CAITLYNHALS#210
PDP UPDATE - JAMES HOLBECK (#737)
InlateJuly,thePlayerDevelopmentManagersparticipated inacomprehensiveAdvantageLineStrategyDayheldin Sydneyoveraspanofthreedays.Theprimaryobjective wastoenhanceourunderstandingofleveragingthe InductionCampprocesstogainvaluableinsightsintothe players.Theseinsightsareintendedtobesummarizedina detailedreportthatcanbeutilizedtoassistcoachesin theirongoingworkwiththeplayerswithintheteam environment.
Duringthestrategyday,wecollaboratedcloselywith RugbyAUHeadofIntegrityAmyThorp,focusingon strategiestobettersupportplayersinmakingmore informedandethicaldecisions Thiscollaborationaimedto ensurethatourapproacheswerealignedandeffectivein fosteringpositivedecision-makingamongtheplayers.
Additionally,webuiltuponourexistingpartnershipwithEverythingMentalToughness (EMT) EMTFounder,PaulLyons,ledasessionwhereheintroducedthegrouptothe foundationalelementsofmeasurementthatdrivetheSkillsforLifeprogram.Thisprogram isdesignedtoenhanceplayers'mentalresilienceandpersonaldevelopment,andPaul’s insightsprovidedvaluablecontextandunderstandingofhowthesemeasurements contributetotheprogram'ssuccess.
Overall,thestrategydaywasaproductiveandinsightfulexperience,layingthe groundworkforimprovedsupportmechanismsanddevelopmentstrategiesforplayers.
TOMROBERTSON -RUPAPRESIDENT
Wallabynumber898,TomRobertson,wasrecentlyappointedtotheRUPA BoardasPresident,reflectinghiscommitmenttoplayerwelfareand developmentwithintheAustralianRugbyecosystem.TomisaMonashand TommyLawtonSeniorOxfordScholar,whilstalreadyholdingaBachelorof MedicalScience,MasterofPublicHealthandaMasterofPhilosophyMedicine.WelookforwardtoworkingalongsideTomincontinuingto advocateandsupportRUPAMemberstobebetterplayers,peopleandlive betterlives.
“IFIRMLYBELIEVEINTHEGOALSANDNECESSITYOFPLAYER REPRESENTATION,ANDI,ALONGSIDEMANYOTHERS,HAVEBENEFITED IMMENSELYFROMTHESUPPORTOFRUPATHROUGHOUTMYCAREER. SECONDLY,IAMPASSIONATEABOUTCREATINGTHEBESTPOSSIBLE ENVIRONMENTFORPROFESSIONALRUGBYPLAYERSINAUSTRALIA, AIMINGTOMAKEITTHEBESTINTHEWORLD.”
NICKMALOUF-LIFEAFTERRUGBY
FormerMen’sRugbySevensCaptainand3-timeOlympian,NickMalouf, recentlyretiredfromthegameandhasstartedanewcareerjourneyin financeattheCommonwealthBankofAustralia.NickattendedaRUPA NetworkingSessionatthestartoftheyearwherehedevelopedmeaningful connectionswithfinanceleaders.Followingtheevent,Nickreachedoutto RUPA’snetworkandarrangedfurthercatch-upswithcareermentors.This ledtoaninterviewatCommBank,wherehenowworksasaSenior AssociateinTradeFinanceSales.
“THERUPAAUSSIESEVEN’SNETWORKINGEVENTPROVIDEDAN EXCELLENTOPPORTUNITYTOEXPANDMYNETWORKBEYOND RUGBY.LEVERAGINGRUPA’SEXTENSIVECONNECTIONS,THEY CURATEDASELECTIONOFINDUSTRYLEADERS.FOLLOWING ADDITIONALMEETINGSAFTERTHENETWORKINGEVENT,IWAS ABLETOSECUREFUTUREEMPLOYMENTATCOMMONWEALTH BANKAUSTRALIA...THANKSTOTHERELATIONSHIPSIDEVELOPED”
-NICKMALOUF
RUPAPLAYERDIRECTOR HENRY
HUTCHISON-AUSTRALIANOLYMPIC COMMITTEE
RUPAPlayerDirector,HenryHutchison,wasrecentlyappointmenttothe AustralianOlympicCommittee(AOC)Athletes’Commission.Knownforhis leadershipanddedicationbothonandoffthefield,Henrybringsvaluable insightsintotheathleteexperience,havingrepresentedAustraliainthe Olympics3times.Hisnewrolewillseehimserveasavoiceforcurrentand futureOlympians,advocatingfortheirrights,welfareanddevelopment.
“ITISANIMMENSEHONOURTOBEELECTEDASONEOFTHE10ATHLETES ONTHEAUSTRALIANOLYMPICCOMMITTEE'SATHLETES'COMMISSION. I'MEAGERTOCONTRIBUTEDIRECTLYTOENSURINGTHATALL AUSTRALIANATHLETESRECEIVETHEBESTSUPPORTANDPREPARATION LEADINGUPTOTHELOSANGELES2028OLYMPICGAMES.“
SON
ANNUALBDORUPARUGBYPLAYERS
LUNCH-SAVETHEDATE
TheAnnualBDORugbyPlayersLunch, recognisestheremarkabletalentsthatdefine Australianrugbylegends,wherevarious awardsaregiventoplayerswhocontinueto exemplifyexcellenceinthegame.
Date:Thursday5thofDecember2024
Time:12pmonwards
Venue:TheFullertonHotel,MartinPlace
Clickheretobookyourtable
Forpastplayerswishingtoattend,contactananyab@rupa.com.au
RUPAANDWORLDRUGBY-BRAIN HEALTHSERVICE
TheWorldRugbyBrainHealthServiceisnowliveandavailabletosupport formerrugbyunionplayerstoundergoahealthscreeningprocess.The serviceprovidesahealthreporttorecommendmodifiablelifestylehabitswith aviewtoimprovingqualityoflifeorprovidingreferralsforfurthertestingif required.Clickheretoreadmore.
Theserviceisavailabletoanymaleandfemaleretiredplayerswhohave competedatanInternationalorSuperRugbylevel.
“TOBEABLETOACCESSAFREE,HEALTHCHECKSERVICETHATWILLPROVIDE GUIDANCEFORPASTPLAYERSONBRAINANDGENERALHEALTHISA RECOGNITIONTHATALLPLAYERSAREVALUED,ANDTHATASSISTANCEIS AVAILABLE.
RUPAISCONTINUALLYLOOKINGTOPROVIDEAMEANINGFUL,REALISTICAND CONSISTENTSUITEOFSUPPORTSERVICESTOBOTHITSCURRENTANDPAST PLAYERS,THISISATIMELYADDITIONTOTHERUPAENVELOPEOFCARE”
-RUPACEOANDWALLABY#770JUSTINHARRISON
TELUSHEALTH-MENTALHEALTHAND WELLBEING
RugbyAU’spartner,TelusHealth,formerlyknownasBenestar,isaleading providerofhealthandwellbeingservices,providingmemberswith resourcesandspecialisedservicestosupportmentalwellbeing.
ThroughtheirnewEmployeeAssistanceapp,AustralianRugbyUnionplayers (pastandpresent),staff,andtheirfamilies,have24/7accesstoarangeof wellbeing/supportservicestoassistinnavigatinglife'schallenges.Aspartof thispartnership,memberswillhaveaccessto6complimentaryand confidentialsessionswithclinicalspecialists,perwellbeingissue.
Suchissuesincludeaddiction,family,relationships,traumaandother professionaladvicesuchasnutrition,financeandlegalservices.This partnershipisinconjunctionwiththeRugbyUnionPlayers'Association (RUPA),MemberUnionsandClassicWallabies,toprovidememberswith holisticmental,emotional,andphysicalwellbeingservicestothebroader Australianrugbycommunity.
“FOROURRUGBYCOMMUNITYTOHAVE UNFETTEREDYETCONFIDENTIALACCESS TORESOURCESANDSPECIALISED SERVICESWILLHELPEQUIPTHEMTO ADDRESSANYCHALLENGESTHEYMAYBE FACING,ONANDOFFTHEFIELD"
BDO-CASHFLOWTIPSFOR
PROFESSIONALATHLETES
Financialmanagementiscriticalforprofessionalathletes.Theunique natureoftheirprofessionmakesmanagingcashflowcrucialforcreating financialsecurity.
Thosewiththeopportunitytocompeteatthehighestlevelsofsporthave excitingearningpotential-butthisphaseoflifewon’tlastforeverand, throughinjury,couldendwithoutamoment’snotice.Thiscombinationof highcashflowwithatremendouslyuncertainfuturemakesforaunique dilemma.Athletesneedtoactivelymanagetheircashflowfromthestartof theircareer,ensuringasecureplanforincomechangesandretirement.
So,howcanathletesbusywinningonthefieldorinthegymtoday,structure theirfinancestosetthemselvesupforvictorytomorrow?
MakeaFinancialPlan
Yourteammatesandfellowathletesarelikelypaidverydifferentlytoyou, especiallyifyouareatdifferentstagesinyoursportingcareer,areplaying othersports,orhaveachievedvaryingdegreesofsuccess.Somemaybe earningtentimesasmuchasyou,particularlyifyou’reayoung,emerging player.It’sthereforeimportanttounderstandthatdespitethebarbeque banterandpubtalk,theinvestmentsandstrategiesyourpeersarepursuing maynotbeappropriateforyourpersonalneedsandobjectives.
Tocreateafinancialplanwithcashflowbudgeting,youfirstneedtoknow thefollowingcomponentsofyourpersonalsituation:
Assets–lifestyleassetsvs.financialassets
Liabilities–mortgages,creditcards,carloans,investmentloans,etc.
Income–salary,bonus,sponsorships
Expenses–fixedvs.discretional,agentfees,deductiblevsnondeductible
Timeframe–professionalplayingyearsarefinite.
BDO-CASHFLOWTIPSFOR
PROFESSIONALATHLETES
Needsandobjectives
Thefoundationofafinancialplanisbasedonyourpersonalgoalsand whatyouwanttoachieveinlife.Agoodplanshouldensureyoucan achievethesegoalsinthebestwaypossible,whetherthrough appropriateinvestments,taxstructures,ortax-effectivestrategies,whilst enjoyinglifeasmuchaspossiblealongtheway,withoutsacrificing financialsecuritypost-retirementfromsport.
Yourgoalsmayinclude:
Buyingahome
Startingabusiness
Supportingyourfamily
Achievingfinancialfreedomby40
Takingtwoholidaysayearforever,or;
Owningajet.
Nomatterthegoal,it’simportanttousethisasaguidetoyour financialstrategies.
Teamupwithatrustedadviser
It’sequallyimportanttoshareyourgoalsandanyprospective investmentopportunitiespresentedtoyouwithyourfinancialadviser.An athlete’srelationshipwiththeirfinancialadvisershouldbeadynamic oneinwhichbothpartiesexchangeideasandareinsync.Youradviser shouldn’tbemakingdecisionsforyouontheirown.
Conversely,theworldoffinanceiscomplexandyoudon’tknowwhatyou don’tknow,sohavinganadvisertohelpyouavoidinvestmentpitfalls andassistyoutomakebetter-informeddecisionscansaveyoutime, money,andheartache.
BDO-CASHFLOWTIPSFOR
PROFESSIONALATHLETES
Creatingaback-upplan
Whencreatingafinancialplan,changesincontracts,shiftsinteams,and career-endinginjuriesneedtobeconsidered.It’snotuncommonforan athlete’ssalarytochangebetweencontractsorstopintheoff-season,and ifyouaren’tfinanciallypreparedforsuchturnarounds,itcancomeasa shock.
Toaccountfortheuncertaintyofthisprofession,youcan:
Maintainlowdebtlevels
Maintainalifestylethat’srealisticandwithinyourmeans Aimtohaveatleasttwoyearsoflivingneedsincashatalltimes
Seekprofessionaladvicetomakebetter-informeddecisions
Usesurpluscashtobuyfinancialassetsthatwillappreciateandprovide agrowingincomestream
Havetransferrableskillstomakeyourselfasemployableaspossible,very fewathletesbecomecoachesorcommentators
Takeoutpersonalriskinsurancetoprovidefinancialsecurity.Insurance canbehardtoobtainforathletesduetotheriskofclaimsbeinghigh, however,therearesolutionsavailable.
Avoidexcessivedebt
Becausemanyathletespeakintheircareersatayoungage,it’soften temptingtocashinthatfirstbigpaycheckforsomethingflashyand expensive.Itcanalsobeeasytograduallyslipintoalifestylecreepwiththe habitofblindlypurchasingbecausemoneyisregularlyrollingin.
BDO-CASHFLOWTIPSFOR
PROFESSIONALATHLETES
Borrowingtoinvestcanbeagreatwaytobuildwealth,butthelastthing youwanttodoistakeonexcessivedebttobuyassetsbasedonyour incometoday.Throughinjury,yourcareercanendintheblinkofaneye andyoucouldfindyou’resuddenlydrowningindebtyoucan’taffordto servicebecauseyou’renotearningtheincomeyou’reaccustomedto.
Beingabletoearnanincomeisyourbiggestassetandwealthcreation tool.Focusingonwhatmattersandknowingyourfinancesarelooked afterwillcreatepeaceofmind,allowingyoutomaintainyourpeak athleticperformanceandsleepwellatnight
Needsomehelpmanagingyourcashflow?
BDO’sspecialistsportingindustryadvisersareheretohelp.Ourteam workwithprofessionalathletesregularlyandcanhelpyoutakecontrolof yourcashflow.Contactusbyemailingwilliam.tuffley@bdo.com.au.
ROBERTWALTERS
RUPA’sOfficialRecruitmentPartner,RobertWalters,recentlypresenteda careerdevelopmentseriesfortheNSWWaratahsplayers,spanningthree sessionsatNSWRugbyUnionHeadquarters. Thesessionsincluded:
TheRobertWaltersteam,consistingofAndrewHanson,RobertKruger,Alison Newsome,SarahGillardandDanConnors,providedactionablestrategiesto equipplayersforasuccessfultransitionintothejobmarketaftertheirrugby careers
ROBERTWALTERS
“THERECENTPROFESSIONALDEVELOPMENTSESSIONSWITHROBERT WALTERSWEREANEXCELLENTCHANCEFORUSASPLAYERSTOTAKEALOOK ATLIFEOUTSIDEOFRUGBYANDSTARTPLANNINGFOROURNEXTCAREER STAGE.THEROBERTWALTER’SSTAFFWERESUPERHELPFULAND INFORMATIVEGIVINGUSABETTERPERSPECTIVEONHOWWECAN MAXIMISEOURPLATFORMASPLAYERSANDUNDERSTANDTHEVALUEWE CANOFFERASPROFESSIONALATHLETES.IPERSONALLYCANNOTTHANK ANDREWANDTHETEAMENOUGHANDLOOKFORWARDTOCONNECTING WITHTHEMINTHEFUTURETOCONTINUETODEVELOPANDGROW”
ROBERTWALTERS-RESOURCES
Pastandcurrentplayershaveaccesstospecialisedone-on-oneor groupappointmentswithRobertWalters’RecruitmentSpecialistsforthe purposeofdevelopingCVwritingskills,interviewskills,identifying transferableskillsandidentifyingcareeropportunitiestoassistthemin theirpost-rugbytransitionjourney.
SeebelowresourcesfromRobertWalters,craftedforRUPAmembersto assistintheircareerandeducationinnavigatingthejobmarket:
COREYADAMSON-WESTERNFORCE
PERSONALDEVELOPMENTSESSION
CoreyAdamsoncaptivatedtheWesternForcewithhisinvaluableinsights duringarecentpresentationfocusingontheimportanceofnetworking andpersonalbranding.FormerlyaMajorLeagueBaseball(MLB)player, CoreyspentadecadeplayingacrosssevencitiesintheUSA.Helater transitionedbacktoAustraliaasan“Internationalrookie”fortheWest CoastEaglesAFLteam,inadditiontorepresentingthePerthHeatand Australiannationalbaseballteam.
Despitehisimpressivesportingcareer,Coreyfacedunexpectedchallenges whentransitioningoutofprofessionalsportashestruggledtofindwork. Corey’sbreakthroughcamethroughleveraginghisextensivenetworkand focusingonpersonalbranding.Hechallengedtheplayerstovalue networkingandpersonaldevelopment,emphasizingthatbuildingastrong networkandapersonalbrandisvitalforcareersuccess,bothduringand afterasportscareer.
WesternForcePlayer,SamCarter:
“Coreygaveusanhonestinsightintothestrugglesprofessionalathletes canfaceaftertheyfinishplayingsports,andhowthelessonshelearnedin hisathleticcareerhavehelpedhimsucceedandfindanewidentityasa realestateagent.”
RUPA’snewpartner,TheLondonAcademyofTrading(LAT),isafinancial tradingeducationprovider,incoursessuchas:
TradingFoundations
Cryptocurrency
TradingPsychology
EquityInvesting
WealthManagement
ThiscollaborationmarksasignificantadditiontoRUPA’ssuiteofsupport servicesforwardinprovidingplayerswithcomprehensivecareer developmentopportunities.
Throughthispartnership,pastandpresentplayers(andtheirfriendsand family),willhaveaccesstoavarietyofLAT'sprogramsatVIPpricing, includingshortcourses,diplomas,andadvancedcertifications.Clickbelowto accessLATcourses:
ADDITIONALPLAYERSERVICES
Financialplanning consultationsand financialhealthchecks fromRUPA'spartnerBDO, aredeliveredatVIPpricing fromfinancialspecialists
Toaccess,email ananyab@rupa.com.au
RobertWalters
Accessoneonone careercounsellingwith RobertWalters,in consultationwithyour PDM
Toaccess,email ananyab@rupa.com.au
LondonAcademyof Trading
AccesstoVIPpricingfor shortcourses,diplomas, andadvanced certificationsinfinancial trading UsecodeRUPA5tounlock discount
Accessto6sessionsper issuefrom,RugbyAU’s Partner,TELUSHealth
DownloadtheTELUSHealth Oneapp Username:ARU
RUPA’sNetwork
Allplayershaveaccessto RUPA’sprofessional networkofindustry leaders,tofurthercareer optionsforlifeafterrugby
Toaccess,email ananyab@rupa.com.au
AccesstoVIPpricingto completetheMTQPlus assessmenttest
Toaccess,email ananyab@rupa.com.au
HarveyNormanDiscount
Playershaveaccessto VIPpricingatHarvey Norman
Email ananyab@rupa.com.au withtheSKU/model numberoftheproduct/s youwishtopurchase
PaxAnimi
AccesstoVIPpricingfor estateplanning.available tocurrent,pastplayers andfamiliesofplayers
Toaccess,email ananyab@rupa.com.au
Accesstoa complimentaryBrain HealthAssessment
Toaccess,email brainhealthservice@rupa .com.au
THEADVANTAGELINE THEADVANTAGELINE THEADVANTAGELINE
