The Rock River Times. Oct. 18, 2017

RockRiverTimes.com

Photo, Carly Rice

October 18, 2017

Inside This Issue

Remembering Rockford West’s champions Page 4

Why gun trafficking charges don’t stick in Illinois Page 6

Special Section: Celebrating Int’l Credit Union Day Pages 19-22

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The Rock River Times. October 18, 2017

In Brief

RSO brings The Wizard of Oz to the Coronado

Remembering Rockford West’s champions WHAT’S LOCAL Page 4 Vol. 25. No. 1.

RockRiverTimes.com News

Headlines...........................................................2-14 Commentary........................................................14 Local History; Home & Garden...................36-37 Sports..............................................................39-40 Death Notices & Obituaries..............................18 Credit Union Special Section.........................19-22

Arts & Entertainment

A&E News.........................................................15-17 RACVB What’s Happening..................................17 Crosswords/Sudoku...................................23 & 38 Horoscopes..........................................................18

Classifieds & Legals

Classifieds......................................................34-35 Government Notices..........................................24 Public Notices................................................24-30 Real Estate Notices.......................................30-33 About Us The Rock River Times has a circulation of 18,500 free newspapers in the Rockford metropolitan area by Third Class mail and through more than 1,500 commercial outlets. The weekly newspaper is distributed every Wednesday. First-class delivery is $75 for 26 weeks or $140 for 52 weeks.

Contact Us Mail: The Rock River Times, 128 N. Church St., Rockford, IL 61101 | Phone: 815-964-9767 | Fax: 815-964-9825 | E-mail: contact@rockrivertimes. com | Online: rockrivertimes.com | Office hours: 9 a.m.-5 p.m., Monday-Friday.

Copyright Notice All material herein is the sole property of TRRT. No reprint, reproduction or other use of any of the materials contained herein is permitted without the consent of the publisher or his duly appointed representative.

The Rock River Times is a proud member/ affiliate of:

Publisher & Legals Editor Josh Johnson Managing Editor Shane Nicholson Sales Manager Donna George Accounting Manager Sally Mark Illustrator Derek Droessler Editor In Memoriam Frank Schier

Volunteers still needed for Stroll CITY Page 10

The Rockford Symphony Orchestra will bring the music of one of the most beloved films of all-time, The Wizard of Oz, to the Coronado Theatre, Saturday, Oct. 28.

The RSO, conducted by Steven Larsen, will perform the entire musical score live as the movie is viewed by the audience on the big screen, part of the orchestra’s 2017-18 Pops series. RSO plans to light up the Coronado green turning it into the Emerald City and encourages concert-goers to dress as characters representing the Oz movie cast.

The Wizard of Oz was a technical marvel for the MGM studio in the late 1930s. Today, MGM has stunningly re-mastered this timeless classic. The restored images are accompanied by the RSO playing entirely new transcriptions of Harold Arlen’s lost scores.

And Judy Garland’s original 1939 studio recordings, backed by live orchestration, will transport children and adults alike, says RSO. The live program premiered to sold-out crowds at Wolf Trap and the Ravinia Festival.

Claire Marie Blaustein of The Washington Post wrote, “It was an exciting evening, and the grander message of this event was truly something I found in my own backyard – the five children sitting next to me…who had never seen the movie before. They were as enraptured at their first sights of the Emerald City as I was seeing it with new eyes.”

Wizard of Oz with Orchestra is produced

by John Goberman, Emmy-Award winning producer of Live from Lincoln Center, and the creator of the acclaimed A Symphonic Night at the Movies.

Tickets are available by available by calling 815-965-0049, in person at the Coronado or BMO Box offices or by visiting rockfordsymphony.com.

Latham/Ralston Road bridge closed for repairs

Weak laws prevent trafficking convictions STATE Page 6

The bridge spanning the Rock River that connects Latham and Ralston roads will be closed for repairs beginning next Wednesday.

The Winnebago County Highway Department says the roadway will be closed on Latham Road at Old River Road on the west side of the river, and at Ventura Boulevard on Ralston Road on the east side. Maintenance work on the bridge is expected to be completed by Oct. 25.

The roadway is expected to be open through the weekend, Oct. 21-22, but no detour will be provided while work is underway. Motorists should seek alternate routes.

In Rockford, an eastbound lane of Auburn Street will remain closed through Friday at Cumberland Street. Traffic controls will be in place but drivers are encouraged to seek alternate routes.

Editorial notes

Men’s team failure a systemic collapse SPORTS Page 40

This week, we help some of our partners in the community mark International Credit Union Day. The annual event celebrates the efforts of credit unions across the world.

Find our special ICU Day section, beginning on Page 19, with support from Rockford Bell Credit Union, First Northern Credit Union, and Members Alliance Credit Union. R.

October 18, 2017 The Rock River Times.

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The Rock River Times. October 18, 2017

What’s Local

Author honors Rockford West hoop titles

By Jim Hagerty Contributor

ROCKFORD — A Rockford author has made sure that a group of local legends won’t fade from memory any time soon.

Not that anyone has forgotten the 1955 and 1956 state basketball championship teams from the old Rockford West High School. The inside of the now middle school still dawns a life-sized shrine of the accomplishments. John’s Gile’s book, “Warrior’s Forever,” broaches more than just the feats on the hardwood. Gile touches on the titles and how they weaved their ways into the Rockford community.

Now, John’s Gile’s book, “Warrior’s Forever,” broaches more than just the feats on the hardwood. Gile touches on the titles and how they weaved their ways into the Rockford community.

To say Rockford got behind the team, led by iconic teacher and coach Alex Saudargas, is an arguable understatement, as 75,000 people welcomed the victors as they returned from Champaign with the first championship trophy. March was filled with more madness in 1956 when the team rolled back into town to more than 125,000 basketball fans that came from all over the region.

“It was a time when the river dividing the city seemed to disappear and every

Coach Alex Saudargas, pictured here with the 1956 Rockford West team, had to rebuild his championship side after the 1955 season when 60 percent of his roster graduated.

neighborhood and every socioeconomic constituency in the city came together in community unity that no person who experienced it could ever forget,” Gile said.

Sportswriters at the time took notice,

too. It was the 1950s and athletics were still one the only vehicles that erased racial divisions. The boys from West were known as the “comeback kids” throughout the state—black and white athletes ignoring

anything but love of a game, of their coach and for each other.

Members of that team, Rod Coffman, Jay Heath, Nolden Gentry, Rex Parker, David McClelland and Bobby Washington joined Gile last Saturday at Barnes & Noble in Cherry Valley, for a signing for the new book.

Part of the book’s proceeds benefits area educators through the Blanche Martin Mini-Grant Fund at the Community Foundation of Northern Illinois. The fund provides grants to teachers in early childhood through grade 12, special classroom activities, educational materials, workshops, and other projects aimed to enhance academics and creativity in students in a range of activities.

The fund was created by Zeta Chapter of Delta Kappa Gamma Society of Professional Women Educators from Boone and Winnebago Counties.

Gile founded The North End Times, The Rock River Times’ predecessor, in the 1980s. He later sold the paper to focus on what has been storied book-publishing career. He is also the author of “Oh, How I Wish I Could Read;” “The First Forest;” and “Keeping First Things First.” His company has presented programs to more than 500,000 students, teachers, business and organization leaders in 39 states, Europe, and New Zealand. R.

City

Aldermen approve indoor market amendments

By Jim Hagerty Contributor

CITY HALL — Although one Rockford alderman called it a bad business deal, the Rockford City Council on Monday put finishing amendments on the agreement to open an indoor market downtown.

The project, billed as the $2.4 million Indoor City Market, will come by way of the Rock River Development Partnership.

The city will invest more than $2 million from its hotel tax into the deal over 20 years.

More than $1 million in diverted River Edge Redevelopment tax credits will also be part of the stack, as well as $8 million in loan guarantees.

The Rock River Development Partnership will contribute 10 percent of the proceeds from the outdoor market into the deal over

five years, with funds placed into a reserve account tapped for cost overruns.

While he praised the RRDP’s efforts in bringing City Market, which draws more than 100,000 people downtown each season, Alderman Frank Beach said he couldn’t support the new project.

“We are the ones at risk,” Beach said.

“No equity does [the city] have in this project at all. When this is all done, if it wants to be sold, or traded away, all of the equity would go away—not to us, but to those who are operating it. It doesn’t seem [good] for the City of Rockford as a business deal.”

Alderman Tim Durkee, R-1, said he recognized the city’s risk, but said it is time to reverse Rockford’s legacy of being behind the times in developing a vibrant core.

“We now have the inertia,” Durkee said.

“We can dare greatly, or crawl back and throw up our hands. Development does not come without risk. And the success that [RRDP] has brought to Rockford has created a new entity and spirit downtown.”

Alderman Linda McNeely also voted against the amendments. They were brought before council because banks involved in the deal asked for a provision that the city guarantee the project’s loans.

The indoor market is slated to open Dec. 31, 2018. It will be housed in the building at 114, 116 and 118 N. Madison St., just south of C.J.’s.

• In other city business, aldermen approved the Amerock Hotel Tax Increment Financing (TIF) District for the upcoming

Embassy Suites hotel project and the financing for the project area. The development project is expected to last two years and be completed sometime in 2019.

Derek Shelby, a Rockford reverend, continued to chide city leaders, using his three minutes of public speaking to declare that select white men present at City Hall Monday were “going to hell” for carrying out what he routinely calls a “de facto containment policy” of black people.

“You are going to hell for all the wickedness you’ve done,” Shelby, who has been previously banned from City Hall for potentially slanderous comments, said.

The full City Council meets on the first and third Monday of every month.

Committee meetings are the second and fourth Monday. R.

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October 18, 2017 The Rock River Times.

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CRIME & COURTS

Olson hopes to expand police drone usage

BY JOHN GUEVARA

Olson says that it took over an hour for the AIR-ONE helicopter to arrive in Winnebago County after it was called to join the manhunt. If one of the local departments had a drone in a squad car, “it could have one (drone) in the air within 15 minutes.”

Olson says the concept for a regional drone program started through conversations he had with Rockford Police Chief Dan O’Shea when O’Shea was still with the Elgin Police Department.

For many years, drones were considered una�ordable luxuries for mid-sized city police departments, seeing action mostly in major markets like New York and Las Vegas. The FAA only recently established rules for drones in June of 2016.

Drone use by law enforcement continues to expand. The Los Angeles Police Commission approved a one-year pilot program for drones this past Monday.

As technology has advanced, costs have

CONTRIBUTOR

ROCKFORD — On Oct. 7, Jordan Spates, a suspect in the September shooting of Winnebago County Sheri�’s Deputy Stephen Wright, was taken into custody in Lawrenceville, Georgia. The capture involved the Rockford and Atlanta FBI o�ces, the Gwinnett County Sheri�’s Department and the Atlanta Violent Fugitive Unit. The capture occurred 14 days after the shooting and is a testament to law enforcement cooperation.

What if the delay could have been avoided?

Former Winnebago County Forest Preserve President Randy Olson thinks there could be a way to avoid such delays in the future. Olson, a helicopter pilot who regularly flew for the AIR-ONE Emergency Response Coalition, has started a new venture, DRONE-ONE.

decreased, making a regional drone cooperative possible for local law enforcement.

In August of this year, Olson organized his own 501c3, DRONE-ONE. He put his money where his mouth is and donated $15,000 to the organization. DRONE-ONE currently owns four drones, three of which have been transferred to the Rockford Police Department. O�cers are currently undergoing pilot training to operate drones.

DRONE-ONE’s focus is to start with accident reconstruction. Currently it takes hours to reconstruct accidents and take the pictures manually. Tra�c is stopped for extended periods, and the personnel costs are high. Olson contends that drones are more time e�cient and could have photos taken in about fifteen minutes, including 3D modeling.

Drones are also a more cost-e�ective option compared to helicopters. Olson says it costs $18 per hour to operate a helicopter

plus two pilots. Drones can be operated for $5 per hour. Drones come equipped with infrared cameras and night vision, reducing the reliance on helicopters. “A drone does 90 percent of a helicopters actions,” Olson says.

When asked about utilizing drones in law enforcement, Winnebago County Chairman Frank Haney said, “Although I haven’t researched out its use in other communities, it generally makes sense from a force multiplier and strategy standpoint.”

Winnebago County Sheri� Gary Caruana says that he sees how drones could add to the law enforcement e�ort.

Olson is attempting to raise $100,000 to supply all of northern Illinois with all the equipment, permits, operating permissions, etc the region would need to be adequately covered by drones. Visit drone-one.org to learn more. R.

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Why (almost) no one is charged with gun tra�cking in Illinois It’s how the laws are written, and trafficking is hard to prove.

BY MICK DUMKE

PROPUBLICA ILLINOIS

To understand why it’s so hard to stop the flow of guns across state lines and into cities like Chicago, you have to start with a simple, well-established fact: Firearms are legal products.

Guns aren’t like cocaine. As the Supreme Court has repeatedly ruled, most American adults are allowed to have them. That means there are millions of people who can acquire guns legally — and millions of potential sources of guns that may later be illegally sold, traded, loaned or stolen.

Regulations and restrictions vary by city and state, and most are loose. As we reported in a story Tuesday, the majority of the guns seized by Chicago police were originally bought out of state.

But even when authorities know a gun has changed hands unlawfully, they often can’t determine its ownership history.

“What comes between that first sale and the recovery is the question,” said Philip Cook, a researcher with the University of Chicago Crime Lab and a professor at Duke University.

It adds up to what some o�cials describe as a kind of law enforcement version of whack-a-mole: Police and prosecutors spend significant resources targeting people caught possessing illegal guns — who are usually at the end of a lengthy chain of ownership — with little hope of thwarting the illicit gun markets.

In the face of a two-year spike in violence in Chicago, authorities have stepped up their e�orts to prosecute gun o�enders. Through Oct. 4 of this year, federal prosecutors in the Northern District of Illinois had already brought more gun charges than in any other year over the last decade — with almost three months still to go.

But the vast majority of the defendants were charged with illegal gun possession, according to federal court records. In some cases the guns were allegedly brought to the Chicago area from out of state, but no one was charged with tra�cking. The reason: No federal tra�cking statute exists.

Local law enforcement o�cials, meanwhile, lock up thousands of gun o�enders every year, almost always on possession charges. Like federal o�cials, they rarely arrest or prosecute people for tra�cking firearms, though such charges carry far sti�er sentences.

While a state tra�cking law is on the books, prosecutors say the cases are hard to prove.

Numbers tell the story: The most common

Without a trafficking statute, the “Possession of a Firearm By a Felon” charge is often the best tool federal prosecutors have. Possession charges have increased to become the majority of all gun charges over the last decade. SOURCE: United States District Court for the Northern District of Illinois.

David Eads, ProPublica Illinois charge: being a felon in possession of a firearm, which accounts for 73 percent of all gun charges in 2017. The others: using a gun in connection with drug tra�cking (17 percent); selling guns without a license (8 percent); and making a false statement in a gun purchase (2 percent).

Over the last decade, the portion of gun defendants facing possession charges has doubled.

Neither the ATF nor the U.S. attorney’s office in Chicago would comment to ProPublica Illinois about their approaches to attacking underground gun markets.

Some federal authorities and lawmakers want to create another tool. U.S. Rep. Robin Kelly, the Democrat whose district includes parts of Chicago’s South Side and some adjacent suburbs, has cosponsored the Gun Tra�cking Prevention Act of 2017, which would ban the purchase or sale of a gun with the intent to transfer it illegally.

She said such a measure would be critical for the Chicago area because surrounding states have looser gun laws than Illinois.

Only three Republicans have signed on as co-sponsors, though, and the bill has been buried in committee since it was introduced in March.

“It’s so frustrating,” Kelly said.

At the state level, Illinois prohibits both tra�cking guns from out of state and gunrunning, which is the illegal transfer of at least three guns. But police and prosecutors in Chicago almost never charge anyone with those o�enses: Since 2007, nine of every 10 weapons arrests by Chicago police have been for illegal gun possession, according to the city’s reported crimes database.

During that time, Chicago police have made more than 27,000 arrests for illegal gun possession, formally known as “unlawful use of a weapon” under state law. But the

police have made just 142 arrests for illegal gun sales — and none for gun tra�cking or gunrunning — in the last decade.

Similarly, since 2013, Cook County prosecutors have brought unlawful use of a weapon charges 9,724 times, according to data from the state’s attorney’s o�ce. During the same period, they’ve charged defendants with gunrunning 12 times, and they haven’t charged anyone with gun tra�cking.

The Chicago Police Department works with the ATF to trace every illegal gun it recovers, said Anthony Guglielmi, a department spokesman. But most have been sold, stolen or loaned out repeatedly.

“They can be on the street for years,” Guglielmi said. People “don’t get rid of guns here. They bounce around.”

Federal laws limit the ability of authorities to keep records, so no national gun registry exists. Because each state has its own regulations, o�cials are often unable to determine the entire ownership history of a gun. Without that history, it’s a challenge for local prosecutors to show gun tra�cking occurred.

“If a car is used in a shooting or robbery, I can easily find out, in a matter of minutes, who owned that car,” said Eric Sussman, a former federal prosecutor who’s now the top deputy to Cook County State’s Attorney Kim Foxx. “Gun laws are intentionally set up where there is no searchable database.”

Even when authorities learn a gun’s history, building a tra�cking or gunrunning case can be tough. The cases take significant time and resources to investigate, and the laws are narrowly written — for instance, only residents of Illinois can be charged with tra�cking here, even though most guns in Chicago come from out of state.

“You have to prove that they’re transferring to someone who’s not allowed to have them or they’re transferring them for illegal purposes,” Sussman said. “And that’s a high burden.”

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The Rock River Times. October 18, 2017

City

RPD moves back to state-hosted call log ROCKFORD — The Rockford Police Department announced Thursday it has transitioned its dispatch call log back to a state-hosted 72-hour platform.

RPD had been issuing PDF logs of dispatch calls while the state updated its platform. The city says it has worked with Illinois officials over the last two months in updating the state call log.

The 72-hour dispatch call log is refreshed hourly and notes calls dispatched within the previous hour, RPD said in a state.

Calls omitted include sexual assaults, domestics, sensitive juvenile offenses, and child abductions.

The call log reflects real-time reports, as determined by the caller, to the dispatch center. Once reports are received, calls are prioritized and officers dispatched accordingly. Upon investigation, initial classifications of calls may be reclassified based on the actual findings of the investigation.

The 72-hour dispatch log may now be accessed via the 72-Hour Dispatch Call Log quick link at rockfordil.gov/city-departments/police or directly at data.illinois. gov/dataset/639rockford_police_department_72_hour_dispatch_call_log/ resource/5f783951-5f80-4fdd-8b5c7c434933d7e3.

The Rock River Times will host the log on its website, at rockrivertimes.com/rockford-police-dispatch-log. The dispatch list is also listed under the Local News tab in our menu.

RPD announced in 2016 that it would encrypt its radio channels, limiting access to information about police calls to the media and citizens. Chief Dan O’Shea stressed at the time that the department would look to improve ways to report “as close to real-time as possible” criminal activity in the city.

RPD says citizens can track crime activity in the community via the department’s other information sharing tools, including the Police Blotter, https:// rockfordil.gov/city-departments/police/ police-blotter; Facebook, facebook.com/ RockfordIllinoisPoliceDepartment; and Twitter, twitter.com/RockfordPD. Nixle, nixle.com/register, a geographically targeted community information service that allows the City to distribute real-time alerts and advisories via text and email, and Crimemapping.com are additional tools RPD says citizens can turn to for recent activity in specific neighborhoods. R. A RockRiverTimes.com report.

Come See For Yourself

Charity

Still time to give to this year’s CROP Hunger Walk ROCKFORD — The 31st Annual CROP Hunger Walk has raised more than $23,000 since Sunday, a number organizers say is down about 25 percent from last year.

Nearly $17,000 was raised from walkers who collected money from sponsors ahead of last weekend’s event, and more than $7,100 was raised via the internet, as of Monday night.

Funds raised are shared among local pantries, with the Greater Rockford Pantry Coalition taking 25 percent of total funds. Remaining funds go to fight world hunger relief via the Church World Service.

More than 50 churches, religious organizations, schools, civic organizations and businesses supported around 150 walkers.

The top individual walker was Jane Eesley, raising $2,310, a total good enough to give Christ United Methodist Church top honors among all teams.

Donations are being accepted through Thanksgiving. Visit crophungerwalk.org/ rockfordil; the JustGoods Fair Trade Store, 201 S. 7th St.; or contact Stanley Campbell at 815-964-7111 or David Jones at 815-5403703, or by email at davidj6226@aol.com, to make a donation. R. A RockRiverTimes.com report.

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October 18, 2017 The Rock River Times.

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The Rock River Times. October 18, 2017

City

Volunteers still needed for Stroll DOWNTOWN — The Rockford Area Convention & Visitor’s Bureau still needs volunteers to help out with this year’s Stroll on State.

Stroll on State needs volunteers for a variety of days and tasks. Come down to help at Santa’s Workshop on Tuesdays, 6-9 p.m., and Saturdays, 8 a.m. to noon, at the Sharefest building downtown, 301 S. Winnebago St. Sign ups are not needed for these days; volunteers can simply show up and pitch in.

You can also sign up to help make downtown Rockford Merry & Bright on one of the Stroll Decoration Days on Friday, Nov. 17 and Saturday, Nov. 18, with two shifts covering 8 a.m. to 5 p.m.

The last volunteer opportunity is on Saturday, Jan. 13 for Back in the Box Day as the Stroll decorations are returned to storage.

And plenty of volunteers are still needed for the day of Stroll, Saturday, Nov. 25. A variety of shifts are available throughout the day’s events.

Volunteers between 12-15-years-old are allowed and welcome, but must be accompanied by a parent or guardian. Volunteers that are 16-17-years-old are allowed and welcome, but must have a signed waiver by parent or guardian.

To find out more or to sign up for a time visit gorockford.com/stroll-on-state/ volunteering.

The Fifth Annual Stroll on State is Saturday, Nov. 25, 2-9 p.m. in downtown Rockford. The Dasher Dash 5K will take place the morning of festivities, beginning at 8 a.m. Registration for the run is $30 and is available online at strollonstate.com. R.

Volunteers help assemble Santa’s House at the 2015 Stroll on State. RACVB says its still needs volunteers for a number of days and shifts to help get ready for this year’s event. Photo, RACVB

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October 18, 2017 The Rock River Times.

11

COUNTY

Lawsuit claims county, tablet company had ‘back-door’ deal

BY JIM HAGERTY CONTRIBUTOR

ROCKFORD — Winnebago County and the service provider tapped to provide tablets for jail inmates were in violation of state law when they hatched the contract, according to a lawsuit filed last Wednesday.

The 109-page chancery complaint was filed by attorney Mike Hayes, on behalf of John Nelson, a Rockford lawyer who unsuccessfully ran against Winnebago County Board Chairman Frank Haney, and Securus Technologies, a company that submitted a competing bid.

Hayes accuses the county board of having “back-door discussions” with Global Tel Link (GTL) to procure the company’s services, intentionally steering the winning bid away from Securus and other bidders. A pro-GTL public relations campaign while bids were still pending played a part in the steering, too, according to the suit. But, that’s not all the Nelson and Securus are claiming.

“The county and GTL engaged in fraud, collusion, in corruption,” the suit states.

The board, in August, voted 16-2 in favor of the contract with GTL. But, because the company failed to disclose that it was named in racketeering lawsuit in Mississippi, GTL’s RFP it submitted here was “a sham,” says the filing.

“Instead of disqualifying GTL for submitting a false and fraudulent proposal,” the lawsuit continues, “the county immediately began having back-door conversations with GTL, where GTL, at the specific request of county employees, revised and amended its o�er, changed its pricing and added additional not originally included in its o�er.”

One of those county employees is purchasing agent Ann Johns, who Hayes alleges emailed GTL asking for new pricing and for the company to supply the county with other services at no cost.

“As a response to Ms. Johns’ request, GTL amended its o�er on June 23, 2017,” according to the complaint.

The amended proposal, Hayes said, was

A 6-WEEK PROGRAM

then sent to two jail o�cials. But, Securus and other bidders were not asked to amend their proposals.

The plainti�s are asking the court to enter an injunction to void the GTL contract, require the county to conduct a new RFP process.

County o�cials The Times spoke to indicated they felt the lawsuit is without merit and that the RFP process was properly handled.

Dallas-based Securus and GTL are currently engaged in a length legal battle over the technology both implement. The current patent infringement case dates back to 2013. Both parties o�ered to dismiss the case in September. That motion is still pending in a Texas court.

The companies also routinely file lawsuits similar to the one brought in Winnebago County in response to losing bids.

Securus has also been party to suits brought by local and state governments. A lawsuit filed in 2014 in Austin, Texas found that the company had improperly stored details of more than 70 million inmate phone calls. Data from those calls was hacked, exposing attorney-client privileged information.

“This may be the most massive breach of the attorney-client privilege in modern U.S. history, and that’s certainly something to be concerned about,” said David Fathi, director of the ACLU’s National Prison Project. “A lot of prisoner rights are limited because of their conviction and incarceration, but their protection by the attorney-client privilege is not.”

Another class action suit filed in Arkansas this year claims the Dallas-based Securus gouges call prices, charging prisoners up to 100-times more for phone calls than normal.

Families in Illinois pay more than $6.5 million per year to companies like Securus and GTL, making the state the 8th least-affordable for prisoner phone calls, according to the advocacy group Prison Phone Justice.

The average cost of a 15-minute phone

call from prison in Illinois is $3.63, the group says.

“Most of these contracts guarantee a substantial ‘commission’ kickback to the state or county agency contracting with them, which is usually based on a percentage of the gross revenue from phone calls made by prisoners,” PPJ says. “As a result, contracts often go to the company that o�ers the highest kickback, not the lowest

calling rates.”

Tablets from GTL contain calling features, legal forms, GED software other apps. Calls will cost will cost inmates 27.5 cents per minute, half of what they through the existing phone service. The county is slated to keep 23 cents per minute, which is estimated at nearly $900,000 per year. R. A RockRiverTimes.com report. Additional reporting by Shane Nicholson.

CRIME & COURTS

Teen arrested in park shooting that wounded woman

BY JIM HAGERTY CONTRIBUTOR

ROCKFORD — A juvenile was arrested last week after an incident left a woman shot in the head inside her home.

Police say the suspect is a 14-year-old male, one of several subjects involved in a Sept. 24 shots-fired incident at KeyeMallquist Park. One of approximately 12 bullets fired in the exchange went through the window of a second-floor apartment on Parmele Street and struck 29-year-old Alzura Prunty in the head.

Prunty underwent emergency surgery at a local hospital to remove a .38 caliber slug from her left temple.

The suspect was arrested last Friday.

He has been charged with aggravated battery with a firearm and aggravated discharge of a firearm. His identity will not be released because of his age. Court dates are pending.

“We take the safety and security of our citizens very seriously, but unfortunately, we are seeing more and more juveniles involved in violent crimes,” Rockford Park District Police Chief Theo Glover

said in a release.

The shooting raised a number of concerns, including those shared by Prunty’s father, Floyd, who has since called on citizens and preachers to come alongside police to send a message that senseless violence in the Rockford streets will no longer be tolerated.

“This was not just an ordinary shooting,” Floyd Prunty said. “This was a park full of people, but these kids didn’t care.

And a woman sitting in her home with her children gets hit. It’s time for Rockford to wake up.”

Floyd is in the process of organizing a peace demonstration. A date has not been announced.

Alzura is recovering but says doctors are monitoring her closely because they are unsure if she’ll su�er from seizures in the future. So far, she hasn’t experienced any seizure-like symptoms.

The shooting is still under investigation. Anyone with information is asked to contact the Rockford Police Department at 779-500-6551, or the Rockford Park District Police at 815-966-2900. R.

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12

The Rock River Times. October 18, 2017

Nation

A reporter finally asked Trump to just explain his health care plan A Fox News reporter asked a simple question. He got a disastrous answer.

By Aaron Rupar ThinkProgress.org

During a joint White House news conference with the prime minister of Greece on Tuesday, President Trump was asked an extremely basic question about his health care plan. He responded with a lengthy, incoherent word salad.

Trump was responding to Fox News’ John Roberts, who noted that Trump’s efforts to repeal the Affordable Care Act through legislation have failed, and then asked him, “I’m wondering, at this point, what is your health care plan, sir?”

Without addressing the question, Trump immediately attacked insurance companies.

“Well if you look, ah, insurance companies, and you take a good strong look at the numbers, you’ll see since the formation of Obamacare they’re up 400 percent, 450 percent, 250 percent, 300 percent — they’ve made a fortune, the insurance companies,” Trump said. “So when I knocked out the hundreds of millions of dollars a month being paid back to the insurance companies by the politicians, I must tell you, that

wanted me to continue to pay this, I said I’m not going to do it. This is money that goes to the insurance companies to line their pockets, to raise up their stock prices, and they’ve had a record run, they’ve had an incredible run, and it’s not appropriate.”

Trump then pivoted to attacking Obamacare.

“Obamacare is a disaster. It’s virtually dead, as far as I am concerned it really is dead, and I predicted that a long time ago — it is a concept that doesn’t work, and we are very close,” Trump said. “We feel we have the votes, and as soon as we’re finished with taxes, John, we really feel we have the votes to get block grants into the states where the states can much better manage this money and much better take care of the people, rather than the federal government. The state block grants — we’ll do massive block grants into the various states so that the states can run the program.”

Before he was done, Trump attacked Democrats (“they have no good policies”), decried that his judicial appointments aren’t being approved more quickly (“it’s a very disgraceful situation”), and touted his tax plan (“the largest tax cuts in the history of our country”).

After nearly three minutes of ranting,

“Well if you look, ah, insurance companies, and you take a good strong look at the numbers, you’ll see since the formation of Obamacare they’re up 400 percent, 450 percent, 250 percent, 300 percent — they’ve made a fortune, the insurance companies.”

Trump finally stopped talking. But at no point did he actually explain what his health care plan is. So after Trump finished, Roberts interjected, “So is Graham-Cassidy still the plan, sir?”

“Yeah, essentially that would be the plan, yes,” Trump said. “Block grants.”

The Graham-Cassidy plan Trump mentioned would result in 32 million Americans losing coverage and has already been rejected by a critical mass of Republican senators.

Trump has repeatedly proven himself unable to talk about the details of policy.

While he was pushing Obamacare repeal

over the summer, Trump did an interview where he indicated he thinks health insurance cost $12 annually. Following a June meeting during which Trump tried to persuade Republican senators to vote in favor of a repeal bill that provided huge tax breaks to the wealthy, one supportive senator told the New York Times that Trump “did not have a grasp of some basic elements of the Senate plan — and seemed especially confused when a moderate Republican complained that opponents of the bill would cast it as a massive tax break for the wealthy, according to an aide who received a detailed readout of the exchange.”

“Mr. Trump said he planned to tackle tax reform later, ignoring the repeal’s tax implications, the staff member added,” according to The Times.

And it’s not just health care. Public comments Trump has made in recent weeks indicate he is confused at best about how the national debt works, and about what the concept of “wiping out debt” entails.

While Trump may not understand his own policies, the steps the Trump administration has taken to sabotage Obamacare independently of Congress have already resulted in substantial rate increases.

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October 18, 2017 The Rock River Times.

13

REMEMBERING

Leslie Ellen (Johnson) Blanchard Oct 25, 1965 – Oct 8, 2017

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DRIVERS NEEDED

Passed at home after a long illness surrounded by loved ones and two sisters. Predeceased by husband, Lyle Blanchard, and parents, Walt and Lois Johnson, and brother-in-law, Joe Turner.

Survived by two sisters, Laurie Bergeson (Mark Stram) and Paula Turner. She was a dedicated and loving nurse for over 30 years who cared about her patients and profession very much.

She will be greatly missed by all who knew her.

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14

The Rock River Times. October 18, 2017

Commentary

What goes around, comes around

By Rich Miller

L

Capitol Fax

ast week, Gov. Bruce Rauner’s campaign fund transferred $4.45 million to the Illinois Republican Party to bankroll a new effort to focus voters’ attention on House Speaker Michael Madigan.

The state party unveiled its “2018 Madigan Retirement Plan,” which it claimed was designed to “specifically target members of the Illinois House and Senate who empower their political boss, Mike Madigan.” The party said the governor’s money would supply “unprecedented support to local GOP organizations by providing innovative grassroots tools, enhanced digital and data integration, and targeted support for local Republican candidates in an effort to defeat Democrats at every level who empower their party leader, Mike Madigan.”

A few things are going on here. First, “Blame Madigan” has been Rauner’s

main theme song since the 2014 campaign. This is a continuation of that effort. It has worked in the past, so they’re betting it’ll work again.

Second, talking about Madigan means he can deflect attention from his own problems.

And that brings us to the third reason. The governor is being criticized loudly and harshly by members of his own party for signing HB40 into law, which legalized taxpayer-funded abortions. Shoveling some cash out the door, or at the very least holding the cash out there as a potential carrot, might help calm some tempers. Running it through the state party means there are no direct Rauner fingerprints on the money, so accepting it gives Republican candidates and organizations some deniability. Not much, but some. They can just say the new cash in their accounts is all about defeating that bad ol’ Madigan.

But Republicans are now being asked

whether they’re supporting Gov. Rauner’s reelection.

When Christian County Republican Party Chairman Seth McMillan announced he would run against Sen. Andy Manar, D-Bunker Hill, last week, he was asked where he stood on the intra-party schism. According to the Decatur Herald & Review, McMillan said he would support whoever won the primary and stated, “Right now, I support the governor’s re-election.”

Rep. Dan Brady, R-Bloomington, was asked during a local radio talk show last week whether he was endorsing Rauner’s reelection.

“Asking me, ‘Would I still support the governor?’ I’d have to know who’s running,” Brady said, later clarifying that the governor hadn’t yet asked for his endorsement.

As the numerous Republican legislative primaries start heating up between incumbents and others supported by the establishment and those backed

by conservative activist Dan Proft and his cohorts, the Rauner questions will naturally become more frequent.

Most Republicans with far-right primary opponents can’t embrace the governor, for obvious reasons. And if they embrace Rauner’s primary opponent they could risk losing out on the so-called “Retire Madigan” money. Attempting to remain neutral comes with its own likely risks.

Once it became clear to the Democrats that there could be no budget deal with the governor, the plan was to drag him down to a point where he was almost as unpopular as Speaker Madigan.

Republicans will undoubtedly be put on the spot with questions next fall about whether they can remain independent of an unpopular governor with a reputation as a control freak who backs that up with a fat wallet.

What goes around comes around, I suppose.

Medicare shopping misconceptions, and how to avoid them

By Chuck Dow

Humana Regional President Medicare—Illinois

The Medicare Annual Election Period takes place from Oct. 15 through Dec. 7.

It’s a time for people with Medicare to make important decisions about their health care – just ask the 17.7 million people who decided on a Medicare Advantage plan in 2016. There are many factors to consider so that you get the Medicare plan that best meets your health and budget needs.

To navigate your health care options during this year’s annual enrollment period, it is important to remember what not to do.

When researching Medicare plans, people often focus on premiums and medical provider networks, but may not realize there’s more to consider. Knowing the benefits offered by Medicare Advantage plans and Medicare Prescription Drug Plans, both of which offer enhancements to Original Medicare, will also be pivotal in your decision making.

While Medicare Advantage provides

the same coverage as Original Medicare, Medicare Advantage plans often also include predictable copayments, lower or no deductibles, Part D prescription drug coverage, out-of-pocket limits for financial protection, and low or even zero monthly plan premiums.

Some of these plans offer additional features designed to meet members’ needs, such as dental, hearing and vision coverage, a nurse advice line available 24 hours a day/7 days a week and fitness programs.

Here are five common hiccups Medicare beneficiaries may experience when considering their options in search of a Medicare Advantage plan that will help them achieve better health and well-being: • Your monthly payments are not the only thing to consider. While it’s tempting to gravitate to a $0 or low-premium monthly plan, it’s easy to overlook extra costs that can be incurred down the road, such as for hospital stays and medical procedures. After you analyze your previous year’s plan and assess the most affordable option for the coming year,

consider the total value of the Medicare plan you select, along with your health, medical and budget needs for the coming year.

• Your drug coverage is not the same everywhere. Surprisingly, drug prices can vary depending on your location, pharmacy and how much you’ve used your prescription benefits over the course of the year. Be diligent by making a list of your medications; researching drug formularies – the list of drugs a Medicare prescription plan covers; and considering mail-order as you evaluate your prescription drug plan options. Some plans may offer lower costs if certain pharmacies are used.

• Your plan is not just for medical visits or emergencies. If you are living with a chronic condition, you may want to look for plans offering personalized care in the forms of health coaching, education and support by registered nurses and other health professionals. Many Medicare Advantage programs also offer benefits, such as fitness programs, to help members maintain a healthy, active lifestyle.

• You may not need the same plan as your spouse/significant other. Health needs vary, and what works in your Medicare Advantage plan may not be the best option for your spouse. It’s important for the two of you to sit down and assess your different health needs, health care providers and if your doctors will be covered in your plan.

This ensures your Medicare plan makes sense for your individual health, budget and lifestyle.

• You’re not on your own in making this decision. Utilize resources, such as a licensed Medicare health insurance agent, Medicare.gov or Humana.com/ Medicare, to help identify the best plan for you. Starting in October, you can also call 1-800-MEDICARE (1-800633-4227) or TTY: 1-877-486-2048 24 hours a day, seven days a week for 2018 Medicare plan information. Or you can call Humana at 1-888-204-4062 (TTY users can use 711).

Understanding the resources and tools at your disposal will allow you to take “advantage” of all the benefits Medicare plans have to offer in 2018.

First Amendment: Congress shall make no law respecting an establishment of religion, or prohibiting the free exercise thereof; or abridging the freedom of speech, or of the press; or the right of the people peaceably to assemble, and to petition the Government for a redress of grievances.

October 18, 2017 The Rock River Times.

15

Thaler an artist’s economist

By Chris Jones

R

Tribune News Service

ichard Thaler, the University of Chicago economist from the Booth School of Business who won the Nobel Prize last week, is an economist we cultural pontificates can love.

Why? Simple. His work embraces human irrationality.

Some of us get to write about that every day. Another word for human irrationality is art.

You can see it splattered all over the walls of our fine museums. It haunts Bruce Springsteen’s lyrics. It is on view in Vivian Maier’s photographs. Chance the Rapper “spits on the Apple and kills a worm.”

King Lear: pretty irrational dude, felled by misjudging the affection of his children. Lady Macbeth: not so data-driven.

Hamlet: too overcome by indecision to act rationally, even to act at all. Alexander Hamilton: exceptionally rational until his son dies trying to emulate his dad, and then the pain becomes unimaginable.

Tony Soprano: rational, except when staring at a fish.

Granted, the world of economics doesn’t usually frame Thaler in those terms, for they do not give out Nobel Prizes for the understanding of joy, tears or chaos, the fallout from what we saw at the age of 5 and have never been able to forget. There is not an economic mechanism for a mess. Thaler is what is formally known as a behavioral economist, a legitimately scientific person who probes the intersection of economics and human psychology and who (to quote Richard Shiller, a fellow behavioral economist) does not describe human acts as merely “mathematical optimization by separate and relentlessly selfish individuals, subject to budget constraints.”

We’re pretty selfish but not that smart.

And not that impervious to pain.

Rather, Thaler’s work describes us all as subject to psychological forces — this explains why, for example, I will go to all kinds of trouble to save a nickel on a gallon of gas, but then happily overpay for my Diet Coke in the office vending

machine where I suspect the pop tax will be for all time.

It’s not that other economists did not know deviants existed — the ruling assumption was just that, in aggregate, we all follow the rules. Thaler took what traditionally have been seen as abnormalities and argued for their centrality to the human condition. This will not be a surprise to you if you watch a play or a movie from time to time.

He has charted how unhinged we can become if we think we perceive unfairness in our midst: “We are not living in a time when excellence is rewarded,” a friend said to me the other night, shaking her head. Had that time not existed — in her mind at least — she would not have felt such frustration.

For Thaler (who has collaborated with the improvisers at Second City) under-

stands that we are far more resistant to the loss of something we already own than not getting it in the first place, even though the net benefits are the same. The Republican Party has a much harder job arguing the weaknesses of Obamacare because so many see it as a benefit someone was threatening to remove. The so-called Dreamers of DACA have framed their case in the same way, and bolstered their position.

Everyone in the entertainment business knows that you’re far more likely to go to something if you already have tickets: the Lyric Opera’s Danny Newman was famously fond of noting that the fickle single-ticket buyer would never go out in a snowstorm on the same night and buy the same ticket for the same price at the box office. We don’t like to lose things, even if it costs us more

money to keep them.

Yet there also is pervasive evidence that people don’t value something that has free tickets. You’re better at least charging a little. We claim to hate high prices for entertainment, but I am always struck by how much people talk about the most egregious examples, and how excited they seem to make them. Paying a lot can be a badge of honor — conspicuous consumption, an economist might say — but Thaler also allows room for mere stupidity. During that famous Chicago blizzard, I put my well-being at risk trying to get home from some dance performance that did not matter to me at all. Being out that night was sheer stupidity.

Where would TV be without human stupidity? It would not exist. At what and whom would we be able to laugh?

This week’s A&E section is a bit light due the the International Credit Union Day special section on pages 19-22. You can find all our usual A&E news plus your local events calendars on our website: RockRiverTimes.com. R.

16

The Rock River Times. October 18, 2017

RACVB VIEW

Rockford fall favorites

BY SARAI GUERERRO ROCKFORD AREA CVB

I love the summer, so when August and September come and go, it’s one of those depressing realities that summer is actually done. The weather starts cooling down, the sun starts setting earlier and just in a blink of an eye, the leaves are turning colors and fall has made its way to the Stateline.

As I mentioned, I really love summer... but I also really do love fall! There’s something about the ambiance when the leaves are all di�erent, beautiful, bright colors! I thought it would be fun to write about 5 ways you can enjoy the beautiful fall time in our Rockford region.

1. Pumpkin Spice Latte from Meg’s

1141 N. Alpine Rd., Rockford or 3885 N. Perryville Rd., Rockford This should be a no-brainer. When the weather starts cooling down, you NEED something that will warm you up, and the Pumpkin Spice Latte will do just that for ya! I am just a little biased and think Meg’s Daily Grind has THE BEST

Latte served at Meg’s Daily Grind

Pumpkin Spice Lattes. One sip and you’ll be in fall heaven!

2. Edwards Apple Orchard West Apple Cider Donuts

8218 Cemetery Rd., Rockford Okay, nothing says fall like APPLE CIDER DONUTS and you don’t have to look far for some fresh ones...Edwards Apple Orchard West has got you covered with the yummiest donuts! And while you’re there, you can stock up on their yummy sweet corn salsa – one of my favorites!

3. Friday Night Lights

September through October is the perfect time to catch a local high school football game. For a lot of people, Friday Night Lights is their favorite thing about fall, and there’s plenty of opportunities to watch several local games in the Rockford region.

4. Apple Picking

6385 Kilburn Ave., Rockford Apples are healthy, so after all the donuts you’ve eaten, you can make your

way to Curran’s Orchard for some apple picking! It’s all about balance, right?! Curran’s is a great place for apple picking and you can also enjoy picking some pumpkins while you’re there! It’s family-friendly and there’s a lot of things to do.

5. Rock Cut State Park

7223 West Lane Rd., Loves Park If you’re really looking to experience all the beautiful colors of fall, Rock Cut State Park is the answer! With tons of trails you can bike, walk or run on, you’ll be sure to enjoy some great fall nature!

Seasons come and go, but the good thing is there’s always fun, local ways to enjoy them!

For a list of local fall events, more local orchards, and where to see beautiful fall colors in the Rockford region, visit the Fall Into Fun page at gorockford.com/fall.

Curran’s Orchard

FRIDAY

Swingbilly RFD w/ Lukewarm Club of America

SATURDAY

Sleeze / 99 Proof Devils / Middle Aged Overdose

Open Stage

Every Tues & Thurs

Open 7 days a week 602 N Madison St

October 18, 2017 The Rock River Times.

October 18 - 24

Rock-Con Game Convention WHEN Friday, October 20 - Sunday, October 22 (Friday 2 - 11 p.m.; Saturday 9 a.m. - 11 p.m.; Sunday 9 a.m. - 2 p.m.)

The Rockford Illinois Record Crawl WHEN Saturday, October 21 (10 a.m. - 7 p.m.)

WHERE Various Locations

WHERE Tebala Event Center Rock-Con features historical and fantasy miniature gaming, collectible miniatures, role-playing, board gaming, and other events that cover the entire spectrum of adventure gaming for the entire family.

Visit four locations in Rockford (Culture Shock Clothing and Records, Kate’s Pie Shop and Record Store, CD Source, and Toad Hall Books and Records) to enjoy refreshments and listen to music, support Rockford’s independent record stores, and have fun.

GoRockford.com/Events

All Hallows Eve WHEN Saturday, October 21 (2 - 8 p.m.)

WHERE Midway Village Museum Bring your family to trick-or-treat in Midway Village Museum’s charming Victorian Village! More than 24 village buildings will be specially decorated for Halloween by local community groups, and families can trick-or-treat in each building to receive candy from costumed volunteers! There will also be additional children’s activities such as crafts, games, and dancing! Families are encouraged to dress in costume.

5th Annual Holidazzle Craft Show WHEN Saturday, October 21 - Sunday, October 22 (10 a.m. - 4 p.m. both days) WHERE Winnebago County Fairgrounds The “Holidazzle Craft Show” features more than 150 crafters with all handmade items. Get a head start on Christmas shopping! Concessions will be available, and there is free parking.

Find out more about these events and more at gorockford.com.

To sign up for GoRockford’s What’s Happening weekly eblast, email info@gorockford.com with subject line “What’s Happening.”

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The Rock River Times. October 18, 2017

Death Notices Jane Mary Guenzler 95 Rockford 10/9/2017 Norma Hurless 90 South Beloit 10/9/2017 Lisa Barton 34 Rockford 10/9/2017 Phillip Cowins 44 Rockford 10/9/2017 Donald Pfeiffer 90 Rockford 10/9/2017 Gregory Bombard 66 South Beloit 10/9/2017 Juanita Gomez 70 Rockford 10/10/2017 Mildred Zinnecker 80 Rockford 10/10/2017 Lenier Floyd 53 Rockford 10/10/2017 Josephine Carmona 77 Rockford 10/10/2017 Louis Hardesty 88 Rockford 10/10/2017 Emily Dammann 81 Rockford 10/10/2017 Teresa Ruch 59 Rockford 10/10/2017 Nancy Kaczuk 93 Rockford 10/10/2017 Marjorie Johnson 99 Rockford 10/10/2017 Betty Wennerberg 83 South Beloit 10/11/2017 Paul Wieczorek 68 Rockford 10/11/2017 John Morris 67 Rockford 10/11/2017 Donald Hansing 93 Rockford 10/11/2017 Mary Hennig 60 South Beloit 10/11/2017 John Davis 86 Rockford 10/11/2017 Deborah Bryson 65 Rockford 10/12/2017 Ronald Helms 84 Rockford 10/12/2017 Catherine Gaffney 79 Rockford 10/12/2017 Larry Jackson 70 Rockford 10/12/2017 John Parrovechio 82 Rockford 10/12/2017 Richard Ressler 72 Rockford 10/12/2017 Robert Turgeon 87 Rockford 10/12/2017 Deborah Schneider 62 Rockford 10/12/2017 Steven Hoover 56 Rockford 10/12/2017 Mark Babler 57 Rockford 10/12/2017 Robert Brint 56 Rockford 10/12/2017 Harold Falkenstein 86 Rockford 10/13/2017 Lisa Beebe 70 Rockford 10/13/2017 Barbara Black 76 Rockford 10/13/2017 Merrivale Herbert 95 Rockford 10/13/2017 Dennis Halbmaier 77 Cherry Valley 10/14/2017 Audra Engelking 42 Rockford 10/14/2017 Daniel Oehlke 64 Rockford 10/14/2017 Kamlynn Keyes 79 Rockford 10/14/2017 Kenneth Blair 64 Rockford 10/14/2017 Loretta Thompson 62 Rockford 10/14/2017 Wesley McIntoush 67 Rockford 10/14/2017 Jewell Nelson 94 Roscoe 10/14/2017 Mildred Morris 93 Rockford 10/15/2017 Roberta Gille 75 Rockford 10/15/2017 Brent Thompson 60 Rockford 10/15/2017 Barry Bishop 72 Rockton 10/15/2017 Pasquale Musso 78 Rockford 10/15/2017 James McKelvin 46 Rockford 10/15/2017 Beulah Howard 63 Rockford 10/15/2017 Marion Carlson 93 Rockford 10/15/2017 Beverly Taylor 91 South Beloit 10/15/2017 Patricia Nyquist 86 Rockford 10/15/2017 Jeffrey Biro 51 Rockford 10/15/2017 Judith Williams 76 Rockford 10/16/2017 Patrick Horkheimer 82 Rockford 10/16/2017 Lila Brady 91 Rockford 10/16/2017 Death notices are provided by the Winnebago County Coroner’s office.

THE LUCKIEST SIGNS THIS WEEK: GEMINI, CANCER AND LEO

Your Health Week of October 1 to 7, 2017

THE LUCKIEST SIGNS THIS WEEK: VIRGO, LIBRA AND SCORPIO

Week of October 8 to 14, 2017

Mothers’ exposure to air pollution tied to cellular changes in kids ARIES

ARIES

Whether in romance or at work, you’ll receive no shortage of interesting offers. Take the time to think things through before making even the smallest decision.

Happiness lies within. Find it, and it will radiate into your heart, home, family and loved ones. It will be contagious.

TAURUS

TAURUS

You’ll be on the go all week, both with roughly 9 percent shorter telomeres for work and for social engagements.

You will appreciate your loved ones. in babies’ cord blood on average, and 13 Reuters Health You will organize an event on a They will surround you and be your percent shorter telomeres in placenta Women who breathe polluted air during very tight budget that will bring safe haven. You will be inspired to samples, the studytogether found.many people. pregnancy have babies with greater signs accomplish a masterpiece. You will The researchers accounted for other of “aging” in their cells when they’re also be very intuitive. education, income, born compared to babies whose mothers maternal factors like GEMINI health conditions and smoking breathed cleaner air, aGEMINI new study finds.

You will put in lotshistory, of hours atas work, at birth.

Babies with higherIf you exposure whichand will weight help you generate some give it yourtoall fine at work, well you as the babies’ sex Your boss be imof income. the study is will that particle pollution during had will landgestation an astonishing promotion.One limitation extra pressed your enthusiasm and put actual PM 2.5 by exposure might shorter caps on the ends their chroYou willofstart a new diet that women’s will on the shortlist for a promotion. researchers estimated mosomes, according do towonders the researchers, for your health. differ from what you based on home addresses, the authors note. who suggest the findings offer a possible CANCER It’s also possible that the babies’ parents biological reason forCANCER health problems Lots of action is on the horizon! Not You will tempted to take up a shorter telomeres had and this influenced encountered by kids who livebewhere smog only will you be busy at work, but practice that will reveal wonthe telomere length in newborns. and traffic exhaust is spiritual pervasive. you will also find yourself adding a derful innercaps treasures.

You will beEven so, the findings suggest that The protective chromosome known number of unexpected engagements very pleased to be welcomed into it’s possible for air pollution to cross as telomeres normally shrink with age, and to your agenda. a certain group of people. are also thought to erode with extreme stress. the placenta barrier and directly affect the chromosomesLEO in babies, said Mark “Reducing exposure to air pollution is LEO a will researcher the a good thing, for bothDon’t the parents and for it!Nieuwenhuijsen, You enter a ratheratambiguous fear change; embrace At phase.

You could try to paddle against Center for Research in Environmental the unborn baby,” saidhome, Pam Factor-Litvak, at work or in your love life, but you’re better off Epidemiology and the thecurrent, Barcelona Institute author of an accompanying editorial and a little distance will have you redisgoing with the flow if you wish to for Global Health in Spain. a public health researcher at Columbia covering your lust for life. at port. reduces “We know thatsafely air arrive pollution University in New York.

“Prenatal exposure to air pollution the birth weight of babies and may reduce VIRGO VIRGO gestational age and head circumference, Rushed agreements often don’t last. is associated with a host of adverse You could very well make new friends Take the timeby to email. discuss things and but we did not know about biological aging outcomes,” Factor-Litvak said or develop a new network of conmatters as not to always during pregnancy,” Nieuwenhuijsen, who For the study, Timclarify Nawrot ofsoHasselt tacts that will be beneficial in the have to start things over. wasn’t involved in the study, said by email.

University in Diepenbeek, Belgium, and long term. Your schedule will be full first looking colleagues examined telomere length from “I believe this is the and you willstudy find it difficult to baat this and showslance thatfamily aging due obligations. to air samples of cord blood LIBRA and placental tissue and work You can expect a mountain of work pollution starts already during pregnancy.” for 641 newborns in the Flanders region. on your desk. Someone around you LIBRA As much as possible, people should avoid They also looked at mothers’ exposure to is eager to help you deal with it. You Everytraffic aspect of your life willsaid be overbreathing smog and fumes, pollutants known as PM 2.5, a mixture of will be able to increase your inloaded, but ayou will manage at to get Dr. Shruthi Mahalingaiah, researcher solid particles and liquid droplets smaller come or finally obtain a promotion. everythingofdone on schedule.

Don’t Boston University School Medicine who than 2.5 micrometers in diameter that can to treat yourself from time wasn’t involved in forget the study. include dust, dirt, sootSCORPIO and smoke and are to time. often found in traffic exhaust.

Your self-esteem will increase over“The take home message is to limit exposure to air pollution when you can Some previous research hasoflinked time. A series successes will SCORPIO - if you bike to work during rush ahour exposure to traffic fumes pollution boostand yourair confidence and garner You’d love to organize spontayou accolades and lengthy - consider biking neous during times to higher odds of infertility as well as anapplause. trip. other You’ll hear about ato great reduce exposures deal to vehicular increased risk of delivering underweight or and won’t be exhaust,” able to resist the SAGITTARIUS Mahalingaiah saidtemptation by email. you live premature babies. Prior research has also to fly“If off to paradise.

Buyingtoproperty may still be a disin areas of the world with high levels of linked shorter telomeres an increased tant dream, but youprobwill equip yourSAGITTARIUS ambient air pollution, you may consider risk of a variety of chronic health self withheart a few tools to somedayinstalling do You’ll be seen as a passionate dreamer appropriate air/ventilation lems in adults, including disease so. Family will be a great support, with in-home big ideas. Your will fall systems so that your airdreams quality and cancer. both emotionally and materially. within your reach thanks to your is excellent.”

Telomeres shorten each time a cell uncommon skillset. divides. Once telomeres are too short, cell

By Lisa Rapaport

CAPRICORN

growth stops, which isDon’t whyforget theiryour length is a good GPS or considered a potentialroad indicator of cellular map if you’re heading someaging and overall health. where new; otherwise, you may In the current study, team end upNawrot’s driving around in circles for examined data on women who had fullsome time. term babies from 2010 to 2014.

Researchers usedAQUARIUS mothers’ home will find aexposure solution to all your addresses to estimateYouaverage problems.

You could land to PM 2.5 during each financial week of pregnancy. the job of your dreams simply by Overall, the women’s average weekly having guts to send your reexposure to PM 2.5 was 13.4themicrograms sumé to a promising employer. per cubic meter of air (ug/m3).

Mothers exposed to higher levels of PM 2.5 PISCES gave birth to babies with shorter telomeres, It looks like a new beginning! You researchers report in JAMA Pediatrics. finally have the skills you need to Each increase of 5dive ug/m3 in into PMa brand 2.5 new, headfirst exposure during pregnancy was profitable andassociated stimulating career.

CAPRICORN You may feel like partying and getting together with friends. Even at work you will get your colleagues or clients to join you in festivities.

AQUARIUS Health or work concerns will take up some of your week. In either case, you will manage to settle matters and improve the outlook for your future.

PISCES You would like nothing more than to spoil yourself a little. You will be lauded for something or other and placed on a pedestal. You will have every right to be proud.

THE LUCKIEST SIGNS THIS WEEK: SAGITTARIUS, CAPRICORN AND AQUARIUS

Horoscope

Week of October 15 to 21, 2017 ARIES

Your wardrobe and the way you present yourself will have a huge impact on your career path. You will want to spoil yourself, and your friends will be there to cheer you on.

TAURUS

You should receive excellent news about your health. A new treatment will suit you perfectly and significantly improve your quality of life.

GEMINI

Your powers of seduction will know no limits! You will gather a record crowd that will please your boss to no end and double sales revenue thanks to your sociability.

CANCER

You will finally realize that management considers you to be a valuable asset. This will give you the confidence boost needed for you to envision a better future.

LEO

You will find a way to transform routine tasks into fun times. You will release all this beautiful energy by engaging in feverish discussions with loved ones or visiting all your friends.

VIRGO

You will secure a loan that will greatly improve your quality of life, either by freeing you from a difficult financial situation or allowing you to make an important purchase.

LIBRA

On the romantic side, you may have to adjust your goals to better match those of your partner. At home and in life, try not to pull all the covers to your side of the bed. Sharing is caring.

SCORPIO

Don’t shortchange yourself on sleep this week — your concentration and health could suffer. You will be very creative.

SAGITTARIUS

You will be very active socially, which could take its toll on your budget.

You will also be captivated by a newly discovered art form.

CAPRICORN

A number of emergencies will land on your plate. At home, you will have to trust other family members to do the housework. Your strength will be in uniting people and defusing tension.

AQUARIUS

You will have to gather a lot of information before throwing yourself into a project. Even though you did not budget for a getaway, you won’t be able to resist the temptation to escape for a few days.

PISCES

You will need to implement a few changes to gain stability at work and finally earn that promotion. Take that training course to gain access to a more interesting position.

TH

P

W

October 18, 2017 The Rock River Times.

Thurs.

Oct.19 #ICUday

19

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The Rock River Times. October 18, 2017

Special Advertising Section

Celebrating International Credit

O

n Oct. 19, credit union members around the world will celebrate International Credit Union Day, an annual event to commemorate the credit union movement’s impact and achievements.

Credit unions are not-for-profit financial cooperatives that provide an effective and viable alternative to for-profit financial institutions for over 235 million members in 109 countries worldwide.

More than 68,000 credit unions exist globally, providing a plethora of financial services for their members, recognized as a force for positive economic and social change.

Here in Rockford, three credit unions are marking the day for their own members: Rockford Bell, First Northern and Members Alliance Credit Unions are all celebrating this year’s ICU Day. Since 1948, International Credit Union Day has been celebrated annually on the third Thursday of October. Each year, the international event affords the opportunity to remember credit unions’ proud history and promote awareness of and

support for the credit union and financial cooperative difference. This year’s theme, “Dreams Thrive Here,” celebrates how credit union and other financial cooperatives serve as catalysts to make different professions, personal choices and career paths real.

International Credit Union Day is recognized by the World Council of Credit Unions, the global trade association and development agency for credit unions and other financial cooperatives, as well as numerous national credit union trade associations and federations around the world.

On Oct. 19, credit unions from around the world will join forces to celebrate the day with membership drives, contests and fundraisers to help out their local communities. Credit unions will share their activities with the global community on social media using #ICUDay. For more information on what Rockford-area credit unions can do for you, visit rbcu.net; fncu.org; or membersalliance.org, or visit any of their many local branches!

Let Mobile Banking Simplify Your Life Anytime, Anywhere

Rockford Bell Credit Union www.rbcu.net | 815.636.2100

October 18, 2017 The Rock River Times.

Union Day

I

nternational Credit Union Day has been celebrated on the third Thursday of October since 1948 and is designed to create awareness and celebrate the ways credit unions improve the lives of their members around the world. There are more than 68,000 credit unions in the world serving 235 million people in 109 countries, and this year’s theme, “Dreams Thrive Here,” celebrates what truly makes credit unions unique by helping people realize their dreams.

What makes credit unions unique?

• Equal Ownership – Credit unions are democratically controlled and memberowned and member-operated. Each member has equal ownership and one vote regardless of how much money he or she has in savings.

• Not For Profit – Credit unions are not-for-profit financial cooperatives that provide a safe, convenient place for members to save money and access loans and other financial services at reasonable rates.

• Social Purpose: People Helping People – Credit unions exist to serve their members, not to make a profit. Every member counts, including those of modest means. This “people-first” philosophy impels credit unions and their employees to get involved in their community and support worthwhile causes.

• Volunteer Leadership – Each credit union is governed by a volunteer board of directors elected by and from the credit union’s membership.

• Financial Education for Members – Credit unions place particular importance on educational opportunities for their members and the public to help everyone become better-educated consumers of financial services.

• Trust – Lately credit unions have received positive press for being trustworthy and resilient institutions during a tumultuous time. Credit union members worldwide can be proud of these accomplishments and rest assured that their money is safe at the credit union.

• Community Outreach – Credit unions bring trustworthy and a�ordable financial services to areas not typically served by more traditional financial institutions or commercial banks. Expanding services to underserved areas gives members an opportunity to improve their lives.

How do credit unions worldwide empower members to improve their lives

Over the years, World Council has implemented 300+ technical assistance programs in 89 countries. The programs focus on financial inclusion and access

First Northern Credit Union You love your community, and so do we!

for the rural poor, mobile money, creating a�ordable housing, savings, loan products, as well as on regulatory and legislative reform.

In Ukraine, the World Council is implementing a four-year program, funded by USAID, to strengthen the credit union sector and improve the quality of financial services and products o�ered to farmers and agribusinesses in rural areas.

The U.S. Agency for International Development has funded World Council programs in Haiti to mobilize the development and purchase of a�ordable housing using a market-based approach.

Join us this month for our FREE community events!

What are the global impacts on the credit union community

Credit unions worldwide are participating in Vision 2020, a global membership growth campaign, initiated by World Council in 2014, to extend credit union services to at least 50 million new people by the year 2020.

World Council’s annual World Credit Union Conference is the industry’s premier global event that brings together credit union professionals worldwide for four days of first-rate education and networking opportunities. Visit wcuc. org to learn about the 2018 World Credit Union Conference, July 15–18, 2018, in Singapore.

The Worldwide Foundation for Credit Unions received $1.6 million to support the expansion of financial services to thousands of individuals living in developing countries and provided tangible skills, knowledge, and resources to the leaders–and future leaders–of our global credit union industry.

World Council’s Global Women’s Leadership Network has connected over 1,100 women from 78 countries in an e�ort to advance credit union women in leadership. Regional Sister Society groups have been established in multiple locations in the U.S. and throughout the world for members to address local initiatives. For more information, visit CUwomen.org.

World Council’s International Partnerships Program formally brings together credit unions and their associations from around the world.

Participants establish their partnership goals, then exchange ideas and technical expertise to build stronger institutions for the benefit of their members.

For more information, visit woccu.org/ partnerships.

For more information, visit a local credit union today!

21

Identity Theft Seminar First Northen Credit Union 104 N. Show Place Dr., Rockford October 18 • 5:30 - 7:00pm RSVP: www.fncu.org/seminars Learn ways to spot identity theft, how to protect yourself, and steps to take if you become a victim.

Family Fall Fest First Northen Credit Union 104 N. Show Place Dr., Rockford October 21 • 10am - 12pm • • • • • •

Bounce House Face Painting Pumpkin Decorating Costume Contest Cake Walk ...and much more!

www.fncu.org • 815-332-9898

The Rock River Times. October 18, 2017

22

SPECIAL ADVERTISING SECTION

Credit unions: Dreams Thrive Here

O

n Thursday, Oct. 19, credit unions in our community and worldwide will come together to celebrate International Credit Union Day and the role that financial cooperatives play in improving the communities they serve and the lives of their members the world over. This year’s theme, “Dreams Thrive Here,” celebrates how credit union and other financial cooperatives serve as catalysts to make di�erent professions, personal choices and career paths real.

All credit unions share a common goal

to o�er access to a�ordable financial services to their members and provide even the most financially disadvantaged the tools and the opportunities to be financially self-su�cient. Making life choices and dreams a reality is the credit union di�erence that makes a real impact in our world.

Credit unions are unique because they are not-for-profit, democratically controlled, member-owned cooperatives.

Credit unions pool their members’ assets to provide low-cost loans and other financial services in the best interest of

the members, not to earn shareholder profits. The credit union movement’s cooperative spirit is embraced by 235 million members served by more than 68,000 credit unions in 109 countries worldwide.

Stellar member service and democratic control are just some of the many benefits of being a credit union or cooperative member. That’s as true of credit unions here in Rockford as it is in other cooperatively-owned financial institutions from Afghanistan to Zimbabwe. Cooperatives and credit unions are founded on

community service, a principle that has set them apart for more than 150 years.

This International Credit Union Day, we hope everyone will join us in celebrating the credit union di�erence, our proud cooperative heritage and the wonderful opportunities credit unions and cooperatives o�er members of the Rockford community every day.

For more information on what Rockford-area credit unions can do for you, visit rbcu.net; fncu.org; or membersalliance.org, or visit any of their many local branches!

Smart Banking. Financial Education. Community Focused.

Saving for the future, budgeting for expenses, borrowing responsibly...it’s what you do.

Working with you to help you achieve your financial goals...it’s what we do.

815.226.2260 . membersalliance.org

Why do over 235 million people worldwide choose credit unions?

Because credit unions have a “people-first” philosophy that impels them to constantly improve the communities and lives of their members. As cooperative and democratic financial institutions, credit unions’ success depends on the success of their members and their community. Your best interest is in our best interest.

This Oct. 19, Rockford Bell, First Northern and Members Alliance Credit Unions will join more than 68,000 credit unions from 109 countries and their 235 million members to celebrate International Credit Union Day. For more information, or to find a local branch, visit rbcu.net; fncu.org; or membersalliance.org.

October 18, 2017 The Rock River Times.

23

CROSSWORD & SUDOKU Across 1. Flows back 5. Exasperate 8. Race type 12. Winter outerwear 13. Food container 14. ____ Grey tea 15. Gardening aid 16. First woman 17. Comparison word 18. Bird of ill ____ 19. Low grade 20. Word in a threat 21. Castle protection 23. Rent out 25. Fruit quencher 27. Ump’s kin 29. Mr. Seinfeld 33. Seek office 34. Fry 36. Scrutinize 37. Slogan 39. VCR button 40. Coop 41. Printing liquid 43. Sun, e.g.

45. Front of the calf 48. Befitting 50. Certain parasites 53. Atlantic fishes 54. Floral garland 55. Ocean flier 56. Skilled 57. Sea creature 58. Enthusiastic 59. Christmastime 60. Tricky 61. Yanks’ foes

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6. Speak wildly 7. Bow 8. Eliminate 9. Chair ____ 10. Bible boats 11. Exultant joy 22. Fiery crime 24. Emit 25. Sleeve filler 26. Pair 28. Animal skin 30. Temporary relief

31. Bread variety 32. Itch 35. Grumpily 38. Tree decoration 42. Curly veggies

44. Wedding site 45. Look over quickly 46. Tramp 47. Jobless 49. Skin

51. Toddler’s bed 52. Quits

CHECK OUT PAGE 38 FOR ANOTHER CROSSWORD. Find the solutions to this week’s puzzles on Page 38.

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The Rock River Times. October 18, 2017

Government Notices n n n City Council Rooms, City of Rockford, Illinois Date: September 5, 2017 RESOLUTION 2017-R-198 A Resolution Declaring CityOwned Properties Located at 2022 Auburn Street, 944 N. Winnebago Street and 1428 Fairview Avenue, Surplus and Directing their Sale WHEREAS, the City of Rockford, Illinois (“City”) is an Illinois municipal corporation; and WHEREAS, the City is authorized pursuant to 65 ILCS 5/1176-4.1, to convey municipal real property whenever the corporate authorities are of the opinion that the real estate is no longer necessary, appropriate, required for the use of, profitable to, or for the best interests of the City; and WHEREAS, the City owns certain real property, all zoned R-1 (residential), located in Rockford, Illinois, at: 2022 Auburn Street (1114-326-002), 944 N. Winnebago Street (11-14-356-019), 1428 Fairview Avenue (11-15-355-011); and WHEREAS, the properties identified herein are vacant, not in use by the City at this time, and pursuant to the Blight Reduction Grant (“BRP”) awarded to the City by the Illinois Housing Development Authority (“IHDA”) and a partnership agreement with Rockford Corridor Improvement (“RCI”), the City shall transfer title of at minimum 34 city-owned properties to RCI under the legal authority of 65 ILCS 5/11-76-4.1; and WHEREAS, within 30 days of the City acquiring title to each of the properties, title must be transferred to RCI prior to commencing any demolition work and fulfilling obligations under the BRP; and WHEREAS, the City finds that it is in its best interests to transfer the properties and to satisfy its obligations under the BRP by compliance with the statutory authority of 65 ILCS 5/11-76.4.1 and the procedures contained herein.

NOW, THEREFORE, BE IT RESOLVED by the City Council of the City of Rockford, Illinois as follows: Section 1. The recitals set forth above are hereby incorporated herein and made a part hereof.

Section 2. The properties described herein, 2022 Auburn Street, 944 N. Winnebago Street and 1428 Fairview Avenue are hereby declared “surplus” properties owned by the City of Rockford.

Section 3. In accordance with 65 ILCS 5/11-76-.4.1, the City hereby authorizes the sale of the property described herein.

For such purpose, the Mayor and Legal Director are directed and authorized to ascertain the value of the properties through written MAI certified appraisals or through written certified appraisals of a State certified or licensed real estate appraiser, which shall be obtained through the authorization granted herein. The appraisal, upon receipt, shall be available for public inspection through the City of Rockford, and by any other means the Mayor and Legal Director deems in the best interest of the City.

Section 4. Upon receipt and public inspection of the appraisals required in Section 3 herein, Mayor and Legal Director are authorized and directed herein to conduct the sale of the properties, which shall be done through utilization of City staff.

Section 5. The City will consider acceptance of an offer for the properties, so long as it deems the proposed contract in the best interests of the City by a vote of two-thirds of the corporate authorities then holding office, on the condition that the offer price is not less than eighty percent

(80%) of the appraised value of each property.

Section 6. The City Clerk is hereby directed to publish this Resolution, upon passage and adoption, in a newspaper published in the City.

Section 7. This Resolution shall take effect immediately upon its passage and approval as provided by law.

Proposals should be received not later than 1 p.m. on October 27, 2017 at the City of Rockford Finance Department, Attention Purchasing Director, 425 E. State Street, Rockford, Illinois, 61104.

8164R TRRT 10/18

Public Notices n n n IN THE CIRCUIT COURT FOR THE 17TH JUDICIAL CIRCUIT WINNEBAGO COUNTY ROCKFORD, ILLINOIS Ditech Financial LLC f/k/a Green Tree Servicing LLC PLAINTIFF Vs. Bill Chaney; Blackhawk Bank; United States of America; Francis R. Balk; Unknown Owners and Nonrecord Claimants; Unknown Heirs and Legatees of Barbara A. Chaney; Timothy A. Miller, as Special Representative for Barbara A. Chaney (deceased) DEFENDANTS 17 CH 0000490 NOTICE BY PUBLICATION NOTICE IS GIVEN TO YOU: Unknown Owners and Nonrecord Claimants Unknown Heirs and Legatees of Barbara A. Chaney That this case has been commenced in this Court against you and other defendants, praying for the foreclosure of a certain Mortgage conveying the premises described as follows, to-wit: COMMONLY KNOWN AS: 126 S. Chicago Ave Rockford, IL 61104 and which said Mortgage was made by: the Mortgagor(s), to Blackhawk State Bank, as Mortgagee, and recorded in the Office of the Recorder of Deeds of Winnebago County, Illinois, as Document No. 0432373; and for other relief; that summons was duly issued out of said Court against you as provided by law and that the said suit is now pending.

NOW, THEREFORE, UNLESS YOU file your answer or otherwise file your appearance in this case in the Office of the Clerk of this Court, Thomas A. Klein Clerk of the Circuit Court 400 West State Street, Room 108 Rockford, IL 61101 on or before November 3, 2017, A DEFAULT MAY BE ENTERED AGAINST YOU AT ANY TIME AFTER THAT DAY AND A JUDGMENT MAY BE ENTERED IN ACCORDANCE WITH THE PRAYER OF SAID COMPLAINT. CODILIS & ASSOCIATES, P.C. Attorneys for Plaintiff 15W030 North Frontage Road, Suite 100 Burr Ridge, IL 60527 (630) 794-5300 DuPage # 15170 Winnebago # 531 Our File No. 14-17-01587 NOTE: This law firm is a debt collector.

I3064054 P8129R TRRT 10/18 n n n ASSUMED NAME CERTIFICATE OF INTENTION STATE OF ILLINOIS, COUNTY OF WINNEBAGO This is to certify that the undersigned intend to conduct and transact a Chiropractor business in said County and State under the name of Wells Chiropractic at the following post office addresses:

4855 E. State St., Suite 24, Rockford, IL 61108; that the true and real full names of all persons owning, conducting or transacting such business are as follows: Nick Wells SIGNED: Nick Wells 10/3/17 Subscribed and sworn (or affirmed to) before me, this 3rd day of October, A.D. 2017.

Margie M. Mullins, COUNTY CLERK Angela Reina, DEPUTY 8130R TRRT 10/18 n n n ASSUMED NAME CERTIFICATE OF INTENTION STATE OF ILLINOIS, COUNTY OF WINNEBAGO This is to certify that the undersigned intend to conduct and transact a photography business in said County and State under the name of Uniqueme Photography at the following post office addresses: 222 W. Union St., Rockton, IL 61072; that the true and real full names of all persons owning, conducting or transacting such business are as follows: Taylor Villiere SIGNED: Taylor Villiere 9/29/17 Subscribed and sworn (or affirmed to) before me, this 29th day of September, A.D. 2017.

Margie M. Mullins, COUNTY CLERK Thalia Gallardo, DEPUTY 8121R TRRT 10/18 n n n ASSUMED NAME CERTIFICATE OF INTENTION STATE OF ILLINOIS, COUNTY OF WINNEBAGO This is to certify that the undersigned intend to conduct and transact a phone payment center and repair business in said County and State under the name of Cell Tech 815 at the following post office addresses: 1207 Broadway, Rockford, IL 61104; that the true and real full names of all persons owning, conducting or transacting such business are as follows: Lee Xayvandy SIGNED: Lee Xayvandy 9/29/17 Subscribed and sworn (or affirmed to) before me, this 29th day of September, A.D. 2017.

Margie M. Mullins, COUNTY CLERK Pamela Johnson, DEPUTY 8122R TRRT 10/18 n n n ASSUMED NAME CERTIFICATE OF INTENTION STATE OF ILLINOIS, COUNTY OF WINNEBAGO This is to certify that the undersigned intend to conduct and transact a Lawn care, snow, fertilizing, aeration, mulching business in said County and State under the name of ZR Landscaping Lawn Care & Snow Removal at the following post office addresses: 1320 22nd Ave., Rockford, IL 61104; that the true and real full names of all persons owning, conducting or transacting such business are as follows: Miguel Zarate SIGNED: Miguel Zarate 9/27/17 Subscribed and sworn (or affirmed to) before me, this 27th day of September, A.D. 2017.

Margie M. Mullins, COUNTY CLERK Pamela Johnson, DEPUTY 8123R TRRT 10/18 n n n ASSUMED NAME CERTIFICATE OF INTENTION STATE OF ILLINOIS, COUNTY OF WINNEBAGO This is to certify that the undersigned intend to conduct and transact a ice cream & fast food restaurant business in said County and State under the name of The 3rd Street Station at the following post office addresses: 102 East 3rd St., Pecatonica, IL 61063; that the true and real full names of all persons owning, conducting or transacting such business are as follows: Marlin Stedman SIGNED: Marlin Stedman 9/27/17 Subscribed and sworn (or affirmed to) before me, this 27th day of September, A.D. 2017.

Margie M. Mullins, COUNTY CLERK Thalia Gallardo, DEPUTY 8124R TRRT 10/18

n n n ASSUMED NAME CERTIFICATE OF INTENTION STATE OF ILLINOIS, COUNTY OF WINNEBAGO This is to certify that the undersigned intend to conduct and transact a Custom Motorcycle Shop business in said County and State under the name of Tramps Vintage Choppers at the following post office addresses: 5340 Forest Hills Court, Loves Park, IL 61111; that the true and real full names of all persons owning, conducting or transacting such business are as follows: Andrew Town; Michael D. Stanfill SIGNED: Andrew Town 9/27/17 SIGNED: Michael D. Stanfill 9/27/17 Subscribed and sworn (or affirmed to) before me, this 27th day of September, A.D. 2017.

Margie M. Mullins, COUNTY CLERK Thalia Gallardo, DEPUTY 8125R TRRT 10/18 n n n ASSUMED NAME CERTIFICATE OF INTENTION STATE OF ILLINOIS, COUNTY OF WINNEBAGO This is to certify that the undersigned intend to conduct and transact a Fitness brand and personal training business in said County and State under the name of F.I.T. (Finding Inner Truth) Fitness at the following post office addresses: 202 S. Independence, Rockford, IL 61102; that the true and real full names of all persons owning, conducting or transacting such business are as follows: Mark Richards SIGNED: Mark Richards 9/28/17 Subscribed and sworn (or affirmed to) before me, this 28th day of September, A.D. 2017.

Margie M. Mullins, COUNTY CLERK Thalia Gallardo, DEPUTY 8126R TRRT 10/18 n n n ASSUMED NAME CERTIFICATE OF INTENTION STATE OF ILLINOIS, COUNTY OF WINNEBAGO This is to certify that the undersigned intend to conduct and transact a pest control business in said County and State under the name of Amazing Pest Control at the following post office addresses: 127 N. Alpine Rd., Suite 103, Rockford, IL 61107; that the true and real full names of all persons owning, conducting or transacting such business are as follows: Craig Kennington SIGNED: Craig Kennington 10/3/17 Subscribed and sworn (or affirmed to) before me, this 3rd day of October, A.D. 2017.

Margie M. Mullins, COUNTY CLERK Thalia Gallardo, DEPUTY 8150R TRRT 10/25 n n n ASSUMED NAME CERTIFICATE OF INTENTION STATE OF ILLINOIS, COUNTY OF WINNEBAGO This is to certify that the undersigned intend to conduct and transact a Design business in said County and State under the name of Arpeggio Studio at the following post office addresses: 1718 Baintree Rd., Davis, IL 61019; that the true and real full names of all persons owning, conducting or transacting such business are as follows: Margaret M. O’Hagan SIGNED: Margaret M. O’Hagan 10/3/17 Subscribed and sworn (or affirmed to) before me, this 3rd day of October, A.D. 2017.

Margie M. Mullins, COUNTY CLERK Thalia Gallardo, DEPUTY 8151R TRRT 10/25 n n n ASSUMED NAME CERTIFICATE OF INTENTION STATE OF ILLINOIS, COUNTY OF WINNEBAGO This is to certify that the undersigned intend to conduct and transact a general contracting and

lawncare business in said County and State under the name of Mays Enterprises at the following post office addresses: 7812 Venus St., Apt. 1, Loves Park, IL 61111; that the true and real full names of all persons owning, conducting or transacting such business are as follows: Kerry Mays SIGNED: Kerry Mays 10/4/17 Subscribed and sworn (or affirmed to) before me, this 4th day of October, A.D. 2017.

Margie M. Mullins, COUNTY CLERK Thalia Gallardo, DEPUTY 8152R TRRT 10/25 n n n ASSUMED NAME CERTIFICATE OF INTENTION STATE OF ILLINOIS, COUNTY OF WINNEBAGO This is to certify that the undersigned intend to conduct and transact a Resale Shoppe and Business Services business in said County and State under the name of Vintage Treazurez & Beyond at the following post office addresses: 1019 S. Main St., Rockford, IL 61101; that the true and real full names of all persons owning, conducting or transacting such business are as follows: Brandie Brownlee SIGNED: Brandie Brownlee 10/1/17 Subscribed and sworn (or affirmed to) before me, this 1st day of October, A.D. 2017.

Alberta Walker, Notary Public My Commission Expires 03/31/2020 8153R TRRT 10/25 n n n ASSUMED NAME CERTIFICATE OF INTENTION STATE OF ILLINOIS, COUNTY OF WINNEBAGO This is to certify that the undersigned intend to conduct and transact a Auto Sales business in said County and State under the name of Rockford Auto Plaza at the following post office addresses: 2320 Charles St., Rockford, IL 61104; that the true and real full names of all persons owning, conducting or transacting such business are as follows: Tarence Roby; Isaac Brown SIGNED: Tarence Roby 10/10/17 SIGNED: Isaac Brown 10/10/17 Subscribed and sworn (or affirmed to) before me, this 10th day of October, A.D. 2017.

Margie M. Mullins, COUNTY CLERK Thalia Gallardo, DEPUTY 8155R TRRT 10/25 n n n STATE OF ILLINOIS, CIRCUIT COURT WINNEBAGO COUNTY NOTICE OF FILING A REQUEST FOR NAME CHANGE (ADULT) Request of: Rose Mary Leandra Provenzano Case Number: 17 MR 887 There will be a court hearing on my request to change my name from: Rose Mary Leandra Provenzano to the new name of: Rose Mary Leandra Leggio.

The court hearing will be held: on 12/6/17 at 10:00 a.m., at 400 W. State St., Rockford, IL, Winnebago County, in Courtroom # 426. /s/ Rose Mary L. Provenzano Rose Mary L. Provenzano 8117R TRRT 10/18 n n n ASSUMED NAME CERTIFICATE OF INTENTION STATE OF ILLINOIS, COUNTY OF WINNEBAGO This is to certify that the undersigned intend to conduct and transact a Tree Service business in said County and State under the name of Whitford’s Tree Care at the following post office addresses: 1102 N. Horace Ave., Rockford, IL 61101; that the true and real full names of all persons owning, conducting or transacting such business are as follows: Mark Whitford SIGNED: Mark Whitford 10/2/17

Subscribed and sworn (or affirmed to) before me, this 2nd day of October, A.D. 2017.

Margie M. Mullins, COUNTY CLERK Thalia Gallardo, DEPUTY 8127R TRRT 10/18 n n n ASSUMED NAME CERTIFICATE OF INTENTION STATE OF ILLINOIS, COUNTY OF WINNEBAGO This is to certify that the undersigned intend to conduct and transact a dance teachers traditional Mexican business in said County and State under the name of Grupo Folklorico Rockford at the following post office addresses: 2524 Heritage Ct., Rockford, IL 61108; that the true and real full names of all persons owning, conducting or transacting such business are as follows: Teresa Medina; Ernesto Ornelas; Ruth Hernandez SIGNED: Teresa Medina 9/15/17 SIGNED: Ernesto Ornelas 9/15/17 SIGNED: Ruth Hernandez 9/15/17 Subscribed and sworn (or affirmed to) before me, this 15th day of September, A.D. 2017.

Margie M. Mullins, COUNTY CLERK Thalia Gallardo, DEPUTY 8119R TRRT 10/18 n n n IN THE CIRCUIT COURT OF THE 17TH JUDICIAL CIRCUIT WINNEBAGO COUNTY, ILLINOIS U.S. BANK NATIONAL ASSOCIATION Plaintiff, -v.PHYLLIS G. SEEMAN, et al Defendant 17CH 0000430 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on September 20, 2017, an agent for The Judicial Sales Corporation, will at 12:30 PM on November 3, 2017, at the NLT TITLE, LLC., 6885 Vistagreen Way, ROCKFORD, IL, 61107, sell at public auction to the highest bidder, as set forth below, the following described real estate: LOT TWO HUNDRED TWO (202) AS DESIGNATED UPON PLAT NO. 2 EDGEBROOK SUBDIVISION OF PART OF THE WEST ONE-HALF OF SECTION 17 IN T. 44 N. R. 2 EAST OF THE 3RD PRINCIPAL MERIDIAN, THE PLAT OF WHICH SUBDIVISION IS RECORDED IN BOOK 4 OF PLATS ON PAGE 3 IN THE RECORDER’S OFFICE OF WINNEBAGO COUNTY, ILLINOIS; SITUATED IN THE COUNTY OF WINNEBAGO AND THE STATE OF ILLINOIS. Commonly known as 2015 GREENFIELD LN, ROCKFORD, IL 61107 Property Index No. 12-17302-005.

The real estate is improved with a single family residence.

Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance in certified funds/or wire transfer, is due within twenty-four (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court.

Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale.

The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information.

If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required

by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4).

If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1).

IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales.

For information, examine the court file or contact Plaintiff’s attorney: CODILIS & ASSOCIATES, P.C., 15W030 NORTH FRONTAGE ROAD, SUITE 100, BURR RIDGE, IL 60527, (630) 794-9876 Please refer to file number 14-17-06185.

THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc. com for a 7 day status report of pending sales.

CODILIS & ASSOCIATES, P.C. 15W030 NORTH FRONTAGE ROAD, SUITE 100 BURR RIDGE, IL 60527 (630) 794-5300 E-Mail: pleadings@il.cslegal.com Attorney File No. 14-17-06185 Attorney ARDC No. 00468002 Case Number: 17 CH 0000430 TJSC#: 37-8922 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.

I3063868 P8113R TRRT 10/18 n n n IN THE CIRCUIT COURT OF THE SEVENTEENTH JUDICIAL CIRCUIT COUNTY OF WINNEBAGO, STATE OF ILLINOIS CITIMORTGAGE, INC., Plaintiff(s), vs.

UNKNOWN HEIRS OF JOHN L. CHRISTOPHER A/K/A JOHN LOUIS CHRISTOPHER, DEREK T. CHRISTOPHER, DARWANA CHRISTOPHER, DARNESA PATTERSON A/K/A DARNESA CHRISTOPHER, ASHLEY HANSERD AND SHERRY ZACK AS SPECIAL REPRESENTATIVE, UNKNOWN TENANTS, UNKNOWN OWNERS AND NON-RECORD CLAIMANTS, Defendant(s).

17CH 594 PUBLICATION NOTICE The requisite Affidavit for Pub-

lication having been filed, notice is hereby given to you: UNKNOWN HEIRS OF JOHN L. CHRISTOPHER A/K/A JOHN LOUIS CHRISTOPHER, NONRECORD CLAIMANTS, UNKNOWN TENANTS and UNKNOWN OWNERS, Defendants in the above entitled suit, that said suit has been commenced in the Circuit Court of Winnebago County, Chancery Division, by the said Plaintiff, against you and other Defendants, praying for foreclosure of a certain Real Estate Mortgage conveying the premises described as follows, to wit: LOT 3 OF MARSILL’S SUBDIVISION OF PART OF THE SOUTHWEST 1/4 OF SECTION 22 AND THE NORTHWEST 1/4 OF SECTION 27, TOWNSHIP 44 NORTH, RANGE 1 EAST OF THE THIRD PRINCIPAL MERIDIAN, ACCORDING TO THE PLAT THEREOF; SITUATED IN WINNEBAGO COUNTY, STATE OF ILLINOIS. Tax Number: 11-27-101-001 commonly known as 1209 CUNNINGHAM ST ROCKFORD IL 61102; and which said Real Estate Mortgage was made by JOHN L. CHRISTOPHER A/K/A JOHN LOUIS CHRISTOPHER, and recorded in the Office of the Winnebago County Recorder as Document Number 20131015326; that Summons was duly issued out of the said Court against you as provided by law, and that the said suit is now pending.

Now, therefore, unless you, the said named Defendant, file your answer to the Complaint in the said suit or otherwise make your appearance therein, in the office of the Circuit Court of Winnebago County, located at 400 WEST STATE STREET, ROCKFORD, IL 61101, on or before the November 3, 2017, default may be entered against you at any time after that day and a judgment entered in accordance with the prayer of said Complaint.

Attorney No. 3635 LAW OFFICES OF IRA T. NEVEL, LLC Attorney for Plaintiff Ira T. Nevel Timothy R. Yueill Greg Elsnic Richard Drezek Aaron Nevel 175 North Franklin St. Suite 201 Chicago, Illinois 60606 (312) 357-1125 Pleadings@nevellaw.com KP # 17-02311 I3063755 P8112R TRRT 10/18 n n n ASSUMED NAME CERTIFICATE OF INTENTION STATE OF ILLINOIS, COUNTY OF WINNEBAGO This is to certify that the undersigned intend to conduct and transact a Cleaning Company business in said County and State under the name of Queens of Clean at the following post office addresses: 1428 Arthur Ave., Rockford, IL 61101; that the true and real full names of all persons owning, conducting or transacting such business are as follows: Tina Marie Hardgraves SIGNED: Tina Marie Hardgraves 9/26/17 Subscribed and sworn (or affirmed to) before me, this 26th day of September, A.D. 2017.

Margie M. Mullins, COUNTY CLERK Pamela Johnson, DEPUTY 8120R TRRT 10/18

October 18, 2017 The Rock River Times. n n n IN THE CIRCUIT COURT OF THE 17TH JUDICIAL CIRCUIT WINNEBAGO COUNTY, ILLINOIS THE BANK OF NEW YORK MELLON TRUST COMPANY, N.A. AS SUCCESSOR-IN-INTEREST TO THE CHASE MANHATTAN BANK, TRUSTEE ON BEHALF OF THE CERTIFICATE HOLDERS AND CERTIFICATE INSURER OF BANK BOSTON HOME EQUITY LOAN ASSET-BACKED CERTIFICATES SERIES 1998-2 Plaintiff, -v.CHARLES LAWRENCE A/K/A CHARLES C LAWRENCE, JR, A/K/A CHARLES C LAWRENCE, KELLY LAWRENCE A/K/A KELLY B LAWRENCE, THE BANK OF NEW YORK MELLON TRUST COMPANY, NATIONAL ASSOCIATION FKA THE BANK OF NEW YORK TRUST COMPANY, N.A. SUCCESSOR TO JPMORGAN CHASE BANK, N.A. FKA THE CHASE MANHATTAN BANK AS TRUSTEE FOR RFMSII 2000H13, CITY OF ROCKFORD, ASSOCIATED BANK, N.A., LAURA A. EPSTEIN, UNKNOWN OWNERS AND NON-RECORD CLAIMANTS Defendant 16CH 378 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on December 16, 2016, an agent for The Judicial Sales Corporation, will at 12:30 PM on November 9, 2017, at the NLT TITLE, LLC., 6885 Vistagreen Way, ROCKFORD, IL, 61107, sell at public auction to the highest bidder, as set forth below, the following described real estate: LOT 9 AS DESIGNATED UPON THE PLAT OF PAGEL’S SUBDIVISION, BEING A SUBDIVISION OF A PART OF THE NORTHWEST 1/4 OF SECTION 14, TOWNSHIP 44 NORTH, RANGE 1 EAST OF THE THIRD PRINCIPAL MERIDIAN, THE PLAT OF WHICH SUBDIVISION IS RECORDED IN BOOK 19 OF PLATS ON PAGE 15 IN THE RECORDER’S OFFICE OF WINNEBAGO COUNTY, ILLINOIS. Commonly known as 2404 LAWNDALE AVENUE, Rockford, IL 61103 Property Index No. 11-14105-008.

The real estate is improved with a single family residence.

Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance in certified funds/or wire transfer, is due within twenty-four (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court.Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale.The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to

check the court file to verify all information.

If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required

by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4).

If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1).

IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales.

For information: Visit our website at service.atty-pierce. com. between the hours of 3 and 5pm. McCalla Raymer Leibert Pierce, LLC, Plaintiff’s Attorneys, One North Dearborn Street, Suite 1200, Chicago, IL 60602. Tel No. (312) 416-5500. Please refer to file number 254261.

THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc. com for a 7 day status report of pending sales.

McCalla Raymer Leibert Pierce, LLC One North Dearborn Street, Suite 1200 Chicago, IL 60602 (312) 416-5500 E-Mail: pleadings@mccalla.com Attorney File No. 254261 Case Number: 16 CH 378 TJSC#: 37-9241 I3065074 P8158R TRRT 11/1 n n n IN THE CIRCUIT COURT OF THE 17TH JUDICIAL CIRCUIT WINNEBAGO COUNTY, ILLINOIS FEDERAL NATIONAL MORTGAGE ASSOCIATION (‘’FANNIE MAE’’), A CORPORATION ORGANIZED AND EXISTING UNDER THE LAWS OF THE UNITED STATES OF AMERICA Plaintiff, -v.ABEL G. GONZALEZ, et al Defendant 16CH 948 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on May 5, 2017, an agent for The Judicial Sales Corporation, will at 12:30 PM on December 1, 2017, at the NLT TITLE, LLC., 6885 Vistagreen Way, ROCKFORD, IL, 61107, sell at public auction to the highest bidder, as set forth below, the following described real estate: LOT TWENTY-FIVE (25) AS DESIGNATED UPON THE PLAT OF COUNTRY CLUB TERRACE, PART OF THE WEST HALF (1/2) OF THE WEST HALF (1/2) OF SECTION 12, TOWNSHIP 44 NORTH, RANGE 1 EAST OF THE THIRD PRINCIPAL MERIDIAN, THE PLAT OF WHICH IS RECORDED IN BOOK 22 OF PLAT RECORDS, ON PAGE 127 IN

THE RECORDER’S OFFICE IN WINNEBAGO COUNTY, ILLINOIS; SITUATED IN THE COUNTY OF WINNEBAGO AND STATE OF ILLINOIS. Commonly known as 2608 COUNTRY CLUB TERRACE, ROCKFORD, IL 61103 Property Index No. 11-12301-020.

The real estate is improved with a two-story, barn style home with vinyl green siding and no garage or fence.

Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance in certified funds/or wire transfer, is due within twenty-four (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court.

Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale.

The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information.

If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required

by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4).

If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1).

IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales.

For information: Visit our website at service.atty-pierce. com. between the hours of 3 and 5pm. McCalla Raymer Leibert Pierce, LLC, Plaintiff’s Attorneys, One North Dearborn Street, Suite 1200, Chicago, IL 60602. Tel No. (312) 416-5500. Please refer to file number 253223.

THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc. com for a 7 day status report of pending sales.

McCalla Raymer Leibert Pierce, LLC

One North Dearborn Street, Suite 1200 Chicago, IL 60602 (312) 416-5500 E-Mail: pleadings@mccalla.com Attorney File No. 253223 Case Number: 16 CH 948 TJSC#: 37-9148 I3064766 P8159R TRRT 11/1 n n n IN THE CIRCUIT COURT OF THE 17TH JUDICIAL CIRCUIT WINNEBAGO COUNTY, ILLINOIS WELLS FARGO BANK, NA Plaintiff, -v.ERIC P LOEMA Defendant 16 CH 980 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on August 25, 2017, an agent for The Judicial Sales Corporation, will at 12:30 PM on November 28, 2017, at the NLT TITLE, LLC., 6885 Vistagreen Way, ROCKFORD, IL, 61107, sell at public auction to the highest bidder, as set forth below, the following described real estate: LOT TWO HUNDRED FORTY-EIGHT (248) AS DESIGNATED UPON THE PLAT OF WINFIELD PLAT NO. 6, BEING A SUBDIVISION OF PART OF THE SOUTH HALF (1/2) OF THE NORTHWEST QUARTER (1/4) OF SECTION 18, TOWNSHIP 46 NORTH, RANGE 2 EAST OF THE THIRD PRINCIPAL MERIDIAN, THE PLAT OF WHICH SUBDIVISION IS RECORDED IN BOOK 48 OF PLATS ON PAGE 86A IN THE RECORDER’S OFFICE OF WINNEBAGO COUNTY, ILLINOIS; SITUATED IN THE COUNTY OF WINNEBAGO AND THE STATE OF ILLINOIS. Commonly known as 708 LANAE WAY, SOUTH BELOIT, IL 61080 Property Index No. 04-18151-017.

The real estate is improved with a single family residence.

Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance in certified funds/or wire transfer, is due within twenty-four (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court.

Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale.

The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information.

If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required

by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4).

If this property is a condominium

unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1).

IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales.

For information: Visit our website at service.atty-pierce. com. between the hours of 3 and 5pm. McCalla Raymer Leibert Pierce, LLC, Plaintiff’s Attorneys, One North Dearborn Street, Suite 1200, Chicago, IL 60602. Tel No. (312) 416-5500. Please refer to file number 259147.

THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc. com for a 7 day status report of pending sales.

McCalla Raymer Leibert Pierce, LLC One North Dearborn Street, Suite 1200 Chicago, IL 60602 (312) 416-5500 E-Mail: pleadings@mccalla.com Attorney File No. 259147 Case Number: 16 CH 980 TJSC#: 37-8219 I3061786 P8160R TRRT 11/1 n n n IN THE CIRCUIT COURT OF THE 17TH JUDICIAL CIRCUIT WINNEBAGO COUNTY, ILLINOIS PHH MORTGAGE CORPORATION Plaintiff, -v.DANIEL M. HARRIS, et al Defendant 16 CH 00719 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on August 23, 2017, an agent for The Judicial Sales Corporation, will at 12:30 PM on November 28, 2017, at the NLT TITLE, LLC., 6885 Vistagreen Way, ROCKFORD, IL, 61107, sell at public auction to the highest bidder, as set forth below, the following described real estate: LOT SIXTY-ONE (61) AS DESIGNATED UPON THE PLAT OF PROMONTORY RIDGE SOUTH BEING A SUBDIVISION OF PART OF THE NW 1/4 OF SEC 23, T46N, R2E, 3RD P.M., THE PLAT OF WHICH SUBDIVISION IS RECORDED IN BOOK 44 OF PLATS OF PAGE 160B IN THE RECORDER’S OFFICE OF WINNEBAGO COUNTY, ILLINOIS; SITUATE IN THE COUNTY OF WINNEBAGO AND STATE OF ILLINOIS Commonly known as 13022 RED ROSE TRAIL, ROSCOE, IL 61073 Property Index No. 04-23177-027.

The real estate is improved with a single family residence.

Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The

balance in certified funds/or wire transfer, is due within twenty-four (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court.

Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale.

The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information.

If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required

by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4).

If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1).

IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales.

For information, examine the court file or contact Plaintiff’s attorney: CODILIS & ASSOCIATES, P.C., 15W030 NORTH FRONTAGE ROAD, SUITE 100, BURR RIDGE, IL 60527, (630) 794-9876 Please refer to file number 14-16-11448.

THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc. com for a 7 day status report of pending sales.

CODILIS & ASSOCIATES, P.C. 15W030 NORTH FRONTAGE ROAD, SUITE 100 BURR RIDGE, IL 60527 (630) 794-5300 E-Mail: pleadings@il.cslegal.com Attorney File No. 14-16-11448 Attorney ARDC No. 00468002 Case Number: 16 CH 00719 TJSC#: 37-8025 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.

I3062544 P8161R TRRT 11/1 n n n IN THE CIRCUIT COURT FOR THE 17TH JUDICIAL CIRCUIT WINNEBAGO COUNTY ROCKFORD, ILLINOIS

Ditech Financial LLC PLAINTIFF Vs. Bonnie L. Hill; U.S. Bank National Association; Unknown Owners and Nonrecord Claimants; Timothy A. Miller, as Special Representative for Lawrence J. Hill (deceased) DEFENDANTS 2017CH 0000715 NOTICE BY PUBLICATION NOTICE IS GIVEN TO YOU: Unknown Owners and Nonrecord Claimants That this case has been commenced in this Court against you and other defendants, praying for the foreclosure of a certain Mortgage conveying the premises described as follows, to-wit: COMMONLY KNOWN AS: 2314 8th Street Rockford, IL61104 and which said Mortgage was made by: Lawrence J. Hill executed the mortgage, however this individual is deceased and is not named as a defendant in this lawsuit the Mortgagor(s), to Mortgage Electronic Registration Systems, Inc. as Nominee for AmeriGroup Mortgage Corporation, a Division of Mortgage Investors Corporation, as Mortgagee, and recorded in the Office of the Recorder of Deeds of Winnebago County, Illinois, as Document No. 0413969; and for other relief; that summons was duly issued out of said Court against you as provided by law and that the said suit is now pending.

NOW, THEREFORE, UNLESS YOU file your answer or otherwise file your appearance in this case in the Office of the Clerk of this Court, Thomas A. Klein Clerk of the Circuit Court 400 West State Street, Room 108 Rockford, IL 61101 on or before November 17, 2017, A DEFAULT MAY BE ENTERED AGAINST YOU AT ANY TIME AFTER THAT DAY AND A JUDGMENT MAY BE ENTERED IN ACCORDANCE WITH THE PRAYER OF SAID COMPLAINT. CODILIS & ASSOCIATES, P.C. Attorneys for Plaintiff 15W030 North Frontage Road, Suite 100 Burr Ridge, IL 60527 (630) 794-5300 DuPage # 15170 Winnebago # 531 Our File No. 14-17-12546 NOTE: This law firm is a debt collector.

I3065037 P8162R TRRT 11/1 n n n STATE OF ILLINOIS IN THE CIRCUIT COURT OF THE 17TH JUDICIAL CIRCUIT COUNTY OF WINNEBAGO NORTHWEST BANK OF ROCKFORD, PLAINTIFF, STEVEN D. VANDERHAYDEN, et.al.

DEFENDANTS. 2016 CH 582 NOTICE OF SHERIFF’S FORECLOSURE SALE NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure heretofore entered by the said Court on the 23rd day of June, 2017 in the above-entitled cause, GARY CARAUNA, Sheriff of Winnebago County, Illinois will on the 16th day of November, 2017 at the hour of 11:00 A.M., at the Winnebago County Criminal Justice Center, 650 W. State Street, Rockford, Illinois 61102 sell at public auction to the highest and best bidder for cash and all singular, the following described premises and real estate in said Judgment mentioned, situated in the County of Winnebago and State of Illinois, or so much thereof as shall be sufficient to satisfy said Judgment to-wit: Lot Nineteen (19) in

25

Block Two (2) as designated upon the Plat of Perley and St. John’s Addition to the Town of Pecatonica, the Plat of which is recorded in Book 35 of Deeds on Page 1 in the Recorder’s Office of Winnebago County, Illinois; situated in the County of Winnebago and State of Illinois.

P.I.N. 09-29-402-017 Property Code: 461 D 254 Commonly known as 429 West 6th Street Pecatonica, Illinois 61063 The property is commonly known as 429 West 6th Street Pecatonica, Illinois 61063 and is improved with a residential property.

Judgment was taken in the amount of $126,854.64 on behalf of Northwest Bank of Rockford.

Property is subject to general real estate taxes, special assessments, or special taxes and is offered for sale without any representations as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the Court. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid.

Sale terms are cash or certified funds 25% at time of sale and the balance, including the judicial sale fee for Abandoned Residential Property Municipality Relief Fund, which is calculated at the rate of $1 for each $1000 or fraction thereof of the amount paid by the purchaser to the person conducting the sale, provided that in no event shall the fee exceed $300 is due within 24 hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale.

Upon payment in full on the bid amount, the purchaser shall receive a certificate of sale which will entitle the purchaser to a deed to the real estate after confirmation of the sale.

Respective bidders are admonished to check the court file to verify all information.

For information, contact Timothy F. Horning attorney for Plaintiff, 3400 N. Rockton Avenue, Rockford, IL 61103. Pursuant to Section 15-1507 (c)(7) of the Illinois Code of Civil Procedure, no information other than the information contained in this Notice will be provided.

IF YOU ARE THE MORTGAGOR (HOMEOWNER) YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701 (C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. Attorney Timothy F. Horning Meyer and Horning P.C. Attorney for Plaintiff 3400 N. Rockton Avenue Rockford, IL 61103 815/636-9300 8165R TRRT 11/1

26

The Rock River Times. October 18, 2017

n n n IN THE CIRCUIT COURT OF THE 17TH JUDICIAL CIRCUIT WINNEBAGO COUNTY ROCKFORD, ILLINOIS EVERBANK; Plaintiff, vs.

MATTHEW J. HOLDER AKA MATTHEW HOLDER AKA MATTHEW JAMES HOLDER; UNKNOWN OWNERS AND NON RECORD CLAIMANTS; Defendants, 16 CH 913 NOTICE OF SALE PUBLIC NOTICE is hereby given that pursuant to a Judgment of Foreclosure entered in the above entitled cause Intercounty Judicial Sales Corporation will on Thursday, November 16, 2017, at the hour of 1:00 p.m., Intercounty’s Winnebago County office, 7210 East State Street, Suite 102, Rockford, Illinois 61108, sell to the highest bidder for cash, the following described mortgaged real estate: LOT TWO (2) AS DESIGNATED UPON THE PLAT OF HARMON ACRES SUBDIVISION OF A PART OF THE NORTHWEST QUARTER (1/4) OF SECTION 18, TOWNSHIP 43, RANGE 1 THE PLAT OF WHICH SUBDIVISION IS RECORDED IN BOOK 26 OF PLATS ON PAGE 55 IN THE RECORDER’S OFFICE OF WINNEBAGO COUNTY, ILLINOIS; SITUATED IN THE COUNTY OF WINNEBAGO AND THE STATE OF ILLINOIS. P.I.N. 15-18-101-006.

Commonly known as 6876 Tipple Road, Rockford, Illinois 61102.

The improvement on the property consists of a single family residence. If the subject mortgaged real estate is a unit of a common interest community, the purchaser of the unit other than a mortgagee shall pay the assessments required by subsection (g-1) of Section 18.5 of the Condominium Property Act. Sale terms: 10% down by certified funds, balance within 24 hours, by certified funds.

No refunds. The property will NOT be open for inspection.

For information call The Sales Department at Plaintiff’s Attorney, Anselmo Lindberg & Associates, LLC, 1771 West Diehl Road, Naperville, Illinois 60563-1890. (630) 453-6960. For Bidding instructions visit www.alolawgroup.com 24 hours prior to sale. F16100184 I3064163 P8133R TRRT 10/25 n n n IN THE CIRCUIT COURT OF THE 17TH JUDICIAL CIRCUIT WINNEBAGO COUNTY, ILLINOIS ESTATE OF DORIS STEIGER, DECEASED. 17P 386 Notice is given to creditors of the death of the above named decedent.

Letters of office were issued to ANNA ANEES, 4561 PALMER AVENUE, JACKSONVILLE, FLORIDA, 32210 as Independent ADMINISTRATOR , whose attorney of record is TERRENCE E. DAVEY; MALMAN LAW, 205 WEST RANDOLPH STREET, SUITE 610, CHICAGO, ILLINOIS, 60606.

The estate will be administered without court supervision, unless under section 5/28-4 of the Probate Act Ill. Compiled Stat. 1992, Ch. 755, par. 5/28-4) any interested person terminates independent administration at any time by mailing or delivering a petition to terminate to the clerk.

Claims against the estate may be filed in the office of the clerk Tom Klein 400 West State Street Room 100 Rockford, Illinois 61101-1221 or with the representative, or both, on or before APRIL 11, 2018, or, if mailing or delivery of

a notice from the representative is required by section 5/18-3 of the Probate Act, the date stated in that notice. Any claim not filed on or before that date is barred.

Copies of a claim filed with the clerk must be mailed or delivered by the claimant to the representative and to the attorney within 10 days after it has been filed.

TERRENCE E. DAVEY MALMAN LAW 205 WEST RANDOLPH STREET SUITE 610 CHICAGO, ILLINOIS, 60606 (312) 629-0099 I3064168 P8134R TRRT 10/25 n n n IN THE CIRCUIT COURT OF THE 17TH JUDICIAL CIRCUIT WINNEBAGO COUNTY, ILLINOIS FEDERAL NATIONAL MORTGAGE ASSOCIATION (‘’FANNIE MAE’’), A CORPORATION ORGANIZED AND EXISTING UNDER THE LAWS OF THE UNITED STATES OF AMERICA Plaintiff, -v.JOHN BURROUGHS A/K/A JOHN L BURROUGHS, et al Defendant 16CH 819 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on August 4, 2017, an agent for The Judicial Sales Corporation, will at 12:30 PM on November 7, 2017, at the NLT TITLE, LLC., 6885 Vistagreen Way, ROCKFORD, IL, 61107, sell at public auction to the highest bidder, as set forth below, the following described real estate: LOT SIXTEEN (16) IN BLOCK THIRTEEN (13) AS DESIGNATED UPON THE PLAT OF KINSEY’S LITTLE FARMS, A SUBDIVISION OF PART OF THE WEST HALF (1/2) OF THE SOUTHWEST QUARTER (1/4) SECTION 1, AND OF PART OF THE SOUTHEAST QUARTER (1/4) SECTION 2, ALL IN TOWNSHIP 43 NORTH, RANGE 1 EAST OF THE THIRD PRINCIPAL MERIDIAN, WINNEBAGO COUNTY, ILLINOIS; ACCORDING TO THE PLAT THEREOF RECORDED MAY 7, 1920 IN PLAT BOOK 13, PAGE 46 AS DOCUMENT NUMBER 146408.

Commonly known as 3126 BILDAHL STREET, ROCKFORD, IL 61109 Property Index No. 15-01309-007.

The real estate is improved with a single family residence.

Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance in certified funds/or wire transfer, is due within twenty-four (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court.

Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale.

The property will NOT be

open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information.

If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required

by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4).

If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1).

IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales.

For information: Visit our website at service.atty-pierce. com. between the hours of 3 and 5pm. McCalla Raymer Leibert Pierce, LLC, Plaintiff’s Attorneys, One North Dearborn Street, Suite 1200, Chicago, IL 60602. Tel No. (312) 416-5500. Please refer to file number 258162.

THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc. com for a 7 day status report of pending sales.

McCalla Raymer Leibert Pierce, LLC One North Dearborn Street, Suite 1200 Chicago, IL 60602 (312) 416-5500 E-Mail: pleadings@mccalla.com Attorney File No. 258162 Case Number: 16 CH 819 TJSC#: 37-9161 I3064510 P8135R TRRT 10/25 n n n IN THE CIRCUIT COURT OF THE 17TH JUDICIAL CIRCUIT WINNEBAGO COUNTY ROCKFORD, ILLINOIS US BANK NATIONAL ASSOCIATION AS TRUSTEE SUCCESSOR IN INTEREST TO STATE STREET BANK AND TRUST COMPANY AS TRUSTEE FOR GSMPS MORTGAGE LOAN TRUST 2001-1; Plaintiff, vs.

DEANNA L. FALER AKA DEANNA FALER; DANIEL L. FALER; THE UNITED STATES OF AMERICA; OFFICE OF THE DEPARTMENT OF THE TREASURY; UNKNOWN OWNERS AND NONRECORD CLAIMANTS; GARY G. HOLLONBECK; Defendants, 17 CH 444 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above entitled cause Intercounty Judicial Sales Corporation will on Thursday, November 16, 2017 at the hour of 1:00 p.m. at Intercounty’s Winnebago County office, 7210 East State Street, Suite 102, Rockford, Illinois 61108, sell at

public auction to the highest bidder for cash, as set forth below, the following described mortgaged real estate: Part of Lot Eight (8) in Block Seventy-One (71) as designated upon the Plat of George Haskell’s Second Addition to the City of Rockford, bounded as follows, to-wit: beginning on the West line of said Lot at a point Forty (40) feet South of the Northwest corner of said Lot; thence East, parallel with the North line of said Lot Eight (8), One Hundred Twenty (120) feet; thence South parallel with the West line of said Lot, Forty-one and One-half (411/2) feet to the South line of said Lot; thence West, along said South line, One Hundred Twenty (120) feet to the Southwest corner of said Lot Eight (8); thence North, along the West line of said Lot, Forty-one and One-half (41-1/2) feet to the place of beginning; situated in the County of Winnebago and State of Illinois.

Commonly known as 707 North Winnebago, Rockford, IL 61102.

P.I.N. 11-23-107-009.

The mortgaged real estate is improved with a single family residence. If the subject mortgaged real estate is a unit of a common interest community, the purchaser of the unit other than a mortgagee shall pay the assessments required by subsection (g-1) of Section 18.5 of the Condominium Property Act. Sale terms: 10% down by certified funds, balance, by certified funds, within 24 hours. No refunds.

The property will NOT be open for inspection. Prospective bidders are admonished to check the court file to verify all information.

For information call Sales Department at Plaintiff’s Attorney, Manley Deas Kochalski, LLC, One East Wacker Drive, Chicago, Illinois 60601. (614) 220-5611.

17-017423 F2 INTERCOUNTY JUDICIAL SALES CORPORATION Selling Officer, (312) 444-1122 I3064084 P8136R TRRT 10/25 n n n ASSUMED NAME CERTIFICATE OF INTENTION STATE OF ILLINOIS, COUNTY OF WINNEBAGO This is to certify that the undersigned intend to conduct and transact a artist studio and pottery shop business in said County and State under the name of Three Ravens Studio at the following post office addresses: 1404 N. Main St., Suite 1, Rockford, IL 61103; that the true and real full names of all persons owning, conducting or transacting such business are as follows: Thomas B. Harrison SIGNED: Thomas B. Harrison 10/10/17 Subscribed and sworn (or affirmed to) before me, this 10th day of October, A.D. 2017.

Margie M. Mullins, COUNTY CLERK Thalia Gallardo, DEPUTY 8149R TRRT 10/25 n n n IN THE CIRCUIT COURT OF THE 17TH JUDICIAL CIRCUIT WINNEBAGO COUNTY, ILLINOIS WELLS FARGO BANK, NA Plaintiff, -v.RUSSELL A. LETHEBY, et al Defendant 16 CH 00124 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on February 1, 2017, an agent for The Judicial Sales Corporation, will at 12:30 PM on November 8, 2017, at the NLT TITLE, LLC., 6885 Vistagreen Way, ROCKFORD, IL, 61107, sell at public auction to the highest

bidder, as set forth below, the following described real estate: LOT 70 AS DESIGNATED UPON THE PLAT OF SWANSON PARK SUBDIVISION NO. 3, BEING A SUBDIVISION OF PART OF THE WEST 1/2 OF THE EAST 1/2 OF SECTION 3, TOWNSHIP 43 NORTH, RANGE 2 EAST OF THE THIRD PRINCIPAL MERIDIAN, THE PLAT OF WHICH IS RECORDED IN THE RECORDER’S OFFICE IN WINNEBAGO COUNTY AS BOOK 40 OF PLATS ON PAGE 52B; SITUATED IN THE COUNTY OF WINNEBAGO, STATE OF ILLINOIS. Commonly known as 6564 ABINGTON DRIVE, ROCKFORD, IL 61109 Property Index No. 16-03-401003 (255D090).

The real estate is improved with a residence.

Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance in certified funds/or wire transfer, is due within twenty-four (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court.

Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale.

The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information.

If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required

by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4).

If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1).

IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales.

For information, examine the court file or contact Plaintiff’s attorney: CODILIS & ASSOCIATES, P.C., 15W030 NORTH FRONTAGE ROAD, SUITE 100, BURR RIDGE, IL 60527, (630) 794-9876 Please refer to file number 14-16-01745.

THE JUDICIAL SALES CORPORATION

One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc. com for a 7 day status report of pending sales.

CODILIS & ASSOCIATES, P.C. 15W030 NORTH FRONTAGE ROAD, SUITE 100 BURR RIDGE, IL 60527 (630) 794-5300 E-Mail: pleadings@il.cslegal.com Attorney File No. 14-16-01745 Attorney ARDC No. 00468002 Case Number: 16 CH 00124 TJSC#: 37-9082 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.

I3064384 P8137R TRRT 10/25 n n n IN THE CIRCUIT COURT OF THE 17TH JUDICIAL CIRCUIT WINNEBAGO COUNTY, ILLINOIS PHH MORTGAGE CORPORATION A/K/A PHH MORTGAGE SERVICES Plaintiff, -v.MARSHA GUZMAN, et al Defendant 17CH 00076 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on August 16, 2017, an agent for The Judicial Sales Corporation, will at 12:30 PM on November 20, 2017, at the NLT TITLE, LLC., 6885 Vistagreen Way, ROCKFORD, IL, 61107, sell at public auction to the highest bidder, as set forth below, the following described real estate: LOT SIXTEEN (16) IN BLOCK TWENTY-SEVEN (27) AS DESIGNATED UPON THE PLAT OF KINSEY’S LITTLE FARMS, A SUBDIVISION OF THE WEST HALF (1/2) OF THE SOUTHWEST QUARTER (1/4) SECTION 1, AND OF PART OF THE SOUTHEAST QUARTER (1/4) SECTION 2, ALL IN TOWNSHIP 43 NORTH, RANGE 1 EAST OF THE THIRD PRINCIPAL MERIDIAN, THE PLAT OF WHICH SUBDIVISION IS RECORDED IN BOOK 13 OF PLATS ON PAGE 46 IN THE RECORDER’S OFFICE OF WINNEBAGO COUNTY, ILLINOIS; EXCEPTING THE SOUTHERLY (1) FOOT THEREOF, CONVEYED TO OLIVER E. JOHNSON AND RUTH M. JOHNSON BY INTSTRUMENT RECORDED IN BOOK 650 ON PAGE 339; SITUATED IN THE COUNTY OF WINNEBAGO AND STATE OF ILLINOIS. Commonly known as 3106 SANER AVENUE, ROCKFORD, IL 61109 Property Index No. 15-02-410015 (207C765).

The real estate is improved with a single family residence.

Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance in certified funds/or wire transfer, is due within twenty-four (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for

sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court.

Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale.

The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information.

If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required

by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4).

If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1).

IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales.

For information, examine the court file or contact Plaintiff’s attorney: CODILIS & ASSOCIATES, P.C., 15W030 NORTH FRONTAGE ROAD, SUITE 100, BURR RIDGE, IL 60527, (630) 794-9876 Please refer to file number 14-17-00424.

THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc. com for a 7 day status report of pending sales.

CODILIS & ASSOCIATES, P.C. 15W030 NORTH FRONTAGE ROAD, SUITE 100 BURR RIDGE, IL 60527 (630) 794-5300 E-Mail: pleadings@il.cslegal.com Attorney File No. 14-17-00424 Attorney ARDC No. 00468002 Case Number: 17 CH 00076 TJSC#: 37-7827 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.

I3062144 P8138R TRRT 10/25 n n n STATE OF ILLINOIS IN THE CIRCUIT COURT OF THE 17TH JUDICIAL CIRCUIT COUNTY OF WINNEBAGO FIRST NATIONAL BANK & TRUST COMPANY, Plaintiff, vs.

SPECIAL REPRESENTATIVE OF JOSEPH B. TROIA; MARIE TROIA, THE UNKNOWN HEIRS AT LAW OR LEGATEES OF JOSEPH B. TROIA, DECEASED; CLAIMANTS AGAINST THE ESTATE OF JOSEPH B. TROIA, DECEASED, BY NAME IF KNOWN OR ASCERTAINABLE, OTHERWISE UNKNOWN

OWNERS AND NON-RECORD CLAIMANTS, Defendants.

Case No. 2017 CH 659 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above-cause on September 28, 2017, an agent of the Winnebago County Sheriff’s Office will at 11:00 a.m. on November 2, 2017, at the Winnebago County Justice Center, 650 West State Street, Rockford, Illinois 61101, sell at public auction to the highest bidder, as set forth below, the following described real estate: Lot Fifty-three (53) as designated upon Plat #2 of Sagewood, being a Subdivision of part of the Southwest Quarter (1/4) of Section 3 and part of the Northwest Quarter (1/4) of Section 10, all in Township 45 North, Range 2 East of the Third Principal Meridian, the Plat of which Subdivision is recorded in Book 38 of Plats on Page 43A in the Recorder’s Office of Winnebago County, Illinois; situated in the County of Winnebago and State of Illinois.

Commonly known as: 9415 Sagewood Drive, Roscoe, Illinois 61073 Permanent Index Numbers: 08-10-102-008 The property is residential real estate.

The judgment amount was $157,165.96, together with interest thereon at the statutory rate, plus additional costs, including publication costs, court costs, attorneys’ fees and expenses of sale.

Sale Terms: 25% down of the highest bid by certified funds at the close of the auction; the balance, in certified funds, is due within twenty-four (24) hours. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representations as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the Court.

Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale.

The property will NOT be open for inspection and Plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information.

Persons wishing information regarding the real estate may contact: Beth Lemiesz First National Bank and Trust 345 East Grand Ave Beloit WI 53511 (608) 363-8147 Dated this 2nd day of October, 2017.

RENO & ZAHM LLP By: /s/ Michael G. Schultz Michael G. Schultz, Attorney for First National Bank & Trust Company, Plaintiff RENO & ZAHM LLP Jamie S. Cassel (#06200979) Michael G. Schultz (#06297569) 2902 McFarland Road, Suite 400 Rockford, IL 61107 (815) 987-4050 mgs@renozahm.com 8142R TRRT 10/25

October 18, 2017 The Rock River Times. n n n IN THE CIRCUIT COURT OF THE 17TH JUDICIAL CIRCUIT WINNEBAGO COUNTY, ILLINOIS BLACKHAWK STATE BANK Plaintiff, -v.MARGARET J BACINO, et al Defendant 16CH 813 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on August 4, 2017, an agent for The Judicial Sales Corporation, will at 12:30 PM on November 9, 2017, at the NLT TITLE, LLC., 6885 Vistagreen Way, ROCKFORD, IL, 61107, sell at public auction to the highest bidder, as set forth below, the following described real estate: LOT EIGHT (8) IN BLOCK THREE (3) AS DESIGNATED UPON PLAT NO. 2 OF ORINDA ACRES SUBDIVISION PART OF WEST HALF (1/2) OF SECTION 33, TOWNSHIP 44, RANGE 2, THE PLAT OF WHICH SUBDIVISION IS RECORDED IN BOOK 27 OF PLATS ON PAGE 83 IN THE RECORDER’S OFFICE OF WINNEBAGO COUNTY, ILLINOIS AND THE NORTHERLY THIRTY (30) FEET OF LOT NINE (9) IN BLOCK THREE (3) AS DESIGNATED UPON PLAT NO. 2 OF ORINDA ACRES SUBDIVISION PART OF WEST HALF (1/2) OF SECTION 33, TOWNSHIP 44, RANGE 2, THE PLAT OF WHICH SUBDIVISION IS RECORDED IN BOOK 27 OF PLATS ON PAGE 83 IN THE RECORDER’S OFFICE OF WINNEBAGO COUNTY, ILLINOIS, THE SOUTHERLY LINE OF THE HEREIN CAPTIONED TRACT SHALL BE PARALLEL TO THE NORTHERLY LINE OF SAID LOT NINE (9) AND THIRTY (30) FEET PERPENDICULARLY DISTANT THEREFROM; SITUATED IN THE COUNTY OF WINNEBAGO AND STATE OF ILLINOIS. Commonly known as 2212 FARRIS COURT, ROCKFORD, IL 61108 Property Index No. 12-33327-012.

The real estate is improved with a single family home with an attached two car garage.

Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance in certified funds/or wire transfer, is due within twenty-four (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court.

Upon payment in full of the

amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale.

The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information.

If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required

by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4).

If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1).

IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales.

For information: Visit our website at service.atty-pierce. com. between the hours of 3 and 5pm. McCalla Raymer Leibert Pierce, LLC, Plaintiff’s Attorneys, One North Dearborn Street, Suite 1200, Chicago, IL 60602. Tel No. (312) 416-5500. Please refer to file number 258280.

THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc. com for a 7 day status report of pending sales.

McCalla Raymer Leibert Pierce, LLC One North Dearborn Street, Suite 1200 Chicago, IL 60602 (312) 416-5500 E-Mail: pleadings@mccalla.com Attorney File No. 258280 Case Number: 16 CH 813 TJSC#: 37-9196 I3064615 P8163R TRRT 11/1 n n n STATE OF ILLINOIS IN THE CIRCUIT COURT OF THE 17TH JUDICIAL CIRCUIT COUNTY OF WINNEBAGO BMO HARRIS BANK, N.A., FORMERLY KNOWN AS HARRIS N.A., AS THE ASSIGNEE OF THE FEDERAL DEPOSIT INSURANCE CORPORATION AS THE RECEIVER FOR AMCORE BANK N.A., Plaintiff, v.

MATTHEW W. NELSON; MICHELLE L. NELSON; FARRIS, HANSEN & ASSOCIATES, INC.; UNKNOWN OWNERS; UNKNOWN TENANTS; UNKNOWN SPOUSES;

UNKNOWN HEIRS and NONRECORD CLAIMANTS, Defendants.

Case No. 14-CH-1151 NOTICE OF SALE (16863 Hartman Road, Durand, Illinois 61024) PUBLIC NOTICE is hereby given that pursuant to a Judgment of Foreclosure entered by the Court in the above-entitled cause, the property hereinafter described or so much thereof as shall be sufficient to satisfy said Judgment, will be sold to the highest bidder.

A. The name, address and telephone number of the person to contact for information regarding the real estate is: Matthew M. Hevrin, HINSHAW & CULBERTSON LLP, 100 Park Avenue, Rockford, Illinois 61101, Tel. (815) 490-4935.

B. The common address and other common description, if any, of the real estate is: 16863 Hartman Road, Durand, Illinois 61024.

C. The legal description of the real estate is: A tract of land located in a part of the Southwest Quarter (1/4) of Fractional Section 19, Township 29 North, Range 10 East of the Fourth Principal Meridian, Laona Township, Winnebago County, Illinois, the boundary of said tract being more particularly described as follows: Commencing at the Southwest corner of the Southwest Quarter (1/4) of Fractional Section 19, Township 29 North, Range 10 East of the Fourth Principal Meridian; thence North 00 degrees 21 minutes 38 seconds East, along the West line of Fractional Section 19, a distance of 1,582.75 feet to the point of beginning; thence continuing North 00 degrees 21 minutes 38 seconds East, along said West line, a distance of 220.40 feet; thence North 89 degrees 58 minutes 49 seconds East, 988.39 feet; thence South 00 degrees 21 minutes 38 seconds West, 220.40 feet; thence South 89 degrees 58 minutes 49 seconds West, 988.39 to the point of beginning, all being situated in Laona Township, County of Winnebago and State of Illinois.

COMMON ADDRESS: 16863 Hartman Road Durand, Illinois 61024 PROPERTY CODE: 01-19300-011 D. A description of the improvements on the real estate is: None.

The property is vacant land.

E. The time and place of sale will be Tuesday, November 14, 2017 at 11:00 A.M., Winnebago County Justice Center, Lobby, 650 West State Street, Rockford, Illinois.

F. The terms of the sale are: Ten Percent (10%) due by cash or certified funds at the time of the sale and the balance is due within 24 hours of sale. The property offered for sale is subject to all real estate taxes, special assessments or special taxes levied against said real estate and is offered for sale without any representation as to quality of the title and without recourse to the Winnebago County Sheriff’s Office and in “as is” condition. The sale is further subject to confirmation by the court.

G. Title will be conveyed

subject to the following liens and interests: all general real estate taxes, special assessments, if any, easements and restrictions of record, and the interests, if any, of any tenant in possession.

H. The property will not be available for inspection.

I. The successful purchaser has the sole responsibility/expense of evicting any tenants or other individuals presently in possession of subject premises.

J. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g) (1) and (g)(4).

BMO HARRIS BANK, N.A., FORMERLY KNOWN AS HARRIS N.A., AS THE ASSIGNEE OF THE FEDERAL DEPOSIT INSURANCE CORPORATION AS THE RECEIVER FOR AMCORE BANK N.A., Plaintiff Hinshaw & Culbertson LLP By: Matthew M. Hevrin One of Its Attorneys PREPARED BY: Matthew M. Hevrin (ARDC #6256083) HINSHAW & CULBERTSON LLP 100 Park Avenue P.O. Box 1389 Rockford, IL 61105-1389 PHONE: 815-490-4900 FAX: 815-490-4901 mhevrin@hinshawlaw.com 8166R TRRT 11/1 n n n STATE OF ILLINOIS IN THE CIRCUIT COURT OF THE 17TH JUDICIAL CIRCUIT WINNEBAGO COUNTY – IN PROBATE In the Matter of the Estate of: BARBARA R. CROSTY, Deceased.

CASE NO. 2017 P 392 NOTICE FOR PUBLICATION – HEIRS AND CLAIMS Notice is given of the death of Barbara R. Crosty of Rockford, Illinois, Letters of Office were issued on October 2, 2017, to Robert L. Crosty as Administrator with Will Annexed, 3453 Onyx Parkway, Rockford, IL 61102, whose attorney is Theodore Liebovich, 415 South Mulford Road, P.O. Box 6066, Rockford, IL 61125-1066.

Claims against the estate may be filed on or before April 19, 2018, that being the date at least six (6) months from the date of first publication, or within three (3) months from the date of mailing or delivery of Notice to Creditors, if mailing or delivery is required by Section 5/18-3 of the Illinois Probate Act, as amended whichever date is later.

Any claim not filed by the requisite date stated above shall be barred.

Claims against the estate may be filed in the office of the Clerk of the Court at Winnebago County Courthouse, Probate Division, 400 West State St., Rockford, Illinois 61101 or with the estate legal representative or both.

Copies of claims filed with the Clerk must be mailed or delivered to the estate legal representative and to the attorney within 10 days after it has been filed.

ROBERT L. CROSTY, Administrator With Will Annexed 8167R TRRT 11/1 n n n NOTICE BY PUBLICATION JOSEPH LIGHTHART and CRYSTAL LIGHTHART, Petitioners, vs.

ETHAN PATRICK SCHUMACHER, ALL WHOM IT MAY CONCERN, and THE ILLINOIS DEPARTMENT OF CHILDREN AND FAMILY SERVICES, a Duly Licensed Child Welfare Agency, Respondents.

CASE NO: 17 AD 183 TO WHOM IT MAY CONCERN: Take notice that on the 13th day of October, 2017, a Petition for Adoption was filed in the Circuit Court of Winnebago County, Illinois, 17th Judicial Circuit, and that on the second floor of the Winnebago County Justice Center, on the 18th day of November, 2017 at the hour of 9:00 a.m., or as soon thereafter as this cause may be heard, a hearing will be held upon the Petition for Adoption.

Now, unless you appear at the hearing and show cause against the Petition, the Petition may be taken for confessed as against you and an Order, Judgment or Decree entered.

Dated at Rockford, Illinois this 13th day of October, 2017.

Thomas Klein Clerk of the Circuit Court ERIN L. NASH #6304953 Nash Law Office, P.C. 4615 East State Street, Suite 201 Rockford, IL 61108 (815) 397-7500 8168R TRRT 11/1 n n n NOTICE OF PUBLIC SALE Personal Property stored by the following individuals from A Place for Space Self Storage L.L.C. P.O. Box 8116 Rockford, IL 61126, a self service storage facility, operated

by A Place for Space Self Storage L.L.C. shall be sold at a public auction at the address listed below. The Auction will be held on or after 11/10/2017 at 9:00 a.m. to enforce the Owner’s lien thereon. If there are no bidders, the property will be otherwise disposed of by owner. Any vehicles sold will not have a title provided to the buyer.

Units Located at: 5112 Linden Rd. Rockford IL 61109 9:00 a.m.

Jesus Rodriguez Unit #046; Cameron Ball Unit #146; Luis Dozal Unit #169; Amanda Bolton Unit #181; Jamal Ramsey Unit #208; Jamal Ramsey Unit #209; Harlan Fluker Unit #223; Amy Collins Unit #275; Amanda David Unit #309; Andre Villegas Unit #315; Brandon White Unit #370; Cameron Mckoy Unit #371; Rae Diaz Unit #384; Dillon Smith Unit #417; Mary Jones Unit #480; Robert Zadek Unit #LRV20.

Units Located at: 3722 Baxter Rd. Rockford IL 61109 10:30 a.m.

Willy Henderson Unit #B009.

Units Located at: 5315 Sandy Hollow Road Rockford IL 61109 11:00 a.m.

Stephane Carter Unit #S007; Angel Coppernoll Unit #S071; Sharon Carey Unit #SRV20; Michael Manson Unit #S032.

Units Located at: 1619 N Meridian Rd Rockford IL 61103 12:00 p.m.

Danny Harris Unit #M026; Bosco Hoover Unit #M145; Brian Perteete Unit #M149.

Units Located at: 1821 Chrysler Dr. Belvidere IL 61008 1:00 p.m.

Matthew Cott Unit #C014; Christine Russell Unit #C021; Robert Rider Unit #C075; Daniel McCoy / Tannah Moore Unit #C133.

If unit is not paid in full by Friday November 3rd 2017 at 4

p.m. your unit will be sold to the highest bidder at public auction on Friday November 10th 2017. To register as a buyer please arrive 15 minutes prior to auction with proper identification and payment.

You may also register on Thursday November 9th from 8 a.m.-4 p.m. at our office located at 5112 Linden Rd. Rockford IL 61109.

A Place for Space Self Storage L.L.C. 8169R TRRT 10/25 n n n STATE OF ILLINOIS IN THE CIRCUIT COURT OF 17TH JUDICIAL CIRCUIT COUNTY OF WINNEBAGO IN RE THE ESTATE OF: LELAND L. WOLFE, Deceased.

NO: 2017 P 243 NOTICE FOR PUBLICATION – WILL Notice is given of the death of LELAND L. WOLFE. Letters of Office were issued on May 31, 2017, to Executor JAMES E. WOLFE, 792 Glenhaven Place, Nipomo, California 93444; (805) 720-2535, whose attorney is PETER A. SAVITSKI, 838 North Main Street, Rockford, Illinois 61103; (815) 963-0370.

Notice is given to DAVID B. WOLFE, an heir at law who is named in the Petition filed in the above proceeding to probate a will and whose address is not stated in the Petition that an Order was entered by the Court on May 31, 2017, admitting the will to probate.

DAVID B. WOLFE is requested to immediately contact the abovenamed Executor or his attorney.

Dated: October 9, 2017 JAMES E. WOLFE Executor Attorney Peter A. Savitski ARDC No.: 2463741 838 North Main Street Rockford, Illinois 61103 (815) 963-0370 pas-law@sbcglobal.net 8170R TRRT 11/1 n n n STATE OF ILLINOIS IN THE CIRCUIT COURT OF THE 17TH JUDICIAL CIRCUIT COUNTY OF WINNEBAGO IN CHANCERY IN RE THE MARRIAGE OF: EVELYN VARGAS, Petitioner, And RAMON VARGAS TORRES, Respondent.

Case No. 17 D 804 NOTICE BY PUBLICATION NOTICE IS HEREBY GIVEN to Respondent RAMON VARGAS TORRES that Petitioner EVELYN VARGAS has caused to be filed a PETITION FOR DISSOLUTION OF MARRIAGE and other relief in the above-captioned cause of action.

You are further notified that if you fail to file an answer or otherwise appear on or before November 17, 2017, a judgment by default may be entered against you at any time thereafter for the relief requested in the petition. /s/ Evelyn Vargas, Petitioner 8171R TRRT 11/1 n n n IN THE CIRCUIT COURT OF WINNEBAGO COUNTY, ILLINOIS COUNTY DEPARTMENT, CHANCERY DIVISION Deutsche Bank National Trust Company, as Indenture Trustee for American Home Mortgage Investment Trust 2005-2; Plaintiff, VS. Unknown Heirs and Legatees of Darla M. Smith a/k/a

Darla Smith; Wilmington Trust, National Association, as Successor Trustee to Citibank, N.A., as Trustee for SACO I Trust 2005-5, Mortgage Pass-Through Certificates, Series 2005-5; James Bennett; Jason Bennett; Joan Bennett; Charla Emmerling; Rick Smith; Unknown Beneficiaries of Chicago Title Land Trust Company, as Successor Trustee to Amcore Investment Group, N.A., as Trustee under a Trust Agreement dated April 24, 1989 and known as Trust Number 89-10646; Chicago Title Land Trust Company, as Successor Trustee to Amcore Investment Group, N.A., as Trustee under a Trust Agreement dated April 24, 1989 and known as Trust Number 89-10646; Timothy Miller, as Special Representative for Darla M. Smith; Unknown Owners and Non Record Claimants; Defendants.

17 CH 464 NOTICE BY PUBLICATION The requisite affidavit for publication having been filed, notice is hereby given to you: -Unknown Heirs and Legatees of Darla M. Smith a/k/a Darla Smith -Rick Smith -Unknown Beneficiaries of Chicago Title Land Trust Company, as Successor Trustee to Amcore Investment Group, N.A., as Trustee under a Trust Agreement dated April 24, 1989 and known as Trust Number 89-10646 -Unknown Owners and Non Record Claimants that Plaintiff has commenced this case in the Circuit Court of Winnebago County against you and other defendants, for foreclosure of a certain Mortgage lien recorded against the premises described as follows: LOT 68 AS DESIGNATED UPON QUAIL RUN SUBDIVISION PLAT NO. 3, BEING A SUBDIVISION OF PART OF THE SOUTHEAST QUARTER OF SECTION 3, TOWNSHIP 44 NORTH, RANGE 2 EAST OF THE THIRD PRINCIPAL MERIDIAN, WINNEBAGO COUNTY, ILLINOIS, THE PLAT OF WHICH SUBDIVISION IS RECORDED IN BOOK 38 OF PLATS ON PAGE 140A IN THE RECORDER`S OFFICE OF WINNEBAGO COUNTY, ILLINOIS. C/K/A: 6558-6560 Sawgrass Drive, Rockford, IL 61114 PIN: 12-03-404-009 said Mortgage was given by Darla M. Smith a/k/a Darla Smith, Mortgagor(s), to Mortgage Electronic Registration Systems, Inc., acting solely as nominee for American Home Mortgage Acceptance, Inc., Mortgagee, and recorded in the Office of the Recorder of Deeds of Winnebago County, Illinois, as Document No. 0514504.

UNLESS YOU file your appearance or otherwise file your answer in this case in the Office of the Circuit Clerk of Winnebago County, Winnebago County Courthouse, 400 West State Street, Rockford IL 61101 on or before November 17, 2017, A JUDGMENT OF FORECLOSURE OR DECREE

BY DEFAULT MAY BE ENTERED AGAINST YOU FOR THE RELIEF ASKED FOR IN THE PLAINTIFF’S COMPLAINT. Russell C. Wirbicki (6186310)

RockRiverTimes.com.

27

Laurence J. Goldstein (0999318) Christopher J. Irk (6300084) Thomas J. Cassady (6307705) Cory J. Harris (6319221) David A. Drescher (6301378) Tenyse L. Gooden (6312918) Amanda Rubel Portes (6297441) The Wirbicki Law Group LLC Attorney for Plaintiff 33 W. Monroe St., Suite 1140 Chicago, IL 60603 Phone: 312-360-9455 Fax: 312-360-9461 WA17-0276 pleadings.il@wirbickilaw.com I3065095 P8172R TRRT 11/1 n n n ASSUMED NAME CERTIFICATE OF INTENTION STATE OF ILLINOIS, COUNTY OF WINNEBAGO This is to certify that the undersigned intend to conduct and transact a residential construction/remodeling business in said County and State under the name of Integrity Carpentry & Construction at the following post office addresses: 7736 Thistle Ridge Rd., Roscoe, IL 61073; that the true and real full names of all persons owning, conducting or transacting such business are as follows: Ky Robert Gustafson II SIGNED: Ky Robert Gustafson II 10/11/17 Subscribed and sworn (or affirmed to) before me, this 11th day of October, A.D. 2017.

Margie M. Mullins, COUNTY CLERK Angela Reina, DEPUTY 8173R TRRT 11/1 n n n ASSUMED NAME CERTIFICATE OF INTENTION STATE OF ILLINOIS, COUNTY OF WINNEBAGO This is to certify that the undersigned intend to conduct and transact a Holiday lighting; sell, install & remove Christmas lights business in said County and State under the name of Custom Lighting at the following post office addresses: 4819 White Oak Ave., Rockford, IL 61114; that the true and real full names of all persons owning, conducting or transacting such business are as follows: Paul Stewart SIGNED: Paul Stewart 10/12/17 Subscribed and sworn (or affirmed to) before me, this 12th day of October, A.D. 2017.

Margie M. Mullins, COUNTY CLERK Thalia Gallardo, DEPUTY 8174R TRRT 11/1 n n n ASSUMED NAME CERTIFICATE OF INTENTION STATE OF ILLINOIS, COUNTY OF WINNEBAGO This is to certify that the undersigned intend to conduct and transact a Machining and design work for manufacturing applications business in said County and State under the name of RSolution Engineering at the following post office addresses: 6644 Cemetery Rd., Rockford, IL 61101; that the true and real full names of all persons owning, conducting or transacting such business are as follows: Ryan Sahlstrom SIGNED: Ryan Sahlstrom 10/13/17 Subscribed and sworn (or affirmed to) before me, this 13th day of October, A.D. 2017.

Margie M. Mullins, COUNTY CLERK Thalia Gallardo, DEPUTY 8175R TRRT 11/1

28

The Rock River Times. October 18, 2017

n n n IN THE CIRCUIT COURT OF THE 17TH JUDICIAL CIRCUIT WINNEBAGO COUNTY, ILLINOIS WELLS FARGO BANK, NA Plaintiff, -v.UNKNOWN HEIRS AND LEGATEES OF JOSE A. MONTUFAR, et al Defendant 16 CH 00490 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on June 28, 2017, an agent for The Judicial Sales Corporation, will at 12:30 PM on November 21, 2017, at the NLT TITLE, LLC., 6885 Vistagreen Way, ROCKFORD, IL, 61107, sell at public auction to the highest bidder, as set forth below, the following described real estate: THE NORTH 28 FEET IN WIDTH OF LOT 12 AND THE SOUTH 14 FEET IN WIDTH OF LOT 13 IN BLOCK 9 AS DESIGNATED UPON THE PLAT OF NORTH END ADDITION TO THE CITY OF ROCKFORD, THE PLAT OF WHICH ADDITION IS RECORDED IN BOOK 3 OF PLATS ON PAGE 24 IN THE RECORDER’S OFFICE OF WINNEBAGO COUNTY, ILLINOIS, THE NORTH AND SOUTH LINES OF SAID TRACT BEING PARALLEL WITH THE LINE DIVIDING SAID LOTS, SITUATED IN THE COUNTY OF WINNEBAGO, AND THE STATE OF ILLINOIS. Commonly known as 1419 NORTH AVENUE, ROCKFORD, IL 61103 Property Index No. 11-14401-005.

The real estate is improved with a residence.

Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance in certified funds/or wire transfer, is due within twenty-four (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court.

Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale.

The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information.

If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required

by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4).

If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1).

IF YOU ARE THE MORT-

GAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales.

For information, examine the court file or contact Plaintiff’s attorney: CODILIS & ASSOCIATES, P.C., 15W030 NORTH FRONTAGE ROAD, SUITE 100, BURR RIDGE, IL 60527, (630) 794-9876 Please refer to file number 14-16-07035.

THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc. com for a 7 day status report of pending sales.

CODILIS & ASSOCIATES, P.C. 15W030 NORTH FRONTAGE ROAD, SUITE 100 BURR RIDGE, IL 60527 (630) 794-5300 E-Mail: pleadings@il.cslegal.com Attorney File No. 14-16-07035 Attorney ARDC No. 00468002 Case Number: 16 CH 00490 TJSC#: 37-6178 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.

I3058715 P8139R TRRT 10/25 n n n IN THE CIRCUIT COURT OF THE 17TH JUDICIAL CIRCUIT WINNEBAGO COUNTY, ILLINOIS PENNYMAC LOAN SERVICES, LLC Plaintiff, -v.CINDY COBERLY A/K/A CINDY R. COBERLY, et al Defendant 15 CH 695 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on August 19, 2016, an agent for The Judicial Sales Corporation, will at 12:30 PM on November 22, 2017, at the NLT TITLE, LLC., 6885 Vistagreen Way, ROCKFORD, IL, 61107, sell at public auction to the highest bidder, as set forth below, the following described real estate: LOTS THREE HUNDRED THIRTEEN (313) AND THREE HUNDRED FOURTEEN (314) AS DESIGNATED UPON THE PLAT OF FAIR OAKS ADDITION TO SOUTH BELOIT, THE PLAT OF WHICH ADDITION IS RECORDED IN BOOK 11 OF PLATS ON PAGES 15 AND 16 IN THE RECORDER’S OFFICE OF WINNEBAGO COUNTY, ILLINOIS SITUATED IN THE COUNTY OF WINNEBAGO AND STATE OF ILLINOIS. Commonly known as 324 OAKLAND AVENUE, SOUTH BELOIT, IL 61080 Property Index No. 04-07211-017.

The real estate is improved with a single family home, two car detached garage.

Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance in certified funds/or wire

transfer, is due within twenty-four (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court.

Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale.

The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information.

If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required

by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4).

If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1).

IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales.

For information: Visit our website at service.atty-pierce. com. between the hours of 3 and 5pm. McCalla Raymer Leibert Pierce, LLC, Plaintiff’s Attorneys, One North Dearborn Street, Suite 1200, Chicago, IL 60602. Tel No. (312) 416-5500. Please refer to file number 2217.

THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc. com for a 7 day status report of pending sales.

McCalla Raymer Leibert Pierce, LLC One North Dearborn Street, Suite 1200 Chicago, IL 60602 (312) 416-5500 E-Mail: pleadings@mccalla.com Attorney File No. 2217 Case Number: 15 CH 695 TJSC#: 37-9022 I3064375 P8140R TRRT 10/25 n n n STATE OF ILLINOIS IN THE CIRCUIT COURT OF THE 17TH JUDICIAL CIRCUIT WINNEBAGO COUNTY HOLCOMB STATE BANK, Plaintiff, vs.

STEPHEN L. MC NEILLY, TRINA M. MC NEILLY AND CHRISTIANA TRUST,

A DIVISION OF WILMINGTON SAVINGS FUND SOCIETY, FSB AS TRUSTEE FOR KNOXVILLE TRUST AND UNKNOWN OWNERS, Defendant(s).

CASE NO. 2016 CH 578 PUBLIC NOTICE OF SHERIFF’S SALE Public Notice is hereby given that pursuant to the Amended Judgment of Foreclosure and Sale entered in said Court in the above-entitled cause on the 4th day of October, 2017, I, Gary Caruna, Sheriff of Winnebago County, or such other Deputy as may be sitting in my stead, will on November 7, 2017 at the hour of 11:00 a.m. in the lobby of the Winnebago County Justice Center, 650 West State Street, Rockford, Illinois, sell at public venue to the highest and best bidder for cash the following described lands and premises situated in Winnebago County, Illinois in said Judgment mentioned or so much thereof as may be necessary to realize the amount due to satisfy said Judgment with the terms and conditions as set forth herein: The name, address and telephone number of the person to contact for information regarding the real estate is: Jody L. Booher BARRICK, SWITZER, LONG, BALSLEY & VAN EVERA 6833 Stalter Drive Rockford, Illinois 61108 (815) 962-6611 A. The common address of said property is: 5470 Ridgemoor Court, Rockford, IL 61107 and legally described as: Lot twenty-one (21) as designated upon Plat No. 2 of Woodcroft, the Plat of which Subdivision is recorded in Book 35 of Plats on Page 318 in the Recorder’s Office of Winnebago County, Illinois, situated in Winnebago County, State of Illinois.

PERMANENT INDEX NO.: 1216-402-009 (160D 921) B. A description of the improvements on the real estate is: single family residence, 4 bedroom, 3.5 bathroom, approximately 4,114 square feet, sitting on just under a one acre lot The terms of the sale are: to the highest and best bidder with cash or certified check in full at time of sale. Provided, however, Holcomb State Bank, has the right to submit a credit bid against the amount of its judgment. Property is conveyed in “AS IS” condition. Sale subject to Court approval; buyer will be entitled to possession of property 30 days after confirmation of sale

by Court.

Title will be conveyed subject to all general real estate taxes or special taxes which are a lien upon the real estate, but have not yet become due and payable, and special assessment, if any, and easements and restrictions of record. The subject property is offered for sale without any presentation as to quality or quantity of title or recourse to Plaintiff. Any personal property that may be located at/in the property is not included in this sale.

Upon the sale being made and the purchaser tendering said bid in cash or certified funds, a Receipt of Sale will be issued and/ or a certificate of sale as required, which will entitle the purchaser to a deed upon Court confirmation of said sale.

The property will not be open for inspection.

The judgment amount was $335,814.20. Prospective purchasers are admonished to check the court file to verify this information. /s/ Gary Caruna Sheriff of Winnebago County Jody L. Booher (#6292370) BARRICK, SWITZER, LONG,

BALSLEY & VAN EVERA, LLP 6833 Stalter Drive Rockford, IL 61108 815-962-6611 jbooher@bslbv.com 8141R TRRT 10/25 n n n NOTE: PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THE LAW FIRM OF HINSHAW & CULBERTSON LLP IS DEEMED TO BE A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. STATE OF ILLINOIS IN THE CIRCUIT COURT OF THE 17TH JUDICIAL CIRCUIT COUNTY OF WINNEBAGO BLACKHAWK BANK, a Wisconsin State Bank, Plaintiff, v.

WILLIAM T. CACCIATORE, SR.; NANCY L. CACCIATORE; UNITED STATES OF AMERICA, INTERNAL REVENUE SERVICE; LAKE SUMMERSET ASSOCIATION, INC.; OTTER CREEK LAKE UTILITY DISTRICT; UNKNOWN OWNERS; UNKNOWN TENANTS; UNKNOWN SPOUSES; UNKNOWN HEIRS and NONRECORD CLAIMANTS,, Defendants.

Case No. 17-CH-306 NOTICE OF SALE (1928 Baintree Road, Davis, Illinois 61019) PUBLIC NOTICE is hereby given that pursuant to a Judgment of Foreclosure entered by the Court in the above-entitled cause, the property hereinafter described or so much thereof as shall be sufficient to satisfy said Judgment, will be sold to the highest bidder.

A. The name, address and telephone number of the person to contact for information regarding the real estate is: Matthew M. Hevrin, HINSHAW & CULBERTSON LLP, 100 Park Avenue, Rockford, Illinois 61101, Tel. (815) 490-4935.

B. The common address and other common description, if any, of the real estate is: 1928 Baintree Road, Davis, Illinois 61019.

C. The legal description of the real estate is: Lot 1928 in Section 8 of the corrected Final Plat No. 2 of Lake Summerset, the Plat of which Subdivision is recorded in Book 32 of Plats on pages 262 through 270 inclusive, in the Recorder’s Office of Winnebago County, Illinois; situated in the County of Winnebago and State of Illinois COMMON ADDRESS: 1928 Baintree Road Davis, Illinois 61019 PIN: 05-06-376-010 D. A description of the improvements on the real estate is: None.

The real estate is vacant land.

E. The time and place of sale will be Tuesday, November 7, 2017 at 11:00 A.M., Winnebago County Justice Center, Lobby, 650 West State Street, Rockford, Illinois.

F. The terms of the sale are: Ten Percent (10%) due by cash or certified funds at the time of the sale and the balance is due within 24 hours of sale. The property offered for sale is subject to all real estate taxes, special assessments or special taxes levied against said real estate and is offered for sale without any representation as to quality of the title and without recourse to the Winnebago County Sheriff’s Office and in “as is” condition. The sale is further subject to confirmation by the court.

G. Title will be conveyed subject to the following liens and interests: all general real estate taxes, special assessments, if any, easements and restrictions of record, and the interests, if any, of

any tenant in possession.

H. The property will not be available for inspection.

I. The successful purchaser has the sole responsibility/expense of evicting any tenants or other individuals presently in possession of subject premises.

J. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g) (1) and (g)(4).

BLACKHAWK BANK, a Wisconsin State Bank, Plaintiff Hinshaw & Culbertson LLP By: Matthew M. Hevrin One of Its Attorneys PREPARED BY: Matthew M. Hevrin (ARDC #6256083) HINSHAW & CULBERTSON LLP 100 Park Avenue P.O. Box 1389 Rockford, IL 61105-1389 PHONE: 815-490-4900 FAX: 815-490-4901 mhevrin@hinshawlaw.com 8143R TRRT 10/25 n n n STATE OF ILLINOIS IN THE CIRCUIT COURT OF THE 17TH JUDICIAL CIRCUIT COUNTY OF WINNEBAGO AMY TESSIER PLAINTIFF, -vsPAUL L. GENTNER DEFENDANT. CASE NO. 2017 CH 748 NOTICE OF SERVICE BY PUBLICATION IN THE CIRCUIT COURT OF THE 17TH JUDICIAL CIRCUIT, COUNTY OF WINNEBAGO, STATE OF ILLINOIS, a complaint captioned Amy Tessier, Plaintiff, vs.

Paul L. Gentner, Defendant, No. 2017-CH-748 has been filed.

PUBLICATION NOTICE IS HEREBY GIVEN PAUL L. GENTNER that the aforementioned complaint is pending and seeks to quiet title and terminate his interest in the property commonly known as 325 Huron Rd., Machesney Park, IL 61115 and legally described as: Lot Twenty (20) in Block Sixteen (16) as desiognated upon the Plat of North Park Second Subdivision, being a Subdivision of Part of Section Thirty-six (36), Township Forty-five (45) North, Range One (1) East and Part of Section Thirty-one (31); Township Forty-five (45) North, Range Two (2) East of the Third (3rd) Principal Meridian, the Plat of which Subdivision is recorded in Book 22 of Plats on Page 138 in the Recorder’s Office of Winnebago County, Illinois; situated in the County of Winnebago and State of Illinois., PIN 07-36-228-017.

UNLESS PAUL L. GENTNER files a response to the complaint or files his appearance in said case with the office of the Winnebago County, Clerk of the Circuit Court, 400 West State Street, Rockford, IL, 61101 on or before November 13, 2017, A JUDGMENT OR DECREE

BY DEFAULT MAY BE TAKEN AGAINST PAUL L. GENTNER FOR THE RELIEF ASKED FOR IN THE COMPLAINT. This notice prepared by Attorney Thomas G. Ruud, Thomas G. Ruud & Associates, P.C., 318 N. First St., Rockford, IL 61107; tel (815) 961-9100 fax (815) 961-9118; Tgrlaw@aol.com.

8144R TRRT 10/25 n n n U-Stor 3000 Charles St. Rockford, IL 61108 Notice of Public Sale of Personal Property

Notice is hereby given that pursuant to section 4 of the Self Service Storage facility Act, in the state of Illinois. The undersigned will sell at public sale by competitive bidding on Friday October 20th 2017 at 3:00 p.m. on the premise where said property has been stored and which is located at 3000 Charles St. Rockford, IL. 61108. The personal property described below.

147 – Annie Owens; 311 – Tiffany Pearson; 226 – Leslie Johnson; 164 – Richard McQuitter; 424 – Aspen Construction; 162 – Vasshawn Reeves; 423 – Aspen Construction; 620 – Leslie Johnson; 603 – Leslie Johnson; 971 – Aspen construction.

Units are auctioned by lot.

Purchases must be with cash only and be paid for at time of sale. All goods must be removed within 24 hours of purchase. Sale is subject to adjournment.

8145R TRRT 10/18 n n n STATE OF ILLINOIS IN THE CIRCUIT COURT OF THE 17TH JUDICIAL CIRCUIT WINNEBAGO COUNTY PROBATE DIVISION IN THE MATTER OF THE ESTATE OF JOHN P. GUAGLIARDO, Deceased CASE NO. 2017-P-422 CLAIM NOTICE NOTICE is given of the death of JOHN P. GUAGLIARDO, Letters of Office were issued on September 26, 2017 to JAMES G. GUAGLIARDO, 930 Hanson Street, Batavia, Illinois 60510, who is the legal representative of the estate. The attorney for the estate is JAMES E. STEVENS, of Barrick, Switzer, Long, Balsley & Van Evera, LLP, 6833 Stalter Drive, Rockford, Illinois 61108.

Claims against the Estate may be filed on or before May 15, 2018, that date being at least six (6) months from the date of first publication, or within three (3) months from the date of mailing or delivery of Notice to creditors, if mailing or delivery is required by Section 18-3 of the Illinois Probate Act, 1975 as amended, whichever date is later. Any claim not filed by the requisite date stated above shall be barred.

Claims against the Estate may be filed in the Office of the Winnebago County Circuit Clerk, Probate Division at the Winnebago County Courthouse, 400 West State Street, Rockford, Illinois, or with the Estate legal representative, or both.

Copies of claims filed with the Circuit Clerk’s Office, Probate Division, must be mailed or delivered to the Estate legal representatives and to their attorney within ten (10) days after it has been filed.

Dated: October 6, 2017 /s/ James G. Guagliardo Independent Executor JAMES E. STEVENS (3128256) Barrick, Switzer, Long, Balsley & Van Evera, LLP 6833 Stalter Drive, 1st Floor Rockford, IL 61108 (815) 962-6611 jstevens@bslbv.com 8146R TRRT 10/25 n n n STATE OF ILLINOIS COUNTY OF WINNEBAGO SS IN THE CIRCUIT COURT OF THE 17TH JUDICIAL CIRCUIT WINNEBAGO COUNTY, ILLINOIS IN THE MATTER OF THE ESTATE OF: DONNA M. GREEN Deceased, CASE NO. 17 P 322 CLAIM NOTICE NOTICE is given of the death of DONNA M. GREEN. Letters of Office were issued on August 1, 2017, to SCOTT A. GREEN and RYAN M. GREEN, c/o 4001 North Perryville Road, Loves Park, IL

61111, who is the legal representative of the estate. The attorney for the estate is JEREMY RAMSEY, 4001 North Perryville Road, Loves Park, IL 61111.

Claims against the estate may be filed on or before April 15, 2018, that date being at least six (6) months from the date of first publication or within three (3) months from the date of mailing or delivery of Notice to creditors, if mailing or delivery is required by Section 18-3 of the Illinois Probate Act, 1975, as amended, whichever date is later. Any claim not filed by the requisite date stated above shall be barred.

Claims against the estate may be filed in the office of the Winnebago County Circuit Clerk-Probate Div. at the Winnebago County Courthouse, 400 W. State Street, Rockford, Illinois, or with the estate legal representative, or both.

Copies of claims filed with the Circuit Clerk’s Office-Probate Division, must be mailed or delivered to the estate legal representative and to his/her attorney within ten days after it has been filed.

DATED: October 4, 2017 SCOTT A. GREEN and RYAN M. GREEN Name: JEREMY RAMSEY ARDC Number: # 6276765 Attorney for Estate Address: 4001 North Perryville Road Loves Park, IL 61111 Telephone: (815) 988-4364 8147R TRRT 10/25 n n n STATE OF ILLINOIS IN THE CIRCUIT COURT OF THE 17TH JUDICIAL CIRCUIT COUNTY OF WINNEBAGO PROBATE DIVISION IN THE MATTER OF THE ESTATE OF: ROLF A. THIENEMANN, Jr, Deceased.

Case No. 2017 P 429 CLAIM NOTICE NOTICE is given of the death of ROLF A. THIENEMANN, Jr. Letters of Office were issued on September 28, 2017 to Rolf A. Thienemann, III, of 2216 Oxford Street, Rockford, Illinois, as Executor of the Estate, whose attorney is Rolf A. Thienemann, III, 401 W. State Street, Suite 200, Rockford, Illinois 61101.

Claims against the estate may be filed on or before April 11, 2018, that date being at least six (6) months from the date of first publication, or within three (3) months from the date of mailing or delivery of Notice to creditors, if mailing or delivery is required by Section 18-3 of the Illinois Probate Act, 1975 as amended, whichever date is later. Any claim not filed by the requisite date stated above shall be barred.

Claims against the estate may be filed in the office of the Winnebago County Circuit Clerk-Probate Division at the Winnebago County Courthouse, 400 West State Street, Rockford, Illinois 61101, or with the estate’s legal representative, or both.

A copy of any claim filed with the Circuit Clerk’s Office, Probate Division, must be mailed or delivered to the legal representative and the attorney for the estate within ten days after it has been filed.

Dated: October 11, 2017 ROLF A. THIENEMANN, III Independent Administrator By: /s/ Rolf A. Thienemann Attorney Rolf Thienemann Rolf A. Thienemann Attorney for Petitioner 401 W. State Street, Suite 200 Rockford, IL 61101-1240 Email: tript@triptlaw.com Ph. (815) 880-8666 ARDC No. 6202011 8148R TRRT 10/25

October 18, 2017 The Rock River Times. n n n IN THE CIRCUIT COURT OF THE 17TH JUDICIAL CIRCUIT WINNEBAGO COUNTY ROCKFORD, ILLINOIS NATIONSTAR MORTGAGE LLC Plaintiff, vs.

STEPHANIE PETERSON Defendants, 17 CH 303 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above entitled cause Intercounty Judicial Sales Corporation will on Thursday, November 9, 2017 at the hour of 1:00 p.m. at Intercounty’s Winnebago County office, 7210 East State Street, Suite 102, Rockford, Illinois 61108, sell at public auction to the highest bidder for cash, as set forth below, the following described mortgaged real estate: Part of Lots Fifteen (15) and Sixteen (16) in Block Eleven (11) as designated upon the Plat of North end addition to the City of Rockford, the Plat of which addition is recorded in Book 3 of Plats on page 24 in the Recorder’s Office of Winnebago County, Illinois, bounded as follows, to-wit: Beginning at the Northeast comer of said Lot Sixteen (16); thence West along the North line of said Lot Sixteen (16), 39.75 feet; thence South parallel with the East lines of said Lots Sixteen (16) and Fifteen (15) to the South line of said Lot Fifteen (15); thence East on said South line, 39.75 feet to the Southeast corner of said Lot Fifteen (15); thence North on the East lines of said Lots Fifteen (15) and Sixteen (16) to the point of beginning; situated in the County of Winnebago and State of Illinois.

Commonly known as 1914 Auburn Street, Rockford, IL 61103.

P.I.N. 11-14-327-003.

The mortgaged real estate is improved with a single family residence. If the subject mortgaged real estate is a unit of a common interest community, the purchaser of the unit other than a mortgagee shall pay the assessments required by subsection (g-1) of Section 18.5 of the Condominium Property Act. Sale terms: 10% down by certified funds, balance, by certified funds, within 24 hours. No refunds.

The property will NOT be open for inspection. Prospective bidders are admonished to check the court file to verify all information.

For information call Sales Department at Plaintiff’s Attorney, Manley Deas Kochalski, LLC, One East Wacker Drive, Chicago, Illinois 60601. (614) 220-5611.

17-012528 F2 INTERCOUNTY JUDICIAL SALES CORPORATION Selling Officer, (312) 444-1122 I3063390 P8106R TRRT 10/18 n n n IN THE CIRCUIT COURT OF THE 17TH JUDICIAL CIRCUIT WINNEBAGO COUNTY ROCKFORD, ILLINOIS BANK OF AMERICA, N.A. Plaintiff, vs.

JOHN MORALES; KIMBERLY MORALES Defendants, 17 CH 142 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above entitled cause Intercounty Judicial Sales Corporation will on Thursday, November 9, 2017 at the hour of 1:00 p.m. at Intercounty’s Winnebago County office, 7210 East State Street, Suite 102, Rockford, Illinois 61108, sell at

public auction to the highest bidder for cash, as set forth below, the following described mortgaged real estate: Lot Forty-one (41) as designated upon Plat No. 2 of Morgan Meadows being a Subdivision of part of the East Half (1/2) of the Northeast Quarter (1/4) of Section 24-43-1, the Plat of which is recorded in Book 36 of Plats on page 30A in the Recorder’s Office of Winnebago County, Illinois; situated in the County of Winnebago and State of Illinois.

Commonly known as 2902 Claudana Drive, Rockford, IL 61109.

P.I.N. 15-24-227-007.

The mortgaged real estate is improved with a single family residence. If the subject mortgaged real estate is a unit of a common interest community, the purchaser of the unit other than a mortgagee shall pay the assessments required by subsection (g-1) of Section 18.5 of the Condominium Property Act. Sale terms: 10% down by certified funds, balance, by certified funds, within 24 hours.

No refunds.

The property will NOT be open for inspection. Prospective bidders are admonished to check the court file to verify all information.

For information call Sales Department at Plaintiff’s Attorney, Manley Deas Kochalski, LLC, One East Wacker Drive, Chicago, Illinois 60601. (614) 220-5611.

17-023870 F2 INTERCOUNTY JUDICIAL SALES CORPORATION Selling Officer, (312) 444-1122 I3063389 P8107R TRRT 10/18 n n n IN THE CIRCUIT COURT OF THE 17TH JUDICIAL CIRCUIT WINNEBAGO COUNTY, ILLINOIS WELLS FARGO BANK, NA Plaintiff, -v.MICHAEL SAEGER, et al Defendant 16 CH 00233 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on August 9, 2017, an agent for The Judicial Sales Corporation, will at 12:30 PM on November 13, 2017, at the NLT TITLE, LLC., 6885 Vistagreen Way, ROCKFORD, IL, 61107, sell at public auction to the highest bidder, as set forth below, the following described real estate: PART OF LOT 2 IN BLOCK 19 AS DESIGNATED UPON THE PLAT OF E. H. MARSH’S PARK VIEW SUBDIVISION OF A PART OF THE NORTHEAST QUARTER OF SECTION 14 AND OF THE SOUTHEAST QUARTER OF SECTION 11, TOWNSHIP 44 NORTH, RANGE 1 EAST OF THE THIRD PRINCIPAL MERIDIAN, THE PLAT OF WHICH SUBDIVISION IS RECORDED IN BOOK 4 OR PLATS ON PAGE 8 IN THE RECORDER’S OFFICE OF WINNEBAGO COUNTY, ILLINOIS, BOUNDED AS FOLLOWS, TO-WIT: BEGINNING AT THE NORTHEAST CORNER OF SAID LOT; THENCE WEST ALONG THE NORTH LINE OF SAID LOT, 100.00 FEET; THENCE SOUTH, PARALLEL WITH THE EAST LINE OF SAID LOT TO THE SOUTH LINE OF SAID LOT; THENCE EAST ALONG SAID SOUTH LINE, 100.00 FEET TO THE SOUTHEAST CORNER OF SAID LOT; THENCE NORTH ALONG THE EAST LINE OF SAID LOT TO THE PLACE OF

BEGINNING; SITUATED IN THE COUNTY OF WINNEBAGO AND STATE OF ILLINOIS. Commonly known as 2218 GRANT AVENUE, ROCKFORD, IL 61103 Property Index No. 11-11-460009 (191D266).

The real estate is improved with a residence.

Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance in certified funds/or wire transfer, is due within twenty-four (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court.

Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale.

Where a sale of real estate is made to satisfy a lien prior to that of the United States, the United States shall have one year from the date of sale within which to redeem, except that with respect to a lien arising under the internal revenue laws the period shall be 120 days or the period allowable for redemption under State law, whichever is longer, and in any case in which, under the provisions of section 505 of the Housing Act of 1950, as amended (12 U.S.C. 1701k), and subsection (d) of section 3720 of title 38 of the United States Code, the right to redeem does not arise, there shall be no right of redemption.

The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information.

If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required

by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4).

If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1).

IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales.

For information, examine the court file or contact Plaintiff’s attorney: CODILIS & ASSOCIATES, P.C., 15W030 NORTH FRONTAGE ROAD, SUITE 100, BURR RIDGE, IL 60527, (630) 794-9876 Please

refer to file number 14-16-00449.

THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc. com for a 7 day status report of pending sales.

CODILIS & ASSOCIATES, P.C. 15W030 NORTH FRONTAGE ROAD, SUITE 100 BURR RIDGE, IL 60527 (630) 794-5300 E-Mail: pleadings@il.cslegal.com Attorney File No. 14-16-00449 Attorney ARDC No. 00468002 Case Number: 16 CH 00233 TJSC#: 37-7520 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.

I3061612 P8108R TRRT 10/18 n n n IN THE CIRCUIT COURT OF THE 17TH JUDICIAL CIRCUIT WINNEBAGO COUNTY, ILLINOIS JPMORGAN CHASE BANK, NATIONAL ASSOCIATION Plaintiff, -v.JENNIFER M. PETERSON A/K/A JENNIFER M. TASSONI, et al Defendant 17 CH 00217 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on August 9, 2017, an agent for The Judicial Sales Corporation, will at 12:30 PM on November 13, 2017, at the NLT TITLE, LLC., 6885 Vistagreen Way, ROCKFORD, IL, 61107, sell at public auction to the highest bidder, as set forth below, the following described real estate: PART OF LOT TEN (10) IN BLOCK SEVEN (7) AS DESIGNATED UPON THE PLAT OF NORTH END ADDITION TO THE CITY OF ROCKFORD, THE PLAT OF WHICH ADDITION IS RECORDED IN BOOK 3 OF PLATS ON PAGE 24 IN THE RECORDER’S OFFICE, BOUNDED AS FOLLOWS, TO-WIT: BEGINNING AT THE SOUTHWEST CORNER OF SAID LOT TEN (10); THENCE NORTH ALONG THE WEST LINE OF LOT TEN (10), 39 FEET; THENCE EAST PARALLEL WITH THE SOUTH LINE OF SAID LOT TEN (10) TO THE EAST LINE OF SAID LOT TEN (10); THENCE SOUTH ON SAID EAST LINE 39 FEET TO THE SOUTHEAST CORNER OF SAID LOT TEN (10); THENCE WEST ON THE SOUTH LINE OF SAID LOT TEN (10) TO THE PLACE OF BEGINNING; SITUATED IN THE COUNTY OF WINNEBAGO AND STATE OF ILLINOIS. Commonly known as 1319 GRANT AVENUE, ROCKFORD, IL 61103 Property Index No. 11-14-406004 (194D850).

The real estate is improved with a residence.

Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance in certified funds/or wire transfer, is due within twenty-four (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate

arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court.

Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale.

The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information.

If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required

by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4).

If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1).

IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales.

For information, examine the court file or contact Plaintiff’s attorney: CODILIS & ASSOCIATES, P.C., 15W030 NORTH FRONTAGE ROAD, SUITE 100, BURR RIDGE, IL 60527, (630) 794-9876 Please refer to file number 14-17-02541.

THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc. com for a 7 day status report of pending sales.

CODILIS & ASSOCIATES, P.C. 15W030 NORTH FRONTAGE ROAD, SUITE 100 BURR RIDGE, IL 60527 (630) 794-5300 E-Mail: pleadings@il.cslegal.com Attorney File No. 14-17-02541 Attorney ARDC No. 00468002 Case Number: 17 CH 00217 TJSC#: 37-7521 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.

I3061632 P8109R TRRT 10/18 n n n IN THE CIRCUIT COURT OF THE 17TH JUDICIAL CIRCUIT WINNEBAGO COUNTY, ILLINOIS PENNYMAC LOAN SERVICES, LLC Plaintiff, -v.ANTHONY F. PIGOTT, et al Defendant 17 CH 00235 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered

in the above cause on August 9, 2017, an agent for The Judicial Sales Corporation, will at 12:30 PM on November 13, 2017, at the NLT TITLE, LLC., 6885 Vistagreen Way, ROCKFORD, IL, 61107, sell at public auction to the highest bidder, as set forth below, the following described real estate: LOT TWELVE (12) IN BLOCK TWENTY-FOUR (24) AS DESIGNATED UPON THE RE-PLAT OF ROLLING GREEN, A RESIDENTIAL PARK, BEING A SUBDIVISION OF PART OF THE NORTH EAST QUARTER (1/4) OF SECTION 31, TOWNSHIP 44 NORTH, RANGE 2 EAST OF THE THIRD PRINCIPAL MERIDIAN, THE PLAT OF WHICH RE-PLAT IS RECORDED IN BOOK 18 OF PLATS ON PAGE 35 IN THE RECORDER’S OFFICE OF WINNEBAGO COUNTY, ILLINOIS; SITUATED IN THE COUNTY OF WINNEBAGO AND STATE OF ILLINOIS. Commonly known as 3238 CAROLINA AVENUE, ROCKFORD, IL 61108 Property Index No. 12-31-257026 (175A587).

The real estate is improved with a single family residence.

Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance in certified funds/or wire transfer, is due within twenty-four (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court.

Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale.

The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information.

If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required

by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4).

If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1).

IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts fore-

closure sales.

For information, examine the court file or contact Plaintiff’s attorney: CODILIS & ASSOCIATES, P.C., 15W030 NORTH FRONTAGE ROAD, SUITE 100, BURR RIDGE, IL 60527, (630) 794-9876 Please refer to file number 14-17-02878.

THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc. com for a 7 day status report of pending sales.

CODILIS & ASSOCIATES, P.C. 15W030 NORTH FRONTAGE ROAD, SUITE 100 BURR RIDGE, IL 60527 (630) 794-5300 E-Mail: pleadings@il.cslegal.com Attorney File No. 14-17-02878 Attorney ARDC No. 00468002 Case Number: 17 CH 00235 TJSC#: 37-7458 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.

I3061630 P8110R TRRT 10/18 n n n IN THE CIRCUIT COURT OF THE 17TH JUDICIAL CIRCUIT WINNEBAGO COUNTY, ILLINOIS WILMINGTON SAVINGS FUND SOCIETY, FSB, D/B/A CHRISTIANA TRUST, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS TRUSTEE FOR BCAT 2014-4TT Plaintiff, -v.ANA ROSA PARRA A/K/A ANA R. PARA, ANA YELI PARRA, JUAN A. HERNANDEZ, ASSET ACCEPTANCE, LLC Defendant 15 CH 001031 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on August 10, 2017, an agent for The Judicial Sales Corporation, will at 12:30 PM on November 13, 2017, at the NLT TITLE, LLC., 6885 Vistagreen Way, ROCKFORD, IL, 61107, sell at public auction to the highest bidder, as set forth below, the following described real estate: LOT THREE (3) AS DESIGNATED UPON THE PLAT OF NEWBURG FOUR BEING A SUBDIVISION OF PART OF THE SOUTHWEST QUARTER (1/4) OF SECTION 28, TOWNSHIP 44 NORTH, RANGE 2 EAST OF THE THIRD PRINCIPAL MERIDIAN, THE PLAT OF WHICH IS RECORDED IN BOOK 38 OF PLATS ON PAGE 90B IN THE RECORDER’S OFFICE OF WINNEBAGO COUNTY, ILLINOIS; SITUATED IN THE COUNTY OF WINNEBAGO AND STATE OF ILLINOIS. Commonly known as 5105 VALENTINE PLACE, Rockford, IL 61108 Property Index No. 12-28355-02.

The real estate is improved with a single family residence.

The judgment amount was $160,589.03.

Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance in certified funds/or wire transfer, is due within twenty-four (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the resi-

29

dential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court.

Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale.

The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information.

If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required

by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4).

If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1).

IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales.

For information, contact Plaintiff’s attorney: POTESTIVO & ASSOCIATES, P.C., 223 WEST JACKSON BLVD, STE 610, Chicago, IL 60606, (312) 263-0003 Please refer to file number C16-39086.

THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc. com for a 7 day status report of pending sales.

POTESTIVO & ASSOCIATES, P.C. 223 WEST JACKSON BLVD, STE 610 Chicago, IL 60606 (312) 263-0003 E-Mail: ilpleadings@potestivolaw. com Attorney File No. C16-39086 Case Number: 15 CH 001031 TJSC#: 37-7359 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.

I3059662 P8111R TRRT 10/18

30

The Rock River Times. October 18, 2017

n n n ASSUMED NAME CERTIFICATE OF INTENTION STATE OF ILLINOIS, COUNTY OF WINNEBAGO This is to certify that the undersigned intend to conduct and transact a artist studio and pottery shop business in said County and State under the name of Three

Ravens Studio at the following post office addresses: 1404 N. Main St., Suite 1, Rockford, IL 61103; that the true and real full names of all persons owning, conducting or transacting such business are as follows: Thomas B. Harrison SIGNED: Thomas B. Harrison 10/10/17 Subscribed and sworn (or

n n n REAL ESTATE NOTICE IN THE CIRCUIT COURT OF THE 17TH JUDICIAL CIRCUIT WINNEBAGO COUNTY, ILLINOIS U.S. BANK NATIONAL ASSOCIATION Plaintiff, -v.- PHYLLIS G. SEEMAN, et al Defendant 17CH 0000430 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on September 20, 2017, an agent for The Judicial Sales Corporation, will at 12:30 PM on November 3, 2017, at the NLT TITLE, LLC., 6885 Vistagreen Way, ROCKFORD, IL, 61107, sell at public auction to the highest bidder, as set forth below, the following described real estate: Commonly known as 2015 GREENFIELD LN, ROCKFORD, IL 61107 Property Index No. 12-17-302-005.

The real estate is improved with a single family residence.

Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance in certified funds/ or wire transfer, is due within twenty-four (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court.

Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale.

The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information.

If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1).

IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales.

For information, examine the court file or contact Plaintiff’s attorney: CODILIS & ASSOCIATES, P.C., 15W030 NORTH FRONTAGE ROAD, SUITE 100, BURR RIDGE, IL 60527, (630) 794-9876 Please refer to file number 14-17-06185.

THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales.

CODILIS & ASSOCIATES, P.C. 15W030 NORTH FRONTAGE ROAD, SUITE 100 BURR RIDGE, IL 60527 (630) 794-5300 E-Mail: pleadings@il.cslegal.com Attorney File No. 14-17-06185 Attorney ARDC No. 00468002 Case Number: 17 CH 0000430 TJSC#: 37-8922 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.

I3063868 P8113R TRRT 10/18 n n n REAL ESTATE NOTICE STATE OF ILLINOIS IN THE CIRCUIT COURT OF THE 17TH JUDICIAL CIRCUIT COUNTY OF WINNEBAGO FIRST NATIONAL BANK & TRUST COMPANY, Plaintiff, vs. SPECIAL REPRESENTATIVE OF JOSEPH B. TROIA; MARIE TROIA, THE UNKNOWN HEIRS AT LAW OR LEGATEES OF JOSEPH B. TROIA, DECEASED; CLAIMANTS AGAINST THE ESTATE OF JOSEPH B. TROIA, DECEASED, BY NAME IF KNOWN OR ASCERTAINABLE, OTHERWISE UNKNOWN OWNERS AND NON-RECORD CLAIMANTS, Defendants. Case No. 2017 CH 659 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above-cause on September 28, 2017, an agent of the Winnebago County Sheriff’s Office will at 11:00 a.m. on November 2, 2017, at the Winnebago County Justice

affirmed to) before me, this 10th day of October, A.D. 2017.

Margie M. Mullins, COUNTY CLERK Thalia Gallardo, DEPUTY 8149R TRRT 10/25 n n n ASSUMED NAME CERTIFICATE OF INTENTION STATE OF ILLINOIS, COUNTY OF WINNEBAGO

This is to certify that the undersigned intend to conduct and transact a ecommerce clothing store business in said County and State under the name of 17 threads at the following post office addresses: 139 Warren Ave., Rockford, IL 61107; that the true and real full names of all persons owning, conducting or transacting

Center, 650 West State Street, Rockford, Illinois 61101, sell at public auction to the highest bidder, as set forth below, the following described real estate: Commonly known as: 9415 Sagewood Drive, Roscoe, Illinois 61073 Permanent Index Numbers: 08-10-102-008 The property is residential real estate.

The judgment amount was $157,165.96, together with interest thereon at the statutory rate, plus additional costs, including publication costs, court costs, attorneys’ fees and expenses of sale.

Sale Terms: 25% down of the highest bid by certified funds at the close of the auction; the balance, in certified funds, is due within twenty-four (24) hours. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representations as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the Court.

Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale.

The property will NOT be open for inspection and Plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information.

Persons wishing information regarding the real estate may contact: Beth Lemiesz First National Bank and Trust 345 East Grand Ave Beloit WI 53511 (608) 363-8147 Dated this 2nd day of October, 2017.

RENO & ZAHM LLP By: /s/ Michael G. Schultz Michael G. Schultz, Attorney for First National Bank & Trust Company, Plaintiff RENO & ZAHM LLP Jamie S. Cassel (#06200979) Michael G. Schultz (#06297569) 2902 McFarland Road, Suite 400 Rockford, IL 61107 (815) 987-4050 mgs@renozahm.com 8142R TRRT 10/25 n n n REAL ESTATE NOTICE IN THE CIRCUIT COURT OF THE 17TH JUDICIAL CIRCUIT WINNEBAGO COUNTY, ILLINOIS THE BANK OF NEW YORK MELLON TRUST COMPANY, N.A. AS SUCCESSOR-IN-INTEREST TO THE CHASE MANHATTAN BANK, TRUSTEE ON BEHALF OF THE CERTIFICATE HOLDERS AND CERTIFICATE INSURER OF BANK BOSTON HOME EQUITY LOAN ASSET-BACKED CERTIFICATES SERIES 1998-2 Plaintiff, -v.- CHARLES LAWRENCE A/K/A CHARLES C LAWRENCE, JR, A/K/A CHARLES C LAWRENCE, KELLY LAWRENCE A/K/A KELLY B LAWRENCE, THE BANK OF NEW YORK MELLON TRUST COMPANY, NATIONAL ASSOCIATION FKA THE BANK OF NEW YORK TRUST COMPANY, N.A. SUCCESSOR TO JPMORGAN CHASE BANK, N.A. FKA THE CHASE MANHATTAN BANK AS TRUSTEE FOR RFMSII 2000H13, CITY OF ROCKFORD, ASSOCIATED BANK, N.A., LAURA A. EPSTEIN, UNKNOWN OWNERS AND NON-RECORD CLAIMANTS Defendant 16CH 378 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on December 16, 2016, an agent for The Judicial Sales Corporation, will at 12:30 PM on November 9, 2017, at the NLT TITLE, LLC., 6885 Vistagreen Way, ROCKFORD, IL, 61107, sell at public auction to the highest bidder, as set forth below, the following described real estate: Commonly known as 2404 LAWNDALE AVENUE, Rockford, IL 61103 Property Index No. 11-14-105-008.

The real estate is improved with a single family residence.

Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance in certified funds/ or wire transfer, is due within twenty-four (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court.Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale.

The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information.

If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS

such business are as follows: Kennedy Lanquist SIGNED: Kennedy Lanquist 10/10/17 Subscribed and sworn (or affirmed to) before me, this 10th day of October, A.D. 2017.

Margie M. Mullins, COUNTY CLERK Pamela Johnson, DEPUTY 8156R TRRT 10/25

n n n ASSUMED NAME CERTIFICATE OF INTENTION STATE OF ILLINOIS, COUNTY OF WINNEBAGO This is to certify that the undersigned intend to conduct and transact a Tanning Salon/Retail Store business in said County and State under the name of Physical

605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1).

IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales.

For information: Visit our website at service.atty-pierce.com. between the hours of 3 and 5pm. McCalla Raymer Leibert Pierce, LLC, Plaintiff’s Attorneys, One North Dearborn Street, Suite 1200, Chicago, IL 60602. Tel No. (312) 416-5500. Please refer to file number 254261.

THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales.

McCalla Raymer Leibert Pierce, LLC One North Dearborn Street, Suite 1200 Chicago, IL 60602 (312) 416-5500 E-Mail: pleadings@mccalla.com Attorney File No. 254261 Case Number: 16 CH 378 TJSC#: 37-9241 I3065074 P8158R TRRT 11/1 n n n REAL ESTATE NOTICE IN THE CIRCUIT COURT OF THE 17TH JUDICIAL CIRCUIT WINNEBAGO COUNTY, ILLINOIS FEDERAL NATIONAL MORTGAGE ASSOCIATION (‘’FANNIE MAE’’), A CORPORATION ORGANIZED AND EXISTING UNDER THE LAWS OF THE UNITED STATES OF AMERICA Plaintiff, -v.- ABEL G. GONZALEZ, et al Defendant 16CH 948 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on May 5, 2017, an agent for The Judicial Sales Corporation, will at 12:30 PM on December 1, 2017, at the NLT TITLE, LLC., 6885 Vistagreen Way, ROCKFORD, IL, 61107, sell at public auction to the highest bidder, as set forth below, the following described real estate: Commonly known as 2608 COUNTRY CLUB TERRACE, ROCKFORD, IL 61103 Property Index No. 11-12-301-020.

The real estate is improved with a two-story, barn style home with vinyl green siding and no garage or fence.

Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance in certified funds/ or wire transfer, is due within twenty-four (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court.

Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale.

The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information.

If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1).

IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales.

For information: Visit our website at service.atty-pierce.com. between the hours of 3 and 5pm. McCalla Raymer Leibert Pierce, LLC, Plaintiff’s Attorneys, One North Dearborn Street, Suite 1200, Chicago,

Attractions at the following post office addresses: 1612 Johnson Ave., Rockford, IL 61109; that the true and real full names of all persons owning, conducting or transacting such business are as follows: Marco Gomez Delgado SIGNED: Marco Gomez Delgado 10/5/17 Subscribed and sworn (or

affirmed to) before me, this 5th day of October, A.D. 2017.

Margie M. Mullins, COUNTY CLERK Thalia Gallardo, DEPUTY 8157R TRRT 10/25

IL 60602. Tel No. (312) 416-5500. Please refer to file number 253223.

THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales.

McCalla Raymer Leibert Pierce, LLC One North Dearborn Street, Suite 1200 Chicago, IL 60602 (312) 416-5500 E-Mail: pleadings@mccalla.com Attorney File No. 253223 Case Number: 16 CH 948 TJSC#: 37-9148 I3064766 P8159R TRRT 11/1 n n n REAL ESTATE NOTICE IN THE CIRCUIT COURT OF THE 17TH JUDICIAL CIRCUIT WINNEBAGO COUNTY, ILLINOIS WELLS FARGO BANK, NA Plaintiff, -v.- ERIC P LOEMA Defendant 16 CH 980 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on August 25, 2017, an agent for The Judicial Sales Corporation, will at 12:30 PM on November 28, 2017, at the NLT TITLE, LLC., 6885 Vistagreen Way, ROCKFORD, IL, 61107, sell at public auction to the highest bidder, as set forth below, the following described real estate: Commonly known as 708 LANAE WAY, SOUTH BELOIT, IL 61080 Property Index No. 04-18-151-017.

The real estate is improved with a single family residence.

Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance in certified funds/ or wire transfer, is due within twenty-four (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court.

Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale.

The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information.

If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1).

IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales.

For information: Visit our website at service.atty-pierce.com. between the hours of 3 and 5pm. McCalla Raymer Leibert Pierce, LLC, Plaintiff’s Attorneys, One North Dearborn Street, Suite 1200, Chicago, IL 60602. Tel No. (312) 416-5500. Please refer to file number 259147.

THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales.

McCalla Raymer Leibert Pierce, LLC One North Dearborn Street, Suite 1200 Chicago, IL 60602 (312) 416-5500 E-Mail: pleadings@mccalla.com Attorney File No. 259147 Case Number: 16 CH 980 TJSC#: 37-8219 I3061786 P8160R TRRT 11/1

October 18, 2017 The Rock River Times. n n n REAL ESTATE NOTICE IN THE CIRCUIT COURT OF THE 17TH JUDICIAL CIRCUIT WINNEBAGO COUNTY - ROCKFORD, ILLINOIS NATIONSTAR MORTGAGE LLC Plaintiff, vs. STEPHANIE PETERSON Defendants, 17 CH 303 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above entitled cause Intercounty Judicial Sales Corporation will on Thursday, November 9, 2017 at the hour of 1:00 p.m. at Intercounty’s Winnebago County office, 7210 East State Street, Suite 102, Rockford, Illinois 61108, sell at public auction to the highest bidder for cash, as set forth below, the following described mortgaged real estate: Commonly known as 1914 Auburn Street, Rockford, IL 61103.

P.I.N. 11-14-327-003.

The mortgaged real estate is improved with a single family residence. If the subject mortgaged real estate is a unit of a common interest community, the purchaser of the unit other than a mortgagee shall pay the assessments required by subsection (g-1) of Section 18.5 of the Condominium Property Act. Sale terms: 10% down by certified funds, balance, by certified funds, within 24 hours. No refunds.

The property will NOT be open for inspection. Prospective bidders are admonished to check the court file to verify all information.

For information call Sales Department at Plaintiff’s Attorney, Manley Deas Kochalski, LLC, One East Wacker Drive, Chicago, Illinois 60601.

(614) 220-5611. 17-012528 F2 INTERCOUNTY JUDICIAL SALES CORPORATION Selling Officer, (312) 444-1122 I3063390 P8106R TRRT 10/18 n n n REAL ESTATE NOTICE IN THE CIRCUIT COURT OF THE 17TH JUDICIAL CIRCUIT WINNEBAGO COUNTY, ILLINOIS WELLS FARGO BANK, NA Plaintiff, -v.- MICHAEL SAEGER, et al Defendant 16 CH 00233 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on August 9, 2017, an agent for The Judicial Sales Corporation, will at 12:30 PM on November 13, 2017, at the NLT TITLE, LLC., 6885 Vistagreen Way, ROCKFORD, IL, 61107, sell at public auction to the highest bidder, as set forth below, the following described real estate: Commonly known as 2218 GRANT AVENUE, ROCKFORD, IL 61103 Property Index No. 11-11-460-009 (191D266).

The real estate is improved with a residence.

Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance in certified funds/ or wire transfer, is due within twenty-four (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court.

Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale.

Where a sale of real estate is made to satisfy a lien prior to that of the United States, the United States shall have one year from the date of sale within which to redeem, except that with respect to a lien arising under the internal revenue laws the period shall be 120 days or the period allowable for redemption under State law, whichever is longer, and in any case in which, under the provisions of section 505 of the Housing Act of 1950, as amended (12 U.S.C. 1701k), and subsection (d) of section 3720 of title 38 of the United States Code, the right to redeem does not arise, there shall be no right of redemption.

The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information.

If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1).

IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales.

For information, examine the court file or contact Plaintiff’s attorney: CODILIS & ASSOCIATES, P.C., 15W030 NORTH FRONTAGE ROAD, SUITE 100, BURR RIDGE, IL 60527, (630) 794-9876 Please refer to file number 14-16-00449.

THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales.

CODILIS & ASSOCIATES, P.C. 15W030 NORTH FRONTAGE ROAD, SUITE 100 BURR RIDGE, IL 60527 (630) 794-5300 E-Mail: pleadings@il.cslegal.com Attorney File No. 14-16-00449 Attorney ARDC No. 00468002 Case Number: 16 CH 00233 TJSC#: 37-7520

NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.

I3061612 P8108R TRRT 10/18 n n n REAL ESTATE NOTICE IN THE CIRCUIT COURT OF THE 17TH JUDICIAL CIRCUIT WINNEBAGO COUNTY, ILLINOIS JPMORGAN CHASE BANK, NATIONAL ASSOCIATION Plaintiff, -v.- JENNIFER M. PETERSON A/K/A JENNIFER M. TASSONI, et al Defendant 17 CH 00217 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on August 9, 2017, an agent for The Judicial Sales Corporation, will at 12:30 PM on November 13, 2017, at the NLT TITLE, LLC., 6885 Vistagreen Way, ROCKFORD, IL, 61107, sell at public auction to the highest bidder, as set forth below, the following described real estate: Commonly known as 1319 GRANT AVENUE, ROCKFORD, IL 61103 Property Index No. 11-14-406-004 (194D850).

The real estate is improved with a residence.

Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance in certified funds/ or wire transfer, is due within twenty-four (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court.

Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale.

The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information.

If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1).

IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales.

For information, examine the court file or contact Plaintiff’s attorney: CODILIS & ASSOCIATES, P.C., 15W030 NORTH FRONTAGE ROAD, SUITE 100, BURR RIDGE, IL 60527, (630) 794-9876 Please refer to file number 14-17-02541.

THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales.

CODILIS & ASSOCIATES, P.C. 15W030 NORTH FRONTAGE ROAD, SUITE 100 BURR RIDGE, IL 60527 (630) 794-5300 E-Mail: pleadings@il.cslegal.com Attorney File No. 14-17-02541 Attorney ARDC No. 00468002 Case Number: 17 CH 00217 TJSC#: 37-7521 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.

I3061632 P8109R TRRT 10/18 n n n REAL ESTATE NOTICE IN THE CIRCUIT COURT OF THE 17TH JUDICIAL CIRCUIT WINNEBAGO COUNTY, ILLINOIS PENNYMAC LOAN SERVICES, LLC Plaintiff, -v.- ANTHONY F. PIGOTT, et al Defendant 17 CH 00235 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on August 9, 2017, an agent for The Judicial Sales Corporation, will at 12:30 PM on November 13, 2017, at the NLT TITLE, LLC., 6885 Vistagreen Way, ROCKFORD, IL, 61107, sell at public auction to the highest bidder, as set forth below, the following described real estate: Commonly known as 3238 CAROLINA AVENUE, ROCKFORD, IL 61108 Property Index No. 12-31-257-026 (175A587).

The real estate is improved with a single family residence.

Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance in certified funds/ or wire transfer, is due within twenty-four (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without

recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court.

Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale.

The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information.

If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1).

IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales.

For information, examine the court file or contact Plaintiff’s attorney: CODILIS & ASSOCIATES, P.C., 15W030 NORTH FRONTAGE ROAD, SUITE 100, BURR RIDGE, IL 60527, (630) 794-9876 Please refer to file number 14-17-02878.

THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales.

CODILIS & ASSOCIATES, P.C. 15W030 NORTH FRONTAGE ROAD, SUITE 100 BURR RIDGE, IL 60527 (630) 794-5300 E-Mail: pleadings@il.cslegal.com Attorney File No. 14-17-02878 Attorney ARDC No. 00468002 Case Number: 17 CH 00235 TJSC#: 37-7458 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.

I3061630 P8110R TRRT 10/18 n n n REAL ESTATE NOTICE IN THE CIRCUIT COURT OF THE 17TH JUDICIAL CIRCUIT WINNEBAGO COUNTY - ROCKFORD, ILLINOIS BANK OF AMERICA, N.A. Plaintiff, vs. JOHN MORALES; KIMBERLY MORALES Defendants, 17 CH 142 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above entitled cause Intercounty Judicial Sales Corporation will on Thursday, November 9, 2017 at the hour of 1:00 p.m. at Intercounty’s Winnebago County office, 7210 East State Street, Suite 102, Rockford, Illinois 61108, sell at public auction to the highest bidder for cash, as set forth below, the following described mortgaged real estate: Commonly known as 2902 Claudana Drive, Rockford, IL 61109.

P.I.N. 15-24-227-007.

The mortgaged real estate is improved with a single family residence. If the subject mortgaged real estate is a unit of a common interest community, the purchaser of the unit other than a mortgagee shall pay the assessments required by subsection (g-1) of Section 18.5 of the Condominium Property Act. Sale terms: 10% down by certified funds, balance, by certified funds, within 24 hours.

No refunds.

The property will NOT be open for inspection. Prospective bidders are admonished to check the court file to verify all information.

For information call Sales Department at Plaintiff’s Attorney, Manley Deas Kochalski, LLC, One East Wacker Drive, Chicago, Illinois 60601.

(614) 220-5611. 17-023870 F2 INTERCOUNTY JUDICIAL SALES CORPORATION Selling Officer, (312) 444-1122 I3063389 P8107R TRRT 10/18 n n n REAL ESTATE NOTICE IN THE CIRCUIT COURT OF THE 17TH JUDICIAL CIRCUIT WINNEBAGO COUNTY - ROCKFORD, ILLINOIS EVERBANK; Plaintiff, vs. MATTHEW J. HOLDER AKA MATTHEW HOLDER AKA MATTHEW JAMES HOLDER; UNKNOWN OWNERS AND NON RECORD CLAIMANTS; Defendants, 16 CH 913 NOTICE OF SALE PUBLIC NOTICE is hereby given that pursuant to a Judgment of Foreclosure entered in the above entitled cause Intercounty Judicial Sales Corporation will on Thursday, November 16, 2017, at the hour of 1:00 p.m., Intercounty’s Winnebago County office, 7210 East State Street, Suite 102, Rockford, Illinois 61108, sell to the highest bidder for cash, the following described mortgaged real estate: P.I.N. 15-18-101-006.

Commonly known as 6876 Tipple Road, Rockford, Illinois 61102.

The improvement on the property consists of a single family residence. If the subject mortgaged real estate is a unit of a common interest community, the purchaser of the unit other than a mortgagee shall pay the assessments required by subsection (g-1) of Section 18.5 of the Condominium Property Act. Sale terms: 10% down by certified funds, balance within 24 hours, by certified funds.

No refunds. The property will NOT be open for inspection.

For information call The Sales Department at Plaintiff’s Attorney, Anselmo Lindberg & Associates, LLC, 1771 West Diehl Road, Naperville, Illinois 60563-1890. (630) 453-6960. For Bidding instructions visit

31

www.alolawgroup.com 24 hours prior to sale. F16100184 I3064163 P8133R TRRT 10/25 n n n REAL ESTATE NOTICE IN THE CIRCUIT COURT OF THE 17TH JUDICIAL CIRCUIT WINNEBAGO COUNTY - ROCKFORD, ILLINOIS US BANK NATIONAL ASSOCIATION AS TRUSTEE SUCCESSOR IN INTEREST TO STATE STREET BANK AND TRUST COMPANY AS TRUSTEE FOR GSMPS MORTGAGE LOAN TRUST 2001-1; Plaintiff, vs. DEANNA L. FALER AKA DEANNA FALER; DANIEL L. FALER; THE UNITED STATES OF AMERICA; OFFICE OF THE DEPARTMENT OF THE TREASURY; UNKNOWN OWNERS AND NONRECORD CLAIMANTS; GARY G. HOLLONBECK; Defendants, 17 CH 444 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above entitled cause Intercounty Judicial Sales Corporation will on Thursday, November 16, 2017 at the hour of 1:00 p.m. at Intercounty’s Winnebago County office, 7210 East State Street, Suite 102, Rockford, Illinois 61108, sell at public auction to the highest bidder for cash, as set forth below, the following described mortgaged real estate: Commonly known as 707 North Winnebago, Rockford, IL 61102.

P.I.N. 11-23-107-009.

The mortgaged real estate is improved with a single family residence. If the subject mortgaged real estate is a unit of a common interest community, the purchaser of the unit other than a mortgagee shall pay the assessments required by subsection (g-1) of Section 18.5 of the Condominium Property Act. Sale terms: 10% down by certified funds, balance, by certified funds, within 24 hours. No refunds.

The property will NOT be open for inspection. Prospective bidders are admonished to check the court file to verify all information.

For information call Sales Department at Plaintiff’s Attorney, Manley Deas Kochalski, LLC, One East Wacker Drive, Chicago, Illinois 60601.

(614) 220-5611. 17-017423 F2 INTERCOUNTY JUDICIAL SALES CORPORATION Selling Officer, (312) 444-1122 I3064084 P8136R TRRT 10/25 n n n REAL ESTATE NOTICE STATE OF ILLINOIS IN THE CIRCUIT COURT OF THE 17TH JUDICIAL CIRCUIT WINNEBAGO COUNTY HOLCOMB STATE BANK, Plaintiff, vs. STEPHEN L. MC NEILLY, TRINA M. MC NEILLY AND CHRISTIANA TRUST, A DIVISION OF WILMINGTON SAVINGS FUND SOCIETY, FSB AS TRUSTEE FOR KNOXVILLE TRUST AND UNKNOWN OWNERS, Defendant(s). CASE NO. 2016 CH 578 PUBLIC NOTICE OF SHERIFF’S SALE Public Notice is hereby given that pursuant to the Amended Judgment of Foreclosure and Sale entered in said Court in the above-entitled cause on the 4th day of October, 2017, I, Gary Caruna, Sheriff of Winnebago County, or such other Deputy as may be sitting in my stead, will on November 7, 2017 at the hour of 11:00 a.m. in the lobby of the Winnebago County Justice Center, 650 West State Street, Rockford, Illinois, sell at public venue to the highest and best bidder for cash the following described lands and premises situated in Winnebago County, Illinois in said Judgment mentioned or so much thereof as may be necessary to realize the amount due to satisfy said Judgment with the terms and conditions as set forth herein: The name, address and telephone number of the person to contact for information regarding the real estate is: Jody L. Booher BARRICK, SWITZER, LONG, BALSLEY & VAN EVERA 6833 Stalter Drive Rockford, Illinois 61108 (815) 962-6611 A. The common address of said property is: 5470 Ridgemoor Court, Rockford, IL 61107 and legally described as: PERMANENT INDEX NO.: 12-16-402-009 (160D 921) B. A description of the improvements on the real estate is: single family residence, 4 bedroom, 3.5 bathroom, approximately 4,114 square feet, sitting on just under a one acre lot The terms of the sale are: to the highest and best bidder with cash or certified check in full at time of sale. Provided, however, Holcomb State Bank, has the right to submit a credit bid against the amount of its judgment. Property is conveyed in “AS IS” condition.

Sale subject to Court approval; buyer will be entitled to possession of property 30 days after confirmation of sale by Court.

Title will be conveyed subject to all general real estate taxes or special taxes which are a lien upon the real estate, but have not yet become due and payable, and special assessment, if any, and easements and restrictions of record. The subject property is offered for sale without any presentation as to quality or quantity of title or recourse to Plaintiff. Any personal property that may be located at/ in the property is not included in this sale.

Upon the sale being made and the purchaser tendering said bid in cash or certified funds, a Receipt of Sale will be issued and/or a certificate of sale as required, which will entitle the purchaser to a deed upon Court confirmation of said sale.

The property will not be open for inspection.

The judgment amount was $335,814.20. Prospective purchasers are admonished to check the court file to verify this information. /s/ Gary Caruna Sheriff of Winnebago County Jody L. Booher (#6292370) BARRICK, SWITZER, LONG, BALSLEY & VAN EVERA, LLP 6833 Stalter Drive Rockford, IL 61108 815-962-6611 jbooher@bslbv.com 8141R TRRT 10/25

32

The Rock River Times. October 18, 2017

n n n REAL ESTATE NOTICE IN THE CIRCUIT COURT OF THE 17TH JUDICIAL CIRCUIT WINNEBAGO COUNTY, ILLINOIS WILMINGTON SAVINGS FUND SOCIETY, FSB, D/B/A CHRISTIANA TRUST, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS TRUSTEE FOR BCAT 2014-4TT Plaintiff, -v.- ANA ROSA PARRA A/K/A ANA R. PARA, ANA YELI PARRA, JUAN A. HERNANDEZ, ASSET ACCEPTANCE, LLC Defendant 15 CH 001031 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on August 10, 2017, an agent for The Judicial Sales Corporation, will at 12:30 PM on November 13, 2017, at the NLT TITLE, LLC., 6885 Vistagreen Way, ROCKFORD, IL, 61107, sell at public auction to the highest bidder, as set forth below, the following described real estate: Commonly known as 5105 VALENTINE PLACE, Rockford, IL 61108 Property Index No. 12-28-355-02.

The real estate is improved with a single family residence.

The judgment amount was $160,589.03.

Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance in certified funds/ or wire transfer, is due within twenty-four (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court.

Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale.

The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information.

If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1).

IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales.

For information, contact Plaintiff’s attorney: POTESTIVO & ASSOCIATES, P.C., 223 WEST JACKSON BLVD, STE 610, Chicago, IL 60606, (312) 263-0003 Please refer to file number C16-39086.

THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales.

POTESTIVO & ASSOCIATES, P.C. 223 WEST JACKSON BLVD, STE 610 Chicago, IL 60606 (312) 263-0003 E-Mail: ilpleadings@potestivolaw.com Attorney File No. C16-39086 Case Number: 15 CH 001031 TJSC#: 37-7359 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.

I3059662 P8111R TRRT 10/18 n n n REAL ESTATE NOTICE IN THE CIRCUIT COURT OF THE 17TH JUDICIAL CIRCUIT WINNEBAGO COUNTY, ILLINOIS PHH MORTGAGE CORPORATION Plaintiff, -v.- DANIEL M. HARRIS, et al Defendant 16 CH 00719 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on August 23,

2017, an agent for The Judicial Sales Corporation, will at 12:30 PM on November 28, 2017, at the NLT TITLE, LLC., 6885 Vistagreen Way, ROCKFORD, IL, 61107, sell at public auction to the highest bidder, as set forth below, the following described real estate: Commonly known as 13022 RED ROSE TRAIL, ROSCOE, IL 61073 Property Index No. 04-23-177-027.

The real estate is improved with a single family residence.

Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance in certified funds/ or wire transfer, is due within twenty-four (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court.

Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale.

The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information.

If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1).

IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales.

For information, examine the court file or contact Plaintiff’s attorney: CODILIS & ASSOCIATES, P.C., 15W030 NORTH FRONTAGE ROAD, SUITE 100, BURR RIDGE, IL 60527, (630) 794-9876 Please refer to file number 14-16-11448.

THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales.

CODILIS & ASSOCIATES, P.C. 15W030 NORTH FRONTAGE ROAD, SUITE 100 BURR RIDGE, IL 60527 (630) 794-5300 E-Mail: pleadings@il.cslegal.com Attorney File No. 14-16-11448 Attorney ARDC No. 00468002 Case Number: 16 CH 00719 TJSC#: 37-8025 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.

I3062544 P8161R TRRT 11/1 n n n REAL ESTATE NOTICE IN THE CIRCUIT COURT OF THE 17TH JUDICIAL CIRCUIT WINNEBAGO COUNTY, ILLINOIS BLACKHAWK STATE BANK Plaintiff, -v.- MARGARET J BACINO, et al Defendant 16CH 813 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on August 4, 2017, an agent for The Judicial Sales Corporation, will at 12:30 PM on November 9, 2017, at the NLT TITLE, LLC., 6885 Vistagreen Way, ROCKFORD, IL, 61107, sell at public auction to the highest bidder, as set forth below, the following described real estate: Commonly known as 2212 FARRIS COURT, ROCKFORD, IL 61108 Property Index No. 12-33-327-012.

The real estate is improved with a single family home with an attached two car garage.

Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No

third party checks will be accepted. The balance in certified funds/ or wire transfer, is due within twenty-four (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court.

Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale.

The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information.

If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1).

IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales.

For information: Visit our website at service.atty-pierce.com. between the hours of 3 and 5pm. McCalla Raymer Leibert Pierce, LLC, Plaintiff’s Attorneys, One North Dearborn Street, Suite 1200, Chicago, IL 60602. Tel No. (312) 416-5500. Please refer to file number 258280.

THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales.

McCalla Raymer Leibert Pierce, LLC One North Dearborn Street, Suite 1200 Chicago, IL 60602 (312) 416-5500 E-Mail: pleadings@mccalla.com Attorney File No. 258280 Case Number: 16 CH 813 TJSC#: 37-9196 I3064615 P8163R TRRT 11/1 n n n REAL ESTATE NOTICE STATE OF ILLINOIS IN THE CIRCUIT COURT OF THE 17TH JUDICIAL CIRCUIT COUNTY OF WINNEBAGO NORTHWEST BANK OF ROCKFORD, PLAINTIFF, STEVEN D. VANDERHAYDEN, et.al.

DEFENDANTS. 2016 CH 582 NOTICE OF SHERIFF’S FORECLOSURE SALE NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure heretofore entered by the said Court on the 23rd day of June, 2017 in the above-entitled cause, GARY CARAUNA, Sheriff of Winnebago County, Illinois will on the 16th day of November, 2017 at the hour of 11:00 A.M., at the Winnebago County Criminal Justice Center, 650 W. State Street, Rockford, Illinois 61102 sell at public auction to the highest and best bidder for cash and all singular, the following described premises and real estate in said Judgment mentioned, situated in the County of Winnebago and State of Illinois, or so much thereof as shall be sufficient to satisfy said Judgment to-wit: P.I.N. 09-29-402-017 Property Code: 461 D 254 Commonly known as 429 West 6th Street Pecatonica, Illinois 61063 The property is commonly known as 429 West 6th Street Pecatonica, Illinois 61063 and is improved with a residential property.

Judgment was taken in the amount of $126,854.64 on behalf of Northwest Bank of Rockford. Property is subject to general real estate taxes, special assessments, or special taxes and is offered for sale without any representations as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the Court. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid.

Sale terms are cash or certified funds 25% at time of sale and the balance, including the judicial sale fee for Abandoned Residential

Property Municipality Relief Fund, which is calculated at the rate of $1 for each $1000 or fraction thereof of the amount paid by the purchaser to the person conducting the sale, provided that in no event shall the fee exceed $300 is due within 24 hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale.

Upon payment in full on the bid amount, the purchaser shall receive a certificate of sale which will entitle the purchaser to a deed to the real estate after confirmation of the sale.

Respective bidders are admonished to check the court file to verify all information.

For information, contact Timothy F. Horning attorney for Plaintiff, 3400 N. Rockton Avenue, Rockford, IL 61103. Pursuant to Section 15-1507 (c)(7) of the Illinois Code of Civil Procedure, no information other than the information contained in this Notice will be provided.

IF YOU ARE THE MORTGAGOR (HOMEOWNER) YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701 (C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. Attorney Timothy F. Horning Meyer and Horning P.C. Attorney for Plaintiff 3400 N. Rockton Avenue Rockford, IL 61103 815/636-9300 8165R TRRT 11/1 n n n REAL ESTATE NOTICE NOTICE OF SALE (16863 Hartman Road, Durand, Illinois 61024) PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure entered by the Court in Winnebago County Case No. 14-CH-1151, the property hereinafter described or so much thereof as shall be sufficient to satisfy said Judgment, will be sold to the highest bidder.

1. The common address and other common description, if any, of the real estate is: 16863 Hartman Road, Durand, Illinois 61024.

2. The time and place of sale will be Tuesday, November 14, 2017 at 11:00 A.M., Winnebago County Justice Center, Lobby, 650 West State Street, Rockford, Illinois, conducted by the Winnebago County Sheriff.

3. A description of the improvements on the real estate is: None.

The property is vacant land.

4. The terms of the sale are: Ten Percent (10%) due by cash or certified funds at the time of the sale and the balance is due within 24 hours of sale. The property offered for sale is subject to all real estate taxes, special assessments or special taxes levied against said real estate and is offered for sale without any representation as to quality of the title and without recourse to the Winnebago County Sheriff’s Office and in “As Is” condition. The sale is further subject to confirmation by the court.

5. Title will be conveyed subject to the following liens and interests: all general real estate taxes, special assessments, if any, easements and restrictions of record, and the interests, if any, of any tenant in possession.

6. The property will not be available for inspection.

7. The successful purchaser has the sole responsibility/expense of evicting any tenants or other individuals presently in possession of the subject premises.

8. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4).

9. The name, address and telephone number of the person to contact for information regarding the real estate is: Matthew M. Hevrin, HINSHAW & CULBERTSON LLP, 100 Park Avenue, Rockford, IL 61101, Tel (815) 490-4935.

NOTE: PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT,YOU ARE ADVISED THAT THE LAW FIRM OF HINSHAW & CULBERTSON LLP IS DEEMED TO BE A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 8166R TRRT 11/1

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October 18, 2017 The Rock River Times. n n n REAL ESTATE NOTICE IN THE CIRCUIT COURT OF THE 17TH JUDICIAL CIRCUIT WINNEBAGO COUNTY, ILLINOIS FEDERAL NATIONAL MORTGAGE ASSOCIATION (‘’FANNIE MAE’’), A CORPORATION ORGANIZED AND EXISTING UNDER THE LAWS OF THE UNITED STATES OF AMERICA Plaintiff, -v.- JOHN BURROUGHS A/K/A JOHN L BURROUGHS, et al Defendant 16CH 819 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on August 4, 2017, an agent for The Judicial Sales Corporation, will at 12:30 PM on November 7, 2017, at the NLT TITLE, LLC., 6885 Vistagreen Way, ROCKFORD, IL, 61107, sell at public auction to the highest bidder, as set forth below, the following described real estate: Commonly known as 3126 BILDAHL STREET, ROCKFORD, IL 61109 Property Index No. 15-01-309-007.

The real estate is improved with a single family residence.

Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance in certified funds/ or wire transfer, is due within twenty-four (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court.

Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale.

The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information.

If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1).

IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales.

For information: Visit our website at service.atty-pierce.com. between the hours of 3 and 5pm. McCalla Raymer Leibert Pierce, LLC, Plaintiff’s Attorneys, One North Dearborn Street, Suite 1200, Chicago, IL 60602. Tel No. (312) 416-5500. Please refer to file number 258162.

THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales.

McCalla Raymer Leibert Pierce, LLC One North Dearborn Street, Suite 1200 Chicago, IL 60602 (312) 416-5500 E-Mail: pleadings@mccalla.com Attorney File No. 258162 Case Number: 16 CH 819 TJSC#: 37-9161 I3064510 P8135R TRRT 10/25 n n n REAL ESTATE NOTICE IN THE CIRCUIT COURT OF THE 17TH JUDICIAL CIRCUIT WINNEBAGO COUNTY, ILLINOIS WELLS FARGO BANK, NA Plaintiff, -v.- RUSSELL A. LETHEBY, et al Defendant 16 CH 00124 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on February 1, 2017, an agent for The Judicial Sales Corporation, will at 12:30 PM on November 8, 2017, at the NLT TITLE, LLC., 6885 Vistagreen Way, ROCKFORD, IL, 61107, sell at public auction to the highest bidder, as set forth below, the following described real estate: Commonly known as 6564 ABINGTON DRIVE, ROCKFORD, IL 61109 Property Index No. 16-03-401-003 (255D090).

The real estate is improved with a residence.

Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance in certified funds/ or wire transfer, is due within twenty-four (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court.

Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale.

The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information.

If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1).

IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales.

For information, examine the court file or contact Plaintiff’s attorney: CODILIS & ASSOCIATES, P.C., 15W030 NORTH FRONTAGE ROAD, SUITE 100, BURR RIDGE, IL 60527, (630) 794-9876 Please refer to file number 14-16-01745.

THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales.

CODILIS & ASSOCIATES, P.C. 15W030 NORTH FRONTAGE ROAD, SUITE 100 BURR RIDGE, IL 60527 (630) 794-5300 E-Mail: pleadings@il.cslegal.com Attorney File No. 14-16-01745 Attorney ARDC No. 00468002 Case Number: 16 CH 00124 TJSC#: 37-9082 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.

I3064384 P8137R TRRT 10/25 n n n REAL ESTATE NOTICE IN THE CIRCUIT COURT OF THE 17TH JUDICIAL CIRCUIT WINNEBAGO COUNTY, ILLINOIS PHH MORTGAGE CORPORATION A/K/A PHH MORTGAGE SERVICES Plaintiff, -v.- MARSHA GUZMAN, et al Defendant 17CH 00076 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on August 16, 2017, an agent for The Judicial Sales Corporation, will at 12:30 PM on November 20, 2017, at the NLT TITLE, LLC., 6885 Vistagreen Way, ROCKFORD, IL, 61107, sell at public auction to the highest bidder, as set forth below, the following described real estate: Commonly known as 3106 SANER AVENUE, ROCKFORD, IL 61109 Property Index No. 15-02-410-015 (207C765).

The real estate is improved with a single family residence.

Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance in certified funds/ or wire transfer, is due within twenty-four (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court.

Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale.

The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information.

If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1).

IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales.

For information, examine the court file or contact Plaintiff’s attorney: CODILIS & ASSOCIATES, P.C., 15W030 NORTH FRONTAGE ROAD, SUITE 100, BURR RIDGE, IL 60527, (630) 794-9876 Please refer to file number 14-17-00424.

THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales.

CODILIS & ASSOCIATES, P.C. 15W030 NORTH FRONTAGE ROAD, SUITE 100 BURR RIDGE, IL 60527 (630) 794-5300 E-Mail: pleadings@il.cslegal.com Attorney File No. 14-17-00424 Attorney ARDC No. 00468002

Case Number: 17 CH 00076 TJSC#: 37-7827 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.

I3062144 P8138R TRRT 10/25 n n n REAL ESTATE NOTICE IN THE CIRCUIT COURT OF THE 17TH JUDICIAL CIRCUIT WINNEBAGO COUNTY, ILLINOIS WELLS FARGO BANK, NA Plaintiff, -v.- UNKNOWN HEIRS AND LEGATEES OF JOSE A. MONTUFAR, et al Defendant 16 CH 00490 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on June 28, 2017, an agent for The Judicial Sales Corporation, will at 12:30 PM on November 21, 2017, at the NLT TITLE, LLC., 6885 Vistagreen Way, ROCKFORD, IL, 61107, sell at public auction to the highest bidder, as set forth below, the following described real estate: Commonly known as 1419 NORTH AVENUE, ROCKFORD, IL 61103 Property Index No. 11-14-401-005.

The real estate is improved with a residence.

Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance in certified funds/ or wire transfer, is due within twenty-four (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court.

Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale.

The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information.

If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1).

IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales.

For information, examine the court file or contact Plaintiff’s attorney: CODILIS & ASSOCIATES, P.C., 15W030 NORTH FRONTAGE ROAD, SUITE 100, BURR RIDGE, IL 60527, (630) 794-9876 Please refer to file number 14-16-07035.

THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales.

CODILIS & ASSOCIATES, P.C. 15W030 NORTH FRONTAGE ROAD, SUITE 100 BURR RIDGE, IL 60527 (630) 794-5300 E-Mail: pleadings@il.cslegal.com Attorney File No. 14-16-07035 Attorney ARDC No. 00468002 Case Number: 16 CH 00490 TJSC#: 37-6178 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.

I3058715 P8139R TRRT 10/25 n n n REAL ESTATE NOTICE IN THE CIRCUIT COURT OF THE 17TH JUDICIAL CIRCUIT WINNEBAGO COUNTY, ILLINOIS PENNYMAC LOAN SERVICES, LLC Plaintiff, -v.- CINDY COBERLY A/K/A CINDY R. COBERLY, et al Defendant 15 CH 695 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on August 19, 2016, an agent for The Judicial Sales Corporation, will at 12:30 PM on November 22, 2017, at the NLT TITLE, LLC., 6885 Vistagreen Way, ROCKFORD, IL, 61107, sell at public auction to the highest bidder, as set forth below, the following described real estate: Commonly known as 324 OAKLAND AVENUE, SOUTH BELOIT, IL 61080 Property Index No. 04-07-211-017.

The real estate is improved with a single family home, two car detached garage.

Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance in certified funds/ or wire transfer, is due within twenty-four (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in

33

and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court.

Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale.

The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information.

If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1).

IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales.

For information: Visit our website at service.atty-pierce.com. between the hours of 3 and 5pm. McCalla Raymer Leibert Pierce, LLC, Plaintiff’s Attorneys, One North Dearborn Street, Suite 1200, Chicago, IL 60602. Tel No. (312) 416-5500. Please refer to file number 2217.

THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales.

McCalla Raymer Leibert Pierce, LLC One North Dearborn Street, Suite 1200 Chicago, IL 60602 (312) 416-5500 E-Mail: pleadings@mccalla.com Attorney File No. 2217 Case Number: 15 CH 695 TJSC#: 37-9022 I3064375 P8140R TRRT 10/25 n n n REAL ESTATE NOTICE NOTICE OF SALE (1928 Baintree Road, Davis, Illinois 61019) PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure entered by the Court in Winnebago County Case No. 17-CH-306, the property hereinafter described or so much thereof as shall be sufficient to satisfy said Judgment, will be sold to the highest bidder.

1. The common address and other common description, if any, of the real estate is: 1928 Baintree Road, Davis, Illinois 61019.

2. The time and place of sale will be Tuesday, November 7, 2017 at 11:00 A.M., Winnebago County Justice Center, Lobby, 650 West State Street, Rockford, County of Winnebago, Illinois, conducted by the Winnebago County Sheriff.

3. A description of the improvements on the real estate is: None.

The real estate is vacant land.

4. The terms of the sale are: Ten Percent (10%) due by cash or certified funds at the time of the sale and the balance is due within 24 hours of sale. The property offered for sale is subject to all real estate taxes, special assessments or special taxes levied against said real estate and is offered for sale without any representation as to quality of the title and without recourse to the Winnebago County Sheriff’s Office and in “As Is” condition. The sale is further subject to confirmation by the court.

5. Title will be conveyed subject to the following liens and interests: all general real estate taxes, special assessments, if any, easements and restrictions of record, and the interests, if any, of any tenant in possession.

6. The property will not be available for inspection.

7. The successful purchaser has the sole responsibility/expense of evicting any tenants or other individuals presently in possession of the subject premises.

8. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4).

9. The name, address and telephone number of the person to contact for information regarding the real estate is: Matthew M. Hevrin, HINSHAW & CULBERTSON LLP, 100 Park Avenue, Rockford, IL 61101, Tel (815) 490-4935.

NOTE: PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT,YOU ARE ADVISED THAT THE LAW FIRM OF HINSHAW & CULBERTSON LLP IS DEEMED TO BE A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 8143R TRRT 10/25

CLASSIFIEDS 34

The Rock River Times. October 18, 2017

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October 18, 2017 The Rock River Times.

35

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DISCLAIMER. this publication does not knowingly accept fraudulent or deceptive advertising. readers are cautioned to thoroughly investigate all ads, especially those asking for money in advance.

36

The Rock River Times. October 18, 2017

Voices from the Grave

Hitchhiking wraith

By Kathi Kresol

M Contributor

ost people in this area have heard of the Resurrection Mary story from Chicago.

But Rockford had its own hitchhiking ghost during the summer in 1933. What makes this story especially intriguing is that the Chicago story was first reported in 1934 or 1935 (depending on the source).

In an article written in the RegisterRepublic on July 15, 1933, a couple told of their encounter with the “hitch-hiking wraith.”

The couple was returning to Rockford after a visit to the Century of Progress Exposition in Chicago. They were on Highway 20 which was more commonly called the U.S. Grant Highway. Theirs was the only car on the highway when they spotted the woman on the side of the road. She was dressed all in black and just seemed to appear in their headlights.

They pulled to the side of the road and asked if she needed some help. The woman accepted their offer and slipped into the back seat. They all spent some

time chatting. The couple noticed that the young woman was beautiful and dressed as if going to a party. She spoke of friends and dancing the night away.

The woman told the couple her name was Mrs. Johnson and gave them her address in Rockford.

Mrs. Johnson spoke quite a bit about her life in Rockford and the party she had attended. The conversation wound down after a while and the couple noticed that the woman had gone silent. They figured that she had fallen asleep. The wife leaned over the seat to check on the woman and was horrified to notice that the back seat was completely empty.

The husband brought the car to a sudden stop and the couple searched the car and the surrounding area for the young woman. They found no sign that she had even been in the car.

They traveled the rest of the way back to Rockford in silence. Neither of them got much sleep during that long night. In the morning they discussed the incident, trying to remember every detail that the girl had shared with them.

They decided to go to the address she

had provided the night before. They arrived at the house and hesitantly approached the door. The man that answered the door looked very confused as they explained the whole situation. He answered that yes, a young lady named Mrs. Johnson had lived there. But she had been killed some time ago when she was struck while walking on the highway.

The man showed them a picture of Mrs. Johnson and they were able to identify the girl in the picture as the one they had picked up the night before.

Unfortunately, the couple was not identified in the article nor was Mrs. Johnson’s address shared.

Research into possible deaths on the U.S. Grant highway did reveal that there was a Mrs.Johnson that was struck by a car and killed on that road in 1932. She was out with two other women when for some unknown reason they pulled their car off the highway by a little cafe outside of Belvidere. The three women decided to walk on the highway and were struck by a car driven by a local businessman. Mrs. Johnson was instantly killed and the other women suffered severe injuries though

not life-threatening. The three women had spent the evening at a party and were supposedly intoxicated. This was during prohibition and there was an investigation into where they had obtained the liquor.

Mrs. Johnson was divorced and the mother of two small children. The last mention of the accident stated that the authorities were still attempting to find the relatives of Mrs. Johnson.

The stories of the ghostly hitch-hiker along U.S. Highway 20 continued for quite some time during 1933. All of the stories were very similar and spoke of the confusion and fear of the good samaritans when they realized that their passenger disappeared without a trace from the back of a moving vehicle. R. Kathi Kresol is a local author, historian and organizes paranormal events for Haunted Rockford. Her latest book, “Haunted Rockford, IL” was released in the beginning of October. Kathi will be sharing some of her favorite ghost stories from the area at several events during the Halloween season. Please visit the website at hauntedrockford.com for a complete listing of events and ticket information.

Energy & Environment

Avoiding power losses at home

By Drs. Robert & Sonia Vogl Contributors

We have experienced two power outages this year for the first time in 17 years of service from our home renewable energy systems. One involved the failure of a safety switch to cut off power from one of the systems. However, we continued to have PV and grid service as only the older system was impacted.

Our second partial power failure occurred recently when a delivery truck driver erred by coming into our driveway and tearing out the power line by ripping both ends of it from the house to the barn and tipping over the power pole. The line from the house to the barn also carried the output of our second solar system.

We decided to avoid any more above ground power line problems caused by potential falling limbs and errant delivery trucks by placing them underground.

By having two separate PV systems and battery backup, we have increased the security of our electrical supply. Although we are grid connected our system can function for a limited time as a battery based microgrid.

Obviously our level of energy security is not the case for large parts of the country

impacted by hurricanes, tornadoes, storms and fires. The repetitious loss of grid service from intensive storms and fires calls into question the wisdom of merely replacing downed poles and wires. From 2012 through 2016 severe weather caused 65 percent of the major electrical service disruptions in the United States. Another 32 percent was lost due to hurricane Sandy according to a report by the Rhodium Group.

The near total loss of electrical service in Puerto Rico due to Hurricane Maria has been seen by some as an opportunity to build a modern, more decentralized electrical system. Such a system would include intensive use of battery based microgrids.

In the U.S. attempts are being made on governmental levels to slow the transition to renewable energy. The Trump administration is implementing policies in the U.S to subsidize coal and nuclear energy based on the assumption they will enhance our energy security. Within Illinois an effort is underway by the Rauner administration to scrap pollution limits on coal plants owned

by Dynergy to improve their competitive position in state electrical markets.

Other efforts are expected but the renewable transition continues. On a

global basis renewables accounted for roughly two-thirds of the world’s new power capacity. In 2016 solar PV installations grew faster than coal consumption grew.

Over the next five years, solar PV installations are projected to represent the largest global annual capacity additions exceeding those of wind and hydro.

By 2020, 650 MW of new wind and 1500 MW of new solar will be installed in Illinois. By 2025, 1000 MW of new wind and 225 MW of new solar will be installed.

By 2030 total installations of new wind

Home solar class, Oct. 28

Solar electricity is growing in popularity. Its price has dropped dramatically over the past decade, catching the interest of many.

Anyone who is interested in knowing more about solar electricity or is thinking about a home solar installation is invited to attend a class hosted by the Illinois Renewable Energy Association (IREA), 10 a.m. to 3 p.m. Saturday, Oct. 28, at the IREA Headquarters, 1230 E. Honey Creek Rd., Oregon.

An experienced PV installer who has completed over 600 systems in this part of Illinois will be

will reach 1350 MW and 3000 MW of new solar.

The emphasis on solar energy in Illinois is diverse with three major components: a block program for distributed generation and community solar; utility scale projects of 2 MW or higher capacity; and a third targeted at urban brownfields.

The details of each of these program areas are expected to be finalized this year.

The Future Energy Jobs program is long term and will be funded by an annual budget of over $200 million.

Visit illinoisrenew.org. R.

the instructor. He will present a clear explanation of what solar electricity is and how it works.

After the presentation, he will lead the class in assembling an actual PV system meant for home use, wiring it and watching it work. The group will then disassemble it.

All equipment will be provided. The fee is $20 for IREA members and $40 for non-members, which includes membership. An optional lunch will be provided for $6.

To enroll or for more information, email sonia.vogl@gmail.com or phone 815-973-4624.

Advanced registration is essential. The registration deadline is Wednesday, Oct. 25.

October 18, 2017 The Rock River Times.

37

FARM & AG

Laying out your backyard orchard

BY GRANT MCCARTY CONTRIBUTOR

Now that you have decided to set up a backyard orchard, you will need to decide how many to plant. Apple trees need another variety for cross-pollination. Because apples are pollinated with pollinator insects, you need two di�erent varieties blooming at the same time. This means that you will need to play matchmaker to guarantee that this happens. If you plant two of the same variety, they will not produce fruit for you unless there is a crab apple tree nearby. When you order from a company, they will tell you what varieties are a good match. Peaches, plums, and cherries are pollinated by the wind and do not need a di�erent variety. They are called self-fruitful because of this characteristic.

As you consider varieties, determine if it has any disease resistance or susceptibility. Apple trees can be devastated by diseases each year.

Apple scab, Fireblight, and Cedar Apple Rust are destructive diseases to these trees. Having resistance early on in a growing season can allow you to lessen the sprays you may need to do. Peach and plum usually do not have disease resistant varieties.

Di�erent varieties produce in di�er-

ent months. It’s important to have varieties that produce throughout the fall so you are not harvesting fruit all at once.

Cooking, baking, preserving, cider, and fresh are all features you want to take into consideration. Since di�erent apple varieties are available, now is the time to taste test these and determine which ones you like.

Once you have decided on varieties then decided on rootstock that includes the height characteristic, you can plan for laying out the orchard. A good rule of thumb is to space fruit trees based on their height. For example, a dwarf tree that reaches 8-10 feet at maturity should be spaced 8-10 feet from the next nearest tree. You can space di�erent fruit trees together but consider how easy it will be to manage them and if they project any shade onto neighboring trees. Since peach and cherry trees can be hit or miss depending on the season, try to provide wind breaks either near your house or another structure.

Next week I’ll discuss more home orchard principles. R. Grant McCarty is the Local Food and Smalls Farms Educator of the University of Illinois Extension. His tips and tricks for local eating and your at-home garden appear every week in The Rock River Times.

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Moving forward after October USDA reports

BY DEBRA LEVEY LARSON U OF I NEWS BUREAU

URBANA — The release of USDA’s October reports created a rally in soybean prices that pushed November soybean futures prices to levels not seen since the end of July. According to University of Illinois agricultural economist Todd Hubbs, corn prices saw a much more muted response.

“The question is, will the soybean rally consolidate as we move forward? Corn prices appear to contain a limited capability to generate upward price movements in the near term,” he explains.

The October soybean production forecast of 4.431 billion bushels came in at the same level as the September production forecast, Hubbs says. Although the production level was the same, harvested acres increased 740,000 acres while the national average yield declined by 0.4 bushels to 49.5 bushels per acre. The reduction in yield level combined with the lowering of 2017-18 ending stocks by 44 million bushels, to 430 million bushels, provided the impetus for the price rally. The projections for 2017-18 marketing-year consumption stayed at September levels with the ending stocks reduction being comprised entirely of lower beginning stocks, at 301 million bushels.

The USDA will provide new yield and production forecasts on Nov. 9. According to Hubbs, the forecast of the U.S. average soybean yield increased in September and decreased in October, like this year, in three of the last 20 years. In each of those years, the November yield forecast was smaller than the October forecast. The average decrease in November was 0.26 bushels with a range of 0.1 to 0.5 bushels.

The final yield estimate released in January was below the November forecast once in those years.

“At this time, a drastic change in projected soybean yield for the 2017 crop appears unlikely,” Hubbs says. “The current information provides no clear indication of an increase in demand for soybeans higher than the current USDA projection. It’s tempting to look at the decreases in ending stocks over the course of the previous four marketing years and project a lower 2017-18 ending-stocks level than the current 430 million bushel forecast. On average, over the last four years, soybean ending stocks decreased approximately 45 percent from the October World Agricultural Supply and Demand Estimates report projection to the final ending-stocks estimate for the marketing year. If this pattern held for this marketing year, soybean ending stocks would come in at around 236 million bushels at the end of 2017-18.

“The market has grown accustomed to

upward revisions in soybean exports and downward revisions in ending stocks over the last few marketing years,” Hubbs adds.

“A di�erence this year is that the current USDA projection for soybean exports sits at 2,250 million bushels, a record level for soybean exports and 3.5 percent higher than last marketing year’s export level.”

Current export inspections for soybeans for the week ending Oct. 12 are running 7.6 percent lower than last year’s inspection level pace. Hubbs says the recent demand for soybeans in export markets is a positive sign but to see export levels increased above the current record projection requires an upturn in the pace of exports.

At 14.280 billion bushels, USDA’s October forecast of the U.S. corn crop was 96 million bushels larger than the September forecast.

U.S. average yield increased 1.9 bushels to 171.8, while harvested acres decreased by 377,000 acres. The 2017-18 marketing-year consumption forecast increased by 35 million bushels, to 14.285 billion bushels.

The USDA increased the forecasts for feed and residual use by 25 million bushels and food, seed, and industrial use by 10 million bushels. Projected ending stocks for 201718 changed very little with an increase of 5 million bushels to 2,340 million bushels.

Some help was provided by lower beginning stocks, at 45 million fewer bushels than September estimates.

“Corn price will require strong demand throughout this marketing year to lift prices in any sustainable manner, particularly if production continues to increase in the U.S.,” Hubbs says.

The forecast of the U.S. average corn yield increased in September and October, like this year, in seven of the last 20 years. In five of those years, the November yield forecast was greater than the October forecast. The average increase in November was 1.72 bushels with a range of 0.4 to 3.5 bushels. The final yield estimate released in January was below the November forecast once in those five years. Hubbs says the potential for a larger corn crop is continuing to develop and looks more likely given many of the yield reports coming out of the Corn Belt.

“The rally in soybean prices provides producers with the opportunity to lock in prices for 2017 soybean production,” Hubbs says. “To sustain this price rally, soybean production levels in the U.S. will need to stay at current levels, and robust export demand will need to develop throughout the marketing year. Corn prices will struggle to find support in the short run due to large corn stocks and the prospect of increasing production for the 2017 corn crop.”

38

The Rock River Times. October 18, 2017

Local

Police partner with CVS for safe medication disposal ROCKFORD — The Rockford Police Department announced Friday it has been awarded a grant for a drug collection unit as part of CVS Health’s Medication Disposal for Safer Communities Program.

The new units will be located in the lobby of each district station: District 1, 1045 W. State St.; District 2, 1410 Broadway; and Administration Headquarters and District 3, 557 S. New Towne Dr. The units will provide residents with a safe and environmentally responsible way to dispose of unwanted, unused or expired medication, including controlled substances.

The new drug disposal unit will help to reduce the amount of unneeded medicine in residents’ homes and decrease the potential for prescription drug abuse, which has soared in recent years, especially among teenagers. More than 70 percent of teenagers say it is easy to get prescription drugs from their parents’ medicine cabinets, according to a Partnership for Drug-Free Kids study.

Crossword

Proper drug disposal also helps to prevent the contamination of local landfills and water supplies from unused medication.

“Safely disposing of unused medication is critical to preventing prescription drug abuse and keeping pharmaceuticals out of our waterways,” said Police Chief Dan O’Shea. “Rockford is proud to partner with CVS Health and we thank them for their commitment to helping residents reduce the amount of unneeded medicine in our community.”

The Medication Disposal for Safer Communities program has donated more than 600 drug collection units to police departments across the country, which have collected more than 47 metric tons or 100,000 pounds, of unwanted medication, says CVS. Rockford’s new Drug Collection Unit sites are open to the public MondayFriday, 8:00 a.m. to 5:00 p.m., excluding holidays. Citizens may drop off up to one, 1-gallon bag per visit, once a week. R. A RockRiverTimes.com report.

Swede’s Goodwill drive collects 2,200 pounds of donations ROCKFORD — SwedishAmerican said last week it had collected more than 2,200 pounds in donated clothing and household items for Goodwill Industries of Northern Illinois.

SwedishAmerican teamed-up with Goodwill in late September and hosted a “Clean Out Your Closet” donation drive at 21 SwedishAmerican locations throughout the community. Collections included new or gently used clothing, computers, household items and small electronic toys, games, sporting goods, shoes, jewelry and purses.

Goodwill says the 2,200 pounds of donated goods provides 367 hours of job and skills training opportunities for individuals with barriers to enhance their lives.

“SwedishAmerican is always more

Crossword & Sudoku

This week’s solutions, from Page 23.

than willing to help families and children in our local communities,” says SwedishAmerican Public Relations and Community Engagement Specialist Katryna Kirby. “With a mission to care for our community, we want to thank our more than 3,000 employees that generously donated and helped provide individuals with education rather than filling up our area landfills.”

“G o o d w i l l i s t h r i l le d to h ave SwedishAmerican take part in this donation drive,” says Sam Schmitz, president of Goodwill Industries of Northern Illinois. “SwedishAmerican donations will help provide individuals with the opportunity to experience the power and dignity of work through Goodwill’s employment programs.” R. A RockRiverTimes.com report.

Across 1. Emotional turmoil 6. Hot springs resort 9. ____-and-Take 13. Poet’s “below” 14 . Snakel ike re e f dweller 15. Sweating room 16. Kind of candle 17. I, to Claudius 18. External 19. Jack-o-Lantern’s birthplace 21. All ____ Eve 23. In the manner of, French 24. “____-free” on an egg carton 25. O in OPEC 28. Car with a bar 30. Confine a river 35. Ton, e.g.

37. Ill-considered 39. Month after Adar 40. Result of a brainstorm 41. Up and about 43. American Society for Clinical Investigation 4 4. Government in Myanmar, 1962-2011 4 6 . S p i r a l- h o r n e d

antelope 47. Lord’s servant 48. Declare with confidence 50. Trending piece online 52. Casual attire 53. 2 aspirin, e.g.

55. Sis’ sibling 57. Locale of world’s l ar g e s t Hal lo w e e n parade 61. Inhabited by ghosts 65. Olden day anesthetic 66. The dry stuff creates spooky fog 68. Baby grand 69. They go guising 70. Spanish sea 71. Poisonous substance 72. Bangkok native 73. Adult involvement org.

74. Like a snicker Down 1. Unfavorable prefix 2. Getting warm 3. Open-mouthed astonishment 4 . Ta l l a n c i e n t monument

5. State of being in someone’s power 6. Like money to start a project 7. Cribbage piece 8. Often comes with a lei 9. Log splitter 10. Motorcar 11. “The Man Who ____ Too Much” thriller 12. Lobe holders 15. Like funereal atmosphere 20. Nigerian money 22.What’sthecut-offone for trick-or-treaters?

24. Appropriate Halloween garb 25. Spirit board 26. River in India 27. Property claims 29. Fake face 31. Unacceptable in juror 32. Opposite of liability 3 3 .

Mother-of-pearl 34. Michael Myers’ weapon of choice 36. British ar t gallery

38. Sweep under the rug 42. “Dancing with the Stars” number 45. Passions 49. Lookout point 51. Goes off like Vesuvius 54. Pinch to save 56. It has many layers 57. Hitler’s Eagle’s ____ 58. ____ a Sketch 59. “Stop” to a horse 60. Sasquatch’s cousin 61. Zeus’ wife 62. Uber’s competitor 63. British children’s author Blyton 64. Fully cooked 67. Tom of “Tom and Jerry”

October 18, 2017 The Rock River Times.

39

NFL. Week 7

Rodgers’ injury opens door for rising, fun Bears

By Robert Zeglinski

W

Contributor

hen the Vikings’ Anthony Barr drove Packers quarterback Aaron Rodgers into the ground this past Sunday, he did more than break his collarbone and effectively end his season.

In one routine pressure, he changed the entire landscape of the NFC and more importantly, the NFC North. He sent a ripple effect across the NFL. Above all, he cracked open the door for the previously hapless but intriguing 2-4 Bears.

Who could’ve thought that after a 1-3 start littered with 8 turnovers from an ineffective Mike Glennon, that these circus-like Bears would ever have a shot at the postseason? Yet, here they stand, with the division’s behemoth in Green Bay hobbled without the face of the NFL in Rodgers, and two other vulnerable rivals in the Lions and Vikings meekly sitting in their way.

Yes, after a long six-year drought, thoughts of an actual genuine football game in mid-January for these Bears feels like a realistic possibility.

These Bears aren’t a good team, per say.

They might not even be average.

They’re closer to mediocre with a touch of bold given a recent string of successful trick play scores. In a league where no undefeated team is left standing after six weeks of the season, parity reigns.

And fortune, in that respect, favors the mediocrely bold. Your move, Bears.

Though, there’s still much work to be done if the Bears are to be considered a serious playoff contender. That can’t be understated.

That’s because playoff odds for 2-4 teams aren’t kind. It’s incredibly rare for any team two games or more under .500 by the time October reaches its conclusion to make the second season. With two division losses to the Packers and Vikings already, it’s also likely the Bears will have to go 4-0 in their remaining divisional contests. Any misstep could be spell doom in a nail-biting race to the end.

In overall recent history, most NFL playoff teams finish around a record of 9-7 or 10-6 at minimum. That means anything less than a 7-3 or 8-2 finishing stretch closes the door on a promising season for a young Bears team. The question of whether this inexperienced team is prepared for that kind of consistency will be answered very soon.

To maximize newfound consistency not seen around these parts for quite awhile, resilience will have to be prominent.

Good thing resilience might be the best descriptor of a Bears team with it’s back against the wall with a fresh opportunity.

Fox said as much of how his team was able to salvage a wild 27-24 overtime victory over the Ravens on Sunday after blowing a late 11-point lead - the first win for Chicago in Baltimore since 1965.

“It’s all about the hearts of the players.

The players, the coaches, and everybody, we’re in it together. You tell them what we have to do to win the game, and it was evident that they did,” said Fox. Players who best exemplify that resilience are Jordan Howard, who no hyperbole intended, put the Bears on his back with a transcendent Walter Payton-

esque 53-yard run to set the Bears up in overtime. It seems like every time the Bears are down and out with a chance at victory, here comes Howard ready to lead by his best bruising, will-breaking example.

Luckily enough, you can start to count rising rookie quarterback Mitchell Trubisky in this factor, who made two special plays off-platform on a touchdown to Dion Sims and game-clinching throw to Kendall Wright - despite throwing only 15 passes.

Talk about maximizing your chances.

And talk about having trends that will have to continue. Clutch playmaking.

The strength of this Bears team is quite obviously the defense. As the league’s sixth-ranked unit at the moment, Vic Fangio’s group picked the quite the time for an ascension to lift these Bears.

Dominating defensive performances such as against Baltimore on Sunday, where the Bears forced three turnovers and enjoyed disciplined play at every level in the best showing of the Fangio and Fox era, need to be stacked upon with regularity. The spine of this team making a run into January rests with Akiem Hicks, Leonard Floyd, Danny Trevathan, Kyle Fuller, and company.

Aside from his flash plays, Trubisky will need to continue growing week by week, getting more efficient and confident. He can’t be a game manager. He has to be a game maker. The playmaker.

The primary compliment to one of the league’s best defenses. Easier said than done, but there’s something special about this passer that the Bears have naturally aligned with so quickly. A calming thought.

Finally, as the Bears have become one of the NFL’s more underrated teams, it’s been because of a string of recent successful trick plays. The fake punts, wild two-point conversions, and touchdown passes from “Boobie Miles” Tarik Cohen in the past two weeks can’t stop.

They’ll have to be sprinkled in against tougher competition with the same element of surprise. Guys like Cohen who “can block, can tackle, and he can pass!,” are quite the blessing for the Bears.

“It was a dime. I feel like I channeled inner Mitch,” said Cohen with his trademark swagger of his shocking touchdown pass.

Ultimately, that’s how these Bears will level the playing field.

With guys like Cohen channeling their “inner Mitch.” Players playing out of position and above and beyond their roles on the rarest of, but necessary occasions.

That’s how they will catch a collective league doubting them, off guard.

The misfortune of other teams like the Packers now means the story of the 2017 Bears, one still primarily about the development of Trubisky, isn’t close to being fully penned. The race to the finish line of 10 games, with a playoff berth still in reach, has the Fox-Bears uncharacteristically sitting pretty.

“I’m excited, bro. I can’t even lie to you,” said Pernell McPhee. “I ain’t good at expressing my feelings, you know what I’m saying?”

Perhaps that’s what these suddenly life-filled Bears desire the most.

Expressing themselves by shocking the football world. R. Robert is your guy for all things Bears. Find him on Twitter @RobertZeglinski.

McCarthy: Rodgers to have surgery on collarbone

By Genaro C. Armas Associated Press

GREEN BAY, Wis. — The sullen expression that Aaron Rodgers had on his face while being carted back to the locker room at Minnesota proved to be a precursor to the diagnosis that no one on the Green Bay Packers wanted to hear.

Coach Mike McCarthy knew pretty quickly that this was one injury that the two-time NFL MVP could not shake off.

McCarthy said that Rodgers will have surgery on his broken right collarbone. The rest of Rodgers’ season is in jeopardy.

“He’ll be out a minimum, a significant amount of time — potentially the season could be over,” the coach said on Monday.

“So, he’ll have surgery here in the near future and after we see how that goes, we’ll

focus on getting Aaron healthy. That’s all that really matters right now.”

Rodgers landed on his throwing shoulder after being taken down by linebacker Anthony Barr during an incompletion on the second drive for the Packers in the 23-10 loss to the Vikings on Sunday.

“We all knew — (quarterback coach Alex Van Pelt) and myself, when we talked to him immediately, I knew he was injured,” McCarthy said. “I think he knew right away.”

Backup Brett Hundley is now the starting quarterback. A fifth-round draft pick of the Packers in 2015, Hundley went 18 of 33 for 157 yards with a touchdown and three interceptions in relief of Rodgers.

The Packers promoted third-stringer Joe Callahan from the practice squad to back up Hundley, placing cornerback Quinten Rollins

on injured reserve with an ankle injury to open up a roster spot.

Callahan has had a couple of other stints on the Packers’ active roster after joining the team as an undrafted free agent in 2016.

McCarthy said the team’s personnel department is looking at some free agent quarterbacks as a way to help in practice.

But do not expect the Packers to bring in former San Francisco 49ers quarterback Colin Kaepernick .

“Did you just listen to the question I just answered?” McCarthy said angrily to a reporter’s question about whether the team would look at Kaepernick.

“I’ve got three years invested in Brett Hundley, two years invested in Joe Callahan.

“The quarterback room is exactly where it needs to be, OK? ... We’re committed to the

path that we’re on.”

A focused and sometimes feisty McCarthy also voiced his displeasure with Barr’s hit on Rodgers, who was outside the pocket at the time.

“He’s clearly expecting to get hit. To pin him to the ground like that, I felt it was an illegal act,” McCarthy said.

“To sit here and lose any of your players on something like that, it doesn’t feel very good,” the coach added.

“Yeah, I didn’t like the hit. It was unnecessary. Legal, or whatever you want to put it at, but it was totally unnecessary, in my opinion.”

Now, maligned by injuries across the team, especially the offensive line, the Packers must get Hundley ready for his first NFL start under already challenging circumstances.

The Rock River Times. October 18, 2017

40

Systemic defeat The U.S. Men’s National Team lost 2-1 in Trinidad and Tobago last week, leaving the nation out of the 2018 World Cup. It’s the first time since 1986 the U.S. has failed to qualify for the tournament.

Until youth soccer is fixed, US men’s team is destined to fail

By Rick Eckstein

D

The Conversation

avid beating Goliath is very exciting – unless you’re a fan of Goliath.

The United States has 330 million people and a massive youth soccer system, yet its men’s national soccer team just got bushwhacked by a team from Trinidad and Tobago, a country with 1.3 million residents.

How could this happen?

It’s not just about cultural norms.

(Even if 90 percent of the U.S. population didn’t care about soccer, 33 million still would.) It’s not just about high school football teams siphoning off potential soccer talent. (There’s talent enough to go around when you have all those people.) It’s not just about U.S. soccer’s leadership and disorganization. (There are ineffective bureaucracies everywhere.) It’s not just about the unimaginative style of soccer played by U.S. teams. (Nobody criticizes the German team for its methodical style of play.)

Instead the problem is the American system of identifying and cultivating soccer talent – or, more accurately, not identifying this talent.

For the past six years I have been researching and writing about the commercialized youth sports industry, including a youth soccer system that excludes low-income and nonsuburban

families from participating at the same rate as higher-income families.

U.S. kids don’t play soccer with bare feet on hardscrabble barrio fields where creativity dominates the action and with few grownups in sight.

Instead, too many American kids play soccer in high-tech cleats on manicured suburban fields, where they stand around quietly until an adult (often paid) runs them through repetitive drills – all to prepare for an expensive tournament three states away.

Commercial components permeate every aspect of the youth game. Research presented in my recent book on college and youth sports shows that family income is highly correlated with youth soccer participation. About 25 percent of American families have incomes over US$100,000 annually, yet they produce 35 percent of youth soccer players.

Conversely, the 25 percent of families with incomes below $25,000 account for only 13 percent of youth soccer players.

Forty percent of youth soccer players will leave the sport between ages 13 and 18.

Many leave for financial reasons.

Kids interested in playing soccer must increasingly pay for apparel, equipment, team fees, coaches, trainers, tournament travel and field space. It’s not unusual for families to spend over $10,000 per child per year to play organized youth soccer. ` The result is a system more attuned to

identifying the best payers than the best players.

Those remaining in what I call the pay-to-play soccer system increasingly sign up for high-cost tournaments like the annual Disney Boys’ Soccer Showcase, with the idea that it’ll increase their chances of being identified by the national team or college recruiters who frequent the expensive tournaments.

What would have become of Cristiano Renaldo or Marta had they grown up in the U.S. pay-to-play system?

Talent isn’t being found in overgrown weed patches stuffed between urban row houses and rural farms. Nor is it being found among the 630,000 kids playing in the American Youth Soccer Organization programs, which adhere to the philosophy that youth sports should be fun in and of itself, not an expensive pathway to some “next level.”

U.S. international dominance in men’s basketball provides a good contrast to soccer. Sure, there’s a significant commercial element to youth basketball, most notably reflected in the Amateur Athletic Union circuit.

But this isn’t the only place where talent is identified. There’s a robust network of recruiters who still go to cramped high school gyms and neighborhood playgrounds teeming with skilled players. Low-income boys are 50 percent more likely to participate in

basketball than in soccer, with participation rates identical between blacks and Latinos (despite cultural stereotypes that assume Latinos are more likely to play soccer).

There might be a reason for this: There are low-cost options for playing basketball (and being noticed), unlike in soccer.

The U.S. men’s national basketball team does not systematically exclude an enormous swath of the population merely because it is poor. A bigger talent pool equals better teams.

Men’s soccer will never be able to compete internationally as long as it is enmeshed in a class-restrictive youth sports system. As for the U.S. women’s comparative international success in soccer, that’s a different dilemma. Many other countries don’t fund and cultivate women’s soccer players as well as the U.S., which gives the Americans an advantage.

My prediction, though, is that these same economic restrictions will soon kick U.S. women’s soccer in the collective shin guards as other countries eventually compensate for the Title IX-based advantages afforded to American girls and women for the past 44 years.

Rick Eckstein is a nationally recognized expert on the commercialization of youth sports and the economics of higher education and a Professor of Sociology at Villanova University.