SMSF and Property

SMSF and Property Presented by David O’Hara

Disclaimer •

Fortnum Private Wealth Pty Ltd, ABN 54139889535, holds Australian Financial Services License Number 357306 and is licensed to provide financial product advice and deal in financial products such as: deposit and payment products, derivatives, life products, managed investment schemes including investor directed portfolio services, securities, superannuation, retirement savings accounts.

•

The information presented in this seminar is of a general nature only and neither represents nor is intended to be specific advice on any particular matter. Fortnum Private Wealth strongly suggests that no person should act specifically on the basis of the information contained herein but should obtain appropriate professional advice based on their own circumstances.

•

This information is current as at May 2015

Financial Services Helping you and your clients to: • Protect your wealth • Build your wealth • Manage your wealth

Building a Plan – the Elements 1. Cash Flow

A good financial plan

2. Debt

Goals

3. Investment 4. Insurance

Objectives

5. Structure

Strategies 6. Estate Planning

SMSF and Property •

Who?

•

What?

•

Why?

•

Where?

•

When?

•

How?

Why Self Managed Super • Control – Portfolio Structure – Estate Planning

• Flexibility – Investment Opportunities

• Cost – Potential Cost Savings

SMSF, Property and LRBA • SMSF – is it appropriate for the client?

• Property – is the client interested in purchasing?

• LRBA – is a SMSF borrowing required?

This is a complex transaction

Importance of Advice • Financial Advice – Rollover – Borrowing/Cash flow analysis – General Advice • Salary Sacrifice, Transition to Retirement

• Investment Strategy – Investment – Insurance

Importance of Advice • Other Specialists – SMSF Consultant/Accountant • Set up and ongoing Administration

– Mortgage Broker – Property Expert – Legal • Conveyance • Estate Planning

Key Take Away’s • • • • •

SMSF – not for everyone Direct Property in Super – only SMSF Set Up – Deed and Investment Strategy LRBA – understand specifics Insurance - review Seek Independent Advice

Warren Saunders Financial Services

Our aim is to give you comfort, security and freedom to focus on the things in life that are important to you.