Fairfield County Business Journal 031813

FAIRFIELD COUNTY

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State touts new partnership

FCBJ this week

BY JENNIFER BISSELL TWO STATE LAWMAKERS are pushing for a program that would reward college graduates for starting their own businesses … 2 REP. JIM HIMES has proposed a bill aimed at reducing hedging costs for farmers and manufacturers … 5 AS CONNECTICUT CONSIDERS a gun insurance requirement, few insurers have jumped to offer gun liability coverage … 7 DEVELOPERS OF SHIPPAN LANDING in Stamford are investing $40 million in capital improvements … 17

MEDIA PARTNER

March 18, 2013 | VOL. 49, No. 11

jbissell@westfairinc.com

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public-private venture that provides financial and technical assistance to businesses with 500 or fewer employees will have a significantly expanded presence in Fairfield County as part of a new partnership with the University of Connecticut.

UConn will host the Connecticut Small Business Development Center (SBDC) for the next five years, taking over from the Connecticut State University System, and will be assisted by economic development officials and chambers of commerce from across the state.

Previously, the lead SBDC office was at Central Connecticut State University in New Britain, with seven satellite offices,

SHAKE

it

OUT

Groups learn to overcome barriers on the dance floor.

Photo courtesy of Arthur Murray Grande Ballroom.

including one in Bridgeport. Under the new regime, SBDC counselors will be dispersed across 11 service centers, including ones in Bridgeport, Danbury and Stamford.

The SBDC, which will be based at UConn’s Storrs campus, is being led on an interim basis by Mary Holz-Clause, vice president of economic development for UConn, and Chris Bruhl, president and CEO of the Business Council of Fairfield County.

With more than 23 public and private organizations offering advising services to Connecticut small businesses, those involved in the revamping of the SBDC noted the difficulties business owners face in determining which organization to go to for assistance.

BY JENNIFER BISSELL jbissell@westfairinc.com

LOOKING FOR BETTER TEAMWORK, more efficiency and higher profit margins?

For timid employees, nothing breaks the ice quite like group dance classes, says Christine Georgopulo, owner of The Arthur Murray Grande Ballroom of Greenwich.

The dance studio is partnering with RSL Consulting Group L.L.C., also based in Greenwich, to offer teambuilding workshops for businesses.

“We guide you out of your comfort zone,” said Georgopulo. “Dancing is a great way to break down barriers. You’re physically touching each other.”

Since purchasing the Grande Ballroom about two years ago, Georgopulo has offered corporate team-building courses in addition to her regular private lessons » Shake, page 6

But with UConn as host institution, Bruhl said the state hopes to create a more unified network of services.

“The hosts now are expected to be and will be active partners,” Bruhl said.

“This is a statewide effort and from our perspective, it really is energizing.”

In Fairfield County, fulltime SBDC counselors will be at UConn’s Stamford campus, the Danbury Chamber of Commerce and Bridgeport Regional Business Council. A coordinator for the region’s business programs will also be housed at the Business Council’s office.

The SBDC program, with more than 900 offices nationwide, was pioneered by the » Partnership, page 6

GE to tackle concussions

BY PATRICK GALLAGHER pgallagher@westfairinc.com

THE COUNTRY’S MOST VALUABLE sports league will tap into the medical imaging expertise of General Electric Co. as part of a joint venture aimed at solving the biggest problem facing football today: concussions.

The National Football League, rated by Forbes as the most valuable professional sports league in the U.S., will partner with GE and Under Armour Inc. as part of the four-year, $60 million Head Health Initiative to study, develop treatments for and ultimately help prevent sports-related concussions.

The initiative was unveiled at a news conference last week at GE’s 30 Rockefeller Plaza offices, with the NFL facing numerous lawsuits from former players over its treatment of on-field head injuries and with more than 175,000 people under the age of 19 treated in U.S. emergency rooms for head trauma each year. » GE, page 6

Lawmakers revisit bill aimed at stemming brain drain

BY JENNIFER BISSELL

and more people employed in the state,” he said. “I think it’s a great bill and it makes sense financially.”

State Rep. Christopher Davis, another co-sponsor, said the bill could help reverse trends that make Connecticut unattractive for young people. Currently homeownership among young adults is at an all-time low and Connecticut ranks

jbissell@westfairinc.com

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t’s déjà vu in the state legislature as lawmakers aim to stop the flight of young adults from the Nutmeg State.

State lawmakers are considering a bill that would both expand and mandate a program aimed at retaining graduates of Connecticut colleges by offering them tax incentives in exchange for starting a business or buying a home.

If the legislation sounds familiar, that’s because it is. A similar bill was passed by the General Assembly in 2012, and called for incentives to be made available to graduates who choose to buy a home in Connecticut.

Students who graduate from Connecticut colleges after Jan. 1, 2014, would be eligible under the 2012 legislation, but the state Department of Economic and Community Development (DECD) has yet to provide a plan for the program’s implementation, with officials citing budget challenges.

State Sen. Art Linares is co-sponsor of the new bill, which would expand the original plan to also apply to graduates who start a business in Connecticut and would mandate that DECD take the necessary steps to implement the incentives.

“There are just so many young people leaving our state after they go to our public universities,” Linares said.

“We have very bright students here. We should do more to encourage them to start businesses here, buy homes here and live here.”

Connecticut has garnered a reputation as being a “brain-drain” state, with large quantities of graduates finding

“WE HAVE VERY BRIGHT STUDENTS HERE. WE SHOULD DO MORE TO ENCOURAGE THEM TO START BUSINESSES HERE, BUY HOMES HERE AND LIVE HERE.” — Art Linares Christopher Davis

Art Linares

work outside the state. Proponents of the legislation hope to reverse that trend.

However Jim Watson, a DECD spokesman, said the original program approved in 2012 has not been allotted funds given the state’s budget challenges.

Watson said the incentives could cost up to $1 million annually in lost income tax revenue and would cost an additional $86,000 annually in personnel expenditures and $150,000 in startup and marketing costs.

The program, dubbed “Learn Here, Live Here,” would enable graduates to sign up for an account with the state that would allow a graduate to set aside up to $2,500 of the state income taxes they owe each year for up to 10 years after

their graduation.

Participants could then withdraw the money at any time within those 10 years for a one-time lump sum to be used for either buying a house or starting a business. Under the proposal, a withdrawal could only be made once and those who graduated before 2014 wouldn’t be eligible.

Linares, a 24-year-old Republican whose district includes Old Saybrook and parts of Middlesex County, said he wasn’t sure why the DECD wasn’t implementing the original program, save for the argument that it would take money away from the general fund.

“As young people start to create business in the state through this program, we will have more people paying taxes

near the bottom for entrepreneurship and starting a business, Davis said.

With the bill, he said, “We aren’t losing revenue as a state,” he said. “We’re enticing young people to stay here and investing in them.”

Davis, 26, is also a Republican, representing East Windsor and Ellington.

The bill is awaiting a vote by the Commerce Committee of the General Assembly. If passed there, it would progress to the full General Assembly.

If it is not passed, any plans to implement the 2012 measure would be at the discretion of the DECD.

Connecticut AG leads Google settlement

Connecticut Attorney General George Jepsen

Connecticut, along with 37 states and the District of Columbia, has reached a $7 million settlement with Google Inc. over claims that the search engine giant collected data from unsecured wireless networks through its Street View vehicles.

Connecticut Attorney General George Jepsen led the eight-state executive committee in its two-year investigation and the subsequent settlement negotiation.

Connecticut’s share of the settlement is $520,823.

“While the $7 million is significant, the importance of this agreement goes

2 Week of March 18, 2013 • FairField County Business Journal

beyond financial terms. Consumers have a reasonable expectation of privacy. This agreement recognizes those rights and ensures that Google will not use similar tactics in the future to collect personal information without permission from unsuspecting consumers,” Jepsen said in a statement.

As part of the agreement, Google is required to engage in an employee education program about the privacy or confidentiality of user data, sponsor a nationwide public service campaign to help educate consumers about securing

their wireless networks and protecting personal information, and to continue to secure, and eventually destroy, the data collected by its Street View vehicles from 2008 to early 2010.

According to Jepsen, Google said the network identification information was collected for use in future geolocation services, and that it has since disabled or removed the network identification and data collection equipment and software from its Street View vehicles.

— Patrick Gallagher

Government transparency bill assailed

BY PATRICK GALLAGHER pgallagher@westfairinc.com

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obbyists and state officials spoke out against a bill that would enact new mechanisms to ensure transparency around Connecticut’s business assistance programs at a March 11 hearing, calling the measure redundant and harmful to business.

The proposal, An Act Concerning Transparency in Economic Assistance Programs, was submitted by Comptroller Kevin Lembo.

It calls for the state Department of Economic and Community Development (DECD) to create and maintain a publicly accessible online database with information on all state tax credit and business assistance programs.

Additionally, companies would be required to report any tax credits they claim, with the information then subject to public disclosure, and the state Department of Revenue Services (DRS) would be required to produce a biennial tax incidence analysis report for the purpose of showing the distribution of the

state’s tax revenues.

Lembo said the online database would allow the public to review the scope of the state’s business assistance programs and allow for a comparison of the programs’ anticipated results versus their actual outcomes.

“Providing this information to the public will, over the long term, improve the state’s investment strate�y,” Lembo

“REQUIRING THE ADDITIONAL DISCLOSURE OF INDIVIDUAL COMPANY TAX CREDIT INFORMATION DOES NOT ADD ANYTHING TO THAT POLICY ANALYSIS AND CAN BE INCREDIBLY HARMFUL TO CONNECTICUT COMPANIES.” — Bonnie Stewart

said in March 11 remarks delivered to the General Assembly’s Finance Committee.

“Programs that are working will have accessible data to reinforce their value

and programs that do not can be identified and the funds repurposed toward more productive uses.”

However, representatives of the DECD, DRS and of the Connecticut Business & Industry Association (CBIA) said the bill would have a negative impact on business and that its requirements would result in significantly higher administrative burdens for the affected state agencies.

There are already laws that allow for “a full analysis of tax credits, including their job and revenue impacts,” said Bonnie Stewart, vice president of government affairs for the CBIA, in prepared remarks delivered at the hearing.

“Requiring the additional disclosure of individual company tax credit information does not add anything to that policy analysis and can be incredibly harmful » Government, page 14

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FAIRFIELD COUNTY BUSINESS JOURNAL • Week of March 18, 2013

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PERSPECTIVES

FAIRFIELD COUNTY

BUSINESS JOURNAL

In support of open government The following are excerpts from prepared testimony presented by Claude Albert to members of the General Assembly’s Finance Committee at a March 11 legislative hearing: “I am legislative chair of the Connecticut Council on Freedom of Information. We are an organization that has been committed for more than 50 years to furthering government transparency and accountability.

We support House Bill 6566 (An Act Concerning Transparency in Economic Assistance Programs) as an exceptional example of both.

“In recent years, the state govern-

ment has made substantial investments of taxpayer money in private, for-profit enterprises in the form of grants, loans and foregone tax revenue. The ultimate purpose of these incentives is to improve the economy and quality of life for Connecticut citizens. These citizens have every right to expect a clear and strict accounting of whether their investments result in the community benefits intended. They deserve the opportunity to decide whether the deals entered into on their behalf are prudent, negotiated at arms length and carefully monitored.

“This proposal would make critical elements of that accountability easily

accessible. Citizens would know what businesses they are betting on, and they could compare anticipated benefits to actual results in jobs and economic vitality created. …

“We at CCFOI applaud Comptroller Lembo for taking this initiative on behalf of open government. We commend it to the legislature and to other government leaders as an example of what can be done when giving citizens easy access to information they need is made a priority.”

Claude Albert is legislative chairman of the Connecticut Council on Freedom of Information.

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Legal challenges serve to delay contested laws The following are excerpts from a column written by John Alan James of Pace University for The Hill newspaper’s congressional blog: “The recent decisions by corporations to use the court ruling on President Barack Obama’s appointments to the National Labor Relations Board to overturn dozens of rulings by regulators are among the many recent efforts (probably not coordinated) to defy, stall and possibly overturn the moves by the federal government to take over private enterprise.

“Starting with the George W. Bush administration, and certainly put on steroids by the Obama administration’s second-term thinking, individuals in state government, private sector management, and those of us specializing in corporate governance have had a growing concern about the not-toosubtle attempts of the White House to control all important areas of regulating the capitalistic system in the United States.

“There is a growing open discussion in many sectors of the American economy and political system about the goals and methods of the executive branch, supported by Congressional majorities. Assuming both congressional houses agree to pass both the Affordable Care and Dodd-Frank Wall Street Reform Acts

— did members of Congress ignore what many feel was needed legislation to clearly state how these new laws … impact the corporation laws of the 50 states and are based on sound legal principles?

“Many corporations, especially financial institutions, are not accepting the centralizing moves or the legal rights stated by the executive branch for the two major acts. Supporters of the corporate point of view are suing the federal government positions on both ObamaCare and Dodd-Frank.

The bases for the lawsuits may appear vague, especially those arguing the meaning of verbs and nouns. However, they are delaying the implementation of the first waves of both major bills.

These delaying tactics, while creating even greater confusion and uncertainty, are giving companies time to study the real impact of these laws and prepare to fight in the courts or in Congressional committees for their revisions.

“The decision of the United States Court of Appeals on both the National Labor Relations Board and Consumer Financial Protection Bureau to rule the president’s Executive Order appointments unconstitutional has been a great break for those seeking less federal over-rule and for states’ rights and Federalist advocates. The lack of clarity serves the delay strategies.”

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John Alan James is executive director of the Center for Global Governance, Reporting and Regulation at Pace University, with campuses in New York City and Westchester County, N.Y.

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Bill seeks to cut cost of hedging

BY PATRICK GALLAGHER pgallagher@westfairinc.com

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quartet of congressmen, including U.S. Rep. Jim Himes of Greenwich, have introduced a bill to modify a portion of Dodd-Frank that observers say makes it more costly for businesses like farmers and manufacturers to hedge against price fluctuations.

Analysts say the bill, which has garnered broad bipartisan support and the backing of Federal Reserve Board Chairman Ben Bernanke, represents one of the first earnest attempts to amend the complex financial regulatory bill framed by former Sen. Christopher Dodd and former Rep. Barney Frank.

Marci Rossell, senior economic advisor for Delphin Investments L.L.C., a Stamford investment firm, said Section 716 goes against the overall goal of DoddFrank, which was to reduce risks posed

by the financial system to consumers.

“The point of Dodd-Frank was to reduce risk in the system,” Rossell said.

“With swaps used the way they’re talking about … this is a way to allow businesses to reduce risk. And that’s the whole point of the regulation in the first place.”

She said that in the process of creating Dodd-Frank, there were likely unintended consequences that have yet to be sorted out.

“What struck me as interesting is this seems to be the first Dodd-Frank work-

around – at least the first big Dodd-Frank workaround,” Rossell said. “There’s recognition that it was a hastily passed, difficult, large and unwieldy bill with tons of unintended consequences built into it.”

Himes co-sponsored the bill, which mirrors a version that was proposed but never voted on during the previous legislative session, along with Reps. Randy Hultgren, an Illinois Republican, Richard Hudson, a North Carolina Republican, and Sean Patrick Mahoney, a New York Democrat.

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U.S. Rep. Jim Himes

The Swaps Regulatory Improvement Act proposes to allow federally insured financial institutions to conduct trading in certain types of swaps, such as commodity and equity derivatives, that can be used by companies as risk-mitigation tools.

It would modify Section 716 of the Dodd-Frank Wall Street Reform and Consumer Protection Act, which prohibits federally insured banks from conducting certain swaps trading and forces banks to “push out” those activities into over-the-counter exchanges — an activity Himes says compromises regulatory oversight and raises the cost of hedging for companies.

“Everybody out there hedges — CocaCola, Walmart, CL&P (Connecticut Light & Power),” Himes said. “I don’t want to overstate the case, but on the margins, people need to hedge risk and this — Section 716 — would have raised the cost of hedging for everybody without any tangible benefit to the country.”

Himes said the bill would only impact a small section of the derivatives regulations contained in Dodd-Frank, most of which he said accomplish “some very good things,” such as to mandate that swaps are traded on open exchanges after passing through clearing houses, and that they are subject to federal oversight.

“None of that changes,” Himes said, noting that banks would continue to be required to “push out the dangerous stuff” to over-the-counter exchanges to limit the risk of swaps trading to consumers.

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FAIRFIELD COUNTY BUSINESS JOURNAL • Week of March 18, 2013

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PARTNERSHIP — » From page 1

U.S. Small Business Administration (SBA) as a means of providing business assistance — often at little or no cost — to business owners and entrepreneurs.

Under federal law, each state’s SBDC must be hosted by a university system or a regional women’s business development center.

Connecticut’s SBDC will be funded for the next five years through $11.6 million in federal and state grants, with UConn and the chambers of commerce providing additional financial and technical resources.

SBDC staff will work with the SBA and the Connecticut Women’s Business Development Council to help business owners develop strategies, secure financing and procure contracts, in addition to

SHAKE — » From page 1

and group classes. The studio is one of five in Connecticut to offer corporate dance classes in addition to two studios in Manhattan with similar offerings, Georgopulo said.

Corporate dance courses have become increasingly popular in London and Australia, Georgopulo said, adding that she’s the first in the area to partner with a formal consulting group in an effort to expand the ballroom’s corporate clientele.

The companies announced their partnership earlier this month, and plan to offer customized packages that will combine traditional classroom work with onthe-floor dance moves.

“People get bored with the same old team building exercises,” she said. “When you incorporate dance into it, it brings in a totally different element.”

RSL Consulting recently opened an office in Greenwich and also has a corporate presence in Philadelphia.

The firm provides leadership and management development consulting centered on organizational goals, strate�y formulation and creating a corporate vision.

Representatives of RSL — short for Responsible Sustainable Leadership — could not be reached.

Georgopulo said corporate dance classes have become an increasingly important aspect of her business.

The standard course begins with a causal meet-and-greet routine of turn patterns and body motions. Then, unlikely

offering specialists in international trade, e-commerce and regulatory compliance.

In another shift, SBDC staff is now being encouraged to coordinate with representatives of more than a dozen other organizations, such as the Connecticut Technolo�y Council or the Community Economic Development Fund, that have been identified as ideal partners for small business.

Bruhl said this would help businesses to navigate the system — and at no cost.

“These certainly are very worthwhile services for small businesses but it’s very hard for small businesses to know of them,” said Bruhl.

Bruhl credited Gov. Dannel P. Malloy, whose agenda includes expanding the bioscience, engineering and technolo�y industries in Connecticut, with having a more hands-on role in economic development and with helping to raise awareness and ener�y around the state’s business couples are paired together based on recommendations of a company’s human resources department, thereby breaking up cliques and forcing people who don’t work well together to collaborate as a pair.

After several moves are taught, which involve lead-and-follow nonverbal communication, the teams are all judged in a competition.

“It gets into your soul and you learn about yourself,” Georgopulo said. “All the things you learned in corporate consulting are now three dimensional. The impact is far greater.”

Georgopulo said that leaders in dance, much like in life, need to be able to communicate their goals and give cues to their partners of what they’re about to do. If there’s no signal, the dance breaks down.

By teaching employees how to confidently communicate with each other and break down existing barriers, Georgopulo said businesses are likely to see a much more efficient workforce that has fewer errors and increased profits.

“When you empower the individual, you improve the team,” she said.

Especially through her individual courses, Georgopulo said she’s seen the lessons she teaches dramatically improve people’s lives. One man who took the course gained so much confidence, she said, he completely revamped his upscale roofing company, selling off portions of the business and freeing up more time for himself.

“Everybody can dance,” she said. “If you can walk without falling down, you can dance. It’s all about getting into touch with your soul and letting it come out.”

6 Week of March 18, 2013 • FairField County Business Journal

assistance programs.

“As all of these things lift off they will be nicely aligned,” Bruhl said. “The SBDC, with the new bid solicitation, had the opportunity to add a coordinating element that hadn’t been there.”

UConn won a bid to host the SBDC last year, after the state university system had served as host since 2007.

“When we talk about building a new partnership between state government and the business community, this is exactly what we mean,” Malloy said in a statement. “The reinvigorated Small Business Development Center takes our economic development strate�y to a new level, combining the academic strength and resources of our flagship university with the knowledge and reach of our chambers of commerce, to bring technical and financial assistance to the sector responsible for the overwhelming majority of our jobs: small businesses.”

GE — » From page 1

General Electric Co. CEO Jeffrey Immelt, GE Healthymagination CEO Sue Siegel and NFL Commissioner Roger Goodell. Photo courtesy of GE.

Enter GE, the Fairfield-based industrial conglomerate that ranks among the world’s largest manufacturers of medical imaging devices, such as magnetic resonance imaging (MRI) systems.

GE and the NFL will jointly invest $40 million over four years in the development of next-generation imaging technologies that would allow for more reliable diagnosis of head injuries, such as concussions, and that would improve treatment for patients with mild brain trauma.

“For all the advances in science, our knowledge of the brain is far behind that of nearly every other organ in the body,” said GE CEO Jeffrey Immelt in a statement.

Immelt said the initiative would not only advance research that could be applied to sports-related concussions, but that the studies could aid in the

The University of Connecticut will host the Connecticut Small Business Development Center for the next five years.

treatment of members of the military suffering from head injuries as well as people with diseases like Alzheimer’s and Parkinson’s. “Advancing brain science will help families everywhere,” he said.

A GE spokeswoman said the company would work with an expert medical advisory board “to determine the scope and execution of the research.”

The board is to include neurologists from across the country, the director of the U.S. Defense and Veterans Brain Injury Center, and the chief medical officer of the National Collegiate Athletics Association (NCAA), among others.

The initiative caps a series of efforts by the NFL and its Players Association to improve player safety.

A group of about 4,000 former players has filed a class action lawsuit against the NFL, seeking damages for head injuries they sustained on the field and subsequently were not properly treated for.

The remaining $20 million that comprises the Head Health project will be rewarded through a two-year “open innovation challenge,” for which GE, Under Armour and the NFL are soliciting proposals from third-party firms.

The partners will award up to $10 million for proposals for technologies and imaging biomarkers — which serve as genetic identification tags — that seek to help identify and manage sub-clinical and mild traumatic brain injury.

The second challenge calls for proposals for materials and technologies that can protect the brain from injury — such as high-tech helmets — as well as new tools that can track head injuries in real-time.

Gun insurance under review

BY JENNIFER BISSELL jbissell@westfairinc.com

A

s lawmakers in Connecticut and at least five other states consider legislation that would require gun owners to purchase insurance for their weapons, few insurance companies are jumping at the chance to offer additional policies.

Following the Dec. 14 shooting at Sandy Hook Elementary School in Newtown, state Sen. Beth Bye and state Rep. Bob Godfrey introduced a bill in January that would require gun owners to purchase liability insurance.

Gun-rights supporters say making insurance mandatory would infringe on law-abiding citizens’ Second Amendment rights. But as the bill moves forward, legislators are figuring out the details of how the law would work and preparing for upcoming hearings.

“This is new to Connecticut so I’m on a learning curve, the same as my colleagues,” Godfrey said. “We’re interested to see what the public hearing will bring out and additional examples of how it will be used.”

Godfrey said the idea behind gun liability insurance is similar to laws requiring car insurance, adding that the insurance could cover medical and legal expenses stemming from a shooting.

The question of whether insurance would cover costs due to an intentional shooting has yet to be determined, but such a requirement could protect shooting victims and encourage responsible gun ownership, Godfrey said.

Lawmakers in California, Maryland, Massachusetts, New York and Pennsylvania have also proposed similar measures this year. Godfrey said Connecticut’s bill is largely based off of a similar measure proposed in Massachusetts.

Among the Connecticut insurers that have opted to create gun liability policies is Paradiso Insurance, with offices in Stafford Springs and North Windham.

“Paradiso Insurance doesn’t take a political stance when it comes to gun laws or gun control, but the agency can help gun owners in Connecticut find an insurance policy with the right amount of coverage,” the company said in a March 7 statement.

Paradiso offers a range of individual and business insurance policies, including home, auto, renters, flood and vehicle insurance, and general liability, commercial property and employment prac-

tices liability insurance for businesses.

“The purpose of this law would be to ensure safe and responsible behavior when it comes to gun ownership,” the company said. “It is also believed that if insurance companies got involved in gun safety, this could help prevent gun tragedies.”

Paradiso representatives could not be reached for comment.

Only 50 percent of Connecticut voters support mandatory gun insur-

ance, according to a recent Quinnipiac University poll, whereas 93 percent of respondents support universal background checks.

Among those surveyed by Quinnipiac who are gun owners, 71 percent said they were opposed mandatory liability insurance for gun owners.

In Connecticut, homeowner’s insurance policies can provide liability coverage for gun accidents, but few insurance providers offer liability policies that

exclusively apply to gun ownership.

In an infamous case, Florida resident George Zimmerman is facing a seconddegree murder charge in the death of Trayvon Martin. Zimmerman, who was released on a $1 million bond and is currently awaiting trial, has said he used his gun in self defense, according to court documents.

Zimmerman’s attorney has publicly encouraged gun owners to seek insurance coverage.

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FAIRFIELD COUNTY BUSINESS JOURNAL • Week of March 18, 2013

7

NEWS IN BRIEF

IMMELT’S PAY TOPS $25M

GE plans to return $18 billion to investors in 2013 through dividend and stock repurchases.

Immelt’s base salary was unchanged from the previous year at $3.3 million, and his bonus increased to $4.5 million from $4 million in 2011, according to documents filed March 11 with the U.S. Securities and Exchange Commission.

His total compensation includes a $12.1 million long-term performance bonus.

Jeffrey Immelt, CEO of Fairfield-based General Electric Co. (GE), saw his total compensation rise to $25.8 million last year from $21.6 million in 2011, according to the company’s annual report.

The 19 percent increase in Immelt’s total earnings came as GE outperformed the Standard & Poor’s 500 index in 2012, with the company’s stock rising more than 17 percent compared to a 13.4 percent increase to the S&P 500.

Last year, GE — the world’s largest producer of jet engines — saw its industrial segment earnings increase 10 percent to $15.5 billion, Immelt wrote in his annual letter to shareholders. Additionally, annual earnings reported by the company’s GE Capital unit increased 12 percent to $7.4 billion.

HOSTESS FINDS BUYER

A private equity firm owned by C. Dean Metropoulos has emerged as one of two firms selected to take over Hostess Brands Inc. Metropoulos & Co., a Greenwich firm that owns Pabst Blue Ribbon and Vlasic pickles, will partner with New York City-

based Apollo Global Management L.L.C. to purchase Hostess and its product lines for $410 million.

The Greenwich billionaire said last week that the snack food maker’s popular products, including Twinkies, Ding Dongs and Ho Hos, should be back in stores this summer.

Hostess, previously based in Texas, operated five plants in Bridgeport, Cheshire, East Windsor, Norwich and Uncasville. The company, unable to reach a labor agreement with its bakers’ union, shuttered its operations in November, which affected the company’s roughly 200 Connecticut employees.

NRA MARCHES ON HARTFORD

Thousands of gun rights advocates lobbied against proposals to enact strict-

What Will UBecome?

Now is the time to get the graduate degree you need to launch your career to the next level.

U.S. retail sales for February grew at their fastest pace in five months, the U.S. Commerce Department reported last week.

Sales increased 1.1 percent in February, following a 0.2 percent increase in January. The year-over-year retail sales gain of 4.6 percent was the highest since last September.

Economists surveyed by Bloomberg had estimated February would see between a 0.6 percent decrease and 1 percent increase in retail sales.

Gasoline sales increased 5 percent, reflecting higher prices, and car sales increased 1.1 percent. Home and furniture store sales decreased 1.6 percent and general merchandise store sales increased 0.5 percent.

Graduate Open House

Wednesday, April 3, 6pm – 7:30pm Graduate Programs Represented:

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To register for this session, visit www.bridgeport.edu/ub/gradinfo or call 1.800.EXCEL.UB.

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HOME SALES STRONG IN JANUARY

The number of Connecticut single-family homes sold in January was the highest since January 2008, according to a new report.

About 1,500 single-family homes sold in the state in January, marking the 13th consecutive month of increased home sales, according to a monthly report by The Warren Group, a Boston real estate data company.

Additionally, for the fourth consecutive month, the median price of singlefamily homes increased to $215,000 in January, a 2.4 percent increase year-overyear.

“Recent pending sales data are a hopeful sign for a strong spring market,” said Timothy Warren, Warren Group CEO, in a press release. “Given low mortgage rates and steady prices, there are positive signs that 2013 will be a second year of recovery.”

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er regulations last week in Hartford at an event arranged by the National Rifle Association (NRA), Coalition of Connecticut Sportsmen and Connecticut Citizens Defense League.

Legislators are currently discussing bills that would ban high-capacity magazines and that would expand the state’s assault weapons ban, in addition to expanding background checks.

However, gun-rights supporters say the bills, if passed, would only hurt law-abiding citizens and would fail to prevent mass shootings like the Dec. 14 tragedy at Sandy Hook Elementary School in Newtown.

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Community colleges receive $30 million for upgrades

BY JENNIFER BISSELL jbissell@westfairinc.com

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he State Bond Commission last week approved more than $30 million in capital funding for the state’s 12 community colleges.

Included in the funds is $18 million for new instruction, research and lab equipment for the colleges, as well as $10 million for IT equipment and further IT system development between the colleges and the Connecticut State Colleges and Universities system office.

Several individual colleges received

funding for separate projects, including Norwalk Community College (NCC). The college is scheduled to receive $3.7 million to design a pedestrian bridge, student center, classrooms and for additional renovations as a part of the school’s master plan, which was developed in 2000.

“Those are the key areas that we’ve been waiting for bonding money for,” said Rose Ellis, NCC dean of administration.

“For years we’ve been attempting to get a pedestrian bridge so students can cross safely.”

NCC, which is split into two campuses

by Richards Avenue, has had numerous accidents on the street as students have attempted to go to class. With the new funding, Ellis said the school will likely be able to finish a bridge within five years, which will allow students to cross over the traffic.

The funding will also help NCC to create a student center for the campus by adding 12,000 square feet to the existing cafeteria. Another building, which Ellis described as archaic and not up to code, will be renovated and used as a classroom in the summer with a new air conditioner.

“Our state’s community and state colleges play an integral role in our effort to train the workforce of tomorrow,” said Gov. Dannel P. Malloy in a statement before the commission’s meeting. “The investments we are announcing today will help our state and community colleges update and modernize their facilities, so that our students can compete in the global economy.”

With certificates and associate degrees, Ellis said community colleges can put people into the workforce more quickly than a four-year university. People

can go back to school for a second career or to refine their skills at a community college, she said.

“We need people to get into the workforce,” Ellis said. “They can come to us and do that.”

Ellis said she was surprised to hear the colleges would receive additional funding this year, given the state’s challenges in balancing its biennial budget.

NCC’s projects are years behind schedule, and Ellis said she wasn’t sure why Malloy choose this year to fund the school, other than his dedication to education.

At the Bond Commission meeting, state Sen. Andrea Stillman thanked Malloy for his focus on education and the community colleges. Stillman, a Democrat, represents parts of New London County, including the city of New London.

“The community colleges have been waiting for quite some time for these upgrades. I want to thank you very much for recognizing the need there so we can get more folks into the job force,” she said.

“You know what an important role they play in job creation.”

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FAIRFIELD COUNTY BUSINESS JOURNAL • Week of March 18, 2013

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BY MICHAEL GOLDMAN

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Positioning yourself for a business bank loan

ates are low. The economy is improving. Banks have money to lend. “So,” you wonder, “how come I can’t get a loan?”

The answer is threefold: One, many business owners approach the wrong banks; two, some approach the right bank but do so poorly; and three, others are not “bankable” and need to look at non bank options.

In this post-Lehman world, banks have unquestionably cut back on the types of borrowers and loans they will entertain. The criteria have become much more stringent and if you don’t meet the criteria, it’s a complete waste of time looking for bank financing.

This means that despite the higher costs, you are probably stuck with nonbank options.

MEETING THE CRITERIA Most banks cannot even consider an application if the borrower’s lowest credit score (among Transunion, Experian and Equifax) is under 660. Furthermore, banks are not interested in borrowers who are facing lawsuits or whose Internet profile may present character questions. And unsecured lending to small businesses is now virtually nonexistent, so anyone seeking a loan from a traditional bank needs to have collateral.

Real estate is considered the best collateral, but a business with a track record can still receive bank financing based on accounts receivable, work in process and finished goods inventory.

Many banks will also finance equipment purchases, but these days, the financing arranged by equipment vendors is generally easier to obtain and has terms that are not much more onerous than bank financing.

If the business owner has sufficient credit, character and collateral, he needs to present his “financial due diligence” in a neat package. This would include copies of at least three years of business and personal tax returns, a financial statement and, for a new business, a business plan.

Financial statements should not reflect a comingling of business and personal transactions, and anything unusual should be explained in a narrative or footnote. An accountant may assist in presenting the financial statements more professionally, and banks prefer CPA-prepared or reviewed financial statements over something an applicant personally prepares.

APPROACHING THE RIGHT FINANCIAL INSTITUTION You need to know which bank to approach. Although bank advertising is ubiquitous and generic, banks have different appetites for the loans they will entertain.

For instance, some banks will not even consider loans for construction or buildings with vacant space or sub-market leases. Some banks only want real estate loans when the collateral is also the location of the business. Other banks

10 Week of March 18, 2013 • FairField County Business Journal

prefer loans to certain types of businesses and/or disfavor loans to others.

The difference in lending between local community banks and large (generally multi state) institutions cannot be overemphasized. According to the Institute for Local Self-Reliance, while small banks comprise only 21 percent of all bank assets, they account for 54% of all lending to small businesses.

Large banks offer many conveniences, but unless your loan is the proverbial round peg, they are likely to seek your deposits, not your loan business.

Local business lawyers and local accountants generally know which bank is the best match for a particular client.

They also know which bankers actually mean yes when they say “yes” and which banks actually get to the closing table.

NON-BANK ALTERNATIVES In the good old days, having significant deposits to offer a bank was sufficient for getting a loan.

Now, deposit accounts are helpful, but if your type of loan is not on the bank’s “menu,” your banker won’t budge, regardless of the deposit size. Business owners should investigate what deposit accounts may bring at each potential bank.

SBA loans are a good way for a fledgling business to obtain its first bank loan, but since the SBA guaranties the bank repayment of 75 percent of the loan, the process and paperwork are more arduous than a traditional bank loan.

SBA loans also frequently require a

blanket mortgage on the business owner’s house. Most banks offer an SBA loan program, but consider going to a banker who primarily handles SBA loans, has a track record of recent successful SBA loan closings and can provide references whose situations are similar to yours.

Larger banks frequently have better SBA programs than community banks because their scale allows for specialization within the bank.

There are private lenders, often called “hard money,” who charge much higher rates but are more flexible.

There are also non bank lenders, most of which act like banks. Credit unions are straightforward and often grant small loans. If your credit score is high enough, you might try a zero percent interest virgin credit card for a few months.

People could also try loan brokers, who scour the universe of potential lenders on the customer’s behalf and are paid a commission when the loan closes.

The money is out there for the lending. You just have to be clever in finding it.

Michael Goldman is a founding member and managing principal of the Goldman, Gruder & Woods L.L.C. law firm with offices in Greenwich, Norwalk and Trumbull. He can be reached at 899-8900 or at mgoldman@goldmangruderwoods.com.

SOCIAL MEDIA TRENDS

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BY BRUCE NEWMAN

The year of compelling content

eing able to consistently capture the attention of an increasingly sophisticated and discerning online audience is the goal of most digital marketers.

While these goals may vary enormously, they almost always involve some aspect of generating attention and driving business toward a website or landing page.

One of the most effective methods of generating business is through the use of a content marketing campaign. It allows a company to differentiate itself from its competition and communicate with its target audience by providing insights and highly useful information. Content marketing does not involve hard-core sales strategies. Instead, it relies on great content to attract the attention of its targeted audience and motivate those audience members to take action.

Think about the process that makes you first go to a website and then take some action such as signing up for a newsletter. It could originate from a discussion on LinkedIn where one of the participants strongly recommends an article or from a post in Facebook or any other social media platform. You follow the link to the website and then read the article. If you like the article, you will look more closely at the website. If you like the website and its content and if the website offers a free newsletter or white paper, you’re much more inclined to sign up for it.

There are no direct sales involved in this process, only great content. The better the content and the better it is targeted toward its market, the better the results. According to the Content Marketing Institute, B2C marketers emphasize mobile content and apps along with print newsletters and magazines to reach their audience, while B2B marketers utilize case studies, webinars and white papers as their primary content marketing vehicles.

One of the most important aspects of these content-based, customer acquisition and retention campaigns is brand awareness. Branding is becoming an increasingly important part of online marketing.

In fact, one of the major goals of almost 50 percent of all webinars relates to some aspect of branding. It is one of the reasons why many top marketers frequently present content-based webinars (that almost always include a Call to Action).

According to a 2013 CopyPress study, 62.2 percent of content marketers reported that the highest return on investment (ROI) was for featured articles followed by video (51.9 percent) and white papers (45.6 percent). Although video can be

difficult and time consuming to create and edit, when done properly, it can dramatically improve results. Given the recent developments in video products and equipment, I believe this ROI percentage will dramatically rise within the next few years. According to a December 2012 study by the Interactive Advertising Bureau, digital ad spending alone is expected to increase from $2.93 billion in 2012 to $8.04 billion by 2016 and a significant portion of this will involve video and images.

The most effective content marketing campaigns are the ones that utilize multiple tactics across several social media platforms. In general, and assuming your audience is properly targeted, the more people you can reach, the greater the response. Furthermore, if

one tactic doesn’t work, perhaps another method will elicit a stronger response.

Repurposing great content across different platforms is a highly effective strate�y that motivates people and drives them toward a website or landing page.

This year, 34.8 percent of marketing professionals listed content marketing as the most important marketing strate�y surpassing social media, SEO and all other types of online marketing for the

Working with our customers to help them work with theirs.

If you have questions about how we can help your business, please call Tripp Moore, Vice President, Business Banking at 203.462.4206

first time. By incorporating content marketing into a social media marketing campaign across multiple platforms, most companies will be able to improve their brand recognition and increase sales.

Bruce Newman is the president of wwWebevents.com, a division of The Productivity Institute L.L.C. in Carmel, N.Y. He is a social media guru and a specialist on webinar creation and promotion. He can be reached at bnewman@prodinst.com.

First County Bank provided the following credit facilities to local businesses: A $1,300,000 commercial mortgage loan on an investment property in Norwalk, CT

A $4,700,000 construction loan for an office to apartment building conversion project located in Stamford, CT

A $750,000 line of credit to an information services company located in Norwalk, CT

A $925,000 commercial mortgage to a nonprofit for a group home supporting mentally challenged individuals located in Stamford, CT

A $50,000 line of credit and a $750,000 commercial mortgage to a law firm in Stamford, CT

A $675,000 commercial mortgage and a $250,000 line of credit to a recreational club in Weston, CT

A $4,400,000 construction loan on a new mixed use building located in Darien, CT

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©2012 First County Bank. FIRST COUNTY BANK,

First County Bank, and the

FCB00524 FCBJ business tombstone ad_7.375x7.125.indd 1

A $1,800,000 commercial mortgage on an office/retail building located in Greenwich, CT

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logo are registered trademarks of First County Bank.

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W E ST P O RT

Member FDIC

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of March 2/14/13 18, 2013 11 3:31 PM

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BOB + BILL Just like the great acts of years past like Martin and Lewis – there’s now Scinto and RaveiS. to their friends, they’re just Bob and Bill – two longtime pals who reached the pinnacle in commercial and residential real estate in Fairfield county. on april 9, come hear them as they take to the stage without a script and recount their early days – days filled with trial and error, as well as some hilarious moments. they will leave you laughing … and you might even learn some of the secrets to their respective successes.

You won’t want to miss this opportunity to find out what makes the Scinto and Raveis empires tick. the auditoRiuM enterprise corporate towers 3 corporate drive | First Floor Shelton 11:30 a.m. – Meet, greet, lunch | Noon – Program

Presented by

FairField County Business Journal and Wag Magazine

Register now. Space is limited. Email Alissa Frey at afrey@westfairinc.com or go to westfaironline.com

12 Week of March 18, 2013 • Fairfield County Business Journal

ASK ANDI

BY ANDI GRAY

Cleaning up your credit line OUR CREDIT LINE HAS AN ANNUAL REQUIREMENT TO “GET OUT OF THE LINE” FOR 30 DAYS, AND THAT TIMEFRAME IS NEARING. I’M NOT CONFIDENT WE CAN CLEAN UP THE CREDIT LINE WITHIN THE 12 MONTHS, AS OUR BANK REQUIRES. WHAT SHOULD I DO? THOUGHTS OF THE DAY: Credit lines are meant to be used periodically, not constantly. Consider a term loan. Plan out your financial needs for the coming year; as the business ramps up, cash flow is likely to dry up. Plan for it.

Credit lines are designed to help a business manage through ups and downs and to back-stop cash flow cycles.

Appropriate uses of the credit line might include getting over a short-term uptick in account receivables and acquiring inventory or services in advance of billing it out on a new contract.

ONCE THE WORK IS COMPLETED THERE SHOULD BE MORE THAN ENOUGH PROFITS TO PAY OFF ALL OBLIGATIONS AND TO PUT ASIDE RESERVES FOR THE FUTURE. — Andy Gray

As with all credit instruments, credit lines should be used in anticipation of greater profits downstream. In other words, use the credit line to boost invoicing opportunity and to manage expenses and cash flow until that money comes in.

Using a credit line to manage losses is a bad idea. Borrowing to smooth over losses only leads to more problems later on. Now you owe both principal and interest. Losses mean you don’t have the funds to pay off your obligations.

One option for dealing with the cleanup period is to ask the bank to term out the line. This means you won’t have to come up with all of the funds to get out of the credit line right away. Before

you ask for help from the bank, take a look at this past year’s performance. Has the business been profitable overall? Is it likely to be profitable in the coming year? If so, ask the bank to work with you.

Discuss converting the credit line to a two, three, or four-year term loan.

That way you can make regular payments every month while increasing the amount of time you have to pay down the principal. The advantage of a term loan is that you can work your way out of the principal your company owes over time.

You will have to go through another application process to get a term loan, though. Be prepared to present personal and business financials and tax returns.

Stop struggling to manage a credit line that is no longer being used for short term borrowing needs. Instead, show the bank you are proactively managing the company’s financial responsibilities by making arrangements to pay down the principal owed.

The bank wants you to be predictable and responsible. Be ready to show them your growth plan, forecast of prospects in the cue, as well as your budget and forecast revenue for the upcoming year.

Show them how your company plans to pay off the loan by increasing revenue and managing its loan obligations over time.

Keep in mind that as any business ramps up sales, cash flow can dry up.

Advance payments for additional staff, inventory, services, equipment, et cetera all tie up funds. Clients are waiting for you to finish work before they will accept and authorize payment on final invoices.

Once invoices are authorized, some buyers may stretch out payment for another 30 to 60 days or more. Meanwhile, the bills continue. However, once the work is completed there should be more than enough profits to pay off all obligations and to put aside reserves for the future.

Make sure this is the scenario you’re dealing with. If you’re not sure, get someone to help you figure it out, fast.

Looking for a good book? Try “The Rational Guide to Building Small Business Credit” by Barbara Weltman.

Andi Gray is president of Strategy Leaders Inc., strategyleaders.com, a consulting firm that specializes in helping entrepreneurial firms grow. She can be reached at (877) 238-3535 or AskAndi@ StrategyLeaders.com. Visit AskAndi.com for a library of Ask Andi articles.

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Network on a Grand Scale Thursday, March 21st

6 Chamber Regional Business Networking Expo The Regional Business Networking Expo brings together the Business Community from Stamford to Bridgeport.

Over 100 businesses showcasing their products and services.

Complimentary Hors d’Oeuvres and Beverages Norwalk Community College (West Campus) 188 Richards Avenue, Norwalk 2:00 – 5:00 p.m.

This is a free event. media partner

sponsored by

In cooperation with

Darien, Fairfield, Greater Norwalk, Stamford, Westport/Weston Chambers of Commerce and the Bridgeport Regional Business Council For more information visit www.StamfordChamber.com or (203) 359-4761

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of March 18, 2013 13

Stamford Innovation Center continues growth

Six startups now call the Stamford Innovation Center home.

BY JENNIFER BISSELL jbissell@westfairinc.com

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lowly but surely, more companies are taking up residency and interest in the business development programs offered at the Stamford Innovation Center.

The Innovation Center, which helps

entrepreneurs start and grow their businesses by situating them in co-working space with their peers and connecting them with mentors and industry experts, has recruited four startups as tenants since officially opening in November.

“Growth is just happening all the time and at different levels of our business,” said Barry Schwimmer, founder and

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managing partner of the center, which together with the Business Council of Fairfield County is one of four hubs of the statewide Connecticut Innovation Ecosystem.

Roughly 2,000 people have already gone to events, classes and workshops held by the center. Attendance at the center’s events has continued to rise, and now four of the six spaces available for year-long leases have been nabbed, Schwimmer said.

Additionally, Pankl Aerospace Innovations and EvoLux Transportation are housed in the center as winners of the first and second Entrepreneurial Challenge competitions hosted by Sikorsky Innovations, a subsidiary of Stratford-based Sikorsky Aircraft Corp.

The winners were granted a year of rentfree space and mentoring in the center.

“As the entrepreneur in this, you want infrastructure, you want to develop faster,” Schwimmer said. “But if you look back at what you’re building, it’s very encouraging. There are always things you could do better, faster, but we’re seeing the development of a really interesting entrepreneurship community here in Stamford.”

Personally Cool Inc., the Innovation Center’s first tenant, makes on-the-go personal cooling kits designed to combat hot flashes. Local Yokel Media, the second tenant, offers a hyperlocal advertising platform for websites. Cashpath, a consumer money-management service,

Government » From page 3

to Connecticut companies.”

Stewart said companies ordinarily would not share information about how much money they spend on research and development or on fixed capital investments. She argued that capital investments and R&D expenditures could be discerned by competitors if businesses were forced to disclose all tax credit claims.

“Connecticut should not put its companies in harm’s way by requiring such unnecessary disclosure,” Stewart said, adding that companies only qualify for tax credits “after performing the specific action encouraged by the General Assembly.”

DECD Commissioner Catherine Smith said in her remarks that the agency sup-

leased space in January. And newest to the center is Orthozon, a medical device company developing a minimally invasive surgical instrument for physicians.

“Connecticut Innovations pointed us to the Stamford Innovation Center and we are delighted they did,” said Joshua Aferzon, founder of Orthozon, in a statement. “We are sourcing as much of our product in Connecticut as we can, drawing on the state’s long history as a manufacturing powerhouse. … There is a wide variety of talented vendors and individuals in Connecticut and we are excited about tapping into this resource.”

Aferzon is also a 2011 graduate of the University of Connecticut.

The Innovation Center is launching a new educational program this spring called Innovation Ed. Rather than having entrepreneurs watch videos and take online courses on their own, the program will allow participants to actively engage in courses that teach them how to develop businesses, from creating an ad campaign to redesigning a website.

“We think that many entrepreneurs are willing to pay for those sorts of skills to get them through hard knocks and get a foundation under their feet,” said Peter Propp, vice president of marketing for the center.

“The idea is working,” Propp said of the Innovation Center. “It’s not happening overnight but it’s growing and that is really rewarding.”

ports transparency and has begun to discuss the creation of a searchable format for its annual report.

But she said the requirement to disclose the economic benefits derived from each project assisted by the state “would create a competitive disadvantage for the state in its negotiations with existing companies within Connecticut and with any new companies that may consider relocating to the state.”

Both Smith and DRS Commissioner Kevin Sullivan said the additional reporting requirements of their respective agencies would not be possible unless their agencies were given additional resources and funding.

“IF DRS had the resources to do tax incidence analysis, we would already be doing it,” Sullivan said. “This will require half a million dollars or more (in) new funding either for staff and software licensing or for consulting expenses.”

TWO REAL ESTATE TYCOONS REVEAL THEIR SECRETS TWO LONGTIME PALS WHO REACHED THE PINNACLE IN COMMERCIAL AND RESIDENTIAL REAL ESTATE IN FAIRFIELD COUNTY WILL TAKE TO THE STAGE AND RECOUNT THEIR EARLY DAYS – TRIALS AND ERRORS AND SOME HILARIOUS MOMENTS AS WELL – TO THE PRESENT TIME. YOU’LL CHUCKLE AND YOU’LL GAIN INSIGHT TO THE SECRETS OF THEIR RESPECTIVE SUCCESSES. YOU WON’T WANT TO MISS THIS OPPORTUNITY TO FIND OUT WHAT MAKES THE SCINTO AND RAVEIS EMPIRES TICK.

ROBERT SCINTO

WILLIAM RAVEIS 9

April

The AudiTorium enterprise Corporate Towers 3 Corporate drive | First Floor Shelton

11:30 a.m. – Meet, greet, lunch | Noon – Program

Presented by FAIRFIELD COUNTY BUSINESS JOURNAL AND WAG MAGAzINE

Register now. Space is limited. Email Alissa Frey at afrey@westfairinc.com or go to westfaironline.com

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of March 18, 2013 15

THE LIST

RANKED BY SIZE, 230,000 SQUARE FEET OR MORE; ALPHABETICALLY IN EVENT OF TIE

Office Buildings OFFICE BUILDINGS

FAIRFIELD COUNTY NEXT LIST: MARCH 25 COMMERCIAL BANKS

Rank

Ranked by size, 230,000 square feet or more; listed alphabetically in event of tie.

Name, address and leasing agent's phone number Area Code: 203 (unless otherwise noted) Website

1

UBS Warburg Center*

2

Matrix Corporate Center

3

The Campus

4

Greenwich American Centre

5

Norden Park

6

Bridgeport Trade & Technical Center

7

One Stamford Forum*

8

400 Atlantic St.

9

RiverPark

677 Washington Blvd., Stamford 06901 • 719-3000

39 Old Ridgebury Road, Danbury 06810 • 312-1596 • matrixcorpcenter.com

1 Blachley Road, Stamford 06902 • 326-5812 • thecampusexit9.com • cushwake.com

1 American Lane, Greenwich 06831 • 326-5809 • cushwake.com

10 Norden Place, Norwalk 06855 • 286-0341 • nordenparkoffice.com

450-570 Barnum Ave., Bridgeport 06608 • 579-0551 • mybttc.com

201 Tresser Blvd., Stamford 06901 • 588-8000 • onestamfordforum.com

400 Atlantic St., Stamford 06901 • 358-8200 • 325-5340 • 400atlantic.com

800 Connecticut Ave., Norwalk 06854 • 866-7064 • cbre.com

10

Stamford Harbor Park

11

Metro Center

12

Stamford Harbour Park

13

800 Long Ridge Road

333 Ludlow St., Stamford 06902 • 846-1900 • bltoffice.com

1 Station Place, Stamford 06902 • 353-5200 • malkinproperties.com

3001-3003 Summer St., Stamford 06905 • 359-8500 • 705-2262 • joneslanglasalle.com

800 Long Ridge Road, Stamford 06902 • 846-1900 • bltoffice.com

Trumbull Corporate Centre 35 Nutmeg Drive, Trumbull 06611 • 326-5840 • cushwake.com

300 Atlantic St.

15

25 Van Zant St.

16

Benenson Capital Building *

17

MerrittView

18

Riverview**

19

Merritt on the River

NOT RANKED

14

300 Atlantic St., Stamford 06901 • 328-3605 • rfrrealty.com

25 Van Zant St., Norwalk 06855 • 854-5722 • 25vanzant.com

1600 Summer St., Stamford 06905 • (212) 867-0990

383 Main Ave., Norwalk 06851 • 353-5200 • malkinproperties.com

48 Monroe Turnpike, Trumbull 06611 • 226-5757

10-20 Glover Ave., Norwalk 06850 • 846-1900 • bltoffice.com

1010 Washington Blvd.

1010 Washington Blvd., Stamford • 363-2500 • slgreen.com

Questions or comments, call (914) 694-3600, ext. 3005.

Sources: Yale Robbins Inc./mrofficespace.com and from leasing agents and leasing agent websites.

Note: Buidlings in office parks are not listed in this category. * No outside leasing agent at this time; call number listed for information. ** Total for building; north and south buildings are connected by atrium.

NA Not available.

16 Week of March 18, 2013 • Fairfield County Business Journal

Square footage (rounded)

Architect or architectural firm

Number of floors

Year built (year renovated)

1.4 million

Skidmore, Owings & Merrill

13

2002

1.2 million

Kevin Roche, John Dinkeloo & Associates

Five

1981 (renovated 2009-2010)

900,000

NA

Three

1968

625,110

Skidmore, Owings & Merrill

Four

1970 (renovated 1987)

612,000

NA

Two

1960 (renovated 2002)

610,000

NA

Five

1960s

529,000

Hugh Stubbins & Associates

13 (including parking garage)

1973

509,696

Ulrich Franzen & Associates

15

1980

416,764

Hugh Stubbins & Associates

Five

1983

393,670

Preiss, Breismeister, Coats P.C.

Eight

1989 (2009)

285,000

Skidmore, Owings & Merrill SMS Architects

Eight

1987

281,554

Emery Roth & Sons

Eight

1980

275,000

NA

Four

1969

275,000

Robert Lamb

Three (plus mezzanine)

1970 (renovated 1988)

272,000

Romaldo Giurgola

13

1987

265,000

NA

Five

1923 (renovation ongoing)

260,000

SMS Architects

Six

1981

255,000

ASE Furno Inc.

Eight

1983 (renovated 1996)

240,000

Kasper Associates

Two

1987

230,000

Perkins Eastman

Six

From 1930s to 1970s (renovated 2001)

140,000

NA

11

1988

SPECIAL REPORT Real Estate

New name, fresh look for Stamford complex

Shippan Landing, a sixbuilding complex owned by George Comfort & Sons Inc. and Angelo, Gordon & Co., is in the midst of a $40 million renovation.

BY PATRICK GALLAGHER pgallagher@westfairinc.com

A

year after assuming full ownership of a 17.9-acre, 780,000-square-foot office complex overlooking the Stamford waterfront, George Comfort & Sons Inc. and Angelo, Gordon & Co. have renamed the property and are in the process of a $40 million overhaul.

With renovations planned for all six of the buildings that comprise Shippan Landing, Peter S. Duncan of developer George Comfort said he hopes to reinvigorate the development, which is about 45 percent occupied.

“We think it’s a great asset and kind of under-operated,” said Duncan, president and CEO of New York City-based George Comfort, which also owns the

572,800-square-foot High Ridge Park development in Stamford.

Due in part to the previous ownership, Duncan said the property “has gotten a little tattered around the edges, so we’re back in there repositioning the buildings.”

The property, previously called Harbor Plaza, is situated on a peninsula that forms the end of Harbor Drive and looks across the water at Stamford’s South End and developer Building & Land Technolo�y (BLT) Inc.’s Harbor Point complex.

Despite its waterfront location, Paul M. Jacobs of CBRE Inc., which represents the property, said the previous owner allowed the property to fall behind competing developments.

George Comfort and Angelo, Gordon,

the latter an investment firm that specializes in alternative assets, purchased the loan on Harbor Plaza in 2010, and the partnership took over the property two years later when then-owner Harbor Plaza Associates defaulted on its debt.

“I think it was a property that was always one of the more outstanding, high-end waterfront projects in Stamford. And as a result, the former ownership didn’t put a lot of money into it, and therefore, as tenants’ leases expired, they didn’t feel there was the proper quality management that was required,” said Jacobs, an executive vice president with CBRE’s Stamford office.

The renovations, which are underway, include the replacement of all of the complex’s windows, replacement of the mechanical systems in at least two buildings, and upgraded lobby spaces.

Additionally, the former Saltwater Grill, a restaurant space adjacent to 181 Harbor Drive that closed in November 2011, was demolished to open up the property, Jacobs said.

Office space will be replaced with amenities such as a cafeteria, conference center and exercise facilities at 232 Harbor Drive, which is the property’s smallest building at just 23,000 square feet.

The five other buildings range in size from 91,040 square feet to 192,570 square feet, with the complex able to accommodate tenants requiring as little

as 3,000 to 5,000 square feet or larger.

Two buildings – 250 Harbor Drive and 262 Harbor Drive – are fully occupied, but Duncan said even those would be the recipients of upgrades. He said George Comfort hopes to have “the lion’s share” of its work completed by the end of 2013.

“We just think that with a little tender love and care, we should put this back to where it should be,” Duncan said.

The property’s name change was spurred by the abundance of similarly titled developments, which include BLT’s Harbor Point.

But despite the competition across the water, where BLT has attracted the likes of Starwood Hotels & Resorts Worldwide Inc. and hedge fund giant Bridgewater Associates LP, Duncan said he is optimistic.

“We think it’s all positive,” Duncan said. “We think that investment – all that investment in the south point – is fantastic for all of Stamford and we benefit from it as well.”

Jacobs said CBRE is “bullish” and that it has had numerous conversations with potential tenants.

“It’s the only true waterfront complex (in the Stamford market) with unobstructed views,” Jacobs said. “So … you have the competition at Harbor Point, and yes, that’s clearly competition and formidable competition, but we feel that our value play is considerable.”

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of March 18, 2013 17

BY CHRISTOPHER JORDAN

S

ince the real estate bubble burst, many Westchester and Fairfield County homeowners continue to wonder if the value of their homes will increase to “what it once was” and beyond.

The state of the global economy and fiscal policy and deficit decisions facing U.S. lawmakers will continue to impact both real estate investors and those in search of a new home. The question is, how does one approach the big decision of whether to buy or sell in the current environment?

Typically, a home represents the largest asset that people own. Unlike the stock market, a daily valuation cannot be obtained. The decision to buy or sell is often reached after considerable thought and research. School districts, the daily commute, amenities and resale value all need to be evaluated when considering the purchase of a home.

Since the boom and bust, have we really reached the bottom? Is this the time to buy? With borrowing rates near historic lows and values far below their peak, those certainly are good questions.

As a financial advisor, not a week of meetings goes by for me without a client

To sell, or not to sell?

asking whether he or she should consider moving. A number of headlines have suggested a rare buying opportunity. While data might be helpful, many individuals make financial decisions emotionally, with fear of losing a job or going bankrupt often preceding a sale. Conversely, there are buyers out there that will lowball sellers until they find a proverbial steal.

For most people, the question of timing is uniquely personal. Yet being aware of the economic issues still remains critical.

The bulging deficit will clearly contribute to slow overall growth here domestically. The recent change in income tax rates will also have an impact as all individuals must stick to a budget and less net income means lower amounts payable to debt service.

Two areas worth paying close attention to when thinking long term about real estate are interest rates and inflation.

Historical data show that home prices tend to rise with interest rates.

So, for homeowners who are locked into low, long-term rates on their current mortgages, moving could turn out to be expensive if interest rates rise.

Lenders have moved from a “free

18 Week of March 18, 2013 • FairField County Business Journal

money” pre-recession climate to very stringent guidelines. Pre-bubble, obtaining a mortgage was a given and most thought the value of their homes would continue to rise. In the past few years, many had a tough time qualifying for a loan or were unable to obtain one altogether. Worse yet, many stretched their budgets to afford homes and pay larger mortgages than their homes are worth.

One big byproduct of our struggling economy and large deficit is the limited number of new jobs. In order to make a home purchase, a borrower needs to feel confident about the prospect of repaying the loan. Recent estimates reveal 12 million Americans are out of work and nearly 9 million aren’t able to work the hours they desire. To increase profits, corporations have merged and have laid off employees and job opportunities remain stubbornly lean.

The result is a lack of confidence that a good-paying job is around the corner.

Many are concerned about the future of their current position and have seen countless friends lose a job.

Real estate values suffer when buyers become scarce. The large number of available homes to purchase coupled

with fewer buyers and tighter lending has been a “perfect storm” for home values.

Inflation’s impact on home values is tricky. In higher inflationary periods, the prices of assets rise, whether it’s bread, milk, rent or home values. If you were certain of inflation approaching, then buying a home would make great financial sense. However, as inflation climbs, theoretically more people would be forced to sell.

Naturally, the decision to rent or buy has been on the forefront. According to the Census Bureau, the home ownership rate dropped from 69 percent in late 2006 to 65.5 percent in late 2012.

While there is still too much uncertainty to predict the real estate market in suburban New York, if your personal plans call for buying or selling, then a home can be a great long-term investment. Locking in at today’s low rates can protect you from inevitable higher rates and trying to time the market is best left to those with a crystal ball.

Christopher P. Jordan is president and CEO of LEXCO Wealth Management Inc., with offices in Greenwich and Farmington and headquarters in Tarrytown, N.Y. He can be reached at cjordan@lexcowealth.com.

Anchors aweigh Search on to replace Saks

The Saks Fifth Avenue store in the Stamford Town Center will close in early 2014.

BY PATRICK GALLAGHER pgallagher@westfairinc.com

W

ith retailer Saks Inc. announcing last month its plans to close its Saks Fifth Avenue store in the Stamford Town Center in early 2014, mall administrators say they’re confident in finding a replacement anchor tenant.

Saks CEO Steve Sadove said the company’s decision to close its Stamford Town Center store, which opened just a year after the mall itself in 1983, comes as part of the company’s routine evaluations of its stores’ profitability.

“This planned closing is consistent with our strate�y of utilizing our resources in our most productive Saks Fifth Avenue stores,” Sadove said in a statement.

The retailer operates 43 Saks Fifth Avenue stores, including its Stamford and Greenwich locations, and 65 Saks Fifth Avenue OFF 5TH stores, which is the company’s discount venue.

The 80 or so workers at Saks’ 78,000-square-foot Stamford Town Center store will either be offered transfer opportunities or will receive buyout packages, Sadove said, noting that “store closing decisions are never easy.”

A spokeswoman for mall operator Taubman Co. L.L.C., of Bloomfield Hills, Mich., said the company doesn’t feel that sales will be impacted by the closing.

That view was reiterated by Meredith Keeler, the mall’s general manager, who said sales will be bolstered by a number of new tenants while the mall seeks out a replacement anchor.

“We’ve added some great retailers over the past few months with Plan B

Burger, (The) Art of Shaving, L’Occitane en Provence, SIX:02, Chico’s, Teavana. … We are really happy that the sales in the center continue to be strong,” Keeler said. “Our leasing and development teams are working on options for the Saks replacement.”

The departure will leave the Stamford Town Center with Macy’s, which occupies a 245,000-square-foot space in the mall, as its primary retail anchor. Other retailers include Ann Taylor, Apple, Barnes & Noble, Brooks Brothers, J. Crew, Pottery Barn, and Williams-Sonoma, among others, while restaurant tenants include The Capital Grille, P.F. Chang’s China Bistro, and California Pizza Kitchen.

Retail analyst Howard Davidowitz described the closing as “a sign of strength,” rather than a negative reflection on Saks.

“Saks’ profits have been up very nicely the past few years,” bolstered by strong sales at the company’s OFF 5TH stores, said Davidowitz, chairman of Davidowitz & Associates Inc., a national retail consulting and investment banking firm headquartered in New York City. “There’s nothing wrong with the company – the company is fine.”

Saks reported earnings of 46 cents per share for the fiscal year ended Feb. 2, which was 53 weeks due to an accounting adjustment that occurs once every six years for the company.

That was on par with earnings of 45 cents per share for Saks’ prior fiscal year.

“It’s normal for a retail company to consistently analyze their store portfolio,” Davidowitz said. Closing its Stamford location, he said, likely represents “efficient, smart management. It’s no indication of weakness in their case.”

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FAIRFIELD COUNTY BUSINESS JOURNAL • Week of March 18, 2013 19

FAIRFIELD COUNTY

Partners PARTNERS

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2013 2012 FAIRFIELD COUNTY FAIRFIELD COUNTY

40UNDER40 40UNDER40 It’s the premIer BUSINESS-AWARD

eVeNt OF the YeAr

Be part of Fairfield County business history.

Nominate a candidate (perhaps yourself) who fits the Nominate a candidate who dynamic fits the description of young (perhaps (under theyourself) age of 40), description of young (under the age of 40), dynamic industry industry leader who is part of the county’s business growth. leader who is part of the county’s business growth.

NomiNatioN forms are available oN wEsTFAIRONLINE.COm.

Nomination forms are available on westfaironline.com.

Nomination deadline is April 19. Please act quickly.

for more iNformatioN, Holly19.

DeBartolo (914)quickly.

694-3600, ext. 3006 Nomination deadline call is April Pleaseatact For more information, call (914) 694-3600, ext. 3031.

eveNt: June 20

20 Week of March 18, 2013 • Fairfield County Business Journal

A passion for sculpture My Name is Justin Daniel Perlman and I’m a sculptor and dedicated practitioner of the arts.

Technically, you can say that I left my studies in anthropology to become a sculptor, but I just see it as joining the story rather than describing it. The first day I walked into the basement of The Arts Students League of New York 15 years ago, I understood that sculpture was what I wanted to do. A couple of years later, when I moved to Italy to study marble carving, I understood what a long trip it was going to be. I have done nothing over these many years that hasn’t been in pursuit of sculpture. I have worked in a bronze foundry building war memorials, held a studio in an old slaughterhouse and worked as a private artisan for other master sculptors building their monumental visions from little foam models. It can be said that I have an old-fashioned education.

I live and work in Sherman, Conn., where I’m able to do my own large- and small-scale work. I’m a lover of process and so I work in a lot of different materials. I have always loved narrative and I do a lot of representational figurative work with varying degrees of abstraction. My work is on display as part of the Madison Sculpture Mile, in Madison, Conn. and soon will be part of an exhibition at the governor’s mansion. I also have work at Watershed Gallery in Ridgefield, as part of a new group exhibition.

As an artist in residence for the Ridgefield Guild of Artists, I’m engaged in a collaborative project with the other artist in residence, Adelka Polak, the Ridgefield Symphony Orchestra, and the Ridgefield Conservatory of Dance, in which we are creating an art piece as part of the RSO spring concert. I believe in this type of collaboration as a vehicle not just to increase communication between arts organizations, but as a way to push the individual artistic media. I confess it’s hard to go back to hanging your work on a wall after you’ve had it hang above a live orchestra.

To see samples of my work, you can visit my website at justinperlman.com or you can visit the Watershed Gallery at watershedgallery.com.

FCBUZZ

Arts & Culture of Fairfield County

OUT OF THE PAST: FAIRFIELD MUSEUM REVISITS NEW DEAL FOR ARTISTS

Archie Tillinghast, “New England Farm.” Department of Developmental Services, Southbury Training School.

“Art for Everyone – The Federal Art Project in Connecticut,” at the Fairfield Museum and History Center through April 21, documents an important moment in American art history.

During the Great Depression, scenes of life in Connecticut were forever captured on canvas through the Federal Art Project, the visual arts division of the Works Progress Administration (WPA) that President Franklin D. Roosevelt established to provide economic relief for the unemployed.

For the first time in the nation’s history, the federal

government hired hundreds of artists and paid them an hourly wage for art that was pleasing to the eye and that could inspire faith in democracy.

In Connecticut, 173 artists were given the opportunity to receive compensation for their talents, documenting scenes of everyday life in the state.

“Art for Everyone” began as a joint project between the Connecticut State Library and the Mattatuck Museum to identify and document WPA artists, create an exhibition and publish a catalog. The exhibit features more than 20 Connecticut artists whose work was placed in public places, including courthouses, state hospitals, sanatoriums, post offices, schools and libraries, helping to broaden the idea that art is universal.

Join exhibit curator Cynthia Roznoy March 21 at 7:30 p.m. for a presentation and gallery tour that includes samples of each aspect of the project. Then April 10 at 7 p.m., the museum presents “Art for Everyone: WPA in Westport” at the Westport Public Library. Discover the fascinating story of how these public art treasures were lost and found, from the beginnings of the WPA Art Rescue Committee to the collection’s present status as part of Westport Public School’s Permanent Art Collection. Speakers will include Eve Potts, former chairman of the Westport Schools Permanent Art Collection (WSPAC) / WPA Art Rescue Committee, and Kathie Motes Bennewitz of the Westport Schools Permanent Art Collection.

For more, call 259-1598 or visit fairfieldhistory.org.

DRAWING ON LOCAL TALENT Justin Perlman Member, Cultural Alliance of Fairfield County

The mission of the Cultural Alliance of Fairfield County is to support cultural organizations, artists and creative businesses by providing promotion, services and advocacy.

For more information, visit CulturalAllianceFC.org or email infoCulturalAllianceFC.org or call 256-2329.

For events lists, visit FCBuzz.org.

The Silvermine School of Art in New Canaan, in partnership with The Aldrich Contemporary Art Museum in Ridgefield, will once again participate in “Draw On! Draw On!” – a week of drawing in the community.

On March 23,, from 9 a.m. to 6 p.m., the School of Art will conduct “Draw Until You Drop!” This one-day event is open to the public and provides an opportunity for continuous, intensive figure drawing. Participants of all skill levels, ages 16 and up, will be able to work alongside Silvermine faculty, Guild Artists members and students to develop their artistic vision, sharpen

skills and energize studio experience through drawing. Using all the studios in the School of Art, participants will have the opportunity to work with male and female models in a range of different poses, from short and athletic to extended poses, as well as portrait study.

Participants who would like to work with still life setups will also have a variety to choose from. The fee for the day is $30 and half-day is $15. You can register in advance or the day of the event. Tables, easels, drawing horses, drawing boards and basic drawing supplies will be available. For more

Visit FCBuzz.org for more information on events and how to get listed.

information, call 966-6668, ext. 2, or visit silvermineart.org.

A quick draw at Silvermine School of Art. Presented by: Cultural Alliance of Fairfield County

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of March 18, 2013 21

IF WARREN BUFFETT SAID ‘BUY,’ WOULD YOU? Here’s what the Oracle of Omaha had to say in his annual letter to shareholders after Berkshire Hathaway bought 28 newspapers in 15 months:

“THE WORLD HAS CHANGED ... NEWSPAPERS CONTINUE TO REIGN SUPREME, HOWEVER, IN THE DELIVERY OF LOCAL NEWS.” “THERE IS NO SUBSTITUTE FOR A LOCAL NEWSPAPER THAT IS DOING ITS JOB” “PAPERS DELIVERING COMPREHENSIVE AND RELIABLE INFORMATION TO TIGHTLY BOUND COMMUNITIES AND HAVING A SENSIBLE INTERNET STRATEGY WILL REMAIN VIABLE FOR A LONG TIME.” That’s what the Business Journals are all about.

22 Week of March 18, 2013 • Fairfield County Business Journal

FAIRFIELD COUNTY

BUSINESS JOURNAL Tallcouchi, Jo-Anne R., Bridgeport. $159,564, in favor of HBR Trumbull L.L.C., Trumbull. Property: 107 to 113 Orland St., BridgeChase Equipment Corp. and Joan port. Filed Feb. 28.

P. and Peter J. Demato Sr., Brookfield. $65,000, in favor of Webster BUILDING Bank, Cheshire. Property: 86 Riverford Road, Brookfield. Filed Feb. 25.

PERMITS

ATTACHMENTSFILED

Jeffrey, John B. Tucker d.b.a. Southern Cross Holdings, New Canaan. COMMERCIAL $295,000, in favor of John R. Hummel. Property: 322 Canoe Hill Road, CEG Realty L.L.C. Fit-out an existNew Canaan. Filed Feb. 21. ing commercial building for Peachwave Frozen Yogurt, Mill Plain Road, Danbury. Estimated cost: ATTACHMENTS$75,000. Filed Feb. 25.

RELEASED

Dragone, Tina, Emanuel, George and Thomas, Bridgeport. $405,419.74, in favor of Ridgefield Bank Mortgage Corp., Ridgefield.

Property: 1771 Main St. and 1795 to 1797 Main St., Bridgeport.

Filed Feb. 25.

KSA Commercial Construction, contractor for JC Penney’s Properties Inc. Perform interior renovations at an existing commercial building, 7 Backus Ave., Danbury.

Estimated cost: $139,713. Filed Feb. 27.

Bridgeport Hospital, Bridgeport.

Filed by Kaiyanna Glenn, Bridgeport. Plaintiff’s attorney: Agustin Sevillano, Bridgeport. Action: The plaintiff has brought this suit against the defendant for damages suffered while in the care of Anspach, David, Wilton, contrac- Clearview Inc., contractor for the defendant and its agents. The tor for John Anselmo. Perform in- DeAngelo-Ruotolo Residence. Per- defendant failed to exercise a deterior additions at a single-family form external renovations at an ex- gree of skill and care that would residence, 33 Colonial Road, Stam- isting single-family residence, 225 have prevented further mediford. Estimated cost: $13,000. Filed Hollow Tree Ridge Road, Darien. cal complications. Filed March 5.

Estimated cost: $14,000. Filed Case no. 6033685.

March 1.

March 7.

Anderson, Eileen and Raymond.

Perform interior additions at a single-family residence, 1031 Catamount Road, Fairfield. Estimated cost: $5,000. Filed Feb. 28.

Clark, Nina. Perform interior renovations at an existing single-family residence, 94 Gaymoor Drive, Stamford. Estimated cost: $21,000.

Filed Feb. 26.

Anthony M. Baldino Custom Home, contractor for M&R Associates L.L.C. Perform interior renovations at an existing single-family residence, 189 Fairmount Terrace, Fairfield. Estimated cost: $8,000.

Filed March 5.

Country Club Homes Inc., Wilton, contractor for Judith Stephan.

Construct a new single-family residence, 119 W. Hills Road, New Canaan. Estimated cost: $1.6 million.

Filed March 5.

Astrum Solar, contractor for Gerald Soltis. Install solar panels at an existing single-family residence, 301 Catherine Terrace, Fairfield. Estimated cost: $6,006. Filed March 1.

Donohue, James F. Repair water damage to a single-family residence, 8B South St., Unit B11, Danbury. Estimated cost: $2,000. Filed Feb. 25.

Eastside Development Associates L.L.C., Stamford. $1.2 million, in favor of Morganti Group Inc., Danbury. Property: 850 E. Main St., Unit 216, Stamford. Filed Mar. 1.

Puckley, Daniel, contractor for 1552 Realty Partners. Perform interior renovations at an existing commercial building, 1552 Post Road, Fairfield. Estimated cost: $20,000.

Filed Mar. 4.

Astrum Solar, contractor for Jacqueline and Steven Jacobs. Install solar panels at an existing singlefamily residence, 76 Woodbine Court, Fairfield. Estimated cost: $12,548. Filed March 4.

East Coast Structures, contractor for 16 Sunset Road L.L.C. Perform interior renovations at an existing single-family residence, 16 Sunset Road, Darien. Estimated cost: $18,000. Filed March 5.

Eastside Development Associates L.L.C., Stamford. $1.2 million, in favor of Morganti Group Inc., Danbury. Property: 850 E. Main St., Unit 502, Stamford. Filed Mar. 1.

Tolari L.L.C. Perform interior renovations at an existing commercial building, 184 Summer St., Stamford. Estimated cost: $3,000. Filed Feb. 28.

Ataya Residence, Brookfield. Perform external renovations at an existing single-family residence, 30 Oak Grove Road, Brookfield. Estimated cost: $1,100. Filed Feb. 26.

Elite Building Inc., contractor for Home Renewes L.L.C. Perform external renovations at an existing single-family residence, 95 S. King St., Danbury. Estimated cost: $12,000. Filed Feb. 25.

Eoanou, John, Westport. $313,706.45, in favor of Lyon & Billard Co., Meriden. Property: 53 Sturges Highway, Westport. Filed Feb. 25.

Weber, Evelyn (Pastor), Grassy Plain Road L.L.C. Perform interior renovations at an existing commercial building, 8 to 10 Grassy Plain Road, Bethel. Estimated cost: $4,000. Filed Feb. 28.

Atlantic Building, Ridgefield, contractor for Carol Ann Borelli.

Perform interior renovations and additions at an existing singlefamily residence, 43 Brinckerhoff Ave., New Canaan. Estimated cost: $75,000. Filed March 1.

Fenn Building L.L.C., contractor for Toni and Stephen Habetz.

Construct an accessory building at a single-family residence, 536 Old Post Road, Fairfield. Estimated cost: $55,000. Filed March 5.

Items appearing in the Fairfield County Business Journal’s On The Record section are compiled from various sources, including public records made available to the media by federal, state and municipal agencies and the court system.

While every effort is made to ensure the accuracy of this information, no liability is assumed for errors or omissions. In the case of legal action, the records cited are open to public scrutiny and should be inspected before any action is taken.

Questions and comments regarding this section should be directed to: Bob Rozycki c/o Westfair Communications Inc. 3 Gannett Drive, Suite G7 White Plains, N.Y. 10604-3407 Phone: (914)694-3600 Fax: (914)694-3680

RESIDENTIAL

Bethel Danbury Two L.L.C., Newtown. Construct a new singleAardvark Remodeling L.L.C., family residence, 9 Hopkins Court, contractor for People’s United Bethel. Estimated cost: $244,918.

Bank. Perform external renova- Filed Feb. 28. tions at an existing single-family residence, 67 Topstone Drive, Danbury. Estimated cost: $10,000. Filed Bethel Danbury Two L.L.C., Newtown. Construct a new single-famFeb. 28. ily residence, 10 Hopkins Court, Bethel. Estimated cost: $253,344.

AF Contracting L.L.C., contractor Filed Feb. 28. for Kimberly and Jeffrey Ruggiero.

Perform additions to a single-family residence, 30 Nutmeg Lane, Fair- Cambridge Builders, New Cafield. Estimated cost: $15,000. Filed naan, contractor for Hawley Holdings L.L.C. Perform additions to a March 4. single-family residence, 871 Weed Road, New Canaan. Estimated cost: $53,000. Filed Feb. 26.

COURT CASES

BRIDGEPORT DISTRICT COURT 216 Garfield Avenue L.L.C. and Fatima Maria Silva, Monroe. Filed

by Arthur P. Santolupo, Bridgeport.

Plaintiff’s attorney: Daniel Shepro, Stratford. Action: The plaintiff has brought this suit against the defendant for wrongful eviction of the life tenant despite provisions that were set forth in a will. The plaintiff claims an injunction that will prevent the defendant to dispossess the plaintiff.

Filed March 4. Case no. 6033634.

Carlson Cosntruction L.L.C., et al., Bridgeport. Filed by The Hatch & Bailey Co., Norwalk. Plaintiff’s attorney: Bruce L. Elstein, Bridgeport. Action: The plaintiff has gained an attachment and garnish valued at $27,000. Filed March 1.

Case no. 6033612.

Neff Kitchens Manufacturing Ltd. Filed by Thomas J. Weihing, Plaintiff’s attorney: John T. Bochanis, Bridgeport. Action: The plaintiff has brought a breach-of-contract suit against the defendant for refusing to pay the legal fees for services rendered. The plaintiff seeks monetary damages. Filed March 5.

Case no. 6033674.

DANBURY DISTRICT COURT

Connecticut Restroom Specialities L.L.C. Filed by Bradley Corp., Plaintiff’s attorney: Kenneth M. Rozich, New Haven. Action: The plaintiff has brought a breach-ofcontract suit against the defendant for failing to pay for goods supplied by the plaintiff on open account.

Electric Boat Corp., et al., Groton. The plaintiff claims monetary damFiled by Donna Goodall, Groton. ages. Filed Feb. 28. Case no. 6011749.

Plaintiff’s attorney: Amity L. Arscott, Groton. Action: The plaintiff has brought this suit against the K & J Excavating and Landscapdefendant for secondary exposure ing Inc., Fairfield. Filed by Newto asbestos through her husband. town Pools L.L.C., Newtown.

The plaintiff is now sufferieng from Plaintiff’s attorney: William F. L. asbestos-related lung disease. The Rodgers, Newtown. Action: The plaintiff claims monetary damages. plaintiff has brought a breach-ofcontract suit against the defendant Filed March 1. Case no. 6033602. for failing to pay plaintiff for truckhauling services. Filed March 4.

Fovama Oriental Rugs Ltd. Filed Case no. 6011769.

by Heartland Payment Systems Inc. Plaintiff’s attorney: Steven A. Sugarmann, New Haven. Action: The May,Mary Ellen M.D.and Physicians plaintiff has brought a breach-of- for Women’s Health L.L.C., et al. Filed contract suit against the defendant by Susan Paulsen, Bethel. Plaintiff’s atfor failing to pay for credit-card torney: Nicholas E. Woel, Stamford. processing services. The plaintiff Action: The plaintiff has brought this claims monetary damages. Filed malpractice suit against the defendant for causing the plaintiff to sustain a March 4. Case no. 6033667. third-degree burn while undergoing a procedure. The plaintiff has suffered Ingersoll-Rand Co., et al., Groton. and was required to expend substantial Filed by Donna Goodall, Groton. sums of money for medical care. Filed Plaintiff’s attorney: Amity L. Ar- March 5. Case no. 6011795. scott, Groton. Action: The plaintiff has brought this suit against the defendant for secondary exposure to asbestos through her husband. STAMFORD The plaintiff is now sufferieng from DISTRICT COURT asbestos-related lung disease. The plaintiff claims monetary damages.

Boehringer Ingelheim PharmaFiled March 1. Case no. 6033606. ceuticals Inc., et al., Ridgefield. Filed

by William Henry Simmons, LouisMola Inc. d.b.a. Tuscany Ristoran- ville, Ky. Plaintiff’s attorneys: Marisa te, et al., Bridgeport. Filed by Vision A. Bellair and Steven J. Errante, New Payment Solutions L.L.C., Port- Haven. Plaintiff’s attorney: The land, Maine. Plaintiff’s attorney: plaintiff has brought this suit against Richard C. Feldman, New Haven. the defendant for product liability of Action: The plaintiff has brought a Paradaxa and its failure to disclose breach-of-contract suit against the a warning section, which indicates defendant for failing to pay plaintiff that there is no way to reverse the for services provided. Filed Feb. 28. anticoagulent effects of the medication. The plaintiff claims monetary Case no. 6033585. damages in excess of $15,000. Filed March 1. Case no. 6017397.

THE RECORDS SECTION IS NOW AVAILABLE BY DIGITAL SUBSCRIPTION. Go to westfaironline.com/buy/records-section/ for more information and to view a sample.

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of March 18, 2013 23

on the record Fairfield County Carpenters Inc. Filed by Marek Choma, Plaintiff’s attorney: Alice M. McQuaid, Norwalk. Action: The plaintiff alleges that the defendant is negligent of a breach-of-oral contract for failing to and refusing to abide by the terms of the oral agreement of the parties. The plaintiff claims monetary damages. Filed Mar. 5.

Case no. 6017421.

Katzenberger’s Express L.L.C., et al., Greenwich. Filed by All-Phase Electric of N.Y. Inc., Jefferson Valley, N.Y. Plaintiff’s attorney: Thomas B. Noonan, Darien. Action: The plaintiff has brought a beach-ofcontract suit against the defendant for failing to pay plaintiff for work performed. The plaintiff claims monetary damages. Filed March 1.

Case no. 6017396.

DEEDS

FORECLOSURE

BY SALE City of Bridgeport. Seller: Kieran J. Costello, Bridgeport. Property: 242 Pearl Harbor St., Bridgeport.

Amount: $13,650. Docket no. FBT cv12-6029297-S. Filed March 4.

Onewest Bank FSB, Pasadena, Calif. Seller: Susan Kohn, Bridgeport.

Property: 590 N. Summerfield Ave., Bridgeport. Amount: $95,671.11.

Docket no. FBT cv08-5014556-S. Filed Feb. 26.

QUIT CLAIM Bensaid, Barbara and Ilana Steiner, Stamford. Seller: Margarita Guevara, Stamford. Property: 54 W. North St., Apt. 422, Stamford.

Amount: $112,000. Filed Feb. 27.

Buzasi, Helen, Greenwich. Seller: Steven W. Diehl, Trumbull. Property: 87 Putnam Park, Greenwich.

Amount: $350,000. Filed Feb. 28.

Mery, Emma P. and Angel L. Ayala, Stamford. Seller: Flor and Sergio M. Mery, Stamford. Property: 157 Prudence Drive, Stamford. Amount: $440,000. Filed March 4.

Suliman, Saadia, Bridgeport.

Seller: Thu V. Nguyen, Bridgeport.

Property: 479 Success Ave., Unit 75479, Bridgeport. Amount: $37,000.

Filed Feb. 26.

U.S Bank N.A., trustee, Salt Lake City, Utah. Property: Arch Bay Holdings L.L.C., New Canaan.

Property: 454 Carter St., New Canaan. Amount: $1.07 million. Filed Feb. 28.

RESIDENTIAL

Brush, Jacqueline M., Cos Cob. Seller: Wells Fargo Bank N.A., West Palm Beach, Fla. Property: 377 Cognewaugh Road, Cos Cob. Amount: $1.9 million. Filed Feb. 26.

25 Norwalk Avenue L.L.C., Westport. Seller: Patricia Englund Lefferts, Denver, Colo. Property: 25 Norwalk Ave., Westport. Amount: Burke, Rita B. and William J., Cos $900,000. Filed Feb. 27.

Cob. Seller: Kristin K. and John R. Burbank, Stamford. Property: 28 Euclid Avenue L.L.C., Stamford. 120 Emery Drive East, Stamford.

Seller: Thomas Morelli, Stamford. Amount: $900,000. Filed Feb. 26.

Property: 28 Euclid Ave., Stamford.

Amount: $315,000. Filed March 4.

Burnham, Cherisse N. and Ryan A., Fairfield. Seller: Kendra Rob43 Park Street Association, Ber- inson, Bridgeport. Property: 87 lin. Seller: Deutsche Bank National Calvin Ave., Bridgeport. Amount: Trust, Coppell, Texas. Property: $194,000. Filed Feb. 28.

633 N. Ridgefield Ave., Bridgeport.

Amount: $64,000. Filed Feb. 26.

Bush, Alison and Joshua Fagen, New York City. Seller: Victor ConAlzate, Jessica and Andres Cas- struction L.L.C., Westport. Propertellanos, Greenwich. Seller: Maria ty: 35 Silent Grove North, Westport.

Giribaldo, Fairfield. Property: 71 Amount: $1.6 million. Filed Feb. 26.

Mead Ave., Greenwich. Amount: $558,000. Filed March 4.

Calabro, Jacqueline A. and John P., Darien. Seller: Christina K. Hare, Anderson, Emma and Michael Norwalk. Property: 6 Tullip Tree Kozlowski, Bethel. Seller: Alejan- Lane, Darien. Amount: $1.4 mildro I. Ortner, Brookfield. Property: lion. Filed Feb. 26.

156 Chestnut Ridge Road, Bethel.

Amount: $150,000. Filed Feb. 27.

Cardillo, Sebastiano, Stamford.

Seller: Esther Sciarretta, Stamford.

Antipuesto, Catherine S. and Cris Property: 21 River Place, Stamford.

C., Stamford. Seller: 630 Hope Amount: $675,000. Filed March 1.

Street L.L.C., Stamford. Property: 630 Hope St., Unit 1, Stamford.

Amount: $390,000. Filed March 4. Castaneda, Martha J., Bridgeport.

Seller: Gladys and Luis Jimenez, Bridgeport. Property: 67 Chestnut Ayala, Silvia A., Bridgeport. Seller: St., Bridgeport. Amount: $24,000.

Dalrich Ferguson, Bridgeport. Prop- Filed Feb. 28. erty: 456 Wood Ave., Bridgeport.

Amount: $53,500. Filed Feb. 27.

Cerilli, Kelly L., Riverside. Seller: Gail P. and Samuel T. Telerico, Bakes, Debbie, Bridgeport. Seller: Greenwich. Property: 24 Meadow Gail and Paul Munch, Stamford. Road, Riverside. Amount: $1.9 milProperty: 271 Bridge St., Unit 295, lion. Filed Feb. 26.

Stamford. Amount: $301,000. Filed Feb. 26.

Chamoures, John, New Fairfield.

Seller: Joseph Coniglio, New FairBehringer, Amanda and James fleid. Property: 226 Pine Hill, New N., Ridgefield. Seller: Jennifer M. Fairfield. Amount: $90,000. Filed Ouellet, New Fairfiel d. Property: 2 Feb. 27.

Fair Lane, New Fairfield. Amount: $120,000. Filed Feb. 28.

Chen Liao, Maribel and Wayne Liao, Redding. Seller: Anna M. and Benegas Tennemaza, Zonia and John A. Sarico Jr., Redding. PropHugo Calle, Bridgeport. Seller: erty: 15 Glen Hill Road, Redding.

Gladys and Ronald Simmons Jr., Amount: $550,000. Filed Feb. 28.

Bridgeport. Property: 75 Ridgefield Ave., Bridgeport. Amount: $50,000.

Chiarelli, Lindsey A. and Victor E. Filed Feb. 25.

III, New Canaan. Seller: Brookfield Global Relocation Services L.L.C., Benton-Rzeznik, Francine M. and Woodridge, Ill. Seller: 139 Parade Liznika C., Westport. Seller: Joyce Hill Road, New Canaan. Amount: A. and Alfred D. Serrao, Westport. $875,000. Filed Feb. 19.

Property: 7 Grist Mill Lane, Westport. Amount: $946,250. Filed Chickles, Justin D., Stamford. SellMarch 1. er: Sandra K. Burke, Darien. Property: 24 Cliff Ave., Darien. Amount: Brookfield Global Relocation Ser- $865,000. Filed Feb. 26. vices L.L.C., Woodridge, Ill. Seller: Tamara and Curtis J. Carstensen, New Canaan. Property: 139 Parade Cinnamon, Sonia and Justin M., Hill Road, New Canaan. Amount: Stamford. Seller: 214 Seaside Partners L.L.C., Danbury. Property: $875,000. Filed Feb. 19.

214 Seaside Ave., Unit 1, Stamford.

Amount: $505,000. Filed March 1.

24 Week of March 18, 2013 • Fairfield County Business Journal

Coady, Michael A., Stamford. Seller: Daniel J. McNulty, Darien. Property: 6 Woodley Road, Darien. Amount: $2.4 million. Filed March 1.

Colby, Cassandra M. and Christopher J., Danbury. Seller: Richard Heuser III, Danbury. Property: 166 Great Plain Road, Danbury.

Amount: $205,000. Filed Feb. 25.

Coretto-Wismann, Crystal C. and Donald M. Wismann, Sandy Hook. Seller: Ellen Smith and Michael Neylan, West Hartford. Property: 72 Engleside Terrace, Sandy Hook. Amount: $170,000. Filed Feb. 27.

Coronel, Carmen E. and Carlos A., Danbury. Seller: Maria and Christian Minaya, Danbury. Property: 6 Woodside Avenue Extension, Danbury. Amount: $175,000. Filed Feb. 27.

Corwell, Dalvis, Bridgeport. Seller: 314 Center Street L.L.C., Bridgeport. Property: 277 Remington St., Bridgeport. Amount: $84,900. Filed March 4.

Curtiss, Janice V., Shelton. Seller: Jennifer F. Alcantara-Gowdy, Newtown. Property: 21 Pine St., Newtown. Amount: $178,021. Filed Feb. 26.

Dynner, Heather C. and Glenn D., Stamford. Seller: Jill M. and Gregory E. Smyth, Stamford. Property: 439 Pepper Ridge Road, Stamford.

Amount: $521,000. Filed Feb. 28.

East End Redevelopment L.L.C., Bridgeport. Seller: Eddy Torres, Bridgeport. Property: 1803 to 1805 Stratford Ave., Bridgeport.

Amount: $48,000. Filed Feb. 25.

Cuffy, Annmarie E., et al. Creditor: GMAC Mortgage L.L.C., Fort Washington, Pa. Property: 70 Old Barn Road, Stamford. Judgment of foreclosure has passed. Filed March 4.

Duffy, John D. and Gay C. Hemingway. Creditor: Hudson City Savings Bank, Paramus, N.J. Property: 22 Cary Road, Greenwich. Judgment of foreclosure has passed. Filed Feb. 26.

Esposito, Jenna L., Stamford.

Seller: Tetyana Shkolna and Viktor Umanskyy, Stamford. Property: 30 Garcia, Giovanni A., et al. CrediLindstrom Road, Unit 5, Stamford. tor: Connecticut Housing Finance Amount: $287,000. Filed March 4. Authority, Rocky Hill. Property: 8 Whitlock Ave., Bethel. Judgment of foreclosure has passed. Filed ETM Management L.L.C., Green- March 5. wich. Seller: Barbara Lynn and William H. Crawford, Greenwich.

Property: Lot 6 and 7, Map 828, Keene, Joanne and Elder Lee A., et Greenwich. Amount: $415,000. al. Creditor: Aurora Loan ServicFiled March 1. ing L.L.C., Dallas, Texas. Property: 1585 Chopsey Hill Road, Bridgeport. Judgment of foreclosure has Faria, Maria and Adriano Te- passed. Filed Feb. 28. nente, Greenwich. Seller: Barbara and Markus Staessle, Stamford.

Property: 25 Copper Beach Road, Lombardi, Joseph V., et al. CrediGreenwich. Amount: $2.4 million. tor: OneWest Bank F.S.B., PasaFiled Feb. 26. dena, Calif. Property: 1322 North Ave., Stratford. Judgment of foreclosure has passed. Filed March 4.

First Stamford Holistic Center L.L.C., Stamford. Seller: M&N Realty L.L.C., Stamford. Prop- Prusinowski, Magdalena and erty: 1867 Summer St., Stamford. Adam, et al. Creditor: OneWest Amount: $785,000. Filed March 1. Bank F.S.B., Pasadena, Calif. Property: 59 Courtland Ave., Unit 2A, Stamford. Judgment of foreclosure has passed. Filed March 1.

FORECLOSURES

Dai, Wenjun, Fairfield. Seller: Keiko and Stephen Kearney, Mamaroneck, N.Y. Property: 534 to 536 Atlantic St., Bridgeport. Amount: Anderson, Keshia Althea and Courtney A. Campbell. Creditor: $225,000. Filed Feb. 28.

FNF Servicing Inc., Virginia Beach, Va. Property: 776 Ryon St., BridgeDaitzman, Sarah K. and Daniel B. port. Judgment of foreclosure has Simner, Stamford. Seller: Cynthia passed. Filed Feb. 28.

M. and Robert W. McGuire, Shelton. Property: 125 Sun Dance Road, Stamford. Amount: $480,000. Filed Barlie, Jeniann C. Creditor: Wells Fargo Bank N.A., Frederick, Md. Feb. 26.

Property: 14 Promised Road, Westport. Judgment of foreclosure has deGraaf, Lynette D. and Jeffrey passed. Filed Feb. 26.

S., Croton-on-Hudson, N.Y. Seller: Kristi D. and Kevin W. Law, Darien.

Property: 102 Pear Tree Point Road Bell, Katherine and Garnell Jr. and Goose Island, Darien. Amount: Creditor: Aurora Loan Servicing L.L.C., Dallas, Texas. Property: 13 $6.1 million. Filed March 5.

Armstrong Place, Bridgeport. Judgment of foreclosure has passed.

Deloa, Beatriz A., Bridgeport. Filed Feb. 25.

Seller: Courtney Headley and Wendy Castor, Bridgeport. Property: 45 Guilford Drive, Bridgeport. Bell, Michelle and Darren, et al. Creditor: Citimortgage, Inc., Amount: $225,000. Filed Feb. 26.

O’Fallon, Mo. Property: 20 Wassell Lane, Westport. Judgment of foreDiaz Ayala, Elizabeth, Bridge- closure has passed. Filed Feb. 26. port. Seller: Andrzjej Roszkowski, Warwickshire, United Kingdom.

Property: 325 North St., Apt. 16, Burnes, Tracy F. and Eugene, et Building 93, Bridgeport. Amount: al. Creditor: JPMorgan Acquisition Corp., Fort Worth, Texas. Property: $22,000. Filed Feb. 25.

60 Oakdale St., Bridgeport. Judgment of foreclosure has passed.

Drexel, Meghan A., Yorktown Filed Feb. 27.

Heights, N.Y. Seller: Allison Gorbach, Easton. Property: 45 Flower St., Bridgeport. Amount: $163,000.

Filed Feb. 25.

Recupero, Jennifer O. Creditor: Residential Credit Solutions Inc., Fort Worth, Texas. Property: 98 Lexington Road, Bridgeport. Judgment of foreclosure has passed.

Filed Feb. 26.

Suriel, Jose Ramon. Creditor: U.S Bank N.A., Salt Lake City, Utah.

Property: 1337 to 1339 Park Ave., Bridgeport. Judgment of foreclosure has passed. Filed Feb. 28.

Velazquez, Nancy and Christopher, et al. Creditor: PBE Companies L.L.C., Wilmington, Del. Property: 131 Old Ridge Road, Redding.

Judgment of foreclosure has passed.

Filed March 4.

Watkins, Thomas, et al. Creditor: town of Newtown. Property: 28 A and 28 B Glen Road, Newtown. Tax lien. Filed March 1.

Zemelman, Susan Exectrix. Creditor: Connecticut Housing Finance Authority, Rocky Hill. Property: 143 Hoyt St., Unit 7H, Stamford.

Judgment of foreclosure has passed.

Filed March 4.

on the record CREDITS, CLIENTS AND AWARDS WEBSTER FINANCIAL CORP., the holding company for Waterbury-based Webster Bank, N.A., was recently recognized in Institutional Investor magazine’s 2013 All-America Executive Team list for excellence. This achievement includes being named among the nation’s best investment relations programs, of which Webster received a team and an individual award for mid-cap banks. The team award is shared by executives and departments who work on investor communications. Terry Mangan, senior vice president, investor relations, was acknowledged for his individual achievement for the second year in a row. Institutional Investor is considered the premier resource for information on research, sales, trading and hedge funds in every market and has a global reach and distribution.

NEWSMAKERS

ON THE GO THURSDAY MARCH 21 Regional Business Networking Expo 2013. 2 to 5 p.m., Norwalk Community College, 188 Richards Ave. (West Campus), Norwalk. Free and open to public. For information, visit stamfordchamber.com or call 363-5069.

THURSDAY MARCH 28 March Soup ‘n Sales Networking Luncheon hosted by Stamford Chamber of Commerce. 11:30 a.m. to 1 p.m., Bar Q, 261 Main St., Stamford. $20 members pre-registered, $25 members at door, $30 nonmembers. For information, visit stamfordchamber.com or call 359-4761.

SNAPSHOT THE AMERICAN HEART ASSOCIATION’S GO RED FOR WOMEN LUNCHEON IN GREENWICH featured 12-year-old speaker Lauren Shields, who captured the hearts of nearly 500 in attendance as she shared her journey to health as a heart transplant survivor. Shields, of Stony Point, received a heart transplant in March 2009 and Lauren’s Law in New York state is named after her. The law requires all drivers acquiring a license to indicate their decision about organ donation.

DR. LINDA S. ELLIS, of Milford, was recently appointed to the founding faculty of the Frank H. Netter MD School of Medicine at Quinnipiac University. As associate professor of medical sciences, Ellis will be responsible for teaching pathology, anatomy, histology and pathophysiology of disease, as well as health law and ethics, at the new medical school, which is scheduled to begin classes this fall. Ellis also will co-direct the school’s capstone concentration in health law and policy with John Thomas, a professor in the Quinnipiac University School of Law. She has a medical degree and completed her post-doctoral residency training in the department of pathology and anatomical sciences at the University of Missouri School of Medicine. Most recently, Ellis completed a master’s of jurisprudence degree in health law at the Loyola University Chicago School of Law. KEITH MCALLISTER of Riverside was recently elected to AmeriCares’ board of directors. He also serves as chairman of the AmeriCares media advisory committee. A principal in media consulting firm Upside Strategies, McAllister previously served as executive vice president and managing editor at CNN, where he was responsible for all U.S. news-gathering operations, as general manager of consumer media and global online editor for Thomson Reuters, and as CEO of web-based advertising content provider Mochila.

LEE REYNOLDS CROUCH was recently named director of development CT Challenge. She brings expertise from a 30-year sales and marketing career in health care and financial services.

CT Challenge is a nonprofit public charity that provides wellness programs for cancer survivors and their loved ones at the CT Challenge Center for Survivorship in Fairfield, and helps to fund unique survivorship programs at hospitals throughout Connecticut that are members of the CT Challenge Survivorship Network.

Lauren Shields shared her story of survival from heart disease at the American Heart Association’s Go Red For Women Luncheon in Greenwich.

Information for these features has been submitted by the subjects or their delegates.

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SUBSCRIBE AT WESTFAIRONLINE.COM/HOME/BREAKING-NEWS/ FAIRFIELD COUNTY BUSINESS JOURNAL • Week of March 18, 2013 25

on the record Johnson, Virginia and Mattie Hopkins, Bridgeport. $24,457, in JUDGMENTS favor of Greenwich Ear, Nose & Throat, Bridgeport, by Joseph LaByrd, Shawn, Bridgeport. $901.71, tino, Waterbury. Property: 25 Paliin favor of Moon S. Lee D.D.S., sade Ave., Unit 27, Bridgeport. Filed Fairfield, by Lisa Madden O’Neil, Feb. 26.

Bridgeport. Property: 142 Chatham Terrace, Bridgeport. Filed Feb. 27.

Kalifa, Jeanne K., Greenwich. $3,042.11, in favor of Waterside FiCarmichael, Karen, Stratford. nancial Inc., Cheshire, by Scarlett A. $1,405.83, in favor of Santa Energy Tracey. Property: 32 Laddins Rock Corp., Bridgeport, by Janine M. Road, Greenwich. Filed Feb. 28.

Becker, Bridgeport. Property: 45 Wainwright Place, Stratford. Filed Kusinski, Ben, Stratford. $698.42, Feb. 28. in favor of Advanced Radiology Consultants L.L.C., Trumbull, by Casali, Meghan, Bethel. $1,114.17, Richard Terry, Hamden. Property: in favor of Danbury Hospital, Dan- 325 Bunnyview Drive, Stratford. bury, by Robert L. Peat, Danbury. Filed March 4.

Property: 11 Cortland Drive, Bethel. Filed March 4.

Lloyd, Stacey, Newtown. $866.14, in favor of Danbury Hospital, Colden, Frederick, Danbury. Bethel, by Holly Nelen, East Hart$1,239.20, in favor of Danbury ford. Property: 24 Pepperidge Road, Hospital, Bethel, by Holly Nelen, Newtown. Filed March 4.

East Hartford. Property: 23 Hickory St., Danbury. Filed Feb. 25.

Machan, Patrick, Greenwich. $18,621.72, in favor of Irina and Diamond, Robert, Bethel. $490, in Sergey Kosyakov, Riverside, by favor of Danbury Hospital, Bethel, Anthony D. Truglia Jr., Stamford.

by Holly Nelen, East Hartford. Property: 1117 E. Putnam Ave., Property: 21 Oven Rock Road, Greenwich. Filed March 4.

Bethel. Filed Feb. 25.

Dugdale, James, Bethel. $894.90, in favor of Danbury Hospital, Danbury, by Robert L. Peat, Danbury.

Property: 5 Oxford St., Bethel. Filed March 4.

Martins, Silvia, Stratford. $9,395, in favor of Gardner Heights Health Care Center Inc., Shelton,

by Jason G. DeGenaro, Guilford.

Property: 270 Reitter St., Stratford. Filed Feb. 28.

Franchina, Joseph, Stamford. $964.84, in favor of GE Capital Retail Bank, Draper, Utah, by Holly Nelen, East Hartford. Property: 147 W. Broad St., Stamford. Filed March 4.

Mouning, Mary P., Danbury. $1,818.10, in favor of Danbury Hospital, Bethel, by Holly Nelen, East Hartford. Property: 5 Shannon Ridge Road, Danbury. Filed Feb. 25.

Gill, Sandra, Newtown. $1,178.68, in favor of St. Mary’s Hospital Inc., Waterbury, by Holly Nelen, East Hartford. Property: 10 Maple Drive, Newtown. Filed March 4.

Muchado, Manuel Sr. and Manuel Jr., Danbury. $58,095, in favor of Virginia Devlin Muchado, Bethlehem, by Matthew P. Jasinski, Hartford. Property: 3 Skyline Terrace, Danbury. Filed Feb. 25.

Gloria Tribecamex Inc. and Edward Globokar, Stamford. $1.6 million, in favor of Mirella Salemi, Brooklyn, N.Y., by Bryan S. Arce, New York City. Property: 70 New England Drive, Stamford. Filed Feb. 27.

Oliver, Susan B., Stratford. $1,019.90, in favor of Advanced Radiology Consultants L.L.C., Trumbull, by Richard Terry, Hamden.

Property: 4042 Main St., Stratford.

Filed March 4.

Henry, Ricardo, Bridgeport. $7,607.31, in favor of Portfolio Recovery Associates L.L.C., Norfolk, Va., by Holly Nelen, East Hartford.

Property: 25 Wood Terrace, Bridgeport. Filed Feb. 26.

Jafri, Sakina, Darien. $628.14, in favor of Capital One N.A., Richmond Va., by Russell L. London, Newington. Property: 9 Walmsley Road, Darien. Filed March 4.

Oveissi, Sharareh S., Greenwich. $8,537.90, in favor of Capital One N.A., Richmond Va., by Russell L. London, Newington. Property: 73 Weaver St., Apt. 4, Greenwich. Filed March 4.

Ramos, Melanie, Bridgeport. $1,223.50, in favor of Bridgeport Anesthesiology, Stratford, by Karen E. Lahey, Waterbury. Property: 38 Dande St., Bridgeport. Filed March 4.

Roggeri, Bruce, Redding. $519.90, in favor of Western Connecticut Medical Group, East Syracuse, N.Y.,

by Robert L. Peat, Danbury. Property: 8 South Lane, Redding. Filed March 4.

Russo, John, Bridgeport. $2,290, in favor of Periodontology Associates, Norwalk, by Marsha Matthews, Stamford. Property: 165 King St., Bridgeport. Filed Feb. 26.

Young Men’s Christian Association, Greenwich. $1.8 million, in favor of Allied Irish Banks P.L.C., New York City, by Kevin Abernathy, New York City. Property: 50 E. Putnam Ave., Greenwich. Filed Feb. 27.

FEDERAL TAX LIENSFILED

Snook, Donna, Bethel. $544.90, in favor of Danbury Hospital, Danbury, by Robert L. Peat, Danbury.

Property: 3 Grove Place, Bethel. Bevmax International Inc., 17 Cedar St., Stamford. $30,205.53, payFiled March 4. roll taxes. Filed March 4.

Bonis, Dawn M., 45 Blueberry Hill Road, Redding. $1,509.90, tax debt on income earned. Filed March 4.

Kids Time Pre School and Day Care Inc., 32 Portland Ave., Red- Gellman, Sheri and David, ding. $68,753.03, payroll taxes and 37 Calhoun Drive, Greenwich. quarterly tax returns. Filed March 4. $383,115.55, tax debt on income earned. Filed Feb. 27.

Krell, Maria Claudia and Roberto, 137 Shore Road, Old Greenwich. Robinson, Marcelle, P.O. Box 516, $43,194.08, tax debt on income New Canaan. $42,814.56, tax debt on income earned. Filed March 4. earned. Filed March 4.

Krell, Maria Claudia and Roberto, 49 Pecksland Road, Old Greenwich. $118,787.14, tax debt on income earned. Filed March 4.

26 Week of March 18, 2013 • Fairfield County Business Journal

Gallatins Golden Rack Inc., 268 Atlantic St., Stamford. $3,250.85, failure to file or file correct information returns. Filed March 4.

Robinson, Marcelle E., 292 Talmadge Hill Road, New Canaan. $35,351.62, tax debt on income earned. Filed March 4.

Lucia, Daniel A., 677 Hope St., Apt. Rosario, Para H., 185 Shell St., A, Stamford. $5,159.74, tax debt on Bridgeport. $24,088.81, tax debt on income earned. Filed Feb. 27. income earned. Filed March 4.

Maddox, Beth A. and Matthew M., 94 Bayberry Road, New Canaan. $59,675.31, tax debt on income earned. Filed Feb. 20.

Skroubelos, Harriet R. and Nicholas, 91 Dogwood Lane, Stamford. $70,551.36, tax debt on income earned. Filed March 4.

Manzella, Michael R., 6 Ridgeview Ave., Darien. $2,934.79, tax debt on income earned. Filed Feb. 25.

Vargas, Nidia A., 4 Third St., Danbury. $17,662.12, tax debt on income earned. Filed Feb. 26.

Mason, Raymond J., 26 Peak St., Stamford. $561,322.36, tax debt on income earned. Filed March 4.

FEDERAL TAX LIENSWITHDRAWAL AFTER RELEASE

Campbell, John R., 137 Shore Road, Darien. $43,194.08, tax debt Meyer, Constance, 101 Greens Warner, Mary Ellen, Westport. on income earned. Filed March 4.

Farms Road, Westport. $9,095.36, $92,855.50, in favor of Marshall tax debt on income earned. Filed Goldberg Trustee, Stamford, by Cardona, Byron, 22 Beal St., Unit March 4.

Anthony D. Truglia Jr., Stamford. C, Stamford. $12,516.86, tax debt Property: 12 Franklin Ave., West- on income earned. Filed Feb. 28.

Ohora, Maureen Buckley and port. Filed Feb. 28.

James, 382 White Oak Shade Road, Dermer, Richard L., 1450 Wash- New Canaan. $79,815.26, tax debt Waterhouse, Lori, Danbury. ington Blvd., Apt. N506, Stamford. on income earned. Filed Feb. 20. $2,277.64, in favor of Danbury $12,029.53, tax debt on income Hospital, Bethel, by Holly Nelen, earned. Filed Feb. 28.

Parnes, Deborah A. and Stephen, East Hartford. Property: 18 Beech 4 Crestwood Road, Westport.

St., Danbury. Filed Feb. 25.

DiSanto, Lorenzo, 850 Wood Ave., $27,945.98, tax debt on income Bridgeport. $157,207.91, tax debt earned. Filed Feb. 25.

Weston, Stanley d.b.a. Water Well on income earned. Filed Feb. 27. and Pump, Bethel. $16,021.22, in Recinos, Marilin E. and Byron favor of Yellow Book Sales & Distribution Co. Inc., King of Prus- Flower, Jeannine C. and Andrew Cardona, 22 Beal St., Unit C, Stamsia, Pa., by Thomas L. Kanasky Jr., J., 244 Compo Road South, West- ford. $3,323.09, tax debt on income Property: 37 Shelley Road, Bethel. port. $102,638.46, tax debt on in- earned. Filed Feb. 28. come earned. Filed March 4.

Filed Feb. 28.

Wojtowicz, Daniel, Bethel. $380.71, in favor of Danbury Hospital, Bethel, by Holly Nelen, East Hartford. Property: 20 Briar Cliff Manor, Bethel. Filed March 4.

Aerospace Technologies and Ross R. Bonacci, 55 Sugar St., Newtown. $9,803.70, payroll taxes and quarterly tax returns. Filed Feb. 25.

J N F Inc. and Mary Ann S., 184 Chang, Sae Ho, 927 New Norwalk Summer St., Stamford. $10,941.37, Road, New Canaan. $1.1 million, Zambrano, Gladis, Danbury. payroll taxes. Filed March 4. tax debt on income earned. Filed $2,827.01, in favor of Danbury March 4.

Hospital, Bethel, by Holly Nelen, East Hartford. Property: 13 Buck- Johnson, Samuel L. Jr., 122 Burnskin Heights Drive, Danbury. Filed ham St., Apt. 84, Bridgeport. Duncan, Donald J., 90 Wyndo$115,607.63, tax debt on income ver Lane, Stamford. $47,088.59, Feb. 25. tax debt on income earned. Filed earned. Filed Feb. 27.

March 4.

Shanahan, Denise, Newtown. $1,151.72, in favor of Prithvi PC LEASES d.b.a. Mount Pleasant Hospital for Animals P.C., Newtown, by Johnathan M. Levitan, Danbury. Proper- Michael Family Trust, Sublandty: 8 Cobblers Mill Road, Newtown. lord: Costco Wholesale Corp.

Filed March 4.

Property: 200 and 236 Federal Road, Brookfield. Term: 10 years, commencing Dec. 12, 2012. Filed Shin, Deborah H. and Hyonwoo, Feb. 25.

New Canaan. $9,372.40, in favor of U.S. Equities Corp., South Salem, N.Y., by Linda Strumpf, New Ca- The Stop and Shop Supermarket naan. Property: 47 Weed St., New Co. L.L.C., by Timothy Mahoney.

Canaan. Filed March 4.

Landlord: UB Railside L.L.C. Property: 200 E. Main St., Stratford.

Term: 10 years, commencing Dec. Shushelnycky, Ann Marie, Bridge- 20, 2012. Filed March 5. port. $15,506.43, in favor of Cedar Lane Rehabilitation and Health Care Center L.L.C., Middletown,

by Nicole R. Fernandes, Norwalk.

LIENS Property: 430 Willow St., Bridgeport. Filed Feb. 28.

Villegas, Joaquin, Bridgeport. $1,576.48, in favor of GE Capital Retail Bank, Draper, Utah, by Holly Nelen, East Hartford. Property: 50 Oman Place, Bridgeport. Filed Feb. 26.

Hamann, Thomas, 28 Munko Drive, Stamford. $15,738.95, tax debt on income earned. Filed March 4.

FEDERAL TAX LIENSRELEASED Aerospace Technologies and Ross R. Bonacci, 55 Sugar St., Newtown. $7,835.16, payroll taxes and quarterly tax returns. Filed Feb. 25.

Donnelly, Michael T., 43 Highland Road, Stamford. $14,434.79, tax debt on income earned. Filed March 4.

MECHANIC’S LIENSFILED Beekman Estate, Westport. Filed

by New Haven Drywall & Son Co. Inc., New Haven, by Steven Dostie.

Property: 1045 Post Road East, Westport. Amount: $23,799.47.

Filed March 4.

Day Street Development L.L.C. a.k.a. Orlando Development Co., Darien. Filed by City Carting & Recycling, Stamford, by Thomas Greco. Property: 131 Grove St., Darien.

Amount: $12,000.00. Filed Feb. 28.

on the record MECHANIC’S LIENSRELEASED

Angulo, Ronnie G., et al., Bridgeport. Filed by Richard M. Shapiro, Hamden, for Regency Condominium Association Inc., Bridgeport.

Property: 2370 North Ave., Unit 365 Holding L.L.C., Bridgeport. 10F, Bridgeport. Action: to foreclose Filed by Pacific Security Systems on an association lien. Filed Feb. 28.

Inc., Woodbridge, by Daniel M. Childress. Property: 365 Cherry St., Bridgeport. Amount: $1,731.27. Assis, Santos and Joao P. DosFiled Feb. 26. santos Filho, Bethel. Filed by Erik Loftus, East Hartford, for Household Realty Corp., Dayton, Ohio.

Elsaid, Maryam A. and Suhail Property: 35 Fairchild Drive, Farooqui, Brookfield. Filed by Bethel. Action: to foreclose a blight Connecticut Tank Removal Inc., lien, $306,704, dated October 2007.

Bridgeport, by Hugh Plunkett. Filed Feb. 28.

Property: 7 Holly Lane, Brookfield.

Amount: $2,790.25. Filed Feb. 21.

Avecedo, Elda and Emanuel Vega, et al., Bridgeport. Filed by Karen WW 101 to 107 Post L.L.C., West- J. Lucien, Hartford, for Nationstar port. Filed by T.J. & Son Inc., Dan- Mortgage L.L.C., Lewisville, Texas. bury, by Peter C. McEwan. Prop- Property: 90 Hamilton St., Unit 12, erty: 101 to 107 Post Road East and Bridgeport. Action: to foreclose a 26 to 28 Church Lane, Westport. delinquent mortgage in the origiAmount: $30,987.30. Filed Feb. 28. nal principal amount of $126,100, dated May 2007. Filed Feb. 28.

LIS PENDENS Abraham, Martha, et al., Bridgeport. Filed by Erik Loftus, East Hartford, for Suntrust Mortgage Inc., Richmond, Va. Property: 46 Hamilton St., Unit 4, Bridgeport.

Action: to foreclose a delinquent mortgage in the original principal amount of $142,000, dated October 2007. Filed Feb. 26.

Azima, Gislaine, et al., Stamford.

Filed by Loren M. Bisberg, Farmington, for HSBC Bank USA N.A., Buffalo, N.Y. Property: 2416 High Ridge Road, Stamford. Action: to foreclose a delinquent mortgage in the original principal amount of $456,000, dated June 2004. Filed March 4.

Bock, Casey A., et al., Danbury.

Filed by Alan P. Rosenberg, West Almonte, Renzo, Danbury. Filed Hartford, for Danbury Mill Condoby Kevin M. Casini, Hartford, for minium Association Inc., Danbury.

Wells Fargo Bank N.A., Frederick, Property: 55 Oil Mill Road, Unit 14, Md. Property: 44 Oak Ridge Gate, Danbury. Action: to foreclose on Danbury. Action: to foreclose a unpaid common assessments. Filed delinquent mortgage in the origi- Feb. 21. nal principal amount of $283,271, dated October 2010. Filed Feb. 26. Bostic, Benjamin F., et al., Bridgeport. Filed by Erik Loftus, East Aloisio, Valerie, et al., Bridgeport. Hartford, for JPMorgan Chase Filed by Adrienne Roach, Hartford, Bank N.A., Columbus, Ohio. Propfor HSBC Bank USA N.A., Buffalo, erty: 41 to 43 Columbia Court, N.Y. Property: 163 Kennedy Drive, Bridgeport. Action: to foreclose a Bridgeport. Action: to foreclose a delinquent mortgage in the origidelinquent mortgage in the original nal principal amount of $252,800, principal amount of $129,600, dat- dated June 2007. Filed March 4. ed November 2004. Filed Feb. 26.

Buckley, Denise M. and Mark E., Amancio, Ruby and Brian Medina Newtown. Filed by John P. Fahey, Betancur, et al., Danbury. Filed by Farmington, for Newtown SavLoren M. Bisberg, Farmington, for ings Bank, Newtown. Property: 44 Connecticut Housing Financial Bear Hill Road, Newtown. Action: Authority, Bridgeport. Property: to foreclose a delinquent mortgage, 39 Wilkes Road, Danbury. Action: dated December 2010. Filed Feb. 27. to foreclose a delinquent mortgage in the original principal amount of Burns, Marlene and Garfield, et $296,013, dated August 2010. Filed al., Bridgeport. Filed by Douglas Feb. 27.

Sauvé, Hartford, for Deutsche Bank National Trust, trustee, Los Angeles, Calif. Property: 568 to 588 Union Ave., Bridgeport. Action: to foreclose a delinquent mortgage in the original principal amount of $85,000, dated May 2004. Filed Feb. 26.

Bursk, Catherine A.D. and Gail, et al., Bridgeport. Filed by Jo-Ann Sensale, Farmington, for Connecticut Housing Financial Authority, Bridgeport. Property: 325 Myrtle Ave., Unit 1204, Bridgeport. Action: to foreclose a delinquent mortgage in the original principal amount of $163,000, dated August 2008. Filed Feb. 28.

Buzzeo, David, New Fairfield.

Filed by Jeffrey M. Knickerboxer, Hartford, for Deutsche Bank National Trust, trustee, Los Angeles, Calif. Property: 15 Eldred Road, New Fairfield. Action: to foreclose a delinquent mortgage in the original principal amount of $217,600, dated March 2006. Filed Feb. 28.

Clarke, Susan E., et al., Bridgeport. Filed by Loren M. Bisberg, Farmington, for The Bank of New York Mellon, trustee, New York City. Property: 376 Remington St., Bridgeport. Action: to foreclose a delinquent mortgage in the original principal amount of $110,000, dated May 2005. Filed Feb. 25.

Cleveland, Margaret and Porter Jr., et al., Bridgeport. Filed by Kevin Casini, Hartford, for The Bank of New York Mellon, trustee, New York City. Property: 210 Pitt St., Bridgeport. Action: to foreclose a delinquent mortgage in the original principal amount of $242,100, dated December 2005. Filed Feb. 25.

Cortes, Willys, et al., Bridgeport.

Camacho, Jesus M., et al., Bridge- Filed by Jason E. Brooks, Stamford, port. Filed by Jason E. Brooks, for Flagstar Bank, Jackson, Mich.

Stamford, for M&T Bank, New Property: 14 Harvey St., Bridgeport.

York City. Property: 1042 Howard Action: to foreclose a delinquent Ave., Bridgeport. Action: to fore- mortgage in the original principal close a delinquent mortgage in amount of $126,614, dated Septhe original principal amount of tember 2009. Filed Feb. 25. $203,741, dated December 2009.

Filed Feb. 25.

Costillo, Andrea, New Canaan.

Filed by Erik Loftus, East Hartford, Castillo, Ofelia and Jose Luis for Nationstar Mortgage L.L.C., Orozco, et al., Bridgeport. Filed Lewisville, Texas. Property: 626

by Adrienne Roach, Hartford, for Old Stamford Road, New Canaan.

U.S Bank N.A., trustee, Salt Lake Action: to foreclose a delinquent City, Utah. Property: 414 Anton St., mortgage in the original principal Bridgeport. Action: to foreclose a amount of $415,000, dated January delinquent mortgage in the origi- 2008. Filed March 4. nal principal amount of $239,200, dated June 2005. Filed Feb. 27.

Crowder, Laura, trustee, Bridgeport. Filed by Kevin Casini, HartCeylan, Elem and Enver, et al., ford, for Wells Fargo Bank N.A., Danbury. Filed by Loren M. Bis- Frederick, Md. Property: 310 berg, Farmington, for Wells Fargo Nancy Drive, Bridgeport. Action: Bank N.A., Frederick, Md. Proper- to foreclose a delinquent mortgage ty: 10 Quien St., Danbury. Action: in the original principal amount of to foreclose a delinquent mortgage $322,500, dated December 2010. in the original principal amount Filed Feb. 25. of $250,268, dated October 2006.

Filed Feb. 28.

Currier, Debra and Christopher, Newtown. Filed by John P. Fahey, Chait, Steven M., et al., Stam- Farmington, for Newtown Savford. Filed by Vincent J. Freccia III, ings Bank, Newtown. Property: 22 Stamford, for the city of Stamford. Mountain View Drive, Newtown.

Property: 240 Chestnut Hill Road, Action: to foreclose a delinquent Stamford. Action: to foreclose a mortgage dated May 2006. Filed blight lien. Filed March 4.

Feb. 27.

Clark, Sherri and William M., et al., Bethel. Filed by Jo-Ann R. Sensale, Farmington, for Citimortgage Inc., O’Fallon, Mo. Property: 4 Good Hill Road, Bethel. Action: to foreclose a delinquent mortgage in the original principal amount of $118,000, dated June 2004. Filed March 4.

Darmond, Denise C. a.k.a. Denise C. Malcolm, et al., Bridgeport.

Filed by Adrienne Roach, Hartford, for JPMorgan Chase Bank N.A., Columbus, Ohio. Property: 46 Waldorf Ave., Bridgeport. Action: to foreclose a delinquent mortgage in the original principal amount of $220,000, dated November 2006.

Filed Feb. 26.

Degeralomo, Debra L., et al., Bridgeport. Filed by Jeffrey M. Knickerboxer, Hartford, for Federal National Mortgage Association, Washington, D.C. Property: 213 Lakeside Drive, Bridgeport. Action: to foreclose a delinquent mortgage in the original principal amount of $175,750, dated May 2007. Filed Feb. 27.

DeRosier, Denis, et al., Bridgeport.

Filed by John J. Ribas, Bridgeport, for Colonial Gardens Condominium Association Inc., Bridgeport.

Property: 128 Chestnut St., Bridgeport. Action: to foreclose a statutory lien on this unit. Filed Feb. 26.

Desmolieres, Emmanuel S., et al., Bridgeport. Filed by Adam L. Avallone, Farmington, for The Bank of New York Mellon, trustee, New York City. Property: 281 to 283 Garfield Ave., Bridgeport. Action: to foreclose a delinquent mortgage in the original principal amount of $314,500, dated February 2007.

Filed Feb. 26.

Diaz, Sandra and Russell Colon, et al., Bridgeport. Filed by Jason E. Brooks, Stamford, for Flagstar Bank, Jackson, Mich. Property: 326 Anton St., Bridgeport. Action: to foreclose a delinquent mortgage in the original principal amount of $299,259, dated January 2008. Filed Feb. 25.

Edwards, Suzette A. and Wayne D., et al., Bethel. Filed by Christopher K. Leonard, Danbury, for Timber Oak Association Inc., Bethel. Property: 51 Lawrence Ave., Unit 2306, Bethel. Action: to foreclose a statutory lien on this unit. Filed March 4.

El-Senussi, Mahdi A., et al., Stratford. Filed by Adam L. Avallone, Farmington, for JPMorgan Chase Bank N.A., Columbus, Ohio.

Property: 111 Fiddler Green, Unit D, Stratford. Action: to foreclose a delinquent mortgage in the original principal amount of $116,000, dated March 1996. Filed Feb. 27.

Erickson, Mercedes S. and William E., et al., New Canaan. Filed

by Adam L. Avallone, Farmington, for Wells Fargo Bank N.A., Frederick, Md. Property: 52 Old Studio Road, New Canaan. Action: to foreclose a delinquent mortgage in the original principal amount of $450,000, dated September 2004.

Filed Feb. 21.

Fanciulli, Alicia R. and Paul F IV, et al., Stratford. Filed by Adam L. Avallone, Farmington, for HSBC Mortgage Services Inc., Fort Mill, S.C. Property: 171 Victory St., Stratford. Action: to foreclose a delinquent mortgage in the original principal amount of $212,000, dated February 2005. Filed Feb. 27.

Federal National Mortgage Association, Bridgeport. Filed by John J. Ribas, Bridgeport, for Brooklawn Condominium Association Inc., Bridgeport. Property: 1310-C Capitol Ave., Bridgeport. Action: to foreclose a statutory lien on this unit. Filed Feb. 26.

Ferguson, Felicia and Michael L., et al., Bridgeport. Filed by Patrick J. Rosenberger, Hartford, for TD Bank N.A., Portland, Maine.

Property: 700 Lakeside Drive, Bridgeport. Action: to foreclose a delinquent mortgage in the original principal amount of $50,000, dated May 2002. Filed Feb. 25.

Ferreira, Luciene C. and Sebastiao Jr., et al., Danbury. Filed by Robert J. Piscitelli, Avon, for The Bank of New York Mellon, trustee, New York City. Property: 5 Woodside Ave., Unit 59, Danbury. Action: to foreclose a delinquent mortgage in the original principal amount of $96,800, dated November 2005.

Filed Feb. 25.

Finan, Lisa and Andrew C., et al., Brookfiled. Filed by Kristen Boyle, Hartford, for GMAC Mortgage L.L.C., Fort Washington, Pa. Property: 88 Heatherwood Drive, Brookfield. Action: to foreclose a delinquent mortgage in the original principal amount of $273,198, dated November 2008. Filed Feb. 25.

First New Canaan L.L.C. and 93 Carroll Avenue L.L.C., Bridgeport.

Filed by N. Warren Hess III, Naugatuck, for Naugatuck Valley Savings and Loan, Naugatuck. Property: 93 Carroll Ave., Bridgeport.

Action: to foreclose a delinquent mortgage in the original principal amount of $150,000, dated November 2007. Filed March 4.

Fisher, Sonia J., et al., Bridgeport.

Filed by Adam L. Avallone, Farmington, for U.S Bank N.A., trustee, Salt Lake City, Utah. Property: 749 Boston Ave., Bridgeport. Action: to foreclose a delinquent mortgage in the original principal amount of $103,750, dated August 2004. Filed Feb. 28.

THE RECORDS SECTION IS NOW AVAILABLE BY DIGITAL SUBSCRIPTION. Go to westfaironline.com/buy/records-section/ for more information and to view a sample.

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of March 18, 2013 27

on the record Fontes, Patricia and John; and Victor Brismond, et al., Bridgeport. Filed by Nicole M. Fitzgerald, Farmington, for The Bank of New York Mellon, trustee, New York City. Property: 134 Linen Ave., Bridgeport. Action: to foreclose a delinquent mortgage in the original principal amount of $120,000, dated October 2004. Filed Feb. 25.

Gallagher, Viola S. and Theodore F., et al., Bethel. Filed by Kristen Boyle, Hartford, for The Bank of New York Mellon, trustee, New York City. Property: 14 Putnam Park Road, Bethel. Action: to foreclose a delinquent mortgage in the original principal amount of $316,800, dated April 2006. Filed Feb. 26.

Gallegos, Benjamin, et al., Bridgeport. Filed by John J. Ribas, Bridgeport, for Vista View Condominium Association Inc., Bridgeport. Property: 190 Palisade Ave., Unit 2A, Bridgeport. Action: to foreclose a statutory lien on this unit. Filed Feb. 26.

Gonzalez, Eduardo, Stamford.

Filed by Kristen Boyle, Hartford, for The Bank of New York Mellon, trustee, New York City. Property: 14 Woodland Ave., Stamford. Action: to foreclose a delinquent mortgage in the original principal amount of $450,000, dated March 2006. Filed Feb. 26.

Hall, Cherie A., Margot S., Robert H. and Stuart R., et al., Newtown.

Filed by Michael R. Kaufman, Danbury, for Newtown Savings Bank, Newtown. Property: 19 Great Hill Road aka 1 Fox Run Lane, Newtown. Action: to foreclose a delinquent mortgage, dated October 2006. Filed Feb. 26.

Hargraves, Patricia A., et al., Bethel. Filed by Jeffrey M. Knickerboxer, Hartford, for Wells Fargo Bank N.A., Frederick, Md. Property: 8 Vera Drive, Bethel. Action: to foreclose a delinquent mortgage in the original principal amount of $300,000, dated September 2005.

Filed March 5.

Harrell, Ernest, et al., Bridgeport.

Filed by Jo-Ann Sensale, Farmington, for HSBC Bank USA N.A., Buffalo, N.Y. Property: 60 Seltsam St., Bridgeport. Action: to foreclose a delinquent mortgage in the original principal amount of $164,800, dated June 2005. Filed Feb. 25.

Helenese, Sean, et al., Stamford.

Filed by Alan P. Rosenberg, West Hartford, for Redstone Manor Condominium Association Inc., Stamford. Property: 39 Glenbrook Road, Unit 2X, Stamford. Action: to foreclose on an association lien.

Filed March 4.

Henriguez, Roxana and Jose D., et al., Bridgeport. Filed by Erika L. Mascaro, Farmington, for Connecticut Housing Financial Authority, Bridgeport. Property: 37 Autumn St., Bridgeport. Action: to foreclose a delinquent mortgage in the original principal amount of $121,336, dated October 2008.

Filed Feb. 28.

Lee, Darlene Bliska and Thomas B., New Canaan. Filed by Erika L. Mascaro, Farmington, for U.S Bank N.A., trustee, Salt Lake City, Utah.

Property: 409 Hoyt Farm Road, New Canaan. Action: to foreclose a delinquent mortgage in the original principal amount of $1.1 million, dated August 2005. Filed Feb. 19.

Lucera, Ruth E. and Anthony O., et al., Danbury. Filed by Michael D. Reiner, Farmington, for American Tax Funding L.L.C., Jupiter, Fla. Property: 7 Petersons Lane, Danbury. Action: to foreclose past due tax liens. Filed Feb. 27.

Lucera, Ruth E. and Anthony O., et al., Danbury. Filed by Michael D. Reiner, Farmington, for American Tax Funding L.L.C., Jupiter, Fla. Property: 13 Petersons Lane, Danbury. Action: to foreclose past due tax liens. Filed Feb. 27.

Li, Lily K. and Kwang Wa., et al., Holmes, Kimbely H., et al., Strat- Darien. Filed by Kevin Casini, Hartford. Filed by Erika L. Mascaro, ford, for JPMorgan Chase Bank Farmington, for Connecticut Hous- N.A., Columbus, Ohio. Property: ing Financial Authority, Bridge- 19 Revere Road, Darien. Action: port. Property: 220 Jackson Ave., to foreclose a delinquent mortgage Stratford. Action: to foreclose a de- in the original principal amount linquent mortgage in the original of $840,000, dated July 2005. Filed Lucera, Ruth E. and Anthony O., et al., Danbury. Filed by Michael principal amount of $151,900, dated Feb. 26.

D. Reiner, Farmington, for AmeriSeptember 2008. Filed Feb. 27. can Tax Funding L.L.C., Jupiter, Fla. Li, Lily K. and Kwang Wa., et al., Property: 9 Petersons Lane, DanHorvath, Valerie A. and Richard Darien. Filed by Kristen Boyle, bury. Action: to foreclose past due P., et al., Newtown. Filed by Jef- Hartford, for JPMorgan Chase tax liens. Filed Feb. 27. frey M. Knickerboxer, Hartford, for Bank N.A., Columbus, Ohio. PropMetlife Home Loans, Irving, Texas. erty: 104 Mansfield Ave., Darien.

Property: 4 Possum Ridge Road, Action: to foreclose a delinquent Lyons, Elenoa and Stephen M., Newtown. Action: to foreclose a de- mortgage in the original principal et al., Stamford. Filed by Vincent linquent mortgage, dated July 2003. amount of $875,000, dated August J. Freccia III, Stamford, for the city of Stamford. Property: 299 ChestFiled Feb. 28.

2003. Filed Feb. 27. nut Hill Road, Stamford. Action: to foreclose a blight lien. Filed Hussein, Ibrahim, et al., Stamford. Lima, Rosalinda and Cleberson March 4.

Filed by Kevin Casini, Hartford, Pereira, et al., Danbury. Filed by for Wells Fargo Bank N.A., Freder- Kevin Casini, Hartford, for Wells ick, Md. Property: 42 Ursula Place, Fargo Bank N.A., Frederick, Md. Magognin, Nicole, et al., BridgeStamford. Action: to foreclose a Property: 7 Padanaram Road, Unit port. Filed by Amy L. Harrison, delinquent mortgage in the original A-9, Danbury. Action: to foreclose Farmington, for Connecticut principal amount of $335,400, dat- a delinquent mortgage in the origi- Housing Financial Authority, ed September 2005. Filed Feb. 26. nal principal amount of $116,000, Bridgeport. Property: 325 Lafayette St., Unit 8102, Bridgeport. Action: dated July 2005. Filed Feb. 26. to foreclose a delinquent mortgage in the original principal amount of Irizarry, William; and Valerie and Vance Plesko, Danbury. Filed by Linares, Jesus M., Bridgeport. Filed $132,000, dated November 2005.

Alan P. Rosenberg, West Hartford, by Kevin M. Casini, Hartford, for Filed Feb. 25. for South Gate Condominium As- JPMorgan Chase Bank N.A., Cosociation Inc., Danbury. Property: lumbus, Ohio. Property: 52 to 54 163 South St., Unit 4, Danbury. Ac- Ives Court, Bridgeport. Action: to Mangano, Vincent, et al., Bridgetion: to foreclose on unpaid com- foreclose a delinquent mortgage in port. Filed by Adrienne Roach, mon assessments. Filed Feb. 21. the original principal amount of Hartford, for Wells Fargo Bank $157,500, dated January 2007. Filed N.A., Frederick, Md. Property: 193 to 195 Wilson St., Bridgeport.

Feb. 26.

Action: to foreclose a delinquent Jean, Marie C. and John C., et al., mortgage in the original principal Bridgeport. Filed by Douglas Sauvé, Hartford, for Deutsche Bank Na- Little, Bilal S., et al., Bridge- amount of $146,400, dated July tional Trust, trustee, Los Angeles, port. Filed by Robert A. Pacelli Jr., 2004. Filed Feb. 26.

Calif. Property: 339 Saunders Ave., Bridgeport, for Lexington House Bridgeport. Action: to foreclose a Condominium Association Inc., delinquent mortgage in the origi- Bridgeport. Property: 30 Stevens Martin, Kari Marlene, et al., nal principal amount of $208,000, St., Unit 110, Bridgeport. Action: Bridgeport. Filed by Amy L. Hardated May 2004. Filed Feb. 26. to foreclose on an association lien. rison, Farmington, for U.S Bank N.A., trustee, Salt Lake City, Utah.

Filed March 4.

Property: 126 Nutmeg Road, Bridgeport. Action: to foreclose a Juarez, Norma G., et al., Stamford.

Filed by Kevin Casini, Hartford, Londa, Manuel, et al., Greenwich. delinquent mortgage in the origifor JPMorgan Chase Bank N.A., Filed by Erika L. Mascaro, Farming- nal principal amount of $219,000, Columbus, Ohio. Property: 92 La- ton, for The Bank of New York Mel- dated August 2008. Filed Feb. 28. fayette St., Unit 5, Stamford. Action: lon, trustee, New York City. Properto foreclose a delinquent mortgage ty: 159 Hamilton Ave., Greenwich. in the original principal amount of Action: to foreclose a delinquent Martorell, Sylvia C. and John $350,000, dated August 2005. Filed mortgage in the original principal R. Folch, et al., Bridgeport. Filed March 4. amount of $106,000, dated June by Paul Lewis Otzel, Milford, for Nationstar Mortgage L.L.C., Lew2007. Filed March 1. isville, Texas. Property: 145 Jennings Ave., Bridgeport. Action: to Lapaix, Juan C. and Jonathan, Danbury. Filed by Kristen Boyle, Lopez, Betty and Guillermo G., et foreclose a delinquent mortgage in Hartford, for JPMorgan Chase al., Stamford. Filed by John J. Re- the original principal amount of Bank N.A., Columbus, Ohio. gan, Stamford, for city of Stamford. $279,000, dated March 2007. Filed Property: 19 Charcoal Ridge Drive Property: 6 Rugby St., Stamford. Feb. 25.

South, Danbury. Action: to fore- Action: to foreclose past due tax close a delinquent mortgage in liens. Filed March 1. the original principal amount of $332,000, dated August 2007. Filed Feb. 26.

28 Week of March 18, 2013 • Fairfield County Business Journal

Mejia, Erika E. and Jesus F. Pena, Stratford. Filed by Mark A. Piech, Farmington, for JPMorgan Chase Bank N.A., Columbus, Ohio. Property: 1117 W. Broad St., Stratford.

Action: to foreclose a delinquent mortgage in the original principal amount of $322,262, dated April 2008. Filed March 4.

Miliku, Xhoxhi, et al., Stamford.

Filed by Adrienne Roach, Hartford, for Wells Fargo Bank N.A., Frederick, Md. Property: 440 to 444 Bedford St., Unit 5B, Stamford. Action: to foreclose a delinquent mortgage in the original principal amount of $185,200, dated November 2006.

Filed Feb. 26.

Pereira, Paulo A., Bethel. Filed by Kristen Boyle, Hartford, for JPMorgan Chase Bank N.A., Columbus, Ohio. Property: 31 Pleasant St., Bethel. Action: to foreclose a delinquent mortgage in the original principal amount of $308,000, dated May 2007. Filed Feb. 26.

Pereira, Roberto, et al., Danbury.

Filed by Amy L. Harrison, Farmington, for U.S Bank N.A., trustee, Salt Lake City, Utah. Property: 22 Triangle St., Unit A-3, Danbury.

Action: to foreclose a delinquent mortgage. Filed Feb. 25.

Perry, Mark L., Executor, et al., Westport. Filed by Jo-Ann R. Sensale, Farmington, for CitiMortgage Inc., O’Fallon, Mo. Property: 330 Post Road West, Westport. Action: to foreclose a delinquent mortgage in the original principal amount of $275,000, dated August 2003. Filed March 1.

Miller, Tammie, et al., Bridgeport.

Filed by Amy L. Harrison, Farmington, for Connecticut Housing Financial Authority, Bridgeport.

Property: 643 to 645 N. Ridgefield Ave., Bridgeport. Action: to foreclose a delinquent mortgage in the original principal amount of $132,000, dated April 2009. Filed Ponce, Victor, et al., Bridgeport.

Filed by Adrienne Roach, HartFeb. 28. ford, for JPMorgan Chase Bank N.A., Columbus, Ohio. Property: Nicsaji, Sue M. and Paul T., et al., 195 Seeley St., Bridgeport. Action: Stratford. Filed by Adrienne Roach, to foreclose a delinquent mortgage Hartford, for The Bank of New in the original principal amount York Mellon, trustee, New York of $170,000, dated July 2005. Filed City. Property: 2202 Broadbridge Feb. 26.

Ave., Stratford. Action: to foreclose a delinquent mortgage in the original principal amount of $238,000, Quito, Betty and Miguel D., et al., dated October 2005. Filed March 4. Stamford. Filed by Vincent J. Freccia III, Stamford, for city of Stamford. Property: 36 Sunset St., StamOberlander, Linda L. and John ford. Action: to foreclose a blight M., et al., Darien. Filed by Karen J. lien. Filed March 1.

Lucien, Hartford, for Capital One Bank, Richmond, Va. Property: 3 Oberlander Drive, Darien. Action: Rafael, Maria, et al., Bridgeport. to foreclose a delinquent mortgage Filed by Douglas Sauvé, Hartford, in the original principal amount for HSBC Bank USA N.A., Buffalo, of $302,000, dated July 2007. Filed N.Y. Property: 46 Deramo Place, Bridgeport. Action: to foreclose a Feb. 27. delinquent mortgage in the original principal amount of $255,375, datOrozco, Jose, et al., Bridgeport. ed December 2005. Filed Feb. 25.

Filed by Amy L. Harrison, Farmington, for Connecticut Housing Financial Authority, Bridgeport. Riemann, Herbert and Carolyn Property: 225 Crestview Drive, S. Raven-Riemann, et al., StamBridgeport. Action: to foreclose a ford. Filed by James W. Donohue, delinquent mortgage in the origi- Farmington, for Citibank N.A., nal principal amount of $230,743, Sioux Falls S.D. Property: 182 Guinea Road, Stamford. Action: dated May 2010. Filed March 4. to foreclose a delinquent mortgage in the original principal amount Pasquence, Donna U. and John H., of $570,000, dated July 2003. Filed Danbury. Filed by Amy L. Harrison, March 1.

Farmington, for U.S Bank N.A., trustee, Salt Lake City, Utah. Property: 29 Great Plain Road, Danbury. Robinson, Avalon L., et al., StratAction: to foreclose a delinquent ford. Filed by Adrienne Roach, mortgage in the original principal Hartford, for PNC Bank N.A., amount of $148,750, dated January Pittsburgh, Pa. Property: 1411 South Ave., Stratford. Action: to 2003. Filed Feb. 28. foreclose a delinquent mortgage in the original principal amount Patel, Shash V., et al., Bridgeport. of $55,500, dated December 1993.

Filed by Adrienne Roach, Hartford, Filed Feb. 27. for JPMorgan Chase Bank N.A., Columbus, Ohio. Property: 405 Glandale Ave., Unit A4, Bridgeport.

Action: to foreclose a delinquent mortgage in the original principal amount of $63,750, dated February 2004. Filed Feb. 28.

on the record First Stamford Holistic Center Construction L.L.C., Stamford, by Elena P. Korvyakov. Lender: First County Bank, Stamford. Property: 1867 Summer 29 Douglas Avenue L.L.C., StamSt., Stamford. Amount: $577,500. ford, by Goitom Bellette. Lender: First County Bank, Stamford. PropFiled March 1. erty: 29 Douglas Ave., Stamford.

Amount: $900,000. Filed March 1.

Housing Authority of the town of Greenwich, Greenwich, by AnSao Sharhan, Sopheap, Danbury. thony Johnson. Lender: Fieldpoint 333 West Avenue Associates Filed by Matthew B. Woods, Nor- Private Bank and Trust, Greenwich. L.L.C., Darien, by Paul E. Hertz. walk, for Newtown Savings Bank, Property: 85 Strickland Road, Cos Lender: First County Bank, StamNewtown. Property: 6 Ta’Agan Cob. Amount: $2.2 million. Filed ford. Property: 333 West Ave., Unit 5, Darien. Amount: $520,920. Filed Point Drive, Danbury. Action: to March 1.

Feb. 28. foreclose a delinquent mortgage.

Filed Feb. 25.

Luca’s Steak House Inc., Greenwich, by Luca Gabriele. Lender: En- Connecticut Home Source L.L.C., Saunders, Catherine, et al., Stam- tertainment Financial L.L.C., South Bridgeport, by Stephen Hannigan. ford. Filed by Vincent J. Averaimo, Windsor. Property: 35 Church St., Lender: Pinnacle Financial Services Milford, for Connecticut Housing Greenwich. Amount: $2.4 million. L.L.C., East Windsor Hill. Property: 295 Nutmeg Road, Bridgeport.

Financial Authority, Bridgeport. Filed Feb. 28.

Amount: $105,000. Filed Feb. 25.

Property: 140 Grenhard Road, Unit 4, Stamford. Action: to foreclose a Medical-Surgical Buidling of delinquent mortgage in the original principal amount of $159,000. Greenwich, Greenwich, by Caterina Redcoat Development L.L.C., Violi, Jacqueline Littzi, Keith J. Att- Westport, by Richard ChristoFiled Feb. 26. kiss and Richard Baranello. Lender: pher Montanaro. Lender: Eagle Bank of America N.A., Farming- Construction Lending L.L.C., ton. Property: 2 ½ Dearfield Drive, Bloomfield Hills, Mich. Property: MORTGAGES Greenwich. Amount: $2.08 million. 1 Sniffen Road, Westport. Amount: $900,000. Filed Feb. 27.

Filed Feb. 27.

Santoro, Kim K., et al., Danbury.

Filed by Alan P. Rosenberg, West Hartford, for Park Ridge Condominium Association Inc., Danbury.

Property: 8 Rose Lane, Unit 10-9, Danbury. Action: to foreclose on unpaid common assessments. Filed Feb. 21.

Commercial

101 East Ridge L.L.C., Westport, by Gregory D. Smith. Lender: Revere Capital L.L.C., Westport. Property: 4 Mountainview Road, Danbury.

Amount: $1.2 million. Filed Feb. 27.

PJP Holding Co. L.L.C., Westport, by Anthony Palmer. Lender: NEW BUSINESSES Fairfield County Bank, Ridgefield.

Property: 365 Hathaway Drive, 2 Starz Muzik Entertainment, 414 Stratford. Amount: $315,000. Filed Wood Ave., Bridgeport 06605. Filed March 4.

Feb. 25.

134 to 138 Washington Ave., Redding, by Michele A. Holmes, Pamela J. Genet, Adam J. Nigel and Elliot Barsh. Lender: Savings Bank of Danbury, Danbury. Property: 134 Washington Ave., Bridgeport.

Amount: $462,000. Filed March 4.

Sherwood Plaza Realty L.L.C., Greenwich, by Luca Gabriele.

Lender: Entertainment Financial L.L.C., South Windsor. Property: 4 Putnam Court; 32, 36 and 42 Sherwood Place, Greenwich. Amount: $2.4 million. Filed Feb. 28.

Birchwood Corners L.L.C., Westport, by Marc L. Nevas. Lender: Fairfield County Bank, Ridgefield.

Property: 420 Post Road West, Westport. Amount: $1 million.

Filed Feb. 28.

SLRC-High Ridge Road L.L.C., Stamford, by Phil Mostre. Lender: Principal Life Insurance Co., Des Moines, Iowa. Property: 1041 to 1145 High Ridge Road, Stamford. Amount: $10 million. Filed March 1.

A & D Landscaping - Maintenance L.L.C., 85 Hillandale Ave., Stamford 06902, c/o Adolfo S. Lemus. Filed Feb. 20.

Aalltalk Global Wireless, 1077 Hancock Ave., Bridgeport 06605, c/o Karen Watson. Filed March 4.

Advanced Energy Holding L.L.C., 10 Mortiner Drive, Old Greenwich 06870, c/o F. Wendell Minnick.

Filed March 4.

AJI & Limon Kitchen Restaurant Town Hall Annex Corp., Green- L.L.C., 29 Federal Ave., Bridgeport wich, by Anthony Johnson. Lender: 06606, c/o Hugo R. Montesinos.

Fieldpoint Private Bank and Trust, Filed Feb. 20.

Greenwich. Property: 48 Oak Ridge St., Greenwich, 40 Ritch Ave., Greenwich, 30 Homestead Lane Allwood Association, 40 HorseFinney Lane Realty L.L.C., Stam- and 87 to 89 Strickland Road, Cos shoe Road, Darien 06820, c/o Wilford, by Mary S. Scalise. Lender: Cob. Amount: $2.2 million. Filed liam D. Baird. Filed Feb. 26.

Fairfield County Bank, Ridgefield. March 1.

Property: 59 Liberty St., Unit 21, American Express F, 88 E. Putnam Stamford. Amount: $100,000. Filed Ave., Greenwich 06830, c/o Fabian Feb. 26.

Williams II. Filed Feb. 20.

Fairway Stamford L.L.C., New York City, by Herbert Ruetsch.

Lender: Credit Suisse AG, New York City. Property: Canal St., Stamford.

Amount: $40 million. Filed Feb. 28.

Angels We Care, 20 Ledge Lane, Connecticut Transportation SerStamford 06905, c/o Wilfrid Decos- vices, 26 Weed Hill Ave., Stamford sard. Filed March 4.

06907, c/o Exclusive Limousine Services Inc. Filed March 1.

NOTICES

RESALE CERTIFICATES Artisan Development, 4 Jennings Court, Westport 06880, c/o Wen- Crossfit Affinity L.L.C., 535 Fairdang Song and Zhifeng Yang. Filed field Ave., Stamford 06902, c/o Birchwood Condominium AssoMarch 1.

Kevin A. Turcio. Filed Feb. 26. ciation Inc., 27 Crow’s Nest Lane, Danbury, can be obtained from Auto Repair, 591 B1 Federal Road, Daymon Private Brand Develop- CM Property Management, P.O. Brookfield 06804, c/o Manuel ment, 700 Fairfield Ave., Stamford Box 690, Southbury 06498. Filed Galarza. Filed Feb. 26.

06902, c/o Daymon Worldwide Inc. Feb. 27.

Filed Feb. 26.

College Park Condominium AsBalancing The Books L.L.C., 8 Kristy Drive, Bethel 06801, c/o Su- Daymon Private Brand Manage- sociation, Bridgeport, can be obsan Bagala. Filed Feb. 26. ment, 700 Fairfield Ave., Stamford tained from Brian F. Smith, William 06902, c/o Daymon Worldwide Inc. M. Hotchkiss, 195 Church St., New Haven 06510. Filed Feb. 26.

Filed Feb. 26.

Belacore, 1625 Park Ave., Bridgeport 06604, c/o Salustiane DeCastro. Filed March 4.

DeWitt Law Offices, 6 Garden Deer Ridge Condominium AsPlace, Greenwich 06831, c/o Patri- sociation, 110 Coal Pit Hill Road, Danbury, can be obtained from cia A. DeWitt. Filed Feb. 28.

G&W Management, c/o Mike Bethel Hamlet Hub, 6 Terry Drive, Carozza, P.O. Box 879, Watertown Bethel 06801, c/o Christie Macomber. Filed March 4.

Diamond Auto Detail, 65 Toni 06795. Filed Feb. 26.

Place, Bridgeport 06610, c/o Jose Torres. Filed Feb. 28.

Lexington Meadows Association Beyond Beautiful Drop Dead Inc., Bethel, can be obtained from Gorgeous Girls, 133 Jackson Ave., Stratford 06615, c/o Raheem Nix- East Main Latino, 1080 E. Main Imagineers L.L.C., 635 Farmington on. Filed March 5.

St., Bridgeport 06605, c/o Sonia Ave., Hartford 06105. Filed March 4.

Sanchez. Filed Feb. 25.

PATENTS

BGR The Burger Joint, 7 Backus Ave., Danbury 06810, c/o Best Friend Burgers III L.L.C. Filed Feb. 27.

Eco Landscaping, 56 Merrimac St., Danbury 06810, c/o Wing Na Automatic review of variable imWong and Armando Briseno. Filed aging jobs. Patent no. 8,390,836 Feb. 27. issued to Paul R. Austin, Webster, N.Y.; Philip C. Rose, Sodus, N.Y. BT Harper and Associates, 130 Old Church Road, Greenwich Enterprise CT L.L.C., 91 Cross Assigned to Xerox Corp., Norwalk.

06830, c/o Beatrice T. Harper. Filed Highway, Redding 06896, c/o Feb. 26.

Charles A. Soule. Filed March 5.

Concordance searching systems and methods. Patent no. 8,392,454 Carlitos Detailing, 217 Hollister Epoxy Garage Floors L.L.C., 75 issued to Stephen C. Morgana, Ave., Apt. A1, Bridgeport 06607, c/o College Lane, Millbrook, N.Y. Rochester, N.Y. Assigned to Xerox Carlos Vasquez. Filed Feb. 20.

12545, c/o Rrok Lulgjuraj. Filed Corp., Norwalk.

Feb. 22.

Encoding and screening electronCast Iron Builders, 7 Walnut Hill Road, Bethel 06801, c/o Jeffrey J. EZ Leather, Belt and Things, ic integral images in printing sysDavenport and Christopher R. 955 Connecticut Ave., B-1 1206, tems. Patent no. 8,390,893 issued Oberhammer. Filed Feb. 28.

Bridgeport 06607, c/o Everett Tay- to David Lieberman, Fairport, N.Y. Assigned to Xerox Corp., Norwalk. lor. Filed March 5.

Celebrai d.b.a. Eagle Travel and Services, 1099 North Ave., Bridge- Five Star Movers, 2209 Main St., port 06604, c/o Mary Roriz Dasilva, Apt. B31, Bridgeport 06606, c/o EvAnderson Dasilva and Louriem erald Jarrett. Filed Feb. 21.

Mcklosky. Filed March 5.

Clear-port Clothing, 694 Laurel Ave., Bridgeport 06604, c/o Andre Jones and Akeem Jackson. Filed Feb. 26.

Methods and system for improved color characterization.

Patent no. 8,390,885 issued to Juan Liu, Milpitas, Calif.; Haitham Hindi, Menlo Park, Calif.; Lalit Flashy Money Records, 235 W. Mestha, Fairport, N.Y.; Kenneth J. Main St., Unit 313, Stamford 06902, Mihalyov, Webster, N.Y. Assigned c/o Terrance Shepard. Filed Feb. 26. to Palo Alto Research Center Inc., Palo Alto, Calif.; and Xerox Corp., Norwalk.

Computer Express, P.O. Box 601, Newtown 06470, c/o Christopher K. Hoeffel. Filed March 1.

Amy’s Apple Sales, 43 Lexington Ave., Greenwich 06830, c/o Alissa Pecora. Filed March 4.

System and method for print-profile selection. Patent no. 8,390,886 issued to Jutta K. Willamowski, Grenoble, France; Frederic Roulland, Le Versoud, France; and David B. Martin, Grenoble, France.

Assigned to Xerox Corp., Norwalk.

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FAIRFIELD COUNTY BUSINESS JOURNAL • Week of March 18, 2013 29

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GROWLING ABOUT WHAT YOU MISSED!

Access to searchable archives Access to weekly sales leads generator Weekly Business Journals Our list of the week A listing in our online Biz Directory Access to our weekly records section Our annual Book of Business Lists

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WESTCHESTER COUNTY WESTCHESTER COUNTY

WCBJ BUSINESS WC JOURNAL WCBJ BUSINESS JOURNAL ®

INSID INSIDE DE

Business ConneCtions ConneCtiCut Business Day

events

Time to Change Steady Habits

CBIA’s Annual Human Resources Conference Sponsored by Murtha Cullina LLP Presented in partnership with SHRM CT HR Council

C

alling Connecticut “the land of steady habits” used to be a compliment—but not anymore, said Governor Malloy at Connecticut Business Day in Hartford March 6.

“We’ve remained steady for far too long in failing to build on our strengths and failing to address our weaknesses.”

Keynote Presentation f How Changes in Washington Affect HR (Robert J. Carragher, Senior State Affairs Advisor for Human Resource Management, SHRM)

Speaking to more than 300 business leaders from across the state, the governor noted that the only states that have not grown jobs in the economic recovery are Connecticut and Michigan. (“And they have an excuse,” he said of Michigan, with the reformation of the auto industry.)

In addition to Gov. Malloy, Business Day speakers included Speaker of the House J. Brendan Sharkey (D-Hamden), Senate Minority Leader John McKinney (R-Fairfield), and House Republican Leader Larry Cafero (R-Norwalk) in a panel dealing with the state’s fiscal issues.

The governor said that his budget proposal for the next two fiscal years reflects his focus on job creation and retention, improving the state’s education system, and working toward middle-class tax relief.

“Now is the time to make the investments to grow our economy and make sure our children and grandchildren will have good jobs,” said the governor.

The panel of legislative leaders tackled the question of how they planned to work together to solve the state’s fiscal issues and rebuild business confidence.

Acknowledging the recession’s impact on Connecticut, Sharkey said it also exposed some underlying weaknesses: “We did not have a good foundation for a diverse economy, nor a good business climate to allow businesses to increase their investments here.”

Breakout Sessions f Government Audits: Greeting the Agency Investigator (Lauren M. Filiberto and Michael C. Harrington, Attorneys, Murtha Cullina LLP) f Employment Practices Liability Insurance (EPLI) (Hugh F. Murray III, Attorney, Murtha Cullina LLP)

Lawmakers now not only have to get the state through the current fiscal crisis, said Sharkey, but also “set the stage for economic growth that will last.”

McKinney, however, said the governor’s budget proposal works against those goals by extending for two more years three business taxes that were set to expire on June 30. “That fosters the instability that businesses are suffering from.”

Still, legislators have a recent track record of working in a bipartisan fashion to get big things done, said Cafero— such as with the education reforms, job-creation initiatives, and the deficit mitigation session of last December.

“We’ve got problems, real problems,” said Cafero, “but we stand ready and able to work together.” ➤ Read more at gov.cbia.com

f Total Rewards in the Healthcare Reform Era (Garry Straker, Principal Partner, CohnReznick Benefits Consultants and John J. Turgeon, CPA, HCS, Partner, CohnReznick) f Leaves of Absence (Louis B. Todisco and Stella Szantova Giordano, Attorneys, Murtha Cullina LLP) f NLRB’s New Presence in the Nonunion Environment (Hugh F. Murray III) f The Difficult Employee (Kenya Rutland, Principal, KJR Consulting) Date

Wednesday, March 20, 2013

Time 8:30 am–3:30 pm Place Crowne Plaza, 100 Berlin Rd., Cromwell Cost

CBIA & CT SHRM members, $165 nonmembers, $205

➤ Register at cbia.com/events

issues & PoliCies

Paid Sick Leave Reforms Get Hearing

C

hanges to the state’s paid sick leave law that would clear away confusion about the mandate and make it easier and less costly for employers to administer were the subject of a public hearing in the Commerce Committee.

SB 1007, raised at the request of the business community, fixes the law without denying the benefit to anyone entitled to paid sick leave.

Many employers have voiced concerns about some inconsistencies and inflexibility in the law that have made compliance difficult. To address those

concerns, SB 1007 includes changes that will: f Allow employers the flexibility to administer paid sick leave using the same calendar—fiscal or other 365-day period (such as from the employee’s date of hire)— that they use to administer other employee benefits f Close a technical loophole to make all manufacturers exempt from the law as was originally intended f Provide a way to account for seasonal employment fluctuations that temporarily push employers over the 50-employee threshold

f Make the law consistent with a provision in the state’s Family and Medical Leave Act to help deal with employees who repeatedly use leave time for purposes other than those intended by the law (this change would not require employees to provide a doctor’s note each time they wanted to use paid sick leave) Connecticut is the first and only state to require employers of 50 more employees to provide paid sick leave to each of their full- and part-time service workers. ➤ Read more at gov.cbia.com

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of March 18, 2013 31

AW, C’MON: LET’S DEBATE SOCIAL MEDIA

SOCIAL MEDIA ADVOCATES TED MILLER AND KRIS RUBY ARE GOING TO BE STACKED UP AGAINST B.J. MENDELSON, AUTHOR OF “SOCIAL MEDIA IS BULLSHIT,” IN A NO-HOLDS-BARRED DEBATE.

MARCH

21

SOCIAL MEDIA EXPERT BRUCE NEWMAN AND MODERATOR ELIZABETH BRACKEN-THOMPSON WILL DUKE IT OUT THEMSELVES AS THEY CLOSE THE PROGRAM AND DECIDE THE WINNERS.

PRESENTED BY

THE WESTCHESTER COUNTY BUSINESS JOURNAL, FAIRFIELD COUNTY BUSINESS JOURNAL, HV BIZ AND WAG MAGAZINE.

610 Hartsdale Road, White Plains 11:30 a.m. – Meet, greet, lunch Noon – Program

Register now. Space is limited. Email Alissa Frey at afrey@westfairinc.com or go to westfaironline.com