The Real Estate Book of North Central Florida

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North Central Florida

HOME & LIFESTYLE GUIDE Volume 19, Issue 3

THE

Perfect

FAMILY HOME

For More Information Text: RBCBKHD To: 52187 For Advertising Information, Contact:

RONNIE LAYTON 405-850-2984

RealEstateBook.com

Request FREE MAGAZINES online, or call 800-841-3401

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ANITA HANDY Poole Realty, Inc. Cell: (386) 208-5877 Office: (386) 362-4539

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2

Cover Home

Text: RBCBKHD To: 52187

LIVE OAK - This 2002, 3/2 home w/ 2,212 sqft is truly move in ready! The following items have been replaced or installed/added within the last 1.5years - HVAC unit, replaced the sand filter in swimming pool, installed a 22kw Generac generator, 250 gallons tank for the generator, whole house water system and the storage building. Per the owner, the home is out of the HOA thus no dues. There is a huge bonus area above the garage that is being used as storage but might could be converted to living space. MLS#102468. $266,000

ANITA KENT HANDY Cell: (386) 208-5877 Office: (386) 362-4539 anita@anitahandy.com

In search for a REALTOR to list your home? List it with Poole Realty's

2018 TOP PRODUCER

Kellie Shirah

Anita Kent Handy

kellie@kellieshomes.com

anita@anitahandy.com

(386) 208-3847 Fenced/Cross Fenced

Text: RBCCWWP To: 52187 Move-in ready & perfect for your mini-farm. Fenced & cross fenced, 2-stall barn and all pasture. Beautiful home with split floor plan, all bedrooms have walk-in closets. Living room features fireplace with custom built-in entertainment center. MLS#103598. $165,000. Call Kellie 386-208-3847

New Listing

Text: RBCCFMQ To: 52187 3/2 home was built in the New England Style exterior & has approx 2265 sq ft. 2 frplcs - one in living rm & the other in family rm/den, renovated KIT w/granite counters & SS appls as well as a formal dining rm. 35K gallon pool! MLS#103438. $249,000. Call/Text Anita Handy 386-208-5877

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ANITA HANDY!

(386) 208-5877

Privately Tucked Away

Text: RBCBYDF To: 52187 Unique, sprawling pond front home. Privately tucked away, yet only 4 miles from Live Oak. 2 master suites, spacious living & kitchen area, + den/Florida rm. 2 mobile homes on property that would be great for rentals or family members. MLS#103368. $169,000. Call Kellie 386-208-3847

Just Reduced

Text: RBCBKFH To: 52187 3bd 3 bath sitting on 10 acres has a pasture field in the front & trees in back. Open concept KIT & dining area w/lrg family room with a bar area for eating or desk. 2 huge screened in porches. Boatshed is 20x30. 2 additional home sites on the 10 acres. MLS#101444. $162,000. Call/Text Anita Handy 386-208-5877

Mature Timber

Text: RBCBKFN To: 52187 11+acres of mature timber with a pond. Great place to build or place your manufactured home. Located within minutes of Live Oak. No restrictions, so you can bring the farm animals too. MLS#101600. $54,900. Call Kellie 386-208-3847

Just Reduced

Text: RBCBKJJ To: 52187 Priced below appraisal. Move-in ready. This 3/2 1768 sqft has an awesome Florida rm that brings the outside in! Tons of storage in-house, attached garage, and the detached garage along with the storage building, a nice wooded lot. MLS#102703. $169,900. Call/Text Anita Handy 386-208-5877

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386.755.6600 REAL ESTATE OF LAKE CITY 540 West Duval St., Lake City, FL 32055

Toll Free 877-755-6600 hallmark01@comcast.net

WWW.HALLMARKLAKECITY.COM

Text: R988145 To: 52187

MCALPIN

3 bedrooms, 2 baths. 2168 square feet Farm house with new flooring, new paint, new appliances, new wiring & move-in ready! Large pole barn. Fenced. MLS#102326. $245,000 Call Janet Creel 386-719-0382

Text: R995204 To: 52187

BRANFORD

3 bedrooms, 2 baths. 2310 square feet Very spacious beautiful river home on Santa Fe just waiting for your enjoyment. Lots of room to play or add on! MLS#102364. $435,000 Call Paula Lawrence 386-623-1973

Text: R1130713 To: 52187

LAKE CITY

3 bedrooms, 2 baths. 1238 square feet Reduced for quick sale! Lovely home located in coveted Emerald Forest S/D. Freshly painted. Many updates! MLS#103435. $149,900 Call Robin Williams 386-365-5146

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Text: R1145208 To: 52187

LAKE CITY

Large commercial building ready to move-in and start your business! Many options! 2 large add'l buildings with drive-thru gates. Great traffic count & exposure MLS#103285. $3,300/month Call Koby Adams 386-623-7840

Text: R947707 To: 52187

LAKE CITY

2 bedrooms, 1 baths. 1664 square feet Beautiful view of the lake! Original wood floors Needs some TLC. Bring offers! MLS#101939. $110,000 Call Ginger Parker 386-365-2135

Text: R1130718 To: 52187

O'BRIEN

3 bedrooms, 1 bath. 1336 square feet This 1972 home has been completely remodeled from A to Z. New 2019 Roof, Flooring, Electrical, Water Heater, Plumbing, A/C, you name it! MLS#103464. $149,500 Call Lacie Lantroop 386-697-1681

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SE SELL E CT THE Ri gh t TTrree ee R igh F OR O R T HE Righ R igh t P la ce IN U R YAR D I N YO YOUR

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5

It has been more than 140 years since the first Arbor Day was observed in Nebraska. It has since become a national observance that takes place on the last Friday in April in most states and recognizes the importance of trees as well as tree selection, planting, and care. A properly selected and planted tree can add beauty and energy efficiency to your landscape. A poorly selected and planted tree can become high maintenance, dangerous, and short-lived. The Energy Education Council has advice to help you select the tree that is best for your yard.

“This is an excellent time of year for tree planting,” says Molly Hall, executive director of the Energy Education Council. “With some research and preparation, your tree will be a healthy and beautiful addition to your home for years to come.” One of the first considerations is the purpose of your tree. Will your tree be needed for shade, a windbreak, or beauty? These considerations will affect what tree is suitable for you, and where it should be planted. Dense evergreens provide a good wind block, while leafy deciduous trees provide shade in the summer. No matter what purpose the trees will serve, it is always best to choose native trees. They require less maintenance and will live longer. You can get more information about native growing trees from a regional university Extension office or a state department of natural resources. In addition, the Arbor Day Foundation has a free tree wizard tool that will help you select the best tree for your needs. It is available at www.arborday.org/shopping/ trees/treewizard/intro.cfm. The next step is to decide where you will plant your tree. For a windbreak, plant trees to the north, northwest, and west. For shade, plant trees to the east and west of your home. Remember that fast-growing trees are more brittle and likely to be damaged in a storm. Plant these trees farther from your home to protect your home from damage. If you live in an area that is prone to wildfires, there are additional considerations to help keep your home and community safe. It

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is recommended that you limit the flammable vegetation and material around your home for at least 30 feet on all sides. Contact your local fire department for more information. Also be sure to select planting locations that will not interfere with your utility lines or power poles. Power outages or interruptions occur when trees and branches come into contact with overhead lines. Electrical arcing and sparking from a wire to a nearby branch can cause fires. Tall growing trees with a mature height of greater than 40 feet should be planted 50 feet away to avoid future pruning. A mature height of less than 25 feet is recommended for trees planted near power lines. Keep in mind that trees should never be planted directly under power lines, near poles, or too close to electrical equipment. Tall growing trees near power lines must be pruned to maintain a safe distance from the wires. If you have trees that are growing into power lines, contact your electric provider. Never try to prune them yourself. Before planting, take proper precautions to stay safe. Be sure to call 8-1-1, the national “Call Before You Dig” number, a few business days before you want to plant. It is a free service that gets your public underground utilities located and marked, so you can dig safely away from them. Or, contact your local landscaping or lawn care company, and they will be able to help you plant your trees. Source: Energy Education Council Reprinted with permission from RISMedia. ©2018. All rights reserved.

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The Reserve at Jewel Lake

The Reserve at Jewel Lake is one of Lake City's most affordable gated communities with the convenience of in town living with the comfort of country quiet. Homes in Jewel Lake will feature granite counter tops, tile or vinyl wood plank flooring and full home Generac generators. We offer 3 and 4 bedroom options with portico or garages. Come and take a look at Lake City's newest craftsman styled community.

Brittany Dunn

Office & Sales Manager

Milton Smith Co-Owner

CGC1517642 / CBC1254161

426 SW Commerce Drive, Ste. 130-D Lake City, FL 32025

Jerry Bullard

386-339-1634

Marketing Director

DOING MORE FROM

FOR SALE to SOLD Professionals Selling More Homes, Assisting & Educating More Buyers!

BLAIYZE NEELEY - 386-623-0688

www.MissyZecher.com

386-623-0237 - MISSY ZECHER, GRI

Text: RBCBHTL To: 52187

Text: RBCBHTG To: 52187

Text: RBCBHSK To: 52187

Southern Oaks Golf Club lot for sale. 0.39 Acre Lot MLS#103237. $35,000

Commercial property with single family residence on site. 0.8 Acre MLS#103217. $105,000

3 bedrooms, 2 baths. 1813 sq ft Beautiful home in established S/D. MLS#103149. $185,000

Text: RBCCLWY To: 52187

Text: RBCBKXJ To: 52187

Text: RBCCRBG To: 52187

LAKE CITY

LAKE CITY

LAKE CITY

FORT WHITE

LAKE CITY

LAKE CITY

3 bedrooms, 2 baths. 2578 sq ft 3 bedrooms, 2 baths. 1893 sq ft 4 bedrooms, 3 baths. 2338 sq ft Immaculate home in Marion Place. Beautiful all brick home on 1.25 Acres. Fabulous lake home w/unbeatable MLS#103494. $219,000 MLS#103253. $219,900 views! MLS#103531. $260,000

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Text: RBCBHSV To: 52187

LAKE CITY

Multi-Family unit. All units are occupied. 4 rental units available MLS#103188. $189,900

Text: RBCBKXG To: 52187

WELLBORN

4 bedrooms, 2+ baths. 3508 sq ft Sprawling farm sits on 39+/- acres MLS#103248. $475,000

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LARRY SAUCER

(386) 365-1794

larry@saucervaluation.com

905 SW Baya Dr., Lake City, FL (386) 288-5335

KNOWLEDGE IN THE HOUSE TEXT RBCDCTR TO 52187

TEXT R1084120 TO 52187

CROSS CREEK

LAKE CITY

TEXT R855163 TO 52187

TEXT R1000077 TO 52187

Beautiful 7.39 acres nestled Picturesque neighborhood w/hilly between Gainesville & Hawthorne topography, lrg trees, & small creek. MLS#103479. $75,600 MLS#102998. $259,000

LIVE OAK

Great opportunity to own multi-family investment MLS#98807. $159,000

FORT WHITE

10.02 Acres. Well-drained, wooded lot near Fort White. MLS#102216. $55,000

TEXT RBCBHTD TO 52187

LAKE CITY 4BR/2BA, 2356sf, 7 Acres Bring your horses! 5 stall horse barn, fenced and cross fenced with no climb horse fence. Separate feed room & additional storage. Newer custom cabinets and corian countertops. #103213. $149,900

TEXT RBCBHTC TO 52187

LAKE CITY 3BR/2BA, 1821sf, 0.62 Acre Lovely pool home on a cul-de-sac in the Plantations S/D. Split plan, w/2nd oversized bedroom with sitting rm for extended family. Living room opens up to screened pool deck for expanded living space. #103205. $249,500

TEXT RBCBHNZ TO 52187

LAKE CITY 4BR/2BA, 2216sf, 0.5 Acre Custom home wth lots of extras! Corian counters in kitchen with island overlooking family room in addition to living room/ dining room combo. #102792. $237,500

Sandy

KISHTON

386.344.0433

sandy@sandykishton.com

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TEXT R968468 TO 52187

FORT WHITE

TEXT R887850 TO 52187

CHIEFLAND

Versatile property currently a metal fabrication business. MLS#101001. $159,000

Price Reduced $100K! Well-established tire & automotive service business. MLS#100664. $699,000

TEXT R968471 TO 52187

TEXT R1144490 TO 52187

MAYO

Lot 3 is the largest commercial lot in holly Park Subdivision. MLS#102055. $38,000

LAKE CITY

Well-drained pasture together with a wooded area in rear. MLS#103323. $214,500

"Closings With Sincerity and Integrity"

343 NW Cole Terrace, Ste 101 Lake City, FL 32055 www.integtitle.com

Trish Lang Owner/Operator

Professionals 406Cambridge W. HowardGlen Street 4255 SW FL 32064 LakeLive City,Oak, FL 32024 386-758-8900

386-752-1502

tlang@integtitle.com

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at its finest Never question the unparalleled reach and value you receive when you advertise with The Real Estate Book. Qualified listings are posted daily to this portfolio of luxury partners:

2.3M+ monthly visitors Listings $1,000,000 and above qualify

240k+ monthly visitors Listings $750,000 and above qualify

20M+ monthly visitors Listings $650,000 and above qualify

570k+ monthly visitors Listings $500,000 and above qualify

350k+ monthly visitors Listings $500,000 and above qualify

43.1M+ monthly visitors Listings $450,000 and above qualify

Over $2,500 in value

plus exposure to millions of buyers included with your ad in The Real Estate Book

17M010 - 110717 - F

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Crystal Bochnia Licensed Real Estate Broker 179 S. Duval Ave. Madison, FL 32340

850.973.4458 cbochnia@yahoo.com

Text RBCBMRR to 52187

PERRY Charming brick home close distance to the schools. 3 bedrooms, 2 baths, brick fireplace, family room, new roof installed 2016, city water and sewer. MLS#301979. $130,000 Crystal Bochnia 850-973-7333

Text RBCBJQB to 52187

MADISON REDUCED $10K! Custom built, nominatively designed, energy efficient 2 Br. 1, 1/2 bath on Beautiful Cherry Lake in Madison County, Fl! MLS#297962. $339,000 Ann Sapp 850-464-0671

Visit Our Website:

www.MadisonRealtyGroupLLC.com

Text RBCBJQR to 52187

JASPER Pretty view from screened front porch. Very open & roomy modular home. Kitchen & dining area with French doors that lead to the back entry. MLS#300152. $79,900 Beth Meggs 850-545-5184

Text RBCBJPC to 52187

PINETTA Look no further! This beautiful home is all that you have been looking for and more! Located in desirable 32350 zip code this home is just around the corner from Cherry Lake. MLS#292445. $180,500 Sarah Pike 850-673-1292

jefft@jefftippensagency.com

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SELL HOMES FASTER WITH A HOME STAGER ON YOUR TEAM Think you have all the players in place on your real estate team? Think again, if you’re missing a home stager. This important role takes a special interest in how the homes you represent are portrayed to buyers. Home staging, according to the Real Estate Staging Association, is the act of preparing and showing a property for sale. It is a systematic and coordinated methodology in which knowledge of real estate, home renovations and creative design principles are applied to attract a buyer. Preparing the property involves all or part of cleaning, de-cluttering, updating and repairing, while showcasing is the process of arranging furniture, accessories, art and light. Staging is not a new concept, but many real estate agents are misled that this powerful marketing tool is expensive and time consuming. Therefore, they only bring on a stager when the home is vacant or has a complicated layout. But, let’s face it, all you have to do is look at the multiple listing photos online to realize that all homes can benefit from at least one aspect of home staging. We know that a homebuyer will base his or her decision on buying within seconds of viewing the space and if it’s not a show-worthy home they see, chances are there will be no offer. There are only two major factors that matter when selling: the listing’s price and condition. That’s where home staging comes in. Home staging not only enhances a sale, but it can benefit real estate agents too by beating out competition, growing business and attracting bigger payouts. If you want to sell quickly at the highest price, pay attention to these details in a home.

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HAVE SELLERS REMEMBER THE BUYER

It’s important for a seller to put themselves in the buyer’s shoes to begin to detach from the home. This allows a seller to set their own feeling aside in the real estate transaction. Thinking like a buyer opens the seller’s eyes to the actual condition of the home and makes them more proactive to refresh their space and maintain the home while on the market.

WHAT’S IN THE DETAILS?

Home staging gives sellers a plan of action to tackle clutter, dirt and repairs before putting their home on the market. These are easy, cost effective suggestions the seller can do to make their home stand out among neighborhood competition. By removing clutter, the seller is reducing not only the amount of items in plain sight, but beginning the actual packing process. De-cluttering also makes the cleaning process easier to handle.

IT’S AN EMOTIONAL ROLLER COASTER

Home staging instantly connects the buyer to the home emotionally. Emotions are what drive a sale because the decision will affect the buyer’s family, lifestyle and reputation. When a home seller depersonalizes the house and ultimately thinks as a buyer would, that increases the chances of a buyer getting emotionally attached and truly believing the house was made for them.

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ASSESSING MINOR REPAIRS

A major detail that will deter low-ball offers is making necessary minor repairs. A home has to be worth the price tag that you’re trying to sell it for and home staging can not only deter low offers, but increase the value.

UNDER PUBLIC SCRUTINY

Home selling can be a grueling process for sellers when their lives become public display to strangers and their criticisms. If a homeowner is going to be living in their home when selling, they have to willingly be inconvenienced not only emotionally, but physically. So what’s the best way to get out from under the microscope? Sell fast. By having a home properly prepared for sale, you don’t have to wait a long time for the right offer, which means you don’t have to sit on the market constantly trying to upkeep the space.

Before you list your next house consider, consulting with a home stager to find the best way to transform a home, and get the deal closed quickly and stress-free.

This post was originally published on RISMedia’s blog, Housecall. Check the blog daily for top real estate tips and trends. Reprinted with permission from RISMedia. ©2018. All rights reserved.

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Daniel Crapps (386) 397-3002

dcrapps@danielcrapps.com

Tom Eagle

(386) 961-1086

tomeagle45@gmail.com

2806 W US Hwy 90 #101 - Lake City, FL 32055 - 386-755-5110

1384 SE BAYA DR Office - $9.00/SF a month triple net or $125,000 2,100 SF FOR LEASE OR SALE Call Daniel 386-397-3002

818 SW CR 252B $795,000 40 Acres zoned 80 units plus two story home Call Tom 386-961-1086

SW MAIN BOULEVARD $184,900 - CG Zoning 1.54 acres FOR SALE Call Daniel 386-397-3002

894 SW MAIN BLVD $595,000/$2,500 a month triple net Restaurant - 4,842 SF Bldg FOR SALE OR LEASE Call Tom 386-961-1086

3887 E US-90 $397,500 - INDUSTRIAL 15000 SqFt industrial whse bldg on 1.72 acres FOR SALE Call Daniel 386-397-3002

1086 SW MAIN BLVD 3 office spaces - $10/SF each space 3,000 SF,1850 SF, and 2,150 SF spaces FOR LEASE Call Tom 386-961-1086

I-10/441 $1,430,000 - Multi-zoning; Different Parcels 138 Acres FOR SALE Call Daniel 386-397-3002

W US-90/CR 137 $425,000 - CI Zoning 6.84 Acres FOR SALE Call Tom 386-961-1086

Visit our Loopnet/CoStar website for more details!

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List with the best, Let us do the rest

Susan Eagle 386.623.6612

susanholton@bellsouth.net

MLS#103039

Text: RBCBJKW To: 52187

Spacious, well kept, move in ready 3/2 w/large stone fireplace. This home features living room, family room, dining area, very open floor plan, perfect for entertaining. Kitchen has been tastefully updated. Study/office could be fourth bedroom. A large screen porch overlooks fenced back yard. Attic has spacious storage. A lot of Character, Convenient location for shopping, hospitals, and parks. This home has a lot to offer. $129,000

MLS#103155

MLS#103169 MLS#102485

Text: RBCBJJJ To: 52187

3/2 home with fenced back yard. Move in ready! Well maintained with spacious kitchen, living areas, and bedrooms. All bedrooms feature walk in closets, handicap size doors, and are very spacious. An excellent floor plan with plenty of closet/storage space. Must see! $145,900

MLS#102631

Text: RBCBJJR To: 52187

Your own piece of nature with 3 story home. Features multiple campsites throughout 33 acres with gorgeous creek, perfect for tubing. Amenities include 2 outdoor baths, additional hookups, and river access. So much potential! 3,241 SqFt under roof, with 2,370 SqFt living space. Make this your own retreat. $279,000

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Text: RBCBJLV To: 52187

Investment property in good condition. Tri-quad. Newer roof. Income producing, fully occupied. Owner financing available. $140,000

Text: RBCBJLW To: 52187

The beauty of lakefront living makes this home relaxing, quiet and peaceful. With over 4428 SqFt under roof and 2.29 acres there's plenty of space for family, activities, and entertaining. Make this your permanent residence or relaxing get away home. Spacious windows provides gorgeous views of the lake. With owner financing available w/10% down this waterfront home could easily be YOURS! $260,000

MLS#102163

Text: RBCBJHT To: 52187

Home currently being fully remodeled, with newer roof, granite counters, flooring, paint, baths, and more. Special featured include mother in-law suite. 3,946 SqFt under roof. Country Club living at its best overlooking golf course. $280,000

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AMPLIFY YOUR LEADS WITH PROPERTY TEXT CODES

MOBILE MARKETING IS TRENDING!

With 97% of consumers texting with their mobile phone at least once a day, it’s clear that text codes are superb lead generators. By texting the code listed on sign riders and in our magazine to 52187, home shoppers get instant access to more photos and property details, along with similar properties that may interest you. The Real Estate Book makes it simple and convenient for consumers to interact with your listings, and you get more prospects. It’s a WIN-WIN!

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Home shoppers are highly engaged with mobile tools throughout their home search: 57% of home buyers used a mobile device or app to search for a home** 66% found a home using a mobile app* 89% of home shoppers use a mobile device for the duration of their research** The average consumer uses their smartphone for about 186 minutes every day.*** *National Association of REALTORS® 2016 Home Buyer and Seller Generational Trends **User behavior data courtesy of NAR ***eMarketer, April 2016

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LANDSOFNORTHFLORIDA.COM

406 W. Howard St - Live Oak, FL 32064

386.330.5332

LIVE OAK Suwannee River Retreat! Everything is ready to go, pack your bags and walkin. Beautiful cleared land with a motor home under a pole barn on concrete slab, picnic shelter, use as a separate carport, flushing outside toilet shanty and a walk-in shower, storage building, 3 RV hookups for friends. MLS#103504 - $85,000 Text: RBCCNTT To: 52187

208 Suwannee Ave NW - Branford, FL 32008

386.935.0365

LIVE OAK Amazing hobby farm with custom home and screened in, in ground pool!! 4 pastures fenced and cross fenced, pond, 42 X 80 metal shed with RV hookup inside and 2 roll up doors for drive thru convenience, barn with covered working area over Priefert squeeze chute off two sorting pens. MLS#103383 - $497,500 Text: RBCBZSB To: 52187

LIVE OAK 43 acre producing hay field in Coastal Bermuda grass! Seller says field produced about 700 rolls of hay this past season. 3 buildings - Hay Barn #1: 50x50 with a 16x50 wing. Hay Barn #2: 40x80 with concrete floor. Equipment Building 24x72 with a 12x32 wing, and also a 12x72 wing on opposite side. MLS#102804 - $185,500 Text: RBCBJTL To: 52187

The

Beauchamp Team

JASPER Beautiful 76 acres, wooded, yet close to the town of Jasper. Would be great hunting property or homesite. Creek runs nearby - Deer, turkey & wood ducks all around. Some of property is wet, but top portion is high and dry. Extends from 99th Ave to left on 51st Way all the way to the dead end. MLS#103532 - $163,400 Text: RBCCRBR To: 52187

Professionals

4255 SW Cambridge Glen - Lake City, FL 32024 386-758-8900

PA M BE AUCHA MP

386-303-2505 remaxpamb@gmail.com

HE ATHER L AW

386-965-8447 remaxheatherlaw@gmail.com

Monja Slater Realtor

386-249-9432

TEXT RBCBHNB TO 52187

WELLBORN Renovated 1940’s, 3BR/2BA, 1866sf block home, updated electrical, HVAC, hot water heater, and metal roof. MLS#102662 $185,000

Live Oak

TEXT RBCBHKQ TO 52187

LAKE CITY 3BR/2BA, 1620sf home on 1.899 completely chain link fenced acres. Newer roof, water heater, HVAC & well. 26x22x12 workshop, handicap modifications. MLS#102123 $114,900

Fort White

TEXT RBCBXQB TO 52187

LAKE CITY 3BR/2.5BA 2,145sqft home on 1.6 private acres. Inground pool, 24x27 screened lanai, 24x36 workshop, green house. Must see! MLS#103338. $337,000

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Live Oak

Real Estate Broker & Auction Company AB2073 AU 2847

386-362-3300 Perfect starter home & great location between Branford & Live Oak. Beautiful home with 3 bedrooms, 2 baths, 1152 sq ft, floor & tile throughout, enjoy morning coffee or peaceful afternoon on your back porch w/new roof, A/C replace in 2013. MLS# 103507. $134,000 Call Monja 386-249-9432 3BD/2BA in Three Rivers Estate, sit on covered front porch & enjoy peace & quiet while along with access to Santa Fe River, updated master w/ new flooring & bath w/ beautiful floor to ceiling tile shower, $100 yearly HOA allows you access to Rivers & Parks. MLS#103292. $119,500 Call Monja 386-249-9432 Perfect location between I-75 & I-10 close to Spirit of Suwannee & River 5 Acre. 3BD/2BA, living rm, dining rm, family rm, b'fast nook, screened back porch, wheelchair ramp, work shop & shed. Roof, all windows, siding & A/C have all been updated or replaced. MLS#102612. $95,000 Call Monja 386-249-9432

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Professionals, Inc.

4255 SW Cambridge Glen - Lake, City, FL 32024

Jo Lytte 386-365-2821

Samantha Prueter 386-623-1217 www.SamanthaPrueter.com

STEINHATCHEE

LAKE CITY

Text RBCBHQV to 52187

PENDING

Text RBCBHSM to 52187

So charming 3BR/2BA in town brick home. Built by a doctor and his artistic wife, she supervised the laying of every piece of the slate floor in the living room. Ceramic and wood laminate in the rest of the home. MLS#103026 $119,900 Call Jo Lytte

Text RBCBYJJ to 52187

JASPER

FORT WHITE

2BR/2Ba located in a river access community. Cute home to have for a weekend getaway or full time living. Partly furnished even some dishes. Woodburning FP. MLS#103150. $59,900 Call Jo Lytte

Text RBCBHSY to 52187

BRANFORD

Text RBCBHMB to 52187

Freshly remodeled 3bd/2ba home situated on a 2 acre wooded lot affords privacy. All new cabinets, SS appls & flooring. River access community. MLS#102459. $124,900. Call Jo Lytte

Text RBCBHLC to 52187

Text RBCCDJV to 52187

Text RBCBHQX to 52187

Text RBCBHRH to 52187

Text RBCBHSS to 52187

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Check out this 3bed/2bath updated country home! New 30 year architectural shingle roof, new appliances, freshly painted, new duct work & new vinyl windows. A/C updated too! MLS#103066 $148,500. Call Samantha

JENNINGS

Text RBCCXHK to 52187

LIKE-NEW HOME! 3bd/2ba DWMH home w/vaulted ceilings, crown molding, & front & back porches. Upgrades such as 2x6 exterior walls, 2x4 trusses, 2x8 floor joists, 16'' on center. MLS##103608 $89,900. Call Samantha

JENNINGS

LIVE OAK

Gated community right off CR 49. South facing lot in a deed restricted homes only development. Underground utilities and paved roads in a rural peaceful setting. MLS#103166. $13,500. Call Jo Lytte

This 3bed/2bath home is situated on 2 acres just north of Lake City. Attached 2-Car Garage. Front Porch. Pond. Paved Road Frontage. Brick & Hardy Board Exterior. MLS#103409 $173,000 Call Samantha

LIVE OAK

BRANFORD

Access to the rivers from this 3/2 double wide mobile home that is currently a rental property. Front and back porch W/additional storage. Located on 2 acres. MLS#103050. $69,000. Call Jo Lytte

This vintage home features private entry way that opens to a large family room & formal living. Formal living room leads to the formal dining room then the kitchen through doorway. MLS#103202 $177,900 Call Samantha

LAKE CITY

LULU

Country Road Take Me Home. This comfortable 3BR/1BA home is located in country quiet Lulu on a paved road. Fenced yard for the kids or dogs. MLS#102175. $86,900 Call Jo Lytte

Steinhatchee River Front! Enjoy fishing from your own private dock & launch your boat from your private boat ramp. Perfect year round spot for the fishing enthusiast. MLS#103376 $210,000. Call Samantha

Text RBCBHKP to 52187

3bed/2bath home with in-ground pool, fenced patio & deck, fireplace & shed. Oak Woodlands offers small community living within 12 miles of shopping & restaurants in Lake Park, GA. MLS#102111 $85.000 Call Samantha

2/27/2019 6:14:48 PM


17

TAX TIME:

5 BENEFITS OF BUYING A HOME Tax time is here and many people, when they see their tax bills, will be wondering what they can do to pay less next year. Buying a home continues to provide great tax benefits as well as other advantages for Americans looking to build wealth. Below, top-ranked national real estate expert and consumer advocate Rhonda Duffy shares five benefits of buying a home. “If you’re caught in a renting rut or uncertain about joining the ranks of homeowners, you should consider the benefits of buying a home,” says Duffy. “Although home prices are slowly inching upward, now is still an excellent time to buy. This is especially true if you’re a first-time homebuyer. Here are five benefits of homeownership:” Tax advantages: “When tax time rolls around, homeowners are entitled to deduct certain expenses related to their mortgage payments and owning a home. Mortgage interest is typically deductible. In the early years of your loan, this is a sizable amount because a large portion of your mortgage payment is interest. You can deduct mortgage points, which are fees you pay to receive a lower interest rate. You can also deduct your property tax, and you might be eligible to deduct your private mortgage insurance.” Appreciation: “When you rent, your money goes to someone else. There’s no benefit to you other than a roof over your head. When you buy, you earn appreciation as the value of your home goes up. Instead of paying rent, you’ll pay a mortgage and invest in future returns. For example, if you buy a house for $150,000 and five years later, it’s valued at $200,000, you have a $50,000 return on your investment.”

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Catching an upswing in home values: Although the increase in home prices nationally slowed last year, prices are expected to continue to rise this year. “If you want to buy before you’re priced out of the market, now is the time to make your move,” Rhonda says. Low interest rates: “While mortgage interest rates are creeping upward, they remain at relatively low levels, especially compared to rates that were in the 8 to 9 percent range 20 years ago. Even as recently as 2007, rates were in the 6 percent range. Pride of ownership: “Perhaps the most satisfying of all the benefits of buying a home is the sense of gratification you feel when you relax in your own home. You can remodel and update as you please, you don’t have to rely on a landlord for repairs, and you have a sense of stability.” Reprinted with permission from RISMedia. ©2018. All rights reserved.

1/24/19 9:25 AM

2/27/2019 6:15:04 PM


18

HITSON REALTY, Inc.

(386) 792-1688 www.HitsonRealty.com

102 Hatley St W, Jasper, FL 32052

Madison County

Text RBCDFZB to 52187

LEE. Beautiful brick home located on 20 acres in Madison County, Florida. This nearly new 3 bedroom, 2 bath home is move-in ready! Home features a large kitchen area and master suite. Detached 2-car carport is included. MLS#103699. $280,000

Text RBCDFZC to 52187

LEE. Beautiful manufactured home on 20 acres in Madison Country, Florida. Large 3 bedroom, 2 bath home is secluded, yet close to I-10, Madison & Live Oak. Small cabin included for guests or storage. MLS#103701. $169,000

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2/27/2019 6:15:30 PM


19

3 THINGS NO ONE TELLS YOU ABOUT WORKING WITH A REAL ESTATE AGENT If you’ve never bought or sold a home before, chances are you have a preconceived notion of what real estate agents are all about. Unfortunately, you may also have the wrong idea or be misinformed about just what these professionals can do for you. Here are three things you probably never knew about working with a real estate agent: Your relationship with your real estate agent goes way beyond buying or selling a home. A professional real estate agent will be your connection to a myriad of resources you will need before, during and after the transaction, such as mortgage, title and insurance professionals, home improvement and repair services, home stagers, interior designers, painters and landscapers, cleaning services, etc. Many real estate agents are part of a brokerage that offers some of these services within the firm, or that has partner relationships with such firms. They are also well entrenched within the community and can offer great referrals on a whole host of sources that you might need. Good real estate agents are not just after a deal at all costs. They’re looking after your best interests because their ultimate goal is to make you happy and create a client for life. Therefore, you can expect your agent to advise you on making the best possible decision, not selling you a bill of goods just to earn a quick commission. For example, if you’re looking at homes in a neighborhood that’s going to put you in a financial bind, a good agent will steer you toward an area that suits your preferences, but also your budget. A good agent is not a money-hungry shark, but a trusted guide.

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Remember this: The lifeblood of a real estate agent’s business is referrals, so most are committed to serving you and earning your trust. A professional real estate agent is a financial analyst of the local market and will know how to price your home correctly for sale, or will help you make the best offer when bidding on a home to buy. These pricing decisions are based on an in-depth knowledge of knowing what has sold for what price in which neighborhood over the course of the last month, quarter, year, etc. They are also based on granular details of the home, such as a recent remodel that warrants a higher price or a needed repair that requires a price drop. So expect your agent to have a strong opinion when it comes to advising you on how to price your home for sale or put in a bid on the home you want to buy. Know that there’s a lot of research and knowledge that goes into arriving at those numbers. Remember, there’s more to a good real estate agent than meets the eye! Finding the right professional to work with will make your real estate experience positive and successful. Reprinted with permission from RISMedia. ©2018. All rights reserved.

1/24/19 9:26 AM

2/27/2019 6:15:39 PM


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386-362-4539 1-800-557-7478

info@poolerealty.com

127 E. Howard Street - Live Oak, FL

Visit Us Online at www.PooleRealty.com

LIVE OAK

ALECIA KIRKLAND 386-688-1269

4 bedrooms, 2 baths. 2400 sq. ft. 3 Acres Home features a split floor plan with living room, family room with fireplace, and tons of storage! MLS#102572. $118,900

VICKI PRICKITT 386-362-4539

2 bedrooms, 1 bath. 1334 sq. ft. RIVERFRONT Like new home on river. Nice walkway cleared to river, nice covered dock & stairs to river MLS#102464. $160,000

Text RBCBKHL to 52187

Text RBCBKGZ to 52187

ANITA HANDY 386-208-5877 Text RBCBKJX to 52187

KELLIE SHIRAH 386-208-3847 Text RBCBKFD to 52187

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LIVE OAK

LIVE OAK

5 bedrooms, 3 baths. 3020 sq. ft. 1.98 Acres This beautiful home has a wrap around porch to enjoy the azaleas. In-ground pool with a screened enclosure MLS#100344. $295,000

LIVE OAK

3 bedrooms, 3 baths. 3431 sq. ft. 4.63 Acres Elegant, two-story colonial home located on beautiful acreage just minutes from town. Spacious and practical kitchen. MLS#101361. $399,900

2/27/2019 6:16:02 PM


21

10 PAINT TOUCH-UPS FOR A SHOW-READY HOME When selling your home, it pays to touch up the paint. The higher perceived value of a maintained home is well-documented, and there’s no easier (or more economical) way to give the impression than with some fresh paint. Before placing your home on the market, complete these 10 touch-ups. Or, you may want to contact a painter and do more than touch up spots. 1. If you want buyers to consider your home, make sure the front door is well-painted. A fresh coat of paint will make a great first impression. 2. Next up is the entrance hall, where buyers will get their initial glimpse of the interior. At the very least, touch up areas where the paint shows marks or chips. Think of repainting this area entirely.

7. Inspect areas that come in contact with soiled hands—window frames, door frames, edges of doors, and walls around light switches. You may be able to clean them if you used a glossy paint; if not, do more touch-ups. 8. Scrub cabinet doors clean of fingerprints, if possible, or touch up painted areas.

3. Bathrooms often receive extra scrutiny from buyers, so give them extra attention. Touch up as needed.

9. Water stains on the ceiling are a huge red flag for buyers. Be sure to prime and re-paint these potential deal breakers.

4. Size does matter when it comes to the kitchen. If you want to make yours look bigger, paint the walls white or off-white. If repainting is not an option, remove food stains from the walls and conceal water spots by applying primer, then touch-up paint.

10. Put the finishing touches on your home. Look for stray flecks of paint, as well as marks and stains. Conceal them with some touch-up paint, and your home will be good to go...and show!

5. Assess your windowsills, especially if the view is a selling point. Sand, prime and paint them as needed. 6. Check your woodwork. Touch up chipped or marred paint on chair rails and floor molding.

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You may be able to touch up some areas yourself, but for bigger projects and whole room repainting, be sure to call your local home painting service company for an estimate and help. Source: The Paint Quality Institute Reprinted with permission from RISMedia. ©2018. All rights reserved.

1/24/19 9:25 AM

2/27/2019 6:16:59 PM


22

A Main Street Realty Co., LLC

850-973-2221

186 SW Range Ave - Madison, FL 32340 Jessica B. Webb - Licensed Real Estate Broker

www.YourMainStreetRealty.com

 Text RBCCDGQ to 52187 GREENVILLE. Take the road less traveled and enjoy the ultimate peace and quiet. Quaint mobile home needs a little TLC to bring it back to its original shine. Three-bay pole barn. MLS#302294. $44,900

 Text RBCCFPP to 52187 PINETTA. Beautiful home, beautiful views, and some of the best land around for livestock and farming! About 20 acres of the property is cleared for pasture with cross fencing for horses. MLS#302421. $395,000

 Text RBCCWSQ to 52187 JENNINGS. No flood zone! This 6.5 Acre property near the Withlacoocheee River in Hamilton County, is just the right place to build your dream home! Enjoy the outdoor life! MLS#302838. $29,700

 Text RBCBHWN to 52187

 Text RBCDCGQ to 52187 MADISON. Amazing historic home has only had 3 owners in 100 years! Step back in time and imagine yourself in a home designed by the finest architect to be elegant and grand with features incorporated years ahead of their time. MLS#303044. $250,000

 Text RBCBHTY to 52187 LEE. If you are looking for a quiet country setting to build your home or mobile home, or a property to just get away from all the hustle and bustle of the city, this is it! MLS#286436. $13,200

MADISON. Beautiful view and a sun porch on which to relax and take it all in! Home has been well cared for and has a nice metal roof installed in 2018. Spacious rooms, including a den and a living room MLS#299914. $158,000

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2/27/2019 6:17:21 PM


23

COUNTRY RIVERS Realty, LLC

7699 S.W. US 27 • FORT WHITE, FL 32038 - CRR@COUNTRYRIVERS.COM

386.497.3305

www.countryrivers.com

Text RBCCNTR to 52187

Nicely remodeled mobile home with large living room addition. Split plan with large master suite, 2 roomy guest bedrooms and a bonus master bedroom with 1/2 bath. Property is all fenced and cross-fenced - ready for the critters! RV hookup near house. Large oaks and pasture. Paved road and easy access driveway for big trucks! 5 minutes to Ft. White and less than 10 to I-75 - perfect for commuters. Country Living at it's finest. MLS#103506. $109,900

Text RBCCNTS to 52187

Investor property! This 5 acre corner lot is highly visible and already set up with 4" well and 200 AMP power. No flood zone paved road on 2 sides - excellent site for a variety of businesses (see documents tab) Land is cleared with several Grand-daddy Oaks left for shade. Have survey. 2 minutes to Ft. White and 5 minutes to Ichetucknee Springs State Park. 4 entry drives w/ culverts. Traffic Count of 7K + daily. MLS#103514. $149,900

Text RBCCWDP to 52187

Live and Play on this gorgeous 1 1/2 acre lot across from the Ichetucknee River. Private subdivision with 2 Ichetucknee parks for "owners only" Property has well and a beautiful natural clearing on high ground ready for your home. Take a stroll on the winding backroads spotting deer, turkey and small game or enjoy a float down the crystal clear Ichetucknee with a park just 350 ft. from your drive. MLS#103579. $44,500

Text RBCBXQK to 52187

Small town - city living. 1 block from Elementary and Middle School. Next door to quiet city park and 1 block from downtown Ft. White! This 1930s era home is large and roomy with a huge grassy yard and monster pole barn for storage. This property includes the entire city block and has great Commercial Potential! MLS#102203. $249,900

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Text RBCBJNC to 52187

Hilltop home on 10 wooded acres inside Ft. White city limits! 2/2 site built on slab. Paved road frontage. Great investment potential for future - land can be divided into 15+ and residential lots & 2 commercial lots fronting state road. MLS#102796. $139,000

Text RBCBJMZ to 52187

11.5 Acres - 2 well kept SWMH's that have been great income stream ($700 / mo. each) Nice cleared property with small fish pond, large pole barn and plenty of room to expand. MLS#102774. $149,900

2/27/2019 6:17:34 PM


24

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M N P S CALL US

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2/13/2019 9:03:04 PM


25

2806 W US Hwy 90 #101 Lake City, FL 32055 www.danielcrapps.com

1-800-771-5110 386-755-5110

MLS#103576

Text: RBCCWDL To: 52187

BRANFORD (GILCHRIST COUNTY) BEAUTIFUL LOT ON SUWANNEE RIVER! 2BR/2BA HOME W/1600 SQFT $169,000 SUE TOWNS 386-397-3518

MLS#89931

Text: RBCBJJL To: 52187

LIVE OAK (SUWANNEE COUNTY) REDUCED PRICE ON NEW CONSTRUCTION! 3BR/2.5BA W/1916 SQFT IN GATED COMMUNITY $259,995 DANIEL CRAPPS 386-397-3002

MLS#103441

Text: RBCCJGL To: 52187

LAKE CITY (COLUMBIA COUNTY) 3BR/1BA CLOSE TO DOWNTOWN AMENITIES! 1,356 SQFT - INVESTORS TAKE NOTICE $57,500 DANIEL CRAPPS 386-397-3002

MLS#102172

Text: RBCBJHV To: 52187

LAKE CITY (COLUMBIA COUNTY) GORGEOUS 3BR/2BA BRICK HOME W/POND 1,271 SQFT WORKSHOP W/ROLL UP DOORS $299,900 DANIEL CRAPPS 386-397-3002

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MLS#103223

Text: RBCBJMC To: 52187

LAKE CITY (COLUMBIA COUNTY) 3BR/2BA BUILT IN 2005 IN QUIET NEIGHBORHOOD; OPEN FLOOR PLAN; PRIVACY FENCED YARD $185,000 REBECCA MORGAN 386-438-4030

MLS#103444

Text: RBCCJGM To: 52187

LAKE CITY (COLUMBIA COUNTY) BEAUTIFUL 5+ ACRES FEATURES GORGEOUS TREES PERFECT TO BUILD YOUR DREAM HOME $42,000 REBECCA MORGAN 386-438-4030

MLS#102555

Text: RBCBJJK To: 52187

LAKE CITY (COLUMBIA COUNTY) NEW CONSTRUCTION! 3BR/2BA UPSCALE HOME W/OPEN FLOOR PLAN IN CALLAWAY S/D $192,000 SUE TOWNS 386-397-3518

MLS#102483

Text: RBCCLBF To: 52187

LAKE CITY (COLUMBIA COUNTY) NICELY APPOINTED 2,238 SQFT OFICE BLDG W/DETACHED GARAGE; RES OFC ZONING $209,000 DANIEL CRAPPS 386-397-3002

2/27/2019 6:17:55 PM


26

Jackie Taylor 386-752-4663

jackiegri@jackietaylorassociates.com

Text: RBCBJWX To: 52187

Beautiful 2 family home setting. 2 homes are in great shape . Private paved drive leading to homes, all homes have updated AC, 2 metal Roofs replaced in 2000, and porches & decks galore. fenced yards, workshops, homes have never been rented. 1-1995 16x80, 2 26x56. all this on 7.07 acres. $169,900. MLS#101332. Jackie Taylor-McCrary 386-397-3479

Text: RBCBJXJ To: 52187

Needing room to move this 4/2 DW on 5 acres will give you that and more. With 5 acres that you can grow on, or have animals. There is a stocked pond. Just 200 yards off paved road. Recently remodeled with floor planks property completely fenced with rear yard fenced for dogs. Newer appliances. $142,000. MLS#102307 Janice Ambrosine 386-292-2823

Text: RBCBJXS To: 52187 This 4/2 2021 sq ft home just outside Lake City is a must see! 4.77 fenced acres to boot! Glamour baths. Granite counters throughout. Lrg eat in kitchen w/warmer drawer & dbl ovens. Plenty of storage. Also has 15x20 shed concrete slab. Security system and zip line and tree house for the kids! Come take a look at this one while it last! $215,000 FMI. MLS#103218 Sabrina Suggs 386-854-0686

Text: RBCCLWZ To: 52187

Very nice home in town w/many upgrades 3/2.Great area well established neighborhood, Newer kitchen, with room to roam, French doors open up to a fenced back yard with a large storage building. Irrigation for front and back Lots of storage area only $149,500 FMI. MLS#103495 Jackie Taylor McCrary 386-397-3479

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128 SW Birley Avenue Lake City, FL 32024

Text: RBCBJXH To: 52187

If you want move in ready this home is for you! 2/1.5 home on 1 acre. Completely renovated. Insulated windows, doors, stainless appliances cabinets wood laminate and more have been replaced. Want to enjoy the outdoors, come sit on this massive covered front porch! You will not be disappointed. Just needs new owner and their furniture to be complete. $79,900 FMI. MLS#102105. Pamela Ward 386-344-0455

Text: RBCBJXR To: 52187

Bring your Horses! Beautiful 3/2 w/small Horse barn & all fenced & Crossed fenced for your horses or cows & goats. Newly remodeled with flooring, new paint and beautiful granite counter tops through out. Large Laundry room just off the kitchen. Come and see for yourself. Too much to list. Also Property has a mother in law home located on 2/2 nice mobile home. $195,000. MLS#103173. Sabrina Suggs 386-854-0686

Text: RBCCLBT To: 52187

Custom built brick home on 1.2 acre lot on dead end street. Expansive 5 bdrm, 3 of which have private baths. 4 baths, 2 upstairs 2 downstairs, lots new since 2018! 50 yr architectural shingles, wood deck, garage door w/ motor & remotes, carpet in den and master bedroom, updated master bath with ceramic tile and fresh paint. Two of the bedrooms upstairs have large interior closets as well as attic storage rooms FMI. MLS#103471 Janice Ambrosine $258,000 386-292-2823

Text: RBCCNBQ To: 52187

103501-Income producing property with 1984 14x70 swmh, and 1979 12x80 SWMH both have porches. on 1.28 acres Great condition (1)unit has newer roof, both roofs are metal. both remodeled w/appliances, flooring etc. Electric & Plumbing updates, New well and power pole, Income of $1300 a month w/ long term tenants..ONLY $109,900 FMI. MLS#103501 Jackie Taylor 386-397-3479

2/27/2019 6:19:17 PM


Denise Milligan-Bose Realty, Inc.

27

2230 SE Baya Drive #104 - Lake City, FL 32024 Office: 386-438-5627

Denise Milligan-Bose

386-397-3313

BJ Federico

386-365-5884

Member of the National Association of Residential Property Managers

Light Commercial

Text R984072 to 52187 Sale of this 1.58 light commercial warehouse includes land, business and Building. Located in a prime area and currently has a long term tenant with excellent pay history. MLS#101579 $250,000

Reduced

Text R481128 to 52187 Located in 3 Rivers Estates this spacious 3/2 remodeled 2005 DWMH looks like new and sits on .918 acre. Next best thing to living on the river. Great summer home or live here year round. MLS#98449 $84,000

Just Listed

Text R1138106 to 52187 3/2 DWMH with a great floor plan. Open kitchen area with fireplace in the living room. Spacious master bedroom, with attached carport on .46 acres. Asking $85,800. MLS#103391

Just Listed

Text R1138112 to 52187 This 3/2 DWHM is situated on 1.03 acres in a rural setting. Upgrades include a new HVAC and Roof. Reasonably priced at $79,900. MLS#103581

Just Listed

Text R1138103 to 52187 3/2 DWMH in the country close to city amenities. In move in condition on almost 1/2 acre. Price to sell at $59,900. MLS#103582

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Text T1138096 to 52187 4 BR DWMH partially updated on .25 acre in a Mobile Community. Updates include new paint, new vinyl wood laminate and new carpet in the bedrooms. Price to sell at $59,900. MLS#103569

2/27/2019 6:19:37 PM


29

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2/13/2019 9:19:21 PM


29

W H AT KI ND OF I NSURANCE D O YOU NEED F O R YO UR VAC ATI ON HOME? by John Voket

Every homeowner knows they need a full range of homeowner’s insurance coverage to protect them from the many contingencies that could befall them, from liabilities related to trip hazards, fire, theft and weather events. What about vacation homes? Do these second or seasonal homes need special or heightened types of insurance protection? According to our sources at Selective Insurance Group, there are a few things to take into consideration to properly protect your vacation home.

physical structure of the condo, not your belongings? Selective advises condo owners to look into this with their insurance agent.

Property crime – If your vacation property is only used during certain parts of the year, and you don’t rent it out, periods when it is unoccupied leave it susceptible to break-ins. Although property crime—including burglary—fell between 2016 to 2017, it’s still cause for concern, the folks at Selective say. Burglary still accounted for almost two of every 10 of the estimated 7.9 million property crimes in 2016.

Amenities – With various amenities from swimming pools or hot tubs to trampolines, accidents are possible, so consider reviewing the liability portion of your insurance policy and your liability limit to ensure assets are adequately protected in the event someone is injured on your property and files a lawsuit.

What about flood insurance? Flooding can happen in a wide range of regions, no matter the time of year or local weather patterns. While some areas are more likely to see flooding than others, many regions can experience devastating flooding. Are you as protected as you should be? Single-family or condo? If you own a condominium versus a single-family residence, your condo association may already have coverage—but does the association insurance only protect the

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Value it right – Property insurance premiums are determined by how much it would cost to rebuild your residence from scratch should it be destroyed. Your independent agent and insurance carrier can work with you to determine the appropriate amount of coverage you might need for a vacation home. If you want to protect yourself and your home away from home, consult with a certified insurance professional before another vacation season exposes you to an unnecessary loss. Reprinted with permission from RISMedia. ©2018. All rights reserved.

1/24/19 9:24 AM

2/27/2019 6:19:55 PM


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Annette B. Land t/a Land Brokerage Realtor P.O. Box 394 - Branford, FL 32008

Specializing in sales of land in the Suwannee River Valley

Lawanna Gaylard

Realtor GRI

annette.land@land-company.com

Office: 386-935-0824

l

1-(800)-426-8369

Realtor - Associate

l

Fax: 386-935-3539

l

Cell: 386-208-2309

BEAUTIFUL 3 BDRM, 2 BATH, TWO-STORY HOME

Price Reduced! Motivated Seller!

UNIQUE OPPORTUNITY

Purchase 72 acres of beautiful rolling pasture just off Highway 27 in Fort White, FL. As an option, the cattle may be purchased as well, creating an ideal investment. Call Annette B. Land for more information at 386-935-0824

101.83 ACRES OF FARM LAND

Property is currently in row crop but could be suitable for pasture. Priced at $305,490. Call Annette B. Land for more information at 386-935-0824.

Wrap around porch near the Suwannee River. The house sits on 9.5 acres near the Hal Adams Bridge. Original listing price was $325,000 now reduced to $279,000. Call Billy Shows for more information at 386-208-8547.

FARM LAND

15 acres of farm land located on Highway 27 west of Mayo, FL. Priced at $60,440. Call Annette B. Land for more information at 386-935-0824

31.3 ACRES OF ROW CROP LAND

Property is located west of Mayo, FL on County Road 320 on the South side of Highway 27. Priced at $109,550. Call Annette B. Land for more information at 386-935-0824

Call Annette B. Land 386-935-0824

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2/27/2019 6:20:06 PM


31

Annette B. Land t/a Land Brokerage Realtor P.O. Box 394 - Branford, FL 32008

Specializing in sales of land in the Suwannee River Valley Realtor GRI

Billy Shows

annette.land@land-company.com

Office: 386-935-0824

l

1-(800)-426-8369

Realtor - Associate l

Fax: 386-935-3539

NEW LISTING! 4 Poultry Barns with Beautiful Home on 40 Acres. Great Business opportunity. One must see to appreciate all this property has to offer. Priced at $725,000. Call Lawanna Gaylard for more information at 386-208-4443.

l

Cell: 386-208-2309

NEW LISTING! High Elevation Suwannee County Riverfront Property located between the Suwannee River Cove and Santa Fe River. 2BR, 2BA Mobile Home. Priced reduced to $125,000. Call Lawanna Gaylard at 386-208-4443

Multiple lots for sale in Northwood Acres in Mayo, FL. Call Lawanna Gaylard for more information at 386-208-4443 148 ACRES OF PRIME HUNTING LAND. Located in Day, FL. This piece of property offers privacy and an abundance of wildlife. 40 acres of the tract are in planted pines. Priced at $350,000. For more information Call Billy Shows at 386-208-8547 2 Acres for sale in Obrien, FL on county road 224. Priced at $15,000. Call Lawanna Gaylard for more info at 386-208-4443 3BR, 2BA Home located in Branford, FL. This home is in a great location for someone looking to live in town and have the convenience this location offers. Priced at $140,000. Call Billy Shows for an appointment at 386-208-8547. High Elevation Suwannee County Riverfront Property located between the Suwannee River Cove and Santa Fe River. 2BR, 2BA Mobile Home. Price Reduced to $125,000. Call Lawanna Gaylard at (386) 208-4443. 30-acre properties located in O'Brien. Natural growth/Hardwood. Call Norma Joynes for more information at 386-362-7289. Are you looking for a weekend or week get-a-way? If so come visit us on the Ichetucknee River this year. Take a look on our website landbrokeragerealtor.com for more information. Broker-Owner. To book a cabin call us at 386-935-0824. Call us for reservations on the Steinhatchee River at Sun Set Place across the street from Roys. Broker-Owner. 386-935-0824 4 acres corner property in natural Florida Growth on paved road, in Lafayette County, Florida $20,000. Norma Joynes after hours 386-362-7289 or 386-249-0100 3 Lots in Mayo, FL 2 of the lots are adjoining. Priced at $10,000 per lot. Call Billy Shows for more information at 386-208-8547 Perfect opportunity to own a 0.6 acre corner lot in the quiet town of Mayo, FL. A few trees create a beautiful setting for this property. Priced at $33,000. Call Lawanna Gaylard at 386-208-4443​​for more information Live Oak City Limits: 0.31 acre cleared and ready for a new development with Highway 51 frontage. Call Lawanna Gaylard at 386-208-4443. $25,000

4BR, 2BA Mobile Home in Mayo, FL. Sitting on 1 acre in a nice neighborhood. Priced at $129,000. Call Billy Shows for more information at 386-208-8547

Active Power Equipment business and location for sale on CR 300 in Mayo, FL Call Billy Shows for more information at 386-208-8547

38 Acres partially wooded and some planted pines located in Gilchrist County between Branford and High Springs. Priced at $171,000. Call Annette B. Land at 386-935-0824

Call Billy Shows at 386-208-8547

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Teresa P. Brannon Mobile: (386) 365-8343

Broker

Fax: (386) 868-0413 TeresaPBrannon@gmail.com www.BrannonRealEstate.com

Text RBCCYKB to 52187

Text RBCBJYS to 52187

LAKE CITY

Country living just minutes from town! This 3/3 has a cozy fireplace, huge master w/ his & her bath area, island kitchen, large enclosed screen room overlooking pasture! Large workshop w/concrete floor. CASH ONLY, NEEDS TLC. MLS#103632. $99,000

LAKE CITY

Beautiful one acre property with white vinyl fencing and nice yard! Brand new luxury vinyl plank flooring and freshly painted throughout. Huge family room or could convert to a nice master bedroom. Come see! MLS#102725. $134,900

Text RBCBJYC to 52187

Text RBCBJYD to 52187

LAKE CITY

Spacious 4BD/3BA for an expanding family on over 10 beautiful acres w/scattered grandfather oaks! 2 master suites w/full baths, large custom designed kitchen w/lots of cabinetry and a huge granite bar, seats 6 plus room for more! MLS# 101923. $289,000

LAKE CITY

Majestic oaks & lush landscaping surrounds this 3/2 executive home on over 1 acre in prestigious Russwood S/D w/extra 1/1 Mother in law Suite! Ideal for extended families. Main home is 2580 htd & cooled sq ft w/an inground pool. MLS#101496. $338,000

Text RBCBJYQ to 52187

FORT WHITE

Just reduced $10K! Charming 2-story country home that is warm & inviting! Built in 2008, colors are trendy & freshly painted. Solid surface counters & real hickory wood cabinetry. Faux stone/gas FP is the focal point of the living room. MLS#102684. $199,000

Text R1146424 to 52187

LIVE OAK

Stunning Log home on 3+ ac in rural, relaxing country setting. Main floor features living, dining, KIT, laundry rm, & Master suite. The 2nd floor has 2BD, full bath, & loft. BASEMENT w/2BD, bath, KIT, den, billiard rm, storage, & wood burning stove. MLS#103696. $415,000

OWNER FINANCING PROPERTIES!

MLS#100135 Owner will finance this river community lot. Close to the Florida State Park. Great fishing and river life. ESA Flood Zone It is buildable but needs to be according to the SRMD Regulations. $3450.00 - $750 DP, $150.00/mo @8%. MLS#100130 and MLS# 100129 in N FL. Convenient drive to Lake City, Live Oak. HOA $125 vacant. $175 improved. Two lots. Owner will finance both $17500 with $2000 down, $250 monthly @8% MLS#100133 Beautiful home site for convenience to Lake City and LIVE Oak. Come and enjoy a quiet Gated Community. Owner will finance with $1200 down payment, $200 monthly payment @ 8% MLS#102411 Owner financing available for the property. Build your home or bring in your manufactured home to this beautiful lot inside the city limits of Live Oak. Survey recommended. Owner financing available with 20% down, at 8% interest, up to 7 years. MLS#100771. Will Finance For 20% down with 8% for up to 7 years. Beautiful lot peaceful surroundings. Ready to build your new home or manufactured home installation. Do not miss this opportunity

Mark Baker Realtor

MLS#103267 Owner finance with 20%DP. 8% up to 7yrs.. Beautiful Location. Build your home or go manufactured. Short drive to so many places. Make it yours today.

(321) 247-2676 marka611961@gmail.com

CONTACT MARK FOR ADDITIONAL INFORMATION!

457 SW Deputy J. Davis Lane - Lake City, FL 32024 21910.19.3.032.indd 1

OfďŹ ce: 386-868-3366 2/27/2019 6:20:26 PM


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