Fairfield County Business Journal

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FCBJ TODAY Bridgeport Business owners met last week with city officials and FEMA representatives to discuss storm preparedness … 2 metro-nortH Railroad’s New Haven Line set a ridership record in 2012, but parking remains an issue at Fairfield County stations … 3

sen. ricHard BLumentHaL called for immigration reforms and policies to encourage exports at a recent speech in Stamford … 5 state LegisLators are considering increases to the Connecticut minimum wage by as much as $1.50 over two years … 17

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February 11, 2013 | VOL. 49, No. 6

BUDGET ‘KEEPS US FIRMLY IN BALANCE’

BY PATRICK GALLAGHER AND JENNIFER BISSELL

pgallagher@westfairinc.com and jbissell@westfairinc.com

G

ov. Dannel P. Malloy last week proposed a $43.8 billion budget plus $6 billion in capital expenditures for the state’s 2014 and 2015 fiscal years that includes hundreds of millions of dollars for economic development and millions more for programs to assist municipalities.

The budget proposal addresses rising costs and falling tax revenues through $1.8 billion in cuts to state services, while also providing for future economic growth through a $2 billion expansion of the

state’s UConn 2000 program and the new, $200 million Bioscience Connecticut initiative.

“The budget I’m proposing today keeps us firmly in balance,” Malloy said in a Feb. 6 speech to the Connecticut General Assembly. “Slowly, deliberately, and sometimes painfully, we’re building a more sustainable future for Connecticut.”

Malloy’s proposal includes $21.5 billion in all-funds appropriations for the 2014 fiscal year, which begins July 1, 2013, and $22.3 billion in all-funds spending for the subsequent year.

Also included are $3 billion in capital expenditures for each of the years covered

uconn president susan Herbst speaks at a Jan. 31 press conference at pratt & Whitney’s east Hartford headquarters. photo courtesy of uconn. credit: peter morenus.

by the biennial budget proposal.

Under the proposal, all-funds spending for the 2014 fiscal year would increase by $1.07 billion, or 5.1 percent, over estimated expenditures for the current fiscal year.

The proposal includes no new taxes, but extends three provisions that are set to expire, including a 20 percent corporate tax surcharge, a tax on electric generators and a reduction in the amount of tax credits that insurance companies can access.

Malloy proposed restoring a sales tax exemption for clothing and footwear beginning in the 2015 fiscal year, and called for an exemption of up to $20,000 of the » Budget, page 6

STATE, UCONN PROPOSE $2B EXPANSION Critics question timing, financing details as state deficit projections mount

BY PATRICK GALLAGHER pgallagher@westfairinc.com

S

tate officials and manufacturing executives recently gathered at Pratt & Whitney’s East Hartford headquarters as Gov. Dannel P. Malloy announced a $2 billion plan to position the University of Connecticut as one of the country’s top public research institutions.

Flanked by towering Pratt & Whitneybuilt jet engines, Malloy detailed a proposal to invest in new facilities and renovations, more than 250 new faculty, new dormitories and an expansion of multiple academic disciplines across UConn’s Hartford, Stamford and Storrs campuses over a decade.

“As great as UConn is ... it needs facilities that are world-class to bring additional research to be done in the state of Connecticut,” Malloy said at the Jan. 31 unveiling of his “Next Generation Connecticut” initiative. “In the absence of that research, it’s done someplace else, and the spinoff opportunities, the monetization, » State, page 6

BY JENNIFER BISSELL jbissell@westfairinc.com

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s hurricanes and floods are predicted to become more frequent along the East Coast, business owners are looking for answers on how to protect their investments.

Kris Lorch owns Alloy Engineering Co. Inc., a Bridgeport factory less than 500 feet from the coastline. Every time it floods, her company is impacted. After Hurricane Sandy, her factory was under a foot and a half of water and much of her equipment — some costing up to $5,000 apiece — had to be taken apart and repaired.

“We had to take every machine apart, clean every motor, every pump, every transformer, every kind of circuit board in every machine,” Lorch said to a small group at the Bridgeport Government Center. “This is how I make a living.”

“What is the city going to do for me?

Because I can’t protect myself,” Lorch added. “I’m not happy. I don’t see a good plan here.”

Inspired by Lorch’s story, city officials from Bridgeport, the Federal Emergency Management Agency (FEMA) and business owners gathered Feb. 4 to discuss initial steps on how

to prepare for future storm damage.

City representatives said going forward they’d like to establish a working group with business leaders surrounding natural disaster mitigation.

Connecticut Department of Economic and Community Development (DECD) officials, with the help of disaster aid approved by Congress, are working on long-term natural disaster recovery plans and holding an upcoming resiliency summit with business owners from across the state.

In Bridgeport, Mayor Bill Finch said he was looking into ways to reduce flooding, while at the same time making Bridgeport a “green” city.

“The genie is already out of the bottle,” Finch said. “We know we have to fortify the city. We’re a coastal community.

We’ve got to do something so that the sneaky parts of these storms don’t continue to ruin our property.”

Finch said he was looking into building a dike and seawalls, more effective sewer water separation infrastructure, blue roof technolo�y that traps millions of gallons of water and continued efforts to plant 2,000 trees a year to soak up stormwater.

Finch also mentioned the need to reduce surface parking lots and plans to

JENNIFER BISSELL

Bridgeport, businesses talk storm preparedness

Mayor Bill Finch speaks to small crowd at the Bridgeport Government Center about steps to prevent flooding.

put a linear park on Lincoln Boulevard to trap rainwater while simultaneously increasing property values.

“We have a big challenge here,” Finch said. “We know water level is going to rise and we know we need to fortify it.”

Donald Watson, an EarthRise Design architect partnered with the city, also said there are several steps property owners can take to make their buildings more flood resistant. Buildings can be redesigned to both prevent and allow planned flooding, machinery can be elevated and roofs and gutters can be replaced and cleaned to more effectively

deal with stormwater, he said.

Officials who spoke at the Feb. 4 event said storm recovery and prevention has historically taken years to address and be implemented. A public mind shift needs to occur, especially at the federal government level. It’s a question of how much people are willing to spend to mitigate the risk, one presenter said.

“We know that disasters are happening more,” said Scott Appleby, certified ener�y manager of Bridgeport’s Office of Emergency Management and Homeland Security. “It’s only a matter of time until we have another one.”

NEWS IN BRIEF AMAZON.COM TO BUILD IN STATE

Connecticut is expected to recoup an additional $15 million in annual sales tax revenue with Amazon.com Inc. announcing that it would begin collecting sales tax in the state Nov. 1.

Under an agreement with state officials, Amazon will also invest $50 million over two years to build a Connecticut distribution facility that is projected to create 300 new jobs, Gov. Dannel P. Malloy said.

Malloy said the agreement includes a provision that the state will not sue Amazon over the collection of past sales tax revenues. He added that Amazon has not yet chosen a site for the new facility.

Connecticut’s sales and use tax rate is 6.35 percent for most goods and taxable services. Under federal law, out-of-state retailers cannot be required to collect tax on sales in Connecticut. Both Malloy and Paul Misener, vice president for

global public policy of the Seattle-based company, called for federal action to resolve inconsistencies in how sales tax is collected.

TOURISM CAMPAIGN A WINNER

Connecticut’s tourism campaign, Still Revolutionary, won three advertising awards for its television, digital marketing and repositioning advertisements.

The Hospitality, Sales and Marketing Association International recognizes excellence in advertising and marketing for the hospitality and tourism industry annually.

Since the start of the $15 million campaign, awareness of Connecticut as a place to visit has increased 18 percent and perceptions of Connecticut as a dynamic, innovative state increased 21 percent, according to the Connecticut Department of Economic and

2 Week of February 11, 2013 • FairField County Business Journal

Community Development (DECD) and the state Office of Tourism.

Tourism is an estimated $11.5 billion industry in Connecticut, bringing in $1.15 billion in local and state tax revenue. In the fall, the DECD also launched a Still Revolutionary business advertising campaign. Its success rate is currently under review.

UBS CUTS BONUS POOL

UBS AG cut its 2012 bonus pool 7 percent and enacted changes to its compensation framework, including longer deferral periods and bonds that can be written off if capital falls below required levels, the Swiss banking giant announced Feb. 5.

The bank’s bonus pool of 2.5 billion Swiss francs ($2.75 billion), which includes 2012 bonuses and compensation deferred to future years, represents a 42 percent decline from the 2010 total.

JOB POSTINGS UP

When the Connecticut Department of Labor releases hiring data for the month of January, Fairfield County residents may be in for a pleasant surprise, according to the online job board FairfieldCountyJobs.com.

Job postings for January increased 27 percent from the previous month and 22 percent from a year prior, according to OperationsInc L.L.C., a Norwalk human resources firm that owns a network of online job boards, including FairfieldCountyJobs.com.

The most-sought positions during the month of January were in the administrative, accounting and medical categories, according to FairfieldCountyJobs. com.

The hottest markets in terms of job postings were Greenwich, Stamford and Westport, the company reported.

— Jennifer Bissell and Patrick Gallagher

BY MARY SHUSTACK mshustack@westfairinc.com

Ridership on Metro-North Railroad’s commuter rail lines came up just short of the record in 2012, the Connecticut Department of Transportation (DOT) and Metropolitan Transportation Authority announced as the latter kicked off centennial festivities at Grand Central Terminal.

Commuters notched some 83 million trips in 2012, up 0.8 percent from 2011, with the New Haven Line providing a record 38.8 million rides, eclipsing the old mark, set the prior year, by 1.3 percent.

Stamford was the busiest outlying station and suburban work destination last year, with 5,300 people disembarking there each morning, according to the Connecticut DOT. “Our investments in new and more comfortable rail cars and other equipment seem to be paying off,” said DOT Commissioner James P. Redeker.

And those commuters continue to stream daily through Grand Central Terminal, which officially kicked off its Centennial Feb. 1 with a full day of festivities.

A rededication ceremony was held that morning during a program dotted with dignitaries and celebrities all paying honor to the transportation hub and its place in both daily life and preservation history.

New York City Mayor Michael R. Bloomberg kicked off the program with a tribute to the Beaux Arts landmark that opened its doors in 1913.

“It’s not easy to last 100 years in a city of constant change,” Bloomberg said, noting that with the ever-growing list of restaurants, shops, shows and entertainment within the terminal it’s become “a city within a city.”

But, he added, “At its heart, this is a commuter train station,” one poised to address the needs of contemporary society.

“It represents beauty and art but also commerce and industry.”

Howard Permut, president of the MTA Metro-North Railroad, summed up the enduring spirit of Grand Central Terminal, saying, “It heralded to New Yorkers, then and now, you have arrived — and you have places to go.”

Jim Cameron, chairman of the

BOB ROZYCKY

Metro-North feeling grand

Metro-North Railroad President Howard Permut speaks at Grand Central Terminal’s centennial celebration.

Connecticut Rail Commuter Council (CRCC), echoed Redeker, saying that the new fleet of M8 rail cars, which began coming into service in 2011, has resulted in “much improved service.”

“They’ve not only made for a more comfortable ride, but we hope — and this winter will be a good test — they’ll provide more reliable service, especially in the winter months when the old cars would be prone to freeze-ups and breakdowns,” said Cameron, a Darien resident.

Cameron said the CRCC, an independent board created by the state legislature in 1985 to advocate for riders, would

continue to push for improvements such as additional surface parking.

“DOT has not done enough in terms of expanding parking at the train stations,” Cameron said. “In most of southwestern Connecticut, there is an 8-year waiting list for annual parking permits. … DOT is ultimately responsible for that supply because they own and lease the stations and the parking next to the stations, and they have done nothing to expand parking at busy stations like Greenwich, Darien, Norwalk, and Westport.”

— Patrick Gallagher contributed to this report.

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of February 11, 2013

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PERSPECTIVES

FAIRFIELD COUNTY

Investing in the future, with prudence

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month ago, this newspaper stated that the key to job growth in Connecticut lies, in part, in the expansion of the science, technolo�y, engineering and mathematics (STEM) disciplines at the region’s universities.

Despite the state’s high unemployment rate, there are perceived to be thousands of unfilled job openings at Connecticut companies that call for applicants with backgrounds in one of the STEM fields.

In many respects, the “Next Generation Connecticut” plan unveiled by Gov. Dannel P. Malloy at Pratt & Whitney’s world headquarters (and detailed in this week’s edition) would be a boon for the Connecticut economy and for employers like United Technologies Corp. that depend on a steady influx of engineers, mechanics and product development specialists to stay ahead of the competition.

We applaud the vision behind Malloy and the University of Connecticut’s joint proposal to invest more than $2 billion in the expansion of the STEM fields and other academic programs at the school’s Storrs, Stamford and Hartford campuses.

What we must question, however, are the means by which the governor and the university’s proposal will be financed.

A Jan. 29 report from the nonpartisan Office of Fiscal Analysis (OFA) of the Connecticut General Assembly forecast a $138.6 million deficit for the 2013 fiscal

year, which ends June 30, and a $2.5 billion deficit for the 2014 and 2015 fiscal years.

Under Malloy’s Feb. 6 budget proposal, the state would have budget surpluses of $6.7 million and $8.1 million for the 2014 and 2015 fiscal years.

However, should revenues fall short of expectations — as they have these past several years — there is virtually no safety net for state government to fall back on, save for one-time budgetary measures such as the deficit mitigation bill that was passed by the General Assembly in December 2012 to address a projected in-year budget gap for the 2013 fiscal year.

According to Malloy’s budget proposal, the state’s budget reserve fund balance will end the current fiscal year at $78.4 million after being as high as $1.38 billion at the conclusion of the 2009 fiscal year (which ended June 30, 2009).

Moody’s Investors Service downgraded Connecticut’s general obligation bond rating a year ago, citing high fixed costs for debt, pension and other post-employment benefits, vulnerability to financial market fluctuations and a weak GAAP-basis balance sheet due to the depletion of the state’s reserve fund.

On Dec. 14, 2012, after the General Assembly said it would establish lines of credit totaling up to $550 million for potential cash flow needs due to the projected operating deficit for the 2013 fiscal

year, Moody’s issued a warning: “Though the lines of credit provide access to liquidity, we view the state’s need for the facility as credit negative because it reflects the state’s liquidity and budget challenges.”

“Connecticut’s tight liquidity position arises from unexpected spending pressures and the lack of available reserves,” Moody’s wrote, going on to say, “With another deficit projected for fiscal 2013, the state is unlikely to build its reserves in the near term and liquidity is expected to remain slim.”

With the state in a precarious fiscal position, Malloy and the General Assembly would do well to rethink the scale of the “Next Generation” proposal to target improvements that can be made without the state having to bond for $1.54 billion in capital upgrades.

Connecticut House Republican Leader Larry Cafero, who represents Norwalk and New Canaan in the General Assembly, expressed his doubts about the project in a Feb. 1 statement: “The state’s finances are perilous at best because of massive debt, high unemployment, vanishing cash reserves and diminishing revenues and now we get an unclear proposal to borrow even more money on things such as scholarships and teacher salaries. This gets labeled as an ‘investment’ in our future. Right now we can’t afford the present.”

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THEY SAID IT “One-off tax proposals targeting specific industries cannot substitute for comprehensive reform of the nation’s century-old tax system. Any significant tax changes should be made only within the context of comprehensive tax reform that will put the nation on a path to more robust growth.”

— John Engler, president of Business Roundtable, in response to Feb. 5 remarks by President Barack Obama on tax and spending policy proposals.

“Scientific breakthroughs are the result of – and have helped contribute to – America being the world’s capital of innovation and opportunity in nearly every field. For this and many other reasons, people across the globe want to become a part of our country. We must never diminish that desire, or worse, become a place that is no longer desirable.”

— Rep. Eric Cantor, House Majority Leader, speaking Feb. 5 at the American Enterprise Institute.

“No mayor, I think, has ever embodied the spirit of New York City like he did. And I don’t think anyone ever will.”

— New York City Mayor Michael Bloomberg, speaking at the funeral of Edward I. Koch, who passed away Feb. 1 at the age of 88.

WE WANT TO KNOW What do you think about plans by the U.S. Postal Service to cease Saturday mail delivery? Will your business be affected?

sHare your response at WestfaironLine.com/surVey.

4 Week of February 11, 2013 • FairField County Business Journal

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Blumenthal pushes exports, immigration

BY JENNIFER BISSELL jbissell@westfairinc.com

S

en. Richard Blumenthal said he believes economic conditions would improve if the U.S. increased its exports and revamped its immigration policies.

In an address to members of the Stamford Chamber of Commerce, Blumenthal said Feb. 1 at the Stamford Plaza Hotel that job market expansion and economic growth remain top priorities in Washington.

Connecticut’s senior senator said he’s seen several positive economic indicators in the past year, but that government should increase efforts to boost exports.

“I will work on trade policies, tax incentives and a range of measures we’re putting together in Washington to support exports by Connecticut as well as other states,” he said. “Connecticut should benefit more than other states because we are an exporting state.”

Blumenthal said it doesn’t matter where goods are shipped — only that government officials help businesses find ways to export more.

Last month, the U.S. Department of Commerce’s Export Assistance Center in Middletown announced it was launching a series of monthly webinars and events to help small businesses break into international exporting.

Connecticut businesses exported $16.2 billion in goods and services in 2011, according to Department of Commerce data.

Additionally, Blumenthal stressed the importance of addressing immigration policy.

“Immigration reform is one of the unaddressed challenges in this nation that has gone on for far too long,” he said. “We have allowed our system to be broken.”

As a member of the Senate Judiciary Subcommittee on Immigration, Refugees, and Border Security, Blumenthal said he supports the recent bipartisan proposal on immigration and looks forward to continuing those efforts and discussions.

Blumenthal has been a strong advocate for the DREAM Act, legislation introduced in Congress every year since 2001 but never passed, that would allow undocumented youth to become citizens after earning a college degree or serving in the military for two years.

In late January, Blumenthal also helped introduce the Immigration

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Blumenthal said the uncertainty that comes with applying for citizenship often prevents foreigners — many of who went to college in the United States — from staying in the country.

“This is a country that educates people and then basically says you can’t work here,” Blumenthal said.

He said about 40,000 students will graduate from U.S. colleges next year and go into computer-related fields, compared with as many as 120,000 job openings in those fields.

“That’s an area where the economy is affected by what the government does,” he said.

Continued bipartisan efforts, such as the conversations over immigration reforms and mental health care in the wake of the Newtown shooting, are necessary, Blumenthal said.

He attributed the delayed action on the fiscal cliff to the partisan divide in Congress, saying that he hopes Democrats and Republicans will eventually come together to find a common ground. He acknowledged that the Washington political climate has created an air of uncertainty, which puts a drag on business expansion and the economy.

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FAIRFIELD COUNTY BUSINESS JOURNAL • Week of February 11, 2013

5

BUDGET — » From page 1

assessed value of motor vehicles from the municipal property tax.

The Department of Social Services account would absorb the brunt of the proposed $1.8 billion in cuts to the state services budget.

State Budget Director Benjamin Barnes told reporters that funding to hospitals would be cut by more than $200 million, representing about an eighth of the $1.58 billion they will receive in the current fiscal year.

“None of us here today are satisfied with an unemployment rate that remains too high; with an economy that remains too sluggish,” Malloy said in his address. “Connecticut families have had to buckle down, make tough decisions, pay their bills, make sacrifices and find

STATE — » From page 1

the creation of new products happen in other places rather than here.”

Malloy concluded, “What we need to do to reinvigorate Connecticut’s economy is think big, because we spend far too much time thinking small.”

However, the plan has already come under fire with a top Republican in the state legislature questioning its timing given the projected $2.5 billion budget deficit facing the state for its 2014 and 2015 fiscal years.

“The state’s finances are perilous at best because of massive debt, high unemployment, vanishing cash reserves and diminishing revenues and now we get an unclear proposal to borrow even more money on things such as scholarships and teacher salaries,” said state House Republican Leader Larry Cafero in a Feb. 1 statement. “This gets labeled as an ‘investment’ in our future. Right now we can’t afford the present.”

Under the proposal, which was included as part of Malloy’s Feb. 6 budget, the state would issue bonds for $1.54 billion in capital upgrades and would invest another $137 million in the university’s continuing operations, such as the expansion of various academic departments.

The university’s contribution would include $235 million for capital improvements that would be redirected from funds already allocated by the UConn

compromise, and at the same time keep doing whatever they can to invest in their future. And so must their government.”

Headlining Malloy’s presentation were calls for the state and the University of Connecticut to inject an additional $2 billion over 10 years into the UConn 2000 program, and for the state to invest $200 million over the next decade into the Bioscience Connecticut initiative previously announced by the Malloy administration.

The “Next Generation Connecticut” plan would begin in the 2015 fiscal year with the addition of $17.4 million in operating funds and $105 million in capital funds to what was initially authorized for UConn 2000, while funding for the bioscience initiative would begin with $10 million installments in the 2014 and 2015 fiscal years.

2000 plan, which was launched in 1995.

UConn would also spend $149 million as part of plans to expand its academic offerings.

Proposed changes to the Stamford campus include the creation of a School of Fine Arts and Digital Design & Media, the expansion of the existing School of Business programs in financial management and risk management and the construction of the campus’s first dormitories.

Over the course of the 10-year investment, enrollment at the Stamford campus would increase by 1,500 and 35 new faculty would be hired.

“The Stamford campus is a gem for UConn,” said Susan Herbst, the university’s president, at the Jan. 31 press conference. “There are tremendous needs at the Stamford campus ... we can expand, we can take a lot more students, and we want to expand in the area of digital media in particular down there because that’s a great need.”

The comments seemed to represent an abrupt turnaround for Herbst, who just six months ago called Stamford “a remote campus” in relation to the diversity of subjects offered at Storrs.

Last July, speaking at a meeting of the Business Council of Fairfield County and subsequently on WNPR’s “Where We Live” radio show, Herbst said UConn had approached developers about the potential for student housing in Stamford but that no formal requests for proposals were in the works.

“We can’t start to dissipate all of our resources across campuses,” Herbst told

6 Week of February 11, 2013 • FairField County Business Journal

Other economic development initiatives that would be funded through the

capital budget include the Small Towns Economic Assistance Program, which

would receive $40 million over the twoyear budget, and the Small Business Express loan program, which would receive $100 million.

Additionally, the Department of Economic and Community Development would receive $100 million annually to continue to provide low interest loans to attract and retain businesses in Connecticut.

Joseph Brennan, senior vice president of public policy for the Connecticut Business & Industry Association, said spending cuts and investment are necessary.

“The only true way we can deal with the state’s economic condition is to improve the economy,” Brennan said.

“We have to spend dollars wisely and focus on growing the state’s economy.

That’s the only way we can deal with the state’s fiscal problems.”

WNPR. “None of the campuses except Storrs are to be full-service. They need to have particular brands and niches.”

A UConn spokeswoman said the plan changed when Malloy approached Herbst and university administrators to inquire what resources they needed to play a major role in improving the state’s economy.

“At the time she spoke that was accurate — we did not have plans to add student housing,” said Stephanie Reitz.

Reitz said, “It’s been recognized for a long time that it was a need (in Stamford) and that it would benefit UConn,” but added that the funds just weren’t available.

The “Next Generation Connecticut” proposal began to take shape after a recent visit by Malloy to the Storrs campus.

“We brought the governor over to our dilapidated science and technolo�y buildings on campus to show him that we needed capital investment,” Herbst said at the Jan. 31event. “We wanted to show him that we needed help to build these labs and these classrooms so that we could attract better faculty and students. And he said, as he often does, ‘Is that it? You can’t dream bigger than that?’”

Herbst called the proposal “a transformational investment in any university” and said it could help the region to become more like North Carolina’s famed Research Triangle.

Other elements include the relocation of UConn’s Hartford campus to the downtown and hundreds of millions of dollars

for the expansion of the school’s STEM facilities and disciplines.

The plan aims to increase total undergraduate enrollment by 6,580, or 30 percent, and to boost the university’s pool of graduates in the science, technolo�y, engineering and mathematics — or STEM — fields by 47 percent.

To accommodate the expansion, 259 new faculty would be hired in addition to 290 new faculty in UConn’s current faculty hiring plan.

Malloy said that over the next 10 years, the expansion is expected to attract $270 million in research grant dollars, spur $527 million in business activity and result in the creation of 30,000 construction jobs and more than 4,000 permanent jobs in Connecticut.

At the initial press conference, Malloy said tuition would not be raised to finance the plan, but offered few other details as to how the state would pay for the expansion.

“We are under our bonded cap. We’re going to stay under our bonded cap,” Malloy said.

Malloy was joined by the top Democrats in the state Senate and state House of Representatives and executives from United Technologies Corp. units Pratt & Whitney and Sikorsky Aircraft Corp. in endorsing the plan.

“Here at Pratt & Whitney and across United Technologies, we understand the importance of investing in education and in the development of a highly skilled and talented workforce,” said Bennett Croswell, president of military engines at Pratt & Whitney.

“CONNECTICUT FAMILIES HAVE HAD TO BUCKLE DOWN, MAKE TOUGH DECISIONS, PAY THEIR BILLS, MAKE SACRIFICES AND FIND COMPROMISE, AND AT THE SAME TIME KEEP DOING WHATEVER THEY CAN TO INVEST IN THEIR FUTURE. AND SO MUST THEIR GOVERNMENT.” — Gov. Dannel P. Malloy

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Certain services may not be available to attest clients under the rules and regulations of public accounting.

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36 USC 220506 Member of Deloitte Touche Tohmatsu Limited

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of February 11, 2013 1601-65323_Telescope_FFLD_WESTCH_BJ.indd 1

7

1/17/13 4:52 PM

LegaL Notice

To merchants who have accepted Visa and MasterCard at any time since January 1, 2004: Notice of a 6+ billion dollar class action settlement.

Si desea leer este aviso en español, llámenos o visite nuestro sitio web.

Notice of a class action settlement authorized by the U.S. District Court, Eastern District of New York.

This notice is authorized by the Court to inform you about an agreement to settle a class action lawsuit that may affect you. The lawsuit claims that Visa and MasterCard, separately, and together with banks, violated antitrust laws and caused merchants to pay excessive fees for accepting Visa and MasterCard credit and debit cards, including by: • Agreeing to set, apply, and enforce rules about merchant fees (called default interchange fees); • Limiting what merchants could do to encourage their customers to use other forms of payment through, for example, charging customers an extra fee or offering discounts; and • Continuing that conduct after Visa and MasterCard changed their corporate structures.

The defendants say they have done nothing wrong. They say that their business practices are legal and the result of competition, and have benefitted merchants and consumers. The Court has not decided who is right because the parties agreed to a settlement. On November 27, 2012, the Court gave preliminary approval to this settlement.

tHe settLement Under the settlement, Visa, MasterCard, and the bank defendants have agreed to make payments to two settlement funds: • The first is a “Cash Fund” – a $6.05 billion fund that will pay valid claims of merchants that accepted Visa or MasterCard credit or debit cards at any time between January 1, 2004 and November 28, 2012.

• The second is an “Interchange Fund” –

estimated to be approximately $1.2 billion – that will be based on a portion of the interchange fees attributable to certain merchants that accept Visa or MasterCard credit cards for an eight-month “Interchange Period.”

Additionally, the settlement changes some of the Visa and MasterCard rules applicable to merchants who accept their cards.

This settlement creates two classes: • A Cash Settlement Class (Rule 23(b) (3) Settlement Class), which includes all persons, businesses, and other entities that accepted any Visa or MasterCard cards in the U.S. at any time from January 1, 2004 to November 28, 2012, and • A Rule Changes Settlement Class (Rule 23(b)(2) Settlement Class), which includes all persons, businesses, and entities that as of November 28, 2012 or in the future accept any Visa or MasterCard cards in the U.S.

wHAt mercHAnts wiLL get from tHe settLement Every merchant in the Cash Settlement Class that files a valid claim will get money from the $6.05 billion Cash Fund, subject to a deduction (not to exceed 25% of the fund) to account for merchants who exclude themselves from the Cash Settlement Class. The value of each claim, where possible, will be based on the actual or estimated interchange fees attributable to the merchant’s MasterCard and Visa payment card transactions from January 1, 2004 to November 28, 2012. Payments to merchants who file valid claims for a portion of the Cash Fund will be based on: • The money available to pay all claims, • The total dollar value of all valid claims filed, • The deduction described above not to exceed

25% of the Cash Settlement Fund, and • The cost of settlement administration and notice, money awarded to the class representatives, and attorneys’ fees and expenses all as approved by the Court.

In addition, merchants in the Cash Settlement Class that accept Visa and MasterCard during the eight-month Interchange Period and file a valid claim will get money from the separate Interchange Fund, estimated to be approximately $1.2 billion. The value of each claim, where possible, will be based on an estimate of one-tenth of 1% of the merchant’s Visa and MasterCard credit card dollar sales volume during that period. Payments to merchants who file valid claims for a portion of the Interchange Fund will be based on:

H

T a th y y o w 1

M M m

•

•

• The money available to pay all claims, • The total dollar value of all valid claims filed, and

•

• The cost of settlement administration and notice, and any attorneys’ fees and expenses that may be approved by the Court.

M u a fe a

Attorneys’ fees and expenses and money awarded to the class representatives: For work done through final approval of the settlement by the district court, Class Counsel will ask the Court for attorneys’ fees in an amount that is a reasonable proportion of the Cash Settlement Fund, not to exceed 11.5% of the Cash Settlement Fund of $6.05 billion and 11.5% of the Interchange Fund estimated to be $1.2 billion to compensate all of the lawyers and their law firms that have worked on the class case. For additional work to administer the settlement, distribute both funds, and through any appeals, Class Counsel may seek reimbursement at their normal hourly rates, not to exceed an additional 1% of the Cash Settlement Fund of $6.05 billion and an additional 1% of the Interchange Fund estimated to be $1.2 billion. Class Counsel will also request reimbursement of their

w w w. P a y m e n t C a r d S e t t l e m e n t . c o m 8 Week of February 11, 2013 • Fairfield County Business Journal

e c $ P b

L

M h b

•

•

n ss d

nt g d he be h n ’s es o n

expenses (not including the administrative costs of settlement or notice), not to exceed $40 million and up to $200,000 per Class Plaintiff in service awards for their efforts on behalf of the classes.

How

to

Ask

for

PAyment

To receive payment, merchants must fill out a claim form. If the Court finally approves the settlement, and you do not exclude yourself from the Cash Settlement Class, you will receive a claim form in the mail or by email. Or you may ask for one at: www.PaymentCardSettlement.com, or call: 1-800-625-6440.

otHer Benefits mercHAnts

for

Merchants will benefit from changes to certain MasterCard and Visa rules, which will allow merchants to, among other things: • Charge customers an extra fee if they pay with Visa or MasterCard credit cards, • Offer discounts to customers who do not pay with Visa or MasterCard credit or debit cards, and

ms

• Form buying groups that meet certain criteria to negotiate with Visa and MasterCard.

d es

Merchants that operate multiple businesses under different trade names or banners will also be able to accept Visa or MasterCard at fewer than all of the merchant’s trade names and banners.

y or e el n he of d be rs he er d y y he d d el ir

LegAL rigHts

And

oPtions

Merchants who are included in this lawsuit have the legal rights and options explained below. You may: • File a claim to ask for payment. You will receive a claim form in the mail or email or file online at: www.PaymentCardSettlement.com.

• Exclude yourself from the Cash Settlement Class (Rule 23(b)(3) Settlement Class).

If you exclude yourself, you can sue the Defendants for damages based on alleged conduct occurring on or before November 27, 2012 on your own at your own expense, if you want to. If you exclude yourself, you will not get any money from this settlement.

If you are a merchant and wish to exclude yourself, you must make a written request, place it in an envelope, and mail it with postage prepaid and postmarked no later than May 28, 2013 to Class Administrator, Payment Card Interchange Fee Settlement, P.O. Box 2530, Portland, OR 97208-2530.

The written request must be signed by a person authorized to do so and provide all of the following information: (1) the words “In re Payment Card Interchange Fee and Merchant Discount Antitrust Litigation,” (2) your full name, address, telephone number, and taxpayer identification number, (3) the merchant that wishes to be excluded from the Cash Settlement Class (Rule 23(b)(3) Settlement Class), and what position or authority you have to exclude the merchant, and (4) the business names, brand names, and addresses of any stores or sales locations whose sales the merchant desires to be excluded.

Note: You cannot be excluded from the Rule Changes Settlement Class (Rule 23(b)(2) Settlement Class).

• Object to the settlement.

The deadline to object is: May 28, 2013. To learn how to object, see: www.PaymentCardSettlement.com or call 1-800-625-6440. Note: If you exclude yourself from the Cash Settlement Class you cannot object to the terms of that portion of the settlement.

For more information about these rights and options, visit: www.PaymentCardSettlement.com.

if

court APProves finAL settLement

tHe

tHe

Members of the Rule Changes Settlement Class are bound by the terms of this settlement.

Members of the Cash Settlement Class, who do not exclude themselves by the deadline, are bound by the terms of this settlement whether or not they file a claim for payment. Members of both classes release all claims against all released parties listed in the Settlement Agreement. The settlement will resolve and release any claims by merchants against Visa, MasterCard or other defendants that were or could have been alleged in the lawsuit, including any claims based on interchange or other fees, no-surcharge rules, no-discounting rules, honor-all-cards rules and other rules.

The settlement will also resolve any merchant claims based upon the future effect of any Visa or MasterCard rules, as of November 27, 2012 and not to be modified pursuant to the settlement, the modified rules provided for in the settlement, or any other rules substantially similar to any such rules. The releases will not bar claims involving certain specified standard commercial disputes arising in the ordinary course of business.

For more information on the release, see the settlement agreement at: www.PaymentCardSettlement.com.

tHe court HeAring ABout tHis settLement On September 12, 2013, there will be a Court hearing to decide whether to approve the proposed settlement, class counsels’ requests for attorneys’ fees and expenses, and awards for the class representatives. The hearing will take place at: United States District Court for the Eastern District of New York 225 Cadman Plaza Brooklyn, NY 11201 You do not have to go to the court hearing or hire an attorney. But you can if you want to, at your own cost. The Court has appointed the law firms of Robins, Kaplan, Miller & Ciresi LLP, Berger & Montague, PC, and Robbins Geller Rudman & Dowd LLP to represent the Class (“Class Counsel”).

Questions?

For more information about this case (In re Payment Card Interchange Fee and Merchant Discount Antitrust Litigation, MDL 1720), you may: Call toll-free: 1-800-625-6440 Visit: www.PaymentCardSettlement.com Write to the Class Administrator: Payment Card Interchange Fee Settlement P.O. Box 2530 Portland, OR 97208-2530 Email: info@PaymentCardSettlement.com Please check www.PaymentCardSettlement.com for any updates relating to the settlement or the settlement approval process.

1-800-625-6440 • info@PaymentCardSettlement.com FAIRFIELD COUNTY BUSINESS JOURNAL • Week of February 11, 2013

9

RANKED BY HIGHEST DEAL

THE LIST

REGIONAL NEXT LIST: WEALTH MANAGERS JANUARY 18

TOP MERGERS AND ACQUISITIONS

Top 25 Mergers and Acquisitions Rank

Ranked by largest deal Name, address and phone number Website

Deal $

Acquisition/merger

1

United Technologies Corp.

755 Main St., Hartford, CT 06103 (860) 289-0039 • utc.com

2

IntercontinentalExhange Inc. 1 N. End Ave., New York, NY 10282 (212) 748-4000 • theice.com

8.2 billion

Acquired New York Stock Exchange Euronext

3

Aetna 151 Farmington Ave., Hartford, CT 06156 (860) 273-0123 • aetna.com

5.7 billion

Acquired Coventry Health Care Inc.

4

Cigna 900 Cottage Grove Road, Bloomfield, CT 06002 (800) 997-1654 • cigna.com

3.8 billion

Acquired HealthSpring

5

M&T Bank Corp.

1 M&T Plaza, Buffalo, NY 14203 (716) 842-5445 • mandtbank.com

3.7 billion

Acquired Hudson City Bancorp Inc. and subsidiary Hudson City Savings Bank

6

EverBank Financial Corp.

501 Riverside Ave., Jacksonville, FL 32202 (904) 623-8408 • everbank.com

7

Zayo Group L.L.C. 400 Centennial Parkway. Suite 200. Louisville, CO 80027 (866) 364-6033 • zayo.com

2.2 billion

Acquired AboveNet Inc., operator of fiber-optic networks based in White Plains, N.Y.

8

Priceline.com Inc. 800 Connecticut Ave., Norwalk, CT 06854 (203) 299-8000 • priceline.com

1.8 billion

Acquired Kayack Software Corp. in Norwalk, Conn.

9

Genesse & Wyoming Inc. 66 Field Point Road, Greenwich, CT 06830 (203) 629-3722 • gwrr.com

1.4 billion (approximately)

16.5 billion

2.51 billion

Acquired Goodrich Corp. in Danbury, Conn.

Norwalk-based GE Capital sold Business Property Lending Inc., a unit of GE Capital Real Estate

Acquired RailAmerica Inc, based in Jacksonville, Fla.

10

International Business Machines Corp.

1 New Orchard Road, Armonk, NY 10504 (914) 499-1900 • ibm.com

1.3 billion

Acquired Kenexa Corp., a human resources software provider

11

Bayer HealthCare L.L.C. 555 White Plains Road, Tarrytown, NY 10591 (914) 366-1800 • healthcare.bayer.com

1.2 billion

Acquired Schiff Nutrition International

12

First Niagara Bank N.A. (A subsidiary of First Niagara Financial Group Inc.) 726 Exchange St., Suite 618 Buffalo, NY 14210 (800) 421-0004 • fnfg.com

13

Jackson National Life Insurance 2900 Westchester Ave., Purchase, NY 10577 (914) 253-9271 • jackson.com

600 million

Acquired Reassure America Life Insurance Co. from Swiss RE

14

Delta Air Lines Inc. P.O. Box 20706, Atlanta, GA 30320 (404) 715-2600 • delta.com

360 million

Acquired Singapore Airlines' 49 stake in Virgin Atlantic

15

Cigna 900 Cottage Grove Road, Bloomfield, CT 06002 (800) 997-1654 • cigna.com

305 million

Acquired Great American Supplemental Benefits from American Financial Group Inc.

16

Starwood Capital Group 591 W. Putnam Ave., Greenwich, CT 06830 (203) 422-7700 • starwoodcapital.com

118 million

Acquired InTown Suites, which has 140 properties

17

Westcon Group 520 White Plains Road, Tarrytown, NY 10591 (914) 829-7000 • westcongroup.com

62.5 million (approximately)

Acquired Afina Group, a data center service provider and distributor of data security software

18

Provident New York Bancorp 400 Rella Blvd., No. 308, Montebello, NY 10901 (845) 369-8040 • providentbanking.com

40.5 million (approximately)

Acquired Gotham Bank of New York, a business-oriented commercial bank in midtown Manhattan

19

Aquarion Water Co. 600 Lindley St., Bridgeport, CT 06606 (203) 445-7310 • aquarion.com

20

XPO Logistics Inc. 5 Greenwich Office Park, Greenwich, CT 06831 (855) 744-7976 • xpologistics.com

21

Customers Bancorp 1015 Penn Ave., Wyomissing, PA 19610 customersbank.com

21 million (approximately)

22

Urstadt Biddle Properties Inc. 321 Railroad, Ave., Greenwich, CT 06830 (203) 863-8200 • ubproperties.com

18.2 million

23

Acorda Therapeutics Inc. 420 Saw Mill River Road, Ardsley, NY 10502 (914) 347-4300 • acorda.com

24

XPO Logistics Inc. 5 Greenwich Office Park, Greenwich, CT 06831 (855) 744-7976 • xpologistics.com

Questions or comments, call (914) 694-3600, ext. 3005.

10 Week of February 11, 2013 • Fairfield County Business Journal

1 billion (approximately)

Acquired upstate New York branch network from HSBC North America Holdings Inc.

38.5 million

Acquired United Water Connecticut Inc., a unit of Harrington Park, N.J.-based United Water, which serves more than 21,000 customers in the towns of Bethel, Brookfield, Newtown, New Milford and Woodbury, Conn.

50 million

Acquired Turbo Logistics Inc., the freight brokerage division of Ozburn-Hessey Logistics L.L.C.

10 million

8 million

Acquired CMS Bank, headquartered in White Plains, N.Y. Acquired 50 percent tenant-in-common interest in Chestnut Ridge Shopping Center in Montvale, N.J.; and Plaza 59 Shopping Center in Spring Valley, N.Y. ATI Development Corp., Acorda's wholly owned subsidiary merges with Neuronex Inc., a North Carolina-based company developing a nasal spray formulation of diazepam Acquired Kelron Logistics, a broker providing freight scheduling and order services

ASK ANDI

BY ANDI GRAY

Compete where you’re strongest

WE GET A LOT OF INQUIRIES, SO I KNOW WE’RE GETTING THE WORD OUT. BUT I WORRY THAT WE WON’T GET HIRED BY PROSPECTS BECAUSE WE DON’T HAVE THE CREDENTIALS OR OUR COMPETITORS DO A BETTER JOB OF HYPING WHAT THEY CAN DO FOR PROSPECTS. I AM LOOKING FOR IDEAS ON HOW TO GET OUR MESSAGE ACROSS ONCE A PROSPECT ASKS US FOR INFORMATION.

THOUGHTS OF THE DAY: Traffic from prospects is essential. Traffic from the right prospects is even better. Do some homework on how you stack up. Look for trends. Try your hardest to win the accounts that will be the best fit for your company’s strengths.

Getting traffic is job #1 in marketing.

If the inflow is big enough, with the right prospects you’re half way home to hitting your sales goals. Now let’s work on what to do with those inquiries, to turn the right ones into new sales.

It’s important to know how your company stacks up against its’ competitors.

Not sure who the competitors are? Pull a list of companies in your same Standard Industrial Classification code. Ask clients who recently bought from you who else they looked at. And while you’re at it, ask clients what they saw as the strengths and weaknesses of the competitors.

Make it someone’s job to do homework on your competitors. Build a grid to profile competitor attributes. Establish attribute categories based on what you know your company focuses on and what clients cited as points of difference. List competitors in rows. Fill in boxes on the grid to document specifics on how competitors compare to your company, attribute by attribute.

How do you find out what competitors are doing? Call and ask for information. Have someone mystery shop them.

Talk to prospects you’ve won or lost. Ask about why they made the decision they did.

Once you have the grid filled out, look down each category taking into account all competitors. Are there specific categories in which your company is weak or strong? Can you spot any trends, for example, how competitors are changing products and staffing.

Make a list of strengths your company can cite in comparison to competitor weaknesses. For example, let’s say that your company consistently gets high marks for dependability. You might want

to say that when buyers are asked to rate reliability, they cite your company as being twice as dependable as the nearest competitor.

Also put together a list of company weaknesses. Set up time to discuss what to do about them. Match potential buyers’ needs with attributes your company brings to the table. Don’t try to be everything to everyone. Define a list of key prospects your company wants, ones that best fit your company’s strengths. Don’t

be afraid to walk away from prospects that are a poor fit. Avoid taking losses trying to meet the needs of prospects who want more than your company can reasonably provide.

As leads come in, poll prospects about what they want. Use a standard questionnaire to match prospect needs with strengths your company has to promote.

Connect prospects with clients who are similar, so they can compare notes on what your company does well. Look for

seasonal buying cycles in which to promote specific product strengths. Cite specifics as to what each prospect wants and how your company meets or exceeds that need.

Andi Gray is president of Strategy Leaders Inc., strategyleaders.com, a business-consulting firm that specializes in helping entrepreneurial firms grow. She can be reached by phone at (877) 238-3535 or via email at AskAndi@ StrategyLeaders.com.

Straight up the hill and firm, Z. Yep. Got it.

Team McGladrey Golfer Zach Johnson and his caddie, Damon Green.

Power comes from being understood.SM When you trust the advice you’re getting, you know your next move is the right move.

That’s what you can expect from McGladrey. That’s the power of being understood.

Experience the power. Go to zachisunderstood.com or contact Tony Ceci at 203.328.7101.

© 2013 McGladrey LLP. All Rights Reserved.

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of February 11, 2013 11

BY FRANK SILVESTRI

Ruling impacts out-of-state employees

W

ith a recent court ruling, Connecticut companies with employees based in other states — or even outside the country — have a new means of protecting confidential information stored on their servers.

If a company’s servers are physically in Connecticut, an employee of that company can be sued in Connecticut court for misuse of confidential information even if they accessed the information from a computer outside Connecticut.

A recent appeals court decision involved a Connecticut company claiming that a Canadian employee electronically misappropriated confidential information after learning she was about to be fired.

The case, MacDermid Inc. v. Deiter, decided by the United States Court of Appeals for the Second Circuit Dec. 26, 2012, concerned an employee using a computer in Canada to access her company email account and forward confidential data files housed on the company’s Connecticut servers to her personal email account in Canada.

The employer sued the employee in Connecticut. The trial court threw the case out, stating that the employee couldn’t be sued here because she didn’t do anything here — she just sent an email “from one computer in Canada to another computer in Canada.”

The employer appealed and won. The appeals court relied on a Connecticut law — a so-called “long-arm statute” — saying that any person who “uses a computer … located within the state” can be sued in Connecticut for wrongful acts that they commit through such use.

Because the General Assembly, in writing the law, had defined “computer” to include servers, and since the employee’s Canadian emailing activities included accessing the employer’s Connecticut servers, the employee used a computer in Connecticut without setting foot within our borders.

Moreover, the appeals court held it was fair to permit the employee to be sued in Connecticut under that law because the employer had informed employees that its servers are located here.

12 Week of February 11, 2013 • FairField County Business Journal

In sum, since the employee knew that she was copying files from a Connecticut server, she can’t escape “the long arm of the law.” She must either hire a Connecticut lawyer or represent herself in a foreign country. As for the employer, it can use its regular lawyers to bring suit here, in a court that’s convenient for it and inconvenient for the employee, and doesn’t have to go to the trouble and expense of hiring a lawyer in Canada.

There’s a lesson here for Connecticut employers. If its servers are in Connecticut, a company should make that fact known to all employees.

This information can easily be included in any policies the company may have governing employee use of company computers and the confidentiality of company information, including in an employee handbook. To make sure employees can be charged with actual knowledge of the servers’ location, it would be preferable if they acknowledged receipt of the information in writing (as is commonly done with employee handbooks). Then, if the company learns that an out-of-state

employee has electronically pilfered confidential company information, it should be able to bring suit here, shifting the inconvenience and expense of litigating in another state or country from the company to the faithless employee.

As for employees with employment contracts, a clause obviously can be included selecting Connecticut as the forum for any litigation. But an effective notification that the company’s servers are in Connecticut covers all employees, including those with no contracts. And since changing an employment contract in mid-term can create issues as to whether or not the change is unenforceable due to lack of consideration, difficulties even for contract employees can be avoided as well.

Frank Silvestri heads the litigation department at Levett Rockwood P.C., a business law firm in Westport. More information about him and the firm is available at levettrockwood.com. This article is for informational purposes only and does not constitute legal advice.

Annual Connecticut Legislative Leadership Breakfast

HOUSE MAJORITY LEADER BRENDAN SHARKEY

HOUSE MINORITY LEADER LARRY CAFERO

Tuesday, March 19, 2013

Registration: 7:45am Breakfast Program: 8:00 – 9:30am Cost: $40 members; $50 non-members Stamford Plaza Hotel and Conference Center, 2701 Summer Street, Stamford, CT

SENATE MINORITY LEADER PRO TEMPORE JOHN MCKINNEY

SENATE PRESIDENT PRO TEMPORE DONALD WILLIAMS (INVITED)

This event is part of The Business Council’s Democracy Works! program, which seeks to increase public awareness of the most important issues facing the state. We are delighted to thank Purdue Pharma L.P. for its generous support for this initiative.

Launching with the Stars to Feature ‘The Pitch Coach’ David Rose The Connecticut Innovation Ecosystem is hosting Launching with the Stars, a series of programs aimed at connecting Connecticut’s entrepreneurs with internationally recognized entrepreneurs, investors and corporate leaders.

as “New York’s Archangel” by Forbes and a “world conquering entrepreneur”

by BusinessWeek, he founded and is CEO of Gust, which operates the global collaboration platform for over 160,000 startups in 195 countries, 40,000 earlystage investors and 1,000 venture funds and angel groups.

Get Pitched byThe Pitch Coach

On March 27th, David Rose will hold a Master Pitch Class at The Grove New Haven. Rose is an Inc 500 CEO, serial entrepreneur and active angel investor who has founded or funded over 80 companies. Described

Follow us! facebook.com/ BusinessFairfield

#BCFairfieldCo

For more information and to register go to CTNEXT.com. The program is FREE. Space is limited - sign up now. presented by

Now in its fifth year, The Healthy Workplace Employer Recognition Program highlights employers’ efforts to encourage healthy behaviors, enhance productivity, and ensure healthy work environments.

Join us as we celebrate, and learn from, the accomplishments of employers from throughout the region.

We would also like to thank The Business Council’s Wellness Roundtable Members for their participation in this year’s health and wellness programs.

Co-Chairs

Matthew Fair, Pierson & Smith, a division of First Niagara Risk Management John King, UnitedHealthcare of CT, Inc.

Committee Members

Taryn Branca, Mercer Jacqueline Carmona, Towers Watson Tanya Court, The Business Council of Fairfield County Carol Kagdis, Sikorsky, A United Technologies Company Martha Ferrante, Connolly, Inc.

February 14 Healthy Workplaces Employer Recognition Program Time: Registration: 7:45am; Breakfast Program: 8:00-9:30am Location: Sheraton Stamford Hotel Cost: Complimentary for honored companies; $25 members; $35 non-members www.businessfairfield.com Paul Harris, Aon Hewitt Mary Henwood-Klotz, Stamford Hospital Dana Loch, Nestlé Waters North America Liz Malett, Tauck, Inc. William Pokluda, Daymon Worldwide, Inc. Russell Robbins, Mercer Tara Yeager, Foresight Wellness Solutions Walter Watson, Stew Leonard’s

Get the latest on Fairfield County’s economy from the Fed Rae Rosen, Vice President and Senior Economist with The Federal Reserve Bank of New York presented on the outlook for the Fairfield County economy in January. Hosted by Deloitte, Ms. Rosen reported that the economy was recovering and gaining traction, and that the resolution on the fiscal cliff should build confidence with a possible pick up in the second half of the year.

Ms. Rosen’s presentation is available online at www.businessfairfield. com.

(from l to r) Stephen Gallucci, Managing Partner Fairfield County Practice, Deloitte and event host, Fed Vice President and Senior Economist Rae Rosen and Michael Herling, Partner, Finn Dixon & Herling LLP, and chair of The Business Council’s Fairfield County Information Exchange.

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of February 11, 2013 13

Starwood banks on emerging markets

PRO

HOCKEY Sheraton Hotels & Resorts plans to open 15 hotels in China in 2013, including the Sheraton Huzhou Hot Spring Resort. Photo courtesy of Starwood Hotels & Resorts.

BY PATRICK GALLAGHER pgallagher@westfairinc.com

F

or the fourth consecutive year, about half of the Sheraton Hotels & Resorts scheduled to open will be in China, as Starwood Hotels & Resorts Worldwide Inc. continues to hone its focus on Southeast Asia and other emerging-growth regions in 2013.

“THE MAJORITY OF OUR NEW HOTEL DEVELOPMENT IS TAKING PLACE IN THE WORLD’S FAST-GROWING ECONOMIES, WHILE IN NORTH AMERICA, SHERATON REMAINS ONE OF THE MOST SOUGHTAFTER BRANDS...THE SHERATON GROWTH TRAJECTORY IN CHINA HAS BEEN NOTHING SHORT OF REMARKABLE.” — Hoyt Harper

For Sponsorship Opportunities Call: Jed Wilson

follow us

203-570-7952

14 Week of February 11, 2013 • FairField County Business Journal

The Stamford-based hotel conglomerate said it plans to open 30 Sheraton hotels in the next year, with half of those in China, one in India and four in the Middle East.

Meeting those targets would keep Starwood’s largest hotel brand on track for its 500th hotel overall and its 80th in

China by 2015.

“The majority of our new hotel development is taking place in the world’s fast-growing economies, while in North America, Sheraton remains one of the most sought-after brands,” said Hoyt Harper, global brand leader for Sheraton.

“The Sheraton growth trajectory in China has been nothing short of remarkable.”

Sheraton also plans to open a hotel in Argentina and two in Brazil this year, the latter coming as the company gears up for the 2014 FIFA World Cup and the 2016 Summer Olympics, both of which will be hosted by Brazil.

Sheraton, which has hotels in nearly 70 countries, recently completed $6 billion in global capital improvements and is in the midst of a second $6 billion expansion that will extend through 2015.

Weston Hotels & Resorts, another of Starwood’s nine chains, will open its 200th property this year, the company announced last week.

In the past 18 months, Weston has added five hotels in Latin America, bringing its total there to 11. Weston will also open seven hotels in the Asia Pacific region, including four in China.

Simon Turner, president of global development for Starwood, said the company sees “continued opportunities for global growth through both worldclass new build projects and conversions where developers benefit from the strength of the brand and Starwood’s powerful systems.”

Credit crunch subsides as banks compete for loans

BY JENNIFER BISSELL jbissell@westfairinc.com

C

redit conditions are loosening and banks are increasingly competing for commercial borrowers, Connecticut lenders say.

“If there was a credit crunch, it’s long gone now,” said Reyno Giallongo, CEO of First County Bank, headquartered in Stamford. “Banks are anxiously looking to loan money these days.”

Giallongo said banks are flush with deposits and earning very little on investments, making the best assets commercial loans, commercial real estate loans or residential mortgages. As a result, Giallongo said he’s seeing more big banks that previously had been holding back compete for loans with community banks like First County Bank.

“Fairfield County, especially, is an overbanked market,” he said. “The competition for commercial loans is very heated.”

Concern over the availability of credit dropped off the list of top concerns of business leaders in this year’s southwestern New England CEO survey, produced

by First Niagara Bank. According to the survey of roughly 360 CEOs, key concerns are health care costs, adverse economic conditions and governmental regulation and taxation. Surprising, securing credit didn’t make the list, said David Ring, northeast president of First Niagara.

“The availability of credit doesn’t seem to be on the radar,” Ring said. “Banks have healthy balance sheets and are ready to lend again. From a banker’s perspective, things have bottomed out.”

Like Giallongo, Ring said he’s seeing more banks come back into the marketplace. However, Ring emphasized that First Niagara never stopped lending during the recession and has grown dramatically. First Niagara has had double digit loan growth every quarter for the last 11 quarters, he said.

Nationally, lending standards on commercial and industry loans have eased over the past three months as banks also loosen terms on such loans, according to the January Senior Loan Officer Opinion Survey on Bank Lending Practices conducted by the Federal Reserve.

Demand for business loans, prime residential mortgages and auto loans has strengthened over the past three months, according to the Fed report.

Michael LaBella, Connecticut market president of TD Bank, also said his bank never stopped lending and that competition for small business and commercial

loans has returned.

“For the borrower, it’s driving down prices and the terms are getting a little easier,” LaBella said. “That’s good news and bad news.”

It’s good news for businesses looking for credit to expand but bad news for banks that may be tempted to loan to bad candidates to compete, which attributed to the financial collapse, he said.

“We remain consistent on our credit culture, which kept us out of problems in the first place,” LaBella said. “We do deals that make sense but there’s cer-

tainly competition.”

In 2009, LaBella said the bank would win loans after one proposal but that now customers are making proposal requests to three or four banks.

LaBella said he can tell there are more banks lending but that he also thinks customer demand is improving. There’s more certainty about health care costs and taxes now that the presidential election is over, he said. Additionally, both businesses and banks have had to adapt in the last few years, making it easier for a loan application to be successful.

Businesses have learned how to maintain strong operating foundations and banks are utilizing more tools to help businesses secure loans through the U.S. Small Business Administration and development authorities.

“Companies are being smarter about how they manage their business and banks are looking at other resources about how to structure a loan,” La Bella said. “The challenge is to put money out into the communities we serve. … It’s certainly where you’re going to get a higher return.”

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FAIRFIELD COUNTY BUSINESS JOURNAL • Week of February 11, 2013 15

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16 Week of February 11, 2013 • FairField County Business Journal

Nonprofit looks to ‘rescue’ 1.5M meals in 2013

BY PATRICK GALLAGHER pgallagher@westfairinc.com

I

n 2005, New Canaan resident and entrepreneur Jeff Schacher founded WhenToManage L.L.C., an online platform aimed at streamlining everyday tasks — such as employee scheduling and supply chain management — for restaurants, bars and events venues.

WhenToManage, which Schacher runs from an office in his home, has more than 750 clients, including national brands like Chili’s, Buffalo Wild Wings, Hooters and Dairy Queen, and has seen revenues double over the past year.

Through helping those clients to manage logistics and track their inventories, Schacher said he became aware of an enormous amount of food that would regularly be thrown out.

It led him and Norwalk resident Kevin Mullins to found Community Plates Inc., a nonprofit that works to connect food pantries, soup kitchens and homeless shelters in need of donations with restaurants, grocery stores, markets and other food providers.

“What are we good at? We’re good at building web apps to assist with complicated inventory-related tasks,” Schacher said. In the case of organizations that feed the needy, “We said, ‘What if it’s just a problem of getting supply to the demand?’”

The business partners launched Community Plates after achieving 501(c) (3) nonprofit status in January of 2011, and began “food rescues” in May of that year.

Today, Community Plates has expanded its efforts from Fairfield County to Albuquerque, N.M., and Columbus, Ohio, with plans to have a presence in another dozen markets by 2014.

The grassroots organization works with nearly 50 food donors, ranging from national grocery store chains to regional farmers markets and restaurants, and more than 20 clients, such as food pantries and soup kitchens.

With the help of more than 300 active volunteers who shuttle donated food items to Community Plates’ clients, the nonprofit helps provide 85,000 meals a month, including 60,000 to 70,000 meals a month in Fairfield County.

“Our goal for 2013 is to rescue around one and a half million meals,” said Mullins, who serves as executive director of Community Plates, whose operations are also run from Schacher’s home.

Jeff Schacher and Kevin Mullins

“It has been exciting to watch, for sure.”

The organization’s success can be traced to the efforts of its volunteers and to the same software that was used to launch WhenToManage, Schacher said.

Often with food shortages, “It’s not a problem of food, it’s a problem of logistics,” said Schacher, who serves as chairman of Community Plates.

He and Mullins said the software platform enables them to track all donations, deliveries and volunteers to maximize efficiencies and to see where more is needed.

“Really up and down the food chain there’s waste throughout the system,” Mullins said. “Maybe 50 percent of the food that’s produced for us gets wasted.”

Through the platform, all food pickups and dropoffs are scheduled in advance, with volunteers signing up to transport the excess food supplies from a donor to the destination.

“We have so much great data. We’re really excited about the information and the story that the data tells,” Schacher said.

With the help of the volunteers and the software platform, Mullins said, Community Plates has almost no overhead. “Community Plates is a grassroots organization,” he said.

Mullins added that the software enables Community Plates to function just like any other business.

“Running a nonprofit like a traditional business that’s profit-oriented — that’s what the metrics allow us to do,” he said. “Every number matters and paying attention to all those numbers is pivotal.”

SPECIAL REPORT Job Market

Legislators mull minimum wage increase

BY JENNIFER BISSELL jbissell@westfairinc.com

S

tate legislators have renewed efforts to increase the Connecticut minimum wage by as much as $1.50 over the next 18 months.

The increases sought include a 75-cent bump in July and a second 75-cent increase in July of 2014, which would bring Connecticut’s minimum wage, currently the second-highest in New England at $8.25, to nearly $10 an hour.

In a Jan. 31 public hearing held by the Labor and Public Employees Committee of the Connecticut General Assembly, advocates argued that a wage increase would afford workers a minimum amount of financial security, while business representatives said an increase in wages would ultimately mean fewer jobs, hurting the same class of people the bill is designed to help.

“The cost of living is high in Connecticut, as we know, and workers who earn minimum wage should not be asked to bear a disproportionate share

STATES WITH MINIMUN WAGE RATES HIGHER THAN THE FEDERAL

STATES WITH NO MINIMUN WAGE LAW

STATES WITH MINIMUN WAGE RATES THE SAME AS THE FEDERAL

STATES WITH MINIMUM WAGE RATES LOWER THAN THE FEDERAL

of the burden in our sluggish economy,” said Sen. Martin Looney, a Democrat, at the hearing. “I think the concept is one we should act on in this session.”

The Connecticut minimum wage was last raised in 2010, and efforts to raise it last year were defeated. This year’s bill includes a provision for automatic increases in the minimum wage based on the consumer price index that wouldn’t require legislative approval every year.

Connecticut is currently one of 19 states, plus the District of Columbia, with a minimum wage higher than the federal standard. In both New York and New Jersey the minimum wage is $7.25, and while New Jersey Gov. Chris Christie recently vetoed a minimum wage increase, New York Gov. Andrew Cuomo is pushing for one.

According to a study contracted by the Permanent Commission on the Status of Women (PCSW), roughly 30 percent of men and women are paid minimum wage or less, which is very close to the federal poverty level, said

Natasha Pierre, PCSW policy and legislative director.

“If we want workers to succeed and be able to support themselves and their families, we have to create a realistic floor on wages,” Pierre said. “Not one that leaves working adults and their families at or below poverty.”

To pay for the cost of basic needs, a Connecticut resident needs to make roughly $10.56 an hour on a full-time basis, according to the PCSW survey.

To cover basic needs with a moderate amount of emergency savings, an individual would need to earn more than $17 an hour. Pierre said that if workers were paid about $10.60 an hour, fewer people would require government assistance, leaving more funding to assist businesses.

The PCSW survey did not research how an increase in wages would affect businesses, however.

However, Andrew Markowski, Connecticut director of the National Federation of Independent Business (NFIB), said the timing of the bill could not be worse, given the economy.

“Right now small business owners are suffering,” Markowski said. “The economy is teetering. Businesses are hurting and right now is not the time to have this increase.”

Markowski said he felt the bill was well intentioned but essentially bad policy, just as it was last year. NFIB members say an increase in wages would mean a decrease in the number of jobs, further hurting Connecticut’s unemployed and low-wage earners.

As other states attempt to catch up with Connecticut’s minimum wage, Markowski said further increases in Connecticut would only add to the high cost of doing business in the state.

“That just further isolates us in the region when we already have a reputation of being economically uncompetitive,” Markowski said.

Further action by the labor committee is expected in the next several weeks.

If the increases are approved by the committee, the General Assembly would need to vote on the issue before the end of the legislative session in June.

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of February 11, 2013 17

Empty cup: Full opportunity

We have a negative association with the word “empty.” It is often placed in front of words like belly or gas tank – both undesirable situations. But what if we looked at “empty” differently? What if we took a half-empty glass and saw it as potential, an opportunity.

This inventive thinking is the force behind CreateHereNow, a space-reuse initiative launching its pilot program in Bridgeport. With the goal of turning “vacant into vibrant,” CreateHereNow seeks to engage creative entrepreneurs, start-ups, nonprofits and established businesses by transforming empty spaces into innovative small businesses in downtown Bridgeport.

It is a mission inspired by the pioneering integration of fields, melding urban studies, business and the arts.

CreateHereNow expands beyond the economic lens, inviting members of the community to rebuild in tandem with larger municipal efforts and planting the seeds of local empowerment.

Today’s downtown Bridgeport is a dynamic hub of activity with new restaurants, businesses, cultural organizations and apartment complexes sprouting throughout its accessible district. These signs of growth paired with a burgeoning arts scene, provides the ideal development environment for a metropolis brimming with promise and a community bursting with ideas.

Through the program, CreateHereNow will not only activate these vacant spaces by transforming them into small businesses but will aid entrepreneurs during the process connecting them with resources throughout Connecticut.

The goal is to empower both business owners and the Bridgeport community that helps build this energized network.

CreateHereNow invites the public to explore/perform/ compose/collaborate/broadcast/co-work/ here now - to complete the blank that the word “empty” conveys. We’re excited to re-imagine this changing landscape and find answers to the question: How should we fill the cup?

Information sessions are being held and applications are available on our website at createherenow.org.

CreateHereNow is a collaboration among Connecticut’s Department of Economic and Community Development (DECD), Bridgeport’s Downtown Special Services District (DSSD), the Cultural Alliance of Fairfield County (CAFC) and Artspace USA.

Eve Liptak Project Manager info@creatherenow.org

The mission of the Cultural Alliance of Fairfield County is to support cultural organizations, artists and creative businesses by providing promotion, services and advocacy.

For more information, visit CulturalAllianceFC.org or email infoCulturalAllianceFC.org or call 256-2329.

For events lists, visit FCBuzz.org.

FCBUZZ FAIRFIELD MUSEUM OFFERS GLIMPSE INTO THE LINCOLNS’ PRIVATE LIVES

Abraham Lincoln, seen here in a portrait by George Peter Alexander Healy that hangs in the White House, is the subject of a program at the Fairfield Museum and History Center on President’s Day.

What better way to spend President’s Day (Feb. 18) than by taking “Tea With Abraham And Mary Lincoln” at the Fairfield Museum and History Center (2:30-4:30 p.m.)?

Get an intimate glimpse into the private lives of our 16th president, whose 204th birthday is Feb. 12, and his wife, Mary, as they sit together for a conversation over tea. The audience is invited to ask questions about the Lincolns in this behind-thescenes presentation.

Lincoln – who is having quite a moment with the Oscar buzz over Steven Spielberg’s film – is portrayed here by Lewis Dube, who studied at the Yale University School of Drama and has brought the Great Emancipator to life for thousands of fans.

He has appeared at venues across the country, including the presidential libraries of Dwight D. Eisenhower and Lyndon B. Johnson as well as on ABC, CBS, Fox, the History Channel and CPTV. Carol Deloppo, a Civil War reenactor for more than 20 years, plays Mary. She performs at schools and group events as Mary, speaking in the first person about “her” life. She prides herself on engaging children in discussions of this first lady.

The program is recommended for grades 3 and up. It’s free with admission — $5; $3 for senior citizens and students. Seating is limited so reservations are strongly suggested. The museum is at 370 Beach Road. fairfieldhistory.org

THE FLIP SIDE On Feb. 15, the Ridgefield Playhouse presents the documentary “The Cardboard Bernini,” along with a Q&A with filmmaker Olympia Stone and her subject, artist James Grashow.

“The Cardboard Bernini” examines Grashow’s life and work as he builds a giant cardboard fountain inspired by the work of Baroque sculptor Gian Lorenzo Bernini (1598-1680), who is perhaps best-known for the erotically charged “Ecstasy of St. Theresa,” all swooning expressivity and swirling drapery.

Unlike Bernini’s delicately dynamic classical and religious sculptures, fountains and altarpieces – he did the canopy that shields the high altar at St. Peter’s Basilica in Rome – Grashow intended his Bernini work to disintegrate. Director Stone, whose father was the art dealer Allan Stone,

began documenting this process from the start. Grashow’s corrugated “fountain” was launched indoors June 11, 2010, at the Taubman Museum of Art in Roanoke, Va., to great acclaim. After shows in New York City and Pittsburgh, he finally installed the fountain outdoors at The Aldrich Contemporary Art Museum in Ridgefield last April 1. It was there for a total of six weeks, after which Grashow took his degraded cardboard masterpiece to the dumpster, noting, “Ashes to ashes, mush to mush.”

Among many other things, Grashow has built 15-foot fighting men, a city and an ocean – using papier-mâché, fabric, chicken wire and cardboard.

More recently, he has begun making sculptures entirely out of corrugated cardboard and twist ties.

The film will be the premier event

Visit FCBuzz.org for more information on events and how to get listed.

18 Week of February 11, 2013 • FairField County Business Journal

at the Connecticut Film Festival this summer. Tickets for the 7 p.m.

Ridgefield screening are $15; $10 for senior citizens and students. There’s a VIP post-screening party at The Aldrich Museum, for which tickets are $30.

Please call the Ridgefield Playhouse box office to purchase student, senior and VIP tickets at 438-5795.

In his documentary series “Simon Schama’s Power of Art,” the Briarcliff Manor-based historian and art historian noted that while Bernini could create a work like the “Ecstasy” – “the most intense convulsive drama of the body that any of us experience” – he also arranged to have his mistress’ face slashed for taking up with his brother.

That and Grashow’s disintegrating fountain remind us that destruction is the flip side of creativity.

Presented by: Cultural Alliance of Fairfield County

FAIRFIELD COUNTY

BUSINESS JOURNAL ATTACHMENTS Frank Marini Mason Contractor L.L.C., Norwalk. $20,410.85, in favor of O&G Industries Inc., Torrington. Property: Map 3264, Norwalk. Filed Jan. 9.

Hunter, Valerie K. and Jeffrey I., Norwalk. $85,275.38, in favor of Carol Mascia d.b.a. Carol Cares.

Property: 4 Union Ave., Unit 6, Norwalk. Filed Jan. 14.

JKK Woodcraft Inc., Bridgeport; Karla and Kevin Jones, Monroe; Patricia and Michael Jones, Norwalk. $386,211.89, in favor of Connecticut Community Bank N.A., Westport. Property: 39 Valley View Road, Norwalk. Filed Jan. 15.

A+ Home Improvements L.L.C., contractor for EW Batista Family L.P. Perform interior renovations at an existing commercial building, Bliss Alfred & Co. L.L.C., 24 Grassy Plain St., Bethel. Estimated cost: $3,350. Filed Jan. 18.

Alecta Real Estate USA L.L.C., San Francisco, Calif. Perform interior renovations at an existing commercial building, 1 E. Putnam Ave., Greenwich. Estimated cost: $125,000. Filed Jan. 22.

Besaldi Construction, contractor for Collin Properties. Perform renovations at an existing commercial building, 1063 Boston Post Road, Darien. Estimated cost: $95,000.

Filed Jan. 14.

Gueron, Marc. Perform renovations at an existing commercial building, 24 to 30 Cannon Road, Wilton. Estimated cost: $235. Filed Jan. 23.

Horan Construction Corp., Mineola, N.Y., contractor for Watson Enterprises Inc. Perform interior renovations at an existing commercial building for Mercedes Benz, 262 W. Putnam Ave., Greenwich. Estimated cost: $65,000.

Filed Jan. 22.

Questions and comments regarding this section should be directed to: Bob Rozycki c/o Westfair Communications Inc. 3 Gannett Drive, Suite G7 White Plains, N.Y. 10604-3407 Phone: (914)694-3600 Fax: (914)694-3680

Grabe, Doug, Wilton, contractor for Robert DiNardo Revocable Trust. Perform renovations at an existing commercial building, 26 Danbury Road, Wilton. Estimated cost: $12,425. Filed Jan. 15.

GRC Realty Corp., Stamford.

Perform interior renovations at an existing commercial building, 600 Steamboat Road, Greenwich. Estimated cost: $3.05 million. Filed Jan. 22.

Greenwich Woods. Perform interior renovations at an existing commercial building, 1165 King St., Greenwich. Estimated cost: $11,000. Filed Jan. 22.

Belmiro & Belmiro Construction, Bridgeport, contractor for Howard Wildstein. Perform interior renovations at an existing single-family residence, 19 Arnold Lane, Norwalk. Estimated cost: $32,000. Filed Jan. 17.

Ana Contesi. Perform interior renovations at an existing singlefamily residence, 38 Walter Ave., Norwalk. Estimated cost: $5,000.

Filed Jan. 14.

Berkeley Exteriors, contractor for Peter Giaccone. Re-roof an existing single-family residence, 358 Henry Ave., Stratford. Estimated cost: $8,525. Filed Jan. 16.

Arsenault, Russell. Perform interior renovations at an existing single-family residence, 509 Housatonic Ave., Stratford. Estimated cost: $13,000. Filed Jan. 15.

Bernstein, Richard, contractor for Karen and Charles Crape. Perform interior and exterior renovations at an existing single-family residence, 479 Catamount Road, Fairfield. Estimated cost: $65,000.

Filed Jan. 18.

Imian Partners, New Canaan, contractor for 65 Locust Avenue L.L.C. Perform additions and alterations at an existing commercial building, 65 Locust Ave., Third floor, New Canaan. Estimated Astrum Solar Inc., Annapolis cost: $30,000. Filed Jan. 14.

Junction, Md., contractor for Risa and David Vine. Install solar Imperial 32 Holdings L.L.C. Per- panels at an existing single-family form additions to a single-family residence, 87 Patricia Circle, Fairresidence, 32 Imperial Ave., West- field. Estimated cost: $22,290. port. Estimated cost: $43,000. Filed Jan. 18.

Filed Jan. 16.

Birchwood Country Club Inc. Perform interior renovations at BANKRUPTCY an existing commercial building, 25 Kings Highway South, WestKNB Properties L.L.C., 291 Hope port. Estimated cost: $55,000.

St., Apt. B4, Stamford, Chapter 11, Filed Jan. 18. filed Jan. 23, case no. 15-50091.

Assets: $500,000 to $1 million. Li- Chae Lew Haija Lew L.L.C., abilities: $500,000 to $1 million. Stamford. Fit-out an existing residentiaL Creditors: NCB Savings Bank. commercial building for Podium $988,600. Type of business: corpo- Training-Spin Fitness, 430 Main 1867 Main Street L.L.C. Perform ration. Debtor’s attorney: Craig I. Ave., Norwalk. Estimated cost: external renovations at an existLifland, Bridgeport. $5,000. Filed Jan. 23. ing single-family residence, 1867 Main St., Stratford. Estimated cost: $12,000. Filed Jan. 17.

Claris Construction, Newtown, BUILDING contractor for Clearview Holdings PERMITS L.L.C. Perform interior renova- 7 Oakwood Lane L.L.C. Contions and roof maintenance at a struct a new single-family resicommercial building, 2226 Black dence, 7 Oakwood Lane, GreencommerciaL Rock Turnpike, Fairfield. Estimat- wich. Estimated cost: $1.5 million. ed cost: $55,000. Filed Jan. 22.

Filed Jan. 22.

A Pro Builders Inc., Monroe, contractor for William L. Gault Clark Holdings L.l.C., Westport. trustee. Perform interior renova- Perform renovations at an existing Able Construction, Norwalk, tions at an existing commercial commercial building, 2 Hollyhock contractor for CCO IV Woody building for Wallin & Wolff, 30 Road, Wilton. Estimated cost: L.L.C. Construct a new singlefamily residence, 12 Woody Post Road East, Westport. Esti- $6,000. Filed Jan. 23.

Lane, Westport. Estimated cost: mated cost: $93,000. Filed Jan. 16. $700,000. Filed Jan. 16.

Items appearing in the Fairfield County Business Journal’s On The Record section are compiled from various sources, including public records made available to the media by federal, state and municipal agencies and the court system.

While every effort is made to ensure the accuracy of this information, no liability is assumed for errors or omissions. In the case of legal action, the records cited are open to public scrutiny and should be inspected before any action is taken.

American Dimensions, New Milford, contractor for Sumi and Dan Ebrahimi. Perform additions and alterations at an existing single-family residence, 16 Arrowhead Way, Darien. Estimated cost: $500,000. Filed Jan. 18.

AJ Home Designs L.L.C., Wilton, Perform additions and alterations at an existing single-family residence, 25 Sunset Hill Road, Wilton. Estimated cost: $75,000. Filed Jan. 15.

Al’s Home Repairs, Bridgeport, contractor for Nicole and Chris Larizza. Perform interior renovations at an existing single-family residence, 59 Elk Terrace, Stratford. Estimated cost: $14,416. Filed Jan. 23.

Astrum Solar Inc., Annapolis Junction, Md., contractor for John Aymar. Install solar panels at an existing single-family residence, 305 Barlow Road, Fairfield. Estimated cost: $23,665. Filed Jan. 18.

Astrum Solar Inc., Annapolis Junction, Md., contractor for Toni Ann and Frank Perkins. Install solar panels at an existing singlefamily residence, 1137 Mill Plain Road, Fairfield. Estimated cost: $28,242. Filed Jan. 18.

Astrum Solar Inc., Annapolis Junction, Md., contractor for Jen and Anthony Calabrese. Install solar panels at an existing singlefamily residence, 216 Autumn Ridge Road, Fairfield. Estimated cost: $25,191. Filed Jan. 18.

Astrum Solar Inc., Annapolis Junction, Md., contractor for Sara and Jason Victor. Install solar panels at an existing single-family residence, 108 Nutmeg Lane, Fairfield. Estimated cost: $22,733.

Filed Jan. 18.

Astrum Solar Inc., Annapolis Junction, Md., contractor for Nicole and Jeffrey Manente. Install solar panels at an existing singlefamily residence, 165 Duck Farm Road, Fairfield. Estimated cost: $20,276. Filed Jan. 18.

Bronski Builders Inc., Trumbull, contractor for Stephanie and Paul Stellato. Construct an accessory building with a habitable space at a single-family residence, 349 Grandview Road, Fairfield. Estimated cost: $60,000. Filed Jan. 18.

City of Norwalk. Perform interior renovations at an existing single-family residence, 49 Meadow St., Norwalk. Estimated cost: $235,000. Filed Jan. 17.

Coda Construction L.L.C., Newtown, contractor for Keith Velia.

Perform interior renovations at an existing single-family residence, 12 Mimosa Place, Ridgefield. Estimated cost: $8,000. Filed Jan. 22.

Connecticut Deck Pros L.L.C., Bridgeport, contractor for Justin M. Vogel. Perform external renovations at an existing single-family residence, 7 Rochambeau Ave., Ridgefield. Estimated cost: $4,000.

Filed Jan. 14.

D’Acunto Construction L.L.C., Wilton, contractor for Regina and Patrick Damanti. Perform interior renovations at an existing singlefamily residence, 66 Ledgebrook Drive, Unit 16O, Norwalk. Estimated cost: $15,000. Filed Jan. 16.

Dagoberto Murante Contactor.

Burritt, Sabra. Perform interior Lay turf for Training Fields, 1791 renovations at an existing single- Stratford Ave., Stratford. Estimatfamily residence, 302A Piute Lane, ed cost: $42,000. Filed Jan. 17.

Stratford. Estimated cost: $15,000.

Filed Jan. 16.

Deleo, Kenneth, Stamford, contractor for Sarah and George Craft.

Buttendorf, Doug, contractor Perform interior renovations at an for Alex Hyman. Add a two-story existing single-family residence, 4 addition to an existing single- Little Brook Road, Norwalk. Estifamily residence, 38 Woodside mated cost: $190,000. Filed Jan. 14.

Ave., Westport. Estimated cost: $480,000. Filed Jan. 16.

Demonchaux, Dominique. Perform external renovations at an Canevari, Maria and Tyson. Per- existing single-family residence, form interior renovations at an 35 Putnam Park, Greenwich. Estiexisting single-family residence, 34 mated cost: $52,000. Filed Jan. 22.

Esquire Road, Norwalk. Estimated cost: $5,289. Filed Jan. 22.

DiGiorgi Roofing, contractor for John Haydnsky. Re-roof an existCastellana, John, Riverside. Per- ing single-family residence, 164 form interior renovations at an Oakland St., Stratford. Estimated existing single-family residence, cost: $6,925. Filed Jan. 16.

42 Valley Road, Greenwich. Estimated cost: $500. Filed Jan. 22.

Duffy Gary Contractors L.L.C., Norwalk, contractor for Peter Chan, Mary and Alexander. In- Nardin and John Snibbe. Add a stall solar panels at an existing sin- two-story addition to an existing gle-family residence, 3 Stoneboat single-family residence, 4 RayRoad, Westport. Estimated cost: mond Place, Westport. Estimated cost: $289,000. Filed Jan. 16. $23,000. Filed Jan. 16.

Christopher Home Improvement, Norwalk, contractor for Charles Galanek. Re-roof an existing single-family residence, 155 Claudia Drive, Stratford. Estimated cost: $3,200. Filed Jan. 17.

Elk Homes Partners L.P., Rye, N.Y. Perform additions and renovations at an existing single-family residence, 28 Oval Ave., Greenwich. Estimated cost: $450,000.

Filed Jan. 22.

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of February 11, 2013 19

on the record Elwart, Sebastian, contractor for Kelly and Alan Banner. Perform interior renovations at an existing single-family residence, 11 Archer Lane, Danrien. Estimated cost: $60,000. Filed Jan. 23.

Falzone, Paul J., contractor for 40 Bauer Place Extension L.L.C. Construct a new single-family residence, 40 Bauer Place Extension, Westport. Estimated cost: $400,000. Filed Jan. 16.

Hicks Construction L.L.C., Ridgefield, contractor for Marie and Anthony Russo. Perform additions to a single-family residence, 61 Lakeview Ave., New Canaan. Estimated cost: $150,000.

Filed Jan. 16.

Home Renovation & Design L.L.C., Trumbull, contractor for Joseph J. Barrato. Perform interior renovations at an existing singlefamily residence, 3 Appletree Trail, Westport. Estimated cost: $31,000.

Filed Jan. 16.

Fletcher, Ryan. Perform interior renovations and additions at an existing single-family residence, 12 Horvath Plumbing & Heating Casa Torch Lane, Ridgefield. Esti- L.L.C., Stamford, contractor for mated cost: $409,680. Filed Jan. 14. Christina and Jeffrey Hudak. Perform interior renovations at an existing single-family residence, Fox Hill Builders, Darien, con- 249 Fairfield Woods Road, Fairtractor for Jocelyn Wietfeldt. Per- field. Estimated cost: $17,000. form additions to a single-family Filed Jan. 22. residence, 168 Marvin Ridge Road, New Canaan. Estimated cost: $40,000. Filed Jan. 14.

J. Rodgers Builders L.L.C., Southbury, contractor for Meghan Lahey and Blair Maynhan. Lay Genovese Ernest & Son L.L.C., foundation for a new single-family Fairfield, contractor for 701 Fair- residence, 144 Mona Terrace, Fairfield Beach Road L.L.C. Repair field. Estimated cost: $210,000. storm damage to a single-family Filed Jan. 23. residence, 701 Fairfield Beach Road, Fairfield. Estimated cost: $10,000. Filed Jan. 23.

J. Thomas Roofing, Chaplin, contractor for Irene Afonso and Carl Honrath. Perform interior renovaGibson, Rodger, Stamford, con- tions at an existing single-family tractor for Donna and Randy residence, 30 Sevelsky Drive, StratKrusman. Perform interior reno- ford. Estimated cost: $8,000. Filed vations at an existing single-family Jan. 16. residence, 199 Gregory Blvd, Unit B06, Norwalk. Estimated cost: $30,000. Filed Jan. 15.

James Plumbing and Remodeling. Perform interior renovations at an existing single-family resiHabrat-Plaskowicki Residence. dence, 171 Columbus Ave., StratPerform external renovations at ford. Estimated cost: $22,000. Filed an existing single-family residence, Jan. 16.

7 Chatham Drive, Norwalk. Estimated cost: $4,000. Filed Jan. 18.

JCS Construction Group Inc., Stamford, contractor for Linda Hannigan, Elean and Michael J. and Vincent Gierer. Perform inPerform interior renovations at terior renovations at an existing an existing single-family residence, single-family residence, 12 Indian 274 North St., Greenwich. Esti- Drive, Greenwich. Estimated cost: mated cost: $60,000. Filed Jan. 22. $85,200. Filed Jan. 22.

Hazelnut Construction, New Haven, contractor for Christopher Williams Architects. Perform interior renovations at an existing single-family residence, 690 Lordship Blvd., Stratford. Estimated cost: $78,500. Filed Jan. 17.

Henry Showah Construction L.L.C., Trumbull, contractor for Jennifer and Mark Herold. Construct a new single-family residence, 15 Deerwood Road, Westport. Estimated cost: $60,000.

Filed Jan. 15.

Joseph, Leo. Perform additions to a single-family residence, 125 Spring Water Lane, New Canaan.

Estimated cost: $115,000. Filed Jan. 14.

Kaeser Cosntruction Co., Weston, contractor for Richard Rose. Construct a new singlefamily residence, 142 Wahackme Road, New Canaan. Estimated cost: $650,000. Filed Jan. 14.

Koushouris Construction, Cos Cob, contractor for Kathryn Giusti. Perform additions to a singlefamily residence, 143 Old Studio Road, New Canaan. Estimated cost: $350,000. Filed Jan. 17.

Nukitchens Lane, Norwalk, contractor for Kevin Manley. Perform interior renovations at an existing single-family residence, 20 Clayton Place, Ridgefield. Estimated cost: $50,000. Filed Jan. 15.

M&J Service L.L.C., Samuel LaRosa. Perform external alterations at an existing single-family residence, 141 Chestnut Ridge Road, Bethel. Estimated cost: $6,000. Filed Jan. 14.

O’Connor, John Jr. Add a twostory addition to an existing twofamily residence, 8 Hawkins Ave, Norwalk. Estimated cost: $80,000.

Filed Jan. 16.

Manuccia, Salvatore. Perform additions and alterations at an existing single-family residence, 64 Whipstick Road, Wilton. Estimated cost: $85,000. Filed Jan. 23.

MAS Builders, New Canaan, contractor for Katherine Karl. Perform additions to a single-family residence, 175 Silvermine Road, New Canaan. Estimated cost: $50,000.

Filed Jan. 14.

Meier, Jennifer Kim, Construct an accessory building at a singlefamily residence, 5 Meadow Brook Lane, Westport. Estimated cost: $125,000. Filed Jan. 16.

Michael Black Designs, contractor for Mike Firgeleski. Perform additions and alterations at an existing single-family residence, 35 Briar Brae, Darien. Estimated cost: $4,600. Filed Jan. 25.

New England Design Center Inc., contractor for Christina Can Gemert. Perform interior renovations at an existing single-family residence, 130 Stillson Road, Fairfield. Estimated cost: $20,500.

Filed Jan. 17.

Noble, William T., Cos Cob. Perform external renovations at an existing single-family residence, 107 S. Water St., Greenwich. Estimated cost: $10,000. Filed Jan. 22.

Nol-Matsonanga Residence, Perform interior renovations at an existing single-family residence, 5 Linden Heights, Norwalk. Estimated cost: $8,000. Filed Jan. 15.

North Water L.L.C. Construct new residential units and retail space, 20 N. Water St., Norwalk.

Estimated cost: $1.8 million. Filed Jan. 16.

Nudelman, Kay. Install solar panels at an existing single-family residence, 49 Bayberry Lane, Westport. Estimated cost: $13,000.

Filed Jan. 14.

20 Week of February 11, 2013 • Fairfield County Business Journal

Richard Belmont Builders L.L.C., Riverside, contractor for 20 West End Avenue L.L.C. Perform interior renovations at an existing single-family residence, 20 W. End Ave., Greenwich. Estimated cost: $70,000. Filed Jan. 22.

Solar City, Rocky Hill, contractor for Bonnie Piers and Mitchell Murphy. Install solar panels at an existing single-family residence, 205 Hickok Road, New Canaan.

Estimated cost: $37,000. Filed Jan. 16.

Rosow, Christopher, contractor for Erin and William Russell. Perform interior renovations at an existing single-family residence, 1095 Sasco Hill Road, Fairfield. Estimated cost: $45,000. Filed Jan. 17.

Stanhewicz, Janet and Richard.

Repair storm damage to a singlefamily residence, 88 Oyster Road, Fairfield. Estimated cost: $15,000.

Filed Jan. 23.

Pajor, Bianka and Boguslaw. Perform additions and alterations at an existing single-family residence, Ruttkamp, Richard, Cos Cob, 710 North St., Greenwich. Esti- contractor for Kelley Haslun. Permated cost: $75,000. Filed Jan. 22. form interior and exterior renovations at an existing single-family residence, 18 Cottontail Road, Cos Panteleimon Hatzivasili L.L.C., Cob. Estimated cost: $220,000.

Stamford, contractor for Aliki and Filed Jan. 22.

Thomas Panagiotidis. Perform external renovations at an existing single-family residence, 19 Huck- Sauer, Terrence Wright. Install leberry Drive South, Norwalk. Es- solar panels at an existing singletimated cost: $14,600. Filed Jan. 23. family residence, 5 Grays Farm Road, Westport. Estimated cost: $10,000. Filed Jan. 16.

Pauker, Morgaine and Mark.

Install solar panels at an existing single-family residence, 7 Windy Saunders, Michelle and Steven.

Hill Road, Westport. Estimated Install solar panels at an existing single-family residence, 226 North cost: $10,000. Filed Jan. 15.

Ave., Westport. Estimated cost: $9,000. Filed Jan. 16.

Peccerilli, Phil, contractor for Louise Panuzio. Re-roof an existing single-family residence, 665 Schine Construction, Westport, Whippoorwill Lane, Stratford. Es- contractor for Cynthia and Mark timated cost: $7,000. Filed Jan. 16. Steckel. Perform interior renovations at an existing single-family residence, 21 Edgemarth Hill Perkins, Robin. Perform exter- Road, Westport. Estimated cost: nal renovations at an existing $55,000. Filed Jan. 16. single-family residence, 6 Echo Lane, Greenwich. Estimated cost: Shostak Construction L.L.C., $24,201. Filed Jan. 22.

Fairfield, contractor for Kristie and Jason Kuhl. Construct an accesPower Home Remodeling, Ches- sory building, 524 Riverside Drive, ter, Pa., contractor for Brandy and Fairfield. Estimated cost: $41,200.

Chris Lacava. Re-roof an existing Filed Jan. 17. single-family residence, 306 Lordship Road, Stratford. Estimated Shostak Construction L.L.C., cost: $12,820. Filed Jan. 17.

Fairfield, contractor for Robert Barthells. Perform interior renovaPower Home Remodeling, Ches- tions at an existing single-family ter, Pa., contractor for Paolo Ospi- residence, 441 Westport Turnpike, na and Frank Gomes. Perform Fairfield. Estimated cost: $43,000. external renovations at an existing Filed Jan. 22. single-family residence, 272 Johnson Ave., Stratford. Estimated cost: $5,363. Filed Jan. 17.

Sir Development L.L.C., Westport, contractor for Sir 4 Smicap L.L.C. Construct a new Proficient Painting L.L.C., Dan- single-family residence, 4 Smicap bury, contractor for Richard W. Lane, Westport. Estimated cost: Ball. Add a two-story addition to $375,000. Filed Jan. 16. an existing single-family residence, 13 Jeffro Drive, Ridgefield. Estimated cost: $65,864. Filed Jan. 14. Smart, Steven. Perform external renovations at an existing single-family residence, 63 Poplar Rich-Lusita Residence. Add a Road, Ridgefield. Estimated cost: two-story addition to an existing $27,795. Filed Jan. 15. single-family residence, 229 New Canaan Ave., Norwalk. Estimated cost: $96,000. Filed Jan. 23.

Stauss Builders L.L.C., Fairfield, contractor for Sonia and Keith Attkiss. Perform external renovations at an existing single-family residence, 56 Roseville Road, Westport. Estimated cost: $55,000.

Filed Jan. 15.

Sturges Bros Inc., Ridgefield, contractor for Thomas Vonkrannichfeldt. Construct an accessory building, 37 Eustis Lane, Ridgefield. Estimated cost: $150,000.

Filed Jan. 14.

Sylvester, Donald. Perform renovations in an accessory building at a single-family residence, 12 Salem St., Greenwich. Estimated cost: $500. Filed Jan. 22.

THD At-Home Services Inc., Clifton, N.Y., contractor for Brendan Flaherty. Re-roof an existing single-family residence, 37 Richland Road, Greenwich. Estimated cost: $10,714. Filed Jan. 22.

Thomas Kane Building and Remodeling, Fairfield, contractor for Laurie and Donald Nilsson. Add a two-story addition to an existing single-family residence, 120 Parkwood Road, Fairfield. Estimated cost: $128,000. Filed Jan. 23.

Thomas Kane Building and Remodeling, contractor for Honey Blank. Perform external renovations at an existing single-family residence, 43 Ann St., Fairfield.

Estimated cost: $18,000. Filed Jan. 23.

Toll CT II L.P., Newtown. Construct a new single-family residence, 41 Great Hill Drive, Bethel.

Estimated cost: $199,253. Filed Jan. 17.

Toll CT II L.P., Newtown. Construct a new single-family residence, 43 Great Hill Drive, Bethel.

Estimated cost: $199,253. Filed Jan. 17.

on the record CREDITS, CLIENTS AND AWARDS THE KENNEDY CENTER in Trumbull recently received a grant for 13 iPads from the Doug Flutie Foundation Allison Keller iPad program. This award provides the Center’s PARTNERS program with enhancements that will benefit transitioning students with autism and special needs. The grant will support youth with autism spectrum disorder (ASD) within two areas of the center’s PARTNERS program. Specifically, the iPads will assist younger students (ages 14-18) as well as older students (ages 19-21) the transition into three autism-specific community experience (CE) programs.

JAMES HURLOCK of New Canaan was recently appointed managing director, private client advisor for the Fairfield County Market at U.S. Trust, Bank of America Private Wealth Management.

Previously, Hurlock served as executive director at JPMorgan Private Bank based in Greenwich. A veteran of the financial industry, Hurlock will be responsible for working with individuals and families, business owners, corporate executives, private foundations and endowments. Hurlock applies his extensive knowledge of investment advisory, credit, tax and estate planning and banking to help ultra high-net-worth clients find customized solutions to their complex needs.

ON THE GO TUESDAY FEB. 12 How to Go From Cash Strapped to Cash Happy – Over 40 Females February networking event. 5 to 7 p.m., La Roue Elayne, 12 Old Mill Road, Weston. $25 nonmembers, free for members.

For information, visit over40females.com/chapter/connecticut/ fairfield-county.

Small Business Strategies – QuickBooks Pro 2013 overview at Fairfield Public Library. 7 p.m., 1080 Old Post Road, Fairfield. For information, call 256-3158, email kronald@fplct.org or visit fairfieldpubliclibrary.org.

NEWSMAKERS BLUMSHAPIRO, a regional accounting and business-consulting firm based in New England with offices in Connecticut, Massachusetts and Rhode Island, recently announced the election of two new partners.

SNAPSHOT

Berchem, Moses & Devlin P.C. recently donated funds to Homes with Hope, a local nonprofit that provides emergency shelter, perMARK S. CAMPBELL CPA, ABV/CFF manent housing and other supportive services for the homeless. The donation will help individuals and families facing one of the of Darien, is a partner in the firm’s litiga- coldest winters in years transition from homelessness into permanent housing, and will be used for purchases like food, gasoline and tion services and business valuation group. household items as clients take up residence in apartments sponsored by Homes with Hope. Berchem, Moses & Devlin is a law firm Previously, Campbell was vice president at with offices in Milford and Westport.

Knox & Co., an investment banking and corporate advisory firm in Westport. Prior to that, he was a senior tax consultant with Deloitte & Touche L.L.P. Campbell has a bachelor’s degree in business administration from the University of Massachusetts Amherst, majoring in accounting. He has a Juris Doctorate degree as well as an M.B.A. in taxation from Pace University.

CHRISTINE P. GONZALEZ CPA, of Bridgeport, is a tax partner specializing in serving privately held, middle-market businesses and their owners. Gonzalez has a Bachelor of Arts degree in accounting from Sacred Heart University and a Master of Science degree in taxation from Fairfield University.

CARRIE WOJENSKI of Norwalk recently joined Sacred Heart University as director of study abroad. Previously, she was senior program manager for the Rutgers study-abroad program. She also served as manager of customer service/senior customer accounts representative at Explorica Inc. Wojenski has a bachelor’s degree in anthropology from Wheaton College, a master’s degree in international education from SIT Graduate Institute, and is working on her doctorate of education from the State University of New Jersey at Rutgers.

From left, Ira W. Bloom, senior partner, Berchem, Moses & Devlin; Jeffrey N. Wieser, president and CEO, Homes with Hope; Gail I. Kelly, associate, Berchem, Moses & Devlin; Eileen Francis, paralegal, Berchem, Moses & Devlin; and Jacob P. Bryniczka, senior partner, Berchem, Moses & Devlin.

Information for these features has been submitted by the subjects or their delegates.

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on the record Trojankowski Residence. Reroof an existing single-family residence, 1367 Broadbridge Ave., Stratford. Estimated cost: $7,800.

Filed Jan. 23.

White Home Products Inc., Stratford, contractor for Anne and David Parise. Re-roof an existing single-family residence, 176 Mill River Road, Fairfield. Estimated cost: $7,900. Filed Jan. 18.

White Home Products Inc., Stratford, contractor for Suzanne Allen. Re-roof an existing singlefamily residence, 184 Mill River Road, Fairfield. Estimated cost: $3,900. Filed Jan. 18.

White Home Products Inc., Stratford, contractor for Kathleen Gencarelli. Perform external renovations at an existing single-family residence, 4 Saint Mary’s Lane, Norwalk. Estimated cost: $20,632.

Filed Jan. 14.

CHANGE OF NAME Eastern Federal Bank, Norwich, has changed its name to Eastern Savings Bank, 257 Main St., Norwich, by Gerald D. Coia. Filed Jan. 14.

COURT CASES

Bridgeport District Court All Weather Insulation L.L.C., Stratford. Filed by People’s United Bank, Bridgeport. Plaintiff’s attorney: Paul A. DeGenaro, Stamford.

Action: The plaintiff has brought a breach-of-contract suit against the defendant for failing to make monthly payments to the plaintiff pursuant to the signed creditline note. The plaintiff claims monetary damages. Filed Jan. 23.

Case no. 6032786.

Axelrod, Frederick W. MD; Greenwich Anesthesiology Associates PC and Greenwich Hospital, Greenwich. Filed by Doris C. Osterberg, Greenwich. Plaintiff’s attorney: Russell A. Green, New Haven. Action: The plaintiff has brought a mal-practice suit against the defendant due to injuries she sustained as a result of a procedure that was performed by the defendant. The plaintiff claims monetary damages in excess of $15,000. Filed Jan. 18.

Case no. 6032714.

Fireman’s Fund Insurance Co., et al., Bethlehem, Pa. Filed by Anita Pettengill, Newtown. Plaintiff’s attorney: Laurence V. Parnoff, Stratford. Action: The plaintiff has brought a suit against the defendant for failing to pay the plaintiff sums due under the contract of insurance for fire damages. The plaintiff claims monetary damages. Filed Jan. 23. Case no. 6032766.

Sec Attorneys L.L.C., Jerry Gruenbaum, Puritan Securities Inc., and Nathan Lapkin, Shelton. Filed by IFC Alliance L.L.C., Shelton. Plaintiff’s attorney: Anthony Minchella, Middlebury. Action: The plaintiff has brought a breach-of-contract suit against the defendant for failing to make monthly payments on a sublease contract. The plaintiff claims monetary and compensatory damages. Filed Jan. 22.

High Ridge Citgo L.L.C., et Case no. 6032748. al., Stamford. Filed by People’s United Bank, Bridgeport. Plaintiff’s attorney: Paul A. DeGenaro, Shamrock Advertising, StamStamford. Action: The plaintiff ford. Filed by People’s United has brought a breach-of-contract Bank, Bridgeport. Plaintiff’s atsuit against the defendant for fail- torney: Paul A. DeGenaro, Staming to make monthly payments to ford. Action: The plaintiff has the plaintiff pursuant to a credit- brought a breach-of-contract line note defendant had executed suit against the defendant for and signed. The plaintiff claims failing to make monthly paymonetary damages. Filed Jan. 23. ments to the plaintiff pursuant Case no. 6032783. to an executed business creditline note. The plaintiff claims monetary damages. Filed Jan. 23.

Hoffman Fuel Co. of Bridge- Case no. 6032782. port, Bridgeport. Filed by Quincy Mutual Fire Insurance Co. a.s.o.

Maureen Mulvey, Bridgeport.

Plaintiff’s attorney: Peter J. Casey, Danbury West Hartford. Action: The plain- District Court tiff has brought this suit against the defendant for causing damage to her personal property by failing to Biomedical Technology Soludeliver oil in a timely manner and tions Inc., et al., Centennial, thereby preventing pipes in her Colo. Filed by AB Electronics house to burst. The plaintiff claims Inc., Brookfield. Plaintiff’s attormonetary damages. Filed Jan. 22. ney: Michael A. Ceccorulli, DanCase no. 6032730. bury. Action: The plaintiff has brought a breach-of-contract suit against the defendant for failing Kid Stop Development Child to pay plaintiff for a fulfilled purCare Center Inc., et al., Shelton. chase order. The plaintiff claims Filed by People’s United Bank, monetary damages. Filed Jan. 22.

Bridgeport. Plaintiff’s attorney: Case no. 6011458.

Paul A. DeGenaro, Stamford. Action: The plaintiff has brought a breach-of-contract suit against Fairfield Financial Mortgage the defendant for failing to make Group Inc., et al., Danbury. Filed monthly payments to the plain- by Yellowbook Inc., King of Prustiff pursuant to a business credit- sia, Pa. Plaintiff’s attorney: Thomas line note. The plaintiff claims L. Kanasky Jr., Bridgeport. Action: monetary damages. Filed Jan. 23. The plaintiff has brought this suit Case no. 6032784. against the defendant for failing to pay for advertising services rendered. The plaintiff claims an order Pure Martial Arts Fitness Acad- of weekly payments. Filed Jan. 22. emy Inc., et al., Bridgeport. Filed Case no. 6011448.

by Grade A Market Inc., Norwalk. Plaintiff’s attorney: Peter V. Lathouris, Stamford. Action: The Mascardo, Teresita G. MD P.C., plaintiff has brought a breach-of- Danbury. Filed by Katherine Dacontract suit against the defendant stoli, Petersburg, N.Y. Plaintiff’s for failing to make payments on attorney: Joseph R. Mirrione, New past due and current lease balanc- Haven. Action: The plaintiff has es. The plaintiff claims damages brought this suit against the dein excess of $15,000. Filed Jan. 18. fendant for medical malpractice Case no. 6032708. due to a faulty implant, causing pain and suffering. The plaintiff claims monetary damages in excess of $15,000. Filed Jan. 22.

Case no. 6011449.

22 Week of February 11, 2013 • Fairfield County Business Journal

Real Time Capital Properties L.L.C. Filed by Janus International Corp., Temple, Ga. Plaintiff’s attorney: Steven A. Sugarmann, New Haven. Action: The plaintiff has brought this suit against the defendant for services that was delivered and for which the defendant has failed to pay. The plaintiff claims monetary damages. Filed Jan. 22.

Case no. 6011459.

Stamford District Court Boeringer Ingelhiem Pharmaceuticals Inc. and Boehringer Ingelhiem International GmbH, Ridgefield. Filed by Paul Damron, Pikeville, Ky. Plaintiff’s attorneys: Marisa A. Bellair and Steven J. Errante, New Haven. Action: The plaintiff has brought this productliability suit against the defendant for Paradaxa and the failure to disclose a warning section revealing that there is no way to reverse the anticoagulent effects of the medication. The plaintiff claims monetary damages in excess of $15,000.

Filed Jan. 22. Case no. 6016857.

Boeringer Ingelhiem Pharmaceuticals Inc. and Boehringer Ingelhiem International GmbH, Ridgefield. Filed by Pearlean Sullivan, Cahhanooga, Tenn. Plaintiff’s attorneys: Marisa A. Bellair and Steven J. Errante, New Haven.

Action: The plaintiff has brought this suit against the defendant for product liability of Paradaxa and its failure to disclose a Warning Section that there was no way to reverse the anticoagulant effects of the medication. The plaintiff claims monetary damages in excess of $15,000. Filed Jan. 22.

Case no. 6016858.

CSW Inc., Ludlow, Mass. Filed by Tandem L.L.C., Milford. Plaintiff’s attorneys: Mario D. Cometti and Thomas B. Noonan, Darien. Action: The plaintiff has brought a breach-of-contract suit against the defendant, which had been retained to provide consulting services for a period of time. The contract provided that the plaintiff would receive $150,000 or commission, whichever was greater.

The defendant has failed to make payment and the plaintiff claims monetary damages. Filed Jan. 22.

Case no. 6016884.

Ethical Products Inc., Bloomfield, N.J. Filed by Susan and Rick Weber, Westport. Plaintiff’s attorney: Cynthia Bernard, Westport.

Action: The plaintiff has brought this suit against the defendant for selling pet supplies that caused their pet to become sick after ingesting a foreign object. The plaintiff claims the defendant was negligent of designing, manufacturing and selling a product, which was faulty. The plaintiff claims monetary damages between $2,500 to $15,000. Filed Jan. 18.

Case no. 6016833.

Frank Marini Mason Contractor L.L.C., Shelton. Filed by O&G Industries Inc., Torrington. Plaintiff’s attorney: Joseph M. Metzger, Torrington. Action: The plaintiff has brought a breach-of-contract suit against the defendant and requests to attach personal property for the value of $20,410.85 for materials that were purchased on an open account. The plaintiff claims monetary damages. Filed Jan. 22.

Case no. 6016859.

Nick’s Carting Inc., Stratford.

Filed by City Carting Inc., Stamford. Plaintiff’s attorneys: John W. Cannavino and David T. Martin, Stamford. Action: The plaintiff has brought this suit against the defendant for soliciting the plaintiff’s customers by underbidding the plaintiff’s services. The plaintiff claims monetary damages in excess of $15,000. Filed Jan. 18.

Case no. 6016845.

Cherokee Enterprises L.L.C., Watertown. Filed by the trustees of the I.U.O. E. Local 478 Annuity Fund, Hamden. Plaintiff’s attorney: Thomas D. Brockett, East Hartford. Action: The plaintiff has brought this suit against the defendant pursuant to a collective bargaining agreement between the employer and a labor organization.

The defendant failed to make contributions due to the fund for work performed. The plaintiff claims monetary damages. Filed Jan. 21.

Case no. 12cv00097.

Dacon Logistics L.L.C., Warren, N.J. Filed by Century Metal Recycling Private Ltd., Middletown. Plaintiff’s attorneys: Brian D. Rich and Meg R. Reid, Hartford. Action: In a shipping matter; the plaintiff has brought a breach-of-contract suit against the defendant claiming its failure to pay freight charges to the ocean carrier and failing to ensure delivery of containers to the plaintiff.

The plaintiff claims damages in excess of $75,000. Filed Jan. 18.

Case no. 12cv00093.

Leviton Manufacturing Co. Inc., Melville, N.Y. Filed by Hubbel Inc., Shelton. Plaintiff’s attorneys: Robert J. Cooney and H. James Pickerstein, Southport; Alfred N. Goodman and Mark S. Bicks, Washington, D.C. Action: The plaintiff has brought this suit against the defendant for a patent infringement, calling for a permanent injunction against the defendant from making, selling, using, importing or offering to sell Rogers Printing, Ravenna, Mich. a product patented by the plaintiff.

Filed by Peter King, Norwalk. Filed Jan. 17. Case no. 12cv00084.

Plaintiff’s attorneys: Mario D. Cometti and Thomas B. Noonan, Darien. Action: The plaintiff has Monsanto Co., et al., St. Louis, brought a breach-of-contract suit Mo. Filed by Hubbard-Hall Inc., against the defendant after enter- Waterbury. Plaintiff’s attorneys: ing into an employment agree- Emily A. Gianquinto and Nichoment for a specified period with las J. Harding, Hartford. Action: a guaranteed annual salary, which The plaintiff has brought this the defendant has breached.. The suit against the defendant for plaintiff claims monetary damages product liability and unfair trade in excess of $15,000. Filed Jan. 22. practices for damages caused by Case no. 6016882. the design, manufacturing and selling (now outlawed) carcinogen polychlorinated biphenyls in paint used in or on buildings SUPERIOR COURT owned by the plaintiff. The plaintiff seeks damages for remediation Able 2 Products Co., Cassville, costs and expenses. Filed Jan. 22.

Mo. Filed by Whalen Engineering Case no. 12cv00104.

Co. Inc., Chester. Plaintiff’s attorney: Thomas J. Menard, Hartford.

Action: The plaintiff has brought this suit against the defendant for infringing upon one of its patents. The defendant has sold, continues to sell, and maintains a website on the patented product it does not own. The plaintiff demands a trial by jury and claims punitive damages. Filed Jan. 23.

Case no. 12cv00105.

on the record Sikorsky Aircraft Corp., Stratford. Filed by John Schwarzkopf Jr., Oxford. Plaintiff’s attorneys: Nicole M. Rothgeb and Gregg D. Adler, Hartford. Action: The plaintiff has brought this suit against the defendant for discrimination on the bases of age and disability.

The plaintiff seeks reinstatement to his former position, lost wages and a trial by jury. Filed Jan. 17.

Case no. 12cv00087.

ETG Properties L.L.C., Darien.

Seller: Kendall A. and George M. Edgar, Darien. Property: 275 Middlesex Road, Darien. Amount: $890,000. Filed Jan. 17.

Barbarie, Thomas J., New Fairfield. Seller: Real Estate Holdings L.L.C., Brookfield. Property: 142 Putnam Park Road, Bethel.

Amount: $245,000. Filed Jan. 14.

JESAJ Holdings L.L.C., Jericho, N.Y. Seller: PFRE Properties L.L.C., Hartford. Property: 55 Andover St., Bridgeport. Amount: $797,000. Filed Jan. 22.

Obadia, Michael N., Bethel.

Seller: Flagpole Holdings L.L.C., Newtown. Property: 12 Budd Drive, Bethel. Amount: $215,000.

Filed Jan. 16.

Walsh Construction Co., Chicago, Ill. Filed by Alicen Alicea, et al., Milford. Plaintiff’s attorneys: Philip G. Kent and Karen B. Kravetz, New Haven. Action: The plaintiffs have brought this suit against the defendant for a collective classaction complaint pursuant to the Fair Labor Standards act and the Connecticut Minimum Wages Law to recover overtime pay owed the plaintiffs. Filed Jan. 22.

Case no. 12cv00102.

LTW Builders Inc., New Canaan.

Seller: Marea E. and Theodore E. Dumbauld, New Canaan. Property: 108 Bennington Place, New Canaan. Amount: $865,000. Filed Jan. 22.

Riccobono Realty L.L.C., Norwalk. Seller: Catherine McClay, Cary, N.C. Property: Parcel A, Map 6248, Norwalk. Amount: $300,000. Filed Jan. 8.

DEEDS

COMMERCIAL 16 Cobblestone Court L.L.C., Brookfield. Seller: Shawn Ballard, Brookfield. Property: 37 and 42A Huckleberry Hill Road, Brookfield. Amount: $375,000. Filed Jan. 16.

20 Kenosia L.L.C., Danbury.

Seller: Tesec Inc., Danbury. Property: 20 Kenosia Ave., Danbury.

Amount: $700,000. Filed Jan. 3.

309 Redding Road L.L.C., Redding. Seller: Federal Home Loan Mortgage Corp., McLean, Va. Property: 309 Redding Road, Redding. Amount: $269,000.

Filed Jan. 14.

Beverly Jean L.L.C., Oakdale.

Seller: Rachel H. and Seymour A. Wisdom, North Baldwin, N.Y. Property: 342 Indian Ave., Bridgeport. Amount: $92,000.

Filed Jan. 22.

Corley Properties L.L.C., Ridgefield. Seller: Julia Andrew, Danbury. Property: 11 Boulevard Drive, Unit 44, Danbury. Amount: $245,000. Filed Jan. 16.

DAWOO USA Group Corp., Great Neck, N.Y. Seller: The Bank of New York Mellon, trustee, New York City. Property: 28 Sachem Road, Weston. Amount: $370,000.

Filed Jan. 22.

Parkview Commons L.L.C., Shelton. Seller: Joan Daddario, Bridgeport. Property: 800 Sylvan Ave., Bridgeport. Amount: $75,000. Filed Jan. 17.

Parkview Commons L.L.C., Shelton. Seller: Joan Daddario, Bridgeport. Property: 799 Sylvan Ave., Bridgeport. Amount: $65,000. Filed Jan. 17.

Romanuik, Danuta, Stratford.

Seller: Dorothy Lasorso, Stratford.

Property: 51 Canaan Court, Unit 25, Stratford. Amount: $19,000.

Filed Jan. 15.

Waterfall Victoria Master Fund Ltd., New York City. Seller: Newtown Savings Bank, Newtown.

Property: 24 Samuelson Road, Weston. Amount: $364,324. Filed Jan. 17.

Parkview Commons L.L.C., Shelton. Seller: Joan Daddario, RESIDENTIAL Bridgeport. Property: 810 Sylvan Ave., Bridgeport. Amount: Adler, Louis, Danbury. Seller: $85,000. Filed Jan. 17.

Brian A. Lane, Danbury. Property: 64 Aunt Hack Road, Danbury.

Amount: $420,000. Filed Jan. 15.

Parkview Commons L.L.C., Shelton. Seller: Joan Daddario, Bridgeport. Property: 123 Parkview Ave., Akach, Hala and Adrian, BridgeBridgeport. Amount: $10,000. port. Seller: Patricia A. Morgan, Filed Jan. 17.

Fairfield. Property: 2698 Easton Turnpike, Fairfield. Amount: $370,000. Filed Jan. 22.

RDR Homes L.L.C., Trumbull.

Seller: Ellen C. Kennedy, Bridgeport. Property: 100 Waller Road, American International RelocaBridgeport. Amount: $175,000. tion Solutions Inc., Pittsburgh, Filed Jan. 22.

Pa. Seller: Patricia A. and Richard A. Rubenstein, Wilton. Property: 80 Stonebridge Road, Wilton.

Sycamore Trails Group L.L.C., Amount: $950,000. Filed Jan. 15.

New Milford. Seller: Rooche Development L.L.C., Ridgefield.

Property: 33 and 35 Cannon- Andronic, Viorica and Mitrel, ball Drive, Danbury. Amount: Norwalk. Seller: Tania Orlowski $127,000. Filed Jan. 17. and Fabian Vega, Norwalk. Property: 25 Parallel St., Norwalk.

Amount: $281,000. Filed Jan. 22.

The Westport Building Co. L.L.C., Westport. Seller: Judy and Roger Dickson, Westport. Prop- Arnold, Laruqua, Brooklyn, N.Y. erty: 147 Compo Road South, Seller: Kristen and Joseph BlanWestport. Amount: $665,000. co, Danbury. Property: 55 Mill Filed Jan. 17.

Plain Road, Unit 21-4, Danbury.

Amount: $215,000. Filed Jan. 9.

QUIT CLAIM

Ault Authier, Lindsey and Brian Pepin, Stamford. Seller: Michael Aquino, Luisa, New Haven. A. Kiriakou, Elmsford, N.Y. PropSeller: Habitat for Humanity of erty: 9 Sunset Hill Road, Wilton.

Coastal Fairfield County Inc., Amount: $295,000. Filed Jan. 22.

Bridgeport. Property: 65 Whittier St., Bridgeport. Amount: $101,000. Filed Jan. 17.

Butcaris, Nicole, Fairfield. Seller: Evelyn Rusnak, Fairfield. Property: 94 Moritz Place, Fairfield.

Amount: $237,500. Filed Jan. 17.

Elem, Pansye, et al. Creditor: city of Bridgeport. Property: 849 Noble Ave., Bridgeport. Foreclosure on property tax liens. Filed Jan. 17.

Cardona, Luis H., New Fairfield.

Seller: Luis H. Daluz, Danbury.

Bedoya, Andres, Bridgeport. Property: 2 Jefferson Ave., DanSeller: Claire A. May, Bridge- bury. Amount: $140,000. Filed port. Property: 279 Taft Ave., Jan. 10.

Bridgeport. Amount: $160,000.

Filed Jan. 22.

Carrena, Luis, Bridgeport. Seller: Compass Bank, Birmingham, Bellofatto, Luis A., Danbury. Sell- Ala. Property: 271 to 273 Dover er: Lakeside Development L.L.C., St., Bridgeport. Amount: $82,000.

Brookfield. Property: 44 E. Hayes- Filed Jan. 22. town Road, Unit 14, Danbury.

Amount: $308,454. Filed Jan. 7.

Carrena, Luis, Bridgeport. Seller: Compass Bank, Birmingham, Bjernestad, Erin C. and Charles Ala. Property: 267 to 269 Dover K., Stamford. Seller: Alan Ar- St., Bridgeport. Amount: $98,000. gotta, Norwalk. Property: 25 Filed Jan. 22.

Beverly Place, Norwalk. Amount: $355,000. Filed Jan. 10.

Carson Miranda, Concepcion, Bridgeport. Seller: Federal NationBlattman, Arlene G. and Seth B., al Mortgage Association, WashRowayton. Seller: Jeffrey Hingst, ington, D.C. Property: 59 CarnNorwalk. Property: 3 Indian egie Ave., Bridgeport. Amount: Spring Road, Norwalk. Amount: $74,000. Filed Jan. 22. $1.6 million. Filed Jan. 11.

Evans, Hiedi L. Creditor: New Century Mortgage Corp., Irvine, Calif. Property: 13 Pond Sweet Hill, Bethel. Judgment of foreclosure has passed. Filed Jan. 8.

Catino, Susan and Dennis, Bethel. Seller: Deborah Lynn Medwed and Susan Jane Catino, Sandy Hook. Property: 9 Sunnyview Terrace, Newtown. Amount: $237,500. Filed Jan. 17.

Kimball, Jeffrey C., et al. Creditor: Retained Realty Inc., New York City. Property: 25 Riverside Drive, Newtown. Judgment of foreclosure has passed. Filed Jan. 17.

Austin, Bethan C. and John D., Ridgefield. Seller: Laurie G. and Joseph P. Heeney, Ridgefield.

Property: 10 Lee Road, Danbury. Amount: $1.7 million.

Filed Jan. 11.

Bonehill, Beverley and Christopher Courtney, Westport.

Seller: Mattera Construction 2 Pritchard Lane L.L.C., Westport. Property: 2 Pritchard Lane, Westport. Amount: $3.5 million.

Filed Jan. 16.

Cederstav, Brit, Norwalk. Seller: Berit Oppegaard Estate, Norwalk.

Box, Ananda S., Norwalk. Seller: Property: 100 Gillies Lane, Unit Wells Fargo Bank N.A., West Palm 7-2, Norwalk. Amount: $339,000.

Beach, Fla. Property: 5 Barnum Filed Jan. 14.

Ave., Norwalk. Amount: $205,199.

Filed Jan. 15.

Ceman, Kimberly J. and Canyon A., Westport. Seller: Jean M. and Bradach, Amy M. and Mark G. Daniel S. Larkin, Westport. PropGibbens, Chatham, N.J. Seller: erty: 28 Stonybrook Road, WestChristine C. and Gary W. Stluka, port. Amount: $795,000. Filed New Canaan. Property: 94 Deer Jan. 14.

Park Road, New Canaan. Amount: $2.7 million. Filed Jan. 14.

FORECLOSURES

Briganti, Dominick Sr. and Dominick Briganti Jr., Darien.

Seller: Pietro Napoleone, Norwalk. Property: 9 Hemlock Place, Norwalk. Amount: $235,000. Filed Jan. 11.

AGI Rubber Co. Inc. Creditor: city of Bridgeport. Property: 173 Stratford Ave., Bridgeport. Foreclosure on property tax liens. Filed Jan. 17.

Brookfield Relocation Inc., Woodridge, Ill. Seller: Yungi Ni and Danny Chen, Fairfield. Property: 44 Rosemere Ave., Fairfield.

Amount: $501,500. Filed Jan. 17.

Da Silva, Marcello G. Creditor: Bayview Loan Servicing L.L.C., Coral Gables, Fla. Property: 3 Ford Ave, Danbury. Judgment of foreclosure has passed. Filed Jan. 10.

Bruno, John E., Bethel. Seller: Secretary of Housing and Urban Development, Washington, D.C. Property: 74 Homestead Ave., Brookfield. Amount: $116,000.

Filed Jan. 17.

Daniel, Furman A. Estate. Creditor: Connecticut Housing Finance Authority, Rocky Hill. Property: 366 Dover St., Bridgeport. Judgment of foreclosure has passed.

Filed Jan. 22.

Goldmann, Peter D., et al. Creditor: JPMorgan Chase Bank N.A., Mendota Heights, Minn. Property: 213 Ramopoo Road, Ridgefield. Judgment of foreclosure has passed. Filed Jan. 8.

Hassane, Zef. Creditor: Van Zant L.L.C. Property: Map 10231, Norwalk. Judgment of foreclosure has passed. Filed Jan. 17.

Huddleston, Stacia and Matthew M. Creditor: JPMorgan Chase Bank N.A., Mendota Heights, Minn. Property: 12 N. Seir Hill Road, Norwalk. Judgment of foreclosure has passed. Filed Jan. 11.

Landivaur, Franklin, et al.

Creditor: Bayview Loan Servicing L.L.C., Coral Gables, Fla. Property: 39 Becherle St., Danbury. Judgment of foreclosure has passed.

Filed Jan. 8.

Perez, Miriam and Alberto. Creditor: CitiMortgage, Inc., O’Fallon, Mo. Property: 234 Ely Ave, Norwalk. Judgment of foreclosure has passed. Filed Jan. 9.

JUDGMENTS Alvarado, Luis, Norwalk. $2,498.32, in favor of U.S. Equities Corp., South Salem, N.Y.,

by Linda Strumpf, New Canaan.

Property: 82 Stuart Ave., Norwalk. Filed Jan. 22.

Baltazar, Edwin, Bethel. $14,211.58, in favor of American Express Bank, F.S.B., Salt Lake City, Utah, by Benjamin P. Mann, Enfield. Property: 63 Payne Road, Bethel. Filed Jan. 7.

Benson-Marciano, Fatima and Wayne Marciano, Bethel. $599.80, in favor of Danbury Hospital, Danbury, by Robert L. Peat, Danbury. Property: 46 Maple Ave., Bethel. Filed Jan. 11.

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of February 11, 2013 23

on the record Beteta, Laurel, Danbury. $490.41, in favor of Danbury Hospital, Bethel, by Stephen A. Wiener, East Hartford. Property: 14 Old Shelter Rock Road, Danbury. Filed Jan. 7.

Black, Deborah, Bridgeport. $10,849.86, in favor of U.S. Equities Corp., South Salem, N.Y.,

by Linda Strumpf, New Canaan.

Property: 324 E. Washington Ave., Unit 7, Bridgeport. Filed Jan. 22.

Boucher, Brian, Bethel. $6,207.59, in favor of Midland Funding L.L.C., San Diego, Calif., by Stephen A. Wiener, East Hartford.

Property: 25 Governors Lane, Bethel. Filed Jan. 7.

Brasil, Carlos, Danbury. $461.00, in favor of Danbury Hospital, Bethel, by Stephen A. Wiener, East Hartford. Property: 11 Mountainville Road, Danbury. Filed Jan. 17.

Brecher, Holly, Danbury. $693.88, in favor of Danbury Hospital, Bethel, by Stephen A. Wiener, East Hartford. Property: 15 Baxter St., Danbury. Filed Jan. 2.

Denitto, Chris, Stratford. $8,265.53, in favor of Yellow Book Sales & Distribution Co. Inc., King of Prussia, Pa., by Russell L. London, Newington. Property: 50 Silver Lane, Stratford. Filed Jan. 16.

Good, Veronica, Stratford. $10,734.89, in favor of Portfolio Recovery Associates L.L.C., Norfolk, Va., by Stephen A. Wiener, East Hartford. Property: 126 Winfield Drive, Stratford. Filed Jan. 17.

DeOliveira, Jose M., Danbury. $818.86, in favor of Capital One N.A., Richmond Va., by Stephen A. Wiener, East Hartford . Property: 8 Spruce Mountain Road, Danbury. Filed Jan. 7.

Gulick, Michael J., Norwalk. $12,661.90, in favor of Hudson Valley Bank, Yonkers, N.Y., by Michael C. Jankovsky, Fairfield. Property: 48 Old Rock Lane, Norwalk.

Filed Jan. 10.

Difalco, Jean and Alfred, Danbury. $508.51, in favor of Danbury Hospital, Danbury, by Robert L. Peat, Danbury. Property: 14 Skyline Drive, Danbury. Filed Jan. 2.

Gusick, Robin W. and David L., Westport. $1,162.17, in favor of Gault Inc., Westport, by Philip H. Monogan, Waterbury. Property: 61 Hillandale Road, Westport.

Filed Jan. 18.

Dimiceli, Catherine, Danbury. $359.41, in favor of Danbury Hospital, Bethel, by Stephen A. Wiener, East Hartford. Property: 21 Fairview Drive, Apt. 4, Danbury.

Filed Jan. 2.

Fedrick, Deborah, Bridgeport. $10,324.05, in favor of Portfolio Recovery Associates L.L.C., Norfolk, Va., by Stephen A. Wiener, East Hartford. Property: 405 Broadbridge Ave., Bridgeport.

Burke, Valtman, Danbury. Filed Jan. 22. $706.32, in favor of Danbury Hospital, Bethel, by Stephen A. Wiener, East Hartford. Property: 6 E. Pearl Ferguson, Scott C., Redding.

St., Danbury. Filed Jan. 7. $496.41, in favor of Danbury Orthopedic Associates of Danbury, Danbury, by Richard Terry, HamButler, Patricia and Richard, den. Property: 718 Redding Road, Stratford. $22,674.71, in favor Redding. Filed Jan. 14. of The United Illuminating Co., New Haven, by Nair & Levin P.C., Bloomfield. Property: 602 E. Main Frascone, Cilia, Danbury.

St., Stratford. Filed Jan. 14. $393.68, in favor of Danbury Hospital, Bethel, by Stephen A. Wiener, East Hartford. Property: 2 Terry Capossela Tile & Design L.L.C., Drive, Danbury. Filed Jan. 17. et al., Bridgeport, n/a, in favor of Webster Bank N.A., Meriden, by Joseph E. Farighnan, New Ha- Garcia, Eric, Danbury. $953.19, in ven. Property: 271 Wheeler Ave., favor of Danbury Hospital, DanBridgeport. Filed Jan. 22. bury, by Robert L. Peat, Danbury.

Property: 92 Elm St., Danbury.

Filed Jan. 14.

Castro, Edison, Danbury. $834.00, in favor of Danbury Hospital, Bethel, by Stephen A. Wiener, Garcia, Eric, Danbury. $399.50, in East Hartford. Property: 29 Stone favor of DOPS Anesthesia, DanSt., Danbury. Filed Jan. 17. bury, by Robert L. Peat, Danbury.

Property: 92 Elm St., Danbury.

Filed Jan. 14.

Cheng, Saram, Danbury. $455.18, in favor of Western Connecticut Medical Group, East Syracuse, Garzon, Pedro Manuel, Norwalk.

N.Y., by Stephen A. Wiener, East $12,121.20, in favor of American Hartford. Property: 24 Lincoln Express Centurion Bank, New Ave., Danbury. Filed Jan. 17.

York City, by Sara M. Gould, Stamford. Property: 16 Walnut Ave., Norwalk. Filed Jan. 10.

Deleon, Roberto Jr., Danbury. $2,863.49, in favor of Equable Ascent Financial L.L.C., Northbrook, Gibbons Louney, Michele, WilIll., by Sara M. Gould, Stamford. ton. $3,276.91, in favor of WaProperty: 51 to 71 Park Ave., Unit terside Financial Inc., Cheshire, 2-49, Danbury. Filed Jan. 7.

by Scarlett A. Tracey. Property: 64 Wilridge Road, Wilton. Filed Jan. 22.

Guzman, Braulia and Wilson, Danbury. $2,734.13, in favor of Danbury Hospital, Danbury, by Robert L. Peat, Danbury. Property: 11 Golden Hill Lane, Danbury.

Filed Jan. 14.

Hamilton, Leslie, Danbury. $1,030.50, in favor of Danbury Hospital, Danbury, by Robert L. Peat, Danbury. Property: 8 Crestwood Road, Danbury. Filed Jan. 14.

Harding, Stephen, Danbury. $1,058.31, in favor of Danbury Hospital, Bethel, by Stephen A. Wiener, East Hartford. Property: 97 to 99 Park Ave., Unit 54, Danbury. Filed Jan. 17.

Hatsis, George A., Norwalk. $5,510.06, in favor of Unifund Corp., Cincinnati, Ohio, by Joseph M. Tobin, New Haven. Property: 6 Magnolia Ave., Norwalk. Filed Jan. 22.

Henriques, Joaquim, Danbury. $6,059.85, in favor of Midland Funding L.L.C., San Diego, Calif.,

by Stephen A. Wiener, East Hartford. Property: 59 Garfield Ave., Danbury. Filed Jan. 7.

Jennings, Daniel, Bridgeport. $802.13, in favor of Portfolio Recovery Associates L.L.C., Norfolk, Va., by Stephen A. Wiener, East Hartford. Property: 110 Beachview Ave., Bridgeport.

Filed Jan. 22.

Joseph, Elane, Bridgeport. $11,174.41, in favor of U.S. Equities Corp., South Salem, N.Y.,

by Linda Strumpf, New Canaan.

Property: 136 Dogwood Drive, Bridgeport. Filed Jan. 22.

Kokot, Jaroslaw, Weston. $909.03, in favor of Danbury Hospital, Bethel, by Stephen A. Wiener, East Hartford. Property: 93 Blue Spruce Circle, Weston. Filed Jan. 22.

Lapiano, E. Ann, Bethel. $1,189.90, in favor of Danbury Hospital, Danbury, by Robert L. Peat, Danbury. Property: 53 Putnam Park, Bethel. Filed Jan. 11.

Lopez, Gladys E., Norwalk. $1,346.73, in favor of Discover Bank, Salem, N.H., by Julie B. Solomon, Albany, N.Y. Property: 4 Loomis St., First floor, Norwalk.

Filed Jan. 22.

Pryblyski, Lucy, Danbury. $1,406.00, in favor of Western Connecticut Medical Group, East Syracuse, N.Y., by Stephen A. Wiener, East Hartford. Property: 36 Mountainville Road, Danbury.

Filed Jan. 17.

Northrop, George E. III, Danbury. $4,394.24, in favor of American Express Centurion Bank, New York City, by Sara M. Gould, Stamford. Property: 14 Terre Haute Road, Danbury. Filed Jan. 7.

Puma, Carlos, Danbury. $1,599.00, in favor of Danbury Hospital, Bethel, by Stephen A. Wiener, East Hartford. Property: 1 First St., Danbury. Filed Jan. 2.

Osowski, Vincent C., Danbury. $12,479.31, in favor of FIA Card Services N.A., Wilmington, Del.,

by Julie B. Solomon, Albany, N.Y. Property: 31 Tammany Trail, Danbury. Filed Jan. 9.

Rice, Monica aka Monica Torres, Bridgeport. $5,134.80, in favor of Gordon & Scalo, Bridgeport,

by Ronald D. Japha, Bridgeport.

Property: 615 Bishop Ave., Bridgeport. Filed Jan. 22.

Osowski, Vincent C., Danbury. $1,010.00, in favor of Danbury Hospital, Bethel, by Stephen A. Wiener, East Hartford. Property: 31 Tammany Trail, Danbury. Filed Jan. 17.

Rydzewski, Grzegorz, Norwalk. $9,982.35, in favor of Cavalry SPV I L.L.C., Valhalla, N.Y., by Joseph M. Tobin, New Haven. Property: 16 Shephard St., Unit 15, Norwalk.

Filed Jan. 10.

Paguay, Segundo, Danbury. $4,697.19, in favor of Capital One N.A., Richmond Va., by Stephen A. Wiener, East Hartford. Property: 93 Franklin St., Second floor, Danbury. Filed Jan. 2.

Seidel, Peter, Brookfield. $744.02, in favor of Danbury Hospital, Danbury, by Robert L. Peat, Danbury. Property: 27 Junction Road, Brookfield. Filed Jan. 11.

Loya, Jonathan, Danbury. $1,152.98, in favor of Connecticut Family Orthopedics, Windsor, by Jeffrey T. Schuyler, New Britain.

Property: 4 Maple Trail, Danbury.

Filed Jan. 2.

Pansino, Mario, Norwalk. $6,060.34, in favor of Unifund Corp., Cincinnati, Ohio, by Joseph M. Tobin, New Haven. Property: 21 Fifth St., Norwalk. Filed Jan. 22.

Smardin, Jill E., Norwalk. $12,585.92, in favor of American Express Centurion Bank, New York City, by Joseph M. Tobin, New Haven. Property: 26 Eagle Road, Norwalk. Filed Jan. 10.

Madeira, Maria, Danbury. $678.90, in favor of Danbury Hospital, Danbury, by Robert L. Peat, Danbury. Property: 13 Logan’s Way, Danbury. Filed Jan. 2.

Paragarino, Jennie L. aka Jennie L. Mascio, Danbury. $350.00, in favor of Danbury Hospital, Bethel, by Stephen A. Wiener, East Hartford. Property: 7 Pond Ridge Road, Danbury. Filed Jan. 2.

Smith, Coralee, Brookfield. $443.62, in favor of Western Connecticut Medical Group, Danbury,

by Robert L. Peat, Danbury. Property: 20 Meadow Brook Road, Brookfield. Filed Jan. 11.

Patrick, Andre, Bridgeport. $13,499.03, in favor of Portfolio Recovery Associates L.L.C., Norfolk, Va., by Stephen A. Wiener, East Hartford. Property: 177 Laurel Place, Bridgeport. Filed Jan. 22.

Smith, Coralee, Brookfield. $1,993.83, in favor of Western Connecticut Medical Group, Danbury, by Robert L. Peat, Danbury. Property: 20 Meadow Brook Road, Brookfield. Filed Jan. 11.

Perez, Anne, New Fairfield. $5,565.80, in favor of Danbury Hospital, Danbury, by Robert L. Peat, Danbury. Property: 242 Pine Hill Road, New Fairfield.

Filed Jan. 18.

Smith, Sarah, Danbury. $7,723.69, in favor of Midland Funding L.L.C., San Diego, Calif., by Stephen A. Wiener, East Hartford.

Property: 136 Pembroke Road, Apt. 4-34, Danbury. Filed Jan. 7.

Petz, Jeffrey, Danbury. $1,870.41, in favor of Danbury Hospital, Bethel, by Stephen A. Wiener, East Hartford. Property: 6 Carlton St., Danbury. Filed Jan. 2.

Stark, Ileana, Danbury. $495.14, in favor of Western Connecticut Medical Group, Danbury, by Robert L. Peat, Danbury. Property: 69 Lawrence Ave., Unit 1405, Danbury. Filed Jan. 2.

Martinez, Rafael Jr., Stratford. $5,076.73, in favor of Portfolio Recovery Associates L.L.C., Norfolk, Va., by Stephen A. Wiener, East Hartford. Property: 208 Adams St., Stratford. Filed Jan. 17.

McRoy, Irene, Norwalk. $9,161.22, in favor of Discover Bank, Salem, Ilo Enterprises L.L.C. and George N.H., by Raymond G. LeFoll, Aiello, Oxford. $42,500.00, in fa- Rocky Hill. Property: 17 Theodore vor of Rings End Inc., Darien, by Lane, Norwalk. Filed Jan. 11.

John P. Regan, Stamford. Property: 64 to 64 ½ Bells Lane, Danbury.

Moore, Orlando, Bridgeport.

Filed Jan. 14. $1,448.87, in favor of Sikorsky Financial Credit Union Inc., StratIncerto, Paul T., Norwalk. ford, by Richard Terry, Hamden. $7,420.30, in favor of Main Street Property: 56 Nutmeg Circle, Acquisition Corp., Norcross, Ga., Bridgeport. Filed Jan. 16.

by Stephen A. Wiener, East Hartford. Property: 13 Tierney St., Nelson, Heather L., Danbury.

Norwalk. Filed Jan. 22. $547.11, in favor of Western Connecticut Medical Group, Danbury,

by Robert L. Peat, Danbury. Property: 11 Elizabeth Road, Danbury.

Filed Jan. 2.

24 Week of February 11, 2013 • Fairfield County Business Journal

Nelson, Kenneth, Danbury. $6,305.91, in favor of American Express Centurion Bank, New York City, by Sara M. Gould, Stamford. Property: 11 Elizabeth Road, Danbury. Filed Jan. 7.

on the record Stopa, Diane M., Fairfield. $857.53, in favor of Capital One N.A., Richmond Va., by Russell L. London, Newington. Property: 46 Linley Drive, Fairfield. Filed Jan. 22.

Sullivan, Sheryl and John E., Danbury. $2,206.60, in favor of Danbury Hospital, Danbury, by Robert L. Peat, Danbury. Property: 68 King St., Danbury. Filed Jan. 14.

Sycamore Trail Group L.L.C., Danbury. $14,282.94, in favor of Plymouth Park Tax Services L.L.C., Whippany, N.J., by Eva M. DeFranco, Danbury. Property: 33 Cannonball Drive, Danbury. Filed Jan. 17.

Sycamore Trail Group L.L.C., Danbury. $14,282.94, in favor of Plymouth Park Tax Services L.L.C., Whippany, N.J., by Eva M. DeFranco, Danbury. Property: 35 Cannonball Drive, Danbury. Filed Jan. 17.

Thomas, Andree, Danbury. $787.05, in favor of Danbury Hospital, Bethel, by Stephen A. Wiener, East Hartford. Property: 22 Farm St., Danbury. Filed Jan. 17.

Wade, Thomas, Bridgeport. $57,130.71, in favor of 224 to 240 Church L.L.C., Farmington, by Michael D. Reiner, Farmington.

Property: 217 Chamberlain Ave., Bridgeport. Filed Jan. 22.

Dustin F. Rabine RE L.L.C., by Gary E. Rothrock and Dustin F. Rabine. Landlord: Gary E. Rothbrook. Property: 7365 Main St., Unit 4, Stratford. Term: Five years, commencing Jan. 1, 2013. Filed Jan. 15.

Kotulsky, Paul F., 39 Spring Hill Ave., Norwalk. $24,273.10, tax debt on income earned. Filed Jan. 14.

Krippene, Lois and David K., 81 Locust Ave., Apt. 313, New Canaan. $180,587.94, tax debt on inElrac L.L.C. and Enterprise Rent- come earned. Filed Jan. 15.

A-Car, by Eric Stone. Landlord: Lordship Partners L.L.C. Property: 590 Lordship Blvd., Stratford. Taylor, Barry, 22 Shelton Rock Term: 60 months, expiring June Lane, Danbury. $62,126.99, trust fund recovery penalty and/or ex30, 2021. Filed Jan. 17. cise taxes imposed. Filed Jan. 10.

LIENS

COMMISSIONS LIENS

Weller, Christopher, 1460 Elm St., Unit 324, Stratford. $244.63, tax debt on income earned. Filed Jan. 15.

Navaro Capital Management, Bridgeport. $288,000, in favor of FEDERAL TAX LIENSRobert B. Harris and Madison Properties, Stamford. Property: WITHDRAWAL 554 Connecticut Ave., Norwalk.

Filed Jan. 22.

Beam, Gabrielle, 182 Chestnut Hill Road, Norwalk. $8,862.14, tax debt on income earned. Filed CONSTRUCTION LIENS Jan. 14.

City of Bridgeport. Filed by Pro Touch Painting & Maintenance, MECHANIC’S LIENSBoonton, N.J., by Gene Francis- FILED co. Property: 1734 Central Ave., Bridgeport. Amount: $17,150.

128 Warncke Road L.L.C., Filed Jan. 22.

Wilton. Filed by Gerald Quinn, Wilton. Property: 128 Warncke Road, Wilton. Amount: $350.

FEDERAL TAX LIENSFiled Jan. 10.

REFILE NOTICE

Scimmeck, Anne C. and Karl LIS PENDENS E., New Canaan. Filed by Kaeser Construction Co., New Canaan,

by John C. Kaeser. Property: 47 94 Sand Pit Road L.L.C., DanDouglas Road, New Canaan. bury. Filed by Eric H. Evans, BethAmount: $32,429.54. Filed Jan. 15. el, for AJ Cordio Enterprises L.L.C. Property: 94 Sand Pit Road, Danbury. Action: to seek a partition of Transerve Bridgeport L.L.C., real property. Filed Jan. 8.

Ridgefield. Filed by Henry Paive, Bridgeport. Property: 810 to 812 Lindley St., Bridgeport. Amount: Abbott, Rosaria and Luis M., et al., Brookfield. Filed by Loren M. $17,590. Filed Jan. 22.

Bisberg, Farmington, for Beneficial Financial L.L.C., Brooklyn, N.Y. Property: 6 Monika Lan, Unit MECHANIC’S LIENS16, Brookfield. Action: to foreclose RELEASED a delinquent mortgage in the original principal amount of $226,622, Dino’s Restaurante & Pizzaria dated June 2003. Filed Jan. 11.

Inc., Darien. Filed by T. Sessa & Son Inc., Stamford, by Anthony O. Albrecht, Danielle Diberardini Sessa. Property: 319 Boston Post and Jon C., et al., Norwalk. Filed Road, Darien. Amount: $7,566.42. by Kevin M. Casini, Hartford, for Filed Jan. 18.

HSBC Mortgage Services Inc., Fort Mill, S.C. Property: 110 GruLSRP L.L.C., Bridgeport. Filed by man Ave., Norwalk. Action: to Simplex Grinnell L.P., Westmin- foreclose a delinquent mortgage ster, Mass., by Angela Jackson. in the original principal amount of Property: 725 Park Ave., Bridge- $640,000, dated September 2005. port. Amount: $4,522.70. Filed Filed Jan. 14.

Jan. 22.

Alves, Quamay, Bridgeport. Filed Patterson McClain Inc., Cary, by Loren M. Bisberg, Farmington, N.C. and Bravo Brio Restaurant for U.S Bank N.A., trustee, Salt Group Inc., Columbus, Ohio. Lake City, Utah. Property: 202 Filed by Rick’s Plumbing Services Summerfield Ave., Bridgeport.

Inc., Milford, by Richard G. Jurzyk Action: to foreclose a delinquent Jr. Property: 7 Backus Ave., Dan- mortgage in the original principal bury. Amount: $21,042.37. Filed amount of $132,063, dated April 2010. Filed Jan. 17.

Jan. 14.

Amyotte, Kathryn D. and Harry Barry, Alan, 5 Shelter Rock Road, T., Norwalk. Filed by Phils Main Washburn, Ronald W., Norwalk. Danbury. $2,012.66, tax debt on Roofing, Norwalk, by Philip Tavel$2,930.12, in favor of Greater Nor- income earned. Filed Jan. 14. la. Property: 94 Maywood Road, walk Area Credit Union, Norwalk, Norwalk. Amount: $3,360. Filed

by John R. Fiore, Norwalk. PropJan. 14.

Barry, Alan and Barry Children erty: 247 Wilson Ave., Norwalk.

Trust, 32 Clapboard Road, DanFiled Jan. 22. bury. $2,012.66, tax debt on in- Conroy, Alejandra J. and Patrick, come earned. Filed Jan. 14.

New Canaan. Filed by Northeast Wilson, Loyce, Danbury.

Builders Supply & Home Cen$1,184.89, in favor of Danbury ters L.L.C., Bridgeport, by Jan E. Barry, Alan and Barry Children Hospital, Bethel, by Stephen A. Cohen. Property: Map 6547, New Trust, 11 Scuppo Road, Unit 107, Wiener, East Hartford. Property: Canaan. Amount: $65,277.61.

Danbury. $2,012.66, tax debt on 18 Michaud Road, Danbury. Filed Filed Jan. 15. income earned. Filed Jan. 14.

Jan. 2.

Patterson McClain Inc., Cary, N.C. and Bravo Brio Restaurant Group Inc., Columbus, Ohio.

Filed by G&O Mechanical L.L.C., Trumbull, by Gary Oppendisano.

Property: 7 Backus Ave., Danbury.

Amount: $155,510. Filed Jan. 10.

Mullaney Kazan, Mandy and Christopher Kazan, Wilton.

Filed by Standard Oil of CT Inc., Bridgeport, by Lilian Leone. Property: 999 Ridgefield Road, Wilton.

Carter-Galvin, Sheree L. and Amount: $1,804.79. Filed Jan. 8.

Rafael Gal, 344 Rowayton Ave., Norwalk. $7,742.29, tax debt on Rieger, Michael, Darien. Filed by income earned. Filed Jan. 22.

Gavin Duffy, Darien. Property: 80 Brookside Road, Darien. Amount: Esson, Wayne, 61 Pembroke $1,633.60. Filed Jan. 15.

Road, Danbury. $48,125.37, tax debt on income earned. Filed RPM Property L.L.C., Shohola, Jan. 14.

Pa. Filed by AW Contracting L.L.C., Riverside, by Anthony Wynne. Property: 1 Pine St., Westport. Amount: $7,073. Filed Jan. 14.

Paulson, Loretta N., Wilton.

Filed by Connecticut Thermofoam L.L.C., Norwalk, by Maya Pesok. Property: 6 Turtleback Road, Wilton. Amount: $2,711.50. Filed Jan. 9.

Wixson, John L., Norwalk. $5,600.42, in favor of Capital One N.A., Richmond Va., by Russell L. London, Newington. Property: 69 Broad St., Norwalk. Filed Jan. 22.

LEASES Cober Inc., Norwalk, by Raymond Chuck Mattes. Landlord: Moffitt Street L.L.C. Property: 30 Moffitt St., Stratford. Term: 10 years, commencing March 1. Filed Jan. 14.

FEDERAL TAX LIENSRELEASED

Paulson, Loretta N., Wilton. Filed

by Domus Constructors L.L.C., Norwalk, by Christopher Shea.

Property: 6 Turtleback Road, Wilton. Amount: $86,973.72. Filed Jan. 9.

Zunda, Marie H. and Charles W. Jr., Wilton. Filed by Hess Construction & Renovations L.L.C., Wilton, by John Hess. Property: 93 Granest Ridge Road, Wilton.

Amount: $39,484.42. Filed Jan. 9.

Amado, Henrique, et al., Danbury. Filed by Loren M. Bisberg, Farmington, for Wells Fargo Bank N.A., Frederick, Md. Property: 73 Beaver Brook Road, Danbury.

Action: to foreclose a delinquent mortgage in the original principal amount of $128,000, dated October 2004. Filed Jan. 8.

Anestale, Marie F. aka Marie F. Jean-Baptiste, et al., Bridgeport.

Filed by Alan P. Rosenberg, West Hartford, for Wells Fargo Bank N.A., Frederick, Md. Property: 115 Woodmont Ave., Bridgeport.

Action: to foreclose a delinquent mortgage in the original principal amount of $260,000, dated January 2006. Filed Jan. 17.

Barry, Cameron, Danbury. Filed

by Mark A. Piech, Farmington, for JPMorgan Chase Bank N.A., Columbus, Ohio. Property: 103 Lake Point South Drive, Danbury.

Action: to foreclose a delinquent mortgage in the original principal amount of $232,000, dated February 2008. Filed Jan. 9.

Bass, Arne, et al., Norwalk, for Birchwood Townhouse Condominium Association Inc., Westport. Property: 32 Hills Lane, Norwalk. Action: to foreclose on unpaid common charges. Filed Jan. 10.

MORTGAGES D P A L.L.C., Danbury, by Danny Letourneau. Lender: Fairfield County Bank, Ridgefield. Property: 22 and 28 Gilbert St., Ridgefield. Amount: $1.3 million. Filed Jan. 10.

2 Hidden Hill Road L.L.C., Westport, by Peter Garoriault. Lender: Secure Capital Group L.L.C., Stratford. Property: 2 Hidden Hill Road, Westport. Amount: $1.7 million. Filed Jan. 17.

20 Kenosia L.L.C., Danbury, by Solomon S. Steiner. Lender: Union Savings Bank N.A., Danbury.

Property: 20 Kenosia Ave., Danbury. Amount: $560,000. Filed Jan. 3.

278 Meadow Street L.L.C., Greenwich, by Jeremy Blum.

Lender: Connecticut Community Bank N.A. d.b.a. The Greenwich Bank and Trust Co., Greenwich.

Property: 278 Meadow St., Fairfield. Amount: $1.01 million. Filed Jan. 22.

Berkshire Industrial Corp., Bethel, by Roy E. Steiner. Lender: Savings Bank of Danbury, Danbury. Property: 2 Park Lawn Drive, Bethel. Amount: $2 million. Filed Jan. 14.

Bethel Trowbridge L.L.C., Hyde Park, N.Y., by Michael Ostrow.

Lender: Fairfield County Bank, Babyak, Nancy Bree and John Ridgefield. Property: 3 Trowbridge M., et al., Weston. Filed by Lo- Drive, Bethel. Amount: $1.3 milren M. Bisberg, Farmington, for lion. Filed Jan. 16.

Ocean 18 L.L.C., Wilton. Property: 15 Jana Drive, Weston. Action: to foreclose a delinquent mortgage in the original principal amount of $135,000, dated March 2001. Filed Jan. 8.

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of February 11, 2013 25

on the record Beverly Jean L.L.C., Oakdale, by Beverly J. Evvard. Lender: WDB NEW BUSINESSES Funding L.L.C., West Valley City, Utah. Property: 342 Indian Ave., Bridgeport. Amount: $120,250. ACI Consulting Group, 34 Grand St., Unit 2, Danbury Filed Jan. 22.

06810, c/o Alegra Communications Inc. Filed Jan. 17.

Cathedral of Faith Church of God Inc., Bridgeport, by John Diamond. Lender: Webster Budget Tree & Stump Removal Bank N.A., Waterbury. Property: L.L.C., 27 Shortrounds Road, 2319 Fairfield Ave., Bridgeport. New Fairfield 06812, c/o Bill Makros. Filed Jan. 17.

Amount: $102,000. Filed Jan. 22.

Dollar Moving & Storage, 72 Gold Burgers Express, 15 Ovminas, 11 Coach St., NorChestnut St., Norwalk 06854, c/o Brookwood Drive, Bethel walk 06850, c/o Oscar Valencia.

Prentiss Elmore. Filed Jan. 16.

06801, c/o Christopher Glahn. Filed Jan. 16.

Filed Jan. 8.

Dominion Capital L.L.C., 3 Rainbow Thai, 5 Bridge Square, Fraser Lane, Westport 06880, Harmony and Health Home Westport 06880, c/o Prakash c/o Manova Capital L.L.C. Filed Care, 5 Myrtle St., Norwalk Nash. Filed Jan. 14.

Jan. 14.

06855, c/o Barbara Oleynick.

Filed Jan. 14.

REI, 189 Connecticut Ave., EAD Tax Service, 40 MusNorwalk 06854, c/o Recreationket Ridge Road, New Fairfield Healing Hands Massage al Equipment. Filed Jan. 15.

06812, c/o Eugene A. DiBiase. Therapy, 31 Old Post Route 7, Filed Jan. 10.

Brookfield 06804, c/o Siem P. Ron’s Cleaning Services L.L.C., Chiem. Filed Jan. 8.

36 Van Zant St., Norwalk 06855, ETG Properties L.L.C., Darien, Candlewood Physical Therapy c/o Ronald F. Vargas. Filed Jan. 18.

by Eric Glasband. Lender: Fairfield and Fitness L.L.C., 4 Alexandra Evan B. Drake Ph.D., 14 LaCounty Bank, Ridgefield. Prop- Drive, New Fairfield 06812, c/o forge Road, Darien 06820, c/o Industry Cuts, 17 Woodend Evan B. Drake. Filed Jan. 22.

Road, Stratford 06615, c/o Anerty: 275 Middlesex Road, Darien. Sandra Wilson. Filed Jan. 18.

S Miguel Cleaning Service, 81 thony Whitaker. Filed Jan. 17.

Amount: $990,000. Filed Jan. 18.

Greenwood Ave., Third floor, CKI, 17A Springside Ave., Dan- Eve Gallaudet Donovan ComBethel 06801, c/o Mariana Vinbury 06810, c/o Clifford Kayers. munications, 216 Signal Hill JC Creative L.L.C., 166 Old cente. Filed Jan. 10.

PMJ Property Investments Road, Wilton 06897, c/o Eve Gal- Brookfield Road, Unit 22-5, L.L.C., Stamford, by Panagiotis Filed Jan. 8. laudet Donovan. Filed Jan. 11.

Danbury 06811, c/o Jason CoJordanopoulos. Lender: Burt Schneider Executive Search lon. Filed Jan. 8.

M. Hoffman L.L.C., Stamford. Custom Vault Corp., 4 ReL.L.C., 50 Sturges Ridge Road, Property: 180 Main St., Norwalk. search Drive, Bethel 06801, c/o Fairfield County Elder Care Wilton 06897, c/o Thomas Amount: $75,000. Filed Jan. 11.

Michael Elliot, Michael Iadaro- L.L.C., 24 Shorefront Park, Jim Waters Co., 25 Rose St., Schneider. Filed Jan. 10. la, Thomas Brennan and Jona- Norwalk 06854, c/o Maxine Vi- Danbury 06810, c/o A Richards gneault. Filed Jan. 15.

Co. Filed Jan. 10.

S P J Realty L.L.C., Southport, than Scott. Filed Jan. 7.

Secret Society, 40 Roosevelt

by John G. Pertesis. Lender: WebAve., Stratford 06615, c/o Tifster Bank, New Britain. Property: Danbury Lady Hatters Boost- Fitch Point Shellfish, 92 Magno- Life Unlimited Charities, 4B fany Bailey. Filed Jan. 15.

16 Gault Park Drive, Westport. ers, Clapboard Ridge Road, lia Ave., Norwalk 06850, c/o Rob- Oakland Ave., Danbury 06810, Amount: $400,000. Filed Jan. 15.

Danbury 06811, c/o Kimberly J. ert D. Norrholm. Filed Jan. 18. c/o Joshua Celestin and Jean J. Shoreline Investments L.L.C., Boisvert. Filed Jan. 17.

Saintfery. Filed Jan. 8.

24 Vollmer Ave., Norwalk 06851, c/o Bjorn Wisecup. Filed Little Sprout, 54 Christie Hill Jan. 15.

Road, Darien 06820, c/o Elizabeth Crosby. Filed Jan. 10.

Simpson Healing Hand Massage Therapy, 31 Old Post M & V Construction and Route 7, Brookfield 06804, c/o Landscaping, 680 Kings High- Siem P. Chiem. Filed Jan. 11. way East, Fairfield 06825, c/o Pedro A.Quintana-Ruiz. Filed Sr. Masons, 7 Commerce St., Jan. 23.

Norwalk 06855, c/o Yonny FEATURE YOUR PROPERTIES HERE Ramirez. Filed Jan. 14.

MD Bookkeeping Services, 40 Musket Ridge Road, New Fairfield 06812, c/o Maryann T. The Burns Group, 162 Heatherwood Drive, Brookfield DiBiase. Filed Jan. 10.

06804, c/o Sarah P. Burns. Filed XXXXXXXXXXXXXX XXXXXXXXXXXXXX XXXXXXXXXXXXXX Jan. 18.

XXXXXXXX XXXXXXXX XXXXXXXX MEB Cinema L.L.C., 1 HawCortland, NY Cortland, NY Cortland, NY leyville Road, Bethel 06801, c/o Listing price: US$114,900 Listing price: US$114,900 Listing price: US$114,900 Victorian Woodworks L.L.C., Mark Boisvert. Filed Jan. 9.

18 Roosevelt Road, Westport BUSINESS AND LAND XXXXXXXX XXXXXXXX XXXXXXXXXX 06880, c/o Will Singer Cabine5017 ROUTE 11 XXXXX XXXXXX XXXXX Medscape, 30 Old Kings High- try. Filed Jan. 14.

MLS Number: sXXXXX MLS Number: sXXXXXXX MLS Number: sXXXXXX way South, Darien 06820, c/o Type: Residential Type: Residential Type: Residential Krantz Figaro. Filed Jan. 22.

Year Built: 1880 Year Built: 1880 Year Built: 1880 Vision Glass and Remodeling, Bedrooms: 3 Bedrooms: 3 Bedrooms: 3 Bathrooms: 1.5 Bathrooms: 1.5 Bathrooms: 1.5 31 Abbott Ave., Danbury 06810, XXXXX, NY XXXXX, NY XXXXX, NY Michelangelo Luongo Home c/o Jonathan Urban. Filed Jan. 9.

Listing price: US$114,900 Listing price: US$114,900 Listing price: US$114,900 Improvement, 11 Coach St., Norwalk 06850, c/o Michelangelo Luongo. Filed Jan. 16.

GET NOTICED

XXXXXXXXX XXXXXX

XXXXXXXXX XXXXXX

XXXXXXXX XXXXX

Stamford, CT Listing price: US$114,900

Stamford, CT Listing price: US$114,900

Stamford, CT Listing price: US$114,900

Email Hdebartolo@westfairinc.com or go to westfaironline.com 26 Week of February 11, 2013 • FairField County Business Journal

Yard to Table Landscape, 128 Grumman Hill Road, Wilton 06897, c/o Sarah Lade and Rubin Mariscal. Filed Jan. 8.

PATENTS Method and system for a distributed file system based on user behaviors and user locales. Patent no. 8,364,728 issued to Shanmuga-nathan Gnanasambandam, Webster, N.Y.; Naveen Sharma, Fairport, N.Y. Assigned to Xerox Corp., Norwalk.

Reconfigurable sheet transport module. Patent no. 8,364,072 issued to Henry Bober, Fairport, N.Y.; and James Spence, Honeoye Falls, N.Y. Assigned to Xerox Corp., Norwalk.

Surgical access instruments for use with spinal or orthopedic surgery. Patent no. 8,360,970 issued to John R. Mangiardi, Greenwich. Assigned to Vycor Medical Inc., Boca Raton, Fla. System and method of halftone printing of image spot colors using ranked ordered pairing of colorants and halftone screens. Patent no. 8,363,280 issued to Edul N. Dalal, Webster, N.Y.; Robert P. Loce, Webster, N.Y. Assigned to Xerox Corp., Norwalk.

Updating authentication server lists for users accessing shared-access devices. Patent no. 8,363,244 issued to Robert B. Wilkie, Rochester, N.Y.; Kenneth B. Schleede, Webster, N.Y.; Michael W. Barrett, Fairport, N.Y.; Parul Patel, Fairport, N.Y.; Eric Lambert, Macedon, N.Y.; Christian G. Midgley, Fairport, N.Y. Assigned to Xerox Corp., Norwalk.

Business ConneCtions Issues & PolIcIes

HealtHcare 2014

Economic Power of Tax Credits

B

illions in investment dollars, tens of thousands of jobs, and scores of high-tech facilities have stayed right here in Connecticut because of strategic state tax credits used by many in-state businesses.

But that would only penalize the very companies in Connecticut that are taking risks and making investments here, said Harry Im, state tax counsel for United Technologies (UTC).

At a special presentation at the Capitol, representatives from Aetna, Boehringer Ingelheim Pharmaceuticals, Chemtura, Electric Boat, The Lee Company, United Technologies, AZ Corp., Pricewaterhouse Coopers, and Day Pitney discussed how tax credits are fueling economic growth.

United Technologies today has six key R&D facilities in Connecticut employing 8,000 engineers. “We have over 4,000 locations in the world,” said Im, “but this little state is our engineering base.”

Most important, they said, the tax credits accomplished exactly what the state aimed to do in creating them—anchoring healthy businesses and industries in Connecticut.

The R&D tax credit also helped Boehringer Ingelheim become another cornerstone of the state’s economy.

Of the company’s 9,000 employees in the U.S., 2,500 are located on its Ridgefield campus. And most of the jobs are high-tech, high-paying, and highly desirable, said Dr. James Baxter, senior vice president, development for Boehringer.

Tax credits can only be earned by companies making an investment in Connecticut jobs or facilities, and only as specified by the General Assembly, said Charlie Lenore, partner, Day Pitney LLP and chair of CBIA’s Tax Council.

Companies also cannot claim a credit until after they make the specified investment, and credits are regularly audited by the state.

Yet there has been some discussion of further curtailing tax credits because of the state’s fiscal situation.

Keeping it that way means “[making] sure we tie state tax policy to our future, which is innovation.”

Keeping the R&D tax credit is critical to Boehringer’s long-term vision, he added, because it takes at least 10 years for the pharmaceutical company to discover and develop new drugs.

With the help of the tax credit, the company has invested $100 million in a new facility in the Ridgefield/Danbury area that should serve it “for decades to come.”

State Legislative Office Building Hartford

Join hundreds of fellow business leaders at the State Capitol and make an impact! You’ll have a chance to meet legislative leaders, agency officials and other policymakers. It’s a great platform to ask questions, offer solutions, and encourage accountability.

ith the ongoing implementation of the federal Affordable Care Act (ACA) and establishment of the state’s health insurance exchange, it’s important to remain focused on a central need in the healthcare system— reducing costs. Affordability is key to increasing healthcare access.

But in 2014 many in Connecticut, and throughout the nation, will see their health insurance premiums rise—the result of changing rating factors and additional taxes and fees, among other reasons.

That’s why Connecticut must not adopt any new measures that would increase costs and we should take a close look at our current health insurance laws and regulations and modify them where practical to reduce cost.

Despite the need to reduce costs, SB 596, currently before the Insurance Committee, would create an imbalanced marketplace where small businesses and their employees would be faced with less choice—which employers need to be able to contain costs.

One way to lower the cost of health insurance in Connecticut is to reduce the number of existing health benefit mandates. Compared with other states, Connecticut has a significantly higher number of health benefit mandates and that contributes to our higher premium rates.

Wednesday, March 6

his half-day program will give you the opportunity to help state legislators understand the issues impacting your business and Connecticut’s economy.

W

Although the legislature does not control all of the elements affecting premium increases there are certain steps the legislature can take to manage costs.

➤ Read more at gov.cbia.com

events

T

Health Insurance Premiums to Rise; Need to Watch Costs

For questions, contact CBIA’s Adam Ney at 860.244.1933 or adam.ney@cbia.com.

Date

Wednesday, March 6, 2013

Time

8:15 am–noon

Place

Legislative Office Building 300 Capitol Ave., Hartford

Cost

Free

Register cbia.com/events

Scan tO RegiSteR

While any given health benefit mandate may not appear to create a significant expense, in the aggregate the mandates cause premiums to increase. Lawmakers should not only reject new health benefit mandates but also seriously consider reducing the number of existing mandates.

What’s more, under the ACA, any new health benefit mandates will be a direct cost to the state and not be part of the Essential Health Benefit package offered through the state exchange. ➤ Read more at gov.cbia.com

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of February 11, 2013 27

SABRINA HORN SHE BUILT A COMMUNICATIONS AGENCY THAT BROKE NEW GROUND IN TECHNOLOGY MARKETS AND SHE’S CONSIDERED ONE OF THE MARKETING INDUSTRY’S MOST SUCCESSFUL ENTREPRENEURS AND INNOVATORS. HORN AND HER COLLEAGUE ARE GOING TO TELL YOU WHETHER YOUR WEB AND PRINT ADS ARE WORKING OR NOT WORKING.

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If you’re game. Email your current business ad to dviteri@westfairinc.com

by Feb. 22 and we’ll enlarge it for Sabrina to use as an example during her presentation.

PRESENTED BY

THE WESTCHESTER COUNTY BUSINESS JOURNAL, FAIRFIELD COUNTY BUSINESS JOURNAL, HV BIZ AND WAG MAGAZINE.

28 FEBRUARY

Bruce Museum 1 Museum Drive Greenwich 11:30 a.m. — Meet, greet and lunch Noon — Program

Register now. Space is limited. Email Alissa Frey at afrey@westfairinc.com or go to westfaironline.com