Banking and Finance 062920 by Westfair Business Journal

BANKING & FINANCE

ADVERTORIAL RESOURCE GUIDE

FAIRFIELD COUNTY BUSINESS JOURNAL • WESTCHESTER COUNTY BUSINESS JOURNAL • JUNE 29, 2020

BANKS (Commercial) | FAIRFIELD COUNTY Area code: 203 (unless otherwise noted)

The First Bank of Greenwich 444 E. Putnam Ave., Cos Cob 06807 203-629-8400 • greenwichfirst.com Top executive: Frank J. Gaudio Number of domestic locations: 3 Year-to-date net income: 1,562 Year established: 2006

Patriot Bank N.A. 900 Bedford St., Stamford 06901 203-324-7500 • bankpatriot.com Top executive: Michael Carrazza Number of domestic locations: 9 Year-to-date net income: -131 Year established: 1994

Bankwell Bank 208 Elm St., New Canaan 06840 877-966-1944 • mybankwell.com Top executive: Christopher Gruseke Number of domestic locations: 12 Year-to-date net income: 21,687 Year established: 2002

First Republic Bank 111 Pine St., San Francisco, CA 94111 415-392-1400 • firstrepublic.com Top executive: James H. Herbert II Number of domestic locations: 78 Year-to-date net income: 930,329 Year established: 2010

People’s United Bank N.A. 850 Main St., Bridgeport 06604 800-894-0300 • peoples.com Top executive: John P. Barnes Number of domestic locations: 403 Year-to-date net income: 543,468 Year established: 1869

BNY Mellon N.A. 240 Greenwich St., New York, N.Y. 10286 212-495-1784 • bnymellon.com Top executive: Interim CEO: Todd Gibbons Number of domestic locations: 34 Year-to-date net income: 293,000 Year established: 1869

Signature Bank 565 Fifth Ave., New York, N.Y. 10017 1-886-SIGLINE • signatureny.com Top executive: Joseph J. DePaolo Number of domestic locations: 33 Year-to-date net income: 588,926 Year established: 2001

Citibank N.A. 701 E. 60 St., Sioux Falls, S.D. 57104 800-285-3000 • citibank.com Top executive: Mary McNiff Number of domestic locations: 723 Year-to-date net income: 17,405,000.00 Year established: 1812

JPMorgan Chase Bank N.A. 1111 Polaris Pkwy., Columbus, OH 43240 212-270-6000 • jpmorganchase.com Top executive: Jamie Dimon Number of domestic locations: 5,100 Year-to-date net income: 31,339,000 Year established: 1824

Citizens Bank N.A. 1 Citizens Plaza, Providence, R.I. 02903 401-456-7096 • citizensbank.com Top executive: Bruce Van Saun Number of domestic locations: 1,127 Year-to-date net income: 1,811,765 Year established: 2005

KeyBank N.A. 127 Public Square, Cleveland, OH 44114 216-689-5580 • key.com Top executive: Beth Mooney Number of domestic locations: 1,197 Year-to-date net income: 1,898,433 Year established: 1849

TD Bank N.A. 66 Wellington Street West P.O. Box 1 TD Bank Tower Toronto, Ontario M5J 416-307-8500 • tdbank.com Top executive: Bharat B. Masrani Number of domestic locations: 1,301 Year-to-date net income: 2,682,078 Year established: 1852

Connecticut Community Bank N.A. (Division of Westport National Bank) 1495 Post Road East, Westport 06880 203-319-6260 • ccbankonline.com Top executive: President: Richard T. Cummings CEO; William B. Laudano Number of domestic locations: 9 Year-to-date net income: 1,808 Year established: 1998

M&T Trust Co. 1 M&T Plaza, Buffalo, N.Y. 14203 800-724-2440 • mtb.com Top executive: René F. Jones Number of domestic locations: 780 Year-to-date net income: 1,961,156 Year established: 1856

DR Bank 1001 Post Road, Darien 06820 800-361-5363 • drbank.com Top executive: Robert Kettenmann Number of domestic locations: 3 Year-to-date net income: 115,606 Year established: 2006

BANKING AND FINANCE

The Northern Trust Co. 50 S. La Salle St., Chicago, IL 60603 312-630-6000 • northerntrust.com Top executive: Michael O’Grady Number of domestic locations: 65 Year-to-date net income: 1,464,192 Year established: 1889

Webster Bank N.A. Webster Plaza, Waterbury 06702 800-325-2424 • websterbank.com Top executive:John R. Ciulla Number of domestic locations: 177 Year-to-date net income: 404,850 Year established: 1870 Wells Fargo Bank N.A. 101 N. Phillips Ave., Sioux Falls, S.D. 57104 704-590-4900 • wellsfargo.com Top executive: Charles W. Scharf Number of domestic locations: 8,050 Year-to-date net income: 19,553,000 Year established: 1870

AN ADVERTORIAL SHOWCASE | JUNE 29, 2020

BANKS (Commercial) | WESTCHESTER COUNTY Area code: 914 (unless otherwise noted)

Bank of America N.A. 101 N. Tryon St., Charlotte, N.C. 28255 800-432-1000 • bankofamerica.com Top executive: Brian T. Moynihan Number of domestic locations: 4,600 Year-to-date net income: 26,756,000 Year established: 1904 BNY Mellon N.A. 240 Greenwich St., New York, N.Y. 10286 212-495-1784 • bnymellon.com Top executive: Interim CEO Todd Gibbons Number of domestic locations: 34 Year-to-date net income: 293,000 Year established: 1869 Capital One N.A. 1680 Capital One Drive McLean, VA 22102 800-655-2265 • capitalone.com Top executive: Richard D. Fairbank Number of domestic locations: 662 Year-to-date net income: 3,312,125 Year established: 1988 Citibank N.A. 701 E. 60 St., Sioux Falls, S.D. 57104 800-285-3000 • citibank.com Top executive: Mary McNiff Number of domestic locations: 723 Year-to-date net income: 17,405,000 Year established: 1812 Citizens Bank N.A. 1 Citizens Plaza, Providence, R.I. 02903 401-456-7096 • citizensbank.com Top executive: Bruce Van Saun Number of domestic locations: 1,127 Year-to-date net income: 1,811,765 Year established: 2005 ConnectOne Bank 301 Sylvan Ave. Englewood Cliffs, N.J. 07832 844-266-2548 • connectonebank.com Top executive: Frank Sorrentino Number of domestic locations: 28 Year-to-date net income: 79,129,000 Year established: 2005

BANKING AND FINANCE

Country Bank (Division of OceanFirst Bank, N.A.) 655 Third Ave., Ninth floor New York, N.Y. 10017 212-818-9090 • countrybnk.com Top executive: Timothy J. Moffett Number of domestic locations: 6 Year-to-date net income: 93,134 Year established: 1988 Customers Bank 99 Bridge St., Phoenixville, PA 19460 610-933-2000 • customersbank.com Top executive: Jay S. Sidhu Number of domestic locations: 13 Year-to-date net income: 83,434 Year established: 1997 The First Bank of Greenwich 500 Westchester Ave. Port Chester, N.Y. 10573 914-908-5444 • greenwichfirst.com Top executive: Frank J. Gaudio Number of domestic locations: 3 Year-to-date net income: 1,562 Year established: 2006

M&T Trust Co. 1 M&T Plaza, Buffalo, N.Y. 14203 800-724-2440 • mtb.com Top executive: René F. Jones Number of domestic locations: 780 Year-to-date net income: 1,961,156 Year established: 1856

Sterling National Bank 400 Rella Blvd, Montebello, N.Y. 10901 845-369-8040 • snb.com Top executive: Jack L. Kopnisky Number of domestic locations: 87 Year-to-date net income: 448,290 Year established: 1929

New York Community Bank 615 Merrick Ave. East Meadow, N.Y. 11554 800-535-2269 • newyorkcommercialbank.com Top executive: Joseph R. Ficalora Number of domestic locations: 225 Year-to-date net income: 429,916 Year established: 1990

TD Bank N.A. 66 Wellington Street West, P.O. Box 1 TD Bank Tower, Toronto, Ontario M5J 416-307-8500 • tdbank.com Top executive: Bharat B. Masrani Number of domestic locations: 1,301 Year-to-date net income: 2,682,078 Year established: 1852

Patriot Bank N.A. 900 Bedford St., Stamford, CT 06901 203-324-7500 • bankpatriot.com Top executive: Michael Carrazza Number of domestic locations: 9 Year-to-date net income: -131 Year established: 1994 PCSB Bank 2651 Strang Blvd. Yorktown Heights, N.Y. 10598 914-248-7272 • PCSB.com Top executive: Joseph D. Roberto Number of domestic locations: 15 Year-to-date net income: 8,804 Year established: 2012

HSBC Bank USA N.A. 1800 Tysons Blvd., Tysons, VA 22102 800-975-4722 • us.hsbc.com Top executive: Michael Roberts Number of domestic locations: 230 Year-to-date net income: 340,983 Year established: 2004 JPMorgan Chase Bank N.A. 1111 Polaris Pkwy. Columbus, OH 43240 212-270-6000 • jpmorganchase.com Top executive: Jamie Dimon Number of domestic locations: 5,100 Year-to-date net income: 31,339,000 Year established: 1824

People’s United Bank N.A. 850 Main St., Bridgeport, CT 06604 800-894-0300 • peoples.com Top executive: John P. Barnes Number of domestic locations: 403 Year-to-date net income: 543,468 Year established: 1869 Signature Bank 565 Fifth Ave., New York, N.Y. 10017 1-886-SIGLINE • signatureny.com Top executive: Joseph J. DePaolo Number of domestic locations: 33 Year-to-date net income: 588,926 Year established: 2001

KeyBank N.A. 127 Public Square, Cleveland, OH 44114 216-689-5580 • key.com Top executive: Beth Mooney Number of domestic locations: 1,197 Year-to-date net income: 1,898,433 Year established: 1849

Tompkins Mahopac Bank 1441 Route 22, Brewster, N.Y. 10509 866-462-2658 • mahopacbank.com Top executive: Gerald J. Klein Jr. Number of domestic locations: 15 Year-to-date net income: 31,722 Year established: 1927 Webster Bank N.A. Webster Plaza, Waterbury, CT 06702 800-325-2424 • websterbank.com Top executive: John R. Ciulla Number of domestic locations: 177 Year-to-date net income: 404,850 Year established: 1870 Wells Fargo Bank N.A. 101 N. Phillips Ave. Sioux Falls, S.D. 57104 704-590-4900 • wellsfargo.com Top executive: Charles W. Scharf Number of domestic locations: 8,050 Year-to-date net income: 19,553,000 Year established: 1870 The Westchester Bank 2001 Central Park Ave. Yonkers, N.Y. 10710 914-337-1900 • thewestchesterbank.com Top executive: John M. Tolomer Number of domestic locations: 7 Year-to-date net income: 13,768 Year established: 2008

AN ADVERTORIAL SHOWCASE | JUNE 29, 2020

PCSB Bank – The Incredibly Neighborly Commercial Bank Helps Customers Figure Out Their New Normal.

PCSB Bank has worked diligently over the last few months to help their business banking customers work through the challenges presented by Covid-19. The CARES Act Paycheck Protection Program (PPP) administered by the U.S. Small Business Administration (SBA) was a new experience for local businesses and banks as well. Many businesses needed help to get through the PPP loan application process and now, understanding the forgiveness criteria has raised many additional questions. PCSB has been committed to assisting customers as they forge through these unchartered waters. Providing a high level of customer service made the difference for many companies. “We had several businesses move their accounts over to PCSB because they couldn’t get the assistance they needed from their current bank,” stated Joseph D. Roberto, PCSB’s chairman, president and CEO, “that was something we weren’t expecting, but we were certainly happy about.” Now that businesses have reopened after being closed or operating differently during the pandemic, their banking relationship is more important now than ever before. “We’re committed to assisting local businesses in our communities as they reopen and what that will entail from a

BANKING AND FINANCE

financial perspective,” explained Mr. Roberto. “We’ve built a formidable team of bankers in both the deposit and lending areas. They understand that all businesses have been effected by Covid-19 and they’re prepared to help their customers get up and running again as quickly and smoothly as possible,” Roberto said.

Cash management is a critical part of running any successful business and this will be a critical area for businesses preparing to reopen. PCSB has the tools to help any size business manage the four

key components of cash management: payables, receivables, fraud prevention and reporting. PCSB’s senior vice president and director of cash management services, Dominick Petramale reports, “The cash management team is talking with our customers on a daily basis to be sure they’re ready to go. We’re all working through a tough situation, so customer service is something that businesses really need right now and fortunately, that’s always been our hallmark. We’re making sure every customer feels a high level of comfort knowing their banker is just a phone call away when they need to talk or bounce some ideas off of a trusted partner that understands their business.” Managing business finances can be an overwhelming task without the right tools. The PCSB cash management team features specialists that focus on key vertical markets: accounting firms, law firms, medical practices, not-for-profits, municipalities, plus, real estate management and professional services companies. PCSB understands that each type of business has unique needs when it comes to managing their finances. Building custom solutions has been the most effective approach. It gives business owners confidence to know their financial position in real time. Especially during the recovery period that every business is now facing, having direct access to their banker is essential.” Scott Nogles, executive vice president, COO and treasurer, said about PCSB Bank’s approach to business banking in general, “It’s built on solid relationships. Our business banking teams strive to form a close partnership with each customer. We put in the effort to learn a client’s business and understand their opportunities as well as their challenges. Clients tell us all the time that no other bank has ever invested as much energy in getting to know their business as PCSB Bank. That’s something we’re very proud of and it’s what truly sets us apart, especially in a post-Covid environment.” PCSB Bank’s business banking teams feature representatives from both cash management and commercial lending. PCSB’s goal is to simplify a customer’s financial life and help them make better

decisions. Each customer is also assigned a dedicated account manager who can be reached quickly when needed. To assist customers in managing the inevitable financial ebbs and flows they face throughout the year, PCSB offers comprehensive commercial lending products, including lines of credit as well as term loans to provide funds for large purchases needed for growth or to take advantage of special opportunities. PCSB also offers commercial real estate loans, such as business owner-occupied mortgages, investment real estate loans and construction loans, combining favorable rates and terms for many types of businesses. The bank’s local focus is also a key ingredient to its unique approach. PCSB Bank’s Executive Vice President and Chief Lending Officer Michael Goldrick explains, “every member of our business banking team lives and works in the area. They know the market and they understand what every business has been facing the last few months. We’re able to move efficiently when our clients need it most. That’s another reason why so many local businesses have recently switched over to PCSB Bank after the frustration of dealing with a larger bank that can’t provide the hands-on customer service we offer.” “Our team always talks about what it takes to build a successful brand in the lower Hudson Valley,” said Mr. Roberto. “Understanding that our brand is built on providing great customer service and a commitment to supporting local communities is critical to our long-term success. We’re neighbors helping neighbors. That’s our role as a community bank and we must consistently live up to that responsibility. If we commit as a group to delivering on our brand promise, which is communicated through our new tagline – The Incredibly Neighborly Commercial Bank. – we can really make a difference in our communities. As we all try to figure out our new normal in a post-COVID world, we need to work together. We’ll get through it and we’ll be stronger because we faced these challenges as a solid, unified community. We want to take on a position of leadership in each of the communities we serve and do whatever we can to benefit as many as possible.”

AN ADVERTORIAL SHOWCASE | JUNE 29, 2020

“Our neighborhelping-neighbor approach to commercial banking has never been more needed.”

Chairman, President & CEO of PCSB Bank

As a local commercial bank we understand the unprecedented challenges facing local businesses today. Our PCSB team has been working tirelessly to provide essential resources and financial support for our customers, local communities and shareholders during this time of uncertainty. For example, we’ve deferred loan payments, made loan modifications and suspended some fees to ease the financial stress on our customers. We are also helping our customers get access to disaster relief loans through the Small Business Administration’s Paycheck Protection Program (CARES Act / PPP). And we continue to support local charities who are the most in need through our PCSB Community Foundation. We are here for you during this difficult time, neighbor helping neighbor, always a phone call away, right up to me, the CEO. The Incredibly Neighborly Commercial Bank SERVING THE LOWER HUDSON VALLEY SINCE 1871 • 914-248-7272 • PCSB.com

BANKING AND FINANCE

AN ADVERTORIAL SHOWCASE | JUNE 29, 2020

BANKS (Thrifts & Savings) | FAIRFIELD COUNTY Area code: 203 (unless otherwise noted)

Fairfield County Bank 150 Danbury Road, Ridgefield 06877 438-6518 • fairfieldcountybank.com Top executive: David Schneider Total assets: 1,563,031 Year-to-date net income: 10,354 Year established: 1871

First County Bank 160 Atlantic St., Stamford 06904 462-4401 • firstcountybank.com Top executive: Reyno A. Giallongo Jr. and Robert J. Granata Total assets: 1,755,414 Year-to-date net income: 8,602 Year established: 1851

Fieldpoint Private Bank & Trust 100 Field Point Road Greenwich 06830 413-9302 • fieldpointprivate.com Top executive: Timothy Tully Total assets: 919,875 Year-to-date net income: 4,902 Year established: 2008

Newtown Savings Bank 39 Main St., Newtown 06470 426-4440 • nsbonline.com Top executive: Kenneth Weinstein Total assets: 1,334,086 Year-to-date net income: 7,360 Year established: 1855

Savings Bank of Danbury 220 Main St., Danbury 06813 743-3849 • sbdanbury.com Top executive: Martin Morgado Total assets: 1,117,094 Year-to-date net income: 11,810 Year established: 1849 Union Savings Bank 226 Main St., Danbury 06813 830-4200 • unionsavings.com Top executive: Cynthia C. Merkle Total assets: 2,276,560 Year-to-date net income: 22,230 Year established: 1866

BANKS (Thrifts & Savings) | WESTCHESTER COUNTY Area code: 914 (unless otherwise noted)

Apple Bank for Savings 122 E. 42 St., Ninth floor, Manhasset 10168 902-2775 • applebank.com Top executive: Steven C. Bush Total assets: 15,808,051 Year-to-date net income: 111,650 Year established: 1863

Orange Bank & Trust Co. 212 Dolson Ave., Middletown 10940 845-341-5000 • orangecountytrust.com Top executive: Michael Gilfeather Total assets: 1,219,002 Year-to-date net income: 11,305 Year established: 1892

NorthEast Community Bank 325 Hamilton Ave., White Plains 10601 684-2500 • necommunitybank.com Top executive: Kenneth A. Martinek Total assets: 946,089 Year-to-date net income: 12,389 Year established: 1934

Ridgewood Savings Bank 7102 Forest Ave., Ridgewood 11385 718-240-4800 • ridgewoodbank.com Top executive: Leonard Stekol Total assets: 5,814,080 Year-to-date net income: 44,803 Year established: 1921

BANKING AND FINANCE

Sunnyside Federal Savings and Loan Association of Irvington 56 Main St., Irvington 10533 591-8000 • sunnysidefederal.com Top executive: Timothy D. Sullivan Total assets: 87,678 Year-to-date net income: -358 Year established: 1929 TrustCo Bank 1 Sarnowski Drive, Glenville 12302 518-381-3831 • trustcobank.com Top executive: Robert Joseph McCormick Total assets: 5,220,288 Year-to-date net income: 60,407 Year established: 1902

AN ADVERTORIAL SHOWCASE | JUNE 29, 2020

BANKING AND FINANCE

AN ADVERTORIAL SHOWCASE | JUNE 29, 2020

Our community is strong. EVEN WHEN WE CAN’T BE TOGETHER, WE STAND TOGETHER. Tompkins is here to help you get through this. With online and mobile banking, programs to help our lending customers weather the storm, and peace of mind knowing that our focus is you.

MahopacBank.com 5/20

BANKING AND FINANCE

Tompkins Mahopa Helps More Than Local Businesses

$116 MILLION IN PAYCHECK Tompkins Mahopac Bank has been a proud supporter of local business for more than 90 years. Through the highs and lows of the last century, Tompkins has been there to help communities thrive and grow. This time was no different. More than 840 Hudson Valley companies have received a total of $116 million under the Small Business Administration’s (SBA) Paycheck Protection Program (PPP), thanks to Tompkins Mahopac Bank’s work to expedite the program. “Small businesses and their employees are the backbone of the local economy and are key partners to us as the Hudson Valley’s community bank,” said President and CEO Gerald J. Klein, Jr. “We wanted to do our part to support these businesses, so our team worked to process the loans as quickly and efficiently as possible. Even when that meant working nights, weekends and in between, we’re thankful to say these efforts have helped to cover payroll, interest, rent and utilities payments for local businesses and protected more than 7,000 local jobs.” “As a small-business owner with bills to pay during the pandemic, I was worried about the future of my business,” said Dr. Hongli Wang of Beacon Dental. “I owe Tompkins Mahopac Bank a debt of gratitude as I now know I have the finances to see some light at the end of the tunnel. That is because of the bank and the time they took to help me.” Since its pandemic response also required the bank to restrict services to drive-up, ATM, phone and internet banking, staff also worked diligently to educate customers about electronic services. “As an essential business, we know we’re fortunate to be able to stay open and accessible to customers,” Klein said. “That’s why we continue to do

AN ADVERTORIAL SHOWCASE | JUNE 29, 2020

ac Bank 840 Pandemic-affected s

K PROTECTION PROGRAM FUNDING APPROVED everything possible to support our friends and neighbors as we work hard to rebuild.â&#x20AC;? For more information about Tompkins Mahopac Bank, please visit www. mahopacbank.com, or follow them on Facebook or Instagram @TompkinsMahopacBank. About Tompkins Mahopac Bank Tompkins Mahopac Bank, part of Tompkins Financial Corporation, has personal-

ized service, local decision-making and a broad range of services for consumers and businesses. Wealth management services are provided through the offices of Tompkins Financial Advisors. Whether you prefer branch or remote mobile banking, we provide the breadth of services and local decision-making to make whatâ&#x20AC;&#x2122;s possible a reality. Locally Focused. A World of Possibilities. More information is available at www.mahopacbank.com.

Gerald J. Klein, Jr. President and CEO

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BANKING AND FINANCE

AN ADVERTORIAL SHOWCASE | JUNE 29, 2020

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