Fairfield Country Business Journal 031317

3 | CHOPPER PAINTERS March 13, 2017 | VOL. 53, No. 11

13 | FAMILY-OWNED BUSINESSES

YOUR ONLY SOURCE FOR REGIONAL BUSINESS NEWS

westfaironline.com

With opioid-related deaths on the rise, nonprofits increase education efforts

BY KEVIN ZIMMERMAN kzimmerman@westfairinc.com

A

too ready-made for the news cameras, Ganim admitted his interest in generating press coverage to challenge negative stereotypes about Bridgeport.

“It captures attention if we do something like we did this morning, where people think of the city and say, ‘What’s going on in Bridgeport? It sounds like they have things under control,’” he said.

“There’s always more we can do to better position and project. One of our shortcomings is not ramping up and communicating some of the positive things happening in the city as well as we could.

It is easy to allow certain elements of the news to dominate — and, as with any major urban center with a list of

s the opioid crisis grows, several Connecticut-based organizations are redoubling their education efforts about the outcomes that abusing such drugs as methadone, oxycodone and hydrocodone can have.

One of those groups, the Newtown Parent Connection, is presenting a proactive substance abuse program in Newtown March 27-29 with two of the nation’s top experts on drugs — former DEA Special Agent Robert M. Stutman and former Michigan judge and anti-drug advocate Jodi Switalski. The educational sessions are designed to reach roughly 1,600 students in grades 7 through 12, as well as parents, administrators, law enforcement, medical professionals and the general public.

Newtown Parent Connection grew from the prescription drug overdose of the son of founder and Executive Director Dorrie Carolan, who began the 501(c)(3) nonprofit in 1993. “There was, and still is, this misconception that only ‘bad kids’ are experimenting with drugs,” Carolan said from her office at 2 Washington Square.

“But that is pretty obviously not the case.”

According to the federal Centers for Disease Control and Prevention, overdose deaths involving prescription opioids have quadrupled since 1999, with more than 183,000 people in the U.S. dying from such overdoses between 1999 and 2015.

The cost to businesses is also running rampant. According to health information firm Castlight Health, opioid abuse costs the U.S. economy nearly $56 billion per year, while the American Society of Addiction Medicine reported last year that employers lose $10 billion a year from absenteeism and lost productivity due to opioid abuse. Opioid abusers cost employers nearly twice as much, $19,450, in medical expenses on average annually as do

» Bridgeport, page 6

» Opioid, page 6

Slice of Bridgeport

See story on page 2

Owner Freddy Tomaj, center, with nephew Nick Gjuraj and niece Ann Marie Tomaj at the family-run Milano Wine Bar & Pizzeria in downtown Bridgeport. Photo by Phil Hall.

Mayor battles Bridgeport blight and bad image

BY PHIL HALL phall@westfairinc.com

W

hen Bridgeport Mayor Joe Ganim sat down in his office to speak with the Business Journal, he was still on an adrenaline kick from an event earlier in

the day, when he manned the controls of a demolition crane to tear down a condemned property in the city’s East End. “I was afraid that I was going to push the wrong lever and tear down a building that is not supposed to be demolished,” he said with a laugh. And if the image of the mayor physically removing blighted structures seems a little

Bijou Square eatery takes its pizza seriously • Main office telephone. . . . . . . . 914-694-3600 • Newsroom fax. . . . . . . . . . . . . . . 914-694-3680 • Sales fax. . . . . . . . . . . . . . . . . . . . . 914-694-3699 • Research fax. . . . . . . . . . . . . . . . . 914-694-3682 • Editorial e-mail jgolden@westfairinc.com

BY PHIL HALL phall@westfairinc.com

O

ne year ago, Two Boots Bridgeport abruptly closed its doors. On its website, the restaurant posted a message that claimed it could no longer run an eatery in the city.

“The downtown renaissance we had all dreamed of was slow in developing, and it was a constant financial struggle to keep the business going,” said the company, which later replaced the message with a less pessimistic sign-off that gave the impression its closing was simply the result of an expired lease.

But the void left by Two Boots became an opportunity for Freddy Tomaj, a food distribution industry salesman who was planning to open a Connecticut restaurant with his brother Peter, a restaurateur who operated the popular Café 22 in the heart of the Czech Republic’s capital of Prague.

While Freddy saw the possibilities of taking over the Two Boots space — at 281 Fairfield Ave., within downtown Bridgeport’s Bijou Square development — Peter came to the idea with a poor image of the city.

“A lot of friends talked trash about Bridgeport,” said Freddy Tomaj. “The only thing Peter knew about Bridgeport was the negative stuff. So, I brought my brother downtown and took him for a walk. And he said, ‘Not bad, not bad.’ Then we got in the car and headed back to Newtown,” where Freddy lives. “And around Exit 5, I asked him, ‘What do you think?’ And he said, ‘I actually like it.’”

Although he was born in Kosovo in the Balkans and spent part of his youth in Croatia and the Czech Republic, Tomaj chose to keep the new restaurant’s focus on offerings that would be more familiar to a local clientele instead of Eastern European cuisine. “It’s more like a bar with Italian and pizza and burgers,” he said about the menu at Milano Pizzeria & Wine Bar, which opened for business last August.

As for naming his eatery after the capital of Italy’s northern Lombardy region, Tomaj shrugged. “Milano is my favorite city, which is why we named it Milano,” he said.

The startup costs for Milano were approximately $100,000, with expenses kept low due to the turnkey state of the space. “Everything was here,” Tomaj said.

“The only thing we added was two feet of hood, which the fire department wanted because we were using a grill; Two Boots had two fryers and a four-top burner.”

Two Boots’ elevated stage, which hosted live music, was also retained, though converted to a lounge with couches, a coffee

2

Or write to: Fairfield County Business Journal 3 Westchester Park Drive, Suite G7 White Plains, N.Y. 10604-3407 westfaironline.com PUBLISHER | Dee DelBello ASSOCIATE PUBLISHER | Anne Jordan MANAGING EDITOR | John Golden SENIOR EDITOR/DIGITAL & PHOTO | Bob Rozycki

News REPORTERS | Phil Hall, Kevin Zimmerman; Ryan Deffenbaugh, Aleesia Forni, Bill Heltzel; Georgette Gouveia, Mary Shustack DIGITAL RESEARCH COORDINATOR | Danielle Renda

Advertising Sales MANAGER | Anne Jordan METRO SALES AND CUSTOM PUBLISHING DIRECTOR | Barbara Hanlon ACCOUNT MANAGERS | Lisa Cash, Marcia Pflug, Patrice Sullivan

Production CREATIVE DIRECTOR | Dan Viteri ART DIRECTOR + FCBJ DESIGN MANAGER | Sebastian Flores ART DIRECTOR | Michaela Zalko

Events EVENTS MANAGER | Rebecca Freeman EVENTS SALES AND SPONSORS | Marcia Pflug

table and selection of board games. Tomaj never planned to incorporate live entertainment into his restaurant, and Bijou Square developer Phil Kuchma was also opposed to the prospect.

“Some of the entertainment early on was terrific,” said Kuchma in a recent interview with the Business Journal.

“But as the neighborhood became more residential, the entertainment changed a little bit and some of it became a little more obnoxious. People wanted to stay later, but then they had to go outside if they wanted to party. It was becoming too cumbersome to control and Two Boots was not controlling it very well.”

Tomaj also chose not to install a brick oven for his pizza baking, claiming concern over temperature control within the cooking space and quality control in the finished product. But he pointed out other ways for his pizza to stand out from the crowd.

“Our pizzas are a little bigger than others — most are 16 inches, ours are 18 inches,” he said. “Our dough ends up being slightly crispy because we use a little bit of cornmeal on the bottom.”

Tomaj also stressed the use of fresh ingredients for Milano’s meals, although on occasion he reluctantly had to bring in frozen fish due to problems in arranging for the delivery of freshly caught seafood to the Bridgeport market.

His brother Peter, in one of his visits

Week of March 13, 2017 • FAIRFIELD COUNTY BUSINESS JOURNAL

from Prague, Tomaj recalled with a laugh, could taste the frozen origins of a fish dinner without being cued to the history of its migration from sea to table.

Marketing is one area that has frustrated Tomaj. Traditional advertising was used in Milano’s early weeks, but Tomaj could not find any measurable results from the promotion. It was also difficult to determine consistent high and low points during the week. Some days found the Milano staff, which includes members of Tomaj’s family, working frenetically to meet the needs of a capacity crowd, while other days the only sounds in the restaurant came from telephone orders for deliveries.

There was also an occasion when a completely unexpected opportunity came to Milano.

The executive staff of the Bridgeport Bluefish baseball franchise turned up one afternoon last fall and were so impressed with their pizza lunch that they engaged Tomaj in a conversation that led to Milano’s becoming the official team pizza. The restaurant is arranging for sales at The Ballpark at Harbor Yard when the Bluefish season starts this spring.

And Tomaj can also vouch for the power of word-of-mouth marketing to attract attention: he was recently in a Bethel barbershop where a customer who did not know Tomaj offered lavish praise for his recent meal at Milano.

Audience Development and Circulation TELEMARKETING DIRECTOR | Marcia Rudy CIRCULATION REPRESENTATIVES | John Holden, Brianne Smith RESEARCH REPORTER | Peter Rubino

Administration ADMINISTRATOR MANAGER | Robin Costello CIRCULATION AND OFFICE MANAGER | Sylvia Sikoutris CONTRACTED CFO SERVICES | Adornetto & Company L.L.C. HUMAN RESOURCES & PAYROLL SERVICES | APS PAYROLL Fairfield County Business Journal (USPS# 5830) is published Weekly, 52 times a year

by Westfair Communications, Inc., 3 Westchester Park Drive, White Plains, NY 10604.

Periodicals Postage rates paid at White Plains, NY 10610.

POSTMASTER: Send address changes to: Fairfield County Business Journal: Westfair Communications, Inc., 3 Westchester Park Drive, White Plains, NY 10604.

More than 40 percent of the Business Journal is printed on recycled newsprint. © 2017 Westfair Communications Inc. All rights reserved.

Reproduction in whole or in part without written permission is prohibited

NEWS NOON

@

Sign up now at westfaironline.com

F

IN THE FAMILY

Three generations helm Shelton industrial painting firm

BY KEVIN ZIMMERMAN kzimmerman@westfairinc.com

T

o say “As goes Sikorsky, so goes Prestige Industrial Finishing Co.” is not entirely accurate.

But those at the Shelton company, which provides powder coating and military specification painting services for a number of highprofile clients — including Sikorsky Aircraft — admit they were relieved when the state announced in September that it had swung a deal to keep the Stratford manufacturer in Connecticut through at least 2032.

“That was such a relief,” Prestige President and CEO Michele Proto told the Business Journal. “It would have been devastating for us if Sikorsky hadn’t stayed here.”

“We didn’t realize how close they came to leaving — nobody did,” added Michael J. Osso, Proto’s nephew and Prestige’s vice president of operations. “Their leaving would have been like an atomic bomb going off.”

Sikorsky has been a Prestige client from the firm’s beginnings in 1981, when Ernest Osso left Stratford’s Contract Plating and with his wife, the former Josephine Proto, started Prestige, which today occupies 15,000 square feet at 511 River Road.

That “Osso” and “Proto” keep coming up is no coincidence: Of the company’s 25 employees, eight belong to the same family, including a third generation that will take over operations when Michele and her stepbrother Prestige Vice President Jim Osso, retire. The pair — the second generation of the family to run Prestige — are two of the eight children who were brought together when their respective parents, Josephine and Ernest, married after each was widowed.

From left: Michael Osso, vice president of operations; Jim Osso, vice president; Robert Osso, painter; Mike Proto, business development; Michele Proto, president and CEO; Ralph Proto, shipping and receiving; and Lauren DeBenedictis, business manager.

“We were the Brady Bunch,” Michele deadpanned.

Michele and Jim were quick to point out that no timeline for that succession has been formalized, which appears to be just fine with Shelly’s daughter, Office Manager Lauren DeBenedictis, whose husband Anthony is also a part of the business.

Other family members include Robert Osso, painter; Mike Proto, business development; and Ralph Proto, shipping and receiving.

“The business is doing extremely well right now after a couple of pretty lean years,” DeBenedictis said. “And while we treat all of our employees like family — we have almost no turnover, because people stay with us for 10, 15, 20 years — the fact that there are so many of us here who are family can make for a pretty interesting

work environment.”

The various Ossos, Protos and DeBenedictises said that no particular pressure is brought to bear upon family members to join Prestige — but note that once a commitment is made, business trumps personal relationships.

“It’s a hard separation between business and family, and I learned that quickly after beginning here shortly after I left college,” Michael Osso said. “Having a work environment with so many family members means you have to flick the switch pretty quickly sometimes.”

Jim quipped that instances of pulling rank can occur “almost every day,” which has helped Prestige maintain its reputation in the commercial, industrial, and military aerospace industries that it serves.

For all that, Michele said, “We still spend

all the holidays together.”

As for the business itself, DeBenedictis said that about 90 percent comes from Sikorsky and its sub-tier suppliers. At Prestige, painting is done on parts large and small. “We paint everything from the smallest shim to exterior skins, gear housings and swashplates for a variety of aircraft,” she said.

The company takes particular pride in its custom masking operations. Masking is employed in metal finishing operations where only a specifically defined area of the surface of a part is exposed to a process.

It is done by working from a blueprint, an exact description on a purchase order or other documentation that lists the specifications for masking.

The Prestige personnel said that most of their business has come by word-ofmouth; Sikorsky suggested the company to U.S. Sen. Chris Murphy when he was looking to visit a firm working within the industrial and aerospace industries.

Murphy toured the facility last November and the attendant press coverage was appreciated, Michele said.

Michael said that word-of-mouth about the company has traveled across the country, noting that he had recently fielded an inquiry from Missouri. Given Prestige’s lack of billboards or national advertising, he said, such recommendations are invaluable to the company’s bottom line.

Along with the good news about Sikorsky staying in the state, the company is taking heart from the new administration’s announced plans to increase military spending by $54 billion.

“We’re very optimistic about the future and look forward to what the third generation will bring to Prestige Industrial Finishing,” Michele said.

203.656.0332 lawleyinsurance.com

22 Thorndal Circle, 3rd Floor Darien, CT 06820 INSURANCE | EMPLOYEE BENEFITS FAIRFIELD COUNTY BUSINESS JOURNAL • Week of March 13, 2017

3

CT’s lawmakers give thumbs-down to Trumpcare

BY KEVIN ZIMMERMAN kzimmerman@westfairinc.com Reviews for the newly announced American Health Care Act, inevitably and immediately dubbed “Trumpcare,” are coming in and they aren’t good.

“Well, Trumpcare is here and you are going to hate it,” Democratic U.S. Sen. Chris Murphy of Connecticut told reporters in Washington, D.C. on March 7. “This is a dumpster fire of a bill that was written on the back of a napkin behind closed doors because Republicans know this is a disaster.”

The proposal — the Republican Party’s long-awaited alternative to the Affordable Care Act, or Obamacare — would eliminate the individual mandate, which requires Americans to have health insurance or pay a fine; cut the number of people insured under Medicaid; and allow insurance companies to charge the elderly up to five times more than the young. It would also require insurers to cover pre existing conditions, but would let them add a 30 percent surcharge to premiums if people go without insurance for too long.

Speaking on the Senate floor on March 7, Murphy repeated his “you’re going to

4

hate it” remark, adding: “It appears that when you ask the question as to who gets hurt under the replacement plan, the answer is everyone with the exception of insurance companies, drug companies and the very wealthy.”

Connecticut Gov. Dannel Malloy and Lt. Gov. Nancy Wyman also released statements decrying the new bill. Malloy said the proposal “will set back the progress that has been made to enable so many of our neighbors to finally afford quality health insurance. In particular, their plan would drive up costs for individuals and families and gut the expansion of Medicaid that has benefited so many in our country. Hardworking Americans deserve access to quality, affordable insurance, and this plan does the opposite — it risks the coverage that millions already have, drives up costs, and limits care. If enacted, this proposal would cause thousands of Americans to die needlessly.”

“Under the new Republican bill, the rollback to women’s health care will cause costs to rise and access to care to drop,” Wyman said. “Older adults will pay about double what they pay now, and in Connecticut more than 85,000 residents who bought health insurance through the (Access Health) exchange with the help of federal

Week of March 13, 2017 • FAIRFIELD COUNTY BUSINESS JOURNAL

subsidies would see their costs increase.”

The state’s other Democratic senator, Richard Blumenthal, also condemned the proposed bill. “Trumpcare is nothing more than a heartless handout to the wealthy, profiting big insurance at the expense of middle-class families and seniors who would be forced to pay more for stripped down coverage,” he said. “Trumpcare is truly an insult to the thousands of people across Connecticut who have called and written my office and packed town halls and rallies to say clearly and unequivocally that they want to protect and preserve affordable care in America. This plan is dead on arrival and I will do all that I can to ensure its defeat.”

Even some Republican and conservative groups came out against the bill.

Conservative advocacy group The Club for Growth stated, “If this warmed-over substitute for government-run health care remains unchanged, the Club for Growth will key vote against it.” A similar group, FreedomWorks, dismissed it as “ObamaCare Lite.”

Republican Sens. Lisa Murkowski of Arkansas and Susan Collins of Maine have said they will not vote for any health care bill that seeks to defund Planned Parenthood,

as Trumpcare does — casting some doubt as to whether the bill will ultimately win congressional approval.

Senate Majority Leader Mitch McConnell of Kentucky told a news conference that Republicans have “all come together behind a proposal that we’re confident will be a dramatic improvement over the status quo.” Speaker of the House Paul Ryan of Wisconsin told a press conference that the GOP would get the 218 votes needed to pass the bill in the House. “We’ll have 218 when this thing comes to the floor. I can guarantee that.”

In a statement, ConnectiCare — one of two insurers on the state’s exchange, along with Anthem Blue Cross Blue Shield — said that while the Affordable Care Act replacement bill had just been introduced, “We will be watching carefully to see if Congress can strike the right balance between plan components, like mandates and access guarantees, in order to keep premiums affordable.

Making health insurance accessible and affordable to the people of Connecticut is a priority for us. We will continue to work with legislators and regulators here in Connecticut to create a stable and sustainable individual health insurance market.”

Anthem had no immediate comment.

Flexibility, Choice and Savings with Access Health CT Small Business

By Access Health CT Staff Access Health CT (AHCT) is ramping up its focus on its Small Business initiative. With AHCT, small businesses have the flexibility, choice and convenience for quality healthcare.

“We are happy to be sharing with the business community the benefits of Access Health CT’s Small Business program. It’s incredibly rewarding to know that the business owners appreciate what our Small Business program can bring them,” said John Carbone, AHCT Small Business Sales Manager.

AHCT Small Business plans are available for small businesses in Connecticut who have 50 or fewer full-time equivalent (FTE) employees. If employers are uncertain of the numbers of FTE employees they have, the AHCT Small Business website, AccessHealthCTSmallBiz.com, has information on calculating this number.

Flexibility With AHCT Small Business, coverage can be offered to both full-time and part-time employees. Employers can pay for all or only part of their employees’ premiums.

AHCT Small Business plans also allow employers to set a specific defined contribution. All of the employers’ contributions toward premiums are also tax deductible.

We’re Here for You – Access Health CT Small Business Team

That means you control the coverage you offer and how much you pay toward employee premiums.

By Access Health CT Staff

Additionally, starting coverage any month of the year makes the plans flexible for employers. There are no lock out dates of when the coverage must start.

Small businesses and non-profits alike are working with Access Health CT (AHCT) Small Business to provide quality health insurance coverage to their employees.

AHCT Small Business has created a streamlined process with one universal form for enrollment. There is also one single itemized bill for all employees and all coverages.

Choice Employers have the choice of offering one or more plans from one local source. Plan options are categorized into what are typically called the “metal levels” – platinum, gold, silver, and bronze. Employers can choose to offer only one plan for all employees or up to one plan per employee.

The AHCT Small Business team is here to help small businesses through every step of the process. The sales team and our brokers will personally guide employers through planning health insurance coverage strategies, selecting the right plan and contribution model, enrolling and setting up accounts and renewing for next year.

Once the plans are established, it’s easy to keep things going. A secure online selfservice site that is accessible at AccessHealthCTSmallBiz.com, allows employers to make account changes, payments and to add or remove employees.

Employers can also choose to provide both medical and dental plans to their employees. No extra lines of coverage need to be purchased.

With a dedicated customer service line specifically for employers, the customer service reps are knowledgeable about the resolution of issues that may arise. They can typically resolve issues within 48 hours.

Savings Doing business in Connecticut is expensive, and the cost of healthcare is one reason why. AHCT Small Business is the only place in Connecticut where employers may qualify for tax credits.

Here’s what some of our customers have to say about us:

To qualify for the tax credit, a small business must have no more than 25 FTE employees, contribute at least 50% of the insurance premiums (35% for non-profits), and pay an average annual wage of $51,000 or less.

An online savings calculator is available at AccessHealthCTSmallBiz.com to estimate what your savings can be.

Employers can find out more information about all of the benefits of AHCT Small Business at AccessHealthCTSmallBiz.com or by calling 1-855-762-4928.

Phill G. – Co-founder of a Connecticut small business: “We’re a small company with 19 highly skilled and very valuable employees. Providing great health insurance options with the minimal amount of paperwork and expense is critical to us and our team. The process has proved much simpler than dealing with insurers and large brokers directly. The plans are strong, the rates are the lowest we’ve seen, and there are several convenient plan options. If we have any questions, we get a complete answer and we get it quickly. They by far are the simplest and most cost effective solution we have found.”

Jayne P. – Practice Administrator at a physician’s office: “We have been utilizing [Access Health CT Small Business] to obtain health insurance now for two years…We love working with them as they are professional, efficient, and always helpful. I would recommend using [Access Health CT Small Business] for all small businesses. They really give it a personal touch with everything they do.”

The AHCT Small Business team is here to help employers with their healthcare needs.

Your Business is Our Business

small business

Get a Quote Today!

1-855-762-4928 AccessHealthCTSmallBiz.com FAIRFIELD COUNTY BUSINESS JOURNAL • Week of March 13, 2017

5

Bridgeport — » » From page 1

problems, those stories will get out there by themselves.”

The campaign to erase Bridgeport’s condemned buildings, dubbed the “War on Blight” by the mayor, was announced last July, but Ganim acknowledged it was a long time in coming. “I don’t want to dump on the past couple of administrations, but it had not been aggressively attacked,” he said.

“And we are aggressively attacking it. Next week, we are going to demolish a major number of structures on Stratford Avenue in the East End of the city. It is an area that has been neglected for decades. We are going to demolish almost a city block and we have two developers that were selected to redevelop the area with the type of retail development that part has not seen in a long time.”

For Ganim, who returned to the mayor's office in December 2015 after previously serving as mayor from 1991 to 2003, the visual evidence of Bridgeport’s redevelopment is crucial to strengthening its economic viability and attractiveness. And no section of the city is immune from new construction.

From his downtown office, Ganim pointed out the original People’s Bank building on State Street that is being transitioned into a German beer hall, while a neighboring structure is being repurposed as a mixed-use development featuring the

Opioid — » » From page 1

nonabusers, according to Castlight.

According to James Gill, Connecticut’s chief medical examiner, there were 917 fatal overdoses in the state in 2016, a 25.8 percent increase over 2015’s figure of 729. Most of those overdoses involved an opioid, Gill’s office said, adding that deaths involving synthetic opioid Fentanyl totaled 479 last year, a 155 percent rise over 2015.

On a city-by-city basis, Hartford led the data with 62 opioid-related deaths and Bridgeport was second with 49. Further down the list were Stratford (20), Danbury (17), Shelton (13), Norwalk (10) and Stamford (9).

Though Newtown recorded just three such deaths, it wasn’t that long ago that the town had a reputation as a heroin haven, with 2003 representing a sort of high-water mark for overdose deaths. “A lot of people here thought it wasn’t in Newtown, but this was almost the capital of where people were buying heroin,” Carolan said.

Newtown Parent Connection established what Carolan called “a hope and support group” that year, which continues to meet every Thursday at 7 p.m. at the NPC

6

Stress Factory Comedy Club on its lower level and rental housing on its upper floors.

“We just got responses to an RFP for North Main Street for the old Poli and Majestic Theaters in the North End of the city,” Ganim added, referring to an entertainment complex that has been vacant and shuttered since the 1970s.

Still, urban redevelopment does not work on a “Field of Dreams” premise that if you build something, people will come. Last month, the lack of an adequate transportation infrastructure was cited by Ann Klee, General Electric’s vice president for Boston development and operations, as the reason the company exited neighboring Fairfield for a new Boston headquarters.

“From a GE perspective, they identified the challenge for the region and the state,” Ganim said, adding that the city is reliant on transportation infrastructure funding from state and federal sources. At a municipal level, Ganim said that the city is exploring ways to improve the ebb and flow of vehicular traffic, including potential improvements to its I-95 entrance and exit ramps and strategies to enhance traffic flow at the congested north end of Main Street.

Ganim addressed Bridgeport’s transportation infrastructure needs with congressional and White House officials during a recent trip to Washington, D.C., as part of the annual meeting of the U.S. Conference of Mayors. He expressed optimism that

office, as well as another that meets at 7 p.m. each Wednesday at the First Congregational Church in Fairfield.

Carolan said the group now is fully supported by the likes of First Selectman Pat Llodra, the town’s police department and schools Superintendent Joseph V. Erardi, but that the public at large still prefers to ignore what she considers an ongoing problem.

“I have booths at the high school and middle school with literature, and a lot of parents take the attitude of, ‘My kids aren’t using’,” she said. “But we’ve seen time and again that it can be your kids.”

Bringing in Stutman and Switalski, who tour nationally at a reported cost of $10,000 per day, posed a significant financial challenge for NPC. Research eventually led Carolan to Purchase, N.Y.-based Solo Technology Holdings LLC, an emerging “internet of things” company focused on creating technology products to address the nation’s prescription drug abuse problem.

According to Solo President and COO Mitch Danzig, the timing for sponsoring the Newtown event was ideal, as the company had just announced its first product, the iKeyp (pronounced “I Keep”) — an integrated

Week of March 13, 2017 • FAIRFIELD COUNTY BUSINESS JOURNAL

President Trump understood the value in transportation infrastructure projects as a means to strengthen urban economies.

“The president has a background in building stuff. He understands construction, understands how many jobs a project can have. I think there is a real opportunity if we pitch our case properly on the infrastructure side and position Bridgeport to have the funding for public infrastructure project improvements to complement some of the private-sector investments that are underway now.”

But its mayor does not want Bridgeport to turn into a city of commuters. He cited the city’s recently reintroduced Down Payment Assistance Program, which

enables qualified borrowers to receive grants of up to $15,000 toward down payment and closing costs for buying a new home in Bridgeport, provided that they can put down at least 1 percent of the purchase price of the home and agree to live in it for at least five years. In an earlier version of the program, borrowers would only receive a grant of up to $10,000 if they made a 2 percent down payment.

“We want people to own,” said Ganim.

“Bridgeport used to have 60 percent of our tax base as homeowners. There is a certain positive element to having a large percentage of the population own their own homes.”

Casino gambling is one area of economic development he is not pursuing, although Ganim did explore it in a potential Donald Trump partnership during his mayoral tenure in the ‘90s. During a recent visit to upstate New York to visit his son at college, Ganim said, he stopped at a local casino and spoke with staff members on whether the outlying area saw economic benefits from the gambling venue. Their response was negative, which confirmed his doubts about the value of casinos as an economic engine.

“If it brings direct revenue back to the host community, that revenue becomes attractive along with the city becoming a destination,” he said. “A lot of people come in, go in the casino and drive out of town.

Would we have gotten a different dynamic here? I don’t know.”

personal safe designed to prevent access to prescription drugs in the home by anyone other than the patient.

“When we see an opportunity for educational awareness and to get our product out there, we’re interested,” Danzig said.

“We’ve been sponsoring a variety of these types of events.”

Citing health care industry data estimating that 2,500 kids between the ages of 12 and 17 abuse pain relievers for the first time each day, Danzig said, “If we can make that 2,499 kids, that’s great. Obviously we want fewer than that, but it’s a start.”

Exposure to the patent-pending iKeyp is important as well. Designed to fit easily inside bathroom or kitchen cabinets and featuring a programmable keypad, the product can hold up to eight prescription bottles.

By connecting the iKeyp to the internet, it can communicate in near real-time to provide security alerts and medication adherence reminders to the owner of the safe via text, email or the iKeyp mobile app.

Solo will give away five free safes to the first 100 registrants at the Newtown event, Danzig said. The company regularly donates about 25 percent of its funds to the Partnership for Drug-Free Kids, he added.

The product sells online for $119, although Solo regularly offers discounts.

Meanwhile anti-opioid abuse activity continues around the county. Positive Directions, a Westport-based counseling service that has been serving the county since 1971, earlier this month launched a new survey in conjunction with the Norwalk Community Prevention Task Force to better understand that community’s attitudes toward youth substance use.

Last November, Norwalk-based Liberation Programs Inc., a behavioral health organization specializing in substance abuse treatment, presented an opioid usage report it wrote with Greenwich’s Department of Social Services to that city’s Board of Selectmen.

Not all developments have been positive, however. Earlier this month came word that the Danbury branch of the state’s Western Connecticut Mental Health Network is expected to be privatized as part of Gov. Dannel Malloy’s proposed budget, with its 39 employees transferred to other offices and its 300-plus clients needing to find alternative means for treating their mental health and addiction issues. The move would reportedly save the state about $1 million.

Bridgeport Mayor Joe Ganim in his City Hall office.

Survey: business confidence sharply up

C

onnecticut’s business community showed a sharp increase in optimism during the fourth quarter, according to a new Connecticut Business & Industry Association survey.

The 2016 CBIA/Farmington Bank 4th Quarter Economic and Credit Availability Survey found 40 percent of business leaders expected improved conditions for their firms, up from 26 percent the previous quarter.

Thirty-nine percent expected stable conditions compared with 49 percent in the third quarter and 21 percent had a negative outlook, down from 24 percent.

Twenty-four percent of respondents said they expected to increase their workforce, up from 19 percent, while 65 percent predicted no change, up from 59 percent, and 11 percent said they planned reductions, down from 23 percent.

“It’s heartening to see the jump upwards in those expecting better conditions for the economy, their own company, and hiring,” CBIA economist Peter Gioia said.

A representative sample of Connecticut businesses were surveyed by email between mid-January and early February following the state and presidential elections. There were 173 respondents with a margin of error of plus or minus 7.5 percent.

Businesses were also asked to speculate

about the impact of the Trump administration’s economic, regulatory and fiscal policies on Connecticut’s economy. Fifty-nine percent said they expected a positive impact on growth, 6 percent saw no impact, 10 percent saw a negative impact and 25 percent said they were uncertain.

DataCore Partners economist Don Klepper-Smith said Connecticut’s sluggish post-recession job growth continues to be a concern, with the state losing 2,000 jobs in 2016 based on preliminary reports.

The survey also found: • 29 percent of respondents used financing in the last three months, compared with 38 percent in the third quarter; • 86 percent of those used bank loans and lines of credit to meet credit needs, compared with 78 percent in the third quarter; • 90 percent were able to satisfy their borrowing needs, compared with 79 percent in the third quarter; • 76 percent considered the state’s lending climate to be average, good, or excellent, compared with 79 percent in the third quarter; • 56 percent expected the lending climate to remain stable over the next three months, compared with 43 percent; 24 percent said it will be fair or poor, compared with 28 percent; and 19 percent believed it will be good or excellent, compared with 29 percent.

Plans afoot to save two Fairfield County theaters

T

he show may prove to go on after all for a pair of county theaters that have been facing uncertain futures.

In Norwalk, the financially troubled White Barn Theatre Foundation has signed a contract with the property’s owner, 78 Cranbury Road LLC, to take over the 15-acre tract if the foundation raises $1.2 million by spring. The theater, which is near the Westport border, has been desperately trying to raise funds for some time; the homepage of its website loudly urges “Help Us Save White Barn Theatre.”

The White Barn, which opened in 1947, has garnered support from the likes of the Norwalk Land Trust, Norwalk Preservation Trust and Norwalk Historical Society since late 2015 when a developer went to the city with plans to develop houses on the property. That project has been delayed

while the foundation and owner have continued to negotiate.

Meanwhile, in Fairfield, Keith Rhodes — who was appointed to the town’s Economic Development Commission in late 2016 — has launched an online petition to sell the Fairfield Community Theatre, which has been vacant since 2011, to a developer or other group.

Rhodes’ petition asks David Pollack and his family, owners of the site at 1424 Post Road, “to sell the property as soon as possible to allow for the theatre's timely redevelopment and restoration as a performing arts space.”

As presstime, the petition had been signed by 3,066 people and had a goal of 5,000. Pollack could not be reached for comment.

— Kevin Zimmerman

Solve today’s financial challenges...by tomorrow.

Webster responds with faster access to the funding you need for what matters most to your business.

With Fast Track business loans, get decisions on applications up to $100,000 within 24 hours.*

visit: www.WebsterBank.com/FastTrack All credit products, pricing and overdraft protection are subject to the normal credit approval process. 24 hour turnaround is based on receipt of completed application. Some applications may require further consideration and/or supplemental information, which could impact the one-day approval process. Certain terms and conditions may apply. Total business loan exposure at Webster Bank cannot exceed $100,000 and loans can only be secured by business assets, excluding real estate. Requires a Webster business checking account, which must be opened prior to loan closing and which must be used for auto-deduct of payment.

*

The Webster symbol is a registered trademark in the U.S. Webster Bank, N.A. Member FDIC. Equal Housing Lender

©2017 Webster Financial Corporation. All rights reserved.

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of March 13, 2017

7

THE LIST Golf Courses GOLF AND COUNTRY CLUBS

FAIRFIELD COUNTY

Listed alphabetically.

Name Address Area code: 203, unless otherwise noted Website

Year course opened

Course type

1967

Private

1946

300 Mansfield Ave., Darien 06820 655-9726 • ccdarien.org

Holes

Par

Rating

Yards

Slope

Course designer(s)

Carolyn Kepcher Jack Powers

18

71

73.7

6,594

129

Hal Purdy

Private

Curtis Angell Kammy Maxfeldt

9

36

37.3

3,157

131

Orrin Smith

1957

Private

Marc Possidento Cory Muller

18

72

73.1

6,908

132

Alfred H. Tull; renovated 2010 by Michael Hundzan

936 Sasco Hill Road, Fairfield 06824 255-3951 • ccfairfield.com

1914

Private

Steve T. Klemenz David Renzulli

18

70

71.6

6,358

133

Seth Raynor

2390 Easton Turnpike, Fairfield 06432 373-5911 • fairchildwheelergolf.com

1931

Municipal

Alex Head Stephen Roach

18 red 18 black

72 red 71 black

71 red 71.5 black

6,568 red 6,559 black

124 red 124 black

Robert White

451 Stillwater Road, Stamford 06902 324-4185 • brennangolf.com

1925

Municipal

Michael Sullivan Vance Levin

18

71

71.1

6,492

124

Maurice McCarthy

19 Doubling Road, Greenwich 06830 869-1000 • greenwichcountryclub.org

1892

Private

Hagen Freihoff Andrew Gruss

18

71

72.6

6,706

130

Seth Raynor

1963

Municipal

Lou Berlingo Joseph Felder

18

71 men 73 women

70.5

5710 green 6512 blue 6093 white 4256 gold

120

Robert Trent Jones

1972

Municipal

Peter Grace Jim Alexander

18

72/73

72.1

6,676

126

Hal Purdy Malcolm Purdy

165 Fillow St., Norwalk 06850 838-0303 • oakhillsgc.com

1969

Municipal

Shelly Guyer Edward Ruiz

18

71/72

70.5

6,407

126

Alfred H. Tull

1118 Cross Highway, Fairfield 06430 259-5244 • thepattersonclub.com

1947

Private

John Brisson Christopher Kenney

18

71

72.8

6,795

134

Robert Trent Jones Sr.

100 Aunt Hack Road, Danbury 06811 792-2550 • richterpark.com

1971

Municipal

Karen Madaus Brian Gehan

18

72

73

6,740

130

Edward Ryder

1974

Municipal

Anton Steger Frank A. Sergiovanni

18

71 blue 71 white 71 gold 74 red

71.8 blue 69.7 white 66.6 gold 69.6 red

6444 blue 6019 white 5358 gold 4512 red

129 blue 127 white 120 gold 117 red

George Fazio and Tom Fazio

2949 Long Ridge Road, Stamford 06903 322-3408 • rockrimmoncc.org

1949

Private

John Larsen Jerry Yochum

18

72

73.8

6,832

128

Orrin Smith and Robert Trent Jones Sr.

333 Hurlbutt St., Wilton 06897 762-4600 • rhcconline.com

1961

Private

Scott Semple Ray Ford

18

71

72.9

5,454-6,737

137

Alfred Tull; Updated in 2002

by Roger Rulewich

14 Canfield Ave., East Norwalk 06855 866-5528 • shorehavengc.org

1923

Private

Brian Dwyer Mike Laganza

18

71

72.4

6,599

134

Robert White

439 Silver Spring Road, Ridgefield 06877 438-2671 • silverspringcc.org

1930

Private

Karl Habib NA

18

71

72.1

6,518

132

Robert White

Aspetuck Valley Country Club

67 Old Redding Road, Weston 06683 226-4701 • aspetuckvalley.com

Birchwood Country Club

25 Kings Highway South, Westport 06880 221-3280 • birchwoodcc.org

Country Club of Darien

Country Club of Fairfield D. Fairchild Wheeler Golf Course

E. Gaynor Brennan Golf Course Greenwich Country Club

Griffith E. Harris Golf Course

1300 King St., Greenwich 06831 531-7200 • greenwichct.org

H. Smith Richardson Golf Course

2425 Morehouse Highway, Fairfield 06824 255-7300 • fairfieldct.org

Oak Hills Park Golf Course

The Patterson Club

Richter Park Golf Course

Ridgefield Golf Course

545 Ridgebury Road, Ridgefield 06877 748-7008 • ridgefieldgc.com

Rockrimmon Country Club Rolling Hills Country Club Shorehaven Golf Club

Silver Spring Country Club Silvermine Golf Club

95 N. Seir Hill Road, Norwalk 06850 846-2552 • silverminegolf.com

The Stanwich Club

888 North St., Greenwich 06831 869-0555 • stanwich.com

Sterling Farms Golf Course

1349 Newfield Ave., Stamford 06905 461-9090 • sterlingfarmsgc.com

Sunset Hill Golf Club

13 Sunset Hill Road, Brookfield 06804 740-7800 • sunsethillgolfclub.com

Tamarack Country Club

55 Locust Road, Greenwich 06831 531-7300 • tamarackcountryclub.com

Tashua Knolls and Tashua Glen Golf Club

40 Tashua Knolls Lane, Trumbull 06611 452-5186 • tashuaknolls.com

Whitney Farms Golf Course 175 Shelton Road, Monroe 06468 268-0707 • whitneyfarmsgc.com

Woodway Country Club

540 Hoyt St., Darien 06820 322-1661 • woodway.org

Owner/general manager Golf pro

1959

Private

John Warner/Rob DeLuca 27 Stuart Waack

70, main course 66.4 31, executive course

5,300

122

John Warner/ Re-Design; Mark Mungeam, Mungeam Cornish Golf Design

1964

Private

Peter Tunley Michael Summa

18

72

76

7,133

144

William F. Gordon

1969

Public

Paul Grillo Angela Aulenti

18

72

71.7 blue 69.6 white 67.5 gold 73.3 red

6,509 blue 6,054 white 5,587 gold 5,539 red

129 blue 126 white 123 gold 124 red

Geoffrey S. Cornish 1969; renovated in 2005 by Robert McNeil

1950

Public

Krista Cilfone NA

9

70

64.5

4,512

100

NA

1929

Private

Brian Gillespie Bobby Farrell

18

71

73.4 blue 68.1 green 72.1 red 71.8 white

6783 blue 5719 gold 5710 red 6452 white

139 blue 127 green 127 red 136 white

Charles H. Banks

1976/2004

Municipal

Bobby Brown Jon Janik

27

72

71.9

6,540

125

Al Zikorus and Mike Zikorus

1982

Public

Paul McGuire William Street

18

72

72.7

6,714

134

Hal Purdy and Malcolm Purdy

1916

Private

Steve McVey Michael Crawford

18

71

72.8

6,716

139

Willie Park Jr., renovated by Mark Mungeam

This list is a sampling of golf and country clubs that are located in the region. If you would like to include your facility in our next list, please contact Danielle Renda at drenda@westfairinc.com.

NA Note:

8

Not available.

Private golf courses require membership and offer specialized services to its members, who are charged dues and course maintenance.

Public golf courses charge participants for rounds played and equipment rentals. Municipal golf courses are owned by cities, towns or counties and may offer reduced memberships to residents.

Week of March 13, 2017 • FAIRFIELD COUNTY BUSINESS JOURNAL

Portrait by renowned illustrator Joseph Adolphe.

WILMINGTON TRUST RENOWNED INSIGHT

“How might politics affect your portfolio in 2017?”

Our 2017 Capital Markets Forecast provides

effort to find value, we propose bond proxies

the outlook for economies and markets, and

and other alternative investable ideas.

provides an in-depth look at the themes we see continuing to unfold and the potential

O UR GDP GROWTH FO REC AST I S

3.5%

implications for portfolios.

U.S. economy pulling ahead. But risks persist. We expressed concerns in 2016 that

I F O NLY HA LF O F TRUM P ’S PRO POSA LS A RE A DO PTED

ongoing tepid growth could dissolve into a fresh recession. Today, we are optimistic about

Source: Wilmington Trust

the prospect of expansion with the passing of Emerging markets and opportunities.

the mantle from monetary to fiscal stimulus and President Trump’s growth-stimulating

We predicted last year that stocks were

M.A., J.D., LL.M. (Tax)

policies. That said, our optimism is tempered

primed for opportunity in emerging markets

Chief Investment Officer, WTIA

by concerns over the long-term toll that

transitioning from old economies (focused

reduced tax revenue and increased spending

on mining, chemicals, and power) to new

will likely have on our already-soaring

economies (e-commerce and mobile hardware).

national debt.

The evolution continues at a faster pace

Tony M. Roth

Tony brings his extensive knowledge and more than 20 years of experience to bear on client portfolios every day. He is responsible for strategic direction, quality

“Income inequality” and finding the

than we originally envisioned. However, it’s

risk management, and comprehensive

yield sweet spot. The low-growth, low-return

variable – some nations are lifting themselves

investment solutions. He is part of a

environment still persists, and the income

out of recession, while others have yet to gain

seasoned team of professionals who

portion of total return is increasingly

a firm foothold – making regional selectivity

important. There is “income inequality” –

paramount.

exemplify Wilmington Trust’s 114-year heritage of successfully advising our clients. For access to knowledgeable

For more of our insights and guidance to

economic policies have very uneven effects on the interest-bearing capabilities of stock

sidestep obstacles and pursue investment

of our team, contact Sharon Klein at

dividends and bond coupons – and certain

opportunities in 2017, download our Capital

212-415-0547.

income sources pose risks as rates rise. In an

Markets Forecast at wilmingtontrust.com/CMF.

professionals like Tony and the rest

F I D U C I A R Y S E R V I C E S | W E A LT H P L A N N I N G | I N V E S T M E N T M A N A G E M E N T | P R I VAT E B A N K I N G

This article is for informational purposes only and is not intended as an offer or solicitation for the sale of any financial product or service. This article is not designed or intended to provide financial, tax, legal, accounting, or other professional advice since such advice always requires consideration of individual circumstances. If professional advice is needed, the services of your professional advisor should be sought.

Private Banking is the marketing name for an offering of M&T Bank deposit and loan products and services.

Investments: • Are NOT FDIC-Insured • Have NO Bank Guarantee • May Lose Value Wilmington Trust Investment Advisors, Inc., a subsidiary of M&T Bank, is a SEC-registered investment advisor providing investment management services to Wilmington Trust and M&T affiliates and clients.

Wilmington Trust is a registered service mark. Wilmington Trust Corporation is a wholly owned subsidiary of M&T Bank Corporation. Wilmington Trust Company, operating in Delaware only, Wilmington Trust, N.A., M&T Bank, and certain other affiliates provide various fiduciary and non-fiduciary services, including trustee, custodial, agency, investment management, and other services. International corporate and institutional services are offered through Wilmington Trust Corporation’s international affiliates. Loans, credit cards, retail and business deposits, and other business and personal banking services and products are offered by M&T Bank, member FDIC. ©2017 Wilmington Trust Corporation and its affiliates. All rights reserved.

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of March 13, 2017 014644_WestchesterBJ_Fairfield City BJ / Trim 10”w x 11.5”h

9

BY ROB LONGSWORTH

Required minimum distributions and individual retirement plans

L

ittle more than two months old and 2017 is already a noteworthy year. Across the spectrum of forces at work during these remarkable times is one that continues to go largely unmentioned: RMDs. In IRS and financial planning lingo, RMD is the acronym for Required Minimum Distribution, which is the IRS rule that a recipient must withdraw an actuarially calculated amount from his retirement assets every year.

Generally speaking, while 59 1/2 is the earliest age at which a recipient can withdraw funds from a retirement plan without

penalty, the initial RMD can be delayed until no later than April 1 of the year following the one in which he or she turns 70 1/2. This is of utmost importance because the Baby Boomer oldest cohort, those born in 1946, will turn 71 this year. The oldest members of the Boomer generation delaying RMDs are now obligated to withdraw.

There are a few exceptions to these rules, an important one being for qualified plans for non-owner employees who continue to work after age 70 as long as their company has adopted this provision in its plan. A few common retirement plan types subject to required minimum distributions

are 401(k); 403(b); traditional IRA; and SEPs (Simplified Employee Pension).

The Boomers comprise roughly 25 percent of the U.S. population and control an estimated $30 trillion of assets. Although not all of these trillions are retirement assets, those that are will create billions of dollars of RMDs this year and for many to come. Whether into bank accounts, to other investments or directly into the economy, these capital flows will almost certainly make a significant economic, if not also political, impact.

These impending RMDs also bring into focus the continued popularity of indi-

vidual retirement plans — formally called defined contribution or DC plans. Defined contribution plans arose out of tax code legislation in 1978, when the number of pension plans, formally categorized as defined benefit plans, was nearing its peak. Defined benefit plan numbers reached their zenith in the mid-1980’s but have since declined, whereas defined contribution plans have exploded in popularity.

According to the Investment Company Institute’s 2016 “Investment Company Fact Book,” by the end of 2015 American workers held some $7.1 trillion in 401(k) and related DC plans.

Their prevalence and the imminent RMDs they will create have increasingly brought DC plans into the spotlight. In spite of their seeming success as retirement savings vehicles, major news outlets, including the Wall Street Journal and Bloomberg, have recently highlighted their major shortcomings. Namely, a general lack of investment sophistication on the part of plan participants and low participation rates — or worse yet, no participation at all. To these I would add underlying risks brought about by poorly structured plans. These risks run the gamut from economic to legal to tax issues for the plan sponsor, which is the organization providing the plan, and, in some cases, the participants too.

Thus plan setup and structure, ongoing plan management and education are the three major pillars that either contribute to or inhibit plan success. Each hinges on the amount of attention and expertise applied to a plan by the professionals involved. In many cases, the bulk of the work can be handled by a combination of a third party administrator, or TPA, and a wealth advisor.

The TPA is responsible for structuring a plan. This entails ensuring that the plan’s design provides the most cost-effective and tax-efficient means for the sponsor to offer the plan and for its employees to participate in it. An organization’s demographics, hierarchy, pay scale and other such factors all contribute to a plan’s design.

Once a plan is in place, the third party administrator provides annual IRS and Department of Labor compliance and document preparation and works with a plan administrator and recordkeeper to properly route contributions, among other back office functions.

A wealth advisor offers fiduciary support and “quarterbacks” all aspects of the plan, including helping to select and coordinate the team of service providers, advising » Retirement Plans, page 11

10 Week of March 13, 2017 • FAIRFIELD COUNTY BUSINESS JOURNAL

A

Anchor tenant signs for Wilton Wellness Center

vison Young’s Fairfield/ Westchester office helped arrange a new long-term 15,000-square-foot lease with the Western Connecticut Medical Group Inc. to serve as anchor tenant for the new Wilton Wellness Center.

Under development at 249 Danbury Road in Wilton, the facility will have direct access from Route 7 with two existing traffic lights and turn lanes. More than 28,000 vehicles pass by the location each day, according to the broker, as Route 7 is the major thoroughfare connecting Interstates 95 and 84 and the Merritt Parkway.

Western Connecticut Medical Group Inc., an affiliate of the Western Connecticut Health Network, will provide primary care services at the location including internal medicine, family care, women’s services and urgent care.

Avison Young Fairfield/Westchester Principal Sean P. McDonnell and Vice President Lori Baker represented the owner, Cambridge Hanover, a New Canaanbased privately held national real estate investment firm, in the transaction. The tenant was represented by Gerry Lees and Maureen O’Boyle of Cushman & Wakefield.

McDonnell, who is a co-leader of Avison Young’s National Healthcare Affinity Group, and Baker are marketing an additional 35,000-square-foot of space on the second and third floors at the new medical center, scheduled to be completed in the first

quarter of 2018. The building, which will be demolished down to its steel, has been specially designed for medical use and will undergo a multimillion-dollar renovation.

Two leases for additional tenants are out for signature and the brokers expect several more commitments in the second quarter.

Along with Avison Young Principal and Managing Director Sean Cahill, McDonnell also arranged the acquisition of the site for Cambridge Hanover in the summer of 2016 that made the project possible. In addition to the new medical center, Cambridge Hanover bought an adjacent 1.3-acre parcel at 241 Danbury Road and is exploring developing a multiuse project that will complement the medical center.

— Kevin Zimmerman

Wilton Wellness Center rendering

Retirement Plans — » » From page 10

on the investments in a plan and providing investment education to plan participants.

Perhaps most importantly, the general fiduciary oversight a wealth advisor provides can significantly mitigate the legal liability a sponsor assumes in offering a plan.

Ideally, all of this input occurs on an ongoing basis over the life of a plan and is adapted to the evolving needs of a plan, its sponsor and its participants.

Current demographic trends are bringing DC plans and their efficacy into ever sharper relief. If you are a business owner or plan administrator who is unsure of your plan’s efficacy, a great place to start would be a call to a TPA or wealth advisor.

Understanding your plan and whether it is helping you and your employees meet their retirement needs is more important than ever in this era of self-funded retirements.

Rob Longsworth is a wealth advisor at Greenwich Wealth Management, LLC in Greenwich. He can be reached by email at Rob@greenwichwealth.com. .

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of March 13, 2017 11

CELEBRATING MORE THAN A DECADE OF RISING STARS

NOMINATION DEADLINE IS APRIL 28.

PLEASE ACT QUICKLY.

Nominate a candidate (perhaps yourself!) who fits the description of a young (25 or over and under 40), dynamic industry leader who is part of the county’s business growth. Candidate MUST work in Fairfield County and have not previously won the competition.

VISIT WESTFAIRONLINE.COM/40UNDER40 TO NOMINATE

PARTNERS:

For more info, please contact Rebecca Freeman at (914) 358-0757 or rfreeman@westfairinc.com.

Bridgeport Regional Business Council | Business Council of Fairfield County Darien Chamber of Commerce | Fairfield Chamber of Commerce | Greater Norwalk Chamber of Commerce | Greater Valley Chamber of Commerce | Greenwich Chamber of Commerce Stamford Chamber of Commerce | Wilton Chamber of Commerce

SILVER SPONSOR:

12 Week of March 13, 2017 • FAIRFIELD COUNTY BUSINESS JOURNAL

SUPPORTERS:

B

STAMFORD SENIOR HOUSING COMPLEX NEARS COMPLETION Newtown Savings Bank is pleased to announce that it has closed the following transactions:

BRIEFLY

MALLOY: PRIORITIZE REPAIR OF EXISTING TRAIN TRACKS

Gov. Dannel P. Malloy has asked the Federal Railroad Administration to postpone consideration of new alignment on the tracks on the Northeast Corridor (NEC) that run through Connecticut and give more priority to ensuring the existing lines remain in a “state of good repair.”

In a letter to the Federal Railroad Administration, Malloy said the state’s support of the agency’s impending Record of Decision — the agenda that will spell out investment priorities for the rail corridor — is conditioned on the agency identifying “specific investments that will achieve a state of good repair and enhance performance of the NEC.” Malloy also called on the agency to eliminate any specific “alternative alignments” and insisted the project should only go forward if it has “the support of all appropriate U.S. Department of Transportation agencies, not just the FRA.” The governor also called on the rail agency to “expedite approval of the many projects already in progress so there is no doubt that these near-term investments can proceed without delay” while seeking a leadership role for the Northeast Corridor Commission in a service development plan related to the rail corridor.

CT HOME SALES UP 23 PERCENT IN JANUARY

Connecticut’s residential real estate market started 2017 with a bang, as single-family home sales experienced a 23 percent yearover-year increase in January, according to data from The Warren Group, publisher of The Commercial Record trade journal. The 2,130 single-family homes sold in Connecticut during January outpaced the 1,731 sales level from January 2016 and it marked the highest total in January sales since 2007, when 2,345 homes were sold.

But while sales were up, prices took a dip.

The median price of a single-family home in Connecticut in January was $225,000, down 1.9 percent from $230,000 a year earlier. This was the first decline in year-over-year prices in five consecutive months.

The state’s condominium sales also enjoyed a banner January, with 578 condos sold — a 32.3 percent spike from the 437 sold in January 2016, and the highest January sales output since the 919 sales in 2007. But as with single-family homes, the median sale price for condos in January dropped: $149,000, down 0.7 percent from the $150,000 in January 2016. This marked the lowest for Connecticut condos since the $132,700 recorded in 2003.

Summer Place Senior Housing

A new 48-unit senior housing complex is set to officially open next month in Stamford.

The five-story, 38,550-square-foot Summer Place Senior Housing is at 992 Summer St. at a downtown “infill” site — a vacant lot bordered by existing buildings — and will consist of 40 one-bedroom units and eight studio apartments. Federal Section 8 subsidies will be available for half of the complex's housing units while the balance will be offered at below-market-rate affordable rents.

The complex was designed by Kenneth Bronson Architects of New Haven and was developed by the Housing Authority of Stamford d/b/a Charter Oak Communities through its development affiliate, Rippowam Corp., in partnership with Inspirica Inc., a Stamford-based community service agency.

The facility, which will be opened in a ceremony scheduled for April 12, will replace the Housing Authority's Czescik Homes, which is set to close this month.

$150,000

$1,500,000

Multiple Advance Term Loan

Commercial Mortgage

Condominium Association New Milford, CT

Investment Property New Haven, CT

$2,500,000

$4,000,000

SBA Term Loan

Line of Credit

Software Company Shelton, CT

Manufacturer Monroe, CT

Let us help your business. To get started, contact: Jim Bardon 203.364.2947 Dick Barredo 203.364.2964 Mark Candido 203.364.2987 Whit Holden 203.364.2966 Member FDIC NMLS# 411347

Mary Jascha 203.364.2954 Margot Melaas 203.364.2927 Tony Rossley 203.364.2945 Paula Woodhouse 203.364.2906 NSBonline.com

EMPIRE STATE REALTY TRUST BROKERS FAIRFIELD LEASES

First Stamford Place

Empire State Realty Trust Inc. has brokered two leases at 100 Stamford Place.

Capital One North America leased 10,000 square feet, with Jay Hruska of Cushman & Wakefield as the tenant broker, and TigerRisk Partners LLP leased 4,900 square feet, with Barbara Segalini-Stilley of CBRE as the tenant broker.

Separately, Partner Reinsurance Company of the U.S. leased 56,700 square feet at 200 First Stamford Place in Stamford, with Edward Tonnessen of Jones Lang LaSalle as the tenant broker.

"We have seen a robust volume of lease transactions," said Jeffrey H. Newman, senior vice president of Empire State. "Quality tenants are drawn to our properties' convenient locations and superior amenities."

— Phil Hall, Kevin Zimmerman

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of March 13, 2017 13

Family businesses share spotlight at Westfair event

BY PETER KATZ pkatz@westfairinc.com

I

t’s not often that a local businessman who is busy with the day-to-day details of keeping his family-owned business running smoothly answers the company’s phone and hears a voice at the other end say, “I’m calling from the White House and I have an invitation for you to meet the president.” But that’s what happened to Douglas H. Wade Jr., president of Wade’s Dairy in Bridgeport.

Wade was keynote speaker at the fourth annual Family-Owned Business Awards event presented by Westfair Communications on Feb. 28 in White Plains. The more than 450 guests gathered in the rotunda of 1133 Westchester Ave. listened intently as Wade told about his meeting three years ago with President Barack Obama.

Award nominations from Westchester and Fairfield counties came from such diverse sources as business customers, competitors and colleagues. Entries were judged by professionals with backgrounds

in business and economics: Anthony Davidson, dean of Fordham University’s School of Professional and Continuing Studies; Marcia O’Kane, president and CEO of the Greenwich Chamber of Commerce; Peter Gioia, vice president of the Connecticut Business and Industry Association, and business consultant and Business Journals contributing columnist Andi Gray, president and founder of Strategy Leaders Inc. in Stamford. In all, 26 family-owned businesses were honored with an award.

In his keynote address, Wade said that his great-grandfather started the dairy business in 1893, making deliveries twice a day. At the time there were about 1,000 dairies in Connecticut. Today, there are only three. Wade’s business is now centered on product distribution. “I’m fourth generation; there’s a fifth generation coming up behind me,” he said. “They’re kind of chasing me out the door.”

Wade, whose company has 66 employees, said he has learned that “nepotism doesn’t work; people have to earn the right to be your employees, and that

includes your family.”

He said that he knows of some family businesses that failed to survive because of a reluctance to make tough decisions.

“There will come a time when you need to be lean and mean and cost-effective and you’ve got to have everybody pulling their own weight in your company,” he said.

A few years ago, Wade became involved in the public debate over the federal minimum wage, remembering that back in the ’70s, when he worked at a fastfood restaurant, he was paid the hourly minimum of $1.60. He figured that when adjusted for inflation and not even considering increased productivity, $1.60 would equate to $10.50 per hour today; yet the minimum wage was stuck at $7.25.

So he wrote an editorial for a newspaper, and that led to an invitation to join a roundtable in Hartford with U.S. Secretary of Labor Thomas Perez and Connecticut’s U.S. Sens. Chris Murphy and Richard Blumenthal.

“Two days later, I’m in my office and picked up the phone and this guy named Bobby Schmuck is telling me he’s calling

from the White House and I have an invitation to meet the president. Now I think, I’m getting a crank call here.”

It was not. The caller was Robert E. Schmuck, former deputy director of the White House Office of Political Strategy amd Outreach. Wade and his wife Ramona met with Obama backstage when he spoke on March 5, 2014, in New Britain.

In his speech, Obama said of Wade’s Dairy: “One of the secrets to their success is that they treat their employees like part of the family. So Doug pays his own workers fairly. But he goes a step further than that — he writes editorials, he talks to fellow business leaders, he meets with elected officials to make the case for a higher minimum wage for everybody. And keep in mind, Doug spent most of his life as a registered Republican. This is not about politics. This is about common sense.”

Wade told the audience at the Westfair event about giving jobs to convicted felons who made mistakes when they were 18 or 20 and ultimately became part of his business family. “To give people second » Family Businesses, page 16

Atlantic Westchester is pleased to be recognized as a 2017 Family-Owned Business Award recipient.

Congratulations to all of the other honorees!

HVAC Services • Building Management Systems • Energy Solutions

We make buildings SMARTER

914.666.2268

www.atlanticwestchester.com

14 Week of March 13, 2017 • FAIRFIELD COUNTY BUSINESS JOURNAL

AND THE WINNERS ARE…

A total of 26 businesses were honored with a 2017 Family-Owned Business Award presented by Westfair Communications Inc.

Back row, from left: Gregory Sahagian, Gregory Sahagian & Son Awnings Inc.; Kate Hampford Donahue, Hampford Research; Mike Risko, Mike Risko Music; Kelby Edwards, Pivot Financial Solutions; and Ike Rivera, Bow Tie Cinemas. Middle row, from left: Mike Minerva, Empress EMS; Sean Dowling, The Dowling Group; Frank Carpenteri Jr., Garden Catering; Jim McHale, JP McHale Pest Management; Doug Wade, Wade’s Dairy; Ramona Wade, Wade’s Dairy; Lowell Hawthorne, Golden Krust Caribbean Bakery & Grill; Sara Faust, Faust Harrison Pianos; Christine Warrington, Walter’s Hot Dogs; Bud Hammer, Atlantic Westchester; Perry DiNapoli, The Briarcliff Manor; Geri Corrigan, Darien Sport Shop; Peter Russell, Santa Energy; and Chris Raveis, William Raveis Real Estate.

Front row, kneeling, from left: Steven Pietropaolo, LGI Forensic Engineering; Tom Devine, Devine Bros.; Anthony Nejame, Nejame & Sons; and Reed Salvatore, Accurate Lock and Hardware. Not pictured: Mark Zanin, ATP Group; John Rooney, Empire City Casino; and winners from The Royal Closet, The Plastic Factory, Admiral Real Estate and Prestige Industrial Finishing Co.

We Support Family Owned Businesses! (and all Businesses)

#1 problem to solve for small business is to secure their data! #2 problem to solve for small business is to back up their data! #3 problem to solve for small business is to set up efficient networks!

Call Today for a Nerd to come out to your home or business

1-800–390-NERD

nerdstogo.com

Franchises Available in Fairfield County Get Part of the Largest Growing Industry in History

by Owning Your Own NerdsToGo Franchise.

We look for Business Minded People to own our business, not technicians. Build a highly profitable multimillion dollar business. Territories available in Fairfield County. www.NerdsToGoFranchise.com

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of March 13, 2017 15

Family Businesses — » From page 14

chances in life is the right thing to do.

We’ve actually gotten some incredible, dedicated, very thankful employees out of this process,” he said.

Each award recipient was asked the question, “Which comes first, business or family?”

The answers onstage favored family.

James P. McHale Jr., of JP McHale Pest Management in Buchanan, said, “It’s all about family; we did a lot of refining, reshaping, seeing what each family member brought to the table.”

Geri Corrigan, of Darien Sport Shop, accepted on behalf of Gina Zangrillo, saying, “Everyone who walks in the door of the store is family.”

Mark Zanin, of ATP Group in Larchmont, said, “We need the business to be strong so we can provide for other families; it’s a 50-50 balance.”

Westfair Publisher Dee DelBello said the turnout at this year’s Family-Owned Business Awards event “just goes to show how vibrant, strong and vital family-owned businesses are to our region. The awardees, from diverse industry sectors, were absolutely inspiring with their messages — their families justifiably proud. Westfair was honored to have the privilege of honoring these family-owned businesses.”

The businesses in Westchester are: Admiral Real Estate Services Corp., Bronxville; ATPGroup, Larchmont; Atlantic Westchester, Bedford Hills; Empire City Casino, Yonkers; Empress Ambulance Services Inc., Yonkers; Faust Harrison Pianos, White Plains; Golden Krust Caribbean Bakery & Grill, White Plains; Gregory Sahagian & Son Awning Company, Hartsdale; JP McHale Pest Management Inc., Buchanan; 1

LGI Forensic Engineering, North White Plains; Mike Risko Music, Ossining; The Briarcliff Manor, Briarcliff Manor; Walter’s Hot Dogs, Mamaroneck; The businesses in Fairfield are: Accurate Lock and Hardware, Stamford; Bow Tie Cinemas, Ridgefield; The Darien Sport Shop, Darien; Devine Bros. Inc., Norwalk;

2

5

The Dowling Group, Greenwich; Garden Catering, Old Greenwich; Hampford Research Inc., Stratford; Nejame & Sons, Danbury; Prestige Industrial Finishing, Shelton; Santa Energy Corporation, Bridgeport; The Plastic Factory, Bridgeport; The Royal Closet, Norwalk; William Raveis Real Estate, Mortgage & Insurance, Shelton headquarters.

3

6

4

1. Michelle Massimi and Aja Romain.

2. Matthew Risko, Miriam Risko, Melody Risko and Mike Risko.

3. Lorraine Morison and Latalya Morrison.

4. Naomi A. Scharkopf and Lynn Bagliebter.

5. Omar Hawthorne, Paul Fernandes, John Riley and Daren Hawthorne.

6. Nancy Westington, Donna Zanin and Mark Zanin.

RayCatena.com “You take care

of your family, your work, your life – we’ll take care of your car.” Ray Catena

Proud to Support

THE FAMILY-OWNED BUSINESS EVENT & The CatherineViolet Hubbard Foundation Congratulations to all 2017 honorees The All-New BMW

The All-New MINI

Performance, Redefined.

Meet the Biggest MINI Yet.

5 Series

Countryman

BMW of Westchester

MINI of Westchester

543 Tarrytown Road, White Plains, NY • 914-761-6666 WestchesterBMW.com

543 Tarrytown Road, White Plains, NY • 914-831-6600 MINIOFWESTCHESTER.COM

Ray Catena® Dealership Group

16 Week of March 13, 2017 • FAIRFIELD COUNTY BUSINESS JOURNAL

Ray Catena® Dealership Group

Possibly the MOST important business decision you will make…

Business Comprehensive Exit Readiness Plan

Proud to Support the Family Owned Business Event Congratulations to all Family Owned Business Honorees Kelby Edwards, President of Pivot Financial Solutions; Business Intelligence Institute Specialist Advanced Select Member Sagemark Consulting Private Wealth Services Member of The Resource Group Pivot Financial Solutions • 800 Westchester Avenue, Suite S-504 Rye Brook, NY 10573 • 914-305-9037 Kelby.Edwards@LFG.com • www.pivotfinancialsolutions.com Kelby Edwards is a registered representative of Lincoln Financial Advisors.

Securities and advisory services offered through Lincoln Financial Advisors Corp., a broker/dealer (Member SIPC) and registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Pivot Financial Solutions is not an affiliate of Lincoln Financial Advisors. CRN-1717503-022217

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of March 13, 2017 17

Remodeling business offering franchises in Danbury, Scarsdale

BY KEVIN ZIMMERMAN kzimmerman@westfairinc.com

W

hy buy a new home when you can simply remodel what you have? That’s the premise driving Trend Transformations, a residential and commercial remodeling business based in Miramar, Florida, that believes the tristate area — including Danbury and Scarsdale — are ripe for new franchises.

“There’s a lot of growth throughout New England right now,” said Mike Mallory, Trend Transformations’ vice president of franchise development in North America.

“But we’re especially taken by these 15 locations, which we identified through our own market research and that of (information services group) Experian.”

Mallory said that Danbury is “one of the strongest territories in the United States.

They have very, very strong demographics, which makes it a very attractive area for us to put a franchise into.”

Other targets, all of which contain at least 100,000 households, are Hicksville, Huntington, Medford, Southampton, and Stony Brook on Long Island; Mahopac, in New York's Putnam County and New City in Rockland County; and Bridgewater, Middletown, Morristown, Ramsey, Stanhope

and Wayne in New Jersey.

Trend’s installation process allows renovations to be completed in as little as one day by fitting surfaces directly over existing ones, eliminating demolition and waste.

The company maintains that its proprietary, engineered stone products are stronger than traditional surfaces, making them suitable for a variety of surfaces such as kitchens, bathrooms, shower systems, backsplashes and floors. The company also offers cabinet refacing and storage options.

Mallory said a typical Trend kitchen installation runs about $5,500, depending on the market and amount of work needed.

Helping to drive Trend’s expansion into new markets is the recent addition of a second line to its manufacturing process at its 300,000-square-foot plant in Sebring, Florida, which Mallory said has effectively tripled its production. Sebring was originally chosen due to its proximity to recycling facilities, he said, as Trend uses a considerable amount of recycled materials in its granite, porcelain and glass products.

Trend is betting that the latest biennial Harvard Joint Center for Housing Studies report, “Demographic Change and the Remodeling Outlook” — which predicts that homeowner spending on remodeling will continue to grow through at least 2025 — is correct. According to the study, the residential remodeling market, which

includes spending on improvements and repairs by both homeowners and rental property owners, reached an all-time high of $340 billion in 2015, surpassing the prior peak in 2007. Spending by owners on improvements is expected to increase 2 percent per year on average through 2025 after adjusting for inflation — just below the pace of growth posted over the past two decades, and about on par with expected growth in the broader economy.

The large baby boom generation has led home improvement spending for the past 20 years. Expenditures by homeowners aged 55 and over are expected to grow by nearly 33 percent by 2025, accounting for more than three-quarters of total gains over the decade. The share of market spending by homeowners aged 55 and over is projected to reach 56 percent by 2025, up from 31 percent in 2005.

Gina Calabro, CEO of the Home Builders and Remodelers Association of Fairfield County, said that those trends are congruent with what her organization has seen here. “Baby boomers in general are realizing that they want to do things to their house so they can stay in it,” she said, “whether that’s remodeling a bathroom, adding an elevator or stair lift or lowering kitchen counter space and cabinets.

“Connecticut is an aging state,” Calabro said, a remark confirmed by the 2010 U.S.

Census, which found Connecticut had the 14th-highest concentration of persons aged 65 and over, at 14.2 percent. A 2013 article in World Atlas put the state at 17th, but with a percentage of 15.4.

“That said, there are still a lot of new homes being built in Fairfield County … but in a lot of cases that involves older homes being torn down and new ones being built. Fairfield County-wise, it’s probably about 50/50.”

She added that the trend among millennials in the county appears to be buying a house with the intention of flipping it or remodeling it themselves. Such activity reflects what the Harvard study found on a national scale: that millennials are likely to buy existing homes requiring renovations, will focus on factors like energy efficiency, material health and home automation and thus provide remodelers an opportunity to explore such niches.

Mallory said the company expects to have a Danbury franchisee in place “within six months, but we don’t necessarily take things fast just to have them done. We want to make sure that we can establish and maintain a relationship that works for both parties.”

The total investment to open a Trend Transformations franchise ranges from $216,130 to $472,830. Trend is registered by the Small Business Association, making it easy for entrepreneurs to secure an SBA loan, Mallory said.

YOUR THREE-MONTH FREE SUBSCRIPTION IS RIGHT AT YOUR FINGERTIPS. Visit westfaironline.com Audience Development Department | (914) 694-3600 18 Week of March 13, 2017 • FAIRFIELD COUNTY BUSINESS JOURNAL

S

SPECIAL REPORT

BANKING AND FINANCE

Region’s branch banking still thrives in the digital age

BY PHIL HALL phall@westfairinc.com

I

f one relied solely on banking industry data reports, it would seem that the days of bank branches are numbered.

The number of U.S. bank branches that were open for business peaked at the end of 2009 with 99,564, and has been in decline ever since. By the end of 2015, the Federal Deposit Insurance Corp. reported 93,283 branches in operation, the lowest level in a decade. And a forecast issued last month by PricewaterhouseCoopers predicted there will be at least 20 percent fewer branches for the nation’s largest financial institutions by 2020.

While many branches around the nation are being closed, online banking has been on the rise. A recent study by FI Navigator and Celent found 57.1 percent of U.S. banks and credit unions offered a mobile banking app; 85.7 percent of financial institutions with more than $100 million in assets offer mobile banking.

In another study released this month by the Mercator Advisory Group, 65 percent of respondents said they were performing banking activities by smartphone or tablets, up from 60 percent in 2015 and 58 percent in 2014. And the percentage using a mobile device for transactions including bill payment, check deposits and funds transfers reached 45 percent in 2016, up from 41 percent in 2015 and 36 percent in 2014.

Millennials were found to be nearly twice as likely to prefer smartphones for their online banking rather than desktop or laptop computers.

This region has not been spared branch closures.

Most recently, Waterbury-headquartered Webster Bank announced in January that it plans to close its Scarsdale and Danbury branches this spring, although the company opened 17 branches in the greater Boston area during 2016. Webster maintains 24 branches in Fairfield County and eight in Westchester County.

In October 2014, First Niagara closed five of its branches in Fairfield County.

First Niagara was acquired by KeyBank in 2016, which resulted in the closure of

From left, Greg Jacobi of Webster Bank, John Tolomer of The Westchester Bank and Charlie Hoddinott of Sikorsky Federal Credit Union.

106 branches in four states, including 15 branches in the Hudson Valley. But Ken Raskin, KeyBank vice president and area retail leader of New York City, Westchester and Fairfield, noted that many closures were the result of market overlap between First Niagara and KeyBank branches.

“We had a case in Mount Kisco where two branches were within three or four storefronts of each other,” he said. “In a case like that, it didn’t make sense.”

KeyBank now operates 12 branches in Westchester and eight in Fairfield County.

While it has no plans for more branch openings this year, the company is open to considering expansion in the near future.

“We absolutely view this as a growth market,” said Raskin.

Meanwhile, Bankwell, headquartered in New Canaan, is in a full-throttle growth plan. “We have nine branches in Fairfield County and New Haven and we’re looking to add a couple of branches this year,” said David Dineen, executive vice president and head of community banking. “We are very focused on the Stamford and Norwalk areas for additional branches, especially as we plan to develop new business on the commercial lending side.”

Across the New York border, The Westchester Bank in White Plains is readying to expand its branch network. “We have six branches and we’re looking for branch

number seven,” said John Tolomer, president and CEO of the community bank. “Our business plan calls for a new branch each year and we’re always looking for the best possible locations.”

These area financial institutions do not see their branches as antiquated relics, but vital channels of communication with customers.

“Our branch managers are out often two to three days a week building relationships with our customers,” Tolomer said.

“We almost want our branch managers to be the mayors of their local communities.

When someone has a banking issue, we want them to think of our branch managers as the go-to persons.”

And there is still a sizable number of customers to keep branch banking thriving in the region. Stratford-based Sikorsky Financial Credit Union Inc., for example, which operates six branches in Fairfield County and three within Sikorsky facilities, finds an appreciative customer base among seniors.

“We get a lot of people in our branches between 10 a.m. and 2 p.m., which would indicate they are mostly retired because most people who are working would not be in a branch at that time of the day,” said Charles Hoddinott, the credit union’s senior vice president and chief operations officer.

“We’re a very transactional-oriented insti-

tution and a lot of our customers do their transactions at the teller line.”

In addition to millennials and their banking habits, “We’re seeing the older generation look to mobile services, too,” said Bankwell’s Dineen. “They interact with kids and grandkids with their iPads and phone, so this is the next logical step for them.”

Dineen added that millennials came into Bankwell branches when the company started a pet adoption initiative in conjunction with nine Connecticut animal shelters. “Millennials are focused on what you do in the community you serve and in corporate philanthropy,” he said, noting that Bankwell offered matching dollar donations for customer contributions to the shelters’ fundraising.

Yet Greg Jacobi, senior vice president for distribution at Webster Bank, cautioned that mobile banking is still a relatively young technology whose fullest potential has yet to be tapped. “Our mobile banking is a fraction of what we see ourselves doing in the future,” he said. “We plan to build out more and more capability.”

Erasing the human element from banking in favor of digital interactions would be a grave mistake, Jacobi said. “Anyone can have a mobile app where you can punch in numbers. But you need to have bankers at the other end — that is a critical element.”

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of March 13, 2017 19

BY JOSEPH F. MARKEY

Syndicated loans can finance large projects and help midsize companies grow

T

here are instances in commercial lending when the capital needs of a borrower are too big for a single bank to finance. When this happens, a group of lenders come together to form a syndicate, which then provides loans to a single borrower.

Traditionally, borrowers have been large corporations or government entities who need funds for takeovers, mergers and acquisitions, expansion and infrastructure projects, real estate development and business operations. In recent years, however, mid-sized companies have leveraged syndicated loans to gain access to more capital and to simplify the documentation process of applying for multiple loans. As a result, syndicated loans have developed into a sound financing vehicle for a wide range of mid-sized businesses.

UNDERSTANDING SYNDICATED LOANS

Loan syndications are often driven by the lead bank’s capital considerations. For example, if the lead bank would exceed an exposure limit if it financed the whole loan, it would likely look to form a syndicate. For those lenders who join the syndicate, the primary motivation is often to achieve greater diversification in their loan portfolio and to develop a relationship with the borrower.

Syndication is also part of the borrower’s financing strategy, as it offers access to multiple banks, which helps them build new relationships and can make it easier and more cost-effective to raise money.

When securing a syndicated loan, borrowers enter into a single credit agreement with the syndicate but have contractual obligations to all lenders. Borrowers interact with the syndicate primarily through the lead bank, often referred to as the administrative agent, or just agent. The agent acts on behalf of the syndicate.

BENEFITS

For borrowers, syndicated loans have a number of benefits. In addition to providing your organization with access to more capital, it can help you improve the financial health of your company by rationalizing your balance sheet, securing financing at better rates with lower administrative costs, obtaining more flexible credit terms and improving liquidity. A syndicated loan can also help bring efficiency to your treasury and accounting departments, as you can reduce the time spent negotiating multiple loans and decrease administration.

The advantage for lenders are also numerous and include sharing the risk of

20 Week of March 13, 2017 • FAIRFIELD COUNTY BUSINESS JOURNAL

the loan across the syndicate, participation in the transaction at a desired level, new client acquisition and confidence that lenders’ interests are being protected.

WORKING WITH THE LENDERS

While your loan will involve multiple lenders, your organization will benefit by working primarily with the agent bank. Your agent is responsible for working with you to structure, market and document the loan. It will invite other banks to participate in the syndicate. Most agents solicit the borrower’s input regarding which banks to invite. When all documentary conditions are met, the agent will gather funds from participating lenders and disburse funds to the borrower.

Participating lenders often require additional business with the borrower to meet relationship — profitability hurdles.

Generally, this is a collaborative process involving the borrower, participating lenders and the agent bank. Be prepared to spend time with the agent and participating banks regarding this issue.

WHAT YOU NEED TO SECURE A SYNDICATED LOAN

You will need to provide the lead bank with the same information needed for a single-bank loan. In general, this includes historical financial information, projected financial performance, a business plan and other relevant information on your business.

The agent will take the information you provide and create a confidential information memorandum, or CIM. The CIM succinctly describes your loan request and provides much of the information participating lenders need to approve the loan. Creation of the CIM is generally a collaborative process between the borrower and the agent.

In most cases, the agent bank and borrower will host a bank group meeting.

Its purpose is to efficiently communicate important information to participating lenders and to give them an opportunity to meet the borrower’s management team.

At the bank group meeting, the agent will outline the details of the loan request and management will discuss the business.

If you have more questions regarding syndicated loans, talk with your bank. In general, if you need more capital than your lender can finance on its own, a syndicated loan may be the right solution for you.

Joseph Markey is president of KeyBank’s Hudson Valley and metro New York market.

He maintains an of�ice in Key’s Tarrytown headquarters and may be reached by email at jmarkey@key.com.

BY NORMAN G. GRILL

How to protect your credit rating

D

uring these unsettling economic times, you may find debt piling up. And just a few late payments can significantly hurt your credit score. Even if you’re keeping up with your payments, you face increasingly aggressive credit card fraud and identity theft schemes. Here are some steps you can take to protect yourself.

KNOWING THE SCORE

Your credit score represents your creditworthiness and risk as determined by the credit bureaus. A poor score is typically anything under about 620; an excellent rating generally is a score of 720 or higher.

A poor score can result in creditors charging higher interest rates, imposing greater restrictions on loan amounts or even denying you the opportunity for loans altogether. When calculating a credit score, the bureaus typically review information pertaining to opening and closing of credit card and loan accounts, payment history, legal judgments, bankruptcy filings and tax liens.

you didn’t make, dispute the charge within 60 days to limit the potential for it to adversely affect your credit rating.

If you believe your identity has been compromised, promptly call the credit card company to explain the situation, stop authorization of future charges on the account and request that they issue you a new account number and card.

Then submit required forms — available through the Federal Trade Commission — via certified mail to report the theft and close the unauthorized account. Request a return receipt and letter from the credit card company acknowledging the fraudulent claim and stating that the company has

closed the account and relinquished you from the fraudulent debt. Keep the letter as proof of the creditor card company’s action.

The preceding steps aren’t legally required but are highly recommended by the FTC. Also report the theft to local law enforcement and obtain a copy of the police report.

Last, contact one of the three major credit bureaus. Request that the agency put a fraud alert on your credit file to require creditors to contact you before opening any new accounts in your name or making changes to your existing accounts. The agency you contact will then notify the other two agencies to place fraud alerts on

A Division of Berkshire Bank

your credit file.

A bad credit rating, whether due to delinquent payments, credit card fraud or all-out identity theft, is a threat to you.

Although you may eventually be able to improve your credit score and recover amounts lost to fraud, the immediate hit to your cash flow could create serious financial and lifestyle problems for you.

Norman G. Grill is a certi�ied public accountant and managing partner of Grill & Partners, LLC, CPAs and consultants to closely held companies and high-networth individuals, with of�ices in Fair�ield and Darien. He can be reached at N.Grill@ GRILL1.com or 203-254-3880.

Just What the Doctor Ordered

GET RATING REPORTS

Protecting your credit rating begins with requesting copies of your credit report annually. Make sure you get a report from all three major credit-reporting agencies: Equifax, Experian and TransUnion.

The Fair and Accurate Credit Transactions Act allows you to obtain one copy free of charge from each agency annually. Consider spacing out report requests every four months, rather than requesting them all at once, so you’re aware of any changes to your credit history throughout the year.

CATCHING ANY CULPRITS

When you receive a credit report, review it carefully. Start by verifying your personal identification information. Creditors may make errors when entering your information for a credit or loan application.

Next, look for any inaccuracies or information that could drag down your credit score. To correct discrepancies, provide supporting documentation and a letter of explanation to all three creditrating agencies.

44 Business Capital recently closed deals for two medical practices with established physicians – one realizing their dream, the other growing their practice: $922,000 SBA Loan to Dr. Missy B – Opens Pediatric Dentistry $1,715,000 SBA Loan to Medical & Fitness Practice – Refinance Debt

COVERING ALL THE BASES

Habitually reviewing your monthly credit card statements can help you catch errors and fraudulent activity, including identity theft, before it hurts your credit score. If you’re billed for credit card charges

Contact David Nayor | 917.538.4059 | dnayor@44businesscapital.com 44businesscapital.com FAIRFIELD COUNTY BUSINESS JOURNAL • Week of March 13, 2017 21

Do you know heart disease is the leading cause of death for women in the U.S.?

(Approximately one woman dies every 80 seconds from heart disease and fewer women than men survive their first heart attack.)

That’s why New York Medical College Dean of the School of Medicine Dr. D. Douglas Miller, Assistant Professor of Medicine and Cardiologist Dr. Tanya Dutta and Cardiologist Dr. Patrick W. Thomas of NYU Hudson Cardiology, along with the American Heart Association, wish to help women fight heart disease. They know that 80 percent of heart disease and strokes may be prevented by lifestyle changes and education.

So, take time out of your busy schedule and attend this free discussion. IT COULD SAVE YOUR LIFE!

LEARN FROM THE EXPERTS

D. Douglas Miller, M.D., C.M., M.B.A. New York Medical College Dean of the School of Medicine

Tanya Dutta, M.D. New York Medical College Assistant Professor of Medicine

Patrick W. Thomas M.D., M.B.A., F.A.C.C. Cardiologist at NYU Hudson Valley

Monday, March 20, 5:30 p.m.

New York Medical College 7 Dana Road, Valhalla Everyone is welcome as our guests. Light refreshments.

For reservations, please contact Jennifer Riekert at 914-594-4536 or public_relations@nymc.edu Presented by

22 Week of March 13, 2017 • FAIRFIELD COUNTY BUSINESS JOURNAL

FACTS & FIGURES on the record ATTACHMENTS-FILED A&J Cuisine LLC, et al., Greenwich.

Filed by Rini & Associates, New Haven. $27,098 in favor of Orangeside Luncheonette LLC. Property: 58 Riverside Ave., Greenwich. Filed Feb. 16.

Miller, Thomas R. and Summit Air Conditioning and Heating LLC, New Fairfield. Filed by Robert Wojciechowski. $32,000 in favor of Plimpton and Hills Corp. Property: 57 Saw Mill Road, New Fairfield. Filed Feb. 15.

Suscal, Hernan, Danbury. Filed by John McNicholas. $30,000 in favor of Ring’s End Inc., Darien. Property: 6 Bergh St., Danbury. Filed Feb. 14.

Teora LLC, Greenwich. Filed by John P. Regan. $21,000 in favor of Ring’s End Inc., Darien. Property: Cutler Road, Greenwich. Filed Feb. 16.

BUILDING PERMITS

COMMERCIAL Aquarion, Bridgeport, contractor for self. Replace the windows on an existing single-family residence at 570 Lindley St., Bridgeport. Estimated cost: $210,000. Filed Feb. 13.

BTTC, Bridgeport, contractor for self. Renovate the interior of an existing commercial space at 510 Barnum Ave., Bridgeport. Estimated cost: $70,000. Filed Feb. 14.

City of Norwalk, contractor for self.

Renovate the library in an existing commercial space at 228 Fillow St., Norwalk. Estimated cost: $17,000.

Filed Feb. 14.

Items appearing in the Fairfield County Business Journal’s On The Record section are compiled from various sources, including public records made available to the media by federal, state and municipal agencies and the court system. While every effort is made to ensure the accuracy of this information, no liability is assumed for errors or omissions. In the case of legal action, the records cited are open to public scrutiny and should be inspected before any action is taken.

Questions and comments regarding this section should be directed to: John Golden c/o Westfair Communications Inc. 3 Westchester Park Drive, Suite G7 White Plains, N.Y. 10604-3407 Phone: (914)694-3600 Fax: (914)694-3680

Deck Electric, contractor for the towne of Sherman Highway Department. Construct a new electrical wash station in an existing commercial space at 43 Route 39 North, Sherman. Estimated cost: $3,000. Filed Jan. 10.

Garcia, Tommy, contractor for Christian F. Pomavilla and Luci M. Pomavilla. Convert retail space into a barbershop at 11 Wildman St., Danbury. Estimated cost: $43,000. Filed Feb. 14.

Hardesty Associates, contractor for Danbury Mall LLC. Perform an interior fit-out in an existing commercial space for a new tenant at 7 Backus Ave Main, Danbury. Estimated cost: $200,000. Filed Feb. 21.

Henderson, Kenneth D., contractor for 800 Long Ridge LLC. Add solar panels to the roof of an existing single-family residence at 800 Long Ridge Road, Stamford. Estimated cost: $87,000. Filed between Feb. 20 and Feb. 24.

JSS Enterprise LLC, Bridgeport, contractor for self. Change use of ownership for an existing commercial space at 3780 Main St., Bridgeport.

Estimated cost: $4,000. Filed Feb. 15.

Liberty Auto, Bridgeport, contractor for Nomani Realty LLC. Add a canopy to an existing single-family residence at 905 North Ave., Bridgeport. Estimated cost: $110,000. Filed Feb. 15.

MG Main LLC, New York, N.Y., contractor for Walmart. Perform an interior fit-out in an existing commercial space for a new tenant at 650 Main Ave., Norwalk. Estimated cost: $20,000. Filed Feb. 16.

Nicola, Nick, Bridgeport, contractor for self. Renovate the interior of an existing commercial space at 2936 Fairfield Ave., Bridgeport. Estimated cost: $47,467. Filed Feb. 14.

Stamford Signs & Graphics, Stamford, contractor for Bellwether ENT R.E. Capital LLC. Install exterior signage on the ground-floor entrance to an existing commercial space at 717 Atlantic St., Stamford. Estimated cost: $10,000.

Filed between Feb. 20 and Feb. 24.

TDS Homeline Inc., Norwalk, contractor for Greenwich Hospital.

Replace the roof on an existing commercial space at 199 Hamilton Ave., Greenwich. Estimated cost: $35,000.

Filed February 2017.

Telecom Engineering Group Inc., contractor for 48 Newtown Road Corp. Remove the antennas on the roof of an existing commercial space at 48 Newtown Road, Danbury. Estimated cost: $15,000. Filed Feb. 15.

United Investments, Bridgeport, contractor for self. Renovate the interior of an existing commercial space at 3710 Main St., Bridgeport. Estimated cost: $32,000. Filed Feb. 14.

DeLucia, Angela, Danbury, contractor for self. Build a new entryway on an existing single-family residence at 137 Chambers Road, Danbury. Estimated cost: $16,000. Filed Feb. 16.

Kaufman, Mark, Norwalk, contractor for self. Renovate the kitchen in an existing single-family residence at 7 Pequot Drive, Norwalk. Estimated cost: $42,000. Filed Feb. 16.

RESIDENTIAL

Derby, Thomas, contractor for Devica Bulchead. Strip and reroof an existing single-family residence at 3 Quaker Ridge, Sherman. Estimated cost: $12,000. Filed Jan. 31.

Landau, Richard, Bridgeport, contractor for self. Remodel the kitchen in an existing single-family residence at 146 Grovers Ave., Bridgeport. Estimated cost: $23,200. Filed Feb. 14.

Diorio, Jennie, Norwalk, contractor for self. Remove the kitchen in an existing single-family residence at 79 George Ave., Norwalk. Estimated cost: $2,000. Filed Feb. 15.

Lecla Home, contractor for Carol Royal. Strip and reroof an existing single-family residence at 70 Route 55 West, Sherman. Estimated cost: $1,900. Filed Jan. 19.

Dwyer, John G., Fairfield, contractor for Dolan. Renovate the front porch on an existing single-family residence and relocate the door at 11 Adams Ave., Norwalk. Estimated cost: $26,000. Filed Feb. 14.

Lenz Electric, contractor for Sal Bellino. Renovate the basement in an existing single-family residence at 7 Oak Drive, Sherman. Estimated cost: $2,500. Filed Jan. 10.

Ackerman Plumbing, contractor for Stephen Chick. Renovate an accessory dwelling on an existing singlefamily residence at 40 Hubble Road, Sherman. Estimated cost: $10,000.

Filed Feb. 8.

Addison Havens, contractor for Eizelle Taino. Add a bathroom to an existing single-family residence at 80 Spring Lane, Sherman. Estimated cost: $20,000. Filed Feb. 7.

Anderson, James, Norwalk, contractor for self. Remodel the bathroom in an existing single-family residence at 2 Old Well Court, Norwalk. Estimated cost: $10,000. Filed Feb. 15.

Anderson, Tony, Bridgeport, contractor for self. Add three windows to an existing single-family residence at 175 Clover Hill Ave., Bridgeport. Estimated cost: $14,965. Filed Feb. 15.

Boccuzzi, James, Bridgeport, contractor for self. Add siding and windows to an existing single-family residence at 310 Nancy Drive, Bridgeport.

Estimated cost: $5,500. Filed Feb. 16.

Burke, Michael, Norwalk, contractor for self. Remodel the laundry room, kitchen and bathrooms in an existing single-family residence at 154 Winfield St., Norwalk. Estimated cost: $45,000. Filed Feb. 14.

Carpentry Unlimited Inc., Stamford, contractor for Juan Lopez, et al. Repair flood damage to a singlefamily residence at 154 Rolling Wood Drive, Stamford. Estimated cost: $120,000. Filed between Feb. 20 and Feb. 24.

Castlegate Corp., Wolcott, contractor for self. Replace the windows on an existing single-family residence at 141 Scribner Ave., Norwalk. Estimated cost: $4,000. Filed Feb. 14.

Contractor, Bridgeport, contractor for self. Strip and reroof an existing single-family residence at 223 Pitt St., Bridgeport. Estimated cost: $7,000.

Filed Feb. 15.

CRS Lakeside Hill LLC, contractor for William M. Babyak and Sara J. Babyak. Repair an existing singlefamily residence damaged due to flooding at 66 Topstone Drive, Danbury. Estimated cost: $4,000. Filed Feb. 15.

Curay, Kleber, Danbury, contractor for self. Enclose the porches in an existing single-family residence and add a window at 39 Pleasant St., Danbury.

Estimated cost: $8,000. Filed Feb. 14.

Ferreira, Marcelo, Bridgeport, contractor for self. Rebuild a three-story deck at 92-94 Merchant St., Bridgeport. Estimated cost: $27,000. Filed Feb. 17.

Formick, Joseph P. and Edward J. Formick, Danbury, contractor for self. Strip and reroof an existing single-family residence at 177 Southern Blvd., Danbury. Estimated cost: $50,000. Filed Feb. 14.

Frank Logan Jr., Norwalk, contractor for self. Add a bathroom to an existing single-family residence at 31 Lexington Ave., Norwalk. Estimated cost: $5,000. Filed Feb. 13.

Goncalves, Gedilson, Bridgeport, contractor for self. Renovate the interior of an existing single-family residence at 1124 Lindley St., Bridgeport.

Estimated cost: $45,000. Filed Feb. 14.

Hillman, Heidi, Greenwich, contractor for Jeffrey W. Hillman. Construct an in-ground swimming pool on an existing single-family residence and add a fence at 22 Red Coat Lane, Greenwich. Estimated cost: $70,000.

Filed February 2017.

Hipp Improvement, contractor for Steven Oliveri. Add to the bathroom in an existing single-family residence at 48 Taber Road, Sherman. Estimated cost: $14,661. Filed Jan. 24.

Hobbs Inc., New Canaan, contractor for August February LLC. Replace the master bathroom, kitchen and bathrooms in an existing single-family residence at 185 Riverside Ave., Greenwich. Estimated cost: $375,000. Filed February 2017.

Hussan, Syed, Bridgeport, contractor for self. Strip and reroof an existing single-family residence at 415 Capital Ave., Bridgeport. Estimated cost: $6,700. Filed Feb. 16.

Lu, Chao, Bridgeport, contractor for self. Add a half bathroom to an existing single-family residence at 69 Harbor Ave., Bridgeport. Estimated cost: $5,000. Filed Feb. 14.

M. Allen Home Rest, contractor for Camilla Worden. Alter the basement in an existing single-family residence at 1 Sherwood Hill Road, Sherman. Estimated cost: $8,250. Filed Jan. 19.

Marello, Robert, Sherman, contractor for self. Repair the footing on an existing single-family residence at 2 Warnzer Hill Road, Sherman. Estimated cost: $3,000. Filed Jan. 31.

Merritt 7 Venture LLC, Norwalk, contractor for self. Add double corridor doors to an existing single-family residence at 201 Merritt 7, Norwalk.

Estimated cost: $40,695. Filed Feb. 17.

Millien, Marvalene, Bridgeport, contractor for self. Add a bathroom to the basement in an existing singlefamily residence at 11 Lansing St., Bridgeport. Estimated cost: $10,000.

Filed Feb. 14.

NB Construction, Norwalk, contractor for Kelli Miklovich. Add a mudroom, dormer and front portico to an existing single-family residence at 5 Fifth St., Norwalk. Estimated cost: $5,000. Filed Feb. 14.

See why we're Fairfield County's leading LOCAL job board!

Visit our NEW and ENHANCED site!

• Intuitive site design • 100,000+ job seekers per month • Resume database of over 46,000 • Mobile optimized

O‘Connell Contracting, contractor for Marc Sichel. Repair a column on a building at 3 Bittersweet Lane, Sherman. Estimated cost: $485. Filed Jan. 3.

Omstrom, James, Greenwich, contractor for self. Finish part of the basement in an existing single-family residence for a storage and laundry area at 14 Lockwood Ave., Greenwich.

Estimated cost: $40,000. Filed February 2017.

Visit FairfieldCountyJobs.com or call (203) 595-4262 for more information

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of March 13, 2017 23

THE KENNEDY CENTER PRESENTS ‘MAGIC MOMENTS’

DIMATTEO GROUP EXPANDS

John A. Esposito

The DiMatteo Group, an independent financial services firm in Shelton, recently acquired the tax and financial firm previously owned by Mort Lichtman in Stamford. The firm will continue to operate from Lichtman’s original location through the end of April, after which it will consolidate the staff into the Shelton location on Bridgeport Avenue. Founded more than 57 years ago, DiMatteo Group is a family-owned business specializing in insurance, employee benefits, income tax and financial services.

As a result of this merger, the firm has grown to 34 employees.

In addition to the merger, the firm recently welcomed John A. Esposito as a para-planner and tax professional. He studied finance at Western New England University and has worked in the financial services industry in New York City, Boston and Norwalk. Esposito is the grandson of Tony and Adeline DiMatteo, the founders of the DiMatteo Group. Diane Lemanski of Shelton was also recently hired as a financial assistant in the financial services and tax services department. She has more than 30 years experience and holds a bachelor’s degree in accounting from Queens College, The City University of New York.

Steve Scales Of Talking Heads.

The Kennedy Center in Trumbull, a nonprofit rehabilitation agency that supports individuals with disabilities and their families, is presenting “Magic Moments,” an evening of music, food and dance, Saturday, March 18, 6:30 p.m. at the Quick Center for the Arts at Fairfield University, 1073 N. Benson Road, Fairfield. The event serves as the main funding source for The Kennedy Center’s Autism Project, which helps more than 500 children with autism spectrum disorders and their families. The dollars raised will help the organization provide comprehensive services at affordable rates for all families in the community. This year’s event precedes National Autism Awareness Month, which is celebrated in April.

The evening, which features nine live musicians, kicks off with a mix and mingle, an open bar and food stations at 6:30 p.m., followed by the concert in the Kelly Theatre at 8 p.m. and concludes with the Black Box After Party at 10 p.m., which includes drinks and dessert, as well as a meet and greet with band Steve Scales & Friends. Scales, formerly with Talking Heads, assembled a group of renowned artists with special performances by Grammy-nominated Nona Hendryx, formerly with Labelle and Talking Heads, and Tina Weymouth and Chris Frantz of Talking Heads and Tom Tom Club. Musicians include guitarist Andy Abel of Twisted Vine, drummer Benny Gramm, bass David Livolsi, keyboard Scott Peckham and lead vocalist Keith Flutt.

Individual tickets are $125 and concert-only tickets are $40. For more, visit thekennedycenterinc.org.

GOOD THINGS HAPPENING

WEBSTER BANKER RE-ELECTED TO NEW BRITAIN ART MUSEUM BOARD

John M. Jezowski

Waterbury-based Webster Private Bank announced that John M. Jezowski, senior vice president, Private Bank, was recently re-elected to his second term on the Board of Trustees for the New Britain Museum of American Art. In addition, he was appointed chairman of the museum’s investment committee. Jezowski of Wethersfield also serves on the board of trustees of Easter Seals Capital Region & Eastern Connecticut, for which he is a past chairman, and the board of directors of the Estate and Business Planning Council of Hartford. He is a trustee of the Open Hearth, is a member of the corporate sponsorship committee of Cherish the Children Foundation, serves on the Anti-Defamation League Torch of Liberty Committee and is a member of the Hartford Club, the Polish National Home and the Green Mountain Club.

CGC RECEIVES $50K FROM FCCF The Child Guidance Center of Southern Connecticut (CGC) based in Stamford — an organization that strives to improve the mental and behavioral health of children and teens, from birth to age 18, and their families, across the regions of Stamford, Greenwich, Darien and New Canaan — received a $50,000 donation from Fairfield County’s Community Foundation (FCCF) to support its mission. The grant from FCCF, an organization dedicated to promoting philanthropy as a means to create change in Fairfield County, was made in partnership with a donor-advised fund holder of the foundation. Last year, CGC served more than 3,300 children struggling with a range of challenges, including depression, anxiety, trauma, cutting and suicidal thoughts. Many of the children treated by CGC’s clinicians have endured multiple types of victimization and maltreatment, including physical and sexual abuse and neglect, before ever seeking services. With FCCF’s funding, CGC will continue to provide immediate support for these youth and their families.

24 Week of March 13, 2017 • FAIRFIELD COUNTY BUSINESS JOURNAL

CULTEC SPONSORS HOCKEY GAME TO SUPPORT LOCAL BOY

Bob DiTullio Jr., president of Cultec Inc., a Brookfield-based, family-owned and operated business that manufactures the Contractor® and Recharger® plastic septic and storm water chambers and the Danbury Titans hockey team arranged a charity fundraiser inspired by Sam Buck, a 6-year-old boy with an extremely rare degenerative brain disease. Buck is one of less than 300 people worldwide that suffer from Vanishing White Matter, a neurological condition that destroys myelin, the brain’s white matter that transmits neural impulses. The disease predominately affects children and there is currently no known cure or treatment. Cultec was slated to raise money for the Vanishing White Matter (VWM) Families Foundation — a nonprofit that strives to raise VMN awareness, raise money for research and to support families living with VWM worldwide — through ticket sales to the March 5 Danbury Titans hockey game. Buck was the guest of honor at the Danbury Ice Arena, March 5. To make an online donation to the VWM Families Foundation, visit vwmff.org/donate.

UNITED WAY WELCOMES NEW MEMBERS The Stamford Community Council of United Way of Western Connecticut (UWWC), an organization that helps residents across northern Fairfield County, southern Litchfield county and the city of Stamford by focusing on education, financial stability and health, welcomed three new members to its council this month: Claudia Vilas, Carmen Hughes and JP Sebastian. UWWC’s council, the local board of UWWC, is responsible for identifying community needs, building long-term funding sources and allocating resources to nonprofits.

Vilas is the vice president, partner engagement at FamilyWize, an organization that provides a free prescription savings and wellness program that helps make prescription medications more affordable and accessible. She began her career at FamilyWize in 2013 after spending 25 years at Affinion Marketing Group, with her most recent role being vice president, partnership marketing. A graduate of Dickinson College in Parlisle, Pa., she resides in Stamford.

Sebastian is an advisory manager and chief of staff to one of the executives at Deliotte & Touche in Stamford. He interned with Deliotte in 2007 and joined full time upon graduation in 2008. He holds a bachelor’s degree in economics and finance from Bentley University and resides in Norwalk.

Hughes is working with Handel Group to develop and head the diversity division for HG Corp. Prior to joining, she served as executive director and head of campus recruiting and pipeline development for Chase Bank, and earlier, she spent 17 years at JPMorgan Securities. She holds a bachelor’s degree in marketing from Howard University’s School of Business.

Information for these features has been submitted by the subjects or their delegates.

NORWALK HOSPITAL ADDS TO BOARD OF DIRECTORS Norwalk Hospital, part of the Western Connecticut Health Network (WCHN), welcomed five new volunteers to its board of directors. The volunteers will help guide the strategic direction of the hospital with a focus on community needs.

Heather Frimmer is the medical director of radiology and mammography center at Norwalk Hospital, as well as the director of breast imaging at the Smilow Family Breast Health Center at Norwalk Hospital. Craig Glover is the CEO of the Norwalk Community Health Center, a nonprofit, federally qualified community health center. He serves as a trustee on the board of trustees of Fontbonne University, in addition to other board appointments. LaTanya Langley is the vice president and general counsel, group stationary, Latin America and Caribbean, Middle East and Africa at BIC International Corp., a brand known for writing instruments and other commercial products. She is a commissioner for the city of Norwalk Redevelopment Agency and a member of the Mayor’s Business Advisory Council. Danielle M. Robinson is the director of alcohol policy and reputation management at Norwalk-based Diageo North America, where she is responsible for developing responsible drinking programs and for creating the North American “Learning Skills for Life” program. She serves on several community boards, including the Norwalk Chamber of Commerce, The Workplace and The Carver Foundation of Norwalk Inc. Curtis Stewart is a retired Hewitt Associates partner and U.S. Air Force Captain. He has been involved with the Westport Community Band and the Saugatuck Harbor Yacht Club.

CATAMOUNT RECEIVES WOMEN’S CHOICE AWARD

Laurie Stefanowicz, vice president, managing partner, of Catamount Wealth Management.

Catamount Wealth Management in Westport, a boutique advisory firm, recently received the Women’s Choice Award from WomenCertified. The award, established by founder Delia Passi, recognizes businesses, products and services that demonstrate a strong commitment to their female clientele. It also functions as an ongoing research process to determine qualifying brands and businesses. Catamount Wealth Management is a privately held, independent firm with more than 35 years of investment management experience that focuses on clients’ personal interests, businesses and family goals.

The firm works with individuals, small businesses and family-owned businesses, with clients ranging from young entrepreneurs to executive level professions and physicians. Its services include investment and portfolio management, basic financial planning, women’s financial, retirement planning and retirement income strategies and financial education.

COTE ELECTED AS CHAIRPERSON OF HBRA

Linda Cote

Waterbury-based Webster Bank announced that Linda Cote, vice president, commercial real estate, was elected to a two-year term as chairperson of the Home Builders & Remodelers Association (HRBA) of Central Connecticut Charitable Foundation, the philanthropic arm of the Home Builders Association of Hartford County. The nonprofit strives to highlight the commitment of HBRA members and the building industry by creating a better quality of life for residents in central Connecticut. The organization fulfills its mission by supporting community organizations, contributing to community service projects and providing scholarships for students and member employees pursuing an education and a career related to the building industry. Cote of West Suffield also serves on the Board of Directors for Capital for Change — for which she is the loan committee chairperson — and Middlesex Habitat or Humanity. She is also a member of the United Way of North Central Connecticut Women’s Leadership Council.

STAMFORD HEALTH FIRST TO OFFER WATCHMAN DEVICE

DATES MARCH 13

Westport Country Playhouse is presenting a script-in-hand playreading of the romantic comedy/ drama, “Lobby Hero” by Kenneth Lonergan, the 2017 Academy Award-winner for “Best Original Screenplay” for “Manchester by the Sea,” 7 p.m., 25 Powers Court, Westport. Anne Keefe, associate artist and curator of the play-reading series will direct the reading. For tickets, call the fox office at 203-227-4177.

MARCH 14 Stamford Hospital

Stamford Health, a nonprofit health care system affiliated with the NewYork-Presbyterian Healthcare System that serves lower Fairfield County through Stamford Hospital, Stamford Health Medical Group and Stamford Hospital Foundation, is now offering patients who have atrial fibrillation (AFib) access to the WATCHMAN Left Atrial Appendage Closure (LAAC) device. This implant provides physicians with a minimally invasive option for reducing the risk for stroke in AFib patients, particularly those whose condition is not caused by heart valve problems and who are not suitable candidates for long-term blood thinners. The WATCHMAN is a one-time, permanent device that prevents blood clots from forming in the left atrial appendage and from traveling into other parts of the body, therefore decreasing a stroke occurrence in higher-risk patients. The device, created by Boston Specific, was approved by the Food and Drug Administration in 2015 based on a robust clinical program that included more than 3,300 patients.

ANTINOZZI ASSOCIATES NAMES LOSASSO AS PRINCIPAL

Michael LoSasso

Bridgeport-based Antinozzi Associates, an architectural and interior design firm, named Michael LoSasso as principal. LoSasso has been a practicing architect for more than 25 years, having joined the Antinozzi team as a project architect in 2011. Since then, he has worked as senior project manager on several education and institutional projects. He has worked on a number of major assignments in Connecticut, including Francis Walsh Intermediate School, West Haven High School, CREC Medical Professions and Teacher Preparation Academy in New Britain, University of Bridgeport Dining Hall renovations, Stepping Stones Museum for Children in Norwalk and residence halls at Quinnipiac University. LoSasso holds a bachelor’s degree in architecture, environmental design and science from Ball State University in Muncie, Ind.

47 COMPANIES HONORED FOR CREATING HEALTHY WORKPLACES The Business Council of Fairfield County recently hosted its Healthy Workplace Employer Recognition Program to acknowledge 47 companies for creating healthy workplaces, Feb. 14 at the Stamford Marriott Hotel & Spa. The program was established to highlight the efforts of employers who understand the competitive advantage of a healthy workplace and who have implemented a range of programs to promote a healthy workplace and assist their employees with living healthier lives. The Business Council of Fairfield County’s Wellness Roundtable presented the program with support from Key Insurance Business & Services, Nestlé Waters North America, UnitedHealthcare of Connecticut Inc. and Webster Bank.

The U.S. Small Business Administration’s Connecticut District Office is partnering with the C.H. Booth Library and Connecticut Procurement Technical Assistance to offer “Contracting 101,” a seminar for small-business owners about how to register in order to do business with the state of Connecticut and the federal government, 1 p.m., 25 Main St. in Newtown. For more, visit chboothlibrary.org.

MARCH 15 The Ridgefield Playhouse is presenting a screening of “Generation Found,” a documentary about the effort put forth by a group of Houston residents to battle the area’s epidemic rates of youth addiction, death and incarceration by working together to build a youth and family recovery community. For tickets, call the box office at 203-438-5795.

MARCH 15, MARCH 22 & MARCH 29 Women’s Business Development Council is offering “Entrepreneurship in 3 Easy Steps: Ready, Set, Go! SBA Program,” a complimentary workshop that lays the groundwork for helping new and aspiring entrepreneurs launch a business idea and understand the steps to building a business that is credit ready, 6-8 p.m., WBDC, 184 Bedford St., Suite 201, Stamford.

To register, visit ctwbdc.org.

MARCH 18 The Ridgefield Playhouse is presenting rock musician Leslie West, one of the founders of the seminal rock band Mountain, best known for his signature guitar sound and classic songs, including “Mississippi Queen,” “Never In My Life,” “Theme From an Imaginary Western” and “Nantucket Sleighride,” 8 p.m., 80 E. Ridge Road, Ridgefield. For tickets, call the box office at 203-438-5795.

MARCH 19 The Ridgefield Playhouse is presenting Hotel California “A Salute to the Eagles,” an Eagles tribute band that has been reproducing the original performances for more than 20 years, showcasing mega hits, including “Take It Easy,” “Heartache Tonight” and “Hotel California,” 8 p.m., 80 E. Ridge Road, Ridgefield.

For tickets, call the box office at 203-438-5795.

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of March 13, 2017 25

FACTS

&

Pageler, Jonathan, Norwalk, contractor for self. Install a fireplace in the living room of an existing single-family residence at 14 Woodland Road, Norwalk. Estimated cost: $4,000.

Filed Feb. 13.

Sears Home Improvement Products, Rocky Hill, contractor for Baskin Shelton III. Remove and replace the windows on an existing single-family residence at Glen Hill Road, Danbury.

Estimated cost: $1,759. Filed Feb. 14.

Vivint Solar Developer LLC, Lehi, Utah, contractor for Miguel Merchan.

Add solar panels to the roof of an existing single-family residence at 33 Camp St., Norwalk. Estimated cost: $14,850. Filed Feb. 15.

Paulson, Kathryn P. and Paul J. Paulson, Greenwich, contractor for self. Demolish an existing single-family residence at 45 W. Brother Drive, Greenwich. Cost undisclosed. Filed February 2017.

Sequicola, Orlando, Bridgeport, contractor for self. Strip and reroof an existing single-family residence at 26 Greystone Road, Bridgeport. Estimated cost: $4,300. Filed Feb. 13.

WCR, Milford, contractor for Deborah Green. Repair fire damage to an existing single-family residence at 214 Beechmont Ave., Bridgeport. Estimated cost: $1,530. Filed Feb. 16.

Shanahan, Kevin, contractor for Christina Warner. Alter a bathroom in an existing single-family residence at 33 Mauweenho Hill Road, Sherman.

Estimated cost: $3,800. Filed Feb. 7.

Weatherite Systems, Prospect, contractor for Daniel DeForte. Strip and reroof an existing single-family residence at 285 Highland Ave., Norwalk.

Estimated cost: $10,453. Filed Feb. 16.

Shterk, Yuriy and Korni Yuriy, Greenwich, contractor for self. Add a garage to an existing single-family residence at 13 Carriage Road, Greenwich. Estimated cost: $950,000. Filed February 2017.

Yama, Kratky Kristen, Greenwich, contractor for self. Replace the bathroom fixtures and flooring in an existing single-family residence at 10 James Street East, Greenwich.

Estimated cost: $1,400. Filed February 2017.

Pavia, Anthony, Norwalk, contractor for self. Replace the windows at an existing single-family residence at 34 Buckingham Place, Norwalk. Estimated cost: $4,000. Filed Feb. 17.

Peart, Patrick, Wilton, contractor for self. Expand the second-floor bathroom in an existing two-family residence at 88 Lexington Ave., Norwalk. Estimated cost: $16,000. Filed Feb. 16.

Perry, Bryan C., contractor for Dana Edelman. Remove and replace the bathroom fixtures in an existing single-family residence at 60 Iroquois Road, Stamford. Estimated cost: $27,100. Filed between Feb. 20 and Feb. 24.

Power Home Remodeling Group LLC, Chester, Pa., contractor for Elizabeth Peacock, et al. Strip and reroof an existing single-family residence at 13 Glendale Road, Stamford. Estimated cost: $15,310. Filed between Feb. 20 and Feb. 24.

R & S Building, contractor for Christina Warner. Alter the interior of an existing single-family residence at 23 Mauweeho Hill Road, Sherman. Estimated cost: $120,000. Filed Jan. 19.

Ramos, Yolanda, Bridgeport, contractor for self. Renovate the interior of an existing single-family residence at 122 Flanders St., Bridgeport. Estimated cost: $25,000. Filed Feb. 14.

Solar City Corp., Rocky Hill, contractor for Jeffrey N. Allen. Add solar panels to the roof of an existing single-family residence at 30 Stag Lane, Greenwich. Estimated cost: $8,554.

Filed February 2017.

Source Construction, contractor for Louis Nasif. Repair the interior and the roof of an existing single-family residence at 11 Worden Point, Sherman. Estimated cost: $30,000. Filed Jan. 10.

Zhaku, Luan, Sherman, contractor for self. Construct a new single-family residence at 13 Wanzer Hill Road, Sherman. Estimated cost: $152,000.

Filed Jan. 11.

Sterling Associates LLC, Newtown, contractor for Kevan Herold and Betsy Herold. Extend the deck on an existing single-family residence at 12 Pine Point Road, Norwalk. Estimated cost: $8,500. Filed Feb. 14.

COURT CASES

The Pratley Company LLC contractor for John M. Kohari, et al.

Remove and replace the bathroom fixtures in an existing single-family residence at 415 Hunting Ridge Road, Stamford. Estimated cost: $35,000.

Filed between Feb. 20 and Feb. 24.

Rebuilding Together, contractor for self. Add a temporary ramp to a building at 3 Peace Pipe Lane, Sherman. Estimated cost: $2,000. Filed Feb. 3.

Thomaston Metal Works, contractor for Stephen Chick. Alter the interior of an existing single-family residence at 40 Hubble Road, Sherman.

Estimated cost: $12,000. Filed Jan. 24.

Regal Blu Pool & Spa LLC, Stamford, contractor for Daniel Green and Shannon Green. Construct a spa and a safety barrier at an existing singlefamily residence at 11 Deer Park Court, Greenwich. Estimated cost: $40,000.

Filed February 2017.

Total Comfort, contractor for Thomas Sandelson. Perform mechanical renovations in a new single-family residence at 12 Meadow Lane, Sherman. Estimated cost: $27,000. Filed Jan. 31.

Rose, William, Bridgeport, contractor for self. Strip and reroof an existing single-family residence at 217 Hickory St., Bridgeport. Estimated cost: $12,000. Filed Feb. 16.

Royal, Carol, Sherman, contractor for self. Add to the bathroom in an existing single-family residence at 70 Route 55 West, Sherman. Estimated cost: $2,000. Filed Jan. 24.

Zambrzyki, Robert, Norwalk, contractor for Ed Naylor. Fit out the interior of an existing single-family residence at 20 Hunt St., Norwalk. Estimated cost: $8,000. Filed Feb. 17.

Vik’s Exteriors LLC, Orange, contractor for Norwalk Congregate Home. Replace the windows at an existing single-family residence at 108 New Canaan Ave., Norwalk. Estimated cost: $84,500. Filed Feb. 14.

The following court cases represent the allegations made by plaintiffs in the initial filings of civil lawsuits, and do not represent legally binding judgments made by the courts.

BRIDGEPORT SUPERIOR COURT 21st Century Insurance Co., Hartford. Filed by Anis Zaman and Naheed Zaman, Trumbull. Plaintiff’s’ attorney: Dana P. Lonergan, Trumbull.

Action: The plaintiffs have brought this breach of contract suit against the defendant alleging that they had failed to make timely payments to the plaintiffs for damages to their home due to superstorm Sandy. The plaintiffs have declared the entire outstanding balance due for insurance paid and has made a demand for the balance, yet has not received payment. The plaintiffs claim money damages and court costs. Case no.

FBT-cv17-6062620-S. Filed Feb. 22.

Villatoro, David, Bridgeport, contractor for self. Renovate the interior of an existing single-family residence and enclose the porch at 820-822 Briarwood Ave., Bridgeport. Estimated cost: $4,000. Filed Feb. 16.

26 Week of March 13, 2017 • FAIRFIELD COUNTY BUSINESS JOURNAL

FIGURES Aurora Pump Co., et al., Charlotte, N.C. Filed by Alfredo DiPaola and Pasqualina DiPaola, Northford. Plaintiffs’ attorneys: Early, Lucarelli, Sweeney & Meisenkothen LLC, New Haven.

Action: The plaintiffs have brought this product liability suit against the defendants alleging that Mr. DiPaola was forced to be exposed to asbestos fibers and materials manufactured by the defendants during the course of his work. The defendants failed to advise the plaintiffs of the dangerous characteristics of asbestos and failed to provide a safe working environment for Mr. DiPaola. Pasqualine DiPaola is suing for loss of consortium. The plaintiff seeks monetary damages in excess of $15,000, punitive and exemplary charges and such other relief as this court may deem proper. Case no. FBT-cv17-6062639-S. Filed Feb. 23.

CMF Realty LLC, et al., Fairfield.

Filed by James Tozlosky, Fairfield.

Plaintiff’s attorney: Cheryl A. Carolan LLC, Fairfield. Action: The plaintiff has brought this personal injury suit against the defendants alleging that he fell on an unsafe stairway owned by the defendants and sustained injury. This dangerous condition was allegedly allowed to exist due to the negligence of the defendants for failing to notice the deterioration of their stairway and by failing to make necessary repairs. The plaintiff claims monetary damages, costs, interest and such other relief as the court deems just and proper. Case no. FBT-cv176062662-S. Filed Feb. 24.

Dairyland Insurance Co., et al., Hartford. Filed by Francis R. Devanney, Fairfield. Plaintiff’s attorney: Morrissey, Morrissey & Mooney LLC, Naugatuck. Action: The plaintiff has brought this motor vehicle suit against the defendants alleging that he collided with an underinsured motorist and suffered injury. The insurance policy carried by the underinsured motorist is inadequate to fully compensate for the damages.

The plaintiff alleges that his injuries are the legal responsibilities of his insurance company, the defendants.

The plaintiff claims money damages in excess of $15,000, exclusive of interests and costs and such other relief as in law or equity may apply. Case no.

FBT-cv17-6062679-S. Filed Feb. 24.

Encompass Indemnity Co., Northbrook, Ill. Filed by Julio Aviles, Greenwich. Plaintiff’s attorney: Cohen and Wolf PC, Danbury. Action: The plaintiff has brought this motor vehicle suit against the defendant alleging that he collided with an underinsured motorist and suffered injury. The insurance policy carried by the underinsured motorist is inadequate to fully compensate for the damages. The plaintiff alleges that his injuries are the legal responsibilities of his insurance company, the defendant. The plaintiff claims money damages in excess of $15,000, exclusive of interests and costs and such other relief as in law or equity may apply. Case no. FBT-cv176062569-S. Filed Feb. 21.

Far Mill LLC, Bridgeport. Filed by Christopher Robles, Bridgeport. Plaintiff’s attorney: Owens, Schine & Nicole PC, Trumbull. Action: The plaintiff has brought this personal injury suit against the defendant alleging that he fell on an unsafe stairway owned by the defendant and sustained injury.

This dangerous condition was allegedly allowed to exist due to the negligence of the defendant by failing to notice the deterioration of their stairway. The plaintiff claims monetary damages, costs, interest and such other relief as the court deems just and proper. Case no. FBT-cv17-6062628-S. Filed Feb. 23.

Metro-North Commuter Railroad Co., Stamford. Filed by Juned Khan, Bridgeport. Plaintiff’s attorney: Cooper Sevillano LLC, Bridgeport. Action: The plaintiff has brought this personal injury suit against the defendant alleging that she slipped on an icy surface owned by the defendant and sustained injury. This icy condition was allegedly allowed to exist due to the negligence of the defendant and its employees by failing to place salt on their sidewalk. The plaintiff claims monetary damages, costs and such other legal or equitable relief that the court may deem appropriate. Case no.

FBT-cv17-6062602-S. Filed Feb. 22.

Hardy Associates LLC, Bridgeport.

Filed by Kathryn L. Butler, Trumbull.

Plaintiff’s attorney: Miller, Rosnick, D’Amico August & Butler PC, Bridgeport. Action: The plaintiff has brought this personal injury suit against the defendant alleging that she fell while pushing a shopping cart onto a defective sidewalk on the plaintiff’s property and sustained injuries. This dangerous condition was allegedly allowed to exist due to the negligence of the defendant by failing to notice that the crosswalk was raised too high. The plaintiff claims monetary damages, costs, interest and such other relief as the court deems just and proper. Case no. FBT-cv17-6062641-S. Filed Feb. 23.

National Interstate Insurance Co., Hartford. Filed by Gamal Alam, Bridgeport.

Plaintiff’s attorney: Ganim, Ganim & Ganim PC, Bridgeport. Action: The plaintiff has brought this personal injury suit against the defendant alleging that his car hit a tire tread on a highway owned by the defendant, causing a car accident. This dangerous condition was allegedly allowed to exist due to the negligence of the defendant and its employees by failing to keep their highway in a drivable condition. The plaintiff claims monetary damages, costs and such other legal or equitable relief that the court may deem appropriate. Case no. FBT-cv176062623-S. Filed Feb. 23.

Liberty Mutual Insurance Co., et al., Hartford. Filed by Chalon Bonhomme, Bridgeport. Plaintiff’s attorney: Law Offices of Nicole L. Augenti LLC, Bridgeport. Action: The plaintiff has brought this motor vehicle suit against the defendants alleging that he collided with an underinsured motorist and suffered injury. The insurance policy carried by the underinsured motorist is inadequate to fully compensate for the damages.

The plaintiff alleges that his injuries are the legal responsibilities of his insurance company, the defendants.

The plaintiff claims money damages in excess of $15,000, exclusive of interests and costs and such other relief as in law or equity may apply. Case no.

FBT-cv17-6062572-S. Filed Feb. 21.

Matrix Realty Group Inc., et al., Jefferson Station, N.Y. Filed by Antinozzi Associates PC, Bridgeport.

Plaintiff’s attorney: Green and Gross PC. Action: The plaintiff has brought this breach of contract suit against the defendants alleging that they had failed to make timely payments to the plaintiff for architectural services provided. The plaintiff has declared the entire outstanding principal balance of $30,102 due and has made a demand for the balance, yet has not received payment. The plaintiff claims money damages, interest, costs and such other equitable relief as may be required. Case no. FBT-cv176062677-S. Filed Feb. 24.

Park City Communities, Bridgeport. Filed by Iris Rosario, Bridgeport.

Plaintiff’s attorney: Millman & Millman Law Offices, Westport. Action: The plaintiff has brought this personal injury suit against the defendant alleging that she slipped on an icy surface owned by the defendant and sustained injury. This icy condition was allegedly allowed to exist due to the negligence of the defendant and its employees by failing to place salt on their sidewalk. The plaintiff claims monetary damages, costs and such other legal or equitable relief that the court may deem appropriate. Case no.

FBT-cv17-6062560-S. Filed Feb. 21.

Premium Management Inc., Bridgeport. Filed by The United Illuminating Co., New Haven. Plaintiff’s attorney: Nair & Levin PC, Bloomfield.

Action: The plaintiff has brought this breach of contract suit against the defendant alleging that it had failed to make timely payments to the plaintiff for unpaid electrical utility services.

The plaintiff has declared the entire outstanding principal balance of $19,894 due and has made a demand for the balance, yet has not received payment. The plaintiff claims reasonable monetary damages, post judgment interest, costs and an order for weekly payments made by the defendant. Case no. FBT-cv17-6062605-S. Filed Feb. 22.

NOMINATE a DOCTOR NEW CATEGORIES:

DOCTORS of DISTINCTION

Saluting those who go beyond the diagnosis

2017 A UNIQUE AWARDS PROGRAM CELEBRATES THE ACCOMPLISHMENTS OF FIVE PHYSICIANS IN FAIRFIELD COUNTY JUDGED BY A PANEL TO BE THE MOST EXEMPLARY IN THE PROGRAM’S CATEGORIES. THIS PRESTIGIOUS FOURTH ANNUAL EVENT IS SPONSORED BY THE FAIRFIELD COUNTY BUSINESS JOURNAL AND QUINNIPIAC UNIVERSITY FRANK H. NETTER MD SCHOOL OF MEDICINE.

Open to nominations from the public, this is an opportunity to recognize those physicians who make an impact each and every day on people’s lives.

}}ALL IN THE FAMILY: In recognition of husbands and wives, parents and children or siblings who work together in a practice or separately, dedicating their lives to make other lives better. }}NO LAND TOO FAR: In recognition of a doctor who donates his or her time and expertise to countries where medical care is either nonexistent or at barest minimum. }}CUTTING EDGE: In recognition of a doctor who spends endless hours to working on research and clinical trials to try to erase the world of deadly diseases. }}CARING FOR ALL: In recognition of a doctor who turns no patient away, but rather devotes time and effort to philanthropic cases. }}FEMALE TRAILBLAZER: In recognition of a female doctor who has made great strides in empowering other women to advocate for themselves and be aware of their specific medical needs. }}PROMISE FOR THE FUTURE : In recognition of a medical student who excels in his or her studies and will bring compassionate care and a fresh perspective to the medical profession. }}LIFETIME ACHIEVEMENT: This award recognizes a physician respected for a lifetime career in the medical profession. }}PHYSICIAN IN TRAINING: In recognition of a medical resident who is putting his or her rigorous studies into action in preparation for successfully pursuing a career in medicine.

AWARD PRESENTATION A distinguished panel of judges will choose a winner in each category, all of whom will be awarded at the elegant reception and ceremony below.

CO-PRESENTED

NOMINATIONS will be open from now until March 31. To nominate please visit westfaironline.com for instructions and nomination forms, or call Rebecca Freeman at (914) 358-0757.

BRONZE SPONSORS:

SUPPORTERS:

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of March 13, 2017 27

FACTS PRRC Inc., Hartford. Filed by Karleen Phillips, Bridgeport. Plaintiff’s attorney: Miller, Rosnick, D’Amico August & Butler PC, Bridgeport. Action: The plaintiff has brought this personal injury suit against the defendant alleging that she slipped on a pool of liquid spilling from a broken container in a store owned by the defendant and sustained injuries. This dangerous condition was allowed to exist due to the negligence of the defendant and its employees in that they failed to clean the floor of their store.

The plaintiff claims monetary damages in excess of $15,000, and such other relief as this court may deem equitable and just. Case no. FBT-cv176062642-S. Filed Feb. 23.

Rivcan Associates LLC, Stamford.

Filed by Daniel Fusco, Darien. Plaintiff’s attorney: Cooper Sevillano LLC, Bridgeport. Action: The plaintiff has brought this personal injury suit against the defendant alleging that he tripped on a hole in the ice on property owned by the defendant and sustained injury. This dangerous condition was allegedly allowed to exist due to the negligence of the defendant and its employees in that they failed to remedy the condition of the ice in time. The plaintiff claims monetary damages, costs and such other legal or equitable relief that the court may deem appropriate. Case no. FBTcv17-6062574-S. Filed Feb. 21.

Taft Condominium Association Inc., Bridgeport. Filed by Henry Rosado, Bridgeport. Plaintiff’s attorney: Rosenberg Miller Hite & Morilla LLC. Action: The plaintiff has brought this personal injury suit against the defendant alleging that he slipped on an icy surface owned by the defendant and sustained injury. This icy condition was allegedly allowed to exist due to the negligence of the defendant and its employees by failing to place salt on their sidewalk. The plaintiff claims monetary damages, costs and such other legal or equitable relief that the court may deem appropriate. Case no.

FBT-cv17-6062644-S. Filed Feb. 23.

The Stop and Shop Supermarket Company LLC, Hartford. Filed by Diana Sosa, Bridgeport. Plaintiff’s attorney: Miller, Rosnick, D’Amico August & Butler PC, Bridgeport. Action: The plaintiff has brought this personal injury suit against the defendant alleging that she slipped on a pool of liquid spilling from a broken container in a store owned by the defendant and sustained injuries. This dangerous condition was allowed to exist due to the negligence of the defendant and its employees in that they failed to clean the floor of their store.

The plaintiff claims monetary damages in excess of $15,000, and such other relief as this court may deem equitable and just. Case no. FBT-cv176062643-S. Filed Feb. 23.

The Success Village Apartments Inc., North Haven. Filed by Nasreen Butt, Stratford. Plaintiff’s attorney: Owens, Schine & Nicole PC, Trumbull. Action: The plaintiff has brought this personal injury suit against the defendant alleging that she slipped on an icy surface owned by the defendant and sustained injury. This icy condition was allegedly allowed to exist due to the negligence of the defendant and its employees by failing to place salt on their sidewalk. The plaintiff claims monetary damages, costs, interest and such other relief as the court deems just and proper. Case no. FBT-cv17-6062627-S. Filed Feb. 23.

DANBURY SUPERIOR COURT 31 Old Route 7 LLC, et al., Bethel.

Filed by Stacey Famiglietti, Plantsville. Plaintiff’s attorney: Wormer Law Firm, Watertown. Action: The plaintiff has brought this personal injury suit against the defendants alleging that she slipped on an icy surface owned by the defendants and sustained injury. This icy condition was allegedly allowed to exist due to the negligence of the defendants and their employees by failing to place salt on their sidewalk. The plaintiff claims monetary damages, costs and such other legal or equitable relief that the court may deem appropriate. Case no. DBDcv17-6021763-S. Filed Feb. 21.

Concrete Superstructures Inc., Lakeville. Filed by The Morganti Group Inc., Danbury. Plaintiff’s attorney: McElroy, Deutsche, Mulvaney & Carpenter LLP. Action: The plaintiff has brought this breach of contract suit against the defendant alleging that it had failed to perform timely construction work pursuant to the contract. The plaintiff has declared the defendant to be in default and said that it failed to properly manage the task it was provided. The plaintiff claims money damages, declaratory relief, interest, attorney’s fees, punitive damages, treble damages and such other and further relief as in law or equity may appertain. Case no.

DBD-cv17-6021775-S. Filed Feb. 21.

Mass Construction LLC, et al., New Haven. Filed by EP Construction LLC, Danbury. Plaintiff’s attorney: Randall J. Carreira, New Preston. Action: The plaintiff has brought this breach of contract suit against the defendants alleging that they had failed to make timely payments to the plaintiff for materials, labor and supplies provided. The plaintiff has declared the entire outstanding principal balance of $22,850 due and has made a demand for the balance, yet has not received payment. The plaintiff claims money damages, prejudgment interest, postjudgment interest, costs, attorney’s fees and such other and further relief as in law or equity may appertain.

Case no. DBD-cv17-6021761-S. Filed Feb. 21.

&

STAMFORD SUPERIOR COURT 331 West Ave Gas Station LLC, et al., Norwalk. Filed by United Dealers of Connecticut, et al., Stamford.

Plaintiffs’ attorney: Barr & Morgan, Stamford. Action: The plaintiffs have brought this breach of contract suit against the defendants alleging that they had failed to make timely payments to the plaintiffs for legal services provided. The plaintiffs have declared the entire outstanding principal balance of $170,000 due and have made a demand for the balance, yet have not received payment.

The plaintiffs claim money damages, court costs, interest and such other and further relief as to equity may pertain. Case no. FST-cv17-6031270-S. Filed Feb. 22.

Archer Homes IV LLC, et al., Greenwich. Filed by Krzsystof Kosinski, Carmel, N.Y. Plaintiff’s attorney: Maya Murphy PC, Westport. Action: The plaintiff has brought this personal injury suit against the defendants alleging that he suffered injuries in a construction accident caused by the defendants. This accident was allegedly caused by the defendants for failing to properly monitor the construction site and for failing to properly install scaffolding brackets. The plaintiff claims monetary damages in excess of $15,000, exclusive of interests and costs, punitive damages, costs of the suit and such other and further relief as the court may deem just and proper. Case no. FST-cv17-6031256-S. Filed Feb. 22.

Dominick Fuel Inc., Norwalk. Filed

by Middlesex Mutual Assurance Co., Middletown. Plaintiff’s attorney: Blackburn & O’Hara LLC, Windsor Locks. Action: The plaintiff has brought this property damage suit against the defendant alleging that it failed to deliver propane to a property insured by the defendant. As a result, the property allegedly froze due to the lack of heat. This allegedly caused the pipes in the property to burst, causing the plaintiff to be forced to pay out damages. The plaintiff claims damages in excess of $100,000, costs, attorney’s fees, delay damages and such other relief as the court deems appropriate. Case no. FST-cv176031261-S. Filed Feb. 22.

Holly Hill Owner LLC, Norwalk.

Filed by CEO Holly Hill LLC, Greenwich. Plaintiff’s attorney: Medico & Associates LLC, Greenwich. Action: The plaintiff has brought this breach of contract suit against the defendant alleging that it signed a lease with the defendant for general office space. The defendant then allegedly attempted to change the office space into a medical building. The plaintiff claims money damages and court costs. Case no. FST-cv17-6031284-S. Filed Feb. 24.

FIGURES Lmark Construction Group LLC, Trumbull. Filed by WG Home Improvement LLC, Stamford. Plaintiff’s attorney: Steven D. Jacobs, New Haven. Action: The plaintiff has brought this breach of contract suit against the defendant alleging that it had failed to make timely payments to the plaintiff for construction services provided.

The plaintiff has declared the entire outstanding balance of $4,000 due and has made a demand for the balance, yet has not received payment.

The plaintiff claims money damages in excess of $15,000, exclusive of interest and costs. Case no. FST-cv176031259-S. Filed Feb. 22.

Parish Millwork LLC, Ridgefield.

Filed by Canaan Distributors Corp., Stamford. Plaintiff’s attorney: Lampert, Toohey & Rucci LLC, New Canaan. Action: The plaintiff has brought this breach of contract suit against the defendant alleging that it had failed to make timely payments to the plaintiff for metal hinges provided. The plaintiff has declared the entire outstanding principal balance of $21,215 due and has made a demand for the balance, yet has not received payment. The plaintiff claims money damages, court costs, interest and such other and further relief as to equity it may pertain. Case no. FSTcv17-6031262-S. Filed Feb. 22.

Quality Inns Inc., et al., Wilmington, Del. Filed by Carol Lynn Karger, Chappaqua, N.Y. Plaintiff’s attorney: Medico & Associates LLC, Greenwich.

Action: The plaintiff has brought this personal injury suit against the defendants alleging that she slipped on an icy surface owned by the defendants and sustained injury. This icy condition was allegedly allowed to exist due to the negligence of the defendants and their employees by failing to place salt on their walkway. The plaintiff claims monetary damages within the jurisdiction of the court.

Case no. FST-cv17-6031278-S. Filed Feb. 23.

USAA General Insurance Co., et al., San Antonio, Texas. Filed by Sandra Lax, Stratford. Plaintiff’s attorney: Melvin Bloomenthal, Stamford. Action: The plaintiff has brought this motor vehicle suit against the defendants alleging that she collided with an underinsured motorist and suffered injury. The insurance policy carried by the underinsured motorist is inadequate to fully compensate for the damages. The plaintiff alleges that her injuries are the legal responsibilities of her insurance company, the defendants. The plaintiff claims money damages in excess of $15,000, exclusive of interests and costs and such other relief as in law or equity may apply. Case no. FST-cv17-6031244-S. Filed Feb. 21.

FEDERAL DISTRICT COURT American Savings Bank, Hawaii.

Filed by Craig Moskowitz. Plaintiff’s attorney: Belin & Associates LLC, White Plains, N.Y. Action: The plaintiff has brought this telecommunications suit against the defendant alleging that it used an automatic dialing system to make repeated calls to the plaintiff’s cell phone without his consent, causing damages. The plaintiff claims an injunction enjoining the defendant and preventing it from continuing to infringe, costs and such other and further relief as may pertain in law or equity. Case no. 3:17-cv00307-AWT. Filed Feb. 21.

Eagle Hill Foundation Inc., Greenwich. Filed by Ann Katherine Giangrande, Mamaroneck, N.Y. Plaintiff’s attorney: Livingston, Adler, Pulda, Mieklejohn & Kelly, Hartford.

Action: The plaintiff has brought this job discrimination suit against the defendant alleging that she was terminated for getting pregnant too soon into her employment with the defendant. The plaintiff claims the defendant cease and desist from this discriminatory conduct, actual damages, lost wages, benefits, compensatory damages, punitive damages, attorney’s fees, costs and such other and further relief as may pertain in law or equity. Case no. 3:17-cv-00338JAM. Filed Feb. 24.

Falvey Linen Supply Inc., Cranston, R.I. Filed by Brian Stefanowicz, Southington. Plaintiff’s attorney: Law Offices of Peter Goselin, Hartford. Action: The plaintiff has brought this disability act suit against the defendant alleging that he was out of work on medical leave when he was suspended. The defendant allegedly assigned the plaintiff’s route to another employee and terminated the plaintiff, causing damages. The plaintiff claims lost wages, compensatory damages, economic damages, attorney’s fees, costs, prejudgment interest, postjudgment interest and such other and further relief as may pertain in law or equity. Case no. 3:17-cv-00341-JCH. Filed Feb. 24.

People’s United Bank, et al., Bridgeport. Filed by Terriam Walker, Bridgeport. Plaintiff’s attorney: The Hayber Law Firm LLC, Hartford. Action: The plaintiff has brought this breach of contract suit against the defendants alleging that they charged improper overdraft fees when there was enough money in the customer’s checking accounts to cover the cost of the transaction. The plaintiff claims compensatory damages, a disgorgement of fees, costs, prejudgment interest, post-judgment interest, attorney’s fees and such other and further relief as may pertain in law or equity. Case no. 3:17-cv-00304-AVC. Filed Feb. 21.

Pursuit of Excellence Inc. Filed by Aetna Life Insurance Co. Plaintiff’s attorney: Baker & Berts LLP, New York, N.Y. Action: The plaintiff has brought this breach of contract suit against the defendant alleging that the plaintiff gave the defendant seed money. The defendant has allegedly refused to repay the plaintiff the money given to them. The plaintiff claims $233,000 in monetary damages, compensatory damages, prejudgment interest, post-judgment interest, costs, attorney’s fees and such other and further relief as may pertain in law or equity.

Case no. 3:17-cv-00314-SRU. Filed Feb. 22.

RBRG Trading (UK) Ltd., United Kingdom. Filed by Triple Point Technology Inc., Westport. Plaintiff’s attorney: Law Offices of Nicole Walsh, Stamford. Action: The plaintiff has brought this breach of contract suit against the defendant alleging that it failed to pay invoices to the plaintiff for software maintenance fees for software work supplied by the plaintiff. The plaintiff claims $437,000 in monetary damages, prejudgment interest, post-judgment interest, attorney’s fees, costs, expenses and such other and further relief as may pertain in law or equity. Case no. 3:17-cv-00335SRU. Filed Feb. 24.

DEEDS

COMMITTEE DEEDS O’Dwyer, Janis James, et al., Sherman. Appointed committee: E. O’Malley Smith, Sherman. Property: 15 Quaker Ridge Road, Sherman.

Amount: $330,274. Docket no. DBDcv-16-6019602-S. Filed Jan. 3.

Rooney Sr., John F. and Fred L. Baker, et al., Danbury. Appointed committee: Gary R. Michael Jr., Danbury. Property: 2 Kendall Terrace West, Danbury. Amount: $117,000.

Filed Feb. 15.

COMMERCIAL 2440Property LLC, Stratford. Seller: 2440 Barnum Avenue LLC, Stratford. Property: 2440 Barnum Ave., Stratford. Amount: $400,000. Filed Feb. 14.

25 High Property LLC, Stamford.

Seller: Wen Shang Li and Bi Da You, Stamford. Property: 25 High St., Stamford. For no consideration paid. Filed Feb. 15.

3 Dewart LLC, Wilmington, Del. Seller: CMA LLC, Greenwich. Property: Lot 2, Map 3513, Greenwich. Amount: $2.3 million. Filed Feb. 13.

31 RR LLC, Greenwich. Seller: 31 River Road Associates LLC, Greenwich.

Property: 31 River Road, Greenwich.

Amount: $6.9 million. Filed Feb. 13.

28 Week of March 13, 2017 • FAIRFIELD COUNTY BUSINESS JOURNAL

FACTS 34 Wakeman Hill Road LLC, New York, N.Y. Seller: Timothy K. Gurney and Melody T. Gurney, Sherman.

Property: 34 Wakeman Hill Road, Sherman. Amount: $350,000. Filed Jan. 24.

66 Whitmore LLC, Stamford. Seller: Loreto Tramontozzi and Anna Tramontozzi, Stamford. Property: 66 Whitmore, Stamford. Amount: $1.

Filed Feb. 13.

Apex Real Estate Investment LLC, Stamford. Seller: Kevin R. Votto, Stamford. Property: 22 Glenbrook Road, Unit 103, Stamford. For an unknown amount paid. Filed Feb. 16.

Blake Preferred Realty LLC, Purchase, N.Y. Seller: CIT Bank National Association, Austin, Texas. Property: 2 Shore Drive, Sherman. Amount: $338,200. Filed Jan. 24.

Brothas LLC, Bridgeport. Seller: Jill Sheppard, Fairfield. Property: 39 and 44 Branford St., Fairfield. Amount: $100,000. Filed Feb. 13.

Bruce Realty LLC, Westport. Seller: Tung’s Realty LLC, Stratford. Property: 110 McGrath Court, Stratford. For no consideration paid. Filed Feb. 16.

Bruce Realty LLC, Westport. Seller: Tung’s Realty LLC, Stratford. Property: 402-404 Burritt Ave., Stratford. For no consideration paid. Filed Feb. 16.

Bruce Realty LLC, Westport. Seller: Tung’s Realty LLC, Stratford. Property: 60 East Gate Lane, Stratford. For no consideration paid. Filed Feb. 16.

Bruce Realty LLC, Westport. Seller: Tung’s Realty LLC, Stratford. Property: 536-538 Bruce Ave., Stratford. For no consideration paid. Filed Feb. 16.

Butros LLC, Milford. Seller: Heng Enterprises LLC, Stratford. Property: 1367 Boston Ave., Bridgeport.

Amount: $175,000. Filed Feb. 16.

East Coast Renovators LLC, Stratford. Seller: Richard Cimino, Stratford.

Property: 723 Boston Ave., Unit 11A, Bridgeport. Amount: $40,000. Filed Feb. 13.

East Coast Renovators LLC, Stratford. Seller: Richard Cimino and Gertrude Cimino, Stratford. Property: 219A Louisiana Ave., Bridgeport.

Amount: $35,000. Filed Feb. 13.

East Coast Renovators LLC, Stratford. Seller: Richard Cimino and Gertrude Cimino, Stratford. Property: 186C Louisiana Ave., Bridgeport.

Amount: $35,000. Filed Feb. 13.

Great Anna Realty LLC, Bridgeport. Seller: Tung’s Realty LLC, Bridgeport. Property: 277-281 Cottage St., Bridgeport. For no consideration paid. Filed Feb. 16.

Great Anna Realty LLC, Bridgeport. Seller: Tung’s Realty LLC, Bridgeport. Property: 288 East Ave., Bridgeport. For no consideration paid. Filed Feb. 16.

&

FIGURES

Great Anna Realty LLC, Bridgeport. Seller: Tung’s Realty LLC, Bridgeport. Property: 62 Fairmount Ave., Bridgeport. For no consideration paid. Filed Feb. 16.

McGrath Realty LLC, Westport.

Seller: Tung’s Realty LLC, Stratford.

Property: 356 Garibaldi Ave., Stratford. For no consideration paid. Filed Feb. 16.

Rich Property LLC, Bridgeport.

Seller: Ming’s Realty LLC, Bridgeport.

Property: 307 East Ave., Bridgeport.

For no consideration paid. Filed Feb. 13.

Great Anna Realty LLC, Bridgeport. Seller: Tung’s Realty LLC, Bridgeport. Property: 175-177 Denver Ave., Bridgeport. For no consideration paid. Filed Feb. 16.

McGrath Realty LLC, Westport.

Seller: Tung’s Realty LLC, Stratford.

Property: 50 McGrath Court, Stratford. For no consideration paid. Filed Feb. 16.

Salinda LLC, Norwalk. Seller: Salvatore Ferraina and Linda S. Scott, Norwalk. Property: 343 Redding Road, Redding. For no consideration paid.

Filed Jan. 30.

Great Anna Realty LLC, Bridgeport. Seller: Tung’s Realty LLC, Bridgeport. Property: 260-262 Summerfield Ave., Bridgeport. For no consideration paid. Filed Feb. 16.

McGrath Realty LLC, Westport.

Seller: Tung’s Realty LLC, Stratford.

Property: 159 Wooster Ave., Stratford.

For no consideration paid. Filed Feb. 16.

Secretary of Housing and Urban Development, Washington, D.C. Seller: U.S. Bank NA, Owensboro, Ky. Property: 220 Woodrow Ave., Bridgeport. For no consideration paid. Filed Feb. 15.

GRSW Stewart Real Estate Trust, Redding. Seller: Andrew B. Wilson and Lee P. Wilson, Redding. Property: 153 Gallows Hill Road, Redding.

Amount: $650,000. Filed Jan. 30.

McGrath Realty LLC, Westport.

Seller: Tung’s Realty LLC, Stratford.

Property: 207 Boston Ave., Stratford.

For no consideration paid. Filed Feb. 16.

House of Monty Sheldrake LLC, Greenwich. Seller: Ho Hong Chen, Greenwich. Property: 2 Sheldrake Road, Greenwich. Amount: $1 million.

Filed Feb. 17.

NextGen Funding LLC, Boca Raton, Fla. Seller: Edwin Mayer Hershey II, Greenwich. Property: 293 Riversville Road, Greenwich. Amount: $1 million.

Filed Feb. 14.

Titanium Properties LLC, Orange.

Seller: Renee Berger, Bridgeport.

Property: 155 Brookside Ave., Bridgeport. Amount: $95,000. Filed Feb. 15.

Triton Properties LLC, Norwalk.

Seller: Robert Solari, Norwalk. Property: 14-16 Victory St., Bridgeport.

Amount: $1. Filed Feb. 15.

Huntington Properties LLC, Monroe. Seller: GRC Construction LLC, Newtown. Property: 112 Huntingtown Road, Map 8331, Newtown. Amount: $300,000. Filed Feb. 13.

Park City Realty LLC, Stratford.

Seller: Secretary of Housing and Urban Development, Hartford. Property: Rennell Court, Bridgeport.

Amount: $116,551. Filed Feb. 15.

United Land & Building Development LLC, Greenwich. Seller: Elliot M. Alchek and Nancy S. Alchek, Greenwich. Property: 45 Binney Lane, Greenwich. For no consideration paid. Filed Feb. 17.

JC Curran LLC, Stratford. Seller: Cornell Barnum LLC, Bridgeport. Property: 1101 Barnum Ave. and 1100 Essex Place, Stratford. Amount: $371,000.

Filed Feb. 14.

Positive Properties LLC, Norwalk. Seller: Susan Desper and Don J. Desper Jr., Norwalk. Property: 12 Anderson Road, Norwalk. Amount: $350,000. Filed Feb. 15.

Vault Investment Property I LLC, Newtown. Seller: Agape Inc., Bridgeport. Property: 388 Brooklawn Ave., Bridgeport. Amount: $350,000. Filed Feb. 15.

Lau Properties LLC, Greenwich.

Seller: Frederick Siebelts and Susan Siebelts, Killingworth. Property: 243 Route 39, New Fairfield. Amount: $10,600. Filed Feb. 15.

R&G Best Properties LLC, Trumbull. Seller: Antonio Salvatore Jr., Norwalk. Property: 3699 Broadbridge Ave., Unit 123, Stratford. Amount: $64,000. Filed Feb. 14.

RESIDENTIAL

Leland Properties LLC, Weston.

Seller: Spaz Property LLC, Bridgeport.

Property: 177 Virginia Ave., Unit 282, Bridgeport. Amount: $62,500. Filed Feb. 13.

Red Rock Realty LLC, Stratford.

Seller: Ming’s Realty LLC, Stratford.

Property: 71 McGrath Court, Stratford.

For no consideration paid. Filed Feb. 14.

Mandy Realty LLC, Bridgeport.

Seller: Tung’s Realty LLC, Bridgeport.

Property: 324-326 Lenox Ave., Bridgeport. For no consideration paid. Filed Feb. 16.

Red Rock Realty LLC, Stratford.

Seller: Ming’s Realty LLC, Stratford.

Property: 233 Larkin Court, Stratford.

For no consideration paid. Filed Feb. 14.

Mandy Realty LLC, Bridgeport.

Seller: Tung’s Realty LLC, Bridgeport.

Property: 347-351 Spring St., Bridgeport. For no consideration paid. Filed Feb. 16.

Red Rock Realty LLC, Stratford.

Seller: Ming’s Realty LLC, Stratford.

Property: 36 Larkin Court, Stratford.

For no consideration paid. Filed Feb. 14.

Mandy Realty LLC, Bridgeport.

Seller: Tung’s Realty LLC, Bridgeport.

Property: 340-342 Mountain Grove St., Bridgeport. For no consideration paid. Filed Feb. 16.

Red Rock Realty LLC, Stratford.

Seller: Ming’s Realty LLC, Stratford.

Property: 68 Priscilla Lane, Stratford.

For no consideration paid. Filed Feb. 14.

Mandy Realty LLC, Bridgeport.

Seller: Tung’s Realty LLC, Bridgeport. Property: 976-978 Howard Ave., Bridgeport. For no consideration paid. Filed Feb. 16.

Rich Property LLC, Bridgeport.

Seller: Ming’s Realty LLC, Bridgeport.

Property: 1703-1705 Boston Ave., Bridgeport. For no consideration paid. Filed Feb. 13.

Max Makina LLC, Stamford. Seller: Burak Alici and Maria Teresa Marin Y Kall, Stamford. Property: Unit C of William Street Condominium, Stamford. For no consideration paid. Filed Feb. 15.

Rich Property LLC, Bridgeport.

Seller: Ming’s Realty LLC, Bridgeport.

Property: 297 East Ave., Bridgeport.

For no consideration paid. Filed Feb. 13.

Adalja, Deep and Amit Bhagat, Norwalk. Seller: David Seligman and Victoria L. Seligman, Driftwood, Texas. Property: Lot 6, Map 3286, Norwalk. Amount: $500,000. Filed Feb. 15.

Albro, Karen L., Fairfield. Seller: Barbara J. Duberstein, Greenwich. Property: 10 Bonney Terrace, Unit 2, Fairfield. Amount: $550,000. Filed Feb. 13.

Allegaert, Theodore, Miami, Fla. Seller: Howard Berger and Linda H. Berger, Sherman. Property: 27 Holiday Point Road, Sherman. Amount: $615,000. Filed Dec. 7.

Alves, Robyn C., Danbury. Seller: Mildred L. Wicks, Danbury. Property: 7 W. Redding Road, Danbury.

Amount: $87,500. Filed Feb. 14.

Ambrose, Peter, Fairfield. Seller: Charles P. McGoldrick III, Fairfield.

Property: 23 Plum St., Fairfield.

Amount: $137,500. Filed Feb. 17.

Babineau, Rachel M. and Michael V. Croce, Stratford. Seller: The Kalcar Corp., Stratford. Property: Lot 24, Map 1124, Stratford. Amount: $305,000.

Filed Feb. 16.

Bannon, Diana M. and Kenneth R. Bannon, New Fairfield. Seller: Robert DeLuca and Rosemary DeLuca, New Fairfield. Property: 4 Candlewood Road, New Fairfield. Amount: $302,500. Filed Feb. 15.

Barno, Mary Beth and Terrance J. Barno, Duluth, Ga. Seller: Todd A. Campo and Cara M. Campo, Fairfield. Property: 309 Rowland Road, Fairfield. Amount: $1.3 million. Filed Feb. 16.

Baxter, Laura A., Sherman. Seller: Brooke D. Baxter and Brooke T. Baxter, Sherman. Property: 168 Route 39 North, Sherman. Amount: $150,000.

Filed Nov. 29.

Baxter, Laura A., Sherman. Seller: Brooke T. Baxter, Sherman. Property: 168 Route 39 North, Sherman.

Amount: $37,500. Filed Nov. 29.

Baxter, Laura A., Sherman. Seller: Mark G. Baxter, Colchester. Property: 168 Route 39 North, Sherman.

Amount: $37,500. Filed Nov. 29.

Baxter, Laura A., Sherman. Seller: Cynthia G. Baxter, East Boston, Mass.

Property: 168 Route 39 North, Sherman. Amount: $37,500. Filed Nov. 29.

Bennett, Meryl, Danbury. Seller: Christine M. Alba, Danbury. Property: 10 South St., Unit 70, Danbury.

Amount: $192,000. Filed Feb. 14.

Bogaziotis, Marinella and Thomas Blodgett Jr., New York, N.Y. Seller: Clement J. Wood, Powell Butte, Ore. Property: 184 Green Pond Road, Sherman. Amount: $250,000. Filed Nov. 29.

Bonilla, Julio and Heidi Bonilla, Redding. Seller: James J. Cahill Jr. and Donna M. Cahill, Redding. Property: 3 Kimberly Drive, Redding. Amount: $765,000. Filed Feb. 13.

Briggs, Brandi and David I. Briggs, Westport. Seller: CCO Habits High Point LLC, Norwalk. Property: 37 High Point Road, Westport. Amount: $3 million. Filed Feb. 16.

Brunfeld-Perfido, Kristi and Alexander P. Perfido, Wilton. Seller: Vincent F. Dion Jr., Newtown. Property: 190 Black Rock Ave., Bridgeport.

Amount: $146,000. Filed Feb. 14.

Bruno, Kristin, Mount Kisco, N.Y. Seller: Wendy A. Bass, Fairfield. Property: 59 Craig Court, Fairfield. For an unknown amount paid. Filed Feb. 16.

Bryne, Gavin, Stamford. Seller: Michele Mazzola and William Mazzola, Norwalk. Property: 61 Riverside Ave., Unit 2, Norwalk. Amount: $259,000.

Filed Feb. 17.

Canora, James, Stamford. Seller: Enrico Imbrogno Jr. and Dawn Imbrogno, Stamford. Property: Lot 1, Haviland Road, Stamford. Amount: $2.2 million. Filed Feb. 17.

Carello, Jennifer A., Redding. Seller: Wells Fargo Bank NA, Frederick, Md. Property: Lot 1, Map 1890, Sherman.

Amount: $282,000. Filed Nov. 8.

Chen, Fang and Don Hui Jiang, Brooklyn, N.Y. Seller: Elaine Fils, St. Louis Fils and Marie Fils, Stamford.

Property: 46 Schofield Ave., Stamford.

Amount: $490,000. Filed Feb. 15.

Clark, Jennifer L., Newtown. Seller: FEC Enterprises LLC, Farmington.

Property: 12 Crestwood Drive, Newtown. Amount: $215,000. Filed Feb. 17.

Clarke, Leslie L. Smith and Richard H. Clarke, Westport. Seller: Helen Clark Thiemann, Westport.

Property: 161 Riverside Ave., Westport.

Amount: $1.2 million. Filed Feb. 15.

DaCosta, Lindsay and Gregory A. DaCosta, Brookfield. Seller: Jaclyn O’Connell, Sherman. Property: 2 Oriole Drive, Sherman. Amount: $290,000. Filed Nov. 2.

DeFranco, Eva M. and John J. Bonansinga, Sherman. Seller: Theodore E. Dietter and Colleen K. Dietter, Sherman. Property: 9 Cedar Heights, Sherman. Amount: $427,000. Filed Jan. 17.

Demery, Paula M. and Raymond Demery, Stratford. Seller: Patti-Jean Krebbs Jelliffe, Stratford. Property: 30 Eureka Ave., Stratford. For no consideration paid. Filed Feb. 16.

Dhaliwal, Jarnail S. and Surbjit K. Dhaliwal, Danbury. Seller: Ryan M. Yeager and Shauna Ann Yeager, Redding. Property: 38 Padanaram Ave., Unit C-32, Danbury. Amount: $133,000. Filed Feb. 14.

Dierna, Kaitlin and Marcus Dierna, Fairfield. Seller: Bank of America NA, Austin, Texas. Property: 90 Cider Mill Lane, Fairfield. Amount: $580,000. Filed Feb. 14.

Dobrowski, Gwendolyn W., Fairfield. Seller: Mona L. Breiner and Mark A. Breiner, Fairfield. Property: 85 Meadowcrest Drive, Fairfield.

Amount: $865,000. Filed Feb. 14.

Donner, Brigitte I. and William E. Donner, Sherman. Seller: David N. Hopkins and Janet W. Hopkins, Sherman. Property: 4 Woods Road, Sherman. Amount: $625,000. Filed Nov. 15.

Duffy, Ann and Timothy Duffy, Stamford. Seller: Yashaswin V. Treasurer and Urvee Y. Treasurer, Stamford. Property: Lot 3, Map 8425, Stamford. Amount: $656,000. Filed Feb. 14.

Ebermayer, Sarah Elizabeth and Christian Ebermayer, Southport.

Seller: DRAC LLC, Darien. Property: 23 Goodsell Hill Road, Redding. Amount: $665,000. Filed Feb. 1.

Edmonds, Lisa and Laura Allred, Sherman. Seller: Ian C. Jackson and Jennifer M. Jackson, Sherman. Property: Lot 6, Map 594, Sherman. Amount: $459,000. Filed Nov. 8.

Estrada, Minoshka and Angelo A. Ordonez, White Plains, N.Y. Seller: Dennis Zancan Jr., Danbury. Property: 155 Clapboard Ridge Road, Danbury.

Amount: $369,000. Filed Feb. 16.

Evans, Erica, Darien. Seller: William Schultz and Sherry Schultz, Redding.

Property: 50 Sport Hill Road, Redding.

Amount: $640,000. Filed Feb. 13.

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of March 13, 2017 29

FACTS

&

Fattibene, Melissa and Dean Fattibene, Newtown. Seller: Kerry H. Jackson and Jennifer E. Jackson, Danbury. Property: 101 South Street Condominium, Unit 4, Danbury. Amount: $98,000. Filed Feb. 14.

Gonya, Gail L. and Robert C. Gonya, Norwalk. Seller: Regina Frate and Louise Giardina, Easton. Property: 12 Harbour View Place, Unit 24, Stratford. Amount: $432,500. Filed Feb. 14.

Heafy, Lauren and Juan Carlos Tapia, Bronx, N.Y. Seller: Vincent D. DiZenzo and Jessica M. DiZenzo, Stratford. Property: 55 Fox Hill Road, Stratford. Amount: $289,000. Filed Feb. 14.

Fazzolari, Colleen and Michael Fazzolari, Greenwich. Seller: Timothy M. Barney and Marguerite H. Barney, Fairfield. Property: 80 Fulling Mill Lane, Fairfield. Amount: $930,000. Filed Feb. 16.

Goodson, Terry D., Greenwich.

Seller: Kathryn Clare O’Connell, Greenwich. Property: Lot 2, Map 3673, Greenwich. Amount: $1.6 million. Filed Feb. 17.

Hicks, Elizabeth and Robert A. Hicks, Norwalk. Seller: Joanne Caroline Brown, Darien. Property: Pine Point Road, Unit 37, Norwalk. Amount: $95,000. Filed Feb. 17.

Gou, Hua and Min Ge, Greenwich.

Seller: David A. Perlman and Catherine G. Hopper, Greenwich. Property: 47 Mimosa Drive, Greenwich. For an unknown amount paid. Filed Feb. 13.

Hicks, Thomas, New Fairfield. Seller: Michael J. Lewis, New Fairfield. Property: 2 Bigelow Road, New Fairfield.

Amount: $400,000. Filed Feb. 14.

Fedorchenko, Serhiy, Stamford.

Seller: Secretary of Housing and Urban Development, Hartford. Property: 33 B. Nob Hill Circle, Unit 91, Bridgeport. Amount: $45,000. Filed Feb. 15.

Forma, Donna S. and Thomas D. Forma, Canton. Seller: Thomas A. Eckert and Elizabeth J. Eckert, Fairfield. Property: 963 Hulls Highway, Fairfield. Amount: $950,000. Filed Feb. 14.

Fox, Christina and Rodman K. Tilt III, Greenwich. Seller: Jorge Pepa and Mercedes Figueras, Greenwich. Property: Lots 1 and 2, Map 5728, Greenwich. Amount: $1.4 million. Filed Feb. 16.

Frederick, Tyrene and John Mack, Westport. Seller: 142 Compo Road North Properties LLC, Westport.

Property: 142 Compo Road North, Westport. Amount: $1.7 million. Filed Feb. 13.

Freyre, Nancy Longworth and Eneas N. Freyre, Redding. Seller: GRSW Stewart Real Estate Trust, Redding.

Property: 153 Gallows Hill Road, Redding. Amount: $650,000. Filed Jan. 30.

Froelich II, Louis C., Norwalk. Seller: Robert L. Sasson, Norwalk. Property: 15 Perry Ave., Unit C-5, Norwalk.

Amount: $320,000. Filed Feb. 13.

Funck, Keara Anne, Greenwich.

Seller: Tracey Arne Brown and Pamela M. Brown, Asheville, N.C. Property: 68 Sinawoy Road, Greenwich.

Amount: $590,000. Filed Feb. 14.

Gallart, Gloria and Gil Manuel, Stamford. Seller: Maria Laura Lategui, Stamford.

Property: 93 Rock Spring Road, Stamford. Amount: $370,000. Filed Feb. 14.

Gouvea, Marci, Bridgeport. Seller: Nancy T. Miller, Shelton. Property: 69 Goldenrod Ave., Bridgeport. Amount: $145,000. Filed Feb. 16.

Granados, Alejandra Calvo, Bridgeport. Seller: Rolando De La Hoz, Bridgeport. Property: 760-762 Artic St., Bridgeport. Amount: $130,000.

Filed Feb. 13.

Green, Douglas and Andrew Green, Westport. Seller: Paul R. Green and Eleanor Craig Green, Westport. Property: 15 Old Mill Road, Westport. For no consideration paid.

Filed Feb. 16.

Green, Eleanor Craig and Paul R. Green, Westport. Seller: Paul R. Green and Eleanor Craig Green, Westport. Property: 15 Old Mill Road, Westport. For no consideration paid.

Filed Feb. 16.

Green, Eleanor Craig, Westport.

Seller: Paul R. Green and Eleanor Craig Green, Westport. Property: 15 Old Mill Road, Westport. For an unknown amount paid. Filed Feb. 16.

Green, Michelle M. and John M. Green, Westport. Seller: Paul R. Green and Eleanor Craig Green, Westport. Property: 15 Old Mill Road, Westport. For no consideration paid.

Filed Feb. 16.

Gutkowski, Renata and Marek Gutkowski, Weston. Seller: Dominick Mangano, Stamford. Property: Unit B in Ludlow Gardens Condominium, Stamford. Amount: $170,000.

Filed Feb. 16.

Hunt, Lauren E., Milford. Seller: Kristofer S. Grize, Sherman. Property: 1 Rose Lane, Sherman. Amount: $265,900. Filed Dec. 8.

Iadanza, Cosmo, Stamford. Seller: Irina Betser, Stamford. Property: Lot 3, Map 13726, Stamford. Amount: $378,000. Filed Feb. 16.

Iadarola, Sara, Danbury. Seller: David DiCruscenzo, Danbury. Property: 97 Park Ave., Unit 20, Danbury.

Amount: $122,500. Filed Feb. 14.

Jaboin, Nazrana and Cedric Jaboin, Elmhurst, N.Y. Seller: Daniel Logo-Berg and Patricia Fernandes DaSilva, New York, N.Y. Property: 124 Route 39 North, Sherman. Amount: $290,000. Filed Nov. 29.

Jahangir, Mohammed, Stamford.

Seller: Quayside Properties LLC, Stamford. Property: 95 Warren St., Stamford. Amount: $405,000. Filed Feb. 17.

FIGURES Kraja, Kujtim and Emira Kraja, Stratford. Seller: V. Mortgage REO 2 LLC, Greenville, S.C. Property: 259 Reeds Lane, Stratford. Amount: $166,500. Filed Feb. 16.

Lopez, Saira Y., Stamford. Seller: Thomas M. Tarantino, Stamford.

Property: 13 W. Washington Ave., Unit 17, Stamford. Amount: $115,000. Filed Feb. 16.

Miranda, Mayara D., Danbury.

Seller: John H. Van Lenten and Marian Van Lenten, Danbury. Property: 32 Westview Drive, Danbury. Amount: $215,000. Filed Feb. 14.

Krebbs-Jelliffe, Patti-Jean, Stratford. Seller: Rachael C. Kiernan, Stratford. Property: 483B. Commanche Lane, Stratford. Amount: $226,500.

Filed Feb. 14.

Malerba, Kimberly B. and Benjamin P. Malerba III, Bellmore, N.Y. Seller: Alice M. Roper, Sherman. Property: 15 Cedar Point Drive, Sherman.

Amount: $360,000. Filed Dec. 8.

Mirfendereski, Shadbanou, Stamford. Seller: U.S. Bank NA, Salt Lake City, Utah. Property: 84 Richmond Hill Ave., Stamford. Amount: $170,000. Filed Feb. 14.

Krygin, Tatyana V. and Andrei V. Krygin, Stamford. Seller: Deborah A. Elam, Stamford. Property: Lot 4, Map 10850, Stamford. Amount: $630,000.

Filed Feb. 13.

Mallozzi, Anthony, Norwalk. Seller: Caroline Elizabeth Perkins, Norwalk.

Property: 112 Dry Hill Road, Norwalk.

Amount: $157,500. Filed Feb. 14.

Moise, Valerie, Bridgeport. Seller: Danielle V. Balerio, Bridgeport. Property: 62 Herkimer St., Bridgeport.

Amount: $219,000. Filed Feb. 13.

Marchis, Lavinia L., Stamford. Seller: Pavan M. Vaswani and Deepshika Vasawni, West Haven. Property: Unit 511 in Eastside Commons, Stamford.

Amount: $429,500. Filed Feb. 14.

Monzon-Sandoval, Ingrid X. and Marvin David Monzon-Sandoval, Stamford. Seller: Russell Davis and Gene Kevin Davis, Stamford. Property: 1 Hartford Ave., Stamford. Amount: $488,000. Filed Feb. 14.

Kun, Eunice Yu Lee Fong Sheung, Hong Kong. Seller: Charles Davidson, Greenwich. Property: 17 Hemlock Road, Greenwich. Amount: $5.5 million. Filed Feb. 17.

Kvirkvelia, Mzia, Stamford. Seller: 71 Fountain Terrace Condominium Association Inc., Stamford. Property: 71 Strawberry Hill Ave., Unit 611, Stamford. Amount: $160,000. Filed Feb. 17.

LaRocca, Pamela, Westport. Seller: Kenneth H. Shubin Stein, Westport.

Property: Lot 58, Map 8998, Westport.

Amount: $1.8 million. Filed Feb. 15.

Lash, Danielle and Jeffrey Lash, Naples, Fla. Seller: Victoria Schneider, Sherman. Property: 10 Orchard Beach Road, Sherman. Amount: $1.1 million.

Filed Feb. 10.

Lenten, Marian Van and John H. Van Lenten, Danbury. Seller: Michael L. Ablondi, Newtown. Property: 32 Westview Drive, Newtown. Amount: $525,000. Filed Feb. 17.

Juretic-Bloom, Kim M. and Matthew Leon Bloom, Stamford. Seller: Stephen Moroney and Melissa Moroney, Stamford. Property: 212 Sun Dance Road, Stamford. Amount: $590,000.

Filed Feb. 15.

Lewis, Wayne A., Stratford. Seller: Benchmark Municipal Tax Services Ltd., Bridgeport. Property: 169 Sheridan St., Bridgeport. Amount: $18,000.

Filed Feb. 15.

Kane, Regina E. and Robert M. Kane, New Fairfield. Seller: Gery Mead, Edgartown, Mass. Property: Parcel A, Map 3584, New Fairfield. For no consideration paid. Filed Feb. 1.

Liang, Wei, Flushing, N.Y. Seller: Johnny Ambrosi and Betzabe Flores, Danbury. Property: 134-136 Deer Hill Ave., Danbury. Amount: $75,000.

Filed Feb. 14.

Keller, Kulliki and James A. Keller, Brooklyn, N.Y. Seller: Claire Orban, Sherman. Property: 13 Candlewood Lake Drive, Sherman. Amount: $290,000. Filed Dec. 3.

Lindsay, Valerie D., Freeport, N.Y. Seller: Claudio Torres, Bridgeport.

Property: 721 Platt St., Bridgeport.

Amount: $200,000. Filed Feb. 16.

Garrett, Emily and Gregory Garrett Jr., Greenwich. Seller: Spencer Lampert, Greenwich. Property: 31 Meadowcroft Lane, Greenwich.

Amount: $4 million. Filed Feb. 14.

Gutkowski, Renata and Marek Gutkowski, Weston. Seller: Wendy Mangano, Stamford. Property: Unit A in Ludlow Gardens Condominium, Stamford. Amount: $150,000. Filed Feb. 16.

Giannios, Dana R. and Christopher A. Giannios, Yorktown Heights, N.Y. Seller: The Bank of New York Mellon, trustee, Chandler, Ariz.

Property: Pondville District, New Fairfield. Amount: $231,480. Filed Jan. 25.

Haimes, Jane T. and Barry G. Haimes, Greenwich. Seller: Robert Fujitani, Greenwich. Property: 206 Shore Road, Greenwich. Amount: $4.3 million. Filed Feb. 14.

Kern, Ethel A. and Ronald W. Kern, New Fairfield. Seller: Ronald W. Kern and Ethel A. Kern, New Fairfield. Property: 6 Shore Drive, New Fairfield. For no consideration paid.

Filed Feb. 10.

Gluckstern, Lewis, Trumbull. Seller: Elisabeth Thompson and Marcia M. Gargano, Westport. Property: 301 Post Road East, Unit B-20, Westport.

Amount: $429,000. Filed Feb. 17.

Hall, Emily, Stamford. Seller: Ellsworth D. Jones and Cheryl A. Jones, Redding. Property: 331 Black Rock Turnpike, Redding. Amount: $360,000. Filed Jan. 31.

Kleis, Mary, Danbury. Seller: Carlos A. Tirado and Christine Tirado, Danbury. Property: 16 Olympic Drive, Danbury. Amount: $235,000. Filed Feb. 16.

Kenler, Andrew S., Trumbull. Seller: The Michaud Group LLC, Shelton.

Property: 235 Northwood Road, Fairfield. Amount: $939,000. Filed Feb. 13.

30 Week of March 13, 2017 • FAIRFIELD COUNTY BUSINESS JOURNAL

Mattison, Jaclyn O’Connell, Sherman. Seller: Bradford P. Craighead, South Salem, N.Y. Property: 31 Route 37 East, Sherman. For an unknown amount paid. Filed Nov. 9.

Mosley, Wendy, New Rochelle, N.Y. Seller: Patricia F. Small, Newtown.

Property: 14 Lyrical Lane, Newtown.

Amount: $204,970. Filed Feb. 13.

McCutcheon Sr., Michael Kevin, Stratford. Seller: Donna C. Mendizabal, Stratford. Property: 404 Whippoorwill Lane, Stratford. Amount: $410,000. Filed Feb. 14.

Newman, Ashli and Joseph Newman, Plant City, Fla. Seller: Jeanette Manfredonia, Newtown. Property: 16 Yogananda St., Newtown. Amount: $515,000. Filed Feb. 17.

McKenzie, Njeri, Yonkers, N.Y. Seller: Connecticut Property Network LLC, Stamford. Property: 28 Nolan St., Norwalk. Amount: $345,000. Filed Feb. 17.

Norris, Elizabeth F. and Thomas H. Norris, Norwalk. Seller: Walter J. Frank III and Deborah A. Frank, Redding. Property: Tarlov Street, Norwalk. Amount: $360,000. Filed Feb. 16.

McKinnon, Hannah R., Sherman.

Seller: Hans-Peter Eimannsberger, New York, N.Y. Property: 44 Spring Lane, Sherman. Amount: $130,000.

Filed Nov. 4.

McWillis, Alexandra, Corona, N.Y. Seller: Geidimilson B. Goncalves, Fairfield. Property: 470 Sherwood Place, Stratford. Amount: $257,000. Filed Feb. 15.

Mead, Gary, Edgartown, Mass. Seller: Richard M. Kane and Regina E. Kane, New Fairfield. Property: Parcel B, Map 3584, New Fairfield. For no consideration paid. Filed Feb. 1.

Merlino, Brittney R. and Brian J. Goodreau, Stamford. Seller: Patricia Stoili and Thomas Otto Stroili, Stamford. Property: 33 Pamlynn Road, Stamford. Amount: $435,000. Filed Feb. 17.

Liu, Lei, Forest Hills, N.Y. Seller: Anthony O. Fernandes and Carmelina Fernandes, Danbury. Property: 117 Park Ave., Danbury. Amount: $430,000. Filed Feb. 14.

Mill, Scott T., Sherman. Seller: PNC Bank NA, Pittsburgh, Pa. Property: 24 Wagon Wheel Road, Sherman.

Amount: $44,000. Filed Dec. 9.

Lobo, Michael, Bridgeport. Seller: Federal National Mortgage Association, Dallas, Texas. Property: 25 Everett St., Bridgeport. Amount: $130,000.

Filed Feb. 14.

Miller, Elizabeth C. and Michael M. Miller, New York, N.Y. Seller: Misurca LLC, Monroe, N.J. Property: 47 Bogus Hill Road, New Fairfield. Amount: $775,000. Filed Jan. 25.

Lombardi, Kenneth Chaves and Christian Chaves Lombardi, Shelton. Seller: U.S. Bank NA, Owensboro, Ky. Property: 85 Oakleaf St., Bridgeport. Amount: $85,444. Filed Feb. 13.

Miller, Justin, Danbury. Seller: Norbert D. Setzler III and Nancy Setzler, New Fairfield. Property: 1 Shore Drive, New Fairfield. Amount: $425,000.

Filed Jan. 31.

Oliviero, Carl, Danbury. Seller: Brian Scala and Terry Scala, Danbury.

Property: Lot 28, Map 1997, Danbury.

Amount: $284,900. Filed Feb. 15.

Ortiz, Patricia R. and Daniel R. Ortiz, Brookfield. Seller: The Secretary of Housing and Urban Development, Washington, D.C. Property: 39 Division St., Danbury. Amount: $325,051.

Filed Feb. 14.

Pamint, Florentina and Dumitru Pamint, Stamford. Seller: LNV Corp., Plano, Texas. Property: 116 Fourth St., Stamford. Amount: $474,900. Filed Feb. 17.

Penna, Melinda A. and David A. Penna, New Fairfield. Seller: Kristine B. Tino, Sherman. Property: 24 Brinsmade Lane, Sherman. Amount: $383,000. Filed Dec. 13.

Petrova, Rossina K., Livingston, N.J. Seller: Carl Stitzer and Rita Stitzer, Westport. Property: Lot 33, Map 3556, Westport. Amount: $817,000. Filed Feb. 15.

Poplawska, Anna, Norwalk.

Seller: Daniel J. Campenelli Jr., Norwalk. Property: Unit 1C of Wolfpit Condominium 1, Norwalk. Amount: $125,000. Filed Feb. 17.

Rabinowitz, Michelle Lee and Justin Rabinowitz, New York, N.Y. Seller: Steven L. Dymant and Lisa B. Dymant, Westport. Property: 11 Woodhill Road, Westport. Amount: $1.9 million.

Filed Feb. 13.

DiVERSiTY I N

B U S I N E S S

40 Remarkable Champions – and THE FINAL FIVE NO

R

M MI OST MA LLEN PR O’ R NI OM CO IE AL ISIN N G

V

ME ISION MO R AR UR RY Y OU ZI S

ER S

JE TAND RU NN AR OF IF D-B F ER EAR

EL Y L

M CO OST LIN NSC SO FA D IOU CIA RR SA S LLY

O EN UTS R TR TA AL EYN EPRENDIN AB O NE G RE LD UR

On April 4 you can meet and mix with them at the inaugural Celebrating Diversity Awards and Marketplace

After more than 40,000 votes tallied, THE FINAL FIVE in the categories of: Most Promising Millennial, Most Socially Conscious, Outstanding Entrepreneur, Standard-Bearer and Visionary will be announced in the March 13 issue of the Business Journals.

KEYNOTE SPEAKER

Sheryl Battles Vice President Communications and Diversity Strategy

Pitney Bowes

PRESENTED BY

SPONSORS

MARKETPLACE & AWARDS PROGRAM

Tuesday, April 4 | 1133 Westchester Ave., White Plains Marketplace begins 5 p.m. | Award Program begins 6:30 Marketplace tables are $400. Reservations to attend the marketplace and awards program are $20.

For tables or reservations go to westfaironline.com/celebrating-diversity/

DIVERSITY ADVOCATES

WESTCHESTER & FAIRFIELD COUNTY

BUSINESS JOURNALS

For more information on the program and sponsorship opportunities, please call Barbara Stewart Hanlon at 914-358-0766 FAIRFIELD COUNTY BUSINESS JOURNAL • Week of March 13, 2017 31

FACTS Rajotte, Michelle T., Danbury. Seller: 9 Good Hill Road LLC, New Fairfield. Property: 148 Shorewoods Road, New Fairfield. Amount: $336,000.

Filed Feb. 14.

Stanev, Petroslav, Bridgeport.

Seller: Mortgage Equity Conversion Asset Trust, Boston, Mass. Property: 530 Platt St., Bridgeport. Amount: $100,800. Filed Feb. 14.

Riberio, Gilson S., Bridgeport.

Seller: Daryell E. Tucker, Bridgeport.

Property: 106 Harlem Ave., Bridgeport. Amount: $135,000. Filed Feb. 13.

Stefek, Loretta, Bridgeport. Seller: Castlegate Corp., Wolcott. Property: 141 Scribner Ave., Norwalk. Amount: $395,500. Filed Feb. 16.

Richards, Julia, Bridgeport. Seller: Joseph M. Tatroe Jr., James Tatroe, Robert Tatroe and Joann Bagley, Milford. Property: 7 and 25 Down St., Bridgeport. Amount: $209,000. Filed Feb. 14.

Rodriguez, Ruby R., Danbury.

Seller: W&J Realty Corp., Danbury. Property: 364 Main St., Danbury. Amount: $115,000. Filed Feb. 16.

Rossi, Flavia Allamprese Manes and Louie Gabriel Perkins, Stamford. Seller: Robert B. Harmon and Marilyn S. Harmon, Greenwich. Property: 2 Boxwood Lane, Greenwich.

Amount: $1.5 million. Filed Feb. 14.

Sabbagh, Kathy L., Jehad Sabbagh and Kurt J. Sabbagh, Danbury. Seller: Sarah MacPhail Imarata, Danbury.

Property: 14 Maplewood Drive, Danbury. Amount: $375,000. Filed Feb. 14.

Salefski, Kathryn Duffy Koshak and Peter Robert Salefski, Jamaica Plain, Mass. Seller: Michael S. Fulton and Elizabeth B. Fulton, Fairfield.

Property: 512 Rowland Road, Fairfield.

Amount: $1.6 million. Filed Feb. 13.

Sarnelle, Anthony J., Stamford.

Seller: Mandel Properties LLC, Stratford. Property: Lots 39-40 Floral Park, Stratford. Amount: $255,000. Filed Feb. 15.

Schenk, Dawn A. and Brian J. Schenk, New York, N.Y. Seller: Erica A. Breisler, Norwalk. Property: 7 Pershing St., Norwalk. Amount: $400,000.

Filed Feb. 17.

Setzler, Nancy and Norbert Setzler, New Fairfield. Seller: Christopher Byrne, Timothy Byrne, Eileen McCaffrey and Alan J. Braverman, Sherman.

Property: 13 Candlewood Lake Drive, Sherman. Amount: $225,000. Filed Jan. 31.

Seyal, Robina, Fairfield. Seller: Syed M. Hashmi, Stratford. Property: 139 Mona Terrace, Fairfield. Amount: $275,000. Filed Feb. 15.

Storms, Jennifer, Greenwich. Seller: Cardile Family Realty LLC, Greenwich. Property: 10 Ridge St., Unit South, Greenwich. Amount: $1.9 million. Filed Feb. 13.

Stunkard, Ashley and Jaron Stunkard, Pawling, N.Y. Seller: John J. Caruso Jr. and Colleen Caruso, New Fairfield. Property: 10 Amber Drive, New Fairfield. Amount: $686,000.

Filed Feb. 15.

Sutton, Stanford Guy, Greenwich.

Seller: Stephen C. Sutton, Evergreen, Colo. Property: 519 E. Putnam Ave., Greenwich. For no consideration paid. Filed Feb. 16.

Sutton, Stephen C., Morrison, Colo. Property: Stanford Guy Sutton, Greenwich. Property: 517 E. Putnam Ave., Greenwich. For no consideration paid. Filed Feb. 16.

Traboulsi, Yasmina Mandaric and Alfred Traboulsi, Greenwich.

Seller: James G. Webb and Elizabeth Ann Webb, Palm Beach Gardens, Fla. Property: Andrews Road, Greenwich.

Amount: $5.7 million. Filed Feb. 13.

Tseden, Sukhsuren, Fairfield. Seller: Primestar Fund I TRS Inc., Odessa, Fla. Property: Unit 5B of Embassy Towers Condominium, Bridgeport. For an unknown amount paid. Filed Feb. 13.

Varela, Carlos, Danbury. Seller: James E. Cino, Danbury. Property: 157 Shelter Rock Road, Unit A-10, Danbury. Amount: $161,195. Filed Feb. 14.

Velandia, Alejandra Perez and Carloa Martinez, Norwalk. Seller: John D. Kelley, Norwalk. Property: 20 Cobblers Lane, Norwalk. Amount: $320,000. Filed Feb. 17.

Vento, Tyler Moss Del and Maximiliano Del Vento, Greenwich.

Seller: Gail McGovern Cammisa, New York, N.Y. Property: Park Avenue, Greenwich. Amount: $2.4 million.

Filed Feb. 16.

Verrillo, Virginia, Bridgeport. Seller: Sound Homes LLC, Wallingford.

Property: Unit 645A of Oronoque Village Condominium 25, Stratford.

Amount: $289,000. Filed Feb. 14.

FIGURES Wilson, David St. Clair, Bayside, N.Y. Seller: Linden Higgins, Stratford.

Property: 60 Boston Terrace, Bridgeport. Amount: $169,900. Filed Feb. 15.

Smith, Maud, et al. Creditor: Nationstar Mortgage LLC, Lewisville, Texas.

Property: 12 Van Buskirk Ave., Stamford. Mortgage default. Filed Feb. 15.

Wilson, Julianne M., Redding.

Seller: Mary E. Lindardos, Redding.

Property: 22 Woodland Drive, Redding. Amount: $305,000. Filed Feb. 6.

JUDGMENTS

Wong, Ann F. and Thomas J. Roche, New York, N.Y. Seller: Hilary E. Cooklin, Sherman. Property: 160 Green Pond Road, Sherman. Amount: $425,000. Filed Jan. 25.

Yang, Shu and Daniel P. Cunningham, Stamford. Seller: Michael R. Vosler, Stamford. Property: 17 Dale St., Unit 3, Stamford. Amount: $255,000.

Filed Feb. 15.

Yuqui, Miguel Guaman, Danbury.

Seller: Ronald S. Colman and Crystal L. O’Brien-Coleman, Danbury. Property: 73 Davis St., Danbury. Amount: $228,000. Filed Feb. 15.

Zyskowski, Zdzislaw, Stamford.

Seller: U.S. Bank NA, Salt Lake City, Utah. Property: 90 Virgil St., Unit B, Stamford. Amount: $155,000. Filed Feb. 17.

FORECLOSURES

Sylvia, Jaclyn and Canute Foster, New Haven. Seller: Edwin D. Dickerson and Pearl B. Dickerson, Danbury.

Property: 3 Mariana Farm Road, Unit 19, Danbury. Amount: $475,000. Filed Feb. 15.

Vitale, Laura D. and Charles Vitale, Greenwich. Seller: Laura D. Vitale, Greenwich. Property: 505 E. Putnam Ave., Greenwich. For no consideration paid. Filed Feb. 14.

Brown, Andrew C., et al. Creditor: First County Bank, Stamford. Property: 30 Rowan St., Norwalk. Delinquent common charges. Filed Feb. 10.

Tavares, Hector, Kissimmee, Fla. Seller: Carlos Nunez and Rosa Tavares, Danbury. Property: 95 P2 W. Wooster St., Danbury. Amount: $60,000. Filed Feb. 16.

Wakim, Janine A. and Toufic N. Wakim, Greenwich. Seller: Warren D. Starr and Janet Starr, Greenwich. Property: 12 Birdsong Place, Greenwich.

Amount: $2.4 million. Filed Feb. 16.

Di Nardo, Jackie A., et al. Creditor: Freedom Mortgage Corp., Mount Laurel, N.J. Property: 3 Tom Thumb Lane, Danbury. Mortgage default. Filed Feb. 15.

Taylor, Angela and Lawrence Taylor, New Rochelle, N.Y. Seller: David Wray and Paula L. Wray, Danbury.

Property: 5 Marianna Farm Drive, Danbury. Amount: $530,000. Filed Feb. 15.

Waldmann, Raymond E., Sherman. Seller: Raymond G. Waldmann and Eileen M. Waldmann, Fort Myers Beach, Fla. Property: 12 Church Road, Sherman. Amount: $408,000. Filed Nov. 30.

Gorham, Ricky D. Creditor: Webster Bank NA, Waterbury. Property: 1095 Wayne St., Bridgeport. Mortgage default. Filed Feb. 16.

Taylor, Geraldine A. and James M. Taylor, New York, N.Y. Seller: James M. Taylor and Geraldine A. Taylor, New York, N.Y. Property: 3 Hillside Drive, Sherman. For an unknown amount paid. Filed Jan. 4.

Wallian, Megan M. and Kathleen R. Maloney, Oxford. Seller: Margaret A. Bessel, Sherman. Property: 1 Smoke Ridge Drive, Sherman. Amount: $381,500. Filed Nov. 30.

Terrelonge, Shakir, Bridgeport.

Seller: Guillermo E. Bernal, Bridgeport. Property: 137-139 Polk St., Bridgeport. Amount: $219,000. Filed Feb. 13.

Shah, Hiteshi, Brookfield. Seller: Jean E. Amory, North Venice, Fla. Property: Lot 4, Map 3452, Danbury.

Amount: $202,000. Filed Feb. 14.

Thompson-Bellame, Alix, Bridgeport. Seller: Maisee Renee Shomsky, Stratford. Property: 239 and 249 Old Town Road, Bridgeport. Amount: $138,000. Filed Feb. 15.

Singh-Simrat K. and Manjit Rai, Bethel. Seller: Federal National Mortgage Association, Dallas, Texas. Property: 1 Fairfield Ave., Unit A4, Danbury.

Amount: $96,500. Filed Feb. 15.

Thuesen, Carsten Keith, Sherman.

Seller: Wells Fargo Bank NA, Frederick, Md. Property: 48 Long River Road, Sherman. Amount: $69,900. Filed Dec. 10.

Small, Tammi and Peter M. Small, Norwalk. Seller: Robert A. Small, Norwalk. Property: Lot 45, Map 3942, Norwalk. Amount: $300,000. Filed Feb. 17.

&

Weisenthal, Lindsay Michele and Neil Goldberg, Stamford. Seller: Neil Goldberg, Stamford. Property: Lot 20, Map 11484, Stamford. For an unknown amount paid. Filed Feb. 15.

Welkes, Brittany, Milford. Seller: Luis Dejesus, Bridgeport. Property: 345 Burnsford Ave., Bridgeport.

Amount: $215,000. Filed Feb. 15.

Westhoff, Laurie Ann and William W. Westhoff, Garrison, N.Y. Seller: Peter S. Sandler and Adelaide K. Sandler, Sherman. Property: 6 Crest Road, Sherman. Amount: $640,000. Filed Dec. 10.

Wierzbinski, Robert, Flushing, N.Y. Seller: Spaz Property LLC, Bridgeport. Property: 681-685 Madison Ave., Bridgeport. Amount: $130,000. Filed Feb. 16.

32 Week of March 13, 2017 • FAIRFIELD COUNTY BUSINESS JOURNAL

Homestead Investments LLC, et al. Creditor: Benchmark Municipal Tax Services Ltd., Bridgeport. Property: 33-39 Sixth St., Bridgeport. Foreclosure of tax liens. Filed Feb. 16.

Lebron Sr., Robert D., et al. Creditor: Ginsberg & Ginsberg LLC, New Haven. Property: 14 Pine Island, New Fairfield. Mortgage default. Filed Feb. 6.

MTAG Services LLC, et al. Creditor: Benchmark Municipal Tax Services Ltd., Bridgeport. Property: 473-475 Lafayette St., Bridgeport. Foreclosure of tax liens. Filed Feb. 16.

Pitasi, Joseph S., et al. Creditor: U.S. Bank NA, Miamisburg, Ohio. Property: 38 Woods End Road, Stamford.

Mortgage default. Filed Feb. 15.

Servil, Marie C., et al. Creditor: BAC Home Loans Servicing LP, Santa Ana. Calif. Property: 124-126 Livingston Place, Bridgeport. Delinquent common charges. Filed Feb. 13.

Bachmann, Charles P., Redding. $909 in favor of Western Connecticut Medical Group, Danbury, by Flanagan & Peat, Danbury. Property: 162 Redding Road, Redding. Filed Feb. 6.

Brown, Barry, Fairfield. $33,994 in favor of Cach LLC, Denver, Colo., by J.A. Cambece Law Firm PC, Beverly, Mass. Property: 373 Katonah Drive, Fairfield. Filed Feb. 13.

Carlson, Maureen, Stratford. $6,543 in favor of The Southern Connecticut Gas Co., Orange, by Nair & Levin PC, Bloomfield. Property: 121 Jackson Ave., Stratford. Filed Feb. 14.

Cigal, Maya, Redding. $267 in favor of Kaufman Fuel, Bridgeport, by William G. Reveley, Vernon. Property: 2 Marli Lane, Redding. Filed Feb. 6.

Conley, Thomas G., Sherman. $16,984 in favor of Unifund Corp., Cincinnati, Ohio, by Calistro & Airone LLC, Madison. Property: 99 Church Road, Sherman. Filed Dec. 22.

Cyr, Colleen, Danbury. $1,038 in favor of Danbury Hospital, Danbury, by Flanagan & Peat, Danbury. Property: 31 Grandview Drive, Danbury. Filed Feb. 22.

Francois, Rodin, Stamford. $3,589 in favor of Cach LLC, Denver, Colo., by J.A. Cambece Law Firm PC, Beverly, Mass. Property: 35 Vine Road, Stamford. Filed Feb. 14.

Garcia, Luz E., Bridgeport. $10,480 in favor of Cach LLC, Denver, Colo.,

by J.A. Cambece Law Firm PC, Beverly, Mass. Property: 40 Rosedale St., Bridgeport. Filed Feb. 16.

Johnson-Minto, Claudette, Bridgeport. $898 in favor of Bridgeport Radiological Associates LLC, Trumbull,

by Nathanson Cipriano and Gambardella PC, Hamden. Property: 53 Calhoun Ave., Bridgeport. Filed Feb. 13.

Jordan, John W., Sherman. $14,407 in favor of Discover Bank, New Albany, Ohio, by the Law Offices of Howard Lee Schiff PC, East Hartford. Property: 97 Route 39 South, Sherman. Filed Dec. 7.

Kostopoulos, James, Newtown. $2,101 in favor of Cach LLC, Denver, Colo., by J.A. Cambece Law Firm PC, Beverly, Mass. Property: 18 Birch Rise Drive, Newtown. Filed Feb. 13.

Lagana, Stefanie C., Newtown. $2,700 in favor of Cach LLC, Denver, Colo., by J.A. Cambece Law Firm PC, Beverly, Mass. Property: 7 Mountain Laurel Lane, Newtown. Filed Feb. 13.

Manzano, Francisca Eusebia Manzano, Danbury. $7,463 in favor of Danbury Hospital, Danbury, by the Law Office of V. Michael Simko Jr. LLC, Shelton. Property: 14A Abbott Ave., Danbury. Filed Feb. 14.

Medaglia, Anthony J., New Fairfield. $1,618 in favor of Midland Funding LLC, San Diego, Calif., by London & London, Newington. Property: 11 Cloverleaf Drive, New Fairfield. Filed Jan. 30.

Melendez, Juan, Bridgeport. $683 in favor of Kaufman Fuel, Bridgeport, by William G. Reveley & Associates LLC, Vernon. Property: 392 McKinley Ave., Bridgeport. Filed Feb. 13.

Mertz Jr., Paul H., Sherman. $12.3 million in favor of Federal Insurance Co., Great Northern Insurance Co. and Pacific Indemnity Co., by Howd & Ludorf LLC, Hartford. Property: Big Trail Timber Trails, Sherman. Filed Jan. 31.

Millennium Limousine Service LLC, et al., Newtown. $425 in favor of Yellowbrook Inc., King of Prussia, Pa.,

by Thomas L. Kanasky Jr., Bridgeport.

Property: Lot 6, Map 4542, Newtown.

Filed Feb. 17.

Minor, Brian, Bridgeport. $924 in favor of Advanced Radiology Consultants LLC, Trumbull, by Nathanson Cipriano and Gambardella PC, Hamden. Property: 535 Maplewood Ave., Bridgeport. Filed Feb. 13.

Nirschel, Martin, et al., Stamford. $7,558 in favor of Cach LLC, Denver, Colo., by J.A. Cambece Law Firm PC, Beverly, Mass. Property: 215 Fishing Trail, Stamford. Filed Feb. 14.

Ortiz, Johana, Stratford. $438 in favor of Women’s Health of Connecticut, Bridgeport, by Flanagan & Peat, Danbury. Property: 49 Shanley St., Stratford. Filed Feb. 15.

Pierre, Luigi Jean, Bridgeport. $5,488 in favor of Cavalry SPV I LLC, Valhalla, N.Y., by Tobin Melien & Marohn, New Haven. Property: 2345 Fairfield Ave., Bridgeport. Filed Feb. 14.

Pina, Kevin, Bridgeport. $26,344 in favor of State Farm Fire and Casualty Co., Bridgeport, by Donald P. Cianci, Columbia. Property: 1100 Chopsey Hill Road, Bridgeport. Filed Feb. 13.

Pompea, Shirley A., Redding. $3,509 in favor of Danbury Hospital, Danbury, by Flanagan & Peat, Danbury. Property: 32 Dayton Road, Redding. Filed Feb. 6.

Reed, Michael M., Fairfield. $3,522 in favor of Ford Motor Credit Co. LLC, Livonia, Mich., by Nair & Levin PC, Bloomfield. Property: 621 Center St., Fairfield. Filed Feb. 10.

Rivera, Richard, Redding. $6,662 in favor of Indemnity Insurance Company of North America, Danbury,

by Ignal, Napolitano & Shapiro PC, Bridgeport. Property: 33 Old Stagecoach Road, Redding. Filed Feb. 15.

FACTS Rosario, Alejandro, Danbury. $4,847 in favor of Danbury Hospital, Danbury, by Flanagan & Peat, Danbury. Property: 8 First Street Ext., Danbury. Filed Feb. 22.

Schrag, Mary, Danbury. $2,153 in favor of Western Connecticut Imaging, Danbury, by Flanagan & Peat, Danbury. Property: 88 Starrs Plain Road, Danbury. Filed Feb. 22.

Sheaffer, Evelyn D., New Fairfield. $1,728 in favor of Capital One Bank (USA) NA, Richmond, Va., by London & London, Newington. Property: 3 Madison Road, New Fairfield. Filed Jan. 30.

Simeon, Jerry, Bridgeport. $345 in favor of Kaufman Fuel, Bridgeport, by William G. Reveley & Associates LLC, Vernon. Property: 51 Dayton Road, Bridgeport. Filed Feb. 13.

Smith, Latoya, Stratford. $1,082 in favor of Milford Hospital, Milford, by Flanagan & Peat, Danbury. Property: 36 Graham St., Stratford. Filed Feb. 15.

Strempski, Noreen, Danbury. $473 in favor of Danbury Hospital, Danbury, by Flanagan & Peat, Danbury.

Property: 41 Lincoln Ave., Danbury.

Filed Feb. 22.

Triana, Pedro, Norwalk. $13,413 in favor of Amalgamated Bank, New York, N.Y., by Hertzmark, Crean & Lahey LLP, Waterbury. Property: 82 Fillow St., Norwalk. Filed Feb. 14.

Weinbaum, Michele, Stratford. $1,757 in favor of SLM Services Inc.,

by Rosenberg & Press LLC, Stratford.

Property: 95 Plane Tree Road, Stratford. Filed Feb. 15.

Yanarella, Susan G., Sherman. $640 in favor of Norbert E. Mitchell Co. Inc., Danbury, by the Law Office of Philip H. Monagan, Waterbury. Property: 4 Sears Drive, Sherman. Filed Nov. 29.

LEASES Full Circle Farming LLC, by Adam Mantzaris. Landlord: town of Sherman. Property: Happy Acres Farm, Sherman. Term: Five years. Filed Dec. 22.

Greenwich Woods Rehabilitation LLC, by Mordecchai Blass. Landlord: Greenwich Woods Realty LLC, Greenwich. Property: 1165 King St., Greenwich. Term: 30 years, commenced Feb. 1, 2017. Filed Feb. 10.

Yale-New Haven Health Services Corp., by Stephen J. Carbery. Landlord: Merritt 8 Owner LLC. Property: 99 Hawley Lane, Stratford. Term: 10 years, commenced Feb. 8, 2017. Filed Feb. 14.

LIENS

FEDERAL TAX LIENS-FILED Agn, Eleanor A. and Philip E. Cunningham, 515 Old Post Road, Fairfield. $65,069, a tax debt on income earned. Filed Feb. 17.

Brown, Monica Amstrong and T. Brown, 2 Chimney Hill Road, Sherman. $17,656, a tax debt on income earned. Filed Jan. 31.

Chiluisa, Katiria A., 4117 Park Ave., Fairfield. $31,161, a tax debt on income earned. Filed Feb. 14.

Espina, Alvaro, 152 Ludlow St., Stamford. $91,681, a tax debt on income earned. Filed Feb. 13.

Geier, Douglas, 95 Val Drive, Stanford. $39,476, a tax debt on income earned. Filed Feb. 17.

Gentzkow, Margaret C. and John A. Ray, 41 Mayrland St., Fairfield. $54,849, a tax debt on income earned.

Filed Feb. 14.

Griffin, William, 49 Fernwood Drive, Stamford. $122,694, a tax debt on income earned. Filed Feb. 13.

Haesloop, Sue Ann and E. Gordon, 52 Charles St., Greenwich. $342,746, a tax debt on income earned. Filed Feb. 13.

Jeffrey, Martha Z., 45 Sinawoy Road, Greenwich. $30,548, a tax debt on income earned. Filed Feb. 13.

Sisterhenm, Floyd A., 11 Forbell Drive, Norwalk. $11,839, a tax debt on income earned. Filed Feb. 17.

Stark, Amie C. and Steven D. Stark, 191 Brooklawn Terrace, Fairfield. $30,772, a tax debt on income earned.

Filed Feb. 14.

Uva, Vito, 15 Pole Bridge Road, Newtown. $137,694, a tax debt on income earned. Filed Feb. 16.

Vona Jr., Gino, 12 Eden Hill Road, Newtown. $46,042, a tax debt on income earned. Filed Feb. 13.

Westport Music Center LLC, 1460 Post Road East, Westport. $14,255, quarterly payroll taxes. Filed Feb. 16.

FEDERAL TAX LIENS-RELEASED Boe, Christine, 249 Old Kings Highway South, Darien. $15,764, a tax debt on income earned. Filed Feb. 14.

Brodbeck, Barbara P. and Albert B. Brodbeck, 56 Dundee Road, Stamford. $5,604, a tax debt on income earned. Filed Feb. 13.

&

FIGURES Jezierski, Jefim, 88 Noble Ave., Suite 103, Greenwich. $10,384, quarterly payroll taxes. Filed Feb. 13.

MECHANIC’S LIENS-RELEASED

Damon, Jennifer L., 37 Heather Lane, Fairfield. $5,665, failure to collect or pay tax penalty. Filed Feb. 14.

Jezierski, Jefim, 88 Noble Ave., Suite 103, Greenwich. $80,158, payroll taxes and quarterly payroll taxes. Filed Feb. 13.

Damon, Jennifer L., 37 Heather Lane, Fairfield. $35,664, failure to collect or pay tax penalty. Filed Feb. 14.

Jezierski, Jefim, 88 Noble Ave., Suite 103, Greenwich. $566, quarterly payroll taxes. Filed Feb. 13.

Ashford, Samantha L. and Orlando D. Ashford, Greenwich. Released

by A&S Plumbing & Heating LLC, Scarsdale, N.Y., by Steven Angiolillo.

Property: 55 Cutler Road, Greenwich.

Amount: $23,360. Filed Feb. 16.

Damon, Jennifer L., 37 Heather Lane, Fairfield. $10,293, failure to collect or pay tax penalty. Filed Feb. 14.

Jezierski, Jefim, 88 Noble Ave., Suite 103, Greenwich. $2,489, quarterly payroll taxes. Filed Feb. 13.

Damon, Jennifer, 37 Heather Lane, Fairfield. $5,665, failure to collect or pay tax penalty. Filed Feb. 14.

Jezierski, Jefim, 88 Noble Ave., Suite 103, Greenwich. $4,132, quarterly payroll taxes. Filed Feb. 13.

Davis Tree & Logging LLC, 57 North St., Suite 209, Redding. $4,878, U.S. return of partnership income tax and quarterly payroll taxes. Filed Feb. 6.

Jezierski, Jefim, 88 Noble Ave., Suite 103, Greenwich. $3,084, quarterly payroll taxes. Filed Feb. 13.

Cotter, Megan L. and Thomas G. Cotter, 42 Pauline St., Stratford. $23,597, a tax debt on income earned.

Filed Feb. 14.

Duffy, Bernadette, 233 Homeland St., Fairfield. $221,466, a tax debt on income earned. Filed Feb. 14.

Gabriel Tenor Contractor LLC, 133 Picketts Ridge Road, Redding. $8,916, payroll taxes and quarterly payroll taxes. Filed Feb. 6.

Gare, Amy and Marc S. Gare, P.O. Box 2485, Westport. $91,251, a tax debt on income earned. Filed Feb. 13.

Glashow, Jonathan, 32 Mill Pond Road, Sherman. $654,610, a tax debt on income earned. Filed Jan. 10.

Guerrera, Lisa and Robert Guerrera, 8 Allen Court, Norwalk. $59,277, a tax debt on income earned. Filed Feb. 13.

Harrison, Charles H., P.O. Box 247, Sherman. $36,773, civil-proceeding tax. Filed Jan. 31.

Harrison, Kathleen A. and Charles H. Harrison, P.O. Box 247, Sherman. $68,911, a tax debt on income earned.

Filed Jan. 31.

Harrison, Kathleen A. and Charles H. Harrison, P.O. Box 247, Sherman. $89,762, a tax debt on income earned.

Filed Jan. 31.

Houlihan, Laura, 3 Curtis Drive, Sherman. $26,854, a tax debt on income earned. Filed Oct. 12.

Jezierski, Deborah and Jefim Jezierski, 11 Dandy Drive, Greenwich. $30,486, a tax debt on income earned.

Filed Feb. 13.

Jezierski, Deborah and Jefim Jezierski, 11 Dandy Drive, Greenwich. $17,264, a tax debt on income earned.

Filed Feb. 13.

Jezierski, Deborah and Jefim Jezierski, 11 Dandy Drive, Greenwich. $8,124, a tax debt on income earned.

Filed Feb. 13.

Knight, Melanie and Jonathan Glashow, 32 Mill Pond Road, Sherman. $654,610, a tax debt on income earned. Filed Jan. 10.

Mai, Christopher, 30 Fairfield Terrace, Norwalk. $25,335, a tax debt on income earned. Filed Feb. 13.

Maxfield, Rosemary and James Maxfield, 39 Hobson St., Stamford. $53,643, property taxes. Filed Feb. 15.

Shinoda, Karen D., 248 Bedford Road, Greenwich. $11,459, a tax debt on income earned. Filed Feb. 13.

Wiggins, Jason, 7 Big Trail, Sherman. $75,603, civil proceeding tax. Filed Nov. 15.

MECHANIC’S LIENS-FILED 142 Compo Road North Properties LLC, Westport. Filed by Silk Plumbing & Heating Inc., Norwalk, by Joseph Tramuta, Milford. Property: 142 Compo Road North, Westport.

Amount: $9,128. Filed Feb. 13.

25 Fairview Terrace LLC, Greenwich. Released by Ahern Rentals Inc., Henderson, N.Y., by Randy Chalfin.

Property: 25 Fairview Terrace, Greenwich. Amount: $12,178. Filed Feb. 16.

Jones, Lauren E., Greenwich. Released by The Spray Market Inc., Bridgeport, by Jacob Kloc. Property: 95 Club Ridge Road, Greenwich.

Amount: $32,606. Filed Feb. 14.

Martone, Lauren and Craig J. Martone, Greenwich. Released by Devine Brothers Inc., Norwalk, by Thomas Devine. Property: 1 Indian Drive, Greenwich. Amount: $6,450. Filed Feb. 14.

MS Portfolio LLC, Danbury. Released by Sears Holdings Corp., N.Y.,

by Mark Nash. Property: 7 Backus Ave., Danbury. Amount: $390,533.

Filed Feb. 14.

Olbrych, Sean P., Greenwich. Released by Fair Conn Plumbing & Heating LLC, Stamford, by Adam Fraczkiewicz. Property: 83 Lancer Road South, Greenwich. Amount: $1,920. Filed Feb. 21.

LIS PENDENS

Batista, Robert Veloz, Bridgeport.

Filed by McCalla Raymer Liebert Pierce LLC, Hartford, for Pingora Loan Servicing LLC. Property: 10811083 Noble Ave., Bridgeport. Action: to foreclose on a delinquent mortgage in the original principal amount of $173,992, dated April 2014. Filed Feb. 15.

Bernard, David N., et al., Bridgeport. Filed by Martha Croog LLC, West Hartford, for U.S. Bank NA, trustee, Salt Lake City, Utah. Property: 445 Holland Road, Bridgeport. Action: to foreclose on a delinquent mortgage in the original principal amount of $296,000, dated April 2007. Filed Feb. 14.

Brenner, Laurin A., et al., Fairfield.

Filed by McCalla Raymer Liebert Pierce LLC, Hartford, for Bank of America NA, Frederick, Md. Property: 34 Dell Dale Road, Fairfield. Action: to foreclose on a delinquent mortgage in the original principal amount of $142,000, dated July 2013. Filed Feb. 13.

Almeida, Lizete P., et al., New Fairfield. Filed by Collins Hannafin Garamella Jaber & Tuozzolo PC, Danbury, for Candlewood Hills Tax District, New Fairfield. Property: 10 Hilltop Drive, New Fairfield. Action: to foreclose on tax liens levied by the city of New Fairfield and take immediate possession of the premises. Filed Jan. 25.

Bushby, Colleen S., et al., Fairfield.

Filed by McCalla Raymer Liebert Pierce LLC, Hartford, for Key Bank NA, Niagara, N.Y. Property: 230 Sturbridge Road, Fairfield. Action: to foreclose on a delinquent mortgage in the original principal amount of $400,000, dated July 2004. Filed Feb. 16.

Amato, Leonard D., et al., Fairfield.

Filed by Bendett and McHugh PC, Farmington, for Wells Fargo Bank NA, Frederick, Md. Property: 1446 Redding Road, Fairfield. Action: to foreclose on a delinquent mortgage in the original principal amount of $126,610, dated June 2011. Filed Feb. 10.

Byrd, Curtis, et al., Bridgeport. Filed

by Hunt, Leibert & Jacobsen PC, Hartford, for U.S. Bank NA, trustee, Salt Lake City, Utah. Property: 73, 75 and 77 Clifford Ave., Bridgeport. Action: to foreclose on a delinquent mortgage in the original principal amount of $70,000, dated May 2003. Filed Feb. 13.

Anderson, Patrick, et al., Bridgeport. Filed by McCalla Raymer Liebert Pierce LLC, Hartford, for U.S. Bank NA, trustee, Salt Lake City, Utah. Property: 46 Woodlawn Ave., Bridgeport.

Action: to foreclose on a delinquent mortgage in the original principal amount of $287,600, dated June 2006.

Filed Feb. 13.

Araya, Ivan, et al., Redding. Filed by McCalla Raymer Liebert Pierce LLC, Hartford, for HSBC Bank USA NA, Buffalo, N.Y. Property: 1 Mark Twain Lane, Redding. Action: to foreclose on a delinquent mortgage in the original principal amount of $914,000, dated August 2006. Filed Feb. 13.

Barboza, Robes, et al., Bridgeport.

Filed by The Law Office of Juda J. Epstein, Bridgeport, for Benchmark Municipal Tax Services Ltd. Property: 815 North Ave., Bridgeport. Action: to foreclose on tax liens levied by the city of Bridgeport and take immediate possession of the premises. Filed Feb. 15.

Barnum, Susan J., et al., Danbury.

Filed by Greene Law PC, Farmington, for Tloa Acquisitions LLC. Property: 10 Three Partners Road, Danbury. Action: to foreclose on tax liens levied by the city of Danbury and take immediate possession of the premises. Filed Feb. 15.

Cabrera, Lillian S., et al., Bridgeport. Filed by The Law Office of Juda J. Epstein, Bridgeport, for the Water Pollution Control Authority for the city of Bridgeport. Property: Lot 1, Merritt Street, Bridgeport. Action: to foreclose on a sewer-use lien for nonpayment of sewer-use fees and take immediate possession of the premises. Filed Feb. 15.

Cleary, Sean, Bridgeport. Filed by McCalla Raymer Liebert Pierce LLC, Hartford, for Carrington Mortgage Services LLC. Property: 67 Palm St., Bridgeport. Action: to foreclose on a delinquent mortgage in the original principal amount of $164,835, dated April 2009. Filed Feb. 15.

Connor, Bridget M. T., et al., Danbury. Filed by McCalla Raymer Liebert Pierce LLC, Hartford, for Firstkey Mortgage LLC. Property: 4 Southview Ave., Danbury. Action: to foreclose on a delinquent mortgage in the original principal amount of $317,800, dated October 2012. Filed Feb. 14.

Davis, Shawn Patrick, et al., Danbury. Filed by Greene Law PC, Farmington, for Tloa Acquisitions LLC. Property: 14 Newtown Road, Unti B-28, Danbury. Action: to foreclose on tax liens levied by the city of Danbury and take immediate possession of the premises. Filed Feb. 15.

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of March 13, 2017 33

FACTS

&

FIGURES

Deyulio, Joseph A., et al., Norwalk.

Filed by McCalla Raymer Liebert Pierce LLC, Hartford, for Federal National Mortgage Association, Washington, D.C. Property: 35 Weed Ave., Norwalk. Action: to foreclose on a delinquent mortgage in the original principal amount of $175,000, dated September 2007. Filed Feb. 13.

Georgio, Linda, et al., New Fairfield.

Filed by McCalla Raymer Liebert Pierce LLC, Hartford, for Citigroup Mortgage Loan Trust Inc. Property: 3 Jackson Road, New Fairfield. Action: to foreclose on a delinquent mortgage in the original principal amount of $232,000, dated February 2007.

Filed Feb. 6.

Lobraico, Tracey, et al., New Fairfield. Filed by Collins Hannafin Garamella Jaber & Tuozzolo PC, Danbury, for Candlewood Hills Tax District, New Fairfield. Property: 21 Deer Lane, New Fairfield. Action: to foreclose on tax liens levied by the city of New Fairfield and take immediate possession of the premises. Filed Jan. 25.

Moore, Selassie, et al., Bridgeport.

Filed by McCalla Raymer Liebert Pierce LLC, Hartford, for Citimortgage Inc., O’Fallon, Mo. Property: 198 Pennsylvania Ave., Bridgeport. Action: to foreclose on a delinquent mortgage in the original principal amount of $124,500, dated December 2004.

Filed Feb. 13.

Paterson, Jonathan, et al., Stamford. Filed by McCalla Raymer Liebert Pierce LLC, Hartford, for Deutsche Bank National Trust Co., Salt Lake City, Utah. Property: 37 Wynnewood Lane, Stamford. Action: to foreclose on a delinquent mortgage in the original principal amount of $1 million, dated March 2006. Filed Feb. 14.

Donohue, Kevin J., et al., Bridgeport. Filed by McCalla Raymer Liebert Pierce LLC, Hartford, for PHH Mortgage Corp. Property: 568 Brewster St., Apt. 2, Bridgeport. Action: to foreclose on a delinquent mortgage in the original principal amount of $90,000, dated February 2012. Filed Feb. 13.

Gonzalez, Jesus, et al., Bridgeport.

Filed by McCalla Raymer Liebert Pierce LLC, Hartford, for U.S. Bank NA, trustee, Salt Lake City, Utah. Property: 193-195 Hanover St., Bridgeport.

Action: to foreclose on a delinquent mortgage in the original principal amount of $204,500, dated September 2005. Filed Feb. 13.

Lopez, Mariano, et al., Stamford.

Filed by Ackerly & Ward, Stamford, for the Stamford Water Pollution Control Authority, Stamford. Property: 165 Culloden Road, Stamford. Action: to foreclose on a sewer-use lien for nonpayment of sewer-use fees and take immediate possession of the premises. Filed Feb. 16.

Morales, Yolonda L., et al., Stamford. Filed by O’Connell, Attmore & Morris LLC, Hartford, for The Bank of New York Mellon, trustee, New York, N.Y. Property: 10 Meadowpark Avenue West, Stamford. Action: to foreclose on a delinquent mortgage in the original principal amount of $400,000, dated September 2006. Filed Feb. 14.

Percival, John Fisher, Stamford.

Filed by Ackerly & Ward, Stamford, for Prospect Grove Condominium Association Inc. Property: Unit G-2K of Prospect Grove Condominium, Stamford. Action: to foreclose on a condominium lien for delinquent common charges and assessments and take immediate possession of the premises. Filed Feb. 15.

Green, Gladys, et al., New Fairfield.

Filed by Bendett and McHugh PC, Farmington, for Deutsche Bank National Trust Co., Salt Lake City, Utah.

Property: 24 Hudson Drive, New Fairfield. Action: to foreclose on a delinquent mortgage in the original principal amount of $205,500, dated August 2003. Filed Feb. 17.

Loughran, Mary P., et al., Stamford.

Filed by Glass & Braus, Fairfield, for Wilmington Trust Co., Wilmington, Del. Property: 113 Old Logging Road, Stamford. Action: to foreclose on a delinquent mortgage in the original principal amount of $295,000, dated August 2003. Filed Feb. 17.

Moss, Sayidah, et al., Bridgeport.

Filed by The Law Office of Juda J. Epstein, Bridgeport, for the Water Pollution Control Authority for the city of Bridgeport. Property: 390 Charles St., Unit 114D, Bridgeport. Action: to foreclose on a sewer-use lien for nonpayment of sewer-use fees and take immediate possession of the premises.

Filed Feb. 15.

Dorothy, Kaplan S., et al., Stratford.

Filed by Bender, Anderson and Barba PC, North Haven, for U.S. Bank NA, trustee, Salt Lake City, Utah. Property: 35 Dellwood Road, Stratford. Action: to foreclose on a delinquent mortgage in the original principal amount of $137,700, dated August 2005. Filed Feb. 15.

Dunham, Donald R., et al., Bridgeport. Filed by McCalla Raymer Liebert Pierce LLC, Hartford, for MTGLQ Investors LP, New York, N.Y. Property: 74 Wake St., Bridgeport. Action: to foreclose on a delinquent mortgage in the original principal amount of $118,000, dated January 2008. Filed Feb. 15.

Dvorkin, Terri J. and Martin S. Dvorkin, et al., Danbury. Filed by Greene Law PC, Farmington, for Tloa Acquisitions LLC. Property: 26 Kilian Drive, Danbury. Action: to foreclose on tax liens levied by the city of Danbury and take immediate possession of the premises. Filed Feb. 15.

Fech, Jon M., et al., Fairfield. Filed

by Bendett and McHugh PC, Farmington, for HSBC Bank USA NA, Buffalo, N.Y. Property: 172 Eastlawn St., Fairfield. Action: to foreclose on a delinquent mortgage in the original principal amount of $102,500, dated April 2008. Filed Feb. 10.

Fedigan, Joseph M., et al., Sherman.

Filed by Hunt, Leibert & Jacobsen PC, Hartford, for Bank of America NA, Frederick, Md. Property: 2 Alfredson Lane, Sherman. Action: to foreclose on a delinquent mortgage in the original principal amount of $425,000, dated January 2008. Filed Dec. 27.

Fils, Simon, et al., Bridgeport. Filed

by The Law Office of Juda J. Epstein, Bridgeport, for the Water Pollution Control Authority for the city of Bridgeport. Property: 31 Burnsford Ave., Bridgeport. Action: to foreclose on a sewer-use lien for nonpayment of sewer-use fees and take immediate possession of the premises. Filed Feb. 15.

Galanti, Elizabeth L., et al., New Fairfield. Filed by Hunt, Leibert & Jacobsen PC, Hartford, for Quicken Loans Inc., Livonia, Mich. Property: 4 Fulton Drive, New Fairfield. Action: to foreclose on a delinquent mortgage in the original principal amount of $223,397, dated June 2013. Filed Feb. 3.

Johnson, Marvel, et al., Bridgeport.

Filed by The Law Office of Juda J. Epstein, Bridgeport, for the Water Pollution Control Authority for the city of Bridgeport. Property: 342-344 James St., Bridgeport. Action: to foreclose on a sewer-use lien for nonpayment of sewer-use fees and take immediate possession of the premises. Filed Feb. 15.

Ketcher, Frederick H., et al., Stratford. Filed by Berchem, Moses & Devlin PC, Milford, for the town of Stratford. Property: Unit 546A of Oronoque Village Condominium 2, Stratford. Action: to foreclose on tax liens levied by the city of Stratford and take immediate possession of the premises. Filed Feb. 14.

Lapham, Christina L., et al., Stratford. Filed by McCalla Raymer Liebert Pierce LLC, Hartford, for MCM Capital Partners LLC. Property: 953-955 Longbrook Ave., Stratford. Action: to foreclose on a delinquent mortgage in the original principal amount of $270,000, dated October 2005. Filed Feb. 16.

Lawlor, Donna F., et al., Stratford.

Filed by Berchem, Moses & Devlin PC, Milford, for town of Stratford.

Property: Lot 248, Map 57, Stratford.

Action: to foreclose on tax liens levied by the city of Stratford and take immediate possession of the premises.

Filed Feb. 14.

Lee, Catherine J., et al., Bridgeport.

Filed by Law Offices of Krasnow & Krasnow, Bridgeport, for Foxledge Condominium Association Inc., Bridgeport. Property: Unit 47 of Foxledge Condominium, Bridgeport. Action: to foreclose on a condominium lien for delinquent common charges and assessments and take immediate possession of the premises. Filed Feb. 15.

Marczak, Barbara, et al., Norwalk.

Filed by O’Connell, Attmore & Morris LLC, Hartford, for The Bank of New York Mellon, trustee, New York, N.Y. Property: 100 Richards Ave., Unit 408, Norwalk. Action: to foreclose on a delinquent mortgage in the original principal amount of $300,000, dated May 2005. Filed Feb. 16.

Marino, Michael, et al., Stratford.

Filed by Kapusta, Otzel & Averaimo, Milford, for The Milford Bank, Milford.

Property: 3699 Broadbridge Ave., Unit 319, Stratford. Action: to foreclose on a delinquent mortgage in the original principal amount of $78,755 Filed Feb. 14.

Markowski, Justyna, et al., Bridgeport. Filed by Bender, Anderson and Barba PC, North Haven, for The Success Village Apartments Inc., North Haven. Property: Apt. 46 in Building 29 in Success Village, Bridgeport. Action: to foreclose on a condominium lien for delinquent common charges and assessments and take immediate possession of the premises. Filed Feb. 13.

Mattio, John J., et al., Danbury. Filed

by McCalla Raymer Liebert Pierce LLC, Hartford, for Federal National Mortgage Association, Washington, D.C. Property: 4 Lawncrest Road, Danbury. Action: to foreclose on a delinquent mortgage in the original principal amount of $230,000, dated December 2003. Filed Feb. 16.

McClain, Nadine E., et al., New Fairfield. Filed by Collins Hannafin Garamella Jaber & Tuozzolo PC, Danbury, for Candlewood Hills Tax District, New Fairfield. Property: 2 Flak Lane, New Fairfield. Action: to foreclose on tax liens levied by the city of New Fairfield and take immediate possession of the premises. Filed Feb. 6.

Meszaros, Mary Catherine, et al., Westport. Filed by McCalla Raymer Liebert Pierce LLC, Hartford, for Bank of America NA, Frederick, Md. Property: 7 Roshab Lane, Westport. Action: to foreclose on a delinquent mortgage in the original principal amount of $1.5 million, dated January 2016. Filed Feb. 17.

34 Week of March 13, 2017 • FAIRFIELD COUNTY BUSINESS JOURNAL

Pinto, Sandra, et al., Bridgeport.

Filed by The Law Office of Juda J. Epstein, Bridgeport, for the Water Pollution Control Authority for the city of Bridgeport. Property: 44 Wing St., Bridgeport. Action: to foreclose on a sewer-use lien for nonpayment of sewer-use fees and take immediate possession of the premises. Filed Feb. 15.

Nicholson, Oston M., et al., Bridgeport. Filed by The Law Office of Juda J. Epstein, Bridgeport, for the Water Pollution Control Authority for the city of Bridgeport. Property: 404-408 Park St., Bridgeport. Action: to foreclose on a sewer-use lien for nonpayment of sewer-use fees and take immediate possession of the premises. Filed Feb. 15.

Prizio, Mollie, et al., Danbury. Filed

by McCalla Raymer Liebert Pierce LLC, Hartford, for Wells Fargo Bank NA, Frederick, Md. Property: 60 Padanaram Road, Unit 12, Danbury.

Action: to foreclose on a delinquent mortgage in the original principal amount of $210,169, dated June 2010.

Filed Feb. 16.

Nidia, Castro, et al., Stratford. Filed

by McCalla Raymer Liebert Pierce LLC, Hartford, for Deutsche Bank National Trust Co., Salt Lake City, Utah.

Property: 1806 Nichols Ave., Stratford.

Action: to foreclose on a delinquent mortgage in the original principal amount of $57,600, dated November 2006. Filed Feb. 14.

Revangil, Prophete, et al., Stamford. Filed by Bendett and McHugh PC, Farmington, for U.S. Bank NA, trustee, Salt Lake City, Utah. Property: 46 Grant Ave., Stamford. Action: to foreclose on a delinquent mortgage in the original principal amount of $189,600, dated January 2007. Filed Feb. 16.

Olson, Stephanie and David Olson, Sherman. Filed by Bendett and McHugh PC, Farmington, for Statebridge Company LLC. Property: 4 Tandem Lane, Sherman. Action: to foreclose on a delinquent mortgage in the original principal amount of $592,000, dated February 2010. Filed Dec. 21.

Ricketts, Patrick, et al., Bridgeport.

Filed by The Law Office of Juda J. Epstein, Bridgeport, for the Water Pollution Control Authority for the city of Bridgeport. Property: 21-23 Autumn St., Bridgeport. Action: to foreclose on a sewer-use lien for nonpayment of sewer-use fees and take immediate possession of the premises. Filed Feb. 15.

Ortiz, Jesus, et al., Bridgeport. Filed

by The Law Office of Juda J. Epstein, Bridgeport, for the Water Pollution Control Authority for the city of Bridgeport. Property: 343-349 Carroll Ave., Bridgeport. Action: to foreclose on a sewer-use lien for nonpayment of sewer-use fees and take immediate possession of the premises. Filed Feb. 15.

Ortiz, Jesus, et al., Bridgeport.

Filed by The Law Office of Juda J. Epstein, Bridgeport, for the Water Pollution Control Authority for the city of Bridgeport. Property: 292-298 Berkshire Ave., Bridgeport. Action: to foreclose on a sewer-use lien for nonpayment of sewer-use fees and take immediate possession of the premises. Filed Feb. 15.

Rosario, Thyjuan L., et al., Bridgeport. Filed by Bendett and McHugh PC, Farmington, for Federal National Mortgage Association, Washington, D.C. Property: 303 Ridgefield Ave., Bridgeport. Action: to foreclose on a delinquent mortgage in the original principal amount of $90,000, dated August 2003. Filed Feb. 15.

Rucker, Valerie, et al., Bridgeport.

Filed by McCalla Raymer Liebert Pierce LLC, Hartford, for The Bank of New York Mellon, trustee, New York, N.Y. Property: 84 Rainbow Road, Bridgeport. Action: to foreclose on a delinquent mortgage in the original principal amount of $170,000, dated December 2005. Filed Feb. 16.

Russell, Kelly A., et al., Stratford.

Filed by Bender, Anderson and Barba PC, North Haven, for Success Village Apartments Inc., Bridgeport. Property: 337 Weber Ave., Unit 27, Stratford. Action: to foreclose on a condominium lien for delinquent common charges and assessments and take immediate possession of the premises. Filed Feb. 15.

Shocki, Jennifer, et al., Danbury.

Filed by McCalla Raymer Liebert Pierce LLC, Hartford, for Ditech Financial LLC. Property: 97 Park Ave., Unit 85B, Danbury. Action: to foreclose on a delinquent mortgage in the original principal amount of $160,000, dated January 2005. Filed Feb. 14.

Simplice, Yovena, et al., Bridgeport. Filed by The Law Office of Juda J. Epstein, Bridgeport, for the Water Pollution Control Authority for the city of Bridgeport. Property: 823-825 Beechwood Ave., Bridgeport. Action: to foreclose on a sewer-use lien for nonpayment of sewer-use fees and take immediate possession of the premises. Filed Feb. 15.

TECHNOLOGY Architect 2 (ASML US, Inc.; Wilton, CT) Design, specification, and development of semiconductor manufacturing products in the ASML portfolio. Reqs: Master’s degree in Engineering or a related technical field plus 2 years of engineering experience in semiconductor manufacturing or equipment design. Up to 10% international and domestic travel required.

GTS Algorithmic Quality Analysis Associate (AQR Capital Management – Greenwich, CT) Analyze & cnvrt biz reqs & technicl desns to detaild tst scenarios & tst case suites for Algorithmic Trad’g Systs. F/T. Reqs Bach’s dgr or frgn equiv in CS, Comp, Electricl, or Financl Eng, or rel quant fld & 5 yrs of exp in job offrd or work’g w a Linux pltfrm.

All statd exp must incl follow’g: mrkts microstructure, trad’g systs, & algorithms; work’g w equity, futures, or FX; FIX protocol; utiliz’g performance tun’g, thread’g, network’g, & database concpts; & script’g systs.

Resumes: AQR Capital Management, LLC, ATTN: Stephanie Rao, 2 Greenwich Plaza, 3rd Flr, Greenwich, CT 06830. Job Code AQR-141.

BUSINESS CONNECTIONS SMALL BUSINESS

EVENTS

Small Businesses ‘Drowning in Regulations, Mandates’

B

y nearly every objective measure, Mercantile

in Connecticut, may not have enough in the bank at

Development Inc., of Shelton is not a large

the end of the year to reinvest in the business,”

business.

Furman said.

The 70 year-old company, which produces non-woven

“For set-aside contracting opportunities with the

wipes for use in many industries, is woman-owned and

state, our legislature places this type of small business

operated, and employs less than 50 people.

on the same playing field as a billion-dollar Chinese

MDI President Lucia Furman came to Hartford Feb. 27

corporation.”

to speak in favor of SB 636, a proposal from Sen. Toni

Like many small business owners in Connecticut,

Boucher (R-Wilton) to expand eligibility under the

Furman said she’s tried her best but still finds it

set-aside program for small businesses and contractors.

frustrating to do business here.

Boucher’s bill allows companies earning $20 million

“We operate a clean, safe and profitable business and

or less in annual revenues to be eligible for

are always guided by integrity,” she said.

small-contractor set-

“We are financially

asides, which reserve a

conservative, growing at

portion of state projects

a slow and steady pace

for small businesses.

and always reinvesting

The current threshold

profits back into the

is $15 million.

business.”

“This arbitrary revenue

Small Business Needs Support

threshold, which has remained unchanged for a decade, does more

Furman said she finds

than disadvantage

radio ads that declare

Connecticut-based

that Connecticut

small and minority companies seeking to do business with the state of Connecticut,”

CONNECTICUT ECONOMIC U P DAT E

open for business “We need laws that support local business,” Shelton small business owner Lucia Furman told legislators.

Furman told the Government Administration and Elections Committee.

“It also puts up unnecessary roadblocks to doing business with neighboring states.

“For example, a company seeking Minority/WomanOwned Business Enterprise certification in New York must be certified in their home state.

“But once a Connecticut-based business reaches $15 million, it loses everything: its small business status, its minority owned status, and its business with the state of New York all because of current Connecticut law.”

Uneven Playing Field While $15 million in gross revenues may sound like a lot, it really isn’t, Furman said.

“A manufacturer with $15 million in gross sales, working on competitive margins, and burdened with the high operating costs associated with doing business

“disingenuous.”

“Small businesses in Connecticut are

drowning in state regulations and mandates piled on top of already onerous federal regulations,” she said.

“Uncontrolled spending in deficit mode has translated to wild tax policy. Until the state’s structural problems

Will Lawmakers Address Connecticut’s Fiscal Issues and Give Economic Growth a Much Needed Boost?

G

et the latest insights on the budget debate and the outlook for Connecticut at our midyear economic event.

Farmington-based TRUMPF Inc. senior executive Burke Doar is this year’s keynote speaker.

He’ll discuss manufacturing’s growing resurgence in the state, along with the opportunities and challenges facing manufacturers, their supply chains, and the state’s economy.

are fixed, this will remain an unattractive place to start or move a business.”

Date: Friday, April 28, 2017

Furman cited a 2016 CBIA survey of state businesses that found that fewer than half plan to continue making

Time: Check-in & networking breakfast, 7:30 am

investments in Connecticut.

Program, 8:30 am–noon

“That alarming statistic should be a wake-up call to our government,” she said, “because without Connecticut companies reinvesting profits here, the tax base will shrink and the jobs will continue to disappear.

“We need laws that support local business and that are designed to help manufacturers thrive.”

Place: The Aqua Turf Club 556 Mulberry St., Plantsville

Cost:

CBIA members, $75 Nonmembers, $100 Table of 10, $700

 Read more at cbia.com

 Register at cbia.com/events

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of March 13, 2017 35

{KEY { If Knowledge is

POWER Speed is the

NOW AVAILABLE DIGITALLY

rmi Bankruptcies, Building, Pe

ts, Court

eclo s u r o F , s d e C a se s, D e

nts e m g d res, Ju

s, Lis e s a e ,L

Pe n

rtg o M , de ns

FCBJ RECORDS... HOURS OF RESEARCH DOWNLOAD YOURS NOW Visit westfaironline.com or contact

Audience Development Department | (914) 694-3600

,N s e g a

ew

i ne s u B

s

nts e t a s, P