Southern Business Journal, October 7, 2014 by The Southern Illinoisan

Serving 18 Illinois counties • www.sbj.biz • October 2014

Too much

RED TAPE Potential for ethanol throttled by government COVER STORY BEGINS ON PAGE 4

October 2014

Southern Business Journal

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Fine Print Building permits Carbondale‌

Judith Green, 1080 Kira Court, $56,000 Jeffrey Jones, 1210 W. Jefferson St., No. 1, $10,000 Mike Clutts, 409 W. Sycamore St., $5,000 Aaron Haimann, 517 N. Almond St., $2,500 Phil and Fran Thorne, 2713, W. Prairie Place, $167,000 Elizabeth Hess, 801 W. Walnut St., $200 Faulk and Foster, 520 N. University Ave., $5,000 Carbondale Park District, 625 S. Lewis Lane, $3,700,000 Southern Illinois Properties, 2061 S. Illinois Ave., $30,000 John Budslick, 1107 Grand Oak Drive, $25,000 Integrity Built, 1050 N. Reed Station Road, $171,500

Marion‌

Bill Pierce, 1701 Melmar Drive, $19,000 David Murphy, Colonial Hills, $100,000 Mike Lindsey, 1000 N. Logan St., $2,000 Brian Anderson, 503 S. Buchanan, $10,000 Dane Castellano, Elm Street, $130,000 Habitat for Humanity, 1109 W. Henderson, $60,000

Metropolis‌

Darrell and Glenda Thomas, 1000 Third St., E., $1,000 Robert and Wendy Siegelman, 8 Crestview, $4,000 Pepper Cole, 515 Fourth St., W., $3,000 Louis Tire Service, 911 Johnson St., $60,000 Nathaniel Stephens, 509 Brooklane, $40,000 Gary and Dottie Jones, 200 Third St., E., $2,500 P N Blackwell, 38 James Drive, $5,650 Sheila J. Richey, 108 Seventh St., E., $2,800 City of Metropolis, 1601 Market St., $5,000 AAA Stow-A-Way Storage, 19 Pullen Road, $50,000 AAA Stow-A-Way Storage, 19 Pullen Road, $15,000 AAA Stow-A-Way Storage, 19 Pullen Road, $150,000

Mount Vernon ‌

Cedarhurst Motorcycle Day, 15 locations, $0 Cedarhurst Craft Fair, 15 locations, $0 Cruise-in at the Fall Fest, five locations, $0 Jody Heistand, 1719 Broadway, $0 Jody Heistand, 3009 Broadway, $0 Jesse Malone, 1014 Perkins, $0 Michael Smith, 13395 N. Link Road, $8,000 Michael Smith 13395 N. Link Road, $0 Randy’s Family Center, 2845 Benton Road,

$2,900 Fraternal Order of Police, 3007 Broadway, $0 The Country Shed, 1007 Broadway, $340 Dairy Queen, 519 Main St., $150,000 Bill Phillips, 316 Carbon, $0 National Railway Equipment, 1100 Shawnee St., $200 National Railway Equipment, 4 Fountain Place, $200 Melissa Fico, 829 Airport Road, $1,000 David Houseworth, 701 S. 21st St., $0 AT&T and RJV of Mount Vernon, 123 S. 10th St., $12,000 Vickie Pierce, 401 N. 10th St., $10,000 Gary Bradshaw, 512 Broadway, $750 James Ewald, 711 North St., $13,000 Mark Ellis, 2413 Old Union Road, $0

Murphysboro‌

William Pierson, 439 S. 15th St., $9,500 Robert Worthen, 801 Maple St., $2,000 Dennis Headley, 1909 Hatties Drive, $15,000 Applewood Community Living, 1303 N. Seventh St., $50,000 Terry Ridings, 1912 Walnut St., $600

Bankruptcies ‌Chapter 7

Dawn Suzanne Hooker, 3187 Willow, Du Quoin Robert Arthur and Crystal Denise Deeds, 29948 County Hwy. 5, Richview Dawn R. Gomez, 300 S. University Ave., Carbondale Zachary L. Owens, P.O. Box 144, Dowell Roy E. and Joyce Marlene Lynch, P.O. Box 643, Ridgway Deborah A. Fillicetti, 1706 E. Poplar St., West Frankfort Benson T. Poirier, 878 Cedar Creek Road, Makanda Travis A. Collier, 701 Joseph Lane, Herrin Ryan N. May, 150 Apple Lane, Carbondale Bryan E. Sloan, 13 N. Linden St., Du Quoin Jerry J. Hill, 785 Harpertown Lane, Tunnel Hill Gary L. and Debra A. Bevis, 916 S. 23rd St., Mount Vernon LaDonna K. Dexter, 508 N. Main St., Anna Paul J. Warren, 700 Main St., Apt. 204, Mount Vernon Bobby J. and Treasa D. Durbin, 127 N. Seventh St., Bonnie Erin Joy Siebert, 110 Cherry St., Anna Anna Rachel and Justin Ryan Price, 211 Rocky Top Lane, Galatia Molly M. Forrest, P.O. Box 76, Mount Vernon Shirley G. Daivs, 1405 E. Poplar, West Frankfort Genell Davis, 1405 E. Poplar, West Frankfort Christopher and Stephanie Parton, P.O. Box 235, Marion

Chad A. Estus, 117 Casey St., Anna Donna K. 1816 N. 14th, Herrin Roy D. Cole, P.O. Box 477, Herrin Randall L. Unger, 417 N. Ninth St, Herrin Robert E. Martin, 1200 N. 17th, Herrin Robert Kurt and Jessica Strothmann, 832 Apricot Ave., Mount Vernon Jackie L. and Lisa M. Godwin, 150 Timber Ridge Lane, Jonesboro Bryan K. Edwards, 5187 Gannett Road, Mulkeytown Tina M. Lampley, 1106 W. Webster, Benton LaDonna Bennett, Pineview, Apt. 719, Philmore Square, Herrin Anitra D. Burris, 121 Second St., Mounds Reuben C. Bellamy, 3109 Parkplace West, Cairo Jonathan D. Peek, 303 W. Broadway, Johnston City David L. Ramona C. Doering, 1413 N. 14th, Herrin William D. and Lisa L. Barton Jr., 229 Monroe St., Shawneetown Sidney I. Lowery, 700 E. Cleveland, Apt. 10C, West Frankfort Charles Wayne Adams, P.O. box 79, Valier Jennifer E. Angus, 1401 S. 34th St., Apt. 115, Mount Vernon Victoria A. Brandenburg, 405 W. Main, Du Quoin Jesse Curtis Mitchell, 1050 Town Park Road, Harrisburg Nevada Ann Jones, 311 N. Main St., Ewing Phillip H. Deloris J. Sipe Sr., 10234 E. Webb Road, Mount Vernon Paul E. and Glee L. Wheeler, 203 E. Main, Allendale Prompt Care of Mount Vernon, P.C., 2712 Broadway St., Mount Vernon Richard E. and Amanda L. Eddington, 13 Hardin Lane, Simpson Robert O. and Patricia C. Chittenden, 580 Washington Ave., Omaha Thomas J. Gentry II, 614 N. Bryan Ave., Carterville Matthew S. and Elizabeth D. Rich, 231 S. Court, Lot 40, Benton Rebecca L. Hutton, 229 Hinde St., Mount Carmel Timothy Q. Webb, 3418 Westmont, Apt. B, Mount Vernon Donna F. Walters, P.O. Box 283, Mount Vernon

Virginia Daniels, 205 N. Wall St., Apt. 10-B, Carbondale Tiffany J. Owens, P.O. Box 144, Dowell Kyle D. Furlow, 810 E. Fourth St., Buckner Joy M. Eubanks, 716 W. Market St., Christopher Kenneth J. and Theresa J. Franklin, 104 Ferne Clyffe Road, Goreville Kelly Clarence Peters, 2 W. Perry, Du Quoin Victoria Deloris Shain, 4171 District 204 Road, Tamaroa James A. Arnold Jr., 1300 W. Court St., Carbondale Travis J. Lindsey, 316 E. Church St., Harrisburg Theresa F. Bowlin, 102 Baggott St., Zeigler Rodney A. Wallace, Rt. 1, Box 58A., Dahlgren Earl G. and Pamela S. Freund, 1162 Water Plant Road, Murphysboro William A. and Joan M. McCarty Sr., 13272 Lakeview Drive, Ceal Springs Harold W. and Carol A. Corzine, 2096 Teske, Marion Jo Ann Blevins, 321 N. Howard St., Du Quoin Kevin D. Godbey, 4572 River Road, Royalton Deborah K. Allen, 8555 Smokey Road, Shawneetown Carolyn A. Marks, P.O. Box 320, Creal Springs Lora L. Leach, P.O. Box 345, Goreville John William Kearbey Sr., 2348 Private Road 53, Du Quoin Betty A. Davidson, 21654 Benton St., Thompsonville Sherry J. Pender, 21586 Rocky Drive, Thompsonville Deborah K. Boyer, 604 N. Vicksburg St., Marion David A. and Becky L. Owens, 980 Chamness Road, Elkville Nicholas A. Wheeler, 108 N. 10th St., Mount Vernon Louis J. and Shelli R. Daniels, 544 Murphy St., Murphysboro Russell L. Burgess, 302 Oak St., Anna Janna L. Rasmussen, 1012 N. Logan St., Marion Robert W. Gardner, 15124 Illinois 149, West Frankfort Ruth A. Miles, 508 S. 19th St., Herrin Ernest David Easton, P.O. Box 252, McClure Carol A. McBride, 207 S. Linden, Du Quoin Kristina M. Etienne, 130 Ryan Lane, Apt., 3, De Soto Michael D. and Jill R. Lentz, 1503 Miller Drive, Herrin Chapter 13 John Paul and Cheryl Lynne Lincoln, 500 N. Rebecca A. Bailey, 202 Maple St., Zeigler Eighth St., Elkville Edward Christopher Menard, 702 S. Emma, Marcus T. Marvin, 1607 Turnage Lane, Marion Christopher Nina J. Wilmington, P.O. Box 405, Elkville Damon B. and Cherry L. Drue, 140 Irvin Road, Zak S.L. and Tonya M. Danner, P.O. Box 242, Carrier Mills Energy Judy G. Quarles, 1306 E. Grand Ave., Richard D. Pender, 512 S. First, Marion Carbondale Terri M. Morgan, 207 N. 10th St., Benton Michael R. Grant, 412 E. Fifth St., Johnston City

Southern Business Journal October 2014

Problem Solvers Leading Southern Illinois Lawyers

Douglas A. Antonik

Antonik Law Offices

Mount Vernon

618.244.5739

William L. Broom, III

Barrett Twomey Broom Hughes & Hoke LLP

Carbondale

618.457.0437

Patricia A. Hoke

Barrett Twomey Broom Hughes & Hoke LLP

Carbondale

618.457.0437

Kenneth R. Hughes

Barrett Twomey Broom Hughes & Hoke LLP

Carbondale

618.457.0437

Michael R. Twomey

Barrett Twomey Broom Hughes & Hoke LLP

Carbondale

618.457.0437

Mark J. Ballard

Black Hedin Ballard McDonald PC

Mount Vernon

618.242.3310

Terry R. Black

Black Hedin Ballard McDonald PC

Mount Vernon

618.242.3310

Aaron S. Carnine

Black Hedin Ballard McDonald PC

Mount Vernon

618.242.3310

Jerome E. McDonald

Black Hedin Ballard McDonald PC

Mount Vernon

618.242.3310

Kristine M. Tuttle

Black Hedin Ballard McDonald PC

Mount Vernon

618.242.3310

William Kent Brandon

Brandon Schmidt & Goffinet

Carbondale

618.549.0777

Jeffrey A. Goffinet

Brandon Schmidt & Goffinet

Carbondale

618.549.0777

Charles E. Schmidt

Brandon Schmidt & Goffinet

Carbondale

618.549.0777

Paul R. Lynch

Craig & Craig LLC

Mount Vernon

618.244.7511

Julie A. Webb

Craig & Craig LLC

Mount Vernon

618.244.7511

Kenneth F. Werts

Craig & Craig LLC

Mount Vernon

618.244.7511

Edward J. Kionka

Edward J. Kionka Law Office

Carbondale

618.521.5555

Michael F. Dahlen

Feirich/Mager/Green/Ryan

Carbondale

618.529.3000

Thomas R. Frenkel

Feirich/Mager/Green/Ryan

Carbondale

618.529.3000

R. James Giacone, II

Feirich/Mager/Green/Ryan

Carbondale

618.529.3000

Richard A. Green

Feirich/Mager/Green/Ryan

Carbondale

618.529.3000

Cheryl Lynn Intravaia

Feirich/Mager/Green/Ryan

Carbondale

618.529.3000

Kevin L. Mechler

Feirich/Mager/Green/Ryan

Carbondale

618.529.3000

John S. Rendleman, III

Feirich/Mager/Green/Ryan

Carbondale

618.529.3000

John C. Ryan

Feirich/Mager/Green/Ryan

Carbondale

618.529.3000

Pieter N. Schmidt

Feirich/Mager/Green/Ryan

Carbondale

618.529.3000

Mark D. Hassakis

Hassakis & Hassakis PC

Mount Vernon

618.244.5335

A. Ben Mitchell

Mitchell Law Office PC

Mount Vernon

618.242.0705

John T. Hundley

The Sharp Law Firm PC

Mount Vernon

618.242.0246

Terry Sharp

The Sharp Law Firm PC

Mount Vernon

618.242.0246

John Womick

Womick Law Firm Chtd

Herrin/Carbondale

618.993.0911

Bankruptcy: Individual; Bankruptcy & Workout: Commercial

Commercial Litigation; Elder Law; Land Use/Zoning/Condemnation; Real Estate: Commercial; Trust, Will & Estate Tax: Individual; Trust, Will & Estate Banking; Closely/Privately Held Business; Commercial Litigation

Banking; Gov't/Municipal/Lobbying/Administrative; Land Use/Zoning/Condemnation; Real Estate: Commercial Closely/Privately Held Business; Trust, Will & Estate

Banking; Mineral & Natural Resource; Real Estate: Commercial; Real Estate: Residential Adoption & Reproductive Technology; Family Law

Ins, Insurance Coverage & Reinsurance; Personal Injury Defense: General; Products Liability Defense Mineral & Natural Resource; Real Estate: Commercial; Real Estate: Residential

Personal Injury Defense: General; Products Liability Defense; ADR: Personal Injury; Workers' Compensation Defense Personal Injury Defense: General

Medical Malpractice Defense; PI Defense: General; Products Liability Defense; Prof'l Mal Defense: Incl Legal/Tech/Financial Medical Malpractice Defense; Personal Injury Defense: General

Personal Injury Defense: General; ADR: Personal Injury; Workers' Compensation Defense Workers' Compensation Defense Civil Appellate

Civil Appellate; Medical Malpractice Defense; Personal Injury Defense: General

Ins, Insurance Coverage & Reinsurance; Medical Malpractice Defense; Personal Injury Defense: General Personal Injury Defense: General; Workers' Compensation Defense

Ins, Insurance Coverage & Reinsurance; Medical Malpractice Defense; Personal Injury Defense: General; Products Liability Defense Workers' Compensation Defense Workers' Compensation Defense

Closely/Privately Held Business; Employment: Mgmt; Gov't/Municipal/Lobbying/Administrative; Real Estate: Commercial Commercial Litigation; Employment: Mgmt; Gov't/Municipal/Lobbying/Administrative; Med-Mal Defense; PI Defense: General Personal Injury Defense: General; Workers' Compensation Defense Personal Injury: General; Workers' Compensation

Closely/Privately Held Business; Commercial Litigation; Mineral & Natural Resource; Trust, Will & Estate Bankruptcy: Individual; Bankruptcy & Workout: Commercial; Creditor's Rights/Commercial Collections Bankruptcy: Individual; Bankruptcy & Workout: Commercial; Commercial Litigation

Personal Injury: General; Personal Injury: Professional Malpractice; Workers' Compensation

A lawyer CANNOT buy the distinction of being a Leading Lawyer. This distinction was earned by being among those lawyers who were most often recommended by their peers in statewide surveys. Respondents COULD NOT recommend themselves or lawyers at their law firm. For a complete list of all Leading Lawyers and to view profiles of the lawyers listed on this page, go to www.LeadingLawyers.com.

312.644.7000 | LeadingLawyers.com

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October 2014

Southern Business Journal

| 17

Workplace

Rules to make your workplace a better place is the last time you stopped and thought about this point? Everyone places a very important role in allowing your com‌Are you struggling with pany to do what it does. Every today’s workplace politics? If job is important. so, you are not alone. Today’s 2. Think before speaking. workplace is tricky, even for the most sea- Now, we all know this point is key, both at work and in soned of almost every other situation. veterans. While each Even though we know how workplace important it is, how often do we truly abide by this guideline? is unique, Make sure you think before you there are speak when at work. Take care several things that to choose your words careyou can do fully. You do not always know who may hear you. Do not say to better Holmes-Young something you will regret. Also, navigate if you would not say it in front your organization. Keep the of your mother, do not say it following items in mind, so the politics do not control you. at work. 3. Remember that there are Take control of your career and always two sides to every story. professional destiny today. I wish I could repeat this about 1. Never minimize the three times for emphasis, so contributions of others. It is pretend I am repeating myself. important to understand this Do not be influenced by the point, whether you are new to one version of the story you the organization or not. When ANGELA HOLMES-YOUNG SBJ CONTRIBUTOR‌

are hearing. The version you are hearing is only one side of the story. The side of the story you are not hearing exists as well. Truthfully, the actual truth probably lies somewhere in between. I’m not kidding. Even those of us who are intentionally trying to tell the truth get off track sometimes. Our subconscious takes over, and we sometimes make embellishments to stories without meaning to. Our brain does this for us, and we do not even always know that we are doing this. That is why you must remember this rule. Remember the research on eyewitness testimony? Truly, eyewitness testimony is not that great. Also, our memories change over time. This is your brain at work also. (This is my brain telling me to write this.) 4. The Golden Rule. I hope you know this rule by now. It is perfect for both the playground and the workplace. Treat others

as you would like to be treated. If we all did this all of the time, the workplace would be a better place. 5. Don’t gossip. Gossip really hurts others. It causes insults and injury. Please try, whenever possible, not to do it. I have people ask me what they should do when they are told something at work about others. My answer: That’s easy. Don’t repeat it. The gossip can stop with you. 6. Form friendships for the right reasons. Yes, you can and should (if you want to) make friends at work. Do not make friends at work for personal gains. Do not make friends at work to get a promotion. 7. Show up and get it done. Continuing on with my last point, just get it done. First, you must actually show up to work. Next, do your job. Not someone else’s job, but your job. 8. Be the professional. Yes, I am ending with this one. This

really encompasses everything I believe in. If you have read my book (if you have not, you should) then you know how I feel. Be professional and people will be drawn to you. Be the professional in your dress, your actions, your knowledge. Set the example. If you can follow my common-sense approach to navigating the workplace, you will be successful. I’m not telling you anything you haven’t heard before. Take pride in yourself and what you do. If you can do this, you will be successful. ANGELA HOLMES-YOUNG is author of “Bring It On: The Aspiring Professional’s Guide to Getting a Leg Up on the Competition.” Her book is available at Bookworm, amazon.com and barnesandnoble.com. She can be reached at ang_holmes@yahoo. com or @A_Holmes_Young.‌

Achievements: Recognition Koerner recognized for excellence

recently completed Advanced Cardiac Life Support training. Employees who completed P ‌ aul R. Koerner, president Graff receives training were Brande Alvis, Patof Koerner Distributor, Inc. presidential award rick Braun, Henry Clark, Rachel in Carterville and Effingham, Grunloh, Janet Hoffman, Jessica and president of Orange & Blue ‌Curt Graff, owner of MidJablonski, Jackie Malinski, Debbie Distributing Company, Inc. in west Fire Consulting Group in Champaign, was presented with McKinstry, Deanna Miller, Thelma Murphysboro, was awarded the Illinois International Association the Associated Beer Distributors Reiman, Maria Reyes, Robbi Rieckenberg, Deanna Urbanski, Ron of Arson Investigators Presiden- of Illinois Public Affairs Award Weeks and Kelly Weihe. of Excellence at the 76th annual tial Award. The ACLS course presents the convention Sept. 16 in Lisle. Graff was recognized for his Koerner was presented with the skills and didactic information 30 years of service as a member award for not only his efforts, but needed to handle a cardiac arrest, of the southern zone board of also the efforts of his distributor- acute myocardial infarction directors. He also served as (heart attack), stroke and postchairman of multiple committees ship’s employees’ participation. resuscitation care. over the years. He recently retired his position Hospital employees as a board member, but still offers Shawnee Health Services complete training his expertise on a number of employee honored committees for the organization. ‌Fifteen employees of Pinckneyville Community Hospital ‌Shawnee Health Services From page 15

employee Karla Shetter has been recognized by the Illinois Department of Public Health as a local health champion in honor of Hispanic Heritage Month. Each year, National Hispanic Heritage Month is observed from Sept. 15 to Oct. 15 by celebrating the histories, cultures and contributions of individuals whose ancestors came from Spain, Mexico, the Caribbean and Central and South America. This recognition was given to seven Hispanic local health champions across the state. Shetter was chosen from nominations in the Marion region, which covers 27 Southern Illinois counties. She was presented with a certificate by the Illinois Department of Public Health.

IQ Jiu-Jitsu opens in Benton

‌IQ Jiu-Jitsu recently opened at 110 E. Main St. in Benton. Based on Royce Gracie, IQ Jiu-Jitsu focuses on training children and parents on bullying, as well as women getting the proper training to protect themselves. Owner Jared Jessup, a black belt who is licensed and certified in Royce Gracie, said many law enforcement officers and employees get their training from this facility. For more information, call Jessup at 270-519-8980 or visit http://iqathletics. com/69.89.31.87/Royce_Gracie_Jiu-Jitsu.html.

Southern Business Journal October 2014

An annual mammogram might not have been Debbie’s first priority. Like most women in their 40s, she was concerned with work, running the household, caring for her family…until she discovered a lump. Suddenly, it was Debbie who needed care – not just from one doctor, but from an entire physician team dedicated to her specific case. Her breast health patient navigator at the SIH Cancer Institute saw Debbie through the entire journey of cancer and helped her get back to her priorities. Now, cancer free, she’s fought a battle…and won. Who could be such a partner? Only SIH. Learn mOre at:

Schedule your mammogram today. the breast Center CarbOndaLe • HerrIn

800-360-6902

October 2014 examinations and is now a licensed funeral director and embalmer intern. He joins his father, Howard Crawshaw, in the operation of the funeral home.

M&S Implement Company receives award ‌M&S Implement Company, Inc. in Harrisburg has been awarded the Jeffrey Butland Family Owned Small Business Award from the Small Business Administration. M&S is owned by Roger and Donna Apple and sons, Aaron and Austin. The award was presented to Donna and Austin at the Illinois District Office Small Business Week Awards Luncheon earlier this summer in Chicago. The Workforce & Illinois Small Business Development Center at Southeastern Illinois College nominated M&S in December for the statewide award. This honor is awarded to one Illinois multigenerational small business each year.

Rose featured in finance publication ‌Carbondale financial advisor Jeff Rose was recently featured in an article in Forbes, a finance publication. The article, “How 19 WorldFamous Financial Experts Are Investing Their Money Today,” detailed how influential financial advisors invest their own assets. Several other advisors, who are active in social media, were featured alongside Rose. In addition to his local practice, Alliance Wealth Management, Rose operates a personal finance blog, Good Financial Cents, as well as many other online resources for retirement planning.

Southern Business Journal Each year, the Carbondale Award Program identifies companies that enhance the positive image of small business through service to their customers and the community. Also, Vaillancourt has been a designated expert author by Ezine Articles since 2010. As a member in good standing, she has contributed numerous articles on self-help, relationships and stress management.

Dillard recognized by WSIU

Grant provides employment assistance

Darnell named CEO

‌ erry County Counseling CenP ter has received grant funding to help people with disabilities find employment. The new program will serve any adult with a documented developmental and/or intellectual disability — an individual who receives Medicaid and lives in Jackson, Perry, Randolph, Franklin or Washington counties. Longtime Southern Illinois resident Dawn Murphy has been hired as the first employment specialist in the new program. She has a bachelor’s degree in occupational science and psychology and is certified as a qualified intellectual disability professional. Employment specialist Ashley Warren facilitates PCCC’s Individual Placement and Support and just completed an annual state review, which received the highest level of compliance with the evidence-based model. For more information about the new program, call Murphy at 618-542-4357.

Gerken elected chairman

‌Marc Gerken has been elected chairman of Prairie State Generating Company in Marissa and will immediately succeed Duncan Kincheloe, outgoing chairman, interim president and CEO. Vaillancourt wins best Gerken continues to lead the psychotherapist award nationwide search for a permanent president of Prairie State. ‌Annette Vaillancourt, Ph.D., Kincheloe will continue to has been selected for the 2014 Best Psychotherapist of Carbon- serve as a management committee officer, representing the dale Award by the Carbondale Missouri Joint Municipal Electric Award Program. This is the second time she has Utility Commission, one of Prairie State’s nine owners. won this award.

| 15

‌Renee Ferrell Dillard, director of marketing and corporate support, has been named the 2014 Development Professional of the Year by the Public Radio Association of Development Officers. Dillard has worked for WSIU stations since 1992. She was presented with the award at the Public Media Development and Market Conference in July in Denver.

‌Scott Darnell has been named the new CEO of Paducah Economic Development. Darnell was selected by the board of directors on Aug. 26 and will join PED this month. He last served as president of Burke Development, Inc. in Morganton, North Carolina.

Wiggans retires from Saint Francis ‌Dr. John C. Wiggans, a thoracic and vascular surgeon at Saint Francis Medical Center and Cape Thoracic & Cardiovascular Surgery, has retired from medical practice. His practice will be left to Dr. Colleen J. Moore and the rest of the team at Cape Thoracic & Cardiovascular Surgery.

Gill joins Mercy Medical Associates ‌Dr. Rebecca Gill has joined Mercy Medical Associates, Lourdes’ employed-owned physician practice. Gill most recently served as a general surgeon at Bingham Memorial Hospital in Blackfoot, Idaho.

Boys & Girls Club Business of the Month‌ The Boys & Girls Club of Carbondale is pleased to announce S & B Burger Joint as their Business of the Month for September!

Weatherford and Hughes, both therapists, recently received cognitive behavior therapy certification from Beck Institute for Cognitive Behavior Therapy’s Substance Abuse Specialty Workshop. Centerstone provides comprehensive behavioral health services in Southern Illinois and in Indiana, Kentucky and Tennessee.

may be contacted at Natural Health Improvement Center in Murphysboro.

Quint presented service award

‌Court reporter Amy B. Quint of Benton was presented the Distinguished Service Award at the 2014 Illinois Court Reporters Association conference Sept. 13 in Chicago. Lewis joins Wells Fargo The award was presented to her in appreciation for her ‌Melissa Lewis has joined the outstanding service to the court Carbondale branch of Wells Fargo Advisors. She is participat- reporting profession. Quint has worked primaring in the firm’s financial advisor ily out of Franklin County training program. Courthouse during her 30-year A graduate of Illinois Benecareer. She is a Certified Realdictine College with a degree in time Reporter and Registered business administration, Lewis Merit Reporter, designations has 18 years of experience in the which represent the highest financial services industry and level of skills attainable for resides in Carterville. court reporters.

Three recognized at Centerstone

Juul earns nutrition certificate

‌Centerstone of Illinois, formerly The H Group, has recognized Shea L. Haury, Jacob Weatherford and Anthony Hughes. Haury, the director of treatment and intervention for Centerstone, has been appointed to the Illinois Alcoholism and Drug Dependence Association executive board as secretary.

‌Dr. Bonnie Juul, chiropractor and clinical nutritionist, has earned a professionallevel certificate in nutrition response testing. Specializing in this cuttingedge and alternative approach to natural healing, her practice uses Standard Process food and herbal-based supplements. She

Smythe retires from Fox 23 KBSI ‌Fox 23 KBSI general manager Mike Smythe recently retired from KBSI and My 49 WDKA. Smythe joined Sinclair Broadcast Group, Inc., in 2012 after serving with KFVS 12 and CW for 13 years. SEE ACHIEVEMENTS / PAGE 17

Southern Business Journal October 2014

Achievements Southern Illinois GI Specialists awarded ‌Southern Illinois GI Specialists, LLC has earned The Joint Commission’s Gold Seal of Approval for accreditation by demonstrating compliance with the commission’s national standards for health care quality and safety for office-based surgery. The Joint Commission introduced office-based surgery standards in 2001 to provide oversight for small practices performing invasive procedures.

Kraft named outstanding director ‌Larry Kraft, immediate past board chairman of the Association of Illinois Electric Cooperatives in Springfield, has received the 2014 Illinois Cooperative

Council’s Outstanding Cooperative Director Award. Kraft served as board chairman of Monroe County Electric Cooperative in Waterloo and recently completed his term as AIEC board chairman.

Allen promoted to general manager ‌ renda Allen of Anna has been B promoted to general manager of Sportsman’s Lodge Campgrounds & Marina on Kentucky Lake. Sportsman’s Lodge purchased the adjoining marina and campgrounds and now offers a condo, lodge rooms, cabins, RV lots, boat slips, two swimming pools and a camping store, along with camping and a fullservice marina.

Lambert attends leadership program ‌Ely Lambert of Marion, a Modern Woodmen of America managing partner, recently attended Modern Woodmen’s essentials of leadership and management program at its home office in Rock Island.

attorney in East St. Louis. She became managing attorney of the East St. Louis office in 1978 and, from 1986 to 1996, she also represented financially distressed farmers in the Family Farm Law Project. In 2004, the Land of Lincoln Board of Directors promoted her to executive director.

Ballew joins Mercy Behavioral Health

Land of Lincoln honors Wood ‌ and of Lincoln Legal AssisL tance Foundation Executive Director Lois Wood has been honored for 40 years of service. Wood joined Land of Lincoln in 1974 after graduating from Harvard Law School, where she had been president of the Harvard Legal Aid Bureau. She began her career with Land of Lincoln as a staff

‌Dr. Laurie Ballew has joined the medical staff of Mercy Behavioral Health at Lourdes. Her areas of expertise include patients with mood disorders, psychotic disorders, adult ADHD, dementia and addiction.

Sledd joins Saint Francis ‌Dr. Andrew T. Sledd has joined Saint Francis Medical Center

as a medical partner and new pediatrician at Cape Physician Associates. He is fluent in Spanish, and his clinical interests include public health, childhood obesity, child behavior and psychology.

Lindsey recognized by Avon ‌Avon representative Joshua Lindsey of Herrin has been recognized by Avon Products, Inc. as one of the beauty company’s top representatives in the United States. The company awarded Lindsey and other top Avon representatives at the company with an experiential trip to Puerto Rico to celebrate their success during the President’s Recognition Program Celebration. PRPC is an annual event, bringing together the nation’s top-achieving representatives who have distinguished themselves in sales or leadership.

Craig & Craig joins IDC gala FACES IN THE NEWS Allen Have you been promoted? Send a photo. Has a colleague at work completed an intensive continuing education program? Send a photo. Others in the business community will want to know it, so please consider passing on your employment news and photos to the Southern Hughes Business Journal. Feel free to email the information to sbj@ thesouthern.com. Find more business news at www.sbj.biz

Quint

Ballew

Crawshaw

Gill

Haury

Juul

Koerner

Lambert

Lewis

‌Craig & Craig, LLC, of Mount Vernon and Mattoon was represented at the 50th anniversary gala of the Illinois Association of Defense Trial Counsel (IDC) by seven attorneys and their spouses on June 28 in Chicago. The firm’s tradition of leadership with the IDC extends back to the association’s inception in 1964, and includes five past IDC presidents. The gala’s planning committee was chaired by Paul R. Lynch, who is a member of Craig & Craig, LLC, and an IDC board member.

Fourth generation joins funeral home

Sledd

Weatherford

Wiggans

Wood

‌Alex Crawshaw has joined Crawshaw Funeral Home in Murphysboro. Crawshaw graduated from Murphysboro High School in 2008 and SIU in May, earning a bachelor’s degree in mortuary science and funeral service. He passed the national board

October 2014

Southern Business Journal

| 13

Southern Business Journal October 2014

Investments

Some retirees use rental property to boost cash flow you should be able to charge enough to cover your expenses and have some left over. You would also be able to deduct your ‌Many retirees have relied on rental income to help them with expenses, interest and depreciate the property per a schedule from cash flow in retirement. It can be a steady the IRS. Some negatives of owning stream of income and rental property are that you are ownership responsible for everything. If a pipe bursts in the middle of the of a tangible asset. night, expect a phone call. Other than the unexpected mainteThere are nance is the routine maintenance pros and of things like mowing, painting cons to and heating and air-conditioning owning issues. And these issues all private Tison real estate. assume you have a good renter in your property, paying you The benefits are, first and foremost, the income. If you can on the day you have agreed on. purchase a piece of real estate at There are attorneys to help you deal with that problem if that the right price, and if there are arises. One other item that is sufficient renters in your area, MICHAEL P. TISON SBJ CONTRIBUTOR‌

important is if you want to get out of a property for one reason or another. In Southern Illinois, you might be able to sell your property in a couple months or a couple years. It all depends on the supply and demand, along with what you are asking. If real estate is something that appeals to you, but owning and managing properties is more than you want to deal with, you could consider a Real Estate Investment Trust or REIT. REITs are publicly-traded companies that own and manage real estate in probably any sector you are interested in. There are REITs that own hotels, apartments, industrial property, office buildings, single family homes, timber, storage units, retail and health care facilities. These REITs are

managed by professionals who usually specialize in one area of real estate. A benefit of investing in REITs is that most of them pay a dividend. It is nice to get paid for owning an investment. Another benefit is the potential for capital gains. Historically, REITs do increase in value over time; however, this is not guaranteed. It is a function of what you pay for the investment, your holding period and when you decide to sell. Probably the biggest benefit of investing in REITs over private real estate is liquidity. Since most REITs are publicly-traded, you can sell your investment and get your money in your account in three days. Among the negatives of owning REITs is that, first of all, they

fluctuate in value. So it really makes a difference what you pay, when you invest and what kind of REIT you invest in. Just because apartment REITs are doing well doesn’t mean hotel REITs are doing well. No matter what you decide, real estate should be just a part of your investment strategy. As always, please be sure to contact a qualified professional regarding your particular situation before making any investment or withdrawal decision. MICHAEL P. TISON is a registered principal/financial advisor with Raymond James Financial Services, Inc., member FINRA/SIPC. He can be reached at 618-2534444. Raymond James has offices in Marion and Harrisburg.

It’s a big, open road in your 20s SCOTT MCCLATCHEY SBJ CONTRIBUTOR‌

‌In your 20s, the horizon seems limitless. You’re in your first grown-up job, making a regular paycheck. You may be tempted to spend it on fun stuff. But here are four areas that should take priority. 1. Pay off credit card debt. If you carry a hefty monthly balance, or are just paying the minimum interest, stop. Credit card interMcClatchey est can be 18 percent or more, which will derail your savings plan if left unchecked. Paying off your balance each month to dodge

interest charges is a no-brainer. 2. Build an emergency fund. Maybe it’s a brake job for your car. Or it could be more serious, such as an under-insured illness. Experts recommend squirreling away six to eight months of cash to cover essentials, such as rent, food, transportation, taxes and utilities. 3. Contribute to a Roth IRA. Open a Roth IRA while you’re young. That’s because when you’re in a lower tax bracket, you pay less tax on your up-front contributions. You also may be able to tolerate more risk when you’re young for greater potential long-term gain. If you set up a Roth when you’re 20, invest the maximum of $458.33 per month and earn a hypothetical average annual return of 8 percent, you’ll have $2,216,799 saved tax-free when you retire at 65. 4. Sock more away in your 401(k). Contribute up to your

employer’s maximum matching contribution (if one is offered in your plan). Any money you save above that amount should go toward maxing out the Roth IRA or adding to your emergency fund.

Hypothetical example

Abby and Bill, both age 25, participate in a 401(k). The plan offers a 50 percent matching contribution up to 10 percent of employee pre-tax contributions. Both employees make $35,000 a year. If Abby contributes 5 percent of her pre-tax income to the plan each year and earns a hypothetical 8 percent annual average return in addition to the employer’s match, she will have saved $704,611 by retirement at 65. But Bill, who contributes 10 percent to his account and earns the same rate of return as Abby, takes full advantage of the maximum employer match and

will in theory boost his savings to $1,409,222 when he retires — nearly double the amount ($704,611) of Abby’s savings. As always, the real key to retirement success is saving more and spending less. By managing debt and saving regularly while you’re in your 20s, you can leverage the positive power that time and compound interest can have on your investments.

One route that may simplify your investing Some investors who lack the time or interest to invest on their own may benefit from a “do it for me” approach. Some plans offer the option to invest through an advised Separately Managed Account (SMA), a custom portfolio that reflects your specific circumstances and goals. With more flexibility and

investment choices, an SMA allows you to work closely with a financial advisor to create a portfolio that’s matched more directly to your needs. The hypothetical example with Abby and Bill is intended to illustrate the concept of after-tax investing through a Roth IRA, not the performance of any investment. All investing involves risk, including loss of principal. No investment or administrative fees were deducted from the hypothetical investment; had they been deducted, returns would have been lower. SCOTT MCCLATCHEY is a certified financial planner with Alliance Investment Planning Group, a Carbondale investment firm located at 115 S. Washington St. He can be reached at 618-5199344 or scott@allianceinvestmentplanning.com.

retail sales for Southern Illinois cities city anna Benton carbondale carterville chester du Quoin harrisburg herrin Jonesboro Marion Metropolis Mount Vernon Murphysboro nashville Pinckneyville red Bud Sparta Vienna West city West Frankfort reGIon IllInoIS

Ytd July 2014

2013

2012

2011

2010

2009

72.7 57.5 344.2 29.8 32.2 90.3 100.4 125.3 7.1 415.3 51.1 314.3 79.1 82.2 24.1 49.2 77.7 23.8 56.1 70.1 $2,103.1 $98,367.7

121.8 92.7 594.5 42.8 55.7 119.1 217.0 160.7 12.2 726.7 85.3 519.2 136.2 136.0 41.7 82.6 131.7 41.6 93.2 122.3 $3,533.0 $165,238.9

114.1 83.2 552.4 38.9 53.2 114.4 205.1 152.5 11.8 620.1 77.8 494.9 127.5 116.3 38.6 78.4 120.2 38.4 87.1 70.8 $3,192.7 $152,406.7

119.1 86.4 593.5 42.0 55.7 113.5 214.0 154.0 11.4 686.9 84.4 533.6 135.2 110.3 42.3 74.7 128.2 40.1 88.3 122.5 $3,436.1 $154,650.6

120.9 69.5 598.0 42.2 55.3 77.1 195.0 153.4 11.8 683.1 82.0 507.0 130.6 96.6 38.5 75.2 128.5 39.9 87.8 112.4 $3,304.8 $147,232.0

114.5 69.4 565.5 39.9 52.9 100.8 191.9 147.2 12.5 676.0 77.1 476.7 129.1 107.9 37.2 70.1 126.4 37.1 91.9 111.4 $3,235.5 $139,593.2

% change 09-13 p p p p p p p p q p p p p p p p p p p p p p

6.4% 33.6% 5.1% 7.3% 5.3% 18.2% 13.1% 9.2% 2.4% 7.5% 10.6% 9.0% 5.5% 26.0% 12.1% 17.8% 4.2% 12.1% 1.4% 9.8% 9.2% 18.4%

Source: LateSt StatiSticS avaiLabLe from the iLLinoiS Department of revenue. fiGureS are in miLLionS.

The CFMMI is a monthly estimate by major industry of manufacturing output in the Seventh Federal Reserve District states of Illinois, Indiana, Iowa, Michigan and Wisconsin. It is a composite index of 15 manufacturing industries, including auto and steel, that uses electrical power and hours worked data to measure monthly changes in regional activity. It is compared here to the national Industrial Production index for Manufacturing (IPMFG). Base year is 2007. Starting in November 2005, the index excluded the electricity component. This chart has been suspended until further notice.

IPMFG Dec 13 97.8

105 104 103 102 100 98 94 90 88 86 84 82 81

unemployment rates for Southern Illinois counties, state and nation alexander Franklin Gallatin hamilton hardin Jackson Jefferson Johnson Massac Perry Pope Pulaski randolph Saline union Washington White Williamson reGIon IllInoIS u.S.

n I l l I chicago Fed Midwest Manufacturing Index

labor force

Jobless

aug 2014

July 2014

aug 2013

2,760 16,620 2,490 4,200 1,633 29,752 20,170 4,875 7,139 9,120 1,834 2,564 15,199 12,029 7,505 9,081 7,042 33,343 187,356 6,521,582 156,434,000

269 1,740 201 269 175 2,066 1,517 439 514 838 187 257 1,069 1,017 670 487 476 2,473 14,664 436,283 4,911,000

9.7% 10.5% 8.1% 6.4% 10.7% 6.9% 7.5% 9.0% 7.2% 9.2% 10.2% 10.0% 7.0% 8.5% 8.9% 5.4% 6.8% 7.4% 7.8% 6.7% 6.0%

10.7% 10.1% 8.0% 6.6% 11.4% 7.3% 7.3% 9.1% 8.4% 9.4% 10.1% 10.2% 7.2% 8.3% 9.6% 5.5% 6.6% 7.5% 8.0% 7.0% 6.2%

13.4% 13.1% 10.4% 7.4% 12.7% 8.1% 9.1% 11.0% 8.6% 11.7% 10.7% 11.9% 8.2% 10.6% 11.3% 6.6% 8.2% 8.8% 8.9% 9.1% 7.4%

80 78

change month

change year

q 1.0 p 0.4 p 0.1 q 0.2 q 0.7 q 0.4 p 0.2 q 0.1 q 1.2 q 0.2 p 0.1 q 0.2 q 0.2 p 0.2 q 0.7 q 0.1 p 0.2 q 0.1 q 0.2 q 0.3 q 0.2

q 3.7 q 2 .6 q 2 .3 q 1.0 q 2 .0 q 1.2 q 1.6 q 2 .0 q 1.4 q 2 .5 q 0.5 q 1.9 q 1.2 q 2.1 q 2.4 q 1.2 q 1.4 q 1.4 q 1.1 q 2 .4 q 1.4

Source: iLLinoiS Department of empLoyment Security, u.S. Department of Labor. fiGureS are not SeaSonaLLy aDjuSteD.

thesouthern.com

CFMMI Dec 13 97.4

74 72 70 68 66 64

A M J

A S O N D J F M A M J J A

’12

S O N

’13

Source: feDeraL reServe bank of chicaGo

Williamson county regional airport passengers aug 14 aug 13 MonthlY totalS 829

change

931

q 11.0%

4,587

q 2.0%

Ytd totalS 4,493

2013 annual totalS 10,476

2012 10,170

change p 3.0%

 #1 most visited news, information and advertising

website in Southern Illinois.

Ytd July 2014

2013

2012

2011

2010

2009

72.7 57.5 344.2 29.8 32.2 90.3 100.4 125.3 7.1 415.3 51.1 314.3 79.1 82.2 24.1 49.2 77.7 23.8 56.1 70.1 $2,103.1 $98,367.7

121.8 92.7 594.5 42.8 55.7 119.1 217.0 160.7 12.2 726.7 85.3 519.2 136.2 136.0 41.7 82.6 131.7 41.6 93.2 122.3 $3,533.0 $165,238.9

114.1 83.2 552.4 38.9 53.2 114.4 205.1 152.5 11.8 620.1 77.8 494.9 127.5 116.3 38.6 78.4 120.2 38.4 87.1 70.8 $3,192.7 $152,406.7

119.1 86.4 593.5 42.0 55.7 113.5 214.0 154.0 11.4 686.9 84.4 533.6 135.2 110.3 42.3 74.7 128.2 40.1 88.3 122.5 $3,436.1 $154,650.6

120.9 69.5 598.0 42.2 55.3 77.1 195.0 153.4 11.8 683.1 82.0 507.0 130.6 96.6 38.5 75.2 128.5 39.9 87.8 112.4 $3,304.8 $147,232.0

114.5 69.4 565.5 39.9 52.9 100.8 191.9 147.2 12.5 676.0 77.1 476.7 129.1 107.9 37.2 70.1 126.4 37.1 91.9 111.4 $3,235.5 $139,593.2

% change 09-13 p p p p p p p p q p p p p p p p p p p p p p

6.4% 33.6% 5.1% 7.3% 5.3% 18.2% 13.1% 9.2% 2.4% 7.5% 10.6% 9.0% 5.5% 26.0% 12.1% 17.8% 4.2% 12.1% 1.4% 9.8% 9.2% 18.4%

Source: LateSt StatiSticS avaiLabLe from the iLLinoiS Department of revenue. fiGureS are in miLLionS.

IPMFG Dec 13 97.8

105 104 103 102 100 98 94 90 88 86 84 82 81

n I l l I chicago Fed Midwest Manufacturing Index

labor force

Jobless

aug 2014

July 2014

aug 2013

2,760 16,620 2,490 4,200 1,633 29,752 20,170 4,875 7,139 9,120 1,834 2,564 15,199 12,029 7,505 9,081 7,042 33,343 187,356 6,521,582 156,434,000

269 1,740 201 269 175 2,066 1,517 439 514 838 187 257 1,069 1,017 670 487 476 2,473 14,664 436,283 4,911,000

9.7% 10.5% 8.1% 6.4% 10.7% 6.9% 7.5% 9.0% 7.2% 9.2% 10.2% 10.0% 7.0% 8.5% 8.9% 5.4% 6.8% 7.4% 7.8% 6.7% 6.0%

10.7% 10.1% 8.0% 6.6% 11.4% 7.3% 7.3% 9.1% 8.4% 9.4% 10.1% 10.2% 7.2% 8.3% 9.6% 5.5% 6.6% 7.5% 8.0% 7.0% 6.2%

13.4% 13.1% 10.4% 7.4% 12.7% 8.1% 9.1% 11.0% 8.6% 11.7% 10.7% 11.9% 8.2% 10.6% 11.3% 6.6% 8.2% 8.8% 8.9% 9.1% 7.4%

80 78

change month

change year

q 1.0 p 0.4 p 0.1 q 0.2 q 0.7 q 0.4 p 0.2 q 0.1 q 1.2 q 0.2 p 0.1 q 0.2 q 0.2 p 0.2 q 0.7 q 0.1 p 0.2 q 0.1 q 0.2 q 0.3 q 0.2

q 3.7 q 2 .6 q 2 .3 q 1.0 q 2 .0 q 1.2 q 1.6 q 2 .0 q 1.4 q 2 .5 q 0.5 q 1.9 q 1.2 q 2.1 q 2.4 q 1.2 q 1.4 q 1.4 q 1.1 q 2 .4 q 1.4

Source: iLLinoiS Department of empLoyment Security, u.S. Department of Labor. fiGureS are not SeaSonaLLy aDjuSteD.

thesouthern.com

CFMMI Dec 13 97.4

74 72 70 68

website in Southern Illinois.

I S I n d consumer credit score

Source: experian

A S O N D J F M A M J J A

’12

S O N

’13

Source: feDeraL reServe bank of chicaGo

Williamson county regional airport passengers aug 14 aug 13 MonthlY totalS 829

931

change q 11.0%

Ytd totalS 4,493

2013 annual totalS 10,476

4,587

2012 10,170

q 2.0%

change p 3.0%

673

Local

Region

675

666

State

U. S.

new vehicle sales

Total cars, trucks sold based on title applications filed. Excludes motorcycles, trailers.

alexander Franklin Gallatin hamilton hardin Jackson Jefferson Johnson Massac Perry Pope Pulaski randolph Saline union Washington White Williamson reGIon

114.3% 0.8% 59.5% 9.4% 50.0% 29.1% 8.7% 2.6% 3.0% 28.6% 11.1% 19.0% 36.3% 19.6% 7.1% 0.0% p 25.9% p 24.4% p 10.4%

June 14 June 13 15 128 17 35 6 182 125 39 34 81 10 17 109 78 60 62 73 245 1,316

change

7 129 42 32 12 141 115 38 33 62 9 21 80 97 56 62 58 197 1,192

p q q p q p p p p p p q p q p

2013 165 1,522 282 384 129 1,705 1,172 500 390 734 106 199 1,115 1,078 601 700 796 2,498 14,076

2012 128 1,134 265 278 102 1,572 894 389 240 618 82 141 1,039 1,056 476 493 633 2,250 11,790

change p 28.9% p 34.2% p 6.4% p 38.1% p 26.5% p 8.5% p 31.1% p 31.1% p 62.5% p 18.8% p 29.3% p 41.1% p 7.3% p 2.1% p 26.3% p 42.0% p 25.8% p 11.0% p 19.4%

r S u of I Flash Index 108 107 106 105 104 103 102 101 100 99 98 97 96 95 94 93 92 91 90 89

home sales alexander Franklin Gallatin hamilton hardin Jackson Jefferson Johnson Massac Perry Pope Pulaski randolph Saline union Williamson IllInoIS

7 89 4 5 4 97 84 31 27 33 6 7 32 43 21 180 41,791

6 63 1 1 5 100 103 26 38 34 3 2 42 35 26 196 43,401

change

p 16.7% p 41.3% p 300.0% p 400.0% q 20.0% q 3.0% q 18.4% p 19.2% q 28.9% q 2.9% p 100.0% p 350.0% q 23.8% p 22.9% q 19.2% q 8.2% q 37.1%

Aug 14 106.0

15 288 13 3 16 325 306 103 122 106 18 6 148 136 100 704 151,720

2012 12 306 12 13 11 346 269 61 118 92 10 8 130 164 93 646 127,588

hotel/motel stats June 14 June 13 MonthlY totalS $811,521

F M

’14

consumer Price Index

change p 25.0% q 5.9% p 8.3% q 77.0% p 45.5% q 6.1% p 13.8% p 68.9% p 3.4% p 15.2% p 80.0% q 25.0% p 13.8% q 17.1 % p 7.5% p 9.0% p 18.9%

change

$792,316 p

$4,046,175

238

$3,853,207 p

2012 annual totalS

2011

5.0%

change

$7,500 $48,000 $21,000 $20,020 $100,000 $105,250 $85,000 $72,500 $79,500 $65,000 $75,000 $23,250 $58,650 $56,000 $92,369 $127,000 $158,000

236

234

U.S. City Average Aug 14 237.9

232

230

$7,728,261 q <0.01%

MedIan SaleS PrIce Q2 13 Q2 12 $20,000 $45,500 $53,250 $91,450 $40,000 $97,000 $85,000 $102,250 $53,950 $87,000 $60,000 $47,500 $58,625 $42,000 $75,000 $119,000 $168,000

The CPI measures average price changes of goods and services over time, with a reference base of 100 in 1982-84. To put into context, a current CPI of 194.5 means a market basket of goods and services that cost $100 in 1982-84 now costs $194.50.

2.4%

Ytd totalS

228

226

224

change p 166.7% q 5.2% p 153.6% p 356.8% q 60.0% q 7.8% 0.0% p 41.0% q 32.1% p 33.8% q 20.0% p 104.3% q 0.1% q 25.0% q 18.8% q 6.3% p 6.3%

222

Midwest Urban Aug 14 226.6

220

218

216

O ’13

M ‘14

Prices at the pump Average price per gallon of regular, unleaded gas as of Sept. 24 and Aug. 22, 2014.

Sept 14 Metro east Springfield Illinois u.S.

$3.37 $3.27 $3.47 $3.34

Monthly Page Views:

Monthly Unique Visitors:

Monthly Visits:

2,592,392

337,297

794,106

Let us help grow your business. Call (618) 351-5014

Source: u.S. Department of Labor

Source: aaa

Source: iLLinoiS aSSociation of reaLtorS

*September 014 omniture

’13

Total amount of revenue generated in Carbondale by hotels and motels for room rentals only.

$7,732,810

2013

’12

Total units sold, including condominiums

Q2 13

The Flash Index is an early indicator of the Illinois economy’s expected performance. It is a weighted average of growth rates in corporate earnings, consumer spending and personal income. An index above 100 indicates expected growth; an index below 100 indicates the economy is contracting.

Source: inStitute of Government anD pubLic affairS, univerSity of iLLinoiS

Source: iLLinoiS Secretary of State’S office. LateSt Data avaiLabLe.

Q2 14 A M J

Credit scores are numeric reflections of financial behavior and credit worthiness and they are based on information included in a credit report. Ranging from 330 to 830, a higher score means a lower credit risk. Scores are from May 2014.

 1 most visited news, information and advertising #

aug 14 Sept 13 $3.56 $3.30 $3.53 $3.47

$3.39 $3.47 $3.57 $3.46

October 2014

Southern Business Journal

| 9

Entrepreneur’s Mailbag

Assembling your business’ web project CAVANAUGH L. GRAY SBJ CONTRIBUTOR‌

‌A few months ago, I put out an article titled, “Understanding Your Web Strategy,” (January 2014). The article was a little selfreflective and centered on what I was learning as a result of The Entrepreneur Gray Café, LLC’s most recent website redesign. According to a January 2014 report by Deluxe Blogmaster, 97 percent of consumers search online for products and services, yet only about 58 percent of small businesses have websites. Some of the reasons that owners give for not having a website include: no need for one, they can’t afford the cost of a website, there simply isn’t any time to build one, and the idea that taking time to build a website or develop a web presence is way too complex. I’ve never claimed to be a web developer of any kind; but, over the years, I’ve seen the emergence of a lot of turn-key website technologies that allow your everyday entrepreneur with little to no web experience to put up a respectable website in a matter of hours. My goal was to see if I could build a relatively free website for a residential property.

Planning your site

I’ve seen web development projects done extremely well, but the reality is that most businesses don’t need an over-thetop website. Instead, they need a respectable web presence that potential customers can connect with. Previously, I discussed the benefits and pitfalls of web creation, created a design checklist

and talked web strategy. If you are attempting to create your own site, then I recommend planning it out ahead of time. In the case of my real estate example, I tried planning the site around what I hoped any potential home buyers might want to see, while keeping it simplistic. • Homepage: I created the homepage to serve as the gateway for viewers who might be looking to learn more about the property.‌ • About: The property’s “about” page was created to showcase the property’s many attributes.‌ • Contact Us: Lastly, I wanted to include a contact page that would allow those interested in seeing the property a chance to connect with an agent.‌

Not to be overlooked My venture into web

development took me less than a couple of hours, but there are a few things that I learned in that short span that I would like to pass on. It’s important to use good images. Smartphones have made all of us amateur photographers; so, if you are not planning on using stock images, be sure to take good photos that can be used on your site. When thinking of content for your site, try not to overdo it, keeping in mind that we have a lot of things vying for our attention. So, be sure to keep your wording short and to the point. Lastly, secure a domain name that is reflective of your company, organization or purpose, and make it memorable.

Tools that are available

Today, there are a lot of options out there for someone

looking to create a website for little or no cost. However, if hiring a professional developer is out of the budget, then I would recommend trying your hand at one or more of the following easy-to-use web packages. • www.Wix.com: Wix helps developers create easy-to-customize, stunning websites with no coding.‌ • www.Weebly.com: Weebly helps you bring your ideas to life with a great website.‌ • www.ThriveHive.com: ThriveHive helps you create a website that can actually grow your business.‌ • www.pagelines.com: Pagelines builds drag-and-drop themes, tools and resources for awe-inspiring websites built on the WordPress platform.‌ From the moment that my attempt at web development

(www.109greglane.com) went live, I could almost hear the laughter of a thousand seasoned web developers evaluating my feeble site. But, no matter — because my hope is that, with some planning and a little action, you will be able to easily navigate and build your own website. CAVANAUGH L. GRAY (cgray@ ecafellc.com) is director of business development for The Entrepreneur Café, LLC, 877-511-4820. To read a chapter from his book, “The Entrepreneurial Spirit Lives: 25 Tales to Help Entrepreneurs Start, Grow, and Succeed in Small Business,” log on to www.ecafellc. com. For more information on how to start, grow and succeed in small business, ‘Like’ on Facebook, ‘Follow’ on Twitter @TheECafe or ‘Connect’ on LinkedIn.‌

Southern Business Journal October 2014

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October 2014

Southern Business Journal

| 7

Special Report

Illinois fracking law shaping up as onerous and uncertain for business

proposed regulations, multiple opportunities for public input and comment exist, including an initial 30-day public comment ‌When the Illinois Hydraulic period which begins seven days Fracturing Act was enacted after IDNR publishes the permit in the summer of 2013, it was application, a public hearing expected to have intense regulawhich can be requested by an tory compliance requirements. “adversely affected person” and Still, Illinois businesses thought an additional public comment the path to implementing highperiod following the results of volume hydraulic fracturing and the public hearing. In addition, a new job-generating industry the industry is concerned that for Southern Illinois communithe breadth of an “adversely ties would be created to succeed. affected person” who can request Expectations were that permits a public hearing may lead to could be processed and in place many more delays. by late this summer with the Newly Increased Penalty Prositing and development of the visions: In the recently revised infrastructure for the wells in rules, IDNR has exponentially full bloom this fall. Unfortuincreased the penalties that can nately, uncertainty has emerged be sought for violations of the act in finalizing the rules to govern alone, there is a list of 28 separate or regulations. IDNR has justihigh-volume fracking in Illinois, chemical fluid disclosure, penal- regulatory groundwater scheme fied this by indicating the change with a presumption that ground- plans or certifications that must and onerous requirements of the ties for violations and seismicwater contamination, discovered be submitted to IDNR. It includes was made to bring the penalties proposed rules now have business ity. Almost every step in the in line with other states’ fracking a directional drilling plan, an in a defined area surrounding a process of well siting, permitowners wondering if fracking penalty provisions. Under the operations plan, a chemical high-volume horizontal fracting, development, operation will ever be developed in Southdisclosure report, a water source revised rules, IDNR can seek an turing well, was caused by the and closure has been addressed ern Illinois. administrative penalty of up to management plan, a fluids and operator of the well. This preFollowing passage of the act in and regulated. sumption remains in place for up flow back plan, a traffic manage- $5,000 per day for each violation, Given the breadth of the 2013, the Illinois Department of ment plan, a fugitive dust control not to exceed $50,000. The perto two and a half years after the fracturing act, its impact will go Natural Resources issued draft day penalties increase greatly if plan, a radioactive materials operation of the well has ceased far beyond the drilling and gas implementing rules in Novemmanagement plan and more. This the operator has been cited for a and can be rebutted only by development companies seekber. A public comment period previous violation of the rule. level of reporting stands in stark identifying an alternative cause followed, closing in January. The ing permits to install the wells. These onerous provisions, contrast to the requirement that Indeed, it will impact the truck- of the contamination, evidence industry was hopeful that the compounded with uncertainty ing industry, consultants, geolo- that the pollution occurred more IDNR approve, reject or approve final rules would be forthcomabout when the proposed rules with conditions any permit than two and a half years after gists, scientists, sand industry, ing by early this year. However, application within 60 days. Given will be finalized, have cast doubt the fracturing operations or chemical suppliers and many with more than 30,000 public on whether the New Albany other business sectors providing proof that the well site is outside this dichotomy, it seems likely comments to consider, IDNR’s services to support high-volume a defined distance from the con- that IDNR will be requesting that Shale formation in the Southrevised rules were just recently ern Illinois base will ever be applicants waive this 60-day taminated water source. A well fracturing in Southern Illinois. published on Aug. 29. These Below are some of the key pro- operator must prove by clear and period requirement and the per- developed through high-volume rules now must be reviewed and hydraulic fracturing. Hopefully, convincing evidence (a very high mit period will be lengthened. visions of the fracturing act and approved by the Illinois Joint this great opportunity for SouthFurther, even if IDNR can legal burden of proof) that the proposed regulations: Committee on Administraern Illinois will not be wasted. move mountains and review contamination is not a result of “Guilty until you prove yourtive Rules by Nov. 15 in order to each of the detailed operation the fracking operation. self innocent” Groundwater become final. plans required in the application, SHANNON HANEY is an attorney Permit Reporting RequireProvision: The act contains a What is shaping up is one of in the environmental and litigathe multiple opportunities for ments: The sheer volume of provision which goes against the broadest, most extensive tion practice groups with St. Louis plans, certifications, reports and public comment and input on one of the most fundamental regulatory schemes among law firm Greensfelder, Hemker & the application will almost cerprecepts in our justice system — information that must be subthe 50 states, covering items mitted under the act is astound- tainly require an extension of the Gale, P.C., which also has offices namely that a party is innocent from permitting, groundwater in Belleville and Chicago. ‌ 60-day time frame. Under the ing. In one section of the act monitoring, traffic management, until proven guilty. It creates a SHANNON HANEY SBJ CONTRIBUTOR‌

Southern Business Journal October 2014

GASOLINE: Gasoline additive ethanol still not at full fuel potential FROM PAGE 4

volume of ethanol,” Caupert said. “It’s the most absurd ruling in the history of the EPA.” Currently, fuel with 10 percent ethanol is on the market, E10, and a new fuel with 15 percent ethanol, E15, has been approved for the market, Caupert said. “We can produce more, but the EPA has thrown us a tremendous roadblock,” Caupert added. “It should be up to the consumer to decide what they want to use.” Ken Hartman, vice president of the Illinois Corn Growers Association, agrees. “The government has us stagnated,” Hartman said. “Farm prices are dropping and we have an abundance of corn.” Ethanol can be produced for 70 cents to $1 less than gasoline, according to Hartman, a corn, soybean and wheat farmer from Monroe County. “It’s cheaper than gas and cleaner burning,” he said. “Basically the government and petroleum industry are trying to stop ethanol.” Hartman said petroleum companies get a tax credit for purchasing ethanol, but many do not take advantage of the credit. “There are only so many credits available per year,” he said. “We can’t even build more plants because there are no credits available.” Ethanol companies have product on hand to sell, but petroleum companies aren’t buying it, according to Hartman, leaving ethanol producers to find new markets. “Ethanol companies are exporting,” Hartman said. “For me, that doesn’t make a lot of sense.” In order to meet EPA standards for cleaner air, many cities are considering requiring gas stations to offer ethanol products. “Chicago is looking at requiring E15 because it is clean burning,” Hartman said. “They need cleaner air.” Caupert has been meeting with officials on the local, state

“We can produce more, but the EPA has thrown us a tremendous roadblock. It should be up to the consumer to decide what they want to use.” John Caupert, director of National Corn to Ethanol Research Center

and federal levels to tout the need for the cheaper, cleaner burning ethanol and to prevent them from rolling back production. “I’ve been to D.C. four times this year to testify before committees. It’s in the hands of the White House now,” said Caupert, who met with President Obama’s administration in midSeptember. “They have up to

60 days to decide to approve or reject the proposal.” According to Caupert, the industry is flourishing and there is still room to grow. “We’ve not even scratched the surface of what we can do as an industry,” Caupert said. “As far as corn goes, we are set in the state of Illinois. We are facing one of the largest corn crops this nation has ever seen by a

wide margin.” Prices are low, but the market is there for corn, Caupert said. “We are getting more corn from less acres,” he added. “The production cost is low, and that is good from ethanol standards.” Meanwhile, Caupert and Hartman continue to promote the use and benefits of ethanol, which brings in $37 million in state and local revenue and $39 million in federal revenue, according to the IRFA. “We’re trying to work with the politicians and the EPA to make them understand that ethanol is good,” Hartman said. DEB SAUERHAGE is a correspondent for Southern Business Journal.‌

ETHANOL BY THE NUMBERS $5.29 billion in total economic impact‌ 4,000-plus full-time jobs‌ $3.8 billion worth of Illinois corn purchased‌ Illinois produces enough ethanol to displace 35 percent of the state’s petrol usages‌ $37 million in state and local revenue‌ $39 million in federal revenue‌ 6.25 million tons of distillers, dried grains and solubles for livestock feed are produced, worth $1.375 billion‌ Source: Illinois Renewable Fuels Association

October 2014

Southern Business Journal

avOID ExpOrT DElayS –

GETTInG ThE DOcumEnTaTIOn rIGhT Details: When:

Export Documentation: Succeeding in the International Trade Business

SOuThErn IllInOIS unIvErSITy

Export documentation is a tedious but necessary process, and all exporters must pay close attention because documentation requirements vary considerably by country, commodity and situation. Proper export documentation is essential in avoiding delays in transit and customs clearance at the points of origin and destination. Guest speaker Ric Frantz is the CEO and Co-Founder of LR INTERNATIONAL, INC. a Global Logistics and Consulting firm located near Chicago’s O’Hare International Airport. Frantz will cover the information necessary to complete the more common documents required to export from the United States and will unveil the ramifications of incorrect or inaccurate information. Registration is free; however, RSVP is required by Monday, October 20.

Dunn-richmond Economic Development center 1740 Innovation Drive, carbondale, Il 62903

To register, or for information, call 618/536-2424 or go online at sbdc@siu.edu.

WEDnESDay, OcTOBEr 22 10 a.m. TO nOOn: WOrkShOp nOOn TO 1 p.m.: lunch

Where:

nO laTEr Than OcTOBEr 20 rSvp to Illinois Small Business Development center at Southern Illinois university 618/536-2424 or sbdc@siu.edu

cost:

There is no cost to attend. preregistration is required. The Illinois Small Business Development Center/International Trade Center is funded in part through a cooperative agreement with the U.S. Small Business Administration and the Illinois Department of Commerce and Economic Opportunity and hosted by Southern Illinois University Carbondale.

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Southern Business Journal October 2014

From the publisher

Priorities

ago, our parent company issued what we came to call “prayer cards” — business-sized cards that succinctly listed the top very time I create an four or five priorities for the annual budget or prepare to start a new fis- upcoming year. And although we sometimes cal year, I start by trying to cre- laughed at the simplicity of ate a finite them, there was no denying those core things upon which we group of actionable were focused. And the need to fit priorities. them on a business card forced the quantity to be manageable. Specific This year, we launched the priorities. new fiscal year with a conMeasurference call (What else says able pri“Happy New Year” like a good orities. A decade conference call?) in which the JOHN PFEIFER PUBLISHER‌

‌E Pfeifer

Top Initiatives for 2015 were rolled out. All 12 of them. Complete with 37 bullet points. Are all of these initiatives important? You bet. Should they all qualify as priorities? I don’t think so. We all can easily repeat the “to focus on everything is to focus on nothing” mantra, but how good are we at actually living it? How good am I at actually living it? And — perish the thought — how well do I communicate it within my organization? Unfortunately, not very well at all.

So, although I do not recall actually being on an elevator in the six months I’ve been in Southern Illinois, here’s to the “elevator pitch.” That succinct 30-second heartfelt recitation of who and what our organization is at its very core. Since The Southern Illinoisan has an October start to our new fiscal year, here are my New Year’s Resolutions, the tangible ways in which I’ll put what I’ve just written into practice. 1) Create three or four priorities for the year, complete with a timetable and

quantifiable outcomes. 2) With input from all employees, create an elevator pitch. 3) Communicate it regularly to readers and potential readers, advertisers and potential advertisers. But most of all, communicate it regularly with employees and prospective employees. Just like you, our company has a great and unique story to tell. It’s time to tell it. JOHN PFEIFER is publisher of Southern Business Journal and The Southern Illinoisan.

Cover Story

Gasoline additive ethanol still not at full fuel potential DEB SAUERHAGE SBJ CORRESPONDENT‌

‌E

thanol, an alcohol made from renewable sources like corn and other grains, once thought to be the solution to our dependence on foreign oil, has not reached its potential in the fuel industry. According to ethanol experts, the use of ethanol, an environmentally friendly motor vehicle fuel which creates jobs and a market for Illinois corn, has

been hindered by government regulations. More than 1.6 billion gallons of ethanol are produced annually in Illinois. According to the Illinois Renewable Fuels Association in 2012, the production of 13.3 billion gallons of ethanol helped support more than 383,000 jobs. Blended with gasoline, ethanol helps to substantially reduce carbon monoxide and volatile organic compound emissions. Despite having fuel available for sale and a new ethanol

fuel approved, the ethanol industry is battling with the Environmental Protection Agency, which submitted a proposal to slow production, according to John Caupert, director of National Corn to Ethanol Research Center in Edwardsville. “They want to roll back the SEE GASOLINE / PAGE 6

October 2014

Real entRepReneuRship in action

Southern Business Journal

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Join us for the Community Leaders’ Breakfast Wednesday, November 12, 7am-9am, John A. Logan College, Carterville Craig Lindvahl is a nationally recognized educator and filmmaker with the Midland Institute for Entrepreneurship. Lindvahl has participated in a number of groundbreaking educational endeavors, including the establishment the CEO (Creating Entrepreneurial Opportunities) class, a multi-district entrepreneurship class. CEO is designed to successfully engage your business community, encouraging them to share their expertise with your next generation of business owners, connecting them with young people who want to know what your business people know, incredible things happen. Come learn the steps to create a community that will make your students want to come back and start businesses, work, and raise families. The most effective and cost efficient way to approach long-term economic development? Grow your own!

Register online at sbj.biz or call The Southern Illinoisan at (618) 351-5002 $15 per person. Deadline to register is Friday, Nov. 7th. s o u t h e r n

Not everyoNe has oNe. Not everyoNe Needs oNe. But if you need one, we’re the bank in the area with a fully staffed Trust Department. Our name says it all...First Bank and Trust. Our Trust Department professionals will answer your questions about trusts, including land trusts and other Issues such as wills, executors and gifts, in a quiet, dignified conference room. There is no obligation but there probably will be a sense of relief and confidence after we talk. We’re here to help. That’s what you call “trust”. Call for an appointment.

The FirsT Bank and TrusT Company oF murphysBoro

1403 Walnut, Murphysboro 2471 West Main, West Park Plaza, Carbondale www.fb-t.com

Inside

Directory of Advertisers

OCTOBER 2014

1st Bank & Trust ........................ 3

SPECIAL REPORT

ACHIEVEMENTS

Fracking rules delayed: Uncertainty has emerged in finalizing the rules to govern high-volume hydraulic fracturing in Illinois. Requirements in the rules that are considered onerous by proponents now have business owners wondering if fracking will ever be developed in Southern Illinois.

PAGE 7

ENTREPRENEUR’S MAILBAG Missing an opportunity: A recent report indicated 97 percent of consumers search online for products and services, but only about 58 percent of small businesses have websites. That’s a significant gap. A savvy business owner finds ways to overcome the perceived barriers to developing a website — including cost, lack of time or unjustified beliefs that website development is too complex.

PAGE 9

Who’s in the news: Find out who has been hired, who has been promoted or who has received an award for efforts in business. Make sure you check out our newest Faces in the News collection of business portraits and learn more of the achievements and honors in regional business. If you know of a business person who deserves special recognition for advanced training, a unique honor or a business expansion, please let us know at sbj@thesouthern.com.

PAGES 14-15, 17

John A. Logan College ............20

Leading Lawyers ......................18

Pepsi MidAmerica..................... 8

WORKPLACE Rules for the workplace: Today’s workplace is tricky, and the rules governing work can also be challenging — even for the most seasoned of veterans. While each workplace is unique, there are several generally accepted things that you can do to better navigate your organization.

SIU Credit Union ......................13

Southern Illinois Healthcare ...16

PAGE 17

Southern Illinois University ...... 5

The Southern Business Journal is a publication of The Southern Illinoisan. Contact us via mail at 710 N. Illinois Ave., Carbondale, IL 62901, or at P.O. Box 2108, Carbondale, IL 62903. Also reach us on the Web at www.sbj.biz and via email at SBJ@ thesouthern.com. The Journal is published 12 times per year monthly and distributed by The Southern Illinoisan and www.thesouthern.com. Copyright 2014 by The Southern Illinoisan, all rights reserved. A subscription may be obtained by calling 618-529-5454 or 618-997-3356, or by visiting our website.

Publisher John Pfeifer 618-351-5038 Editor Gary Metro 618-351-5033 Advertising Mark Dynis 618-351-5815 Design and Layout Rhonda May 618-529-5454, ext. 5118

Southern Business Journal October 2014