TVT 11/21/22 The Valley Trader of Central Pennsylvania

Trader!!! I have been able to sell so many things through this little paper!! People call me from all over. Last week I received a call from Hawaii about one of my ads. LT Antiques - 02

Autos/Trucks07

53 Vehicles 1948 & up, $1,000 to $5,000 or less. Too sick for hobby. 570-5383464. 12/19 1953 Dodge Truck Body on a 1997 Ram, 2500 Chasis, 12 Valve Cummins with Mods, Muldoons Transmission. Truck runs but

does not drive. For more info. 570-360-0017. 12/5

Wanted to Trade: 72 Ford Show Car for Ford Truck F15, 30.2 5 spd. Few er than 90,000 mi, air. Anytime. Sunbury 570286-7849. ufn Auto/Truck Ac cessories - 10 Rear Spoiler fits Chev. Cobolt and Pontiac GS, excellent condi tion. 570-3374619. ufn Truck Caps for sale. 570-4940444, call for details. ufn

For sale parts: 1997 Buick la Sabre, complete and ready to part out. Call 570-204-9626.

ufn Campers, Motor Homes, & Rec. Vehicles - 11

1995 Chariot Park Model Camper, furnished, 34’x12’, w/loft, computer or of fice room, sunken BR, tinted living room window, furnished 8’x34’ porch sunscreen, 10’x20’ carport, 10’x20’ new shed. Make offer. 570-966-6220. ufn

Garage Sales25 Help Wanted28

Experienced Sales Person to handle our Montour & Columbia Co. area. Very good commission

structure. Send resume to The Valley Trader, Sales Position, PO Box 392, Lewisburg, PA 17837

Sales Rep Wanted: Expanding sales force in Lycoming & Clinton Cos. Experience sales necessary. Must have car & valid Driver’s Li cense. Territory & account list provided. Send resume to: The Valley Trader, Sales Dept., PO Box 392, Lewisburg, PA 17837 or email to: the valleytrader@ yahoo.com

Help Want ed: Part time Graphic Designer position. 24-35 hrs. over 2 wks, but mostly on week 2. Must be able to work in a high speed environment. Be literally your own boss, but work easily with others. This may

lead to a fulltime position in the future. Send resume & portfolio to: The Valley Trader, PO Box 392, Lewisburg, Pa 17837 or email: the valleytrad er@yahoo.com Household - 30 Wood Stove Fire Place.

Model has spark screen, close door for regular use. Good brick will heat your house. $250.00. 570-473- 7084. 11/21

White milk glass Punch Bowl, 12 cups & ladel, $50.00 or make offer. 570-8980787. 11/21

2 used Ander son Skylight Windows, in sulated, tinted, full screen, 1/S frame, 54”L x 29 1/4 W, rough opening, ex. condition; 3 new, still in box, met al frame mounts for above win dow inserts, ex shape, plus extra frame. All above $295.00 firm. 310-383-6044, Lewisburg. 11/21

Oak Hutch W39”H74”D17”; Hand painted Apple Jelly Cupboard W17”H47”D10”; Tile Table W34”L59”, 4 chairs; Queen Size Mahogany Bed, clean, pillow top mattress, box spring. 570-2387355. 11/21 Sears Craftsman Wet/Dry Vac, 5.25, 16 gal. works great, all accessories, $75. OBO. 570-2049626 Mt. Carmel. UFN Miscellaneous35 Motorcycles - 37 Sell me your Mo torcycle, Minicycle, or Moped. Any year, make or model. Running or not. WPU. 570-724996-2693 any time. 12/5 Wanted - 50 Wanted: Some one to clean 1 Bedroom Apartment in Lew isburg Area, $30.00 for 1 day a week. Also do ing dishes 1 day a week. If inter ested call 570551-6633. 11/21

WANTED:Baseball, football, basketball, & hockey collections for my person al collection. 717330-2684. 11/28

Unexpected Spaces: Surprising home upgrade ideas

(Family Features) Not all great things come in big packages, and home upgrades are an example of the truth in this wisdom. Unexpected, smaller spaces may not get the same attention as high-traffic areas like kitchens, bathrooms and living areas, but their impact can be just as powerful.

VALLEY AUCTIONS VALLEY HEALTH

Get inspired to make improvements to the lesser-used areas of your home with these tips from the home decorating experts at Wellborn Cabinet, Inc.:

Entryway

It’s the impression that welcomes guests into your home, so even if the space is small, your entryway warrants some TLC. Focus on making it open and inviting by removing any unnecessary furnishings. Some functional storage, like a bench with integrated coat hooks, can serve a practical purpose, and if you have the space, some built-in cabinetry with an eye-catching countertop can incorporate stylish storage.

Laundry Room

Getting motivated to do chores like laundry is easy when you have a beautiful setting for getting to work. Introducing pops of color in nontraditional places, like the cabinetry, adds a high-end elegance. Water-inspired and earthy hues like Midtown Matte Tidewater or Arcadia Chiffon Cypress are perfect for the laundry space. Both are options in Wellborn

Cabinet, Inc.’s Aspire Series, which features concealed hinges with self-close functionality and matching interiors for a high-class look, even when the doors are open for business.

Closet

A cluttered closet may not be the first thing a guest notices, but it’s a space you visit daily. Improving the organizational features can streamline your morning routine and put you in a more positive frame of mind to start each day. There’s no right or wrong when it comes to closet design, but using cabinetry in place of open shelving and rods lends a more luxurious feel. Plan for adequate hanging and closed storage, and if space allows, be sure to plan for shoes and accessories since these items can easily contribute to a closet’s disarray.

Mini Bar

If you fear you don’t have room for a mini bar, you may be surprised. Reimagining a larder cabinet, like the ones Wellborn Cabinet, Inc. offers in 30-, 33-, 36- and 42-inch widths, can create an instant bar out of just about any wall space where you can fit a cabinet. Install it as a coffee bar or traditional bar, or add the optional Appliance Pullout shelf for more versatility.

Pantry

Guests may not find themselves in your pantry very often, but you likely use this space every day. Transform your pantry for heightened utility in simple ways like using clear plastic

bins for small boxed foods or stylish wicker baskets to hide away snacks. For a more permanent solution, take advantage of unused space on the back of the pantry door with thin shelves for items like seasoning packets and smaller canned goods.

Guest Bathroom

Swapping out a tired vanity and countertop is a relatively affordable upgrade that can completely change the style of a secondary bathroom. Be sure to also update the fixtures for a more contemporary look and, if budget allows, replace the flooring. Finish the project with a fresh coat of paint in a light, airy shade and add new textiles and a few decorative touches to complete the job.

Find more ideas for updating unexpected spaces in your home at Wellborn.com.

Hideaway Storage Spaces

One feature that

enhances virtually any space is more storage. Having convenient places to tuck away all your stuff makes rooms feel more open and inviting. Hidden storage solutions are often better because you can enjoy the functionality they add to the space without interrupting your design aesthetic.

Here are some clever ideas for keeping necessary items tucked out of sight but within easy reach:

a space behind the paper towels that’s perfect for storing sponges and other kitchen supplies.

VALLEY HO E IMPROVEMENT VALLEY AUCTIONS

to match drawers below the oven or where you store your cutlery. Another option that serves a similar purpose is pegs, which keep fragile items from shifting when drawers are opened or closed.

#16281

Source: Wellborn Cabinet, Inc.

VALLEY HEALTH

Built-in Step Stool: If you love the look of tall cabinets but struggle to reach the top shelves, a practical addition is a hidden step ladder in a pullout caddy. Specially designed ladders that fold down extra narrow and feature nonslip rubber treads make this a handy addition you’ll reach for again and again.

Paper Towel Pullout: Keep paper towels hidden but close by hiding them in a pullout cabinet such as Wellborn Cabinet Inc.’s 12-inch-wide model, which features a built-in paper towel holder and bottom shelf ideal for organizing cleaning products. There’s also

Drawer Dividers: While you can find many aftermarket options to organize the insides of your drawers and cabinets, choosing organizers designed to work seamlessly with your cabinetry creates a more polished look (and saves the headaches of measuring and guesstimating the fit). Tray dividers are useful for sorting cookie sheets and baking pans, while you can find dividers in a variety of heights

Available at neighborhood stores,

(Statepoint) This holiday season, stretch your budget when shopping for gifts, including toys and stocking stuffers, as well as last-minute needs, meal prep and more!

Spend more time creating memories and less time preparing with a few tips from experts at Dollar General.

Joyful Gifts

One of the best parts of the holidays may be seeing the excited reaction of someone

opening a gift, especially children. Save on some of America’s most popular name brand toys at Dollar General, which recently announced an enhanced 2022 toy selection from popular brands such as Melissa & Doug, LEGO, Fisher-Price, VTech, PlayDoh, Barbie, Pokémon, L.O.L. Surprise!, ZURU 5 Surprise and more. Most toys are priced at $10 or less. Another option for the person who has everything is a gift card.

gift cards provide the recipient with various ways to enjoy your thoughtfulness!

Dashing Decor

To transform the home, consider choosing one holiday color palette to stay consistent in each room. Color options may include gold and silver, various shades of green, red and green or blue and silver. Next, shop for decorations in your preferred palette and sprinkle throughout

(c) monkeybusinessimages / iStock via Getty Images Plus

VALLEY HO E IMPROVEMENT

the home. Ornaments, bows, ribbons and stockings aren’t just for the tree and fireplace. Add accents to the kitchen table, front porch, living room surfaces and everywhere else for more holiday spirit throughout the home.

Festive Food

VALLEY AUCTIONS

dietician and nutritionist, these recipes include options like risotto and hamburger soup and all use ingredients available at every Dollar General store.

delicious for the whole crew. Plan ahead this year and enjoy the extra time you’ll have celebrating the season with friends and family!

VALLEY HEALTH

The holidays are often synonymous with family meals, get togethers with friends and coworkers and seasonal dishes. For all household essentials, such as canned foods, milk, bread, eggs, baking items and more, consider shopping at a discount retailer to save in one convenient shopping trip. Additionally, consider using healthier variations of the season’s comforting and tasty dishes with DG Better For You recipes found at dollargeneral. com. Created by a registered

The holidays are a busy time for everyone, but keep your sights on the essentials! Simplify shopping by creating a signature theme for your home décor, finding deals on gifts for everyone on your list, and serving something easy and

Before You

WHEN REPLYING TO A LBYL AD BE SURE TO MAKE ALL CHECKS OUT TO THE VALLEY TRADER. EACH REPLY IS $4.00.

You must renew your ad every 2 issues for it to run in the next issue. And it MUST be written. Ads are not taken by phone.

Please note that no ads for alternative lifestyles will be placed anymore.

Ads will be placed according to publisher’s discretion.

Must be 18 or over to use this column.

ATTENTION NOTICE

If you send us an ad to run in this section, you must include your real name and address or we will not be able to print your ad. No one ever knows who you are except for the person who handles the replies in my office. Thank you for understanding in this simple matter.

Did you meet someone or go further with your relationship? We want to know. Send us your testimonial.

Testimonials: (Looking for some new comments of success)

Fall 1991 and January 1992 Testimonials: My cousin and his new wife (both in their early 40’s) were visiting my mom, my sister, and I. My sister asks, “So, how did you meet?” They kind of giggled and asked each other, “Should we tell them?” They said they met through the LBYL column. My sister and I decided we would try our fare at meeting “Mr. Right”. (BTW, my cousin and his wife are still married and hopelessly in love.) My sister didn’t have much luck, but in January 1992, I saw this ad that kept drawing my attention. As described, he really wasn’t what I was looking for, but... We met later that month for the first time; got engaged in 1993 and married in 1994. We will celebrate our 25th anniversary this October and we have a 23-year-old daughter who lives out of state. Thank you, LBYL! Mr. & Mrs. J.N.

4/4/17 Testimonial: I placed an ad 1/2/94 and met the love of my life. He has 3 boys and I have 3 girls. We were married

8/26/95 and now we’re the Brady Bunch. Thanks for helping us find each other. KP/DP

I will always be grateful to your paper Valley Trader.

My husband DH wrote to me and we have been happily married almost 12 wonderful years. We’ve been through many trials and joys and so glad we found each other. K.W/ K.H.

“Thanks Again Valley Trader, Friends! Years ago I put an ad in your paper and we were married almost 20 years & then our lord called him home.” -HR

“My brother met his wife Bonnie through your column. They have a son named Jake! He’s our pride and joy!” –CW

L.B.Y.L. Readers: It would help a lot if you put your town location in your ad. Distance is important when replying to an ad. Thanks.

– The Valley Trader

PLEASE RESPOND – We have had several people who have responded to personals in our column, and received no response in return. We would like to request that you send at least a post card to each and every response you receive, just out of courtesy to those taking the time to write you. Also, don’t forget to include either a phone number or address in your letter when responding to an ad.

IN ORDER TO DISTINGUISH BETWEEN IC RESIDENTS AND OTHER RESIDENTS WE HAVE DECIDED TO PUT EACH IN THEIR OWN SECTION.

Tired of not meeting that special someone at work, at the bar, or wherever you have been looking? Look no further than Look Before You Leap men and woman our other supporting single services. We want to help you! What do you have to lose? Just your loneliness. So do it. Send in your ad or send in a response. See directions at beginning of section on how to be a part of the Look Before You Leap.

Regular: PA Romantic WtM, 69 - 62 - 200. Looking for a woman who likes camping, flea markets, dining out, having fun. I have a good sense of

humor. Photo, phone. JB26836 11/21

Looking for my Teddy Bear, I’ll be your kitten. This John 3:16 Christian Wt. Lady (70) has many interests: writing, art, nature, nutrition & cooking. Let me make your favorite meal! I’ll respect you and hopefully make you smile. Non-smoker please. Kindness a must. Phone friend OK for now. Disabilities OK as well. KO26897 4/5/23

IC’s:

SWtFIC, 5’9”, blonde/ brown eyes, athletic build, 33, outgoing, openminded, extremely loving. Enjoy trying new things, caring personality. Seeking a lover/companion.

JW26922IC

FIC, 25, lt. brown skin, 160 lbs. Have sexy lips, chanky eyes, 5’1”. A lil shorty but carry myself with a big heart. Looking for someone I can write & talk to & visit. BS26923IC

FIC, 48, long black hair/ blue eyes, very outgoing, love to travel. Very positive person. AD26924IC

SWtFIC, Mistress seeking Mr. for care, comfort, support. Looking for a friend, lover & generous man. Write for details. KE26925IC

FIC, 30, tall, thick, short brown hair. Love music, have tattoos, nose & tongue pierced, from Milton. Enjoy 4 wheeling, outdoors, camping, fishing, arts & crafts. Love food, & swimming. JW26920IC SWtFIC looking to get to know any males, 36-45. I’m 39, black hair, blue eyes, 5’3”-160. Just a few months left here. Just trying to get to know someone better. LA26921IC

SWtFIC, seeking supportive men with the capacity for making me a sugar baby. I’m attractive, attentive, amorous, available for release & companionship soon.

KE26922IC

FIC, Italian Princess looking for her Prince. Smart, funny, loves to laugh & have good conversations. Dark hair, hazel eyes, thick in all the right places. JB26924IC SWtF looking for older man. I’m 38, blonde hair, 5’7”-170, outgoing & full of fun. Willing to make it long term. NB26925IC

FIC, Italian, 35, 5’8”180, thick in all the right places. Have a 38 Double D chest & nice butt. Love music, movies, warm weather & the fall. Tacos are my favoite & anything pumpkin. Long brown/ blonde hair, big brown eyes, tattoos. LW26926IC

Breast Cancer Survivors: How big was your lump?Local female inmate seeking information & letters of experience for purpose of making well informed decisions about treatment. Support & detail appreciated. KE26927IC SWtFIC, attractive. I need a man to talk to, a mate and do special things for me. Preferably generous, older, kind, hardworking, happy. KE26928IC

SWtFIC, long black hair, hazle eyes, curvy & independent. Seeking older, kind, outdoorsy, calm man to share my days with. PM26929IC

SWtFIC, looking for outgoing, older gentleman to share time with. I’m very outgoing, independent, & loving. RB26930IC

SWtFIC, sweet, sexy, fun, easygoing, patient, open minded, tender, loving, affectionate, honest, loyal. Enjoy the outdoors. Will bring you pleasure & happiness. Looking for long term relationship. HS26931IC

SFIC, likes cooking & traveling. Looking for a penpal/companion. If something more comes from it, great! Willing to relocate. BS26932IC SWtFIC, very outgoing, kind & independent. Love the outdoors, very loyal, & honest. Looking for kind man to keep me company. PM26933IC

SFIC, 31, ambitious, driven, humorous, outgoing. Seeking male or female companion & desiring to expand my horizons. Can you lead the way? RD26934IC

SWtFIC, 47, Indian/ Irish/German, willing to relocate. Looking for a friend/companion. TS26935IC

FIC Wanted: potential mates for myself, an amorous woman. Must be industrious, gentle, love to travel, make music, dine & love dogs, big trucks &

farmers. KE26936IC

SWtFIC, looking for people to correspond with. I’m 45 & this is my first time incarcerated & losing my mind from boredom. SM26937IC SFIC, Moroccan, 35. Seeking friends to correspond with. I look forward getting to know you. NF26938IC

FIC seeking penpals, friends, potential mates for fun loving woman. Love horses & fast cars. Athletic, brunette, great smile, talented & attentive. Seek same & funny. KE26939IC

SFIC, 36, looking for penpal, possibly relationship, lonely. DM26940IC

Wanted penpals for soon to be releeased woman looking for funny, potential friendship & more. Need TLC, attention support, humor from local people who care. KE26941IC

FIC, 28, A bad girl looking for a man that can handle & tame me. Freak in the sheets but lady in the streets. Lonely, looking for someone’s full attention. Have expensive taste & like to be taken care of. I want to take care of you back. I am unique, one of a kind with a juicy booty. You will never be bored with me. CF26942IC

FIC, smart, funny, sassy, Italian Princess, long black hair, big hazel eyes. Looking for that special someone to complete me to talk & laugh with.

JB26943IC

SWtFIC, 58, brown hair, blue eyes, 124 lbs. I like the outdoors, biking, swimming, parks, etc. I love to have fun. Have a sense of humor. PJ26944IC FIC, Soon to be Released. Would like to meet someone who enjoys the finer things, 5 star dining, trips all over the world. Must be serious.

TM26945IC

SWtFIC, looking for a gentleman too share my time with. I’m kind, compassionate & independent. Very caring. Love the outdoors & cuddling. PM26946IC

FIC, Sexy, Italian, long dark hair, big hazel eyes, funny, smart, loves to talk. Looking for that someone to laugh with & have fun. JB26948IC

SWtFIC, seeking long term relationship. Fun, loving, affectionate, sexy, loyal, open-minded, patient, educated, responsible, relocatible. I will bring love, pleasure, & happiness into your life. HS26949IC

FIC, 35, looking for pen pals to correspond with. I’m a non violent offender & just looking to pass my time here. NF26950IC

FIC, 46, just looking for pen pals. First incarceration, not violent or drug related. An interesting story actually. “Robin Hood” offense.

SM26951IC

SWtFIC, 48, looking for a fresh start. Willing to relocate. TS26952IC

SWtFIC, looking for companionship. Just turned 50 & am in prison for life. Look forward to communicating with someone. KB26953IC

FIC, blonde, blue eyes, 5’6”-135. Like to swim & hike. Love the outdoors, camping. I’m very loyal, honest, & hard working.

TP26954IC

WE DO NOT RUN ANY IC-LBYL ADS WITHOUT YOUR IDENTIFYING NUMBER. THESE MAILINGS ARE RETURNED BACK TO US, NON DELIVERABLE. ALSO YOU MUST SIGN UP FOR MAIL FROM LBYL. Inmates, seems you may need to be on some kind of mailing list at the prison. Inquire at your place.

The Valley Trader would like to thank everyone who places an ad in this column and also the people who respond. The number of responses we have been receiving has been GREAT!!! If you meet that “special person” from communicating through our column, let us know. Did you marry? Are you dating? We would like to know! Write us a short note we can print. Of course, we’ll only print it with your initials.

ATTENTION: We have no control over where our Look Before You Leap ads arrive from, and being a free press, we will place them in our column.

Over The Counter Hearing Aids

There are approximately 30 million adults in the U.S. with hearing loss, yet only about 30% of hearing impaired Americans have ever worn hearing aids. The goals of the FDA decision were to improve access to hearing devices, as well as offer consumers a less expensive option.

Untreated hearing loss can contribute to social isolation, depression, anxiety, fatigue, cognitive decline and reduced personal safety.

VALLEY AUCTIONS VALLEY HEALTH

In 2017, Public Law 115-52 (FDA Reauthorization Act of 2017) was established, which required the FDA to issue draft regulations for over-the-counter hearing aids by August of 2020. The FDA was unable to meet this deadline because of the COVID-19 pandemic. However, the initial regulations were issued in October 2021 following an executive order by President Biden. The legislation intended to offer adults with selfperceived mild-to-moderate hearing loss an opportunity to purchase these devices at a lower cost.What positives and negatives do you see coming from this development?I see several potential positives to this decision: 1) Many patients in rural areas live hours away from the nearest hearing health care professional. The ability to purchase hearing devices at their local pharmacy—Walmart or other larger retailer—or from an online retailer will give them a more accessible way to treat their hearing loss; 2) Many of the OTC devices do not look like traditional, prescription hearing aids. Patients with cosmetic concerns may be willing to try OTC devices even though they will not try prescription hearing aids. Wearing a hearing device even in the early stages of hearing loss can improve long-term outcomes because the nerves of the auditory system are still being activated.

However, I have several concerns about this increased access: 1) Medical treatment for patients who have a serious cause for their hearing loss (such as a brain tumor) could have a delay in medical treatment; 2) Hearing healthcare providers are required by law to have a return policy for prescription

hearing aids, but the FDA rule does not require manufacturers or sellers to have a return policy. Since OTC devices are still a significant investment (approximately $300 to $1,000), consumers who are unhappy with their purchase may not be able to recoup their cost; 3) Prescription hearing aids are programmed to prevent additional hearing loss due to loud sounds. OTC devices are not required to have a volume limiter. (MPO) Patients could cause more damage to their hearing if the devices are improperly set with no maximum power output levels.

Ultimately, OTC devices are not appropriate for all consumers with hearing loss. My biggest fear is that someone who is not really an OTC candidate will try them, not like them and never seek a prescription hearing aids from a licensed hearing healthcare professional. The PA state guidelines state that one is only eligible if they have a mild to moderate hearing loss, any hearing loss that is worse should be treated by a professional with your traditional hearing aid options.

Fun fact … Not all hearing aids are $5000.00 and many places offer payment plans and work with your insurance.

How important is it for people to consult a hearing healthcare professional for an accurate diagnosis before looking for hearing aids?It is very important for people with hearing loss to consult a hearing health care professional. While hearing loss can be caused by age and noise exposure, there also are more serious reasons for hearing impairment, such as a brain tumor or stroke. Some hearing losses, like those cause by infections, may be treatable with medications or surgery instead of hearing aids. A hearing health care professional such as an audiologist, Hearing Instrument Specialist, or ear, nose and throat physician can help patients determine the cause of their hearing loss and if they need treatment other than a hearing aid. People should absolutely see a hearing health care professional if they have any of the following symptoms:

Sudden or rapidly changing hearing loss

Hearing loss in only one ear, or hearing that is significantly different between ears

Ringing noise in only one ear

Pain or discomfort in the ear

Drainage (pus, blood or other fluid) coming from the ear

Sensation that something is in their ear Vertigo or dizziness

What advice would you give to anyone who is suffering from hearing loss or has a family member who may need treatment for hearing loss?As basic as it sounds, consult with your hearing healthcare provider before making a decision about OTC or prescription hearing aids. If price is a concern, many hearing healthcare providers dispense OTC devices or have prescription devices at a similar price point. Even if they choose an OTC device, they should still see an hearing healthcare regularly to monitor their hearing loss. Hearing healthcare professionals also can help with cleaning and maintenance of OTC or prescription hearing devices they work with. They can answer your questions accurately if you have any, and you have a place to go if you need need help with your hearing aid even if it is OTCWhat does Artisan Hearing Technolgies offer to our community? We offer a variety of hearing health care services for all ages, including hearing evaluation, hearing aid fitting and repair, bimodel cochlear implant fitting, tinnitus therapy, otoscopic evaluation, middle ear evaluation, wax removal, real ear measurements (Verification of your prescription) , hearing protection and many other custom products,video otoscope, otoscan, Impressions for costume fitted products, hearing aid maintenance…. And much much more. Free 2 week trials for traditional hearing aids, and 30 day money back policy on your OTC hearing aid. Most importantly, we check your insurance and most likely work with your insurance company. For more information about our services, please call Artisan Hearing Technolgies at 570-979-4248.

(State Point) The holiday shopping season is here. What do you give a loved one to show them just how much you care? It’s time to think outside the box. Here are four presents you can give to special young people in your life now that they may not appreciate in the moment but will thank you for later.

1. Savings bonds. This is the gift that keeps adding in value. Savings bonds can be purchased for as little as $25 and their value grows over time with interest and as the bond matures. Considered one of the most reliable ways to grow wealth over time, you’ll be guaranteeing recipients are able to help fund the important things they want later in life, such as that new car, their

college education, first house, wedding or honeymoon.

2. Life insurance. This is probably the last thing on a young person’s list of wishes but buying a life insurance policy now when they’re young and healthy will ensure coverage later in life when they

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ra at. Quisque dignissim urna in blandit suscipit. Aliquam non tis sed vitae magna. Proin sit amet purus augue. Proin laoreet consectetur massa eget fringilla. Fusce quis magna justo. Ut pretium dignissim justo vel egestas. Aliquam vestibulum mi dignissim ex volutpat, et efficitur quam scelerisque. Vestibulum ante ipsum primis in faucibus orci luctus et ultrices posuere cubilia Curae; Lorem ipsum dolor sit amet, consectetur adipiscing elit. Etiam ornare mauris ex accumsan facilisis. Cras lacinia libero at nulla imperdiet, vitae gravida magna porttitor. Donec porta lacus nec dui blandit feugiat. In ac tristique libero, at rhoncus erat. Praesent pretium nisi nec purus scelerisque commodo vel non arcu. Quisque tincidunt pellentesque lectus, at elementum sapien consectetur eget. Pellentesque est massa, rhoncus volutpat lacinia nec, luctus vel arcu. Praesent imperdiet rhoncus ipsum, id auctor turpis tincidunt sed.Sed ante eros, pharetra eget quam non, efficitur tristique sapien. Quisque quis accumsan orci. In mollis dui quis tincidunt eleifend. Ut fringilla ac tellus non euismod. In et accumsan lectus, sed semper velit. Nulla ligula velit, sodales sem interdum, tincidunt condifaucibus sit amet est a, ultrices erat, eget tempus enim. Etiam egestas augue arcu, non tempor orci fringilla pretium. Donec aliquam ligula nec ravida pellentesque. Vestibumattis.Nullam feugiat turpis urna, eu tristique nunc viverra ac. Cras lacinia dolor leo, eget tempus mi dapibus eu. Nam sed hendrerit tellus. Sed eget ex massa. Nulla aliquet ante vel elementum suscipit. Cras ultricies est posuere porta rutrum. Morbi faucibus fringilla est facilisis. Suspendisse risus turpis, dictum eu suscipit nec, ornare nec tellus. Aenean maximus ex aliquam, laoreet diam et, volutpat erat. is eu odio quis, gravida tincidunt urna. Integer vitae odio sed odio condimentum

(c) MNStudio / iStock via Getty Images Plus Images Plus

may not be insurable. Having a life insurance policy through Erie Insurance with a Guaranteed Insurability Option rider (GIO) can bring peace of mind that kids, or grandkids, are covered should they develop a life threatening condition. A policy is an affordable way to protect loved ones and help them pay off debts, living expenses and even medical bills. To learn more about life insurance, contact your agent or visit erieinsurance.com/lifeinsurance.

3. 529 plan. Anyone who wants to save for a child’s education can open or gift money to an existing 529 plan account. The best part is the contributions grow tax free and can be used for K-12 tuition, college expenses and even student loan repayments.

4. T-shirt quilt. For more of a sentimental gift, gather all your kids’ old sports or other event t-shirts and turn them into a quilt. They may not love it today as much as they would the hottest gadget, but they’ll treasure the memories as time goes on.

“As you look for that perfect gift, don’t overlook presents that have long-term benefits,” said Louis Colaizzo, senior vice president and division officer of Erie Family Life, Erie Insurance. “Life insurance, along with savings bonds and 529 plans, can put your kids on the path to financial security.”

Avoid the holiday crowds at the stores this year and channel your money into a gift your loved ones will truly appreciate for years to come.

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(Family Features) From the hors d’oeuvres to the main course and all the way through dessert, creating a full holiday menu doesn’t have to be hard.

The key to a successful feast is focusing on dishes that can please loved ones of all ages and palates, such as a festive salad before the turkey or ham main dish, which can be accompanied by complementary sides like au gratin potatoes. Finally, top off the celebration with a divine dessert featuring classic cranberry flavor.

To find more holiday recipe inspiration, visit Culinary.net.

Start Holiday Celebrations with a Salad With a bed of tender, leafy green spinach and pops of red cranberries, a salad lends itself perfectly to the colors and flavors of the holiday season. Plus, as a lighter bite ahead of the big meal, it makes for a delicious introduction to festive dinner parties, family gatherings and get-togethers.

This Spinach Christmas Tree Salad offers a fresh, festive option that adds a seasonal presentation to the table while inviting guests to take a bite. Harvested at the peak of flavor, tender Fresh Express Baby Spinach has a mild and delicate taste that makes it an ideal addition to recipes throughout the holidays.

Find more ways to freshen up your holiday menu at FreshExpress.com.

Spinach Christmas Tree Salad

Servings: 6

2 packages (5 ounces each) Fresh Express Baby

Spinach

1/2 cup dried cranberries, divided

1/3 cup pistachios, divided

1/2 cup feta cheese, divided

1 red pepper, cored, cut into thin strips

1 large apple, thinly sliced, cut into star shapes

Dressing:

1 cup whole berry cranberry sauce

3 tablespoons cranberry juice

2 tablespoons balsamic vinegar

2 tablespoons honey

1/4 cup olive oil

1 tablespoon light brown sugar

1/4 teaspoon salt

In large bowl, toss baby spinach with 1/4 cup dried cranberries, 1/6 cup pistachios and 1/4 cup feta cheese. Transfer to Christmas tree cake mold. Neatly arrange spinach leaves to create smooth surface.

Arrange red pepper strips, trimming as needed, to create garland. Arrange remaining dried cranberries, remaining pistachios and remaining feta cheese as “ornaments” on top of spinach. Create tree topper with one apple star; place remaining apple stars around “tree.”

To make dressing: In blender, process cranberry sauce, cranberry juice, balsamic vinegar, honey, olive oil, brown sugar and salt until smooth.

A Hearty Holiday Side Dish

From appetizers and snacks to the main course, sides and sweets, almost everyone has a favorite holiday dish. However, it’s the pairings and complementary dishes that make festive get-togethers special.

This Creamy Au Gratin Potatoes with Kale and Gruyere is an ideal example of a savory side that goes well with a variety of holiday meals, making it a perfect option for families seeking a versatile recipe to serve with dinner. Rosy-skinned and white-fleshed, Wisconsin Round Red potatoes have a firm, smooth and moist texture, making them well-suited for roasting in this hearty dish.

Visit eatwisconsinpotatoes.com to discover more recipes fit for serving your loved ones.

Creamy Au Gratin Potatoes with Kale and Gruyere Recipe courtesy of Wisconsin Potatoes

1 1/2 cups heavy cream

1/2 teaspoon salt

1/2 teaspoon black pepper

2 cloves garlic, smashed 3 sprigs fresh thyme

2 tablespoons butter

3 cloves shallots, diced 4 large kale leaves, finely chopped (discard stems) 2 pounds red potatoes, sliced 1/8 inch 2 ounces gruyere cheese, grated 1 ounce Parmesan cheese, grated

Heat oven to 325 F.

In small saucepan over medium heat, combine cream, salt, black pepper, garlic and thyme; stir constantly, until cream starts to bubble, 4-6 minutes. When bubbling, remove from heat and stir until slightly cooled. Let cream sit.

Heat large (12-inch) oven-safe skillet over medium-high heat. Add butter. When butter melts, add shallots and kale leaves. Saute until kale is tender and bright green, about 4 minutes. Turn off burner.

Add sliced potatoes to skillet, fanning over top of kale.

Use slotted spoon to remove garlic and thyme from heavy cream. Pour heavy cream over potatoes.

Cover skillet tightly with foil and bake until potatoes are tender, 75-85 minutes.

Remove skillet from oven and turn on broiler. Discard foil.

Sprinkle gruyere and Parmesan cheeses over potatoes, tucking some cheese between potato slices.

Return skillet to oven and broil until top is golden brown, 5-6 minutes.

Dish Up a Divine Holiday Dessert

Give your holiday gatherings a new twist this year with a creamy cranberry delight that’s a cause for celebration all on its own. Smooth, divine taste at the dessert table can be the memorable moment your family craves year after year.

This rich, festive Cranberry Cheesecake combines classic flavor with a homemade cranberry compote-infused layer above a crust sweetly made using C&H Light Brown Sugar and graham crackers. Top it all off with fresh and sugared cranberries, rosemary springs and whipped cream for a tempting treat that tastes as good as it looks.

To find more sweet eats to celebrate the holidays, visit chsugar.com.

Cranberry Cheesecake

Prep time: 45 minutes Cook time: 1 hour, 15 minutes

Cranberry Compote: 2 cups fresh cranberries

1 cup C&H Light Brown Sugar

1/4 cup freshly squeezed orange juice 1 teaspoon freshly grated orange zest

Crust: 2 cups graham cracker crumbs 6 tablespoons unsalted butter, melted

3 tablespoons C&H Light Brown Sugar 1/4 teaspoon salt

Cheesecake: 3 packages (8 ounces each) cream cheese, at room temperature

2 cups C&H Organic Raw Cane Sugar

3 tablespoons all-purpose flour

2 teaspoons pure vanilla extract

1/4 teaspoon salt

4 large eggs, at room temperature

1/2 cup sour cream, at room temperature 1/2 cup cranberry compote

fresh cranberries sugared cranberries rosemary sprigs whipped cream

To make cranberry compote: In medium saucepan, bring cranberries, brown sugar, orange juice and orange zest to boil. Lower heat and simmer 10-15 minutes, or until most cranberries burst. Remove from heat. Cool completely at room temperature then transfer to bowl; refrigerate.

To make crust: Preheat oven to 350 F. Butter 8-inch springform pan and line bottom with parchment paper. Set aside.

In medium bowl, mix cracker crumbs, butter, brown sugar and salt. Press crumb mixture into bottom of prepared pan. Bake 15 minutes. Remove from oven and set aside. Reduce oven temperature to 325 F.

To make cheesecake: In bowl of electric mixer fitted with paddle attachment, beat cream cheese at medium speed until smooth. Add cane sugar and beat 2-3 minutes. Scrape sides of bowl as needed. Add flour, vanilla and salt. Beat 1 minute until incorporated.

Add one egg at a time, mixing until incorporated. Add sour cream and mix 1 minute. Scrape sides of bowl as needed. In medium bowl, mix half of cheesecake batter with 1/2 cup cranberry compote.

Wrap springform pan with aluminum foil and place in large roasting pan. Pour cream cheese and cranberry mixture into prepared pan. Top with remaining cream cheese batter. Place roasting pan in oven and add hot water to 1-inch of springform pan. Bake 1 hour, 15 minutes, or until cake looks set in center. Remove from oven and rest 1 hour. Refrigerate in pan overnight.

Decorate cake with fresh and sugared cranberries, rosemary springs and whipped cream. #16454

Source: Family Features