Senior Life - St. Joseph Edition - October 2024

Smith works through cancer diagnosis, journey

By MARISSA SWEATLAND Staff Writer

“I worked full time the entire time I was going through treatment. I didn’t have time to feel sorry for myself,” Lori Smith, Plymouth resident, mentioned. Smith has worked as a Facility Healthcare Administrator since 1994. “I truly believe if I didn’t have my job, I would have just sit in the recliner and slept my life away feeling sorry for myself. No time for that, I just had to keep going.”

Smith’s cancer journey started before her own began. Smith lost her mother and her aunt to ovarian cancer. In 2013, her daughter, Kim Brenneman, was diagnosed with breast cancer.

“She had genetic testing completed and was diagnosed with the BRCA 1 gene,” Smith explained. “I had the genetic test and I carried the BRCA 1 gene and unfortunately passed it down to my daughter.”

The team of doctors rec-

ommended Smith have her ovaries and fallopian tubes removed prophylactically. The surgery went well, and the doctors mentioned everything was good and no cancer was detected. However, Smith’s world would be turned upside down when she would attend her surgery check-up to find out that she did have a small cancer in her fallopian tube.

“I went back for my surgery check-up alone since it was just a check-up,” Smith remembered. “Hearing the word cancer and being alone was devastating. I remember calling my husband and all I could say was ‘I’ve got cancer.’”

Smith began her cancer journey with a hysterectomy and started chemotherapy.

“I did all my chemotherapy on Fridays, so I only had to miss one day each treatment and could return to work on Mondays,” Smith explained. “The chemotherapy treatment took the entire day each time. We would arrive around 8 am. and sometimes wouldn’t get

out until 6 p.m.”

Smith opted out of having a port placed, so medical professionals had to place an IV each session. The length and intensity of treatment often left Smith feeling exhausted at the end of each session.

“I believe going to work every day kept me going. I didn’t realize how tired I was until treatment was over and I started getting better,” Smith said. “I continued working full-time in a very stressful position. Each night I would come home exhausted, but my husband, Don, was always there to support me.”

Smith found the strength to continue her fight within the unconditional love of her supporters, family and coworkers.

“One of the most difficult times was when I started losing my hair. I had purchased several wigs and had them at work to get my co-workers opinions,” Smith explained. “When I started losing my hair by the handfuls at work, several of my co-workers came in and put on the wigs, just so I would laugh instead of crying.”

Brenneman helped support her mother through a fight of her own by making her a cancer bag. It included a blanket, socks, snacks, drinks, ear buds and other chemotherapy must-haves. Don never left Smith’s side while she retrieved treatment.

“The doctors gave me

support group numbers, but I was too busy living to join a support group,” Smith said.

“My work, employees, friends and family were my support group.”

In 2020, Smith was diagnosed with a secondary cancer, breast cancer. She received radiation to fight the cancer.

“To me, the radiation was worse than the chemotherapy,” Smith declared. “Radiation is every day and it zaps all your energy. The good thing is, with radiation, you can go in as early as 7:30 a.m. so I didn’t have to miss any work.”

Recently, Smith has “semi-retired” to focus on spending time with her friends and family and plans on doing some traveling.

Bendix Woods County Park to host public hayrides

Bendix Woods County Park is hosting public hayrides this month.

Enjoy the beauty of fall while relaxing on a tractor-drawn hayride. Bendix Woods County Park will be hosting public hayrides on Sunday, Oct. 13, departing at 1:30 p.m., 2 p.m., and 2:30 p.m. from the playground. The fee is $3 per person and regular gate fees will also be in effect.

For additional information, visit sjcparks.org or call (574) 654-3155.

Bendix Woods County Park

BIRTHDAY BASH Kim Brenneman, left, was a big support during her mother’s, Lori Smith, cancer diagnosis and journey. The whole family celebrated Smith’s 63rd birthday with a birthday bash on vacation. After her diagnosis, Smith was proud to see 63. Photo provided by Lori Smith.

RiverBend Cancer Services

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Helping people find strength to fight cancer

By MARISSA SWEATLAND Staff Writer

“RiverBend’s goals are simple ones. We work each day to make sure everyone living with cancer has access to programs, education and assistance that make a devastating life challenge ... a little easier,” Peggy King, president of RiverBend Cancer Services’ Board of Directors, said. “RiverBend Cancer Services’ mission is to improve the quality of life of cancer survivors and their families in our community through helpful advocacy, hopeful support and innovative educational programs. We like to say, ‘we offer help and hope over the Bend.’”

RiverBend Cancer Services, 3516 E. Jefferson Blvd., South Bend, has been the primary cancer support provider in the community since 1943.

AARP opens discount doors to travel

By CECIL SCAGLIONE

Mature Life Features

An American Association of Retired Persons’ membership is also a ticket to discounted travel.

The membership card can open doors to discounted pricing on airlines, car rentals, hotels, cruise lines and tour packages ranging from British Airways to the Grand Canyon Railway.

You can also shop for a senior discount lifetime pass to the more than 440 sites overseen by the National Park Service.

Save Time, Money At Alternate Sites

Travellers flock to Florence and plunk down a chunk of cash or put a dent in their credit card for a ticket to cram into line at the Academia Galleria to ‘ooh’ and ‘aah’ at Michelangelo’s statue of David.

Just minutes away, a copy of this world-famous work and those of other Renaissance greats can be viewed leisurely and for free in the city’s Piazza della Signoria.

If you’re travelling through Italy, you can pop into the church of San Pietro in Vincoli overlooking the Coliseum in the heart of Rome and stand quietly and for free within touching distance of another of Michelangelo’s eternal works: Moses, which was commissioned by Pope Julius II at the same time he hired the artist to paint the ceiling of the Sistine chapel.

This is just one example of how you can save time and money by looking around for alternates.

Mature Life Features Copyright 2024

RiverBend services are all free of charge, funded through the generosity of grants and private donations. Programs are available to cancer survivors and all those who care for them, including a range of supportive services including advocacy and coordination, financial assistance for medications, supplies and transportation to treatment.

“RiverBend is a welcoming positive place where people in our community dealing with a cancer diagnosis can feel welcome and embraced as they live their cancer journey,” King explained. “At RiverBend, they can find professional staff, volunteers and peer support to help make living with cancer less frightening.”

Services are also offered that enhance the mind, body and spirit, such as wig styling, prostheses, durable medical equip-

ment, nutritional supplies, support groups, education, social events, massage, reiki, counseling and art therapy.

RiverBend also offers an array of fitness programs, compassionate crafting and nutrition education are offered weekly.

“RiverBend offers an array of programs that work to meet the needs of each individual person as they navigate a new life with cancer,” King said.

“RiverBend offers individual counseling, support groups and Art Therapy to help meet the very real mental health needs of those living with cancer. When people are feeling more confident and mentally healthy, they are more likely to complete their treatment regiment and have better health outcomes.”

Each year, more and more community members are diagnosed with cancer, but

increased and improved cancer detection and treatment options has made surviving cancer a reality.

“With the many new treatments available and tests for early diagnosis, there are many more cancer survivors who can move through treatment with positive outcomes and take advantage of RiverBend services to help them to live their best possible life,” King stated.

RiverBend Wellness House is open daily Monday through Friday to welcome and support all those fighting cancer. The center is open 9 a.m. daily, closing at noon Friday and 4:30 p.m. Monday-Thursday. RiverBend Cancer Services serves over 1000 cancer survivors and caretakers every year.

“The people we see here are so thankful for the support that RiverBend offers them, that it makes the organization

a really joyful place,” King mentioned. “Although we are welcoming people who are living through a devastating disease, RiverBend is a happy place to be.”

For more information about what RiverBend Cancer Services has to offer, visit riverbendcancerservices.org/. To make a donation to RiverBend Cancer Services, visit riverbendcancerservices.org/ copy-of-volunteer-1.

“Every person’s journey looks so different, but each day, RiverBend is able to celebrate little milestones and accomplishments along the way that support cancer survivors,” King said. “It is very rewarding to know that even though someone has been diagnosed with cancer, they can still have wonderful, happy moments that help them to heal and rebuild their lives.”

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St. Paul’s Independent Living apartments provide convenience and freedom within a warm and friendly environment.

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Clark finds strength to fight cancer

By MARISSA SWEATLAND Staff Writer

“It was shocking, overwhelming. I was asking God ‘why?’. I wanted to give up. I was angry. All of that at once,”

Kim Clark, breast cancer survivor, explained. “Little did I know that treatment could feel worse than having cancer. It was ugly and cold, it took me to a deep, black hole and you just can’t wait to turn the

page of this book.”

Having stage one breast cancer, Clark was subjected to numerous cancer treatments, including chemotherapy, radiation and a mastectomy, along with many, many medications.

“I just knew I had to find the strength to fight. It takes so much from you, and you have to rebuild with the little you have left,” Clark explained. “Sometimes treat-

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ment felt like it took forever. I was sick and tired of being sick and tired.”

Clark found the strength to fight her breast cancer through the support and love that was poured out to her from her husband, Deacon James Clark, best friends, Donna Bailey and Connie Matthews, and the love she has always felt from the church and God.

“My husband supported me throughout my journey with unconditional love,” Clark mentioned. “It was different to have support from my female friends who understood the way breast cancer challenged my feminine self. I imagine many women feel similar that having another woman to talk to is incredibly helpful and comforting.”

Her support system were instrumental in Clark’s fighting and healing journey. Her support system would research different medications and side effects, ensuring there was research done specifically on African American women.

“My relationship with my higher calling helped me so much. Keeping up with my mental health and physical well-being, in that order. God, mind, body,” Clark explained. “I wish I had more knowledge of treatments, medications, emotional attachment and how to live during all of it. Between the chemotherapy, radiation, a mastectomy, medication ... you lose your ‘normal.’”

via Zoom.

“They were with me at my highs and lows, loving me unconditionally,” Clark reminisced. “I needed that support.”

biggest hearts willing to help.”

When Clark found out she was cancer free, she “received a better outlook on life.”

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Her best friends, Bailey and Matthews, helped pull Clark through the dark days of her cancer journey. When Bailey found out about Clark’s diagnosis, she drove five hours to be with her dear friend and frequently would attend Clark’s appointments

Clark found a lot of strength within the community to continue to fight her fight. She cited Sisters Society, RiverBend Cancer Services and Hello Gorgeous! as a couple of the resources that she sought out during her fight.

“Our community is so rich in resources,” Clark mentioned. “And it truly took the whole community to support me and give me the courage to fight. Help is out there if you need it. It is beautiful to see all of the people with the

“You will want to give up. That’s okay to feel that way, then let it pass. Get angry when you want to — it can be a way to build strength,” Clark suggested. “No one is going to have the courage for you — it’s all within you. I beat it. It feels like you are the only person in the world going through this, but you are not alone.”

Clark is “first and foremost” a child of God, wife, mother and grandmother of 14. She works as an advocate for domestic violence and sexual assault. She has been in the South Bend area for 14 years.

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IT TAKES A COMMUNITY Kim Clark, right, had a community rallying behind her during her fight of stage one breast cancer, including RiverBend Cancer Services counselor Alison Westerink. Photo provided by Kim Clark.

October Mishawaka-Penn-Harris Public library programs for adults

Below is the MPHPL October calendar of events for adults. Registration can be secured at (574) 259-5277 or online. Check mphpl.org for the most up-to-date information regarding events and to register. Registration required for most programs.

Bittersweet Branch Events

“Make with Us: Sweater Pumpkins,” 10:30-11:30 a.m. Wednesday, Oct. 9. Enjoy a morning of crafting and conversation with special guest, Paulette Bayne. Participants will be given all the supplies needed to create adorable sweater pumpkins.

Bingo, 5:30-6:30 p.m.

Wednesday, Oct. 23. Enjoy an hour of bingo and beverages. Winners will receive small prizes and raffle tickets for a chance to win a door prize.

Harris Branch Events

“Chapter Chats: Book Club,” 10:30-11:30 a.m.

Thursday, Oct. 10. The October book, “After the Funeral” by Agatha Christie, can be picked up in advance at the Harris Branch front desk.

“Witchin’ Stitchin,” 5:306:30 p.m. Tuesday, Oct. 15. Cross-stitch designs will be available for attendees to create. Beginners and experienced stitchers are welcome. Basics will be taught to those new to cross-stitching.

“Candy Sushi,” 10:3011:15 a.m. Thursday, Oct. 31. Make your own sweet sushi creations with a variety of candy. Candy will be provided but attendees are encouraged to bring their favorites as well Mishawaka Library Events

“Saturday Morning Book Club,” 10:15-11:15 a.m.

Saturday, Oct. 5. Discuss this month’s book selection, “Gone Girl” by Gillian Flynn, which can be picked up in advance at the front desk of the Mishawaka library.

“American Heritage Spot-

light,” 6:30-7:30 p.m. Tuesday, Oct. 8. This month, speaker Peter De Kever will present, “March on Down to Fame: A Century and More of Mishawaka High School Stories.”

The program will include highlights from the history of Mishawaka High School, with particular emphasis on the 100 years the school has been in its present building.

“Cooking Classics: Pumpkin French Toast,” 4:30-5:30 p.m. Monday, Oct. 14. Try your hand at easy culinary

creation in an engaging atmosphere with others. Registration limited to MPHPL library cardholders.

“Ask a Lawyer,” 1-4 p.m. Monday, Oct. 21. Volunteers from the Volunteer Lawyer Network, Inc. will provide free legal advice to the public first come, first served. Attendees are encouraged to bring all pertinent information and documents.

“Delectable Lit,” 5:30-6:30 p.m. Thursday, Oct. 24. In this unique book and food club,

you get the chance to combine the two. “The Anthropocene Reviewed” by John Green can be picked up in advance at the front desk. A MPHPL library card is required when registering for this program.

Virtual Library Events

“Virtual Hot Beverage Tasting,” 6-6:45 p.m. Wednesday, Oct. 30. Cozy up this fall season with a virtual hot beverage tasting. Participants will learn the history behind a variety of warm beverages and get to sample them at

home. Details on when and where to pick up program supplies will be sent via email to registrants. Limit one kit per household.

In the Community “Morning at the Museum,” 11 a.m. to noon Thursday, Oct. 17. Tour the Mishawaka Historical Museum, 121 S. Main St., downtown Mishawaka, for free. A short story will be read for children, followed by a scavenger hunt. This event is for families or anyone, no matter their age.

The History Museum presents lecture on accomplishments of J.D. Oliver

Curator of Copshaholm, Skylar Whited, chronicles local industrialist J.D. Oliver’s accomplishments at The History Museum’s “Insights in History,” taking place at 1:30 p.m. Wednesday, Oct. 2. Insights in History is sponsored by THK Law, LLP.

In August 2024, an Indiana State Historical Marker was

installed near Copshaholm to honor J.D. Oliver, a business leader of his time. As president of the Oliver Chilled Plow Works, his marketing and financial acumen grew the plow business established by his father, James Oliver, into one of the largest in the world in the late 1800s.

Oliver and his wife, Anna,

and their four children, moved into the 38-room Copshaholm on New Year’s Day 1897. The historic house is now part of The History Museum campus.

A tour of Copshaholm’s exterior, including a close-up view of the historical marker, will be offered. Admission is $3 or $1 for members. Reservations are required by Monday, Sep. 30.

“Insights in History” is sponsored by THK Law, LLP.

“Insights in History” is a monthly series featuring a lecture in conjunction with an exhibit at or area of The History Museum.

For information, call The History Museum at (574) 2359664, ext. 6256 or visit historymuseumSB.org.

Coleman watches pickleball growth locally

By NATHAN PACE Staff Writer

When playing tennis began to become difficult for Amy Coleman, she found her answer to continue playing an outdoor sport. Coleman has fully embraced pickleball and is working to help others in the area do the same.

“You meet a lot of different people. The sport is easy to pick up. The equipment is easy to buy, besides the fact that it lends itself to conversation while you’re playing. We play with young kids who are high school all the way to 80-year-olds,” Coleman said.

Coleman is on the board for the Michiana pickleball club. The club runs leagues and events through St. Joseph County and the surrounding counties.

“The Michiana Pickleball club basically has members from all over Michiana. A total of 780 members right now,” Coleman said. “I ran into a couple of the board members playing. I have made so many friends playing pickleball and they just happened to be pickleball board members.”

Coleman has a background in computer science, making her an asset to the club. She is a NorthWood High School alumna who also graduated from Purdue University. She has lived in San Francisco but is retired and lives in Granger. During her time as a software

engineer she had business trips to China, Scotland and France.

Being retired has allowed her to make more of an impact on the pickleball club.

“I was a good fit for their board. I took over managing their membership.” Coleman said. “We don’t have our own courts, but we find courts and either we rent them or reserve them, and then we set up leagues and clinics for our members.”

The fee to join the club is $20 a year. The main courts the club uses are at Central Park in Mishawaka.

Members take part in what are called “ladder leagues.”

Newer players play with players at their level and can move up or down on the ladder based on their skills. The club also offers pickleball classes to help teach the sport.

Members can also take part in club mixers where theme parties and celebrations take place. The next mixer is the club’s Halloween celebration at the South Bend Racquet Club on Saturday, Nov. 2.

Coleman plays mixed doubles with her husband Bruce. The couple shares two kids. In the women’s division, her partner is Diane Dockery.

Coleman is proud of the fundraisers the club has helped with, including the Center for Hospice Care. The club has also assisted area towns in building and main-

taining their pickleball courts.

“Really, the goal of the club is to promote pickleball in the community. We do try to work with the communities to expand the courts,” Coleman said.

Coleman played tennis while in high school at NorthWood but is thankful to trade the running she did on the larger court for the socialization pickleball has to offer.

“The court is small enough that you can talk to people during points,” Coleman said. “Great exercise without an overly large court that is hard to cover, plus you get the social side of the sport. You really like those two things together.”

Midwest Dementia Summit 2024:

“Innovations

Alzheimer’s and Dementia Services of Northern Indiana, a program of REAL Services, is hosting the Midwest Dementia Summit Nov. 6-7, at the Ribbon Town Conference and Event Center.

Midwest Dementia Summit 2024: “Innovations in Care” will be like no other the region has seen. It will feature international, national, and local speakers, who will share their caregiving journey, technological and art innovations and the best care practices on Alzheimer’s and other forms of dementia. There will be two tracks — one for family caregivers and one for professional caregivers.

in Care’ Nov. 6-7

“Innovations in Care” will bring together professionals, business leaders, and caregivers. They will learn, share, and explore strategies, innovations, and opportunities in the fields of healthcare, community-based services, technology and the arts. The professional track is $385 and the family caregivers’ track is $99. There is a student rate for $100.

director of Alzheimer’s and Dementia Services stated, “South Bend is a center for excellence in Alzheimer’s and dementia care and caregiver support.”

The community is responsive, dedicated and invested in bringing better support and resources to friends and neighbors. It’s committed to breaking the negative stigma this disease carries and focusing on healthier living and early detection screening.

Alzheimer’s and Dementia Services of Northern Indiana is proud to bring the Midwest Dementia Summit to the local area. This two-day summit will bring a vast assortment of educational presentations, innovative technology and expressive arts demonstrations supporting the dementia caregiving community.

Since 1982, ALZNI has been a part of the community. In 2013, it became part of the REAL Services’ umbrella. It provides ongoing support to caregivers. After much research, the Alzheimer’s and Dementia Services team noticed a gap in the region. All too often, they heard from caregivers, “I wish I would have known that before my loved one was diagnosed with Alzheimer’s.” Caregivers are often teaching themselves about how to be the best caregiver possible in the moment.

Angel Baginske, RN, QMCP,

Ribbon Town is located inside Four Winds Casino in South Bend.

For more information and to register, visit midwestdementiasummit.org.

Deer management program at Spicer Lake Nature Preserve

St. Joseph County Parks will implement a deer management program at Spicer Lake Nature Preserve in New Carlisle in November.

The deer management hunt will take place Nov. 16-17 and Nov. 23-24. Spicer Lake Nature Preserve will be closed to the public. To emphasize deer population reduction, the management program will be an antler-less hunt.

Three hunters (one being an alternate) will be selected by lottery to participate. Hunters must possess a valid deer license bundle, bonus antler-less or life-

time comprehensive license. Applications for the lottery will be available on the St. Joseph County Parks website. The deadline for applications is Friday, Oct. 11.

In addition to being a county park, Spicer Lake is also a state-dedicated nature preserve, a classification given to high quality ecosystems. Review and approval for the deer management program was required by the Division of Nature Preserves of the IDNR.

More information and hunter application forms are available at sjcparks.org.

PICKLEBALL PROS — Amy Coleman, left, and Diane Dockery after winning a medal in a women’s pickleball event through the Michiana Pickleball Club.

Photo provided by Amy Coleman.

IV THERAPY

From Hawaii it’s lights, cameras, king!

By RANDAL C. HILL

In September 1972, “Colonel” Tom Parker announced at a press conference that his client, Elvis Presley, would star in an NBC-TV charity event for the Kui Lee Cancer Fund in a concert labeled “Aloha from Hawaii.” (Lee, who died at age 34 in December 1966, had written and recorded the hauntingly beautiful “I’ll Remember You,” which Elvis included among the 22 songs he sang on that electrifying Honolulu night.)

Fast-forward to Jan. 14, 1973, and it’s Showtime! Red camera lights blink on. Rainbow-hued stage lights boldly proclaim his first name. (Adding the last name would, of course, have been superfluous.) A guitar-wielding cartoon-figure backdrop flashes brilliantly. Palpable excitement thrums throughout the cavernous Honolulu International Center.

Suddenly thunderous applause and shouting explode throughout the 8,800-seat arena.

Yes! There he is in person, the one and only! And look! Doesn’t he still possess those Adonislike good looks after nearly two decades on the world stage, back when he was the vanguard of nascent rock ‘n’ rollers everywhere, marching into the hearts, minds, record collections, bedroom walls and diaries of adolescents everywhere!

Grinning broadly, the superstar ambles to center stage, undoubtedly aware that an estimated 1.5 billion people from 40 countries will be watching. On that memorable night, Presley is there to rock the house in the charity concert that will be televised via satellite.

And rock it he does indeed. Resplendent in a sequined white jumpsuit, and with a few recommended tweaks, he essentially recreates his always-sold-out Las Vegas concerts from the International Hotel, his usual performing home for many years.

Elvis’s shows there had featured onstage horseplay, histrionic karate moves and a generous dispensing of souvenir scarves dampened with genuine Elvis Presley sweat. Tonight, though, such show-biz silliness is toned down considerably.

On “Aloha from Hawaii,” which is augmented by a full orchestra and a dynamic gospel backup group, Elvis reprises only a smattering of his classic RCA Victor hits, preferring instead to render a handful of contemporary mainstream works.

However, he does pay homage to a number of fellow rock pioneers, including Chuck Berry (“Johnny B. Goode”), Little Richard (“Long Tall Sally”) and former Sun Records labelmates Carl Perkins (“Blue Suede Shoes”) and Jerry Lee Lewis (“Whole Lot of Shakin’ Going On”). He even tosses in a Beatles track — “Something” — as a nod to his greatest career rivals, who had essentially swept him off the charts during the chaos of Beatlemania. (In 1964, Presley had appealed to Parker to try to block the Fab Four from coming to America.)

Near the evening’s end, the one-time teen idol offers up a jaw-dropping work of majesty and might in a show-stopping medley. His rendition of “An American Trilogy” (“Dixie,” “Battle Hymn of the Republic,” “All My Trials”) is nothing short of amazing. His dynamic, rich baritone/tenor fills the

arena as he confidently offers up proof positive that he, 17 years after seizing the

the King of Rock ‘n’ Roll.

Save on socializing

By CECIL SCAGLIONE Mature Life Features

Partying into the wee hours of the morning are events of the long ago for most seniors as they become accustomed to bedtimes shortly after the evening news.

Hosting night-time festivities for friends and family decreases as a result, so why not invite everyone over for Sunday — or

Saturday — brunch. Or Tuesday — or Thursday — afternoon tea.

You’re likely to get better response since everyone will be able to drive home in daylight. And you’ll probably save money on the food and refreshments since your guests will likely down less wine with the array of less-expensive finger food you prepare for them.

Mature Life Features Copyright 2024

Q. How do Charitable Remainder Trusts work?

A. A Charitable Remainder Trust (“CRT”) provides income to one or more individual beneficiaries, while preserving its remaining balance for charity. The CRT can be set for a term of up to 20 years or for the lifetime of an individual. After the income stream ends, the remaining balance of the CRT will be distributed to one or more qualifying charities. Then, the grantor will receive deductions for federal income, gift, and estate tax purposes.

In order to qualify for these tax deductions, the CRT must pass the IRS’ 5% probability of exhaustion test—there must be less than a 5% chance the trust will distribute its entire principal to the individual beneficiaries using the IRS discount rate.

Ryan Hahn Trust Administrator

In the year the grantor creates the

or she receives an

to the present value of the expected gift to charities. Generally, the grantor names themselves or their spouse as the

beneficiary, in which case there are no

issues.

Ryan Hahn Trust Administrator

Management Center 110 S. Main St. South Bend, Indiana 46601 (574) 284-6210, ext. 6232

Forum . . . Your exclusive opportunity to present common questions or concerns “Adults 50 Years And Better” may have relating to your product(s) or service.

A. According to audit statistics, 80% of our readers are under the age of 75. 65% of our readers have a household income of over $50,000 per year. Nearly 40% of these readers earn more than $75,000 per year. Are households with an income larger than $50,000 your target market? If so, consider advertising in Senior Life! Call or send me an e-mail today!

ALOHA FROM HAWAII CONCERT Elvis Presley’s NBC-TV charity event for the Kui Lee Cancer Fund concert, “Aloha from Hawaii” on Jan. 14, 1973. Photo from PBS.

hushed

popular music world as his own, still wears the crown as

Eligibility for Social Security spouse’s benefits

own benefit is less than half her spouse’s full retirement age benefit.

Want to apply for either your retirement or your spouse’s benefits or both? Are you at least 61 years and 9 months old? If you answer yes to both, visit ssa.gov/benefits/retirement to get started today.

Are you divorced from a marriage that lasted at least 10 years? You may be able to get benefits on your former spouse’s record. For more information, visit our website at ssa. gov/planners/retire/divspouse. html.

YOU MAY BE ELIGIBLE FOR SPOUSE’S BENEFITS If you don’t have enough Social Security credits to get benefits on your own record, you may be able to receive benefits as a spouse.

I made 74 at least

By JIM CARPENTER Guest Writer

Well, I made 74 at least. There’s an awful lot that I don’t know.

But there’s a few things that I do. I would say that I’ve been around, the so called “block,” a time or two.

But the more I know, the more I don’t, and on that I do stand firm. All these years of curiosity,

and yet there’s still so much to learn.

And sometimes I learn things twice, ‘cause the first one didn’t take.

I suppose you could call that, learning from your own mistakes.

So I heard a fact on the news today, on the average age of death for a man.

I’m thinking I may be able to beat it.

If I try real hard, I’m sure I can.

I am just about hitting for average, in the number of years I’ve been alive.

But I think it should be the quality, rather than quantity for which I strive.

Once again, I have assembled these words.

But I don’t have much to say. But even so regardless of that,

This is still my favorite play.

Derek Dieter running for St. Joseph County Surveyor

Derek Dieter, county commissioner for District 2, is running for St. Joseph County Surveyor. With a distinguished career in public service, including three terms on the South Bend City Council and his current role as vice president with the county commissioners, Dieter brings a wealth of leadership experience.

His focus will be on key areas, such as drainage management, improving infrastructure, and increasing access to public services. Dieter’s 39 years with the South Bend Police Department, and his dedication to mentoring youth since 1975, highlight his deep-rooted commitment to the community.

by a passion for public service and a clear vision to enhance the quality of life for all county residents, Dieter’s experience and dedication make him an ideal candidate for St. Joseph County Surveyor in 2024. Visit VoteDieter.com for more information or call Dieter at (574) 532-2200.

UPDATES & HAPPENINGS IN THE AREA

Editor’s note: Send listings of events, for nonprofit organizations only, to Senior Life, P.O. Box 188, Milford, IN 46542, or email Editor Phoebe Muthart by the 15th of every month at pmuthart@the-papers.com. With the listing, include the contact person, area code and phone number.

—o—

St. Patrick’s County Park will have an outdoor movie experience Friday, Oct. 4 on the amphitheater hill. Pre-show cartoons will begin at 6 p.m. followed by a screening of the hit movie “Inside Out 2” at 7:30 p.m. There will be food trucks onsite for this event.

Participants should plan on bringing blankets and/or chairs for sitting. A family- friendly event, no alcohol or glass containers are permitted. For more information, call (574) 277-4828.

St. Patrick’s County Park is located on Laurel Road, north of Auten Road, South Bend.

—o—

“South Bend Civic Theatre presents the comedy, “The Play That Goes Wrong.” Performances will take place in the O’Laughlin Auditorium, located in the Moreau Center for the Arts at Saint Mary’s College, Notre Dame. Parking shuttles will be

provided. Evening show times are at 7:30 p.m. Oct. 4 and 5. A matinee will be at 2 p.m. Sunday, Oct. 6. Tickets are general admission and range in price from $27-$35 and can be purchased at sbct.org or by calling the box office at (574) 234-1112.

A pay-what-you-can preview performance will take place at 7:30 p.m. Thursday, Oct. 3. Ticket link is ci.ovationtix.com/35243/ production/1182063.

—o—

Wild Ones South Bend is hosting a Fall Native Plant Sale Saturday, Oct. 5, at Pinhook Park, 2801 Riverside Drive,

South Bend, and be from 9 a.m. to 3 p.m. Visit its website southbend.wildones.org for more information.

—o—

An evening hike is scheduled the second Thursday of the month, until December, with a different park hosting each month. Hikes will be held 6:308 p.m., and hikes are self-led with a course suggested by staff. Cost is $5 per person; registration is required by the Tuesday prior to the hike by calling (574) 654-3155.

Night hike dates are Oct. 10 at St. Patrick’s County Park,

Nov. 14 at Spicer Lake Nature Preserve, and Dec. 12 at Bendix Woods County Park.

—o—

RiverBend Cancer Services, 3516 E. Jefferson Blvd., South Bend, offers the following events each month: 10 a.m. Mondays, seated strength; 5:30 p.m. Mondays, gentle yoga; 10:30 a.m. and 11:45 a.m. Tuesdays and Thursdays, chair yoga; 1 p.m. Tuesdays, Garden Club; 10 a.m. Wednesdays, Knitting Krew; 9 a.m. Fridays, Walking Club; 10 a.m. Thursdays, yarn work; 3 p.m. Thursdays, Zumba.

Choosing an executor or trustee who will carry out your estate plan

By RYAN HAHN Trust Administrator Wealth Management Center

A key element of estate planning is choosing an executor or trustee who will be responsible for carrying out your estate plan after your death. Your executor should be someone trustworthy and competent, as they will be in charge of managing assets and ensuring debts are paid.

There are several different types of executors and trustees:

• Professional executors or

trustees are individuals or institutions that have legal expertise in managing estates. They often include attorneys, accountants, or trust companies, like Members Trust.

Choosing a professional fiduciary to serve as executor or trustee is a way to ensure that your estate will be handled in the most efficient and professional manner as possible.

• Family executors can reduce costs and provide a personal touch to the execution of your estate; however, it is important to consid-

Apartment Living

er the potential emotional burden and the complexity of your estate. Complex estates or contentious family dynamics might necessitate a professional executor/trustee.

• Independent executors are individuals who are neither family nor professionals. They can provide a neutral perspective and act without bias in carrying out your wishes. They may be friends, colleagues, or long-term acquaintances.

• Public administrators might be appointed by the court if an executor has not been named or the

named executor is unable to serve. The role of the public administrator is to protect the assets of the deceased until a personal representative can be appointed.

Each type of executor or trustee comes with its own set of benefits and potential drawbacks. The choice largely depends on the complexity of your estate, your relationship with potential executors, and your personal preferences.

Disclosure

This information is not designed, meant, nor does it

constitute the rendering of legal or tax advice. You should consult with your attorney and/or tax advisor before implementing any strategy discussed here. Trust services provided by MEMBERS Trust Company are not federally insured, are not obligations of or guaranteed by the credit union or any affiliated entity, involve investment risks, including the possible loss of principle. MEMBERS Trust Company is a federal thrift regulated by the office of the comptroller or the currency.

Dining/Leisure/Entertainment

CEMETERY TOUR — A twilight tour of Bowman Cemetery is being offered by The History Museum at 6:30 p.m. on Thursday, Oct. 24.

provided.

The History Museum offering tour of Bowman Cemetery

A twilight tour of Bowman Cemetery is being offered by The History Museum at 6:30 p.m. on Thursday, Oct. 24. Led by the museum’s archivist and St. Joseph County Historian Travis Childs, participants can view historic grave sites and learn about people who once lived in the local community.

The cost is $2 general admission and free for members.

Participants should meet at

the cemetery’s entrance, which is located at 1630 Miami St., South Bend. Reservations are not required.

The tour is open to all ages. Participants should be prepared to walk on uneven terrain. No food or pets. The tour will not take place in the event of inclement weather.

For information, call (574) 235-9664, ext. 6256 or visit historymuseumSB.org.

Wakarusa Chamber to host senior resource fair

Get ready for an amazing event on Oct. 12. The Wakarusa Chamber of Commerce and the downtown businesses are excited to host a senior resource fair.

The event is scheduled from 10 a.m. to 2 p.m. Saturday, Oct. 12, at Doc’s Pavilion in Wakarusa.

Don’t miss out on this free opportunity.

There will be representatives from assisted living communities, elder lawyers, financial institutions, the hearing loss association, senior phone services, speakers and a lot more.

Blood pressure checks and sugar screening will also be available.

There’s more. There will be a jazz band playing from 12:30 p.m. to 2 p.m. along with

food and cold beverages. With entertainment and refreshments, getting older has never been this much fun.

The event is completely free. Bring friends and family along and join others to discover all

the great resources available. There will also be door prizes. It is going to be a great time in Wakarusa.

The senior resource fair is sponsored by Senior Life, a publication of The Papers Inc.

Bingo with exercise program begins this month

A free 10-week health promotion, which combines bingo with inclusive exercise, will take place in Walkerton from Oct. 7 to Dec. 16.

Bingocize strategically combines the game of bingo, exercise, and/or health education. This workshop meets once per week, with each 4560 minute session consisting

of exercises (range of motion, balance, muscle strengthening, and endurance exercises) and/or health education questions.

Participants will learn about important topics while having fun, exercising and maybe win some prizes, too.

The workshop focuses on one of three subjects:

• Fall prevention.

• Nutrition.

• General exercise.

The classes are held from 10:30-11:30 a.m. Mondays, at Walkerton-Lincoln Township Public Library, 406 Adams St., Walkerton. There will be no class Nov. 25. To register, call (574) 2847189.

Golf outing raises over $20K for Hello Gorgeous!

By MARISSA SWEATLAND Staff Writer

Hello Gorgeous! held its ninth annual Gorgeous Golf Outing at Knollwood Country Club in Granger, on Monday, Aug. 19. The golf outing raised over $20K and will directly benefit Hello Gorgeous! and all the women they help.

“Every year we seem to grow and I am just so thankful,” Kim Becker, founder of Hello Gorgeous!, reported. “This year was bigger than last year and I just hope and pray the growth continues so we can help more and more and more and more women.”

Becker founded Hello Gorgeous! with her husband,

Michael, in 2006. Since then, the couple has been providing services and support to women battling cancer. Hello Gorgeous! works to help women battling cancer to look in the mirror and like what they see by offering virtual and in-person makeovers and many other resources, such as Kim’s Kloset, wig e-book and Gorgeous Toolbox.

Becker had a turnout of about 120 golfers, 31 teams of 4, who signed up for this year’s golf outing. During the outing, golfers enjoyed exciting on-course activities, such a long drive contest, closest to the pin contest, and some golfers were able to shoot a golf ball out of an AR-15 or have a golf ball dropped to the hole by a drone.

“It’s always so great seeing the way the community shows up for us,” Becker mentioned. “We couldn’t do the work we do without them.”

To further help support Hello

Gorgeous!, donations can be made online at hellogorgeous. org/donate. Community members can also help by volunteering their time. Volunteer applications can be found online at hellogorgeous.org/volunteers.

“Spread the word, too,” Becker added. “We can’t help women who don’t know we exist.”

The next annual Gorgeous Golf Outing will be Monday, Aug. 18, 2025.

For more information about Hello Gorgeous! and the services they offer, visit hellogorgeous. org/ or call 1-855-434-3556.

Photo

Faith Kathy Milliman can do all things through Christ who gives her strength

By LAURIE LECHLITNER Staff Writer

“I’m not a stranger to health challenges,” stated Kathy Milliman, South Bend. “I had a hysterectomy when I was 27, and that was only the beginning. But I’ve always found comfort in Philippians 4:13: ‘I can do all things through Christ Who strengthens me.’ I trust in God as a loving father. He does all things for my good. I trust him and it’s made all the difference.”

Milliman has a family history of colon cancer. Her mom and both of her sisters suffered from colon cancer.

“When I went in for my first colonoscopy, I had 21 polyps. A year later, I had seven,” she said.

The third time she was scheduled to go in for a colonoscopy she first went in for some genetic testing.

“We discovered I had the hereditary colon cancer gene, something the doctors refer to as FAP,” she said.

Milliman was referred to Cleveland Clinic for her future colonoscopies.

“I ended up having a portion of my colon removed,” she recalled.

Next, she had a needle biopsy on her thyroid, and sometimes

thyroid and colon cancer go hand in hand.

“They found some pre-cancer in my thyroid. An operation that should have taken only a few hours took five. They took my diseased thyroid out and two of my parathyroid glands,” she said.

When they scoped her stomach at Cleveland Clinic, the doctor was shocked.

“My stomach was carpeted with polyps. The surgical doctor said he’d never seen a stomach like mine. They took the largest ones out but couldn’t remove all of them. Eventually, a rare tumor appeared, so they had to remove my stomach in 2020. My son, Jeff, died that same year. So, it was a hard time for me.”

In 2021, Milliman went in for her routine mammogram.

“I got a letter stating the results were questionable. After a needle biopsy was performed, they said I had breast cancer. After my lumpectomy, they told me I had stage one cancer. But a couple of my lymph nodes were also affected.”

The radiologist decided that she didn’t need radiation therapy.

“I’m on the pill breast cancer patients take for five years,” she said. Through it all, Milliman said

she never experienced lasting fear.

“It’s always a shock to get the news you have cancer. But my first question was a prayer: ‘God, what do you want me to do with this; what do you want me to learn?’”

Since Milliman is a pastor’s wife, she realized that people were watching her to see how she would respond.

“I remember when I was struggling. I hardly ever remember my dreams. But I believe God sent this for a special purpose. In my dream, I was a little girl sitting on God’s lap, although I could not see his face. He said to me, ‘Kathy, you’re going to be okay.’”

This year, Milliman had to have gall bladder surgery.

“They gave me a very skilled surgeon. I have mesh from past hernia surgeries. The doctor told me he was afraid of the surgery. I explained to him that a whole church full of people were praying for God to give him wisdom and skill. ‘I’m going to be okay and so are you,’ I assured him before I went under the anesthesia.”

Milliman is available as a guest speaker. She also welcomes calls from fellow cancer patients. Call her at (574) 850-8369.

R.E.A.L. Services presented with national immunization award

R.E.A.L. Services and USAging in Washington, D.C., have been awarded the 2024 Immunization Neighborhood Champion Award by the National Adult and Influenza Immunization Summit for their exceptional work through the Aging and Disability Vaccination Collaborative. The NAIIS Immunization Excellence Awards recognize the extraordinary contributions of individuals and organizations towards improved vaccination rates within their communities during the past year.

The ADVC initiative is led by USAging, which represents and supports the national network of AAAs and advocates for the Title VI Native American Aging Programs that help older adults and people with disabilities live with optimal health, well-being, independence, and dignity in their homes and communities. South Bend-based R.E.A.L. Services is a founding member of the ADVC, which works with Area Agencies on Aging and community partners to increase the number of older adults and people with disabilities who receive COVID-19 and Influenza vaccines. Since May 2023, ADVC partners have administered nearly 500,000 vaccines. In the five-county region served by R.E.A.L. Services, more than

2,100 vaccines were provided through 72 clinics across five counties working with its vaccine partners. R.E.A.L. Services also provided 7,648 units of supportive services, such as transportation to vaccine clinics, assistance with appointments and information, and referral to aging and disability resources. An additional 61 clinics are planned through next March.

“It’s an incredible honor to have our local efforts recognized with this award by the NAIIS,” said R.E.A.L. Services CEO Karla Fales. “It’s a testament to the power of this collaboration and the critical role that area agencies on aging play in promoting life-saving vaccinations, which are a centerpiece of health and healthy aging for all of us.”

The key to the program’s success was collaboration with local organizations that hosted clinics and helped reach vulnerable populations. “We couldn’t have done this without our community partners who hosted clinics, created special events, and distributed educational materials,” stated program manager Mary Bradfield. Clinic partners included South Bend Civic Theatre, Motels 4 Now, Our Lady of the Road, The Tolson Center, The South Bend Housing Authority, 1Roof Southeast Center, St. Marga-

ret’s House and many others, totaling more than 45 vaccine clinic sites and 70 events.

USAging’s ADVC is supported by the Administration for Community Living through USAging as part of a financial assistance award totaling $74,999,835, with 100-percent funding by ACL/HHS.

Photo by Tony Milliman.

One word made ‘I Honestly Love You’ even more poignant

Olivia Newton-John

One well-placed — and unusual — word in a song title can make a big difference.

Born in England in 1948,

Olivia Newton-John had lived in Australia since age 6. As a child, she began singing on local TV shows. Years later, after winning a talent competition, Newton-John returned to England, where she performed in clubs while waiting for a break.

She signed with America’s Uni Records label (later MCA) and scored a minor 1971 hit with a cover of Bob Dylan’s “If Not for You.”

By RANDAL C. HILL

But it would take until 1973 before she released her first Top 10 winner, “Let Me Be There,” followed the next year by another success, “If You Love Me (Let Me Know).” Like any recording artist, though, she yearned to reach the peak of the pop charts one day.

“I Honestly Love You” didn’t start out to be Olivia Newton-John’s first chart-topping single. Peter Allen, an Australian singer-songwriter, had co-written it with New York songsmith Jeff Barry. (In collaboration with then-wife Ellie Greenwich, Barry had given the music world such ‘60s classics as “Chapel of Love,” “Hanky Panky” and “Leader of the Pack.”)

But the hits had dried up by the next decade, and in 1974 Barry hoped to return to the Billboard Hot 100 via “I Honestly Love You.”

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Allen felt so good about the song that he decided to record it himself. He cut a demo (demonstration record) to shop around to various labels, but Newton-John, upon hearing it, wanted the work for herself. Barry quickly convinced Allen that the rising (and glamourous) recording star would no doubt be able to take the tune further than Peter ever could.

Newton-John recalled the first time she came upon Peter’s demo. “My heart stopped when I heard the lyrics: ‘I love you… I honestly love you.’ Those words touched me. I knew that everyone would be able to make those words fit their own story of love and perhaps even loss. Just putting the word ‘honestly’ into the mix made it even more poignant.”

In Olivia’s hands, “I Honestly Love You” becomes an admission of a situation that can’t go anywhere. Both people involved here are in a committed relationship with someone else, and despite their chem-

istry they aren’t going to do anything about the temptation they’re facing.

“If we were both born in another place and time

“This moment might be ending in a kiss

“But there you are with yours

“And here I am with mine

“So I guess we’ll just be leaving it at this

“I love you

“I honestly love you”

This is pop music at its very best, a gratifying concoction of strings and pianos. Newton-John’s producer, John Farrar, managed to keep the arrangement soft and delicate. Olivia, always a convincing vocal actor, sells the song well, her voice quavering with emotion but projecting quiet strength.

“I Honestly Love You” earned Newton-John a Grammy Award and became the first of five chart-topping singles that she recorded during her stellar career.

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FIRST OF FIVE TOP SINGLES “I Honestly Love You” earned Olivia Newton-John a Grammy Award and became the first of five chart-topping singles that she recorded during her stellar career. Photo from YouTube.

A Boomer Blast To The Past

New breast density reporting requirement empowers women with vital information

Breast cancer organization, Susan G. Komen, commended the implementation of a U.S. Food and Drug Administration rule that mammography reports include information about a woman’s breast density. The new, federal requirement standardizes the notification language people receive, ensuring all individuals across the country have consistent information about the makeup

of their breast tissue.

“Knowledge is power, and all women can now have informed conversations with their medical providers about the screening plan that’s right for them based on factors influencing their personal breast cancer risk, including breast density,” said Molly Guthrie, Vice President of Policy & Advocacy at Susan G. Komen. “This may mean additional tests are rec-

ommended to accurately screen for breast cancer.”

Breast density is a measurement on a mammogram of the fibrous and glandular tissue which includes the lobules and ducts that make and carry milk, compared to fatty tissue in the breast. Dense breasts are common, affecting about 40-50% of U.S. women ages 4074. However, breast density is only one factor that can affect

Forever Learning Institute seeking new director

At the end of September, Executive Director Eve Finnessy will depart after eight years of dedicated service to Forever Learning Institute.

She has guided the organization through a 50% increase in students served and through its celebration of 50 years. Her vision and commitment to its mission have been instrumental in making Forever Learning the thriving community it is today.

While it actively searches for a new executive director, rest assured the organization will

continue to operate smoothly. Thanks to the collective efforts of it board of directors and office assistant, Toni Dunlap-Manthey, day-to-day programs will proceed as usual without interruption.

While FLI is excited for the future, it also takes this moment to celebrate her lasting contributions to the organization. Her leadership has strengthened Forever Learning, and she leaves behind a legacy of growth, community, and resilience. FLI is immensely grateful for

everything she has done and FLI knows she will always be a cherished part of the community.

She will transition to the role of director of The Scholar ship Foundation of St. Joseph County.

For any inquiries about the executive director position, di rect any questions to Leighton Schmitt, board president, at (574) 229-5142 or email her at leighton@schmittin.com.

For more information about FLI, visit foreverlearninginsti tute.org.

Home Instead — Supporting the Indiana Pathways Program and MCEs

Home Instead Mishawaka is proud to be a vital resource for seniors and their families, offering personalized care tailored to meet individual needs.

As a credentialed provider within the Indiana Pathways program, Home Instead has extended its services to support a greater number of clients throughout the state. Being credentialed with all three Managed Care Entities —Humana, Anthem, and United Health Care — ensures that Home Instead can serve clients enrolled in various Medicaid programs with streamlined, coordinated care.

Indiana Pathways is a state program designed to provide seniors and individuals with disabilities access to essential services, including in-home care, to support independent living.

Home Instead, through its participation in Indiana Pathways, helps ensure that qualifying individuals receive high quality, compassionate care in the comfort of their own homes. As a trusted provider, Home Instead plays a key role in helping seniors live with dignity and maintain their quality of life.

The credentialing with Humana, Anthem, and UHC reflects Home Instead’s commitment to working with major insurance carriers and supporting clients, who may need assistance through these Medicaid plans. This flexibility provides seniors and their families with a wider range of options for in-home care, ensuring that they can find the support they need regardless of their specific MCE affiliation.

Additionally, Home Instead Mishawaka is eagerly awaiting approval from the state of Indiana to provide Medicaid Waiver Prior Authorization hours. Once granted, this approval will further expand the scope of services Home Instead can offer, allowing it to assist more recipients, who qualify for Medicaid’s home and community-based services.

MWPA hours provide essential personal care services, such as bathing, grooming, meal preparation, and companionship, which can make a tremendous difference in seniors’ abilities to remain at

home rather than transition ing to institutional care. By becoming a leader in the Indiana Pathways program and being contracted with all three MCEs, Home Instead continues to fulfill its mission of enhancing the lives of aging adults and their families. As the company looks forward to the pending MAPA approval, it stands ready to offer even more robust support to the lo cal community, ensuring they receive the compassionate, reliable care they deserve.

To find out more or to use your benefits, call (574) 2561479.

a woman’s breast cancer risk. Age, gender, genetics, family health history and lifestyle factors play important roles in a person’s overall risk. Women with very dense breasts are four to five times more likely to develop breast cancer, and dense breast tissue can obscure tumors in mammograms. Komen encourages women to talk with their health care providers about their breast density and whether additional breast imaging may be right for them.

The new F.D.A. rule requires that mammography reports include a breast density assessment. The reports will include an overall finding, breasts are dense, or breasts are not dense,

imaging beyond a mammogram, out-of-pocket costs are often a barrier. That’s why we’ve been advocating for state and federal legislation to eliminate these expenses. We have the technology to detect breast cancer earlier and save lives, financial barriers shouldn’t stand in the way. It’s crucial for people to understand and have affordable access to the breast imaging they need based on their individual risk.”

Susan G. Komen’s Center for Public Policy has been working with state and federal lawmakers to pass legislation that removes the out-of-pocket expense for imaging beyond a screening mammogram. To date, 26 states have eliminated

INDEPENDENCE | DIGNITY | STRENGTH

Don’t be Tricked! Financial Safety for Seniors

Financial scams targeting older adults are costly, widespread, and on the rise.

“Cyber-enabled crime has been around for many years, but methods used by perpetrators continue to increase in scope and sophistication emanating from around the world,” said FBI Springfield Field Office Special Agent in Charge David Nanz. When it comes to stopping these tricksters in their tracks, knowledge is power.

Be aware of these scams that target older adults to so you only get treats, and not tricked, this Halloween:

1. Government impersonation scams

In government impersonation scams scammers call unsuspecting older adults and pretend to be from the Internal Revenue Service (IRS), Social Security Administration, or Medicare. They may say you have unpaid taxes and threaten arrest or deportation if you don’t pay up immediately.

2. Sweepstakes and lottery scams

Scammers call an older adult to tell them they've won a lottery or prize of some kind. If they want to claim their winnings, the older adult must send money, cash, or gift cards up front sometimes thousands of dollars' worth to cover supposed taxes and processing fees.

3. Robocalls and phone scams

One common robocall is the “Can you hear me?” call. When the older person says “yes,” the scammer records their voice and hangs up. The criminal then has a voice signature to authorize unwanted charges on items like stolen credit cards.

4. Computer tech support scams

Technical support scams prey on older people’s lack of knowledge about computers and cybersecurity. A pop-up message or blank screen usually appears on a computer or phone, telling the user their device is damaged and needs fixing. When they call the support number for help, the scammer may either request remote access to the older person’s computer and/or demand they pay a fee to have it repaired.

5. The grandparent scam

Scammers call a would-be grandparent and say something along the lines of: “Hi, Grandma, do you know who this is?” When the unaware grandparent guesses the name of the grandchild the scammer most sounds like, the scammer is able to instantly secure their trust. The fake grandchild then asks for money to solve some urgent financial problem (such as overdue rent, car repairs, or jail bond). ever recovering their money.

If you have been the target of a financial scam, there is no need to be ashamed, and know that you are not alone. Always tell a trusted family member or friend if you think this has happened to you. If you think you are being scammed on the phone or something doesn’t feel right, hang up immediately.

To report a financial scam, report it to the Federal Trade Commission by visiting https://reportfraud.ftc.gov/ or to obtain the contact information for Adult Protective Services in your area, call the Eldercare Locator, a government sponsored national resource line, at: 1-800-677-1116.

Adapted from: The Top 5 Financial Scams Targeting Older Adults , National Council on Aging

INDEPENDENCE | DIGNITY | STRENGTH

Energy Assistance Program

The REAL Services Energy Assistance Program (EAP) is here! Here is what you need to know to stay out of the dark this fall and winter. EAP applications open on October 1, 2024. The program will officially start on November 1, 2024. Households that qualify for EAP are protected from disconnection from December 1, 2024 March 15, 2025. The program ends on April 14, 2025. When applying, please read all application materials carefully.

EAP is income based, and you are not required to have a senior in your household to participate. Proof of income is required. The household monthly income limits are as follows:

One person: $2,686

Two people: $3,513

Four people: $ 5,166

You must provide your heat and electric bills. You do not have to have a disconnect notice to receive assistance. Payment will be made directly to the utility company, or to you if utilities are included in your rent. Note that payments are onetime payments, not monthly. There are several changes to the program this year. It is no longer necessary to submit ID and social security cards. If there if a credit limit of $250 or more on a utility account, the household does not quality fo r a benefit for that utility. To ensure all households who apply and quality can receive assistance, benefits are lower this year. For more information and to obtain an application, visit our office at 1151 South Michigan St. South Bend, IN 46601, email eapapps@realservices.org, or call (574) 232 -6501.

St Joseph County

Mishawaka

100 Center (574) 259-1611

Battell Center

904 N Main St (574) 256-2325

North Liberty

300 S. Main St. (574) 381-8980

Osceola

United Methodist Church

421 Beech Rd (574) 674-6503

South Bend Sanctuary at Trinity Towers 316 S. Dr. Martin Luther King Blvd. St (574) 234 -7278

Fairington Apartments 1220 Fairington Circle (574) 291 -5597

Karl King Riverbend Tower 515 E Monroe (574) 232 -4934

South Bend

Charles Black Center 3419 W Washington (574) 229-5911

Heritage Place at LaSalle Square 3224 Ardmore Trail (574) 286-0916

1 Roof Southeast Neighborhood Center 405 E. Dubail Ave. (574)381-8981

Walkerton 302 Kentucky Street, Walkerton 574-334-1047

I am just sitting pretty well

What has happened to the art of sitting?

People nowadays don’t just sit. They have to be involved in some activity, like emailing, blogging, tweeting, reading, or watching TV.

NUTSHELL

By DICK WOLFSIE

When I was a kid, people in my neighborhood sat on their front porches. Since this was New York, they were mostly protecting their valuables or waiting for the police to arrive. They were sitting, nonetheless. You do see people sitting in a doctor’s office but these people are waiting. Big difference.

In some of those old English manors, there were sitting rooms. But if you ever saw a movie or read a book about life in those days, you’d know that people also did a lot of yakking to each other while they were

sitting. They would converse about the murder that just occurred in the sewing room or speculate about why the downstairs maid was spending so much time upstairs.

In reality, these were talking rooms, not sitting rooms. My wife was addicted to “Downton Abbey.” A lot of talking in that show; okay, and maybe a few liaisons thrown in.

When you are sitting, you are not wasting time. That is why we need to applaud the historical significance of this leisurely activity. For it is in this repose that the truly lazy people of the world have made their impact. Do you think it was hardworking folks who came up with the idea for the backhoe, the chainsaw and the snow blower? Heavens no. It was the sluggish and the indolent looking for a way to get their work done quickly, so they could just sit for the rest of the day.

Cracker Barrel Restaurant has tried to bring back sitting as an art form. They have this nifty front porch lined with

sturdy rocking chairs. But rarely is someone just sitting in one of them. Instead, people are looking at the price tags on the arm or complaining about the 30-minute wait for the meatloaf special. But Cracker Barrel customers should be the perfect people for sitting. Many of them sport suspenders and have great stories to tell. This is a sit waiting to happen.

Fewer and fewer people have front porches, the traditional place for this non-activity. We have a lovely back deck, but I’d like to have a front porch as well, just to sit. Sitting alone inside your house is actually a little weird. You see, part of the charm of sitting is that you are publicly displaying that you have the time and the inclination to just park your rear end in a chair. Not a bill to pay, a chore to do, or a place to go. You can’t flaunt this in private. If word got out you were in your spare bedroom staring at the walls, the neighbors would call for some form of crisis intervention.

But sit on your front step

and gaze into space with a slight smirk, and there is immediate neighborhood speculation about an unexpected inheritance, or gossip about you and the new UPS driver.

Sometimes to relax, I just sit in my driveway in an old beach chair and wait for my wife to get home from an errand.

When my neighbor, Josh, sees me, he always grabs a stool from his garage and plants himself next to me. Then he wants to chat endlessly about politics or religion, but lately I’ve mustered up the nerve to tell Josh I’d rather be alone. Some people just don’t sit well with me.

Look for the spice of life

By CECIL SCAGLIONE Mature Life Features

When sorting through one’s catalogue of places to eat, the choice narrows down to less-exotic eateries as one gets older. One’s gastric system requires more protection from spicy foods as it ages, seems to be normal thinking.

However, an analysis of a two-decade study of some 16,000 adults revealed that those who reported having hot

peppers in their diet reduced their risk of dying by more than 10%.

This means a bit of spice on your life can add years to your life.

Apparently, when you bite into a hot pepper, your brain produces endorphins to reduce the heat you’re taking in. At the same time, those endorphins coursing through your body also reduce any pain and inflammation from other sources.

Mature Life Features Copyright 2024

Judge Jason Cichowicz Youth Advocates is creating a safer, stronger community

At a time when his opponent and St. Joseph County Republicans have stooped to the same extremism seen at the national level by attacking him with lies and misleading statements, Judge Cichowicz has been proud to campaign on his accomplishments and work with at-risk youth in the community.

One historic accomplishment was the full expansion of the

Court Appointed Special Advocate program. CASA is a volunteer-based advocacy program. It supports and promotes court-appointed advocates for abused or neglected children. Cichowicz made the full expansion of this program his priority because he believes every child deserves a voice and advocate. Under his leadership, for the first time in history, the wait list was brought

from over 300 to nearly zero. Cichowicz also believes in the importance of providing at-risk youth with the support, schooling, medical, and mental services they need in order for them to lead healthy and productive lives as adults. To that meet that critical need, he established the Bridge Link program, which focuses on learning the job and indepen-

dent living skills to prepare youth for life, employment, and successful adult relationships. In recent years, almost every individual participating in this program successfully exited after achieving a GED or gainful employment. If the goal is to treat at-risk youth, we know the community’s front line here is our local school systems. That is why

Cichowicz established a truancy program with area schools along with Five Star Life, a program for character and leadership development, which has successfully been used to keep youth in school.

Results matter. Cichowicz has a proven track record and will continue building upon that record of success in his second term.

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KKK robe remnant on display at History Museum

The remnant of a Ku Klux Klan robe, on loan from Brad Hestad, has recently been added to The History Museum’s exhibit, “RESIST!” It is on view in Beutter-Kernan Hall in the Community Learning Center at the St. Joseph County Public Library, 305 S. Michigan St., South Bend.

The exhibit chronicles a three-day show of resistance, which began May 17, 1924, when University of Notre

Dame students led hundreds of citizens into downtown South Bend to confront the Ku Klux Klan. The robe remnant belonged to Albert L. Doyle who, as a University of Notre Dame law student, was part of the 1924 clash with the KKK. At some point during the three days, Doyle confiscated a Klansman’s robe, kept a piece, and illustrated it with the events of that day.

When Doyle’s grandson, Brad Hestad, visited “RESIST!,” he thought of his grandfather and generously loaned the nowframed item to be shown in the exhibit for the duration of the time it is open, which is Oct. 13.

The three-day confrontation in 1924 began as Notre Dame students walked down Michigan Street after crossing the Jefferson Boulevard Bridge. KKK members retreated into their headquarters in a building near the intersection of Jefferson and Wayne streets, while the students gathered in what was then Hully and Mike’s, a cigar store near today’s downtown gridiron.

In the “RESIST!” exhibit, photos, documents, and a multimedia experience immerse visitors in a wealth of information about how Notre Dame students and the South Bend

community resisted the Ku Klux Klan.

Through a compelling graphic, strategically placed on the library’s second-floor window, visitors can see the existing corner of Michigan and Wayne streets as it appeared in the 1924 when the Klan clashed with Notre Dame students.

In addition to the item loaned by Hestad, artifacts from The History Museum archives provide local evidence of KKK activity, both at the time of the 1924 clash and in more modern times, including sheet music of “The Bright Fiery Cross,” a souvenir booklet from the film “Birth of a Nation,” the 1924 anti-Klan book “The Klan Inside Out” by Marion Monteval, a 1920s photograph of a local parade float supporting the KKK, articles and posters detailing Klan activity in St.

Joseph County in the 1990s and early 2000s, and fliers and materials made by anti-Klan resistance.

RESIST!, produced by the Indiana Historical Society, is offered in partnership with IHS, University of Notre Dame, and St. Joseph County Public Library. It’s presented with support by the Efroymson Family Fund, the Herbert Simon Family Foundation, and the University of Notre Dame. Additional funding is provided by the Ruth Lilly Philanthropic Foundation, The Ackerman Foundation, and Indiana Humanities.

The library is open 9 a.m. to 8 p.m. Monday to Thursday, and 9 a.m. to 5 p.m. Friday and Saturday. The exhibit is free.

For information, visit historymuseumSB.org or call (574) 235-9664, ext. 6256.

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Women face hidden barriers to getting life-saving mammograms

A new CDC “Vital Signs” study finds that women face more barriers than cost and access to getting their mammograms. Only about 65% of women ages 50-74, with three or more health-related social needs, are up to date with their mammograms.

The “Vital Signs” study, based on CDC researchers analyzing data from the 2022 Behavioral Risk Factor Surveillance System, found that the more health-related social needs a woman has, the less likely she is to get a mammogram.

Health-related social needs are adverse social conditions that can be barriers to a person’s health or health care. Examples include food insecuri-

ty and lack of access to reliable transportation. These are sometimes called social determinants of health.

“We have to address these health-related social needs to help women get the mammograms they need,” said CDC Chief Medical Officer Debra Houry, M.D., M.P.H. “Identifying these challenges and coordinating efforts between health care, social services, community organizations, and public health to help address these needs could improve efforts to increase breast cancer screening and ultimately save these tragic losses to families.”

While the cost of accessing health care was the greatest challenge for women who did

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not get a mammogram in the past two years, other major barriers included being dissatisfied with life, feeling socially isolated, experiencing lost or reduced hours at work, and not having reliable transportation.

Women without health insurance, who have low incomes, and who do not have a usual source of health care are also less likely to get mammograms.

Breast cancer causes more than 40,000 deaths in women each year in the United States, and screening mammograms have been shown to reduce breast cancer deaths. Clinicians can play a key role in helping to remove barriers women face in getting mammograms.

“If we are to achieve higher breast cancer screening for all women, we have to look at all the possible challenges women face in getting mammograms,” said Lisa C. Richardson, M.D., M.P.H., director, CDC’s Division of Cancer Prevention and Control. “Health care providers can now assess whether women have health-related social needs and help women get the services they need. Every woman should be able to get screened for breast cancer without barriers.”

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Choose Dr. Patty Jordan for St. Joseph County Coroner

By DANIEL KLETZING, M.D. Guest Writer

I am strongly supporting the candidacy of Dr. Patty Jordan to be reelected as the St. Joseph County Coroner. She has done an outstanding job for 3 1/2 years, and she has the support of our men in blue. We also have a new morgue, which is an independent building separate from the county business offices. She cares about people in their grieving, and families which have walked

that pathway understand what I mean.

If you want to support her, then choose her on your ballot and do not just pull one lever with the capital “D.” For those of you who have never before split your ballot, be aware that you can choose a candidate from more than one political party. There are people at the polling places who can also assist if you have questions.

Please choose Dr. Patty Jordan for St. Joseph County Coroner.

Emotional stress tarnishes legacy

By CECIL SCAGLIONE Mature Life Features

An acquaintance recently received news she thought would never happen to her: a rich uncle died and left her some money.

Not a lot, mind you, but it was an inheritance, a totally unexpected legacy.

Most people have some idea what they’d do with a financial windfall.

Pay off the mortgage, buy a new car, take a cruise around the world. It depends on how much money is involved.

But then what? It isn’t easy becoming wealthy overnight. Stories of the profligacy, foolishness or ill-luck of lottery winners pour out of the news media with regularity.

In the case of our neighbor — a senior — she immediately quit her job, paid off the small debt she had, and sought out a financial adviser.

She invested the remainder of her inheritance in safe income-producing financial vehicles to augment her monthly Social Security checks. Then she decided to move to another state to live with one of her children after discussing the matter with them and the rest of the family. It has been estimated that current retirees will pass on more than some $10 trillion to their heirs.

Many of the beneficiaries of this largess have grown up in poor or modest circumstances or have mismanaged their finances throughout their lives and have little concept of the challenges they face.

The first, of course, is what to do with the money.

Do you put that $10,000, $100,000, or $1 million into the stock market or real estate?

Do you sell the company you inherited, or do you try to keep it running?

Do you keep all the stocks, bonds, and mutual funds in the portfolio that suddenly becomes your property?

Financial planners consistently offer this piece of advice: don’t do anything for awhile.

That’s more difficult than it sounds.

Forty percent of baby boomers who had received an inheritance of at least $50,000 made their financial decisions in less than a week, according to a survey by Oppenheimer Funds.

Whatever the form of the inheritance, whether it’s a stock portfolio, sports memorabilia collection, or a seaside bed-andbreakfast, you should focus on what you want to do with the windfall: invest it in retirement income, pay debts or make charitable contributions, for example.

Establishing goals will help you manage the money much better.

While the financial facet requires patience and some effort to educate yourself on the best avenues to follow, the emotional side of inheriting can be a much more difficult challenge.

The inheritance is usually intertwined with the death of a loved one and, as a result, associated with grief.

Guilt is often a major emotional component of a legacy, financial planners point out, that leaves the heir feeling uncomfortable with not having earned the money.

There’s also a feeling of isolation tied to inheriting money that is compounded by the discomfort and worry, with good reason, inflicted by friends and family members badgering them for loans and gifts.

The emotional stress causes many folks to get rid of their inheritance as quickly as possible, according to estate counselors and managers. The inheritors feel they can rid themselves of the guilt and responsibility by giving away the money or spending it as fast as possible.

On the other hand, people who take their time to plan what to do with an inheritance have been known to husband their wealth and continue living in their current lifestyle with the comfortable assurance that their financial future is secure.

Mature Life Features Copyright 2024

Patti Jordan

by Daniel Kletzing, MD

I am strongly supporting the candidacy of Dr. Patti Jordan to be re-elected as the St. Joseph County Coroner. She has done an outstanding job for 3-1/2 years and she has the support of our men in blue.

We also have a new morgue which is an independent building separate from the county business offices. She cares about people in their grieving and families which have walked that pathway understand what I mean. If you want to support her, then choose her on your ballot and do NOT just pull one lever with the capital “D”. For those of you who have never before split your ballot be aware that you can choose a candidate from more than one political party. There are people at the polling places who can also assist if you have questions.

Please choose Dr. Patti Jordan for St. Joseph County Coroner.

Paid for by Dan Kletzing

Annual Marshall County Senior Expo Oct. 17

Plans are underway for the 17th Annual Marshall County Senior Expo. Janis Holiday, executive director of Marshall County Council on Aging, has announced this year’s expo will be on Thursday, Oct. 17, at Plymouth High School, No. 1 Big Red Drive, Plymouth. The 2024 Senior Expo will once again feature free admission, over 50 vendors, refreshments, entertainment, loads of door prizes and health screenings. Some of the free health screenings include: blood pressure screening, hearing testing, grip strength, video otoscopic exam, strength

and balance screening, vision screening and others. Flu shots and COVID-19 vaccinations will also be available.

The fun entertainment will have new acts, while also bringing back your favorites, including Quentin Flagg and the presentation of the Senior of the Year Award. All ages are welcome, and transportation will be provided free of charge to senior residents of Marshall County by appointment. The hours of the expo are 8 a.m. to 3 p.m.

The expo is made possible by the Marshall County Council on Aging, with the generous

support of these sponsors: Deaton-Clemens VanGilder Funeral Home, Miller’s Merry Manor, Pilgrim Manor, Autumn Trace Senior Communities, REAL Services, and United Health Care.

Businesses interested in booth space can contact the Marshall County Council on Aging for information or access the senior expo information and registration form at marshallcountycouncilonaging.org. For more information or any questions, contact Marshall County Council on Aging at (574) 936-9904 or toll free (866) 936-9904.

Vote for Banicki for county recorder

By SHARON BANICKI Guest Writer

When talking with voters, the question I get asked the most is: what does the recorder do? The simple answer is the recorder’s office records and handles land records, mortgages and deeds. While that is the main focus, there are also other documents recorded in the office. Federal tax liens, UCCs, property liens, and military discharge papers (DD214s).

Having worked in the office for the past eight years, I have learned every aspect of the office and have built relationships with offices with the County City Building and other local government entities. I understand that the

position is a full-time job and maintaining the current level of service and satisfaction is my priority.

The current staff has over 45 years total experience working the recorder’s office and has the lowest turnover rate of any office in the county. What does this mean to you as a citizen? It means you are getting the best assistance available. Experience matters.

The second most asked question is: why is experience important? Almost every document recorded in the office is a legal document and it must meet certain requirements to stand up in court. Experience also comes into play when the public is looking for historical documents and needs assistance locating past deeds, mortgages, land patents, etc. Being able to find the correct document for the person can save them thousands of dollars in hiring

an attorney or other professional to find it for them.

Born and raised in St. Joseph County, I raised my two sons here and now my grandson is growing up here. Prior to working for the county, I was employed with Hobby Land, a small, locally-owned hobby shop, handling the financials. My other work experience includes 10 years as a head teller with Valley American Bank.

SHARON BANICKI

SENIOR EXPO The 17th Annual Marshall County Senior Expo will be Thursday, Oct. 17, at Plymouth High School. The expo will feature free admission and over 50 vendors. Photo provided.

Schemers are feasting on seniors

By CECIL SCAGLIONE

Mature Life Features

The senior citizen community has always been fertile ground exploited by schemers and scam artists. And, as the elderly population grows in size as well as age, it has become even more enticing for these crooks who never sleep and have been adding more high tech tools to their thievery.

More sophisticated scams are fuelled by such advanced technology as artificial intelligence.

According to the FBI’s Elder Fraud Report, in 2023, more than 101,000 people age 60 and older were financially exploited in 2023, resulting in almost $3.4 billion in losses.

Older adults, especially those experiencing physical or cognitive decline, are particularly vulnerable, with scams often perpetrated by trusted caregivers or even family members.

To combat these fiscal frauds, it helps to understand some of the common forms.

There’s the growing tech support fraud. Scammers pose as representatives from wellknown software companies, claiming to fix non-existent technology issues. They gain access to victims’ computers, steal financial records and demand payment for fraudulent services. In 2023, losses tied to tech support fraud totalled $590 million.

There’s the age-old scam know as the Ponzi scheme. These are pump-and-dump schemes and fraudulent investment opportunities in which scammers promise enticing guaranteed returns. In many cases, they exploit shared community ties to gain trust.

In 2023, investment scams saw losses rising to $4.57 billion, a 38% increase from the previous year. It was driven

largely by cryptocurrency schemes.

Power of attorney abuse ranks high among crooks’ tools. Trusted individuals misuse their authority to make financial decisions on behalf of someone else, leading to mismanaged funds.

Medicare or Medicaid fraud ranks high in ways to steal money. This involves billing for services not rendered, duplicate billing or fraudulent claims made in a client’s name.

Homeowner scams include wire fraud, mortgage relief scams, reverse mortgage scams

and home improvement scams.

The rapid adoption of AI has introduced new avenues for financial fraud. Scammers use AI to create convincing fake audio and video content, making it harder for victims to distinguish between legitimate and fraudulent communications.

To protect yourself and your loved ones, it is important to be aware of several warning signs. Look out for unusual account activity, such as large withdrawals or unexpected changes in account beneficiaries. Be cautious of suspicious communications, including unexpect-

ed calls or emails requesting personal information or remote access to computers. Changes in a family member’s behavior or financial habits that seem out of character can also be indicators of financial exploitation.

Staying informed about the latest scams and schemes is crucial. The Justice Department, Federal Trade Commission and Consumer Financial Protection Bureau publish information regularly on new scams and provide tips on how to protect yourself.

Mature Life Features Copyright 2024

Vote Loris Zappia for probate court judge

By LORIS ZAPPIA Guest Writer

My name is Loris Zappia, and I am running for probate court judge.

A lot of people don’t know what the probate court does, but everyone should, because a well-run probate court contributes to a stronger community.

The probate court handles family matters: wills and estates, custody, and adoption as well as issues dealing with juveniles, the mentally impaired, and our seniors.

As a native of South Bend myself, having grown up in a household with an absent fa-

ther, I understand the struggles that can occur in family life and the importance of our judicial system in doing all it can to help families to succeed.

I Buy All Types, Including Military Items, Guns, Vintage Toys, Old Advertising, Coins, Pocket Watches & Much More!

What I believe I bring to the bench is empathy and fairness, a willingness to work with individuals to make sure they have the best chance to make improvements in their own lives. This, of course, benefits society overall and creates a safer, more stable St. Joseph County.

We want to help our members at greatest risk and help them to avoid falling further into a lifestyle of no return. As a court, we also need to make sure we are sticking up for our most vulnerable and genuinely working on behalf of those who need us most. Our children, especially, are a priority, but we also must make sure our older population, in addition to those who may have some mental challenges, get the help and assistance they need in our courts.

Having a judge that understands the importance of protecting this population and working as their advocate is essential.

Currently, Judge Jason Cichowicz serves as the probate court judge. He was recently suspended by the Indiana Supreme Court for 45 days for judicial misconduct. This campaign season, I am asking you to make a change and vote for me and my vision for St. Joseph County’s probate court.

LORIS ZAPPIA, RIGHT AND HIS MOTHER, MARIA ZAPPIA, LEFT

Uncle Sam, the patriotic American icon

By TOM MORROW Mature Life Features

The national personification of the United States federal government was the creation of a U.S. Army recruiting poster during World War I.

James Montgomery Flagg’s 1917 poster was based on the original British Lord Kitchener poster of three years earlier. It would go on to be used to recruit American soldiers for both World War I and World War II. Flagg used a modified version of his own face for “Uncle Sam,” and Army veteran Walter Botts provided the pose.

Since the early 19th century, Uncle Sam has been a popular symbol of the U.S. government in American culture and a manifestation of patriotic emotion.

According to legend, the character first came into use during the War of 1812 and may have been named for Samuel Wilson, an American meat packer who lived in Troy, NY.

The story goes that the name Uncle Sam was derived from Wilson, who supplied meat rations for American soldiers during the War of 1812. Contractors were required to stamp their name and where the

rations came from onto the food packages they were sending. Wilson’s packages were labelled “E.A.- U.S.” When someone asked what those initials stood for, a co-worker jokingly said, “Elbert Anderson (the contractor) and ‘Uncle Sam,’” referring to Wilson, though the U.S. actually stood for “United States.”

Doubts have been raised as to the authenticity of this story, as the claim did not appear in print until 1842. Additionally, the earliest known mention definitely referring to the metaphorical Uncle Sam is from 1810, predating Wilson’s contract with the government.

One depiction of Uncle Sam in 1860 showed him looking like Benjamin Franklin. Uncle Sam did not get a standard appearance until the well-known recruitment image of “Uncle Sam” was first created by Flagg during World War I. It is this image more than any other that has influenced the modern appearance of Uncle Sam, an elderly white man with white hair and a goatee, wearing a white top hat with white stars on a blue band, a blue tail coat, and red-and-white-striped trousers.

Flagg’s depiction of Uncle

Sam was shown publicly for the first time, according to some, on the cover of the magazine “Leslie’s Weekly” on July 6, 1916, with the caption “What Are You Doing for Preparedness?” More than four million copies of this image were printed between 1917 and 1918. Flagg’s image was also used extensively during World War II, during which time America was code named “Samland” by the German intelligence agency Abwehr. The term was central in the song “The Yankee Doodle Boy,” which was featured in the 1942 film “Yankee Doodle Dandy,” starring James Cagney.

There are two memorials to Uncle Sam, both of which commemorate the life of Samuel Wilson: the Uncle Sam Memorial Statue in Arlington, MA, his birthplace; and a memorial near his long-term residence in Riverfront Park of Troy, NY. His boyhood home in New Hampshire can still be visited.

Samuel Wilson died July 31, 1854, aged 87, and is buried in Troy’s Oakwood Cemetery.

In 1989, Uncle Sam Day became official. A Congressional joint resolution designated Sep. 13, 1989, as “Uncle Sam Day,” the birthday of Samuel Wilson.

Vote Mary Beth Wisniewski for treasurer

By MARY BETH WISNIEWSKI Guest Writer

I am running for St. Joseph County Treasurer. With over 40 years of public service working in both city and county government, I understand the importance of experience and integrity working with various administrations, departments and staff to provide exemplary service to the residents of St. Joseph County.

I have prepared budgets for over 20 years for the Portage Township Assessor’s Office, South Bend City Clerk’s Office, and Voter Registration Office.

Currently, the St. Joseph County Recorder’s Office has given me a deep understanding of fiscal responsibilities.

My experience has given me unique knowledge and insight into how government works.

I am an Indiana Accredited Municipal Clerk from the Indiana League of Municipal Clerks and Treasurers, a Certified Municipal Clerk and a Master Municipal Clerk from the International Institute of Municipal Clerks. I have attained my Level I and Level II Certified Indiana Assessor-Appraiser accreditation from the Indiana Department of Local Government Finance.

I am a lifelong resident

of St. Joseph County, born and raised on the west side of South Bend. My husband and I have two sons and two grandchildren, all residing in St. Joseph County.

My top priorities are to provide convenient options to pay tax bills, continue to improve our county bond rating, and provide training and professional development for staff. One thing every voter should know about me is I am devoted to public service. I am committed to providing the residents of St. Joseph County with fair, straightforward, professional service. I am asking for your vote on or before Nov. 5.

MARY BETH WISNIEWSKI

UNCLE SAM POSTER

Community assessment survey now open

REAL Services, in collaboration with the Indiana Family and Social Services Administration’s Division of Aging, has announced the 2024 Community Assessment Survey for Older Adults is now open for residents aged 60 and older.

All Indiana residents in this age group may participate in the survey.

This survey, available in multiple languages — English, Spanish, Simplified and Traditional Chinese, Korean, Arabic, Vietnamese, Hindi and Tagalog — aims to gather insights on seniors’ experiences with local resources, such as employment, volunteer opportunities, housing, accessibility,

mobility, and their physical and mental well-being.

“We look forward to receiving feedback that will shape future planning, including our Age Forward Together initiative,” said Karla Fales, CEO of REAL Services. “The survey will provide a clearer understanding of the opportunities and challenges seniors face in our community, enabling us to tailor our plans to meet their most pressing needs.”

To ensure these critical plans meet the needs of Indiana’s aging population, it is asking residents to share the survey link with their networks. Responses are confidential, and individual

data will remain secure and private.

Eligible residents can com-

plete the survey by visiting polco.us/indiana24.

For further information, con-

Tips to thwart identity thieves

By CECIL SCAGLIONE Mature Life Features

Check your monthly bank, credit card and other financial statements closely, not just for proper amounts but to make sure the charges were made by you.

Identity thieves never sleep. These pernicious parasites obtain valuable information about their victims: Social Security, military identity, driver’s license, credit card or banks account numbers, any or all of the above.

They use this information to acquire their own credit cards, bank checks, and loans as well as products and services in your name.

Identity theft is the major and fastest-growing consumer fraud crime in the country. And no one is safe.

More than 153 million Americans were bilked out of more than $43 billion, according to a Javelin Strategy and Research report.

ID theft has become the all-American crime of the

Information Age, according to financial experts.

More than one-third of ID theft victims said someone obtained their credit card information, forged a credit card in their names, and used it to make purchases. Two out of 10 victims said the identity thief was a friend, relative or co-worker.

This plague is also mushrooming in Canada, Britain, Australia and Japan. Travellers are especially vulnerable as they site-see while carrying passports, credit cards, and other documents that contain information vital to these thieves.

So, at home or away, here are a half-dozen protective measures to take to keep your identity to yourself.

• Make a list of all your credit card, bank account, and Social Security numbers with the corresponding contact telephone numbers so you can report any problem immediately.

• Leave your Social Security card at home. And don’t put it

or any other important number, such as driver’s license, on your checks.

• Beware of spying eyes at your automated teller machine. Don’t think you’re safe just because no one is standing nearby. Cases have been reported where the thieves from afar used binoculars to memorize pins (personal identification numbers). Use the same care when making credit card calls on public phones. Some machines have fake card-insert slots installed by crooks.

• Don’t let your credit card out of your sight when a cashier or other company personnel takes it to swipe through the electronic machine. If it is taken to another room, for example, it can be swiped several times — and you’ll be charged several times. Or a crooked clerk may write the number down and sell it to an identity thief.

• When travelling, don’t carry financial information in your wallet or checked luggage. Take travellers checks instead of personal checks. Have the post office hold your mail.

• Stay at a hotel that has a safe in your room or behind the front desk to store your documents.

If you have been victimized by identity thieves, call the police immediately. And get a copy of the police report so you can show to creditors as you climb back out of the morass these crooks will have created for you.

Portage Township trustee hosting free cooking class

By CONNOR PIPER Program Coordinator Portage Township Trustee Office

Food brings us together in so many ways. Whether celebrating a joyous occasion or finding comfort during tough times, food is a central part of our lives. Gathering around the table to share a meal and talk about our days is a cherished tradition, and we take that to heart.

Join us at the table from 6-7 p.m. every Thursday at one of our community partnership locations for a free cooking class. Not only will you learn from local chefs on how to cook a balanced, budgeted meal, but signing up online also makes you eligible to take home class-specific ingredients to make the dish in your very own kitchen.

Attendees will also have the chance to participate in a weekly raffle for cooking utensils, from crock pots, to silverware, to air

fryers and more. Simply click on the sign-up form on our website, select the dates you’re interested in attending, and you will be registered. Our website also features a list of the healthy recipes we have taught in class available to use completely free. It is also a way to connect with other food assistance resources in our community, via the Community Compass App, Food Smart, MyPlate and more. You will even find a map of all the local grocery stores in our area that accept WIC and SNAP benefits.

One of our goals is to fight chronic health conditions, which arise from obesity, and our program is open to all residents within the Portage Township-South Bend area. You must register for classes at least 48 hours before a Thursday class and reservations fill up quickly. Supplies are limited to one per household.

If you are signed up and can-

Shop to save lives: Susan G. Komen launches 2024 ‘Live Pink’ initiative

Each October during National Breast Cancer Awareness Month, breast cancer organization Susan G. Komen curates a list of partner products and services that help make a tangible impact on the lives of those affected by breast cancer. Every purchase made through the “Live Pink” program directly

fuels breast cancer research, funds patient care services and assists those impacted by breast cancer on a national level.

Breast cancer is the most common cancer among women in the U.S., with a new case diagnosed approximately every two minutes. It is also the leading cause of cancer death for

women in the U.S. aged 20 to 49. With help and support from our partners, Komen can continue to fund critical research and provide essential services and assistance to patients nationwide ultimately saving more lives from breast cancer.

“We are excited to present this year’s list of Live Pink

partners that are dedicated to helping those that have been impacted by breast cancer,” said Sarah Rosales, senior vice president of corporate partnerships.

“By shopping products and services from Komen’s “Live Pink” program, consumers can help those impacted by this disease and help fund Komen programs and initiatives through their everyday purchases.”

This year’s “Live Pink” partners include Bank of America, Avis Rental Cars, Nature’s Bounty and many more. Items are available for purchase and linked on the “Live Pink” website. Visit livepink.org to learn more.

NOURISH COOKING CLASS Class attendees look toward a prepared chili dish during a cooking class at Unity Gardens Aug. 1. Photo provided.

There’s a man swallowing a sword, two burly guys are having a serious-looking sword fight to the death, and

in the distance I catch sight of two knights in armor charging toward each other on horseback with lances aimed at each other. This has got be a dream.

No. It’s actually the Ohio Renaissance Festival in Waynesville, Ohio, where fantasy and history collide. It’s where you can rub elbows with elegant nobles and raggedy peasants. Here you can immerse yourself in a world of lively shows, tantalizing food and drink and unique shops (166 of them) which transport you back to the time of knights and queens. You can even purchase a sword. If entertainment is what you seek, there are 17 outdoor

stages with regularly scheduled shows featuring costumed musicians, comedians and acrobats. Among them are the Washing Well Wenches, Dirk and Guido, The Swordsmen and the Kamikaze Fireflies. There are more than 100 shows presented daily. And that doesn’t count the wandering street musicians. Visitors never want for something to do here. It’s non-stop activity almost to

Continued on page 27

SPECIAL ATTRACTION —

A man with a dragon puppet engages visitors to Willy Nilly.

RAPTOR SHOW Highlighted at the raptor show was this red-tail hawk. Owls, falcons and various others performed.

Travel

Rub elbows

Continued from page 26 the point of sensory overload.

I’m fascinated with the jousting, even though I know the ends of the lances have been cut so they splinter when striking the opponent’s shield. The jousting arena is just like in the movies, with a special box for royalty. The thundering hooves as they charge each other, the cheering of the crowd and the splintering of the lances make for an exciting climax.

People watching is part of the show. Nobles in long dresses and topped off with jeweled crowns stroll the grounds. Here comes a fashionably-dressed woman on the arm of a man in colorful waist coat, a feather plume in his hat and a knife at his belt. And these are the paying customers.

At least 70% of the crowd was in costume. Some dressed as sci-fi characters, others in fairy-tale garb and lots of knights, pirates and Vikings. Contributing authenticity and realism to the scene are the 16th century Tudor-style structures surrounding the property, which house the shops and artisan work spaces. The style of architecture, which utilizes exposed beams, was developed during the reign of the Tudor monarchy.

Willy Nilly is a permanent facility rather than a grouping of tents erected at a county fairgrounds, school parking lot, football field or in a

—

the 166 shops and craftsman work spaces. One can even purchase a sword.

housing the many shops and artisan work spaces are in the style of 16th century Tudor with exposed wooden beams. This is where fantasy and history collide.

private woods. How could you not have fun in a place called Willy Nilly on-the-Wash? The shows are rollicking fun, lots of hands-on things to do and the food is tantalizing. Normally, I’d urge you jump in your car and head for Waynesville to get in on the fun. But, all of the themed weekends through the end of

the year are sold out.

My suggestion is to visit ohiorenessancefestival.com or call (513) 897-7000 to order tickets for your choice of weekend in 2025. You can participate in Highlander games, mix it up with time travelers, Vikings and pirates, enjoy a weekend of comedy, or the feast of fools, and Halloween tricks or treat.

Myrtle Beach, May 4-10 - 10 Meals!

Rushmore & Yellowstone June 22-July 1 - 16 Meals! Nashville Show Trip July 28-August 1 - 8 Meals! Lancaster Show Trip & The Dutch Country, August 18-23 - 8 Meals!

Beautiful Maine October 12-18 - 10 Meals!

the pool, visit a casino, a lighthouse or area shopping in town. Accomodations include a Hyatt Hotel located across the street from the beach, 6 breakfasts, 5 dinners and two lunches, roundtrip motor coach transportation, included excursions plus tour guide and driver gratuities. $1,658 pp/dbl, $2,100 single.

Brown County Girlfriend’s Getaway SOLD OUT WITH WAITING LIST

April 8th — 10th $699 pp/dbl.

The Dells, Minnesota and More! May 12th — 15th Boat tour of Witches Gulch and Slot Canyon, Wine tasting at Fawn Creek Winery followed by dinner and overnight in the Dells. A riverboat ride in LaCrosse, WI traveling through Lock #7 with lunch on the boat and a stop at the National Eagle Center.

2 nights at The Embassy Suites in Bloomington, MN at The Mall of America. Guests can visit the amusement park and many attractions at The Mall of America or take side trips to see things like Minnehaha Falls and park and visit a quaint river town. There will be something for everyone! Stopping at Chippewa Falls and touring the Leinenkuegel Brewery for a tour and tasting on the way home. Price $899 pp/dbl.

Traverse City June 18th — 20th

Visit to Castle Farms, Mission Point Lighthouse and a boat ride on the tall ship Manitou, a replica of a 19th century cargo schooner. Hands-on sailing experience, walking tour of the Village and tunnels, guided tour of the former Northern Michigan Asylum and its transformation into the village redevelopment and a private tour of the brick steam tunnel.

Trip includes two nights lodging at Comfort Inn, two breakfasts, one lunch, one dinner and admission to all of the above.

$859 pp/dbl.

The Castles of Upstate New York August 24th — 29th

Overnights at Hilton Garden Inn, Erie, PA, Castle View rooms at Captain Thompsons Resort on the St. Lawrence Seaway in Alexandria Bay, NY. Antique Boat Museum, Two Nations Boat tour, Singer Castle and Boldt Castle, free time in Alexandria Bay for shopping and sightseeing.

Nine meals: 5 breakfasts, one lunch and three dinners.

$1,899 pp/dbl., $2,629 single.

Trains, Candy and Wine! October 7th — 9th

Trip includes two nights lodging at Hampton Inn in Bardstown, KY, a trip to Schimps Candy, The Bluegrass Railway Ride and Museum, wine tasting and tour at Equus Run Vineyards, Kentucky railroad museum and train ride, tram tour of Mega Caverns, Howard Steamboat Museum.

Two breakfasts, two lunches and one dinner. $899 pp/dbl.

Branson, MO November 3rd — 7th $1,259 pp/dbl.

Call for pricing on Triple or Quad rooms. Get the latest information and itineraries at www.travelbybridgetllc.com, call 574-805-1799, or email us at TravelbyBridgetLLC.com

16TH CENTURY VILLAGE — Willy Nilly on-the-Wash is the permanent home of the Ohio Renaissance Festival in Waynesville, Ohio. Buildings

SWORDSMEN A duel to the death is played out at the sword fighting arena with as many as eight, fully-armored knights battling for the championship.

DOPEY PIRATE SHOW A gang of silly pirates fight over a challis of the water of perpetual life in a loosely-scripted tale that included a lot of sword fighting, yelling and climbing the mast.

WARM-UP

on the backs of two horses was the warm-up act before the jousting.

SHOPS AND WORKSHOPS

Tudor buildings house

Vote Doug Chaffee for PHM school board

By DOUG CHAFFEE Guest Writer

I will be seeking election to serve you, the Penn-Harris-Madison community, as a member of the Penn-Harris-Madison Board of School Trustees Nov. 5.

PHM has been a part of my family since 1978 when I began my career as a teacher at Penn High School. During the following 15 years, I was also blessed to coach girls’ basketball, wrestling, track and speech. I understand first-hand the support our teachers and coaches need to be successful in the classroom and in the “arena.”

Later in my career at PHM,

I served as an administrator at Schmucker Middle School, Discovery Middle School, and Penn High School. While an administrator, I focused continuously on creating a classroom and building atmosphere promoting student, teacher and staff success. I also worked for Bashor Children’s Home and three other local school districts providing temporary assistance for teaching and administrative vacancies. Working in neighboring districts helped give me a well-rounded perspective.

With my supportive wife, Brenda, currently in her 29th year working at PHM, we share four sons, all Penn graduates. I am blessed to be known as “Pa” around the home nowadays.

Lucas, my grandson, is a light of life for me and my family. I look forward to seeing Lucas don the “black and gold” someday. My son, Matt, is currently a school board member at PHM and will support everything he ran on in 2022 and has continued to support while on the board.

“I’ve been on the inside” is the slogan I previously have used and will be what I will use for this election. It rings true in so many ways as my experience spans the roles of teacher, coach, administrator, husband, father, grandfather, and friend. I care deeply about this community and its successes. I have the experience to help PHM’s educational community

Wheelchair Help moves to new location

From this new location, 5 miles from Bittersweet, they can provide access to a variety of necessary medical items, including wheelchairs, scooters, lift chairs, walkers, bath seats and more at a fraction of the cost to purchase those same items new. They now have a volunteer center for those who are donating their time to accept donations and work on projects. There also is an Ability Center that provides space for support groups as well as other meetings.

They also can provide loaners of donated wheelchairs and other equipment to members of the community regardless of income or disability. Budget assistance is offered to people needing assistance beyond subsidized pricing. Affordable, interest-free payments are offered where income or weak credit for those who might not qualify for traditional financing.

A nonprofit 501(c)(3) business, Wheelchair Help’s mission “is to improve quality of life and health by providing wheelchairs and mobility equipment not covered by Medicare, Medicaid or insurance.

“We will not take a penny from the government or United Way,” said Lidy. “We are locally supported. The Community Foundation of Elkhart County, the Community of St. Joseph County and several other organizations like the Christopher & Dana Reeve Foundation have helped us out.”

Wheelchair Help is now located at 28423 Old US 33W, noon to 5:00 p.m. Monday through Friday, Elkhart. For further information, call (574) 295-2230 or visit wheelchairhelp.org.

GETTING IT READY — Joyce Chancellor works on preparing a motorized scooter for resale at Wheelchair Help in Elkhart. The business sells a wide variety of medically necessary equipment and has reasonable prices.

realize its present and future goals.

Election Day is Nov. 5. For more information, visit chaffeeforphm.com or Doug Chaffee

for PHM

VOTE FOR DOUG CHAFFEE Doug Chaffee, pictured with wife, Brenda, is seeking a spot on the Penn-Harris-Madison Board of School Trustees. Photo provided by Doug Chaffee.

by the Committee to Elect Douglas Chaffee