Banker THE MISSISSIPPI
A BANKER IN EVERY CLASSROOM WEEK
Oct 29 - Nov 2 Also in this issue: • 2018-19 MBA Standing Committees • 2018 MBA Washington Visit • MYB Annual Leadership Conference
SEPTEMBER|OCTOBER 2018 VOLUME 103 • NUMBER 2
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THE MISSISSIPPI
FOUNDED 1889
OFFICERS Chairman Mary Childs, Ripley Vice Chairman Greg McKee, Philadelphia Treasurer Andy Anderson, Anguilla President & CEO McKinley W. Deaver, Jackson
BOARD OF DIRECTORS Terms Expiring 2019 Steve Gresham, Holly Springs Eddie Hammond, Winona Dan Rollins, Tupelo Mark Tapp, Baldwyn Terms Expiring 2020 Shannon Aker, Brookhaven Shane Clayton, Pontotoc Alan Hargett, Indianola Gee Gee Patridge, Ridgeland Danny Whalen, Cleveland Terms Expiring 2021 Robbie Barnes, Magee Allen Breland, Forest Mike Ellard, Natchez John Hairston, Gulfport Jeff McCoy, Meridian Chuck Nicholson, Brandon Ex-Officio Members Mary Childs, Chairman, Ripley Greg McKee, Vice Chairman, Philadelphia Andy Anderson, Treasurer, Anguilla Jerry Host, Retiring Chairman, Jackson Frank Sibley, Preceding Chairman, Marks Bob Glover, Ripley Brad Jones, Meadville Mike Webb, Tupelo
The official publication of the Mississippi Bankers Association McKinley W. Deaver • Editor Volume 103 • Number 2 • SEPTEMBER|OCTOBER 2018
Features Mississippi School of Banking prepares for 50th session ............... 6 Enrollment opens for April 7-13, 2019 classes
MBA 2018 Washington Visit.................................................8-10 Mississippi bankers make annual trip to nation's capital
'A Banker in Every Classroom'.............................................12-13 MBA’s financial education program launches 8th year
MYB Leadership Conference, Golf Tournament...................14-15 Annual events attract over 160 bankers
MBA Standing Committees.................................................16-19 Mississippi bankers named to serve in 2018-19
On the Cover: Tishomingo State Park, Iuka, Mississippi
Departments From the President...............................................................................................................2 Around the State.............................................................................................................. 3-5 MBA Conferences & Seminars...........................................................................................23
STAFF President & CEO.................. McKinley W. Deaver Senior V.P., Operations..........................Amy Davis Senior V.P., Gov. Relations............ Gordon Fellows Programs Manager............................Lori Richardson Marketing Manager........................ Brooke McCoy Manager of Insurance Services..........Sherell Taylor Accounting Manager.......................Vicky Franklin
YOUNG BANKERS SECTION President................................Bob Glover, Ripley Vice President.................. Marc Petro, Ridgeland Treasurer........................ Zach Luke, Greenwood
Bankers on the Move.................................................................................................... 24-26 Webinars............................................................................................................................27 ABA and ICBA columns.............................................................................................. 28-29 MBA Job Bank............................................................................................................. 30-31 The Mississippi Banker (ISSN 0026-6159) is published bi-monthly for $25.00 per year or $5.00 per issue by the Mississippi Bankers Association, 640 North State Street, Jackson, MS 39202. Phone 601-948-6366. Periodicals Postage paid in Jackson, Mississippi. POSTMASTER: Send address changes to The Mississippi Banker, P. O. Box 37, Jackson, MS 39205-0037. The corporation is not responsible for opinions expressed and statements made by the contributors of articles published in The Mississippi Banker excepting official announcements. Printed By Hederman Brothers, Ridgeland, MS SEPTEMBER|OCTOBER 2018
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From the President THE MISSISSIPPI BANKER
Build it and they will come By Mac Deaver, MBA President & CEO
Fo r a l m o s t t w o years, the MBA staff has been working to implement an ambitious strategic plan for our association. Designed by the MBA board of directors to Deaver improve our association's effectiveness and success, the plan's ultimate goal is to maximize the value of MBA membership. The MBA has always enjoyed a high level of banker participation. For almost 130 years, our philosophy has been: "Build it and they will come." This approach has been successful because "it" has always been defined by the needs of the membership. In other words, the MBA has enjoyed success because the MBA leadership and staff have been responsive to Mississippi banks and bankers. As we all know, developments in recent years have changed our industry in major ways. Technological advances, regulatory mandates, generational shifts, ever-increasing competition and other factors have altered how banks operate today, and how they utilize resources. And the number of banks has decreased markedly. All of this change requires that the MBA adapt in order to keep delivering value to our members. Our strategic plan is intended to help us do this. The MBA board believes that the success of our strategic plan will be measured by banker involvement. Thus, a key purpose of the plan is to promote increased participation by our members. Our strategic plan has many pieces, touching all areas of the association. A big part of our initial implementation has been assessing current MBA activities, services and programs, and determining specific action steps for moving forward. As we have done this, we have identified priority needs of 2
our membership and committed our efforts (and resources) to address them. To date, I am pleased that a number of elements of our plan have been achieved. In banker education, we have created the MBA Education Committee, composed of senior bank officers whose task is to provide input and guidance regarding MBA programs, schools and activities. I look forward to the Education Committee assisting us in keeping our education program focused, current and meaningful. (See story on page 20.) In consumer education, we have been working to make "A Banker in Every Classroom" a year-round program. BIEC has created teams of teachers and bankers who have delivered financial education in K through 12 classrooms across Mississippi.
The MBA must adapt in order to keep delivering value to Mississippi banks. While there has been much attention given to BIEC "week," we are now supporting presentations throughout the year. (See story on page 12.) The staff continues to work with the MBA Education Foundation to explore other ways to enhance our consumer education program. Government relations activities have always been a big part of what the MBA does. In the past year, we have continued to see more bankers become involved in grassroots advocacy on behalf of our industry. Our dual affiliation with both the ABA and ICBA has broadened our focus in Washington. Significantly, Mississippi Young Bankers has become more engaged through its "Day at the State Capitol" in Jackson and through MYB leaders attending industry events in
THE MISSISSIPPI BANKER
Washington. (See pages 8-10 for a story on the 2018 MBA Washington Visit.) Of course, effective communication is what holds everything together. This entails not only keeping our members informed and responding to their needs, it also involves communicating with policy makers, the media, and the general public. We know that improved communication will help us achieve success. Recently, we have increased efforts to target our communications through e-newsletters, social media, and the association website, www.msbankers.com. At the same time, we have continued to maintain and improve our longstanding publications. Last year, for the first time, we made our Mississippi Bank Directory available in digital form. To improve our overall operations, we are making revisions to staff assignments to be more responsive to member needs. For example, we have given increased emphasis to generating non-dues revenue through endorsed products and services, sponsorships, and advertising. Additionally, we are revising internal practices regarding financial and administrative matters. Action by the MBA membership at the 2018 convention approved major changes in the governance of the association. Beginning in 2019, association leaders will be elected under a new process, with bankers selected from three rather than eight geographic divisions. We believe that all of these changes -- and others to come -- will make us much more effective in representing our membership. I encourage all bankers to let the MBA staff know how you think we are doing. Your input is important to us. And, if there is a specific matter of importance to you that you think the association should address, call the MBA office (601-948-6366) and let us know. Thanks for helping us build a better MBA!
Around the State THE MISSISSIPPI BANKER
Regions Bank recognizes leadership team; Robert Leard appointed market executive Robert Leard, Commercial Banking Leader for Regions Bank, has been appointed to serve as Market Executive for the bank in Jackson and surrounding communities. Leard is part of a leadership team of bankers leveraging their local experience and market insights to expand Regions’ client base in Metro Jackson and all of Mississippi. As Market Executive, Leard will work with colleagues and community members to identify opportunities for the bank and its associates to make a meaningful difference in response to local needs. Through volunteer service, nonprofit support, delivering financial education, and more, Leard and Regions’ entire leadership team will consistently reflect the company’s commitment to meeting clients’ needs and supporting the surrounding areas. Leard succeeds Arthur DuCote, who was recently appointed to serve as Market Executive and Commercial Banking Leader for Regions in Montgomery, Ala. L e a rd w i l l a l s o continue serving as Regions’ Commercial Banking Leader in Leard Metro Jackson, overseeing local teams that deliver customized financial solutions for large companies and major employers. “Regions Bank is focused on working closely with local customers and listening to the needs of our communities as we deliver financial services and community support that are designed to make a valuable difference in Metro Jackson and beyond,” said John Turner, Regions President and CEO. “Robert’s expertise, combined with the experience of our entire Metro Jackson leadership team, will help Regions further strengthen its focus on this vibrant
area. We are committed to the success of our communities and to consistently developing new ways to serve.” Leard joined Regions Bank, formerly AmSouth, in 1995 as a consumer credit policy officer and has held several leadership roles, including business banking executive and regional credit executive. His banking career began with Trustmark Bank in Jackson in 1990. He serves on the boards of the Woodward Hines Education Foundation, Habi- Bowman tat for Humanity of the Capital Area, and the Andrew Jackson Council, Boy Scouts of America. Regions’ leadership team in Metro Jackson also includes Barbara Bowman and Andy Mi l l e r, C o n s u m e r Miller Banking Managers who are responsible for the company’s branchbanking operations at more than two dozen Regions locations across Hinds, Rankin and surrounding counties. Bowman and Miller bring extensive Crowder Jackson-area banking experience to their roles. Bowman joined the bank in 2004 and has worked in financial services in the area since 1980. Miller joined Regions as a local branch manager in 2006. Further, the Jackson leadership team includes Richard Crowder and Bubba Holloway of Regions Private Wealth Management, a division of Regions that serves investment clients through tai-
lored financial advice and market insights. Crowder, Holloway and their teams reach high-net-worth and ultra-high-net-worth investors across Mississippi with customized Holloway solutions designed to accomplish a variety of complex investment, trust and banking objectives. Crowder offers 34 years of Mississippi financial services experience for the benefit of Regions clients. He Hunter joined the bank in May 1984. Holloway has over 35 years of experience serving Regions clients; he joined the company in November 1982. Additionally, LoRose Hunter was recently appointed to serve as Community Development Manager overseeing Regions’ work throughout Mississippi to support and enhance the areas where the bank does business. Specifically, Hunter’s efforts will focus on efforts such as affordable housing developments, community revitalization programs and other initiatives that can benefit from the financial expertise of Regions and its teams. Hunter is a 14-year veteran of Regions Bank in Jackson, most recently serving as Financial Wellness Relationship Manager, a role that coordinates financial education programs for over 100 Regions branches. She also has nine years of Business Banking experience with the company. 131st Annual MBA Convention Sandestin, Florida
May 15-19, 2019
SEPTEMBER|OCTOBER 2018
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Around the State THE MISSISSIPPI BANKER
Trustmark names Aldridge, Bridges Market presidents for Hinds County, Jackson
Trustmark National Bank recently announced that Ben Aldridge has been named market president for Hinds County and Bernard Bridges has been named market president for Jackson. “These promotions reflect the continued commitment to our home market,” Jerry Host, chief executive officer of Trustmark stated. “As market presidents, Ben and Bernard will work closely with our business relationships and community partners in their areas of responsibility to further establish Trustmark as a true financial partner. Both gentlemen have been instrumental in growing and developing business for Trustmark, and I am confident that together they will strengthen Trustmark’s presence and practice of good corporate citizenship in the Hinds County and Jackson markets.” “Ben and Bernard both are well established in the Jackson community and have extensive banking experience, as well as the expertise, business acumen and local knowledge to help companies in Hinds County and Jackson succeed by offering sound financial advice and lending a helping hand to community organiza-
L to R: Ben Aldridge, Bernard Bridges.
tions in the market,” Art Stevens, retail banking president of Trustmark stated. Aldridge joined Trustmark in 2004 and previously held the positions of senior vice president, first vice president, vice president and assistant vice president in the areas of Corporate Treasury and Public Services. He earned a Master of Business Administration from the University of Alabama at Birmingham and a Bachelor of Accountancy from Mississippi State University. Aldridge
BankFirst appoints Gregg Rader To board of directors Gregg Rader has been appointed to the BankFirst Financial Services board of directors. Rader, CEO of Columbus Recycling Corporation, brings over 30 Rader years of business experience to the board. “Gregg is a well-known entrepreneur and innovator in the Golden Triangle Region, and we are pleased and excited to welcome him to the Board,” said Moak Griffin, President and CEO of BankFirst. “Gregg pos4
sesses a seasoned business background and a depth of financial experience and knowledge and will be of great value as we continue to build our franchise.” Rader serves on a number of other boards, including Mississippi State University Foundation, the Bulldog Club and the Lowndes County Industrial Development Authority. He is a graduate of Mississippi State University. “It’s a great honor to be named to such a distinguished board of directors,” said Rader. “I look forward to serving with the Board for the betterment of the communities, shareholders and employees of BankFirst.”
THE MISSISSIPPI BANKER
completed the Graduate School of Banking at Louisiana State University and the Southeastern School of Advanced Commercial Lending in Tennessee. He serves as board treasurer for both Operation Shoestring and Downtown Jackson Partners. He is also vice chairman for the Mississippi Guaranty Pool Board and a member of the Rotary Club of Jackson. Bridges joined Trustmark in 1985 and formerly held the roles of senior vice president, first vice president and vice president in the areas of Community Development, Commercial Lending and Branch Management. He earned a Master of Business Administration from Jackson State University and a Bachelor of Science in Business Administration from Mississippi Valley State University. Bridges also completed the Mississippi School of Banking at the University of Mississippi and the Graduate School of Banking at Louisiana State University. He is a graduate of Leadership Mississippi and the Center for Creative Leadership, an active member of 100 Black Men of Jackson and past chairman for both the Goodwill Industries and the YMCA Metro Chapter.
MYB
CONVENTION
March 9-13, 2019
Around the State THE MISSISSIPPI BANKER
Origin Bank promotes Lance Hall to bank president
Origin Bank has promoted Lance Hall to the role of bank president. Hall has served the organization for 18 years in various roles including Louisiana state president, chief Hall strategy officer and chief operating officer, managing the bank’s operations, information technology, strategic planning and brand teams. “Lance is an integral member of our executive team and has been a true partner to me as our company has experienced growth and success over the years.” said Drake Mills, chairman, president and CEO of Origin Bancorp. “His leadership style and commitment to our corporate culture give me great confidence in the future of our organization.” In his new role Hall will manage the day-to-day operations and growth strategy of the bank, and support the commercial, private and retail teams across the bank’s markets in Louisiana, Texas and Mississippi. “I am honored to take on the role
SAVE THE DATES Oct 29 - Nov 2 'A Banker in Every Classroom' Week'
of Origin Bank president and partner even closer with Drake to build a truly exceptional company,” said Hall. “I look forward to working with our market leaders and bankers to execute on our mission and further enhance the banking experience for our clients.” Hall holds a Bachelor of Business Administration degree in managerial finance from the University of Missis-
sippi and is a graduate of the Graduate School of Banking at Louisiana State University. He is chairman of the Ruston-Lincoln Community Foundation and a past two-term director for the North Louisiana Economic Partnership. He is married to Katie Cochran Hall, and together they have four children. He maintains an office at the bank’s Ruston Financial Center.
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Golden Anniversary
Enrollment opens for 50th session of Mississippi School of Banking The 2019 session of the Mississippi School of Banking will mark the 50th anniversary of the MBA-sponsored school. Enrollment is now open for the school’s golden anniversary session, which will be held April 7-13, 2019, on the University of Mississippi campus in Oxford. "Strong support from Mississippi banks and bankers has been the key to the school’s success for half a century,” said Mac Deaver, MBA president and a 1988 MSB graduate. Deaver noted that more than 2,400 students have graduated from MSB over the years – virtually all of them Mississippi bankers. “This alone attests to the value of our school,” he said. “And, in addition, hundreds of Mississippi bankers have served on the school’s faculty, its board of trustees, or supported it in other ways.” The Mississippi School of Banking is overseen by a Board of Trustees, chaired by Bill Sones, CEO of Bank of Brookhaven. The MSB board has evaluated the 2018 session and provided input for planning the 2019 session. The MSB's intense two-year program covers many varied aspects of banking activity, including the latest developments for legal, regulatory, credit, management and other issues. The school’s program consists of two one-week sessions on the Ole Miss campus, with students required to successfully complete home study problems between their first and second year.
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A major portion of the second-year curriculum is a computerized bank simulation exercise, in which students compete in teams to successfully manage their “banks” through various economic scenarios. Bank simulation
"Strong support from Mississippi banks and bankers has been the key to the school’s success for half a century.” Mac Deaver MBA president 1988 MSB graduate winners are recognized at graduation. The top graduate of the school is recognized each year and awarded the Donald E. Moak Achievement Award, provided by the MBA Education Foundation and presented by Mississippi Young Bankers. The MSB program emphasizes interaction between students, which is conducive to problem-solving during the school and fosters relationships between bankers that are useful in their careers. Led by Dr. Ken Cyree, MSB director and Dean of Business at Ole Miss, the distinguished faculty of MSB includes bankers, educators, regulatory officials and other industry professionals. Dr. Cyree oversees the faculty and cur-
THE MISSISSIPPI BANKER
Download an application VISIT
MSBANKERS.COM
Application deadline February 1, 2019
riculum. Amy Davis, MBA senior vice president-operations, oversees the administration of the school as MSB registrar. Lori Richardson, MBA programs manager, serves as assistant registrar. For more information on the school, or for assistance in registering, bankers should contact Davis or Richardson at the MBA office.
MBA's Mississippi School of Banking Comprehensive training, leadership development
“The Mississippi School of Banking serves as one of the primary professional and leadership development opportunities at the center of our corporate learning and development program. The strong, solid Loper curriculum and accomplished, experienced faculty impart the knowledge and insights bankers need to excel while the team-oriented environment helps class members build lifelong professional relationships.”
“The Mississippi School of Banking has proven to be a win-win for both Citizens Bank and its employees. Employees view the opportunity as a reward for hard work and dedication, and their participation in the program has consis- Sanderson tently elevated their performance, confidence, and value at work. Armed with a broader knowledge base and a deeper skill set, our Mississippi School of Banking graduates have yielded great dividends for the training investment.”
D. Shane Loper Sr. Executive Vice President Hancock Whitney Bank
Robin Sanderson Sr. Vice President Citizens Bank, Columbia
SEPTEMBER|OCTOBER 2018
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Government Relations THE MISSISSIPPI BANKER
2018 MBA Washington Visit:
Taking industry message to nation's capital The 2018 MBA Washington Visit took place September 11-14, with 30 Mississippi bankers participating in this annual pilgrimage to the nation's capital. This year's visit included meetings with the American Bankers Association and the Independent Community Bankers of America, as well as visits with all six members of Mississippi's Congressional delegation. In addition, bankers attended briefings from officials of the Federal Deposit Insurance Corporation (FDIC), the U.S. Treasury Department, Consumer Financial Protection Bureau (CFPB), and the Financial Crimes Enforcement Network (FinCen). MBA Chairman Mary Childs of The Peoples Bank, Ripley; Treasurer Andy Anderson of Bank of Anguilla; and Legislative Committee Chairman Brad Jones of Bank of Franklin, Meadville, led the banker delegation in Washington. In all, about 60 persons were part of the MBA delegation, which included spouses, guests and MBA staff. Sen. Rita Parks of Corinth, chairman of the Business & Financial Institutions Committee of the Mississippi State Senate, and Rep. Hank Zuber, chairman of the Banking & Financial Services Committee of the Mississippi House of Representatives joined the group as special guests. This
year the event was headquartered at the Park Hyatt Hotel in Washington. The visit began on Tuesday evening, September 11, with a full group event at The Palm Restaurant. Jones Walker sponsored a reception, and Olsen Palmer sponsored dinner for all attendees. Christopher Olsen MBA Chairman Mary Childs presents MissBankPAC check welcomed the group to ABA BankPac. (L to R): Mac Deaver, Childs, Cara Gavat o Wa s h i n g t o n . gan of ABA, MBA Treasurer Andy Anderson, Gordon Fellows. Childs made brief remarks following dinner, and Gordon Fellows, MBA Senior Vice President for Congressional RelaVice President-Government Relations, tions. Fellows moderated this discussion, outlined the Washington Visit schedule. which provided details on legislative and On Wednesday, September 12, the regulatory developments. Ballentine and bankers enjoyed a series of meetings at Merski were joined by other senior staff the ABA headquarters, which included members of ABA and ICBA in discussbreakfast and lunch provided by the ing a number of topics, including issues ABA. The first banker session was a addressed in S. 2155, the Economic joint briefing by James Ballentine, ABA's Growth, Regulatory Relief, and ConExecutive Vice President for Congres- sumer Protection Act which was passed sional Relations and Political Affairs, by Congress earlier in the year. The group and Paul Merski, ICBA's Executive discussed actions being considered by
A large group of bankers met with Congressman Gregg Harper to discuss banking issues. 8
THE MISSISSIPPI BANKER
Congressman Steven Palazzo discussed banking legislation with bankers.
Government Relations THE MISSISSIPPI BANKER
Bankers from the Second District met with Congressman Bennie Thompson in his Capitol Hill office.
federal regulators to implement S. 2155. Specifically addressed was the need for bankers to weigh in as regulators considered capital simplification under S. 2155. Ballentine and Merski noted the potentially positive impact by changes in leadership at a number of agencies. Among many topics discussed in the ABA/ICBA briefing were the Bank Secrecy Act and efforts to make bank compliance with BSA more practical and meaningful; a proposal by OCC to modernize the Community Reinvestment Act (CRA); and congressional consideration of the 2018 Farm Bill, which includes flood insurance provisions. The briefing also included discussion of legislative proposals on data security and Home Mortgage Disclosure Act (HMDA) reform. The group had an extensive discussion of the need to remove the tax and regulatory advantages enjoyed by credit unions and the Farm Credit System in their competition with banks. Specifically, the bankers raised issues and how the banking industry might educate the Congress, and the public, on these matters. At the conclusion of the briefing, Childs noted MBA's joint affiliation with ABA and ICBA and thanked them for their efforts on behalf of Mississippi banks. Next, Jim Chessen, ABA Chief Economist, made a presentation on economic trends affecting the banking industry. While at the ABA, Childs presented a $20,000 check from Miss-
Congressman Trent Kelly in his Capitol Hill office with (L to R) State Rep. Hank Zuber, State Sen. Rita Parks and MBA Chairman Mary Childs.
BankPAC, the MBA-sponsored political action committee, to ABA Bankpac. Dan Smith, Assistant Director of the CFPB Office of Financial Institutions and Business Liaison, led a briefing on activities at the bureau. The discussion focused on the "qualified mortgage" rule and the bureau's assessment of the rule that should be completed in January 2019. Smith noted that CFPB was beginning a "five year look-back" at all of its rules, and he specifically said that CFPB had determined that the issue of bank overdrafts was "inactive" and not on the bureau's current agenda for action. Kipp Kranbuhl, Acting Assistant Treasury Secretary, briefed the group on activity in the U. S. Treasury Department. He commented on the administration's actions to address regulations, taxation and trade issues. He also cited the department's support for CRA reform. Anthony Harris, Acting Assistant Director in the Office of Compliance with FinCen, briefed bankers on the operation of the network. There was an extensive discussion of the volume of reports required of banks, and how they were reviewed and utilized. Childs thanked FinCen for its recent action to grant some relief on the matter of "beneficial ownership" of certificates of deposit. Following the meetings at the ABA, the group proceeded to the headquarters of FDIC, where Director Martin Gruenberg lead a briefing. He was
Senator Roger Wicker briefed bankers in a joint Capitol Hill meeting with Senator Cindy Hyde-Smith.
Senior FinCEN officials briefed the MBA delegation on how mandated reporting is administered and utilized in prosecuting financial crimes.
CONTINUED on page 10
SEPTEMBER|OCTOBER 2018
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Government Relations THE MISSISSIPPI BANKER
2018 MBA Washington Visit continued from page 9 joined by Sylvia Plunkett, FDIC Senior Deputy Director in the Division of Depositor and Consumer Protection. Gruenberg gave his perspective on the importance of community banks in the U.S. economy, and he cited the positive role that community banks played in the recovery from the Great Recession. Gruenberg discussed a number of risk issues that the FDIC would be monitoring in coming economic cycles. On Thursday, September 13, the banker delegation split into groups for meetings on Capitol Hill. Morning meetings with Congressmen Bennie Thompson and Trent Kelly preceded a joint meeting of the full group with Senators Roger Wicker and Cindy Hyde-Smith. The group enjoyed lunch at The Monocle, sponsored by ICBA and the Federal Home Loan Bank of Dallas. Thursday afternoon, bankers
met with Congressmen Gregg Harper and Steven Palazzo. In the meetings with Senators and Representatives, bankers expressed thanks for the support given to passage of S. 2155, and for support on other important issues. This year's Washington Visit schedule was revised to conclude earlier on Thursday, to give attendees the flexibility to change travel plans, as needed, due to the threat of Hurricane Florence. Thanks to participation by a large group of Mississippi bankers, this year's Washington Visit was a great success. The MBA appreciates the support provided by Washington Visit sponsors Jones Walker, Olsen Palmer, ABA, ICBA, and Federal Home Loan Bank of Dallas. Mississippi bankers should contact Fellows with questions or for more information on the Washington Visit program: 601-9486366, gfellows@msbankers.com.
Senator Cindy Hyde-Smith briefed bankers in a joint Capitol Hill meeting with Senator Roger Wicker.
Jim Chessen, ABA economist, made a presentation on economic trends affecting the banking industry.
Washington Visit Participants Bank of Anguilla Andy Anderson Kit McCoy Fred Miller Bank of Brookhaven Bill Sones Bank of Franklin Brad Jones BancorpSouth Michael Booker James Threadgill Citizens Bank & Trust Company Frank Sibley Cleveland State Bank Danny Whalen Copiah Bank Rebecca Barrentine Steve Bozeman 10
Community Bank Chance Carter Matt Mayo Greg Moore Marc Petro Federal Home Loan Bank, Dallas Eric Haar FirstBank, McComb Cal Hodges John Shappley First Security Bank Justin Hill Jason Pressgrove First State Bank, Waynesboro Allen Hodo Mississippi Legislature Sen. Rita Parks, Corinth Rep. Hank Zuber, Ocean Springs
THE MISSISSIPPI BANKER
Peoples Bank, Mendenhall Chris Dunn John Rankin Planters Bank & Trust Co. Alan Hargett PriorityOne Bank Robbie Barnes The Peoples Bank, Ripley Mary Childs Bob Glover Renasant Bank Mark Jeanfreau John Oxford Trustmark Bank Art Stevens Wells Fargo Bank Scott Fontenot
GSB at LSU Board of Trustees meets, Honors Don Woodland, Clifton Fowler The Board of Trustees of the Graduate School of Banking at LSU met October 12 in New Orleans. Chairman Scott Latham of the Alabama Bankers Association presided over the meeting, which was attended by trustees from the 15 states whose bankers associations sponsor GSB. Latham was joined by John Jordan, GSB Executive Director, and Jody Hudgins, incoming GSB President, in leading discussion of plans for the 2019 session of the school, scheduled May 19-31 on the LSU campus. The Trustees took part in a detailed review of GSB operations, curriculum and faculty. Trustees shared best practices for marketing the school to bankers in their states. In addition to Jordan, other GSB officials participating in the meeting were Corinne Long, Vice President for Administration; and Dr. Mike Highfield, Vice President for Curriculum. Mississippi trustees attending were Wes Fulmer, executive vice
Sherry Fowler, Jason Fowler, Susan Goss
Dr. Don Woodland and Mac Deaver
president of The Peoples Bank, Biloxi, and Mac Deaver, MBA president. A dinner for the Board to Trustees on Thursday evening, October 11, included special recognition of past leaders of GSB at LSU. The Trustees honored the late Clifton Fowler, a Mississippi banker, longtime faculty member and past GSB president. Fowler was posthumously awarded the
Gene Spragens Award, which recognizes a faculty member who has exceptional abilities and brings to the classroom material that is valuable to the professional development of the banking students. Attending the dinner to accept the award were Fowler's wife Sherry, son Jason Fowler and daughter Susan Goss. Dr. Don Woodland, who recently retired as director of GSB at LSU after 52 years of service to the school, was honored with the naming of the school's headquarters in his honor. A plaque designating the building as "Woodland Hall" was unveiled. At the dinner, the Trustees recognized outgoing GSB president Mark Holladay, executive vice president of Synovus Bank, Columbus, Ga.; and outgoing GSB Chairman Bob Taylor, president of the Louisiana Bankers Association. They also honored Watts Steger, immediate past GSB president and retiring faculty member. Steger is chairman of Bank of Botetourt in Buchanan, Va.
John Jordan, GSB Executive Director; Trustee Wes Fulmer, The Peoples Bank, Biloxi; Chairman Scott Latham, Alabama Bankers Association; and Trustee Mac Deaver, Mississippi Bankers Association
SAVE THE DATES 2019 session May 19-31 SEPTEMBER|OCTOBER 2018
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'A Banker in Every Classroom' Week October 29 - November 2, 2018 MBA’s 'A Banker in Every Classroom' Week was designed to encourage bankers to promote financial education in local schools. Now in its eighth year, the relationships between teachers and bankers exist - not only this week but throughout the year. "Teachers are requesting specific bankers and that means the relationships have been built," shares Amy Davis, MBA senior vice president. "Through A Banker in Every Classroom, we continue to build new relationships. The MBA staff is pleased to know that the schools can call on banks in their communities because of existing relationships. If a topic comes up in a lesson, a teacher knows someone at the bank to call. The program is doing its job." "A Banker in Every Classroom is a phenomenal, coordinated effort by banks and bankers all over our great state to spread the message about what we do in our communities day in and day out," states MYB president Bob Glover of The Peoples Bank, Ripley. "MYB is proud to be a part of this initiative and the year-round efforts to provide financial literacy education to students and citizens of Mississippi.” The MBA’s Mississippi Young Bankers section coordinates personal financial education through its statewide network of MYB county delegates. BIEC presents an exciting opportunity to magnify the impact of existing programs. MBA provides materials on savings, credit, budgeting and other topics for use in presentations. But there is no required curriculum; bankers and teachers determine what will work best. Contact Amy Davis, adavis@msbankers.com or Brooke M c C o y, b m c c o y @ m s b a n k ers.com with any questions. 12
CONTACT adavis@msbankers.com
THE MISSISSIPPI BANKER
VISIT msbankers.com
BIEC STATISTICS 7 years 3,000 presentations 100,000 students
“A Banker in Every Classroom is a phenomenal, coordinated effort by banks and bankers all over our great state to spread the message about what we do in our communities day in and day out." - Bob Glover, MYB President, The Peoples Bank, Ripley
BANKER FORM
Please complete and submit this form by fax or email 601-948-6366 p ● 601-355-6461 f adavis@msbankers.com ● bmccoy@msbankers.com •
Year-round financial education opportunities for grades K-12
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Annual week-long event and media exposure
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MBA staff help connect bankers and teachers
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Tools available for classroom presentations
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Contact Amy Davis, adavis@msbankers.com, 601-948-6366 with questions
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Visit msbankers.com
BANKER INFORMATION Banker Name
Bank Name
Cell Phone
Bank Address
Bank Phone
Bank City
Bank County
PLEASE INDICATE PREFERENCES BELOW (or assigned by MBA staff) Banker Dates Available
Grade(s)
School/Location
School Phone
BANKER TO PROVIDE THIS INFORMATION TO REQUEST SPECIFIC TEACHER Teacher Name
Teacher Cell Phone
Teacher Email Mississippi Bankers Association 640 N. State St. Jackson, MS 39202 ● P. O. Box 37 Jackson, MS 39205 601-948-6366 p ● 601-355-6461 f ● msbankers.com
Oct018
SEPTEMBER|OCTOBER 2018
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Mississippi Young Bankers THE MISSISSIPPI BANKER
160 bankers attend MYB Leadership Conference Over 160 bankers participated in the annual Mississippi Young Bankers Leadership Conference on September 27 in Jackson. MYB President Bob Glover of The Peoples Bank, Ripley led the MYB Executive Council in the planning of the event, and Councilman Drew Kenna of Bank of Forest presided. Vining Sparks and ICBA Securities were the presenting sponsors for the golf tournament scheduled for September 26 at Lake Caroline Golf Club in Madison. Although golfers were unable to play due to rain, 23 teams of players enjoyed a draw down for prizes. All golfers received a certificate for a round of golf at Lake Caroline. "Leadership on Point" was the conference theme. Guest speakers included MBA Chairman Mary Childs, The Peoples Bank, Ripley; Bridgforth Rutledge, Phelps Dunbar, LLP; Rob Engstrom, chief political strategist, American Bankers Association; Shad White, Mississippi State Auditor; and Brittany Wagner, athletic academic counselor and life coach,"Last Chance U". During the conference, bankers were recognized for their participation in consumer education. Amy Davis, MBA senior vice president, discussed
the success of the MBA’s 'A Banker in Every Classroom' (BIEC) and presented awards to the following bankers for their work in the program: • Emily Cooley, First State Bank, Waynesboro; • Dawn Prach, First Southern Bank, Hattiesburg; • Stephanie At the Leadership Conference, MBA Chair Mary Childs presented a contribution from MissBankPAC to the ABA's Voter Education Packer, Merchants Fund. On hand for the presentation were Marc Petro, MYB vice & Marine Bank, president; Andy Anderson, MBA treasurer; Childs; ABA's Rob Engstrom; Bob Glover, MYB president; and Zach Luke, MYB treasurer. Pascagoula The MYB also awarded its statewide “Delegate of the Year” award to Scott Barnes of PriorityOne Bank, Magee. MBA president Mac Deaver presented the 2018 Leadership Scholarship, awarded annually by the MBA Education Foundation and MYB to a deserving college junior studying banking in Mississippi. This year's $2,000 cash award was A drawing was held for golf prizes proby tournament sponsors Vining presented to Brandon Cade of the vided Sparks and ICBA Securities, with Bob University of Southern Mississippi. G l o v e r a n d B i l l K i l d u f f p r e s e n t i n g .
L to R: MYB vice president Marc Petro, Community Bank, Jackson; Brittany Wagner Athletic Academic Counselor & Life Coach; MYB president Bob Glover, The Peoples Bank of Ripley, MYB at-large councilman Drew Kenna, Bank of Forest.
Brandon Cade, a junior at the University of Southern Mississippi, received the Leadership Scholarship presented by the MBA Education Foundation and MYB. Joining Cade for the presentation was Dr. Marvin Bouillon of the USM College of Business.
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THE MISSISSIPPI BANKER
Mississippi Young Bankers THE MISSISSIPPI BANKER
MYB Councilman Drew Kenna, Bank of Forest, presided over the annual Leadership Conference, held at the Hilton Hotel in Jackson. This year's "Leadership on Point" event drew 160 young bankers from across the state. Bankers are encouraged to contact Amy Davis, MBA Senior Vice President, with questions about MYB, at adavis@msbankers.com or 601-948-6366.
"A Banker in Every Classroom" program award recipients, (L to R): Dawn Prach; Emily Cooley, and Stephanie Packer, with State Auditor Shad White.
Balanced Advice. Proven Results.
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www.silassimmons.com
209 N. Commerce Street | Natchez, MS 39120 SEPTEMBER|OCTOBER 2018
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Standing Committees THE MISSISSIPPI BANKER
Agriculture Committee
Lending Committee
Chairman: Hue Townsend
Chairman: Joe Ricotta
Guaranty Bank & Trust Belzoni
Russell Fava, First National Bank, Clarksdale Wayne Harris, State Bank & Trust, Greenwood John Herrod, Bank of Okolona, Okolona Mitchell Hill, Community Bank, Indianola Bryan Jones, BankPlus, Yazoo City Mackenzie Parker, Bank of Anguilla, Anguilla Trey Pritchard, Citizens Bank & Trust, Marks Van Ray, Bank of Yazoo, Yazoo City Ryan Strawbridge, Planters Bank & Trust Co., Greenwood Walt Stephens, Regions Bank, Greenville Jay Tindall, Sycamore Bank, Senatobia Luther Wade, Bank of Commerce, Greenwood
Group Insurance Committee/Board of Trustees, Mississippi Bankers VEBA Plan & Trust Chairman: Phil Williams
Bank of Yazoo, Yazoo City Williams
Shannon Aker, Bank of Brookhaven, Brookhaven Allen Breland, Bank of Forest, Forest Kirk Graves, State Bank & Trust Co., Ridgeland Henry Logue, Merchants & Planters Bank, Raymond Sam McClatchy, First State Bank, Holly Springs Jeff McCoy, Great Southern Bank, Meridian 16
Chairman: Evelyn Herrington
Southern Bancorp, Madison Ricotta
Townsend
Compliance/Audit Committee
The Peoples Bank, Biloxi
Herrington
Von Burt, Great Southern Bank, Meridian Dawn Ard, The First, Hattiesburg Carol Daniel, The First, Hattiesburg Judy Baldwin, Planters Bank & Trust Co., Craig Eversole, First National Bankers Indianola Bank, Ridgeland Bo Baxter, Renasant Bank, Tupelo Brad Ewing, Oxford University Bank, Oxford Sharon Beard, First State Bank, Waynesboro Frank Foster, United Mississippi Bank, Renee Brewer, Oxford University Bank, Natchez Oxford James Glorioso,Cleveland State Bank, Stephanie Broussard, Merchants & Cleveland Marine Bank, Pascagoula Eric Hanbury, Renasant Bank, Tupelo Kimberly Buford, Mechanics Bank, John Herrod, Jr., Bank of Okolona, Okolona Water Valley Cal Hodges, First Bank, McComb Audra Cook, Oxford University Bank, Chris Hull, Covington County Bank, Collins Oxford Christopher Hutchins, United MissiHeather Craft, OmniBank, Jackson ssippi Bank, Natchez Wyman Jones, Community Bancshares, Jeff Crick, Bank of Commerce, Greenwood Rita Eldridge, Bank of Winona, Winona Brandon Byron Jordan, First State Bank, Waynesboro Misty Fiew, FNB Oxford, Oxford Connie Foster, Hancock Whitney Bank, Sean Meadows, Merchants & Planters Gulfport Bank, Raymond Susi Gregory, First Choice Bank, Pontotoc Kent Mortimer, Bank of Kilmichael, Leah Hearn, The Commercial Bank, Kilmichael Meridian Brad Ogletree, First Financial Bank, Carthage April Patterson, Bank of Anguilla, Anguilla Nikki Henning, State Bank & Trust Co., Jimmy Pritchard, Citizens Bank & Ridgeland Trust, Marks Ashley Jennings, PriorityOne Bank, Magee Jim Quinn, Planters Bank & Trust Co., Mike Keen, RiverHills Bank, Port Gibson Greenwood Debbie Kirk, BankFirst, Macon Greg Ray, BankPlus, Ridgeland Sue Love, BankPlus, Ridgeland Keith Robinson, First National Bank, Kit McCoy, Bank of Anguilla, Anguilla Picayune Ion Mixon, The First, Hattiesburg Mack Rushing, Merchants & Marine Joy Roach, Bank of Brookhaven, Bank, Pascagoula Brookhaven Lee Seago, State Bank & Trust Co., Mark Segars, First American National Ridgeland Bank, Iuka Pate Shackelford, Peoples Bank & Trust, Lexine Smith, Bank of Holly Springs, North Carrollton Holly Springs Martin Shoemake, OmniBank, Jackson Angie Sowers, Great Southern Bank, Mike Staten, BNA Bank, New Albany Meridian Alan Stringer, Bank of Forest, Forest Bob Spencer, BNA Bank, New Albany Dale Tate, First Federal, Aberdeen Larry Veasey, Merchants & Farmers Bank, Jeff Swilley, Community Bank, Brandon Jo Thompson, The Peoples Bank, Ripley Holly Springs Jamie Timbes, Commerce Bank, Corinth Patrick Wild, The Peoples Bank, Biloxi Samantha White, Merchants & Farmers Barry Winford, PriorityOne, Magee Bank, Holly Springs
THE MISSISSIPPI BANKER
Standing Committees THE MISSISSIPPI BANKER
Legislative Committee Chairman: Brad Jones
Bank of Franklin, Meadville Jones
Kevin Adkins, Amory Federal Savings & Loan Association, Amory Chris Bagley, BancorpSouth, Tupelo Johnny Barrett, FNB Oxford Bank, Oxford Pat Biglane, Concordia Bank & Trust, Natchez Michael Booker, BancorpSouth, Jackson Mike Cayson, Cadence Bank, N.A., Starkville Tommy Chamblee, First American National Bank, Iuka Hoppy Cole, The First, Hattiesburg Bo Collins, BNA Bank, New Albany Tracy Davidson, Citizens Bank, Byhalia Frank Davis, Commerce Bank, Corinth Michael Dudley, The Commercial Bank, DeKalb Lee Fedric, Citizens Bank, Columbia Scott Fontenot, Wells Fargo, Austin, TX Wes Fulmer, The Peoples Bank, Biloxi Robert Gage, RiverHills Bank, Port Gibson Bob Glover, The Peoples Bank, Ripley Ken Gordon, Bank of Morton, Morton Bill Granberry, Richton Bank & Trust, Richton Kirk Graves, State Bank & Trust Co., Ridgeland John Haynes, Farmers & Merchants Bank, Baldwyn Alice Herbison, Bank of Benoit, Benoit Justin Hill, First Security Bank, Batesville Deanna Kimbro, Home Bank, Natchez Jeff Lacey, First State Bank, Waynesboro Robert Leard, Regions Bank, Jackson Clayton Legear, Merchants and Marine Bank, Pascagoula Henry Logue, Merchants and Planters Bank, Raymond Justin Martin, Community Bank, Ellisville Kris Mangum, Magnolia State Bank, Bay Springs Fountaine McNair, PriorityOne Bank, Magee
Eric Miller, Planters Bank & Trust Co., Greenwood Pax Mogenson, First National Bankers Bank, Ridgeland Buddy Mortimer, Bank of Kilmichael, Kilmichael Greg Moore, Community Bancshares, Brandon Jimmy Pritchard, Citizens Bank & Trust Co, Marks Ken Purvis, Sycamore Bank, Hernando Jeff Rabren, Regions Bank, Birmingham, Alabama John Rankin, Peoples Bank, Mendenhall Larry Ratzlaff, Origin Bank, Ridgeland Joe Ricotta, Southern Bancorp, Madison Michael Schloegel, Hancock Whitney Bank, Gulfport John Shappley, First Bank, McComb Bill Sones, Bank of Brookhaven, Brookhaven Art Stevens, Trustmark National Bank, Jackson Greg Taylor, Merchants & Farmers Bank, Holly Springs Huey Townsend, Guaranty Bank & Trust, Belzoni Cam Tyler, Mechanics Bank, Water Valley Clay Wagner, Hancock Whitney Bank, Gulfport Alan Walters, First Commercial Bank, Jackson Mitch Waycaster, Renasant Bank, Tupelo Phil Williams, Bank of Yazoo, Yazoo City Max Yates, BankPlus, Ridgeland
Mississippi School of Banking Board of Trustees Chairman: Bill Sones
Bank of Brookhaven, Brookhaven Sones
Scott Cochran, Renasant Bank, Tupelo Rita Floyd, Trustmark National Bank, Jackson Henry Fox, Community Bank, Pascagoula Bob Glover, The Peoples Bank, Ripley Shane Loper, Hancock Whitney Bank, Gulfport Marc Petro, Community Bank, Madison Robin Sanderson, Citizens Bank, Columbia
MissBankPAC Committee Chairman: Chuck Nicholson
Community Bancshares, Brandon Nicholson
Andy Anderson, Bank of Anguilla, Anguilla Owen Carty, State Bank & Trust Co., Ridgeland Jimmy Clayton, Planters Bank & Trust Co., Indianola Moak Griffin, BankFirst Financial Services, Columbus John Haynes, Farmers & Merchants Bank, Baldwyn Allen Hodo, First State Bank, Waynesboro Brad Jones, Bank of Franklin, Meadville Greg Taylor, Merchants & Farmers Bank, Holly Springs Clay Wagner, Hancock Whitney Bank, Gulfport Max Yates, BankPlus, Ridgeland
Education Committee Chairman: Mike Webb
Community Bank Tupelo Webb
LaRuth Ashley, Guaranty Bank & Trust Co., Belzoni Scott Davis, First Southern Bank, Columbia Rita Floyd, Trustmark National Bank, Jackson Wes Fulmer, The Peoples Bank, Biloxi Kirk Graves, State Bank & Trust Co., Ridgeland Moak Griffin, BankFirst Financial Services, Columbus Julie Henry, First Choice Bank, Pontotoc Justin Hill, First Security Bank, Batesville Clayton Legear, Merchants & Marine Bank, Pascagoula
SEPTEMBER|OCTOBER 2018
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Standing Committees THE MISSISSIPPI BANKER
Security Committee Chairman: Connie Grimes First State Bank, Waynesboro
Grimes
Mel Channell, Trustmark National Bank, Jackson Riece Fleming, Merchants & Marine Bank, Pascagoula Jim French, Regions Bank, Jackson Jason Giachelli, Southern Bancorp, Greenville Cousie Giglio, Guaranty Bank & Trust, Belzoni Justin Griffin, PriorityOne Bank, Magee Michael Lann, Renasant Bank, Chelsea, Alabama Gerald Legge, First Security Bank, Batesville S cott Lewis, The Citizens Bank, Philadelphia Chris Makamson, Planters Bank & Trust Co., Indianola A n d y M c Mi l l o n , Pe o p l e s Ba n k , Mendenhall Markham Robinson, BankFirst Financial Services, Macon Mary Lois Stockman, BancorpSouth, Tupelo Todd Stringer, BankPlus, Ridgeland Al Tapper, Hancock Whitney Bank, Gulfport James Thompson, Bank of Forest, Forest Judy Varney, BankPlus, Ridgeland John Zorich, The Peoples Bank, Biloxi
Trust Committee Chairman: Allison Youngblood Renasant Bank, Jackson
Youngblood
Evelyn Agent, First Commercial Bank, Jackson Danny Bass, The Peoples Bank, Biloxi Thad Campbell, First Security Bank, Batesville 18
David Cleland, BankPlus, Ridgeland Richard Crowder, Regions Bank, Jackson John Davis, Cadence Bank, Starkville Lee Gill, Regions Bank, Jackson Catherine Fitzpatrick, Renasant Bank, Tupelo Ann Guice, The Peoples Bank, Biloxi Jack McFerrin, BancorpSouth, Tupelo Danny McHale, Trustmark National Bank, Jackson Kathryn Merrill, Trustmark National Bank, Jackson Terry Mobley, BancorpSouth, Jackson Whitney Reynolds, Renasant Bank, Columbus Anthony Sherman, Trustmark National Bank, Jackson Tom Wicks, The Peoples Bank, Biloxi
Bank Attorneys Committee Chairman: Cliff Harrison
Butler, Snow, LLP Ridgeland Harrison
Simon Bailey, Bradley, Arant, Boult and Cummings, Jackson Dean Belk, Clark, Davis & Belk, P.A., Indianola Pat Caldwell, Riley, Caldwell, Cork & Alvis, Tupelo Steve Corban, Renasant Bank, Tupelo Jack Denton, First Bank, McComb Clint Gardner, The Gardner Group, Brookhaven Scott Hendrix, Mitchell, McNutt, Tupelo Tom Hudson, BankPlus, Ridgeland Craig Landrum, Jones Walker, Jackson Nicole Lewellyn, PriorityOne Bank, Magee Charles Parrott, Adams & Reese, Jackson Joy Phillips, Hancock Whitney Bank, Gulfport Charles Pignuolo, BancorpSouth, Tupelo William Ray, Watkins & Eager, Jackson Ryan Revere, Smith, Phillips, Mitchell, Scott, & Nowak, Batesville Ben Sones, Sones & White, Ridgeland
THE MISSISSIPPI BANKER
Lillous Ann Shoemaker, Magnolia State Bank, Bay Springs Granville Tate, Trustmark National Bank, Jackson Tom Walker, Brunini, Grantham, Grower & Hewes, Jackson Sara Beth Wilson, Copeland, Cook, Taylor & Bush, Jackson
Communications Council Chairman: Susan Perry
Bank of Anguilla, Anguilla Perry
Rob Armour, BankPlus, Ridgeland Whitney Baker, PriorityOne Bank, Magee Diedre Barret, Guaranty Bank & Trust, Belzoni Becky Benson, The Peoples Bank, Ripley Grant Boone, Oxford University Bank, Oxford Heather Brown, Magnolia State Bank, Bay Springs Kristi Burge, Merchants & Marine Bank, Pascagoula Leitha Chapman, Citizens Bank, Columbia Rachel Cherry, The Citizens, Bank, Philadelphia Richard Dodd, First Bank, McComb Joe Gibbs, Trustmark National Bank, Jackson Tracy Goforth, First Security Bank, Batesville Paul Guichet, The Peoples Bank, Biloxi Amanda Kent, BNA Bank, New Albany Natalie Latham, Community Bancshares, Brandon Jamey Logan, Renasant Bank, Tupelo Leon Manning, BankFirst, Macon Paul Maxwell, Hancock Whitney Bank, Gulfport Jamie Murrell, Planters Bank & Trust Co., Indianola Charlotte Orick, First American National Bank, Iuka Shannon Phillips, First State Bank, Waynesboro
Standing Committees THE MISSISSIPPI BANKER
Candie Simmons, Regions Bank, Jackson Samantha White, Merchants & Farmers Bank, Holly Springs
Human Resources Committee Chairman: Lisa Givens,
State Bank & Trust Co., Brookhaven Givens
Eric Adkins, PriorityOne Bank, Magee Nancy Bryan, BankFirst, Columbus Kristy Davis, First State Bank, Waynesboro
Rita Floyd, Trustmark National Bank, Jackson Leslie Franklin, Peoples Bank, Mendenhall Tim Gray, Community Bancshares, Brandon Tish Hairston, Guaranty Bank & Trust Co., Belzoni Agnes Holloway, United Mississippi Bank, Natchez Jennifer Kuhn, FNB Oxford Bank, Oxford Patsy Maffett, First Choice Bank, Pontotoc Jessica Milam, Planters Bank & Trust Co., Indianola Liz Owen, Citizens Bank, Philadelphia Lisa Phelps, First American National Bank, Iuka
Pam Pierce, Charter Bank, Biloxi Ray Smith, Renasant Bank, Tupelo Jan Smitherman, The Peoples Bank, Biloxi Phil Sprayberry, Cadence Bank, N.A., Starkville Amanda Tuminello, Magnolia State Bank, Bay Springs Alison Tyler, BankPlus, Ridgeland Joann Walker, Great Southern Bank, Meridian Rudi Wetzel, Hancock Whitney Bank, Gulfport Sheryl Wolfe, Merchant & Marine Bank, Pascagoula
bringing
wellness home SEPTEMBER|OCTOBER 2018
19
MBA Education Committee established to help Guide association banker education activities Association Chairman Mary Childs recently appointed bankers to the newly established MBA Education Committee, a standing committee of senior bank officers with the mission of providing guidance to the overall MBA banker education program. The Education Committee was created by the MBA Board to provide a senior executive view of all MBA education activities -- from conferences and seminars to banking schools -- to help assure that these programs are effectively addressing the educational needs of member banks. "Our standing committees have always done a great job in supporting banker education in various subject areas," said MBA President Mac Deaver. "The board and staff saw the additional need for input from senior bank management to help
identify training and development priorities and advise us in providing programs to address them. Mike Webb of Community Bank, Tupelo, has been named chairman of the Education Committee. In assuming leadership of the committee, Webb brings his experience as a community bank CEO, as past chairman of the Mississippi School of Banking and as a member of the MBA Board of Directors. As Education Committee chairman, he returns to as an ex-officio board member. Joining Webb on the MBA Education Committee are LaRuth Ashley of Guaranty Bank & Trust Co., Belzoni; Scott Davis of First Southern Bank, Columbia; Rita Floyd of Trustmark National Bank, Jackson; Wes Fulmer of The Peoples Bank, Biloxi; Kirk Graves of State
Bank & Trust Co., Ridgeland; Moak Griffin of BankFirst Financial Services, Columbus; and Julie Henry of First Choice Bank, Pontotoc. The committee will provide advice to MBA staff and leadership and consider recommendations to improve banker education activities. Other standing committees will continue to provide important support in planning educational events on particular subjects. Amy Davis, MBA Senior Vice President-Operations, will serve as senior staff liaison to the Education Committee. Bankers are encouraged to share their ideas and comments regarding MBA banker education programs with by Davis or any member of the Education Committee. Davis may be contacted at adavis@ msbankers.com or 601-948-6366.
Special committee to address Information security issues A special MBA committee has been appointed by MBA Chairman Mary Childs to address information security issues of importance to banks. Barrentine Rebecca Barrentine of Copiah Bank has been named to chair the ISO Committee, which was created as a spinoff of the MBA Security Committee. The ISO Committee has operated for the past few years, and it has expanded
its activities as more attention has been focused on information security matters. The special committee serves as a peer group for bank ISOs in sharing best practices, and it also advises the MBA staff in addressing educational needs of member banks. Other members of the 2018-19 ISO Committee are Nick Anderson, Trustmark Bank, Jackson; Scott Erlichman, Hancock Whitney Bank, Gulfport; Jimmy Gammill, Planter Bank, Indianola; Josh Hailey, BankFirst, Columbus; Allen Hodo,
First State Bank, Waynesboro; Jason Nichols, Guaranty Bank & Trust, Belzoni; Ledale Reynolds, The Citizens Bank, Philadelphia; Vic Prather, Community Bank, Brandon; Tim Stover, PriorityOne Bank, Magee; and Ashton Sandifer, Bank of Anguilla. Bankers interested in the work of the ISO Committee are encouraged to contact, MBA programs manager Lori Richardson with questions or comments at 601-948-6366 or lrichardson@msbankers.com.
May 15-19, 2019 131st Annual MBA Convention Destin, Florida 20
THE MISSISSIPPI BANKER
MBA Officers and Board of Directors 2018-19 CHAIRMAN
VICE CHAIRMAN
TREASURER
Mary Childs
Greg McKee
Andy Anderson
The Peoples Bank Ripley
The Citizens Bank of Philadelphia Philadelphia
Bank of Anguilla Anguilla
Jerry Host
Trustmark Bank Jackson
Mark Tapp
Farmers & Merchants Bank Baldwyn
Jeff McCoy
Frank Sibley
Chuck Nicholson
Citizens Bank & Trust Co. Community Bancshares Brandon Marks
Great Southern Bank Meridian
Steve Gresham
Alan Hargett
Gee Gee Patridge
BancorpSouth Tupelo
First Choice Bank Pontotoc
Danny Whalen
Eddie Hammond
Allen Breland
Bank of Holly Springs Planters Bank & Trust Co. Cleveland State Bank Holly Springs Indianola Cleveland
Robbie Barnes
PriorityOne Bank Magee
Shane Clayton
Dan Rollins
BankPlus Ridgeland
Shannon Aker
Bank of Brookhaven Brookhaven
Bank of Winona Winona
Mike Ellard
United Mississippi Bank Natchez
Bank of Forest Forest
John Hairston
Hancock Whitney Bank Gulfport
MBA EXECUTIVE COMMITTEE
Bob Glover
The Peoples Bank Ripley
Brad Jones
Bank of Franklin Meadville
Mike Webb
Community Bank Tupelo
Mary Childs, Ripley Greg McKee, Philadelphia Andy Anderson, Anguilla Jerry Host, Jackson Steve Gresham, Holly Springs Eddie Hammond, Tupelo Mac Deaver, Jackson
SEPTEMBER|OCTOBER 2018
21
Bank of Anguilla employees Join MBA 40-Year Club
Bank of Anguilla employees Marilyn Tilghman (L) and Kathy Martin (R) were recenlty presented with MBA 40-year club certificates. Presenting the framed certificates were Andy Anderson, CEO, and Fred Miller, Chairman of the Board.
MBA Educational Events The MBA plans educational conferences and seminars throughout the year in various areas of interest to members. For more information, visit msbankers.com or contact MBA programs manager Lori Richardson: lrichardson@msbankers.com or 601-948-6366.
Mississippi Commissioner of Agriculture Andy Gipson addressed the recent MBA Agriculture Conference held August 23 in Jackson. Commissioner Gipson discussed the significance of agriculture in Mississippi and the critical role of banks in providing credit to this important segment of the state's economy. 22
THE MISSISSIPPI BANKER
MBA IT Chairman Rebecca Barrentine of Copiah Bank spoke to MBA Tech. Conference attendees on August 14 in Jackson. Presentation and discussions topics for this conference included cyber crimes, the darkweb, regulator information, vendor management and managed services providers.
MBA Professional Development
Conferences & Seminars Opportunities to interact face-to-face with expert instructors and peer bankers
For more information about these events, visit msbankers.com or call 601-948-6366
OCTOBER 29 - NOVEMBER 2 'A BANKER IN EVERY CLASSROOM' WEEK
Join bankers from around the state in this popular and successful initiative to provide financial literacy education to Mississippi K-12 students. See pages 12-13 of this magazine to find out how you and your bank can participate.
NOVEMBER 1-2 WEALTH MGMT. CONFERENCE Hilton Hotel, Jackson Presented by the MBA Trust Committee: Day one topics include political and tax updates, marketing to millennials, and lunch breakout sessions, and concludes with cocktails and dinner at the historic Fairview Inn, Day two includes a Washington update from the American Bankers Association, ending with a business session and door prizes.
4-6
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STRATEGIC OPPORTUNITIES AND M&A A REGIONAL CONFERENCE OF COMMUNITY BANKERS
OMNI ROYAL ORLEANS - NOVEMBER 4-6, 2018 CO-SPONSORED BY
Download registration materials: msbankers.com SEPTEMBER|OCTOBER 2018
23
Bankers on the Move THE MISSISSIPPI BANKER
Bank of Brookhaven Ja re d C a s e h a s joined the bank as a loan officer. He is a graduate of Mississippi College and a current student at the Mississippi School of Banking at the University of Mississippi.
Case
Community Bank Thomas Eastland has joined the bank’s Brandon office as vice president. Eastland has eight years of banking experience, previously serving as loan officer. He is a graduate of Mississippi State Uni- Eastland versity with a Bachelor of Business Administration in Real Estate and Mortgage Finance, Barret Graduate School of Banking, and Southern Methodist University ABA National Commercial Lending School. Scott Evans has joined the bank’s Lake Harbour office as assistant vice president. Evans has almost five years of banking experience, and eleven years in Sales Management and Business Develop- Evans ment. He is a graduate of Mississippi State University with a Bachelor of Business Administration in Business Management with an emphasis in Human Resource Management. Jordan Graves has been named assistant vice president. He has been with the bank for three years and previously served as loan officer and is a graduate of the University of Southern Mississippi. 24
Graves
Community Bank
First Southern Bank
Ty Johnson has been named loan officer. He previously served as business lending officer and has been in banking for five years. Johnson is a graduate of Chipola College with an Associate in Johnson General Studies and Florida State University with a Bachelor in Professional Communications.
Bank and has served as the Bank Secrecy Act officer since 2011. He is a graduate of the University of Southern Mississippi where he received a Bachelor of Science Degree in Personal Financial Plan- Howell ning. Howell is also a graduate of the Graduate School of Banking at Louisiana State University.
Scott Pickering has been named president of Jones County for the bank. He recently served as executive vice president and has been with the bank for his eleven-year banking career. Pickering is a Pickering graduate of the University of Mississippi with a Bachelor of Business Administration degree in Banking and Finance. He is also a graduate of Leadership Gulf Coast and the Graduate School of Banking at LSU.
Je n n i f e r Mo re e has been promoted to vice president and accounting manager. She has been an assistant vice president since 2009 and has over 22 years in the banking industry, 19 of those Moree with First Southern Bank. Moree is a graduate of Pearl River Community College and the University of Southern Mississippi.
First Southern Bank Len Cooke has been promoted to chief lending officer. He currently serves as the bank’s Columbia division president and executive vice president. Cooke has 30 years of experience in the banking Cooke industry, and has been employed by First Southern Bank for 17 years. He is a graduate of the University of Southern Mississippi with a Bachelor of Science in Business Administration and a graduate of the Graduate School of Banking at Louisiana State University. Brock Howell has been promoted to vice president and chief financial officer. Howell has nine years of experience in banking with First Southern
THE MISSISSIPPI BANKER
Jeremy Oliver has been promoted to senior vice president and chief operations and information officer. He has been with the bank for 15 years and has over 20 years experience in the banking Oliver industry. Oliver earned an Associates of Applied Science Degree in Electronics from Pearl River Community College. He is also a graduate of the Mississippi School of Banking at the University of Mississippi, and the Graduate School of Banking at Louisiana State University. Melanie D. Stoll has been promoted to assistant vice president. She has been with the bank for 19 years. Stoll attended Pearl River Commu-
Stoll
Bankers on the Move THE MISSISSIPPI BANKER
First Southern Bank
Peoples Bank Mendenhall
Trustmark Bank
nity College and has 36 years of experience in the insurance business.
Brandy Manning has joined the bank to manage the Richland branch and will also be involved in business development and lending. She began her banking career with Regions Bank, Brandon, and Manning has been affiliated with BankPlus and Citizens National Bank
Sharon Bray has been promoted to vice president. She serves as branch manager for both the Rankin County Main and Pelahatchie offices. Bray is a graduate of the Mississippi School of Bray Banking and earned an Associate of Arts in Business and Accounting from Hinds Community College. She has 34 years of banking experience, 12 of which are with Trustmark.
Guaranty Bank Elizabeth Mahalitc Haley has been named branch manager at the bank’s downtown Greenville office. She earned her Business Administration degree from Delta State University and joined Haley Guaranty Bank is 2011 as a customer service representative and has also served as a lending assistant.
Origin Bank Karma Brantley Williams has joined the company as a senior vice president, private banking and commercial relationship manager. Williams has more than 30 years of bank- Williams ing experience with a broad range of specialties. She earned a Bachelor of Science in finance from the University of Mississippi and is a graduate of the Graduate School of Banking at Louisiana State University. Ryan Kilpatrick has been promoted to executive vice president, chief brand and communications officer. Kilpatrick has been with the bank since 2006 and most recently served as senior vice Kilpatrick president, director of culture strategies and governmental affairs. Kilpatrick earned a Bachelor of Arts at Louisiana Tech University and is a graduate of the Graduate School of Banking at Louisiana State University.
State Bank & Trust Co. Howard Wilson Sledge Jr. has joined the bank as senior vice president of commercial lending. He has 16 years of banking experience and earned his Bachelor and Master of Business Administration degrees from Delta State University. Sledge is also a graduate of the Mississippi School of Banking and the Southeastern School of Commercial Lending.
Trustmark Bank Jasmine Barnes has been promoted to audit officer. She serves as senior auditor – financial at corporate headquarters in downtown Jackson. Barnes earned a Bachelor of Accountancy from the Univer- Barnes sity of Mississippi and has four years of banking experience. Robert Braddy has been promoted to appraisal review officer. He serves as Evaluation Analyst at corporate headquarters in downtown Jackson. Braddy earned a Bachelor of Science Braddy in Civil Engineering from Jackson State University and has eight years of combined banking and real estate market analysis experience.
Brett Butler has been promoted to credit analysis officer. He serves as credit analyst at corporate headquarters in downtown Jackson. Butler. Butler earned a Bachelor of Business Administration from the University of Mississippi and has seven years of banking experience Amanda Leigh Conner has been promoted to corporate treasury services officer. She serves as merchant services product analyst at corporate headquarters in downtown Jackson. Conner Conner earned a Bachelor of Arts in Journalism with a minor in Business Administration from the University of Mississippi and has nine years of combined banking and merchant services experience. Melissa Dunaway has been promoted to branch officer. She serves as a retail banker at the Hazlehurst Main office. Dunaway attended Hinds Community College and has 23 years of banking experience.
Dunaway
CONTINUED on page 26
SEPTEMBER|OCTOBER 2018
25
Bankers on the Move THE MISSISSIPPI BANKER
CONTINUED from page 25
Trustmark Bank Pam Ingram has been promoted to branch officer. She serves as the Assistant Branch Manager at the Richland office. Ingram attended Hinds Community College and has 34 years of banking experience with Trustmark.
Ingram
Joy Lurate has been promoted to corporate governance officer. She serves as corporate governance coordinator at corporate headquarters in downtown Jackson. Lurate earned a paralegal certification from the National Center for Paralegal Training and a Bachelor of Science in Business Education from Mississippi State University. She has 22 years of combined experience in corporate governance and as a paralegal in corporate law and mergers & acquisitions. James Mayweather has been promoted to operations officer. He serves as a business process analyst at corporate headquarters in downtown Jackson. Mayweather earned a Mayweather Bachelor of Science in Industrial Technology from Jackson State University and has four years of combined banking and business process redesign experience. Ann Shelton has been promoted to assistant vice president. She serves as branch manager at the Columbus Main office. Shelton earned a Bachelor of Busi- Shelton ness Administration from Saint Leo University and has 17 years of banking experience. 26
Trustmark Bank Kizzie Small has been promoted to international officer. She serves as senior letter of credit/international specialist at corporate headquarters in downtown Jackson. Small Small earned a Master of Business Administration and a Master of Accountancy from Jackson State University, as well as a Bachelor of Science in Mathematics from Mississippi Valley State University. She has 15 years of banking experience.
Help us spread the good news about banking Traditional banking, like that practiced by our member banks, is all about supporting our communities and our state – and making a difference in the lives of our customers. Tell us about your bank’s involvement in our communities. Send us photos and we'll share them in this magazine and on msbankers.com.
Weston Wallace has been promoted to commercial banking officer. He serves as a commercial relationship manager associate at the Rankin County Main office. Wallace Wallace earned a Bachelor of Business Administration from Mississippi State University and is a graduate of Leadership Jones County. He has four years of banking experience. Janet Wilkerson has been promoted to operations officer. She serves as wire transfer supervisor at corporate headquarters in downtown Jackson. Wilkerson has completed the Wilkerson Mississippi School of Banking and earned an Associate of Arts from East Central Community College. She has 35 years of banking experience.
THE MISSISSIPPI BANKER
Please submit banker promotions, new hire information and photos to: editor@msbankers.com
SHARE YOUR STORIES & PHOTOS! EMAIL
editor@msbankers.com
MBA P.O. Box 37 Jackson, MS 39205-0037
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MBA Professional Development
WEBINARS
Training opportunities at your convenience
Visit msbankers.com to view and register for these webinars and more All webinars listed in Central time (CT) MONDAY, OCTOBER 22
FRIDAY, NOVEMBER 2
TUESDAY, OCTOBER 23
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Strategic Loan Pricing 1:30 - 3:30 p.m.
Regulation Z - Open-End Credit Rules 1:30 - 3:30 p.m.
WEDNESDAY, OCTOBER 24 Improving Employee Performance in Everyday Work Situations & Reviews 10:00 a.m. - noon
THURSDAY, OCTOBER 25 IRAs: Rollover vs. Transfers * PART 2 of 4 10:00 a.m. - noon
It's All about Your Strategic Plan 1:30 - 3:30 p.m.
TUESDAY, NOVEMBER 13 Violence in Your Workplace: Prevention & Response 1:30 - 3:30 p.m.
Employment Records and How to Keep Them 10:00 a.m. - noon
WEDNESDAY, NOVEMBER 14
MONDAY, NOVEMBER 5
IRAs: Auditing and Compliance * PART 4 of 4 10:00 a.m. - noon
Federal Compliance School OnDemand with Live Streaming 8:00 a.m. - 5:00 p.m.
Top 15 Issues with the New HMDA Rules 1:30 - 3:30 p.m.
TUESDAY, NOVEMBER 6 Call Reports: RC-C Loan Coding and Related RC-R Reporting 10:00 a.m. - noon
MONDAY, OCTOBER 29
WEDNESDAY, NOVEMBER 7
TUESDAY, OCTOBER 30
E-Sign for Lending and Critical E-Sign Implementation Issues 1:30 - 3:30 p.m.
THURSDAY, NOVEMBER 1 Loan Structure, Documentation and Compliance 10:00 a.m. - noon
Work-Life Balance for Today’s Busy Banking Professional 1:30 - 3:30 p.m.
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Outsourced Third Party (Vendor) Management 1:30 - 3:30 p.m.
Lending 101 1:30 - 3:30 p.m.
IRAs: Distributions and Beneficiaries * PART 3 of 4 10:00 a.m. - noon
Living Trust Documents 10:00 a.m. - noon
MONDAY, NOVEMBER 19
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Commercial & Business Lending Basics for Support Personnel 1:30 - 3:30 p.m.
THURSDAY, NOVEMBER 15
TUESDAY, NOVEMBER 20
Patch the People – Education for Employees, Boards, and Customers 10:00 a.m. - noon
TRID for Construction Loans 10:00 a.m. - noon ____________
MONDAY, SEPTEMBER 26
Legal Essentials for Lenders 1:30 - 3:30 p.m.
Commercial Real Estate Lending: Cash Flow Analysis & Cap Rates 1:30 - 3:30 p.m.
THURSDAY, NOVEMBER 8
TUESDAY, NOVEMBER 27
For Bank Managers: Build a No-Excuses Sales Environment 1:30 - 3:30 p.m.
WEDNESDAY, NOVEMBER 28
TUESDAY, NOVEMBER 13
A Lender's Guide to Understanding and Assessing Commercial Real Estate Leases 1:30 - 3:30 p.m.
Loan Participations for Community Banks: Risks & Rewards 10:00 a.m. - noon
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Controlling the Risks of Power of Attorney Documents 10:00 a.m. - noon
TRID Check Point The 10/1/18 Rule Changes 10:00 a.m. - noon
Agricultural Loan Documentation and Administration 10:00 a.m. - noon
SEPTEMBER|OCTOBER 2018
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American Bankers Association THE MISSISSIPPI BANKER
New banks as bellwethers
By Naomi Camper, Chief Policy Officer, American Bankers Association
When I joined ABA as chief policy officer in June, a task force of bankers with experience launching and running new banks were mid-way through their analysis of why “de novo” activity had Camper stalled in recent years. Their mission-as established by Ken Burgess, ABA’s chair and die-hard de novo advocate, was to identify both challenges and solutions, in hopes of re-starting bank start-ups. As new as I was to ABA, I had no doubt why this was a critically important endeavor. Just as banks are central to the economic vitality of the communities they serve, new bank charters signify the economic vitality of the both the industry as well as our economy as a whole. New banks signal optimism, opportunity and growth potential. The opposite—no new entrants— means less competition and fewer choices, which ultimately translates to less economic activity and growth, on which all banks depend for success. It may seem counter-intuitive, but existing banks are actually better off when we see a healthy pipeline of banks in formation—just as
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homeowners benefit when others are eager to buy into their neighborhood. I first came to appreciate the importance of a dynamic banking industrypopulated with banks old and new, large and small-when I worked for former Sen. Tim Johnson (D-S.D.) as staff director of the Senate Banking Subcommittee on Financial Institu-
New banks signal optimism, opportunity and growth potential. tions. The South Dakota bankers who visited the office made sure I knew it, and my later experience working for JPMorgan Chase only confirmed it. That was in the early 2000s, when more than 100 new banks were chartered every year. Post-crisis, that number plummeted to fewer than two per year—and was yet another indicator that our economy and our industry had not yet fully recovered. The pace has started to pick up recently, along with the economy, but it’s still anemic. And that’s why Burgess convened the ABA De Novo Task Force, a banker-led effort to identify the essentials for de novo success and major impediments
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to increased de novo activity. Many banks on the task force were started just before the financial crisis. Their resilience and success through the crisis and its aftermath reminds us that new banks can succeed in any environment. The task force agreed that successful de novo formation starts with selecting an experienced board and bank management team. De novos are poised for success when they combine their experience with a strong business plan and the capital necessary to support that plan. Unfortunately, the current requirements for new bank formation prove to be more complicated. We recently presented our findings and proposed solutions to the FDIC, and the timing couldn’t be better. Not only is there new leadership at the agency willing to look into what may be impeding de novo activity, but the economy’s robust growth presents the opportunity to ensure bank entrepreneurs—and the customers and communities they wish to serve—benefit from the rising tide. If we can help change the course of de novo activity and facilitate new growth in the industry, we’ll be shaping a vibrant future for banking.
Independent Community Bankers Association THE MISSISSIPPI BANKER
We support a level playing field By Tim Zimmerman, CEO, Standard Bank, Monroeville, Pa. and Chairman, ICBA
ICBA is working to address a wide array of advocacy issues as policymakers implement the regulatory relief we achieved earlier this year. While the variety of rules and regulations affecting our industry is Zimmerman vast, ICBA’s position is simple: We support a level playing field. Community banks are ready, willing and able to compete in a fair and open marketplace. But too often, the regulatory and tax burdens we face don’t apply to government-sponsored competitors. Ironically, their competitive advantage is funded in part by our tax dollars. For instance, community bankers are united in opposition to the credit union industry’s unwarranted federal tax subsidy. That’s not because we have an innate aversion to these financial institutions, but because they have become virtually indistinguishable from taxpaying banks while enjoying their huge government subsidy and Community Reinvestment Act exemption. Meanwhile, the National Credit Union Administration has repeatedly shown itself to be an industry advocate rather than regulator. It continuously pushes to
advance the powers of the industry it is supposed to regulate. As Senate Finance Committee chairman Orrin Hatch (RUtah) has pointed out, large credit unions don’t even report financial information required of other tax-exempt institutions. Bank-like credit unions should be subject to the same laws and regulations as banks. It’s as simple as that.
Bank-like credit unions should be subject to the same laws and regulations as banks. It’s as simple as that. The same goes for the Farm Credit System (FCS), whose lenders enjoy unfair competitive advantages over community banks that serve rural areas. The FCS continues to use its tax-advantaged status to “cherry pick” the best loans, leaving only the more challenging and riskier loans for community banks to make. That jeopardizes the viability of many community banks and, in turn, the economic strength of the communities they serve. Amid its dramatic growth, the FCS is sharply reducing service to family farmers and expanding non-farm
'A Banker in Every Classroom' WEEK presented by The Mississippi Bankers Association
Financial education for students Connecting bankers and teachers Tools for classroom presentations
CONTACT
lending. ICBA’s position: Reform the FCS to ensure it adheres to its historical mission of serving bona fide farmers and ranchers while preventing it from engaging in selective below-market pricing and non-farm lending. Finally, ICBA remains concerned with the real and potential inequities of chartering industrial loan corporations and fintech companies, respectively. Because the ILC loophole allows commercial interests to own banks while avoiding the legal restrictions and regulatory supervision that apply to other bank holding companies, ICBA is seeking a moratorium on such charters from the FDIC and a permanent ban from Congress. Meanwhile, ICBA is working to ensure the pending special-purpose national bank charter for fintech firms subjects these companies to the same standards of safety, soundness and fairness as other federally chartered institutions. These collective inequities are enough to make you want to bang your head against the wall, but there are many ways to rebalance our off-kilter financial services marketplace. ICBA is aggressive and offers numerous resources to help you stand up and make a difference on these and other issues.
October 29 November 2 2018
VISIT
Amy Davis msbankers.com 601-948-6366 adavis@msbankers.com SEPTEMBER|OCTOBER 2018
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MBA Job Bank THE MISSISSIPPI BANKER
The Mississippi Banker JOB BANK DOWNLOAD A JOB BANK FORM at msbankers.com CONTACT adavis@msbankers.com
Bank Examiner: The Department of Banking and Consumer Finance is seeking someone to fill the position of bank examiner. The work requires knowledge of lending and bank operations. Loan review or lending experience is preferred. We are also seeking speciality examiners in the areas of IT, BSA, and Trust. Please send resumes to sam.hubbard@dbcf.ms.gov. Bank Operations Department: The Bank is seeking a motivated applicant to join our team for a full time position in the bank's Operations Department located in Meridian, MS. Responsibilities for the position will include various operational tasks and customer support including reconciliation, tracking and monitoring of bank systems. Applicant should have working knowledge of Microsoft Office Word and Excel products. Experience within the banking industry and/ or accounting experience is preferred. The position does hold opportunity for future advancement within the company. Interested candidates may contact leah.hearn@commercialbankms.com. Commercial Lender: A commercial bank in Jones County is seeking a Commercial Lender. Preferred can30
didates will have a minimum of 5 years' experience in commercial and consumer lending with knowledge of credit, compliance and loan documentation. Must have the ability to conduct business development calls promoting the bank in a positive manner, willingness to participate in community events and activities and a history of doing so, and strong analytical and verbal and written communication skills. Interested candidates may submit resumes to adavis@ msbankers.com. Loan Officers: Bank of Yazoo is seeking Loan Officers to serve in its Madison County and Rankin County market areas in a personal, hometown-bank environment. Positions will include both commercial and consumer lending. Bachelor's degree in a business-related field and at least two year's lending experience is preferred. Basic knowledge of lending compliance and loan documentation is expected. Competitive salary and benefit package. Candidates interested in applying may submit a resume to aledbetter@bankofyazoo.com. Mortgage Loan Originator: PriorityOne Bank, Southaven, Mississippi, is seeking an experienced Mortgage Loan Officer. This position requires two years prior mortgage experience. To apply, please visit our website at www.priorityonebank.com/careeropportunities.html. Mortgage Loan Originator: Charter Bank in Pascagoula is seeking a Mortgage Loan Originator. Originates first mortgage loans, promotes the financial institution and its lending services to the real estate community and helps to identify and serve the community's financial needs through home loan counseling, real estate agent seminars
THE MISSISSIPPI BANKER
and sales meetings, and by participating in and promoting the financial institution's community activities. This position requires two years prior mortgage experience. Candidates may submit a resume to ppierce@mycharterbank.com. Senior Commercial Lender: A unique financial institution has available a DeSoto County based position. Responsibilities include managing a commercial loan portfolio; developing new customer relationships; overseeing region or area's commercial and installment lending; and leading lenders to achieve and maintain required loan portfolio balance and yield. Conducts numerous credit administration duties. Candidate must have extensive, relevant experience in lending, credit, managing duties of others; and developing customer relations. Interested candidates can view position description and apply by visiting our Career Center. Trust Operations and Administrative Support: A community bank in central Mississippi is seeking a candidate for Trust Operations. Perform daily trust system accounting data entry and assist as required in the day-to-day administration of trust accounts, answer incoming client calls and assist with any inquiries. Must have the ability to take on multiple tasks simultaneously and manage them all effectively. Candidate must have a thorough understanding of General Accepted Accounting Principles. Candidate must be proficient in computer software systems to include word processing, databases and spreadsheets. Must have excellent oral communication skills, analytical and problem solving skills, including attention to detail. Prefer candidate to have bachelor's degree in a business
MBA Job Bank THE MISSISSIPPI BANKER
related field and one plus year trust administrative experience with a solid understanding of trust office processes. Interested candidates may submit resumes to adavis@msbankers.com. Trustmark's Compliance Department is looking to fill three open positions -Sr. Compliance Risk Manager - HMDA, Sr. Fair Lending Analyst, and Fair Lending Risk Assessment (FLRA) Coordinator. For the Sr. Compliance Risk Manager HMDA position, we are looking for a candidate with five years of progressive related experience, with a preference in HMDA reporting and analysis. For the Sr. Fair Lending Analyst, we are looking for five years of experience with a preference in Fair Lending and/
or conducting analyses. For the FLRA Coordinator, we are looking for three years of financial industry experience, preferably in lending operational areas, or regulatory experience or risk assessment. To apply, please visit www. trustmark.com/careers.
JOB BANK POLICY FOR MBA MEMBERS:
Please visit msbankers.com to download and submit an MBA Job Bank Form. Employment ads will be published in The Mississippi Banker magazine and on the MBA web site for a period of 90 days, at no charge. MBA reserves the right to reject any ad or to change or limit the wording of any ad.
FOR PERSONS SEEKING POSITIONS:
Ads for an applicant seeking employment with a Mississippi bank will be placed free of charge on the MBA web site and in The Mississippi Banker magazine for a period of 90 days, at no charge, provided that the position sought is an officer level position and the applicant, as judged by the editor, is a legitimate candidate for the position. MBA reserves the right to reject any ad or to change or limit the wording of any ad.
PLEASE NOTE:
Ads available for MBA members only.
MISSISSIPPI BANKERS ASSOCIATION ENDORSED PARTNERS
MBA Group Insurance
CONTACT
Brooke McCoy, MBA Marketing Manager bmccoy@msbankers.com|601-948-6366 SEPTEMBER|OCTOBER 2018
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20
Banker THE MISSISSIPPI
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Banker I THE MIS SISS IPP
Banker TH E M IS SI SS
IPP I
SEPTE MBER/ OCTO BER 2017 VOLUM E 102 • NUMB ER 2
A BANKER IN EVERY CLASSRO October 30 OM - Novembe r 3, 2017
Also in thi s issue
S MARY CHILDN
MA 130th CHAIR Association kers Mississippi Ban
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2018 JULY|AUG UST • NUMBER 1 VOLUME 103
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The official publication of The Mississippi Bankers Association VISIT MSBANKERS.COM
Subscription & advertising rates Contact Brooke McCoy | MBA Marketing Manager 601-948-6366 • bmccoy@msbankers.com
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