Limit the number. Small

County sells nearly $37 million in bonds

From staff reports

Beaufort County recently sold nearly $37 million in general obligation bonds at the lowest interest rate the County has seen in recent history.

This means the County was able to maximize its borrowing power, saving taxpayers considerable money on capital improvement projects and rural and critical lands projects.

On August 12, the County received nine competitive bids for $36,775,000, 20-year general obligation bonds.

The bonds were awarded to Fidelity Capital Markets at a true interest cost of 1.33 percent, which was the low bid.

The proceeds of the bonds will be used for capital projects around the county that will improve facilities and enhance services, and for the continuation of the Rural and Critical Lands program.

Prior to the sale, Moody’s Investor Service and Standard & Poor’s — municipal bond credit rating agencies — affirmed the County’s underlying bond ratings of “Aa1” and “AA+” respectively. The rating agencies cited the County’s strong financial management, healthy reserves, large and growing tax base and above average wealth indicators as positive credit factors.

This year’s rate of 1.33 pecent is the lowest the County has seen in recent history.

The excellent ratings received reflect the County’s sound financial management practices and the strong financial position of Beaufort County.

“This is the best possible bid we could have hoped for, so this is great news for our taxpayers,” Beaufort County Administrator Ashley Jacobs said in a release. “This furthers my efforts to improve the county’s financial position and Beaufort County for investment and growth.”

Help of Beaufort in need of donations

Demand for emergency food has doubled

Help of Beaufort needs some help.

The largest volunteer organization in Beaufort County, Help of Beaufort has seen a substantial increase in food pantry patrons.

According to Help of Beaufort Executive Director Lori Opozda, the demand for emergency food has doubled since March.

“Before the pandemic we were serving about 40 families a week, and now we see at least 125 a week,” Opozda said. “As fast as the food comes in, it goes out.”

Help of Beaufort relies primarily on food donations from the public to stock the shelves. Eighty percent of the food comes from donations. The rest comes from the USDA and what they purchase at local grocery stores.

Opozda said that family sizes have also increased as people are moving in with family members. And children who normally would have had a meal at school are now needing that meal at home.

“Unemployment benefits have been reduced, evictions are increasing – that has caused more and more issues for people who need our help,” Opozda said.

As the crisis goes on, things can get worse.

“People don’t see a light at the end of the tunnel,” Opozda said, “and that can result in a state of frustration. We have also seen an increase in homeless people coming to us. Last week we had five in one day.”

Help has received a small grant to assist with utility bills. People can find information online at HelpOfBeaufort.org.

The organization is holding a Boston Butt fundraiser.

Boston Butts, cooked by Sea Eagle Market, are being sold for $40.

To order and pay online, visit helpofbeaufort.org. You can also order and pay in person at 1810 Ribaut Road or call 843-524-1223.

Pick up is from 9 a.m. to noon, Saturday, Sept. 5 at HELP of Beaufort at 1810 Ribaut Road in Port Royal.

Help of Beaufort is a 501c3 organization affiliated with the county of Beaufort and founded in 1973. It accepts donations of food and clothing, and monetary donations are always accepted on the website.

Waterfront Park playground now open

From staff reports

The new playground at Henry C. Chambers Waterfront Park is now open for kids and their parents.

A ribbon-cutting was held Friday, Aug. 28 to unveil the Beaufort-themed park, which includes a climbing structure styled like a shrimp boat with rope nets for climbing; an Arsenal-styled structure that connects to a 5-foot green mound; a spinner, and slides and swings.

“We’re thrilled with the design of our playground,” Director of Downtown Operations & Community Services Linda Roper said in a release. “We think parents and kids will love it.”

Great Southern Recreation installed the playground at a cost of $274,654; it was funded by a Land and Water Conservation Fund grant and City resources. The new playground features safety surfaces, including artificial turf on the mound, rubber mats, and engineered wood mulch made for playgrounds.

The former playground was installed in 2006, and its aging equipment needed continuing repairs.

LEGAL NOTICES

City of Beaufort PUBLIC NOTICE Request for Qualifications RFQ 2021 - 102 Architectural & Engineering Services for the Carnegie Library Building Windows Restoration

The City of Beaufort is soliciting submissions of Statements of Qualifications from architects, architecture firms, or team of firms interested in providing Professional Preservation Architectural and Engineering Services related to the restoration of the windows at the City’s historic Carnegie Library Building. This project is intended to make repairs to damage resulting from Hurricane Irma in September 2017.

The activity that is the subject of this RFQ is financed with a Federal Emergency Supplemental Historic Preservation Fund (Hurricanes Harvey, Irma, and Maria) grant from the U.S. Department of the Interior, National Park Service, and administered by the South Carolina Department of Archives and History.

The RFQ and additional documents may be accessed on the City’s website, https://www.cityofbeaufort.org/165/ Procurement, Bid Opportunities - or by contacting the Procurement Administrator.

DUE TO THE IMPACT OF THE COVID-19 VIRUS AND THE STATE OF SOUTH CAROLINA EXECUTIVE ORDER 2020-12 DATED MARCH 21, 2020 REGARDING “SOCIAL DISTANCING” PRACTICES, PROPOSALS MAY BE SUBMITTED BY EMAIL.

THE SUBMITTAL DEADLINE IS 2:00 P.M. ET ON SEPTEMBER 29, 2020.

City of Beaufort PUBLIC NOTICE Request for Qualifications RFQ 2021 - 106 CONSULTING SERVICES FOR THE BEAUFORT HISTORIC ARCHITECTURE PRESERVATION MANUAL

The City is seeking qualified consultants specializing in historic preservation, planning, and zoning to submit proposals for the update, simplification and consolidation of the various documents that guide the preservation, renovation, and construction of new structures in the City of Beaufort into one manual/resource.

The project is funded, in part, by a grant from the U.S. Department of the Interior, National Park Service, administered by the South Carolina Department of Archives and History (SCDAH). City of Beaufort PUBLIC NOTICE Request for Proposals RFP 2021 - 105 DOWNTOWN OPERATIONS BUILDING 500 CARTERET 2ND FLOOR RENOVATION

The City is seeking qualified, licensed contractors to renovate the upstairs office spaces of the 2nd story of 500 Carteret Street to incubator office suites similar to the Beaufort Digital Corridor on the 1st floor of the building. The Design Build team will be expected to work collaboratively with the City of Beaufort in developing project programming and master planning for the project.

The RFP and additional documents may be accessed on the City’s website, https://www.cityofbeaufort. org/165/Procurement, Bid Opportunities - or by contacting the Procurement Administrator.

THE SUBMITTAL DEADLINE IS 2:00 P.M. ET ON SEPTEMBER 28, 2020.

NOTICE OF DEFAULT AND INTENT TO SELL Name and address of Purchaser: BRANDYE KEISA CREW , 3397 BAYMOUNT WAY, LAWRENCEVILLE, GA 30043 A fee simple undivided 0.0073861610410129 % ownership interest in the Project as tenants(s) in common with the holders of other undivided interests in and to the timeshare property known as MBV VACATION SUITES, as established by that certain Declaration of Covenants, Conditions and Restrictions and Vacation Ownership Instrument for MBV Vacation Suites, recorded at Book 3406, Pages 1312- 1365, et seq., of the records of the R.O.D. Office for Beaufort County, South Carolina, as amended or supplemented (the “Declaration”), having Interval Control Number U2508-W13O. Deed recorded in Book 3715, Pages 2743, Mortgage in Book 3715, Pages 2748. Total amount presently delinquent $14,698.64, Attorneys fees $350.00, Costs $406.80. You are currently in default under certain provisions of the above referenced mortgage and timeshare instrument. As provided for in paragraph 4. of the aforementioned mortgage, the lien-holder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. PURSUANT TO SECTION 27-32-325, S.C. CODE ANN., 1976, AS AMENDED, YOU ARE HEREBY ADVISED OF THE FOLLOWING: IF YOU FAIL TO CURE THE DEFAULT OR TAKE OTHER APPROPRIATE ACTION WITH REGARD TO THIS MATTER WITHIN THIRTY CALENDAR DAYS AFTER RECEIPT OF THIS NOTICE, YOU WILL RISK LOSING YOUR INTEREST IN THIS TIMESHARE ESTATE THROUGH A NONJUDICIAL FORECLOSURE PROCEDURE. HOWEVER, UNDER THE NONJUDICIAL PROCEDURE, YOU WILL NOT BE SUBJECT TO A DEFICIENCY JUDGMENT OR PERSONAL LIABILITY FOR THE LIEN BEING FORECLOSED EVEN IF THE SALE OF YOUR TIMESHARE ESTATE RESULTING FROM THE NONJUDICIAL FORECLOSURE IS INSUFFICIENT TO SATISFY THE AMOUNT OF THE LIEN BEING FORECLOSED. YOU MAY OBJECT TO THE SALE OF YOUR TIMESHARE ESTATE THROUGH THE NONJUDICIAL FORECLOSURE PROCEDURE AND REQUIRE FORECLOSURE OF YOUR TIMESHARE INTEREST TO PROCEED THROUGH THE JUDICIAL PROCESS. AN OBJECTION MUST BE MADE IN WRITING AND RECEIVED BY THE TRUSTEE BEFORE THE END OF THE THIRTY-DAY TIME PERIOD. YOU MUST STATE THE REASON FOR YOUR OBJECTION AND INCLUDE YOUR ADDRESS ON THE WRITTEN OBJECTION. IN A JUDICIAL FORECLOSURE PROCEEDING THAT RESULTS FROM YOUR OBJECTION, YOU MAY BE SUBJECT TO A DEFICIENCY JUDGMENT AND PERSONAL LIABILITY FOR THE LIEN BEING FORECLOSED IF THE SALE OF YOUR TIMESHARE ESTATE RESULTING FROM THE JUDICIAL FORECLOSURE IS INSUFFICIENT TO SATISFY THE AMOUNT OF THE LIEN BEING FORECLOSED. FURTHERMORE, YOU ALSO MAY BE SUBJECT TO A PERSONAL MONEY JUDGMENT FOR THE COSTS AND ATTORNEY’S FEES INCURRED BY THE LIENHOLDER IN THE JUDICIAL FORECLOSURE PROCEEDING IF THE COURT FINDS THAT THERE IS COMPLETE ABSENCE OF A JUSTIFIABLE ISSUE OF EITHER LAW OR FACT RAISED BY YOUR OBJECTIONS OR DEFENSES. YOU HAVE THE RIGHT TO CURE YOUR DEFAULT AT ANY TIME BEFORE THE SALE OF YOUR TIMESHARE ESTATE, BY PAYMENT OF ALL PAST DUE LOAN PAYMENTS OR ASSESSMENTS, ACCRUED INTEREST, LATE FEES, TAXES, AND ALL FEES AND COSTS INCURRED BY THE LIENHOLDER AND TRUSTEE, INCLUDING ATTORNEY’S FEES AND COSTS, IN CONNECTION WITH THE DEFAULT. Any response or inquiry should be made in writing to King Cunningham, LLC, Attn: Jeffrey W. King, Esq. who is serving as Trustee in this matter, at the following address: 1000 2nd Ave S, Ste 325, North Myrtle Beach, SC 29582.

NOTICE OF DEFAULT AND INTENT TO SELL Name and address of Purchaser: TANYA MICHELLE ORTIZ , 2803 CAMBRIC DR, HOPE MILLS, NC 28348- 8014 A fee simple undivided 0.0147723220820258 % ownership interest in the Project as tenants(s) in common with the holders of other undivided interests in and to the timeshare property known as MBV VACATION SUITES, as established by that certain Declaration of Covenants, Conditions and Restrictions and Vacation Ownership Instrument for MBV Vacation Suites, recorded at Book 3406, Pages 1312- 1365, et seq., of the records of the R.O.D. Office for Beaufort County, South Carolina, as amended or supplemented (the “Declaration”), having Interval Control Number U1407-W37B. Deed recorded in Book 3482, Pages 1280, Mortgage in Book 3482, Pages 1285. Total amount presently delinquent $28,852.17, Attorneys fees $350.00, Costs $406.80. You are currently in default under certain provisions of the above referenced mortgage and timeshare instrument. As provided for in paragraph 4. of the aforementioned mortgage, the lien-holder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. PURSUANT TO SECTION 27-32-325, S.C. CODE ANN., 1976, AS AMENDED, YOU ARE HEREBY ADVISED OF THE FOLLOWING: IF YOU FAIL TO CURE THE DEFAULT OR TAKE OTHER APPROPRIATE ACTION WITH REGARD TO THIS MATTER WITHIN THIRTY CALENDAR DAYS AFTER RECEIPT OF THIS NOTICE, YOU WILL RISK LOSING YOUR INTEREST IN THIS TIMESHARE ESTATE THROUGH A NONJUDICIAL FORECLOSURE PROCEDURE. HOWEVER, UNDER THE NONJUDICIAL PROCEDURE, YOU WILL NOT BE SUBJECT TO A DEFICIENCY JUDGMENT OR PERSONAL LIABILITY FOR THE LIEN BEING FORECLOSED EVEN IF THE SALE OF YOUR TIMESHARE ESTATE RESULTING FROM THE NONJUDICIAL FORECLOSURE IS INSUFFICIENT TO SATISFY THE AMOUNT OF THE LIEN BEING FORECLOSED. YOU MAY OBJECT TO THE SALE OF YOUR TIMESHARE ESTATE THROUGH THE NONJUDICIAL FORECLOSURE PROCEDURE AND REQUIRE FORECLOSURE OF YOUR TIMESHARE INTEREST TO PROCEED THROUGH THE JUDICIAL PROCESS. AN OBJECTION MUST BE MADE IN WRITING AND RECEIVED BY THE TRUSTEE BEFORE THE END OF THE THIRTY-DAY TIME PERIOD. YOU MUST STATE THE REASON FOR YOUR OBJECTION AND INCLUDE YOUR ADDRESS ON THE WRITTEN OBJECTION. IN A JUDICIAL FORECLOSURE PROCEEDING THAT RESULTS FROM YOUR OBJECTION, YOU MAY BE SUBJECT TO A DEFICIENCY JUDGMENT AND PERSONAL LIABILITY FOR THE LIEN BEING FORECLOSED IF THE SALE OF YOUR TIMESHARE ESTATE RESULTING FROM THE JUDICIAL FORECLOSURE IS INSUFFICIENT TO SATISFY THE AMOUNT OF THE LIEN BEING FORECLOSED. FURTHERMORE, YOU ALSO MAY BE SUBJECT TO A PERSONAL MONEY JUDGMENT FOR THE COSTS AND ATTORNEY’S FEES INCURRED BY THE LIENHOLDER IN THE JUDICIAL FORECLOSURE PROCEEDING IF THE COURT FINDS THAT THERE IS COMPLETE ABSENCE OF A JUSTIFIABLE ISSUE OF EITHER LAW OR FACT RAISED BY YOUR OBJECTIONS OR DEFENSES. YOU HAVE THE RIGHT TO CURE YOUR DEFAULT AT ANY TIME BEFORE THE SALE OF YOUR TIMESHARE ESTATE, BY PAYMENT OF ALL PAST DUE LOAN PAYMENTS OR ASSESSMENTS, ACCRUED INTEREST, LATE FEES, TAXES, AND ALL FEES AND COSTS INCURRED BY THE LIENHOLDER AND TRUSTEE, INCLUDING ATTORNEY’S FEES AND COSTS, IN CONNECTION WITH THE DEFAULT. Any response or inquiry should be made in writing to King Cunningham, LLC, Attn: Jeffrey W. King, Esq. who is serving as Trustee in this matter, at the following address: 1000 2nd Ave S, Ste 325, North Myrtle Beach, SC 29582.

NOTICE OF DEFAULT AND INTENT TO SELL Name and address of Purchaser: WILLIAM BRYANT EARLY, JR. & JEAN CULLER EARLY, 801 ARBORDALE AVE, HIGH POINT, NC 27262-4623 A fee simple undivided 0.0073861610410129 % ownership interest in the Project as tenants(s) in common with the holders of other undivided interests in and to the timeshare property known as MBV VACATION SUITES, as established by that certain Declaration of Covenants, Conditions and Restrictions and Vacation Ownership Instrument for MBV Vacation Suites, recorded at Book 3406, Pages 1312- 1365, et seq., of the records of the R.O.D. Office for Beaufort County, South Carolina, as amended or supplemented (the “Declaration”), having Interval Control Number U1605-W34E. Deed recorded in Book 3797, Pages 1135, Mortgage in Book 3797, Pages 1140. Total amount presently delinquent $30,102.93, Attorneys fees $350.00, Costs $6.80. You are currently in default under certain provisions of the above referenced mortgage and timeshare instrument. As provided for in paragraph 4. of the aforementioned mortgage, the lien-holder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. PURSUANT TO SECTION 27-32-325, S.C. CODE ANN., 1976, AS AMENDED, YOU ARE HEREBY ADVISED OF THE FOLLOWING: IF YOU FAIL TO CURE THE DEFAULT OR TAKE OTHER APPROPRIATE ACTION WITH REGARD TO THIS MATTER WITHIN THIRTY CALENDAR DAYS AFTER RECEIPT OF THIS NOTICE, YOU WILL RISK LOSING YOUR INTEREST IN THIS TIMESHARE ESTATE THROUGH A NONJUDICIAL FORECLOSURE PROCEDURE. HOWEVER, UNDER THE NONJUDICIAL PROCEDURE, YOU WILL NOT BE SUBJECT TO A DEFICIENCY JUDGMENT OR PERSONAL LIABILITY FOR THE LIEN BEING FORECLOSED EVEN IF THE SALE OF YOUR TIMESHARE ESTATE RESULTING FROM THE NONJUDICIAL FORECLOSURE IS INSUFFICIENT TO SATISFY THE AMOUNT OF THE LIEN BEING FORECLOSED. YOU MAY OBJECT TO THE SALE OF YOUR TIMESHARE ESTATE THROUGH THE NONJUDICIAL FORECLOSURE PROCEDURE AND REQUIRE FORECLOSURE OF YOUR TIMESHARE INTEREST TO PROCEED THROUGH THE JUDICIAL PROCESS. AN OBJECTION MUST BE MADE IN WRITING AND RECEIVED BY THE TRUSTEE BEFORE THE END OF THE THIRTY-DAY TIME PERIOD. YOU MUST STATE THE REASON FOR YOUR OBJECTION AND INCLUDE YOUR ADDRESS ON THE WRITTEN OBJECTION. IN A JUDICIAL FORECLOSURE PROCEEDING THAT RESULTS FROM YOUR OBJECTION, YOU MAY BE SUBJECT TO A DEFICIENCY JUDGMENT AND PERSONAL LIABILITY FOR THE LIEN BEING FORECLOSED IF THE SALE OF YOUR TIMESHARE ESTATE RESULTING FROM THE JUDICIAL FORECLOSURE IS INSUFFICIENT TO SATISFY THE AMOUNT OF THE LIEN BEING FORECLOSED. FURTHERMORE, YOU ALSO MAY BE SUBJECT TO A PERSONAL MONEY JUDGMENT FOR THE COSTS AND ATTORNEY’S FEES INCURRED BY THE LIENHOLDER IN THE JUDICIAL FORECLOSURE PROCEEDING IF THE COURT FINDS THAT THERE IS COMPLETE ABSENCE OF A JUSTIFIABLE ISSUE OF EITHER LAW OR FACT RAISED BY YOUR OBJECTIONS OR DEFENSES. YOU HAVE THE RIGHT TO CURE YOUR DEFAULT AT ANY TIME BEFORE THE SALE OF YOUR TIMESHARE ESTATE, BY PAYMENT OF ALL PAST DUE LOAN PAYMENTS OR ASSESSMENTS, ACCRUED INTEREST, LATE FEES, TAXES, AND ALL FEES AND COSTS INCURRED BY THE LIENHOLDER AND TRUSTEE, INCLUDING ATTORNEY’S FEES AND COSTS, IN CONNECTION WITH THE DEFAULT. Any response or inquiry should be made in writing to King Cunningham, LLC, Attn: Jeffrey W. King, Esq. who is serving as Trustee in this matter, at the following address: 1000 2nd Ave S, Ste 325, North Myrtle Beach, SC 29582.

NOTICE OF DEFAULT AND INTENT TO SELL Name and address of Purchaser: KENNETH W. BARNETT, JR & KIMBERLEY L. BARNETT, 4240 WOODSIDE DR, FREDERICKSBURG, VA 22407 A fee simple undivided 0.0147723220820258 % ownership interest in the Project as tenants(s) in common with the holders of other undivided interests in and to the timeshare property known as MBV VACATION SUITES, as established by that certain Declaration of Covenants, Conditions and Restrictions and Vacation Ownership Instrument for MBV Vacation Suites, recorded at Book 3406, Pages 1312- 1365, et seq., of the records of the R.O.D. Office for Beaufort County, South Carolina, as amended or supplemented (the “Declaration”), having Interval Control Number U1301-W14B. Deed recorded in Book 3586, Pages 3131, Mortgage in Book 3586, Pages 3136. Total amount presently delinquent $17,920.81, Attorneys fees $350.00, Costs $6.90. You are currently in default under certain provisions of the above referenced mortgage and timeshare instrument. As provided for in paragraph 4. of the aforementioned mortgage, the lien-holder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. PURSUANT TO SECTION 27-32-325, S.C. CODE ANN., 1976, AS AMENDED, YOU ARE HEREBY ADVISED OF THE FOLLOWING: IF YOU FAIL TO CURE THE DEFAULT OR TAKE OTHER APPROPRIATE ACTION WITH REGARD TO THIS MATTER WITHIN THIRTY CALENDAR DAYS AFTER RECEIPT OF THIS NOTICE, YOU WILL RISK LOSING YOUR INTEREST IN THIS TIMESHARE ESTATE THROUGH A NONJUDICIAL FORECLOSURE PROCEDURE. HOWEVER, UNDER THE NONJUDICIAL PROCEDURE, YOU WILL NOT BE SUBJECT TO A DEFICIENCY JUDGMENT OR PERSONAL LIABILITY FOR THE LIEN BEING FORECLOSED EVEN IF THE SALE OF YOUR TIMESHARE ESTATE RESULTING FROM THE NONJUDICIAL FORECLOSURE IS INSUFFICIENT TO SATISFY THE AMOUNT OF THE LIEN BEING FORECLOSED. YOU MAY OBJECT TO THE SALE OF YOUR TIMESHARE ESTATE THROUGH THE NONJUDICIAL FORECLOSURE PROCEDURE AND REQUIRE FORECLOSURE OF YOUR TIMESHARE INTEREST TO PROCEED THROUGH THE JUDICIAL PROCESS. AN OBJECTION MUST BE MADE IN WRITING AND RECEIVED BY THE TRUSTEE BEFORE THE END OF THE THIRTY-DAY TIME PERIOD. YOU MUST STATE THE REASON FOR YOUR OBJECTION AND INCLUDE YOUR ADDRESS ON THE WRITTEN OBJECTION. IN A JUDICIAL FORECLOSURE PROCEEDING THAT RESULTS FROM YOUR OBJECTION, YOU MAY BE SUBJECT TO A DEFICIENCY JUDGMENT AND PERSONAL LIABILITY FOR THE LIEN BEING FORECLOSED IF THE SALE OF YOUR TIMESHARE ESTATE RESULTING FROM THE JUDICIAL FORECLOSURE IS INSUFFICIENT TO SATISFY THE AMOUNT OF THE LIEN BEING FORECLOSED. FURTHERMORE, YOU ALSO MAY BE SUBJECT TO A PERSONAL MONEY JUDGMENT FOR THE COSTS AND ATTORNEY’S FEES INCURRED BY THE LIENHOLDER IN THE JUDICIAL FORECLOSURE PROCEEDING IF THE COURT FINDS THAT THERE IS COMPLETE ABSENCE OF A JUSTIFIABLE ISSUE OF EITHER LAW OR FACT RAISED BY YOUR OBJECTIONS OR DEFENSES. YOU HAVE THE RIGHT TO CURE YOUR DEFAULT AT ANY TIME BEFORE THE SALE OF YOUR TIMESHARE ESTATE, BY PAYMENT OF ALL PAST DUE LOAN PAYMENTS OR ASSESSMENTS, ACCRUED INTEREST, LATE FEES, TAXES, AND ALL FEES AND COSTS INCURRED BY THE LIENHOLDER AND TRUSTEE, INCLUDING ATTORNEY’S FEES AND COSTS, IN CONNECTION WITH THE DEFAULT. Any response or inquiry should be made in writing to King Cunningham, LLC, Attn: Jeffrey W. King, Esq. who is serving as Trustee in this matter, at the following address: 1000 2nd Ave S, Ste 325, North Myrtle Beach, SC 29582.

NOTICE OF DEFAULT AND INTENT TO SELL Name and address of Purchaser: MAURICE W. MISSICK , 1722 PINEHURST DR, WEST PALM BEACH, FL 33407-3542 A fee simple undivided 0.0147723220820258 % ownership interest in the Project as tenants(s) in common with the holders of other undivided interests in and to the timeshare property known as MBV VACATION SUITES, as established by that certain Declaration of Covenants, Conditions and Restrictions and Vacation Ownership Instrument for MBV Vacation Suites, recorded at Book 3406, Pages 1312- 1365, et seq., of the records of the R.O.D. Office for Beaufort County, South Carolina, as amended or supplemented (the “Declaration”), having Interval Control Number U2509-W38B. Deed recorded in Book 3701, Pages 1499, Mortgage in Book 3701, Pages 1504. Total amount presently delinquent $26,394.01, Attorneys fees $350.00, Costs $6.90. You are currently in default under certain provisions of the above referenced mortgage and timeshare instrument. As provided for in paragraph 4. of the aforementioned mortgage, the lien-holder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. PURSUANT TO SECTION 27-32-325, S.C. CODE ANN., 1976, AS AMENDED, YOU ARE HEREBY ADVISED OF THE FOLLOWING: IF YOU FAIL TO CURE THE DEFAULT OR TAKE OTHER APPROPRIATE ACTION WITH REGARD TO THIS MATTER WITHIN THIRTY CALENDAR DAYS AFTER RECEIPT OF THIS NOTICE, YOU WILL RISK LOSING YOUR INTEREST IN THIS TIMESHARE ESTATE THROUGH A NONJUDICIAL FORECLOSURE PROCEDURE. HOWEVER, UNDER THE NONJUDICIAL PROCEDURE, YOU WILL NOT BE SUBJECT TO A DEFICIENCY JUDGMENT OR PERSONAL LIABILITY FOR THE LIEN BEING FORECLOSED EVEN IF THE SALE OF YOUR TIMESHARE ESTATE RESULTING FROM THE NONJUDICIAL FORECLOSURE IS INSUFFICIENT TO SATISFY THE AMOUNT OF THE LIEN BEING FORECLOSED. YOU MAY OBJECT TO THE SALE OF YOUR TIMESHARE ESTATE THROUGH THE NONJUDICIAL FORECLOSURE PROCEDURE AND REQUIRE FORECLOSURE OF YOUR TIMESHARE INTEREST TO PROCEED THROUGH THE JUDICIAL PROCESS. AN OBJECTION MUST BE MADE IN WRITING AND RECEIVED BY THE TRUSTEE BEFORE THE END OF THE THIRTY-DAY TIME PERIOD. YOU MUST STATE THE REASON FOR YOUR OBJECTION AND INCLUDE YOUR ADDRESS ON THE WRITTEN OBJECTION. IN A JUDICIAL FORECLOSURE PROCEEDING THAT RESULTS FROM YOUR OBJECTION, YOU MAY BE SUBJECT TO A DEFICIENCY JUDGMENT AND PERSONAL LIABILITY FOR THE LIEN BEING FORECLOSED IF THE SALE OF YOUR TIMESHARE ESTATE RESULTING FROM THE JUDICIAL FORECLOSURE IS INSUFFICIENT TO SATISFY THE AMOUNT OF THE LIEN BEING FORECLOSED. FURTHERMORE, YOU ALSO MAY BE SUBJECT TO A PERSONAL MONEY JUDGMENT FOR THE COSTS AND ATTORNEY’S FEES INCURRED BY THE LIENHOLDER IN THE JUDICIAL FORECLOSURE PROCEEDING IF THE COURT FINDS THAT THERE IS COMPLETE ABSENCE OF A JUSTIFIABLE ISSUE OF EITHER LAW OR FACT RAISED BY YOUR OBJECTIONS OR DEFENSES. YOU HAVE THE RIGHT TO CURE YOUR DEFAULT AT ANY TIME BEFORE THE SALE OF YOUR TIMESHARE ESTATE, BY PAYMENT OF ALL PAST DUE LOAN PAYMENTS OR ASSESSMENTS, ACCRUED INTEREST, LATE FEES, TAXES, AND ALL FEES AND COSTS INCURRED BY THE LIENHOLDER AND TRUSTEE, INCLUDING ATTORNEY’S FEES AND COSTS, IN CONNECTION WITH THE DEFAULT. Any response or inquiry should be made in writing to King Cunningham, LLC, Attn: Jeffrey W. King, Esq. who is serving as Trustee in this matter, at the following address: 1000 2nd Ave S, Ste 325, North Myrtle Beach, SC 29582.