book of lists

2012 BOOK OF BUSINESS

LISTS HV BIZ • FAIRFIELD COUNTY BUSINESS JOURNAL WESTCHESTER COUNTY BUSINESS JOURNAL

NO MATTER HOW YOU SLICE IT, IT'S ALL ABOUT THE ECONOMY.

PUBLICATION SPONSORS

For more lists, get our jam-packed premier digital edition • 3

Good news in the air.

Now you can breathe a little easier, New York. Because our air is actually cleaner, on average, than it was 25 years ago. As a city, we still have a long way to go, but we’ve made plenty of progress in just a couple decades.* A vital part of today’s cleaner air story includes improved vehicle fuel efficiency and stricter overall emission regulations on mobile and non-mobile sources. Also, as a region, the fuel we use to generate electricity has become more diversified and cleaner.

An important factor in supporting our region’s efforts to improve our air quality is the Indian Point Energy Center, which annually provides about 25 percent of the power used in New York City and Westchester. The Indian Point Energy Center produces all this electricity with virtually no greenhouse gas emissions. An equivalent gas-fired plant would emit millions of tons of pollutants a year into the air we breathe.

A panel of independent experts convened by the National Academy of Sciences has concluded that without Indian Point, there

would be an increase in air pollution, an increase in the cost of electricity and a decrease in electric reliability.

A report from the Business Council of Westchester concluded that “unlike nuclear energy, natural gas would also increase the region’s greenhouse gas emissions…”

A study recently commissioned by the City of New York’s Department of Environmental Protection and prepared by the independent experts at Charles River Associates found that Indian Point’s retirement would cause a substantial increase in our air emissions under all the retirement scenarios analyzed through their study, leading to increases in air pollutants, including a 15 percent increase in carbon emissions, with a roughly 7 to 8 percent increase in NOx emissions.

People have a right to know these facts, and why Indian Point is Right for New York.

Have questions? Visit RightForNewYork.com for answers.

Indian Point Energy Center

WE’RE RIGHT FOR NEW YORK * S.M Buckley and M.J. Mitchell. Improvements in Urban Air Quality: Case Studies from New York State, USA. Department of Environmental and Forest Biology, SUNY, College of Environmental Science and Forestry, 2010.

2

2012 BOOK OF BUSINESS LISTS

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2012 BOOK OF BUSINESS LISTS

3

ADVERTISERS INDEX Abigail Kirsch . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 83 Ahearn-Holtzman, Inc. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 120 Anchin, Block & Anchin LLP . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3 Barnum Financial Group . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 19 Bond Schoeneck & King PLLC . . . . . . . . . . . . . . . . . . . . . . . . . 43 Burke Rehabilitation . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 53 & 57 The College of Westchester . . . . . . . . . . . . . . . . . . . . . . . . . . . 37 Color Group . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 88 Cuddy & Feder LLP . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 108 Deloitte . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 41 & 107 DesignWorks NY, LLC . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 91 Doral Arrowwood . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 66 Empire State Bank . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .8 Entergy Nuclear Northeast . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2 Ethan Allen Hotel . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 79 First County Bank . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 27 Heritage Hotel . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 79 Hilton Stamford Hotel and Executive Meeting Center . . . . 79 Hudson Valley Region 2-1-1 . . . . . . . . . . . . . . . . . . . . . . . . . . . . 25 Hyatt house, Shelton . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 77 Hyatt house, White Plains . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 81 J.H. Cohn . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 99 Keane & Beane, P.C. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 109 Kendal on Hudson . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 58 Landmark Print . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 95 Mahopac National Bank . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 13 Main Enterprises Inc. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 115 Malkin Construction . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 117 Manhattanville College . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 37 Marshall & Sterling Insurance . . . . . . . . . . . . . . . . . . . . . . . . . 102 Murtha Cullina LLP . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 102 NAI Friedland Realty . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 112 NEA Federal Credit Union . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 17 The Osborn . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 49 Provident Bank . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .9 Sacred Heart University . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 39 SL Green Corp . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 113 Tastefully Yours Catering . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 71 TD Bank . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 10 Thompson & Bender . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 93 Tompkins Financial Advisors . . . . . . . . . . . . . . . . . . . . . . . . . . . . 21 Town of Trumbull . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 116 Ulster Savings Bank . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 25 United Corporate Services . . . . . . . . . . . . . . . . . . . . . . . . . . . 108 Viking Construction, Inc. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 118 Visiting Nurse Assn. of Hudson Valley . . . . . . . . . . . . . . . . . . 50 Visiting Nurse Services in Westchester & Putnam . . . . . . . . 52 Webster Bank. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 6 WeiserMazars LLP - Tarrytown . . . . . . . . . . . . . . . . . . . . . . . . 124 The Westchester Bank . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 14 Westchester Medical Center . . . . . . . . . . . . . . . . . . . . . . . . . . . 55

4

2012 BOOK OF BUSINESS LISTS

TABLE OF CONTENTS BANKING AND FINANCE

WESTCHESTER

FAIRFIELD

HUDSON VALLEY

Commercial Banks

12

11

8

Credit Unions

17

16

15

Financial Planners

20

18

22

Thrifts and Savings

23

28

24

CEOs

33

30

32

Colleges and Universities

35

38

125

IT Support

126

127

128

Largest Public Companies

129

130

131

DIVERSE INDUSTRIES

Learning Centers

REGIONAL 132

Major Employers

42

40

133

Moving and Storage Companies

134

135

136

Office Equipment Suppliers

137

138

139

Online Education

REGIONAL 140

Private Schools

141

Public Companies

46

Software developers Women-owned businesses

144 44

45

146

147

148

149

150

151

Fitness Centers

152

154

155

Home Health Care Services

48

156

158

Hospitals

53

56

159

Independent and Assisted-Living Facilities

58

161

162

Nursing Homes

64

60

62

HEALTH CARE, SENIOR CARE

Physicians Groups

REGIONAL 163

HOSPITALITY Catering Firms

70

69

68

Critically Acclaimed Dining

72

72

72

Hotels and Conference Centers

80

76

74

Limousine Services

87

86

85

Public and Municipal Golf Courses Yacht Clubs and Marinas

165

166

168

169

170

Advertising Agencies

90

92

171

Commercial Printers

172

95

173

Public Relations Firms

93

174

175

Accounting Firms

98

176

178

Architectural Firms

180

182

184

Civil and Architectural Engineers

186

187

188

Insurance Agencies

190

192

101

MARKETING

PROFESSIONAL SERVICES

IP Attorneys

REGIONAL 194

Law Firms

106

103

196

Recruiting Companies

198

199

200

REAL ESTATE Commercial Developers

201

114

202

Commercial Real Estate

112

203

204

Construction Companies

119

116

205

Office Parks

122

121

206

Property Managers

207

208

209

Residential Real Estate

210

211

212

Shopping Centers

213

215

Dear Readers: WESTFAIR BUSINESS PUBLICATIONS 3 Gannett Drive, Suite G7 White Plains, NY 10604-3407 Tel. (914) 694-3600 • Fax (914) 694-3699 westfaironline.com • hvbiz.biz Publisher | Dee DelBello Managing Editor | Bob Rozycki Chief Operating Officer | Michael Gallicchio Chief Financial Officer | Marie T. Orser 2012 BOOK OF BUSINESS LISTS (BOL) BOL ADVERTISING SALES Sales Manager | Anne Jordan Duffy Display Account Managers | Kristina Cook • Barbara Stewart Hanlon • Dan Vierno BOL RESEARCH COORDINATOR | Alissa Frey BOL PRODUCTION Design Director and Coordinator | Alison Kouzmanoff © 2012 Westfair Communications Inc. Published by Westfair Communications Inc., 3 Gannett Drive, Suite G7, White Plains, NY 10604-3407. All rights reserved. Reproduction in whole, or in part, without written permission is strictly prohibited. To obtain permission, write to: Business Journals Reprints, 3 Gannett Drive, Suite G7, White Plains, NY 10604-3407. POSTMASTER: Send address changes to, Westfair Business Publications, 3 Gannett Drive, Suite G7, White Plains, NY 10604-3407.

Supplement to Westfair Business Publications.

No matter how you slice it, it’s all about the economy. And no matter how you slice it further, this 2012 Book of Business Lists is all about providing you, our readers, with resources to market your businesses and help build our local economy.

For us, and most observers, this Westchester, Fairfield, Hudson Valley region is the “apple of our eyes.” Though our commercial vacancy rate is high and empty storefronts are still visible, the spirit, creativity and productivity of the business community remain unparalleled.

Sectors of business from health care to technology to retail to education, hospitality, nonprofit, the arts – you name it – offer the best of services and products. And the publication sponsors of this book are no exception.

Entergy Corp. and Mahopac National Bank and Tompkins Financial Advisors (both owned

by Tompkins Financial Corporation) respond to the needs of businesses, large and small, and contribute generously to nonprofit organizations. They are joined by section sponsors Doral Arrowwood and Webster Bank, each of which share their commitment to the business community and charitable organizations. You are indeed the apples of our book.

Through its newspapers, HV Biz, Westchester County Business Journal and Fairfield County Business Journal, Westfair Business Publications endeavors to cover along with its acclaimed local business news, information about marketing, technology and other issues pertinent to economic and business growth. The messages resound exponentially with Westfair’s multimedia capabilities – website, video, social media, newsletter, radio and cable TV reports complement the printed articles.

We are after all, all in this constantly connected and ever-changing world together.

We’re all part of the great American business spirit that has nurtured growth, ideas, technology and prosperity and we will work together to make it even greater.

Westfair Business Publications covers companies and business people in Westchester, Rockland, Dutchess, Putnam, Orange, Ulster (New York state) and Fairfield (Connecticut) counties. These businesses provide the economic base upon which we build that unique quality of life we all enjoy. They are small businesses, professionals and entrepreneurs, many of whom are included in the collection of lists in this book – lists that had also been published

weekly in the 2011 newspapers.

The lists are valuable resources that provide a wealth of information about large and small businesses, professions and nonprofit organizations based in this influential and prestigious region. Our research team makes every effort to ensure that the information is accurate and up to date. And we rely on you to notify us if you spot something amiss.

Free to our subscribers, the 2012 Book of Business Lists is one way of saying “thank you” for your continued support.

OUR PUBLICATION SPONSORS

ENTERGY CORP. New Orleans-based Entergy Corp., a Book of Business Lists publication sponsor for the sixth year, has been a generous and caring participant in many charitable events in the region, and has been a cooperative corporate citizen responding to the needs and concerns of residents and government officials. The second-largest nuclear power operator in the United States, the largest in the Northeast and one of Westchester’s largest employers, Entergy is the owner of Indian Point Energy Center in Buchanan.

Thank you, Entergy!

MAHOPAC NATIONAL BANK AND TOMPKINS FINANCIAL ADVISORS Founded in 1927, Mahopac National Bank, a full service, locally managed community bank serving Putnam, Westchester and Dutchess counties in New York state, has been a Book of Business Lists supporter for many years. And for the second year, with Tompkins Financial Advisors, it is a sponsor. Together they carry on the tradition of their parent company, Tompkins Financial Corporation, of supporting local communities and encouraging their employees to devote countless hours of voluntary service to nonprofit organizations.

Thank you, Mahopac National Bank and Tompkins Financial Advisors!

OUR SECTION SPONSORS

Thank you for your sponsorship of our hospitality and banking sections.

• DORAL ARROWWOOD • WEBSTER BANK Dee DelBello Publisher

2012 BOOK OF BUSINESS LISTS

5

TIME + UNDERSTANDING

= SOLUTIONS. Expect all three.

BUSINESS BANKING

e take your business banking personally.

At Webster, we’re all about making your business equations work.

We’ll take the time to recognize your unique financial needs and help you find the solutions that fit. Expect a wide range of business solutions to help you keep your business on the plus side.

To learn more, contact your RegionalPresident, John Ciulla at 203.328.8134, or go to WebsterBank.com/ExpectIt.

WebsterBank.com/ExpectIt

Webster Bank, N.A. Member FDIC

Solutions - Ciula Studio Number: 009482011 Ad Code: WFC-CB-2348

6

The Webster Symbol and Webster Bank are registered in the U.S. Patent and Trademark Office.

12/14/2011 GD: Jessie FFld Bk of Lists

2012 BOOK OF BUSINESS LISTS

Size: 10” x 11.5” Color: 4C MM: Joanne Renna

BANKING AND FINANCE Commercial Banks Fairfield 9 • Hudson Valley 6 • Westchester 10

Credit Unions Fairfield 14 • Hudson Valley 13 • Westchester 15

Financial Planners Fairfield 16 • Hudson Valley 20 • Westchester 18

Thrifts and Savings Fairfield 24 • Hudson Valley 22 • Westchester 21

SPONSORED BY

2012 BOOK OF BUSINESS LISTS

7

RANKED BY TOTAL ASSETS

HUDSON VALLEY REGION NEXT LIST: OCTOBER 17 HIGHEST PAID CEO'S

COMMERCIAL BANKS

COMMERCIAL BANKSHUDSON VALLEY Rank

Ranked by total assets.

1 2 3 4 5 6 7 8 9 10 11 12

Name and address • Number of branches in county Telephone number, area code: 845 (unless otherwise noted) Website JPMorgan Chase N.A. 270 Park Ave., New York City 10017 • 68 branches (212)270-6000 • jpmorganchase.com Bank of America N.A. 101 S. Tryon St., Charlotte, NC 28255 • 22 branches (800) 432-1000 • bankofamerica.com Citibank N.A. 399 Park Ave., New York City 10022 • Two branches (800) 627-3999 • citibank.com Wells Fargo Bank N.A. 420 Montgomery St., San Francisco, CA 94104 • 12 branches (866) 878-5865 • wellsfargo.com HSBC Bank USA N.A. 26525 N. Riverwoods Blvd., Mettawa, IL 60045 • 19 branches (800) 975-HSBC • us.hsbc.com TD Bank N.A. 2 Portland Square, Portland, ME 04101 • 28 branches (888) 751-9000 • tdbanknorth.com Capital One N.A. 1680 Capital One Drive, McLean, VA 22102 • Five branches (703) 448-3747 • capitalone.com RBS Citizens, N. A. 1 Citizens Plaza, Providence, RI 02903 • 28 branches (401) 456-7000 • citizensbank.com KeyBank N.A. 127 Public Square, Cleveland, OH 44114 • 41 branches (216) 689-5580 • key.com M&T Bank 1 M&T Plaza, Buffalo 14203 • 38 branches (800) 724-2440 • mtb.com First Niagara Bank N.A. 726 Exchange St., Buffalo 14210 • One branch (716) 819-5877 • fnfg.com Hudson Valley Bank 21 Scarsdale Road, Yonkers 10707 • One branch (914) 961-6100 • hudsonvalleybank.com

Total assets ($ rounded)

Year-to-date profit (loss) ($ rounded)

Return on assets annualized ($ rounded)

Return on equity annualized ($ rounded)

Delinquent loans 90 days or more + nonaccruals ($ rounded)

Year established Number of employees

1.8 trillion

5.6 billion

661 thousand

9.0 million

37.1 billion

1824 191,202

1.5 trillion

4.0 billion

539 thousand

4.5 million

55.2 billion

1904 184,977

1.2 trillion

1.9 billion

314 thousand

2.9 million

16.2 billion

1812 175,431

1.1 trillion

6.0 billion

1.1 million

9.6 million

45.6 billion

1870 227,447

195.1 billion

617.7 million

644 thousand

6.8 million

2.3 billion

2004 9,856

180.0 billion

397.1 million

457 thousand

3.0 million

2.0 billion

1852 24,096

127.6 billion

659.5 million

1.0 million

5.4 million

1.9 billion

1933 19,327

109.3 billion

177.1 million

336 thousand

2.0 million

1.6 billion

2005 15,914

85.9 billion

519.9 million

1.2 million

9.9 million

1.1 billion

1849 15,351

76.5 billion

555.2 million

1.6 million

12.3 million

1.7 billion

1856 14,142

30.8 billion

74.3 million

595 thousand

4.9 million

218.9 million

1870 4,751

2.8 billion

12.1 million

879 thousand

8.8 million

62.1 million

1972 447

Continued on page 8

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2012 BOOK OF BUSINESS LISTS

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2012 BOOK OF BUSINESS LISTS 9 12/22/11 12:27 PM

RANKED BY TOTAL ASSETS

HUDSON VALLEY REGION NEXT LIST: OCTOBER 17 HIGHEST PAID CEO'S

COMMERCIAL BANKS

COMMERCIAL BANKSHUDSON VALLEY Continued from page 6

Ranked by total assets.

Rank

Name and address • Number of branches in county Telephone number, area code: 845 (unless otherwise noted) Website

13 14 15 16 17 18 19 20 21 22 23 24 25 Source:

The Berkshire Bank 4 E. 39 St., New York City 10016 • Four branches (212) 802-1000 • berkbank.com Mahopac National Bank 1441 Route 22, Brewster 10509 • Eight branches (888) GoBank8 • welcomebanking.com Orange County Trust Company 75 North St., Middletown 10940 • Nine branches 341-5000 • orangecountytrust.com Salisbury Bank and Trust 5 Bissell Street, Lakeville, CT 06039 • Two branches (860) 435-9801 • salisburybank.com Sussex Bank 399 Route 23, Franklin, NJ 07416 • Two branches (800) 511-9900 • sussexbank.com Provident Municipal Bank 400 Rella Blvd., Montebello 10901 • One branch 369-8040 • providentbanking.com Catskill Hudson Bank P.O. Box 855, Rock Hill 12775 • Three branches 794-9203 • catskillhudsonbank.com Greater Hudson Bank N.A. 643 Route 211 East, Middletown 10941 • Three branches (877) 692-1170 • greaterhudsonbank.com Bank of Millbrook 3263 Franklin Ave., Millbrook 12545 • Four branches 677-5321 • bankofmillbrook.com Riverside Bank 11 Garden St., Poughkeepsie 12601 • Four branches 454-5511 • riversidebankhv.com Putnam County National Bank of Carmel 43 Gleneida Ave., Carmel 10512 • Six branches 225-3688 • pcnb.biz Empire State Bank 68 N. Plank Road, Newburgh 12550 • Two branches 561-0003 • esbna.com PCSB Commercial Bank 2477 Route 6, Brewster 10509 • One branch 279-7101 • pcsb.com

Total assets ($ rounded)

Year-to-date profit (loss) ($ rounded)

Return on assets annualized ($ rounded)

Return on equity annualized ($ rounded)

Delinquent loans 90 days or more + nonaccruals ($ rounded)

Year established Number of employees

882.2 million

45.3 million

10.8 million

85.3 million

3.4 million

1989 114

861.8 million

2.4 million

555 thousand

4.7 million

17.4 million

1927 125

611.3 million

3.8 million

1.3 million

8.7 million

6.4 million

1892 115

587.2 million

1.8 million

64 thousand

7.9 million

14.6 million

1874 130

471.1 million

1.5 million

653 thousand

6.5 million

26.1 million

1976 121

422.9 million

1.7 million

764 thousand

6.9 million

0.0

2002 4

350.0 million

1.1 million

664 thousand

9.5 million

4.3 million

1993 76

300.2 million

1.0 million

735 thousand

6.2 million

636 thousand

2002 39

185.6 million

799 thousand

851 thousand

7.7 million

4.1 million

1891 45

178.9 million

523 thousand

581 thousand

5.2 million

2.7 million

1988 44

166.7 million

357 thousand

422 thousand

1.7 million

5.9 million

1865 38

162.2 million

288 thousand

359 thousand

4.2 million

2.5 million

2004 37

40.3 million

47 thousand

24 thousand

1.3 million

0.0

2002 NA

Information obtained from BauerFinancial Inc., Coral Gables, Fla. 33114; (800) 388-6686; bauerfinancial.com; data as of June 2011. Compiled from data as reported to federal regulators.

Although the financial data obtained from these sources is consistently reliable, its accuracy and comprehensiveness cannot be guaranteed by BauerFinancial Inc. Information for number of branches is current as of June 2010 and was obtained from the Federal Deposit Insurance Corp. website fdic.gov or from institution websites.

You Built Your Business with Customers’ Needs in Mind.

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1- 866 -NO -ATTACKS TD Bank, N.A. | Some fees and credit restrictions may apply. Loans subject to credit approval. | Equal Housing | TD Bank Group is a trade name for The Toronto-Dominion Bank. Used with permission. For detailed credit Lender ratings for The Toronto-Dominion Bank and TD Bank, N.A., visit https://www.td.com/investor/credit.jsp. Credit Ratings are not recommendations to purchase, sell, or hold a financial obligation inasmuch as they do not comment on market price or suitability for a particular investor. Ratings are subject to revision or withdrawal at any time by the rating organization.

10

2012 BOOK OF BUSINESS LISTS

W W W. N O AT TA C K S . O R G CDDIS 10/01

This space provided by Westfair Business Publications as a public service.

RANKED BY TOTAL ASSETS

COMMERCIAL BANKSFAIRFIELD COUNTY

FAIRFIELD COUNTY NEXT LIST: OCTOBER 10 COMMERCIAL DEVELOPERS

COMMERCIAL BANKS

Rank

Ranked by total assets.

Name and address • Number of branches in county Telephone number, area code: 203 (unless otherwise noted) Website

1

JPMorgan Chase N.A.

2

Bank of America N.A.

3

Citibank N.A.

4

Wells Fargo Bank N.A.

5

HSBC Bank USA N.A.

6

TD Bank N.A.

7

RBS Citizens N.A.

8

KeyBank N.A.

9

First Niagara Bank N.A.

270 Park Ave., New York, NY 10017 • 46 branches (212) 270-6000 • jpmorganchase.com 101 N. Tryon St., Charlotte, NC 28255 • 54 branches (800) 432-1000 • bankofamerica.com 2900 Paradise Road, Las Vegas, NV 89109 • 19 branches (702) 796-4201 • citibank.com 101 N. Philips Ave., Sioux Falls, SD 57104 • 34 branches (605) 575-7332 • wellsfargo.com 1800 Tysons Blvd., McLean, VA 22102 • 10 branches (800) 975-4722 • banking.us.hsbc.com 2035 Limestone Road, Wilmington, DE 19808 • 21 branches (302) 351-4560 • tdbank.com 1 Citizens Plaza, Providence, RI 02903• Three branches (401) 861-0091 • citizensbank.com 127 Public Square, Cleveland, OH 44114 • One branch (216) 689-5580 • key.com P.O. Box 514, Buffalo, NY 14095 • Nine branches (716) 819-5877 • fnfg.com

10

First Republic Bank

11

Webster Bank N.A.

12

BNY Mellon N.A.

13

Hudson Valley Bank

14

Patriot National Bank

15

Connecticut Community Bank N.A.

16

Bank of New Canaan

17

Darien Rowayton Bank

18

Bank of Fairfield

19

Wilton Bank

20

The First Bank of Greenwich

21

The Community's Bank

111 Pine St., San Francisco, CA 94111 • One branch (415) 392-1400 • firstrepublic.com 145 Bank St., Waterbury 06702 • 25 branches (800) 325-2424 • websteronline.com 500 Grant St., 1 Mellon Center, Pittsburgh, PA 15262 • Two branches (412) 234-5000 • bnymellon.com 1055 Summer St., Stamford, CT 06905 • Five branches 989-0970 • hudsonvalleybank.com 900 Bedford St., Stamford 06901 • 11 branches 324-7500 • pnbdirectonline.com 1495 Post Road East, Westport 06880 • Nine branches 319-6260 • ccbankonline.com 208 Elm St., New Canaan 06840 • Three branches 972-3838 • bankofnewcanaan.com 1001 Post Road, Suite 100, Darien 06820 • Two branches 656-3500 • drbankonline.com 2150 Post Road, Fairfield 06824 • Two branches 659-7600 • thebankoffairfield.com 47 Old Ridgefield Road, Wilton 06897 • Two branches 762-2265 • thewiltonbank.com 44 E. Putnam Ave., Cos Cob 06807 • Two branches 629-8400 • thefirstbankofgreenwich.com 211 State St., Bridgeport 06604 • Two branches 367-8383 • thecommunitysbank.com

Total assets ($ rounded)

Year-to-date profit (loss) ($ rounded)

Return on assets Return on equity Delinquent loans annualized annualized 90 days or more ($ rounded) ($ rounded) + nonaccruals ($ rounded)

Year established Number of employees

1.8 trillion

5.6 billion

661 thousand

9.0 million

37.1 billion

1824 191,202

1.5 trillion

4.0 billion

539 thousand

4.5 million

55.2 billion

1904 184,977

1.2 trillion

1.9 billion

314 thousand

2.9 million

16.2 billion

1812 175,431

1.1 trillion

6.0 billion

1.1 million

9.7 million

45.6 billion

1870 227,447

195.1 billion

617.7 million

644 thousand

6.8 million

2.3 billion

2004 9,856

180.0 billion

397.1 million

457 thousand

3.0 million

2.0 billion

1852 24,096

109.3 billion

177.1 million

336 thousand

2.0 million

1.6 billion

2005 15,914

85.9 billion

520.0 million

1.2 million

9.9 million

1.1 billion

1849 15,351

30.8 billion

74.3 million

595 million

4.9 million

218.9 million

1870 4,751

23.8 billion

173.6 million

1.5 million

15.0 million

26.7 million

2010 1,681

17.8 billion

76.7 million

857 thousand

7.5 million

229.7 million

1870 2,906

11.5 billion

63.5 million

1.1 million

4.8 million

39.3 million

1869 1,774

2.8 billion

12.1 million

879 thousand

8.9 million

62.1 million

1972 447

647.9 million

--15.9 million

-4.5 million

-49.3 million

28.5 million

1994 133

419.4 million

-384 thousand

-187 thousand

-1.9 million

29.4 million

1998 99

336.0 million

1.2 million

727 thousand

9.2 million

2.3 million

2002 55

162.0 million

-817 thousand

-1.1 million

-12.7 million

3.3 million

2006 38

103.5 million

-50 thousand

-107 thousand

-933 thousand

0.0

2008 16

78.7 million

-2.7 million

-6.7 million

-45.5 million

16.8 million

1987 20

65.0 million

-853 thousand

-3.0 million

-26.6 million

1.7 million

2006 17

38.7 million

-277 thousand

-1.4 million

-14.7 million

2.1 million

2001 14

Source: Information obtained from BauerFinancial Inc., Coral Gables, Fla. 33114; (800) 388-6686; bauerfinancial.com; data as of June 2011. Compiled from data as reported to federal regulators. Although the financial data obtained from these sources is consistently reliable, its accuracy and comprehensiveness can not be guaranteed

by BauerFinancial Inc. Information for number of branches is current as of June 2010 and was obtained from the Federal Deposit Insurance Corp. website fdic.gov or from institution websites.

2012 BOOK OF BUSINESS LISTS

11

RANKED BY TOTAL ASSETS COMMERCIAL BANKS COMMERCIAL BANKSWESTCHESTER COUNTY

WESTCHESTER COUNTY NEXT LIST: OCTOBER 10 COMMERCIAL DEVELOPERS

Ranked by total assets.

Rank

Name and address • Number of branches in county Telephone number, area code: 914 (unless otherwise noted) Website

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24

Source:

12

JPMorgan Chase N.A. 270 Park Ave., New York City 10017 • 106 branches (800) 678-1051 • jpmorganchase.com

Bank of America 101 S. Tryon St., Charlotte, NC 28255 • 24 branches (800) 432-1000 • bankofamerica.com

Citibank N.A. 399 Park Ave., New York City 10022 • 25 branches (800) 285-3000 • citibank.com

Wells Fargo Bank N.A. 101 N. Phillips Ave., Suite A, Sioux Falls, SD 57104 • 35 branches (605) 575-7332 • wellsfargo.com

The Bank of New York Mellon 1 Wall St., New York City 10286 • One branch (212) 495-1784 • bnymellon.com

HSBC Bank USA N.A. 1800 Tysons Blvd., McLean, VA 22102• 24 branches (800) 975-4722 • us.hsbc.com

TD Bank N.A. 2035 Limestone Road, Wilmington, DE 19808 • 13 branches (302) 351-4560 • tdbanknorth.com

Capital One N.A. 1680 Capital One Drive, McLean, VA 22102 • 10 branches (703) 448-3747 • capitalone.com

RBS Citizens Bank N.A. 1 Citizens Plaza, Providence, RI 02903 • 10 branches (401) 456-7096 • citizensbank.com

KeyBank N.A. 127 Public Square, Cleveland, Ohio 44114 • 17 branches (216) 689-5580 • key.com

M&T Bank 1 M&T Plaza, Buffalo 14203 • Eight branches (800) 724-2440 • mtb.com

Webster Bank 145 Bank St., Waterbury, CT 06702 • Eight branches (800) 325-2424 • websterbank.com

Signature Bank 565 Fifth Ave., New York City 10017 • Two branches (866) 744-5463 • signatureny.com

BNY Mellon N.A. 500 Grant St., 1 Mellon Center, Pittsburgh, PA 15262 • One branch (412) 234-5000 • bnymellon.com

New York Commercial Bank* 1601 Veterans Highway, Suite 100, Islandia 11749 • Two branches (631) 348-0888 • newyorkcommercialbank.com

Hudson Valley Bank 1055 Summer St., Suite 1, Stamford, CT 06905 • 18 branches (203) 989-0970 • hudsonvalleybank.com

Sterling National Bank 650 Fifth Ave., New York City 10019 • One branch (212) 757-3300 • sterlingbancorp.com

Customers Bank 99 Bridge St., Phoenixville, PA 19460 • One branch (610) 933-2000 • customersbank.com

Mahopac National Bank 1441 Route 22, Brewster 10509 • Seven branches (888) GoBank8 • welcomebanking.com

Patriot National Bank 900 Bedford St., Stamford, CT 06901 • Two branches (800) 762-7620 • pnbdirectonline.com

Country Bank 200 E. 42 St., New York City 10017 • One branch (212) 818-9090 • countrybankonline.com

Greater Hudson Bank N.A. 643 Route 211 East, Middletown 10941 • One branch (877) 692-1170 • greaterhudsonbank.com

The Westchester Bank 2001 Central Park Ave., Yonkers 10710 • Two branches 337-1900 • thewestchesterbank.com

Putnam County National Bank of Carmel 43 Gleneida Ave., Carmel 10512 • One branch (845) 225-3688 • pcnb.biz

Total assets ($ rounded)

Year-to-date profit (loss) ($ rounded)

Return on assets annualized ($ rounded)

Return on equity annualized ($ rounded)

Delinquent loans 90 days or more + nonaccruals ($ rounded)

Year established Number of employees

1.8 trillion

5.6 billion

661 thousand

9.0 million

37.1 billion

1824 191,202

1.5 trillion

4.0 billion

539 thousand

4.5 million

55.2 billion

1904 184,977

1.2 trillion

1.9 billion

314 thousand

2.9 million

16.2 billion

1812 175,431

1.1 trillion

6.0 billion

1.1 million

9.7 million

45.6 billion

1870 227,447

236.3 billion

712.0 million

712 thousand

8.6 million

312 million

1851 33,049

195.1 billion

617.7 million

644 thousand

6.8 million

2.3 billion

2004 9,856

180.0 billion

397.1 million

457 thousand

3.0 million

2.0 billion

1852 24,096

127.6 billion

659.5 million

1.0 million

5.4 million

1.9 billion

1933 19,327

109.3 billion

177.1 million

336 thousand

2.0 million

1.6 billion

2005 15,914

85.9 billion

520.0 million

1.2 million

9.9 million

1.1 billion

1849 15,351

76.5 billion

555.2 million

1.6 million

12.3 million

1.7 billion

1856 14,142

17.8 billion

76.7 million

857 thousand

7.5 million

229.7 million

1870 2,906

13.1 billion

71.2 million

1.1 million

14.3 million

62.4 million

2001 682

11.5 billion

63.5 million

1.1 million

4.8 million

39.3 million

1869 1,774

3.0 billion

19.9 million

1.4 million

7.5 million

39.3 million

1990 252

2.8 billion

12.1 million

879 thousand

8.8 million

62.1 million

1972 447

2.5 billion

9.0 million

762 thousand

9.4 million

6.0 million

1929 535

1.7 billion

-1.5 million

-201 thousand

-2.7 million

70.7 million

1997 151

861.8 million

2.4 million

555 thousand

4.7 million

17.4 million

1927 125

647.9 million

-15.9 million

-4.5 million

-49.3 million

28.5 million

1994 133

455.7 million

1.8 million

799 thousand

10.3 million

10.6 million

1988 56

300.2 million

1.0 million

735 thousand

6.2 million

636 thousand

2002 39

240.1 million

660 thousand

66 million

5.1 million

482 thousand

2008 27

166.7 million

357 thousand

422 thousand

1.7 million

5.9 million

1865 38

Information obtained from BauerFinancial Inc., Coral Gables, Fla. 33114; (800) 388-6686; bauerfinancial.com; data as of June 2011.

Compiled from data as reported to federal regulators. Although the financial data obtained from these sources is consistently reliable, its accuracy and comprehensiveness cannot be guaranteed by BauerFinancial Inc. Information for number of branches is current as of June 2010 and was obtained from the Federal Deposit Insurance Corp. website fdic.gov or from institution websites. * Atlantic Bank of New York is the institution's division in Westchester County.

2012 BOOK OF BUSINESS LISTS

Highway Rehab

It’s the one thing we all need most in a bank.

Uncommon trust.

Industrial Window Corp.

From moving companies to construction

Clancy Moving & Storage

firms. From manufacturers to highway rehab companies. All kinds of businesses

.

trust Mahopac National Bank. We work hard to earn that trust.

By truly getting to know

you and your business. By making credit decisions locally. By continuing to make

.

responsible loans during the economic downturn.

.

And by our uncommon

commitment to helping you achieve your goals.

Find out more about Mahopac

National Bank. Visit one of our 15 branches in Westchester, Putnam or Dutchess. Or call us at 1-866-GoBank8.

www.MahopacNationalBank.com

Intricate Construction

Member FDIC

C.W. Brown 2012 BOOK OF BUSINESS LISTS

13

Become a Partner in Success.

JOHN TOLOMER President & CEO The Westchester Bank

JONATHAN GRANT Owner, Central Avenue Nissan

MARIA TRUSA Executive Director, Scarsdale Medical Group

ANDREW BENEROFE Chairman & CEO, CampGroup LLC

LINDA RICHARDSON Co-owner, Burtis Construction

BOB WESTENBERG Owner, California Closets

CASEY EGAN President, Emma’s Ale House

Join our growing family of satisfied customers who bank with The Westchester Bank. We offer a full range of business banking products and services delivered with the latest technology with the added advantage of highly personalized service. For our customers, we’re more than just their banker. We’re partners in their business success.

2001 Central Park Ave. Yonkers, NY 10710 (914) 337-1900

Member FDIC. Equal Housing Lender.

WWW.THEWESTCHESTERBANK.COM

464 Mamaroneck Ave. White Plains, NY 10605 (914) 290-6330

COMMERCIAL LOANS • COMMERCIAL MORTGAGES • CREDIT LINES • BUSINESS CHECKING • MONEY MARKET ACCOUNTS

14

2012 BOOK OF BUSINESS LISTS

CREDIT UNIONSHUDSON VALLEY

RANKED BY ASSETS (MILLIONS)

HUDSON VALLEY NEXT LIST: DECEMBER 19 CONSTRUCTION COMPANIES

FEDERAL CREDIT UNIONS

Rank

Ranked by assets (millions).

Name, address and phone number Area code: 845 (unless otherwise noted) Website

1

Hudson Valley

2

Mid-Hudson Valley

3

Hudson Heritage

4

TEG

5

Palisades

6

Ulster

7

Bridgeway

8

Eastern New York

9

Central Hudson Employees

159 Barnegat Road, Poughkeepsie 12601 468-3011 • hvfcu.org

1099 Morton Blvd., Kingston 12401 336-4444 • mhvfcu.com

25 Rykowski Lane, Middletown 10941 561-5607 • hhfcu.org

1 Commerce St., Poughkeepsie 12603 452-7323 • tegfcu.com

300 N. Middletown Road, Suite 6, Pearl River 10965 602-4242 • palisadesfcu.org

127 Schwenk Drive, Kingston 12401 339-5544 • ulsfedcu.org

21 Burnett Blvd., Suite 2, Poughkeepsie 12603 452-3451 • bridgewayfcu.org

710 Berme Road, Napanoch 12458 647-3131 • enyfcu.org

284 South Ave., Poughkeepsie 12601 486-5209 • chefcu.org

10

Rockland Employees

11

MPO

12

Matteawan

13

North Rockland Educational

14

O and R Utilities Employees

15

Empire State

16

Kolmar N.Y. Employees

17

PCH

170 E. Central Ave., Route 59, Spring Valley 10977 371-5804 • refcu.org

357 E. Main St., Middletown 10940 343-2850 • mpofederal.org

271 Matteawan Road, Beacon 12508 831-6761 • matteawanfcu.org

14 Liberty Square, Stony Point 10980 786-2616 • nrefcu.com

500 Route 208, Monroe 10950 783-5490 • orutilfcu.org

45 Kennedy Drive, Spring Valley 10977 356-2545 • empirestatecu.org

20 W. King St., Port Jervis 12771 856-5311 • kolmarfcu.com

670 Stoneleigh Ave, Carmel 10512 279-5711

CEO/manager

Assets in millions ($)

Loans in millions ($)

Capital assets (%)

Share growth (%)

Loan-to-share ratio (%)

Number of members

Year established

Mary D. Madden

3,189.209

1,655.998

9.030

9.649

57.647

246,495

1963

William L. Spearman

729.180

461.400

9.190

4.577

70.598

57,844

1963

Michael J. Ciriello

242.051

166.004

11.000

9.302

77.336

21,332

1940

Joseph T. Prokop

177.721

99.106

8.860

2.346

61.897

18,172

1969

Mark Welshoff

152.834

111.058

13.730

-7.591

83.916

10,474

1941

Richard A. Mantey

93.813

37.238

9.150

8.606

43.871

9,765

1974

P.J. Walker

71.409

47.831

7.750

6.828

72.621

8,849

1935

Bonnie Boyd

54.426

33.790

2.100

-4.845

65.240

6,954

1961

Allan W. Wheeler

45.602

11.601

19.410

6.984

31.319

2,154

1941

Miriam Fernandez

29.387

17.514

7.000

0.878

64.048

6,344

1962

Kelly A. Bilello

29.041

11.549

7.940

9.129

42.882

4,079

1966

Mary Dirscherl

25.274

2.972

8.900

1.491

12.918

2,402

1935

Joseph Lilli

14.815

6.061

14.100

3.753

47.657

2,220

1977

Joseph R. Morrill

14.582

6.822

13.940

-2.337

54.589

1,476

1980

Laiq R. Dogra

8.397

2.440

5.870

8.511

30.719

2,022

1920

Dawn Amato

2.127

1.206

9.120

-3.826

60.725

980

1955

Patti Gilmore

1.848

0.380

7.860

17.045

22.314

341

1977

Source: Information obtained from BauerFinancial Inc., Coral Gables, Fla. 33114, (800) 388-6686, bauerfinancial.com. Compiled from data as of June 30, 2011 as reported to federal regulators. Although the data from these sources is consistently reliable, BauerFinancial Inc. cannot guarantee its accuracy or completeness.

Addresses and CEO/manager names verified through National Credit Union Administration website ncua.gov.

2012 BOOK OF BUSINESS LISTS

15

CREDIT UNIONSFAIRFIELD COUNTY

RANKED BY ASSETS (MILLIONS)

FAIRFIELD COUNTY NEXT LIST: DECEMBER 19 CONSTRUCTION COMPANIES

FEDERAL CREDIT UNIONS

Rank

Ranked by assets (millions).

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25

Name, address and phone number Area code: 203 (unless otherwise noted) Website Sikorsky Financial 1000 Oronoque Lane, Stratford 06614 377-2252 • sikorskyfcu.org Mutual Security 12 Progress Drive, Shelton 06484 402-7400 • mscu.net General Electric Employees 265 Bic Drive, Milford 06461 783-1103 • geefcu.com Pitney Bowes Employees 68 Elmcroft Road, Stamford 06926 (800) 356-5965 • pb.com/creditunion Stamford 888 Washington Blvd., Sixth floor, Stamford 06901 977-4701 • stamfordcu.org Fairfield County 1515 Black Rock Turnpike, Fairfield 06825 366-1336 • fairfieldcountyfcu.org Norwalk Hospital 31 1/2 Stevens St., Norwalk 06850 857-4530 • nohocu.org Bridgeport City Employees 45 Lyon Terrace, Bridgeport 06604 576-7280 Soundview 14 Research Drive, Bethel 06801 796-4500 • soundviewfcu.org Members 56 W. Broad St., Stamford 06902 975-3866 • memberscu.coop Western Connecticut 2 Stony Hill Road, Bethel 06801 791-9399 • westernctfcu.com McKesson 97 Honeyspot Road, Stratford 06615 381-9492 • mckessonfcu.org The Greater Norwalk Area 12 Finch St., Norwalk 06856 838-0433 • greaternorwalkcu.org Connecticut Community 43 W. Broad St., Pawcatuck 06379 (860) 599-5379 • ctcommunitycu.org Bridgeport Fire Department Employees 3115 Madison Ave., Bridgeport 06606 374-8120 • bfdefcu.org GHA 5 Perryridge Road, Greenwich 06830 863-3186 • ghafcu.org Bridgeport Hospital 267 Grant St., Bridgeport 06610 384-3094 • bh-fcu.org Housatonic Teachers 2900 Main St., Stratford 06614 378-7503 • housatonictfcu.com St. Vincent's Medical Center 2800 Main St., Bridgeport 06606 576-5588 • svmcfcu.org Greenwich Municipal Employees 439 W. Putnam Ave., Greenwich 06830 869-5280 • gmefcu.com Tri-Town Teachers 61 Jesup Road, Westport 06880 227-8511• tritownteachers.org Merritt 3 Danbury Road, Wilton 06897 210-7585 • merrittfcu.org Stamford Healthcare 166 W. Broad St., Stamford 06904 325-7519 • shccu.org Fairfield Municipal 611 Old Post Road, Fairfield 06824 256-3133 • fairfieldfcu.org Stamford Postal Employees 2001 W. Main St., Suite 165, Stamford 06902 964-1229 • spefcu.com

CEO/manager

Assets in millions ($)

Loans in millions ($)

Capital assets (%)

Share growth (%)

Loan-to-share ratio (%)

Number of members

Year established

Thomas J. Williams

634.681

303.071

10.670

5.82

53.703

54,324

1948

Larry F. Holderman

237.693

194.125

7.430

-1.000

89.115

34,160

1982

Christopher Moran

137.606

61.817

7.430

7.099

48.859

20,536

1940

Christopher P. Fonseca

82.727

28.071

12.350

-8.665

38.975

9,086

1936

David F. Lucas

52.950

34.887

11.420

1.732

76.433

4,720

1953

Ralph J. Cervero

32.010

21.603

7.010

1.149

77.683

4,552

1934

Donald K. Robertson

30.748

14.868

10.690

10.018

54.178

3,635

1975

Carl A. Skudlarek

30.636

14.689

23.990

0.381

63.328

4,909

1959

Tracy Comstock

29.594

17.714

14.030

6.268

69.795

4,617

1980

Kathy L. Chartier

27.030

19.978

7.150

-7.440

80.056

3,902

1935

Edward P. O'Malley

26.969

18.542

7.040

1.610

74.026

4,317

1966

Gary M. Hultgren

23.527

7.405

10.190

1.947

35.185

3.662

1936

Howard S. Elkin

21.534

9.305

7.060

-0.468

47.060

4,225

1961

Joyce A. McElhaney

19.955

7.768

10.510

2.149

44.399

5,280

1950

Carol A. Truitt

19.554

9.857

8.060

-0.022

55.317

3,615

1955

Diane P. Saperstein

19.405

6.497

10.220

3.107

37.509

2,841

1974

Dominic Palumbo

19.141

5.403

9.780

-1.388

31.287

2,278

1954

Patricia M. Plaveck

18.449

6.936

32.250

13.857

55.940

1,745

1935

Mary Jean Ramsay

18.331

5.823

11.860

2.875

41.097

2,661

1971

Gail Todd

18.289

7.593

9.510

4.714

46.004

1,993

1969

David A. Ritch

17.473

9.099

6.580

4.008

56.823

2,276

1955

Diane L. Heggland

16.837

9.412

15.000

-3.045

65.243

2,395

1941

Rosaria Coscarelli-Curtis

15.539

3.525

10.860

4.030

25.618

2,566

1978

Edward V. Crowley Jr.

15.117

5.530

11.270

6.758

41.281

1,830

1960

Aurora Docimo

12.505

3.374

27.690

9.702

37.439

2,388

1949

Source: Information obtained from BauerFinancial Inc., Coral Gables, Fla. 33114, (800) 388-6686, bauerfinancial.com. Compiled from data as of June 30, 2011 as reported to federal regulators. Although the data from these sources is consistently reliable, BauerFinancial Inc. cannot guarantee its accuracy or completeness.

Addresses and CEO/manager names verified through National Credit Union Administration website ncua.gov.

16

2012 BOOK OF BUSINESS LISTS

CREDIT UNIONSWESTCHESTER COUNTY

RANKED BY ASSETS (MILLIONS)

WESTCHESTER COUNTY NEXT LIST: DECEMBER 19 CONSTRUCTION COMPANIES

FEDERAL CREDIT UNIONS

Rank

Ranked by assets (millions).

1 2 3 4 5 6 7 8 9 10 11 12

Name, address and phone number Area code: 914 (unless otherwise noted) Website USAlliance 600 Midland Ave., Rye 10580 921-0500 • usalliance.org Quorum 2 Manhattanville Road, Suite 401, Purchase 10577 641-3700 • quorumfcu.org Suma Yonkers 125 Corporate Blvd., Yonkers 10701 220-4900 • sumafcu.org NEA 35 Bardonia Road, Bardonia 10954 (845) 735-1818 • neafcu.com Yonkers Teachers 1061 N. Broadway, Yonkers 10701 376-7088 Academic 253 Elm Road, Briarcliff Manor 10510 923-3608 • academicfcu.org Educational and Governmental 333 N. Central Ave., Second floor, Hartsdale 10530 946-6200 • egefcu.com Hudson River Teachers 3563 Mohegan Ave., Mohegan Lake 10547 526-40154 • hudsonriverteachers.org PepsiCo Employees 700 Anderson Hill Road, Purchase 10577 253-3429 • pepsicoefcu.com Port Chester Teachers 14 Rye Ridge Plaza, Suite 150, Rye Brook 10538 939-4870 • portchesterteachersfcu.org MAMTA 130 Hommocks Road, Mamaroneck 10543 834-3200 • mamatafcu.org Yonkers Postal Employees 79-81 Main St., Suite 201, Yonkers 10702 423-7628 • ypecu.org

CEO/manager

Assets in millions ($)

Loans in millions ($)

Capital assets (%)

Share growth (%)

Loan-to-share ratio (%)

Number of members

Year established

Michael Ambrose

754.918

561.433

8.000

-0.203

81.280

47,590

1966

Bruno Sementilli

685.191

464.996

8.910

4.979

76.002

44,670

1977

Walter Kozicky

255.202

143.832

15.150

6.137

66.797

6,882

1964

Donald Briggs

70.984

44.232

14.390

96.419

70.436

12,526

1955

William Turner

50.927

4.612

10.550

9.111

10.134

3,165

1938

Ina C. Fitch

45.609

23.856

8.810

0.602

57.775

3,575

1979

Wendy L. Brown

44.159

15.196

12.890

1.171

39.689

7,192

1937

Thomas J. Powers Jr.

42.308

22.921

8.710

9.083

66.596

6,041

1938

Judy A. Germano

40.485

14.776

12.390

12.076

41.514

3,954

1979

Steven W. Cohen

31.692

11.172

6.740

5.794

37.930

2,838

1954

Dean H. Reben

11.027

1.340

8.000

8.070

13.271

1,109

1938

Peter J. Pagano

7.070

2.427

15.960

19.597

41.687

601

1933

Continued on page 16

Break the Banking Habit

We Treat People Right

PhotoCredit:AlexanderArmster-Wikoff

ROCKLAND & WESTCHESTER’S CREDIT UNION OF CHOICE

Bare feet, sandbars, starry nights, backyards. Give a kid a break this summer by sharing your hearts and homes.

With your help, an inner-city child will enjoy a safe and fun-filled summer. Please volunteer to become a host family today. Learn more at www.freshair.org.

35 Bardonia Road Bardonia, NY 10954 Call: 845-735-1818 24 hr ATM

177 Hillside Avenue, 2nd Fl Greenburgh, NY 10607 Call: 914-422-2555 in Greenburgh Town Hall

440 Hamilton Avenue White Plains, NY 10601 Call: 914-397-6055 ATM Access

New Haven, CT — Visit Our Yale Branch

www.neafcu.com Please contact 1-800-367-0003 or Shamell Martin at (800) 367-0003 ext. 8908

AcopyofourannualfinancialreportmaybeobtainedfromTheFreshAirFund,633ThirdAvenue,14thFloor,NewYork,NY10017(212)897-8900orfromtheNewYorkStateAttorneyGeneral’sCharitiesBureau,Attn:FOILOfficer,120Broadway,NewYork,NY10271.©2009TheFreshAirFund

This space provided by Westfair Business Publications as a public service.

2012 BOOK OF BUSINESS LISTS

17

CREDIT UNIONSWESTCHESTER COUNTY

RANKED BY ASSETS (MILLIONS)

WESTCHESTER COUNTY NEXT LIST: DECEMBER 19 CONSTRUCTION COMPANIES

FEDERAL CREDIT UNIONS

Continued from page 15

Rank

Ranked by assets (millions).

13 14 15 16 17 18 19 20 21 22 23

Name, address and phone number Area code: 914 (unless otherwise noted) Website

CEO/manager

Assets in millions ($)

Loans in millions ($)

Capital assets (%)

Share growth (%)

Loan-to-share ratio (%)

Number of members

Year established

1.356

16.873

560

1940

8.260

39.500

408

1953

25.175

69.859

1,238

1941

12.818

34.493

418

1938

-4.069

44.306

326

1935

-0.238

21.718

622

1950

4.222

24.388

186

1939

-0.471

70.672

346

1973

-5.280

63.176

169

1949

-2.400

35.890

308

1965

19.159

39.608

394

1969

BET William B. Turner 6.614 1.034 7.310 111 Saint Johns Ave., Yonkers 10704 963-1554 • betcreditunion.com Consumers Union Employees Michael Saccucci 5.019 1.755 11.400 101 Truman Ave., Yonkers 10703 378-2214 Sing Sing Employees Dennis Manwaring 4.399 2.619 9.560 2 Church St., Ossining 10562 762-3372 • singsing-fcu.org Harrison Teachers Virginia G. Wentink 3.023 0.932 10.350 33 Oakland Ave., Harrison 10528 777-2935 • htfcu2000.virtualcu.net Mount Vernon N.Y. Postal Employees James H. Parson 2.462 0.961 11.660 15 S. First Ave., Mount Vernon 10550 668-0638 Montrose VA Hospital Nancy A. Baldwin 1.881 0.364 7.660 2094 Albany Post Road, Montrose 10548 737-3507 White Plains P.O. Employees Patricia A. Clarke 1.659 0.289 22.000 100 Fisher Ave., White Plains 10601 761-6507 SCF Westchester N.Y. Employees Patricia A. Clarke 1.369 0.747 22.370 1000 Westchester Ave., White Plains 10610 694-3421 NRPO Employees Catherine McGinness 0.766 0.374 22.480 255 North Ave., New Rochelle 10802 632-3975 Union Baptist Greenburgh Jane Marable 0.370 0.117 11.710 31 Manhattan Ave, White Plains 10607 948-6917 Greater Centennial Cheron Wilson 0.292 0.101 12.610 114 W. Fourth St., Mount Vernon 10550 664-1838 • gcfcu-creditunion.com Source: Information obtained from BauerFinancial Inc., Coral Gables, Fla. 33114, (800) 388-6686, bauerfinancial.com. Compiled from data as of June 30, 2011 as reported to federal regulators. Although the data from these sources is consistently reliable, BauerFinancial Inc. cannot guarantee its accuracy or completeness.

Addresses and CEO/manager names verified through National Credit Union Administration website ncua.gov.

FINANCIAL PLANNERSFAIRFIELD COUNTY

FAIRFIELD COUNTY NEXT LIST: APRIL 11 MAJOR EMPLOYERS

FINANCIAL PLANNERS

retirement

college

estate

corporate/small-business benefits

investment

Payment options

1 2 3

Barnum Financial Group an office of MetLife 6 Corporate Drive, Shelton 06484 513-6000 • barnumfinancialgroup.com

Northwestern Mutual Financial Network The Fairfield Financial Group 1 Eliot Place, Suite 200, Fairfield 06824 259-3377 • nmfn.com/dicostanzogroup.com

Northwestern Mutual Financial Network The Bender Financial Group 285 Riverside Ave., Suite 200, Westport 06880 221-5200 • nmfn.com/benderfinancialgroup

4

Robert J. Reby & Company Inc.

5

Bitsky/WealthGuard L.L.C./LPL Financial

6

HTG Investment Advisors Inc.

7

Diddel & Diddel L.L.C.

18

83 Wooster Heights, Danbury 06810 790-4949 • robertreby.com

1465 Post Road East, Suite 100, Westport 06880 222-0404 • wealthguardllc.com

50 Locust Ave., New Canaan 06840 972-8262 • htginvestmentadvisors.com

Paul Blanco Jessica L. Hanchette jsnaider@metlife.com 1994

184 (21 Westchester County, N.Y.)

283 (188 Westchester County, N.Y.)

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Leonard DiCostanzo CLU Leonard DiCostanzo len.dicostanzo@nmfn.com 1857

9

74

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J. Philip Bender J. Philip Bender phil.bender@nmfn.com 1857

8

78

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Robert J. Reby CFP Beth Campbell info@robertreby.com 1985

5

13

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Rick Bitsky JD, CFP Rick Bitsky rick@wealthguardllc.com 2003

4

7

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H. Thomas Gnuse Jeanne P. Gnuse htg@htgadvisors.com 1993

3

8

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The Boathouse, 102 Southfield Ave., Stamford 06902 708-9033 • diddel.com

G. Scott Diddel G. Scott Diddel scott@diddel.com 1986

2

4

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2012 BOOK OF BUSINESS LISTS

a

a

Planning services offered

a

risk management

Number of employees in county

tax

Number of planners in county

fee and commission based

Top local executive Contact (bold) Email address Year firm established

commission based

Name, address, phone number Area code: 203 (unless otherwise noted) Website

fee based

Rank

Ranked by the number of planners (two or more) in the county; listed alphabetically in event of tie.

a

FINANCIAL PLANNERSFAIRFIELD COUNTY

FAIRFIELD COUNTY NEXT LIST: APRIL 11 MAJOR EMPLOYERS

FINANCIAL PLANNERS

31 Southwood Drive, New Canaan 06840 966-5138 • personalfinancialplan.com

RDM Financial Group Inc. 1555 Post Road East, Westport 06880 255-0222 • rdmfinancial.com

Topstone Advisers L.L.C. 900 Ethan Allen Highway, Ridgefield 06877 431-9200 • topstoneadvisers.com

Wealth Management Group of North America L.L.C., a division of Lexco Wealth Management Inc. * 231 Farmington Ave., Farmington 06032 (860) 679-5255 • myrestylement.com

*

Robert M. Kock Robert M Kock icm@incapman.com 1990

2

3

a

Walter Pierz CLU Walter Pierz walter.pierz@nmfn.com 1857

2

19

Karl Molwitz CFP Karl Molwitz webcontact@personalfinancialplan.com 1980

2

3

Ronald D. Weiner Mark Schaffer rdm@rdmfinancial.com 1991

2

16

Rand Guffey JD Rand Guffey JD rand@topstoneadv.com 2004

2

4

Christopher Jordan Brian Beck brian@myrestylement.com 2005

2 (Eight Westchester County, N.Y.; three Hudson Valley, N.Y.)

5 (12 Westchester County, N.Y.; three Hudson Valley, N.Y.)

risk management

Personal Financial Planning

a

tax

372 Danbury Road, Suite 255, Wilton 06897 834-3240 • wiltongroup.nmfn.com

a

investment

Northwestern Mutual Financial Network The Wilton Financial Group

9 (Nine Westchester County, N.Y.)

corporate/small-business benefits

71 Rowayton Ave., Rowayton 06853 857-4321 • incapman.com

2 (Two Westchester County, N.Y.)

estate

Investors Capital Management Inc.

Lawrence J. Ganim Lawrence J. Ganim lganim@ganimgroup.com 1985

college

2429 North Ave., Bridgeport 06604 335-0851 • ganimgroup.com

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Planning services offered

retirement

Ganim Group Inc.

Number of employees in county

fee and commission based

Top local executive Contact (bold) Email address Year firm established

Payment options

Number of planners in county

commission based

Name, address, phone number Area code: 203 (unless otherwise noted) Website

fee based

Rank

Ranked by the number of planners (two or more) in the county; listed alphabetically in event of tie.

a

a

Although located in Hartford County, company does business in Fairfield County.

your life is our business

Barnum Financial Group is proud to be 2012’s #1 Financial Planning Firm in the County.

With integrity and high standards of excellence, Barnum Financial Group, an Office of MetLife, enriches lives by providing quality service, education and customized financial strategies to meet the unique needs of our clientele. www.barnumfinancialgroup.com

l

888-712-2310

Annuities l Long-Term Care Insurance l Health Insurance l Life Insurance l Retirement Funding l Disability Income Insurance Estate Conservation Strategies l Education Funding Strategies l Investment Advisory Services l Financial Planning Some health insurance products offered by unaffiliated insurers through the Enterprise General Insurance Agency Inc., (EGA) 300 Davidson Avenue Somerset, NJ 08873-4175.

Metropolitan Life Insurance Company (MLIC), New York, NY 10166. Securities products and investment advisory services offered by MetLife Securities, Inc. (MSI) (member FINRA/SIPC), and a registered investment advisor, 6 Corporate Drive, Shelton, CT 06484, Tel: 203-513-6000.

MLIC, MSI and the EGA are MetLife Companies.

L1211228539[exp1212][CT,NY]

2012 BOOK OF BUSINESS LISTS

19

FINANCIAL PLANNERSWESTCHESTER COUNTY

WESTCHETSER COUNTY NEXT LIST: APRIL 11 MAJOR EMPLOYERS

FINANCIAL PLANNERS

Top local executive Contact (bold) Email address Year firm established

Number of planners in county

Thomas Nicolosi Steven J. Troccoli WND 1894

More than 100 (More than 25 Fairfield County, Conn.; 50 Hudson Valley)

200 (More than 50 Fairfield County, Conn.; More than 100 Hudson Valley)

Josh Becker Nancy Allan careers@strategiesforwealth.com 1934

100

150

Robert A. Clarfeld Robert A. Clarfeld advisor@clarfeld.com 1981

40

80

25 (One Fairfield County, Conn.; four Hudson Valley)

NA

Dominick Scianandre Joyce Fisher fpeterson@hhcminc.com 1997

14

16

Peter V. Ramundo Jr. District manager Peter V. Ramundo Jr. pramundo@news.nef.com 1926

10 (Nine Hudson Valley)

30

Lauren M. Miralia President, CEO Lauren M. Miralia advisogrp@juno.com 1991

9

16

a

a

Christopher P. Jordan Christopher P. Jordan cantonelli@lexcowealth.com 2005

8 (Two Fairfield County, Conn.; three Hudson Valley)

12 (Five Fairfield County, Conn.; three Hudson Valley)

a

a

Charles J. Newman CLU Charles J. Newman chuck@charlesnewman.com 1992

5

7

5

14

Adviso Group Westchester Financial Center, 50 Main St., Suite 1000 White Plains 10606 682-2073

8

LEXCO Wealth Management Inc.

9

The Charles J. Newman Company L.L.C.

120 White Plains Road, Suite 112, Tarrytown 10591 468-8900 • lexcowealth.com

37 Saw Mill River Road, Hawthorne 10532 345-1000 • charlesnewman.com

Palisades Hudson Financial Group

10 11

Northwestern Mutual Financial Network The Rye Brook Financial Group

Richard Flowers CLU, ChFC Richard Flowers rick.flowers@nmfn.com 1857

4

30

Lawrence J. DeNoia CPA, CFP Lori Jones larry@itistrategies.com 1993

3

Daniel S. MacDonald CFP Diane DeVito macdonald@mdicinc.com 1989

3

994 Main St., Peekskill 10566 734-2800 • itistrategies.com

MDIC Investment Co. 116 Kraft Ave., Suite 8, Bronxville 10708 793-4095 • mdicinc.com

20

2012 BOOK OF BUSINESS LISTS

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President

Melissa DiNapoli info@palisadeshudson.com 1992

ITI Strategies Inc.

a

Larry M. Elkin CFP, CPA

2 Overhill Road, Suite 100, Scarsdale 10583 723-5000 • palisadeshudson.com

5 International Drive, Suite 100, Rye Brook 10573 275-4500 • flowersgroup.nmfn.com

risk management

7

120 White Plains Road, Suite 135, Tarrytown 10591 570-2532 • newneglandwealthstrategies.com

CEO

ssilverman@fusionadvisornetwork.com 2003

tax

6

New England Financial

20 Baltic Place, Croton-on-Hudson 10520 271-8102 • hhcminc.com

Stuart Silverman

investment

5

Hudson Heritage Capital Management Inc.

555 Taxter Road, Elmsford 10523 909-1500 • fusionfinancialnetwork.com

corporate/small-business benefits

4

Fusion Advisor Network*

560 White Plains Road, Tarrytown 10591 846-0100 • clarfeld.com

estate

3

Clarfeld Financial Advisors Inc.

800 Westchester Ave., Suite N409, Rye Brook 10573 288-8800 • strategiesforwealth.com

college

2

Strategies for Wealth

689 Mamaroneck Ave., Mamaroneck 10543 777-PLAN (7526) • ameriprise.com

retirement

1

Ameriprise Financial

Planning services offered

fee and commission based

Number of Payment options employees in county

commission based

Name, address, phone number Area code: 914 (unless otherwise noted) Website

fee based

Rank

Ranked by the number of planners (two or more) in the county.

Listed alphabetically in event of tie.

a

a

a

a

a

a

a

a

a

a

a

a

6

a

a

5

a

a

a

a

a

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a

FINANCIAL PLANNERSWESTCHESTER COUNTY

WESTCHETSER COUNTY NEXT LIST: APRIL 11 MAJOR EMPLOYERS

FINANCIAL PLANNERS

a

12

800 Westchester Ave., Suite S-504, Rye Brook 10573 305-9050 • sillerandcohen.com

Randy Siller, Jeff Cohen Nela Govic ngovic@sillerandcohen.com 1988

2 (Two Fairfield County, Conn.)

15

a

a

Tompkins Financial Advisors 10 Bank St., White Plains 10606 946-1277 • tompkinsfinancialadvisors.com

Tiffany O'Toole Tiffany O'Toole totoole@tompkinsfinancialadvisors.com 1891

2 Certified financial planners 4 Wealth advisors

6

a

a

a

a

a

a

a

a

a

a

a

risk management

a

tax

a

investment

6

estate

college

3

4 New King St., Suite 101, White Plains 10604 428-4095 • ostrovegroup.com

commission based

Mitchell Ostrove Mitchell Ostrove mitch@ostrovegroup.com 1965

The Ostrove Group Inc.

Siller & Cohen

Planning services offered

retirement

Number of Payment options employees in county

fee and commission based

Number of planners in county

corporate/small-business benefits

Top local executive Contact (bold) Email address Year firm established

Name, address, phone number Area code: 914 (unless otherwise noted) Website

fee based

Rank

Ranked by the number of planners (two or more) in the county.

Listed alphabetically in event of tie.

a

a

a

* Information taken from the Business Journal's 2010 Banking and Financial Advisors Resource Guide.

When you’ve helped four generations

realize their goals, it inspires an uncommon level of trust.

FINANCIAL PLANNING | INVESTMENT MANAGEMENT | TRUSTS AND ESTATES | CHARITABLE GIVING

10 Bank Street, White Plains | 914-946-1277

| www.TompkinsFinancialAdvisors.com

Tompkins Financial Advisors is the brand name used by Tompkins Financial Corporation for the wealth management services offered by its separate subsidiaries Tompkins Trust Company and AM&M Financial Services, Inc. Tompkins Trust Company provides bank trust and asset management services. Tompkins Financial subsidiary AM&M Financial Services, a registered investment advisor (RIA), offers financial planning, investment, tax, and risk management services. Securities are offered through AM&M subsidiary Ensemble Financial Services, Member FINRA, SIPC. Investments and Insurance Products are not FDIC insured, not Bank guaranteed, and may lose value.

2012 BOOK OF BUSINESS LISTS

21