What’s Happening

Ping Pong Club News · Please use hand sanitizer or wash your hands frequently.

Good News! The Cresswind Board has approved the resumption of Ping Pong play at our regularly scheduled times on Tuesdays at 3:00pm and Thursdays at 3:00pm beginning Tuesday, October 6. Currently all players will need to be out of the clubhouse by 5:00pm meaning that all play must be completed by 4:45pm and the equipment stored away. Anyone arriving at clubhouse to play Ping Pong should inquire at front desk if a SIGNUP SHEET has been picked up already. If you are the first to arrive, go By Jim Cook Need an affordable Medicare plan that’s in step with your life? Need an affordable Medicare plan that’s in step with your life? Need an affordable Medicare plan that’s in step with your life? Need an affordable Medicare plan that’s in step with your life? CALL ME AT 949-291-9767 · All areas are open when staff is on site only, with special exceptions for the ballroom. · Any group that does not adhere to the mask, social distancing, or room capacity guidelines will be restricted from using the clubhouse. Lanier Room and Ping Pong Rules: · Capacity 18 ahead and carry the SIGNUP SHEET down to the Lanier Room. Everyone who arrives to play Ping Pong must then register on the SIGNUP SHEET. The capacity of the Lanier Room currently is 18 people, NO EXCEPTIONS. This means that it is first come, first served. If you arrive a little later and someone else is ready to leave then you will Choosing the right Medicare coverage can be confusing. I can help you find the Medicare plan that’s right for you and your budget. Choosing the right Medicare coverage can be confusing. I Can Help!I Can Help! · Open during day time only for exercise classes, meetings, small gatherings. · It is recommended that masks be worn at all times in this space except when playing. be allowed to stay as long as the capacity of the room is not exceeded. · Social distancing (6’) must be maintained at all times in I can help you find the

PLEASE READ THE FOLLOWING GUIDELINES WE WILL BE OPERATING UNTIL FURTHER NOTICE! General Rules: · Masks must be worn to enter the clubhouse. They must remain on for the duration of your stay with the exception of activities that involve elevated heart rates (Fitness Center, Aerobics, Ping Pong). · If you feel sick or have a fever, do not enter the facility, please stay home. Need an affordable Medicare plan that’s in step with your life? Need an affordable Medicare plan that’s in step with your life? I Can Help! PACIFIC COAST SALES & SERVICE. FOOD & NON FOOD BROKER. 949-291-9767 P. 3756 Golden Leaf Pt SW Gainesville, Ga 30504 Medicare plan that’s right for you and your budget. HealthMarkets Insurance Agency North American Life Plans, LLC Jerry Volante Call me at Choosing the right Medicare coverage can be confusing. I can help you find the Medicare plan that’s right for you and your budget. Choosing the right Medicare coverage can be confusing. I can help you find the Medicare plan that’s right for you and your budget. Choosing the right Medicare coverage can be confusing. I can help you find the Medicare plan that’s right for you and your budget. this space. · Until further notice ALL PING PONG PLAY WILL BE SINGLES ONLY! Ping Pong Club Board Members for 2020 are as follows: Jim Cook Kim Miller Russ Shussler Randy Garcia Alex Ford Contact any of the Board Members for information about the Ping Pong Club. Choosing the right Medicare coverage can be confusing. Medicare | Life | Dental & Vision | Long-Term Care NORTH AMERICAN LIFE PLANS Health/Medicare/Life Insurance Cresswind Bowling League I can help you find the Medicare plan that’s right for you and your budget. Choosing the right Medicare Choosing the right Medicare License GA # 3011484 License CA # 0I15992 ANNUAL ELECTION PERIOD IS OCTOBER 15TH TO DECEMBER 7TH

The Cresswind Bowling League began the 2020-2021 bowling season in September at Stars and Strikes in Buford. There are currently 12 teams competing this season. The season consists of two halves of 14 weeks for each half with the winners of each half bowling against each other at the end of the season for the championship. There may be an opportunity to add more teams at the start of the second half of the season if anyone is interested. The second half of the season would start on Wednesday, January 6th, 2021. Also, anyone interested in bowling should consider getting on the substitute list where you may be called upon to bowl when a regular member is unavailable. Being a substitute is a great by Jim Cook coverage can be confusing. I can help you find the Medicare plan that’s right for you and your budget. coverage can be confusing. I can help you find the Medicare plan that’s right for you and your budget.This is an advertisement. HealthMarkets Insurance Agency is the d/b/a, or assumed name, of Insphere Insurance Solutions, Inc. which is licensed as an insurance agency in all 50 states and the District of Columbia. Not all agents are licensed to sell all products. Service and product availability varies by state. Gerard Mario Volante Licensed Insurance Agent OI15992 949-291-9767 jvolante@healthmarkets.com PACIFIC COAST SALES & SERVICE. FOOD & NON FOOD BROKER. 949-291-9767 P. 3756 Golden Leaf Pt SW Gainesville, Ga 30504 License FL # W452356 949-291-9767 jerryvolante@yahoo.com HealthMarkets Insurance Agency Medicare | Life | Dental & Vision | Long-Term Care Call me at for personalized service today! HealthMarkets Insurance Agency Medicare | Life | Dental & Vision | Long-Term Care Call me at 949-291-9767 for personalized service today! way to ease back into bowling if you have not bowled in a while.

Just contact one of the Cresswind Bowling Board members to get Page 28 | Th e Waterfall | November/December signed up. For information about getting on the substitute list and additional information about the Cresswind Bowling League, click on the Cresswind ‘Bowling Club’ website link on the Cresswind Daily Update email. PACIFIC COAST SALES & SERVICE. FOOD & NON FOOD BROKER. 949-291-9767 P. 3756 Golden Leaf Pt SW Gainesville, Ga 30504 HealthMarkets Insurance Agency Medicare | Life | Dental & Vision | Long-Term Care HealthMarkets Insurance Agency Medicare | Life | Dental & Vision | Long-Term Care Call me at for personalized service today! PACIFIC COAST SALES & SERVICE. FOOD & NON FOOD BROKER. 949-291-9767 P. Gerard Mario Volante Licensed Insurance Agent OI15992 949-291-9767 Gerard Mario Volante Licensed Insurance Agent OI15992 949-291-9767

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Call me at 949-291-9767 for personalized service today! Choosing the right Medicare coverage can be confusing. I can help you find the Medicare plan that’s right for you and your budget. Choosing the right Medicare coverage can be confusing. Choosing the right Medicare coverage can be confusing. Choosing the right Medicare coverage can be confusing. I Can Help!I Can Help! North American Life Plans, LLC Life | Health | Medicare | Long-Term Care PACIFIC COAST SALES & SERVICE. FOOD & NON FOOD BROKER. 949-291-9767 P. 3756 Golden Leaf Pt SW Gainesville, Ga 30504 Jerry Volante NORTH AMERICAN LIFE PLANS Health/Medicare/Life Insurance License GA # 3011484 License CA # 0I15992 License FL # W452356 949-291-9767 jerryvolante@yahoo.com CRESSWIND RESIDENT Call me at 949-291-9767 for personalized service today! Choosing the right Medicare coverage can be confusing. I can help you find the Medicare plan that’s right for you and your budget. Choosing the right Medicare coverage can be confusing. I can help you find the Medicare plan that’s right for you and your budget. Need an affordable Medicare plan that’s in step with your life? I Can Help! Call me at 949-291-9767 for personalized service today! Choosing the right Medicare coverage can be confusing. I can help you find the Medicare plan that’s right for you and your budget. Need an affordable Medicare plan that’s in step with your life? I Can Help! Call me at 949-291-9767 for personalized service today! North American Life Plans, LLC Life | Health | Medicare | Long-Term Care PACIFIC COAST SALES & SERVICE. FOOD & NON FOOD BROKER. 949-291-9767 P. 3756 Golden Leaf Pt SW Gainesville, Ga 30504 Jerry Volante NORTH AMERICAN LIFE PLANS Health/Medicare/Life Insurance License GA # 3011484 License CA # 0I15992 License FL # W452356 949-291-9767 jerryvolante@yahoo.com CRESSWIND RESIDENT I can help you find the Medicare plan that’s right for you and your budget. This is an advertisement. HealthMarkets Insurance Agency is the d/b/a, or assumed name, of Insphere Insurance Solutions, Inc. which is licensed as an insurance agency in all 50 states and the District of Columbia. Not all agents are licensed to sell all products. Service and product availability varies by state. HMIA000556 HealthMarkets Insurance Agency Medicare | Life | Dental & Vision | Long-Term Care Gerard Mario Volante Licensed Insurance Agent OI15992 949-291-9767 jvolante@healthmarkets.com Call me at 949-291-9767 for personalized service today! I can help you find the Medicare plan that’s right for you and your budget. This is an advertisement. HealthMarkets Insurance Agency is the d/b/a, or assumed name, of Insphere Insurance Solutions, Inc. which is licensed as an insurance agency in all 50 states and the District of Columbia. Not all agents are licensed to sell all products. Service and product availability varies by state. HMIA000556 HealthMarkets Insurance Agency Medicare | Life | Dental & Vision | Long-Term Care Gerard Mario Volante Licensed Insurance Agent OI15992 949-291-9767 jvolante@healthmarkets.com Call me at 949-291-9767 for personalized service today! Jerry Volante CALL OR EMAIL 949-291-9767 jerryvolante@yahoo.com I can help you find the Medicare plan that’s right for you and your budget. PACIFIC COAST SALES & SERVICE. FOOD & NON FOOD BROKER. 949-291-9767 P. 3756 Golden Leaf Pt SW Gainesville, Ga 30504 MEDICARE SUPPLEMENT & ADVANTAGE PLANS Life • Health • Long-Term Care • Dental and Vision Plans Critical Illness and Accident Call me at 949-291-9767 for personalized service today! North American Life Plans, LLC Life | Health | Medicare | Long-Term Care PACIFIC COAST SALES & SERVICE. FOOD & NON FOOD BROKER. 949-291-9767 P. 3756 Golden Leaf Pt SW Gainesville, Ga 30504 Jerry Volante NORTH AMERICAN LIFE PLANS Health/Medicare/Life Insurance License GA # 3011484 License CA # 0I15992 License FL # W452356 949-291-9767 jerryvolante@yahoo.com CRESSWIND RESIDENT Call me at 949-291-9767 for personalized service today! Choosing the right Medicare coverage can be confusing. I can help you find the Medicare plan that’s right for you and your budget. Choosing the right Medicare coverage can be confusing. I can help you find the Medicare plan that’s right for you and your budget. HealthMarkets Insurance Agency Medicare | Life | Dental & Vision | Long-Term Care Gerard Mario Volante Licensed Insurance Agent Call me at 949-291-9767 for personalized service today! Choosing the right Medicare coverage can be confusing. I can help you find the Medicare plan that’s right for you and your budget. HealthMarkets Insurance Agency Medicare | Life | Dental & Vision | Long-Term Care Gerard Mario Volante Call me at 949-291-9767 for personalized service today! ANNUAL ELECTION PERIOD IS OCTOBER 15TH TO DECEMBER 7TH

What’s Happening Greetings from the Fall Garden

By Sarah Galshack

We are approaching late fall and all the bulbs, corms, our goal, and working on Zoom seems to work well.

and perennials are nestled snug in the soil beds. The

Community garden is asleep. But wait, what is all the green showing in the raised beds? Fortunate

Georgia gardeners have a third season to raise some

“cool weather” vegetables. The wonderful summer season tomatoes, peppers, and eggplants have finished producing and in September it is time to plant broccoli, kale, brussel sprouts, cabbage, and all the many vegetables that thrive in cool temperatures.

Early fall was busy in the garden as a host of volunteers thinned the perennial beds of daylilies, liatrus, iris, canna lilies, etc. They divided, bagged, sale. Excited Cresswind neighbors who wanted to enhance their personal yards came out to reap the rewards. It was a very successful undertaking.

Hope everyone was able to visit the Garden to enjoy the Scarecrows on display. Although we were not able to gather together to celebrate them, we hope they provided some joy to all who visited. We sure have some creative residents and we have to thank them for providing us with this great fall happening.

Cresswind Investment Club

By Janet Nelson

Dealing with market volatility has caused us to examine our current investments more critically, resulting in sales of some stocks to protect our gains. We have broadened our scope to include smaller cap stocks, which are not as broadly researched. Dividing into groups has increased the participation of most members, which was and sponsored the first annual Garden Club plant

Unfortunately, we have had to defer our annual parties until next year, when we will be anxious to celebrate! Recently we have had a couple of resignations, but those positions were quickly filled by residents waiting to join. We meet the first Monday of each month at 1 pm (except for holidays.) For those who might be interested in visiting our club, please contact Leo Cortjens, leo.cortjens@gmail.com or Janet Nelson, jnotesto87@gmail.com.

Cresswind LL Kayak Club

By Dick Osborne

As with most, if not all, of the Cresswind clubs, COVID-19 had a significant impact on the Kayak Club’s planned activites through the summer and early fall. We cancelled our annual community kayak day to introduce our Cresswind residents to kayaking. And we cancelled our annual club-sponsored paddle to Skogie’s but that did not stop the club’s members from enjoying the lake. Throughout the summer, small groups enjoyed informal daytime and evening group paddles. One small group even enjoyed an evening paddle to Skogies in early October to feast on enjoyed an evening paddle to Skogies in early October to feast on a low-country boil dinner.

The key event coming up is the club’s fall membership meeting in November. At the meeting, we will elect our five board members for 2021, and we will hold the event that many look forward to twice a year: the lottery to award the 36 kayak storage slots at the marina. We will email details to our active members. If you would like to join the Kayak Club, check our website. The link is included each day in the Cresswind LL Daily Update. Even as you read this issue of the Waterfall, there will still be sunny days with mild temperatures to enoy the lake by kayak. Happy, healthy paddling!