Living 50 Plus

It’s Never Too Late How to rebound from a late start to saving for retirement

Ticker Talk Keep your heart running strong well into your golden years

Revisiting Your Regimen Trendy exercises to rev up your workouts

A Blank Slate Media Special Section • February 5, 2015

22 living 50 plus • News Times Newspapers, Friday, February 6, 2015

MANGANO OFFERS

FREE LIFE SAVING PROGRAMS T

he YELLOW DOT Program was created to assist seniors following automobile accidents when they might not be able to communicate for themselves.

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FIR EA N D E M E R GEN CY

ERVICES AL S DIC ME

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A YELLOW DOT in the rear window of your vehicle will alert First Responders to the vital information in your glove compartment. This will assist medical and emergency personnel during the first critical minutes, “The Golden Hour,” after a crash or other emergency involving your vehicle.

SEN IOR

The YELLOW DOT Program is a cooperative effort involving the Nassau County Police Department (NCPD), the NCPD Emergency Ambulance Bureau, state and local police and local Fire Departments to assist our citizens in a time of need when they might not be able to help themselves.

Although the YELLOW DOT Program Although the VIAL OF LIFE Program is geared primarily toward senior is geared primarily toward senior citizens, anyone may benefit through participation.

VIAL OF LIFE The VIAL OF LIFE Program, similar to the Yellow Dot Program, was created to assist seniors following an emergency or accident in the home when they might not be able to communicate for themselves.

The VIAL OF LIFE Program is a cooperative effort involving the Nassau County Police Department, the NCPD Emergency Ambulance Bureau, state and local police and local Fire Departments to assist our citizens in a time of need.

SEE REFRIGERATOR DOOR FOR COMPLETE MEDICAL INFORMATION

NASSAUCOUNTY COUNTYEXECUTIVE EXECUTIVE NASSAU

1-888-724-1200 citizens, anyone may benefit through participation.

For further information or to participate in this FREE life saving program, please call 516-571-6000.

News Times Newspapers, Friday, February 6, 2015 • living 50 plus

SIGN UP FOR NASSAU COUNTY’S

FREE LIFE SAVING PROGRAMS VIAL OF LIFE PROGRAM F LIFER VIAFRLIGEO OOR FO RATOR D MATION

SEE RE MEDICAL INFOR TE COMPLE

The VIAL OF LIFE Program was created to assist seniors following an emergency or accident in the home when they might not be able to communicate for themselves.

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UTIVIVEE ECUT EXEC TYEX COUNTY AUU CO SSSA NAS NA

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NASSAU COUNTY EXECUTIVE NASSAU COUNTY EXECUTIVE

Working for Nassau Seniors

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The YELLOW DOT Program is a cooperative effort involving the Nassau County Police Department, the NCPD Emergency Ambulance Bureau, state and local police and local Fire Departments to assist our citizens in a time of need when they might not be able to help themselves.

EN

The YELLOW DOT Program was created to assist seniors following automobile accidents when they might not be able to communicate for themselves.

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NOW

Follow Ed Mangano on Facebook, Twitter and www.nassaucountyny.gov. and/or download the NassauNow App for iPhone and Android. The place to find local jobs is www.nassauworks.com.

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24 living 50 plus • News Times Newspapers, Friday, February 6, 2015

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S

ome people do not have the ability to begin saving for retirement early on. Others may have brushed retirement savings aside for so long that they are now worried that it’s too late to begin socking away money for retirement.

While it’s best to start saving for retirement as early as possible, the good news is that it’s never too late to start planning for retirement. If your 40th birthday has long passed and you’re finally thinking ahead to retirement, consider these catch-up strategies.

• Research tax-advantageous retirement savings plans. A financial planner can point you in the right direction, or consult with your employer about employee programs. Deposit money into a 401(k) or 403(b) plan or another retirement vehicle. Jump on any opportunities when your employer matches invested funds.

Investigate an IRA and find out if there are any government incentives.

Depending on your age, you may be able to deposit more money into such accounts than other investors.

• Cut back on expenses. Cutting back on unnecessary expenses is a great way to save more money for retirement. Figure out where you can save some money you can then allocate to retirement savings. Maybe you can reduce insurance coverage on an older car or raise your deduct-

ible? Downsize cable packages or skip that costly cup of coffee on the way to work. Perhaps it’s time to look for a smaller, less expensive home or a compact car instead of an SUV. Any money saved now will benefit you when the time comes time to bid farewell to the workforce.

• Delay your retirement. Many people who retire find themselves bored and looking for ways to fill their time, and as a result more and more people are delaying their retirement, which also gives them more time to save for that day when they do call it quits. If you want to work less, discuss and negotiate a phased retirement with your bosses that allows you to stick with your employer but gradually work fewer hours until you retire completely. You may be able to work part-time for several years and retire when you’re most comfortable.

• Consider more aggressive funds.

Even if you are 50 you still have a few decades before retirement, which leaves lots of time to grow your retirement savings. But you may want to consider more aggressive funds that can help you catch up more quickly than less aggressive investments.

Just know that aggressive funds may also leave you susceptible to substantial losses.

• Don’t amass debt. If you’re saving for retirement but only paying minimum balances on your credit cards, then you’re not really saving. Pay down credit card debt before you begin to set aside money for retirement.

Delaying retirement planning may mean you have to work a little harder to build up a solid reserve. But by following some financial tips and persevering, you can still enjoy retirement with security.

News Times Newspapers, Friday, February 6, 2015

Trendy exercises to rev up workouts

E

xercising consistently is a great way to get healthy. For those who find their workout routines monotonous, switching up exercises and embracing some of the newer, trendier fitness regimens may be a way to maintain your momentum at the gym.

High-intensity workouts

High-intensity interval training, or HIIT, is a concept behind some of today’s most popular exercise programs. HIIT combines cardiovascular and strength-training movements into a concentrated workout designed to keep your heart rate elevated. HIIT workouts blend bouts of intense exercise with either rest or low-intensity activity. These workouts seem to promote faster weight loss than prolonged workouts at moderate paces. While HIIT is functional, it is not best for those who have preexisting orthopedic injuries or serious cardiovascular conditions. But many people enjoy a stronger heart and improved muscle tone from HIIT workouts.

Kettlebells

These weighted cast-iron workout tools can be an interesting addition to strength-training workouts. But their utility does not stop there.

Using kettlebells during any physical activity will increase the amount of fat burned and can provide a full-body workout. Kettlebells come in different weights, and newcomers are urged to start out gradually and build up in weight as they become more familiar and toned.

Trampoline cardio

For those who want to both shake up their workouts and lift their moods, jumping on a trampoline can do just that. It’s difficult to be in a bad mood when bouncing around like a kid on a trampoline. Trampoline classes are turning up in some upscale gyms, where each participant has his own individual trampoline.

Routines mix in different choreography and small hand weights to promote a fun and effective cardio experience.

Water aerobics

Swimming isn’t the only thing you can do in a pool. Water workouts are ideal for those with muscle and joint pain because the buoyancy of the water reduces stress on these areas, while providing enough resistance for a deep workout. Workouts may begin in chest-deep water and progress to deeper water for added resistance. Some gyms now offer aqua cycling classes that combine water aerobics with spinning.

Dance and hip-hop classes

ZUMBA® classes have been popular for quite some time. But many health clubs offer additional classes that employ dance to burn calories and tone muscles. Some gyms have developed their own cardio-based dance classes that get people moving to music in a fun way. Routines are fun and fast-moving, which may make them feel less like a workout and more like a social event.

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49

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ATDW offers many Adult classes for beginners as well as intermediate level adult dancers. Our professional Ballet Department staff of teachers includes many well-known ballerinas and accomplished dancers from the Ballet and Broadway stage.

Leslie Browne, well known retired principal dancer from ABT and actress from the films The Turning Point, Nijinsky (with Mikhail Baryshnikov), and Dancers, as well as the Broadway show The Red Shoes. Leslie teaches Adult Intermediate ballet class every Friday Morning.

Katherine Healy, starred in the film Six Weeks with Mary Tyler Moore and Dudley Moore, was a former principal ballerina with the English National Ballet, Les Ballets de Monte Carlo and the Vienna State Opera Ballet, where she danced all the major roles in the classical repertoire as well as performing in a number of Balanchine ballets. Katherine won a silver medal at the International Ballet Competition in Jackson, Mississippi and became the youngest gold medalist at the Varna Competition when she was fourteen. Katherine teaches Adult Intermediate ballet class every Tuesday and Thursday morning.

ATDW also offers Adult Intermediate ballet classes on Wednesday and Saturday mornings, taught by internationally acclaimed ballet Artistic Director and former member of American Ballet Theater, Ali Pourfarrokh. Fleur Israel, a former professional dancer, and Jen Kreichman, an Adjunct Professor of ballet at Adelphi University, teach Adult ballet classes during the week as well.

Beginner Ballet and Theater Dance (jazz) classes are offered for adults new to dance or for those who have been away from dance for years and looking to get back to it.

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50 living 50 plus • News Times Newspapers, Friday, February 6, 2015

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H

eart health should be a concern for people of all ages, but especially so for men and women over 50. That’s because, according to the American Heart Association, even men and women who are free of cardiovascular disease at age 50 are at a significant lifetime risk of developing the disease.

But heart disease does not have to be an accepted byproduct of aging.

For example, a 2014 study published in the AHA journal Circulation found that maintaining or increasing physical activity after age 65 can improve the heart’s well-being and lower risk of heart attack.

In addition to increasing physical activity as they age, older men and women who understand heart disease and learn to recognize its symptoms have a greater chance of minimizing its affects and lowering their risk of having a heart attack.

What are the symptoms of heart disease?

Heart disease is a blanket term used to describe a host of conditions, so symptoms vary depending on each individual condition. The following are some of the more widely known conditions and their symptoms: • Hypertension: Also known as high blood pressure, hypertension is a largely symptomless form of heart disease. The AHA notes that the idea that hypertension produces symptoms such as difficulty sleeping, facial flushing, nervousness, and sweating is a misconception. Symptoms typically do not alert men and women to the presence of hypertension, highlighting the emphasis men and women should place on routine visits to the doctor’s office, where their blood pressure can be taken.

• Heart attack: The symptoms of a heart attack are different than the

• Arrhythmia: Arrhythmia means your heartbeat is irregular, and men and women often mistakenly believe arrhythmia only afflicts those who already have been diagnosed with heart disease or have had a heart attack.

But arrhythmia can affect even those men and women who have healthy hearts and no history of cardiovascular disease. Symptoms of arrhythmia can vary greatly, from a single premature beat to a series of premature beats that occur in rapid succession. Arrhythmia that lasts long enough to affect heart function may include symptoms such as rapid heartbeat, fatigue, dizziness, lightheadedness, shortness of breath, and chest pain.

How can I protect my heart?

Heart healthy habits take some effort, but men and women can protect their hearts regardless of their ages.

• Get sufficient exercise. At least 30 minutes of exercise per day can protect against disease.

• Quit smoking. Smoking increases your risk for a host of ailments, including heart disease. Quitting is a great way to start getting your heart and other parts of your body back on track.

• Include heart-healthy foods in your diet. A diet that is rich in fruits and vegetables and low in cholesterol, salt and saturated fat promotes heart health.

• Don’t drink alcohol to excess. Like smoking, drinking alcohol to excess can lead to a host of problems, such as high blood pressure, arrhythmia and high cholesterol, each of which increases your risk of heart disease.

• Lose weight. Being overweight or obese is a major risk factor for heart disease. If you have already started to exercise daily and eat a more hearthealthy diet, then you’re on your way to losing weight. Consult your physician if diet and exercise don’t seem to be helping you to shed pounds.

Heart disease kills millions of people across the globe each year, many of whom are over 50. But men and women who learn about heart disease and how to reduce their risk stand a far greater chance of fighting the disease.

News Times Newspapers, Friday, February 6, 2015 • living 50 plus

51

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52 living 50 plus • News Times Newspapers, Friday, February 6, 2015

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