Hern & Crabtree - September Property News

Page 1

Property September 2018

NEWS

Holiday insurance -why it matters Page 12

Inside this issue It’s the little things..

Be your greatest

Page 4

Find your perfect home

Page 8

Page 14


Welcome to the September issue of Property News! So, you’ve survived the summer holidays and the kids have everything they need for a great term at school. But what to do now? Well, if you’ve got the summer time blues and are already looking to book your next break away, make sure you read our essential travel article on why getting your travel insurance sorted now is vital. However, if (like me) all you need is a good night’s sleep after such a busy summer, then our advice on creating the best sleeping environment is a mustread too. From lighting to temperature, there is lots you can do to ensure you get a great night’s sleep. Also inside are some unique solutions to accessorising your home in style; from funky door stops to cosy rugs, we’ve got it covered. Plus, with the demand of social media continuing to grow, inside we give top tips on how to stay safe while online. As ever, there is plenty more inside this issue to keep you reading. So, why not pop the kettle on, sit back, relax with a cuppa and have a good read! Until next time. Linda McKeown Editor

Page 2

Moving house with

made easy children

Moving to a new house can be a huge upheaval for the whole family, especially when there are children involved. The big move can, however, be made simpler by following our few handy tips

Get the children involved Children can either love or hate the idea of moving to a new house. To minimise any disruption and upset, it’s a good idea to show them their new home and its surroundings before the big day. Try to spend some time there and show them the local parks and places they will be able to visit once they make the move. Allow them to see their new rooms and to plan out where all their things will go. Get them involved in the process of packing up their old rooms as much as possible. Personalising any boxes they have packed, with colouring pencils and stickers, is another helpful tool.

Pack up the kids toys’ last Whether you are using a removal company or hiring your own van, pack up your children’s toy box last. This will mean that on arrival they will be the first things taken off the van and can be a good distraction, allowing them to unpack their own things, in their own rooms which may

allow you a few minutes to unload and organise where the other boxes are going! It might also be a good idea to keep them in one room whilst larger furniture is being moved in, as this will prevent removal men or yourselves from stepping on toys scattered on the floor.

Make up a survival kit Making up survival kits for the move is a useful idea when moving with children. You should include such essentials as nappies, snacks, a change of clothes and their favourite toys or books, this will hopefully keep them distracted while the bulk of the moving is done. It might also be a good idea to make your own survival kit, with bottles of water, a check list and energy boosting snacks.

During the move Let’s be honest, leaving the kids with a relative or a friend would reduce the stress levels, allowing you to


Making up survival kits for the move is a useful idea when moving with children

organise the bulk of the work without the added pressure of entertaining bored children. However, this is not always possible, so if you must look after them on moving day, explain what is going to be happening on the day and, if necessary, promise to reward them for helping. Give them roles and specific jobs to do; such as being the toy monitor. This will put them in charge of making sure all toys and cuddly bears are packed away and nothing is left behind.

away, it might be a good idea before the move to create a memory scrapbook. This can be done as a family, including pictures of the old house and garden, memories had there and pictures or even messages from family and friends. The scrapbook could be personalised by your children and can be given to them to keep safe. This will create lasting memories they can take with them to the new house.

Make the first night special

Organising a small leaving party is also a good way to create positivity surrounding the move and is a great way to say goodbye to everyone. Take lots of pictures and ask everyone to write messages in your scrapbook.

Make the first night in your new home special. Instead of unpacking all the boxes as soon as you move in, order a pizza and put on their favourite film. Spending time as a family and making memories in your new home will help settle them for their first night. You could always have a camp-out in the living room, with a pillow fort and lots of snacks!

Moving long distances

If you are moving a long distance

Settling in to your new home

It might be a good idea to unpack and sort out your children’s rooms first, or as soon as possible. This will mean they have familiar things

around them and will help them to settle into their new rooms better. Unpacking their toys, teddies and books will also keep them distracted whilst the rest of the boxes are unpacked. In the days that follow the move, explore the new area by visiting the nearest parks and local shops. Getting to know your new surroundings will help to normalise the area. You might even find local baby or toddler groups, a great way to meet new friends for both you and your children and it’s also the perfect way to find out everything there is to know about the area. Finally, children will notice if you are negative or stressed about the move and will often mirror these feelings. Moving to a new house can be a fun and exiting time, so make sure you inject that into the process of moving.

PagePage 3 3


It’s the little things You only need to make little changes to make a big difference to the look and feel of your home. Add quirky items and mementos to create something unique – without costing the earth

Dog Tail Coat Hooks If your pooch is your best friend then pay homage with these cute cast iron and slate dog tails storage hooks. Perfect in helping to prevent coats, bags and dog leads going walkies!

£11.00

www.aplaceforeverything.co.uk

Apex Wood Grain Wallpaper A contemporary wallpaper design featuring an all over geometric pattern, with wood grain effect detailing. Shown here in the oak colourway. Other colourways are available.

£14.50

www.homebase.co.uk

Prosecco Doorstop This home runs on Love, Laughter and Prosecco!

Asiatic Harlequin Spacedust Rug Don’t forget your floor space! Instantly add a splash of colour by introducing a rug featuring innovative designs and colour tones. This Spacedust handtufted rug has a thick dense pile that is hard-wearing and non-shedding. Available in a variety of sizes and can also be made to order in any size.

Starting from £99 www.rugsdirect.co.uk

Page 4

Cinema Ticket Door Mat

Create a talking point as soon as your visitors step into your home. This cinema ticket door mat is unique and useful.

£19.99

www.stumbleandloaf.co.uk

What better way to pay tribute to the rise in popularity of Prosecco than with your very own Prosecco bottle shaped, weighted doorstop. Approx. 32cm high.

£14.00

www.amazon.co.uk


Wilko Chunky Knit Throw Pom Pom - Mustard

It doesn’t need to cost the earth to make an impact. This Chunky Knit Throw in on-trend mustard colourway and featuring fun pom poms, is great value. Drape it over your sofa or chair to add an instant splash of colour.

Make little changes to make a big difference to the look and feel of your home

£25.00

www.wilko.com

Metal Industrial Mirror

The perfect way to create the illusion of more space? Hang up a mirror! Not only that, adding a feature mirror to a room will create a lighter, brighter and more authentic feel. The black paint and aged finish gives it an on-trend upcycled look. Dimensions: H72 x W106 x D3cm.

£161.00

www.maisonsdumonde.com

Bronx Ladder Shelf

Available in rustic oak and light oak effect, this quirky storage shelf is ideal as a central feature and gives any room the wow factor. H180 x W53 x D38cm.Self-assembly required.

£175

www.next.co.uk

Antique Stag’s Head Statue

If you’re looking to make a change to the look of a room without splashing the cash, then this antique design stag’s head is just the thing to create a comfortable living atmosphere and sense of well-being. Dimensions: H85 x W61 x D34cm.

£54.99 Half Price! www.wayfair.co.uk

* All prices correct at time of publishing

Page Page 5 5


Sleep soundly

all night,

every night We all need a good night’s sleep. In fact, according to the Sleep Council, an 18 to 65-year-old needs between seven and nine hours of sleep per night in order to properly recharge for the day ahead. So how do you get that good night’s sleep that you need?

Environment Creating the perfect sleeping environment will not only ensure that you get those seven to nine hours, but it’ll also ensure it’s the best quality you can get! There is nothing worse than struggling to sleep due to discomfort, waking up every hour because you are too hot, or you have left your TV on and a loud bang on a late-night film has startled you awake. And if you’re always waking up feeling tired the next morning, adding the necessary factors to give you a great sleep is something that your mind and body will thank you for.

Aromatherapy Using aromatherapy is believed to work, allowing you to get a great night’s sleep. Some studies have in fact shown that putting the scent of jasmine into your bedroom can lead to a more restful night’s sleep, as well as reducing anxiety and increasing mood. Put a fresh jasmine plant on a shelf or windowsill in your bedroom. Vanilla, lavender and fresh aloe vera plants are also said to be just as effective.

Avoid distractions Scrolling through phones, laptops and watching the TV in bed before sleeping also hinders our chances of a good quality night’s sleep. These types of technology contain ‘blue light’ which tricks our brain into not being ready for sleep. This is because this type of light also travels through the atmosphere from the sun, which means our brain believes the sun is up which can cause sleep issues. So, turn your TV or laptop off 30 to 60 minutes before sleep and stop checking your phone at least 30 minutes before bed. This will allow your brain to adjust to the night time and start winding down ready for sleep. Top tip: Try reading a book instead to keep your mind occupied. Following on from this, keeping your bedroom as dark as possible also allows for a great sleeping environment. You can achieve this by using black out curtains or blinds. Ensure both your inside and outside lights are switched off, or keep the bedroom door closed, if you need to keep a stair light on. That small standby light on the TV can also affect your sleep, so switch it off at the plug or even better don’t have a TV in your bedroom.

Page 6


Comfort is key In order to sleep well you need to ensure comfort. This ultimately comes down to your mattress, pillows and having your bedroom at the right temperature. You shouldn’t be waking up feeling tired so, if this is the case most mornings, then you need to replace your mattress and possibly your pillows too. If you get eight hours, then that is a third of your 24-hour day you spend asleep. So, however expensive a mattress might seem to you, it’s worth spending. If your head doesn’t feel in a comfortable position, it’s too flat or the pillow seems too hard, it’s time to change those too. Again, it’s worth spending money on them for the amount of time you will spend using them!

Adding the necessary factors to give you a great sleep is something that your mind and body will thank you for

Colour Colour can also impact your sleeping environment. According to hotel group, Travelodge, blue is the best colour to paint your bedroom, as it creates a feeling of calmness. Those sleeping in a blue bedroom are said to get approximately seven hours and 52 minutes sleep. The study also revealed that blue helps to reduce blood pressure and heart rate for good quality sleep. Other colours that were proven to also help with a better sleep environment were certain shades of yellow, green, silver and orange. However, the worst colour schemes for bedrooms were revealed as purple, brown and grey.

Keep your room cool Your bedroom needs to be cool at night so that you can maintain the comfort in the surroundings of your bed. Wear loose fitting clothing at night to help your body breathe, stay cool and avoid sweating. Other ways to keep the room cool are to leave windows open so there is always fresh air coming in, particularly in any hot weather. If you can, turn all lights in your house off and leave your bedroom door open, so the air can flow through the house. However, if you live on a noisy road or don’t like having your windows open, then you can opt for a fan instead. The constant whirring of a fan can also have a soothing affect which will help you fall asleep faster. Sleep is a necessity, so creating an environment that is the best it can be is something that should be on your to-do list.

Page 7


Great North Run

BE YOUR GREATEST The SimpLyhealth Great North Run The Simplyhealth Great North Run takes place annually in North East England each September, and with 57,000 runners taking part, it is the largest half marathon in the world Starting in Newcastle-Upon-Tyne, the 13.1 mile route takes runners through the city centre towards the River Tyne where thousands of people will cross over the iconic Tyne Bridge and may catch a glimpse of the Red Arrows passing overhead. From there the runners will travel through Gateshead, South Shields and reach the top of Prince Edward Road where there is a welcoming view of the sea. From that point there is just over a mile to go and the loud crowds cheer the runners down the final straight to the finish line. From the very beginning, this event has been a celebration of what makes the North East great; thousands of supporters lining the course and hundreds of volunteers helping the local heroes from around the UK who embody dedication and determination to run the 13.1 mile journey.

Page 8

The first ever Great North Run between Newcastle and South Shields took place 37 years ago on June 28, 1981, with 12,000 people taking part. Tyneside’s very own half-marathon was devised by former schoolteacher and Olympic 10,000 bronze medallist, Brendan Foster. Hebburn-born Foster was inspired to put together the Great North Run after competing in the Round the Bays Race in New Zealand in 1979. Back in 1981 the first event was advertised as a local fun run and 12,000 runners took part. Today, it is one of the biggest running events in the world, with millions raised for charities by competitors, and with countless famous names taking part. The Great North Run 1981 saw Kevin Keegan turning out in a half Newcastle United and Sunderland shirt, becoming one of the first sportsmen to take part in the world-famous half marathon. Since then, many retired sporting icons have participated over the 37-year history of the event. Former Commonwealth Games Gold medal-winning gymnast, Craig Heap, is set to race in this year’s event, alongside silver medal-winning rower Jessica Eddie, former international badminton

star Gail Emms as well as further celebrities such as singer Olly Murs, chef Hugh Fearnley-Whittingstall and Geordie comedian, Ross Noble. The Great North Run 2018 will take place on Sunday 9th September and will see runners of all abilities take part. Once again, the whole day will be broadcast live on BBC, meaning that runners and crowd members may find themselves on live TV! For more information on The Great North Run 2018, and other events organised by Great Run up and down the country, visit: www.greatrun.org.

“It is one of the biggest running events in the world, with millions raised for charities by competitors”


Simple, yet speedy!

RECIPE CORNER

Using ready-rolled puff pastry, this dish is perfect at mealtimes for when time is limited

Butternut ricotta tart with fiery rocket salad SERVES 4 | 45 MINS - 50 MINS

1 butternut squash (about 600g), peeled and cut into 2cm cubes 2 tbsp olive oil 320g sheet ready-rolled puff pastry 250g tub ricotta a few sage leaves, finely chopped good grating of nutmeg zest and juice ½ lemon 70g bag of rocket 1 red chilli, (deseeded and finely chopped) 25g pine nuts Heat oven to 220C/200C fan/ gas 7. Put the squash on a baking tray. Toss in half the oil, season and spread out into a single layer (you may need two baking trays). Roast for 30-35 minutes or until tender. Meanwhile, place a large rectangle of baking parchment on a baking tray. Unroll the pastry and lay it on top. Score a 1cm border with the tip of a knife and prick the inside part all over with a fork. Bake in the oven for 15 minutes. Mix the ricotta, sage, nutmeg, lemon zest and plenty of seasoning in a bowl. Once the pastry and squash are cooked, remove from the oven. Gently press the centre of the pastry case down with the back of a spoon. Spread the ricotta mix into the centre. Lay on the squash. Bake for another 10-15 minutes until the pastry is golden and crisp. Mix the lemon juice, rocket, chilli, pine nuts and 1 tbsp oil. Scatter half over the tart and serve the rest on the side. Per serving : 577 kcal 36g fat

Recipes can be found at: Find this recipe and more at www.bbcgoodfood.com/recipes/

Page99 Page


Staying safe on social media Follow our tips on how you can protect yours and your family’s personal data on social networking sites

Social networking has become a 21st century phenomenon with billions of people around the world using sites such as Facebook, Twitter, Instagram and Snapchat to share their life with friends and peers. However, in this current digital age, it is easy to get complacent about what information you share online and how it may impact you. Recent stories in the news have left many social media users concerned of their privacy online. Sharing too much information could leave you at risk of identify theft, or even a home burglary. Despite the dangers, social media brings entertainment to billions worldwide, and with these simple tips you can continue to share your life experiences with your friends in a safe environment. One of the first things you can do is to create secure passwords. Passwords should include capital letters, numbers and special characters. Make sure you have a different password for each account – if somebody were to find out your password then they could have access to all of your online accounts. Ensure a secure password is set up on your devices which you have social media on. After the shocking revelations of Facebook’s involvement in the Cambridge Analytica scandal which saw 87 million user’s personal data breached and stolen, Facebook referred its users to their privacy settings. Anybody with a social media account should familiarise themselves with the privacy policies and amend their settings accordingly.

Page 10

On Facebook, Snapchat and Instagram, you can change your privacy settings to control who can see your news feed and your photos. Twitter allows users to choose whether to keep their Tweets public or private. For parents, it is important to ensure their children’s privacy settings are set to secure. Sites such as Snapchat and Facebook can share a user’s location; however, changing the privacy settings can prevent your child’s location being unwillingly shared to strangers.

Know about something called Facebook Depression Researchers say looking at Instagram or Facebook posts of happy events in other people’s lives can lower poor self-esteem. Explain to your child that what they see on social media is not always a reflection of what a person’s everyday real life is really like. People are unlikely to post about failures or mistakes or times when they are not feeling good about themselves. Images of shiny, happy people might only tell half a story.

Here are some tips for keeping your children safe online: Think of the Internet as a big, open space You wouldn’t drop your child off at a big public place and expect everyone they meet to treat them with kindness and protect their best interests, would you? That is a good analogy for what happens when a child goes online unsupervised. Be sure to keep a close eye on exactly who your child is talking to and when.

Be aware of the potential for bullying While it’s probably the case that many children online will have pleasant interactions with friends and peers, when you have more opportunity for social interaction, you have more opportunity for rejection or bullying by peers. Keep an eye out for signs that your child may be a victim of bullying and educate yourself about bullying in school.

Education about online profiles Everybody with a social media account leaves themselves with an online profile which anybody can view. If you were to apply for a job, a potential employer could search your name and create a first impression of you before ever speaking to you – potentially harming your chances of getting a job. Remind your children to avoid bad language or any controversial/ offensive content on their profile. It’s always a good idea to have a regular clean up of your social media by deleting images or statuses which may affect your reputation.


What else can I do to stay safe? When people first sign up to social media, their first mission is to get as many likes and followers as possible. However, over time you find that you’re sharing information on social media with up to hundreds of people who you don’t know. When you are sharing private information you only want your close friends to see, consider those people you added ten years ago who you knew from a friend of a friend. If you feel harmed by somebody on social media, you can report and block them to stop any further danger. The dangers of social media can also transpire outside of social networking sites. What seems like a safe link on your news feed could be there to trick you into clicking links and infecting your computer or stealing sensitive information. Always be aware of suspicious looking links and ‘fake news’ by questioning the authenticity of the website. If you see a news story from an unknown news website, search the story online first to see if any major news outlets have also reported it.

Page 11


Holiday insurance

why it matters and why you should book it early Just back from your summer holidays and already planning the next escape? Then make sure you organise your holiday insurance now – don’t wait!

Page 12


Money Saving Expert has recently spoken out about holiday insurance and why it’s imperative that you don’t wait until just before you travel to take out your insurance. If anything happens before the time of your holiday, whereby you need to cancel your holiday for whatever reason, you won’t be entitled to get your money back unless you have holiday insurance. Holidays can be one of the most expensive things in life, so making sure you prioritize the insurance side of it should be a given for anyone wanting to take care of their finances sensibly. However, did you know that you don’t have to take out your holiday insurance with the company you are booking with? If you explore price comparison sites, there could be much better deals available elsewhere. But don’t let your price comparison tasks become too timeconsuming – the important thing to remember is to get the insurance booked as soon as possible. And here are the key reasons why this is so important.

Start time of the insurance

Health

Sometimes poor health can come out of nowhere, and when you least expect it. It’s one of the most frequently used reasons for drawing on a travel insurance policy, and one of the most common reasons for having a claim turned down. Your health certainly plays a very significant role in holiday insurance, and with this significance comes some legal complexity.

It may seem like a foolish mistake to make, but many people take out insurance to begin on the first day of their holiday, rather than from the day they booked. This could become a problem if the policyholder must cancel the holiday in advance. In this case, since the policy itself hasn’t started yet, the insurer may refuse to pay any cancellation costs, so be very careful about when exactly you start You must make sure everything your policy. relevant regarding your health is initially disclosed to the insurer, If the insurer is only happy starting the policy from the start date because if it’s not, and a claim is of the holiday itself, they are required by law to make this clear to rejected due to a pre-existing medical the customer. So, if your claim is turned down due to it being out condition which was not previously of the time frame allowance, it’s now your job to prove that the disclosed, you’ll lose out. It’s important insurer hadn’t made you aware of the fact. Typically, the phone to also note that a pre-existing conversation you had with the insurer when booking the insurance condition is not necessarily limited to should have been recorded, and the insurer should supply you with medical conditions that have already this recording if required. been diagnosed. It may also include symptoms for which the customer has seen a doctor before buying the Alcohol has become the insurance, but where the cause of the subject of some debate problem has not yet been diagnosed. regarding whether it should be included and Furthermore, if the person who is covered within policies – Lost or stolen passports ill is not the actual policyholder, but and is a common reason Arrests and detentions merely someone travelling and going for disputes over claims. on holiday with the policyholder, Hospitalisations There is recognised rejections for claims made regarding Lost luggage disparity between different pre-existing medical conditions may be Flight delays insurers’ attitudes, but more onerous. Many people don’t have there are some policies full details of other people’s medical which will cover excessive history. alcohol consumption. The Financial Ombudsman Graeme Trudgill, a director at the Service (FSO) says it British Insurance Brokers’ Association, has recently seen several says: “If you have a relative or close inquiries about travel business colleague whose state of policies that seem to health could lead to a decision by you exclude any drinking of to cancel or curtail your policy, you alcohol while on holiday. need to tell your insurer. If you do not “Needless to say, while it’s disclose a serious condition you know reasonable to be aware about, and subsequently cancel your of the repercussions of claim, it is unlikely to be paid – even if drinking heavily, we’d take they are not travelling with you.” Check you will have enough time a dim view of insurers left on your passport to travel (in penalising consumers for some cases you need to have at having some drinks (and least six months remaining) You don’t have to take out enjoying themselves) holiday insurance with the your Get your E11 card to take abroad while away,” says an FSO with you to cover you in case of company you are booking with spokesperson. illness while away

Other reasons why holiday insurance matters include:

Alcohol

Additional tips:

Page 13


We promise to be on hand every step of your property journey – wherever it may take you

Can you really find your perfect home? Whether you’re on the look-out for a one-bedroom flat, fantasise about a four-bedroom bungalow or are eager for an eight-bedroom mansion, anything is possible if you have the vision and impetus to find your perfect property – and we’re here to help you make your dream a reality Our professional and experienced staff are always on hand to answer any queries that you may have about making the move. So – whatever your query may be – just ask and we will be happy to help. We will be on hand to help you find your perfect property – and you can count on us to ensure your existing property is marketed to its full potential too, ensuring it doesn’t stay on the market for longer than it needs to be.

The valuation

We understand that when you choose to sell your home, you want to know that it will stand out from the crowd. And we’ll make sure that happens. When putting your property on the

market, we’ll visit you to value the property and promise to not keep you waiting to learn just what your property is worth.

Putting your property up on the market Once we have valued your property, we’ll get it on the market as soon as possible. To ensure it gets the attention it deserves, we’ll take professional photographs, prepare a floor-plan, and organise an EPC. We also recognise the importance of marketing, so your property will be advertised on the major online property portals, our website and social media sites, as well as traditional placement in our window display.

A personalised property website for you! Exclusively to us in our area, your property will receive its very own FREE microsite showcasing a property video, OFSTED reports, and a property brochure. Sharing your personalised website with family and friends across the social networks widens the audience for your property, to find the right buyer and increasing the chances of a quicker sale.

Making an offer

Our qualified database of home buyers will be notified of your property coming to market on their dedicated search websites where they can book viewings and offer feedback.

Quite simply we endeavour to sell your home for the best price, in the shortest possible time, providing you an outstanding service, with a personal and friendly approach.

Crossing the ‘ts’ and dotting the ‘is’

With decades of experience, specialising in all aspects of residential property, our friendly, enthusiastic and professional service ensures that our clients continually return to use our services. Your solicitor will ask you to fill in legal forms regarding your property. Once all parties are ready, you will exchange contracts and set a date for moving! At this point we’d recommend booking your removal company and get organised when it comes to changing your telephone lines and utilities.

The future

Having used our innovative marketing techniques to shout about your property, alongside using our experience and local knowledge to find your dream property to move into, we promise to be on hand every step of your property journey – wherever it may take you, both now and in the future.

Top tips to finding your dream home

Page 14

Be realistic – there’s no point in searching for a castle if your finances dictate you can only afford a cottage.

Be patient – it’s not often that you find your dream home on your first property viewing, so factor in time to arrange viewings

Do your research Be practical – is parking available? Does the property have the access you need? Is it in a location to suit your day-to-day needs? Consider all the facts

But most of all, be open to our expert advice; we promise to do our best to find your dream home while marketing your current property


Make your rental property feel like home Ensure the difference between a rental property and a beautiful home is only you and your creativity! Rentals are fast becoming much more than a mere stop gap for most, which has meant that landlords now realise that there’s a new attitude with renting, with tenants wanting to take pride and joy in the accommodation they rent. Many landlords recognise that lifting limitations on what can and can’t be done within the property when it comes to updating décor, allows for a more satisfied, settled and happier tenant, ensuring a longer tenancy within the property. However, if you’re considering making major changes to your rental property, such as having bathroom fixtures replaced, new appliances fitted into the kitchen, or new wallpaper, written permission from the landlord would always be advised to ensure ideas aren’t miscommunicated. Vinyl wall stickers may be a fantastic alternative to wallpaper, as they don’t tend to damage the paint work and can easily enhance the personal feel of your home, with little effort (or cost). Painting natural wood, however, is usually a no-go, considering crown mouldings and baseboards normally require a glossy finish, and repainting them back to white – or worse, to wood – would be no easy feat.

Additions such as new lighting, curtains and rugs can really enhance the feel of your home with colour and vibrancy to fit your tastes. Plants and flowers also have the ability to take the ambience of your home even further, marking that difference between ‘nice’ and ‘homely.’ Looking at your furniture, try introducing free-standing bookcases, tall shelving units and storage cubes; all of these can all take your rental home to the next level of creativity and personal taste. And, since you own them, they offer the potential for personalised paintwork! Additionally, a framed collection of bold artwork on the walls could, again, mean the difference between a mere rental property, and your own personal, bright, trendy, modern, luxurious and beloved home.

Expressing your personality and allowing your inner sparkle to shine through and amongst your rental home’s décor is something perfectly achievable

Expressing your personality and allowing your inner sparkle to shine through and amongst your rental home’s décor is something perfectly achievable, however – with or without your landlord’s consent –there are many ways you can update its décor without making any permanent changes to it.

Page 15


CALL US TODAY FOR A FREE NO OBLIGATION VALUATION Allensbank Road, Heath

£310,000

A beautifully presented and renovated four bedroom bay fronted mid terrace property in the ever popular and extremely convenient location of Heath. Located within close proximity to both the University Hospital of Wales and City Centre and offering easy access to the A470 and M4. EPC= D

Brynteg, Rhiwbina

£420,000

This detached bungalow has been generously extended and benefits from complete internal and external refurbishment and is finished to a spectacular standard throughout. Located on a sought after road within walking distance of Rhiwbina village with all the amenities it has to offer plus easy access for transport links, and excellent catchment for local schools. EPC= D

Avonridge, Thornhill

£410,000

A greatly extended detached four/five double bedroom family home situated on a generous and private corner plot. The property was extended by the current owners and lends itself for the option of further development if desired to be split into a two and three bed semi detached properties (subject to usual planning consent) EPC= C

Bramble Wood Close, Thornhill

£440,000

A beautifully presented and greatly extended five double bedroom executive detached property well-placed on a generous plot in a sought after and desirable area of Thornhill situated in a quiet cul-de-sac. This property offers good access to the local amenities and transport links to A470 and M4. EPC= D

Heath@hern-crabtree.co.uk


Heath - 029 2062 0202

Llandaff - 029 2055 5198 Pontcanna - 029 2022 8135 Whitchurch - 029 2062 3115

Lettings - 029 2078 0230

St. Tanwg Road, Heath

£440,000

Beautifully presented five bedroom family home, generously extended with a double storey and rear extensions, this semidetached property is finished to a superb standard throughout! Located on a sought after road in Heath in ever desirable ‘Saints’ area and within walking distance of all local amenities and transport links. EPC= D

Clos Elphan, Old St Mellons

£600,000

A magnificently presented executive detached residence set at the head of a cul-de-sac on one of the finest roads in St Mellons. This truly impressive and imposing five double bedroom family home has an enviable position with views over the 13th fairway of the prestigious St Mellons Golf course. offering a semi rural setting yet only minutes driving distance to Eastern Avenue allowing fast travel from East to West Cardiff and to the M4. EPC=C

Churchill Close, Lisvane

£559,950

A superbly presented executive detached property set in a popular cul-de-sac location. This highly desirable property offers a fantastic opportunity to acquire a substantial five bedroom detached home which is located within walking distance to Lisvane village benefitting from access to local pubs, shops and amenities, as well as offering fantastic transport links. EPC= D

Mill Road, Lisvane

£895,000

An impressive and sizable family home full of grandeur and character, well positioned on the highly south after Mill Road, this highly desirable property offers a fantastic opportunity to acquire a substantial and individually designed five bedroom detached residence between both Lisvane & Llanishen villages benefitting from access to local pubs, shops and amenities. EPC= E

hern-crabtree.co.uk


CALL US TODAY FOR A FREE NO OBLIGATION VALUATION Campbell Drive

£194,500

A unique three bedroom duplex flat for sale in Cardiff Bay boasting panoramic views of Cardiff Bay and the River Taff, views as far reaching as the Somerset coastline. The accommodation occupying two levels and comprising an entrance hallway, a large living room with views of Cardiff Bay, a fitted kitchen, three bedrooms, a bathroom and an en-suite/dressing area to the master bedroom. Externally there is allocated parking. EPC= C

Avondale Crescent, Grangetown

£289,950

An exceptional extended and recently renovated semi-detached home in a sought after and rarely available street. Grangetown is a desirable suburb on the edge of the city centre, boasting many parks, tree-lined streets and good access links. EPC= D

Ty Ddewi Court, Canton

£265,000

A magnificent three bedroom duplex apartment within walking distance of the city centre on the fringe of Pontcanna and Canton Situated in the old Ty Dewi Sant Hospital which features boasts exceptional original features and stonework. The apartment comprises of an entrance hallway, a lounge, a well appointed kitchen, three double bedrooms and two bathrooms. Further benefits include secure parking with electronic gates and three allocated parking spaces. EPC= D

St Johns Crescent, Canton

£399,950

Fully restored in 2004 an immaculate terrace home in desirable St John’s Crescent, a sought after location in the heart of Canton. This exceptional home is larger than the average, with accommodation on three levels. No Chain. EPC= E

Pontcanna@hern-crabtree.co.uk


3 and 4 bedroom homes available in St Nicholas New Redrow homes starting from ÂŁ299,995 Make better memories with Redrow at our beautiful Tinkinswood Green development, located in St. Nicholas, in the Vale of Glamorgan. #bettermemories Images are indicative only. Details correct at time of going to press.

Tinkinswood Green

Cowbridge Road, St Nicholas, Vale of Glamorgan CF5 6SH

Open daily, 10am - 5.30pm Call: 02920 609300 Visit: redrow.co.uk/tinkinswood

34360 - Tinkinswood Green Hern and Crabtree A4 FP Advert wc120218.indd 1

02/02/2018 10:21


RIVER WALK AT

ST EDEYRN’S VILLAGE OLD ST MELLONS

Showhome Now Open Prices starting from £359,995 A beautiful new Charles Church development consisting of an impressive collection of 4 and 5 bedroom detached homes, in the sought after location of Old St. Mellons, Cardiff. With easy access to M4 J30, the Pentwyn link road and the A48 Eastern Avenue, this is the perfect place to call home.

Part Exchange

River Walk @ St. Edeyrn’s Village

Available*

Off Bridge Road, Old St. Mellons, Cardiff, CF3 6UZ Prices start from just £359,995 Open Thursday to Monday, 11am - 6pm 02920 104 015

charleschurch.com

CHARLES

CHURCH

Imagery is for illustration purposes only. External elevations including treatments, materials, window positions and sizes are subject to change at any time. *For full terms and conditions of all schemes featured visit www.charleschurch.com/offers. Offers are available for a limited period only, subject to status. This offer may be withdrawn at any time without notice. Only available on selected plots. This offer may not be available in conjunction with any other purchase assistance scheme, offer or promotion. Full details available on request. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY DEBT SECURED ON IT. Internal photographs may show upgraded items which are available at an extra cost. Please ask for details. Additional items may be available at extra cost. Please ask for details. Details correct at time of going to press.


Pontcanna - 029 2022 8135

Llandaff - 029 2055 5198 Heath - 029 2062 0202 Whitchurch - 029 2062 3115 Lettings - 029 2078 0230

Ryder Street, Pontcanna

£450,000

A bay fronted terrace house nestled away in a corner of leafy Pontcanna just a short stroll from the City Centre and Sophia Gardens. This chain free property ticks all the boxes with three bedrooms, a bay fronted lounge, separate dining room, open plan kitchen/ breakfast room and enclosed rear gardens. The house has been much improved with the addition of shutters to the front windows, double glazing and gas central heating. A classic Pontcanna property. EPC= E

Avondale Crescent, Grangetown

£220,000

A three bedroom semi-detached home located in a desirable street in Grangetown, a suburb on the edge of Cardiff City Centre. The property comprises an entrance hallway with traditional black and white floor tiles, a living room and sitting room with parquet flooring and a fitted kitchen. There are three bedrooms, a bathroom, an enclosed garden and a garage. EPC= E

Blackweir Farm Cottages

£275,000

Blackweir Cottages, part of a former farmhouse built circa 1860 on the Bute estate, is one of a unique and charming collection of stone cottages situated within the grounds of Cardiff Castle and boasting immediate access to the playing fields of Bute Park. With just a short stroll across the Castle Grounds to Pontcanna or Kingsway, the cottage is ideally located on the fringe of the city centre. EPC=D

Hamilton Street, Pontcanna

£540,000

A handsome three storey Victorian home for sale, located in the treelined Hamilton Street in affluent Pontcanna. The property comprises large open plan living, two reception rooms, four bedrooms and a family bathroom. Furthermore there are an abundance of original Victorian features, a forecourt to the front and an enclosed garden to the rear. The property has undergone an extensive renovation by the current owners with some cosmetic work needing to be finished. EPC= D

hern-crabtree.co.uk


CALL US TODAY FOR A FREE NO OBLIGATION VALUATION Queen Street, Tongwynlais

£200,000

A beautiful ‘Chocolate Box’ Stone Cottage situated in the quaint village of Tonwgynlais. The property is beautifully presented throughout and in brief comprises: lounge, dining room, kitchen, two double bedrooms and a good size shower room. EPC= D

Ashchurch Close, Whitchurch

£230,000

Lovely two bedroom modern semi detached property located in a quiet cul-de-sac within walking distance of Whitchurch amenities. Property comprises front garden with parking for two vehicles, entrance porch leading to a lovely lounge, fitted kitchen-diner leading to conservatory with double glazed french doors opening on to a pleasant rear garden, two bedrooms and shower room. EPC= C

Southglade, Gwaelod Y Garth

£300,000

An immaculate modern, extended family home set in a quiet cul de sac in the village of Gwaelod - Y- Garth. The property has been completely transformed by the current vendor and we highly recommend an internal viewing. This lovely family home is conveniently located for easy access to all amenities including: schools, leisure facilities, shops and transport links A470 and M4. EPC= C

Heol Cattwg, Whitchurch

£330,000

A beautifully presented detached bungalow located Whitchurch within easy reach of village amenities and yet a quieter spot. The property is versatile, light and offers a good size plot with ample off road parking and a well tended garden. In brief comprises: porch, hall, lounge, dining area, kitchen, conservatory, utility room, two double bedrooms and Bathroom with a walk in shower. EPC= E

Whitchurch@hern-crabtree.co.uk


Whitchurch - 029 2062 3115

Pontcanna - 029 2022 8135 Llandaff - 029 2055 5198 Heath - 029 2062 0202

Lettings - 029 2078 0230

Birch Hill, Tongwynlais

£599,950

This is a wonderful situation for a family looking to be close to amenities and also excellent transport links. The accommodation is versatile and spacious throughout and will perfectly lend itself to annexe style living space, a home office and studio, or for those who simply need more space for a growing family! EPC= E

Westbourne Crescent, Whitchurch

£1.1m

Located in arguably the most desirable address in Whitchurch, this is a superb character property surrounded in approx 0.6 acres of land. An abundance of original character throughout, versatile and spacious accommodation and impressive features. EPC= E

Park Crescent, Whitchurch

£279,000

A lovely three bedroom semi detached set in a cul de sac location in the sought after village of Whitchurch. The property is superbly positioned for all transport links, being close to the train, bus services and the A470 and M4 motorway. There are plenty of amenities also close by with convenience shops, restaurants, cafes and leisure facilities. EPC= D

Lon Stephens, Taffs Well

£499,500

An executive style, privately built detached family home with outstanding views, generous plot and situation on a private close of similar luxury homes. Viewings of this property come highly recommended to appreciate the space, standard and versatility. Built in 2003, the vendor’s wanted to create space and a standard which they could not find in other new build homes they had seen before. EPC= C

hern-crabtree.co.uk


CALL US TODAY FOR A FREE NO OBLIGATION VALUATION Bishops Walk, Llandaff

O.I.E.O. £375,000

A charming extended semi-detached house placed in this popular area of Llandaff, briefly comprising: entrance hall, lounge, sitting room, dining room, kitchen, utility room and cloakroom. To the first floor are: three bedrooms and family bathroom, while to the second floor is the fourth bedroom with en-suite. In addition there is a detached garage with additional workshop, driveway and an enclosed rear garden. EPC= E

Clos Llewellyn, Creigiau

£365,000

An exceptional detached house that has been superbly transformed by the current owners. The open plan style living certainly takes centre stage to this glamorous light and spacious home, kitchen with granite worktops which opens to a breakfast sitting area, orangery that leads out into the landscaped rear garden, four bedrooms, master with ensuite and a family bathroom, well presented garden with ample storage and driveway. EPC= C

Cardiff Road, Llandaff

£280,000

A three bedroom, bay fronted, semi-detached home. The property is close to amenities of Llandaff Village. Entrance hall, living room, dining area, kitchen and utility room/WC and there are three bedrooms and bathroom. The property benefits from gas central heating and good size rear garden. EPC= D

Fairwater Road, Llandaff

£650,000

Built in 1959, this unique four bedroom detached bungalow has a generous plot and is close to Llandaff High Street. On the cusp of Llandaff and Fairwater, and set back from Fairwater Road the property is approached via double gates with a large driveway and gardens, impressive size living rooms and bedrooms with high ceilings and large windows creating a light and spacious feel. The grounds offer a split level with a large swimming pool, double garage. EPC= E

Llandaff@hern-crabtree.co.uk


Llandaff - 029 2055 5198

Whitchurch - 029 2062 3115 Pontcanna - 029 2022 8135 Heath - 029 2062 0202

Lettings - 029 2078 0230

Dan Y Bryn Avenue, Radyr

£425,000

No chain, detached family home benefits from a second storey extension to currently offer an annex style accommodation which can easily be transformed back into a sixth bedroom, study or to create a large master en suite and dressing room. Briefly comprising: entrance hall, cloakroom, lounge, dining room, kitchen, utility room, four bedrooms and family bathroom with the extended annex offering the fifth bedroom, shower room and kitchenette. Rear garden and off street parking to front. EPC= D

Cwrt Ty Mynydd, Radyr

£185,000

Mid terrace house located in a cul-de-sac, accommodation comprises: entrance hall, cloakroom, lounge/diner and fitted Kitchen, three bedrooms and bathroom. To the rear is an enclosed patio area with lane access and nearby is a single garage. The property is perfectly situated close to Bryn Deri and Radyr primary schools and within walking distance of Radyr Village, no ongoing chain! EPC=E

Ely Road, Llandaff

£160,000

Two bedroom ground floor flat. Modernised and much improved by the current owners, the accommodation briefly comprises: entrance hall, lounge, kitchen/breakfast Area, two double bedrooms and bathroom. There is parking on a first come first serve basis, pleasant greens and communal gardens as well as a private patio area. Rowan Court is located within walking distance to Llandaff village EPC=D

Clos Y Gof, St Fagans

£360,000

An impressive detached home with a sympathetic double storey extension, large entrance porch into the hall way, downstairs cloakroom, lounge opens out onto the rear garden, dining room, modern fitted kitchen/breakfast room and utility. integral large single garage, four double bedrooms, a home office (or potential dressing room) two en suites and a tastefully presented family bathroom. The front offers ample off street parking and there is a low maintenance rear garden too that benefits from the late afternoon sun. EPC=D

hern-crabtree.co.uk


Eco Homes

Welcome to the 2nd phase of this award winning development...

LivEco’s standard of eco housing is unique to the area and boasts a wide selection of features that provide residents with both a superior standard of living and most importantly lower fuel bills. These homes benefit from a private terrace or balcony and communal gardens which are managed by a gardener. BLP Allianz 10 year full structural warranty included Luxury Living - intelligently designed homes with health, space and wellbeing built in Lower Fuel Bills - Super-insulation, air source heat pumps and latest energy saving appliances Heath And Wellbeing - Each home has a private air filtration system giving a healthy living environment Landscape Design - Greens and gardens have been thoughtfully designed by a landscape architect Home Design - Considerations have been made without compromise for ceiling heights, room sizes and storage Internal Design - Bathrooms, kitchens, lighting and sun pipes are all of a luxury standard

Secure by Design - Designed with extra secure doors and windows, safe and secure at home Lifetime Homes - Intelligent planning with zero kerbs and wider doors giving thought to the future Electric Car Deal - An incentive to purchase a new electric car and charging points on site make it easier to travel cleaner and cheaper

If you would like to find out more or have any questions about this exciting new development please contact sole agent 02920 555198 1 Llandaff@hern-crabtree.co.uk

02920 228135 1 Pontcanna@hern-crabtree.co.uk

hern-crabtree.co.uk


Lettings - 029 2078 0230 Llandaff - 029 2055 5198 Whitchurch - 029 2062 3115 Pontcanna - 029 2022 8135 Heath - 029 2062 0202 Oak Court, Roath Park

£725pcm

This two bedroom apartment has been fully refurbished throughout and is presented in excellent condition. This property comprises lounge, two double bedrooms, modern fitted kitchen complete with white goods, and new family bathroom. Externally there is a rear communal garden, and on street parking. The property is close proximity to local amenities and transport links, plus a short stroll away from Roath Park. Available from the 8th September 2018 at £725pcm* (admin fees apply). Strictly Professionals Only. No Pets. EPC= D.

Penhill Road, Pontcanna

£1100pcm

A three bedroom end terrace house overlooking Llandaff Fields. This unfurnishes property includes lounge/diner, modern kitchen and utility. Upstairs is a bathroom with roll top bath and separate shower cubicle, and three bedrooms. Externally there are courtyard gardens to the front and rear, on street parking and close proximity to transport links and the shops, cafés and restaurants of Pontcanna. Available from the 25th August 2018 (Admin fees apply). Strictly Professionals Only. No Pets. EPC Rating= E.

Ffordd Nowell, Penylan

£1195pcm

Hern and Crabtree are delighted to present this four bedroom townhouse located in Penylan. This unfurnished property comprises lounge, kitchen with white goods and WC downstairs. Upstairs includes two bedrooms and a family bathroom, while the second floor consists a master with en-suite plus a further bedroom. Outside includes a low maintenance rear garden, garage, allocated parking and close proximity to local transport links and amenities. Available from 31st August 2018 (admin fees apply). Strictly Professionals Only. No Pets. EPC Rating= B.

Llanfair Road, Pontcanna

£1295pcm

A four bedroom unfurnished house located a stone’s throw from Pontcanna café Culture. This end terrace property comprises two reception rooms, large kitchen with additional utility area, and WC to the ground floor, while upstairs are two double bedrooms, two smaller bedrooms and a modern bathroom. Externally there is a garden to the rear and on street parking. Available for a six month let (admin fees apply) from the 1st October 2018. Strictly Professionals Only. No Pets. EPC Rating= D.

Lettings@hern-crabtree.co.uk


E S T. 1849

Nigel John | Managing Director, MARLA & NAEA Nigel took ownership of Hern & Crabtree many years ago from Ann Dawe. Nigel re-branded and revitalised this historic estate agency helping it become one of the most recognised and established agents in Cardiff.

Rhodri Humphreys | Area Manager Rhodri is a knowledgeable and hardworking estate agent who oversees the Hern & Crabtree network. Rhodri has worked in the Cardiff and Vale area for his entire career and also specialises in land and new homes.

Michael Baillie | Director & Branch Manager. Llandaff Mike is an enthusiastic, positive and experienced Estate Agent that has a real passion for property. Mike’s close focus on customer service has been a key to his and his team’s success over the years.

Denise Dobson | Administrator and Sales Negotiator. Llandaff Denise is upbeat, and cheery with a wealth of experience behind her, highly organised and keeps her cool even at the busiest of times. Denise is mainly office based and is often the voice at the end of the phone, so much that one of our clients is convinced she never leaves!

Ben Shorrocks | Branch Manager | Pontcanna Ben is a very honest and trustworthy Estate Agent who takes pride in delivering a high quality service to be proud of. Ben is highly experienced, knowledgeable and reliable and works hard to ensure that he will be your estate agent for life.

Harry Watson-James | Sales Negotiator | Pontcanna Harry is the life and soul of the office in Pontcanna, forever with a grin on his face, you can’t help but be happy when in his company. He’s a motivated and very determined individual who relishes helping others search for their next home.

hern-crabtree.co.uk


Heath - 029 2062 0202 Llandaff - 029 2055 5198 Pontcanna - 029 2022 8135 Whitchurch - 029 2062 3115

Jan Street | Sales Progression Manager Jan has a sparkling personality, is extremely caring and hardworking. Jan looks after our clients post-sale, her wealth of experience combined with her superb communication between all parties ensures a smooth transaction. Jan’s efforts don’t go unnoticed and receives glowing reviews.

Jo Shears | Senior Sales Negotiator. Llandaff Jo is a passionate and caring estate agent and can light up any room with her warmth, humour and positivity. Jo is another big character in the company and a firm favourite with our clients.

Owen Llewellyn | Senior Sales Negotiator. Llandaff Owen is an exuberant and attentive estate agent who is a big character at Hern & Crabtree. Owen is an accomplished and highly talented negotiator and valuer with 7 years agency experience.

Cymraeg

Thomas Lloyd | Sales Negotiator | Pontcanna* Thomas is an incredibly likable, professional negotiator who is always in high spirits and eager to help. Thomas’ first language is Welsh and is able to provide a Welsh Language Service to our customers. This has proved to be so popular that we are now trialling a Welsh Language Service that is available to our vendors, subject to availability.

*If you are a seller that would prefer to speak in the Welsh language, please request this when booking your free market appraisal. hern-crabtree.co.uk


E S T. 1849

Anna O’Mahoney | Branch Manager | Whitchurch Anna is a talented and caring Estate Agent who was born to sell property. Anna started her career in estate agency in 2001 as a Saturday worker whilst still in college and has vast experience. She is patient, dedicated and very hard working.

Annamarie Winks | Negotiator | Whitchurch Annamarie has over 27 years experience and recently joined the Whitchurch branch. Having worked all over Cardiff, Penarth and the Vale of Glamorgan, she is a familiar face and an expert in property. Annamarie brings passion and dedication and is very kind and hardworking with stacks of humour.

Anthony Poole | Branch Manager | Heath Anthony is a passionate and dedicated Estate Agent who doesn’t know when to go home! He works long hours and his hard work and dedication to his clients is matched with a skill set and approach that gives customers the peace of mind that they are in caring and trusted hands.

Stephanie Byrne | Senior Sales Negotiator | Heath Stephanie is a competitive yet caring Estate Agent who excels in her role in the Heath Office. She is renowned for the number of appointments she generates and as a result of her tenacity and talent the reviews her clients give her are only ever five out of five!

Lance Robertson | Lettings Manager Lance is exceptionally knowledgeable in his field with over 10 years of experience in lettings. He’s friendly, approachable, a pleasure for landlords and tenants alike should they need any help. Whether it be professional advice on letting your property, or legal compliance, Lance is on hand to give clear and concise guidance.

Molly Fletcher | Lettings Negotiator | Lettings Molly relocated from West Wales to join Hern & Crabtree as a Lettings Negotiator. Molly carries out all the lettings viewings and provides regular feedback to all Landlords regarding the progress of letting their property through Hern & Crabtree.

hern-crabtree.co.uk


Heath - 029 2062 0202 Llandaff - 029 2055 5198 Pontcanna - 029 2022 8135 Whitchurch - 029 2062 3115

Annie Munro | Senior Negotiator | Whitchurch Annie is a genuine and caring estate agents and a favourite with her clients who come back to her time after time. Annie has been an estate agent for over 19 years and is always smiling.

Amy McDonough | Sales Negotiator | Heath Amy has been an Estate Agent for over 17 years and brings a wealth of experience in all property matters. Her enthusiasm and passion for the industry is second to none and she is very popular with both clients and staff alike.

Marc Rees | Senior Property Co-Ordinator | Lettings Marc has a vital role in supporting Tenants in our managed properties. Marc liaises with Tenants and Landlords regarding maintenance and tenancy matters, and is always on hand to provide assistance and advice. Marc provides a valuable service to all our Landlords in keeping them well informed on all aspects of their property and tenancy.

Jessica Payne | Property Co-Ordinator | Lettings Jessica, one of our longest serving employees at Hern & Crabtree, carries out all the routine property inspections at our managed properties, and provides detailed reports to all our Landlords to keep them informed on the condition of their property. Jessica also provides assistance to the Maintenance department, logging and resolving any issues when reported.

hern-crabtree.co.uk


Something

missing? GET YOUR FREE PROPERTY WEBSITE

Here at Hern & Crabtree let us help make your property move happen. We’re the missing piece you need to complete your property journey, so talk to us now about what we can do for you.

Llandaff 029 2055 5198 Heath 029 2062 0202 Pontcanna 029 2022 8135 Whitchurch 029 2062 3115 Lettings 029 2078 0230

hern-crabtree.co.uk


Turn static files into dynamic content formats.

Create a flipbook
Issuu converts static files into: digital portfolios, online yearbooks, online catalogs, digital photo albums and more. Sign up and create your flipbook.