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FAIRFIELD COUNTY

BUSINESS JOURNAL Photo by Bill Fallon

YOUR ONLY SOURCE FOR REGIONAL BUSINESS NEWS | westfaironline.com

FCBJ this week toP gunsMith Christopher J. Killoy, a military and industry veteran, now heads Sturm, Ruger & Co. Inc.

January 13, 2014 | VOL. 50, No. 2

GAME MINDSET MATCH

attacking fraud CPA Norman G. Grill offers five steps to guard against what is often and inside crime … 7 generation gaP Andi Gray deals with a shop where the veteran workers do most of the work … 8 banking on history Admission to The Fairfield Museum and History Center is free two days per week all year, thanks to People’s United … 11

CHELSEA PIERS ADAPTS TO THE CORPORATE HEALTH ETHOS Chelsea Piers Executive Director Mollie Marcoux.

MEDIA PARTNER

PAGE 10

CRUNCH TIME BY JENNIFER BISSELL jbissell@westfairinc.com

mall employers may not be required to offer their employees health care coverage under the Affordable Care Act (ACA), but some may find it easier to offer coverage than in the past via new plan options and federal subsidies. As of Oct. 1, small employers can browse

sMall eMplOyer FaQs On the aca

coverage options through the state’s health insurance exchange, Access Health CT, and apply for a federal subsidy to lower the cost of providing coverage. Nationally, the ACA faced another vote in the House of Representatives Jan. 10. Dozens of previous “defund” bills have already passed the House with no legislative results; this one asks for greater scrutiny of the health website. Meantime, those who » crunch time, page 6

old toWn, vibrant scene FCBuzz visits Fairfield, 375 years young this year and eager to crow about it

With the ACA, hospitals like Greenwich Hospital may see an uptick in patients.

NEWS NOON @

Two ﬁrms make one, commanding 77 lawyers

egional law firms Carmody & Torrance L.L.P. and Sandak Hennessey & Greco L.L.P. have combined beginning immediately. The move strengthens the local presence of the larger Carmody & Torrance, with its roots in Waterbury. With the addition of the 15 attorneys from Stamford-based Sandak Hennessey & Greco, founded in 1990, the combined 77-attorney firm, in the words of a statement announcing the merger, “will have regional experience and reach throughout Connecticut and the Northeast.” Carmody Torrance Sandak & Hennessey L.L.P. — its name since Jan. 1 — now has offices in New Haven, Stamford, Waterbury and Southbury. The deal was led by Carmody & Torrance’s managing partner Brian T. Henebry, who will continue to serve as managing partner of the united firm, and by Jay H. Sandak, the founding partner of Sandak Hennessey & Greco.

Greco of SHG will lead the combined firm’s personal injury practice area, continuing to serve clients statewide. “SHG’s extensive experience in commercial real estate, zoning and land use, and litigation together with its relationships throughout Fairfield County, makes it a natural fit for Carmody & Torrance,” said Henebry. “Our firm has been looking for the right match within Fairfield County, and we knew this was it. Both firms share the same focus: achieving the clients’ objectives, getting results and doing so efficiently at a reasonable cost.” Carmody & Torrance, founded more than a century ago in Waterbury specializes in litigation, intellectual property, labor and employment, business and transactional representation, ener�y and utility, healthcare, municipal law, trust and estates, white collar defense, environmental and alternative dispute resolution practices. — Bill Fallon

From left, Jay H. Sandak, founder of Sandak Hennessey & Greco; attorney Ann H. Zucker; Brian T. Henebry, managing partner of the newly merged Carmody-Torrance and Sandak-Hennessey offices; and attorney William J. Hennessey Jr.

BY DAVID LEWIS

December job market shows modest gains

ecember continued a low activity trend for the job market in Fairfield County, with a modest 2 percent increase in job posting activity. This continues a softness trend that started in May, indicating the market remains stuck in neutral. Some key items of note regarding December: · Stamford led all towns in the county with the most jobs posted, followed by Norwalk and Greenwich. · The industries most actively hiring in the past month were accounting, financial services and nonprofit. · Top job categories were administrative, accountancy and customer support. As we enter 2014 the picture locally is a bit less optimistic than that nationally. The national unemployment figures released in early January suggest a continued level of modest improvement and therefore something of a trend toward recovery. Fairfield County continues a disturbing trend, seemingly limping along with modest-at-best gains, a trend we’ve seen since May 2013. Past eco-

nomic dips and softness have ended in the last 20 years with the emergence of a “hot” industry. In the late ’90s it was the dotcoms. In the early 2000s it was financial services. In 2013 and leading into 2014 there has been no clear industry to help lead the job market to palpable recovery. To add to the general malaise of the market we now also continue to see reports that strongly suggest Connecticut is a place to leave as an employer vs. a place to stay, grow or build. Data compiled and reported by the likes of CNBC, Business Week and even service providers like Atlas Van Lines all suggest that businesses in the state, as well as residents, are moving elsewhere. Further, state policies, laws, regulations and taxes continue to act as a deterrent to expansion, investment and overall market development. If CT is going to truly generate some positive job market momentum then the state must figure out how to address these myriad issues with measurable results. So what should we expect in 2014? I

2 Week of January 13, 2014 • FairField County Business Journal

would argue more of the same. This is an election year for the governor’s office, which suggests that any major changes or initiatives are likely to not arrive until 2015. That leaves our best avenues for growth coming out of an emerging hot industrial player. The best chance would, therefore, be in the tech sector, where doing business in New York City is expensive with the next best recent alternative, Brooklyn, following close behind in cost. That means Fairfield County could see some of those established firms and startups make their way up to Stamford and the Gold Coast. Fingers crossed. Time will tell. David Lewis is president/CEO of Fair�ieldCountyJobs.com, a regional job board with more than 100,000 visitors per month to view jobs from over 4,000 area employers. His monthly reports talk to the condition of the job market as measured by data from his websites as well as data from state, federal and industry sources in the public domain. The website is Fair�ieldCountyJobs.com.

NEWS NOON @

New president is named at Sturm, Ruger

outhport-based gun maker Sturm, Ruger & Co. Inc., which dates to 1949 and employs 2,000, named one-time West Point cadet and longtime industry executive Christopher J. Killoy its president, effective Jan. 1. Killoy’s job description includes chief operating officer responsible for sales, marketing, manufacturing, product management and new product development. Sturm, Ruger bills itself as “the only full-line manufacturer of Americanmade firearms,” offering more than 300 variations of more than 30 product lines. Killoy has served as vice president of sales and marketing at the company since November 2006. “During this time, he has been instrumental in executing the successful launch of many new products and in managing the company’s strong sales growth, Ruger said in a prepared statement. “Chris is one of the industry’s most experienced and respected executives and we are fortunate to have him,” said company CEO Mike Fifer. “In his expand-

ed role, I expect Chris to enhance Ruger’s standing as the industry leader in product innovation and superior financial performance.” Prior to joining Ruger, Killoy was an executive with gun maker Smith & Wesson. Additionally, he served as vice president and general manager of Savage Range Systems, a Massachusetts-based firing range/trap shooting supplier. “I am honored and excited to get this expanded opportunity to provide leadership and service to such a tremendous company,” said Killoy. “We have a strong team in place and our 2,000-plus employees are passionate, dedicated, hardworking and committed to making great products.” Killoy is a 1981 graduate of the United States Military Academy at West Point. He subsequently served in a variety of armor and infantry assignments in the U.S. Army.

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FAIRFIELD COUNTY BUSINESS JOURNAL • Week of January 13, 2014

PERSPECTIVES

FAIRFIELD COUNTY

BUSINESS JOURNAL

Marketing, the next generation “If you’re a chief marketing officer and you can’t explain your digital advertising metrics strate�y in a paragraph or less, you’re in trouble.” That is the line of demarcation drawn across the modern business ledger by Scott Fitzgerald, management consultant and former ad executive. Everyone is marketing on the web, but are they doing it correctly? Fitzgerald’s thoughts could prove an eye-opener, especially for those CMOs who stammered and sputtered at his initial request to explain digital marketing succinctly. His thoughts: “In the early Wild West days of digital, metrics and measurement were sketchy at best and going with your gut was not at all unusual. But gone are the days of guessing and of planning a campaign based on assumptions and hoping it will achieve your marketing goals. “The campaign goal is to provide clear, actionable results to justify the dollars you are spending, especially in the still relatively uncharted and fast-changing waters of digital media. There are three hard-and-fast rules every CMO or marketer should be following when considering digital advertising.

establish solid goals

“Are you building or supporting a brand? Driving traffic to a website? Working on customer conversion? “Pick one objective and stick to it.

Defining your objective at the outset will help benchmark performance later. Introducing a product, for example, is a goal. Squeezing the most product sales out of a media buy is also a goal, but it is a different goal. “The metrics that define your success in reaching these goals also must be different. Performance measurement naturally depends on observing the metrics at the end. But don’t forget to look at the metrics at the start to ensure the correct apples-to-apples reference point for your back-end metrics.

Measure the right Metrics

“Identify the correct key performance indicators (KPIs) for the goals you’ve set. If you use the wrong metrics to measure success, you could see numbers that have little relation to achieving your desired goals, meaning you’ve lost both precious time and dollars. “If, for example, you have a media buy that is strategically planned to support a broad brand awareness goal, you need to look at the right metrics. In today’s webbased world, everyone is obsessed with clicks. They serve as a metric of response, not branding. “Branding metrics, on the other hand, are all about impression counts, interaction rates, frequency data and placement performance. Before you reach any conclusions about the impact of your message outreach, be sure you’re measuring

SPEAKING OF … MARKETING “dOn’t BlaMe the MarKetinG departMent. the BucK stOps With the chieF eXecutiVe.” — Businessman John D. Rockefeller “MarKetinG is a Very GOOd thinG, But it shOuldn’t cOntrOl eVerythinG. it shOuld Be the tOOl, nOt that Which dictates.” — Film director Nicolas Roeg 4 Week of January 13, 2014 • FairField County Business Journal

the right metrics. “When establishing pertinent metrics, remember how quickly technolo�y is moving. Be careful the metrics you establish today will still be relevant in six months.

Measure tWice, decide once

“Trying to obtain a solid performance sample? Don’t measure five times a day and change your campaign each time. Conversely, don’t wait until the campaign has been fully implemented before you begin the measuring process. Quantitative and qualitative research, supplemented with a solid metrics package reporting on your online buy, will provide all the data you need to make educated optimizing decisions throughout your branding campaign. “If you list your goals, then find the KPIs that report on those goals, you’ll be much better positioned to make the periodic, informed decisions necessary to optimize all of your campaign elements. But beware! Data is data. Don’t let it make the final decisions for you. Data, of course, needs to be factored into the overall decision-making process, but there is no substitute for expertise and experience or your gut. Or a really savvy agency partner.” Scott Fitzgerald is a human capital management consultant with Milfordbased ADP and a former executive at Keiler & Co. in Farmington, an ad agency with Fortune 500 clients including Deloitte and Lockheed Martin. He can be reached at scott.�itzgerald@adp.com.

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Or write to: Fairfield County Business Journal 3 Westchester Park Drive, Suite G7 White Plains, N.Y. 10604-3407 www.westfaironline.com Publisher • Dee DelBello Managing Editor • Bob Rozycki Editor • Bill Fallon Administrative Manager • Alissa Frey

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Metro-North president to retire FlOrida rail directOr tO replace perMut

oward Permut, president of the Metro-North Railroad, is expected to retire at the end of the month, according to The New York Times. The report comes after a tumultuous stretch for the Metro-North that included two train derailments. In the past year, five people have died on and along the tracks and more than 100 passengers have been injured. During a staff meeting Monday, Permut reportedly told colleagues he planned to step down from his position. Joseph Giulietti, the executive director of the South Florida Regional Transportation Authority, is expected to replace him. Prior to serving as the TriRail director, Giulietti was a superintendent of the New York railroad, according to the South Florida Business Journal. Permut, a member of the charter Metro-North team in 1983, spent his career contributing to what became known as one of the safest commuter

rail lines in the United States. But two major train derailments last year shook the confidence of some passengers and drew the scrutiny of official agencies. In May, a reported 73 passengers were injured in Fairfield after a train derailed and collided with another train. In December, four passengers died and 70 more were injured after a Hudson Line train jumped the tracks after speeding too quickly around a curve. The National Transportation Safety Board is currently investigating the derailments. A loose rail joint from a faulty repair is thought to be the cause of the May derailment, while a train engineer’s inattention likely caused the December derailment. In addition to the derailments, a track repairman was struck by a train and killed in West Haven this year and an electrical power outage in September disrupted rail service for days.

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You’re not as alone as you feel. FAIRFIELD COUNTY BUSINESS JOURNAL • Week of January 13, 2014

Crunch time — » » From page 1

have signed up now number multiple millions. Given the ACA’s rocky rollout and the antagonism toward it, many business owners have questions about how the system works and who can qualify for a subsidy, said Penny Boyd, an employee benefits expert at CBP, a Stamford consulting firm. To address small businesses’ most frequently asked questions about the health exchange, Boyd supplied the following responses. What are the criteria for a business to get a federal subsidy? “A small business tax credit is available to companies that purchase health insurance on the Small Business Health Options Program, or SHOP marketplace, through Access Health CT. “To get a subsidy, here are a few criteria an employer must meet: · An employer must have 25 or fewer full-time equivalent employees. Depending on the type of business entity, this may not include the owners of a small business. · The average wage paid to employees must be less than $50,000. · The employer must pay at least 50 percent of each employee’s insurance premium. · The smaller the employer and the

lower the average wage, the greater the tax credit will be.” How does the SHOP Marketplace work for a small business? “Beginning in 2014 the state SHOP marketplace plans will be available to businesses with 50 or fewer employees. Some states, such as Connecticut, New York and Massachusetts, have chosen to run their own SHOP marketplace. States like New Jersey have opted to let the federal government run the state SHOP marketplace. “In the Connecticut Choice Model at AccessHealthCT, employers can choose between “flexible choice” plans at no additional cost. The plans require a 75 percent participation rate and there are three models employers can select: · Vertical choice — employees can choose from three levels of coverage from one selected carrier · Horizontal choice — employees can choose a carrier across one level of coverage, selected by the employer. · Single choice — one plan from one carrier is available for employees.” When must large employers (those with 50 or more fulltime equivalents) begin offering medical coverage to employees working 30 hours per week — was it effective Jan. 1or upon renewal? “The IRS announcement in Notice 2013-45 (July 2013) delayed only the

employer penalty until Jan. 1, 2015. The penalty delay resulted from a delay in reporting requirements to the IRS. Technically, the ACA requires plan and eligibility changes to be made on the previously required time table which is the first plan anniversary date in 2014. “The delay in reporting requirements has no effect on the effective date of other Affordable Care Act provisions. At this time, the extension of employer penalty given to non-calendar year plans was not included in the IRS notice. This suggests that the penalty may be imposed on all plans on Jan. 1, 2015, regardless of plan anniversary date.” How would the employer mandate be enforced? “Employers will have to provide proof of coverage and employee contributions when filing their tax returns. Employers will be required to make an affirmative election that they will provide health insurance coverage and to disclose that information to employees. Any penalties that might be assessed would be paid to the IRS. Employers may appeal the assessment of any penalty; therefore good recordkeeping is a must.” What are the main fees going into effect for 2014 that are adding to the cost of premiums for employers? “Insured plans will be subject to a number of fees — listed below — that will be paid by insurance companies. The

insurance companies have and will continue to build these fees into the insurance premiums. Self-insured plans are responsible for paying the fees themselves. · Reinsurance fee: A three year program designed to offset the cost of insuring high-cost patients in the individual market. The fee is estimated at $63 per year for each covered person in the plan. A proposed reduction was made for 2015. · Health insurance tax: A permanent annual tax that will be used to offset cost associated with the Affordable Care Act. This tax is expected to be about 2 percent in 2014 and to increase each year. · PECORI fee: The small fee will be assessed through plan year 2019 and insured plans will be paid by the insurance carriers. The fee will be used to fund the Patient Centered Outcome Research Institute.” What are private exchanges and how are they different from the public exchanges or marketplaces? “Private exchanges are exactly that — private exchanges operated by private entities. The state and federal governments have nothing to do with these, and because of that, the private exchanges do not make available subsidies. The only way for an individual to get a subsidy is by purchasing coverage through the state or federal marketplace. Private exchanges are for employers that want to switch from a defined benefit model to a defined contribution model.”

ACA excise tax alert

McGladrey assesses punishment

cGladrey, the national assurance, tax and consulting firm with an office on Canal Street in Stamford, recently addressed IRS Notice 2013-54, “which impacts tax-favored arrangements for paying employee health insurance premiums and medical expenses.” Not knowing the notice details could sting mightily: a tax of $100 per day per affected employee. The new guidelines include those for Section 125 cafeteria plans; premium-only plans (POPs); premium reimbursement plans; health reimbursement arrangements (HRAs); medical expense reimbursement plans (MERPs or Section 105 plans); and health flexible spending accounts (FSAs). While those acronyms have become common health currency, the IRS says

they will not meet the Affordable Care Act requirements prohibiting annual dollar limits on benefits and employee cost-sharing on preventive services, but only if the arrangements provide taxfree benefits for individual insurance or are not “integrated” with a group medical plan. McGladrey directors Jill Harris and Bill O’Malley warn that employers may need to restructure or terminate these tax-favored arrangements to avoid an excise tax of up to $100 per day per affected worker. For-profit and nonprofit employers of all sizes, including those with fewer than 50 employees, can be subject to the tax starting in 2014, they said. Their essay was titled, “Affordable Care Act impact on certain health care plans.” The asterisk of relief is that the IRS

6 Week of January 13, 2014 • Fairfield County Business Journal

can waive part or all of the excise tax if the employer’s failure to meet the ACA requirements is due to reasonable cause and not willful neglect. McGladrey recommends “striving to comply” rather than booking on IRS forgiveness. “In general,” Harris and O’Malley agree, “employers will have exposure for the excise tax if they pay or reimburse premiums for employees’ individual health insurance policies or allow employees to use pre-tax salary reductions to pay for individual health insurance policies.” The tax also becomes a possibility if a company offers a health FSA but no group health plan or has an employer contribution to the health FSA exceeding a certain dollar amount. Differently paid, nonintegrated policies of individuals who may have struck their own

insurance deals with a company, too, face scrutiny with the possibility of a tax penalty. In short, the authors stated, “For plan years starting in 2014, premiums for individual health insurance generally cannot be paid or reimbursed on a tax-free basis without creating excise tax exposure. This includes individual health insurance purchased through the new health care exchange/marketplace.” But, they continued, “Individual policies for dental, vision, disability, accident only (AD&D), long-term care, hospital indemnity, specified disease (e.g., cancer) and Medicare supplemental insurance may still be reimbursed tax-free without triggering the excise tax.” — Bill Fallon

BY NORMAN G.GRILL, CPA

he most effective way to combat fraud in your company is to build a strong framework of internal controls. That’s because 67 percent of recent fraud was committed by insiders, according to the 2012/2013 Kroll Global Fraud Report. The survey of more than 800 senior executives worldwide from a wide range of industries also found that many fraudsters act alone or in cooperation with peers rather than with outside parties. Here are five pillars that support an effective antifraud program.

ethics and resPonsibilities For any internal control system to be effective, its first pillar must be the establishment of a strong ethical position by management and a clear delineation of responsibilities thereafter. Many businesses have taken to formally drafting an ethics policy. This can help management clearly express its approach to doing business and apply those philosophies to its internal controls. When employees know such a policy exists, and management is following it, they’ll also know that any attempt to commit fraud will be much riskier. Equally important to a strong ethical position is a clear delineation of internal control responsibilities. Again, formally documenting this is a must. segregation of duties You’ve probably heard it before, but spreading out risk-intensive tasks among several employees remains fundamental. To the extent possible, segregate the handling of key assets into three categories: authorization, custody and record keeping. Take a very simple example: your petty cash drawer. Ideally, one employee should be in charge of authorizing its use; another should keep it safe and make disbursements; and a third should maintain records regarding its usage. Handling all major assets in this manner creates a system of checks and balances that will hamper any one dishonest employee from misusing the item. Smaller businesses may have a harder time spreading duties among a smaller staff. But it’s here that owners must step up and keep an active hand in oversight. exPansive controls The days of an office safe and a locked desk are long gone. Today, every business needs to implement expansive

Five steps to prevent fraud controls throughout their facilities. You can organize these into categories such as: · Physical: including doors, safes, vaults and even specially designed rooms or structures to hold valuable assets. · Mechanical: generally video monitoring systems, time clocks for tracking the work of hourly employees and alarms. · IT: comprehensive security policies to prevent stealing or vandalizing critical information (or money and products). Specific controls include passwords, server and software authentication and source code/document version controls.

sound, detailed records Complete documentation is important for knowing not only what you have, but also what you don’t have. For starters, you need to scrupulously maintain your financial statements and regularly review them for, among other things, suspicious budget-to-actual variances. But airtight financial statements alone don’t a fraud-free company make. There are other forms of documentation that can help you detect and prevent fraud. For example, create invoices that are distinctive to your company and sufficiently informative. Doing so will make them more difficult to fabricate. Also, whenever possible, use prenumbered, consecutive documents. That way, if one falls out of order, you have a quick indicator of something gone awry. Prepare paperwork in a timely fashion. When documentation falls behind, it can be easier for a fraudster to step in and take advantage.

able. Your CPA can perform an audit to determine whether your financial reporting follows Generally Accepted Accounting Principles (GAAP). Although this process doesn’t specifically focus on fraud detection, it can reveal critical details about the soundness of your financial reporting. (There are also two less-comprehensive alternatives: a compilation or a review. They’re also not designed to detect fraud.) For fraud-specific services, consider a forensic accountant. He or she can either conduct an actual investigation, if you believe fraud has occurred, or simply review internal controls and provide insights.

assess and fine-tune A system of internal controls built on these five pillars stands a good chance of protecting your company from fraud. There are other details to consider and your company’s specific control needs may vary depending on its size, industry and location. Your financial adviser can help you regularly assess and fine-tune. Norm Grill, CPA, (N.Grill@GRILL1. com) is managing partner of Grill & Partners L.L.C., (www.GRILL1.com) certi�ied public accountants and advisers to closely held companies and high-net-worth individuals, with of�ices in Fair�ield and Darien, (203) 254-3880.

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internal and external audits Large companies have internal auditors to regularly evaluate the effectiveness of internal controls. Small to midsize companies can’t always afford such staff members on the payroll. But you still need an internal auditing process to periodically review and reconcile internal control data and procedures. The audit process should be planned well in advance. Many companies perform internal auditing in stages over the course of a year or even multiple years. For many aspects of an audit, the element of surprise can be helpful. When employees don’t know the process schedule, they can’t preemptively fix mistakes or, in the worst cases, cover fraudulent tracks. External audits are also highly advisFAIRFIELD COUNTY BUSINESS JOURNAL • Week of January 13, 2014

NO EXIT

Exit currently missing on Interstate 287 eastbound

Number of major professional sports teams that practice in Westchester

Route where British spy John André was caught with plans for West Point

Number of different major commercial airlines that fly out of White Plains Airport

Number of Metro North branches that go through Westchester but do not touch Connecticut

Number of former U.S. presidents who officially reside in Westchester

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8 Week of January 13, 2014 • FairField County Business Journal

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THE LIST

Commercial Developers

FAIRFIELD COUNTY NEXT LIST: JANUARY 20 INDEPENDENT ASSISTED LIVING FACILITIES

COMMERCIAL DEVELOPERS

LISTED ALPHABETICALLY.

Listed alphabetically.

The Ashforth Co. 707 Summer St., Fourth floor, Stamford 06901 359-8500 • ashforth.com

Berkshire Industrial Corp. 2 Parklawn Drive, Bethel 06801 743-7201 • berkshirecorporatepark.com

Building and Land Technology 100 Washington Blvd., Suite 200, Stamford 06902 846-1900 • bltoffice.com

Andrew B. Ashforth, H. Darrell Harvey Kim DePra info@ashforth.com 1896

WND info@berkshirecorporatepark.com 1969

Carl R. Kuehner III Ted Ferrarone info@bltoffice.com 1982

Collins Enterprises L.L.C.

322 Clock Tower Commons, Brewster, NY 10509 (845) 279-9565 • covington-development.com

F.D. Rich Co. 222 Summer St., Stamford 06901 359-2900 • fdrich.com

Fischel Properties 501 Kings Highway East, Fairfield 06825 696-1000 • fischelproperties.com

Mack-Cali Realty Corp. * 343 Thornall St., Edison, NJ 08837 (732) 590-1000 • mack-cali.com

Marcus Partners Inc. 64 Danbury Road, Wilton 06897 762-7200 • marcuspartners.com

R.D. Scinto Inc. 1 Corporate Drive, Suite 100, Shelton 06484 929-6300 • scinto.com

RMS Companies 75 Camp Ave., Stamford 06907 968-2313 • rms-companies.com

Seaboard Properties 1 Atlantic St., Stamford 06901 357-1600 • seaboardproperties.com

Stanley M. Seligson Properties 605 West Ave., Norwalk 06850 857-5600 • seligsonproperties.com Source: * NA WND

Harold Lepler Larry Nadel

$1,000,000 to $20,000,000

30,000

Brookfield

WND

6 million

Stamford

More than $100,000,000

$1,000,000 to $20,000,000

700,000

Stamford

$20,000,000 to $100,000,000

125,000

Fairfield

$1,000,000 to $20,000,000

Jersey City, N.J.

WND

1949

311-unit luxury highrise apartment building

David P. Fiore Tony Bonacci Sr.

206,000

Rockleigh, N.J.

$20,000,000 to $100,000,000

294,000

Trumbull

$1,000,000 to $20,000,000

60,000

Stamford

$1,000,000 to $20,000,000

135,230

Stamford

$20,000,000 to $100,000,000

Norwalk

More than $100,000,000

Thomas L. Rich Thomas L. Rich trich@fdrich.com 1920

Jonathan Eckman Jonathan Eckman jeckman@fischelproperties.com 1970 Mitchell E. Hersch Ilene Jablonski info@mack-cali.com

2008

Robert D. Scinto Robert D. Scinto bob@scinto.com 1974

Randy Salvatore Randy Salvatore info@@rms-companies.com 1995

John DiMenna Greg Stanton gstanton@seaboardproperties.com 1993

Stanley M. Seligson Jeff Kaplan jkaplan@seligsonproperties.com 1985

50 flex space

Full-design build, from land planning to construction management

70 residential

Real estate development, investment, construction, management and ownership

WND

Carmel

1980

1.2 million

Construction, property management and investments

WND

136,000

info@covingtondevelopment.com

Services provided

other

Project cost range ($)

retail

Locality

office

Construction classification percentages

Square footage

WND

2001 W. Main St., Suite 175, Stamford 06902 358-0004 • collins-llc.com

Covington Development L.L.C. *

Largest project under construction

industrial

Top local executive(s) Contact person (bold) Email address Year company established

hotel

Name, address, telephone number Area code: 203 (unless otherwise noted) Website

Development, management

25 multifamily

Full development services

85 residential

Acquisition and development

1 multifamily

Full-service commercial real estate development company, including new construction and rehab developments, real estate brokerage, property management and business consulting

100

63 medical lab

Real estate investment, development and management

Site selection, acquisition, construction

WND

Lease analysis, development feasibility and entitlement studies, sustainable design recommendations, proforma analyses and more

Real estate developer

50 apartments

Stamford-based owners, managers and developers of hotel, office and apartment projects located in Stamford

90 residential

Owner and manager of a real estate portfolio in excess of one million square feet of residential, office, retail, medical and light industrial buildings

Information obtained from respondents and company websites. Although not located in Fairfield County, company does work in the county. Not available. Would not disclose.

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of January 13, 2014

SPECIAL REPORT

HOSPITALITY

Sweat equity in Stamford tennis is the latest Way FOr cOMpanies tO hOne spirit, shape up BY BILL FALLON bfallon@westfairinc.com

n a thoroughly miserable midafternoon before the season’s first big storm, the two-thirds-full Chelsea Piers parking lot in Stamford seems an amazement, enough so it draws a comment upon meeting Mollie Marcoux, executive director of the 400,000-square-foot facility. “Stick around an hour,” she said. “It should be full.” And she was right. In the hour while Marcoux toured the athletic mecca in a former Clairol facility that opened July 2012, an army of weather-defying, mostly young clients poured in — the after-school crowd. Peak hours are 4 to 8 p.m. weekdays and all day Saturday and Sunday; a total “thousands per week” file in, according to Marcoux. Later this month, the center broadens its already-substantial, sweat-soaked corporate outreach in the early morning slot, far from the madding after-school crowd. Companies already roughhouse via teams in hockey, soccer, lacrosse, basketball and volleyball as part of Chelsea Piers leagues in those sports. This winter the thok-thok of the well-struck tennis ball fills the air, availing corporate tennis players of a bold opportunity to attack the competition mano-a-mano without attracting a lawsuit. Tennis is among Chelsea Piers’ more popular activities, with hockey ice time also in top demand. As such, it is hoped a push for morning tennis, when the courts are in less demand, should synch well with the business clarion call of efficiency. “Arrive, play tennis, take a shower in our great locker rooms and get to work on time,” Marcoux said. The 7 to 9 a.m. corporate tennis league will allow for individuals to rotate on and off the company squad, broadening participation and not overly taxing those who want to play, if not carry the entire load. “The administration is with Chelsea Piers,” Marcoux said. Administration extends to the playing arena, as well. “Our staff is always on time,” Marcoux said and always pursuing the ultimate goal of “clean, safe, friendly fun.” Game clocks and refs are part of the

Chelsea Piers Executive Director Mollie Marcoux at the facility’s tennis courts.

equation. Companies also use the center for events — there is a bar-restaurant called Top of the Game on the mezzanine level along with the Just Sprouted healththemed cafe next door. Chelsea Piers’ event catering is done by Manhattanbased Great Performances, whose client list includes Jazz at Lincoln Center. Experiential learning has found both Chelsea Piers and its corporate offerings. The center’s director of events — “Lauren McCourt, she came here from Chelsea Piers New York City” — customizes company gatherings that span nonathletic to athletic, low-impact team-building exercises to basketball tournaments. “And they might feature dinner in the restaurant or a social aspect afterward; you don’t have to leave,” said Marcoux, who has 18 years experience with Chelsea Piers. She said the twin facilities — the original dating to 1995 on Manhattan’s

10 Week of January 13, 2014 • FairField County Business Journal

West Side — attract a similar audience that is both athletic and family-minded. Sweating and flexing in the name of company glory may be well and good if your company is REI or Cannondale or the local fire company, comes the complaint. What about the lawyers, the programmers, the sales force ... overwhelmed by long hours and takeout food? Chelsea Piers offers corporate packages designed to promote involvement. The carrot is a discount for company employees who band together in the name of health. Fitness in general is behind a coming 50,000-square-foot expansion, still to break ground. Marcoux described it broadly as “a family-to-corporate, highend fitness facility.” It will adjoin the Blachley Road space, which now finds itself serendipitously beside the NBC Sports Group after NBC moved in last

August. “They’re a good match for us,” Marcoux said. “A lot of their employees take advantage of what we offer.” February’s Sochi Olympics will mean an uptick in interest at Chelsea Piers, which employs 300. As London 2012 spawned an increased interest in what Marcoux termed “swim and �ym,” she expects from experience the winter games will bring out the inner (or forgotten) skater in many. The facility looks to make those temporary enthusiasms more permanent — perhaps within the year — by codifying Olympic-style events in which companies would compete. Successful types often ride more obscure sports up the corporate ladder, perhaps none more prevalently than squash. It’s fearsomely fast, but everyone is polite. Chelsea Piers hosts a complimentary squash clinic and free court rental Saturday, Jan. 18; details at ChelseaPiersCT.com.

People’s pays museum admission

SCSU remakes grad computer studies

histOry FOr Free tWice a WeeK in FairField

long time ago in saltwater shallows not very far away, Native Americans and Europeans met and the great gears that would become modern America began turning. In honor of the 375th anniversary of Fairfield’s founding, Bridgeport-based People’s United Bank — no neophyte itself at 172 years old — will sponsor free admission at the Fairfield Museum and History Center every Monday and Tuesday in 2014. “People’s United Bank has been a longtime and generous supporter of the museum and its educational programming for families throughout this area,” said Mike Jehle, executive director, Fairfield Museum and History Center on Beach Road in Fairfield. “Its sponsorship will help ensure as many visitors as possible can enjoy our exhibits and events.” “Our 172-year history and the history of the Town of Fairfield have always been closely intertwined,” said Armando Goncalves, senior vice president and market president, People’s United Bank. “We

hope that this sponsorship will afford many people the opportunity to visit the Fairfield Museum and learn more about our wonderful heritage.” The Fairfield Museum and History Center welcomes more than 16,000 visitors annually and provides educational programming to more than 5,000 students. Currently on view is the handson exhibition “Creating Community: Exploring 375 Years of Our Past” featuring Native American and Revolutionary War items, plus maps showing the area’s changes over time. The oldest object is a Bible from 1608. People’s United will cover the cost of regular admission — $5 for adults, $3 for students and seniors — for all museum visitors Mondays and Tuesdays. People’s maintains 410 retail locations in Connecticut, New York, Massachusetts, Vermont, New Hampshire and Maine. Through its subsidiaries, People’s United Financial provides equipment financing, brokerage and insurance services. — Bill Fallon

he Southern Connecticut State University’s Computer Science Department has restructured its Master of Science degree program at the New Haven school. The department has replaced its previous tracks with those having more relevance in today’s tech landscape: network and information security (cybersecurity) and software development. “Previously, the M.S. program was designed primarily for students who had earned a bachelor’s degree in computer science,” said Lisa Lancor, graduate coordinator for the department. “But we had been getting increased interest from individuals who had bachelor’s degrees in other disciplines and wanted to move into the computer field. We have students who majored in music, political science and other disciplines not closely related to computer science. So, we revamped the program to make it more flexible.” Among the changes enacted is the establishment of a single prerequisite course, instead of three such courses. The new prerequisite is a four-credit course on computer programming and data struc-

tures. Students then take 12 core credits, as well as 18 credits in either of the two tracks. Students are then required to pass a capstone, typically a six-credit thesis. One of the new courses in cybersecurity is “Ethical Hacking and Penetration Testing,” where students learn to test whether networks are secure and how to enhance that security. Lancor said companies actually hire individuals to try to break into their network system (without causing any damage). The idea is that if they can hack into it, the system needs to be upgraded and fixed. “As cyber attacks become more sophisticated, demand will increase for workers with security skills,” she said. Lancor pointed to U.S. Department of Labor projections that indicate employment of network and computer systems administrators (which includes security specialists) is expected to increase by 23 percent from 2008 to 2018. Similarly, the department projects the number of software engineers and computer programmers will increase 21 percent in that same decade. — Bill Fallon

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asK andi

BY ANDI GRAY

An imbalanced workload can cost you proﬁts

We have a real imbalance between the workload carried by junior and senior people. Our senior people are doing too much work, carrying too much of the workload, which is costing us profits. Our junior people are not stepping up to the plate enough to take on additional work and challenges, which is also costing us profits and opportunity. Not sure how to get this straightened out.

thought of the day: Talk with managers about their goals and responsibilities. Check to see who needs management training. Check on employee motivation. Look at your service delivery model. Make sure managers have their goals in front of them all the time. Ask them to check their list of completed tasks against their goal list — is there a match, or are they spending time on things that don’t lead to goal accomplishment. Make sure key performance indicators (KPI) are in place for each department. Get

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everyone aligned around the outcomes. When it comes to meeting or beating KPIs make sure people know their roles and are ready to deliver at or above standard. Check on how well managers delegate work. Do they need help training and coaching people under them? If managers keep trying to do the work instead of delegating, they become barriers to progress. Analyze department performance. Ask to see how tasks are organized. Look for suggestions on how reorganizing might lead to increases in productivity. Model systems based on the most productive employees. Check on workload vs. skill balancing. Do you have enough of the right kinds of skills for the work on hand? Sometimes the mix of work shifts and employees who used to be essential are now redundant. Find out if redundant employees are willing to retrain for more essential tasks, otherwise show them the door. Make it clear that people have to constantly learn and grow. Look into what drives employee behavior. Some people come to the table selfdriven. Others require outside motivators. Some people could self motivate, but they first need to understand how their actions fit into the company’s bigger picture. Work through motivation issues by asking each person what is their reason for doing something. Get people to think about how personal and business goals are aligned. Focusing on quality and making work as routine as possible will help to reduce re-dos, which can be real budget killers. When errors do happen, use them as teaching opportunities. Show people who were involved what went wrong and brainstorm, then document, the best solution to use in similar situations in the future. Budget time for general training in order to insure employees at each level in the organization are prepared to

handle their work assignments. Be on the lookout for ways to streamline work. Fewer steps may translate into fewer errors. Ask: • Is our service delivery model ef�icient, profitable and well documented so that everyone can follow along? Check on the hours worked by each level of staff. • Are some people working harder than others? • Is there a process for moving simpler parts of a job down to a less skilled, lower level? Rather than assigning a job start-tofinish to one person, break it into essential elements. Assign primary do-ers or supplemental assistance to move work along at the fastest rate and lowest possible cost. Look for early warning signs of trouble. Calls from customers can prevent problems down the road, if only people will listen carefully. Someone behind on their work is likely to make mistakes as they try to cover too much ground too quickly. A seemingly minor issue can become magnified as a job progresses. Make it everyone’s job to find better ways to get work done more profitably. Explain to people that in order for the company to be profitable, each employee needs to help generate revenue worth three to four times their cost. If they don’t know how to do that, help them figure it out. BOOK RECOMMENDATION: “Becoming the 1%: How to Master Time Management And Rise To The Top in 7 Days” by Dennis Crosby. Andi Gray is president of Strate�y Leaders Inc., strate�yleaders.com, a business-consulting �irm that specializes in helping small to midsize, privately held businesses achieve doubled revenues and tripled pro�its in repetitive growth cycles. Interested in learning how Strate�y Leaders can help your business? Call now for a free consultation and diagnostic process: (877) 238-3535. Do you have a question for Andi? Email her: AskAndi@Strate�yLeaders.com or visit AskAndi.com for an entire library of her articles.

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FAIRFIELD COUNTY BUSINESS JOURNAL • Week of January 13, 2014 13

Fairfield celebrates 375 years with vibrant arts and culture as the town of Fairfield celebrates our 375th anniversary this year, we are proud to honor and highlight the multitude of arts and culture that make our community so vibrant and a wonderful place to live and work. Fairfield has become a destination for our many exciting and quality arts and cultural programs and events. some of the places in town to visit include our Fairfield Museum and history center, Fairfield theatre company, Fairfield university and sacred heart university, pequot library, the Fairfield public library, Fairfield Woods Branch library and the Fairfield chamber of commerce and art/place. the musical events, galleries and dance schools, as well as the individual artistic talents, also make our town highly attractive. in 2012, a first selectman’s Fairfield arts advisory committee was launched to bring together the many wonderful arts and cultural talents, events and programs our town offers. a 375th anniversary committee, comprised of volunteer residents and community leaders, was launched last spring. the committee has planned exciting events for Fairfield residents throughout 2014 to celebrate the town’s rich history and create new memories for current and future generations. Fairfield continues to be a strong supporter of the arts and cultural scene and invites residents and visitors alike to continue to enjoy and learn from the many outstanding individuals and organizations that make our community so special. the arts and culture in Fairfield not only helps contribute to our economic tax base, but also enriches our quality of life. the town thanks the cultural alliance of Fairfield county for giving us another opportunity to invite the public to participate in any or all of the events and programs offered by Fairfield’s impressive arts and cultural organizations. take the time to discover or rediscover all the things that make Fairfield a most special community. For more information on arts and culture in Fairfield, the public is encouraged to contact the first selectman’s office at (203) 256-3030 or visit our website at fairfieldct.org.

FCBUZZ COMMUNITY SPOTLIGHT

Fairfield

For more information, visit CulturalAllianceFC.org or email infoCulturalAllianceFC.org or call 256-2329. For events lists, visit FCBuzz.org.

HISTORIC FAIRFIELD DISPLAYED INTERACTIVELY

STARS ALIGN TO SALUTE FAIRFIELD Join the Fairfield theatre company Wednesday, Jan. 29, as it kicks off the town of Fairfield’s 375th anniversary. sponsored by Brody Wilkinson, local rock legends chris Frantz and tina Weymouth, founders of the talking heads, will host an evening of music headlined by some of their favorite local performers: the Zambonis, caravan of thieves and Mystic Bowie. enjoy a once-in-a-lifetime musical experience that supports Ftc and the Fairfield Museum and history center. Fairfield theatre company, in the heart of downtown Fairfield, presents nearly 250 performances and concerts each year. Ftc’s intimate 200-seat stageOne venue is widely recognized as one of the best places to see a live performance in the region. Ftc is dedicated to providing the highest quality arts, entertainment and educational experiences to the communities we serve. For more information, visit fairfieldtheatre.org.

the Fairfield Museum and history center will be at the forefront of the town’s anniversary celebration, with full calendar of exhibitions, programs, lectures and family events. On view throughout the year is a new, major exhibition, “creating community: exploring 375 years of Our past,” which invites visitors to see, hear, touch and truly experience what life was like in our area from the 1600s on, as they walk through six chronologically organized sections and participate in the interactive, hands-on exhibits and view rare artifacts. Fairfield Museum and history center is a privately supported, nonprofit museum established in 2007 by the 103-year old Fairfield historical society. the 13,000 square-foot museum, inspired architecturally by the historic warehouses along southport harbor, includes modern galleries, a research library, a museum shop and community spaces overlooking Fairfield’s historic town Green. the Fairfield Museum welcomes more than 15,000 visitors annually; it believes in the power of history to inspire the imagination, stimulate thought and transform society. Visit fairfieldhistory.org for more information.

ARTS FOR THE MIND AT FAIRFIELD UNIVERSITY

First selectman Michael C. Tetreau The mission of the Cultural Alliance of Fairfield County is to support cultural organizations, artists and creative businesses by providing promotion, services and advocacy.

Arts & Culture of Fairfield County

Join Fairfield university’s Quick center for the arts Open VisiOns Forum when a.O. scott, chief film critic for the new york times, takes the stage for an evening of insight and conversation. as a journalist and film critic, scott has been at the forefront of discussion of american and international film, stirring the pot of conversation with keen insights and distinctive points of view. the Open VisiOns Forum is Fairfield university’s

signature lecture series. it is a public outreach program engaging the “life of the mind” with the community. as a valuable point of contact between the connecticut audience and the university, Open VisiOns Forum underscores Fairﬁeld’s role of bringing academic excellence into the intellectual, cultural, ethical and spiritual dimensions of contemporary life. For more information, visit the website fairﬁeld.edu/arts/ quickcenterforthearts/.

Visit FCBuzz.org for more information on events and how to get listed. 14 Week of January 13, 2014 • FairField County Business Journal

Presented by: Cultural Alliance of Fairfield County

FAIRFIELD COUNTY

BUSINESS JOURNAL BUILDING PERMITS

COMMERCIAL

Frattatoli, Rocco C., Norwalk, contractor for 69-77 Bedford St. Stamford L.L.C. Erect sign at 69 Bedford St., Stamford. Estimated cost: $7,500.

68 Byram L.L.C., Greenwich, contractor for self. Removal of wall and ceiling finishes. Gut and demolish interior at 84 View St., Greenwich. Estimated cost: $3,000.

H & P Home Improvement L.L.C., contractor for Robert J. Audet, et al. Provide support to existing ﬂooring at 523 Pacific St., Stamford. Estimated cost: $8,000.

69-77 Bedford St. - Stamford L.L.C., Stamford, contractor for self. Erect sign at 69 Bedford St., Stamford. Estimated cost: $7,500.

J. A. Rosa Construction L.L.C., Wolcott, contractor for Avalon Properties Inc. Install new elevator at 60 Glenbrook Road, Stamford. Estimated cost: $45,000.

A. Emerson Construction L.L.C., Trumbull, contractor for Domus Kids Inc. Repair steel fire escape at 225 Washington Blvd., Stamford. Estimated cost: $58,000.

James Balazs Construction Inc., Westport, contractor for CCMCR HS 850 Canal St., L.L.C. Interior demolition at 850 Canal St., Stamford. Estimated cost: $17,000.

All Season’s Contruction L.L.C., Naugatuck, contractor for Town Grove L.L.C. Renovation of bathrooms and kitchens at 108200 Broad St., Stamford. Estimated cost: $105,300.

Cavaliere Industries Inc., Stamford, contractor for D & L Industries L.L.C. Add new wall partitions at 226 Selleck St., Stamford. Estimated cost: $75,000.

CCMCR Harbor Square L.L.C., Stamford, contractor for self. Repair elevator and perform interior renovations to enlarge machine room at 700 Canal St., Stamford. Estimated cost: $293,000.

Items appearing in the Fairfield County Business Journal’s On The Record section are compiled from various sources, including public records made available to the media by federal, state and municipal agencies and the court system. While every effort is made to ensure the accuracy of this information, no liability is assumed for errors or omissions. In the case of legal action, the records cited are open to public scrutiny and should be inspected before any action is taken. Questions and comments regarding this section should be directed to: Bob Rozycki c/o Westfair Communications Inc. 3 Westchester Park Drive, Suite G7 White Plains, N.Y. 10604-3407 Phone: (914)694-3600 Fax: (914)694-3680

Keypoint Builders L.L.C., Southport, contractor for Rockrimmon Country Club Inc. Repair rotting plumbing pipes at 2949 Long Ridge Road, Stamford. Estimated cost: $85,000.

Rich-Taubman Associates, Stamford, contractor for self. Renovate retail tenant space for new tenants at 100 Greyrock Place, Stamford. Estimated cost: $50,000.

Signature Construction Group of CT Inc., Stamford, contractor for One Stamford Plaza Owner L.L.C. Interior alteration of tenant space at 263 Tresser Blvd., Stamford. Estimated cost: $130,000.

Signature Construction Group of CT Inc., Stamford, contractor for 177 Broad St. Owner L.L.C., Perform interior alteration of tenant space at 177 Unit 1, Stamford. Estimated cost: $150,000.

RESIDENTIAL A Pappajohn Co., Norwalk. Contractor for Div 40 Richards L.L.C. Demolish interior partitions at 40 Richards Ave., Norwalk. Estimated cost: $9,000. Filed Dec. 31

Advanced Funding L.L.C., Greenwich. Contractor for self. Add new rooﬂine to existing one and remodel bathrooms at 21 Silk St., Norwalk. Estimated cost: $15,000. Filed Dec. 30

Avidan Construction Management, Stamford, contractor for Tamar Kraus. Expansion of second-ﬂoor structure over first ﬂoor at 50 Apple Valley Road, Stamford. Estimated cost: $53,000. Filed Dec. 27.

Banton Construction Company Inc., North Haven, contractor for Thomas Lombardo. Strip and reroof an existing single-family residence at 65 Hickory Road, Stamford. Estimated cost: $54,945.

Benson, Albert J., contractor for self. Connect house to detached garage at 25 Cedar Heights Road, Stamford. Estimated cost: $20,000.

Granskog, Brian, et al., contractor for self. Finish half of basement for playroom area at 46 Muriel Drive, Stamford. Estimated cost: $15,000.

O’Neill, Anthony, Wilton, contractor for Pat Moffett. Interior demolition for structural review at 20 Chelene Road, Norwalk. Estimated cost: $4,000. Filed Dec. 24.

Greenwich Hospital Association, Greenwich, contractor for self. Add door between nursery and NICU. Expand nursery into adjacent office and conference room at 5 Perryridge Road, Greenwich. Estimated cost: $100.000.

O’Neill, Anthony, Wilton, contractor for Jim Goldcamp. Interior demolition for structural review at 10 Little Brook Road, Norwalk. Estimated cost: $4,000. Filed Dec. 24.

Greenwich Hospital Association, Greenwich, contractor for self. Expand IVF lab into adjacent office at 5 Perryridge Road, Greenwich. Estimated cost: $50,000.

Herz, Robert, Norwalk, contractor for Greg Lederman and Aviva Lederman. Finish basement for playroom area at 32 Pine Point Road, Norwalk. Estimated cost: $12,000. Filed Dec. 31.

Blass, Michael, contractor for Arthur Kanzaki and Mary Ann Tynan. Install 20 kilowatt standby Generac generator at 47 Starrs Ridge Road, Redding. Estimated cost: $6,823. Filed Dec. 30

Hyland, Nancy and Craig Hyland, Norwalk, contractor for self. Perform interior renovations to existing single-family residence at 315 Rowayton Ave., Norwalk. Estimated cost: $150,000. Filed Dec. 31.

Calle, Juan, New Haven, contractor for Yuming Zhu, et al. Remove and replace existing roof and repair leak at 44 Lockwood Lane, Norwalk. Estimated cost: $2,000. Filed Dec. 31

Knight & Grabowski Construction, Stamford, contractor for Shauna Lagatol. New two story single-family house construction at 3 Oliver St., Norwalk. Estimated cost: $260,000. Filed Dec. 23.

Castino Corp., contractor for Patrick Castro, et al. Enclose porch into sunroom at 49 Leeds St., Stamford. Estimated cost: $31,000.

Loja, Elsa, contractor for self. Install wood-burning stove in basement at 37 Truman St., Norwalk. Estimated cost: $4,000. Filed Dec. 24.

Dm Brown Builders L.L.C., Norwalk, contractor for Silvermine Homes L.L.C. New singlefamily house construction at 7 River Road, Norwalk. Estimated cost: $300.000. Filed Dec. 26.

Francis Development L.L.C., Greenwich, contractor for the town of Greenwich., Erect stairs and handicap ramp at 1327 King St., Greenwich. Estimated cost: $45,910.

Neupmann Fine Carpentry, Danbury, contractor for Sherl and Paul Coughlin. Alteration of existing garage roof at 5 Keofferam Road, Greenwich. Estimated cost: $256,000.

Old Mill Builders, Kent, contractor for Robert Marty and Julie Marty. Finish basement and add full bath for playroom area at 49 Wayside Lane, Redding. Estimated cost: $67,050. Filed Dec. 24.

O’Neill, Anthony, Wilton, contractor for Pat Moffett. Raise roof of an existing single-family residence at 20 Chelene Road, Norwalk. Estimated cost: $50,000. Filed Dec. 31.

Panteleimon Hatzivasili L.L.C., contractor for Richard G. Terenzio. Roofing at 14 River Place, Stamford. Estimated cost: $7,500. Filed Dec. 24.

Reid, Cecil, et al., contractor for self. Add a master bathroom to existing space at 14 Frisbie St., Stamford. Estimated cost: $4,000.

Sardone, Chris, Greenwich, contractor for Craig M. Jarchow and Ann Jarchow. Replace attic bracing and add second-ﬂoor lights at 29 Horseshoe Road, Greenwich. Estimated cost: $50,000.

Sears Home Improvement, New Rochelle, N.Y., contractor for Christine Seraydarian, trustee. Tempered lower sash at stairs at 12 Bolling Place, Greenwich. Estimated cost: $9,789.

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Specht, Neil, Easton, contractor for self. Replace existing shingle roof at 60 Skyline Drive, Easton. Estimated Cost: $21,990.

Stoddard, W.G., Greenwich, contractor for self. Relocate existing pavilion to new location on existing property at 50 Shore Road, Greenwich. Estimated cost: $500.

Visit FairfieldCountyJobs.com or call (203) 595-4262 for more information

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of January 13, 2014 15

NEWSMAKERS plus awards and events Webster salutes its aWard Winners From “Top Workplace” to “Top Twitter Inﬂuencers,” 2013 was a banner year for Waterbury-based Webster bank, winning 40 individual and company awards from organizations spanning geriatric services to corporate social responsibility and even sports. Some of the winners — but not all — lined up for a photo in the newly remodeled Waterbury lobby. From left are Martha finkel, senior vice president; bill Wrang, executive vice president; terry Mangan, senior vice president; JiM o’Meara, senior vice president; bob annon, regional president; desiree Wolfe, senior vice president (and FCBJ 40-Under-40 Award recipient); bob guenther, senior vice president; daWn Melesko, vice president; JiM sMith, chairman and CEO; Joanne Miller, vice president; kathy luria, senior vice president; kevin flaherty, senior vice president; and rick o’brien, regional president.

kroM Makes the grade for insurance

asset ManageMent grouP inc. of Stamford announced violet kroM has successfully completed all the course work required and passed the Connecticut state exam to obtain an insurance license from the Department of Insurance. She is now authorized to provide guidance to the ﬁ rm’s clients in the areas of life, disability and health insurance. She will specialize in disability insurance for individuals and small businesses. Krom emigrated in 2002 from Poland and lives in Stamford. She is a graduate of Borough of Manhattan Community College with an Associate’s Degree in business administration. She joined the Asset Management Group team in 2008.

fineMan noW a Partner at staMford firM

Stamford-based law ﬁ rm ryan ryan deluca l.l.P. announced beck s. fineMan of Stamford is its newest partner. Fineman joined the ﬁ rm as an associate in 2007. He practices in the area of civil litigation in the federal and state courts. In addition to an active litigation practice, Fineman is the leader of the Ryan Ryan Deluca Volunteer Corps, which partners with local community organizations on various projects. His 2001 B.A. is from Smith College (magna cum laude); his law degree is from The University of Maryland School of Law in 2006.

16 Week of January 13, 2014 • FairField County Business Journal

day Pitney naMes seven neW Partners

Hartford-based law firm day Pitney l.l.P. announced seven attorneys have become partners, including thoMas J. o’neill, who practices in the firm’s Stamford office. The other lawyers practice in Hartford and in Parsippany, N.J. “This year’s new partners boast exceptional credentials and accomplishments, and have demonstrated outstanding service and dedication to our clients and the firm,” said Day Pitney managing partner Stanley A. Twardy. “We congratulate all of them and we are confident that they will continue to find success for years to come.” O’Neill is a trial attorney with a history representing individuals and businesses in tort litigation, commercial litigation, bankruptcy proceedings and collection matters, including foreclosure actions and prejudgment remedy proceedings.

hbra lands d’agostino Maureen hanley-bellitto, left, president of the hoMe builders and reModelers association of fairfield county (HBRA) congratulated rebecca d’agostino of Meriden, a beneﬁts account executive at diMatteo grouP in Shelton, for receiving the Woman of the Year Award from HBRA. The Woman of FIRE (ﬁnance, insurance and real estate) Award was sponsored by the Hartford-based Commercial Record.

fogg Joins clearvieW teaM

targeting Medical burnout

Jessica fogg of Norwalk joined clearvieW investMent ManageMent inc. in October as vice president for ﬁnance. Fogg has over 30 years’ experience in real estate development, construction lending and regulatory compliance. Prior to joining Clearview, Fogg was the debt specialist at Spinnaker Real Partners in South Norwalk, where, since 2002, she was responsible for both the equity and debt, reporting to investors and lenders. Before Spinnaker, Fogg was a construction lender for various Fairﬁeld County banks. Fogg started her career as a Bank Examiner for the FDIC in New York. She is on the board of the Housing Development Fund.

greenWich Medical sPecialist, dr. robert stark will address “Managing Physician Stress and Burnout” at Temple University Hospital’s Grand Rounds weekly teaching event in Philadelphia Wednesday, Jan. 15. His topic is of particular concern given today’s rapidly changing healthcare environment with its increased stress on physicians. Stark is an internist and cardiologist with a long-standing interest in stress and coping mechanisms among health professionals. He is a graduate of Harvard Medical School and is an attending physician at Greenwich Hospital/Yale-New Haven Health.

NEWS NOON

DATES January

venture caPitalist J. skyler fernandes will help kick start your “Investor Pitch Deck” to impress venture capitalists s and angel investors. “This class will provide you with the tools to make investors drool.” A week later, Jan. 22, Fernandes will unwrap the financial model with a clear and investable financial story. The events are at 175 Atlantic St, at the Stamford Innovation Center, 6:30-8:30 p.m. Fernandes has co-founded several Internet companies and advises startups. He leads the Missing Middle Initiative, launched at the World Economic Forum in Davos, Switzerland, focusing on creating funds that invest $100K$3M, which he terms “a critical financing gap for early-mid stage businesses globally.” He is a venture mentor at ER Accelerator in New York City and at the Stamford Innovation Center; both are business incubators.

January

the ridgefield Playhouse presents guitarist extraordinaire Pete Hopkinson, aka Petey Hop, and The Connecticut Blues Society Revue, featuring blues musicians Paul Gabriel, Steve Balkun, Bill “Swamp” Shaka and Manny Foglio. They play a diverse songbook of rock, roots, blues and old school country music on Thursday, Jan. 16, 7:30 p.m. There will be a tasting with Campari America in the lobby at 6:45 p.m. For tickets ($28), visit ridgeﬁeldplayhouse.org or call the box oﬃce at (203) 438-5795.

15, 22

on the record Timberline Carpentry L.L.C., contractor for Vincenzo Guarino, et al. Renovation of basement, kitchen and living room at 96 Burwood Ave., Stamford. Estimated cost: $150,000.

Urbina, Richard, Norwalk, contractor for James Peterson. Add cabinets and bar sink to existing finished attic space at 1 Rocky Point Road, Norwalk. Estimated cost: $15,000. Filed Dec. 23.

US Home Services L.L.C., Stamford, contractor for Sean M Sullivan, et al. Perform interior renovation of an existing singlefamily residence at 119 Belltown Road, Stamford. Estimated cost: $16,000.

City of Bridgeport, et al. Filed by Jay Silva and Alan Stach. Plaintiff’s attorney: John R. Williams, New Haven. Action: The plaintiff has brought a 442 civil rights, jobs suit against the defendant. Filed Dec. 26. Case no. CV01909.

CNA Financial Corp. Filed by Marie Gardner. Plaintiff’s attorney: Sean K. Collins, West Hartford. Action: The plaintiff has brought an insurance suit against the defendant. Filed Dec. 27. Case no. 13cv01918. Country Motors II Inc., et al. Filed by Anna Gorske. Plaintiff’s attorneys: Daniel S. Blinn, Rocky Hill and Hailey Gallant Rice, Rocky Hill. Action: The plaintiff has brought a consumer credit suit against the defendant. Filed Dec. 27. Case no. CV01921.

COURT CASES

SUPERIOR COURT Aetna Life Insurance Co. Filed by Humble Surgical Hospital. Plaintiff’s attorney: Gary P. Sklaver, New Haven. Action: The plaintiff has brought a suit under the Employee Retirement Security Act of 1974 against the defendant. Filed Dec. 23. Case no. CV01903.

Advanced Technology Materials Inc. Filed by PharmAseptic Inc. Plaintiff’s attorney: Jay M. Wolman, Glastonbury. Action: The plaintiff has brought a contract suit against the defendant. Filed Dec. 30. Case no. CV01925.

American Income Life Insurance Co. Filed by Robery Pegg. Plaintiff’s attorney: Sergei Lemberg, Stamford. Action: The plaintiff has brought a statutory actions suit against the defendant. Filed Dec. 23. Case no. CV01900.

Asset Management Professionals L.L.C. Filed by Timothy Moore. Plaintiff’s attorney: Sergei Lemberg, Stamford. Action: The plaintiff has brought a consumer credit suit against the defendant. Filed Dec. 31. Case no. CV01898.

Borghesi Building & Engineering L.L.C. Filed by Bennett Sullivan Associates Inc. Plaintiff’s attorney: John Joseph Robacynski, Hartford. Action: The plaintiff has brought a copyright suit against the defendant. Filed Dec. 28. Case no. 13cv01896

EDAC Technologies Corp. Filed by Salvatore DiMauro. Plaintiff’s attorneys: Emanuele Robert Cicchiello, Hartford, and Michael John Reilly, Hartford. Action: The plaintiff has brought a civil rights/disability suit against the defendant. Filed Dec. 26. Case no. CV01911.

Good Shepherd Auto Sales, LLC / Autoflow Financing L.L.C. Filed by Patrice Brown. Plaintiff’s attorneys: Daniel Blinn, Rocky Hill and Hailey Gallant Rice, Rocky Hill. Action: The plaintiff has brought a 480 consumer credit suit against the defendant. Filed Dec. 31. Case no. 13cv01932.

One on One Marketing L.L.C. Filed by Caroline Delaire. Plaintiff’s attorney: Sergei Lemberg, Stamford. Action: The plaintiff has brought a consumer credit suit against the defendant. Filed Dec. 27. Case no. CV01923. Superior Lithographics. Filed by MKM Importers. Plaintiff’s attorney: Michael Feldman, Farmington. Action: The plaintiff has brought a contract suit against the defendant. Filed Dec. 27. Case no. CV01922.

Standard Fire Insurance Co. Filed by Andree Kaminsky. Plaintiff’s attorney: Stephen V. Bellis, New Haven. Action: The plaintiff has brought an insurance suit against the defendant. Filed Dec. 30. Case no. 13cv01927.

Yankee Gas Services Co. Filed by Donald A. Adduci. Plaintiff’s attorney: Thomas Bucci, Bridgeport. Action: The plaintiff has brought a civil rights/disability employment suit against the defendant. Filed Dec. 30. Case no. CV01930.

DEEDS

COMMERCIAL 90 Days Unlimited L.L.C., New York. Seller: Thirty Six Pleasant St. L.L.C., Bridgeport. Property: 36-38 Pleasant St., Bridgeport. Amount: $90,000. Filed Dec. 24.

90 Days Unlimited L.L.C., New York. Seller: Thirty Six Pleasant St. L.L.C., Bridgeport. Property: 173175 Fifth St., Bridgeport. Amount: $115,000. Filed Dec. 24.

One Sixty Nine-One Seventy One Ba Co L.L.C., Easton. Seller: Quiles L.L.C., Rye Brook, N.Y. Property: 26-30 Fourth St., Bridgeport. Amount: $240,000. Filed Dec. 23.

Sigma Fang L.L.C., Great Neck. Seller: Hu Deng Sin, Littleneck, N.Y. Property: 57-59 Park Terrace, Bridgeport. Amount: $147,000. Filed Dec. 23.

TKC L.L.C. Seller: Santander Bank. Property: 1077 North Ave., Bridgeport. Amount: $52,500. Filed Dec. 24. Two Fifty North Bishop Avenue L.L.C., Bridgeport. Seller: S.P.A.Z. Properties L.L.C., Bridgeport. Property: Dogwood Condo, Unit 39, Bridgeport. Amount: $40,000. Filed Dec. 24.

QUIT CLAIM

RESIDENTIAL Bookach, Diane and Dennis Bookach, Norwalk. Seller: Eduardo Pinilla, Norwalk. Property: Riverway Condominium, Unit 331, Norwalk. Amount: $305,000. Filed Dec. 23.

18 Week of January 13, 2014 • Fairfield County Business Journal

Brendaliz, Capellan, Brooklyn, N.Y. Seller: Margaret Fitzpatrick and Thomas A. Jr Fitzpatrick, Fairfield. Property, 106-108 Nash Lane, Bridgeport. Amount: $285,000. Filed Dec. 23.

Dwyer, Michele and Daniel, Trumbull. Seller: Tammy Fish, Bridgeport. Property: 780 Cleveland Ave., Bridgeport. Amount: $70,500. Filed Dec. 23.

Kunzweiler, Jane and John, Greenwich. Seller: Stephanie and Howard Fogel, Stamford. Property: 26 Chatham Road, Stamford. Amount: $755,000. Filed Dec. 23.

Bridgeport Neighbor Trust Inc., Bridgeport. Seller: Ocwen Loan Servicing L.L.C., Palm Beach, Fla. Property: 122 Atlantic St., Bridgeport. Amount: $11,000. Filed Dec. 23.

Elysee, Therese, Stamford. Seller: Anne Fong Ma, Stamford. Property: 149 Myrtle Ave., Unit 6, Stamford. Amount: $185,000. Filed Dec. 24.

Livingson, Tanya, Bridgeport. Seller: Gerald Garceau, Guilford. Property: 90 Overland Ave., Bridgeport. Amount: $211,600. Filed Dec. 23.

Bross, Catherine. Seller: Olympus Asset Management. Property: 63 Redding Place, Bridgeport. Amount: $122,000. Filed Dec. 24.

Castillo, Luis, Norwalk. Seller: Mark Merturi, Norwalk. Amount: $379,000. Filed Dec. 27.

Commodore, Terrence S., Bridgeport. Seller: Charles H., Mark S. and Robert W. Webb, Stratford. Property: 152 Herkimer St., Bridgeport. Amount: $130,000. Filed Dec. 23.

D’Angelo, Michael V., Stamford. Seller: Ramesh Karunakaran, Stamford. Property: Forest Green Condominium, Unit B5, Stamford. Amount: $265,000. Filed Dec. 23.

Dats, Gabor, Trumbull. Seller: Melvi Resto and Luis C. Rios, Bridgeport. Property: 291 Pleasantview Ave., Bridgeport. Amount: $127,750. Filed Dec. 23.

Dileo, Elizabeth J. and Vincent P., New Canaan. Seller: Richard Koleman and Reina Koleman Copani, Greenwich. Property: 1535 E. Putnam Ave., Greenwich. Amount: $254,000. Filed Dec. 23.

Duane Baldwin, Rosedale, N.Y. Seller: Violet K. and James D. Coates, Stamford. Property: Hubbard Ave., Stamford. Amount: $700.000. Filed Dec. 23.

Dugan, Kelley, Stamford. Seller: Marykate Kinard, Stamford. Property: 71 Courtland Ave., Unit 145, Stamford. Amount: $395,000. Filed Dec. 24.

Estevez, Eustralia, Seller: Franklin Velez, Property: 938-940 Connecticut Ave., Bridgeport. Amount: $0. Filed Dec. 23.

Eydelman, Maya and Alex, Stamford. Seller: Robert W. Ruane, Stamford. Property: 27 Northill St., Unit 1C, Stamford. Amount: $152,000. Filed Dec. 23.

Gentle, Nicole and Brian, Greenwich. Seller: Sophie Nichoson and Charles C. Nichoson, Greenwich. Property: 143 Sanford Lane, Stamford. Amount: $430,000. Filed Dec. 23.

Giordano, Denise and James Powers, Stamford. Seller: Joshua Markfield and Barbara Markfield, Stamford. Property: 74 Rogers Road, Stamford. Amount: $850,000. Filed Dec. 24.

Guevara, Jose E., Stratford. Seller: Flor J. Callirgos and Victor R. Callirgos, Property: 791-193 Linley St., Bridgeport. Amount: $255,000. Filed Dec. 23.

Higgins, Elka, Norwalk. Seller: Christian G. Briggs and Amanda B. Briggs, New Canaan. Property: 17 Sammis St., Norwalk. Amount: $1.9 million. Filed Dec. 23.

Isaacs, Kerryann, Norwalk. Seller: Derrick R. Bartlett, Norwalk. Property: 1 Linden St., Unit A3, Norwalk. Amount: $231,000.

Kim, Sophia and Gary Ku Chuo Youm, Greenwich. Seller: Laura A. Feda and Thomas F. Feda, Greenwich. Property: Francine Drive, Greenwich. Amount: $2.9 million. Filed Dec. 24.

Macneill, Eleanor B., Norwalk. Seller: Thomas M. Silva, Norwalk. Property: 136 Newtown Ave., Unit 12A, Norwalk. Amount: $360,000. Filed Dec. 27.

Martine, Isaac and Jean Bernard, Bridgeport. Seller: Charlene Rochester, Bridgeport. Property: 65 Lorraine St., Bridgeport. Amount: $85,000. Filed Dec. 24.

Massa, Jackeline and Luis A. Massa, Norwalk. Seller: Jannie E. Young, Stamford. Property: 365-369 W. Main St., Stamford. Amount: $760,000. Filed Dec. 23.

Montefusco, Dana C. and Robert A. Montefusco, Redding. Seller: Matthew R. Gorman and Allison Novotny, Redding. Property: 7 Cricklewood Road, Redding. Amount: $630,000. Filed Dec. 24.

Morales, Patricia E., Bridgeport. Seller: Barbara E. Dunlap, Norwalk. Property: 710 Queen St., Bridgeport. Amount: $118,000. Filed Dec. 24. Obara, Christopher and Amy Obara, Norwalk. Seller: Mark E. Bohrer and Sarah K. Bohrer, Bermuda. Property: 151 Rolling Wood Drive, Stamford. Amount: $685,000. Filed Dec. 24.

Osorio, Jose. Seller: Thomas D. Rich, Stratford. Property: 265 Edgemoor Road, Unit Number K/11, Building No. E, Fairfield Village Condo, Bridgeport. Amount: $110,000. Filed Dec. 23.

Pajaro, Victor, Bronx, N.Y. Seller: Witherspoon Law Offices. Property: 53.55 Sanford Ave., Bridgeport. Amount: $76,500. Filed Dec. 23.

on the record Pinewood Estates L.L.C., Stamford. Seller: Karen S. Keating, Stamford. Property: 71 Pinewood Road, Stamford. Amount: $235,000. Filed Dec. 23.

Ramos, Sandra I. and Luis Lopez F., Bridgeport. Seller: Spaz Properties L.L.C., Bridgeport. Property: 1279-1281 Noble Ave., Bridgeport. Amount: $250,000. Filed Dec. 23.

Schipper, Timothy P., Bridgeport. Seller: Stefanos Kalmanides, Milford. Property: 881 Clinton Ave., Bridgeport. Amount: $60,000. Filed Dec. 23.

Semaan, Ingrid. Seller: Kelley Dugan, Stamford. Property: 30 Glenbrook Road, Unit 3E, Stamford. Amount: $245,000. Filed Dec. 24.

SKPS Stamford L.L.C., Stamford. Seller: 33 Broad St. Accociates II, L.L.C., Stamford. Property: Residential Unit PH28EF, Trump Parc, Stamford. Amount: $1.4 million. Filed Dec. 23.

Soubbotina, Anna N. and Matthew Dyson, Greenwich. Seller: Anastasia L. Wilder, Greenwich. Property: Unit 2 of Old Greenwich Gables, Greenwich. Amount: $865,000. Filed Dec. 27.

Sweeters, Jennifer L. and Jakob P., Norwalk. Seller: Randi and Michael Bellantoni, Norwalk. Property: 4 Dairy Farm Road, Norwalk. Amount: $435,000. Filed Dec. 23.

Tavella, James R., Norwalk. Seller: Judith T. Mocciola, Norwalk. Property: 17 Nursery St., Norwalk. Amount: $150,000. Filed Dec. 23.

Theus, Paula J. and Jonesly, Brooklyn, N.Y. Seller: Sandra R. Greer, Norwalk. Property: Unit 18 Glen View Terrace, Stamford. Amount: $385,000. Filed Dec. 23.

Thornton, Paul, Bridgeport. Seller: Ann Marie Denhup and Paul J. Denthup, Stratford. Property: Eastwood Condo, Unit 42 Bridgeport. Amount: $40,000. Filed Dec. 23.

Veoketta Syaglova and Mikalai Shutsikau, Fairfield. Seller: Alberta J. Profeta, Norwalk. Property: 1 Auburn St., Norwalk. Amount: $245,000. Filed Dec. 24.

Vikramjit, Chaudhary and Kulbir, Naugatuck. Seller: HickmanMaynard Bernadette, Bridgeport. Property: Grove St., Bridgeport. Amount: $90,500. Filed Dec. 23.

Voight L.L.C., Bridgeport. Seller: Kash’s Garage L.L.C., Bridgeport. Property: 264 Island Brook Ave., Bridgeport. Amount: $300.000. Filed Dec. 23.

Wales, Grace L. and Michael, Greenwich. Seller: Genevieve Searls, Greenwich. Property: 3 Parsonage Lane, Greenwich. Amount: $2.9 million. Filed Dec. 23.

Walsh-Judd, Jessica. Seller: Bendett & Mchugh P.C., Property: Village at Black Rock Condo, Unit 123, Bridgeport. Amount: $99,900. Filed Dec. 23.

Zhu, Yuming, Hong Cui and Henry Chuan Lin, Stamford. Seller: Bank of America N. A., Property: 44 Lockwood Lane, Norwalk. Amount: $199,920, Filed Dec. 24.

FORECLOSURES Fontanez, Irma, et al. Creditor: Wells Fargo Bank N.A. Property: 1999 North Ave., Bridgeport. Mortgage default. Filed Dec. 23.

Morris, Clover J., et al. Creditor: JP Morgan Chase Bank, Property: 1160-1162 Central Ave., Bridgeport. Mortgage default. Filed Dec. 23.

Nelson, Viergelie, et al. Creditor: Duetsche Bank National Trust Co. Property: 16-18 Jones St., Bridgeport. Mortgage default. Filed Dec. 23.

Ramos, Alan G., et al. Creditor: Connecticut Housing Finance Authority, Property: 715 Frenchtown Road, Unit 31, Bridgeport. Mortgage default. Filed Dec. 23.

Robinson, Jay C., et al. Creditor: VMF Tl1 L.L.C., Property: 429 Fairview Ave., Bridgeport. Mortgage default. Filed Dec. 23.

Williams, Linda, et al. Creditor: Retained Realty Inc. Property: 595 Hope St., Stamford. Mortgage default. Filed Dec. 23.

Judgments Aponte, Anibal, Norwalk. $2,545.25, in favor of Cavalry SPV I L.L.C. Valhalla, N.Y., by Schechtman Halperin Savage L.L.P. Property: 9 Karen Drive, Norwalk, Filed Dec. 27.

Brodsky, Gerald, Greenwich. $13,608, in favor of Midland Funding L.L.C., by the Law Offices of Howard Lee Schiff P.C. Property: 9 Will Merry Lane, Greenwich. Filed Dec. 23.

Dubose, Perry L. Bridgeport. $5,933.46, in favor of Discover Bank, New Albany, Ohio, by the Law Offices of Howard Lee Schiff P.C. Property: 15 Hoover St., Bridgeport. Filed Dec. 24.

IRMA Fuentes, Stamford. $1,892.43, in favor of Obstetrics & Gynecology Associates, Danbury, by Robert L. Peat. Property: 296 Bouton Street West, Stamford. Filed Dec. 23.

Juarez, Norma, Stamford. $4,295.62, in favor of Stamford Hospital, Stamford, by Law Offices of Howard Lee Schiff P.C. Property: 22 Leslie St., Unit 2, Stamford. Filed Dec. 24.

Luciano, Henry, Norwalk. $10,872.88, in favor of Rab Performance Recoveries, Paramus, N.J., by the Law Offices of Howard Lee Schiff P.C. Property: 7 Sherry St., Norwalk. Filed Dec. 27.

Matts, Kathleena, $1,870.96, in favor of Midland Funding, L.L.C. San Diego, Calif., by the Law Offices of Howard Lee Schiff P.C. Property: 59 Sidney St., Bridgeport. Filed Dec. 24.

Melendez, Magdalys, $3,911.60, in favor of Midland Funding L.L.C. San Diego, Calif., by the Law Offices of Howard Lee Schiff P.C. Property: 80 Houston Ave., Bridgeport. Filed Dec. 24.

Mossa, Albert, Stamford. $16,663.66, in favor of Capital One Bank, Richmond, Va., by the Law Offices of Howard Lee Schiff P.C. Property: 680 Hope St. Unit 9, Stamford. Filed Dec. 24.

Pempleton, Stephanie, Stamford. $4,038.28, in favor of Capital One Bank, Richmond, Va., by London & London. Property: 85 Camp Ave., Apt.10B, Stamford. Filed Dec. 24.

Sawyers, Anese, $847.56, in favor of Midland Funding L.L.C. San Diego, Calif., by the Law Offices of Howard Lee Schiff P.C. Property: 210 Olive St., Bridgeport. Filed Dec. 24.

LIENS

Labbadia, Richard, 2 Frank St., Norwalk. $36,602.70, tax debt on income earned. Filed Dec. 26.

Mendoza, Gisella and Joseph S. Sabino, 91 Soundview Ave., Norwalk. $24,559.74, tax debt on income earned. Filed Dec. 26.

Palmer, Allen G., P.O. Box 293, West Redding. $30,784.15, 1040 Tax. Filed Dec. 23.

Pusser, Elizabeth R. and George L., 73 Thunder Mountain Road, Greenwich. $143,723.26, tax debt on income earned. Filed Dec. 24.

Zazu, L.L.C., Greenwich. Filed by Kitchen & Bath by C.A.M. L.L.C., Armonk, N.Y., by Christopher Wilmot. Property: 12 Meadowcraft Lane, Greenwich. Amount: $8,125. Filed Dec. 24.

Research Auto Parts L.L.C., 75 Research Drive, Stamford. $84,198.11, payroll taxes. Filed Dec. 24.

LIS PENDENS

Bradley, Mark, 4 Weatherbell Drive, Norwalk. $47,464, tax debt on income earned. Filed Dec. 26.

Salerno Plumbing and Heating L.L.C., P.O. box 5236, Greenwich. $14,407.55, payroll and employer tax. Filed Dec. 24.

Davis IV, Lori G and Ralph E. 26 Belden Ave., Apt. 1115, Norwalk. $49,364.43, tax debt on income earned. Filed Dec. 26.

Fanali, Bruce, 115 Fillow St., Apt.11, Norwalk. $80,508.07, tax debt on income earned. Filed Dec. 26. Jodi, Maxon and Corwin Gubner, 90 Ridgecrest Road, Stamford. $111,219.78, tax debt on income earned. Filed Dec. 24.

MECHANIC’S LIENSFILED

Peck, Ellen M. 4 S. Main St., Apt. 203, Norwalk. $61,542.10, tax debt on income earned. Filed Dec. 26.

Rippel, Melissa M., 5 Arther St., Greenwich. $39,851.11, tax debt on income earned. Filed Dec. 24.

Cyprien, Johnny, 188 Ely Ave., Norwalk. $100.823.41, tax debt on income earned. Filed Dec. 26.

Jorgensen, Matthew P., 124 Limekilm Road, Redding. $31,329.15, tax debt on income earned. Filed Dec. 23.

Class V 1911 L.L.C., Greenwich. Filed by Homefront Farmers L.L.C., Ridgefield, by John C. Carson. Property: 540 Stanwich Road, Greenwich. Amount: $3,523.70. Filed Dec. 24.

FEDERAL TAX LIENSFILED

Cyprien, Johnny, 10 Elm St., Apt. B2 Rear, Norwalk. $5,949.51, tax debt on income earned. Filed Dec. 26.

FEDERAL TAX LIENSRELEASED

Sikoryn, Mykhaylo, 9 Ayers Drive, Stamford. $34,933.15, tax debt on income earned. Filed Dec. 24.

Tonis Day Care Inc. 14 Parkhill Ave., Norwalk. $1,712.98, tax debt on income earned. Filed Dec. 26.

White, Jules, 26 Strawberry Hill Ave., Apt. 9A, Stamford. $250,785.81, tax debt on income earned. Filed Dec. 24.

Wright, Curtis, 75 Seventy Acre Road, Redding. $50,507.68, tax debt on income earned. Filed Dec. 23.

Brito, Valeria, et al., Bridgeport. Filed by Hunt Leibert Jacobson P.C., Hartford, for HSBC Bank. Property: 33 Clifton Place, Bridgeport. Action: to foreclose on a delinquent mortgage in the original principal amount of $184,000, dated November 2006. Filed Dec. 23.

Cocchia, Gina M., Bridgeport. Filed by Hunt Leibert Jacobson P.C., Hartford, for Wells Fargo Bank N.A. Property: 1579 Central Ave., Bridgeport. Action: to foreclose on a delinquent mortgage in the original principal amount of $175,000, dated July 2009. Filed Dec. 23.

Federal Home Loan Mortgage Corp., Fairfax County, Va. Filed By Mark A Sank, Stamford, for Highland Mews Association, Norwalk. Property: Unit 2-2C, Norwalk. Action: to foreclose on a delinquent mortgage in the original principal amount, dated February 1989. Filed Dec. 26.

Grau-Brokowski, Rowena C., et al., Stamford. Filed by Hunt Leibert Jacobson P.C., Hartford, for First New England Federal Credit Union. Property: 33 Little John Lane, Stamford. Action: to foreclose on a delinquent mortgage in the original principal amount of $529,000, dated November 2011. Filed Dec. 24.

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of January 13, 2014 19

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on the record Helder, Martins, et al. Stamford. Filed by Hunt Leibert Jacobson P.C., Hartford, for Bank of America N.A. Property: 69 Clinton Ave., Unit 2J, Stamford. Action: to foreclose on a delinquent mortgage in the original principal amount of $184,000, dated December 2007. Filed Dec. 23.

Jarrett, Natasha, et al., Bridgeport. Filed by Hunt Leibert Jacobson, P.C., Hartford, for U.S. Bank National Trust N.A. Property: 190 Earl Ave., Bridgeport. Action: to foreclose on a delinquent mortgage in the original principal amount of $275,000, dated September 2006. Filed Dec. 23.

Jeanculte, Wilner, et al., Bridgeport. Filed by Hunt Leibert Jacobson P.C., Hartford, for The Bank of New York Mellon Trust. Property: 197 Jewett Ave., Bridgeport. Action: to foreclose on a delinquent mortgage in the original principal amount of $250,700, dated August 2005. Filed Dec. 23.

Jurandir, Nunez M., et al., Bridgeport. Filed by Bendett & McHugh P.C., Farmington, for U.S. Bank N.A. Property: 137 Westfield Ave., Bridgeport. Action: to foreclose on a delinquent mortgage in the original principal amount of $259,250, dated June 2006. Filed Dec. 24.

Statement of ownership, management, and circulation (required by U.S.C. 3685). 1. Title of publication: Fairfield County Business Journal. 2. Publication #: 5830. 3. Date of filing: October 14, 2013. 4. Frequency of issue: Weekly. 5. No. of issues published annually: 52. 6. Annual subscription price: $60. 7. Complete mailing address of known office of publication: 3 Westchester Park Drive, White Plains, NY 10604. Contact Person: Dolores DelBello. Phone Number 914-694-3600. 8. Complete mailing address of headquarters or general business office: 3 Westchester Park Drive, White Plains, NY 10604. 9. Full names and complete mailing address of publisher, editor and managing editor: Publisher: Dolores DelBello, Westfair Communications Inc. 3 Westchester Park Drive, White Plains, NY 10604; Managing Editor: Robert Rozycki, Westfair Communications Inc., 3 Westchester Park Drive, White Plains, NY 10604; Editor: Bill Fallon, Westfair Communications Inc., 3 Westchester Park Drive, White Plains, NY 10604. 10. Owner: Westfair Communications Inc., 3 Westchester Park Drive, White Plains, NY 10604. 11. Known bondholders, mortgages, and other security holders owning or holding 1% or more of total amount of bonds, mortgages or other securities: None. 12. Tax Status: Has not changed during preceding 12 months. 13. Publication title: Fairfield County Business Journal. 14. Issue Date for Circulation Data Below: October 14, 2013. 15. Extent and nature of circulation: A. Average no. copies (net press run): average no. copies each issue during preceding 12 months – 5512; number of copies of single issue published nearest filing date – 5039. B. Paid and/or requested circulation: 1. Paid/Requested Outside-County Mail Subscriptions Stated on Form 3541, Average No. Copies Each Issue During Preceding 12 Months – 1852, No. Copies of Single Issue Published Nearest to Filing Date – 1622. 2. Paid In-County Subscriptions stated on Form 3541 - Average No. Copies Each Issue During Preceding 12 Months 118. No. Copies Of Single Issue Published Nearest to Filing Date - 99. 3. Sales Through Dealers and Carriers, Street Vendors, Counter Sales, and Other Non-USPS Paid Distribution: average no. copies each issue during preceding 12 months 0; number of copies of single issue published nearest filing date - 0. 4. Other Classes Mailed Through the USPS: average no. copies each issue during preceding 12 months 0; number of copies of single issue published nearest filing date - 0. C. Total Paid And/Or Requested Circulation (Sum Of 15b.(1),(2),(3), and (4).: Average No. Copies Each Issue During Preceding 12 Months – 1970; Number Of Copies Of Single Issue Published Nearest Filing Date 1721. D. Free Distribution by Mail. Outside County as Stated on Form 3810: average no. copies each, issue during preceding 12 months 2058. Outside County as Stated on Form 3541; number of copies of single issue published nearest filing date 3267. E. Free Distribution Outside the mail average no. copies each issue during preceding 12 months 88. Number of copies of single issue published nearest filing date 81. F. Total Free Distribution (sum of 15d and 15e): average no. copies each issue during preceding 12 months – 2058; number of copies of single issue published nearest filing date – 3267. G. Total distribution (Sum of 15c and 15f): average no. copies each issue during preceding 12 months – 4028; number of copies of single issue published nearest filing date, 4988. H. Copies not distributed: average no. copies each issue during preceding 12 months 1484; number of copies of single issue published nearest filing date - 51. I. Total (sum of 15g and h): average no. copies each issue during preceding 12 months – 5512; number of copies of single issue published nearest filing date – 5039. J. Percent Paid and/or requested circulation (15c divided by 15g times 100): average no. copies each issue during preceding 12 Months - 49%; number of copies of single issue published nearest filing date 35%. 16. Publication of Statement of Ownership. Publication required. Will be printed in the October issue of this publication. 17. I certify that all information furnished on this form is true and complete. I understand that anyone who furnished false or misleading information on this form or who omits material or information requested on the form may be subject to criminal sanctions (including fines and imprisonment) and/or civil sanctions (including civil penalties).

Mejia, Yuderkis, et al., Bridgeport. Filed by Hunt Leibert Jacobson P.C., Hartford, for U.S. Bank N.A. Property: 815-817 Capital Ave., Bridgeport. Action: to foreclose on a delinquent mortgage in the original principal amount of $310,400, dated July 2007. Filed Dec. 23.

Padin, Sixto, et al., Bridgeport. Filed by Hunt Leibert Jacobson P.C., Hartford, for Bank Of America N.A. Property: 126 Roberts St., No. 1, Bridgeport. Action: to foreclose on a delinquent mortgage in the original principal amount of $120,000, dated November 2005. Filed Dec. 23.

Vasquez, Maria, et al., Bridgeport. Filed by Kapusta, Otzel & Averaimo, Milford, for Nationstar Mortgage L.L.C. Property: 90 Hamilton St., Bridgeport. Action: to foreclose on a delinquent mortgage in the original principal amount of $127,890, dated June 2008. Filed Dec. 23.

Welsh, Laurence, et al., Stamford. Filed by Bendett & McHugh P.C., Farmington, for Flagstar Bank. Property: 202 Soundview Ave., Apt. 53, Stamford. Action: to foreclose on a delinquent mortgage in the original principal amount of $408,000, dated January 2008. Filed Dec. 24.

MORTGAGES

Commercial 20 East Elm St. L.L.C., Greenwich. By Dennis J. Keegan. Lender: Webster Bank N.A., Waterbury. Property: 20 E. Elm St., Greenwich. Amount: $7.3 million. Filed Dec. 23.

219 DCQ L.L.C., Stamford, by Lynn A. Cone. Lender: Morgan Stanley, Mount Laurel, N.J. Property: Lot 57R, Stamford. Amount: $2 million. Filed Dec. 23.

CitiMortgage Inc., Irving, Texas, by Michael E. Wileman. Lender: Palisades Mortgage Acquisition Company L.L.C., Darien. Property: 12 Shady Lane, Redding. Amount: $246,000. Filed Dec. 23.

Countrywide Home Loans Inc. Simi Valley, Calif., by Katrine Fisher. Lender: MIT Lending. Property: 42 Butler St., Norwalk. Amount: $247,000. Filed Dec. 24.

Elk Home Partners L.P., Greenwich, by Gary D. Hirsch. Lender: First Republic Bank, San Francisco, Calif. Property: 22 Mianus View Terrace, Greenwich. Amount: $1.2 million. Filed Dec. 23.

Mortgage Electronic Registration Systems, Flint, Mich., by Martha Munoz. Lender: The Bank of New York, Simi Valley, Calif. Property: 108 Rowayton Woods Drive, Norwalk. Amount: $459,000. Filed Dec. 24. Nestle Down L.L.C., by Douglas M. Karp. Lender: Peoples United Bank, Bridgeport. Property: 698 Smith Ridge Road, New Canaan. Amount: $2.7 million. Filed Dec. 24.

TR Washington L.L.C., Stamford, by Thomas L Rich. Lender: RBS Citizens N.A., Stamford. Property: Unit 2, Norwalk. Amount: $13 million. Filed Dec. 23.

David’s Catering Inc., 1000 Lafayette Blvd., Bridgeport 06902, c/o David S. Cingari. Filed Dec. 30.

The Steritech Group, 7600 Little Ave., Stamford, c/o Rich Ennis. Filed Dec. 24.

Future Meat Market, 1326 Stratford Ave., Bridgeport 06607, c/o Juan Herrera Trinidad. Filed Dec. 27.

The Top Notch Painting Co., 115 Burnham Ave., Bridgeport 06604, c/o Ralph Munente III. Filed Dec. 30.

Hablemos, 175 Strawberry Hill Ave., Norwalk 06851, c/o Beatriz Adriana Perez. Filed Dec. 26.

Wang Family Kitchen Inc., 2175 Boston Ave., Bridgeport 06610, c/o Cheng Tan Wang. Filed Dec. 24.

Jean-Pierre Truong Repairs, 97 Maple St., Bridgeport 06608, c/o Jean-Pierre Truong. Filed Dec. 23.

West End Auto, 1262 State St., Bridgeport 06605, c/o Sigma Service Center L.L.C. Filed Dec. 23.

Mas Builders, 62 Buschwood Ave., New Canaan 06840, c/o Michael Socci. Filed Dec. 19.

WSI, 7 Devon Ave., Norwalk 06850, c/o Roger Frank Gehling. Filed Dec. 27.

Mikki’s Make Up Studio, 352 Highland Ave., Norwalk 06854, c/o Miguelina Piantini. Filed Dec. 27.

Presidential Flooring, 167 Holly St., Bridgeport 06607, c/o Christopher Griffen. Filed Dec. 31.

Construction 50 White Oak Shade L.L.C., Watertown, by Eric Strachan. Lender: Savings Bank of Danbury, Danbury. Property: Lot 89, New Canaan. Amount: $1.3 million. Filed Dec. 27.

NEW BUSINESSES Baldridge Seminars International, 31 Oakdale Road, Stamford 06906, c/o Joey Baldridge. Filed Dec. 30

Batting Leadoff, 15 Field Point Circle, Greenwich 06830,c/o Alexander Smith. Filed Dec. 27.

BCP Construction, 32 Highland Ave., Redding 06896, c/o Brian Puches. Filed Dec. 23.

RF Gehling and Associates, 7 Devon Ave., Norwalk 06850, c/o Roger Frank Gehling. Filed Dec. 27.

Right Angle Shooting, 84 West Ave., Unit B3, Norwalk 06854, c/o Michael Evans. Filed Dec. 30.

Strategic Nutrition Marketing Group, 10 Sachem Road, Greenwich 06830, c/o Mary Sue Harnett. Filed Dec. 31.

Tea & Care, P.O. Box 263, Greenwich, c/o Jessica Ripley. Filed Dec. 31.

The Inn, 73 Oenoke Ridge, New Canaan 06851, c/o Waveny Care Center Health Services Inc. Filed Dec. 20.

PATENTS Entertainment layer overlaid on online transactions. Patent no. 8,626,519 issued to Jay S. Walker, Ridgefield; Geoffrey M. Gelman, Stamford; Andrew P. Golden, New York City, N.Y.; and Scott B. Allison, Stamford. Assigned to Inventor Holdings L.L.C., Stamford.

Hydrophobic polyetherimide/polysiloxane copolymer intermediate transfer components. Patent no. 8,623,513 issued to Jin Wu, Webster, N.Y. Assigned to Xerox Corp., Norwalk.

Method for coating dielectric composition for fabricating thin-film transistors. Patent no. 8,623,447 issued to Yiliang Wu, Oakville, Canada; Ping Liu, Mississauga, Canada; Anthony James Wigglesworth, Oakville, Canada; and NanXing Hu, Oakville, Canada. Assigned to Xerox Corp., Norwalk.

Method and apparatus for generating a forecast weather image. Patent no. 8,625,840 issued to Srinivas Ravela, Belmont, Mass.; William J. Dupree, Westborough, Mass.; Timothy R. Langlois, Tyngsboro, Mass.; Marilyn M. Wolfson, Acton, Mass.; and Christopher M. Yang, Norwalk. Assigned to Massachusetts Institute of Technology, Cambridge, Mass.

Method and system for automatically creating print governance rules and policies. Patent no. 8,625,130 issued to Matthew DeRoller, Webster, N.Y. Assigned to Xerox Corp., Norwalk.

Natural preservative alternatives and compositions containing same. Patent no. 8,623,430 issued to Denise Debaun, New York, N.Y.; Rose Hoyle, New York City; and Shirley Weinstein, Ridgefield. Assigned to Woodcliff Skincare Solutions Inc., Pittsburgh, Pa.

Polyalkylene glycol ester intermediate transfer members. Patent no. 8,623,992 issued to Jin Wu, Pittsford, N.Y. Assigned to Xerox Corp., Norwalk.

Tetraaryl polycarbonate containing photoconductors. Patent no. 8,623,578 issued to Jin Wu, Pittsford, N.Y.; Kenny-Tuan T. Dinh, Webster, N.Y.; Than Sorn, Walworth, N.Y.; Robert W. Hedrick, Spencerport, N.Y.; Linda L. Ferrarese, Rochester, N.Y.; Marc J. Livecchi, Rochester, N.Y.; Lanhui Zhang, Webster, N.Y.; Lin Ma, Pittsford, N.Y.; and Stanley J. Pietrzykowski Jr., Rochester, N.Y. Assigned to Xerox Corp., Norwalk.

Using low-pressure assist (LPA) to enable print-head maintenance system simplification. Patent no. 8,622,513 issued to Christine A. Steurrys, Williamson, N.Y.; Kaitlin M. Tomeo, Vernon; Paul A. Hosier, Rochester, N.Y.; and Michael Lu, Fairport, N.Y. Assigned to Xerox Corp., Norwalk.

C&M Jewerly Design and Repairs, 256 Truman St., Bridgeport 06606, c/o Carlos Palaez. Filed Dec. 30.

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of January 13, 2014 21

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WESTCHESTER COUNTY WESTCHESTER COUNTY

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BUSINESS BUSINESS JOURNAL JOURNAL

BUSINESS CONNECTIONS ECONOMY

HUMAN RESOURCES

Projected State Budget Surplus Grows

We Can’t Change the Weather, but Can We Manage It?

ositive trends in jobs, the housing market and on Wall Street are helping push a projected state budget up to a revised $273.3 million for this fiscal year, according to the state comptroller and Office of Policy and Management (OPM).

Lurking ahead in the next few fiscal years are projected deep state budget deficits. “It is essential to the state’s long-term fiscal stability that sufficient reserves be established as soon as possible,” said Lembo.

But the biggest reason for the increase, officials say, is the state’s tax amnesty program that has yielded $175 million, over four times what was targeted.

Just as important, said Pete Gioia, CBIA vice president and economist, is for state government to continue leaning its operations to become as effective and efficient as possible.

State Comptroller Lembo, in his monthly letter to the Governor, again urged that any surplus funds at the end of the year (June 30) be tucked away in the state’s Rainy Day Fund. At the end of fiscal year 2013, the Rainy Day Fund stood at $270.7 million, representing 1.6% of planned state spending. The comptroller is recommending a 15% reserve, which is 5% more than what state law currently allows.

“That will help create a better fiscal picture to potentially roll back recent tax increases and have funds for needed infrastructure improvements,” said Gioia.  Read more at gov.cbia.com

ISSUES & POLICIES

Tax Breaks Are Gone…for Good?

n what Washington, D.C.-observers call an “almost annual ritual,” the U.S. Congress let 55 popular federal tax deductions expire at the end of 2013. The other part of the ritual, say the pundits, will come when Congress reinstates the breaks before the end of the year—they think. Nothing is certain, so businesses and individuals will have to assume that the breaks are gone for good. Definitely not so good for Connecticut’s economy is the expiration of the research and development tax break. “Some tax breaks correspond to many jobs and economic activity,” says Pete Gioia, CBIA vice president and economist. “Losing the R&D tax credit, in particular for Connecticut, is a blow to innovation and job creation.” Connecticut is home to many leading R&D-based manufacturers, pharmaceuticals and other high technology businesses.

Also expiring:  Section 179 expense deduction—through 2013, business owners could deduct up to $500,000 of assets they need to run their businesses (machinery and equipment). But now, the limit is just $25,000  Renewable energy—tax credit for producing renewable energy such as wind and solar in plants built before the end of 2013  Restaurants and retail—a break that allows writing off the cost of improvements  Energy efficiency home improvements— tax credit of $500 for energy-saving home improvements to primary residences  Higher education tuition—tax deduction of from $2,000 to $4,000 of qualified tuition costs  Brownfields—expensing of “brownfield” environmental remediation costs  Hiring vets—the Work Opportunity Tax Credit targeted to hiring qualified veterans Read more at gov.cbia.com

ow that winter has arrived in earnest, we are reminded that the weather in Connecticut—particularly snow and ice—can have a big impact on the smooth running of our businesses. Already in the last month alone, weather has prompted many businesses to consider closing early or opening late on several occasions. If you haven’t already done so, now is the time to create a plan for dealing with the next storm and its impact on your employees. Here are some ideas to consider:  Establish a simple way for employees to learn of a company closing or delayed opening. Email is a good option, but you might also consider setting up a dedicated phone number that employees can call to hear a voicemail regarding any weatherrelated schedule changes. Be sure you have your email or voicemail message up before employees start out on their commute.  Be considerate of how your employees are affected when schools and daycare facilities close, open late, or close early. In such situations, employees often have to scramble to arrange alternative care. Encourage your staff to find good alternatives, and emphasize the importance of punctuality despite occasional challenges. Of course, your flexibility always will be appreciated.  Communicate. It’s important to stay aware of deteriorating weather and the impact it can have on employee attentiveness, productivity, and safety. Always let your employees know that you are aware of the weather conditions and that you will inform them in advance about any schedule changes.  Promptly address attempts to abuse the system and show your appreciation to those employees who show up even during the worst storms to ensure your company continues to operate. Although there is nothing you can do to stop the snow from falling, it’s critical that you prepare for weather-related disruptions and execute your plan consistently.  Read more at cbia.com/hr

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of January 13, 2014 23

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