Senior Life - Elko Edition - October 2024

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Prather: “Gymnastics

Brings Me Joy”

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During Breast Cancer Awareness Month in October, healthcare professionals emphasize the importance of detecting the disease.

Peggy Myles, BSN, RN, OCN has been working in oncology since 2001 and currently serves as nurse navigator at Lutheran Kosciusko Hospital in Warsaw.

Breast cancer is usually found in one of two ways, Myles said: through a self-exam or through a mammogram.

The medical recommendation is for women to begin annual mammogram testing at 40 years old, though Myles noted if someone has a strong family history of breast cancer, their provider might recommend screening start at an earlier age.

Self-examinations are also an important detection tool, and should be performed monthly.

“We really want to stress that women should do their monthly self-exams, that way they’re familiar with their body, they notice any changes,” she explained.

Aside from lumps, signs of breast cancer can include skin changes like redness or dimpling, nipple discharge or discomfort in the breast tissue and surrounding area.

If breast cancer is found, one patient’s treatment plan

YEARS OF EXPERIENCE Peggy Myles, RN, is pictured with a mammogram machine. Myles has been in oncology since 2001 and emphasizes the importance of early detection in breast cancer cases.

might look very different from another. Treatments for breast cancer include surgeries like a mastectomy or lumpectomy. A lumpectomy might be followed by radiation. After surgery, a test called Oncotype DX is used on the breast tumor tissue to determine the risk of recurrence and if chemotherapy treatment would be beneficial.

“Ninety percent of women (who have this testing) don’t need chemo, and that’s why this (Oncotype DX) testing is so great,

we don’t want to give chemo to people who don’t need it,” said Myles.

There is also hormone suppressant therapy for “certain types of cancer that need the estrogen in our bodies to survive and grow.” This medicine is prescribed for a period of at least five years.

“Early detection is key,” she went on. “There’s wonderful treatment for breast cancer. The outcomes are even better if it’s found early, but even if a wom-

an is diagnosed with later stages of breast cancer, we are seeing women live years and years with the treatments that are available, and having a good quality of life.”

Breast cancer detection through self-examination is also necessary for men.

“It’s based on them being observant and noticing a lump or a change in their breast tissue. It’s very important that men don’t discount that,” Myles stressed.

Myles suggested anyone with a

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Key Positions

PCA helps assisted living residents with their practical needs

“I’ve enjoyed working with the elderly since my high school days, when I’d pick a senior citizen up in my car and we’d go out to dinner,” stated Marcia Hall, Goshen.

“My mom lived at The Waters of Wakarusa before I started working there. So, when I began to work there 11 years ago, I was very familiar with the facility and some of the staff and residents.” Hall is a practical care attendant in the assisted living area there, assisting residents with their practical needs.

“I came out of a background of food service. I was head food director at a camp. I also worked at school and restaurants in the past. I still work in food service for the Lamb Club at the Elkhart County 4-H Fairgrounds.”

She describes the PCA workers as the 24/7 assistants to the residents at the facility. “We answer questions, assist with showers, help residents remember medication times, and if need be, help them get their medicines out of the protective strips. We help some get dressed if they are having a day where their arms and hands are not functioning well. Many of our residents in assisted living are quite functional.”

A typical day for Hall begins by reading about her residents’ recent activities, recorded in the logbook. “I check and see if they’re feeling good or ill that day, whether they’re cooperative, moody, or if there are any things I need to be aware of.”

Although she doesn’t work in the kitchen, it’s Hall’s job to help with meals. “I take food plates into the dining room and carry them back to

the kitchen when my residents are finished eating. I help residents who are scheduled for showers. I have light cleaning duties. I also launder the sheets and towels of my residents, each load individually.”

Traveling with a walkie-talkie, Hall is ready to help the residents who need assistance. “They have pendant buttons around their necks that are connected to our walkie-talkies. For example, apartment 150 may need help getting dressed. We are alerted and go to help.”

Hall loves helping people. “I guess you could call a PCA a servant. We’re available to help with the practical needs of the residents.”

She loves working in assisted living. “I work well with people who are functional but may have trouble with their shoulders and need help dressing, or some who need help putting on their shoes. I enjoy talking to them and hearing about their history.”

One of the men lived until he was 105. “He passed away last year. He’d been widowed three times. He was a World War II veteran. He’d go out each day and salute the flag at the facility.” Another interesting fellow came from Germany to the U.S. when he was 18.

“My biggest challenge is when there’s been an accident,” she confided. “When people fall and are bleeding or when they have a broken bone, we call an ambulance. They are our extended family members and it’s hard on all of us on staff.”

To Hall, being a PCA is more than earning a paycheck. “I want to help people who can’t always manage things on their own anymore. I help them do the best that they can. I love being with them.”

Midwest Dementia Summit 2024: ‘Innovations in Care’ Nov. 6-7

Alzheimer’s and Dementia Services of Northern Indiana, a program of REAL Services, is hosting the Midwest Dementia Summit Nov. 6-7, at the Ribbon Town Conference and Event Center.

Midwest Dementia Summit 2024: “Innovations in Care” will be like no other the region has seen. It will feature international, national, and local speakers, who will share their caregiving journey, technological and art innovations and the best care practices on Alzheimer’s and other forms of dementia. There will be two tracks — one for family

Correction

A photo in the August issue of Senior Life titled “Giving A Life” for Wheelchair Help, noted Darlene Lidy and Joe Lidy were co-owners. It should have stated that Lidy is vice president and Joe Liddy is president.

We apologize for the error.

breast

caregivers and one for professional caregivers.

“Innovations in Care” will bring together professionals, business leaders, and caregivers. They will learn, share, and explore strategies, innovations, and opportunities in the fields of healthcare, community-based services, technology and the arts.

The professional track is $385 and the family caregivers’ track is $99. There is a student rate for $100.

Since 1982, ALZNI has been a part of the community. In 2013, it became part of the REAL Services’ umbrella. It provides ongoing support to caregivers.

After much research, the Alzheimer’s and Dementia Services team noticed a gap in the region. All too often, they heard from caregivers, “I wish I would have known that before my loved one was diagnosed with Alzheimer’s.”

Caregivers are often teaching themselves about how to be the best caregiver possible in the moment.

When

Angel Baginske, RN, QMCP, director of Alzheimer’s and Dementia Services stated, “South Bend is a center for excellence in Alzheimer’s and dementia care and caregiver support.”

The community is responsive, dedicated and invested in bringing better support and resources to friends and neighbors. It’s committed to breaking the negative stigma this disease carries and focusing on healthier living and early detection screening. Alzheimer’s and Dementia Services of Northern Indiana is proud to bring the Midwest Dementia Summit to the local area. This two-day summit will bring a vast assortment of educational presentations, innovative technology and expressive arts demonstrations supporting the dementia caregiving community.

Ribbon Town is located inside Four Winds Casino in South Bend.

For more information and to register, visit midwestdementiasummit.org.

grams to women 35 and older who haven’t had a mammogram in the past 12 months. Appointments can be scheduled by calling (260) 483-1847. Appointments are preferred, walk-ins are accepted based on availability. More information and a schedule of Francine’s Friends locations is available at parkview.com.

For Kosciusko County residents diagnosed with cancer and in financial need, there’s the Kosciusko County Cancer Care Fund. The fund is designed to help with things like household expenses, food and transportation costs to ease the financial burden of cancer treatment. More information is available at cancerfundkc.org.

HELPING FRIENDS IN NEED – Marcia Hall, Goshen, loves her job helping assisted living residents at The Waters of Wakarusa. Being a Practical Care Attendant puts her in a position to hear stories about residents’ histories, their past work, and family life. Hall has worked at the assisted living facility for 11 years. Photo provided by Marcia Hall.

70s Flashback —

From Hawaii it’s

In September 1972, “Colonel” Tom Parker announced at a press conference that his client, Elvis Presley, would star in an NBCTV charity event for the Kui Lee Cancer Fund in a concert labeled “Aloha from Hawaii.” (Lee, who died at age 34 in December 1966, had written and recorded the hauntingly beautiful “I’ll Remember You,” which Elvis included among the 22 songs he sang on that electrifying Honolulu night.)

Fast-forward to Jan. 14, 1973, and it’s Showtime! Red camera lights blink on. Rainbow-hued stage lights boldly proclaim his first name. (Adding the last name would, of course, have been superfluous.)

A guitar-wielding cartoon-figure backdrop flashes brilliantly. Palpable excitement thrums throughout the cavernous Honolulu International Center.

Suddenly thunderous applause and shouting explode throughout the 8,800-seat arena. Yes! There he is in

person, the one and only! And look! Doesn’t he still possess those Adonis-like good looks after nearly two decades on the world stage, back when he was the vanguard of nascent rock ‘n’ rollers everywhere, marching into the hearts, minds, record collections, bedroom walls and diaries of adolescents everywhere!

Grinning broadly, the superstar ambles to center stage, undoubtedly aware that an estimated 1.5 billion people from 40 countries will be watching.

On that memorable night, Presley is there to rock the house in the charity concert that will be televised via satellite.

And rock it he does indeed. Resplendent in a sequined white jumpsuit, and with a few recommended tweaks, he essentially recreates his alwayssold-out Las Vegas concerts from the International Hotel, his usual performing home for many years.

Elvis’s shows there had featured onstage horseplay, histrionic karate moves and a generous dispensing of souvenir scarves dampened with genuine Elvis Presley sweat. Tonight, though, such show-biz silliness is toned down considerably.

On “Aloha from Hawaii,”

which is augmented by a full orchestra and a dynamic gospel backup group, Elvis reprises only a smattering of his classic RCA Victor hits, preferring instead to render a handful of contemporary mainstream works.

However, he does pay homage to a number of fellow rock pioneers, including Chuck Berry (“Johnny B. Goode”), Little Richard (“Long Tall Sally”) and former Sun Records

labelmates Carl Perkins (“Blue Suede Shoes”) and Jerry Lee Lewis (“Whole Lot of Shakin’ Going On”). He even tosses in a Beatles track — “Something” — as a nod to his greatest career rivals, who had essentially swept him off the charts during the chaos of Beatlemania. (In 1964, Presley had appealed to Parker to try to block the Fab Four from coming to America.)

Near the evening’s end, the one-time teen idol offers up a

jaw-dropping work of majesty and might in a show-stopping medley. His rendition of “An American Trilogy” (“Dixie,” “Battle Hymn of the Republic,” “All My Trials”) is nothing short of amazing. His dynamic, rich baritone/tenor fills the hushed arena as he confidently offers up proof positive that he, 17 years after seizing the popular music world as his own, still wears the crown as the King of Rock ‘n’ Roll.

ALOHA FROM HAWAII CONCERT Elvis Presley’s NBC-TV charity event for the Kui Lee Cancer Fund concert, “Aloha from Hawaii” on Jan. 14, 1973. Photo from PBS.

Lerner Theatre to hold lively roundtable discussion

The Lerner Theatre announces “95.3 MNC Presents: NOISE!,” a lively and engaging roundtable discussion of the day’s news and events.

The conversation is presented by the law offices of Wilson & Kinsman and will take place at 4 p.m. Saturday, Oct. 26, at the Lerner Theatre, 410 S. Main St. in Elkhart.

Rob Schmitt, host of “Rob Schmitt Tonight” on Newsmax, will appear on stage

with 95.3 MNC’s Casey Hendrickson, Jon Zimney and Laura Smith. Attendees are invited to discuss, debate, have fun and connect with other MNC listeners. The discussion is preceded by a V.I.P. Meet and Greet event that begins at 3 p.m.

Tickets for the event and V.I.P. passes are on sale now at the Lerner Theatre’s box office which can be reached by phone at (574) 293-4469 or by visiting thelerner.com.

BETSY DOTSON WARSAW

“I

all my decorations up at my house, but I do not get as many trick-or-treaters like we used to. I am looking forward to eating Thanksgiving

and stuffing, though.”

LAURIE SULA GOSHEN

“I usually put a wreath or door hanger on my front door for Halloween and Christmas.”

BARBARA LEWELLEN GOSHEN

“I decorate a bit for Halloween and Thanksgiving, but more for Christmas.”

PURNELL BAILEY WARSAW

“No Halloween for me! I get scared by some of the decorations. I am looking forward to Thanksgiving, I am going to use the Kentucky Fried Chicken gift card I just got on my birthday to buy dinner on Thanksgiving. We are having chicken! I love Thanksgiving!”

LORENE MARVEL WARSAW

“We celebrate Halloween by dressing up and going to Etna Green to pass out candy at a trunk-or-treat event. It is in the school parking lot. We dress up and wear masks to pass out the candy to the kids.”

JULIE WARRICK RURAL ELKHART COUNTY

“I do a bit for Halloween, but more for Christmas.”

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Wakarusa Chamber to host senior resource fair Oct. 12

Get ready for an amazing event on Oct. 12. The Wakarusa Chamber of Commerce and the downtown businesses are excited to host a senior resource fair.

The event is scheduled from 10 a.m. to 2 p.m. Saturday, Oct. 12, at Doc’s Pavilion in Wakarusa. Don’t miss out on this free opportunity.

There will be representatives from assisted living communities,

elder lawyers, financial institutions, the hearing loss association, senior phone services, speakers and a lot more.

Blood pressure checks and sugar screening will also be available.

There’s more. There will be a jazz band playing from 12:30 p.m. to 2 p.m. along with food and cold beverages. With entertainment and refreshments,

getting older has never been this much fun.

The event is completely free. Bring friends and family along and join others to discover all the great resources available. There will also be door prizes.

It is going to be a great time in Wakarusa.

The senior resource fair is sponsored by Senior Life, a publication of The Papers Inc.

Rock Run Church Of The Brethren prepares for 60th annual bazaar

The Rock Run Church of the Brethren is getting ready for its 60th annual bazaar in October.

The event will take place from 8:30 a.m. to 12:30 p.m. Saturday, Oct. 26, at Rock Run Church of the Brethren, 64985 CR 33, Goshen. The church is located on CR 33 at CR 38 on the southeast side of town.

Shoppers can expect to find comforters, pies, a cookie walk, crafts, pickles, cinnamon rolls, apple butter, woodworking, cards, candy, grab bag items for children and much more.

Shoppers also can grab soup and a sandwich for lunch. Proceeds from the bazaar benefit many of the church’s charities.

Elkhart County Symphony presents an eclectic 77th season

Led by Music Director Dr. Soo Han, the Elkhart County Symphony’s 2024-25 concert schedule is anything but ordinary. The season kicked off with “Rhythms in Bloom,” a performance held at the Wellfield Botanic Gardens and featuring guest soloist Sean Imboden on saxophone.

“We’ve experienced so much growth since the arrival of Soo Han four years ago — and we are hitting our stride,” said John Hill, co-executive director of the Elkhart County Symphony Association. “We’re true to who we are, and we also continue to be bold and creative with our programming.”

The symphony’s next performance will take place at the Lerner Theatre at 4 p.m. Sunday, Nov. 17, presenting a selection of Slavic masterworks with guest soloist Minju Choi Witte on piano.

Next February’s symphony performance of Mahler’s “Resurrection” will be held in Goshen’s Sauder Concert Hall on Feb. 2, and will feature Elkhart’s 30-voice Camerata Singers as well as Goshen College Choirs, followed by a concert entitled “Passion and Poetry” in the Lerner Theatre on March 30, which will include a side-by-side performance with the Goshen High School Symphony Orchestra.

The symphony’s season

Lerner Theatre announces new date for Pete Rose event

The Lerner Theatre has announced a new date for “4192: An Evening with Pete Rose Live” which was originally scheduled for 8 p.m. Saturday, Sept. 14. The event has officially been rescheduled for 8 p.m. Friday, Nov. 22, and will be held at the theatre, located at 410 S. Main St. in Elkhart.

Ticket holders should contact the Lerner’s box office by Thursday, Oct. 17, for a refund if the new date is not suitable. The box office may be reached at (574) 293-4469 or by email at info@thelerner.com.

The Lerner appreciates its patrons for their patience with the change of date.

finale, performed at the Lerner Theatre on May 18, will showcase a unique collaboration with local eclectic rock/spoken word group rebel noire and the accomplices.

Single-concert or season tickets can be purchased in person at the Lerner Theatre box office, 410 S. Main St. in Elkhart or by calling the office at (574) 293-4469. Tickets can also be purchased at thelerner.com.

Maintenance-free Independent Living at Timbercrest frees you to enjoy quiet walks—or exciting adventures! Whether it’s taking an exercise class, crafting a homemade gift in our woodworking shop, or picking fall mums from the garden, natural beauty and good times await!

Maintenance-free Independent Living at Timbercrest frees you to enjoy quiet walks—or exciting adventures! Whether it’s taking an exercise class, crafting a homemade gift in our woodworking shop, or picking fall mums from the garden, natural beauty and good

Maintenance-free Independent Living at Timbercrest frees you to enjoy quiet walks—or exciting adventures! Whether it’s taking an exercise class, crafting a homemade gift in our woodworking shop, or picking fall mums

All care options, including Assisted Living, Long-Term Care, and Memory Care make for peace-of-mind living. Your choice of homes and floorplans plus wellness programming, activities,

WORKING ON COMFORTER Women work on a comforter for the fall bazaar at Rock Run Church of the Brethren, Goshen. Photos provided

West is determined to enjoy life

Marlies Selent-West is originally from the Chicago Heights, Ill., but had always loved visiting Lake Wawasee in her youth.

In 2000, she and her family moved to the area. She raised her two children as a single mother and spent time working at Oakwood Resort and Amish Acres.

“I really loved the sense of community and I always felt safe,” she recalled.

She has been in her current position in marketing at Goshen Home Medical since 2009, graduating from Goshen College in 2010 at age 50 with a degree in organizational management. Outside of her work, West stays busy as a member of several chambers of commerce, including Syracuse-Wawasee, Kosciusko County, LaGrange and Goshen. She is the area director for Aging Connections of Michiana and a member of the Health Care Committee of Kosciusko County.

“I’m very much involved in my community, I love my community so I try to give back as much as I can,” she said.

West married her second husband, Hardy, in October 2021. Her father was able to walk her down the aisle and dance with her at the wedding, but the next day he was rushed

Ito the hospital. He died in January 2022.

In the midst of all this, West didn’t go in for her annual mammogram appointment. When she finally went in for the test in April 2022, she was diagnosed with breast cancer.

She has had partial mastectomies and a few lymph nodes removed in the course of her treatment. Since Goshen Hospital is near her workplace, West took radiation treatments on her lunch break. She is still undergoing chemotherapy and describes cancer as more than just an illness.

“I have the greatest respect for anybody going through cancer, because it changed my self-esteem, my finances — it’s very expensive. I almost lost my marriage over that, because it gets to be so much pressure and stress,” she explained.

In addition to the treatment, West sought out a mind-body counselor for her stress. “You need that, because there’s so much going on,” she remarked. “It really effects your mental health, too.”

West also cited the support of people in her life as a motivating factor in her battle with cancer.

“I never would have made it without my family, my friends, my community. ... Cancer’s still a fight for me right now, but I’m trying to win over those other things in my life that I was

failing at,” she said. West has continued to keep up her activity level.

“When I first found out, I didn’t want to sit on the couch and cry. I worked through most of it. ... I think that was good for me, it kept my mind busy and I didn’t focus on my sickness,” she said.

Nowadays, West has a deeper appreciation for the simple things in life, like spending time with her two grandchildren, taking boat rides on Lake Wawasee or just sitting out on her deck.

“Yes, I love my work but it’s

am just sitting pretty well

What has happened to the art of sitting? People nowadays don’t just sit. They have to be involved in some activity, like emailing, blogging, tweeting, reading, or watching TV.

When I was a kid, people in my neighborhood sat on their front porches. Since this was New York, they were mostly protecting their valuables or waiting for the police to arrive. They were sitting, nonetheless.

not my priority anymore,” she added. “Being sick makes you realize you need to appreciate life while you’ve got it.”

West and her husband are currently planning how to enjoy life through travel, charter fishing and “anything else that comes up,” she said.

You do see people sitting in a doctor’s office but these people are waiting. Big difference. In some of those old English manors, there were sitting rooms. But if you ever saw a movie or read a book about life in those days, you’d know that people also did a lot of yakking to each other while they were sitting. They would converse about the murder that just occurred in the sewing room or speculate about why the downstairs maid was spending so

much time upstairs.

In reality, these were talking rooms, not sitting rooms. My wife was addicted to “Downton Abbey.” A lot of talking in that show; okay, and maybe a few liaisons thrown in.

When you are sitting, you are not wasting time. That is why we need to applaud the historical significance of this leisurely activity. For it is in this repose that the truly lazy people of the world have made their impact. Do you think it was hardworking folks who came up with the idea for the backhoe, the chainsaw and the snow blower? Heavens no. It was the sluggish and the indolent looking for a way to get their work done quickly, so they could just sit for the rest of the day.

Cracker Barrel Restaurant has tried to bring back sitting as an art form. They have this nifty front porch lined with sturdy rocking chairs. But rarely

is someone just sitting in one of them. Instead, people are looking at the price tags on the arm or complaining about the 30-minute wait for the meatloaf special. But Cracker Barrel customers should be the perfect people for sitting. Many of them sport suspenders and have great stories to tell. This is a sit waiting to happen.

Fewer and fewer people have front porches, the traditional place for this non-activity. We have a lovely back deck, but I’d like to have a front porch as well, just to sit. Sitting alone inside your house is actually a little weird. You see, part of the charm of sitting is that you are publicly displaying that you have the time and the inclination to just park your rear end in a chair. Not a bill to pay, a chore to do, or a place to go. You can’t flaunt this in private. If word got out

you were in your spare bedroom staring at the walls, the neighbors would call for some form of crisis intervention.

But sit on your front step and gaze into space with a slight smirk, and there is immediate neighborhood speculation about an unexpected inheritance, or gossip about you and the new UPS driver.

Sometimes to relax, I just sit in my driveway in an old beach chair and wait for my wife to get home from an errand. When my neighbor, Josh, sees me, he always grabs a stool from his garage and plants himself next to me. Then he wants to chat endlessly about politics or religion, but lately I’ve mustered up the nerve to tell Josh I’d rather be alone.

Some people just don’t sit well with me.

Save on socializing

Partying into the wee hours of the morning are events of the long ago for most seniors as they become accustomed to bedtimes shortly after the evening news. Hosting night-time festivities for friends and family decreases as a result, so why not invite everyone over for Sunday — or

Saturday — brunch. Or Tuesday — or Thursday — afternoon tea. You’re likely to get better response since everyone will be able to drive home in daylight. And you’ll probably save money on the food and refreshments since your guests will likely down less wine with the array of less-expensive finger food you prepare for them.

Mature Life Features Copyright 2024

STILL FIGHTING Marlies Selent-West adjusts a wig display at Goshen Home Medical, were she has worked in marketing since 2009. West was diagnosed with breast cancer in 2022 and is still undergoing treatment. She describes cancer as “still a fight” for her, but is planning to enjoy life in the meantime. Photo by Lilli Dwyer.
NUTSHELL

Violet Cory turned 104 in September

Violet R. Cory, Elkhart, has just celebrated her 104th birthday. Born on Sept. 19, 1924, in Melrose, Mass., Cory graduated from Melrose High School in

1943 and married Carroll “Bud” Cory in 1944. As newlyweds, Cory and her husband moved to his hometown of Cromwell, where she went to work at the

Cromwell State Bank. Cory is the mother of four children, Roy, Carol, Connie, and Richard. Connie passed away at age 14 from a brain

tumor. Cory has four grandchildren and eight great-grandchildren.

Cory’s own grandmother, Lillian, lived to be 104 years old

Goshen to hold special First Friday event that benefits local nonprofits

October’s First Friday celebration in downtown Goshen will benefit local nonprofits. The special event, “Goshen Gives

Back,” takes place from 5-9 p.m. Friday, Oct. 4, in downtown Goshen, offers the usual First Friday dining, shopping and

entertainment options, and, in addition, participating businesses will donate a portion of their sales to a Goshen-area nonprofit

I made 74 at least

Well, I made 74 at least.

There’s an awful lot that I don’t know.

But there’s a few things that I do.

I would say that I’ve been around, the so called “block,” a time or two.

But the more I know, the more I don’t, and on that I do stand firm.

All these years of curiosity, and yet there’s still so much to learn. And sometimes I learn things twice, ‘cause the first one didn’t take.

I suppose you could call that, learning from your own mistakes.

So I heard a fact on the news today, on the average age of death for a man.

I’m thinking I may be able to beat it.

If I try real hard, I’m sure I can.

I am just about hitting

Heartland Country Cloggers to offer fall lessons

The Heartland Country Cloggers are offering clog dancing lessons 6:30–7:30 p.m. every Thursday except Thanksgiving from Oct. 3 through Nov. 21. This class in Appalachian-style clog dancing will be held at the Community Church of Waterford, 65154 CR 21. Those enrolling in the class will learn the basic steps of this traditional dance form, as well as easy, fun dance routines during the 8-week session.

Clogging is one of the few dance activities that families can become involved in together. Much of the dancing does not need a partner, and all music styles are used. Clogging can be as aerobic as you make it, and you don’t need any special equipment to learn it.

The cost for the 8-week class is $40.

Please call Director Becky Hochstetler to sign up at (574) 596-8980 or Assistant director Maribeth Rhodes at (574) 5969483.

for average, in the number of years I’ve been alive. But I think it should be the quality, rather than quantity for which I strive.

Once again, I have assembled these words.

But I don’t have much to say. But even so regardless of that, This is still my favorite play.

of their choice.

Local coffee shop, The Electric Brew, will donate 10% of its First Friday sales to Trees for Goshen, a nonprofit organization dedicated to enhancing Goshen’s urban forest, while cocktail bar, Common Spirits, will donate to Ryan’s Place, a nonprofit that provides grief support to children, teens and families.

More details about the event, including a full list of participating businesses and their partner charities, are available at downtowngoshen.org.

and, during her entire life, was only admitted to the hospital to deliver her children and on one occasion when she fell and broke her jaw at age 88. Cory attributes her own good health and longevity to her genes.

After retiring, Cory and her husband moved to Goshen and spent many winters as snowbirds in Fort Myers Beach, Fla., where Cory enjoyed collecting seashells. She also enjoyed collecting baskets, dolls and taking walks with neighbors and friends.

Cory and her husband were married for 69 years before his passing. These days, Cory enjoys coloring, crafts, baking cookies, doing word find puzzles and watching Hallmark movies, but her favorite thing is when her family comes to visit her.

A special birthday celebration that included family and friends was held for Sept. 19 at the East Lake Nursing & Rehabilitation Center in Elkhart.

Eligibility for Social Security spouse’s benefits

Social Security helps you secure today and tomorrow with financial benefits, information, and tools that support you through life’s journey.

If you don’t have enough Social Security credits to get benefits on your own record, you may be able to receive benefits as a spouse. Your spouse must be receiving benefits for you to get benefits on their record. If your spouse does not receive retirement or disability, you’ll have to wait to apply on your spouse’s record.

In addition, to be eligible for spouse’s benefits, you must be one of the following:

• 62 years of age or older.

• Any age if you have a child who is younger than 16 in your care or has a disability

and is entitled to benefits on your spouse’s record.

If you wait until you reach full retirement age to receive benefits, you’ll receive your full spouse’s benefit amount, which is up to one-half the amount your spouse receives. You’ll also get your full spouse’s benefit if you are under full retirement age, but care for a child and one of the following applies:

• The child is younger than age 16.

• The child has a disability and is entitled to benefits on your spouse’s record. If you receive retirement on your own record, we will pay that amount first. If your benefits as a spouse are higher than your own benefit, you will get a combination of benefits that equals the higher spouse’s benefit.

Consider this example: Sandy is eligible for a monthly re-

tirement benefit of $1,000 and a spouse’s benefit of $1,250. If she waits for Social Security until her full retirement age, she will receive her own $1,000 retirement benefit. We will add $250 from her spouse’s benefit, for a total of $1,250 a month.

Sandy only gets an additional spouse’s benefit because her own benefit is less than half her spouse’s full retirement age benefit.

Want to apply for either your retirement or your spouse’s benefits or both? Are you at least 61 years and 9 months old? If you answer yes to both, visit ssa.gov/benefits/retirement to get started today. Are you divorced from a marriage that lasted at least 10 years? You may be able to get benefits on your former spouse’s record. For more information, visit our website at ssa.gov/planners/retire/ divspouse.html.

YOU MAY BE ELIGIBLE FOR SPOUSE’S BENEFITS If you don’t have enough Social Security credits to get benefits on your own record, you may be able to receive benefits as a spouse.

Schemers feast on older adults

The senior citizen community has always been fertile ground exploited by schemers and scam artists. And, as the elderly population grows in size as well as age, it has become even more enticing for these crooks who never sleep and have been adding more high tech tools to their thievery.

More sophisticated scams are fuelled by such advanced technology as artificial intelligence.

According to the FBI’s Elder Fraud Report, in 2023, more

than 101,000 people age 60 and older were financially exploited in 2023, resulting in almost $3.4 billion in losses.

Older adults, especially those experiencing physical or cognitive decline, are particularly vulnerable, with scams often perpetrated by trusted caregivers or even family members.

To combat these fiscal frauds, it helps to understand some of the common forms.

There’s the growing tech support fraud. Scammers pose as representatives from wellknown software companies, claiming to fix non-existent technology issues. They gain access to victims’ computers, steal financial records and demand payment for fraudulent services. In 2023, losses tied to tech support fraud totalled $590 million.

There’s the age-old scam know as the Ponzi scheme. These are pump-and-dump schemes and fraudulent investment opportunities in which scammers promise enticing guaranteed returns. In many cases, they exploit shared community ties to gain trust.

In 2023, investment scams saw losses rising to $4.57 billion, a 38% increase from the previous year. It was driven largely by cryptocurrency schemes.

Power of attorney abuse ranks high among crooks’ tools. Trusted individuals misuse their authority to make financial decisions on behalf of someone else, leading to mismanaged funds.

Medicare or Medicaid fraud ranks high in ways to steal money. This involves billing for

services not rendered, duplicate billing or fraudulent claims made in a client’s name.

Homeowner scams include wire fraud, mortgage relief scams, reverse mortgage scams and home improvement scams.

The rapid adoption of AI has introduced new avenues for financial fraud. Scammers use AI to create convincing fake audio and video content, making it harder for victims to distinguish between legitimate and fraudulent communications.

To protect yourself and your loved ones, it is important to be aware of several warning signs. Look out for unusual account activity, such as large withdrawals or unexpected changes

When payday rolls around, many consumers try to figure out which bills they will pay and which ones must wait until another paycheck comes in. With costs increasing for necessary expenses, such as gasoline, utilities and healthcare, consumers are finding it harder to make ends meet. If you, like many others, are wondering how you can stretch your paycheck and make your money go further, you will want to attend the program “Where Does Your Money Go?”

Join Purdue Extension for a free, educational program pre-

in account beneficiaries. Be cautious of suspicious communications, including unexpected calls or emails requesting personal information or remote access to computers. Changes in a family member’s behavior or financial habits that seem out of character can also be indicators of financial exploitation.

Staying informed about the latest scams and schemes is crucial. The Justice Department, Federal Trade Commission and Consumer Financial Protection Bureau publish information regularly on new scams and provide tips on how to protect yourself.

Mature Life Features Copyright 2024

sented by Shannon Shepherd, Purdue University Extension Educator in Health & Human Sciences in Kosciusko County. This program is being offered from 10:30-11:30 a.m. Tuesday, Oct. 8, at the Senior Center, 800 N. Park Ave., Warsaw. Register with the Senior Center at (574) 267-2012. This program and all programs of the Purdue University Extension Service are open to everyone. If you need a reasonable accommodation to participate in this program, contact Shannon Shepherd at (574) 372-2341 or shephe52@ purdue.edu by Oct.1.

Faith Ferguson couple follow God through the dark tunnels of life

“I’ve had some tough times in my life early on,” stated Dean Ferguson, Wakarusa. “My father died of leukemia when I was 15. Then after I got married, my wife, Sue, was diagnosed with breast cancer when she was 31 and we had two small children. She was later diagnosed with cancer of the uterus and lymphoma. Those things are very uncomfortable to walk through. But I have discovered again and again that God has the best interests of those who love him. I took life one step at a time, knowing that there would be an end to the present tunnel I was walking through.”

Ferguson started his life at Olive Mennonite Church, where his dad sang in a men’s quartet. “When I was 7, we started attending Bible Baptist Church in Wakarusa. I remember going to kids’ camp in Shipshewana, where I gave my heart to Jesus on a Thursday night.”

Playing his trombone in the Youth for Christ orchestra, Ferguson went on to join

Thurrlow Spurr and the Spurrlows. “I went on the road and traveled with the Spurrlows for a few years. I met my wife Sue when we played at her church in St. Louis.”

When Sue became a student at Taylor University, Ferguson began to date her. They married in 1969.

“Sue got her breast cancer diagnosis when our two boys were 9 months and 4 years old. It was stage three and had traveled to some lymph nodes in her arm pit. She had a year of terrible chemotherapy. My aunt Mary Getz was a nurse and stopped by to take care of our boys when Sue was having hard days. Sue lost her hair and became anemic.”

The cancer scares were temporarily at an end. But 15 years later Sue suffered from breast cancer on the other side. “That was stage two. Her chemo was much easier this time. But she developed cancer of the uterus and later stage four lymphoma.”

Again, the couple had a reprieve for 22 years. “Now her lymphoma seems to be resurfacing,” he confided. “She has some swollen lymph nodes, and the doctor is looking into

it. She has had excellent medical care through the years.”

The couple has been married 55 years. “We’ve faced many challenges. I started my own insurance business and that was a challenge. Raising children is another. Health issues arose and threatened us. But we’ve learned to trust in the Lord and take one step at a time.”

Ferguson’s life’s verse comes from Ephesians 2:8-9, “It is by grace you have been saved, through faith — and this is not from yourselves, it is the gift of God — not by works so that no one can boast.”

“We trust in God’s grace. I grew up on a dairy farm. Our animals did not survive to serve us forever. It wasn’t until the kernels of corn died in the ground that a new harvest came. We will not be on earth forever. But those of us who love God can look forward to living with him in eternity.”

The Fergusons have two grown boys: Clayton (Elizabeth) and Jeffrey. They also have a 7-year-old grandson Atticus and a 4-year-old grandson Cillian. “I want my family to learn not to be discouraged but to keep moving forward.”

Lerner Theatre celebrates volunteers with banquet

The Lerner Theatre held its Annual Volunteer Banquet on Aug. 21 to celebrate the contributions of its volunteers.

During the banquet, the Lerner gave out service awards including special name tags for volunteers who have served for one full year and pins for milestone years of service.

Other awards included a “Certificate of Appreciation towards Commitment to Culture,” presented to Vicki Simmons, Jon Simmons, Sue Dale, and Julie Reynolds for fostering a positive and supportive culture within the organization and the “Helping Hands Award” which was presented to Julie Reynolds, who, at 175 hours, volunteered the most time throughout the year. Vicki Simmons was given the

“Above and Beyond Award” for her willingness to take on new tasks and to be flexible in unknown situations, and Sue Dale was honored with the “2023 Volunteer of the Year Award” for exemplifying the volunteer spirit and enhancing the patron and volunteer experience for others.

More information about the Lerner Theatre, including volunteer opportunities, may be found at thelerner.com/volunteer.

SHOWING APPRECIATION

The Lerner Theatre held its Annual Volunteer Banquet on Aug. 21.

WALKING TOGETHER – Dean Ferguson, right, and his wife Sue, Wakarusa, have faced many scary health issues in their 55 years of marriage. Sue has battled breast cancer twice, cancer of the uterus and stage four lymphoma. But through it all, the Fergusons have learned that God is trustworthy. He has been there with them each step of the way. Photo provided by Dean Ferguson.

50 Years Ago, Blast To The Past!

One wellplaced — and unusual — word in a song title can make a big difference.

Born in England in 1948, Olivia Newton-John had lived in Australia since age 6. As a child, she began singing on local TV shows. Years later, after winning a talent competition, Newton-John returned to England, where she performed in clubs while waiting for a break.

She signed with America’s Uni Records label (later MCA) and scored a minor 1971 hit with a cover of Bob Dylan’s “If Not for You.” But it would take until 1973 before she released her first Top 10 winner, “Let Me Be There,” followed the next year by another success, “If You Love Me (Let Me Know).” Like any recording artist, though, she yearned to reach the peak of the pop charts one day.

“I Honestly Love You” didn’t start out to be Olivia Newton-John’s first chart-topping single. Peter Allen, an Australian singer-songwriter, had co-written it with New York songsmith Jeff Barry. (In collaboration with then-wife Ellie Greenwich, Barry had given the music world such ‘60s classics as “Chapel of Love,” “Hanky Panky” and “Leader of

the Pack.”)

But the hits had dried up by the next decade, and in 1974

Barry hoped to return to the Billboard Hot 100 via “I Honestly Love You.”

Allen felt so good about the song that he decided to record it himself. He cut a demo (demonstration record) to shop around to various labels, but Newton-John, upon hearing it, wanted the work for herself.

Barry quickly convinced Allen that the rising (and glamourous) recording star would no doubt be able to take the tune further than Peter ever could.

Newton-John recalled the first time she came upon Peter’s demo. “My heart stopped when I heard the lyrics: ‘I love you… I honestly love you.’ Those words touched me. I knew that everyone would be able to make those words fit their own story of love and perhaps even loss. Just putting the word ‘honestly’ into the mix made it even more poignant.”

In Olivia’s hands, “I Honestly Love You” becomes an admission of a situation that can’t go anywhere. Both people involved here are in a committed relationship with someone else, and despite their chemistry they aren’t going to do anything about the temptation they’re facing.

“If we were both born in another place and time

“This moment might be ending in a kiss

“But there you are with yours

“And here I am with mine

“So I guess we’ll just be leaving it at this

“I love you

“I honestly love you”

This is pop music at its very best, a gratifying concoction of strings and pianos. Newton-John’s producer, John Farrar, managed to keep the arrangement soft and delicate. Olivia, always a convincing vocal actor, sells the song well, her voice quavering with emotion but projecting quiet strength.

“I Honestly Love You”

earned Newton-John a Grammy Award and became the first of five chart-topping singles that she recorded during her stellar career.

Home Instead — Supporting the Indiana Pathways Program and MCEs

Home Instead Mishawaka is proud to be a vital resource for seniors and their families, offering personalized care tailored to meet individual needs.

As a credentialed provider within the Indiana Pathways program, Home Instead has extended its services to support a greater number of clients throughout the state. Being credentialed with all three Managed Care Entities —Humana, Anthem, and United Health Care — ensures that Home Instead can serve clients enrolled in various Medicaid programs with streamlined, coordinated care.

Indiana Pathways is a state program designed to provide seniors and individuals with disabilities access to essential services, including in-home care, to support independent living. Home Instead, through its participation in Indiana Pathways, helps ensure that quali-

Shop to

fying individuals receive high quality, compassionate care in the comfort of their own homes.

As a trusted provider, Home Instead plays a key role in helping seniors live with dignity and maintain their quality of life.

The credentialing with Humana, Anthem, and UHC reflects Home Instead’s commitment to working with major insurance carriers and supporting clients, who may need assistance through these Medicaid plans. This flexibility provides seniors and their families with a wider range of options for inhome care, ensuring that they can find the support they need regardless of their specific MCE affiliation.

Additionally, Home Instead Mishawaka is eagerly awaiting approval from the state of Indiana to provide Medicaid Waiver Prior Authorization hours. Once granted, this approval will further expand the scope of services

Home Instead can offer, allowing it to assist more recipients, who qualify for Medicaid’s home and community-based services.

MWPA hours provide essential personal care services, such as bathing, grooming, meal preparation, and companionship, which can make a tremendous difference in seniors’ abilities to remain at home rather than transitioning to institutional care.

By becoming a leader in the Indiana Pathways program and being contracted with all three MCEs, Home Instead continues to fulfill its mission of enhancing the lives of aging adults and their families. As the company looks forward to the pending MAPA approval, it stands ready to offer even more robust support to the local community, ensuring they receive the compassionate, reliable care they deserve.

To find out more or to use your benefits, call (574) 256-1479.

save lives — Susan G. Komen launches

2024 ‘Live Pink’ initiative

Each October during National Breast Cancer Awareness Month, breast cancer organization

Melanie can brighten up the Interior of your home.

Melanie can brighten up the Interior of your home.

Melanie can brighten up the Interior of your home.

Walls

Susan G. Komen curates a list of partner products and services that help make a tangible impact on the lives of those affected by breast cancer. Every purchase made through the “Live Pink” program directly fuels breast

cancer research, funds patient care services and assists those impacted by breast cancer on a national level.

Breast cancer is the most common cancer among women in the U.S., with a new case diagnosed approximately every two minutes. It is also the leading cause of cancer death for women in

the U.S. aged 20 to 49. With help and support from our partners, Komen can continue to fund critical research and provide essential services and assistance to patients nationwide ultimately saving more lives from breast cancer.

Walls Ceilings

Ceilings

Window And Door Trim

Window And Door Trim

Walls Ceilings Window And Door Trim

Stairways

Stairways

Woodwork Staining

Stairways

Woodwork Staining

Garage And Workshop Floors And Walls

Garage And Workshop Floors And Walls

Small Patch Repair

Woodwork Staining

Small Patch Repair

Garage And Workshop Floors And Walls

“We are excited to present this year’s list of Live Pink partners that are dedicated to helping those that have been impacted by breast cancer,” said Sarah Rosales, senior vice president of corporate partnerships. “By shopping products and services from Komen’s “Live Pink” program, consumers can help those impacted by this disease and help fund Komen programs and initiatives through their everyday purchases.”

Drywall Repair

Drywall Repair

Small Patch Repair

Great Service – Reasonable Rates

Drywall Repair

References Available Upon Request. 574-304-5075

Great Service – Reasonable Rates References Available Upon Request. 574-304-5075

Great Service – Reasonable Rates

References Available Upon Request. 574-304-5075

This year’s “Live Pink” partners include Bank of America, Avis Rental Cars, Nature’s Bounty and many more.

Items are available for purchase and linked on the “Live Pink” website. Visit livepink.org to learn more.

FIRST OF FIVE TOP SINGLES “I Honestly Love You” earned Newton-John a Grammy Award and became the first of five chart-topping singles that she recorded during her stellar career. Photo from YouTube.
A Boomer Blast To The Past

New breast density reporting requirement empowers women with vital information

Breast cancer organization, Susan G. Komen, commended the implementation of a U.S. Food and Drug Administration rule that mammography reports include information about a woman’s breast density. The new, federal requirement standardizes the notification language people receive, ensuring all individuals across the country have consistent information about the makeup of their breast tissue.

“Knowledge is power, and all women can now have informed conversations with their medical providers about the screening plan that’s right for them based on factors influencing their personal breast cancer risk, including breast density,” said Molly Guthrie, Vice President of Policy & Advocacy at Susan G. Komen. “This may mean additional tests are recommended to accurately screen for breast cancer.”

Breast density is a measurement on a mammogram of the fibrous and glandular tissue which includes the lobules and ducts that make and carry milk, compared to fatty tissue in the breast. Dense breasts are common, affecting about 40-50% of U.S. women ages 40-74. However, breast density is only one factor that can affect a woman’s breast cancer risk. Age, gender, genetics, family health history and lifestyle factors play important roles in a person’s overall risk. Women with very dense breasts are four to five times more likely to develop breast cancer, and dense breast tissue can obscure tumors in mammograms. Komen encourages women to talk with

their health care providers about their breast density and whether additional breast imaging may be right for them.

The new F.D.A. rule requires that mammography reports include a breast density assessment. The reports will include an overall finding, breasts are dense, or breasts are not dense, and additional details about the level of density.

“We want everyone to know that dense breast tissue alone doesn’t necessitate additional imaging; it’s just one factor in breast cancer risk,” Guthrie added. “For those who do need imaging beyond a mammogram, out-of-pocket costs are often a barrier. That’s why we’ve been advocating for state and federal legislation to eliminate these expenses. We have the technology to detect breast cancer earlier and save lives, financial barriers shouldn’t stand in the way. It’s crucial for people to understand and have affordable access to the breast imaging they need based on their individual risk.”

Susan G. Komen’s Center for Public Policy has been working with state and federal lawmakers to pass legislation that removes the out-of-pocket expense for imaging beyond a screening mammogram. To date, 26 states have eliminated outof-pocket costs to patients with state-regulated health insurance plans for diagnostic and/or supplemental imaging. At the federal level, the Access to Breast Cancer Diagnosis Act has been introduced in the U.S. House and Senate.

Goshen Heart & Vascular Center pioneers innovative cardiology procedure

Goshen Heart & Vascular Center was the first in northern Indiana to conduct a procedure using the newly released Agent Drug-Coated Balloon from Boston Scientific. This groundbreaking technology successfully reopened a coronary artery that had repeatedly clotted despite multiple previous interventions.

“We are committed to bringing the latest advancements in cardiovascular care

to our community,” said Randy Christophel, Goshen Health president and CEO. “This new drug-coated balloon represents a significant step forward in treating complex cases of coronary artery disease, and we are proud to offer this high level of care right here in Goshen. Our dedication to excellence ensures that our patients receive the best possible outcomes without needing to travel elsewhere.”

The Agent Drug-Coated Balloon is used to treat coronary artery in-stent restenosis, re-opening arteries previously treated with other balloon angioplasty and stents – a vital tool in treating patients experiencing complications.

Goshen Heart & Vascular Center is ranked in the top 10 percent of hospitals for heart attack care by the American College of Cardiology and American Heart Association.

CARDIOVASCULAR PIONEERS Goshen Heart & Vascular Center was the first in Indiana to utilize the newly released Agent Drug-Coated Balloon.
Pictured from left are Michelle Tucker, RN; Blair MacPhail MD, FACC; Jason Shroff, RT; Stephanie Diaz, RN; Ashley Ornatowski, RN; Francheska Leal Rivera, RT. Photo provided by Goshen Health System.

INDEPENDENCE | DIGNITY | STRENGTH

Don’t be Tricked! Financial Safety for Seniors

Financial scams targeting older adults are costly, widespread, and on the rise.

“Cyber-enabled crime has been around for many years, but methods used by perpetrators continue to increase in scope and sophistication emanating from around the world,” said FBI Springfield Field Office Special Agent in Charge David Nanz. When it comes to stopping these tricksters in their tracks, knowledge is power.

Be aware of these scams that target older adults to so you only get treats, and not tricked, this Halloween:

1. Government impersonation scams

In government impersonation scams scammers call unsuspecting older adults and pretend to be from the Internal Revenue Service (IRS), Social Security Administration, or Medicare. They may say you have unpaid taxes and threaten arrest or deportation if you don’t pay up immediately.

2. Sweepstakes and lottery scams

Scammers call an older adult to tell them they've won a lottery or prize of some kind. If they want to claim their winnings, the older adult must send money, cash, or gift cards up front sometimes thousands of dollars' worth to cover supposed taxes and processing fees.

3. Robocalls and phone scams

One common robocall is the “Can you hear me?” call. When the older person says “yes,” the scammer records their voice and hangs up. The criminal then has a voice signature to authorize unwanted charges on items like stolen credit cards.

4. Computer tech support scams

Technical support scams prey on older people’s lack of knowledge about computers and cybersecurity. A pop-up message or blank screen usually appears on a computer or phone, telling the user their device is damaged and needs fixing. When they call the support number for help, the scammer may either request remote access to the older person’s computer and/or demand they pay a fee to have it repaired.

5. The grandparent scam

Scammers call a would-be grandparent and say something along the lines of: “Hi, Grandma, do you know who this is?” When the unaware grandparent guesses the name of the grandchild the scammer most sounds like, the scammer is able to instantly secure their trust. The fake grandchild then asks for money to solve some urgent financial problem (such as overdue rent, car repairs, or jail bond). ever recovering their money.

If you have been the target of a financial scam, there is no need to be ashamed, and know that you are not alone. Always tell a trusted family member or friend if you think this has happened to you. If you think you are being scammed on the phone or something doesn’t feel right, hang up immediately.

To report a financial scam, report it to the Federal Trade Commission by visiting https://reportfraud.ftc.gov/ or to obtain the contact information for Adult Protective Services in your area, call the Eldercare Locator, a government sponsored national resource line, at: 1-800-677-1116.

Adapted from: The Top 5 Financial Scams Targeting Older Adults , National Council on Aging

INDEPENDENCE | DIGNITY | STRENGTH

Energy Assistance Program

The REAL Services Energy Assistance Program (EAP) is here! Here is what you need to know to stay out of the dark this fall and winter. EAP applications open on October 1, 2024. The program will officially start on November 1, 2024. Households that qualify for EAP are protected from disconnection from December 1, 2024 March 15, 2025. The program ends on April 14, 2025. When applying, please read all application materials carefully.

EAP is income based, and you are not required to have a senior in your household to participate. Proof of income is required. The household monthly income limits are as follows:

One person: $2,686

Two people: $3,513

Four people: $ 5,166

You must provide your heat and electric bills. You do not have to have a disconnect notice to receive assistance. Payment will be made directly to the utility company, or to you if utilities are included in your rent. Note that payments are onetime payments, not monthly. There are several changes to the program this year. It is no longer necessary to submit ID and social security cards. If there if a credit limit of $250 or more on a utility account, the household does not quality fo r a benefit for that utility. To ensure all households who apply and quality can receive assistance, benefits are lower this year.

For more information and to obtain an application, visit our office at 1151 South Michigan St. South Bend, IN 46601, email eapapps@realservices.org, or call (574) 232 -6501.

Elkhart County

Elkhart:

Bristol UMC 201 Division St. (574) 848-7182

St. Paul’s UMC 405 W. Beardsley (574) 320-5863

Riverside Terrace 181 N. Elkhart Ave. (574) 320-5995

Stratford Commons 2601 Oakland Ave. (574) 320-5996

Goshen: Greencroft Manor 1801 Greencroft Blvd. (574) 971-6016

Kosciusko County

Mentone: 101 W. Main Street (574)353-7555

North Webster: 301 N. Main Street Suite D (574)834-1193

Pierceton: 205 N. First Street (574)526-1060

Silver Lake: 108 N. Harrison Street (260)450-2416

Syracuse: 1013 N. Long Drive (574)457-2631

Warsaw: Warsaw Tigers 320 W. Main Street, Warsaw 574-267-0037

Warsaw Senior Activity Center 800 N. Park Ave. (574) 267-0026

Nika Prather continues to carry gymnastics passion

Gymnastics has been prominent in Nika Prather’s life and seeing her passion enjoyed by area youth is something she still strives for. Prather teaches a ninja warrior class at the North Webster Community Center. When a young boy with cerebral palsy enjoyed the class and said, “This is the best day of my life,” all the emotions hit Prather.

“That’s what blesses me, when kids love it and are excited. It just brings me joy to see them,” Prather said. “As long as kids are happy and gaining confidence. Building self esteem.”

Prather coached at Wawasee High School for 33 years. She retired in 2020 where the COVID-19 pandemic took away spectators from her final meet.

Prather attended Indiana State University and thought about trying out for the team.

“I thought I would try out there,” Prather said. “Well they happened to be eighth in the nation that year and I could see the level they were. I was a cheerleader at Indiana State instead but I still knew I wanted to coach.”

She studied physical education at Indiana State but had a concentration on coaching gymnastics.

“I had done tumbling and dance but I loved the sport. I was fascinated with the sport. The athleticism of the sport,” Prather said.

Prather coached in private gymnastics clubs before she moved to the Wawasee area in North Webster in 1987. She became assistant to Wawasee state champion Tracy Rinker that year and became head coach in 1994. During this time she also coached at the club level and programs for young children.

The idea of establishing a gymnastics club with Rinker came to fruition shortly after when Prather became head coach.

“There all ready was a wrestling club at Wawasee High School. There was a swimming club at Wawasee High School. We had a middle school team but there was no close gymnastics facility where kids can take lessons,” Prather said. “Through a lot of road blocks we got it started in 1995.”

Prather wanted to make the gymnastics club non-profit so that area families would not be

priced out.

“I wanted it to be convenient and affordable because gymnastics clubs are expensive,” Prather said. “I wanted kids to have the opportunity to try it and participate in it.”

Currently at the North Webster Community Center, Prather teaches a ninja warrior class she began in 2015. She says a parent of a student in her romp and roll class said they enrolled

because their son wanted to be on the television show, “American Ninja Warrior.” The comment set in motion the new class for Prather. Prather also wishes she could have done the show.

“I so would have been a ninja warrior. If I had a chance I would have loved to do that,” Prather said.

Prather just celebrated her 50th wedding anniversary to

her husband Michael. They have two kids in Tierny and Brodie, both are Wawasee alumni.

“God knew exactly what kind of husband I needed,” Prather said. “I’m not joking. He’s so good at letting me do my thing and supporting me in it. He has set equipment up and hauled it. He knew going in I was a gymnastics coach and was going to be gone in the evenings.”

Professional Services

Q. How do Charitable Remainder Trusts work?

A. A Charitable Remainder Trust (“CRT”) provides income to one or more individual beneficiaries, while preserving its remaining balance for charity. The CRT can be set for a term of up to 20 years or for the lifetime of an individual. After the income stream ends, the remaining balance of the CRT will be distributed to one or more qualifying charities. Then, the grantor will receive deductions for federal income, gift, and estate tax purposes.

In order to qualify for these tax deductions, the CRT must pass the IRS’ 5% probability of exhaustion test—there must be less than a 5% chance the trust will distribute its entire principal to the individual beneficiaries using the IRS discount rate.

In the year the grantor creates the CRT, he or she receives an immediate income tax deduction equal to the present value of the expected gift to charities. Generally, the grantor names themselves or their spouse as the income beneficiary, in which case there are no gift tax issues.

Elder Law

Major Medicaid IRA Update

Medicaid is a needs-based public benefits program which provides medical insurance primarily to the impoverished, elderly, and disabled. However, on July 26, 2024, Medicaid made a major change with how it treats retirement funds.

In 1988, Congress created Spousal Impoverishment Rules, a set of rules designed to prevent a healthy spouse living at home from becoming financially impoverished due to an institutionalized spouse’s cost of nursing home care. These rules set a baseline list of resources which are considered countable or non-countable resources for Medicaid purposes. States are authorized to add non-countable resources to the list if they choose.

Prior to July 26, Indiana did not consider the IRA of a Community Spouse a countable resource subject to being “spent down” to pay for an ill spouse’s care. Unfortunately,

Indiana has decided to change that policy, and now considers the IRAs of each spouse an available resource to spend on an ill spouse’s long-term care.

For more information, or to see how this may impact you or your family, consider reaching out to a qualified elder law attorney today.

COACHES NEVER STOP — Nika Prather teaches two gymnastics classes at the North Webster Community Center including one with a focus for ninja warrior. Photo by Nathan Pace.

The Lerner Theatre’s historic Kimball Organ delights audiences

The Lerner Theatre’s 1924 Kimball Organ is one of only two Kimball Organs still installed in its original home.

Unlike regular organs, theater pipe organs, such as the Lerner’s, rose to fame in the 1920s as the world’s first synthesizers, designed to replicate the sound of a full symphony with the skill of just one musician. Musicians had the freedom to mold and shape the scores and effects of popular films with each performance.

With three keyboards, a player piano, dozens of instruments and over 15 sets of pipes, the mighty Kimball plays the Lerner Theatre in the way that only an acoustic instrument can. The historic organ hosts over 1,100 pipes up to 16 feet long, concealed behind large gold chamber covers in the theatre’s auditorium.

Today, the Kimball Organ is used for both concerts and

TALENTED ORGANIST

Clark Wilson sits on the bench in front of The Lerner Theatre’s 1924 Kimball Organ. Wilson often performs on the historic organ to the delight of music and movie fans. Photo provided by The Lerner Theatre.

silent films as it has been in years past. The Lerner frequently hosts free LunchtimeLive Concerts with local favorite, Celia Weiss, at no cost to attend. Additionally, The Lerner Theatre invites guests to come back in time to an era where silent cinema reigned supreme as renowned organist Clark Wilson performs captivating selections of film live from the historic organ. Both sound effects and movie scores are played live on the organ as the film plays on the silver screen.

For any performance, the Kimball Organ offers a unique, immersive experi-

like no

For more

Choosing an executor or trustee who will carry out your estate plan

A key element of estate planning is choosing an executor or trustee who will be responsible for carrying out your estate plan after your death. Your executor should be someone trustworthy and competent, as they will be in charge of managing assets and ensuring debts are paid.

There are several different types of executors and trustees:

• Professional executors or trustees are individuals or institutions that have legal expertise in managing estates. They often include attorneys, accountants, or trust companies, like Members Trust.

Choosing a professional fiduciary to serve as executor or trustee is a way to ensure that your estate will be handled in the most efficient and professional manner as possible.

• Family executors can reduce costs and provide a personal touch to the execution of your estate; however, it is important to consider the potential emotional burden and the complexity of your estate. Complex estates or contentious family dynamics might necessitate a professional executor/ trustee.

• Independent executors are individuals who are neither family nor professionals. They can provide a neutral perspective and act without bias in carrying out your wishes. They may be friends, colleagues, or long-term acquaintances.

• Public administrators might be appointed by

the court if an executor has not been named or the named executor is unable to serve. The role of the public administrator is to protect the assets of the deceased until a personal representative can be appointed.

Each type of executor or trustee comes with its own set of benefits and potential drawbacks. The choice largely depends on the complexity of your estate, your relationship with potential executors, and your personal preferences.

Disclosure

This information is not de-

signed, meant, nor does it constitute the rendering of legal or tax advice. You should consult with your attorney and/or tax advisor before implementing any strategy discussed here. Trust services provided by MEMBERS Trust Company are not federally insured, are not obligations of or guaranteed by the credit union or any affiliated entity, involve investment risks, including the possible loss of principle. MEMBERS Trust Company is a federal thrift regulated by the office of the comptroller or the currency.

elkhartsymphony.org

call

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other.
information about how to attend the next Kimball Organ performance, stop by The Lerner Theatre Box Office or go online to thelerner.com.

Women face hidden barriers to getting life-saving mammograms

A new CDC “Vital Signs” study finds that women face more barriers than cost and access to getting their mammograms. Only about 65% of women ages 50-74, with three or more health-related social needs, are up to date with their mammograms.

The “Vital Signs” study, based on CDC researchers analyzing data from the 2022 Behavioral Risk Factor Sur-

veillance System, found that the more health-related social needs a woman has, the less likely she is to get a mammogram.

Health-related social needs are adverse social conditions that can be barriers to a person’s health or health care. Examples include food insecurity and lack of access to reliable transportation. These are sometimes called social

American Cancer Society supports updated breast cancer screening guidelines

The American Cancer Society commended updated recommendations made by the United States Preventive Services Task Force for lowering the age to begin mammography screening to age 40.

A statement from Dr. Karen Knudsen, Chief Executive Officer at the American Cancer Society detailed the Society’s support of the recommendations and added further calls to action.

“The USPSTF decision today is a critical change concerning women’s health and the fight against breast cancer, acknowledging that women in their 40s will benefit from mammography screening, and sending a strong message to referring physicians and women that breast cancer screening should begin earlier than age 50. ACS guidelines already call for women at average risk to have the opportunity to begin annual breast cancer screening at age 40, with regular screening beginning for all women at age 45. Mammography screening is the cornerstone of our strategy to find this potentially deadly disease early, when

it’s easier to treat successfully. However, we are disappointed that the updated USPSTF screening recommendations do not include women over the age of 74. Millions of women over age 75 are in very good health and are expected to live many more years during which their risk of breast cancer remains high. The ACS does not support stopping screening for anyone with a 10+ year life expectancy irrespective of age.”

Knudsen’s statement went on to call for further research to address health disparities as a barrier to breast cancer screening and care, “We are encouraged that among the reasons for the USPSTF changes in their breast cancer screening recommendations include eliminating health disparities, especially among Black women, who are 40% more likely to die of breast cancer compared with White women and have a higher risk of aggressive breast cancers at all ages. This is an important step, but much more needs to be done to protect this vulnerable population of women. We also join with the USPSTF in their urgent call for further research in this area to help make informative decisions to protect women from breast cancer.”

determinants of health.

“We have to address these health-related social needs to help women get the mammograms they need,” said CDC Chief Medical Officer Debra Houry, M.D., M.P.H. “Identifying these challenges and coordinating efforts between health care, social services, community organizations, and public health to help address these needs could improve efforts to increase breast cancer screening and ultimately save these tragic losses to families.”

While the cost of accessing health care was the greatest challenge for women who did not get a mammogram in the past two years, other major barriers included being dissatisfied with life, feeling socially isolated, experiencing lost or reduced hours at work, and not having reliable transportation.

Women without health insurance, who have low incomes, and who do not have a usual source of health care are also less likely to get mammograms.

Breast cancer causes more than 40,000 deaths in women each year in the United States,

and screening mammograms have been shown to reduce breast cancer deaths. Clinicians can play a key role in helping to remove barriers women face in getting mammograms.

“If we are to achieve higher breast cancer screening for all women, we have to look at all the possible challenges women face in getting mammograms,”

said Lisa C. Richardson, M.D., M.P.H., director, CDC’s Division of Cancer Prevention and Control. “Health care providers can now assess whether women have health-related social needs and help women get the services they need. Every woman should be able to get screened for breast cancer without barriers.”

Look after eye strain

Many parts of your body don’t work as well after your 50 than they did before you strolled through the half-century mark.

A common but overlooked problem is dry eye, which results in itchy and burning eyes.

The irritation is often caused by lowered tear production, which decreases with aging and can be exacerbated among snow birds who spend their winters in dry desert climates.

Long sessions at your mobile phone, computer, driving, and watching television are also

among the causes.

Over-the-counter eye drops can alleviate the condition readily but you should have your eyes medically examined to determine proper treatment.

Another common complaint by the over-50 crowd is “floaters and flashes.” Floaters resemble black spots or cobwebs wandering through your eye and can be constant or episodic. Flashes, which are episodic, are brief flashes of light.

Both normally are harmless but should be checked because they can signal a detached retina, which can lead to blindness. Mature Life Features Copyright 2024

Sunkist and National Breast Cancer Foundation partner

on

‘Power with the Pink Orange’ campaign

In recognition of Breast Cancer Awareness Month, shoppers may begin to see Cara Cara oranges, which are orange on the outside and pink on the inside, in limited-edition, pink ribbon packaging.

Sunkist Growers, Inc. and the National Breast Cancer Foundation, Inc. are collaborating on a “Power with the Pink Orange” campaign meant to raise breast cancer awareness.

“We are honored to support National Breast Cancer Foun-

dation through our expanded Pink Orange program,” says Jim Phillips, president and CEO at Sunkist Growers, Inc. “As a leader in the citrus industry, we are asking our retail partners to join in with Sunkist, contributing to a cause that affects so many lives and supports NBCF’s vital work in helping women and inspiring hope. Our support doesn’t stop at the retail shelf; Sunkist, along with our sister cooperative Fruit Growers Supply, will engage in activities throughout the year to show our support for this worthwhile cause.”

Cara Cara oranges owe their uniquely pink interior to the antioxidant lycopene, and just one of the specialty oranges will fulfill the daily recommendation for Vitamin C intake.

“After the successful launch of the ‘Meet the Pink Orange’ revamp last season, this NBCF

partnership felt like a natural next step for growing the Cara category,” says Cassie Howard, Sr. Director of Category Management and Marketing at Sunkist Growers, Inc.

“Consumers are repeatedly seeking products that support holistic lifestyles, and The Pink Orange is no exception. Sunkist is the preferred brand for Caras, with branded Cara volume up 35 percent last year, outpacing private label and nearly all other brands. With this momentum, we are excited to see where this program goes next.”

In addition to the limited edition packaging, Sunkist plans to launch a series of initiatives, including social media collaborations and sharing information about breast cancer awareness, early detection and resources available through NBCF, throughout the month of October.

AGING & WELLNESS RESOURCES

AGING

CONNECTIONS

Serving Northern IN & Southwest MI

A free online directory for aging & wellness resources. Our members offer a wide variety of services and information for your specific needs. www.agingconnections.org

Hover over Chapters on the navigation bar, then select your area and click directory.

Aging Connections is a 501(c)(3) Nonprofit Organization

ALZHEIMERS/MEMORY CARE

GREENLEAF LIVING CENTER

1201 E. Beardsley Ave. Elkhart, IN 46514 (574) 206-0086 www.greenleafhs.com

MY MOTHER’S HOUSE, LLC

55665 County Road 14 Bristol, IN 46507 (574) 202-7091

mymothershouse2022@gmail.com

We provide a compassionate environment where your loved one will be treated like family in our private care home.

HOME CARE SERVICES

COMFORT KEEPERS

6910 N. Main St., Ste. 3, Unit 47 Granger, IN 46530 (574) 277-4121, (574) 327-6123

www.southbendin.comfortkeepers.com

Provides In-Home Care Services through our interactive caregiving approach, personal care, companionship and housekeeping, transportation, respite care, dementia care.

HOME INSTEAD 1450 Magnolia Ave. Elkhart, IN 46514 (574) 875-7777

www.homeinstead.com/588

Serving Elkhart & Kosciusko counties and surrounding areas. From companionship to transportation to loving care, to us it’s personal.

NORTH WOODS VILLAGE AT EDISON LAKES 1409 E. Day Road Mishawaka, IN 46545 (574) 267-1866 www.northwoodsmemorycare.com See Our Ad

VILLAGE CAREGIVING

2515 N. Bendix Dr., Ste. 201 South Bend, IN 46628 (574) 931-0712

villagecaregiving.com

NationsLargestPrivatelyOwnedAndOperatedHome CareAgency.VAProvider.WeAcceptAVarietyOf PaymentOptions.CallToday!

SIGNATURE HealthCARE OF BREMEN

316 Woodies Lane Bremen, IN 46506 (574) 546-3494

SHCofBremen.com

liaison2.bremen@signaturehealthcarellc.com

Our Gated Community is a smaller, dedicated unit for comfort and safety for Alzheimer’s and Dementia Residents. We offer Enhanced Quality of Life Programming which includes cognitive strengths, life skills, daily movement, power of music, artistic expression, creativity and socialization.

HOME HEALTHCARE AGENCY

NORACARE

1251 N. Eddy Street, Suite 200 South Bend, IN 46617 (574) 222-5992

info@noracare.us

www.noracare.us

Access experienced health professionals to support your home healthcare needs at affordable rates. We accept long-term care insurance.

and

1501 South Main Street Goshen, IN 46526 (574) 533-0626

GoshenHomeMedical.com

INSURANCE ASSISTANCE

THE STATE HEALTH INSURANCE ASSISTANCE PROGRAM (SHIP) is a FREE health-benefits counseling and advocacy service for Medicare Beneficiaries and their families or caregivers. The mission is to educate, advocate FOR, counsel and empower people to make informed benefit decisions. Confused about your Medicare? Have questions about Medicaid? Visit your SHIP Counselor at Majestic Care of Goshen or call for an appointment 574-533-0351.

TELEPHONE SERVICES

RELAY INDIANA - INTRAC 7702 Woodland Drive #130, Indianapolis, IN 46278 (877) 446-8722

Problems hearing on the telephone? We provide captioned telephones to assist you to read what the other person is saying. No more garbled or misunderstood conversations. Simply, READ what you’re hearing.

See Our Ad In This Issue

Brentwood at Elkhart Assisted Living

3109 E. Bristol Street, Elkhart, IN 46514 (574) 266-4508

https://brentwoodatelkhartassistedliving.com

Licensed Assisted Living, Physical & Occupational Therapy On-Site, Nurses 24 Hours Per Day, Private Apartments, Respite Care, Activities, Studio/1 BR/2 BR Apaartments, Pet Friendly.

Greencroft — Goshen

1225 Greencroft Blvd., Goshen, IN 46527-0819 (574) 537-4000 • www.greencroft.org

Assisted Living, Rehabilitation Unit, Skilled Licensed Nursing, Intermediate Care, Therapies: Speech-Occupational-Physical, Long Term Care, Private/Semi-Private Rooms, Pet Visitation Allowed, Medicare and/or Medicaid

Greenleaf Health Campus

1201 East Beardsley Avenue, Elkhart, IN 46514 (574) 206-0086 • www.GreenleafHS.com

Assisted Living, Rehabilitation Unit, Alzheimer’s Unit, Skilled Licensed Nursing, Semi-Skilled Nursing or Intermediate Care, Therapies: SpeechOccupational-Respiratory-Physical, Long Term Care, Temporary Care, Private/Semi-Private Rooms, Pet Visitation Allowed, Pharmacy On Premises, Medicare and/or Medicaid

Hellenic Senior Living

2528 Bypass Road, Elkhart, IN 46514 (574) 389-1776

https://elkhart.ahepaseniorliving.org/

Licensed Assisted Living, Medicaid Waiver Accepted, 24 Hour Medical Care, Restaurant Style Dining, Therapy, Private Apartments, Daily Activities, Pet Friendly. Stop In To Tour Today!

Hubbard Hill Retirement Community

28070 CR 24 ., Elkhart, IN 46517 (574) 295-6260 • www.hubbardhill.org

Rehabilitation, Healthcare, Assisted Living, Memory Care, Maintenance Free Homes, Licensed, Locally Owned, Non-Profit, Faith Based, Physical, Occupational, Speech Therapies, Memory Care Support Group, Pet Friendly, There’s No Place Like Hubbard Hill

Living at NoraCare

Majestic

28688 CR 16, Elkhart, IN 46516 (574) 222-5992 • info@noracare.us

We Offer A Home To High-Functioning Individuals With Physical Assistance Needs At A 3.2 Ratio. Enjoy Independence With Meals And A Certified Nurse Aide Available 24/7.

Care of Goshen

Goshen

2400 W. College Avenue, Goshen, IN 46526 (574) 533-0351

www.MajesticCare.com/Location/Goshen

Rehabilitation Unit, Skilled Licensed Nursing, Semi-Skilled Nursing or Intermediate Care, Therapies: Speech-Occupational-RespiratoryPhysical, Long Term Care, Temporary Care, Private/Semi-Private Rooms, Pet Visitation Allowed, Medicare and/or Medicaid

Mason Health Care

900 Provident Drive, Warsaw, IN 46580 (574) 371-2500 • www.masonhealthandrehab.com

Rehabilitation Unit, Skilled Licensed Nursing, Semi-Skilled Nursing or Intermediate Care, Therapies: Speech-Occupational-RespiratoryPhysical, Long Term Care, Temporary Care, Private/Semi-Private Rooms, Pet Visitation Allowed, Medicare and/or Medicaid

Orchard Pointe Health Campus

702 Sawyer Rd., Kendallville, IN 46755 (260) 347-3333 • www.orchardpointehc.com

We’ll meet you with the appropriate level of care wherever you are — whether you’re fully independent or looking for additional assistance. Call us.

316 Woodies Lane, Bremen, IN 46506 (574) 546-3494 • SHCofBremen.com liaison2.bremen@signaturehealthcarellc.com

Our Gated Community is a smaller, dedicated unit for comfort and safety for Alzheimer’s and Dementia Residents. We offer Enhanced Quality of Life Programming which includes cognitive strengths, life skills, daily movement, power of music, artistic expression, creativity and socialization.

The Laurels of Goshen

1640 Autumn Blaze Lane, Goshen, IN 46526 (574) 312-8501 • www.LaurelsofGoshen.com

Beautiful Setting, Home-Like Environment, Family-Style Dining, Private Rooms, Activities, Long-Term, Short-Term, Occupational, Physical Therapy, Private Pay, Medicare, Medicaid Accepted.

The Waters of Wakarusa-Assisted Living Facility

303 N. Washington Street, Wakarusa IN 46573 (574) 862-1918

admissions@watersofwakarusaALF.com

Independent/Assisted Living. Private studio/1bed/2bed apartments. Home-like family-oriented environment. Family-style dining. Daily activities. Transportation available. 24-hour care-givers. Pet friendly. Out-patient therapy available. Come for tour today.

Waterford Crossing (Healthcare)

1332 Waterford Crossing Circle, Goshen, IN 46526 (574) 534-3920 • www.trilogyhs.com

Rehabilitation Unit, Skilled Licensed Nursing, Semi-Skilled Nursing or Intermediate Care, Therapies: Speech-Occupational-RespiratoryPhysical, Long Term Care, Temporary Care, Private/Semi-Private Rooms, Pet Visitation Allowed, Pharmacy On Premises, Medicare and/or Medicaid

Waterford Crossing (Assisted Living)

1212 Waterford Circle, Goshen, IN 46526 (574) 537-0300 • www.waterfordcrossingsl.com

Licensed Assisted Living, Alzheimer’s Unit, Memory Support Unit On Campus, Long Term Care, Temporary Care, Private/Semi-Private Rooms, Pet Visitation Allowed, Daily Activities

343 S. Nappanee Street, Elkhart, IN 46514 (574) 295-0096 • www.woodlandmanornursingandrehab.com

Rehabilitation Unit, Alzheimer’s Unit, Skilled Licensed Nursing, Semi-Skilled Nursing or Intermediate Care, Therapies: SpeechOccupational-Respiratory-Physical, Long Term Care, Temporary Care, Private/Semi-Private Rooms, Pet Visitation Allowed, Medicare and/or Medicaid

Woodland Manor

Tips to thwart identity thieves

Check your monthly bank, credit card and other financial statements closely, not just for proper amounts but to make sure the charges were made by you.

Identity thieves never sleep. These pernicious parasites obtain valuable information about their victims: Social Security, military identity, driver’s license, credit card or banks account numbers, any or all of the above. They use this information to acquire their own credit cards, bank checks, and loans as well

as products and services in your name.

Identity theft is the major and fastest-growing consumer fraud crime in the country. And no one is safe.

More than 153 million Americans were bilked out of more than $43 billion, according to a Javelin Strategy and Research report.

ID theft has become the all-American crime of the Information Age, according to financial experts.

More than one-third of ID theft victims said someone obtained their credit card information, forged a credit card in

their names, and used it to make purchases. Two out of 10 victims said the identity thief was a friend, relative or co-worker.

This plague is also mushrooming in Canada, Britain, Australia and Japan. Travellers are especially vulnerable as they site-see while carrying passports, credit cards, and other documents that contain information vital to these thieves.

So, at home or away, here are a half-dozen protective measures to take to keep your identity to yourself.

• Make a list of all your credit card, bank account, and Social Security numbers with the

Breakdown your budget

Budgeting is a fundamental financial tool that empowers you to take control of your money, reach your financial goals, and secure your financial future. Breaking down your budget into manageable categories is a crucial step in managing your finances effectively. Let’s explore some steps to create a detailed budget and help you on the path to financial success.

The first step in creating a budget is to determine your

total monthly income. This includes your salary, wages, rental income or any other sources of money that come in each month. Start by listing your fixed expenses, which are regular, predictable costs that remain consistent each month. These typically include housing, utilities, transportation, insurance, debt and subscriptions.

The next step is to look at variable expenses. Variable expenses are costs that can fluctuate from month to month.

Common variable expenses include groceries, dining out, entertainment, personal care and celebration habits. The last step is to evaluate your

budgeting for the future and how to allocate the portions of your income to savings and retirement.

Breaking down your budget into these categories helps you take a structured approach to your finances. It enables you to plan for your essential expenses, save for the future and allocate funds for personal and financial goals. Budgeting is not about restricting yourself but about gaining control over your finances and working toward a more secure financial future. By mastering your budget, you can make informed financial decisions, reduce stress, and build a stronger financial foundation.

Painting class for seniors

Wednesday, Oct. 16 in Warsaw

Senior adults can learn how to paint a sunflower at a class this fall offered by the Warsaw Parks and Recreation Department.

The class is open to those age 55 and older and will take place from 9-11:30 a.m. Wednesday, Oct. 16, at the Pete Thorn gym, 800 N. Park Ave., Warsaw.

Artist and business owner Susie Schaetzle, of Cr8-ur-Canvas, Bourbon, will be leading the class to teach participants how to paint an 11-inch-by14-inch canvas picture of a sunflower, which they can take home. Schaetzle runs a studio where she teaches hands-on painting classes. All materials will be provid-

ed. The cost of the class is $6 per participant, and registration is required. Registration is open through Friday, Oct. 11, or until filled. To register, visit secure.rec1. com/IN/warsaw-in/catalog.

If you have questions or need help to register, call the parks office at (574) 372-9554, ext. 608.

corresponding contact telephone numbers so you can report any problem immediately.

• Leave your Social Security card at home. And don’t put it or any other important number, such as driver’s license, on your checks.

• Beware of spying eyes at your automated teller machine. Don’t think you’re safe just because no one is standing nearby. Cases have been reported where the thieves from afar used binoculars to memorize pins (personal identification numbers). Use the same care when making credit card calls on public phones. Some machines have fake card-insert slots installed by crooks.

• Don’t let your credit card out of your sight when a cashier or other company personnel takes it to swipe through the electronic machine. If it is taken to an-

other room, for example, it can be swiped several times — and you’ll be charged several times. Or a crooked clerk may write the number down and sell it to an identity thief.

• When travelling, don’t carry financial information in your wallet or checked luggage. Take travellers checks instead of personal checks. Have the post office hold your mail.

• Stay at a hotel that has a safe in your room or behind the front desk to store your documents.

If you have been victimized by identity thieves, call the police immediately. And get a copy of the police report so you can show to creditors as you climb back out of the morass these crooks will have created for you.

Mature Life Features Copyright 2024

The History Museum presents lecture on accomplishments of inventor J.D. Oliver

Curator of Copshaholm, Skylar Whited, chronicles local industrialist J.D. Oliver’s accomplishments at The History Museum’s “Insights in History,” taking place at 1:30 p.m. Wednesday, Oct. 2. Insights in History is sponsored by THK Law, LLP.

In August 2024, an Indiana State Historical Marker was installed near Copshaholm to honor J.D. Oliver, a business leader of his time. As president of the Oliver Chilled Plow Works, his marketing and financial acumen grew the plow business established by his father, James Oliver, into one of the largest in the world in the late 1800s.

Oliver and his wife, Anna,

and their four children, moved into the 38-room Copshaholm on New Year’s Day 1897. The historic house is now part of The History Museum campus.

A tour of Copshaholm’s exterior, including a close-up view of the historical marker, will be offered. Admission is $3 or $1 for members. Reservations are required by Monday, Sep. 30. “Insights in History” is sponsored by THK Law, LLP.

“Insights in History” is a monthly series featuring a lecture in conjunction with an exhibit at or area of The History Museum.

For information, call The History Museum at (574) 2359664, ext. 6256 or visit historymuseumSB.org.

Uncle Sam, the patriotic American icon

The national personification of the United States federal government was the creation of a U.S. Army recruiting poster during World War I.

James Montgomery Flagg’s 1917 poster was based on the original British Lord Kitchener poster of three years earlier. It would go on to be used to recruit American soldiers for both World War I and World War II. Flagg used a modified version of his own face for “Uncle Sam,” and Army veteran Walter Botts provided the pose.

Since the early 19th century, Uncle Sam has been a popular symbol of the U.S. government in American culture and a manifestation of patriotic emotion.

According to legend, the character first came into use during the War of 1812 and may have been named for Samuel Wilson, an American meat packer who lived in Troy, NY.

The story goes that the name Uncle Sam was derived from Wilson, who supplied meat rations for American soldiers during the War of 1812. Contractors were required to stamp their name and where the rations came from onto the food packages they were sending. Wilson’s packages were labelled “E.A.U.S.” When someone asked what those initials stood for, a co-worker jokingly said, “Elbert Anderson (the contractor) and ‘Uncle Sam,’” referring to Wilson, though the U.S. actually stood for “United States.”

Doubts have been raised as to the authenticity of this story, as the claim did not appear in print until 1842. Additionally, the earliest known mention definitely referring to the metaphorical Uncle Sam is from 1810, predating Wilson’s contract with the government.

One depiction of Uncle Sam in 1860 showed him looking like Benjamin Franklin. Uncle Sam did not get a standard appearance until the well-

known recruitment image of “Uncle Sam” was first created by Flagg during World War I. It is this image more than any other that has influenced the modern appearance of Uncle Sam, an elderly white man with white hair and a goatee, wearing a white top hat with white stars on a blue band, a blue tail coat, and red-andwhite-striped trousers.

Flagg’s depiction of Uncle Sam was shown publicly for the first time, according to some, on the cover of the magazine “Leslie’s Weekly” on July 6, 1916, with the caption “What Are You Doing for Preparedness?” More than four million copies of this image were printed between 1917 and 1918. Flagg’s image was also used extensively during World War II, during which time America was code named “Samland” by the German intelligence agency Abwehr. The term was central in the song “The Yankee Doodle Boy,” which was featured in the 1942 film “Yankee Doodle Dandy,” starring James Cagney.

There are two memorials to Uncle Sam, both of which commemorate the life of Samuel Wilson: the Uncle Sam Memorial Statue in Arlington, MA, his birthplace; and a memorial near his long-term residence in Riverfront Park of Troy, NY. His boyhood home

UNCLE SAM POSTER

in New Hampshire can still be visited.

Samuel Wilson died July 31, 1854, aged 87, and is buried in Troy’s Oakwood Cemetery.

In 1989, Uncle Sam Day be-

came official. A Congressional joint resolution designated Sep. 13, 1989, as “Uncle Sam Day,” the birthday of Samuel Wilson.

Mature Life Features Copyright 2024

Emotional stress tarnishes legacy

An acquaintance recently received news she thought would never happen to her: a rich uncle died and left her some money.

Not a lot, mind you, but it was an inheritance, a totally unexpected legacy.

Most people have some idea what they’d do with a financial windfall.

Pay off the mortgage, buy a new car, take a cruise around the world. It depends on how much money is involved.

But then what? It isn’t easy becoming wealthy overnight. Stories of the profligacy, foolishness or ill-luck of lottery winners pour out of the news media with regularity.

In the case of our neighbor — a senior — she immediately quit her job, paid off the small debt she had, and sought out a financial adviser.

She invested the remainder of her inheritance in safe income-producing financial vehicles to augment her monthly Social Security checks. Then she decided to move to another state to live with one of her children after discussing the matter with them and the rest of the family.

It has been estimated that current retirees will pass on more than some $10 trillion to their heirs.

Many of the beneficiaries of this largess have grown up in poor or modest circumstances or have mismanaged their finances throughout their lives and have little concept of the challenges they face.

The first, of course, is what to do with the money.

Do you put that $10,000, $100,000, or $1 million into the

stock market or real estate?

Do you sell the company you inherited, or do you try to keep it running?

Do you keep all the stocks, bonds, and mutual funds in the portfolio that suddenly becomes your property?

Financial planners consistently offer this piece of advice: don’t do anything for awhile.

That’s more difficult than it sounds.

Forty percent of baby boomers who had received an inheritance of at least $50,000 made their financial decisions in less than a week, according to a survey by Oppenheimer Funds.

Whatever the form of the inheritance, whether it’s a stock portfolio, sports memorabilia collection, or a seaside bed-and-breakfast, you should focus on what you want to do with the windfall: invest it in retirement income, pay debts or make charitable contributions, for example.

Establishing goals will help you manage the money much better.

While the financial facet requires patience and some effort to educate yourself on the best avenues to follow, the emotional side of inheriting can be a much more difficult challenge.

The inheritance is usually intertwined with the death of a loved one and, as a result, associated with grief.

Guilt is often a major emotional component of a legacy, financial planners point out, that leaves the heir feeling uncomfortable with not having earned the money.

There’s also a feeling of isolation tied to inheriting money that is compounded by the discomfort and worry, with good reason, inflicted by friends and family members badgering them for loans and gifts.

The emotional stress causes

many folks to get rid of their inheritance as quickly as possible, according to estate counselors and managers. The inheritors feel they can rid themselves of the guilt and responsibility by giving away the money or spending it as fast as possible.

On the other hand, people who take their time to plan what to do with an inheritance have been known to husband their wealth and continue living in their current lifestyle with the comfortable assurance that their financial future is secure.

Mature Life Features Copyright 2024

Falling isn’t funny for adults

Falling isn’t funny.

Older adults in the know understand that broken bones can result from tripping on a rug or slipping on a wet spot on the kitchen floor, triggering a series of life-changing events as well as a slew of serious medical conditions.

Many things can cause a person to fall.

Balance can be affected by failing or poor eyesight, hearing loss, reflexes and such medical conditions as diabetes, heart disease, and problems with thyroid, nerves or blood vessels.

Some medicines can cause dizziness. Another culprit is osteoporosis, a disease that makes bones weak and more likely to break easily. Weak bones can mean that even a minor fall might be dangerous.

But medical experts say individuals should not let a fear of falling keep them from being active.

Doing things like getting

together with friends, gardening, walking, or going to the local senior center are also important for staying healthy. The good news is that there are simple ways you can prevent most falls.

If you take care of your overall health, you may be able to lower your chances of falling. Most of the time, falls and accidents don’t “just happen.” Here are a few hints that will help you avoid falls and broken bones.

• Learn how strong your bones are.

Ask your doctor about a special test called a bone mineral density test. If this test shows your bones are weak, your doctor can tell you how to make them stronger and less likely to break.

• Stay physically active. Plan an exercise program that is right for you. Regular exercise makes you stronger and improves muscles. It also helps keep your joints, tendons, and ligaments flexible. Mild weight-bearing activities, such as walking or climbing stairs, may slow bone loss from osteoporosis.

• Have your eyes and hearing tested often.

Even small changes in sight and hearing can put you at risk for falling. When you get new eyeglasses, take time to get used to them. Always wear your glasses when you need them. If you have a hearing aid, be sure it fits well and wear it.

• Find out about the side effects of any medicine you take.

If a drug makes you sleepy or dizzy, tell your doctor or pharmacist.

• Get enough sleep.

If you are sleepy, you are more likely to fall.

• Limit the amount of alcohol you drink.

Even a small amount can affect your balance and reflexes.

• Stand up slowly after eating, lying down, or sitting.

Getting up too quickly can cause your blood pressure to drop. That can make you feel faint.

• Use a cane, walking stick, or walker to help you feel steadier when you walk.

This is very important

when you’re walking in areas you don’t know well or in places where the walkways are uneven. Be extra careful when walking on wet or icy surfaces. Spread sand or salt on icy areas in your yard, especially by your front and back door.

• Wear rubber-soled, low-heeled shoes that fully support your feet.

Wearing only socks or shoes and slippers with smooth soles on stairs or floors without carpet can be unsafe.

• Look into a home-monitoring service.

Usually, you wear a button on a chain around your neck. If you fall or need emergency help, you just push the button to alert the service.

Most medical-insurance companies and Medicare do not cover items like home monitoring systems. You will probably have to pay for it yourself so be sure to ask about cost.

Always tell your doctor if you have fallen since your last check-up even if you aren’t hurt when you fall. Mature Life Features

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. it will read emails to you. For more information call 269-782-6365 and ask for Walter

Leave a message for more information.

Rub elbows with royalty at Willy Nilly

Here I am being pushed along the gravel streets of this 16th century English village of Willy Nilly-on-theWash in my wheelchair. There’s a whirl of activity around me. There’s a man swallowing a sword, two burly guys are having a serious-looking sword fight to the death, and in the distance I catch sight of two knights in armor charging toward each other on horseback

Upcoming Tours

Oct. 11 - Shopping in Shipshewana, IN

Oct. 22 - Dino Museum & Chocolate Factory Tour, South Bend, IN

Nov. 15 - The Hunny Pot - Paint Your Own Pottery, Elkhart, IN

Dec. 4 - Texas Tenors Christmas, Blue Gate, Shipshewana, IN

Dec. 13 - Miracle on 34th Street, Wagon Wheel, Warsaw, IN

For full information on any

CIRCLE DANCE — Patrons

Travel Rub elbows

Continued from page 22

with lances aimed at each other. This has got be a dream.

No. It’s actually the Ohio Renaissance Festival in Waynesville, Ohio, where fantasy and history collide. It’s where you can rub elbows with elegant nobles and raggedy peasants. Here you can immerse yourself in a world of lively shows, tantalizing food and drink and unique shops (166 of them) which transport you back to the time of knights and queens. You can even purchase a sword.

If entertainment is what you seek, there are 17 outdoor stages with regularly scheduled shows featuring costumed musicians, comedians and acrobats. Among them are the Washing Well Wenches, Dirk and Guido, The Swordsmen and the Kamikaze Fireflies. There are more than 100 shows presented daily. And that doesn’t count the wandering street musicians. Visitors never want for something to do here. It’s non-stop activity almost to the point of sensory overload.

I’m fascinated with the jousting, even though I know the ends of the lances have been cut so they splinter when striking the opponent’s shield. The jousting arena is just like in the movies, with a special box for royalty. The thundering hooves as they charge each other, the cheering of the crowd and the splintering of the lances make for an exciting climax.

People watching is part of the show. Nobles in long dresses and topped off with jeweled crowns stroll the grounds. Here comes a fashionably-dressed woman on the arm of a man in colorful waist coat, a feather plume in his hat and a knife at his belt. And these are the paying customers.

At least 70% of the crowd was

in costume. Some dressed as scifi characters, others in fairy-tale garb and lots of knights, pirates and Vikings.

Contributing authenticity and realism to the scene are the 16th century Tudor-style structures surrounding the property, which house the shops and artisan work spaces. The style of architecture, which utilizes exposed beams, was developed during the reign of the Tudor monarchy.

Willy Nilly is a permanent facility rather than a grouping of tents erected at a county fairgrounds, school parking lot, football field or in a private woods.

How could you not have fun in a place called Willy Nilly on-theWash? The shows are rollicking fun, lots of hands-on things to do and the food is tantalizing. Normally, I’d urge you jump in your car and head for Waynesville to

get in on the fun. But, all of the themed weekends through the end of the year are sold out.

My suggestion is to visit ohiorenessancefestival.com or call (513) 897-7000 to order tickets for your choice of weekend in 2025. You can participate in Highlander games, mix it up with time travelers, Vikings and pirates, enjoy a weekend of comedy, or the feast of fools, and Halloween tricks or treat.

ANSWERS:

Opryland

Hermitage, Country Music Hall of Fame & More

DEC 7 YULETIDE w/Sandi Patti & Indy Symphony 2025

APR 21-28 THE CLASSIC SOUTHEAST COAST featuring Savannah GA Charleston SC, Islands of Hilton Head, Tybee, Jekyll & St Simons.

DOPEY PIRATE SHOW A gang of silly pirates fight over a challis of the water of perpetual life in a loosely-scripted tale that included a lot of sword fighting, yelling and climbing the mast.
SPECIAL ATTRACTION — A man with a dragon puppet engages visitors to Willy Nilly.

Conflict smoulders on Mediterranean islands

Long popular with vacationing royalty, artists and others from across Europe, this rockbound bastion 50 miles south of Sicily at the crossroads of the Mediterranean remains an enigma to many North Americans.

The island’s balmy yearround climate bathes a land whose legacy ranges from temples a thousand years older than Egypt’s Pyramids at Giza through classical Greece and Rome to the palaces of a patrician unit of Christian crusaders.

The Apostle Paul was shipwrecked here. Arabs occupied the outcropping in 879, followed by the Normans. Napoleon dropped by for six days and his troops hung around for a couple of years until sent packing by the English. Britain’s Royal Navy operated out of the island’s superb natural harbors for a century and a half before the Maltese finally attained their independence in 1964.

But it was the Sovereign Military Hospitaler Order of St. John of Jerusalem — better known as the Knights of Malta — whose influence is most heavily felt.

Our arrival here, the island’s capital, was by ship after dark

and ventured on deck when the vessel was picked up the harbor pilot and headed for the quay. Nosing past Valletta’s breakwater and into the narrow entrance, we cruised by the massive spotlighted starshaped Fort St. Elmo to the right and the spear-like walls of Fort San Angelo to the left, whose towering ramparts took on a creamy yellowish glow.

Quite appropriate, as they were built by the cream of European aristocracy at the time.

The Knights of St. John, ousted from the Holy Land by the Ottoman Turks and later from the island of Rhodes by Suleiman I The Magnificent, were invited here in the mid16th century by Holy Roman Emperor Charles V, who saw Malta as the pivotal bulwark to blunt a Moslem invasion of Southern Europe. The newcomers set to work fortifying the island and, in 1565, withstood a brutal four-month-long Turkish siege that repelled the threat from the East.

Over the next two centuries, they created a place that Scottish novelist Sir Walter Scott called “a city built by gentlemen for gentlemen.”

The Renaissance grid of narrow streets holds palaces, municipal buildings and churches, many still honeycombed with secret passages. There is the hulking dark stone residence of

the grand master and nearby, some of the auberges, or palace homes, of the various components of knights, based upon their homeland: Auvergne, Aragon, Castile, Italy, France and Allemagne-Angleterre.

The soaring Co-Cathedral of St. John, with its high Baroque ornamentation, has a marble floor quilt pattern of mosaics that covers the tombs of some 350 knights. A museum houses treasures “liberated” from all over the Mediterranean by the far-ranging cavaliers and, on a wall of the Oratory, Italian Renaissance painter Michelangelo Caravaggio’s chilling masterpiece, “The Beheading of St. John the Baptist.”

Now based in Rome, the Knights of St. John continue their charitable work, aimed at alleviating hunger, misery and disease in Third World countries.

Some 160 miles away, on the northeast coast of Sicily and perched on a mountain spur high above the Ionian Sea, is Taormina.

Medieval stone buildings hug cobblestone streets and unexpected portals reveal views past flowering gardens to the deep blue waters where Homer set his tales of Neptune, Ulysses and the Cyclops.

A celebrated resort for well over a century and, much earlier, the preferred residence

of wealthy Roman patricians, its quixotic Piazza IX Aprile overlooking the sea has been a social center eliciting such comments as, paraphrasing author D.H. Lawrence, that it was not only a meeting point but also a charming “salon” for continental tea of the Mad Hatter where you wonder who will end up in the teapot.

I don’t know about the teapot, but there are open-air cafes to get a coffee, gelato or marzipan shaped like fruit. It’s also a favorite spot for the lassiggato, the traditional Latin evening stroll.

Aprile is framed by a couple of churches, and a clock tower dating from the Middle Ages that serves as a gateway to the medieval sector. Narrow lanes lead to views of the

villa-strewn hillside above and the sea below.

At Taormina’s northeastern fringe, carved into a high spot on the hillside and dating from the 3rd century BC, is the town’s treasured Greco-Roman theater.

The Greeks built it for classical plays and musical events. Imperial-age Romans had more grandiose ideas, transforming the venue into an amphitheater for gladiator contests, hunting spectaculars and even naval battles on a flooded stage.

Today, audiences at summer concerts and other events have, like the Romans before them, a grandstand view past the stage to the sea and the largest active volcano in Europe — Sicily’s Mt. Etna.

Mature Life Features Copyright 2024

As a caregiver, you manage multiple responsibilities for your loved one in addition to your own. When you need help, The Thelma A. Schrock Adult Day Services program is here for you – at least five hours a day or a few days per week.

In the Homestead’s intimate atmosphere, each member benefits from a variety of health, social, and therapeutic activities designed to encourage meaningful engagement, purpose, and creativity.

The Homestead gives the caregiver and participant both the freedom to flourish.

We are available five days a week, Monday - Friday from 8 a.m. - 4 p.m.

For more information, call 574-537-4181.

DAWN IN MALTA Dawn slides over Fort San Angelo and its towering ramparts that guard the entrance to the harbor of Valletta, the capital of Malta. Photo provided by Malta Tourist Office.

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