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prove you are too old to learn %\ '$9,' +$=/(',1( 6WDII :ULWHU There is an old saying, â&#x20AC;&#x153;use it or lose it,â&#x20AC;? which can be applied to many aspects of life; however, it is particularly apt in relation to maintaining mental sharpness in old age. And lifelong learning is one of the best ways to prevent the onset of dementia and Alzheimerâ&#x20AC;&#x2122;s disease, not to mention the fact it can be a lot of fun and a great way to meet new people. Grace College has long made efforts to reach out beyond its campus borders to include the broader community, and its Silver Scholars program not only gives older people an opportunity to further pursue education, but it also exposes younger students
to wisdom, which is only gained through experience. At a cost of only $25 per person per class, those over 55 years of age may audit Grace College courses covering a broad range of topics. Art history, history of Christianity, strength and conditioning, facility management, Spanish, painting, astronomy, child psychology, literature, ďŹ nancing and ďŹ lm are just a handful of the 50 courses offered in the spring of 2020, before the program was put on hold due to COVID-19. â&#x20AC;&#x153;Growth and learning can occur at any age,â&#x20AC;? wrote Silver Scholars coordinator Dennis Gaerte in an introduction to the program. â&#x20AC;&#x153;The classes are offered in this way to enrich your lives.â&#x20AC;?
And not only the lives of older adults, but also, he wrote, â&#x20AC;&#x153;the lives of our current students. You can impact others.â&#x20AC;? Gaerte and his wife, Darlene, have coordinated the Silver Scholars program since his retirement from Graceâ&#x20AC;&#x2122;s faculty in 2015. They have also participated in classes themselves, auditing, among others, â&#x20AC;&#x153;Theories on Origins,â&#x20AC;? a course led by Don DeYoung described as â&#x20AC;&#x153;an exploration of biblical creation insights regarding earth history, dinosaurs, fossils, space, climate change and more.â&#x20AC;? The Gaertes were two out of ďŹ ve Silver Scholars auditing the course. â&#x20AC;&#x153;Youâ&#x20AC;&#x2122;re never too old to learn,â&#x20AC;? Dennis stated. DeYoungâ&#x20AC;&#x2122;s class both opened a â&#x20AC;&#x153;whole new worldâ&#x20AC;?
and, at the same time, â&#x20AC;&#x153;conďŹ rmed my biblical belief about the world and how it got started.â&#x20AC;? Silver Scholars, he added, gives seniors an opportunity to â&#x20AC;&#x153;explore subject content they would like to know more about and go deeper.â&#x20AC;? Darlene was impressed with how DeYoung integrated the couple into the class. â&#x20AC;&#x153;He never made us feel we werenâ&#x20AC;&#x2122;t part of the class,â&#x20AC;? she recalled. Darlene also reveled in the freedom of taking a class without having to worry about grades. â&#x20AC;&#x153;Thereâ&#x20AC;&#x2122;s no pressure. Youâ&#x20AC;&#x2122;re free to learn.â&#x20AC;? Additionally, â&#x20AC;&#x153;the students can learn from the wisdom of the seniors,â&#x20AC;? said Dennis. Continued on page 3
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Our Fatherâ&#x20AC;&#x2122;s House founderâ&#x20AC;&#x2122;s labor of love %\ '$9,' +$=/(',1( 6WDII :ULWHU Roz Morgan founded Our Fatherâ&#x20AC;&#x2122;s House in Warsaw in 1997 in response to a need she saw in the community, where many were hungry in spite of not qualifying for government assistance. For Morgan, the food and shelter should be a right, not a privilege. â&#x20AC;&#x153;The whole goal was to be a self-sustaining charitable organization,â&#x20AC;? said Morgan. â&#x20AC;&#x153;We did not want to take funding from other charities.â&#x20AC;? To that end, Our Fatherâ&#x20AC;&#x2122;s House has operated a free food bank and thrift store, which have occupied two locations previous to its current one at 2114 Winona Ave. To help make ends meet, the food bank also operated a catering service; however, as of this writing, catering is on hold due to the COVID pandemic, which has temporarily forced Our Fatherâ&#x20AC;&#x2122;s House to accept cash donations, something it never asked for in the past. Such are the many challenges of running an allvolunteer charity, all of which Morgan has become acquainted with in over 20
years at the helm. â&#x20AC;&#x153;You donâ&#x20AC;&#x2122;t run it; it runs you,â&#x20AC;? she exclaimed. A payroll and ďŹ xed expenses are a luxury she simply does not have. â&#x20AC;&#x153;There are no paychecks around here.â&#x20AC;? â&#x20AC;&#x153;If Our Fatherâ&#x20AC;&#x2122;s House has money in the bank, itâ&#x20AC;&#x2122;s because we havenâ&#x20AC;&#x2122;t paid a bill,â&#x20AC;? she said, only half joking. During that particular week the store had made $78 in sales, while the food bank had fed around 22 families, equal to as many as 100 people, including children and elderly people on ďŹ xed incomes. Morgan and her volunteers each must wear many hats to keep things aďŹ&#x201A;oat. On any given day, she could be bookkeeper, cook, scheduler, shelf stocker or whatever else needs to be done. She regularly organizes the pick up of donations and oversees the maintenance of vehicles used to haul those donations. When a large food donation comes in, everybody must stop what they are doing to ensure it is properly secured in the pantry for distribution. â&#x20AC;&#x153;Everybody works very hard â&#x20AC;Ś I couldnâ&#x20AC;&#x2122;t do it without a lot of help,â&#x20AC;? Morgan emphasized. As an example,
)$,7+ +23( $1' &+$5,7< Âł 5R] 0RUJDQ LV WKH IRXQGHU RI 2XU )DWKHU¡V +RXVH D IRRG EDQN DQG WKULIW VWRUH VHUYLQJ :DUVDZ VLQFH 0RUJDQ DQG KHU YROXQWHHUV ZRUN RQ D VWULFWO\ QRQSURĂ&#x20AC;W EDVLV ´7KHUH DUH QR SD\FKHFNV DURXQG KHUH Âľ VKH VDLG 0RUJDQ FUHGLWV KHU SDUHQWV ZLWK WHDFKLQJ KHU WKH LPSRUWDQFH RI ´IDLWK KRSH DQG FKDULW\ â&#x20AC;Ś DQG FKDULW\ LV WKH PRVW LPSRUWDQW Âľ 3KRWR E\ 'DYLG +D]OHGLQH she described the work necessary to take over the former Warsaw Tile Factory location
$50 monthly allowance for groceries The Healthy Foods Card provides money to purchase approved food at participating stores
For qualiďŹ ed members the Humana Gold Plus SNP-DE H5619-054 (HMO D-SNP) includes a Healthy Foods Card to help pay for groceries at participating stores.
â&#x20AC;˘ Each month, the Healthy Foods Card is automatically loaded with $50; unspent dollars donâ&#x20AC;&#x2122;t roll over to the next month. Shop at participating stores, including Walgreens, Walmart and others, â&#x20AC;˘ for approved foods and drinks. Scan the barcode on the back of the Healthy Foods Card at the checkout â&#x20AC;˘ to pay for purchases.
Call a licensed Humana sales agent Angela Wright 574-210-8254 (TTY: 711) Monday â&#x20AC;&#x201C; Friday, 8 a.m. â&#x20AC;&#x201C; 5 p.m. awright13@humana.com
Our Fatherâ&#x20AC;&#x2122;s House inhabited for about 15 years. Volunteers needed 485 four-by-eight foot plywood sheets just to redeck a roof notable for at least one gaping hole. More recently, the food pantry has received 100 pounds of meat per week from an â&#x20AC;&#x153;anonymousâ&#x20AC;? donor. â&#x20AC;&#x153;I know who he is, but he doesnâ&#x20AC;&#x2122;t want anyone else to know,â&#x20AC;? she commented. â&#x20AC;&#x153;We spread it out as far as we can.â&#x20AC;? â&#x20AC;&#x153;The Warsaw community built this place,â&#x20AC;? Morgan stated. â&#x20AC;&#x153;It has been an effort of pure, outright love.â&#x20AC;? Still, Morgan deserves some credit for directing that love, which she appears to do with a startling clarity and
sense of purpose she credits to her upbringing in Mentone. â&#x20AC;&#x153;We were taught early about the importance of faith, hope and charity, and charity is the most important,â&#x20AC;? she recalled. It was not unusual for her father to greet newcomers to town with whatever they needed to make a start. â&#x20AC;&#x153;Things are not that important,â&#x20AC;? said Morgan, adding, â&#x20AC;&#x153;You gave it with a happy heart â&#x20AC;Ś the most valuable things we own are the things we gave away.â&#x20AC;? Anyone wishing to donate to Our Fatherâ&#x20AC;&#x2122;s House may visit the store or call (574) 268-1800.
Dr. Elaine Bigler, Chiropractor Preferred provider for Sagamore, Anthem, PHP, Three Rivers Providers and others.
Gentle Chiropractic Care, Ion Cleanse (Detox System) Humana is a Coordinated Care plan with a Medicare contract and a contract with the Medicaid program. Enrollment in this Humana plan depends on contract renewal. Applicable to Humana Gold Plus SNP-DE H5619-054 (HMO D-SNP). At Humana, it is important you are treated fairly. Humana Inc. and its subsidiaries comply with applicable Federal civil rights laws and do not discriminate on the basis of race, color, national origin, age, disability, sex, sexual orientation, gender identity, or religion. English: ATTENTION: If you do not speak English, language assistance services, free of charge, are available to you. Call 1-877-320-1235 (TTY: 711). EspaĂąol (Spanish): ATENCIĂ&#x201C;N: Si habla espaĂąol, tiene a su disposiciĂłn servicios gratuitos de asistencia lingĂźĂstica. Llame al 1-877-320-1235 (TTY: 711). î&#x2DC;&#x2019; ë&#x201E;&#x2018;â&#x161;Ľäż&#x2018; (Chinese): 岣 ä ?î&#x161;&#x2030;㼴ĺ?&#x201C; ä?&#x;⢪ 揽î&#x2DC;&#x2019; ë&#x201E;&#x2018;â&#x161;Ľäż&#x2018; î&#x2122;ťä?&#x;ă&#x20AC;łâ&#x;&#x192; âŻ?éĄ¤ć ť ä&#x2013;¤é&#x201C;&#x201A;é&#x17D;&#x2030;ď&#x152;&#x2018;â¸&#x201D;ĺ&#x2030;ŞâšĄ ŐŻď&#x201C;&#x161; č?&#x153;꨾ 1-877-320-1235 (TTY :711) ŐŻ Y0040_GHHKRMLTE21_M
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January 2021 â&#x2013; SENIOR LIFE â&#x2013; 3
Dad & Momâ&#x20AC;&#x2122;s Country Wisdom â&#x20AC;&#x201D;
Sunday afternoons %\ -,0 *(<(5 (EDITORâ&#x20AC;&#x2122;S NOTE: Jim Geyer offers the wisdom he gleaned from his experience on the farm in this book â&#x20AC;&#x153;Dad & Momâ&#x20AC;&#x2122;s Country Wisdom: Everything I Know about the Bible I Learned Down on the Farm.â&#x20AC;? This is the ďŹ rst of two parts on the chapter titled â&#x20AC;&#x153;Sunday afternoons.â&#x20AC;?) â&#x20AC;&#x201D;oâ&#x20AC;&#x201D; â&#x20AC;&#x153;Come on, everybody, letâ&#x20AC;&#x2122;s go play softball,â&#x20AC;? I called out to my brothers, sister and Dad. â&#x20AC;&#x153;Fred
Property tax deduction reminder from county auditor Kosciusko County Auditorâ&#x20AC;&#x2122;s ofďŹ ce has some advice on property deductions. First off, have you ďŹ led property tax deductions or need to reďŹ le them? Anyone who has purchased property or changed the way property is titled or reďŹ nanced should check about deductions. Deduction applications for the 2020 tax year payable in 2021 must be completed and dated by Dec. 31 and ďŹ led with the Kosciusko County Auditorâ&#x20AC;&#x2122;s ofďŹ ce on or before Jan. 5, 2021. Some of the various deductions available are: homestead, mortgage, over 65, over 65 circuit breaker, disabled veteran, blind, disabled, solar energy device, wind power device, geothermal device or hydroelectric device. For a complete list of deductions and the requirements of eligibility, you can visit www.kcgov.com. If you are unsure if you need to apply, please contact the Kosciusko County Auditorâ&#x20AC;&#x2122;s OfďŹ ce via email at auditor@kcgov. com or give them a call at (574) 372-2323.
Continued from page 1
Silver Scholars is a â&#x20AC;&#x153;winwin,â&#x20AC;? said DeYoung, who is also president of the Creation Research Society. It is also another example of how â&#x20AC;&#x153;Grace College tries to integrate with the community.â&#x20AC;? DeYoungâ&#x20AC;&#x2122;s astronomy course has also been available to Silver Scholars in the past. Besides the classroom lectures, his classes gives participants the opportunity to view the night sky through a telescope, measure the size of the sun and study rocks, minerals and fossils of Indiana. Due to COVID-19, Silver Scholars will likely not be offered again until the fall of 2021. In the meantime, those interested in taking classes in the future may access information at www.grace.edu/silverscholars.
(younger brother), you go invite the neighbor kids to join us. Dick (another brother), get the empty sacks out of the barn for bases. Arlene (sister), you get the bat and ball. Letâ&#x20AC;&#x2122;s go. It will be fun.â&#x20AC;? I was the expediter and provided the enthusiasm. With great excitement, we all went about our duties in anticipation of our Sunday afternoon ball game. Sunday was a day for church, followed by a scrumptious Sunday noon dinner as only Mom could prepare. Then, many of the afternoons were spent playing softball in the spring and summer, football in the fall and good old Hoosier barn basketball in the winter. The only exception to our Sunday afternoon games was when dad and mom loaded us into the car to go visit
relatives. Oh, we grumbled and complained, but we still went. We kids felt it was a real waste of prime playing time just to hear the men talk about politics and the women discuss cooking, sewing, etc. The only time we looked forward to going to Grandpa and Grandma Gordonâ&#x20AC;&#x2122;s was if we knew Uncle Evart would be there. Someone would challenge him on his beliefs in â&#x20AC;&#x201D; and the actions of â&#x20AC;&#x201D; the Democratic Party, which usually led to a most spirited argument. After the usual ball game, we would do chores, eat a light supper of sandwiches, leftovers from dinner and popcorn, a family favorite. Then to evening church we went, followed by bedtime. It was a day of worship, great Sunday dinners, family times
and mostly fun-ďŹ lled afternoons and rest for Dad and Mom. Sixty years later, as I reďŹ&#x201A;ect back upon these Sundays and compare them to the Sundays of todayâ&#x20AC;&#x2122;s culture, I am very sad. The Scriptures, both Old and New Testament, make it very clear that the Lordâ&#x20AC;&#x2122;s day is for worship, family and rest. In Scriptures there are 167 references to the Sabbath and how it should be spent. God gave clear instructions concerning how man should treat the Sabbath â&#x20AC;&#x201D; our Sunday â&#x20AC;&#x201D; and the serious consequences when violated (even death for violators.) Of all the 10 Commandments, the one to honor the Sabbath is probably the most misunderstood, misused and widely ignored. A thorough search of Scripture reveals one â&#x20AC;&#x153;doâ&#x20AC;? and one â&#x20AC;&#x153;donâ&#x20AC;&#x2122;tâ&#x20AC;? concerning the Sab-
bath. The one thing we are told to do is gather together to worship (Hebrews 10:25). The donâ&#x20AC;&#x2122;t is work â&#x20AC;&#x201D; God rules out any kind of work on the Sabbath, except that which preserves human life or an act of human kindness. With cessation of work, there is a blessed rest. Jim Geyer is an ordained minister who has conducted more than 200 seminars and workshops on leadership. He received a masters in educational administration and supervision and has worked as both a Christian school administrator and business owner. He is the published author of several Christian magazine articles and numerous instructional manuals for Christian schools and churches. For more information about Jim Geyer and â&#x20AC;&#x153;Dad & Momâ&#x20AC;&#x2122;s Country Wisdom,â&#x20AC;? write to jjgeyer@outlook. com or call (574) 349-7723.
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Bag a bargain with virtual grocery shopping %\ &(&,/ 6&$*/,21( 0DWXUH /LIH )HDWXUHV Online shopping has gained exponentially in popularity because of the social distancing tossed at us by the COVID-19 pandemic. A lot of people, including seniors, have discovered how easy it is to have groceries delivered. They can order by telephone or laptop. In some cases, there
What Seniors Think
â&#x20AC;&#x153;What do you do to stay physically fit and healthy during the winter months?â&#x20AC;?
is no delivery charge. In most cases, you can leave your shopping cart sitting until youâ&#x20AC;&#x2122;ve ďŹ lled it with all your needs and wants before completing your order and having the goods delivered. This can be of beneďŹ t to the customer, as retailers often send coupons or special discounts to entice them into further purchases. Mature Life Features, copyright 2020
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Senior Life newspapers are monthly publications dedicated to inform, serve and entertain the senior citizens in Northern Indiana and Southern Michigan. Each of the four editions focus on local information for each area. Senior Life is privately owned and published by The Papers Incorporated. STAFF Ron Baumgartner, Publisher . . . . . . . . . . . . . . . rbaumgartner@the-papers.com Carrie Goralczyk, Business Manager . . . . . . . . . . . . . . cgoralczyk@the-papers.com Steve Meadows, Director Of Marketing . . . . . . . . smeadows@the-papers.com Bill Hays, Advertising Manager . . . . . . . . . . . . . . . . . . . bhays@the-papers.com Account Executive Kimberly Cates . . . . . kcates@the-papers.com â&#x20AC;˘ 1-866-580-1138 Ext. 2401 Commercial Printing Sales Representative Rich Krygowski . . . . . . . . . . . . . . . . . . . . . . . rkrygowski@the-papers.com Barb Walter . . . . . . . . . . . . . . . . . . . . . . . . . . . . . bwalter@the-papers.com Deb Patterson, Editor-In-Chief . . . . . . . . . . . . . . . dpatterson@the-papers.com Keith Knepp, Editor . . . . . . . . . . . . . . . . . . . . . . . . . . . kknepp@the-papers.com Jerry Long, Circulation Manager . . . . . . . . . . . . . . . . . . . jlong@the-papers.com EDITORIAL DEADLINES Elkhart/Kosciusko Edition . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 15th Month Prior St. Joseph Edition . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 15th Month Prior Allen Edition. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 20th Month Prior Northwest Edition . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 20th Month Prior SUBSCRIPTIONS Mailed subscriptions are available, prepaid with order at $34 for one year; and $58 for two years. (Select one edition.) Your cancelled check will serve as your receipt. ADVERTISING For advertising deadlines call your sales representative. The existence of advertising in Senior Life is not meant as an endorsement of any product, services or individuals by anyone except the advertisers. Signed letters or columns are the opinion of the writers, and not necessarily the opinion of the publishers. PRODUCTION Senior Life is digitally composed on Macintosh Computers using Digital Technologyâ&#x20AC;&#x2122;s Newspaper Publishing Suite software and Photoshop software. Submit ads as .tif, .eps or .pdf files. ASCII (generic text) may be submitted via email or on CD/DVD. Check our website at www.the-papers.com for guidelines on preparing ads electronically. Graphics for ads can be emailed as PDF files to adcomp@the-papers. com. If you have any questions, give us a call and weâ&#x20AC;&#x2122;ll walk you through it. REPRINT RIGHTS Reprinting in part or whole of any article in Senior Life is not allowed without express written permission from Senior Life.
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January 2021 â&#x2013; SENIOR LIFE â&#x2013; 5
Spotlight
Hank Weaver: Shutterbugging around the globe %\ 5$< %$/2*+ 6WDII :ULWHU If â&#x20AC;&#x153;a picture is worth a thousand words,â&#x20AC;? Hank Weaver has about a 100-million-word narrative describing his travels around the world and the avocation he shared for many years with his beloved late wife, Mary. Weaver, 92, is an avid photographer and has sold â&#x20AC;&#x153;quite a fewâ&#x20AC;? of his framed photos â&#x20AC;&#x201D; most recently in December 2020 â&#x20AC;&#x201D; even though he considers photography a hobby and not a profession. He got started in the craft when he was 8 years old, using an old camera of his fatherâ&#x20AC;&#x2122;s. â&#x20AC;&#x153;I got interested because of my dad. I learned from him.â&#x20AC;? The camera was â&#x20AC;&#x153;an old folding Kodak that used 116 ďŹ lm,â&#x20AC;? a 70mm-wide ďŹ lm introduced by Eastman Kodak in 1899. Weaver even developed his own ďŹ lm at that young age. â&#x20AC;&#x153;I had an older brother who helped me turn a closet in our basement into a dark room,â&#x20AC;? he said. He still has a few vintage photos from those early days. He has also been involved in ham radio, achieving a proďŹ ciency of 20 words per minute in sending Morse code. â&#x20AC;&#x153;When I started you needed 13 words a minute to get your operatorâ&#x20AC;&#x2122;s
license,â&#x20AC;? he said. Weaver moved to Goshen in 1952, the year he and Mary were wed. He served at Goshen College as a chemistry professor and administrator for 21 years. â&#x20AC;&#x153;I did a lot of little other things,â&#x20AC;? he recalled. â&#x20AC;&#x153;I was director of international education and at various times was acting dean and acting president. I also served as provost for quite a few years.â&#x20AC;? After his career in Goshen, Weaver went to the University of California, where he served as deputy director for international education for 15 years. He retired in the late 1980s, returning to Goshen and settling in at Greencroft. His academic and administrative positions took Mary and him around the world. â&#x20AC;&#x153;Weâ&#x20AC;&#x2122;ve lived in ďŹ ve or seven different countries,â&#x20AC;? he said, citing Bulgaria, Peru, Spain and Poland. His duties took him to even more locations, and he and Mary compiled a book of their photographic endeavors, capturing images as close as Goshen and Middlebury and as far-ďŹ&#x201A;ung as Oregon, Maine, Death Valley, Mexico, Peru, Canada, Greece, Nepal, Tanzania and even Antarctica. He recently collaborated on a book of wildďŹ&#x201A;owers, includ-
ing 44 close-up photos of a diversity of varieties growing on the Greencroft premises. He has also compiled a portfolio of pictures of his fellow residents at the retirement community, putting together a book of evocative photos of their hands, the ďŹ ngers and knuckles narrating captivating wordless stories of lives forged through the decades. Weaverâ&#x20AC;&#x2122;s favorite kind of photography is landscape art, because â&#x20AC;&#x153;you donâ&#x20AC;&#x2122;t need to get any releases and youâ&#x20AC;&#x2122;re not likely to get sued,â&#x20AC;? he quipped. â&#x20AC;&#x153;My wife took it up, too, and we spent about 20 years at it. We took the photos and then tried to sell themâ&#x20AC;? at various venues, mostly in California and Indiana. â&#x20AC;&#x153;I was part of a group of about a dozen photographers in Goshen. We rented a place by the community market to display our work.â&#x20AC;? Continued on page 7 5($'< 72 6+227 Âł +DQN :HDYHU D UHVLGHQW RI *UHHQ FURIW &HQWHU LQ *RVKHQ SUHSDUHV WR FOLFN WKH VKXWWHU ZKLOH VHDWHG RQ KLV FRXFK EHQHDWK WKH SKRWR KH WRRN RI KLV ZLIH 0DU\ ZKR SDVVHG DZD\ $XJ +H VDLG ´HYHQ WKRXJK , GRQ¡W ZDON PXFK DQ\PRUH , VWLOO GR SKR WRJUDSK\ IURP D PRWRU VFRRWHU Âľ 3KRWR E\ 5D\ %DORJK
Care for you on your journey If you or a loved one needs care at home, we offer both home and hospice care. Our team of experts can provide a continuum of care ranging from specialized your family on your unique journey.
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6 â&#x2013; SENIOR LIFE â&#x2013; January 2021
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If you make less than $1,900 per month (single) and are on Medicare, then you might qualify for assistance with prescription drugs and expenses for your medical care. Extra help to pay for your prescription drug plan. Medicare Saving Program to help pay for your Part A and B deductibles and co-pays. For help call Council on Aging of Elkhart County, Inc. (574) 295-1820
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Finance
Understanding Social Security â&#x20AC;&#x201D;
Get your new beneďŹ t veriďŹ cation letter %\ 021$ +$57(5 'LVWULFW 0DQDJHU 6RXWK %HQG 6RFLDO 6HFXULW\ 2IĂ&#x20AC;FH If you receive a beneďŹ t veriďŹ cation letter (sometimes called a â&#x20AC;&#x153;budget letter,â&#x20AC;? a â&#x20AC;&#x153;beneďŹ ts letter,â&#x20AC;? a â&#x20AC;&#x153;proof of income letterâ&#x20AC;? or a â&#x20AC;&#x153;proof of award letterâ&#x20AC;?), we have good news for you! A new standardized letter is now available for those times when you need proof of Social Security beneďŹ ts, Supplemental Security Income or Medicare. In addition to name, date of birth
and the beneďŹ ts received, the new beneďŹ t veriďŹ cation letter includes other identiďŹ ers to prevent misuse and fraud. This is an added beneďŹ t to you as proof of income for loans, housing assistance, mortgage and other veriďŹ cation purposes. The same standardized letter is also available if you need proof that you do not receive beneďŹ ts or proof that beneďŹ ts are pending. If you are an individual representative payee, you can use the my Social Security Representative Payee portal
to access the standardized beneďŹ t veriďŹ cation letter online for your beneďŹ ciaries. No matter how you request your letter â&#x20AC;&#x201D; whether by calling our national 800 number, your local ofďŹ ce or the interactive voice response system, or online with your personal my Social Security account at www.ssa.gov/myaccount â&#x20AC;&#x201D; the beneďŹ t veriďŹ cation letter now contains a seamless look. This new standardized letter is another example of our commitment to improve our service to you.
Have you made your will?
Then children will end up in probate Itâ&#x20AC;&#x2122;s a whole new year. Like many Americans you may have made some New Yearâ&#x20AC;&#x2122;s resolutions. Perhaps %\ &/,))25' one of the - 5,&( resolutions (OGHU /DZ you should $WWRUQH\ have made *UDQJHU is to get your personal affairs in order. According to the American Bar Association, 60% of all Americans have done no end of life planning whatsoever, not even a will. You could do a will, but wills end up in probate when you die. Do you really want your children to end up in probate court when you pass away?
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If youâ&#x20AC;&#x2122;re like most Americans nowadays, you may be considering a living trust rather than simply doing a will. The assets that are in the living trust at the time you pass away can totally avoid probate. There are a number of other documents that would also be present in a good estate plan, including: â&#x20AC;˘ A living will to make sure youâ&#x20AC;&#x2122;re not forever hooked up to machines if thereâ&#x20AC;&#x2122;s no hope for recovery. â&#x20AC;˘ HIPAA waiver, so itâ&#x20AC;&#x2122;s not a felony for the doctors to communicate with a spouse or adult children in the event that you become disabled. â&#x20AC;˘ Health care power of attorney, so the doctors and family will know what persons you want to be in charge to make long-term medical decisions in the event you become unable to make your own medical decisions. â&#x20AC;˘ In-home health care instructions. Nursing homes cost $7,500
a month. If you have a good living trust that contains in-home health care instructions, thereâ&#x20AC;&#x2122;s a good chance it can keep you or your spouse out of a nursing home, saving most of that $7,500 each month, meanwhile maintaining your own privacy and dignity and allowing you to remain in your own home. We can put in a funeral planning declaration, personal effects distribution memorandums and build in remarriage protection so that if your surviving spouse gets remarried after you die, they donâ&#x20AC;&#x2122;t lose half of everything you own to a new spouse. Because we are an elder law ďŹ rm, we can even help save you or life savings from nursing home spend-down. Want to learn more? Attend a seminar at either 6 p.m. Jan. 5, or 6 p.m. Jan. 11, at Ruthâ&#x20AC;&#x2122;s Chris Steakhouse, 902 E. University Dr., Granger. Reservations required, as seating is limited. Call (800) 303-7423 or visit www.riceandrice.com.
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January 2021 ■ SENIOR LIFE ■ 7
Cheers Those having friends who are senior citizens 65 years or older who will be celebrating birthdays or anniversaries soon may send their names and addresses to
include them in the Cheers Report. Also, know people listed in this column? Then send them cards to remember them on their special day.
What’s so funny?! My wife and I have been getting along so well during the pandemic, I don’t think we realize how unhappy we are. I don’t ,1 $ mean un1876+(// happy with %\ ',&. each other; :2/)6,( I mean antsy from being home all the time. We are more hunkered down now than we were in early summer. Mary Ellen has decided that with the increased COVID cases during the holidays, I should not be popping in and out of stores. I will follow this advice because I do have an underlying condition: I’m scared to death of her. To keep the romance alive, I have tried very hard to make sure Mary Ellen is aware that I am staying involved with whatever she is doing. For example, if she is looking at something on the computer and says “Awww…,” I’ll ask: “What’s so cute?” At that point she asks me to scoot my chair over and look at the YouTube video. Of a kitten. And I watch it. For. Six. Endless. Minutes. If she is downstairs on the treadmill watching a show on her iPad and I hear her laughing uproariously, I trudge down to the lower level and ask her, “What’s so funny?” Let’s say it’s a Grace and Frankie episode. She’ll patiently describe to me the entire set-up, which is something no person can really ever successfully accomplish. But I giggle anyway. That’s what good husbands do. The other day, I realized she seldom asks about my own audible reaction to videos or something I am reading. For
example, recently we were sitting next to each other on the couch while I looked at my laptop at an amazing story. At one point, I belted out: “Wow, that is really weird.” There was no reaction, no apparent curiosity to see what had triggered that response from me. She just continued with whatever she was reading. Minutes later, as a little experiment, I tried a different tack. “Oh dear!” I exclaimed, looking directly at her, “this is just terrible news.” No response. Her eyes remained focused on her own material. I tried again. This time I burst out laughing. Ha ha ha ha ha…HO! (I threw in that extra HO! just for the Christmas season. Still nothing.) One final try. While watching a video posted on social media, I pretended to cry. Bawling my eyes out. Mary Ellen was sitting right next to me, still concentrating on something. When I got no response, I said: “Mary Ellen, I’ve been sobbing for two minutes. Don’t you want to ask me something?” “I’m sorry. Do you want a tissue?” I then explained to her why her lack of interest and curiosity bothered me. “Dick, unlike you, I am always very focused when I am working on something. I block out everything else. Remember, I’m the one who does our taxes, oversees our health care coverage and carefully analyzes our investments.” I was embarrassed. I was being self-centered and needy. “I am so sorry, Mary Ellen. You do handle most of the important responsibilities in the household. So what were you doing when I was weeping for two minutes?” “Sudoku.”
JANUARY Elkhart County 2 — Sherry M., Greenleaf Living Center, Elkhart 6 — Joann Lundberg, East Lake Nursing and Rehabilitation Center, Elkhart 9 — Pearlie S., Judy C., Greenleaf Living Center, Elkhart 15 — Carolyn H., Greenleaf Living Center, Elkhart 16 — Mary G., Greenleaf Living Center, Elkhart 22 — Mary Lou Kelly, East Lake Nursing and Rehabilitation Center, Elkhart 25 — Helen F., Greenleaf Living Center, Elkhart 26 — Delores Mooney, East
Lake Nursing and Rehabilitation Center, Elkhart 28 — Audrey Burton, East Lake Nursing and Rehabilitation Center, Elkhart 29 — William W., Greenleaf Living Center, Elkhart Kosciusko County 1 — Richard and Reva Anderson, Grace Village Retirement Community 8 — Vicki Ross, Geneal Mellott, Grace Village Retirement Community 17 — Peg Muzzillo, Norma Plank, Grace Village Retirement Community 19 — Charlene Meinert, Carrie Baumgardner, Grace Village Retirement Community
25 — Sue Ryerson, Grace Village Retirement Community 26 — Paula Ibach, Grace Village Retirement Community 31 — Fred Ross, Grace Village Retirement Community
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Hank Weaver Continued from page 5 He still participates in biweekly Zoom meetings with other photographers, showing and critiquing each others’ work. Among his favorite photos is one he took while working at a university in Peru. “It is a picture of two kids looking through the glassless windows of a doorway, watching a parade.” He considers his avocation an opportunity for lifelong learning. “I’ve done maybe a dozen or so workshops. There is something to be learned each time, and you hope you do learn a little something.” Weaver’s most gratifying experience in photography comes “when you get a photo that has
the balance and uniqueness that you like.” He said Mary Oyer, a professor of fine arts at Goshen College, told him the same issues with any type of art — such as mood, shading and composition — apply to photography. All his photography now is digital and he has “80,000 to 100,000” photos stored on his computer. He advised other seniors wishing to began the hobby to “get a moderate camera. Don’t get carried away. Even the relatively inexpensive cameras are pretty good.” Also, he suggested, “take a workshop or two that each run three days to a week long. They’re not all that expensive and they get you in contact with the world of photography.”
At Greencroft Goshen Healthcare, we will do our best to take the worry out of your worries. Our greatest hope is that you will feel free to enjoy your day by relaxing with a cup of coffee in the Terraces, taking a leisurely stroll in one of our beautiful courtyards, or even inviting your friends and family over for a delicious dinner at The Groves Café. We have years of experience in healing the mind, body and soul. (Our chicken soup isn’t that bad either!) Getting older takes heart, guts and a team that never gives up. Feel free to lean on us. It’s the Greencroft way. Whether you need a little bit of help getting back on your feet or a lot of help, please feel free to call on us at Greencroft Goshen. Call Delia Waits at 574-537-4039. Like us on Facebook!
Live, here. For the Best of your life.
1904 S 15th St., Goshen, Ind. www.greencroft.org
8 â&#x2013; SENIOR LIFE â&#x2013; January 2021
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Sports
Some Greencroft residents dive into pool for challenge and fellowship %\ 5$< %$/2*+ 6WDII :ULWHU It is intriguing to consider the 30 or so square feet of a pool table can host a virtually inďŹ nite array of permutations after the crack of 15 billiard balls on opening break. And that is exactly what has riveted a quartet of affable gentlemen at Greencroft Center to the game. â&#x20AC;&#x153;Itâ&#x20AC;&#x2122;s interesting when you break, there are never two breaks even resembling each other. It is always a new situation,â&#x20AC;? said Glen Miller, 88, who has played billiards â&#x20AC;&#x153;since about 2000 after my retirement. The condo we moved into had a pool table. I used to be pretty good.â&#x20AC;? â&#x20AC;&#x153;There is never a shot or a game like the next one,â&#x20AC;? echoed Leonard Garber, who will turn 97 in March. He took up the game â&#x20AC;&#x153;about seven years ago when I came to Juniper Place. I love it. It never gets old.â&#x20AC;? And apparently neither has he. Sam Troyer, also 88, is the veteran of the group. He
started playing pool in 1951 when he was 18 years old. â&#x20AC;&#x153;Iâ&#x20AC;&#x2122;ve got a couple trophies for winning pool tournaments here at the community center,â&#x20AC;? he said. The game is popular at Greencroft, with fellow resident Don Blosser, 84, estimating â&#x20AC;&#x153;there are ďŹ ve or six pool tables on campus here.â&#x20AC;? The group used to assemble in a quartet every Tuesday and Friday. Now, with coronavirus restrictions, â&#x20AC;&#x153;we play two by two at 2 p.m. on Saturdays,â&#x20AC;? said Garber. â&#x20AC;&#x153;It was fun to get four or ďŹ ve guys in here and tell stories,â&#x20AC;? said Troyer, though Garber commented that conversations never got too â&#x20AC;&#x153;heavyâ&#x20AC;? to disrupt the playersâ&#x20AC;&#x2122; concentration. In tournaments, however, remarked Troyer, there is little to no talking as a courtesy to the competitors. Garber admitted he is â&#x20AC;&#x153;quite competitive,â&#x20AC;? but has learned â&#x20AC;&#x153;if you lose, there is always another game.â&#x20AC;? Millerâ&#x20AC;&#x2122;s lesson from playing the game is, â&#x20AC;&#x153;just basically the acceptance that not all shots are going to go
5($'< $,0 Âł *UHHQFURIW UHVLGHQWV /HRQDUG *DUEHU OHIW DQG *OHQ 0LOOHU ZDWFK DV 6DP 7UR\HU VLJKWV LQ D VKRW LQ WKH SRRO URRP RI -XQLSHU 3ODFH 3KRWR E\ 5D\ %DORJK in, even though they are well conceived. You just wait for the next shot and do your best.â&#x20AC;? â&#x20AC;&#x153;The secret is to stay calm,â&#x20AC;?
said Troyer. â&#x20AC;&#x153;Once you lose your cool you have lost the game, but if you are self-conďŹ dent, that really helps.â&#x20AC;? Garber summa-
rized, â&#x20AC;&#x153;he is talking about the power of positive thinking. One thing I learned from Sam is itâ&#x20AC;&#x2122;s Continued on page 9
Professional Forum EXPANDING â&#x20AC;&#x201D; Interested Businesses Call Kimberly Cates At 574-529-0228 A Monthly Question And Answer Advertorial Column
Assisted Living
Elder Law
Q: Do you have questions about Assisted Living costs? A: Overall assisted living costs are
Q. Have you checked your â&#x20AC;&#x153;beneficiary designation formsâ&#x20AC;? lately? A. Now that we are approaching the end of the year, many people are in the planning mode, and
an important factor when considering a community that provides supportive services and care. So be sure to check these sometimes-overlooked financial resources. Income and Assets. Many people use income from social security, a pension, or investments to pay for senior care. Some sell their home or other assets, or use their savings. Annuities and life insurance policies with accelerated death benefits or life settlements, which provide cash payouts that are less than the full benefit of the policy, can also be leveraged. Long-term care insurance. Assisted living and in-home care are sometimes covered, as well as costs for hospitalization and skilled nursing facilities beyond what is covered by Medicare and Medicaid. Since policies differ, itâ&#x20AC;&#x2122;s a good idea to review your specific policy with your insurance agent. Veterans Benefits. Aid and Attendance
Sue Roesner, MSOL Community Relations Manager Benefits provide tax-free. Wartime Veterans and surviving spouses who need senior care may qualify for a significant monthly income from the Department of Veterans Affairs. Bridge Loans for Assisted Living. Nointerest and low-interest loans can temporarily cover the costs of moving into a community while other assets (like home or investments) are being sold. Ask your banker or financial planner about the options available to you.
Lake City Place sroesner@enlivant.com OfďŹ ce: 574-267-3873 â&#x20AC;˘ Cell: 260-443-6709 425 Chinworth Court, Warsaw, IN 46580 www.enlivant.com
thinking about getting all of their financial matters in order. As you are reviewing your financial and estate plans, donâ&#x20AC;&#x2122;t forget to review your â&#x20AC;&#x153;beneficiary designation forms.â&#x20AC;? Unfortunately, many overlook their â&#x20AC;&#x153;beneficiary designation formsâ&#x20AC;? and forget to make sure that these forms are up to date and accurate. With â&#x20AC;&#x153;beneficiary designation formsâ&#x20AC;? I am referring to life insurance, annuities and retirement plans (IRAs, 401ks, etc.). When you take out a life insurance policy or set up an annuity or retirement plan, you are provided with â&#x20AC;&#x153;beneficiary designation forms.â&#x20AC;? You specify on these forms the people to receive your life insurance, annuity or retirement plan upon your death. The insurance company issuing the life insurance, annuity, or holding the retirement plan must recognize the beneficiaries you designate on these forms as the owners of these accounts upon your death despite what your will or trust might say. In other words, if there are different beneficiaries named on your â&#x20AC;&#x153;beneficiary designation formsâ&#x20AC;? than named in your will or trust, the insurance, annuity and retirement plan will only be paid to those named
Daniel K. Leininger Attorney at Law, Partner
on the â&#x20AC;&#x153;beneficiary designation formsâ&#x20AC;? on record with the company holding these accounts and not to the beneficiaries named in your will or trust. Frequently, many years have passed since the life insurance or annuity was taken out or the retirement plan set up, and we forget who we named on these â&#x20AC;&#x153;beneficiary designation forms.â&#x20AC;? Perhaps we named a spouse who is now deceased or even divorced as our primary beneficiary and we failed to name â&#x20AC;&#x153;secondaryâ&#x20AC;? or back up beneficiaries to them such as our children. Perhaps something else has happened to the beneficiary named on a â&#x20AC;&#x153;beneficiary designation formâ&#x20AC;? that now makes that person someone who should not receive the insurance, annuity or retirement plan upon our death. Perhaps, we failed to name any beneficiary at all. Therefore, no review of financial and estate matters is complete until you have checked all â&#x20AC;&#x153;beneficiary designation formsâ&#x20AC;? and made sure that these forms are up to date and accurate as to who you want to receive these accounts upon your death.
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January 2021 â&#x2013; SENIOR LIFE â&#x2013; 9
Pow! Oof! Crash!
â&#x20AC;&#x153;Batmanâ&#x20AC;? featured an ear-candy theme song, barbaric death traps, innovative gadgets and repulsive villains %\ 5$1'$/ (each one & +,// represented by a celebrity guest). The show was played for laughs all the way and poked fun at melodrama while injecting pop-culture references into the action. With all this rolled into a presentation best described as â&#x20AC;&#x153;campâ&#x20AC;? â&#x20AC;&#x201D; something so bad or corny as to be declared â&#x20AC;&#x153;goodâ&#x20AC;? â&#x20AC;&#x201D; how could it have missed? The answer? It couldnâ&#x20AC;&#x2122;t. And didnâ&#x20AC;&#x2122;t. For a while. The executive producer of â&#x20AC;&#x153;Batmanâ&#x20AC;? was William Dozier. Before his 1966â&#x20AC;&#x201C;1968 series went into production, Dozier read through numerous â&#x20AC;&#x153;Batmanâ&#x20AC;? comic books â&#x20AC;&#x201D; he had never read a comic book in his life â&#x20AC;&#x201D; before admitting, â&#x20AC;&#x153;I had just the simple idea of overdoing it, of making it so square and so serious that adults would ďŹ nd it amusing and kids would go for the adventure.â&#x20AC;? The series was the ultimate DC Comics adaptation for the small screen. Unveiled as a sometimes satirical,
sometimes slapstick sitcom, â&#x20AC;&#x153;Batmanâ&#x20AC;? starred Adam West as businessman Bruce Wayne/ Batman. West (born William West Anderson) earned a B.A. degree in literature, then worked as a military radio announcer and a milkman before becoming a TV and movie actor. Burt Ward, a karate expert and former standout high school athlete, was attending college and working in his fatherâ&#x20AC;&#x2122;s real estate ofďŹ ce when, just out of his teens, he earned the sidekick role of Dick Grayson/Robin. (In the process, Ward beat out future TV star Lyle Waggoner.) Batman and Robin were crime-ďŹ ghting goofballs who defended ďŹ ctional Gotham City against a plethora of preposterous villains who were always involved in exaggerated situations. The â&#x20AC;&#x153;Dynamic Duoâ&#x20AC;? heroes took these situations seriously, of course,
which of course added to the merriment. TVâ&#x20AC;&#x2122;s â&#x20AC;&#x153;Batman,â&#x20AC;? the only prime-time laughathon without a laugh track, was developed on the most ridiculous of premises: Two costumed and masked vigilantes were working hand in hand (or hand in glove) with a bumbling police department that was constantly bafďŹ&#x201A;ed by the bad guys. The ingenious story lines featured simplistic morality in a humorous vein. In each episode, Batman and Robin pursued dubious clues that revealed the supervillainâ&#x20AC;&#x2122;s
plans and, in the end, always saw the pair capturing the evildoer. The producers brought in as many wicked foes as possible, including the now-iconic Riddler (Frank Gorshin, John Astin), the Penguin (Burgess Meredith), the Joker (Cesar Romero) and Catwoman (Julie Newmar, Eartha Kitt). The popularity of the ďŹ rst seasonâ&#x20AC;&#x2122;s show generated an avalanche of â&#x20AC;&#x153;Batmanâ&#x20AC;? merchandise, which included trading cards, scale-model Batmobile kits, coloring books, board games and Hot
Wheels cars. The series offered 120 action-packed half-hour episodes. In time, however, the novelty of the show began to wear thin and, by the end of the third season, â&#x20AC;&#x153;Batmanâ&#x20AC;? had lost much of its Batluster. Eventually, â&#x20AC;&#x153;Batmanâ&#x20AC;? winged its way to lucrative Syndication Heaven. Later, Hollywood producers would try to create their own comics-based TV series by offering â&#x20AC;&#x153;The Green Hornet,â&#x20AC;? â&#x20AC;&#x153;Dick Tracyâ&#x20AC;? and â&#x20AC;&#x153;Wonder Woman,â&#x20AC;? but by then the burned-out viewing public simply wasnâ&#x20AC;&#x2122;t buying it.
Changing pill size can cut costs %\ &(&,/ 6&$*/,21( 0DWXUH /LIH )HDWXUHV Getting bigger and stronger pills that can be cut in half can make it easier to swallow both the downsized pill
and the lower price. The idea being that 100 pills usually costs less per unit then 50 pills. Some pills lose potency or other features when halved, so this may not work for ev-
ery medication you take. Go over a list of your prescriptions and over-the-counter supplements with your doctor to see if it can work for you. Mature Life Features, copyright 2020
Some
Continued from page 8 not over until itâ&#x20AC;&#x2122;s over. I have learned to be patient and still have hope.â&#x20AC;? He recalled with satisfaction a game in which he executed a perfect winning bank shot. â&#x20AC;&#x153;The cue ball and 8 ball were across the table with several of my opponentâ&#x20AC;&#x2122;s balls in between. I banked the cue and hit the 8 ball, which never hit the sides but went straight in. And that was the game.â&#x20AC;? The gentlemen enjoy the challenge of the game and the opportunity to sharpen their motor skills. Garber said, â&#x20AC;&#x153;The hardest aspect is to see the angle and hit it where you see it.â&#x20AC;? â&#x20AC;&#x153;For me the most difďŹ cult thing was trying to make my left eye dominant, due to my macular degeneration,â&#x20AC;? Miller said. He likes to challenge himself with his own version of solitaire billiards. â&#x20AC;&#x153;I put the balls out like after a break and count how many strokes I need to get them all in. If I do it in 24 shots or fewer, I consider it a win.â&#x20AC;? Blosser indulges in a similar game. â&#x20AC;&#x153;The hardest one is the last ball,â&#x20AC;? he observed. â&#x20AC;&#x153;Sometimes I would use three of four shots to get it in.â&#x20AC;? Troyer, a retired pastor, reďŹ&#x201A;ected on the wider inďŹ&#x201A;uence of the game. â&#x20AC;&#x153;It has brought me into fellowship with people I wouldnâ&#x20AC;&#x2122;t otherwise have fellowship with. I get some good friendships with people outside the church. They respect me and I respect them.â&#x20AC;?
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10 â&#x2013; SENIOR LIFE â&#x2013; January 2021
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Dining/Leisure/Entertainment
Where to start 2021
Where do you start 2021? Right from where you are â&#x20AC;&#x201D; and nobody wants to look back at 2020 because we are not going there again. So, where are you at? Did you manage to eat healthy over the holidays? Kinda, sorta? No matter now as that is so last year â&#x20AC;&#x201D; we are starting from here â&#x20AC;&#x201D; this day, this spot. If
you are still harboring baked goods, sweets or anything ooeygooey, throw it out. Donâ&#x20AC;&#x2122;t give it away as no one should be eating it, just throw it out. We need to reset our taste buds to get rid of the urge for salt, sugar and the â&#x20AC;&#x153;little somethingâ&#x20AC;? after each meal (you know what I mean). A really quick, fun and yummy way to do that is whatâ&#x20AC;&#x2122;s called the 50/50 plate, or on Facebook the page is called Fifty Fifty Plate. You take your plate and imagine a line down the middle and then ďŹ lled one half with low starch vegetables and fruits and the other half with higher starch vegetables. They can be hot, cold or mixed. Give this some thought â&#x20AC;&#x201D; you will be eating fruit and low starch veggies on one half, which is going to displace the calorie
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density from the other half of high starch items such as potatoes, beans and grains. Eating this way for as little as four days will reset your taste buds to not crave the unhealthy, high calorie foods which may have been consumed during the holidays. Low starch choices are plentiful and may include about 60 foods of which a few are: broccoli, cauliďŹ&#x201A;ower, carrots, all greens, celery, mushrooms, onions, cabbage, lettuce, tomatoes, asparagus, beets, green and yellow beans, zucchini and fruit. The higher starch choices would be: potatoes (no oil), sweet potatoes, corn, lentils, beans and intact grains. The possibilities are endless on how you could ďŹ ll a plate with all these items. If you want seconds, go right ahead, but you should still maintain the 50/50 rule so you shouldnâ&#x20AC;&#x2122;t have a second sweet potato unless you also have more low calorie density foods as well. You could also combine them by making a vegetable soup
that has potatoes or beans in it or a mega salad loaded with veggies and topped with beans or a grain. I will often put a salad on one side of my plate and sweet potato with mushrooms on the other side. Chinese veggies over brown rice would
work out well as a mixed plate, too. Sometimes simple is the best. Give it a try and I think youâ&#x20AC;&#x2122;ll see how quickly you reset into eating a healthier diet and get on track to take on 2021. Cheers to the New Year.
â&#x20AC;&#x2DC;I hear you knockingâ&#x20AC;&#x2122; Dave Edmunds In early 1971, UK musician Dave Edmundsâ&#x20AC;&#x2122; high-decibel guitar licks, nasal lead vocals and ďŹ&#x201A;oor%\ 5$1'$/ stomping & +,// beat made $ %RRPHU %ODVW his version 7R 7KH 3DVW of â&#x20AC;&#x153;I Hear You Knockingâ&#x20AC;? a prime example of â&#x20AC;&#x153;pub rock.â&#x20AC;? Pub (short for â&#x20AC;&#x153;public houseâ&#x20AC;? or bar in
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England) rock was a musical genre popular in the UK during the early to mid-1970s. Loud and raw, its primitive approach to the music ďŹ&#x201A;ew in the face of the more reďŹ ned â&#x20AC;&#x153;glamâ&#x20AC;? style. (Think Queen and David Bowie here.) Pub rock laid the foundation for punk rock that came later in the decade. Born in Cardiff, Wales, in 1944, Edmunds had drifted through several bands since age 10, when he and older brother Geoff formed a rockinâ&#x20AC;&#x2122; piano team called the Edmund Brothers Duo. Edmunds later played in a series of minor league bar bands.
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His ďŹ rst taste of success came as the lead guitarist in the Welsh rock trio Love Sculpture, which scored a British Top Five single with the rapid-ďŹ re instrumental â&#x20AC;&#x153;Saber Dance.â&#x20AC;? When the group disbanded, Edmunds turned to record production and worked with English rockabilly artist Shakinâ&#x20AC;&#x2122; Stevens, whose material was often culled from classic 1950s American recordings. This is when Edmunds became aware of â&#x20AC;&#x153;I Hear You Knocking.â&#x20AC;? So had Edmunds perhaps heard the earlier hit version by an American woman? Gale Storm (born Josephine Cottle) was the pert, pretty and squeaky-clean star of the 1950s TV show â&#x20AC;&#x153;My Little Margie.â&#x20AC;? In 1955, she scored a No. 2 Billboard winner with â&#x20AC;&#x153;I Hear You Knocking.â&#x20AC;? Stormâ&#x20AC;&#x2122;s biggest career hit was a blanched offering of an obscure R&B (rhythm and blues) tune from earlier that year. Stormâ&#x20AC;&#x2122;s â&#x20AC;&#x153;coverâ&#x20AC;? 45 was typical of many such releases at the time; major record labels frequently brought in white artists to copy R&B best-sellers, which were usually released on small independent labels, in order to target recordbuying teenagers with allowances to spend. While Edmunds may or may not have heard the Storm disc, he was probably more taken with the gritty original, a little-known recording by Smiley Lewis. Louisiana native Lewis (born Overton Lemons) was once labeled by a music journalist â&#x20AC;&#x153;the unluckiest man in New Orleans.â&#x20AC;? Itâ&#x20AC;&#x2122;s not hard to see why. Often when Lewis performed in Big Easy bars, he Continued on page 11
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January 2021 ■ SENIOR LIFE ■ 11
Nutrition Sites And Menus For January 2021 Nutrition Sites
IN ELKHART COUNTY Bristol: United Methodist Church, 201 Division, Loretta, (574) 848-7182 Elkhart: Funtimers, St. Paul’s United Methodist Church, 405 W. Beardsley, Elkhart, (574) 320-5863; Riverside Terrace, 181 N. Elkhart Ave., Sherrie Cobb, (574) 320-5995; Stratford Commons, 2601 Oakland Ave.,
MONDAY Your donation counts. Even small donations make a big difference. We provide over 160,000 meals each year to seniors. Suggested Donation: $4.25
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Turkey Manhattan Mashed Potatoes Asparagus
Macaroni & Cheese Ham Slice Green Beans Applesauce
Hot Dog on a Bun Baked Beans Cauliflower Fruited Jello
Spaghetti Italian Vegetables Spiced Apples
Connie, (574) 320-5996 Goshen: Greencroft, 1801 Greencroft Blvd., Lina, (574) 971-6016; Maple Leaf Commons, 2926 Elkhart Rd., Candy Jerome, (574) 238-8760 IN KOSCIUSKO COUNTY Mentone: Community Room, 201 Main St., Linda, (574) 353-7555
North Webster: Community Center, 301 N. Main, Suite D, Linda, (574) 834-1193 Pierceton: 205 N. First St., Tammy Jefferson, (574) 526-1060 Silver Lake: Lions’ Building, SR 14 E., Lauren Eicher, (260) 450-2416 Syracuse: Syracuse Community Center, 1013 N. Long Dr., Carolyn, (574) 457-2631
TUES.
WEDNESDAY
Wasted meals are costly. Please, if you cannot make it for any reason, please call to cancel.
All Meals Served With Milk
Warsaw: Retired Tigers, 320 W. Main St., Janet Harrison, (574) 267-0037; Warsaw SAC, 800 N. Park Ave., Nancy Zinz, (574) 267-0026 IN MARSHALL COUNTY Bourbon: Senior Center on North Harris, Jan, (574) 342-7031
THURS.
FRIDAY 1
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Menus Subject To Change
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Broccoli Soup W/BBQ Pork Meal & Southern Fried Chicken Meal
Smoked Sausage On Bun Meal & Baked Chicken Meal Lasagna Meal & Hamburger Meal
Turkey Rice Casserole Meal & BBQ Chicken Thighs Meal
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Stuffed Baked Potato Meal & Tuna Casserole Meal
Chicken Alfredo Meal & Country Fried Steak Meal Goulash Meal & Chicken Parmesan Meal
Ham & Beans Meal & Potato Crusted Fish Meal
You’re going to get on a WHAT!? Air travel during a pandemic %\ )<//,6 +2&.0$1 0DWXUH /LIH )HDWXUHV So I told my friend I was planning on flying up to Portland, Maine. There was dead silence. Clear disapproval. I understood. We’re in a pandemic and I was doing something crazy: getting on an airplane. But how else was I going to get to the cabin in Rangeley, Maine, where my husband and I have vacationed for the last 25 years? He was driving up earlier
with a packed car. I commute back and forth from Washington, D.C., so I booked a flight. My husband kept sending reminders of the precautions I needed to take, both in the Uber to the airport and on board the plane: • Multiple masks. • Don’t touch anything. • Take a lifetime supply of wipes. • Don’t touch anything. • Wash your hands constantly. • Don’t touch anything. I felt overwhelmed — cau-
‘I hear Continued from page 10 was handed only money from the tip jar. He usually rode to gigs on city buses after toiling all day at manual labor. Smiley’s nickname came from his having no front teeth. During his recording tenure, Lewis cut a few R&B winners, but three of his most popular became pop best-sellers for others. Besides Storm’s smash, Smiley’s “Blue Monday” from
1954 became a Top 10 single by Fats Domino two years later. And Lewis’s “One Night (of Sin)” was cleaned up in 1958 to provide Elvis Presley his 27th Top 40 success. Dave Edmunds could never repeat the triumph of his one infectious hit. “I Hear You Knocking” became his signature song, though, and earned him a gold-disc award for international sales of 3 million 45s.
tious but confident. I wanted to ask my Uber driver if he’d been to any restaurants, marched in a protest or knew anyone with the virus. But I was pretty sure those were inappropriate questions. So I sat back, then forward, and tried not to touch anything. At the airport, with hours to spare before my flight, I worried about whether I should risk going to the bathroom. I unsheathed the first of the 27 Purells in my purse and braved the ladies’ room. I emerged unscathed, I think. I looked around. I was in a ghost town: empty check-in counters, empty security lines, empty restaurants, empty escalators. But I knew the virus lurked around every corner. At the boarding gate, masked marauders attempted some sort of social distancing. I looked for an empty seat. One individual was not wearing a mask. I bristled. I peered around to see if anyone else shared my ire, but all I saw were eyes. I haven’t learned how to read just eyes. I was flying Southwest.
Instead of the usual 60-passenger lineup, they boarded 10 at a time, at six-foot intervals. On board, middle seats remained empty unless occupied by family members. Everyone was masked and cleaning every surface in sight. I noticed one or two pairs of goggles. Should I have worried about contracting the virus through my eyes? I stared down at my book, but couldn’t see any of the words: my glasses kept fogging up from my mask. The safety briefing started. I was surprised it wasn’t on Zoom. I thought everything was on Zoom now. If there was an emergency and the oxygen masks lowered, should you remove your virus mask before attaching? I assumed so. These are things we didn’t have to worry about before. Upon arrival, everyone retrieved their bags. I stayed in my seat. Have they never heard of social distancing? Finally outside and heading to the car, I couldn’t get my
mask off fast enough. Breathing in the cool Maine air was like an elixir. Then I remembered. According to Maine guidelines, I had to quarantine for 14 days — just in time for my return trip. But wait! I was tested for the virus the requisite 72 hours earlier. I was negative. No worries. Then I realized: I could have contracted it on the plane. I was still in “What’s wrong with this picture?” mode as I rode off toward Rangeley. Welcome to the new normal. Mature Life Features, copyright 2020
12 ■ SENIOR LIFE ■ January 2021
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Let family in on your finances for long-term care %\ &(&,/ 6&$*/,21( 0DWXUH /LIH )HDWXUHV A long-time friend who moved into a senior living community recently was surprised and chagrined to learn that many residents had no idea how much rent they were paying. They said their children were taking care of their bills. There wasn’t even a glimmer of thought given to whether they or their children could afford the cost. He said he made sure he knew what he was paying for and how much and that his
kids knew, too. Before he and his wife made their move, they had their house appraised to get some idea of its selling price, reviewed their savings and retirement income packages, and met with their tax preparer to discuss various plans and proposals for their financial future. Then they met with their children. All three of them. There never is a right or wrong time to discuss your prospects and plans with your family. But it should be done. Then they will be better prepared for any circumstances that may arise.
If you’re fiscally secure, that will eliminate any concerns they may have regarding your welfare as you age. However, if your financial future looks slim, you have to let them know you may need their help. It won’t do any of you any good to ignore such a situation. Nor should you be ashamed to bring it up. You did, after all, raise and support them as best you could as they were growing up. Facing the fact gives everyone more time to prepare for what might, or might not, happen. If you find you can comfortably afford whatever domicile
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For Answers See Page 19 Here’s How It Works: Sudoku puzzles are formatted as a 9x9 grid, broken down into nine 3x3 boxes. To solve a sudoku, the numbers 1 through 9 must fill each row, column or box. Each number can appear only once in each row, column and box. You can figure out the order in which the numbers will appear by using the numeric clues already provided in the boxes. The more numbers you name, the easier it gets to solve the puzzle!
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you’re considering and the annual long-term care insurance premiums, you can explain things as simply as that. Doing the arithmetic with those numbers may produce a sum that could plant visions of luxurious living in the minds of some members of the family. To reassure everyone (including yourself) that matters will be well managed, prepare a list of all your assets, bank and investment account numbers, contact names and phone numbers, and the location of supporting documents. Let
your attorney or whoever you designate as caregiver know where that information is filed (a safety deposit box or computer or wherever). Tell the rest of the family who that person is. As you get older, and after you’ve already discussed your financial program and plans with family, you can from time to time outline and provide more details of your estate plans. You might even discuss how you’d like your remains and memorial service handled. Mature Life Features, copyright 2020
Floaters are in the eyes of the beholder ... usually %\ &(&,/ 6&$*/,21( 0DWXUH /LIH )HDWXUHV When it comes to floaters, the eyes have it. These eye specks and clouds can be a brief diversion or stubborn irritant. No one really knows why. We do know that they usually affect folks starting in their 50s. They are cells or bits of vitreous material that can drift through the eye fluid for lengthy periods or fall slowly to the floor of the eye where the brain will ignore them. Floaters are generally seen as harmless. But they can be harbingers of serious eye conditions such as a retinal tear or detachment, which is a serious threat to your eyesight. Floaters may also signal diabetic bleeding of the eye or a blocked blood vessel. They often appear after procedures to eliminate cataracts; in that case, they could be detritus from the procedure. They can resemble small flashing lights, strands of thread, dancing black spots, small dirt-like clumps or misty swirls. At the first sign of floaters, visit your eye doctor so they can give you a thorough examination and determine a course
of action. This can range from just ignoring them because they’re harmless to serious surgery to repair damage. In some cases, laser treatment can zap the spots out of existence. Most oldsters have experienced these floating phenomena. Some say they just quit what they’re doing and do something different for a few moments and the floaters disappear. Others get up and do a bit of exercise to get rid of them. Many soothe their eyes with a washcloth or towel soaked in warm water. If they crowd in while you’re working at a computer, lowering the brightness of the screen helps them disappear. Sunglasses soften their edge if you’re outdoors. Not all floaters are floaters. Flashes of light or zigzags zipping across your vision can presage migraine headaches. Closing one eye at a time can help identify the cause. If you see something different in each eye, it’s likely you have the less perilous floaters. Harmless floaters can take a lot of getting used to. But eventually you will stop noticing them as much. Mature Life Features, copyright 2020
Stratford Commons
As a caregiver, you manage multiple responsibilities for your loved one in addition to your own. When you need help, for whatever reason, The Thelma A. Schrock Adult Day Services program is here for you. We are available for a few hours a day or a few days per week. You get time to do the things you need to do while your loved one stays in a safe environment while enjoying themselves. We are now offering a four-hour free trial period. Call 574-537-4181 to learn more.
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Kosciusko Countyâ&#x20AC;&#x2122;s Cremation ONLY on site Easter takes aging in stride â&#x20AC;&#x201D; crematory Services of Grace and good humor go with her Kosciusko â&#x20AC;˘ Cremations â&#x20AC;˘ Funerals â&#x20AC;˘ Monuments %\ ' 68=$11( %58(00(5 County â&#x20AC;˘ Memorial Services 6WDII :ULWHU
Faith
Spend a little time with Barbara Easter and you will almost certainly hear about grace. The way God gives freely, out of his love and perfect goodness, with no â&#x20AC;&#x153;paybackâ&#x20AC;? required, changed her life and her entire outlook. Youâ&#x20AC;&#x2122;re also guaranteed to laugh. A cheerful, self-described â&#x20AC;&#x153;worker type,â&#x20AC;? the Warsaw resident spent decades contributing hands-on at First Christian Church of Warsaw. She sewed costumes for the childrenâ&#x20AC;&#x2122;s programs. She helped with funeral dinners. She gardened. And she spent 23 years in charge of the church nursery. â&#x20AC;&#x153;I love people. I love to help them,â&#x20AC;? Easter said. The physical limitations that come with age were a challenge for her to get used to. At 87, she acknowledged,â&#x20AC;&#x153;Thereâ&#x20AC;&#x2122;s a lot now I canâ&#x20AC;&#x2122;t do.â&#x20AC;? But she refuses to let that be an excuse. â&#x20AC;&#x153;If youâ&#x20AC;&#x2122;re not dead, youâ&#x20AC;&#x2122;re not done,â&#x20AC;? she declared matter-offactly. She looked around for new opportunities and heard that the church was looking for someone to fold bulletins each week. Now thatâ&#x20AC;&#x2122;s her task. â&#x20AC;&#x153;I do the brain work: I fold bulletins,â&#x20AC;? she quipped with a merry wink. Although she canâ&#x20AC;&#x2122;t sew anymore, sheâ&#x20AC;&#x2122;s part of a group that helps tie quilts. â&#x20AC;&#x153;We call ourselves the Nutty Knotters,â&#x20AC;? she laughed. She also participates, when COVID doesnâ&#x20AC;&#x2122;t keep it from happening, in a once-a-month fellowship gathering for senior women called the Lunch Bunch. There have been times, she admitted, when sheâ&#x20AC;&#x2122;s wondered about her purpose in this stage of life, â&#x20AC;&#x153;Because at my age, you think, â&#x20AC;&#x2DC;Why am I living?â&#x20AC;&#x2122; Seriously, those thoughts go through your head.â&#x20AC;? She took the question to God.
4356 N. SR 15 â&#x20AC;˘ Warsaw, IN 46582 (574) 267-8890 www.cremationserviceskc.com
&+((5)8/ :25.(5 ² )ROGLQJ EXOOHWLQV HDFK ZHHN LV RQH RI WKH ZD\V \HDU ROG %DUEDUD (DVWHU VWD\V LQYROYHG DQG DFWLYH DW KHU FKXUFK 6KH DOVR HQMR\V DSSO\LQJ KHU FKHHU\ GLVSRVLWLRQ DQG XQLTXH VHQVH RI KXPRU WR PDNLQJ SHRSOH ODXJK 3KRWR E\ ' 6X]DQQH %UXHP PHU Then came the answer: â&#x20AC;&#x153;Maybe itâ&#x20AC;&#x2122;s to make people laugh.â&#x20AC;? So she does. â&#x20AC;&#x153;I am blessed that I ďŹ nd things funny,â&#x20AC;? she remarked. Sometimes she cracks herself up with the ideas that pop into her mind unbidden. So she shares them, hoping others will enjoy a giggle, too. â&#x20AC;&#x153;You just realize, â&#x20AC;&#x2DC;Holy cow, you canâ&#x20AC;&#x2122;t take stuff seriously,â&#x20AC;&#x2122; â&#x20AC;? she laughed. Easter would be the ďŹ rst to tell you sheâ&#x20AC;&#x2122;s an ordinary person. Perhaps thatâ&#x20AC;&#x2122;s why she takes delight in having God in her life. Originally from New Jersey, she met her husband, a native of Peru, while he was studying at Columbia University. They married and moved to Indiana. â&#x20AC;&#x153;Iâ&#x20AC;&#x2122;m a happy transplant,â&#x20AC;? she grinned. As it turns out, getting married also spurred a big change in Easterâ&#x20AC;&#x2122;s relationship with God. She believed in him and had heard plenty about him, both at the church where she was raised and from her friends of many faiths and nationalities. â&#x20AC;&#x153;I always knew that I knew him and I loved him,â&#x20AC;? she described. â&#x20AC;&#x153;I donâ&#x20AC;&#x2122;t know how people live with-
out him.â&#x20AC;? Yet sheâ&#x20AC;&#x2122;d never made any sort of formal, public decision to follow Christ. Then she learned that the church she attended at that time required she be baptized in order to be married. Easter lit up when describing her baptism day. She marveled at the realization that God had forgiven her sins. â&#x20AC;&#x153;I remember leaving the church thinking, â&#x20AC;&#x2DC;All the mean things Iâ&#x20AC;&#x2122;ve done to my sisters â&#x20AC;&#x201C; theyâ&#x20AC;&#x2122;re all gone. Iâ&#x20AC;&#x2122;m perfect â&#x20AC;&#x201C; just perfect!â&#x20AC;&#x2122;â&#x20AC;? she beamed. She loves making sure other people know Godâ&#x20AC;&#x2122;s grace and forgiveness are available for them, too. â&#x20AC;&#x153;Look at the grace we get every minute from God,â&#x20AC;? she exclaimed. â&#x20AC;&#x153;And we are very selďŹ sh with grace â&#x20AC;Ś Weâ&#x20AC;&#x2122;ve got to give each other more grace. Just be kinder to one another.â&#x20AC;? Easter encourages other seniors to look for ways they can continue living their faith. â&#x20AC;&#x153;I just feel thereâ&#x20AC;&#x2122;s always a spot, if you pay attention, that needs a little work,â&#x20AC;? she said. â&#x20AC;&#x153;Look for something that you can give an hour or two to. Thereâ&#x20AC;&#x2122;s always stuff that comes along, if you just listen.â&#x20AC;?
Prayer requires more of the heart than of the tongue. ~Adam Clarke
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14 ■ SENIOR LIFE ■ January 2021
www.seniorlifenewspapers.com
Health & Fitness
Survey finds pandemic contributor to older adults giving up hope Independa, innovators of the award-winning TV-based social engagement, education and care platform, announced the results of a commissioned U.S. consumer survey, finding COVID-19 has had a critical impact on older adults’ mental health and physical health. The results detail alarming new statistics about older adults abusing prescription drugs and alcohol, feeling despondent and being at an increased risk of committing suicide since COVID-19. On the positive side, the survey found older adults have largely exercised COVID-19 safety precautions, significantly limiting the amount of times they leave home. The nationwide survey of 1,000 American adults with an older adult parent (over 70) who lives alone found during COVID-19: • Three out of four (77%) are abusing prescription drugs. • Nearly two-thirds (65%) are abusing alcohol. • Over half (54%) have a diminished will to live. • Nearly half (49%) are believed to be at increased risk for self-harm/suicide. • Seventy percent of older adults ventured outside their
home fewer than 15 times (14% haven’t left home once). “We have all been isolated from friends and family during the pandemic, but no demographic suffers more than our older adults,” said Kian Saneii, founder and CEO of Independa. “The survey we commissioned shows just how badly our older adults are failing to thrive in isolation leading to significant health risks to an already vulnerable population.” Other interesting findings from the survey include: • Over half of men (51%) are at an increased risk of suicide and self-harm, compared to 37% of women • Seventy-six percent are experiencing mental health decline. • Sixty-eight percent are experiencing physical health decline. • Eighty-eight percent are more isolated from loved ones. • Out of all interactions, 53% report their parent misses “seeing their face” the most. • Over half (53%) feel forgotten about. • Eighty-five percent of adult children of older adults feel considerable guilt about not being able to do more for their parent.
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• Half (50%) believe video chat is the next best option to in-person visits for connecting with their parent. “Sadly and untenably, as older adults dramatically
reduce social engagement in support of COVID-19 protocols, they risk serious mental health issues,” Saneii added. “As humans, we need social connectivity, and as a compas-
sionate society and species, we can and must do better to protect our older adults without further exacerbating their already prevalent challenges of isolation and loneliness.”
Telehealth startup implements ‘digital reminiscence’ technology Telememory LLC a Kansas City-based telehealth startup that uses AI-based digital reminiscence technology to connect families with their memories and track emotional responses to improve happiness and health, announced an Alpha testing program with Delmar Gardens Enterprises. The month-long program seeks to connect memory care patients and families to their legacies while promoting the patients’ psychological health and well-being. “Telememory is on a mission to harness the healing power of life stories. Stimulating long-term memory recall, keeping people connected to their legacies by way of emotionally engaging and informative digital experiences has a significant impact on everyone,” said Eliot Arnold, CEO of Telememory. “We are helping families collect, curate and reminisce together privately and securely with our nextgeneration software.” The program with Delmar
Gardens Enterprises Inc., based in Chesterfield, Mo., launched this week. Specifically, Telememory will implement their Reminisce+ technology that: • Collects key information about a patient’s life through a digital biography process. • Curates personalized content including music, art, video, images purpose built for invoking long term memory recall, emotional responses and information sharing. • Allows families to stream and share content via narrowcasting and telepresence technology like Apple FaceTime. • Analyzes emotional and biometric responses to the memories to gauge recall. • Provides content recommendations and alerts based on responses. The patent-pending technology is unique in providing a digital means of re-living experiences with friends and family, remotely, while also measuring memory recollection and overall engage-
ment. Launching a pilot with Delmar Gardens gives Telememory access to their deep domain expertise on Memory Care and is an important step in understanding patient and family needs, as well as beginning to understand how to objectively measure the beneficial effects of digital reminiscence. “COVID-19 has accelerated the need for more telehealth solutions that connect family and friends to our residents,” said Kathy Gilmore, senior vice president of Delmar Gardens Enterprises. “We pride ourselves on offering the latest and greatest technology to help our residents stay happy, healthy and engaged. Telememory is developing a groundbreaking solution that may be able to offer non-pharmacological means of improving mood, reducing anxiety and feelings of isolation.” Findings and feedback from the program will be incorporated into Telememory’s Continued on page 15
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January 2021 ■ SENIOR LIFE ■ 15
Low-income Americans and retirement security 1$7,21$/ ,167,787( 21 5(7,5(0(17 6(&85,7< Retirement security varies greatly along the income spectrum. The retirement savings programs that work best for low-income workers often are not the same as the programs that work well for high-income workers. Social Security functions as a critical source of retirement income for older adults with incomes below $40,000, whereas high-income households benefit more from defined contribution plans, such as 401(k)s. In 2016, older adult households with less than $40,000
in annual income received 70% or more of their income from Social Security. This contrasts with households above $80,000 who only received 24% of their income from Social Security. Nonworking, older adult households that receive Social Security income, but no income from defined benefit or defined contribution plans, had a relatively low net worth of $80,405. In contrast, those older households with retirement income from all three of these sources had a net worth of $319,050 more than three times greater. There is a sharp divide in wealth between homeown-
ers and renters, even in the same income category. According to data from the Harvard Joint Center for Housing Studies, older homeowners in the lowest quarter of income earners had nonhousing wealth of $12,500, whereas older renters in the same income category had nonhousing wealth of $1,100. • Low-income older adults heavily rely on Social Security for retirement income. • Older adults with multiple sources of retirement income have high net worths. • Median savings are significantly lower for Black
Telehealth startup Continued from page 14 beta features. “When my father was diagnosed with dementia, I realized there was no technology purpose-built to help him stay connected to his life
interests: art, music, bridge, family, friends. I started Telememory to address this challenge, as well as find non-pharmacological solutions for my dad to improve his mood, slow cognitive
decline and stay engaged and fulfilled,” Arnold said. Telememory’s product also allows caregivers to scale these therapeutic solutions across more patients without increasing the cost of care.
and Hispanic households than white. Interestingly, this sharp divide between owners and renters persists up the income ladder. According to data from the U.S. Census Bureau, Black households in 2017 had median income that equaled 59% of the income of white households; for Hispanic households, it was 74%. This income inequality translates into inequality in retirement savings. The Kaiser Family Foundation found that among Medicare beneficiaries in 2019, white beneficiaries had median per capita savings of $117,800, whereas Black beneficiaries only had $14,500 and Hispanic beneficiaries had $9,650. These wealth and savings discrepancies derive in part from vast inequalities in the ownership of financial assets. In 2016, the bottom 50% of Baby Boomers by net wealth only owned 2% of that generation’s financial assets. For Millennials, the bottom
50% owned 6% of financial assets, but Millennials are experiencing deep inequality earlier in their life cycle than Baby Boomers. There are ways to improve the retirement security of low-income individuals. Strengthening and expanding Social Security would do much to benefit these retirees as they rely so greatly upon it. For example, enhancing Social Security’s minimum benefit to keep retirees with low career earnings out of poverty would raise the incomes of many older adults. Increasing access to workplace retirement savings plans would improve the savings amounts of many low-income workers. Low-income workers are the least likely to work for employers that offer retirement savings plans, so the statefacilitated retirement savings plans such as CalSavers and Illinois Secure Choice can offer a needed savings vehicle for these employees.
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HOME CARE SERVICES GREENCROFT AT HOME 1820 Greencroft Blvd., Goshen, IN 46526 (574) 537-4086 www.greencroft.org Housekeeping, Meal Preparation, Laundry, Non-Medical Companion Help, Personal Assistance, Activities, Shopping Services, Accompany To Appointment, Handyman Services, And More
HOME INSTEAD SENIOR CARE 1450 Magnolia Ave., Suite B Elkhart, IN 46514 (574) 875-7777 www.homeinstead.com/588 Serving Elkhart & Kosciusko counties and surrounding areas. From companionship to transportation to loving care, to us it’s personal.
VISITING ANGELS 209 S. Main St. Nappanee, IN 46550 (574) 970-7992 Non-medical living assistance — Hygiene assistance, meal-prep, med-reminders, transportation, light housekeeping and more. Helping seniors and disabled adults remain independent. Serving Elkhart, Kosciusko and Marshall Counties www.visitingangels.com/elkhart
HOSPICE CARE CENTER FOR HOSPICE CARE 22579 Old U.S. 20 East Elkhart, IN 46516 (574) 264-3321 / 1-800-HOSPICE (467-7423) Serving Elkhart, Kosciusko & LaGrange Counties Indiana’s Most Chosen Hospice Program Serving area patients & families since 1980. www.CFHcare.org
HOSPICE CARE HEART TO HEART HOSPICE 620 Edison Rd., Suite 122 Mishawaka, IN 46545 CHAP Accredited (574) 855-4475 hearttohearthospice.com Compassionate care from our heart to yours. Volunteers needed.
KOSCIUSKO HOME CARE & HOSPICE 1515 Provident Drive, Suite 250 Warsaw, IN 46580 (574) 372-3401 www.koshomecare.org Hometown care for hometown people serving you for 42 years!
INSURANCE ASSISTANCE THE STATE HEALTH INSURANCE ASSISTANCE PROGRAM (SHIP) is a FREE health-benefits counseling and advocacy service for Medicare Beneficiaries and their families or caregivers. The mission is to educate, advocate FOR, counsel and empower people to make informed benefit decisions. Confused about your Medicare? Have questions about Medicaid? Visit your SHIP Counselor at Courtyard or call for an appointment 574-533-0351.
TELEPHONE SERVICES RELAY INDIANA - INTRAC SEE OUR AD IN THIS 7702 Woodland Drive #130 ISSUE Indianapolis, IN 46278 (877) 446-8722 Problems hearing on the telephone? We provide captioned telephones to assist you to read what the other person is saying. No more garbled or misunderstood conversations. Simply, READ what you’re hearing.
16 â&#x2013; SENIOR LIFE â&#x2013; January 2021
www.seniorlifenewspapers.com
Donâ&#x20AC;&#x2122;t let financial matters add to the price of grief of a loved one %\ &(&,/ 6&$*/,21( 0DWXUH /LIH )HDWXUHV A pragmatic colleague has been called cold and callous on more than one occasion because he advised grief-stricken survivors of the ďŹ nancial steps that have to be taken immediately after the death of a loved one to avoid more grief in the future. The Social Security Administration has to be called right away to avoid costly confusion. If a Social Security check arrives or is deposited after the individual has passed away, the
money must be returned â&#x20AC;&#x201D; or the government will chase you until it is. The modern practice of paying recurring bills by automatic withdrawals from oneâ&#x20AC;&#x2122;s bank or credit card account can mean a pile of trouble for survivors muddling through the ďŹ nances of the deceased, especially if itâ&#x20AC;&#x2122;s from a co-signed account. Subscriptions can be nasty
issues. Just because you donâ&#x20AC;&#x2122;t read the recipes or do-ityourself projects that pile up in your mailbox doesnâ&#x20AC;&#x2122;t mean
credit rating. Security problems can make this issue more complex. Accounts may require you to identify yourself by providing the answer to a secret question, such as â&#x20AC;&#x153;name of our ďŹ rst pet.â&#x20AC;? If you donâ&#x20AC;&#x2122;t know or remember the answer, uncluttering this problem can become a costly hurdle. Then there are the calls to the insurance companies to col-
the charges stop. If you donâ&#x20AC;&#x2122;t cancel these subscriptions, the charges may mount in a joint account and demolish your
lect death beneďŹ ts, as well as to the deceasedâ&#x20AC;&#x2122;s employer to manage death beneďŹ ts. Through all this, the survivors must deal with funeral details and memorial services. At the same time, they have to search for the whereabouts of vital documents such as deeds, wills, estate plans, insurance policies, and membership and ownership papers. If you havenâ&#x20AC;&#x2122;t yet prepared a to-do list after your death for members of the family, now is the time. Mature Life Features, copyright 2020
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Contact Kimberly Cates For More Details! 574.529.0228 (Cell) â&#x20AC;˘ 574.457.3666 (OfďŹ ce) Â&#x2021; NFDWHV#WKH SDSHUV FRP
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January 2021 â&#x2013; SENIOR LIFE â&#x2013; 17
Herbert E. Bucklen I â&#x20AC;&#x201D;
Dr. Kingâ&#x20AC;&#x2122;s New Discovery %\ 3$6725 *5(* /$:621 0 0LQ 06: *XHVW :ULWHU Isaac Bucklen, the father of Herb I, was a druggist in Elkhart during the 1800s. He and his wife are buried in Elkhartâ&#x20AC;&#x2122;s Grace Lawn Cemetery. Isaacâ&#x20AC;&#x2122;s drug store was located at the northeast corner of South Main and East Jackson streets; a building long gone. Bucklen became interested in the medical business during his young life while working in his fatherâ&#x20AC;&#x2122;s drug store. During the latter half of the 1800s and into the early 1900s, prior to 1915, Bucklen had his own proprietary medical business â&#x20AC;&#x201D; a line called Dr. Kingâ&#x20AC;&#x2122;s New Discovery. He was, in my opinion, a master at advertising, which involved numerous genres and media from health and almanac booklets to approximate 5-inch by 7-inch advertising cards featuring babies, infants and preteen children. Bucklen started his medical business in Elkhart but soon moved it to Chicago, where he set up his ofďŹ ce and had built a huge factory. His main medical cure was for consumption
(tuberculosis). This was sold as â&#x20AC;&#x153;Dr. Kingâ&#x20AC;&#x2122;s New Discovery for consumption, coughs and colds.â&#x20AC;? All of Bucklenâ&#x20AC;&#x2122;s advertising cards contained testimonials from different users from around the country. On the front were beautiful and colorful artworks of babies, infants and youthful preteens. Similar cards were also published in a Shakespearean theme, which featured preteens dressed in that periodâ&#x20AC;&#x2122;s costumes. One of Dr. Kingâ&#x20AC;&#x2122;s cards read on the back: â&#x20AC;&#x153;Geo. T. Rowleeâ&#x20AC;? from â&#x20AC;&#x153;Patterson, N.J., August 26th, 1892,â&#x20AC;? as follows: â&#x20AC;&#x153;I have been for several years a sufferer of hay fever and for the past two years have found no relief except in use of Dr. Kingâ&#x20AC;&#x2122;s New Discovery.â&#x20AC;? Another card was a testimonial from â&#x20AC;&#x153;Dr. R.R. Worthington,â&#x20AC;? who was a â&#x20AC;&#x153;physician and druggist at Indianola, Ill.â&#x20AC;? He promoted it in saying â&#x20AC;&#x153;several pronounced cases of lung trouble, asthma, coughs and colds have been cured by it in this vicinity.â&#x20AC;? From â&#x20AC;&#x153;Pine Bush, New York, Mrs. Lorinda Courtwrightâ&#x20AC;? tells Mr. Bucklen that the New Discovery â&#x20AC;&#x153;saved her motherâ&#x20AC;&#x2122;s lifeâ&#x20AC;? from consumption.
75$'( &$5'6 Âł 6KRZQ DUH WKH ODWH V WUDGH FDUGV RI +HUEHUW ( %XFNOHQ¡V , 'U .LQJ¡V 1HZ 'LVFRYHU\ OLQH RI PHGLFDO FXUHV 3KRWRV SURYLGHG Most modern medical persons and the collectors of proprietary medicine regard the cures of the 1800s and early 1900s as simply â&#x20AC;&#x153;quack medicine.â&#x20AC;? In any event, people of those days were desperate for
any cure and might buy most any product that was promoted by most any claim as a sure cure. Herbert E. Bucklen I is buried in Godâ&#x20AC;&#x2122;s Half Acre Cemetery on the current Bucklen
farm near the intersection of RedďŹ eld and Adamsville roads. (Further comments or memories welcome to: Pastor/ Dr. Greg Lawson, 1801 E. 3rd St., Mishawaka, IN 46544.)
Save with vinegar %\ &(&,/ 6&$*/,21( 0DWXUH /LIH )HDWXUHV Vinegar can be more than an ingredient in salad dressing. Among the many uses for plain white vinegar is that
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Itâ&#x20AC;&#x2122;s an excellent after-shampoo rinsing agent. It also serves well as a weed killer, stain remover, deodorizer and all-around cleaning agent. Mature Life Features, copyright 2020
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7KXUVWRQ :RRGV 9LOODJH 307 North Franks Avenue, Sturgis, MI 49091 (269) 651-7841 â&#x20AC;˘ www.thurstonwoods.org
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1332 Waterford Crossing Circle, Goshen, IN 46526 (574) 534-3920 â&#x20AC;˘ www.trilogyhs.com
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1212 Waterford Circle, Goshen, IN 46526 (574) 537-0300 â&#x20AC;˘ www.waterfordseniorvillage.com
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Contact Kimberly Cates For More Details! 574.529.0228 (Cell) â&#x20AC;˘ 574.457.3666 (OfďŹ ce) Â&#x2021; NFDWHV#WKH SDSHUV FRP
18 â&#x2013; SENIOR LIFE â&#x2013; January 2021
S & S TRAVEL
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Travel
Tiny Gasparilla Island is almost paradise Just what is it that draws â&#x20AC;&#x153;snow birdsâ&#x20AC;? to Gasparilla Island, Fla. every winter? It could be that the tempera*5($7 tures during (6&$3(6 January, %\ 52' .,1* February and March range from the mid60s to the mid-80s under blue, sunny skies. Perhaps itâ&#x20AC;&#x2122;s the wide, deep, white sand, shellstrewn beaches that stretch the entire length of the island along the beautiful pristine, greenishblue Gulf of Mexico. Could it be the trendy little village of Boca Grande with its boutique shops, eclectic restaurants and yummy, hole-in-the-wall ice cream shop? Actually, itâ&#x20AC;&#x2122;s all of the above. The narrow island, which is just a half-mile wide and only seven miles long, is accessible by a series of three bridges extending from the mainland where SRs 775 and 771 intersect. Cost
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%52$' %($&+(6 Âł 6WUHWFKLQJ WKH PLOH OHQJWK RI *DVSDULOOD ,VODQG RQ WKH *XOI RI 0H[LFR VLGH DUH ZLGH VRIW VDQG EHDFKHV VWUHZQ ZLWK VKHOOV DQG DFWLYH ZLWK D YDULHW\ RI ZDWHUIRZO 3KRWR E\ 5RG .LQJ to enter the island on Boca Grande Causeway is $6, but itâ&#x20AC;&#x2122;s a small price to pay to experience paradise. First people to inhabit the area were the Calusa Indians around 5000 B.C. and on Gasparilla Island between 800 and 900 B.C. Nine ancient ďŹ shing village sites have been identiďŹ ed with large shell mounds containing 6+(//,1* Âł 3LFNLQJ XS pottery shards, ďŹ shhooks and VKHOOV DORQJ WKH EHDFK LV SDUW RI arrowheads. WKH IXQ 3KRWR E\ 5RG .LQJ Like the Indians, the ďŹ rst
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white settlers came to ďŹ sh in the 1870s. Spanish and Cuban ďŹ shermen salted and sent their catches to Havana and other markets. The island quickly became a sport ďŹ shing mecca and later earned the title of the Tarpon Fishing Capitol of the World. Folklore says that the infamous pirate Gasparilla (aka Jose Gaspar) had his headquarters on the island and purportedly buried an enormous treasure here. Many came with shovels in hand to dig it up and become rich, but, if there was one, itâ&#x20AC;&#x2122;s still hidden. Around 1900, the whole pirate myth was exposed as a marketing ploy by the hotels and railroad to get visitors to the island. In 1905, the railroad connected Boca Grande to the outside world and the island became the terminal for the phosphate shipping industry. Trainloads of the ore arrived every day and were off-loaded at the port at the southern end of the island into ships for transport around the world. The railroad also brought tourists, many of whom stayed to make Boca Grande their home. When the phosphate shipping business dried up in 1979, the islandâ&#x20AC;&#x2122;s primary industry became tourism. President George Bush and his family found the island to their liking and often stayed at the Gasparilla Inn and Club, which is one of the largest and oldest resort hotels in the state. It was built in 1913 and is on the National Register of Historic Places. Centerpiece of Boca Grande today is the 1907 train station. Itâ&#x20AC;&#x2122;s home to the Loose Caboose Restaurant and where islanders can choose from more than 15 ďŹ&#x201A;avors of ice cream from a closetsize, walk-in/carryout shop. Thereâ&#x20AC;&#x2122;s usually a line of people seated on the low wall along the sidewalk outside enjoying their treat. Another must-see is Banyan Continued on page 19
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January 2021 â&#x2013; SENIOR LIFE â&#x2013; 19
Tiny Gasparilla Continued from page 18 Street. Huge banyan trees with their vine-like roots dropping from above line both sides of the
block-long street forming a tall, shady tunnel that is at least 10 degrees cooler than the surrounding area. At the southern
tip of the island is Port Boca Grande Lighthouse and Museum which highlights the islandâ&#x20AC;&#x2122;s history and culture.
Have a backup plan in mind %\ &(&,/ 6&$*/,21( 0DWXUH /LIH )HDWXUHV Getting stranded in an overseas airport may not be as imminent a problem for tourists since the COVID-19 pandemic has decimated ï¬&#x201A;ights over international borders. But you can still face cancelled ï¬&#x201A;ights in Cincinnati or delays in Detroit. So itâ&#x20AC;&#x2122;s best you include backup plans in your travel itinerary. Get yourself connected to receive alerts on your cellphone from your airline company regarding delays in ï¬&#x201A;ight times, changes in boarding gates or any other developments. In many cases, delays can mean the air crew scheduled to continue your ï¬&#x201A;ight after a stopover canâ&#x20AC;&#x2122;t complete the shift. That could mean an overnight stay in the airport or you can book another ï¬&#x201A;ight or make a hotel reservation. Establish where you can stay if you miss a connection or one of the above happens to you.
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Hailing from Decatur, Pendy Selbring, with husband Ken Selbring, toted a Senior Life on their trip to Metamora, Batesville and Oldenburg for a spring getaway. Pendy is pictured in front of the Ben Franklin III, a horse-drawn wooden canal boat located in the historic town of Metamora. Part of the Whitewater Canal State Historic site, the original Ben Franklin was used as a freighter constructed of wood and fiberglass. Its predecessor now offers 25-minute cruises along the canal, passing thorough a wood aqueduct, 16 feet above Duck Creek. The Duck Creek aqueduct is the only one still in service in the country. The tour, happening Wednesdays through Sundays, May through October, also includes vistas of Duck Creek and a restored canal lock, one of 56 that aids in the canalâ&#x20AC;&#x2122;s 491 foot drop in elevation. Metamora also boasts of its working Grist Mill, open on Wednesdays through Sundays, April through mid-December. It has produced meal and flour for more than 100 years. Many charming shops, eateries, B&Bs and attractions fill this old-timey town. If the flag outside the establishment is flying, it means the shop is open and ready for business. Most are open on weekends May through December. Many come to see the townâ&#x20AC;&#x2122;s Old Fashioned Christmas Walk holiday-themed festival. Whitewater Valley Railroad offers a Valley Flyer train for visitors staying in nearby Connorsville, wanting to take a quick jaunt into Metamora. The heritage railroad also operates a 2-mile excursion, taking visitors to see the sights along the restored canal. The trains run weekends and other special times. If nature is more your style, the Metamora area offers 2.6 miles of a hiking and biking trail, camping, cabins, canoeing and 700 acres of wooded trails for horseback riding lovers. Thanks Selbrings for bringing Senior Life on your adventures and sharing your story!
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20 ■ SENIOR LIFE ■ January 2021
www.seniorlifenewspapers.com
CVS Health begins administering vaccines in long-term care facilities CVS Health has formally launched its COVID-19 vaccination program for long-term care facilities, whose residents have been disproportionality impacted by the pandemic. CVS Pharmacy teams will administer the first dose of the Pfizer vaccine in facilities across 12 states this week, and the company expects to vaccinate up to four million residents and staff at over 40,000 long-term care facilities through the program. “Today’s rollout is the culmination of months of internal planning and demonstrates how the private sector can use its expertise to help solve some of our most critical challenges,” said Larry J. Merlo, resident and chief executive officer, CVS Health. “I’m grateful for the herculean efforts of everyone
involved, including our health care professionals who will be deployed throughout the country to bring peace of mind to long-term care facility residents, staff, and their loved ones.” CVS Pharmacy teams will make three visits to each longterm care facility to ensure residents and staff receive their initial shot and critical booster. The majority of residents and staff will be fully vaccinated three to four weeks after the first visit, depending on which vaccine they receive. CVS Health expects to complete its
long-term care facility vaccination effort in approximately 12 weeks. CVS Health initially administered COVID-19 vaccinations in the following states: Connecticut, Florida, Kentucky, Maine, Maryland, Nevada, New Hampshire, New York, Ohio, Oklahoma, Oregon, and Vermont. Vaccinations began in 36 more states, as well as the District of Columbia, on Dec. 28. Puerto Rico will activate on January 4. The long-term care facility vaccination effort is a precursor
to the eventual availability of COVID-19 vaccines at all CVS Pharmacy locations throughout the country subject to product availability and prioritization of populations, which will be determined by states. Vaccines in a retail setting will be offered on an appointment-only basis via CVS.com or through the CVS Pharmacy app, and there will be a dedicated 800 number for people without online access. CVS Pharmacy will have the capacity to administer 20 to 25 million shots per month. “Vaccinating one of our most
Honeywell seeking entries For 92 County Art Show Honeywell Arts & Entertainment will be hosting its annual 92 County Art Show in the Honeywell Center Clark Gallery from
Jan. 7 to Feb. 15. Entries will be accepted from 11 a.m. to 2 p.m. Monday, Jan. 4. The competition is open to artists
of all ages living in any of the 92 Indiana counties. The 92 County Art Show is sponsored by the Eclectic Shoppe.
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EDISON LAKES
VIRTUAL EVENT
CULTIVATING SELF-COMPASSION AND EMOTIONAL WELL-BEING Tuesday, January 19 from 3:30 to 4:30 p.m. Presented by: Laura Eck, Health & Wellness Coach, RN
North Woods Village is excited to start 2021 off fresh by redefining health with new enthusiasm! Laura Eck, Health & Wellness Coach/RN, discusses how to cultivate self-compassion and emotional well-being. This is a timely topic as we say goodbye to the tumult year 2020 brought us and set ourselves up for success in 2021. This is a webinar you won’t want to miss! Please join us from the comfort of your own home for this live and engaging webinar while we continue to social distance but also continue to nurture and grow ourselves. Question and answer session to follow. RSVP online for this complimentary event at www.NorthWoodsMemoryCare.com/events/ or call 574.247-1866.
View all upcoming events online at NorthWoodsMemoryCare.com. 574-247-1866 / ܦ² s ²
vulnerable populations is the latest milestone in our multifaceted pandemic response, which includes testing more than 10 million people for the virus since March,” stated Karen S. Lynch, currently executive vice president, CVS Health and president, Aetna, who will become the company’s next president and CEO on Feb. 1. “The eventual availability of COVID-19 vaccines in communities across the country will bring us one step closer to overcoming the most significant health challenge of our lifetime.”
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Marking its 29th year in 2021, the 92 County Art Show is open to any artistic medium excluding photography. For a list of complete guidelines and artist entry information, visit HoneywellArts. org/92-county. The exhibit will be available for public viewing from 11 a.m. to 2 p.m. Monday to Friday, and will be hosted virtually via HoneywellArts.org and the Honeywell Center’s Facebook and Instagram pages. The 92 County Art Show is just one way that the Clark Gallery supports the visual arts. The Clark Gallery hosts more than ten exhibits per year and features students, amateurs, and professionals. Exhibits include the Wabash County Schools Winter and Spring Banner Competitions, Themed Art Competition, Photography Show, Wabash Art Guild, and the Holiday Cash & Carry. As Honeywell Arts & Entertainment has pivoted over the course of 2020, the Clark Gallery is now offered for viewing online and in-person with limited hours in the Porter Lobby. All exhibits hosted in the Clark Gallery are free to view to fulfill the mission of The Honeywell Foundation. For more information about additional exhibits in the Honeywell Center Clark Gallery, visit http:// honeywellarts.org/exhibits.
Check blood pressure in both your arms %\ &(&,/ 6&$*/,21( 0DWXUH /LIH )HDWXUHV Almost everyone has a blood pressure monitor around the house these days. Some use it regularly, while others bring it out during times of stress, after physical activity or just now and then. When you check your blood pressure, whether it’s with the handy wristband monitor or the buzzing blow-up arm band, you should take a reading from both arms. Medical experts report a difference of 10 points or more in the reading could mean a higher risk of a heart attack. If your reading shows this kind of difference, meet with your doctor to discuss the matter. Mature Life Features, copyright 2020