The one secret to creating a smarter wealth transfer plan
Holding a family meeting to share your intentions is a critical step too often skipped. Here are some tips from Bank of America for getting the conversation started.
When you set up an estate plan, signing the paperwork is the easy part. What comes before that — making oftendifficult decisions about who gets what when and sharing your plans with your family — can be an emotional minefield. After all, you are talking about your mortality. No wonder many people keep their plans under wraps.
But the price of silence can be steep: Not sharing your estate plans can create family quarrels later or make it harder for your heirs to manage their inheritance. Hosting a family meeting to communicate your plans is crucial to successful wealth planning.
Your financial advisor and estate attorney or tax professional can help you think through how to structure your estate. Then your advisor can attend your family meeting — having an objective advisor present to lead the conversation and answer questions can help family members talk freely about their feelings.
These four tips can help you have a productive conversation:
Come prepared. Before you involve family members in an estate planning discussion, you and your spouse, if you are married, need to agree on what you hope to leave to your kids and other family members and what you would like those assets to help them achieve.
Gather information about your account balances and other assets — your advisor can help. Having those numbers in mind can help your family members understand how an inheritance might affect their own financial plans. Think, too, about whether you want to pass on your legacy while you are still living or after you are gone.
Finally, sharing an agenda in advance will allow family members to prepare for a thoughtful and open conversation and not get caught off guard.
Share the ground rules. For a matter as important and potentially fraught as your estate plan, it can be a good idea to set up a series of discussions. They do not have to take place face to face. Virtual meetings can be easier to schedule, and the physical distance can help remove some of the emotion.
Make clear that you want people to be candid but respectful. The idea is to forge consensus. Instead of talking about numbers for the first meeting or two, start by sharing your thoughts about what the assets you have accumulated have meant to you. Then you can talk about the impact you hope your money can have on the next generation. Set a positive tone. Emphasize a “we are all in this together” approach. Estate planning is a collective responsibility requiring a collective solution. To encourage feedback, offer discussion points as questions, such as “Do you feel the estate plan gives you the help you may need?”
Explain that your heirs will be better able to manage their financial plans based on realistic expectations and point out that everyone in the family might feel more at ease knowing where to find your estate planning paperwork and which advisors or estate attorneys they should turn to in the event of your passing.
Leave with an action plan. As you work together to create an estate plan, your advisor can help with practical strategies for many complex situations. These may involve financial documents such as wills, trusts and life insurance policies. Say you are considering passing on part of your estate while you are alive but wonder whether your children are prepared to handle it. Your advisor can help you implement a “test drive” approach in which you periodically give financial gifts through a trust.
Then there is the question of estate taxes. During your family meeting, your advisor can help make sure everyone understands the implications of their inheritances and can work with your estate attorney or tax professional to see whether there might be ways to lessen their potential tax burden. Even after all the paperwork is done, think of this as an ongoing conversation. As your family’s needs change — through divorce, marriage or a new grandchild, for instance — you will want to revisit your plan. And each time you do, it should come closer to capturing your vision for empowering the next generation.
For more information, contact Merrill Financial Advisor Andrew Neal in the Greenwood Village, CO, office at 303.689.8043 or andrew.neal@ml.com.
Neither Bank of America nor any of its affiliates, provide legal, tax or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions. Investing involves risk. There is always the potential of losing money when you invest in securities.
Asset allocation, diversification, and rebalancing do not ensure a profit or protect against loss in declining markets.
This material does not take into account a client’s particular investment objectives, financial situations, or needs and is not intended as a recommendation, offer, or solicitation for the purchase or sale of any security or investment strategy. Merrill offers a broad range of brokerage, investment advisory (including financial planning) and other services. There are important differences between brokerage and investment advisory services, including the type of advice and assistance provided, the fees charged, and the rights and obligations of the parties. It is important to understand the differences, particularly when determining which service or services to select. For more information about these services and their differences, speak with your Merrill Lynch Wealth Management Advisor. Banking products are provided by Bank of America, N.A., Member FDIC, and a wholly owned subsidiary of Bank of America Corporation (“BofA Corp.”).
Bank of America, N.A. makes available The H.S.A. for Life® Health Savings Account.
Bank of America is a marketing name for the Retirement Services business of Bank of America Corporation (“BofA Corp.”). Banking activities may be performed by wholly owned banking affiliates of BofA Corp., including Bank of America N.A., Member FDIC. Please consult your tax or legal advisor regarding specific use of Health Savings Accounts. Investments can lose money. Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as “MLPF&S” or “Merrill”) makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation (“BofA Corp.”). MLPF&S is a registered broker-dealer, registered investment adviser, Member SIPC and a wholly owned subsidiary of BofA Corp. Brokerage services are provided by Merrill Lynch, Pierce, Fenner & Smith Incorporated, a registered broker-dealer, registered investment adviser, Member SIPC, and a wholly owned subsidiary of Bank of America Corporation. Banking products such as checking accounts and certificates of deposit are FDIC insured to the maximum allowed by law and are offered through Bank of America, N.A., Member FDIC. Investment products offered through MLPF&S, and insurance and annuity products offered through MLLA.: Are Not FDIC
Gum Pop Presents Expands Holiday BAZAAR Series Across Denver
Gum Pop Presents is excited to announce the return of its popular Holiday BAZAAR series for the 2024 holiday season, popping up at multiple unique Denver locations! Featuring over 200+ local makers, live entertainment, festive activities, and a lineup of bar sponsors, the Denver BAZAAR Holiday markets offer a blend of seasonal shopping, food, and fun. Free, family-friendly, and dog-friendly, the Holiday BAZAAR is a perfect way to celebrate the season while supporting local artisans.
Event Schedule:
Belmar Plaza, Lakewood: Nov. 23-24, Dec. 7-8, Dec. 21-22
Saturdays: 11 AM – 7 PM | Sundays: 11 AM – 5 PM
The Lakewood Holiday BAZAAR will host three weekends of indoor holiday shopping, each with a unique theme and 50+ local
makers to explore. From holiday-themed activities to live entertainment, Belmar Plaza will be a vibrant holiday shopping hub for three weekends leading up to Christmas.
Belleview Station Nov. 30 - Dec. 1 | 11 AM – 5 PM
Belleview Station’s Holiday BAZAAR will feature live entertainment on Small Business Saturday (November 30) to celebrate and support over 80+ local makers. Sunday (December 1) brings a “Reindeer-in-Training” Dog Parade, inviting dogs and
their owners to dress in their holiday best for a festive day of fun.
Larimer Square: Dec. 5 - Dec. 22
Sun: 11 AM – 6 PM | Mon-Thurs: 3 PM – 7 PM | Fri & Sat: 12 PM – 9 PM
The iconic Larimer Square will host an extended Holiday BAZAAR from December 5 through December 22. This market will feature daily indoor and outdoor shopping options with a refreshed lineup of makers starting on December 16. Each session will host 50+ local makers to shop along Larimer Square. Live entertainment will add to the festive atmosphere, making it a must-visit destination for holiday shopping.
Exciting Bar Sponsors:
This year, Holiday BAZAAR welcomes Tito’s Handmade Vodka and Old Forester Bourbon as new bar
sponsors, joining Denver Beer Company and Prefare Meals, 2024 Presenting Sponsor. Attendees can enjoy a variety of beverages while shopping.
RSVP & Tickets: RSVP via Eventbrite for updates and previews. Shop and Sip tickets are available for purchase.
About Denver BAZAAR
Since 2015, Denver BAZAAR has celebrated local art, food, and creativity, supporting over 1,000 small busi-
nesses with seasonal markets that attract thousands of shoppers. These events promote local spending and create lasting vendor-customer relationships, fostering community growth.
About Gum Pop Presents
Founded in Denver in 2019, Gum Pop Presents produces dynamic pop-up events, blending fun with support for local businesses. The company has hosted over 1,500 markets with more than 5,000 vendors—75% women- or minority-owned—and has facilitated $20M+ in sales.
Celebrate the holidays while supporting local makers at the 2024 Holiday BAZAAR! For more information, visit www.gumpoppresents.com or follow Denver BAZAAR on Instagram and Facebook.
Being thankful and blessed takes on a special meaning to me this Thanksgiving holiday. I’d like to share that in early November I had my very first emergency visit and first ever surgery in my lifetime for what’s called an AAA. (abdominal aortic and iliac aneurysm). After a 4 hour surgery and numerous stents a team of vascular doctors saved my life. I’m hanging out in rehab getting stronger by the day with my mental capacity still sharp and positive attitude bringing me closer to being HOME SWEET HOME.
BY BOB SWEENEY PUBLISHER
I’ll get those phone calls returned soon. I’m looking forward to resuming all my joys of my weekly paper route, Lions Club, my investment club, Sunday men’s coffee and my weekly trips to Black Hawk/ Central City as publisher of The Weekly Register Call newspaper. My love for our newspapers keeps me going as I’m passionate and privileged about what I get to do everyday.
Find meaning and purpose in your life. I have always admired hard work and dedication for whatever you do in life! Don’t settle! Don’t just sit on the sidelines of life. Make a difference, like the nonprofits being featured in this weeks paper!
I’m thankful for my family, work staff and lifetime friends for words of encouragement, cards, texts and,
Live each day to the fullest and get up everyday and fight for what you believe in to thrive and survive.
This Thanksgiving go do GOOD things or kindly support those that do!
Blessings to all of you!
CREATIVE
of state) $ 80
22095 E. Chestnut Place Aurora, CO 80016 Call: 30 3 -7 7 3 - 8313
Email: gerri@villagerpublishing.com Visit: www.villagerpublishing.com
GOVERNMENTAL
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ADVERTISING CONSULTANTS Susan Lanam — 720-270-2018 susan@villagerpublishing.com
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Scottie Iverson swan@denverswan.com
SUBSCRIPTIONS Gerri 303-773-8313
EDITORIAL COLUMNIST Robert Sweeney bsween1@aol.com
follow FREDA
I am passionate about government and giving our readers straightforward information that will help them make informed choices when they vote. I am also a licensed C.P.A. and former Greenwood Village City Council member. Dr. Jerry Miklin and I are the parents of five young adults, including two sets of twins, all of whom graduated from Cherry Creek High School and college. I am a 9-time Colo. Press Assn. award winner. If you have any questions about local or state politics or government, or something you want to share, email me at fmiklin.villager@gmail.com
BY FREDA MIKLIN
Villager Newspaper Exclusive: Christine Sweetland is running for Mayor of Centennial
Centennial District Two City Council Representative Christine Sweetland recently shared with The Villager, exclusively, that she has filed paperwork to be a candidate for Centennial Mayor in the November 2025 municipal election.
Sweetland is in her second term on the Centennial City Council. She was first elected in 2019 and re-elected in 2023, when she won every precinct in her district and amassed 63% of the votes cast.
The candidate told The Villager she is running because, “I am passionate about serving our community. As an effective leader, I strive for excellence. I actively listen to the
needs of the people I represent. My vision is to see Centennial thrive as a safe community where neighborhoods matter, businesses are valued, and we continue to create unique spaces for all to enjoy.”
Former Centennial City Council members who have pledged their support of Sweetland for Mayor include Rebecca McClellan, current chair at the Colorado State Board of Education, Keith Gardner, current board vice-chair at South Suburban Parks & Recreation District, Bart Miller, current board
chair at Southeast Metro Stormwater Authority, and Andrea Suhaka, current board chair at Denver Regional Mobility & Access Council.
Also supporting Sweetland for Mayor are Arapahoe County Commissioners Carrie Warren-Gully, Jessica Campbell, and Leslie Summey, along with State Representatives Meg Froelich, Chad Clifford, and Eliza Hamrick, State Representative-elect Gretchen Rydin, and former State Rep. David Ortiz.
Sweetland, a breast cancer survi-
vor, has been a certified real estate appraiser for almost 20 years. She previously spent 15 years in the telecommunications industry. Christine and her husband, Andy, have been married for 24 years and have two sons, one currently attending the University of Denver and one who recently graduated from the University of Kansas. Sweetland was an active volunteer at Littleton Public Schools when they were growing up. She also found time to be president of her Neighborhood Improvement Board.
Current Centennial Mayor Stephanie Piko was first elected to that position in 2017 and re-elected, uncontested, in 2021. She is term-limited. Stay tuned for an announcement of the official kick-off of Christine Sweetland’s campaign for Mayor of Centennial planned for mid-January.
Colorado Business Roundtable panel included future U.S. Energy Secretary
On October 23, the Colorado Business Roundtable (COBRT) held its annual View from the Top event at the Denver Museum of Nature & Science. This year’s theme was, Innovation in the Face of Uncertainty. The panelists, Anne Noonan, president and CEO of Summit Materials, Chris Wright, CEO of Liberty Energy, just named as President-elect Trump’s nominee for United States Secretary of Energy, and Ron Lopez, president of Astroscale U.S. Inc., were asked to discuss how they drive technological advancements, boost operational efficiencies, and foster resilience amidst rapid change. Ryan Frazier, 9News Business Brief, served as moderator. Dave Schunk, president and CEO of Volunteers for America and board chair of COBRT, welcomed the crowd, describing COBRT as an organization that “brings together the expertise and the experience of more than 70 CEOs and top executives from Colorado’s largest employers, spanning academia, business, community organizations, and government…fostering a vibrant economy that benefits everybody.”
Debbie Brown, COBRT president, talked about a recent Gallup survey that found that 63% of Americans see business as having a positive impact on their lives, up from 55% in 2022. The report concluded that “Businesses are problem solvers,” she shared, adding, “Business can improve the lives of its customers, employees, communities, and share-
holders.”
Astroscale is a company dedicated to space sustainability, focused on orbit-servicing to remove space debris, and extend satellite life spans. Its president, Ron Lopez, is a former intelligence officer in the U.S. Air Force and was appointed to the U.S. National Space Council’s User Council users advisory group by the Office of the Vice-President.
Chris Wright described himself as a, “a tech nerd turned entrepreneur and dedicated humanitarian on a mission to better human lives,” whose “passion has inspired a career in energy, working not only in oil and gas, but also nuclear, solar, and geothermal.” He is a founding board member of the Bettering Human Lives Foundation.
Asked to describe what problem or needs their company is solving, Anne Noonan explained that Summit Materials (SM) is a construction materials solution provider whose mission is “to lay the foundation to connect our communities and build a better tomorrow,” adding that SM aims “to be the most socially responsible construction materials solution provider (employing) innovative solutions to meet tomorrow’s challenges.” The company’s stated values are safety, integrity, which she described as doing what’s right when no one is watching, sustainability, and inclusivity.” SM sells cement, ready mixed concrete, asphalt, and construc-
tion for residential, non-residential, and public customers, “in a woefully underbuilt country.”
Ron Lopez told the audience, “Space is absolutely critical to our everyday lives,” pointing out that it is the source of everyday activities, like weather apps, Google Maps, and the internet. With many companies sending satellites into space to provide services, he explained, “Over the next 10 years, we expect there are going to be three times as many satellites and rockets launched into orbit than were launched since the beginning of the Space Age.”
As a result, he said, “Space has become an increasingly large problem… from a national security perspective.” His company, Astroscale, was created to make sure the satellites that go into space can stay there as long as possible, and be recycled when they are no longer usable. It was created in Japan, where Lopez was living. He came back to the U.S. in 2019 to stand up a subsidiary in this country.
Chris Wright pointed out that energy, his business, is what enables every other business. His company’s mission is bettering human lives. Wright noted that, “About one billion people in the world live lives recognizable to us…but seven billion people in the world don’t live highly energized lives like us, and their ambition is to join the one billion.”
Pointing to the growing movement “that thinks oil and gas is bad,” Wright went on, “Fifty years ago, the world got 85% of its energy from oil, gas, and coal,” and that statistic is unchanged today. His company “wants all energy
that’s additive and improvement for human lives,” and, “to engage with people thoughtfully in what we do, why we do it, and why it matters.”
Wright added, “There are 2.1 billion people who still cook their daily meals by burning wood, dung, and agricultural waste indoors,” which has led to “over three million preventable deaths per year from indoor air pollution,” which he likened to the peak death rate from Covid, globally. “But,” he pointed out, “Covid deaths were of elderly people in wealthy countries. We shut the planet down over that—three, four, five, six million deaths per year---but three million deaths per year of low-income people in low-income countries, almost no one even knows about it, and we have active policies slowing the progress for those that are the least fortunate, to move up the scale.”
No one in that room could have known they were listening to the soonto-be U.S. Secretary of Energy when Wright went on, “There’s no dirty energy. There’s no clean energy. There’s no good stuff. There’s no bad stuff. Everything has tradeoffs. What we want is a thoughtful engagement about how to make better tradeoffs, how to grow the goods and shrink the bads.” He pointed out that it is unfortunate that the topic of energy has become politicized.
Liberty Energy, Summit Materials, Caruso Ventures, St. Vrain Valley School District, CU Denver School of Business, Aspen Academy, and MileHiModern sponsored the gathering.
Dave Schunk Debbie Brown
From left to right, Chris Wright, Anne Noonan, Ron Lopez, and Ryan Frazier
Christine Sweetland
CCRW recognizes veterans and celebrates Red Wave victory
Cherry Creek Republican Women (CCRW) President Dorothy Gotlieb recognized the many veterans – male and female in the audience. The question was posed: “Why only one day for veterans?” Keynote speaker was award-winning and beloved talk-show host, columnist, author, former corporate finance chair with an MBA from DU who grew up in New York City and has called Colorado home for over 50 years - Mike Rosen. “I’m delighted that I’m doing the happy speech,” he began. Two years ago he predicted Biden would not be on the ballot. One month ago, he predicted Trump would win in a Red Wave. “We just witnessed an earth shattering election,” he said. Rosen also reviewed the various statistics and count of The House and Senate. “Trump carried down ballot. It was the greatest comeback in U.S. history with many more obstacles than Grover Cleveland such as ‘Lawfare’ that backfired. There was list of what the public voted against. So many Americans said Stop this S---!”
“Trump has reinvented the Republican Coalition!” – Mike Rosen
Jim
and Evie Ash
Newly elected State Senator Lisa Frizell is keynote at DCRW’s last meeting of the year
Douglas County Republican Women (DCRW) heard from optimistic State Rep. and newly elected Senator Lisa Frizell who was thrilled that the Supermajority was stopped. Frizell reviewed the candidate statistics and mentioned she even helped cure votes in Colorado Springs. One candidate was up by just
seven votes. “Now, more than ever, your vote counts!” she said. “It is also a new day in State House.” Frizell cited three races where only Democrats ran unopposed and Republicans should have had candidates. She also fielded questions and shared what some of the Bad Bills are that are coming.
CCRW President Dorothy Gotlieb, “President-Elect Donald Trump” with Keynote Speaker Mike Rosen (U.S. Army veteran) and newly elected RTD Board Member Kathleen Chandler
Photos by Scottie Iverson
Barb Rosen, Aurora City Councilmember Francoise Bergan, CCRW Co-1st VP Linda Stevens
Mary (CCRW secretary) and Tom Conroy (veteran) with Antonette Smith
(veteran)
DCRW 1st VP Holly Kluth and Keynote Speaker Rep. Lisa Frizell who just elected to the Colorado Senate with the three balloons also signifying she was the Douglas County Assessor prior
Alecia Brown (City of Lone Tree councilmember), Renee Anderson (South Metro Fire Rescue Board), Laura Hefta (Town of Parker councilmember)
LEFT: New DCRW member Deborah Dies arrived in a pure patriotic ensemble
ABOVE: Term-limited Douglas County Commissioner Lora Thomas gave her farewell and gracious appreciation for support – “It’s an honor to represent Douglas County at any level.”
Assistant DA to the newly elected DA George Brauchler in the new 23rd District – Darcy Kofol with DCRW Treasurer Jane Sievers Photos by Scottie Iverson
Denver Metro Chamber of Commerce and Junior Achievement-Rocky Mountain Announce 2025 Colorado Business Hall of Fame Laureates
Laureates to be inducted in formal ceremony on Feb. 6, 2025
The Denver Metro Chamber of Commerce and Junior Achievement-Rocky Mountain are proud to announce the 2025 inductees into the Colorado Business Hall of Fame, representing Colorado’s most distinguished business leaders from the past and present. The 2025 class includes leaders in a variety of industries, including hospitality, banking, brewing, mortgage, and renewable energy.
Walter Isenberg
Anita Padilla-Fitzgerald
Kim Jordan
Earl L. Wright
Charles S. McNeil
Pioneer:
Winfield Scott Stratton
These laureates, selected for their enduring and innovative professional contributions to Colorado, inspirational and ethical acumen, and philanthropic endeavors, will be inducted at the annual Colorado Business Hall of Fame dinner on Thursday, Feb. 6, 2025, at the Hyatt Regency Denver at Colorado Convention Center. The event is generously supported by Presenting Sponsor UMB Bank, Reception Sponsor IMA Financial, and Media Sponsor Denver7. Denver7’s Lisa Hidalgo will emcee the event.
2025 Colorado Business Hall of Fame Laureates
Walter Isenberg
Walter Isenberg co-founded Sage Hospitality Group in 1984 with Zack Neumeyer after graduating from Cornell in 1980. As CEO, Isenberg has led Sage for four decades, establishing it as a leader in hotel and restaurant operations, real estate, and brand build-
ing. Sage’s ventures include significant projects like Denver’s Union Station and McGregor Square. The company, with divisions including Sage Hotel Management and Sage Restaurant Concepts, employs over 6,000 people. Isenberg is committed to community service, supporting numerous nonprofits and receiving awards such as the 2023 ULI Colorado Legacy Award and the 2020 Pinnacle Award. He is active in various industry and community boards, including VISIT DENVER and the Downtown Denver Partnership. Alongside his wife Christie, he was honored with the 2019 Community Enrichment Award from the Mizel Institute.
Kim Jordan In 1991, Kim Jordan co-founded New Belgium Brewing Company and became CEO a decade later as the company expanded. Jordan transformed New Belgium into a leading craft brewery by emphasizing environmental responsibility and employee ownership. Her approach set a high standard for business practices. When she sold the company to The Lion-Kirin group in 2019, her co-workers received nearly twice the value Jordan and her family did, a true testament to broadly shared equity. A Fort Collins staple, Jordan, along with her co-workers, started the Tour de Fat, an annual bicycle parade and fundraiser for local non-profits. She is active in the community, serving on several boards, and founded the Mighty Arrow Family Foundation for impactful philanthropy. Jordan has received numerous awards, including the Colorado Governors Citizenship Medal for Growth and Innovation (2016), the Brewers Association Recognition Award (2019), and the Teddy Roosevelt Conservation Partnership Conservation
Achievement Award (2021).
Born in 1949 in Greeley but raised in Estes Park, Charles S. McNeil graduated from the Colorado School of Mines in 1971 with a degree in Mining Engineering. A fourth-generation Colorado entrepreneur, McNeil founded NexGen Resources Corporation in 1991 and has served as its CEO since. NexGen supplies coal to Xcel Energy’s Texas plants, commercializes carbon cap-
ture technology, and develops hydrogen projects, oil and gas resources, and real estate. McNeil’s ventures have generated billions in economic activity. A licensed Professional Engineer, McNeil is active in various industry organizations, including the National Mining Hall of Fame & Museum Board. He is also deeply involved in Denver’s community, having served on multiple boards, including the Denver Area Boy Scouts (now Boy Scouts of America, Greater Colorado Council) and Craig Hospital Foundation. His community contributions include being honored by the Boy Scouts of America as a Distinguished Eagle Scout and receiving various awards for his service and leadership.
workers, Anita Padilla-Fitzgerald started her mortgage industry career at the age of 18 as a receptionist at Silver State Savings and Loans. Rising through roles, including President/CEO of First City Financial Corp, she founded MegaStar Financial Corp in 1991, a top 100 U.S. mortgage lender. She also owns MegaStar Holdings, which handles real estate investments. Padilla-Fitzgerald founded Take3Tech to innovate mortgage technology, creating LoanMAPS and TheRuleTool® to streamline mortgage processes. Her goal is a seamless, digital approval process that enhances customer experience and cuts costs. Recognized by Inman, she has also been honored with the Ernst and Young Entrepreneur of the Year award and the U.S. Hispanic Chamber’s National Latina Trail Blazer Award, Padilla-Fitzgerald is also active on the Board of Directors for 1st Bank Holdings and the Mortgage Bankers of America Board of Governors. She and MegaStar support the Latinas First Foundation, which aids Latina professionals in achieving their full potential.
management, and tax planning across eight offices in the U.S. In 2010, Wright co-founded the Common Sense Institute (CSI), focusing on econometric analysis of Colorado issues, and he actively participates in its bi-weekly podcast. He has served on various educational and community boards, receiving awards such as the “Masters of Profession” from the University of Nebraska and Citizen of the Year from the Villager Newspaper. Wright also served on the boards of Taiga Biotechnologies, Nichols Institute, and SuperFood Services.
Earl L. Wright started his wealth management career at Irwin Management in Indiana. In 1972, he co-founded Asset Management Group with Michael Bergmann, which later became AMG National Corp. in 1975. As CEO and Chairman of AMG, Wright oversees a wealth management firm with assets of approximately $8.1 billion (as of March 31, 2024), offering services such as wealth planning, investment
Pioneer Laureate: Winfield Scott Stratton Winfield Scott Stratton moved to Colorado Springs in 1872. He worked as a carpenter and prospecting for gold and silver. In 1891, he discovered a gold vein at the Independence Mine in Cripple Creek, becoming the first millionaire of the Cripple Creek Gold Rush. He sold the mine for $11 million in 1899. Stratton also improved Colorado Springs’ infrastructure, including the Colorado Springs and Interurban Railway, and built the city’s first professional baseball stadium. Many streets, parks, and buildings throughout the city are named after him to this day. His philanthropic efforts included funding Colorado Springs City Hall, the Mining Exchange Building, and the Post Office and Federal Courthouse. He supported individuals in need, provided bicycles to laundresses, and helped those affected by the Cripple Creek Fire. Stratton was inducted into the National Mining Hall of Fame and the Hall of Great Westerners.
Charles S. McNeil
Anita Padilla-Fitzgerald The daughter of labor
Earl L. Wright
Holiday Pop Up
(Former
Artist: Dalena Hogan
Elevate your senior living experience at St. Andrew's Village, where personalized service and care meets inspired living. Unwind in our chic apartment homes and immerse yourself in a community that goes beyond the ordinary. From engaging on-site activities and events to resort-style amenities, we prioritize your comfort by offering all essential services, activities and care in one centralized location.
At St. Andrew's Village, we redefine senior living, creating a haven where every moment is tailored to enhance your well-being, allowing you to live life on your terms.
By providing nursing scholarships, Friends of Nursing is helping the next generation of nurses who are earning their baccalaureate or higher degree through nine Colorado Schools of Nursing.
Colorado is experiencing a serious nursing shortage. Some projections suggest that our state will need more than 10,000 new nurses over the next decade. As the demand for quality patient care continues to rise, so does the demand for qualified and dedicated nurses. The Colorado Workforce Development Council projects a shortage of 56,000 entry-level and mid-level healthcare workers by 2026.
The recipients of Friends
of Nursing scholarships show exemplary skill and passion for their chosen career path. With few overhead costs and a 100% volunteer board, donations to Friends of Nursing go directly to the scholarship fund. Students receiving the Friends of Nursing scholarships express sincere gratitude when they receive their awards because education costs are high, and even when working one or two jobs while in school, students still struggle with the cost of their educations.
In 1981, co-founders Greta Pollard and Janet Pirkey established Friends of Nursing of the University of Denver as a non-profit scholarship
For all inquiries regarding purchase of the
FON Scholarship winners from 2024
support group for the school’s nursing program. After DU phased out its nursing program in 1985, the organization was renamed Friends of Nursing (FON) and broadened the scope of Colorado college and university nursing programs it supported. Funds are raised through memberships, special events, and donations from individuals, corporations, and foundations.
To Give, please go to www.coloradogives.org/donate/ fon or to www. friendsofnursing. org/donate and click on PayPal. It is with heartfelt gratitude that we thank you for your support!
Can
Can
Can provide holiday gifts for one child who might otherwise go without, bringing the gift of hope and celebration.
Can equip a child with essential clothing, a warm coat, sturdy shoes and vital hygiene items for an entire year.
“A sanctuary full of compassion and love. Providing a lifelong home for elderly dogs during their Good Days, Bad Days, and Last Days.”
FRIENDS OF NURSING
Your gift provides spay/neuter surgery for homeless & free-roaming cats, while also taking young kittens off the streets and placing them into adoptive homes. www.TheFelineFix.org
Friends of Nursing awards scholarships to high achieving nursing students through nine Colorado Schools of Nursing. Donations go directly to nursing scholarships, benefitting health care throughout our Colorado communities. To Give: www.coloradogives.org/donate/fon or www.friendsofnursing.org/donate and click on PayPal
Be an Angel this Season and donate
“Empowering all youth across Colorado through leadership, outdoor skills, and community service. The Greater Colorado Council, BSA fosters character development and prepares future leaders” https://www.coloradogives.org/donate/ Scoutingcolorado
Freedom Service Dogs transforms lives by partnering people with custom-trained assistance dogs, free of charge. Your gift on Colorado Gives Day helps fuel our mission. freedomservicedogs.org/cgd
FullCircle is a lifeline for Colorado’s youth and families facing substance use, mental health, and behavioral struggles. We provide no-cost support, creating spaces for healing and hope.
https://fullcircleprogram.com/donations
https://www.coloradogives.org/donate/ fullcircleprogram
Colorado UpLift transforms lives by building lifechanging relationships with underserved youth, empowering them to succeed through mentorship, education, and leadership programs. Join us in inspiring futures this Colorado Gives Day! www.coloradogives.org/organization/ coloradouplift
Please give the gift of life today to homeless pets. Your gift will be doubled up to $47,200! They’re counting on you!
CLC is a unique all-volunteer nonprofi. 100% of your donation funds ground-breaking cancer research and cancer-related services in Colorado. www.cancerleague.org
begins with you. Support The Nature Conservancy’s work in Colorado to create real change for our planet, together. https://www.coloradogives.org/ organization/Nature-Co
Ignite your curiosity for History Colorado to help us invest in rural prosperity, strengthen through education, and share the diverse stories of Colorado.
Research is dedicated to raising awareness and funding for pancreatic cancer research at the University of Colorado Cancer Center, Anschutz Medical Campus.
Colorados most vulnerable populations need your help Your donation to Volunteers of America Colorado creates ripples that spread hope and restores lives. www.voacolorado.org/one_act
Zuma’s mission is to provide life-saving rehabilitation and sanctuary to homeless animals and pair them with troubled humans in an animal-assisted therapy setting.
http://coloradogives.org/ZumasRescueRanch
Common Sense Institute is a non-partisan research organization dedicated to the protection and promotion of the economy and jobs.
grants to teachers and schools in the 147 rural schools districts throughout Colorado.
Independence Institute is a non-partisan, non-profi, free market think tank that educates citizens, legislators, and opinion makers about policies that enhance personal and economic freedom. i2i.org/CGD
BRRC is dedicated to providing the resources, education and advocacy needed to stop bullying and stem the long-term effets bullying has on its targets.
Help A Precious Child empower over 50,000 kids with essential support—diapers, clothing, food, holiday gifts and more. Donate today to make an impact: coloradogives.org/organization/ APreciousChild
Located in Littleton, Doctors Care provides affodable, high-quality health care and services that promote overall health and wellness for those in need. www.doctorscare.org/donate
At Nourish, our recipes always include hope and warmth. Your support shares food and friendship with older adults by delivering 230,000 nutritious meals this year!
The Gathering Place provides low-barrier, traumainformed care to women, gender-diverse people, and children experiencing homelessness. Your gift provides essential needs and support as they navigate the path ahead. www.coloradogives.org/organization/ Thegatheringplace
Through your support and partnership, Junior Achievement-Rocky Mountain students can write their own stories and sign their names with confidene, dignity, and determination. https://www.coloradogives.org/ organization/jarockymountain
WINGS OF HOPE for Pancreatic Cancer
The Nathan Yip Foundation works to close the educational opportunity gap between rural and urban schools by providing
Anschutz Medical Campus. An all-volunteer organization,
donation received goes directly toward funding seed research projects at the CU Cancer Center. This enables many of the grant recipients to go on to qualify for major grants from such entities as the National Cancer Institute.
Maureen Shul founded WINGS OF HOPE for Pancreatic Cancer Research in 2012 after losing her brother and mother to the disease. "When you experience something that devastating, you need to find some purpose and meaning in it all in order to move forward," Shul stated. "For me, starting WINGS OF HOPE to fund the research that would improve patient outcomes and survival rates was the only thing I could think of doing to honor my family and all those impacted by this disease."
Research funding comes from donations received throughout the year and their 2 signature events, "Evening of Hope" and the Kingsbury Open.
This year's "Evening of Hope" featured Miss America Madison Marsh, who moved the crowd with the story of losing her mother to pancreatic cancer while in her teens, and the impact that had on her life.
The Kingsbury Open, founded by Lisa Goodman in memory of her father who died from pancreatic cancer in 2007, has become a premier Colorado golf event, with all proceeds going to fund pancreatic cancer research through their partnership with WINGS OF HOPE. This year the Kingsbury Open raised $50k for pancreatic cancer research.
To date WINGS OF HOPE has given approximately $2 million to the CU Cancer Center for pancreatic cancer research, which over the years has resulted in several clinical trials being brought to CU Cancer Center.
COLORADO GIVES is a special and unique way for people to donate to the nonprofits they support and believe in. We invite you to join this effort to make a difference in the fight against pancreatic cancer.
Coloradogives.org/organization/wingsofhopeforpancreaticcancerresearch www.wingsofhopepcr.org
FullCircle is a lifeline for Colorado’s youth and families facing substance use, mental health, and behavioral struggles. We provide no-cost support, creating spaces for healing and hope.
In Colorado, 7 lives are lost each day to overdose and suicide, many of them young people. FullCircle offers no-cost support to youth and families facing substance use, mental health, and behavioral struggles. Your donation helps expand our reach, providing sober events, family groups, and peer-led support. Together, we can change lives and ensure no family faces these challenges alone. Help us build brighter futures—donate today.
https://fullcircleprogram.com/donations https://www.coloradogives.org/donate/fullcircleprogram
Since 1985, II has provided research resulting in changes in law and policy. We put our ideas into action through litigation, coalition building, ballot initiatives, new media, and investigative reporting. We fight for freedom on paper, in the statehouse, in the media, and on the ballot.
Aren’t
Be an Angel this Season and donate
Junior Achievement-Rocky Mountain (JA) has gone through many incredible and exciting changes over the past few years. We built the award-winning JA Free Enterprise Center, launched the one-of-a-kind JA Dream Accelerator, and merged with Economic Literacy Colorado. One thing we did not change was our name. As we often say, “our name is our promise.”
applies these tools to empower others, and she actively supports her clients on their path to self-sufficiency.
As important as the name Junior Achievement is to our community and country, there are several other names that mean something special.
Linda is an immigrant woman of color whose access to education beyond high school was not clear cut. JA gave Linda tools she needed to break barriers and become a social worker. She now
Eli lives in a neighborhood plagued with gang violence and youth who lack positive role models. One of JA’s experiential programs helped Eli see a different path forward. In his words, “The best part about today was hearing that stereotypes don’t define me, and I can do anything I put my mind to.”
Isreal’s family struggles with homelessness and poverty. These are difficult circumstances for anyone to overcome; however, circumstances do not define Isreal. Thanks in part to JA volunteers, he is an aspiring entrepreneur who
is determined to be the first in his family to graduate from college.
These incredible stories started with one name – Junior Achievement. How do we do it? By providing hope.
When we put hope out there, and hope wins, we take the dreams of youth and the daydreams of adolescents and awaken these young people to choicefilled lives, lives where they have agency.
These life-changing outcomes are only possible because of you. We hope we can count on your continued support as we work to ensure that even more students can write their own stories and sign their names with confidence, dignity, and determination. You can make a contribution at https:// www.coloradogives.org/organization/Jarockymountain
we all seeking more Common Sense?
The Common Sense Institute (CSI) equips voters and policymakers on both sides of the aisle with the cleareyed research they need to reach decisions that promote prosperity, freedom and individual opportunity.
America abounds in common sense—when people can judge the facts for themselves. Almost all of us desire a strong economy and abundant opportunity for individuals and families. But too often, political rhetoric outweighs the facts. Partisan point-scoring promotes gridlock over collaborative solutions. Everyday Americans bear the brunt of this
dysfunction as our economic vitality suffers.
A non-partisan research organization, CSI provides rigorous, non-partisan research on which good policymaking depends. “We use dynamic modeling to examine the potential impacts of policies on the economy and individual opportunity,” said CSI Executive Director Kelly
Caufield. “We tackle key issues ranging from Education and Energy to Infrastructure, Homelessness and Crime. Then we educate voters on how proposed laws and initiatives will affect their lives.”
In fact, CSI has issued more than 90 reports in 2024 alone. Research is available on the CSI website at www. commonsenseinstituteco.org
Caufield pointed to the growth in fees as an example. Earlier this year, CSI issued a study quantifying the cost of fees Coloradans must pay. According to the research, if all of Colorado’s fee enterprises, minus higher educa-
tion, were instead funded by the state income tax, the state income tax would increase to 7.68%, a 75% increase over the current rate of 4.4%.
“The 3000% increase in fees since TABOR passed has been eye-opening for policy makers,” continued Caufield. “I know we’re having an impact. I see it in policy conversations with elected officials and I hear it from my friends and neighbors in everyday conversations.”
Because of CSI data, advocacy partners are making fees a top priority in their agenda for the 2025 legislative session. CSI’s report is being widely reported by
numerous media outlets to educate Coloradans on how taxpayer dollars are being redirected so they are armed with the facts about how state legislation impacts their pocketbook.
“We can’t do this work without the support of our generous donors and we invite you to join our efforts and support Common Sense Institute on Colorado Gives Day,” said Caufield.
By restoring trustworthy economic analysis to politics, the Common Sense Institute helps Americans reach factbased, common-sense solutions to the biggest challenges facing our country today.
Oh what fun it is... to Shop!
Come in now to discover Unique, Memorial Holiday Gifts We can’t wait to welcome you into our artistic community!
Karen Moser Painter
Business Banking Built Around A Personal Relationship
We’re changing business banking throughout the neighborhood.
At Berkley Bank, we provide your business with a range of banking services and deliver them with a uniquely personalized touch. We’re building relationships throughout the neighborhood by providing individual attention and responsiveness. Our Team is the same every time you visit.
We know that the business landscape is constantly evolving, and Berkley Bank is there for you with innovative banking solutions to help your business thrive in this dynamic environment. It’s a style of banking that most people rarely encounter these days. It’s worked for the Berkley family since 1924 and we think you’ll love it!
Our goal is to be a bank you can rely on and to also be a long-term partner in your business journey. Let us help you build a solid financial foundation for sustained success.
LISTEN FIRSTHAND WHAT MAKES BERKLEY BANK DIFFERENT.
Wellshire Presbyterian Church Presents “Amahl and the Night Visitors”
Wellshire Presbyterian Church is delighted to announce its upcoming performances of Gian Carlo Menotti’s cherished opera, “Amahl and the Night Visitors.” This heartwarming tale, featuring over 75 talented musicians and singers, narrates the story of a young boy who encounters the Three Kings on their journey to visit the newborn Jesus.
The production promises to be a magical experience for audiences of all ages.
located in Denver, Colorado. Known for its dynamic worship services, outstanding music programs, and diverse educational offerings for all ages, the church seeks to nurture spiritual growth and foster a sense of belonging for everyone.
Performance Schedule: Friday, December 6, 2024 5:00 PM 7:00 PM
All performances will take place in the Wellshire Sanctuary, located at 2999 S. Colorado Blvd., Denver, CO 80222.
Ticket Information: Adults: $26
Seniors and Students: $20
Children 12 and under: $15
Tickets can be purchased online here or at the door.
About Wellshire Presbyterian Church:
Wellshire Presbyterian Church is a vibrant and welcoming community of faith
Beyond its walls, Wellshire Presbyterian is deeply engaged in the community, supporting local and global missions that address homelessness, hunger and education. From hosting community events to partnering with organizations like Habitat for Humanity, the church strives to make a meaningful impact in the lives of its neighbors.
Whether you are looking for spiritual enrichment, a place to serve, or opportunities to connect with others, Wellshire Presbyterian Church welcomes you. For more information, visit Wellshire Presbyterian Church’s website or contact the church office at 303-7582233.
Join us this December to celebrate the spirit of the season with Amahl and the Night Visitors!
36 Heisman winner matched CU’s Hunter
Ballots go out to Heisman Trophy voters on Monday, so it seems appropriate to look at some Trophy Trivia and Heisman History. It will include Colorado wunderkind Travis Hunter if he becomes the most prolific twoway Heisman winner in 88 YEARS when the 2024 honoree is announced on December 14.
As anyone who follows college football even a little bit should know, the first winner of the award that goes to the “most outstanding college football player in America” was University of Chicago halfback Jay Berwanger in 1935.
Berwanger was not overly impressed with his award and allowed his aunt to use the iconic bronze as a doorstop. University president Robert Maynard Hutchins apparently was not impressed either. He eliminated Chicago Maroons intercollegiate football three years later.
“Whizzer” when he was a consensus All-America halfback for the CU Buffaloes, was runnerup to the third Heisman winner, Clint Frank. Kelley’s Yale teammate, Frank also never played pro football. Instead, he became an advertising executive and founded his own agency in 1954.
Berwanger, who also played linebacker and returned kicks, was variously called “the one-man football team,” “the Flying Dutchman” and “the Man in the Iron Mask” because he wore a special face guard to protect his nose, which had been broken twice. One hit he delivered left future U. S. President Gerald Ford with a permanent scar under one eye.
In addition to being the first winner of the Heisman Trophy (called the Downtown Athletic Club Award that year), Berwanger also was the first player drafted in the first-ever National Football League collegiate draft, by the Philadelphia Eagles. But he never played pro football.
(Football was restored as a club sport in 1963 and became a varsity activity six years later. Since 1973 the University of Chicago has competed at the Division III level with the likes of Mount Union (Ohio) and Wisconsin-Whitewater, who together won 15 national titles between 2000 and 2020.)
Berwanger’s successor in 1936 was Yale’s two-way end, Larry Kelley. His exploits compare favorably with the Buffs’ Hunter, though back then, one-platoon football was the norm so playing both ways wasn’t as unusual as it is with Hunter today.
In three seasons of Yale football, Kelley was in action 1.298 of the 1,500 minutes of play. As a senior he on the field all 60 minutes of six games and missed only 15 minutes of the 480 total as Yale went 7-1.
Like Berwanger, Kelley never played pro football.
Future U.S. Supreme Court Associate Justice Byron White, who was known as
The most unlikely Heisman winner has to be Ohio State quarterback Les Horvath in 1944. Horvath was a reserve halfback for the 1942 Buckeyes who won OSU’s first Big Ten title that year, under Paul Brown. He graduated at the end of that school year, stayed in Columbus and and entered dental school.
By 1944, though, Brown was coaching the Great Lakes Naval Training Station team, and Carroll Widdoes was Ohio State’s acting coach. Taking advantage of a wartime rule allowing graduate students to rejoin their teams if they had remaining eligibility, Widdoes invited Horvath back.
What a stroke! Horvath led the Buckeyes to a 9-0 record, was named an All-America quarterback, and won the Heisman. It took 56 years, but Ohio State retired his uniform number (22) in 2000.
* * *
Here are some other Trophy Trivia items:
• Ten Heisman winners have been inducted into the Pro Football Hall of Fame, but none is as distinguished as the 1958 winner, who never turned pro. West Point halfback Pete Dawkins was a Rhodes Scholar and achieved the rank of brigadier general during a 24-year military career.
• Only one player has ever repeated as Heisman winner. Archie Griffin of Ohio State won back-to-back in 1974-75.
• Ernie Davis was the first African American to win the Heisman, in 1961. He died of leukemia before he could play a down of pro football. In the net 38 years, there were 23 Heisman winners of his race. The total stands at 36 through 2023.
• Baker Mayfeld, now with Tampa Bay, is the only walk-on to win a Heisman. And, finally, this:
Both John Elway and Peyton Manning finished second in Heisman voting as seniors, Elway to Herschel Walker in 1982, and Manning to Charles Woodson in 1997. (Bo Nix was third last year.)
Denny Dressman is a veteran of 43 years in the newspaper business, including 25 at the Rocky Mountain News, where he began as executive sports editor. He is the author of 16 books, nine of them sports-related. You can write to Denny at dennydressman@comcast.
How to Choose a Memory Care Unit for a Loved One with Dementia
Dear Savvy Senior,
My dad has dementia and has gotten to the point that he can’t live at home any longer. I need to find a good memory care residential facility for him but don’t know where to turn. Any suggestions?
Only Daughter
Dear Only,
Choosing a good memory care residential unit for a loved one with dementia is a very important decision that requires careful evaluation and some homework.
Most memory care units, sometimes called special care units, are housed within assisted living or nursing home facilities. At their best, they offer staff extensively trained in caring for people with dementia, individualized care that minimizes the use of dangerous psychotropic drugs, a home-like environment and activities that improve resident’s quality of life. But at their worst, they can offer
Dear Readers,
Does Colorado recognize animal trusts?
What provisions are available under Colorado law for the care of your animals after your incapacity or death? A majority of households contain pet animals, such as dogs and cats. In most cases, such pet animals are affectionately considered part of the family.
Fortunately, Colorado honors “Pet Trusts” under Colorado Revised Statutes, Section 15-11-109 (2) and (3), which provides that a trust can be set up for the care of one or more designated animals during their lifetime, and can also continue for the lifetimes of their offspring which are “in gestation” when the pets become present beneficiaries of the trust.
A “Pet Trust” is a trust created for the care of a particular animal, or animals. Such a trust specifies who will care for the animals when their owner dies or becomes unable to do so themselves. The trust avoids the situation where pets wind up at a shelter because the person who cared for them has died.
The trust goes into effect
little more than a locked door. Here are some steps that can help you find a good facility and avoid a bad one.
Make a list: To identify some good memory care residential units in your area ask your dad’s doctor for a referral or use an online search tool like Caring.com Make sure the facilities on your list are close to family members and friends who can visit often, because residents with frequent visitors usually get better care.
problems in the past. If you’re looking at a memory care unit within a nursing home facility, use Medicare’s nursing home compare tool (Medicare. gov/care-compare), which provides a 5-star rating system.
Call the facilities: Once you’ve identified a few good facilities, call them to find out if they have any vacancies, if they provide the types of services your father needs, what they charge and if they accept Medicaid.
Research your options: Once you’ve made a list, call your local long-term care ombudsman (see LTCom budsman.org for contact information). This is a government official who investigates assisted living and nursing home complaints and can tell you which facilities have had
at the moment it is signed and continues after the pet owner’s death. That enables a designated caretaker to take over if the pet owner is alive but cannot provide care for the pet, either temporarily (such as after joint replacement or other surgery, for example) or permanently.
It is best to call the call these “Animal Trusts” rather than “Pet Trusts” as there are animals that some people consider their “pets”, such as horses, goats, llamas, potbellied pigs, etc., which are really livestock. Calling these animals “pets” could result in the loss of their livestock designation, causing a loss of many protections that they currently have under the Department of Agriculture.
An “Animal Trust” can be included in a will or revocable living trust and should specify the following provisions:
• Description of the animal(s) to be cared for;
• Who is to be the caregiver, and the successor caregiver;
• Who is to be the trustee, and the successor trustee;
• What types of items can be paid for by the trust, such as:
• (1) Medical care;
• (2) Food and shelter;
• (3) Grooming;
• (4) Training;
• (5) Travel with caregiver, etc.; and
• (6) Descriptions can be very specific, or left up to the trustee to decide;
• Whether both income and principal can be used for the care of the animal(s),
• Are capital gains to be
Also, ask about staff screening and training procedures, their turnover rate, and their staff-to-resident ratio. Make sure they provide quality activities to keep your dad engaged and find out how they respond to residents who may wander or become aggressive.
Because transitions can be unsettling for dementia suffers, make sure that your dad will be able to remain at the facility for the foreseeable future. And find out what, if any, health conditions might require him to leave the facility or move to a higher and more expansive level of care.
Tour your top choices: During your tour, notice the cleanness and smell of the facility. Is it homey and inviting? Does the staff seem responsive and kind to its residents? Also be sure to taste the food, and talk to the current resident’s family members, if available.
considered income or principal?
• When will the trust end? After a specific period of years or after the death of the animal(s);
• Who is to receive the remaining funds of the trust after the trust ends? Special language should be included in the trust to try to make sure that the intent of the maker of the trust will be upheld, even if the trust is being administered in a state that does not recognize “Pet/ Animal Trusts”.
In Colorado, “Animal Trusts” are subject to the same rights and restrictions regarding administration that all other trusts are subject to, such as trust registration rules, accounting rules and rules of fiduciary conduct. Because the current beneficiary is an animal that does not pay income taxes, all income created by an “Animal Trust” is considered to be accumulated in the trust and income taxes will be paid by the trust at the trust’s income tax bracket.
If you want to provide for your animals, it is best to consult with an attorney so that the appropriate options
It’s also a good idea to make multiple visits to the facility including an unscheduled visit in the evening or weekend when the staff is more likely to be stretched thin.
To help you choose a good facility, the Alzheimer’s Association offers a list of questions to ask at Communi-
can be explored, coupled with drafting needed language that is legally enforceable under Colorado law.
What are the four key medical/estate plan documents you need now?
Many of my clients have asked what are the critical documents needed. Simply being married does not give you the legal right to gain access to your spouse’s medical records or make medical decisions on your spouse’s behalf, even in an emergency. To avoid this problem and to help others care for you and to achieve your overall estate planning goals, the following documents create an effective medical/estate plan package:
1. Health Care Power of Attorney;
2. General Financial Power of Attorney;
3. Advanced Directive for Medical/Surgical Treatment (“Living Will”); and
4. Will (or a Will with a Trust).
Careful medical/estate planning should include preparation and signing of
tyResourceFinder.org/Alz/Tips – click on “Tips for choosing a residential care facility” under Housing Options.
Paying for care: The national average costs for memory care within an assisted living facility is over $6,000 per month, and over $8,500/ month for nursing home care, but costs can vary widely depending on location and services.
Since Medicare does not cover long-term care, most residents pay for care from either personal savings, a long-term care insurance policy or through Medicaid (if available) once their savings are depleted. Or, if your dad is a veteran, he may be able to get funds through the VA’s Aid and Attendance benefit. To learn more, ask the facility director or contact the regional VA benefit office at 800–827–1000.
these documents, to accomplish your goals and protect you, both during your lifetime, and at the time of passing. The Power of Attorney documents allow you to designate those agents whom you authorize to help you on your behalf during your lifetime, and the Will/Trust documents allow you to nominate others to help with your estate after your passing, as well as to identify the beneficiaries and the distributions to them, to accomplish your estate planning goals.
Selected information in this column has been taken with permission by Continuing Legal Education in Colorado, Inc. from the Colorado Senior Law Handbook, 2023 Edition (Chapter 15B: Making Provisions for the Care of Your Animals After Your Incapacity or Death, Bette Heller, Esq.) which is a copyrighted publication and may be accessed and downloaded for free at: http://seniorlawhandbook. org/
BRRC Chairperson Miles
BRRC board in attendance:
BRRC is dedicated to providing the resources, education and advocacy needed to stop bullying and stem the long-term effets bullying has on its targets.
“Thank you to everyone who supported BRRC at our first BELONG Gala! Your contributions, enthusiasm and kindness will enable us to help many families across Colorado. We are incredibly grateful for you and helping create a place where everyone belongs. Check out our page on Colorado Gives and learn how you can help.”
Lane Steiner, Miles Shelffo, Lisa Mehlbrech, Kylie Cannon, Dru Ahlborg, Tom Ahlborg and Amanda Bicker
Lowell and Diane Dodge enjoy some appetizers
Shelffo addresses the crowd
BRRC Co-Founders Tom and Dru Ahlborg
Raising paddles
Mario Vigil and Elizabeth Buehler
David Potter bids on an item
Donor Sally Root and Auctioneer
ABOVE: BELONG chairperson Kylie Cannon and her partner Stephen Nicholson
LEFT: Guests Cynthia and Andrew Ehrnstein
Guests and videographers Steve and Chris Sealy
Mrs. Tri Lakes Phoebe Gornick addresses the crowd after winning a game
DISTRICT COURT COUNTY OF ARAPAHOE, STATE OF COLORADO
7325 S. Potomac Street Centennial, Colorado 80112 (303) 645-6600
PEOPLE OF THE STATE OF COLORADO
Petitioner,
In the Interest of:
ISAIAH WALKER
Child, and concerning,
Because the public has a right to know
1st place - 2018, 2nd place - 2023
COURTS
NIKA JENKINS and JOHN DOE Respondents.
Jordan Lewis, Reg. #50198
Assistant County Attorney 14980 E. Alameda Drive Aurora, CO 80012 303-636-1883 (F) 303-636-1889
Case No: 23JV294 Division: 34
NOTICE OF ADJUDICATORY HEARING AND DEFAULT JUDGMENT REGARDING RESPONDENT, JOHN DOE
NOTICE OF FINAL PAYMENT
Notice is hereby given that at 12:00 p.m., on or after November 29, 2024, Cherry Creek Valley Water and Sanitation District will make final settlement with C&L Water Solutions, located at 12249 Mead Way, Littleton CO 80125, in connection with payment for all services rendered, materials furnished, and for all labor performed in and for construction of the Valentia Street Sanitary Sewer Rehabilitation, Jewell Avenue to Evans Avenue Capital Project
1. Any person, co-partnership, association, or corporations who has unpaid claim against the said project or on account of the furnishing of labor, materials, team hire, sustenance, provision, provender, or other supplies used or consumed by such contractor or any of his subcontractors in or about the performance of said work, may at any time up to and including said time of such final settlement file a verified statement of the amount due and unpaid on account of such claims.
2. All such claims shall be filed with the Cherry Creek Valley Water and Sanitation District, 2325 S. Wabash Street, Denver, CO 80231, on or before the above-mentioned time and date of final settlement.
3. Failure on the part of a creditor to file such statement prior to such final settlement will relieve the Cherry Creek Valley Water and Sanitation District from any and all liability for such claim.
Published in The Villager
First Publication: November 21, 2024 Last Publication: November 28, 2024 Legal # 11669
CITYSET METROPOLITAN DISTRICT NO. 2
NOTICE CONCERNING 2024 BUDGET AMENDMENTS AND PROPOSED 2025 BUDGETS
NOTICE IS HEREBY GIVEN to all interested parties that the necessity may arise to amend the CitySet Metropolitan District No. 2 2024 Budget, if necessary, and that the proposed 2025 Budget have been submitted to the Board of Directors of the Districts; and that copies of the proposed Amended 2024 Budgets and 2025 Budgets have been filed at the District’s offices, 141 Union Boulevard, Suite 150, Lakewood, Colorado, where the same is open for public inspection; and that adoption of Resolutions Amending the 2024 Budgets and Adopting the 2025 Budgets will be considered at a public meeting of the Board of Directors of the Districts to be held on Tuesday, December 3, 2024, at 1:00 P.M. via Zoom and can be joined through the directions below:
Join Zoom Meeting
HYPERLINK “https://us02web.zoom.us/j/5469119353?pwd=SmtlcHJETF hCQUZEcVBBOGZVU3Fqdz09”https://us02web.zoom.us/j/5469119353?p wd=SmtlcHJETFhCQUZEcVBBOGZVU3Fqdz09
Meeting ID: 546 911 9353 Passcode: 912873
Dial In: 1-719-359-4580
Any elector within the District may, at any time prior to the final adoption of the Resolutions to Amend the 2024 Budget and adopt the 2025 Budget, inspect and file or register any objections thereto.
CITYSET METROPOLITAN DISTRICT NO. 2
By /s/. David
Solin
PLEASE TAKE NOTICE that an Adjudicatory Hearing and Default Judgment regarding RESPONDENT, JOHN DOE is set for December 5, 2024 at 3:15 PM in Division 34 at the Arapahoe County District Court, 7325 South Potomac Street, Centennial, Colorado 80112. You have the right to be represented by an attorney during these proceedings; if you cannot afford an attorney, one will be appointed to represent you. In the event you fail to appear for said hearing at the date and time indicated, the Petitioner, the People of the State of Colorado,
will request that the Court enter a default judgment against you and adjudicate the child(ren) dependent and neglected in accordance with the Colorado Children’s Code.
Participants may use any computer, tablet or smart phone equipped with a camera and microphone for audiovisual participation. Parties should use the following link:
•https://judicial.webex.com/meet/ D18-ARAP-Div34
•Enter your name and email address (so we know who you are). You will then be in the virtual courtroom.
SPECIAL DISTRICTS
Secretary
Published in The Villager
Published: November 28, 2024
Legal # 11674
NOTICE OF HEARING ON PROPOSED 2025 BUDGET AND 2024 BUDGET AMENDMENT
NOTICE IS HEREBY GIVEN that the proposed budget for the ensuing year of 2025 has been submitted to the Fiddlers Business Improvement District (“District”). Such proposed budget will be considered at a meeting and public hearing of the Board of Directors of the District to be held at 10:00 a.m. on Friday, December 6, 2024 via telephone and videoconference. To attend and participate by telephone, dial 669-254-5252, Meeting ID: 160 586 7628 and Passcode 665271. Information regarding public participation by videoconference will be available at least 24 hours prior the meeting and public hearing and may be obtained by contacting Stephanie Net, by email at snet@spencerfane.com or by telephone at 303389-3712.
NOTICE IS FURTHER GIVEN that amendment to the 2024 budget of the District may also be considered at the above-referenced meeting and public hearing of the Board of Directors of the District. Copies of the proposed 2025 budget and the amended 2024 budget, if required, are available for public inspection at the offices of Spencer Fane LLP at 1700 Lincoln Street, Ste. 2000, Denver, CO 80203. Any interested elector within the District may, at any time prior to final adoption of the 2025 budget and the amended 2024 budget, if required, file or register any objections thereto.
FIDDLERS BUSINESS IMPROVEMENT DISTRICT
By: /s/ Ronald Fano, District Counsel
Published in The Villager Published: November 28, 2024
Legal # 11675
NOTICE OF HEARING ON PROPOSED 2025 BUDGET AND 2024 BUDGET AMENDMENT
NOTICE IS HEREBY GIVEN that the proposed budget for the ensuing year of 2025 has been submitted to the Heritage Greens Metropolitan District (“District”). Such proposed budget will be considered at a meeting and public hearing of the Board of Directors of the District to be held at CliftonLarsonAllen LLP, 8390 E. Crescent Pkwy., Ste. 300, Greenwood Village, CO 80111 at 4:00 p.m. on Wednesday, December 5, 2024. To attend and participate by telephone, dial 650-479-3208 and enter passcode 79646209.
NOTICE IS FURTHER GIVEN that an amendment to the 2024 budget of the District may also be considered at the above-referenced meeting and public hearing of the Board of Directors of the District. A copy of the proposed 2025 budget and the amended 2024 budget, if required, are available for public inspection at the offices of CliftonLarsonAllen LLP, 8390 E. Crescent Pkwy., Ste. 300, Greenwood Village, CO 80111. Please contact Nancy Bach by email at Nancy.Bach@claconnect.com or by telephone at 303-779-5710 to make arrangements to inspect the budget(s) prior to visiting the foregoing office. Any interested elector within the District may, at any time prior to final adoption of the 2025 budget and the amended 2024 budget, if required, file or register any objections thereto.
HERITAGE GREENS METROPOLITAN DISTRICT
1st place - 2018
•Select your audio setting. If the audio on your computer or tablet does not work, please use the alternate audio option of calling in to the number below.
If you do not have a device that will support a video connection, you may still participate by audio only by calling 720-650-7664. When prompted enter Access code: 2594 408 0614 then press #, # (no attendee ID is needed).
If you elect to appear in person, you must be at the Courthouse a half hour before the hearing is scheduled to begin.
By: /s/ Ray Stahl, President
Published in The Villager
Published: November 28, 2024 Legal # 11676
Respectfully submitted on November 19, 2024. Jordan Lewis, Reg. #50198 Assistant County Attorney Attorney for Petitioner 14980 E. Alameda Drive Aurora, CO 80012 303-636-1883 / 303-636-1889 FAX
in The Villager
November 28, 2024 Legal # 11673
NOTICE OF HEARING ON PROPOSED 2025 BUDGET AND 2024 BUDGET AMENDMENT
NOTICE IS HEREBY GIVEN that the proposed budget for the ensuing year of 2025 has been submitted to the Westray Business Improvement District (“District”). Such proposed budget will be considered at a meeting and public hearing of the Board of Directors of the District to be held at 9:00 a.m. on Wednesday, December 4, 2024 via telephone and videoconference. To attend and participate by telephone, dial 669-254-5252, Meeting ID: 160 183 9064 and Passcode 899524. Information regarding public participation by videoconference will be available at least 24 hours prior the meeting and public hearing and may be obtained by contacting Stephanie Net, by email at snet@spencerfane.com or by telephone at 303389-3712.
NOTICE IS FURTHER GIVEN that amendment to the 2024 budget of the District may also be considered at the above-referenced meeting and public hearing of the Board of Directors of the District. Copies of the proposed 2025 budget and the amended 2024 budget, if required, are available for public inspection at the offices of Spencer Fane LLP at 1700 Lincoln Street, Ste. 2000, Denver, CO 80203. Any interested elector within the District may, at any time prior to final adoption of the 2025 budget and the amended 2024 budget, if required, file or register any objections thereto.
WESTRAY BUSINESS IMPROVEMENT DISTRICT
By: /s/ David O’Leary, District Counsel
Published in The Villager
Published: November 28, 2024 Legal # 11677
NOTICE OF VACANCY INOVA AERO METROPOLITAN DISTRICT
Pursuant to Section 32-1-808(2)(a)(I), C.R.S., notice is hereby given that there are vacancies on the Board of Directors of the INOVA Aero Metropolitan District, City of Centennial, Arapahoe County, Colorado (the “District”). Any eligible elector of the District who is interested in appointment to the Board of Directors may contact the District’s attorney, Thomas N. George of Spencer Fane LLP, 1700 Lincoln Street, Suite 2000, Denver, CO 80203, via email at tgeorge@spencerfane.com. The Board of Directors of the District may fill said vacancy(ies) 10 days after the date hereof.
By: /s/ Thomas N. George Legal Counsel
Published in The Villager
Published: November 28, 2024 Legal # 11678
THE POLAR EXPRESS20TH ANNIVERSARY
NOV. 22 TO JAN. 1, 2025 at Gaylord Rockies Resort. Carved from 300-pound blocks of ice to fill 17,000 s.f. frozen attraction with the temperature maintained at 9 degrees. Coats provided for the tour. The ice artisans are from Harbin, China where they will carve 2 million pounds of ice to recreate the classic Holiday event in Colorado’s largest indoor frozen attraction. Starting with 6,000 massive ice blocks, the carvers work approximately six weeks- more than 12,000 man-hours. Some of the events: Cirque: Frost; Festival of Trees, Mistletoe Mile Scavenger hunt, Gingerbread Decorating Corner; BuildA-Bear Workshop; Photos with Santa; Elf Training Academy; Mrs. Claus Christmas Traditions; Yuletide Street Marker and Cozy Comfort at Relate Spa. Visit ChristmasatGaylordRockies. com
FACES OF JFS COMMITTED TO COMMUNITY
WED. DEC. 4, 5:30-9:30 p.m. The Cable Center, adjacent to the Univ. of Denver campus. Program to honor Dr. Richard Sanders with the Yana Vishnitsky Leadership Award and Dr. Nancy Reichman with the Joyce and Cal Zell Humanitarian award. Tickets: jewishfamilyservice.org/faces
TABLES EXTRAORDINAIRE AT SAINT CATHERINE GREEK ORTHODOX CHURCH
DEC. 5, 12-4 p.m.; Dec. 6, 9-4 p.m. and DEC. 7 9-Noon. Visit 30 holiday table and receive a free Greek pastry favor! $20. Tickets available in advance using the QR code in the Nov. 7 Villager ad. TEA: DEC. 4 & 5. Tray of Sweet Treats and tour of 30 Holiday Tables. $45. Three seating times. . BAKERY: DEC. 4-7. Handmade Greek pastries. Preorder by NOV. 15 or purchase on site. Info: https:/
www.stcatherinechurch.orgtables Info: https:/www.stcatherinechurch. orgtables
CENTENNIAL JIMGLE JAM
SAT., DEC. 7, 1-4 P.M., Centennial Center Park. Local elementary, middle and high school choirs perform holiday songs in Centennial Center Park, 13050 E. Peakview Ave. Free event. Free cookies, cocoa and cider, family-friendly activities. Food trucks and community vendors. Santa will even make an appearance.
VISIT THE VILLAGE
SAT., DEC. 7. Looking for Volunteers to supposes the familyfriendly Visit The Village at the Arapahoe County Fairgrounds. Operate the free hot chocolate station, fill treat bags at the makeyour-own “reindeer food” station and help with craft activities. Receive a free T-shirt when you volunteer. Details: arapahoe.gov/volunteer
GET IN THE HOLIDAY SPIRIT
SAT. DEC. 7. Arapahoe County fairgrounds. Meet Santa, horses-drawn carriage rides, live entertainment, make-and-take crafts, petting farm, local craft vendors, food trucks and more.
FRIENDS OF NURSING CHRISTMAS LUNCHEON
Friends of Nursing Christmas Luncheon will be DECEMBER 7 at Eddie V’s Prime Seafood Restaurant in Greenwood Village. The program, “Nurses Make a Difference” will include reflections of Randy Gradishar and his wife Beth, who IS a nurse. Their fireside chat will describe the influence of nursing in their lives. Rick Crandall will introduce soprano Christie Conover to entertain with Christmas music. For information, please call 720/891-3412
CHERRY CREEK
REPUBLICAN WOMEN
CELEBRATE CCRW’S 70TH ANNIVERSARY
TUESDAY, DEC. 10, 11:00 a.m. Holiday Luncheon. Double Tree by Hilton DTC, 7801 E. Orchard Rd., Greenwood Village. Free Parking. RSVP by Dec. 3. $36.00 charge. Entertainment by Kerry Edwards (Former of Tony Davids Wildfire.) Now. Two’s Company. Preregistration required. Call Marcia 303-475-9148.
THIRD ANNUAL LATKES AND LIGHTS HANUKKAH CELEBRATION
SUN. DEC. 15, 10 a.m. Hosted by Staenberg-Loup Jewish Community Center (JCC Denver).Two latke competitions, craft fair, live music, Hanukkah games and more. All ages invited. Tickets limited at https:/ www.jccd DEenver.org/portfolioitems/latkes-and-lights/
NATIONAL WESTERN STOCK SHOW PARADE
JAN. 9 12 noon. Downtown Denver.
SOUTH SUBURBAN GOLF COURSE 50TH ANNIVERSARY
7900 S Colo. Blvd., Centennial. Five leagues have joined together to raise funds for “Nourish Meals on Wheels” this month. Nourish delivered more than 200,000 meals and groceries in 2023 to those in need. Concerts and karaoke nights throughout the year. Info: 303-70-5500.
DENVER LIONS CLUB MEETINGS
Meets 2nd & 4th Tuesdays at 12 noon at the American Legion Hall, I-25 & Yale. Interested in joining? Call Bob, 720-313-9741.
ENGLEWOOD LIONS CLUB MEETINGS
Meets 1st & 3rd Thursdays at 7:00 p/m. At Mango Tree Coffee, 3498 S. Broadway,Englewood. Info: Gail 720-377-7682.
WHAT’S NEW? MURAL UNDER ARAPAHOE BRIDGE IS COMPLETE
The Centennial Arts & Cultural Foundation recently celebrated the completion of the City’s first public mural project, located along Big
Dry Creek under the Arapahoe Road Bridge.
WHAT’S NEW?
Carla’s is decorated for the Holidays! SHOP LOCAL! Unique & festive holidays decor from vintage to modern. A magical experience for 29 years. The Streets at Southglenn, 6851 S. Gaylord St., Ste., 233, Centennial.
WHAT’S NEW? - BRIA BLAIR CREATIVE NOW OPEN!
The Streets at Southglenn, 6853 S. York St., 123. (Across the street from Carlas.) Open Monday by appointment or Tuesday-Sat. 10-5 p.m.
WHAT’S NEW?ST. ANDREW’S VILLAGE SENIOR LIVING EVENTS
Upscale dining, engaging events and activities, indoor pool, pet friendly. Call 72-684-5913 to schedule a tour and enjoy lunch on
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