2 12 2014

Page 1

VOL. 63, No. 6

February 6 - 12, 2014

www.tsdmemphis.com

Hall of Fame finally calls on Claude Humphrey

Borrowers beware: payday loan tax filing is legit

Memphis-born pro elected to pro-footballʼs shrine

Refund Anticipation Loans not for everyone

Special to the Tri-State Defender

by Karanja A. Ajanaku

Back in 2007 and just a few days before historic Super Bowl 41, I spoke with Claude Humphrey and later crafted a story that led with this assertion: “A lot of people think Claude Humphrey should be in the NFL Hall of Fame.” Seven years later, Humphrey, who graduated from old Lester High School in Binghampton before going on to Tennessee State University and the NFL (where he played from Claude 1968 to 1981), Humphrey has made it into the NFL’s shrine. Last Saturday (Feb. 1st), the Pro Football Hall of Fame’s Selection Committee held its annual selection meeting, electing Humphrey – an exceptionally talented defensive end – as part of the seven-member Class of 2014. On Aug. 2nd, Humphrey will be formally enshrined in the Pro Football Hall of Fame, along with linebacker Derrick Brooks, punter Ray Guy, tackle Walter Jones, wide receiver Andre Reed, defensive end Michael Strahan, and cornerback/safety Aeneas Williams. Televised nationally by the NFL Network, the Enshrinement Ceremony takes place at Fawcett Stadium in Canton, Ohio. As word of Humphrey’s election spread, so did the joy about an honor that Memphians such as Robert S. Crawford labeled as “late coming but well deserved.” Taking to social media, Crawford wrote, “This prestigious honor has made a plethora of people very, very, happy and proud. ...This is a ‘Great Weekend in NFL Football.’” My 2007 conversation with Humphrey was tied to the fact that two African-American coaches – Lovie Smith (Chicago) and Tony Dungy (Indianapolis) – were coaching against each other in the NFL’s biggest spectacle. I wanted the view of a pro that had experienced some of the growing-pain days for AfricanAmericans in pro football. “This is about change. It’s time,” said Humphrey. “They should have hired some African-American head coaches long, long ago.” Humphrey was one of the game’s great pass rushers. He toiled for years with the Atlanta Falcons and recorded 122 sacks in 14 seasons. He missed all of one season with an injury. In his next to last season, he sacked the quarterback 14.5 times during the Philadelphia Eagles’ run to the Super Bowl. I asked Humphrey about the Super Bowl he played in and I remember him being quite direct with his answer. “We lost the game on the practice field. Only losers come up with excuses. The people who won don’t have any excuses. We were in January practicing two and half hours and spending 7-hour days and all of that. The Oakland Raiders, who defeated SEE HUMPHREY ON PAGE 2

MEMPHIS WEEKEND

FRIDAY

H- 3 4o - L - 2 5o C l oud y

SATURDAY

H- 4 0o - L - 2 3o C l ou dy

REGIONAL TEMPS LITTLE ROCK NASHVILLE JACKSON, MS

Friday H-32 L-24 H-38 L-27 H-51 L-36

SUNDAY

H- 3 2o - L - 1 7o Partl y Cl o udy

Saturday H-42 L-24 H-45 L-31 H-56 L-39

Sunday H-38 L-18 H-35 L-15 H-45 L-24

75 Cents

Special to the New Tri-State Defender

by Dr. Sybil C. Mitchell

Cordova High Schoolʼs Molefi Maat, an all-star defensive back, signed with the University of Illinois on a track and field scholarship. (Photos: Wiley Henry)

Signing Day Special to The New Tri-State Defender

by Wiley Henry

Thirteen Cordova High School football players seeking an opportunity to play the game on the collegiate level all signed National Letters of Intent Wednesday (Feb. 5) morning during National Signing Day, when athletes from various sports make their college of choice official. “It’s a dream come true,” said outside linebacker “It feels Vassiel Beason, who attend the Unigood that will versity of Arkansas at my hard Monticello. He said didn’t see this day work has he coming two years finally ago. paid off,” “I plan to start early in the Molefi classes summer to get a head Maat said. start,” he said. Molefi Maat, an all-star defensive back, signed with the University of Illinois on a track and field scholarship. He said he worked hard for this opportunity, running toward his goal since he was 6 years old. “It feels good that my hard work has finally paid off,” Maat said. Running back Charles Taylor has committed to Henderson State University in Arkadelphia, Ark. When

Head football coach Anthony D. Jones Jr. chats with Molefi Maat (left) and Vassiel Beason while Beasonʼs mother, Angela Beason, looks on. Demetrius Neloms is shown in the background. told he was getting a full 4-year scholarship, “It sent a great feeling through my body. My parents are very excited. It’s less money my mama will have to pay.” There are approximately 1.2 million high school football players

playing the game in school districts across the country, said Dr. Vince Thompson, Cordova’s vice principal. “Fifty-six thousand only make it. These young men are in the top 5 SEE SIGNING DAY ON PAGE 2

Haslam’s tuition-free ‘Promise’ is a no-go for Rep. Cohen During his fourth annual State of the State address Monday before the General Assembly, Tennessee Gov. Bill Haslam introduced the “Tennessee Promise.” The proposal commits to providing on a continuing basis two years of community college or a college of applied technology (TCAT) absolutely free of tuition and fees to graduating high school seniors. “Through the Tennessee Promise, we are fighting the rising cost of higher education, and we are raising our expectations as a state,” Haslam said. “We are committed to making a clear statement to families that education beyond high school is a priority in the state of Tennessee.” After graduating from a community college, if students choose to attend a four-year school, the state’s transfer pathways program makes it possible for those students to start as a junior. By getting their first two years free, the cost of a four-year degree would be cut in half. “This is a bold promise,” Haslam continued. “It is a promise that will speak volumes to current and prospective employers. It is a promise that will make a real difference for generations of Tennesseans, and it is a promise that we have the ability to make. Net cost to the state,

Tennessee Gov. Bill Haslam

zero. Net impact on our future, priceless.” To make the Tennessee Promise sustainable over time, the governor proposed transferring lottery reserve funds to create an endowment, with the goal of strategically redirecting existing resources. He recommended leaving $110 million in the lottery reserve fund to ensure there is a healthy balance moving forward. On Tuesday, Ninth District Congressman Steve Cohen, a Memphis Democrat, released a statement ex-

Congressman Steve Cohen

pressing strong concerns about Haslam’s plan to “raid funds from the Tennessee Education Lottery Scholarship surplus account to create a new government program, disincentivize high-achieving young people from enrolling at 4-year institutions of higher learning, and make it more difficult for Tennessee families to send their children to the best universities and colleges in the state.” SEE PROMISE ON PAGE 5

On the surface, it looked like a clear-cut case of identity theft and tax fraud. A Memphis woman uses a popular income tax filing software system to file her taxes, but she is blocked from completing the process because the system shows that her taxes have already been filed. Immediately, she believes that tax fraud villains have stolen her identity and refund. Later, a painful possibility comes to light: She, herself, authorized a tax preparer and short-term lending office to electronically file her taxes. “I am a tax-preparer myself,” said Marcia Bonds of Memphis. “So why would I go and pay someone else to file my taxes? I work for a tax office.” At the crux of this dilemma is this: payday loans and short-term collateral loans and their intersection with taxfiling season. For little more than a $75-$100 loan debt, a business providing these services may have a borrower sign IRS Form 8879, or the “E-file Signature Authorization.” Check out this language: “A general partner or limited liability company member manager and an electronic return originator (ERO) use this form when the general partner or limited liability company member manager wants to use a personal identification number (PIN) to electronically sign a partnership’s electronic return of partnership income.” (IRS) In plain English, a In plain Eng- tax preparer or fiservices lish, a tax nancial provider may file a preparer borrower’s income or financial tax for repayment of loan and accomservices the panying fees which provider may apply. Employof Tax Pros, may file a ees LLC, the company borrower’s that drew Bond’s income tax ire, were merely folthe estabfor repay- lowing lished protocol, said ment of the Rickey Greer, Tax owner. loan and ac- Pros’ “Ms. Bonds came companying to our office when fees which she discovered that income taxes may apply. her had been filed by the company,” said Greer. “I explained that the holiday loan she took out with us near the end of the year required her to sign the papers, which we customarily require before granting the loan. I told her that as soon as her refund arrives at our office, we will call her to come and pick up her money.” Bonds has filed a complaint with the Better Business Bureau and has made attempts to report Tax Pros to the IRS Identity Theft Department. According to Bonds, she was told to “wait until she received her money from Tax Pros” before lodging a complaint. “They (Tax Pros) tried to say that I took out a holiday loan, but I did not,” said Bonds. “I came down to the office with my sister, but I never took out a loan myself.” Greer said loan forms for Bonds were all properly filled out, and that she appears to be the borrower. “Linda Johnson, one of my employees, actually signed and completed the paperwork for Ms. Bonds. Tasha Monroe, our manager at the Getwell Road office, called me when Ms. Bonds came in. I went over to the office and pulled the file. There is a copy of Ms. Bonds’ license and Social Security card, which is required with loan paperwork,” Greer said. “I spoke to Ms. Bonds personally and told her that the signature on her Social Security card matches signatures on our paperwork. But she still maintains that she never signed for a loan with us.” Bonds said somehow the office was able to obtain her information without her knowledge and file tax forms in her name without her consent. SEE TAX ON PAGE 5


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