.L.S.#11059 , said plat being dated July 15, 2005, and recorded in the Land Records for Beaufort County, South Carolina, in Plat Book 108 at Page 5, as may be further revised from time to time (“Plat”). AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of SurfWatch Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Time Sharing Interest Numbers(s) 5357-S-47 in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated June 17, 2004, recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0082, as amended from time to time. Lien Book and Page 138/2287 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 1,827.97. You are currently in default under certain provisions of the Master Deed Establishing SurfWatch Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time,, lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in con-

nection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): BLOWERS WHOLESALE PRODUCTS LLC 131 NE 724TH STREET OLD TOWN FL 32680 (Obligors) Contract Number: 10530568; the following described property: An undivided one fifty-second (1/52) fractional interest in Unit No. 5413 respectively, SurfWatch Horizontal Property Regime, lying situate and being in Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated June 17, 2004, and recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time, the most recent amendment being the Third Amendment to the Master Deed dated July, 14, 2005, and recorded July 25, 2005, in Deed Book 2193 at Page 1839, and by reference to that certain plat entitled “Plat of Phase 1, 2 & 3 SurfWatch Horizontal Property Regime”, said plat prepared by Surveying Consultants, Inc., Terry G. Hatchell, S.C.R.L.S.#11059 , said plat being dated July 15, 2005, and recorded in the Land Records for Beaufort County, South Carolina, in Plat Book 108 at Page 5, as may be further revised from time to time (“Plat”). AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of SurfWatch Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Time Sharing Interest Numbers(s) 5413-S-51 in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated June 17, 2004, recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0082, as amended from time to time. Lien Book and Page 138/2289 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 1,827.97. You are currently in default under certain provisions of the Master Deed Establishing SurfWatch Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time,, lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): BLOWERS WHOLESALE PRODUCTS LLC 131 NE 724TH STREET OLD TOWN FL 32680 (Obligors) Contract Number: 10530568; the following described property: An undivided one fifty-second (1/52) fractional interest in Unit No. 5413 respectively, SurfWatch Horizontal Property Regime, lying situate and being in Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated June 17, 2004, and recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time, the most recent amendment being the Third Amendment to the Master Deed dated July, 14, 2005, and recorded July 25, 2005, in Deed Book 2193 at Page 1839, and by reference to that certain plat entitled “Plat of Phase 1, 2 & 3 SurfWatch Horizontal Property Regime”, said plat prepared by Surveying Consultants, Inc., Terry G. Hatchell, S.C.R.L.S.#11059 , said plat being dated July 15, 2005, and recorded in the Land Records for Beaufort County, South Carolina, in Plat Book 108 at Page 5, as may be further revised from time to time (“Plat”). AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of SurfWatch Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Time Sharing Interest Numbers(s) 5413-S-52 in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated June 17, 2004, recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0082, as amended from time to time. Lien Book and Page 138/2293 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 1,827.97. You are currently in default under certain provisions of the Master Deed Establishing SurfWatch Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time,, lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): ELDON CARNEILIUS GRIPPER 16896 WEGMAN DR LA PUENTE CA 91744 (Obligors) Contract Number: 10550769; the following described property: An undivided one fifty-second (1/52) fractional interest in Unit No. 5438 respectively, SurfWatch Horizontal Property Regime, lying situate and being in Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated June 17, 2004, and recorded in the Land Records for Beaufort County,

South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time, the most recent amendment being the Third Amendment to the Master Deed dated July, 14, 2005, and recorded July 25, 2005, in Deed Book 2193 at Page 1839, and by reference to that certain plat entitled “Plat of Phase 1, 2 & 3 SurfWatch Horizontal Property Regime”, said plat prepared by Surveying Consultants, Inc., Terry G. Hatchell, S.C.R.L.S.#11059 , said plat being dated July 15, 2005, and recorded in the Land Records for Beaufort County, South Carolina, in Plat Book 108 at Page 5, as may be further revised from time to time (“Plat”). AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of SurfWatch Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Time Sharing Interest Numbers(s) 5438-B-3 in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated June 17, 2004, recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0082, as amended from time to time. Lien Book and Page 138/2321 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,079.35. You are currently in default under certain provisions of the Master Deed Establishing SurfWatch Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time,, lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): THOMAS J. HARTEL 1700 BAREFOOT WILLIAMS RD NAPLES FL 34113 EILEEN L. HARTEL 1700 BAREFOOT WILLIAMS RD NAPLES FL 34113 (Obligors) Contract Number: 1077598; the following described property: An undivided one fifty-second (1/52) fractional interest in Unit No. 5447 respectively, SurfWatch Horizontal Property Regime, lying situate and being in Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated June 17, 2004, and recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time, the most recent amendment being the Third Amendment to the Master Deed dated July, 14, 2005, and recorded July 25, 2005, in Deed Book 2193 at Page 1839, and by reference to that certain plat entitled “Plat of Phase 1, 2 & 3 SurfWatch Horizontal Property Regime”, said plat prepared by Surveying Consultants, Inc., Terry G. Hatchell, S.C.R.L.S.#11059 , said plat being dated July 15, 2005, and recorded in the Land Records for Beaufort County, South Carolina, in Plat Book 108 at Page 5, as may be further revised from time to time (“Plat”). AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of SurfWatch Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Time Sharing Interest Numbers(s) 5447-G-42 in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated June 17, 2004, recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0082, as amended from time to time. Lien Book and Page 138/2331 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 1,828.84. You are currently in default under certain provisions of the Master Deed Establishing SurfWatch Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time,, lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): DONALD K. SEEHAUSEN, TRUSTEE OF THE DONALD K. SEEHAUSEN TRUST DATED FEBRUARY 22, 1996 2880 COMMONWEALTH DR SPRING HILL TN 37174 GEORGETTE M. SEEHAUSEN, TRUSTEE OF THE GEORGETTE M. SEEHAUSEN TRUST DATED FEBRUARY 22, 1996 2880 COMMONWEALTH DR SPRING HILL TN 37174 (Obligors) Contract Number: 5329709; the following described property: An undivided one fifty-second (1/52) fractional interest in Unit No. 5526 respectively, SurfWatch Horizontal Property Regime, lying situate and being in Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated June 17, 2004, and recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time, the most recent amendment being the Third Amendment to the Master Deed dated July, 14, 2005, and recorded July 25, 2005, in Deed Book 2193 at Page 1839, and by reference to that certain plat entitled “Plat of Phase 1, 2 & 3 SurfWatch Horizontal Property Regime”, said plat prepared by Surveying Consultants, Inc., Terry G. Hatchell, S.C.R.L.S.#11059 , said plat being dated July 15, 2005, and recorded in the Land Records for Beaufort County, South Carolina, in Plat Book 108 at Page 5, as may be further revised from time to time (“Plat”). AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of SurfWatch Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to

Time Sharing Interest Numbers(s) 5526-G-36 in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated June 17, 2004, recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0082, as amended from time to time. Lien Book and Page 138/2355 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,079.35. You are currently in default under certain provisions of the Master Deed Establishing SurfWatch Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time,, lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): DONALD K. SEEHAUSEN, TRUSTEE OF THE DONALD K. SEEHAUSEN TRUST DATED FEBRUARY 22, 1996 2880 COMMONWEALTH DR SPRING HILL TN 37174 GEORGETTE M. SEEHAUSEN, TRUSTEE OF THE GEORGETTE M. SEEHAUSEN TRUST DATED FEBRUARY 22, 1996 2880 COMMONWEALTH DR SPRING HILL TN 37174 (Obligors) Contract Number: 5329709; the following described property: An undivided one fifty-second (1/52) fractional interest in Unit No. 5526 respectively, SurfWatch Horizontal Property Regime, lying situate and being in Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated June 17, 2004, and recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time, the most recent amendment being the Third Amendment to the Master Deed dated July, 14, 2005, and recorded July 25, 2005, in Deed Book 2193 at Page 1839, and by reference to that certain plat entitled “Plat of Phase 1, 2 & 3 SurfWatch Horizontal Property Regime”, said plat prepared by Surveying Consultants, Inc., Terry G. Hatchell, S.C.R.L.S.#11059 , said plat being dated July 15, 2005, and recorded in the Land Records for Beaufort County, South Carolina, in Plat Book 108 at Page 5, as may be further revised from time to time (“Plat”). AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of SurfWatch Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Time Sharing Interest Numbers(s) 5526-G-37 in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated June 17, 2004, recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0082, as amended from time to time. Lien Book and Page 138/2359 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,079.35. You are currently in default under certain provisions of the Master Deed Establishing SurfWatch Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time,, lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): SANDRA T. WALKER 621 MOUNTAIN HARBOUR STONE MOUNTAIN GA 30087 (Obligors) Contract Number: 5436314; the following described property: An undivided one fifty-second (1/52) fractional interest in Unit No. 5543 respectively, SurfWatch Horizontal Property Regime, lying situate and being in Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated June 17, 2004, and recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time, the most recent amendment being the Third Amendment to the Master Deed dated July, 14, 2005, and recorded July 25, 2005, in Deed Book 2193 at Page 1839, and by reference to that certain plat entitled “Plat of Phase 1, 2 & 3 SurfWatch Horizontal Property Regime”, said plat prepared by Surveying Consultants, Inc., Terry G. Hatchell, S.C.R.L.S.#11059 , said plat being dated July 15, 2005, and recorded in the Land Records for Beaufort County, South Carolina, in Plat Book 108 at Page 5, as may be further revised from time to time (“Plat”). AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of SurfWatch Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Time Sharing Interest Numbers(s) 5543-G-38 in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated June 17, 2004, recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0082, as amended from time to time. Lien Book and Page 138/2367 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 1,827.97. You are currently in default under certain provisions of the Master Deed Establishing SurfWatch Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time,, lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar

days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): SCOTT B. HAUSER 40 WATER ISLE ST THOMAS VI 00802-7802 RENATE M. HAUSER 40 WATER ISLE ST THOMAS VI 00802-7802 (Obligors) Contract Number: 4242909; the following described property: An undivided one fifty-second (1/52) fractional interest in Unit No. 5615 respectively, SurfWatch Horizontal Property Regime, lying situate and being in Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated June 17, 2004, and recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time, the most recent amendment being the Third Amendment to the Master Deed dated July, 14, 2005, and recorded July 25, 2005, in Deed Book 2193 at Page 1839, and by reference to that certain plat entitled “Plat of Phase 1, 2 & 3 SurfWatch Horizontal Property Regime”, said plat prepared by Surveying Consultants, Inc., Terry G. Hatchell, S.C.R.L.S.#11059 , said plat being dated July 15, 2005, and recorded in the Land Records for Beaufort County, South Carolina, in Plat Book 108 at Page 5, as may be further revised from time to time (“Plat”). AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of SurfWatch Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Time Sharing Interest Numbers(s) 5615-S-07 in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated June 17, 2004, recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0082, as amended from time to time. Lien Book and Page 138/2385 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 1,827.97. You are currently in default under certain provisions of the Master Deed Establishing SurfWatch Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time,, lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): Groupwise, Inc. 701 N. HERMITAGE RD #26 HERMITAGE PA 16148 (Obligors) Contract Number: 9481235; the following described property: An undivided one fifty-second (1/52) fractional interest in Unit No. 5634 respectively, SurfWatch Horizontal Property Regime, lying situate and being in Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated June 17, 2004, and recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time, the most recent amendment being the Third Amendment to the Master Deed dated July, 14, 2005, and recorded July 25, 2005, in Deed Book 2193 at Page 1839, and by reference to that certain plat entitled “Plat of Phase 1, 2 & 3 SurfWatch Horizontal Property Regime”, said plat prepared by Surveying Consultants, Inc., Terry G. Hatchell, S.C.R.L.S.#11059 , said plat being dated July 15, 2005, and recorded in the Land Records for Beaufort County, South Carolina, in Plat Book 108 at Page 5, as may be further revised from time to time (“Plat”). AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of SurfWatch Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Time Sharing Interest Numbers(s) 5116-S-09 in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated June 17, 2004, recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0082, as amended from time to time. Lien Book and Page 138/2405 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 1,189.04. You are currently in default under certain provisions of the Master Deed Establishing SurfWatch Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time,, lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the

lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): PAUL M. KOBYLARZ 4430 HICKORY STICK PKWY GREENWOOD IN 46143-7476 (Obligors) Contract Number: 8442238; the following described property: An undivided one fifty-second (1/52) fractional interest in Unit No. 5635 respectively, SurfWatch Horizontal Property Regime, lying situate and being in Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated June 17, 2004, and recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time, the most recent amendment being the Third Amendment to the Master Deed dated July, 14, 2005, and recorded July 25, 2005, in Deed Book 2193 at Page 1839, and by reference to that certain plat entitled “Plat of Phase 1, 2 & 3 SurfWatch Horizontal Property Regime”, said plat prepared by Surveying Consultants, Inc., Terry G. Hatchell, S.C.R.L.S.#11059 , said plat being dated July 15, 2005, and recorded in the Land Records for Beaufort County, South Carolina, in Plat Book 108 at Page 5, as may be further revised from time to time (“Plat”). AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of SurfWatch Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Time Sharing Interest Numbers(s) 5635-B-04 in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated June 17, 2004, recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0082, as amended from time to time. Lien Book and Page 138/2403 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 1,827.97. You are currently in default under certain provisions of the Master Deed Establishing SurfWatch Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time,, lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate re u n m h n nu u n u fi n h m un h n n um h u m h h u h h n nu u u n u u u m h n h u h h u An n mu m nw n n h u h n h h m u mu h n u n n n u u n h w n n n u u n h u m u n um u fi n u m n n n h n n h u m h u n m h u u n u fi n h m un h n n u h m u m u n m n u mn h n n nu h nh n h u u n h u fin h h m n u fi u h w u n n uh h h u u u n m h u m h mn u n mn mn u n n n nu h nh n u n u n n n n n n nw h h u m w D w m w & D N NO O D AU AND N N O Nm n A Own HR N OR 10305 K RUN RD NOK V VA 20181 1718 H B Am n 141 Hw 146 G N 12078 Am n 141 Hw 146 G N 12078 O n Num 10202966 h wn U N m

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