MORNING STAR • March 15, 2015 • THE SALESMAN • Page 2 The Rives Township Board will hold a PUBLIC HEARING ON THE PROPOSED TOWNSHIP BUDGET FOR FISCAL YEAR 2015-2016 Rives Township, 348 E. Main St., Rives Jct., MI 49277
Cabin Fever? It’s warm here!
Obituaries
March 17, 2015 at 4 p.m. A copy of the proposed budget is available for public inspection at 348 E. Main St., Rives Jct., MI 49277. Note: Individuals with disabilities requiring auxiliary aids or services should contact the Rives Township Board by writing to: Stacy Stoner, Rives Township Clerk, 348 E. Main St., Rives Jct., MI 49277; or by calling (517) 569-3100.
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The Garden Path Arts & Crafts Event Saturday, March 21 9:00am - 3:00pm
Marshall high School, 701 N. Marshall Ave.
Let us help you beat the winter blues and celebrate spring. There will be 55 vendors with beautiful handmade spring arts and crafts! Spend the afternoon, lunch and concessions will be available. A FUNDRAISER FOR THE FOUNTAIN CLINIC.
721 Wildwood Ave., Jackson 517-787-1533 Mon.-Fri. 9am-6pm; Sat. 9am-4pm; Closed Sunday
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Don’t be left out! Be sure to get your ad in early! The deadline for CLASSIFIED ads is WEDNESDAY at 7 p.m. The deadline for DISPLAY ads is WEDNESDAY at 5 p.m. NOTICE: We will not be responsible for any errors in continuous running ads unless notified after the first week of publication. We reserve the right to refuse or cancel any advertisement at any time.
MAIN OFFICE 102 N. Main Street P.O. Box 205 Concord, MI 49237 Telephone: (517) 524-8540 (517) 563-8860 (517) 788-5962
(517) 783-4080 Open 5 days a week: Mon., Tues., Thurs. 8 a.m.–5 p.m. Wed. 8 a.m.–7 p.m., Fri. 9 a.m.–4 p.m.
BROOKLYN OFFICE
129 S. Main Street P.O. Box 148, 49230 Telephone: (517) 592-5886 Open 1 day a week: Wed. 10:00 a.m.–5 p.m.
MORNING STAR OFFICE
125 E. Cass Street Albion, MI 49224 Telephone: (517) 629-2127 Open 3 days a week: Mon. - Wed. 11 a.m.–5 p.m. Closed Thurs., Fri., Sat. & Sun.
Jackson County Senior Nutrition Program
Make reservations one day in advance at 517-768-8684 Menu subject to change. Suggested donation for guests 60 and older: $2.50; All others $3.50 Monday, March 16 - Meat Lasagna, Cauliflower, Garden Salad, Diced Peaches, Garlic Biscuit, Milk Tuesday, March 17 - Corned Beef and Cabbage, Baby Carrots, Red Skin Potatoes, Fresh Fruit, Dinner Roll, Milk, Pistachio Pudding Wednesday, March 18 - Pulled Pork BBQ on Bun, Veg Blend, Sweet Corn, Applesauce, Milk Thursday, March 19 - Chicken Nuggets Creamed Peas and Potatoes, Baby Carrots, Fresh Fruit, Dinner Roll, Milk Friday, March 20 - Macaroni & Cheese, Brussels Sprouts, Garden Salad, Mandarin & Pineapple Mix, Dinner Roll, Milk, Cookie
MURRY LEE (DOLL) JACKSON, age 85, of Albion, passed away on Saturday, March 7, 2015. Murry was born in Talladega, Alabama to the late James Floyd Richards and late Georgia (Hudson) Richards on Feb. 18, 1930. Murry was a homemaker and mother of eight. Family and friends were her passion and delight. Murry enjoyed doing cra�s, crocheting, sewing, cross stitching and cooking. As an active member in the community, she served with NAACP and PTA. She was a member of Bethel Baptist Church early on and in
later years became a member of the New Life Ministries International. Murry is preceded in death by her parents; a son, Jeremiah Richards; and three daughtersGail (Jackson) Watson, Patricia (Jackson) Oliver and Theresa (Jackson) Jenkins. Cherishing her memory are her survivors: two sonsJoe Charles Jackson and wife Nancy, Clarence Jackson; two daughters- Joyce Washington, Linda (Jackson) Cleveland and husband Oscar Cleveland; granddaughter and caretaker, Tonisha DeJesus and Linda Cleveland. Murry also leaves behind numerous other loving grandchildren, great grandchildren, great great grandchildren, and friends. Funeral service was held Saturday, March 14, 2015 at J. Kevin Tidd Funeral Home, in Albion, with Apostle Tim Kurtz of New Life Ministries International officiating. Private burial will be held at Riverside Cemetery on Monday, March 16, 2015. To leave online messages of condolence, please visit www. kevintiddfuneralhome.com
on M-99 between Hillsdale &Jonesville Cell: 517-392-8196
kariew@stillwellford.com
www.stillwellford.com
Karie Watson Sales/Leasing Consultant
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Page 9 • MORNING STAR • March 15, 2015 • THE SALESMAN
COLLEGE
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*All prices are plus tax, title, license and doc. fee, with approved credit. All rebates applied to sale price and not compatible with 0% lease loyalty bonus cash trade in bonus cash used in sale price. Customer must qualify.
MORNING STAR • March 15, 2015 • THE SALESMAN • Page 10
BUSINESS & SERVICE
Slow Cooker Corned Beef and Cabbage Prep time: 10 minutes
Cook time: 8 hours Servings: 12 8 small red potatoes 2 cups baby carrots 1 small onion, quartered 1 corned beef brisket (4 pounds), rinsed and trimmed 2 tablespoons McCormick Mixed Pickling Spice 1 teaspoon McCormick Minced Garlic 1/2 head cabbage, cored and cut into wedges
Dir ector y
Place potatoes, carrots and onion in slow cooker. Place corned beef brisket over vegetables. Sprinkle with pickling spice and minced garlic. Add enough water (about 8 cups) to just cover meat. Cover. Cook 7 hours on high. Add cabbage. Cover. Cook 1-2 hours on high or until cabbage is tender-crisp.
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Call for information or to schedule your ad today 517-788-5962 or 517-783-4080, 517-524-8540
Remove corned beef brisket to serving pla�er. Slice thinly across grain. Serve with vegetables. Tip: For best results, do not remove cover while cooking in slow cooker.
Mint Chocolate Chip Cookies
Prep time: 15 minutes Cook time: 10 minutes Servings: 3 dozen, or 36 (1 cookie) servings 2 1/2 cups flour 1 teaspoon baking soda 1/2 teaspoon salt 1 cup (2 sticks) bu�er, so�ened 1 1/4 cups sugar 2 eggs 1-1 1/2 teaspoons McCormick Green Food Color 1 teaspoon McCormick Pure Peppermint Extract 1 1/2 cups semi-sweet chocolate chips
Preheat oven to 375°F. Mix flour, baking soda and salt in medium bowl. Set aside. Beat bu�er and sugar in large bowl with electric mixer on medium speed until light and fluffy. Add eggs, food color and peppermint extract; mix well. Gradually beat in flour mixture on low speed until well mixed. Stir in chocolate chips. Drop by heaping tablespoons about 2 inches apart onto ungreased baking sheets.
Oaklawn Hospital honors KVU $QCTF %GTVKƂGF 0WTUGU Vi iLÀ>Ì v iÀÌ wi` ÕÀÃià >Þ] "> >Ü Ü Ã iÃ Ì À Ì i >À` iÀÌ wi` ÕÀÃià Ìà ÃÌ>vv LÞ ÀiV } â } > ` >«« >Õ` } Ì i À «À viÃà > à ] i>`iÀà «] > ` V Ì Õ } V Ì i Ì Ì iÝVi i Vi «>Ì i Ì V>Ài° Sara Birch, MSN, MBA, RN, RNC–OB Sondra Fettes, MSN, RN, RNC–OB Heather Beck, BSN, RN, RNC-OB Donna Fausz, RN, RNC–OB Cari Gray, BSN, RN, RNC–OB Tracy Hathaway, BSN, RN, RNC–OB Jill Hays, RN, RNC–OB Lisa Hazel, RN, RNC–OB Kristine Johnson, BSN, RN, RNC-OB Cindy Rathbun, RN, RNC-OB Lori Barton, RN, RNC-OB Laura Regas, RN, RNC-OB Stephanie Zacharski, BSN, RN, RNC-OB Carrie Klein, RN, RNC-OB, Lactation Counselor Ashley Porter, RN, ADN, Lactation Counselor Timira Perry, BSN, RN, CDE Debbie Kelley, BSN, RN, NCIU, CGRN Kimberlee Day, RN, OCN Patricia Thompson, RN, OCN Sharon Angus, RN, OCN Julie Hammon, MSN, RN, OCN Anna Callahan, RN-BC Chris Condon, RN-BC Lisa Hughes, BSN, RN-BC Jewel Lammers, BSN, RN-BC Sandy Hough, RN-BC Rachel Schultz, BSN, RN-BC Christine Siebert, BSN, RN-BC Carol Waite, MSN, RN-BC Nicole Southworth, RN, RNC Shoni Landis, BSN, RN-BC Caren Ray, BSN, RN, CEN Pat Shedd, MSN, RN, CEN Teresa Liscombe, RN, CEN Sarah Hughes, BSN, RN, CEN Susan Moore, RN, CEN Chrissy Nault, FNP-BC Ashlee Barnes, FNP-C
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Bake 10-12 minutes or until edges are lightly browned. Cool on baking sheets 1 minute. Remove to wire racks; cool completely.
“Keeping it in Balance”
2015 Calhoun County Senior Fair Thursday, April 9, 2015 10:00 am to 1:30 pm Marshall Middle School Gymnasium 100 East Green Street, Marshall This FREE event will showcase local businesses and public services of special interest to older adults, caregivers and family members. There will be two presentations: 10:30am—County Prosecutor David Gilbert will talk about financial fraud and 12:30pm—Judge Phillip Harter discusses Probate issues.
Light lunch is provided 11:30 am to 1:00 pm Call (269) 781-0846 for more information
This event is brought to you by Senior Millage:
MORNING STAR • March 15, 2015 • THE SALESMAN • Page 12
Excellence in Financial Services
Involving kids in family vacation planning By Jason Alderman
Family vacations produce memories for a lifetime, but they can also teach kids great money lessons they’ll need as adults. Involving kids in planning family vacations not only helps them appreciate the overall benefits of travel, but offers an opportunity for even the youngest kids to learn lessons about budgeting, saving and essential moneymanagement they will encounter every day.
If you have trouble tearing your kids away from their smartphones, you might be in luck. The technology kids use can be very effective in budgeting, pricing and planning travel. Surfing travel destinations can teach kids a great deal about what travel really costs. The first step in planning the family vacation should be creating a budget for the trip. Set a realistic dollar limit for the trip and be prepared to discuss why that limit exists.
ATTN: SMALL BUSINESSES KEEP MORE OF YOUR MONEY
For example, if there is a home renovation project scheduled that particular year, explain how that affects the overall family budget and the resources for the trip. It’s an important lesson in balancing fun and family priorities. A�er these limits are discussed, work with kids to create a detailed budget for accommodations, transportation, food, special event tickets and souvenirs, particularly souvenirs kids might buy for themselves. For tips, check out (http://practicalmoneyskills. com/travel) for saving on and this online calculator (h�p://
practicalmoneyskills.com/ travelcalculator) to help plan. Once the budget is set, point kids in the direction of certain travel websites to start and let them bring back as much information as they can on potential locations and costs. Pu�ing the kids in charge of travel planning gives them an opportunity to learn about trade-offs. For example, a cross-country trip that involves substantial transportation costs might contain a valuable lesson in finding affordable accommodations. Depending on the age of the children doing the research
and how much advance time is available to plan the trip, they can also learn how traveling in season and out of season might help the budget. Many peak summer destinations become significantly more affordable if a family chooses to travel over the winter holidays. Above all, trip planning can teach an important lesson in spending and savings. If children want to buy souvenirs or treats on the trip, that’s an opportunity to have them set aside part of their allowance or chore money to pay for their special purchases on the trip.
To get them started, help them save for their goal using this nline calculator (h�p://practicalmoneyskills.com/savingforagoal). Finally, once everyone is home, parents and kids might find it useful to discuss how the vacation went overall and what improvements can be applied next time. Bo�om line: Involving your children in family vacation planning allows them to see the world and to practice good budgeting, saving and spending habits.
By Jason Alderman
programs on the federal and state level. If you have a kid headed for college, it’s a good idea to learn about the FAFSA as early as possible. The universal form is the first step for any current or prospective student who needs help paying for higher education. For the 2014-15 academic year, the College Board reported that annual tuition, room and board (h�p://trends. collegeboard.org) averaged $18,943 at in-state public universities, $32,762 for out-ofstate students and $42,419 at private, nonprofit schools. Students fill out the FAFSA, but if your child is a dependent student, you should gather the information together. Dependent students are generally under 24, unmarried and not working full-time, and they will need your financial data to complete the filing. Students with special family circumstances (including absent parents) may still qualify for federal and state aid under certain conditions, but should check directly with financial aid representatives at target schools for specific options. The process starts with the student choosing a personal information number (PIN) that gives them multi-year access to the financial aid system. They will follow up with their own Social Security, contact and address information. Parents will submit their most recent federal income tax data and other proof of income; Alien Registration Numbers are required from parents who are not U.S. citizens. More detail is available on the FAFSA site.
FAFSA filing opens a�er Jan. 1 every year with June 30 as the final deadline. Keep in mind, though, that a student’s current or target school financial aid deadlines (h�ps://fafsa. ed.gov/deadlines.htm) can be significantly earlier based on the state in which they plan to a�end college. Before this process begins, however, tax and financial advisors should be consulted to discuss the full range of savings and investing options that can minimize the need for student borrowing. For assistance in completing the FAFSA form, parents and prospective students should consider contacting financial aid administrators at prospective schools or where the student has been accepted for admission. Some schools offer workshops in filling out the form and organizations like College Goal Sunday Parents and students should
also check their own networks for help. Employers, professional organizations (related to the student’s field of study), fraternal societies and private foundations are great potential resources for no-strings scholarships and grant money. If a dependent child works a summer job at a major company (fast food, retail and beyond) he or she can check if the employer offers scholarships or education benefits to part-time workers. It is also important to keep an eye on the news for the latest changes to federal and state financial aid and student loan rules. Bo�om line: Knowing as much as possible about college financial aid now can help parents and students make the best plans for covering those expenses. Whether college is months or years away, it’s never too early to start planning and saving.
FAFSA primer: how to navigate through the college aid maze
AND PAY LESS IN TAXES!
Consider planning way ahead of time to develop a college savings strategy that fits with your finances. If you need more resources to cover additional costs, get to know the Free Application for Federal Student Aid, be�er known as FAFSA (h�ps://fafsa.ed.gov). FAFSA is the universal application for current and prospective U.S. college students to receive college financial aid. It is the gateway to grants, student loans and work-study
3105 Wildwood Ave., Jackson
517.768.7549
Payroll • Accounting • Consulting Individual & Business Taxes
Take the guesswork out of your retirement plan Discover how our exclusive Confident Retirement® approach can help answer questions you may have about your retirement, like: When will I be able to retire? How do I make the most of the money I have? How can I leave a lasting legacy to my loved ones? Call me today to get started. Jeff Sirola Financial Advisor 1035 Laurence Ave. Suite 3 Jackson, MI 49202 517.787.8387 jeffrey.w.sirola@ampf.com ameripriseadvisors.com/ jeffrey.w.sirola
Ameriprise Financial Services, Inc. Member FINRA and SIPC. © 2013 Ameriprise Financial, Inc.
RV LOAN SPECIAL
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Albert “Joe” Wojcik II AmericaGroup Retirement Strategy Centers 1001 Laurence, Suite H Jackson, Michigan 49202 Phone: 517-796-0572 Securities and Advisory Services Offered through LPL Financial, a Registered Investment Advisor. Member FINRA/SIPC.
Welcome Kevin Snow to our team! Kevin has been in the business since 2003. Before joining our team he founded Snow Financial. The Power of Collaborative Financial Guidance – Let us put our expertise to work for you.
517-787-2220
958 W. Monroe St., Jackson 2320 Francis St., Jackson SouthCentralCU.org
www.waltonreedwealth.com Raymond James & Associates, Inc., Member New York Stock Exchange/SIPC
BROOKLYN: 417 S. Main St., Suite 101 Brooklyn, MI 49230 517-592-1767 JACKSON: 272 West Cortland St. Jackson, MI 49201 517-782-4770