Fairfield County business news

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Profits take back seat to hiring

Connecticut trails in national recovery

STUCK in

BY PATRICK GALLAGHER pgallagher@westfairinc.com

Neither a consumer spending slowdown nor the threat of the fiscal cliff stopped R.C. Bigelow Inc. from selling more than 1.6 billion cups of tea in 2012.

It now falls on companies like the family-owned, Fairfield-based tea manufacturer to make up for the economic slack, says Cindi Bigelow, president of R.C. Bigelow, which does business as Bigelow Tea. “We’re very committed to our employees,” she said. “There are areas where we do have more employees than we need.

But I always say if we see that that employee is really dedicated to this organization and to making a difference ... they have a

NEUTRAL

Fed economist: Housing market pickup counteracted by lack of consumer spending, business investment growth

BY PATRICK GALLAGHER

pgallagher@westfairinc.com

T

Yacht Haven Marina.

The proposal to bring Bridgewater, among the world’s largest investment firms with more than $130 billion in assets under management, to the city’s Harbor Point development had been held up by a dispute between patrons of the city’s boatyard and Harbor Point princi-

he national and regional economies will likely be mired in a slowgrowth pattern for the first half of 2013 as businesses await a resolution on government spending and the U.S. debt, a Federal Reserve economist said Jan. 11 in Stamford.

The recovery has been the slowest since World War II, said Rae Rosen, vice president and regional economist at the Federal Reserve Bank of New York. Rosen addressed more than 200 people at the Stamford Marriott for the Fairfield County Information Exchange’s annual Economic Outlook and Regional Forecast.

Rosen said the recovery has been led by a resurgent housing market, but that higher taxes on the wealthy, a reticence among consumers and businesses to take on additional debt, and widespread government austerity measures at the local, state and national levels have all tempered growth.

“If you have a financially-led recession and it’s caused by excess leveraging, it takes longer and it’s harder to recover,” Rosen said. “So that’s why it’s been a slow

Stuck, page 6

Connecticut, page 6

Profits, page 6

FCBJ TODAY Commercial real estate insiders say the county’s office market is on the verge of an upswing … 2 An SEC senior counsel warns that the law will not tolerate efforts by companies to silence whistleblowers … 4 Looking to do business with the government? The state Procurement Technical Assistance Program director offers some guidance … 7 Employers pay more for defined contribution plans, a new government report suggests … 10

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January 21, 2013 | VOL. 49, No. 3

Workers disassemble portions of the docks at the former Brewer Yacht Haven Marina in Stamford.

Building and Land Technology looks to relocate Stamford boatyard as opponents bemoan ‘bully tactics’

BY PATRICK GALLAGHER pgallagher@westfairinc.com

Plans by Bridgewater Associates to relocate to Stamford got a needed boost after Mayor Michael Pavia reached an agreement with Building and Land Technology Corp. that could allow for the relocation of the former Brewer

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Malloy details agenda

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Strong 2013 expected for commercial real estate

BY JENNIFER BISSELL jbissell@westfairinc.com

F

airfield County commercial real estate experts are expecting a strong year in 2013.

“Our pipeline is full,” said Al Mirin, senior director of investment sales at Cushman & Wakefield’s Stamford office.

“We think volume activity is going to exceed 2012 very easily.”

At the annual State of the Market meeting held Jan. 9 by the Southern Connecticut Building Owners and Managers Association (BOMA), industry experts agreed the commercial real estate market is on the verge of an upswing.

“Two years ago buyers and sellers were 20 percent apart (in price),” said Mirin, a panelist at the event, held at Giovanni’s II in Darien. “That’s why the

market was so bad. Now that gap is close to 5 or 6 percent.”

Mirin said landlords are exhausted and buyers know there isn’t going to be a flood of foreclosures anymore. Additionally, in Fairfield County, especially in Westport, Darien and New Canaan, the demand is now outweighing the supply.

“We’re really auctioneers when we sell a property,” he said. “People come and say they want a property in Darien. We say you have 10 choices and nine of them aren’t on the market. That’s what you’re going to see.”

Nationwide, capitalization rates have been at a historic low and prices at a historic high on certain assets, allowing for strong investment opportunities, Mirin said. He said there’s been a push toward private capital investments in commercial real estate because it’s a tangible way to diversify a portfolio and control returns.

Comparing the volume of retail, office and industrial buildings sold in Fairfield County and Westchester County, N.Y., Mirin said Fairfield has outpaced Westchester in the last two years.

In the fourth quarter of 2012, Fairfield County had more than $200 million in sales with a rolling 12-month total of nearly $600 million. In comparison, Westchester County saw fewer than $50 million in sales and a rolling 12-month total of about $250 million by the end of the fourth quarter, he said.

Mark van Summern, principal of Perkins Eastman, an architecture and design firm, said Fairfield County municipalities do a good job of emphasizing downtown and transit-oriented development.

Companies are increasingly looking for ways to attract young talent, Summern said, which means Realtors and developers must be mindful of companies’ desires

to relocate to convenient points of transportation, have modern office spaces and be mindful of their offices’ environmental impact.

With increased sales and more people moving to Fairfield County, Mirin said the county has made significant strides in making its towns more vibrant and attractive to live in. When the boom of apartment construction first started, Mirin said he had his doubts, but has since changed his mind.

“The phenomenal growth in that sector has been tremendous,” Mirin said.

“Rent on south end (of Stamford) is higher than anyone anticipated. Say what you want, this market is here to stay.”

“There will always been growth in Manhattan,” he continued. “We’re hopeful that it will continue to filter out more than it has and that it will continue to fuel both Westchester and Fairfield.”

Real Estate in Brief

Report: County office market slipped in 4th quarter The Fairfield County commercial office market took a small step back in the fourth quarter as the vacancy rate increased and average asking rental rates were flat, according to a new report.

The overall office vacancy rate was 22.7 percent in the fourth quarter, up from 22.1 percent in the fourth quarter of 2011, according to Jones Lang LaSalle’s quarterly market report, released Jan. 15.

The Greenwich central business district achieved the strongest year-overyear performance, according to the report, with a 16 percent vacancy rate compared to a 19.3 percent vacancy rate in the fourth quarter of 2011.

The office vacancy rate in eastern Fairfield County took a turn for the worse, rising to 18.4 percent from 14.8 percent a year prior.

In Stamford’s central business district, the vacancy rate rose one percentage point to 25.1 percent.

The average asking rental rate was mostly unchanged, dropping to $32.29 per square foot from $32.54 per square foot in the fourth quarter of 2011.

“The real estate outlook for Connecticut and Fairfield County is choppy, which is consistent with the general economic picture and local fiscal health,” said Robert Ageloff, head of Jones Lang LaSalle’s Stamford office, in a statement.

Contractors promote design-build

After years of indecision, New York state transportation officials last month awarded a $3.1 billion contract for the construction of a new Tappan Zee Bridge to a development consortium that includes Fluor Enterprises Inc., American Bridge Co., Granite Construction Northeast Inc. and Traylor Bros. Inc. The team was chosen a little more than a year after the state released new design parameters for the project — following a decade of stalled plans to replace the current bridge — with officials crediting the speedy decision to a 2011 state law allowing certain projects to be delivered using the design-build method.

With design-build, government entities choose one contracting team to both design and construct a project, rather than separately contracting out the design and construction components, a process known as design-bid-build.

Connecticut has allowed for designbuild projects since the early 1990s, but Kenneth Russo, director of preconstruction for KBE Building Corp. in Farmington, said the procedure is under utilized.

“The growth (of design-build) has been more in other parts of the country,” Russo said. “For some reason in the Northeast, we’ve been behind the curve,

2 Week of January 21, 2013 • Fairfield County Business Journal

although in the past couple years there’s been more recognition of design-build by municipalities.”

Bruce Bockstael, chief architect for Connecticut’s Department of Construction Services, estimated that three-quarters of all state projects are awarded through the design-bid-build process.

Bockstael said design-build lends itself to projects like parking garages or college dormitories, where the design is often standard regardless of the development or project owner.

However, he said that with projects requiring significant input from the end-user, design-build is not the optimal method of delivery.

“The process works extremely well when you know that the client knows exactly what they want and will not change their mind,” Bockstael said. “You really want to take care when you go to design-build because it’s not a process that lends itself very easily to changes.”

Russo was scheduled to moderate a panel discussion, “Design Build is Here to Stay,” hosted by the Connecticut Building Congress Jan. 15 at Central Connecticut Community College in New Britain. The event itself took place after press deadline.

Russo said design-build is beneficial to both the owner of a project — which

might be a state agency or municipal entity — and to contractors.

With design-bid-build, an owner solicits proposals for the construction of a project based on a predetermined design, with the owner then responsible for any cost overruns as the project gets underway.

Design-build shifts the responsibility for any time or cost overruns to the contractors, while allowing the contractors and designers to work hand in hand throughout the entire course of a project.

The owner for a design-build project gets to select a contracting team “that suits his needs the best,” Russo said.

“The beauty of it is he gets a number that is a guaranteed number of what the project costs are going to be and what the delivery time is going to be.”

When time is of the essence, designbuild is often the best choice, Russo said.

By combining the design and contracting phases, foundation work for a project could conceivably get underway before the entire design is completed, he said.

“The Tappan Zee Bridge is a perfect example,” Russo said. “Now, if they’re designing this bridge and they come across issues, they’ll be able to address those issues without interrupting what their overall design is.”

— Patrick Gallagher

Focus on jobs as group calls for fiscal belt-tightening

BY JENNIFER BISSELL jbissell@westfairinc.com

A

mid the Newtown tragedy fallout and national discussions on gun policy, jobs remains the priority, Gov. Dannel P. Malloy said in his State of the State address Jan. 9.

“Until every person in our state who wants a job can find one, we have more work to do,” he said, ringing in the new legislative session. “We can’t stick our heads in the sand or simply hope for the best.”

“We must compete for every single job,” he said.

Addressing the state’s progress over the last two years when it comes to job creation, energy, education and the state’s budget deficit, Malloy said the state is off to a strong start, but it’s only the start.

“We have a great deal of work to do,” Malloy said. “But if history is any judge, we will rise to the occasion.”

As Malloy detailed his policy goals, the Connecticut Business & Industry Association (CBIA) laid out its 2013 legislative agenda. The organization calls for reduced government spending as a

means of addressing the projected deficit for the 2014-2015 fiscal years.

“The key issue going into this session is the state budget,” said Joe Brennan, CBIA senior vice president of public policy. “We feel really strongly that the state has to reduce spending, be more efficient and set priorities. If that can be done — if they can show they’re really changing—we think that can be a really great economic development tool.”

Current estimates project at least a $2 billion budget deficit for the 2014-2015 biennium, primarily due to increased Medicaid use and program changes.

And while Malloy puts together his budget proposal due to the legislature in February, CBIA officials say they hope it does not include any new taxes.

According to CBIA data, state government spending has increased 153 percent since 1992, outpacing inflation, population and the median income growth. Two years ago the state saw its biggest increase ever in taxes and now it’s time to cut back on spending, Brennan said.

“By continuing to have these (tax) increases, it sends the message that we’re

not the best place to invest in growth,” Brennan said. “Other states have been able to grow while we haven’t.”

Malloy mentioned little of the state’s budget challenges in his State of the State address, other than to say the state had more tough choices to make in the future and that it has already made large gains in getting its fiscal house in order.

“Anyone who tells you that the budget we passed two years ago didn’t do its job, that it didn’t make real change in how we approach our finances, is simply not telling the truth,” Malloy said. “We’ve all had to buckle down and make tough choices.

We’re going to make more of them in the weeks and months ahead.”

To reduce state spending, CBIA’s key recommendations included adaption of lean and other efficiency strategies, expanded use of shared municipal services and upgrades to the state’s information technology to facilitate better coordination. Additionally, the organization recommended the state begin to encourage more home-based elder care to relieve nursing home costs and further negotiation be made to reduce the cost of state

employee retiree health care and pension benefits.

“Legislators are looking for ideas,” Brennan said. “During the last couple years, businesses have been forced to reduce the cost of their operations and they’re very thoughtful in how they do that.”

“Hopefully (our recommendations) will receive a full review this year,” he said.

In addition to CBIA’s recommendations for a “more sustainable” state government, the group also listed a number of ways to reduce the cost of doing business in the state. For instance, the group contends energy costs could be reduced by having a more diverse portfolio of energy sources and by eliminating taxes on energy transmission and generation. Additionally, the group says health care costs could be cut by reducing current health care mandates and rejecting future ones.

“It’s going to be a challenge, there’s no doubt about that,” Brennan said. “But with some hard work and creative thinking, we think we can solve this budget gap without an increase in taxes.”

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of January 21, 2013

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PERSPECTIVES

Employee whistleblowers fight back

BY MICHAEL H. HURWITZ

A

company officer who is responsible for overseeing his company’s pension plan discovers possible wrongdoing in the management of the pension plan, including an effort to hide the fact that the company had failed to make a required contribution to the plan.

He promptly notifies senior management about his discovery. He then sends a letter to the U.S. Securities and Exchange Commission (SEC).

How does management react to the news of possible wrongdoing in the pension plan?

A few hours after the officer alerts management of the problem, he receives a letter of reprimand from the company’s CEO. A few days later, the CEO orders the company’s lawyer to launch an investigation into whether the officer had failed to report certain payroll problems to management. The CEO also begins stripping the officer of many of his responsibilities.

Finally, two months later, the company decides to fire its human resources personnel, including the officer.

This is what is charged in a 2011 complaint for wrongful dismissal filed by the officer in the U.S. District Court for the District of Connecticut (Kramer v. TransLux Corp.).

While the case is still pending before the court, the judge in this case recently issued an important ruling that sends a strong message to employers who may think about taking retaliatory action against whistleblowing employees.

In his lawsuit, the officer sought to take advantage of the new anti-retaliation provision of the federal securities laws enacted in 2010 as part of the major overhaul of the nation’s financial and regulatory systems.

This provision declares that it is illegal for an employer to retaliate against an employee-whistleblower who reports possible wrongdoing to the SEC or assists the agency in its efforts to stop the wrongdoing. The law also prohibits an employer from retaliating against an employee who

MICHAEL H. HURWITZ

“make(s) disclosures that are required or protected” under the federal securities laws or the Sarbanes-Oxley Act, regardless of whether the employee contacted the SEC about his suspicions of wrongdoing.

The law thus protects an employee of a public company who reports information she reasonably believes constitutes a violation of the securities laws to her supervisor or other senior-level employees even if the person does not forward the information to the SEC. If the employee proves his case, he is entitled to receive reinstatement with the same seniority status that he would have had but for the discrimination, as well as two times the amount of back pay (plus interest) otherwise owed to the employee and compensation for his litigation costs and attorney fees.

In Kramer v. Trans-Lux, the company argued that the anti-retaliation protections did not apply because the officer had not provided his information to the SEC in the manner prescribed under the agency’s rules. Judge Stefan Underhill rejected this argument, noting that TransLux’s interpretation “would dramatically narrow the available protections available to potential whistleblowers” and that “(s)uch a reading seems inconsistent with the goal of the (law), which was to improve the accountability and transparency of the financial system and create

new incentives and protections for whistleblowers (internal citations omitted).”

Rather, Underhill ruled that all that is required to obtain the protection of the anti-retaliation provisions is that the employee “possessed a reasonable belief that the information provided relates to a possible securities law violation.” This means, the judge explained, that “the conduct at issue need not have actually constituted a violation of the SEC rules or regulations … (instead) the whistleblower need only have reasonably believed that it was a violation.” The judge concluded that the anti-retaliation protections applied because the officer had a reasonable belief that wrongdoing was occurring when he reported his suspicions to senior management and to the SEC. When company leadership punishes an employee who reports wrongdoing, whether to senior management or to the SEC, they are not only violating the law.

They also are injuring those they have a legal responsibility to protect: the company’s investors and the beneficiaries of its pension and retirement plans.

Most companies recognize the critical value of having an internal compliance system where employees can report evidence of possible malfeasance without fear of losing their job or being blacklisted. For these companies, the anti-retaliation protections merely serve to reinforce a corporate culture that has zero toleration for financial or other misconduct.

However, for those companies that place personal interests over those of their investors and pension beneficiaries, the anti-retaliation provisions of the new law and Underhill’s ruling in Kramer v.

Trans-Lux will serve as a clear warning that the law will not tolerate efforts to silence employees through a culture of intimidation and fear.

Michael H. Hurwitz is a Bridgeport, native and senior counsel in the Securities and Exchange Commission (SEC) Office of the Whistleblower, which oversees the agency’s new program to financially reward people who provide evidence of securities fraud.

FAIRFIELD COUNTY

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They Said it “It’s very, very important that Congress takes the necessary action to raise the debt ceiling to avoid a situation where our government doesn’t pay its bills. … We’re not out of the woods, because we are approaching a number of other fiscal critical watersheds.”

— Federal Reserve Board Chairman Ben Bernanke, speaking Jan. 14 at the University of Michigan.

4 Week of January 21, 2013 • Fairfield County Business Journal

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FAIRFIELD COUNTY BUSINESS JOURNAL • Week of January 21, 2013

5

Connecticut — From page 1

Rae Rosen of the Federal Reserve Bank of New York speaks Jan. 11 in Stamford.

slog, but things are picking up.

“We have resolution to one of the key issues — ­ the fiscal cliff — so that businesspeople and consumers should be feeling more confident, and we have one more issue in March with the budget ceiling and we think there will probably be better growth in the second half of the year.”

Stuck — From page 1

pal Building and Land Technology (BLT).

City officials said an application by BLT to build a $750 million, 750,000-squarefoot headquarters for Bridgewater on the 14-acre site previously occupied by the Brewer Yacht Haven Marina and boatyard cannot move forward without a resolution on an alternative boatyard site.

BLT has proposed to construct a new boatyard at 205 Magee Ave., a 3.5-acre property that looks across at the east side of the Harbor Point development.

In order for the boatyard relocation plan to move forward, however, the developer would need to reach an agreement with the city for the use of a 4,200-squarefoot chunk of city-owned property that separates 205 Magee Ave. from the waterfront.

In a letter of intent reached between Pavia and BLT subsidiary Waterfront Magee L.L.C., the city pledges to enter into discussions with the developer over the use of city-owned property adjacent to 205 Magee Ave. if the boatyard plan is approved by the requisite city boards and commissions.

Laure C. Aubuchon, director of the city’s Office of Economic Development,

With a timely resolution on the debt ceiling, Rosen estimated 2013 U.S. gross domestic product (GDP) growth would be between 2.5 and 3 percent.

In Fairfield County, Rosen said real incomes are up and “the composition of the job market has probably improved a little bit” with the addition of high-tech and high-skill-level positions. However, she said, “There’s been an outright reduction in jobs.”

Statewide, “There has been a little bit of a recovery, but the level of jobs is below what it was in the year 2000,” Rosen said.

Health care and education were among the only private sector areas to show job growth through and since the recession, Rosen said. “But we’re not getting a lot of growth in the other sectors yet, and I think we should see some pickup in those as the year progresses.”

Additionally, she noted that the office vacancy rate has been slow to drop in Fairfield County.

Rosen said positive job growth, home sale and office vacancy data for New York City bode well for Fairfield County, which she said “usually gets a spillover from that.”

“Given the slow rate of growth in professional and business jobs, office vacancy rates are rising in Fairfield (County)

and it might take a while to pull that down,” Rosen said. “But again, if you see what’s happening in the city … that usually prefaces a pickup here in the surrounding markets.”

Rosen acknowledged that the financial services sector is still contracting — evidenced by recent layoff announcements at American Express and Morgan Stanley — but said diversification of the county’s services companies would lead to the creation of new, high-paying jobs.

“You just have to look at what’s going on on the other side of the highway in south Stamford,” she said. “You’ve got all sorts of high-tech services. Cornell Medical just brought in a really high-tech veterinary school; I believe the Hospital for Special Surgery is opening an imaging center here. … So you’ve got a lot of exciting things in services on a much broader base.”

Christopher P. Bruhl, president and CEO of The Business Council of Fairfield County, said, “I found what we heard today to be reassuring. … It’s not time to pop the cork on the champagne, but neither is it time to head for the storm shelter.”

The Fairfield County Information Exchange is an initiative of the Business Council. The event was sponsored by Deloitte L.L.P.

said the letter of intent states only that the city would discuss the possibility of an easement that would allow BLT use of the waterfront property, and that it does not constitute a transfer of property rights, something she said would need to be approved by various city boards.

“If the (boatyard) project goes through, then — and only then — we sit down to negotiate any consideration for the grant of property,” Aubuchon said. “That grant would be memorialized in a superseding agreement, which would have to be approved and ratified by other boards and commissions, but at the very least, the Board of Representatives.”

Aubuchon said the fate of the Bridgewater development “is tied to the resolution of the boatyard.”

“Without the letter of intent, the application could not move forward because there was this 4,200-square-foot strip of land that would not have allowed the boat yard to function as a boatyard, and it is owned by the city,” she said. “We’re just trying to keep the project moving toward the right place for it to be reviewed, which are the boards.”

Maureen Boylan, founder of the group Save Our Boatyard, said BLT has used “bully tactics” to attempt to push the relocation plan through.

“We are David taking on Goliath but we’re winning,” Boylan said. “They’ve already alienated many of the Stamford taxpayers, not just boaters, with their bully tactics.”

Boylan said the group would continue to fight any attempts by BLT to move the boatyard from its current site in the city’s South End, where there is currently a temporary boatyard while BLT clears the property.

“BLT is under a timeline that they need to get the building completed by 2017, and we’re just going to keep on delaying it and delaying it as long as possible,” Boylan said. She claimed the city and BLT has refused to meet with members of the organization to hear their concerns.

However, Aubuchon said she directly reached out to Boylan and was turned away.

“I actually called Maureen and she refused to meet with me,” Aubuchon said. “I’ll meet with anybody. … I certainly understand their concerns. We are trying to work toward a win-win.”

Aubuchon said that late in 2012, the city hired an independent consultant, Miami-based Bermello Ajamil & Partners Inc., “to opine on the proposed boatyard site and to tell us whether it meets the needs or it doesn’t.”

6 Week of January 21, 2013 • Fairfield County Business Journal

Profits — From page 1

lot of leeway in our company.”

Bigelow said the company is currently hiring, after adding employees last year.

“We’re having a very good year — luckily, we’re up about 10 percent. But we always try to emphasize that in good times and bad times, you always need to run your business the same; you always need to be fiscally strong,” Bigelow said. “We would be hiring in bad times as well, if we see there’s a need we need to be filling to help drive this company.”

By and large, business owners share Bigelow Tea’s commitment to the employees, but the economy has slowed down the pace of new hires in Fairfield County, said Andrew McGrade, managing director and market investment director of U.S. Trust.

“As it relates to the Fairfield County business owner, I think they have been holding back somewhat,” said McGrade, who works out of the Greenwich, Stamford and Westport offices of U.S. Trust, part of the Global Wealth and Investment Management unit of Bank of America Corp. “But we think they’re really getting ready to turn the corner.”

A survey of hundreds of high-net earners from across the country conducted

by U.S. Trust last year shows a majority of employers feel a responsibility to increase hiring and to keep people employed, even at the expense of profits.

Among the business owners who responded to the survey, 72 percent said they feel a responsibility to create jobs and 76 percent said they feel an obligation to keep people employed even if it means lower profits.

Slightly more than half of the business owners who responded said they have started, acquired and/or made substantial investments to expand their business since 2008.

“Some of the caution over the recent period has probably been driven by the fact that they’re wanting to do very well by and have a paternal attitude almost toward existing employees,” McGrade said.

Hiring a new worker, he said, “is like adding someone to the family.”

McGrade said he feels business conditions are improving and that the pace of growth in the region will likely be dictated by the markets’ impressions of “how we’re doing on fiscal policy reform.”

Addressing the debt ceiling and government spending in a constructive manner “might add a percent to a percent and a half to U.S. (gross domestic product) growth,” McGrade said. He added that a failure to do so could represent a 1 to 2 percent drag on GDP growth.

BY JENNIFER BISSELL

Your next client: the government

jbissell@westfairinc.com

J

ust like anybody else, the government needs to buy things. The question is, from whom?

To navigate the process of procuring a government contract, the Connecticut Procurement Technical Assistance Program (PTAP) offers one-on-one business counseling and several other services to help companies find new opportunities for doing business with the government.

In order to level the playing field between large corporations and contractors and small to mid size businesses, most federal and state government entities have specific quotas outlining a percentage of government contract work that must be awarded to small businesses and minority- or women-owned businesses.

The Business Journal recently spoke with Brien Robertson, Connecticut PTAP program director, about the opportunities for businesses in contracting with state government.

The following are excerpts from the conversation:

Business Journal: What should companies know about doing business with the government?

Robertson: “A business should know that contracting with the government can be a lucrative avenue to pursue but that it takes special attention, lots of work and diligence. In today’s world, public bidding is heavily reliant on electronic formats so their computer skills need to be accomplished. Companies should realize that ethical standards are high, good record keeping is essential and things are forever changing.”

How can CT PTAP help?

“Congress established the Procurement Technical Assistance Program in 1985 because they realized that businesses had to have a resource for understanding government procurement policies. “(PTAP) can assist a company in providing guidance and knowledge of the methods and procedures used in government contracting. For example, we generally try to find out about possible existing contracts and pricing histories before a company submits a bid for an ongoing product or service. We provide guidance in explaining registrations, marketing skills and procedures, FAR (Federal Acquisition Regulation) clauses, et cetera.”

How can a company find current bids and develop a proposal?

“The state’s online bid portal is the best

source for finding state and municipal bids. The bid portal also includes bids issued by nonprofit organizations, parochial schools, et cetera. The bid portal contains a link in which vendors can register to get daily emails alerts when new bids (and) RFPs (requests for proposals) are issued.

“Every state in the nation now has a bid portal and companies frequently register with many states. Federal bids that have a budget estimate over $25,000 are

posted on the federal website fedbizopps. gov. Generally, the old traditional (method) of keeping a bid list is a dated concept, but vendors should also visit an agency’s website for smaller quotations.”

If a business already contracts with the government, what other opportunities exist?

“There are always new opportunities.

Because public contracting is very transparent, a company should focus on

looking for unexplored markets. There are resources that allow companies to look at federal forecast and budget projections. Companies should be always looking around the corner. For example, once the state’s Bond Commission approves funding, in all likelihood, upcoming corresponding bids will be issued. Additionally, (Connecticut PTAP) frequently presents seminars about marketing to the government, in which new markets are explored.”

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FAIRFIELD COUNTY BUSINESS JOURNAL • Week of January 21, 2013

7

NEWS IN BRIEF GE Capital closes MetLife deal

Stamford-based GE Capital Retail Bank finalized its acquisition of MetLife’s deposit base and online deposits business, the General Electric Co. subsidiary announced Jan. 14.

The deal includes about $6.4 billion in deposits in addition to MetLife’s online banking platform. As a result of the transaction, GE Capital Retail Bank has taken on 40 former MetLife employees, the company said.

The acquisition was finalized after gaining the approval of the Office of the Comptroller of the Currency. GE Capital Retail Bank did not disclose what it paid MetLife for its online deposits business and deposit base.

UI proposes rate increase

The United Illuminating Co. (UI) filed a request Jan. 11 to raise its energy distribution rates beginning in January 2014.

UI, headquartered in New Haven, serves roughly 700,000 electric and natural gas customers across Connecticut and western Massachusetts.

The rate increase would provide $67 million in additional revenue the first year in effect and $28 million the following year, according to UI. The increased funds would go toward replacing and hardening the state’s infra-

structure to protect against extreme weather and further recovery efforts from Tropical Storm Irene, the 2011 Nor’easter and Hurricane Sandy.

Though Connecticut ranks among the most expensive states for energy costs, UI CEO James Torgerson said in a press release that the company’s operations have maintained costs at 2010 levels through increased efficiencies and managing costs. Company officials believe the rate increase may be achieved without increasing customer bills due to the expiration of a Competitive Transition Assessment charge.

Following UI’s formal application to increase rates, the Connecticut Public Utilities Regulatory Authority (PURA) will conduct a full review, which will include formal proceedings and public hearings.

Connecticut Attorney General George Jepsen said the proposal would be carefully reviewed and evaluated.

Former SAC analyst sentenced

A former SAC Capital Advisors analyst was sentenced last week in Manhattan federal court to two years of probation after being convicted on four counts of conspiracy and securities fraud for his participation in insider trading schemes.

Wesley Wang, who worked as a consultant for New York City-based Trellus

Management Co. L.L.C. after leaving Stamford-based SAC Capital in 2005, was granted a lenient sentence as a result of “extraordinary” cooperation with federal prosecutors.

U.S. District Court Judge Jed S. Rakoff said at the Jan. 9 sentencing hearing, “I take it that Mr. Wang’s cooperation has been extraordinary. … Not just substantial, but going beyond substantial,” according to reports.

Wang is said to have provided regulators with the names of about 20 individuals who engaged in fraudulent activities.

BlumShapiro merges with Providence firm

BlumShapiro and Sullivan & Co., two of the largest accounting firms in New England, completed a merger earlier this month.

BlumShapiro will retain its name and offices in Connecticut and Massachusetts, and will merge its Rhode Island operations with those of Sullivan & Co. In total, the firm will have 340 employees.

Survey: Manufacturing declines in region

Manufacturing conditions in the tristate area continued to decline “at a modest pace,” according to the January 2013 Empire State Manufacturing Survey,

released Jan. 15 by the Federal Reserve Bank of New York.

The survey’s general business conditions index was little changed from previous months, with 26 percent of respondents saying conditions had improved over the past month and 34 percent saying conditions had worsened.

The six-month outlook improved compared to the December survey.

About 41 percent of respondents said they expect conditions to improve over the next six months, compared to 39 percent in December, while 18 percent said they expect conditions to worsen, compared to 21 percent in the December survey.

Indices measuring new orders and shipments both declined, while the job market for manufacturing remained weak, according to the survey.

Based on a series of supplemental questions accompanying the monthly survey, manufacturers were asked about hiring plans, with 27 percent of respondents saying they plan to increase employment over the next year and 19 percent expecting to trim their respective workforces.

The survey includes manufacturers located in New York state, northern New Jersey and Fairfield County.

— Jennifer Bissell and Patrick Gallagher

Half-Full, Hoagies & Hard Hats Wednesday, January 23rd 6:00pm-8:00pm @ JCS Construction Group, 44 Homestead Avenue Stamford, CT 06902 JCS Construction Group & Half-Full Brewery are hosting a GYPG Networking Event! Come take a behind the scenes tour of the mill shop and enjoy some drinks & “Hoagies“!

RSVP: greenwichypg@gmail.com Members: Free Non-Members: $10.00

8 Week of January 21, 2013 • Fairfield County Business Journal

Preparing for the worst after Newtown

BY JENNIFER BISSELL jbissell@westfairinc.com

S

ince the Sandy Hook Elementary School shooting, many business leaders across the nation have expressed the need to review their precautionary safety measures.

For most companies, this means reviewing evacuation routes, but for others, it could mean preparing for the worst, whether it’s an attack by a disgruntled employee, an employee’s family member or a stranger.

Over the last several weeks, Tom Ashmore Enterprises, an extreme safetytraining group, has received calls from businesses from New Hampshire to Pennsylvania, all looking for additional instruction should a violent attack happen at work.

“Unless you have a cop in your desk drawer, you have to learn how to defend yourself until the police get there. When seconds count and the police are minutes away, you have to know how to stall an intruder until police can get there.”

to know how to stall an intruder until police can get there.”

Ashmore’s company-hosted courses cost $95 per person with a minimum of 20 participants.

Ashmore was scheduled to speak Jan. 16 in Cromwell at a seminar hosted by the Connecticut Business & Industry Association (CBIA).

Though some companies may be looking to prepare themselves for a crisis, Mark Soycher, a CBIA human resource counsel, said most companies are more likely preparing themselves through less extreme measures, such as speaking with employees about not propping open doors and requiring visitors to sign in at reception.

Soycher said it’s also wise to speak with employees about commons signs of stress to look for in co-workers and fam-

ily members and also what resources are available, whether it’s the human resource department or counseling.

“If someone is showing signs—whether it from work or personal—alert someone,” Soycher said. “It’s important to be vigilant.”

Employee Assistance Programs, employee benefit programs offered by many companies, can help employees overcome addiction, emotional distress and marital issues, Soycher said. The

programs can act as both a warning and safety system for a company to protect its employees, he said.

“Just be vigilant,” Soycher said. “Most of the time companies get to know their employees quite well and can use that knowledge. If someone is not being respectful or cooperative, it’s important to convey to employees what you expect out of them. It’s a very subjective stance but I think an important one to cultivate in the workplace.”

The Innovators Series A Gathering of Entrepreneurs and Intrapreneurs

Wednesday, January 23, 2013

— Tom Ashmore

“Not paying attention to what you don’t see can hurt you,” said founder and CEO Tom Ashmore, a former U.S. Marine and three-time Purple Heart recipient.

“You have to stack the deck in your favor at all times and you have to have all the right cards in your hand.”

Tom Ashmore Enterprises, based in Woodbury, Conn., offers specialized training safety courses primarily for utility, hydroelectric and oil companies, but has also held courses for several Fortune 500 companies and local municipalities.

The courses range from confined space rescue and surviving an active shooter to first aid and oil spill response.

Though Ashmore said there is no one magic course or piece of advice that would prepare someone for any emergency situation, he stressed the general need for employees to have more situational awareness, know how to defend themselves and how to work with police.

“Unless you have a cop in your desk drawer, you have to learn how to defend yourself until the police get there,” Ashmore said. “When seconds count and the police are minutes away, you have

Learn How Intrapreneurs are changing Business From the Inside Out The Innovators is a monthly networking event hosted by the University of Bridgeport to bring entrepreneurs, intrapreneurs and creative minds together.

This month, come learn how local intrapreneurs are using entrepreneurial techniques and innovations to bring new products to market, establish new divisions and generate profits in established companies and not-for-profits.

Wednesday, January 23, 2013, 5:30pm to 8pm 5:30 pm to 6:30 pm — Wine and Cheese 6:00 pm to 7:00 pm — Program and Q&A 7:00 pm to 8:00 pm — Networking

Panelists: Thomas Raskauskas, MD, President and CEO, Saint Vincent’s Health Partners, Inc. Arthur Parkos, Vice President Strategic Technology and Innovations, Pitney Bowes Chris Van Buiten, Vice President of Technology and Innovation at Sikorsky Aircraft

The Innovators Series is held in the Schelfhaudt Gallery located in the Arnold Bernhard Center at 84 Iranistan Ave. There is no fee but please RSVP to mjfoster@bridgeport.edu or 203-576-4696.

In Partnership with

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of January 21, 2013

9

Employers spend more on defined contribution plans

BY PATRICK GALLAGHER pgallagher@westfairinc.com

D

PRO

HOCKEY

efined contribution plans — such as the 401(k) — are far more common than defined benefit retirement plans within the private sector, but a new report shows the former may be more costly for employers.

The report by the U.S. Bureau of Labor Statistics (BLS) estimates that private employer costs for defined contribution plans were nearly 40 percent higher than private employer costs for defined benefit plans last year.

The data, detailed in the Dec. 26, 2012 report, were based on the results of the March 2012 National Compensation Survey conducted by the BLS. In March 2012, employers that utilize defined contribution plans averaged costs of 60 cents per employee hour worked. In comparison, employers that used defined benefit plans averaged costs of 43 cents per employee hour worked.

On the flip side, the average costs for private sector employees participating in defined benefit plans were 70 percent higher than the average costs for those participating in defined contribution plans.

For the period examined by the BLS, 41 percent of private industry workers participated in a defined contribution plan, compared with 17 percent of private industry workers who participated in a defined benefit plan.

Defined contribution plans specify the level of an employer’s contributions to an employee’s retirement plan, with any contributions placed into the employee’s retirement portfolio, while defined benefit plans provide employees with guaranteed

retirement benefits based on a formula.

The BLS report notes that the shift among private sector employers toward defined contribution plans began in the 1980s as a means of cuttings costs and adding flexibility.

However, the report states, “private industry employers now spend more per employee hour worked for defined contribution plans than for defined benefit plans.”

Larger companies paid more for both types of plans.

For businesses with fewer than 100 employees, defined benefit costs averaged 23 cents per employee hour worked and defined contribution costs averaged 39 cents per employee hour worked.

Those costs increased to 42 cents and 65 cents, respectively, for companies with 100 to 499 workers.

Companies with more than 500 workers saw defined benefit plan costs averaging 99 cents per employee hour worked and defined contribution plan costs averaging $1.10 per employee hour worked.

Private employers in the natural resources, construction and maintenance fields encountered the highest retirement plan costs.

For companies in that category, defined benefit plans averaged $1.10 per employee hour worked, while defined contribution plans averaged 56 cents per employee hour worked.

Retirement plans were cheapest for the services sector, according to the report.

Service-based companies incurred average costs of 9 cents per employee hour worked for defined benefit plans and 13 cents per employee hour worked for defined contribution plans.

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For Sponsorship Opportunities Call: Jed Wilson

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203-570-7952

10 Week of January 21, 2013 • Fairfield County Business Journal

The people behind the region’s top eateries will present Great Chefs 2013, featuring epicurean delights and wines, March 1 at the Westchester Country Club in Harrison, N.Y. The event will honor chef Angelo Vivolo and feature pastry chef Lisa Maronian who, along with other participating chefs, will set the evening’s menu.

Proceeds benefit Community Health at Greenwich Hospital in Greenwich.

Tinto Bar & Tapas, formerly Meigas, opened its doors in November to the emerging Wall Street neighborhood in Norwalk. In its latest incarnation, chef

and owner Carlos Hernandez offers more seating with a new 35-seat bar and less pretense with a revitalized menu of tapas and cocktails at a lower price point than the former operation.

Cotto Wine Bar & Pizzeria, formerly Toppo, opened in December in downtown Stamford. Claudio and Silvy Ridolfi, who have run multiple restaurants around Rome, will work with chef Greg Depelteau to present their Italian offerings. Cotto seats 70 guests and features more than 200 wine labels.

— Andrea Kennedy

Ask Andi

BY ANDI GRAY

Get a handle on cost to produce We need to get a better idea of what it costs to produce what we sell. We don’t do enough to manage those costs. What can you suggest?

Thoughts of the Day: Managing cost to produce is one of the most important activities any organization can decide to tackle. Establish measures to analyze. Assign someone to do the tracking.

Figure out industry standards.

Your company exists to produce and deliver goods and services that your customers purchase. The goal is to understand and find ways to control and reduce costs while focusing on optimally profitable customers and goods to sell. A good understanding of components can also help the company manage as inflation creeps into an economy recovering from recession.

Industry standard measures to track and analyze: • COGS % = Cost of Goods Sold / Revenue; include all costs to produce and deliver, including shipping, labor and materials. I recommend also analyzing sales commissions as a variable cost, but not sales salaries which is fixed and have no direct relationship to whether the product or service is sold.

• Cost of Labor / Revenue and Cost of Materials / Revenue help identify which sub-component is going up or down.

• Inventory Turns improves cash flow and reduces risk of obsolete and lost parts. The simplest formula = (COGS total for a year) / (Average Inventory for a year). Establish that formula for a given period and watch how it moves as you add and drop months.

• Days to Clear Inventory = Turns / 365 days, gives you an idea of how many days inventory sits before being used.

Per unit analysis will help on a more granular level: • Cost / unit produced helps evaluate pricing and production = (COGS, including commissions) / (units produced) • Contribution / unit tells about selling margin = (selling price – variable cost to produce) / (units produced).

• Transportation / unit, Fuel / unit, Labor / unit, Material / unit, etc. reveal trends that impact overall profit.

• Breakeven output = company’s fixed costs (overhead) / cost per unit produced, tells you how many components you have to produce to cover your costs.

Profit / customer by product and overall will help direct future sales efforts.

Accurate data is key. Tracking data is usually assigned to finance even though the data are coming from operations. Two groups within the organization, looking at the same data from different points of view, can lead to productive debate, ability to spot more trends and more ideas about what to do when a concern arises.

Controlling inventory is challenging for most companies. Inventory is constantly on the move from supplier to storage to installation before being charged to customers. Most accounting systems have modules that allow bar code readers to scan inventory in and out. A policy that suppliers will not be paid without a purchase order and scan provides control over parts. Audit of POs vs. customer invoices reduces missed items.

Analyze costs as trends over time to identify when changes are happening.

Graph out the data to make trends easier to see. Meet regularly to review and discuss what the graphs are saying and compare that to issues and obstacles in operations and sales.

Look for seasonal variations, as well as overall economic changes. For example, if gas spikes, overall Cost of Goods Sold might not go up a lot because fuel is such a small part of the total. But transportation/unit and fuel/unit would spike indicating that a fuel surcharge is in order.

Every industry has benchmarks for standard measures, for example: COGS% total, material, labor; Turns; and Days to Clear Inventory. Get the benchmarks and compare how your company is doing.

Once you know your numbers set goals to improve results that will contribute to increased profitability.

Looking for a good book? Try “Company P&L Economics: Economic Measures for Managing Revenue, Costs and Profitability” by William F. Christopher.

Andi Gray is president of Strategy Leaders Inc., strategyleaders.com, a business consulting firm that specializes in helping entrepreneurial firms grow. She can be reached by phone at (877) 238-3535. Do you have a question for Andi? Please email it to AskAndi@StrategyLeaders.com or mail to Andi Gray, Strategy Leaders Inc., 5 Crossways, Chappaqua, N.Y. 10514. Visit AskAndi.com for an entire library of Ask Andi articles.

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FAIRFIELD COUNTY BUSINESS JOURNAL • Week of January 21, 2013 11

THE LIST COLLEGES AND UNIVERSITIES

Listed alphabetically.

Listed alphabetically.

Name, address, phone number Area code: 203 (unless otherwise noted) Website

Albertus Magnus College 700 Prospect St., New Haven 06511 (800) 578-9160 • nd.albertus.edu

Fairfield University's Charles F. Dolan School of Business 1073 N. Benson Road, Fairfield 06824 254-4070 • fairfield.edu

Housatonic Community College^ 900 Lafayette Blvd., Bridgeport 06604 332-5100 • hcc.commnet.edu

Norwalk Community College 188 Richards Ave., Norwalk 06854 857-7060 • norwalk.edu

Post University^ 800 Country Club Road, Waterbury 06723 (800) 345-2562 • post.edu

Quinnipiac University* 275 Mount Carmel Ave., Hamden 06518 582-8200 • quinnipiac.edu

Rensselaer -- Hartford Campus* 275 Windsor St., Hartford 06120 (860) 548-2400 • ewp.rpi.edu

Sacred Heart University^ 5151 Park Ave., Fairfield 06825 371-7999 • sacredheart.edu

Southern Connecticut State University* 501 Crescent St., New Haven 06515 392-SCSU • southernct.edu

University of Bridgeport 126 Park Ave., Bridgeport 06604 576-4000 • bridgeport.edu

University of Connecticut at Stamford^ 1 University Place, Stamford 06901 251-8400 • stamford.uconn.edu

University of Hartford^* 200 Bloomfield Ave., West Hartford 06117 (860) 768-4100 • hartford.edu

University of New Haven* 300 Boston Post Road, West Haven 06516 (800) DIAL-UNH • newhaven.edu

University of Phoenix^ Fairfield County campus 535 Connecticut Ave., Norwalk 06854 523-4700 • phoenix.edu

Western Connecticut State University 181 White St., Danbury 06810 837-9000 • wcsu.edu

FAIRFIELD COUNTY AND REGION NEXT LIST: JAN. 28 HOSPITALITY

Colleges and Universities President Admissions director(s) Email address Year college established

Dr. Julia McNamara Nilvio Perezadmissions@albertus.edu 1925

Number of Number of campuses full-time within the county equivalent students enrolled Total number of employees within the in 2012-2013 county

Full-time/ part-time faculty

School's operating budget

Full-time tuition ($)

nonboarding semester

graduate per credit

Type of institution

1,667

0 WND

129 262

14,912

Varies by program

WND

Independent, coeducational, liberal arts college. Catholic college in Dominican tradition

Rev. Jeffrey P. von Arx, S.J. Karen Pellegrino dgibson@fairfield.edu 1942

1,329

1 800 full-time 1,300, including adjunct faculty and student workers

45 26

20,545

780

WND

Business School within Jesuit, liberal arts university with 3,300 undergraduates and 1,300 graduate students

Anita T. Gliniecki Deloris Y. Curtis 1966

2,096

1 WND

WND

1,548

No graduate program

WND

Community college

Dr. David L. Levinson William Chagnon admissions@norwalk.edu 1961

6,950

1 N/A

100 200

1,799

No graduate program

WND

Public university

Tom Samph Ph.D. Jay Murray admissions@post.edu 1890

4,855 undergraduate 779 graduate

2 435 full time and part time, including adjunct instructors

24 435

26,250

500 to 965

WND

Four-year university with master's program

Dr. John Lahey Joan Issac-Mohr admissions@quinnipiac.edu 1929

6,231 undergraduate 1,238 graduate

0 1,185

384 573

19,000

895

320 million

Shirley Ann Jackson Ph.D. Admissions committee info@ewp.rpi.edu 1955

341 graduate

0 N/A

17 8

No undergraduate program

1,545

WND

Graduate school offering master's degrees and certificates for working professionals

John J. Petillo Ph.D. Jamie P. Romeo 1963

More than 6,400

3 1,229

210 WND

16,890

Varies by program

WND

Private nonprofit, Roman Catholic university

Associate VP for academic services 1893

7,289 undergraduate 845 graduate

0 2,000 (New Haven County)

434 699

4270 (in-state)

4,738 (In-state )

196 million

Four-year comprehensive university

Neil Albert Salonen Karissa Peckham admit@bridgeport.edu 1927

2,688 undergraduate 2,189 graduate

2 781

121 349

25,950

620 to 720

80 million

Private, nonsectarian, nonprofit

Kerrie Mills Campus admissions officer 1951

969

1 180

49 75

8,712 in state 26,544 out of state

Varies by program

WND

Public university

Walter Harrison Richard Zeiser uofhart@hartford.edu 1957

5,500 undergraduate 1,700 graduate

0 N/A

347 501

15,309

Varies by program

WND

Private university

Steven H. Kaplan Kevin Phillips adminfo@newhaven.edu 1920

4,267 undergraduate 917 graduate 5,184 total

0 66

231 350

31,500

775

202,220,776

1 WND

WND

Varies by program

Varies by program

WND

2 1,042

228 WND

in state

445 in state 451 out of state

31 million

Mary A. Papazian Kimberly Crone

Dr. Sharon Johnson White Campus director

total number of enrolled students, including full time and part time

James W. Schmotter William Hawkins admissions@wcsu.edu 1903

4,501 undergraduate 77 graduate

12 Week of January 21, 2013 • Fairfield County Business Journal

Nonprofit private university

1,100

Dr. Bill Pepicello Nancy Pluzdrak Campus director 1976/2006 locally

Questions or comments, call (914) 694-3600, ext. 3005. ^ Data reflects information obtained from 2012 listing; information updated by college website when possible. * College has no campus in Fairfield County but is included because it serves the Fairfield County community.

N/A Not applicable.

WND Would not disclose.

Private, nonsectarian university

4,899 9,736 out of state

Private university

University

SPECIAL REPORT Education

Abandoned Butler students forge ahead

BY JENNIFER BISSELL jbissell@westfairinc.com

C

onnecticut schools are working out opportunities for students to continue their studies since the abrupt closure of the Butler Business School in Bridgeport and Sawyer Schools in Hamden and Hartford.

Private occupational schools are required to notify the Office of Higher Education (OHE) at least 60 days before a possible closing, but both Butler and the Sawyer Schools, owned by Academic Enterprises Inc. in Pawtucket, R.I., closed Dec. 30 with only a brief email sent to OHE officials, announcing that the schools had “suspended operations.”

Two occupational schools in Rhode Island, also owned by Academic Enterprises, closed as well.

The OHE is in the process of comparing the curriculums of schools that have volunteered to accept Butler and Sawyer students, which include Bridgeport’s Housatonic Community College, an HCC spokesman said.

The Butler Business School was founded in 1900 as Brown’s Business College and later became the Butler Business School in 1917 under the management of Ernest M. Butler, according to the school’s website. Academic Enterprises bought the school in 1999.

The now-closed schools offered training programs for positions as medical assistants, secretaries, phlebotomy technicians and operators of office information systems.

According to the most recent enrollment data available, in 2011, 415 students attended the Butler Business School, 339 students attended the Hamden Sawyer School and 561 students attended the Hartford Sawyer School.

The Accrediting Council for Independent Colleges and Schools (ACICS) revoked the schools’ accreditations and announced Jan. 4 that the owners and principals would face debarment

by ACICS if students’ educations are not provided for.

“As accreditors, we’re committed to helping these students succeed,” said

Albert C. Gray, executive director and CEO of ACICS, in a statement. “With their best interests at heart, we’re taking extraordinary measures to resolve this issue as quickly and effectively as possible — and we’re confident we’ll do just that.”

ACICS last renewed the accreditations of Butler and the four Sawyer Schools in 2011.

In addition to the schools’ revoked licenses and accreditations, the office of state Attorney General George Jepsen is considering further penalties. State statute requires the schools to perform numerous tasks to protect students due to a closing or face penalty fees of up to $500 for each day of noncompliance. The processed fees would go to toward the private occupational student protection account.

Rhode Island authorities are also investigating whether Academic Enterprises violated state law there, according to reports.

“The attorney general’s office is looking into penalties,” said Connie Fraser, an OHE spokeswoman. “But that’s not our focus. Our focus is on the students.”

Students, many faced with student loan debt and no degree, have three options, Fraser said.

First, students can choose the “teach out” option, where schools have volunteered to help students complete their studies with minor disruption and at no cost. Any student loans previously taken out must be repaid under this option.

Second, students can choose to transfer to a different school, which may not accept all their previous credits and will require them to reapply for financial aid, on top of any previous loans taken out.

The third option is a free pass to essentially start over by forgiving all federal student loans in order to allow students to restart their education anywhere they chose. If students took out personal loans, they may be eligible for tuition reimbursement from the Connecticut Student Prosecution Fund.

“Students may want to think about whether or not they want to finish or start over and have their loans forgiven,” Fraser said. “The main benefit for students is that they’re able to finish up their studies.”

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of January 21, 2013 13

Reinventing the Glass House The Glass House – the former weekend home of Philip Johnson and David Whitney in New Canaan -contains a dozen structures on its 49 acres, including one of the most iconic buildings of the Modernist period, as well as a first-rate collection of Modern painting, sculpture, and photography. My mission as director is to engage the legacy of this extraordinary — and exceptionally beautiful — site and to bring it forward into a future that is multifaceted and alive.

The National Trust for Historic Preservation opened the Glass House to the public in 2007. We welcome about 13,000 visitors each year. They explore the grounds, the art collection and the various buildings and discover here an experience that is unforgettable and inspiring. Under my leadership, the Glass House will also grow into a 21st century cultural salon, a place to discover new ideas about art, architecture and culture at the highest level.

This year, we launched an exhibitions program with “Frank Stella: Scarlatti Kirkpatrick” and “Night (1947 - 2015)” and will continue our exhibition program in the spring of 2013 with new work by E.V. Day and Tauba Auerbach.

We also began a new performance series called “Night Sounds.” Bringing new life to the site, we affirm that historic preservation is not just the physical conservation of buildings and collections but also the preservation of intangible qualities of the spirit of a place. My hope is to reanimate the Glass House as a curatorial laboratory consistent with Johnson and Whitney’s legacy, making it a place of innovation and discovery. The Glass House is also a wonderful and unique place to hold private and corporate events. We look forward to welcoming you at the Glass House this next season. For tickets, visit philipjohnsonglasshouse.org.

FCBUZZ ‘Treasures Revealed’ in Westport Two new exhibits take visitors behind the scenes at the Westport Historical Society (WHS).

“Treasures Revealed,” and “Inside Story,” which run from Jan. 27 through April 27, feature artifacts from the archives and collections, parts of which date from the late 18th century.

Until now, the archives and collections have A dress from the Westport Historical been a mystery for most Society’s collection members and visitors. So has the “inside story” of the WHS’s landmark BradleyWheeler House – which began as a 1795 saltbox, but became a renovated Italianate in the 1800s – and its rare octagonal cobblestone barn. Why the mystery? Due to security, preservation climate – control requirements and crowded storage conditions, only a handful of staff

Everything ‘Next to Normal’ in Bridgeport

Henry Urbach Director The Glass House

The mission of the Cultural Alliance of Fairfield County is to support cultural organizations, artists and creative businesses by providing promotion, services and advocacy.

For more information, visit CulturalAllianceFC.org or email infoCulturalAllianceFC.org or call 256-2329.

For events lists, visit FCBuzz.org.

and trained volunteers have had access to the WHS’s underground archives and collections closets. Now, thanks to a special collaboration among the exhibits, oral history, archives and collections committees, the two shows, “Treasures Revealed: The WHS Archives & Collections” and “Inside Story: Westport’s BradleyWheeler House & Cobblestone Barn” will end the mystery by turning a spotlight – and a video camera – on these precious assets and artifacts.

“Treasures Revealed” summarizes the size and scope of archival vault and collections holdings and displays selected artifacts. “Treasures” also explains how these primary sources are used in genealogical study and researching the history of local art, fashion, food, cartography, society, politics and even gardens.

To share what cannot be exposed to sunlight, the oral history committee’s video tour of Wheeler House’s period rooms and off-limits storage spaces, narrated by archives and collections volunteers, will provide unprecedented public access.

For more, phone 222-1424 or visit westporthistory.org.

The cast of “Next to Normal.”

Bridgeport Theatre Company is presenting “Next to Normal” Jan. 25-Feb. 10.

“Normal” concerns a mother who struggles with worsening bipolar disorder and the effect that her illness has on her family. The musical also addresses such issues as grieving a loss, suicide, drug abuse, ethics in modern psychiatry and suburban life.

With music by Tom Kitt and book and lyrics by Brian

Yorkey, “Normal” opened on Broadway in April 2009 and was nominated for eleven 2009 Tony Awards, winning three – for best original score, orchestration and best performance by a leading actress in a musical (Alice Ripley). It also won the 2010 Pulitzer Prize for drama, becoming just the eighth musical in history to receive the honor. The Washington Times called it “a transcendent, powerful new American musical with a bristling, contemporary rock score, smart lyrics and raw energy.”

Directed by Christy McIntosh, with musical direction

by Clay Zambo,”Next to Normal” will be performed at the Downtown Cabaret Theatre. The cast features Arielle Boutin (Natalie), Marcelo Calderon (Henry), Tony Leone (Dr. Fine/Dr. Madden), Eli Newsom (Dan), Andreas Wyder (Gabe) and Melinda Zupaniotis (Diana).

Tickets are $28; $23 for seniors and $18 students.

Discounts are available for groups of 10 or more.

Call (800) 838-3006 for click on to http://www. bridgeporttheatre.org/next-to-normal-janfeb-2013/.

Visit FCBuzz.org for more information on events and how to get listed.

14 Week of January 21, 2013 • Fairfield County Business Journal

Presented by: Cultural Alliance of Fairfield County

FAIRFIELD COUNTY

BUSINESS JOURNAL ATTACHMENTS Locascio, Marie and Paul, Stamford. $217,300, in favor of HBR Stamford L.L.C. Property: 19 Flora Place, Stamford. Filed Jan. 3.

BUILDING PERMITS

COMMERCIAL

48 Wall Street L.L.C. c/o SBMA MDM Restaurant Group L.L.C. Inc. Preparing commercial space d.b.a. The Tuscan Osteria and for new tenant Domestic VioMercato, New Canaan. $57,663, lence Crisis Center, 48 Wall St., in favor of John Street Properties Norwalk. Estimated cost: $1,000.

Ltd. Property: for certain equip- Filed Jan. 3. ment and inventory in New Canaan. Filed Jan. 8.

Apogee Cosntruction, Joyce Fox. Perform interior alteraZ Comm New Milford L.L.C. tions at an existing commercial and Veer Singh, Norwalk. building, 22 Main St., Second $171,980, in favor of Nemco L.P., floor, Westport. Estimated cost: Danbury. Property: 55 Bartlett $30,000. Filed Dec. 28.

Ave., Norwalk. Filed Jan. 2.

Buono, Maria. Preparing commercial space for new tenant Off the Vine Wines & Spirits, 69 Winfield St., Norwalk. Estimated cost: Iron Eagle L.L.C., 6 to 8 Deer- $1,000. Filed Jan. 8. field Ave., Danbury. Chapter 7, filed Jan. 4, case no. 13-50009.

Assets: $100,001 to $500,000. Li- Celotto Properties, contracabilities: $100,001 to $500,000. tor for Comu Westport L.L.C. Creditors: Wells Fargo Bank N.A. Perform interior alterations at an Type of business: corporation. existing commercial building for Oddz, 135 Post Road East, WestDebtor: Steven Lang. port. Estimated cost: $15,000.

Filed Jan. 2.

BANKRUPTCY

Dayton Builders L.L.C., Greenwich, contractor for Pequot Realty L.L.C. Fit-out an existing commercial building for 250 Pequot Ave., Fairfield. Estimated cost: $62,000. Filed Jan. 7.

Items appearing in the Fairfield County Business Journal’s On The Record section are compiled from various sources, including public records made available to the media by federal, state and municipal agencies and the court system.

While every effort is made to ensure the accuracy of this information, no liability is assumed for errors or omissions. In the case of legal action, the records cited are open to public scrutiny and should be inspected before any action is taken.

Questions and comments regarding this section should be directed to: Bob Rozycki c/o Westfair Communications Inc. 3 Gannett Drive, Suite G7 White Plains, N.Y. 10604-3407 Phone: (914)694-3600 Fax: (914)694-3680

Dean-Moss Family Ltd., St. Petersburg, Fla. Prepare commercial space for new tenant Dualetic Capital, 119 Rowayton Ave., Norwalk. Estimated cost: $8,000.

Filed Jan. 2.

Garrett Wilson Builders L.L.C., Fairfield, contractor for BBC L.L.C. Repair storm damage at an existing commercial building, 1281 Fairfield Beach Road, Fairfield. Estimated cost: $5,560.

Filed Jan. 8.

Joanne O’Boy L.L.C. Prepare commercial space for new tenant Dino’s Pizza Pie, 10 First St., Norwalk. Estimated cost: $4,000.

Filed Jan. 8.

John L. Simpson Co., contractor for Chase Manhattan Bank of CT. Perform renovations at an existing commercial building, Chase Bank N.A., 1401 Post Road, Fairfield. Estimated cost: $159,000.

Filed Jan. 9.

John L. Simpson Co., contractor for 161 Hillside Road L.L.C. Perform renovations at an existing commercial building, Chase Bank N.A., 161 Hillside Road, Fairfield.

Estimated cost: $94,000. Filed Jan. 9.

John L. Simpson Co., contractor for Lake Hills Shopping Center.

Perform renovations at an existing commercial building, Chase Bank N.A., 2250 Black Rock Turnpike, Fairfield. Estimated cost: $64,000. Filed Jan. 9.

Larson Investment L.L.C. Perform interior alterations at an existing commercial building, 23 PT Barnum Square, Bethel. Estimated cost: $23,800. Filed Dec. 28.

Liberation Programs. Perform external renovations and alterations at a commercial building, 4 Elmcrest Terrace, Norwalk. Estimated cost: $100,000. Filed Jan. 3.

Merrit 7 Venture L.L.C. Perform interior alterations at an existing commercial building, 501 Merritt 7, Norwalk. Estimated cost: $232,000. Filed Jan. 2.

New England Mechanical, Trumbull, contractor for The Home Depot USA Inc. Perform renovations at an existing commercial building, 600 Connecticut Ave., Norwalk. Estimated cost: $249,000. Filed Jan. 4.

Saugatuck Construction Corp., Stamford, contractor for Reckson, a division of SL Green, White Plains, N.Y. Fit-out an existing commercial building for Clean Energy and Financial, 300 Main St., Fourth floor, Stamford. Estimated cost: $110,000. Filed Jan. 3.

Saugatuck Construction Corp., Stamford, contractor for Reckson, a division of SL Green, White Plains, N.Y. Fit-out an existing commercial building for Smith Arnold, 101 Broad St., Fifth floor, Stamford. Estimated cost: $145,000. Filed Jan. 3.

Burne, Diane and Richard.

Repair storm damage to a singlefamily residence, 19 Roosevelt Road, Westport. Estimated cost: $206,000. Filed Jan. 3.

Faucher, T.M., contractor for Katherine and Jeff Crouse. Perform additions and alterations at an existing single-family residence, 33 Crooked Mile Road, Darien. Estimated cost: $300,000.

Filed Jan. 7.

Catalfano, Joseph, contractor for J. Kane. Construct an accessory building, 147 Five Mile River, Feczko, Margaret and Joseph.

Weldon, Kendell, Shelton, con- Darien. Estimated cost: $65,000. Install solar panels at an existing single-family residence, 55 Comtractor for Holt McChord. Per- Filed Jan. 10. po Road North, Westport. Estiform additions and alterations at mated cost: $18,000. Filed Jan. 3. an existing commercial building, 1 Grumman Hill Road, Wilton. Cho, Grace and Matthew FinEstimated cost: $35,000. Filed kle. Install solar panels at an existing single-family residence, 8 Finck, Frederick and Joan. ReDec. 31.

Stone Drive, Westport. Estimated pair storm damage to a singlefamily residence, 236 Colonial cost: $22,000. Filed Jan. 3.

Drive, Fairfield. Estimated cost: RESIDENTIAL $43,200. Filed Jan. 9.

Correnty, Wayne. Perform inteAlvarez, Oscar, contractor for rior renovations at an existing sinRobert Anderson. Repair fire gle-family residence, 2 Jayne Way, Fox Family Home Improvedamage at an existing single- Norwalk. Estimated cost: $4,000. ment L.L.C., contractor for Rebecca M. Campbell. Perform infamily residence, 27 Brush Island Filed Dec. 31. terior renovations at an existing Road, Darien. Estimated cost: single-family residence, 23 Colo$113,000. Filed Jan. 8.

DeCaprio, Renae and Jason. nial Road, Westport. Estimated Install solar panels at an exist- cost: $32,000. Filed Dec. 27.

Aragi, Keith, Brookfield, con- ing single-family residence, 16 tractor for Daniel/Keehn resi- Drumlin Road, Westport. EstiFox Hill Builders, Darien, condence. Perform additions to a mated cost: $17,000. Filed Jan. 3. tractor for Karen and Rich Coyle. single-family residence, 40 Fifth St., Norwalk. Estimated cost: Diaz, Noe Rolando. Re-roof an Perform additions to a singlefamily residence, 5 Haskell Lane, $46,984. Filed Jan. 4. existing single-family residence, Darien. Estimated cost: $1,200.

23 Avenue East, Norwalk. Esti- Filed Jan. 7.

Atkinson, Jeanne. Perform ex- mated cost: $4,000. Filed Jan. 7. ternal renovations at an existing single-family residence, 94 Grove DiGiorgi Roofing and Siding, Fox Hill Builders, Darien, Point Road, Westport. Estimated Beacon Falls, contractor for Ju- contractor for Heidi and Keith Mitchell. Perform additions and cost: $94,000. Filed Dec. 28. dith Kantor. Re-roof an existing alterations at an existing singlesingle-family residence, 4 Lakev- family residence, 6 Hickory Lane, Baer, Susan and Jeffrey. Install iew Drive, Norwalk. Estimated Darien. Estimated cost: $476,000.

Filed Jan. 7. solar panels at an existing single- cost: $9,975. Filed Jan. 2. family residence, 7 Melon Patch Lane, Westport. Estimated cost: Doherty & DeLeo, Darien, conGregory Builders of Fairfield, $13,000. Filed Jan. 3. tractor for John Doherty. Perform Bethel, contractor for Billy Chrisinterior renovations at an existing tensen. Perform additions to a Binks Glass and Mirror, Stam- single-family residence, 631 Long single-family residence, 34 Lone ford, contractor for 71 Fonlan Ridge Road, Unit 11, Stamford. Tree Farm Road, New Canaan.

Terrace Condominium Asso- Estimated cost: $50,000. Filed Estimated cost: $560,000. Filed Jan. 2. ciation. Perform external renova- Jan. 3. tions at a residential community, 71 Strawberry Hill Ave., Stam- Double Eagle Remodeling ford. Estimated cost: $2,500. Filed L.L.C., Orange, contractor for Hamilla, S. William, contractor for Anne Marie and Louis Jan. 4.

Stephen Hladek. Perform interior Barton. Perform external renovarenovations at an existing single- tions at an existing single-family Brian McHugh Construction, family residence, 226 Castle Ave., residence, 310 Knollwood Drive, 340 Compo Road South L.L.C. Fairfield. Estimated cost: $19,500. Fairfield. Estimated cost: $30,650.

Filed Jan. 8.

Raise a single-family residence Filed Jan. 7. to meet FEMA regulations, 340 Compo Road South, Westport. Durek Franek Construction, Estimated cost: $45,000. Filed contractor for John Murdock. Re- Hanford, Clark. Install solar panels at an existing single-famJan. 7. roof an existing single-family resi- ily residence, 31 Old Mill Road, dence, 8 Wee Burn Lane, Darien. Westport. Estimated cost: $5,000.

Estimated cost: $104,000. Filed Filed Jan. 3.

Jan. 4.

THE RECORDS SECTION IS NOW AVAILABLE BY DIGITAL SUBSCRIPTION. Go to westfaironline.com/buy/records-section/ for more information and to view a sample.

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of January 21, 2013 15

on the record Healy, Nancy and Peter Allen.

Install solar panels at an existing single-family residence, 11 Bradley St., Westport. Estimated cost: $12,000. Filed Jan. 3.

Hidalgos, Tommy, contractor for Lina Donoso. Perform additions and alterations at an existing single-family residence, 63 West Ave., Darien. Estimated cost: $60,000. Filed Jan. 10.

Huthmaker Homes L.L.C., Trumbull. Add a two-story addition to an existing single-family residence, 18 Tierney St., Norwalk. Estimated cost: $80,000.

Filed Jan. 7.

Innovative Contractors L.L.C., contractor for Kathleen MacDonald. Repair storm damage to a single-family residence, 1454 N. Benson Road, Fairfield. Estimated cost: $8,500. Filed Jan. 7.

James Bargas Inc., Monroe, contractor for Elinor GarciaGarcia. Perform interior renovations at an existing single-family residence, 3171 Bronson Road, Fairfield. Estimated cost: $80,000.

Filed Jan. 8.

Kazimierz L.L.C., Stamford, contractor for Massie/Kennedy residence. Perform interior renovations at an existing single-family residence, 12 Linden Heights, Norwalk.

Estimated cost: $10,000. Filed Dec. 31.

Kramer, Lynn and Lavonne.

Repair storm damage to a single-family residence, 9 Old Mill Road, Westport. Estimated cost: $20,000. Filed Jan. 4.

LCP Construction Management, Fairfield, contractor for Catherine Tymniak. Perform renovations at an existing singlefamily residence, 735 Fairfield Beach Road, Fairfield. Estimated cost: $5,500. Filed Jan. 7.

LCP Construction Management, Fairfield, contractor for Patricia Bigge. Repair storm damage to a single-family residence, 248 Birch Road, Fairfield. Estimated cost: $57,650. Filed Jan. 7.

This week’s Records Section contains 35 more Residential Building Permits on Westfaironline.com through our membership program.

CHANGE OF BUSINESS NAME BFM L.P. has converted its name to BFM IV L.L.C. Filed by Robert Caroluzzi. Filed Dec. 27.

COURT CASES

Bridgeport District Court Beach Café, et al., Fairfield. Filed

by US Foods Inc., Plaintiff’s attorney: Steven A. Sugarmann, New Haven. Action: The plaintiff has brought this suit against the defendant for defaulting on a line of credit for merchandise valued at $21,306. Filed Jan. 3.

Case no. 6032434.

General Electric Co., et al., Fairfield. Filed by Michael Gualandi, Groton. Plaintiff’s attorney: Amity L. Arscott, Groton. Action: The plaintiff has brought this suit against the defendant for being exposed to asbestos during the course of his employment. The defendant had failed to inform or provide plaintiff with information regarding the hazards of the job. Filed Jan. 3. Case no. 6032429.

General Electric Co., et al., Fairfield. Filed by Edward Ryan, Groton. Plaintiff’s attorney: Amity L. Arscott, Groton. Action: The plaintiff has brought this suit against the defendant for being exposed to asbestos during the course of his employment. The defendant had failed to inform or provide plaintiff with information regarding the hazards of the job.

Filed Jan. 8. Case no. 6032519.

Ingersoll-Rand Co., et al., Piscataway, N.J. Filed by Michael Gualandi, Groton. Plaintiff’s attorney: Amity L. Arscott, Groton. Action: The plaintiff has brought this suit against the defendant for being exposed to asbestos during the course of his employment. The defendant had failed to inform or provide plaintiff with information regarding the hazards of the job. The plaintiff claims monetary damages in excess of $15,000.

Filed Jan. 3. Case no. 6032428.

Ingersoll-Rand Co., et al., Piscataway, N.J. Filed by Edward Ryan, Groton. Plaintiff’s attorney: Amity L. Arscott, Groton. Action: The plaintiff has brought this suit against the defendant for being exposed to asbestos during the course of his employment. The defendant had failed to inform or provide plaintiff with information regarding the hazards of the job. The plaintiff claims monetary damages in excess of $15,000.

Filed Jan. 8. Case no. 6032504.

Jackson, Richard d.b.a. Rich Jackson Enterprises, Old Greenwich. Filed by Federated Capital Corp. d.b.a. Federated Financial Corp. of America, et al., Farmington Hills, Mich. Plaintiff’s attorney: The plaintiff has brought this suit against the defendant for failing to make payments on a line of credit that was provided by the defendant. The plaintiff claims monetary damages in excess of $2,500. Filed Jan. 3.

Case no. 6032437.

Boehringer Ingelheim Pharmaceuticals Inc., et al., Ridgefield. Filed by Wayne Tait, San Diego, Calif. Plaintiff’s attorneys: Steven J. Erante and Marisa A. Bellair, New Haven. Action: The plaintiff has brought this suit against the defendant for over promotion of Paradaxa and its failure to disclose a warning section, which states that there was no way to reverse the anticoagulent effects of the medication. The plaintiff claims monetary damages in excess of $15,000. Filed Jan. 7.

Case no. 6011328.

Stamford District Court

Audi of America L.L.C. and Valenti Motors Inc., Auburn Hills, Mich. Filed by Mitchell Lambert, Wilton. Plaintiff’s attorney: Christopher Major, New York City. Action: The plaintiff has brought this suit against the defendant for a faulty brake pedal, which resulted in property damPequonnock River Woodwork- ages. The plaintiff claims moneing Co., Bridgeport. Filed by SNA tary damages in excess of $15,000.

L.L.C., Bridgeport. Plaintiff’s at- Filed Jan. 4. Case no. 6016666. torney: Richard C. Marquette, Hamden. Action: The plaintiff alleges to have entered orally into Boehringer Ingelheim Phara lease agreement with the defen- maceuticals Inc., et al., Ridgedant, who allegedly damaged the field. Filed by Joyce Finnegan, property and refused to pay. The Farragut, Tenn. Plaintiff’s attorplaintiff claims monetary damag- neys: Steven J. Erante and Marisa es in excess of $15,000. Filed Jan. 7. A. Bellair, New Haven. Action: The plaintiff has brought this suit Case no. 6032453. against the defendant for product liability of Paradaxa and its failure Steve’s Plumbing & Heating to disclose a warning section that Services L.L.C., Seymour. Filed states there was no way to reverse

by People’s United Bank, Bridge- the anticoagulent effects of the port. Plaintiff’s attorney: Paul medication. The plaintiff claims A. DeGenaro, Stamford. Action: monetary damages in excess of The plaintiff has brought this $15,000. Filed Jan. 4. Case no. suit against the defendant for its 6016665. failure to pay certain monthly installments of interest on a loan despite demand, thus breach- Braswell Galleries Inc., et al., ing the contract. The plaintiff Norwalk. Filed by Irving Brothclaims damages and posses- man, West Orange, N.J. Plaintiff’s sion of collateral. Filed Jan. 11. attorney: Bruce A. Foodman, Westport. Action: The plaintiff Case no. 6032534. has brought this suit against the defendant for a breach of contract as the defendant received consignees from the plaintiff and Danbury District has not provided the plaintiff with adequate documentation.

Court The plaintiff seeks damages in excess of $15,000. Filed Jan. 7.

Aids Project Greater Danbury Case no. 6016670.

Inc., Danbury. Filed by Bruner Consulting Inc., Bridgeport.

Plaintiff’s attorney: Mark N. Mac Marine Centers Inc. Filed Clarke, Fairfield. Action: The by Gotham Collection Services plaintiff has brought this suit Corp., Plaintiff’s attorney: Naagainst the defendant for a breach than G. Johnson, Pawtucket, R.I. of contract as the plaintiff fur- Action: The plaintiff alleges to nished and performed certain have executed a line of credit for services for which he was not which the defendant was oblipaid. The plaintiff seeks mone- gated to make monthly payments, tary damages in excess of $15,000. which it has failed to do. The plaintiff seeks satisfaction of any Filed Jan. 9. Case no. 6011348. judgment rendered. Filed Jan. 8.

Case no. 6016683.

16 Week of January 21, 2013 • Fairfield County Business Journal

MKN Construction L.L.C. Filed

by LM Insurance Corp., Plaintiff’s attorney: Howard Evan Ignal, Bridgeport. Action: The plaintiff alleges to have entered into a contract whereby the plaintiff issued an insurance policy to the defendant and for which the sum of $29,439 remains unpaid.

Filed Jan. 8. Case no. 6016685.

Norwalk Economic Opportunity Now Inc., South Norwalk.

Filed by Network Synergy Corp., Trumbull. Plaintiff’s attorney: Myra L. Graubard, Stamford. Action: The plaintiff and defendant had entered into a contract to provide network services and equipment. To date, the defendant has failed to provide payment for services rendered. The plaintiff claims monetary damages in excess of $2,500. Filed Jan. 8.

Case no. 6016679.

National Enterprise Systems Inc. Filed by Warren Wiggins, New Britain. Plaintiff’s attorney: Daniel S. Blinn, Rocky Hill. Action: The plaintiff has brought this suit against the defendant for unfair debt-collection practices and misleading representation in connection with the collection of a debt. The plaintiff claims statutory damages. Filed Jan. 9.

Case no. 13cv00043.

UB Dockside L.L.C., Stratford.

Filed by Modesto Hernandez, New York City. Plaintiff’s attorney: Ioannis A. Kaloidis, Waterbury. Action: The plaintiff alleges that he had difficulty accessing goods and utilizing services on the defendant’s premises due to architectural barriers and claims it is negligent for not providing adequate accessibility to Americans with disabilities. Filed Jan. 8.

Case no. 13cv00035.

SUPERIOR COURT Country Home Products Inc. d.b.a. DR Power Equipment, Vergennes, Va. Filed by Woodland Power Products Inc., West Haven. Plaintiff’s attorney: Elizabeth Ann Alquist, Hartford. Action: The plaintiff seeks an injunction against the defendant for damages and advertising claims that the plaintiff’s product is inferior to that of the defendant’s. The plaintiff seeks a trial by jury. Filed Jan. 9.

Case no. 13cv00041.

East Coast Auto Rental Inc., West Hartford. Filed by Shannon Berry, Hartford. Plaintiff’s attorney: Daniel S. Blinn, Rocky Hill.

Action: The plaintiff alleges a claim of fraud, misrepresentation and breach of contract against the defendant after they entered into a lease agreement. The plaintiff claims damages. Filed Jan. 8.

Case no. 13cv00026.

First Niagra and The NewAlliance Bank Severence Plan.

Filed by Robyn E. McCullough, Plaintiff’s attorney: Lewis H. Chimes, Stamford. Action: The plaintiff has brought this suit against the defendant for its failure to inform the plaintiff of her eligibility to receive severance benefits and for not providing the plaintiff with adequate notice or access to the defendant’s severance plan. The plaintiff seeks damages for a breach of contract and negligence and intentional misrepresentation. Filed Jan. 7.

Case no. 13cv00023.

DEEDS

COMMERCIAL 11 Hill Crest L.L.C., Boston, Mass. Seller: Joy Masoff and Louis Scolnik, West Palm Beach, Fla. Property: 11 Hill Crest Lane, Weston. Amount: $245,000. Filed Dec. 27.

111 Lexington Avenue L.L.C., Norwalk. Seller: 18 Knapp and Associates, Wallingford. Property: 18 Knapp St., Norwalk.

Amount: $376,090. Filed Dec. 27.

111 Lexington Avenue L.L.C., Norwalk. Seller: DGR Enterprises L.L.C., Wallingford. Property: 24 Knapp St., Norwalk. Amount: $255,750. Filed Dec. 27.

111 Lexington Avenue L.L.C., Norwalk. Seller: Dean G. Russell, Wallingford. Property: 111 Lexington Ave., Norwalk. Amount: $186,890. Filed Dec. 27.

111 Lexington Avenue L.L.C., Norwalk. Seller: DGR Enterprises L.L.C., Wallingford. Property: 117 and 119 Lexington Ave., Norwalk.

Amount: $281,270. Filed Dec. 27.

162 East Avenue Owners L.L.C., New Canaan. Seller: Steven N. Sovich, Naples, Fla. Property: 162 East Ave., New Canaan. Amount: $950,000. Filed Jan. 4.

on the record Credits, Clients and Awards

OPERATIONSINC, an HR solutions company in Norwalk, recently announced the following promotions.

Access Communications, a marketing communications firm in Stamford, recently won a Gold MarCom Award in the writing/brochure category. The MarCom awards is an international creative competition that honors companies and individuals whose talents exceed a high standard of excellence and whose work serves as a benchmark for the industry. The competition attracted more than 6,000 entries this year and winners come from organizations of all sizes, including media conglomerates and Fortune 500 companies.

Angela McDermott, of Trumbull, has been promoted to the newly created position of director, HR support team. Previously, she served for more than 14 years in roles with mid-sized companies in the financial services industry. McDermott has a Bachelor of Science degree in business administration from the University of Massachusetts.

SIEGEL, REILLY & CONLON L.L.C., a boutique matrimonial law firm in Stamford, recently announced three of its lawyers have been selected for inclusion in the Super Lawyers magazine list of New England attorneys. The designation is given to less than 5 percent of attorneys in each state and recognizes professional achievements and service to the bar and community.

Stacy Nicholas, of Westport, has been promoted to the newly created position of director, payroll services. She brings more than 13 years of payroll experience, with a focus on new client conversions, preparing all federal and state payroll tax forms, customer service and ensuring accuracy for her clients.

GEORGE A. REILLY was named for the fifth year and FREDERIC J. SIEGEL was added to the list for 2012. ROSS M. KAUFMAN was named “Super Lawyers – Rising Star” for the first time in 2012.

Newsmakers

On the Go: Business, Etc. WEDNESDAY, FEB. 6 Does Business Need Government to Lead? discussion with economist Gail D. Fosler. 7 p.m. Schine Auditorium at Sacred Heart University, 5151 Park Ave., Fairfield. Free and open to the public. For information, email alpf@sacredheart.edu or call 396-8241.

Snapshot WEBSTER BANK, headquartered in Waterbury, recently raised a record-setting $1.27 million through its 2012 Employee Community Campaign for the United Way. The money will go to more than 40 United Way chapters and more than 100 United Way partner agencies across Connecticut, Massachusetts, Rhode Island and Westchester County, N.Y.

DEBBIE CLANCY was recently named senior vice president and senior client manager of business banking of Bank of America Merrill Lynch’s southern Connecticut market. Based in Stamford, she will serve the greater Fairfield County business community by supporting small and mid-sized commercial clients with $5 million to $50 million in annual revenues by delivering strategic, integrated financial advice and solutions. Clancy has more than 30 years of bank experience in Connecticut and New York and previously worked for Wells Fargo Bank. She has a Master of Science degree in organizational management from the University of Phoenix and a bachelor’s degree in business administration from Sacred Heart University.

INSIGHTEXPRESS, a marketing research and data analytics firm headquartered in Stamford, recently announced the following promotions.

DREW LIPNER and MARC RYAN were promoted to co-chief executive officers. Lipner will lead the company’s sales efforts and advertising operations function and Ryan, a Darien resident, will assume responsibility for the company’s research, project management, panel and sample, engineering and IT and marketing functions. They will share responsibility for the company’s finance and human resources functions. Lipner previously served as executive vice president, group director, agencies and media for the company, and Ryan previously served as executive vice president, chief research officer for the company.

Information for these features has been submitted by the subjects or their delegates.

GET THE RECORDS EARLY.

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FAIRFIELD COUNTY BUSINESS JOURNAL • Week of January 21, 2013 17

on the record Baywater 1084 BPR L.L.C., Darien. Seller: Sharon Cook, Fort Meyers Beach, Fla.; Toni DiRienzo, Lakewood, N.J.; Joseph Franza, Naples, Fla.; and Joanna Franza Scalora, Naples, Fla. Property: 1082 to 1086 Boston Post Road, Darien. Amount: $2.3 million.

Filed Jan. 2.

Bliss Pest Protection, New York City. Seller: Gemini Partners I L.L.C., Stamford. Property: 185 East Ave., Norwalk. Amount: $1.2 million. Filed Jan. 3.

Lufam Homes L.L.C., Milford.

Seller: Luky 139 L.L.C., Westport.

Property: Parcel B-2, Map 6774, Fairfield. Amount: $140,000.

Filed Jan. 9.

Mill River One L.L.C., Stamford. Seller: River House Associates L.L.C., Stamford. Property: 35 W. Broad St., Commercial Unit 1 and parking spaces 127 to 132, Stamford. Amount: $410,000.

Filed Jan. 4.

Morris Creek Yacht Club L.L.C., Portland, Maine. Seller: Cotswold L.L.C., Greenwich. Lana Lawrence, Greenwich.

Seller: Sabine H. Schoenberg and Property: 240 Sheephill Road, Robert V. Lardon, Greenwich. Greenwich. Amount: $1.1 milProperty: 15 Khakum Wood lion. Filed Jan. 3.

Road, Greenwich. Amount: $7.5 million. Filed Jan. 2.

Newtown Medical Office Two L.L.C., Westport. Seller: ACME Deep Water Bay L.L.C., Green- Realty, Scarsdale, N.Y. Property: wich. Seller: Bonita M. Copp, 168 to 170 Mount Pleasant Road, Greenwich. Property: 79 Bush Newtown. Amount: $1.05 milAve., Greenwich. Amount: $6.9 lion. Filed Dec. 19. million. Filed Dec. 31.

ECB Realty L.L.C., Newtown.

Seller: Brush Hill Road L.L.C., New Fairfield. Property: 9 Brush Hill Road, New Fairfield.

Amount: $620,000. Filed Dec. 31.

FM Investments L.L.C., Norwalk. Seller: Robin L. Hathaway, Chadds Ford, Pa. Property: 86 Main St., Norwalk. Amount: $225,000. Filed Dec. 31.

Forest Street Properties L.L.C., Southbury. Seller: 32 Forest Street L.L.C., Stonington. Property: 32 Forest St., New Canaan. Amount: $500,000. Filed Jan. 4.

Gabriel Services L.L.C., Bridgeport. Seller: LNV Corp., Bridgeport. Property: 800 Noble Ave., Bridgeport. Amount: $57,100.

Filed Jan. 7.

Gault Park L.L.C., Seller: Eileen Woodley, Westport. Property: Lot 5A, Map 2784, Westport.

Amount: $775,000. Filed Jan. 2.

Schembra, Charles, Stamford.

Seller: CT Associates for Children and Adults with Learning Disabilities Inc., Norwalk. Property: Van Zandt Place, Unit 15-5, Norwalk. Amount: $60,000. Filed Jan. 2.

Beinfield, Elizabeth, Rowayton.

The Portals L.L.C., Weston. Sell- Seller: Nan T. Haavik, Norwalk. er: Vivian Simons, Weston. Prop- Property: 6 Pennoyer St., Norerty: 100 Lords Highway, Weston. walk. Amount: $587,500. Filed Amount: $70,000. Filed Dec. 31.

Jan. 3.

Tomasko, Michael M., Seymour.

Seller: Caroline Fox, Monroe.

Property: 44 Haddon St., Unit 44, Bridgeport. Amount: $62,000.

Filed Jan. 7.

Yurman, Joan E., Redding. Seller: Bank of America N.A., Mondota Heights, Minn. Property: 45 Maple St., Unit 1C, Norwalk.

Amount: $115,500. Filed Jan. 4.

RESIDENTIAL

Rowayton One Eleven L.L.C., Rowayton. Seller: A.E. Bruggerman & Co. Inc., Fairfield. Property: 111 Rowayton Ave., Rowayton. Amount: $3.8 million. Filed Dec. 28.

191 Summer Street L.L.C., Roslyn, N.Y. Seller: 201 Summer Street Properties L.L.C., Washington, D.C. Property: 191 to 201 Summer St., Stamford. Amount: $2.1 million. Filed Dec. 31.

US Commercial Finance L.L.C., Seller: Federal National Mortgage Association, Washington, D.C. Property: 68 Orchard St., Stratford. Amount: $80,000.

Filed Jan. 3.

340 Middlesex Road L.L.C., Darien. Seller: Caryn A. Marshall, Riverside. Property: 340 Middlesex Road, Darien. Amount: $2.9 million. Filed Jan. 2.

QUIT CLAIM Bolmer, Todd L. Jr., Southbury. Seller: Flagpole Holdings L.L.C., Newtown. Property: 6 Wills Road, Newtown. Amount: $219,000. Filed Jan. 2.

Bynes, Myrna L., Norwalk. Seller: Mary Louis White, Norwalk.

Property: 15 Madison St., Unit B-3, Norwalk. Amount: $109,000.

Filed Dec. 26.

Lui, Xiangyu, Lyndhurst, N.J. Seller: Homesales Inc., JacksonIlly Westport L.L.C., Westport. ville, Fla. Property: 30 Ridgely St., Seller: Patricia and Peter Everson, Darien. Amount: $572,000. Filed Westport. Property: 1530 Post Jan. 3.

Road East, Westport. Amount: $1.1 million. Filed Dec. 28.

MacDonald, Eileen T., Greenwich. Seller: Paula A. and Bernard Lufam Homes L.L.C., Milford. Robert Fierson, Greenwich. PropSeller: Luky 139 L.L.C., Westport. erty: 1 Putnam Hill, Unit 2-D, Property: Parcel B-1, Map 6774, Greenwich. Amount: $436,000.

Fairfield. Amount: $140,000. Filed Jan. 4.

Filed Jan. 9.

Beck, Diane, New Canaan. Seller: Elizabeth K., Stuart Kirkpatrick, and Douglas Bruce Easton, New Canaan. Property: 91 Gerrish Lane, New Canaan. Amount: $1.2 million. Filed Jan. 2.

Bennett-Shephard, Marcia and Omar Shephard, Bronx, N.Y. Seller: Patricia Ann and John F. Costello, Stamford. Property: 24 Radio Place, Unit 22, Stamford.

Amount: $255,000. Filed Jan. 2.

Berndt, Daniel J., Sherman. Seller: Renita Diane Browning, Sherman. Property: 4 Shore Drive, Sherman. Amount: $560,000.

Filed Dec. 26.

Boice, Venancia B., Woodside, N.Y. Seller: Tatlyn Stone, Stamford. Property: 51 Lockwood Ave., Stamford. Amount: $430,000.

Filed Jan. 3.

Bojadzic, Erminia, Stamford.

Seller: Robert N. Yaeger, Stamford. Property: 91 Dora St., Stamford. Amount: $390,000. Filed Jan. 2.

Bologna, Lisa, San Francisco, Calif., Michael, Stamford; and Amy Bologna Kerekes, GreenAlba-Cassiano, Alicia and Luis wich. Seller: Donna Rundel, LouS. Rojas-Huertas, Stamford. isville, Ky. Property: 18 Grand St., Seller: Linda P. Taub, Norwalk. Greenwich. Amount: $375,000.

Property: 14 Ferris Ave., Unit 7, Filed Jan. 4.

Norwalk. Amount: $190,000.

Filed Dec. 31.

Bosek, Diane B. and James C., Darien. Seller: Nancy M. and Ali, Jennifer M., Stamford. George V. Zengo, Darien. PropSeller: Niraja and Madhav Srini- erty: 12 Plymouth Place, Darien. vasan, Stamford. Property: 2475 Amount: $1.5 million. Filed Jan. 2.

Summer St., Unit 1B, Stamford.

Amount: $167,500. Filed Jan. 2.

Brendsel, Teri C. and Kirby A., Oakton, Va. Seller: Tricia MartiBaiocco, Peter, Fairfield. Seller: no, Weston. Property: 12 Godfrey Arlene J. Scanlon, Westport. Road West, Weston. Amount: Property: 599 Reef Road, Fair- $745,000. Filed Dec. 31. field. Amount: $233,000. Filed Jan. 9.

Bryan, Maureen and Rene Beland, Stamford. Seller: Sheryl Baleeiro, Danielle V., Stratford. and Bruce Morrison, Stamford.

Seller: Federal National Mortgage Property: 324 Erskine Road, Association, Washington, D.C. Stamford. Amount: $1.1 million.

Property: 365 Roosevelt Ave., Filed Jan. 4.

Stratford. Amount: $75,000. Filed Jan. 2.

Cabanero, Maria Lourdes and Vincent, Cos Cob. Seller: Arleide Batcha, Joseph III, Weston. Sell- Presto, Greenwich. Property: 47 er: Eileen E. and Jack M. Kaplan, Indian Filed Road, Greenwich.

Weston. Property: 28 High Mead- Amount: $928,000. Filed Jan. 2. ows Road, Weston. Amount: $575,000. Filed Jan. 7.

18 Week of January 21, 2013 • Fairfield County Business Journal

Caldwell, Mary Pat, Stamford.

Seller: Deborah J. Bella, Stamford. Property: 9 Clorinda Court, Stamford. Amount: $455,000.

Filed Jan. 2.

Dachenhausen, Alexander, Newtown. Seller: T L T K Hampton Drive Inc., Mahopac, N.Y. Property: Lot 88 to 100, Sandy Hook. Amount: $140,000. Filed Jan. 2.

Cardinale, Christopher; Christopher Dowdy; and Brandon Vanderbeck, Bridgeport. Seller: Argos Property Management L.L.C., Property: 15 to 21 Jane St., Bridgeport. Amount: $140,000.

Filed Jan. 8.

Daigle, Descera, trustee, Norwalk. Seller: Renny D. Warren, Darien. Property: 16 Fox Hill Lane, Darien. Amount: $1.6 million. Filed Jan. 2.

Carson, Andrea E. and Daniel P. Ricciardi, New York City.

Seller: Maureen and Ronald Burnett, Sausalito, Calif. Property: 13 Hunt St., Norwalk. Amount: $675,000. Filed Dec. 28.

Carter, Amanda and Keith, Quogue, N.Y. Seller: Mary Alice Blees, New Canaan. Property: 112 N. Wilton Road, New Canaan.

Amount: $525,000. Filed Jan. 7.

Cavanagh, Kati A., Norwalk.

Seller: Linda L. Lyons, Norwalk.

Property: 71 Chestnut Hill Road, Norwalk. Amount: $338,000.

Filed Jan. 4.

Chang, Nana L., Greenwich.

Seller: Elaine D. Barden, Stamford. Property: 74 Mitchell St., Stamford. Amount: $398,000.

Filed Dec. 31.

Ciesielski, Karen Lynn and Christopher Andrew, New Fairfield. Seller: Douglas Hughes, New Fairfield. Property: 8 Lion Road, New Fairfield. Amount: $170,000. Filed Jan. 2.

Clark, Christopher J., Old Greenwich. Seller: Jane Kron, Greenwich. Property: 1465 E. Putnam Ave., Unit 610, Greenwich. Amount: $310,000. Filed Jan. 3.

Clouse, Claudia and Robert N., Norwalk. Seller: Hans A Clouse, Waterbury. Property: 12 Harvann road, Norwalk. Amount: $120,000. Filed Dec. 28.

Dasgupta, Arijit, Stamford.

Seller: Stephen W. Best, Andover, Mass. Property: 10 Ann St., Unit 307, Norwalk. Amount: $205,000.

Filed Dec. 31.

Dellapina, Dorothy M. and Leonadra A., Stamford. Seller: Sachiko Ryuzo Ogata, Stamford.

Property: 37 Tanglewood Lane, Stamford. Amount: $665,000.

Filed Dec. 31.

DeSousa, Yasmin and Christian, Stamford. Seller: Positive Properties L.L.C., New Canaan.

Property: 9 Arbor Drive, Norwalk. Amount: $299,300. Filed Dec. 31.

Dihmes, Jimmy H., Bridgeport.

Seller: The Secretary of Housing and Urban Development, Washington, D.C. Property: 297 Kent Ave., Bridgeport. Amount: $80,000. Filed Jan. 9.

Dixon, Betty J. and J. Bertrand E. Nadeau, West Fairlee, Vt. Seller: Sacia Kempenich Friedman and Etai Friedman, Fairfield.

Property: 29 Flora Blvd., Fairfield.

Amount: $562,000. Filed Jan. 9.

Dolarek II L.L.C., Fairfield. Seller: Teixeria S. Neves and Antonia Maria Lopes Neves, Bridgeport.

Property: 1258 to 1260 Park Ave., Bridgeport. Amount: $80,000.

Filed Jan. 7.

Doucette, Courtney and Whitney, Wilton. Seller: Sarah Simmons, Wilton. Property: 217 Deer Run Road, Wilton. Amount: $772,500. Filed Dec. 31.

Cooper, Charis and David, Westport. Seller: Coastal 5 Hidden Hill L.L.C., Westport. Property: 5 Hidden Hill Road, Westport. Amount: $2.8 million. Filed Jan. 2.

Dupier, Nancie A., Westport.

Seller: Kathryn and Shane Morin, Bridgeport. Property: 105 Fayerweather Terrace, Bridgeport.

Amount: $175,000. Filed Jan. 7.

Cyganovich, Thomas J., Stamford. Seller: Erika Nunez Wofsey and Harold Brent Wofsey, Darien.

Property: 8 Hearthstone Court, Stamford. Amount: $518,000.

Filed Jan. 2.

Elola, Maria Lourdes and Neil Sprackling, New Canaan. Seller: Charlotte J. and Dominic Howard, New Canaan. Property: 145 Marvin Ridge Road, New Canaan. Amount: $1.4 million. Filed Jan. 3.

on the record Farberov, Lubov and Michael, Norwalk. Seller: Albagracia Blanco, Stamford. Property: 82 Highview Ave., Unit T2, Stamford.

Amount: $155,000. Filed Jan. 4.

Gizzo, Michael, Gaylordsville.

Seller: Jodie Brandi, New Fairfield. Property: 19 Titus Mountain Road, New Fairfield. Amount: $280,000. Filed Jan. 8.

Faria, Almir, Shelton. Seller: Angela Fiorini, Monroe. Property: 38 Enid St., Apt. A, Bridgeport.

Amount: $50,000. Filed Jan. 7.

Goodew, Peggy and Peter, Rochester, Minn. Seller: 167 THR L.L.C., Ridgefield. Property: 167 Taunton Hill Road, Ridgefield.

Amount: $665,000. Filed Jan. 2.

Febres, Fernando J., Stamford.

Seller: Nirvani S. Persaud, Stam- Grove, Gery and Matthew M., ford. Property: 1233 to 1286 Hope Westport. Seller: Gina and Lee St., Unit 9, Stamford. Amount: Nelson, Westport. Property: 31 $180,000. Filed Dec. 31.

Hermit Lane, Westport. Amount: $1.5 million. Filed Jan. 3.

Finkelstein, Emily and Mark Chan, New York City. Seller: Patricia Wallace Costa and Antonio Maria Costa, Greenwich. Property: 9 Quintard Ave., Greenwich.

Amount: $2.04 million. Filed Dec. 31.

King, Allison Nicole and Charles E., New Fairfield. Seller: SMP Holdings L.L.C., New Milford. Property: 39 Bear Mountain Road, New Fairfield. Amount: $325,000. Filed Dec. 31.

Mahsin, Kawsar and Rami, Greenwich. Seller: Dana E-Yuan Liu, Greenwich. Property: 20 Church St., Unit A-22, Greenwich. Amount: $85,000. Filed Dec. 31.

Ortiz, Luis A., et al. Creditor: Countrywide Home Loans Servicing L.P., Dallas, Texas. Property: 76 Lansing Place, Bridgeport. Judgment of foreclosure has passed. Filed Jan. 8.

Cassara, Elayne, Weston. $7,948.03, in favor of Midland Funding L.L.C., San Diego, Calif., by Stephen A. Wiener, East Hartford. Property: 19 Tall Pines Drive, Weston. Filed Jan. 2.

Leavitt, Christopher, Rye, N.Y. Seller: Beverly A. Painter, Norwalk. Property: 6 Cliffview Ave., Norwalk. Amount: $405,000.

Filed Jan. 7.

McCullough, Nancy, Fairfield.

Seller: Alder Crocker, Fairfield.

Property: 10 Ocean Reef Drive, Fairfield. Amount: $410,000.

Filed Jan. 2.

Pathak, Tejas R., et al. Creditor: Wells Fargo Bank N.A., Frederick, Md. Property: 51 Schuyler Ave., Unit 9F, Stamford. Judgment of foreclosure has passed.

Filed Jan. 3.

Cherilus, Lessonn, Bridgeport. $2,683.16, in favor of Cach L.L.C., Denver, Colo., by Joseph M. Tobin, New Haven. Property: 194 to 196 Garfield Ave., Bridgeport.

Filed Jan. 8.

Robidas, Terri L. and Bryan J. Creditor: Wells Fargo Bank N.A., Frederick, Md. Property: 1 Ansonia Road, New Fairfield. Judgment of foreclosure has passed.

Filed Jan. 2.

Clarke, Odetta, Fairfleld. $4,765.20, in favor of Ray Flanagan Inc., Fairfield, by Abraham M. Hoffmann, Trumbull. Property: 166 Lancelot Drive, Fairfleld.

Filed Jan. 7.

Singleton, Timothy, et al.

Creditor: OneWest Bank F.S.B., Pasadena, Calif. Property: 78 Fairmount Ave., Bridgeport.

Judgment of foreclosure has passed. Filed Jan. 7.

Courtney, Ellen, Bethel. $3,505.36, in favor of Stamford Hospital, Stamford, by Stephen A. Wiener, East Hartford. Property: 49 Quacker Ridge Road, Bethel.

Filed Dec. 31.

Urena, Pablo J., et al. Creditor: Residential Funding Co. L.L.C., Parsipanny, N.J. Property: 37 Hackberry Hill Road, Weston.

Judgment of foreclosure has passed. Filed Jan. 3.

Cox, Judith, New Fairfield. $7,051.14, in favor of Unifund Corp., Cincinnati, Ohio, by Joseph M. Tobin, New Haven. Property: 9 Wood Creek Road, New Fairfield. Filed Jan. 7.

Will, Lisa A., et al. Creditor: OneWest Bank F.S.B., Pasadena, Calif. Property: 242 Grays Bridge Road, Brookfield. Judgment of foreclosure has passed. Filed Dec. 31.

Cross, Edward H., Bridgeport. $4,324.52, in favor of Cache L.L.C., Denver, Colo., by Joseph M. Tobin, New Haven. Property: 975 Lakeside Drive, Bridgeport.

Filed Jan. 8.

Gomez, Teresa, et al. Creditor: JUDGMENTS Aurora Loan Servicing L.L.C., Dallas, Texas. Property: 235 Woodrow Ave., Bridgeport. Judg- Butera, Helen J., Fairfield. ment of foreclosure has passed. $3,456.77, in favor of Main Street Filed Jan. 8.

Acquisition Corp., Norcross, Ga.,

by Stephen A. Wiener, East HartGreen, Theandra and Robert, ford. Property: 223 Homeland St., et al. Creditor: U.S Bank N.A., Fairfield. Filed Jan. 7.

Horsham, Pa. Property: 125 Springdale St., Bridgeport. Judg- Cabrera, Marilyn, Brookfield. ment of foreclosure has passed. $1,906.01, in favor of Danbury Filed Jan. 7.

Hospital, Danbury, by Robert L. Peat, Danbury. Property: 6 Carlisle Gullusci, Dawn M. and Michael Court, Brookfield. Filed Dec. 31.

J., et al. Creditor: Chase Home Finance L.L.C., Jacksonville, Fla. Cardona, Maria and Xavier Property: 236 Old Hawleyville Vera, Bridgeport. $16,579.93, in Road, Bethel. Judgment of fore- favor of Cavalry SPV I L.L.C., Valclosure has passed. Filed Dec. 31. halla, N.Y., by Joseph M. Tobin, New Haven. Property: 964 Wayne Morse, William S. III. Creditor: St., Bridgeport. Filed Jan. 8.

Wells Fargo Bank N.A., Frederick, Md. Property: 21 Tagan Point Road, Danbury. Judgment of foreclosure has passed. Filed Jan. 3.

Danise, Felice S., Bethel. $454.00, in favor of Danbury Orthopedic Associates of Danbury, Danbury, by Richard Terry, Hamden. Property: 96 Wooster St., Bethel. Filed Dec. 31.

Leonard, Michelle and Matthew, Norwalk. Seller: Alain J. Roy, Brookfield. Property: 97 Laurel Hill Road, Brookfield.

Amount: $185,000. Filed Jan. 2.

Guerra, David, Newtown. Seller: Andrew J. Sirois, Newtown. Prop- Levien, Diane and Michael, erty: 74 Glen Road, Newtown. Greenwich. Seller: Alyson and Amount: $275,000. Filed Dec. 21. Christopher J. Sylvester, Wilton.

Property: 138 Cedar Road, Wilton. Amount: $1.3 million. Filed Hamilton, Theresa and Tyler, Dec. 31.

Danbury. Seller: Elizabeth R. and Fogelberg, Alexandra M., Sandy Jeff Pranger, Brookfield. PropHook. Seller: Betty J. Carl, Thom- erty: Lot 8, Map 5-88, Brookfield. Liew, Powen, Fairfield. Seller: asville, N.C. Property: 9 Essex Amount: $209,000. Filed Jan. 2.

Federal National Mortgage AssoCourt, Unit 15A, Brookfield. ciation, Washington, D.C. PropAmount: $123,000. Filed Jan. 4. erty: 32 Overlook Ave., Fairfield.

Hertz, John D. and Paul E.; Amount: $173,000. Filed Jan. 3. and Robert A. and Timothy O. Frommer, Jennifer and Jeremy Wood, Norwalk. Seller: John P., Seller: Karen and Anthony Cappiello, Norwalk.

Prop- Liu, Kuei Ting and Yuan Li, W. Fodera, Newtown. Property: erty: 162 Bouton St., Norwalk. Shelton. Seller: Joy Masoff, West 45 Taunton Lake, Newtown. Amount: $160,866. Filed Jan. 4.

Palm Beach, Fla. Property: 9 Amount: $687,500. Filed Jan. 3.

Hillcrest Lane, Weston. Amount: $220,000. Filed Dec. 31.

Hester, Kylee A., Stamford.

Fuscaldo, Alana, Westport. Sell- Seller: Jennifer L. Farnell, Stamer: Dorothy M. Kiekel, Fairfield. ford. Property: 105 Columbus Liu, Weiwei and Shan Yang, Property: 254 Lucille St., Fairfield. Place, Unit 5, Stamford. Amount: Stamford. Seller: Federal National Amount: $380,000. Filed Jan. 3.

Mortgage Association, Washing$13,727. Filed Jan. 3. ton, D.C. Property: 2700 Bedford St., Unit T, Stamford. Amount: Fusco, Heather R., trustee, New Hirsch, Diane and Gary, Old $324,900. Filed Jan. 3.

Canaan. Seller: Jeanette E. Wag- Greenwich. Seller: Ottavio Gregner, Darien. Property: 21 Oak ory Mallozi Jr., Old Greenwich.

Shade Ave., Darien. Amount: Property: 10 Heusted Drive, Old Loukili, Abdellilah, Stratford. $525,000. Filed Dec. 31.

Greenwich. Amount: $785,000. Seller: Wanda J. and Michael Parise, Stratford. Property: 18 Filed Dec. 31.

Lenox Ave., Stratford. Amount: Gaita, Mary Ann, Stamford. $120,000. Filed Jan. 3.

Seller: Lisa and Christopher K. Horgan, Karen and Michael Capone, Stamford. Property: David, Old Greenwich. Seller: 5A Columbus Place, Stamford. Roberta B. Mosher, Old Green- Lusebrink, Laura D., Stratford.

Amount: $609,000. Filed Jan. 3. wich. Property: 36 Forest Ave., Seller: Athena Constantine, StratOld Greenwich. Amount: $1.4 ford. Property: 190 Glen Drive, Stratford. Amount: $235,000. million. Filed Jan. 4.

Gega, David, Bridgeport. Seller: Filed Jan. 3.

Federal National Mortgage Association, Washington, D.C. Prop- Isabella-Valenzi, Elisa, Norerty: 335 to 337 Pearl Harbor St., walk. Seller: Caroline B. Corrado, Magnus, Janice and Joseph A., Bridgeport. Amount: $91,000. Norwalk. Property: 348 Flax New Canaan. Seller: Laurence S. Filed Jan. 8.

Hill Road, Norwalk. Amount: Wooster, New Canaan. Property: 264 Hawks Hill Road, New Ca$309,000. Filed Dec. 31. naan. Amount: $1.9 million. Filed Gehb, Janel and Michael, WestDec. 31. port. Seller: Leathem S. Stearn, Kaeser Construction Co., Westport. Property: 37 Ferry Weston. Seller: Richard L. Rose, Lane East, Westport. Amount: $2 New Canaan. Property: Lot. 113 Mahsin, Kawsar and Rami, million. Filed Jan. 4.

Wahackme Road, New Canaan. Greenwich. Seller: Norman TienAmount: $665,000. Filed Dec. 31. lee Liu, Greenwich. Property: 20 Church St., Unit A-22, Greenwich. Amount: $290,000. Filed Dec. 31.

This week’s Records Section contains 65 Residential Deeds on Westfaironline.com through our membership program.

FORECLOSURES Bell, Danielle Denise. Creditor: CitiMortgage, Inc., O’Fallon, Mo. Property: 55 Mill Plain Road, Danbury. Judgment of foreclosure has passed. Filed Dec. 26.

Demattia, Ronald V., et al.

Creditor: Astoria Federal Savings & Loan Association, Mineola, N.Y. Property: Astoria Federal Savings, 50 Woods End Road, Fairfield. Judgment of foreclosure has passed. Filed Jan. 8.

Davis, Bobbie J., Stamford. $1,833.50, in favor of Capital One N.A., Richmond Va., by Stephen A. Wiener, East Hartford. Property: 48 Dora St., Apt. 2B, Stamford.

Filed Dec. 31.

Dimbo, Charles R., Bridgeport. $5,518.69, in favor of Capital One N.A., Richmond Va., by Stephen A. Wiener, East Hartford. Property: 190 Judson Place, Bridgeport.

Filed Jan. 8.

Dunne, Doreen, New Fairfield. $1,986.09, in favor of Danbury Hospital, Danbury, by Robert L. Peat, Danbury. Property: 14 Inglenook Road, New Fairflield.

Filed Dec. 31.

THE RECORDS SECTION IS NOW AVAILABLE BY DIGITAL SUBSCRIPTION. Go to westfaironline.com/buy/records-section/ for more information and to view a sample.

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of January 21, 2013 19

on the record Eaddy, Grace A., Bridgeport. $4,126.25, in favor of Cavalry SPV I L.L.C., Valhalla, N.Y., by Joseph M. Tobin, New Haven. Property: 61 Woodmont Ave., Bridgeport.

Filed Jan. 8.

Ebert, Jane J. and John C., et al., Stratford. $23,998.04, in favor of The United Illuminating Co., New Haven, by Nair & Levin P.C., Bloomfield. Property: 95 Dover St., Stratford. Filed Jan. 2.

Hussey, Linda, Westport. $924, in favor of Danbury Hospital, Danbury, by Robert L. Peat, Danbury. Property: 6 Edgemart Hill Road, Westport. Filed Jan. 2.

Icart, Sheila, Bridgeport. $4,173.50, in favor of Sterling Jewelers, Inc., d.b.a. Kay Jewelers, Akron, Ohio, by Sara M. Gould, Stamford. Property: 95 Rose St., Bridgeport. Filed Jan. 9.

Oconnor, Andra F., Bethel. $1,412.06, in favor of Capital One N.A., Richmond Va., by Stephen A. Wiener, East Hartford. Property: 64 Wolfpit Road, Bethel. Filed Dec. 31.

Stewart, Ellen, Fairfleld. $13,644.29, in favor of The United Illuminating Co., New Haven, by Nair & Levin P.C., Bloomfield.

Property: 371 Fairfield Woods Road, Fairfield. Filed Jan. 8.

Payuk, Tammy, Brookfield. $7,250.31, in favor of Midland Funding L.L.C., San Diego, Calif.,

by Stephen A. Wiener, East Hartford. Property: 158 Long Meadow Hill Road, Brookfield. Filed Jan. 7.

Strub, Tracy A., Darien. $36,742.38, in favor of Cavalry SPV I L.L.C., Valhalla, N.Y., by Joseph M. Tobin, New Haven.

Property: 1 Devon Road, Darien.

Filed Jan. 7.

LIENS

FEDERAL TAX LIENSRELEASED Carter-Galvin, Sheree L. and Rafael Gal, 344 Rowayton Ave., Norwalk. $28,428.22, tax debt on income earned. Filed Dec. 31.

Hollerbach, Raymond P., Norwalk. Filed by RW Remodeling Services L.L.C., Norwalk, by Robert Weber. Property: 33 County St., Norwalk. Amount: $2,518.00.

Filed Jan. 4.

James Dabio d.b.a. Manero’s Gourmet Alley, New Canaan.

Filed by Juan Franco, Norwalk by Cohen and Wolf P.C., Danbury.

Property: 17 Elm St., New Canaan. Amount: $5,800.00. Filed Jan. 4.

Datin Brothers Inc., 10 Fieldstone Drive, Newtown. $24,647.02, corporate income tax Norwalk Alfproperties L.L.C., return and payroll taxes. Filed Norwalk. Filed by PHM Services Dec. 28.

L.L.C., Clermont, Fla., by Carlos Velasquez. Property: 73 Strawberry Hill Ave., Norwalk. Amount: J & N Bischof Hardwood Floor- $48,200.00. Filed Jan. 3. ing L.L.C., 4 Sand Cut Road, Langston, Nicole and Paul E., Feldman, Gail, Bridgeport. Bridgeport. $16,192.22, in favor Popovici, Corneliu, Wilton. Vega De Torres, Providencia, Suite 3, Brookfield. $3,380.00, $2,119.50, in favor of Unifund of The United Illuminating Co., $15,199.73, in favor of FIA Card Bridgeport. $1,317.28, in favor of payroll taxes. Filed Dec. 31.

Seaside Partners L.L.C. and Corp., Cincinnati, Ohio, by Jo- New Haven, by Thomas J. San- Services, N.A., Newark, Del., by Sterling Jewelers Inc., d.b.a. Kay Lynn Morse, Danbury. Filed by seph M. Tobin, New Haven. sone, New Haven. Property: 1149 Benjamin P. Mann, Enfield. Prop- Jewelers, Akron, Ohio, by Sara M. Hector Rivera. Property: 214 SeaProperty: 515 W. McKinley Ave., Central Ave., Bridgeport. Filed erty: 159 Spectacle Lane, Wilton. Gould, Stamford. Property: 220 Krantz, Wendy and Steven side Ave., Unit 3 and 4, Stamford.

Bridgeport. Filed Jan. 8.

Dover St., Bridgeport. Filed Jan. 9. Valji, 30 Point-O-Woods Road, Amount: $4,560. Filed Jan. 2.

Jan. 9.

Filed Jan. 7.

Darien. $204,323.33, tax debt on income earned. Filed Dec. 31.

Fisher, Thomas Francis Jr., Lima, Maria, Bethel. $969.90, in Preisick, Russell, Fairfleld. Vesely, Timothy, Brookfield.

MECHANIC’S LIENSBrookfield. $1,051.70, in favor of favor of Danbury Hospital, Dan- $43,000, in favor of FIA Card Ser- $607.79, in favor of Danbury Danbury Hospital, Danbury, by bury, by Robert L. Peat, Danbury. vices, N.A., Newark, Del., by Jo- Hospital, Danbury, by Robert Little, Lawrence B., 25 Chapel RELEASED Stephen A. Wiener, East Hartford. Property: 8 Grace Court, Bethel. seph M. Tobin, New Haven. Prop- L. Peat, Danbury. Property: 202 St., Apt. A3, Norwalk. $7,428.54, Property: 2 Arbor Drive, Brook- Filed Jan. 2. erty: 43 Longfellow Ave., Fairfleld. Whisconier Road, Brookfield. tax debt on income earned. Filed Dec. 31.

Bridgeport Roman Catholic field. Filed Jan. 7.

Filed Dec. 31.

Filed Jan. 7.

Diocesan Corp. and Sacred Lopez, Teresa, Bridgeport.

Hearty University Inc., FairManca, Lisa A. and Keith, 7 Gerardi, Frank V., Bridgeport. $10,867.60, in favor of FIA Card Richards, Pauline E., Stamford. Zilbershteyn, Kathleen, Brookfield. Filed by Mohican Valley $13,370.73, in favor of Bridgeport Services, N.A., Newark, Del., by $247, in favor of Capital One N.A., field. $5,285.15, in favor of Capi- Wentworth Drive, Newtown. Corp., Fairfield, by Donna Sedg$30,915.42, tax debt on income Fire Department Employees Fed- Benjamin P. Mann, Enfield. Prop- Richmond Va., by Stephen A. tal One N.A., Richmond, Va., by wick. Property: 5151 Park Ave., eral Credit Union, Bridgeport, by erty: 505 Lincoln Ave., Unit 505, Wiener, East Hartford. Property: Stephen A. Wiener, East Hartford. earned. Filed Jan. 2.

Fairfield. Amount: $19,624. Filed Edward Krasnow, Bridgeport, 266 Bridgeport. Filed Jan. 8.

22 Vernon Place, Stamford. Filed Property: 6 Tead Road, BrookJan. 2.

Red Oak Road, Bridgeport. Filed field. Filed Jan. 2.

Dec. 31.

Rhodas, Pauline L. and Donald Jan. 8.

L., 27 Green Acre Lane, Westport.

Lydner, Cheryl, Bridgeport. $5,171.26, in favor of New Eng- Rowan, Patricia A., New Fair- Zschunke, Michael, Brookfield. $171,261.92, tax debt on income MUNICIPAL Gotch, Lewis R., Newtown. land Acquisition L.L.C., Plym- field. $196.61, in favor of Danbury $1,209.75, in favor of Western earned. Filed Jan. 3.

REMEDIATION LIENS $4,880.66, in favor of G&G Bev- outh Meeting, Pa., by Sara M. Orthopedic Associates of Dan- Connecticut Medical Group, erage Distributors Inc., Yalesville, Gould, Stamford. Property: 361 bury, Danbury, by Richard Terry, Danbury, by Robert L. Peat, Dan- Selinger, Sean, 30 Spoonwood

by Myra L. Graubard, Stamford. Funston Ave., Bridgeport. Filed Hamden. Property: 16 Linda bury. Property: 66 N. Mountain Road, Wilton. $16,284.72, tax Casseus, Marie E. and AntoProperty: 18 Bridge Farm Lane, Jan. 9.

Lane, New Fairfield. Filed Dec. 31. Road, Brookfield. Filed Dec. 31. debt on income earned. Filed nio, Stamford. $2,250.00, for the city of Stamford. Property: 265 Newtown. Filed Dec. 26.

Jan. 7.

Greenwich Ave., Stamford. Blight Martone, David, Brookfield. Sezer Kadir, Bridgeport. lien. Filed Jan. 3.

LEASES Haddock, Jorge L., Bridge- $664.47, in favor of Danbury Or- $6,812.44, in favor of Equable Turnbull, James G., 3 Hubbard port. $6,297.51, in favor of Cach thopedic Associates of Danbury, Ascent Financial L.L.C., NorthRoad, Fairfield. $31,628.01, tax L.L.C., Denver, Colo., by Joseph Danbury, by Richard Terry, Ham- brook, Ill., by Sara M. Gould, MISH MOSH L.L.C., by Albert debt on income earned. Filed Huertas, Felipe, Bridgeport. $5,934.39, Aquarion Water Co. of M. Tobin, New Haven. Property: den. Property: 4 Ashleigh Lane, Stamford. Property: 229 Sunrise Alexander. Landlord: Babylon Jan. 9.

Connecticut, Monroe. Property: 206 George St., Bridgeport. Filed Brookfield. Filed Dec. 31.

Terrace, Bridgeport. Filed Jan. 8.

Family L.L.C. Property: 1034 2190 Bridgeport Ave., Bridgeport.

Jan. 8.

Long Ridge Road, Stamford.

Turnbull, James G., 3 Hubbard Water lien. Filed Jan. 8.

Term: six years, commencing Jan. Nicholson, Tyrell, Newtown. Snook, David, Bethel. $444.89, Road, Fairfield. $15,101.17, tax Havey, Lisa and David, Fairfleld. $594.90, in favor of Danbury in favor of Danbury Hospital, 3, 2013. Filed Jan. 4. debt on income earned. Filed Lopez, Carmen and Pedro $15,564.47, in favor of The United Hospital, Danbury, by Robert L. Bethel, by Stephen A. Wiener, Jan. 9.

Rojas, Bridgeport. $5,269.44, Illuminating Co., New Haven, by Peat, Danbury. Property: 67 Wal- East Hartford . Property: 3 Grove Sovereign Financial Group Aquarion Water Co. of ConNair & Levin P.C., Bloomfield. nut Tree Hill Road, Newtown. Place, Bethel. Filed Dec. 31.

Inc., by Charles L. Failla. Landnecticut, Monroe. Property: 97 to Property: 216 Longview Ave., Filed Jan. 2. lord: Mill River One L.L.C. Prop99 Willow St., Bridgeport. Water Fairfleld. Filed Jan. 8. erty: 35 W. Broad St., Commercial Spinelli, Linda C. and Dennis lien. Filed Jan. 8.

MECHANIC’S LIENSO’Sullivan, Leann, Fairfleld. J., Bridgeport. $8,808.87, in favor Unit 1, Stamford. Term: 20 years, commencing Jan. 3, 2013.

Filed FILED Huedepohl, Katherine, Bethel. $16,922.22, in favor of American of The United Illuminating Co., Skiendziel, Krzysztof, Stam$949.69, in favor of Danbury Express Bank F.S.B., New York New Haven, by Nair & Levin P.C., Jan. 4. ford. $2,250.00, for the city of Emergency Services, Danbury, by City, by Sara M. Gould, Stamford. Bloomfield. Property: 114 Rose Hirschfield, Caroline M., Stamford. Property: 125 High Robert L. Peat, Danbury. Proper- Property: 920 Burr St., Fairfleld. St., Unit 116, Bridgeport. Filed Greenwich. Filed by Paramount Clear Drive, Stamford. Blight lien. ty: 69 Codfish Hill Road, Bethel. Filed Jan. 7.

Jan. 8.

Stone Co. Inc., Stamford, by Filed Jan. 3.

Filed Jan. 2.

Carlo Vona Jr. Property: 400 N. Maple Ave., Greenwich. Amount: $16,774.17. Filed Jan. 3.

Wolfkelly, Mortimer R., Bridgeport. $4,331.03, Aquarion Water Co. of Connecticut, Monroe.

Property: 500 to 502 Seaview Ave., Bridgeport. Water lien. Filed Jan. 8.

Fanciulli, Alicia and Paul F. IV, et al., Stratford. $29,026.76, in favor of The United Illuminating Co., New Haven, by Nair & Levin P.C., Bloomfield. Property: 171 Victory St., Stratford. Filed Jan. 2.

Jain, Neal K., Fairfleld. $34,320.62, in favor of Credit One L.L.C., Metaire, La., by Joseph M. Tobin, New Haven.

Property: 95 Sawyer Road, Fairfleld. Filed Jan. 7.

Persampieri, Josephine, Stamford. $2,420.09, in favor of Capital One N.A., Richmond, Va., by Stephen A. Wiener, East Hartford.

Property: 27 Charles St., Stamford. Filed Dec. 31.

20 Week of January 21, 2013 • Fairfield County Business Journal

Suarez, Federico R., Bethel. $14,561.05, in favor of Capital One N.A., Richmond Va., by Stephen A. Wiener, East Hartford .

Property: 4 Golden Hill St., Bethel. Filed Dec. 31.

on the record Wright, Elaine, Bridgeport. $2,800.37, Aquarion Water Co. of Connecticut, Monroe. Property: 644 to 646 Maple St., Bridgeport.

Water lien. Filed Jan. 8.

LIS PENDENS Adams, James L., et al., Stamford. Filed by William W. Ward, Stamford, for Stamford Water Pollution Control Authority, Stamford. Property: 779 Atlantic St., Stamford. Action: to foreclose on a sewer use lien. Filed Jan. 4.

Agard, Wayne, et al., Norwalk.

Filed by Leanne M. Larson, Portland, for Highpoint Association Inc., Norwalk. Property: 187 Flaxhill Road, Unit B-2, Norwalk.

Action: to foreclose a lien held by the plaintiff, against real property.

Filed Dec. 27.

Beaujor, Wilhelm, et al., Norwalk. Filed by Karen J. Lucien, Hartford, for Connecticut Housing Financial Authority, Bridgeport. Property: 4 Imperial Drive, Norwalk. Action: to foreclose a delinquent mortgage in the original principal amount of $171,000, dated March 1998. Filed Jan. 2.

Bruno, Carmella, et al., Stamford. Filed by William W. Ward, Stamford, for Stamford Water Pollution Control Authority, Stamford. Property: 831 Cove Road, Stamford. Action: to foreclose on a sewer use lien. Filed Jan. 4.

Burr, Gail D. and Alan C., et al., Norwalk. Filed by Karen J. Lucien, Hartford, for Citimortgage Inc., O’Fallon, Mo. Property: 22 Summitt Ave., Norwalk. Action: to foreclose a delinquent mortgage in the original principal amount of $30,000, dated December 2006.

Filed Jan. 2.

Alam, Mohammed, Stamford.

Filed by William W. Ward, Stamford, for Stamford Water Pollution Control Authority, Stamford.

Property: 37 Wilson St., Stam- Cadiete, Amy Lynn aka Amy ford. Action: to foreclose on a Lynn Mealty, Norwalk. Filed by Erik Loftus, East Hartford, for sewer use lien. Filed Jan. 2.

Citimortgage Inc., O’Fallon, Mo. Property: 52 Walter Ave., NorAntonik, Dale E. and Paul J., walk. Action: to foreclose a deGreenwich. Filed by Jo-Ann Sen- linquent mortgage in the original sale, Farmington, for JPMorgan principal amount of $362,154, Chase Bank N.A., Columbus, dated December 2008. Filed Jan. 2.

Ohio. Property: 1151 King St., Greenwich. Action: to foreclose a delinquent mortgage in the Cardenas, Juana and Julio, et original principal amount of al., Stamford. Filed by William $300,700, dated September 2002. W. Ward, Stamford, for Stamford Water Pollution Control AuthorFiled Jan. 4. ity, Stamford. Property: 556 Glenbrook Road, Stamford. Action: to Avery, Rosemarie and Vincent foreclose on a sewer-use lien. Filed Pocograno, et al., Stamford. Jan. 4.

Filed by Mario Arena, Hartford, for OneWest Bank F.S.B., Pasadena, Calif. Property: 33 Green- Cartagnes, Darialva C. and leaf Road, Stamford. Action: to Wanderley A. Matos, Fairfield. foreclose a delinquent mortgage Filed by Jeffrey M. Knickerboxer, in the original principal amount Hartford, for The Bank of New of $775,262, dated October 2009. York Mellon, trustee, New York City. Property: 401 Reid St., FairFiled Jan. 2. field. Action: to foreclose a delinquent mortgage in the original Baldasare, Suzanne aka Su- principal amount of $420,000, zanne Krolides, Fairfield. Filed dated August 2002. Filed Jan. 4.

by Kristen Boyle, Hartford, for The Bank of New York Mellon, trustee, New York City. Property: Cisero, Ruth, Bridgeport, for 128 Stonybrook Road, Fairfield. Cartright Condominium AssoAction: to foreclose a delinquent ciation Inc., Bridgeport. Property: mortgage in the original principal 25 Cartright St., Unit 5G, Bridgeamount of $700,000, dated March port. Action: to foreclose on unpaid common charges and assess2006. Filed Jan. 2. ments. Filed Jan. 9.

Clark, Elyse L., Newtown. Filed

by Kristen Boyle, Hartford, for The Bank of New York Mellon, trustee, New York City. Property: 4 Glenmore Drive, Newtown.

Action: to foreclose a delinquent mortgage, dated April 2006. Filed Jan. 2.

Conner, Richard, et al., New Canaan. Filed by Simon Sumberg, Norwalk, for Oenoke Association Inc., New Canaan. Property: 83 Heritage Hill Road, Unit 83B, New Canaan. Action: to foreclose a lien held by the plaintiff, against real property. Filed Jan. 3.

Coppola, Angelo, et al., Norwalk. Filed by Jeffrey M. Knickerboxer, Hartford, for OneWest Bank F.S.B., Pasadena, Calif.

Property: 107 George Ave., Norwalk. Action: to foreclose a delinquent mortgage in the original principal amount of $544,185, dated March 2007. Filed Jan. 2.

Costa, Samantha and Graziano, et al., Bridgeport. Filed by Anna Gersham, Armonk, N.Y., for U.S Bank N.A., trustee, Salt Lake City, Utah. Property: 41 Roger Williams Road, Bridgeport. Action: to foreclose a delinquent mortgage in the original principal amount of $136,000, dated August 2006. Filed Jan. 6.

Crawford, Anne P. and Gregory R., et al., Stamford. Filed by Kristen Boyle, Hartford, for E*Trade Bank, Arlington, Va. Property: Stamford. Action: to foreclose a delinquent mortgage in the original principal amount of $205,500, dated May 2006. Filed Jan. 2.

Czebiniak, Ronald, Norwalk.

Filed by Jason E. Brooks, Stamford, for Self Reliance NY Federal Credit Union, New York City.

Property: 2 Sniffen St., Norwalk.

Action: to foreclose a delinquent mortgage in the original principal amount of $325,000, dated October 2007. Filed Dec. 31.

Danishmend, Shirin P. and Peter L. Ferdinand, et al., Weston.

Filed by Mario Arena, Hartford, for Bank of America N.A., Charlotte, N.C. Property: 32 Calvin Road, Weston. Action: to foreclose a delinquent mortgage in the original principal amount of $580,000, dated February 2006.

Filed Dec. 27.

Diaz, Reberta A. and Jose E., Bridgeport. Filed by Mario Arena, Hartford, for U.S Bank N.A., trustee, Salt Lake City, Utah. Property: 201 Norman St., Bridgeport. Action: to foreclose a delinquent mortgage in the original principal amount of $275,500, dated June 2005. Filed Jan. 9.

Hidalgo, Julio and Alexandra, et al., Stamford. Filed by Kristen Boyle, Hartford, for HSBC Bank USA N.A., Buffalo, N.Y. Property: 104 Lafayette St., Stamford.

Action: to foreclose a delinquent mortgage in the original principal amount of $541,500, dated April 2007. Filed Jan. 4.

Latulipe, Douglas Jr., et al., New Fairfield. Filed by Amanda Tiernan, West Warwick, R.I, for Nationstar Mortgage L.L.C., Lewisville, Texas. Property: 13 Rita Drive, New Fairfield. Action: to foreclose a delinquent mortgage in the original principal amount of $408,000, dated June 2005.

Filed Dec. 31.

Donnelly, Kathleen, et al., Bridgeport. Filed by John J. Ribas, Bridgeport, for Coachlight Square Association of Bridgeport Inc., Bridgeport. Property: 333 Vincellette St., Unit 94, Bridgeport. Action: to foreclose a statutory lien on this unit. Filed Jan. 8.

Johnston, Deborah T., Judith L., Marian M. and Lewis G., Fairfield. Filed by Karen J. Lucien, Hartford, for Citifinancial Inc., Stratford. Property: 113 Sawyer Road, Fairfield. Action: to foreclose a delinquent mortgage in the original principal amount of $102,045, dated October 2003.

Filed Jan. 9.

Lauture, Jean R., Frantz and Sean P., et al., Stamford. Filed by William W. Ward, Stamford, for Stamford Water Pollution Control Authority, Stamford. Property: 33 Lincoln Ave., Stamford.

Action: to foreclose on a seweruse lien. Filed Jan. 2.

Eckel, Laura H. and Edwin S., et al., Stratford. Filed by Karen J. Lucien, Hartford, for Suntrust Mortgage Inc., Richmond, Va. Property: 149 Ravencrest Drive, Stratford. Action: to foreclose a delinquent mortgage, dated May 2010. Filed Jan. 2.

Flores, Cleotilde and Diana Donahue, et al., Stamford. Filed by William W. Ward, Stamford, for Stamford Water Pollution Control Authority, Stamford. Property: 80 Colonial Road, Stamford.

Action: to foreclose on a sewer use lien. Filed Jan. 4.

Fox, S. Blanche, et al., Brookfield. Filed by Karen J. Lucien, Hartford, for Wells Fargo Bank N.A., Frederick, Md. Property: 16 Bristol Path, Brookfield. Action: to foreclose a delinquent mortgage in the original principal amount of $435,000, dated October 2005. Filed Jan. 3.

Fraser, Candace and John M., Fairfield. Filed by Paul Lewis Otzel, Milford, for Milford Bank, Milford. Property: 138 Evergreen Hill Road, Fairfield. Action: to foreclose a delinquent mortgage in the original principal amount of $350,000, dated March 2006.

Filed Jan. 9.

Goncalves, Maria C. and Joseph D., et al., Bridgeport. Filed by George P. D’Amico, Bridgeport, for Miller, Rosnick, D’Amico, August and Butler P.C., Bridgeport and Landmark Homes Inc., Fairfield. Property: 41 Rossinoff Place, Bridgeport. Action: to foreclose a delinquent mortgage in the original principal amount of $20,000, dated May 2010. Filed Jan. 7.

Jones-Bruno, Jodi, Newtown.

Filed by Adrienne Roach, Hartford, for Green Tree Servicing L.L.C., Rapid City, S.D. Property: 12 Timbermill Road, Newtown.

Action: to foreclose a delinquent mortgage dated June 2006. Filed Jan. 2.

Jones, Cuthbert A., et al., Stamford. Filed by William W. Ward, Stamford, for Second Fairlawn Condominium Association Inc., Stamford. Property: 200 Seaton Road, Unit 2, Stamford. Action: to foreclose a lien held by the plaintiff, against real property.

Filed Jan. 2.

JP Morgan Chase Bank N.A., Stamford. Filed by William W. Ward, Stamford, for Stamford Water Pollution Control Authority, Stamford. Property: 125 Lafayette St., Stamford. Action: to foreclose on a sewer use lien. Filed Jan. 4.

Lara, Jose Luis, et al., Bridgeport. Filed by Adrienne Roach, Hartford, for U.S Bank N.A., trustee, Salt Lake City, Utah.

Property: 738 to 740 Grand St., Bridgeport. Action: to foreclose a delinquent mortgage in the original principal amount of $225,000, dated April 2005. Filed Jan. 8.

Lee, Chin Huang and Huang Man-Lei, Newtown. Filed by Randall J. Carreirra, Bridgewater, for Total Comfort Inc. Property: 95B Walnut Tree Hill Road, Newtown. Action: to foreclose on a mechanic’s lien. Filed Dec. 26.

Martinoli, Valentina and Louis J. Jr., Stamford. Filed by Karen J. Lucien, Hartford, for HSBC Mortgage Services Inc., Fort Mill, S.C. Property: 130 Toms Road, Stamford. Action: to foreclose a delinquent mortgage in the original principal amount of $440,000, dated November 2005.

Filed Jan. 4.

Mason, Mark, et al., Redding.

Filed by Adrienne Roach, Hartford, for OneWest Bank F.S.B., Pasadena, Calif. Property: 423 Newtown Turnpike, Redding.

Action: to foreclose a delinquent mortgage in the original principal amount of $544,185, dated December 2006. Filed Jan. 2.

Minor, Deborah D. and Timothy L., et al., Bridgeport. Filed

by Loren M. Bisberg, Farmington, for Connecticut Housing Financial Authority, Bridgeport.

Property: 312 Cambridge St., Bridgeport. Action: to foreclose a delinquent mortgage in the original principal amount of $246,500, dated August 2004. Filed Jan. 8.

Mitchell, Angela R., Norwalk.

Filed by Loren M. Bisberg, Farmington, for Citibank N.A., Sioux Falls S.D. Property: 18 Donohue Drive, Norwalk. Action: to foreclose a delinquent mortgage in the original principal amount of $412,000, dated September 2006.

Filed Dec. 27.

THE RECORDS SECTION IS NOW AVAILABLE BY DIGITAL SUBSCRIPTION. Go to westfaironline.com/buy/records-section/ for more information and to view a sample.

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of January 21, 2013 21

on the record Morris, Suzanne and Paul F., et al., Redding. Filed by Jeffrey M. Knickerboxer, Hartford, for U.S Bank N.A., trustee, Salt Lake City, Utah. Property: 8 Fire Hill Road, Redding. Action: to foreclose a delinquent mortgage in the original principal amount of $484,000, dated October 2004. Filed Jan. 2.

This week’s Records Section contains 22 more Lis Pendens on Westfaironline.com through our membership program.

MERGERS R.T. Vanderbilt Co. Inc. has merged with Vanderbilt Minerals L.L.C., with the surviving entity known as Vanderbilt Minerals L.L.C., effective Jan. 1, 2013. Address: 31 Taylor Ave., Bethel. Filed Jan. 3.

MORTGAGES 967 Post Road Associates L.L.C., Norwalk, by James T. Cain. Lender: Fairfield County Bank, Ridgefield. Property: 197 Main St., Norwalk. Amount: $250,000. Filed Jan. 2.

Maple Oak Reserve L.L.C., Stratford, by Anthony H. Salce Jr. Lender: Prime Bank, Orange. Property: Maple Oak Reserve Condominiums, Stratford.

Amount: $400,000. Filed Jan. 2.

Seir Hill Partners L.L.C., Simsbury, by Molly Carpenter. Lender: Webster Bank, New Britain. Property: 25 Seir Hill Road, Norwalk.

Amount: $600,000. Filed Jan. 2.

SLC 23 Seaview L.L.C., Stamford, by Salvatore L. Carrara.

Lender: First County Bank, Stamford. Property: 23 Seaview Ave., Stamford. Amount: $80,000.

Filed Jan. 3.

NEW BUSINESSES

Amazing Home Maintenance and Landscaping, 24 Glenwood Ave., Apt. 3, Norwalk 06854, c/o Julio Pena. Filed Jan. 2.

A & J Home Builders, 14 Barnum Ave., Norwalk 06851, c/o Angie Diamond Cleaning, 13 Matthew Pressley. Filed Jan. 3.

Elm St., Apt. 2, Norwalk 06850, c/o Maria Patino and Angela VaA.P.H. Propane, 15 South St., lencia. Filed Jan. 2.

Norwalk 06854, c/o Yadhira and Richard Astacio. Filed Jan. 7.

Aponte Properties Inc., 150 Acton Road, Bridgeport 06606, c/o A&R Accounting Services, 215 Brenda Aponte. Filed Jan. 8.

Doreen Drive, Bridgeport 06604, c/o Anton S. Ricketts. Filed Jan. 8.

Argyle Executive Frum, 40 Richards Ave., Norwalk 06854, ADKT Enterprise, 5 Howard c/o Kelsea Crockett. Filed Jan. 2.

Court, Bridgeport 06605, c/o Alicea Duncan and Duwayne Banfield Pet Hospital No. 1867, Thompson. Filed Jan. 7.

288 West Ave., Stamford 06902, c/o A Caring Doctor and Jeffrey Affordable Handyman L.L.C., Klausner DVM. Filed Jan. 7.

18 Pleasant St., Cos Cob 06807, c/o Jobson P. Christomo Jr. and Blaze Marketing Group, 100 Alan Faria. Filed Dec. 28.

Mill Plain Road, Brookfield 06804, c/o Justin Billingsley. Filed Alchemy Incense, 42 Lake Av- Dec. 31. enue Extension, Danbury 06810, c/o Chris Francis. Filed Jan. 2.

Bradenberg Consulting, 7 Woodland Drive, No. 1, Greenwich 06830, c/o Aaron Bradenberg. Filed Dec. 21.

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22 Week of January 21, 2013 • Fairfield County Business Journal

D & R Associates, 1234 Summer St., Stamford 06905, c/o D & R Associates Inc. of Connecticut.

Filed Jan. 7.

PATENTS

EMA Auto Inc., 495 Hawley Ave., Bridgeport 06606, c/o Fatima Kassab. Filed Jan. 7.

Ink-jet inks containing nanodiamond black colorants.

Patent no. 8,348,409 issued to Jin Wu, Webster, N.Y. Assigned to Xerox Corp., Norwalk.

Digital printing control using a spectrophotometer. Patent D’Exposito and Partners, no. 8,351,081 issued to Jack El535 Connecticut Ave., Norwalk liot, Penfield, N.Y.; Lalit Mes06854, c/o Kelsea Crockett. Filed tha, Fairport, N.Y.; Peter Paul, Jan. 2.

Webster, N.Y.; David C. Craig, Pittsford, N.Y.; Brian Conrow, Webster, N.Y.; and Christine Daury Rodriguez Moving Ser- Steurrys, Williamson, N.Y. Asvice, 17 Mallory St., Danbury signed to Xerox Corp., Norwalk.

06811, c/o Danny Rodriguez.

Filed Jan. 7.

Enhancing superoleophobicity and reducing adhesion Double R. Design, 1395 Lymann through multiscale roughLane, Fairfield 06824, c/o Richard ness by ALD/CVD technique Rossiter. Filed Jan. 2. in inkjet application. Patent no. 8,348,390 issued to KockYee Law, Penfield, N.Y.; and EC Wear L.L.C., 15 Horseshoe Hong Zhao, Webster, N.Y. AsRoad, Cos Cob 06807, c/o Marija signed to Xerox Corp., Norwalk.

Mikajczak. Filed Jan. 2.

Empire Residential L.L.C. d.b.a.

Bridgeport Apartments, 930 Norman St., Apt. 13A, Bridgeport 06605, c/o James Hefferman.

Filed Jan. 8.

Least squares-based coherent multipage analysis of printer banding for diagnostics and compensation. Patent no.

8,351,080 issued to Palghat RaBridgeport Overhead Door GHS Girls Ice Hockey, 8 Berge mesh, Pittsford, N.Y.; and PeL.L.C., 189 Park St., Bridgeport St., Cos Cob 06807, c/o Kathleen ter Paul, Webster, N.Y. Assigned to Xerox Corp., Norwalk.

06608, c/o Yajaira Rivera. Filed Bacon. Filed Dec. 26.

Jan. 7.

Gigio Express Transporta- Liquid ink delivery system, inBright Like a Diamond, 1222 tion L.L.C., 11 Maple St., Darien cluding a flow restrictor that Park Ave., Bridgeport 06604, c/o 06820, c/o Jose Alvarez. Filed resists air bubble formation in a liquid-ink reservoir. Patent April and Tamika Alston. Filed Dec. 27. no. 8,348,406 issued to Daniel Jan. 8.

Park, West Linn, Ore. Assigned Glen Hill Center, 1 Glen Hill to Xerox Corp., Norwalk.

Brookfield Piano Co., 1 Dairy Road, Danbury 06810, c/o HaFarm Drive, Brookfield 06804, borside Danbury L.P. Filed Jan. 2.

Moire-free color halftoning c/o William Ticehurst. Filed methods, apparatus and sysJan. 4.

Hot & Seedy Pizza, 75 Main St., tems. Patent no. 8,351,085 issued Norwalk 06851, c/o Jonathan Piz- to Shen-ge Wang, Fairport, N.Y.; and Robert P. Loce, Webster, Buko Roofing, 42 Dora St., Unit za Group L.L.C. Filed Jan. 2.

N.Y. Assigned to Xerox Corp., 4, Stamford 06902, c/o Andrej Norwalk.

Busz. Filed Jan. 3.

House of Therese, 40 Euclid Ave., Fairfield 06824, c/o Rhea Liz System and method for orCarlucci & Associates, 112 Em- Alaba. Filed Jan. 7. dering supplies for a multiery Drive East, Stamford 06902, function device using a moc/o John Carlucci. Filed Jan. 4.

I Adore Life Handmade, 240 bile wireless handset. Patent Sunnyridge Ave., Unit 115, Fair- no. 8,352,334 issued to John Christine Walker Photography, field 06824, c/o Cynthia Licen- Ulinski, Pittsford, N.Y. Assigned 20 Royal Road, Danbury 06811, ziato. Filed Jan. 9. to Xerox Corp., Norwalk. c/o Christine Walker. Filed Jan. 7.

CJ Painting & Cleaning Ser- In Memory of the World Trade vice, 28 Benedict Court, Apt. A, Center Casualties of 911, 125 Norwalk 06850, c/o Mileidy and Catherine St., Unit G, Bridgeport Ivan Cordero. Filed Jan. 4.

06604, c/o Patricia Stradford.

Filed Jan. 9.

CJ’s Tree & Landscaping, 11 Fairview Ave., Norwalk 06850, c/o Giovanni Chetta. Filed Jan. 3.

This week’s Records

Section contains 45 more New Businesses on Westfaironline.com through our membership program.

Business ConneCtions Issues & PolIcIes

state of the state

CBIA Releases 2013 Legislative Agenda

T

he state’s largest business organization urged lawmakers to take decisive action during the 2013 General Assembly to boost Connecticut’s struggling economic recovery and stimulate job growth.

“Setting appropriate spending priorities and efficiently using state tax dollars will energize business investment,” he said. “If we’re going to fix our economy, we must deal with our fiscal issues without further increases in taxes and fees.”

In releasing its 2013 Government Affairs Program, CBIA outlined a series of recommendations for this year’s legislative session, which convened January 9 and runs through June 5: f State spending. Adopt a two-year budget that reduces the size and cost of government while improving its effectiveness without new tax or fee increases. f State taxes. Make state tax policy simpler, fairer, and more predictable to help drive our economy by promoting business investment, jobs, innovation, and productivity. f Energy. Promote a comprehensive energy policy that provides our economy with reliable, diverse, and affordable power.

T

here were two main themes from the state-of-thestate address Governor Dannel Malloy delivered before a joint session of the General Assembly.

The first was unity. On a day when emotions from the Sandy Hook Elementary School tragedy hung heavy, the governor needed an early moment to compose himself.

“It’s now been five years since the recession began and two years since it technically ended,” said John R. Rathgeber, president and CEO of the Connecticut Business & Industry Association. “It’s time to work together and resolve the state’s serious economic and fiscal challenges.”

Rathgeber urged policymakers to address state government spending, which has surged 153 percent since 1992, far outpacing growth in inflation, population, and median household income.

‘A Guiding Principle’

“I’ve learned there is no challenge we will face that can’t be overcome with the power of our community,” he said. f Healthcare. Reduce costs while increasing quality and access by reducing existing health benefit mandates, rejecting future mandates, and encouraging competition and a level playing field. f Environment. Better align environmental laws, regulations, and policies with economic development goals. f Labor and employment. Remove barriers to job creation by controlling business costs and reducing administrative burdens. f Corporate governance and liability. Make Connecticut’s corporate laws consistent with those of competitor states, including updating state antitrust laws. f Education and workforce development. Implement the landmark education reforms passed last year to improve education, close the achievement gap, and strengthen workforce readiness. f Transportation. Upgrade infrastructures through strategic, priority investments.

The second theme was jobs.

“I believe that each one of us in this chamber must approach this session with a core guiding principle,” the governor said. “Until every person in our state who wants a job can find one, we have more work to do.

“We can’t stick our heads in the sand or simply hope for the best. Not when other states are actively recruiting jobs from every corner of the globe—jobs that can and should come to Connecticut.”

The governor’s words struck a chord with CBIA president and CEO John Rathgeber, who said the business community welcomed his call for lawmakers to work together and focus on job growth and economic development.

“Governor Malloy noted that a lot of tough decisions must be made in the coming months, and he’s absolutely right—we cannot put off making difficult decisions,” Rathgeber said.

f Manufacturing. Adopt policies that allow manufacturers to grow, create jobs, and drive economic recovery.

“The Governor’s asking lawmakers to work together in a bipartisan way. And that’s critical if we’re going to successfully address the state’s fiscal and economic challenges.”

Read more at gov.cbia.com

➤ Read more at gov.cbia.com

events

Scan & register!

Connecticut Creates! Connecticut Manufacturing Summit

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anufacturing is vital to Connecticut’s economic health and future. Now, after decades of uncertainty, the state’s manufacturers could be entering a new era of opportunity.

Join us for a discussion on the state of national and local manufacturing and learn about strategies for maximizing your company’s success.

Program Highlights f Overview of U.S. manufacturing— Steve Menaker, Partner, McGladrey LLP

ff ConnecticutfManufacturing:fBuildingfonfthef Past,fCreatingfOurfFuture—Pete Gioia, Vice President and Economist, CBIA f Panel discussion: Connecticut manufacturing executives on achieving success, resources needed for sustaining success, and strategies for costcontrol and streamlining operations f Panel discussion: Industry-driven workforce solutions f Policy discussion: Improving Connecticut’s manufacturing climate—Joe Brennan, Senior Vice President of Public Policy, CBIA

Date

Friday, Jan. 25, 2013

Time

8:30 am–noon

Place

Trumbull Marriott 180 Hawley Lane, Trumbull

Cost

CBIA members, McGladrey/nPlusOne clients, supporting partners $25; nonmembers, $50

Register cbia.com/events

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of January 21, 2013 23

JIM MUEHLHAUSEN CPA, JD

AUTHOR OF

ACCLAIMED WRITER, FOUNDER OF THE BUSINESS MODEL INSTITUTE, WINNING COACH TO MORE THAN 5,000 SUCCESSFUL BUSINESS PEOPLE, MUEHLHAUSEN WILL TALK ABOUT HIS BOOK AND PRESENT EACH GUEST WITH A COMPLIMENTARY COPY.

14

FEBRUARY

80 W. RED OAK LANE WEST HARRISON 11:30 a.m. – Meet, greet, lunch Noon – Program

PRESENTED BY

THE WESTCHESTER COUNTY BUSINESS JOURNAL, FAIRFIELD COUNTY BUSINESS JOURNAL, HV BIZ AND WAG MAGAZINE.

SPONSORED BY

Register now. Space is limited. Email Alissa Frey at afrey@westfairinc.com or go to westfaironline.com