Fairfield County Business Journal 040119 by Westfair Business Journal

APRIL 1, 2019 VOL. 55, No. 13

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Daniel Shapiro, former U.S. ambassador to Israel, at Fairfield University’s Quick Center for the Arts. Photo by Phil Hall.

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ISRAEL OFFERS U.S. COMPANIES GREAT ECONOMIC OPPORTUNITIES, SAYS FORMER AMBASSADOR DANIEL SHAPIRO BY PHIL HALL phall@westfairinc.com

lthough Israel takes up a relatively small slice of the world map — its approximately 9 million people live in a country that is roughly the size of New Jersey — its economic attractiveness far exceeds its geographical limits, according to Daniel Shapiro, who served as U.S.

ambassador to Israel during the Obama administration from 2011 to 2017. In an exclusive interview with the Business Journal ahead of his March 26 appearance at Fairfield University’s 2019 Bennett Lecture in Judaic Studies, Shapiro noted that while U.S. consumer goods companies can find traditional opportunities exporting to the Israeli market, the best economic potential for U.S. companies

Ross Riskin, the Sacred Heart University doctoral student and author of “The Adviser’s Guide to Education Planning.” Photo courtesy Sacred Heart University.

can be found in the nation’s technology sector. “The typical pattern has been an Israeli entrepreneur or innovator who will come out of the army with some technical skills and begin a startup with technology and apps that provides a solution to a problem,” Shapiro said. “A major American technology company like Microsoft or Google or Apple or IBM will spot them and will acquire the company, and make that the beginning of an R&D center. Technology companies have determined that there is so much quality innovation coming out of Israel that they cannot afford not to be there.” » BUSINESS

SACRED HEART DOCTORAL STUDENT: COLLEGE ADMISSIONS SCANDAL ‘IS MORE WIDESPREAD THAN PEOPLE THINK’ BY PHIL HALL phall@westfairinc.com ROSS RISKIN HAS NO CAREER PLANS TO BECOME AN AUTHOR, but the Sacred Heart University doctoral student took it upon himself to write “The Adviser’s Guide to Education Planning” when he realized there was a void in the financial planning publishing category. “There were guides for

Social Security planning and retirement planning, but nothing in the education funding area,” he recalled. Riskin, a student in the doctor of business administration in finance program at the Fairfield-based university, is no stranger to the subject of education planning: he is also vice president of Riskin & Riskin PC, a public accounting firm » COLLEGE

Kim Papa comes to the rescue for out-of-tune pianos BY PHIL HALL

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hen it comes to tuning and repairing pianos, Kim Papa has brought her toolkit and nearly a quarter-century of professional experience to settings ranging from modest school auditoriums to an extravagant $25,000-a-night presidential suite at Manhattan’s Plaza Hotel. But nothing beat an unlikely piano location at a residence along a private lake in Litchfield County, Connecticut. “I got a call asking if I could tune a piano for a party being held outdoors,” she recalled. “I was told the piano was in a carport, and this was outside in winter. When I get there, the homeowner was all smiles and I asked where the piano was. He said, ‘Over there’ — way out on the frozen lake where they made an ice rink with a disco ball. And I said, ‘You’ve got to be kidding. How did it get there?’ And he said, ‘We just slid it’ — and he handed me a pair of ice cleats and said, ‘Let’s go.’ And I went out there — it was a gorgeous day.” The upright piano located on the frozen lake had loose tuning pins and Papa was concerned about tuning it properly due to the unlikely location. “It was a very difficult job,” she added. “I couldn’t play because my fingers were cold. I did the best I could — they were so appreciative.” Papa’s Piano Tuning & Repair is based out of her New Fairfield home and serves Westchester, Putnam, Dutchess and Fairfield counties with occasional forays into New York City. A lifelong musician and music teacher, she turned her sights on piano tuning during the mid1990s when she realized many of her students had instruments that were in need of adjustments. “As a musician I thought, ‘I wonder if I can do it,’ ” she said. “I went to a school — actually, it was a correspondence school — and used my piano as a guinea pig, reluctantly. I went to a piano rebuilding shop in Peekskill and they hired me.” In her 23rd year of business, Papa admitted her work is complex. “It is not easy,” she stated. “I first thought that being a musician, this would be a piece of cake. I tune my guitar. I tune my bass. So what. Well, it has 256 strings and it has a lot of tension. Every piano is different and every climate is different and every piano reacts differently.

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Publisher Dee DelBello Managing Editor/Print Glenn Kalinoski Managing Editor/Digital Bob Rozycki Associate Publisher Anne Jordan Group Associate Publisher Dan Viteri NEWS Copy and Video Editor • Peter Katz Bureau Chief • Kevin Zimmerman Senior Reporter • Bill Heltzel, Reporters • Ryan Deffenbaugh, Phil Hall, Georgette Gouveia, Mary Shustack Research Coordinator • Luis Flores ART & PRODUCTION Creative Director Dan Viteri Art Director Sebastián Flores Art Director Kelsie Mania Digital Content Director Meghan McSharry ADVERTISING SALES Manager • Anne Jordan Director, Multimedia Marketing and Sales Neale V. Muccio Metro Sales & Custom Publishing Director Barbara Hanlon Account Managers Lisa Cash, Patrice Sullivan Events Sales & Development • Marcia Pﬂug Events Manager • Tracey Vitale

Kim Papa tuning a piano on a frozen lake. Photo courtesy of Kim Papa.

One aspect of her work that distinguishes Papa from her competition is her decision not to rely on digital tools for her work. “I learned through my ear. I don’t use a device,” she continued. “There are plenty of devices out there that do well, but I worked for an old-fashioned rebuilder who just said, ‘I really want you to learn.’ And I did, and I’m glad that I did. The machine works well, but a customer I’ve had for years said, ‘The machine works, but the aural tuning is sweeter.’ ” Papa noted that piano tuning is further complicated by the distinctive differences between instruments. “My Baldwin is going to tune and sound differently than a Steinway,” she said. “Every piano is different. I once worked on a restored 19th century piano whose

seasoned wood created just an exquisite sound.” Papa recommended tuning a piano at least once a year, although she noticed that professional players prefer to have the instrument tuned three or four times annually. “The more that piano is tuned, the more it stays in tune,” she said. One aspect that determines the sound quality of a piano is room temperature. “The weather is a big factor,” she continued. “If it is humid, the piano is going to get wet inside. If it is very dry, it is going to get very dry inside. It shouldn’t be in extreme — you want to keep it at an even keel.” Papa charges a basic fee of $120 and can usually complete her work within an hour, unless the instrument is in an advance state of poor health. Her work takes her from

private homes to performance venues. She was even summoned on an emergency call for an A-list pop diva whose 88 keys needed help. She declined to identify that celebrity, noting that she was not in the business of bragging about prominent clients. “My biggest fear is someone calls me and says they got this free piano on Craigslist,” she confided. “Or, they say that the person who sold me the house left me the piano, can you come tune it? If it’s not tunable, it needs to be rebuilt (with) major repairs — and I never feel good about it.” One question that drew a blank from Papa was a request to cite her favorite pianists. She paused for a moment and shook her head. “I don’t listen to pianists that much, believe it or not,” she admitted.

AUDIENCE DEVELOPMENT & CIRCULATION Circulation Manager • Sylvia Sikoutris Telemarketing Director • Marcia Rudy ADMINISTRATION Contracted CFO Services Adornetto & Company L.L.C. Human Resources & Payroll Services APS PAYROLL Administrative Manager • Robin Costello Fairﬁeld County Business Journal (USPS# 5830) is published Weekly, 52 times a year by Westfair Communications, Inc., 701 Westchester Avenue, Suite 100J, White Plains, NY 10604. Periodicals Postage rates paid at White Plains, NY, USA 10604. POSTMASTER: Send address changes to: Fairﬁeld County Business Journal: c\o Westfair Communications, Inc., 701 Westchester Avenue, Suite 100J , White Plains, NY 10604. Annual subscription $60; $2.50 per issue More than 40 percent of the Business Journal is printed on recycled newsprint. © 2019 Westfair Communications Inc. All rights reserved. Reproduction in whole or in part without written permission is prohibited.

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Lamont to Danbury crowd: ‘A lot of wind at our back’ BY KEVIN ZIMMERMAN kzimmerman@westfairinc.com

ov. Ned Lamont used his March 22 address at the Ethan Allen Hotel in Danbury to paint a positive picture of Connecticut’s future, although he warned that improvements “are not going to happen overnight.” Speaking to a crowd of more than 400 at the Greater Danbury Chamber of Commerce event, Lamont discussed his plan to bring back tolls, encouraged public-private partnerships to work on a number of issues ranging from economic development to education, and talked about managing “a $20 billion company, which the state of Connecticut is.” The governor also touted the fact that Standard & Poor’s recently upgraded the state’s bond rating — the first such increase by a rating agency in 18 years — from “stable” to “positive.” “They know that things are changing in Connecticut,” he said. “They can feel some of that enthu-

siasm, that there is a lot of wind at our back.” Lamont’s controversial tolls plan, which if passed has been estimated to bring in as much as $1 billion in annual revenue, is a key part of “getting our fiscal house in order,” he said. Maintaining that he understood concerns from residents and employers alike over tolls — Danbury Plumbing Supply owner T.J. Hunt said that tolls would result in paying a higher freight rate for the importation of goods from other states — the governor insisted that, with “maximum discounts” for local drivers and “frequent fliers,” the measure would prove to be a net positive. The governor also promised to address the state’s rail system, which he said is on average 20 minutes slower than it was 20 years ago. Fixing that “will be transformative,” he said. Turning to what he termed the state’s “pension crisis,” Lamont said he was particularly bothered by the terms of the Teachers Retirement System (TRS) fund. “I don’t know who

Gov. Ned Lamont.

did that bond,” he said, “but they should be hit for malpractice.” Although he said “I’ll be blunt” numerous times during his presentation, the governor used much of his 20-minute address to repeat promises he’s made in the past: placing the state on a “debt diet,” wiring cities with 5G networks as quickly as he can, reducing trips to the Department of Motor Vehicles and having an open-door policy for businesspeople (“Come up and see me some time,” he quipped). During a 40-minute question-and-answer period, Lamont again said he hoped to rely on the business community to work with Connecticut’s universities and colleges to come up with ways to keep graduating students employed in the state, twice mentioning student-loan forgiveness as one possibility. He also acknowledged that he’s received “a lot of pushback” on his plan to expand the sales tax to purveyors of a number of previously exempt products and services. “The barber shop

lobby, the car wash lobby — we’ll listen to them,” he said. Lamont also noted his plan to open and staff the state’s five highway welcome centers on a 24/7 basis, unveiled in midMarch, saying, “it’s an embarrassment” to be trying to encourage business to come to the state when the only things active in the welcome centers are the porta potties. He also mentioned efforts to wean the state off its reliance on electric power in favor of wind, solar and other alternative energy sources. “Our electric grid is as antique as our transportation system,” he said. In attendance were such Fairfield County municipal leaders as First Selectmen Matt K nickerbocker (Bethel), Steve Dunn (Brookfield), Dan Rosenthal (Newtown) and Rudy Marconi (Ridgefield) as well as Danbury Mayor Mark Boughton. Boughton said the city registered more than 900 new businesses last year and has one of the state’s lowest unemployment rates.

‘Cheers, Connecticut!’ BY PHIL HALL phall@westfairinc.com

he Connecticut Alcohol Retailers Exchange Inc. (CARE), a trade association representing package stores and liquor retailers, has launched an advertising campaign seeking public support for expanding state law to enable big-box retailers to sell beer. CARE argued that nearly 40 states allow retailers such as Target and Walmart to sell beer and adding Connecticut to that list would improve the state’s economic development attractiveness.

In a YouTube-based advertisement, a local resident identified as Jess Camp argues that allowing those retailers to include beer in their product offerings “will make Connecticut a place where more companies want to invest and hire people. Cheers, Connecticut!” Also featured in the advertisement is Bob Chicoine, co-owner of the Florida-based craft brewery Engine 15 Brewing, which is opening a location in Milford. Chicoine uses his camera time to insist that letting Target and Walmart sell beer like other grocery stores is “a

no-brainer.” “In Connecticut, we need to adapt with changing times, and that means modernizing our state’s alcohol laws,” said Josh Hughes, founder and executive director of CARE. “Our package store and retail members want to repeal the minimum price package stores can sell wine and spirits, allow package stores to be able to grow and own more permits, allow package stores to be able to sell to markets outside of the state, and if you’re functioning as a grocery store — like Target and Walmart — you should be able to buy beer there.”

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WWE leaving old HQ for new one in downtown Stamford BY KEVIN ZIMMERMAN kzimmerman@westfairinc.com

WE is selling its longtime Titan Towers global headquarters at 1241 E. Main St. in Stamford but staying in the city, signing a 16½-year lease for the 415,000-square-foot, three-building complex once home to UBS at 677 Washington Blvd. The company will also vacate its leased spaces at 1266 E. Main St., thus bringing its operations, production studios and corporate offices together at one site. WWE anticipates moving to the new headquarters in early 2021. The initial term includes a free rent period of 18 months, after which the rent is $19,100,809 per year, payable on a monthly basis. The rent will increase to $20,927,392 per year on the sixth anniversary of the rent commencement date, and $22,753,955 per year on the 11th anniversary. WWE is required to give writ-

ten notice to landlord Stamford Washington Office LLC not later than 15 months prior to the end of the then-current initial term or renewal term to extend the lease. Stamford Washington Office will construct base building improvements, after which WWE will build its own interior improvements. The landlord is providing an allowance of up to $40,337,716 to be applied to the cost of those improvements. WWE said the move was necessary because “we have outgrown our existing Stamford facilities, which would require significant investments in building infrastructure if we remained. “The new headquarters will provide the company with work space suited to its growing and evolving workforce,” it continued. “The site in Stamford’s central business district provides greater access from various means of transportation (including Metro-North and Amtrak Acela service), floor plans which are well-suited to producing video content and greater flexibility in work-

place design.” The move “provides critical support of the company’s long-term growth strategy,” it added, “which includes increasing our ability to recruit and retain world-class talent as well as to effectively create compelling content.” WWE has been in Titan Towers since 1985. Its new home was completed in 1998 to serve as the North American headquarters of UBS. That bank relocated across the street in 2016. AVG Partners acquired the property for $33 million in 2017. George Comfort & Sons joined AVG in the property’s ownership in early 2018, taking on operating and leasing responsibilities, as well as developing and executing the plan to reposition and re-lease the buildings. Before WWE’s signing, leases were recently completed with KPMG and Perkins Eastman. 677 Washington Blvd. is a Class A complex located on over 12 acres. It includes a 13-story office tower, seven-story pavilion and three-story retail and ancillary building.

WWE headquarters. Photo by Matthew Brown, Hearst Connecticut Media.

OxyContin-maker Purdue Pharma owners hit with multistate lawsuit COMPANY TO PAY OKLAHOMA $270 MILLION

BY PAUL SCHOTT Hearst Connecticut Media Group

he owners of Purdue Pharma were sued in joint litigation last month by more than 500 cities and counties, from about two dozen states, for allegedly fueling the opioid crisis with deceptive marketing, adding to the massive legal pressure against the group that controls the Stamford-based company. Filed in federal court in New York, the complaint’s accusations against eight Sackler family members parallel those in lawsuits filed by the attorneys general of Connecticut and Massachusetts. Purdue is not named as a defendant in the new case, but much of it focuses on Purdue’s practices, including its alleged “false marketing tactics (that) created an overwhelming demand” for prescription opioids such as OxyContin and purported failure to report known over-prescribing doctors.

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“Not only did the Sackler defendants create and aggressively market opioids for general and ubiquitous use, but the Sackler defendants knew about the dangers of prescription opioids and pushed to increase sales despite the devastating consequences of the public health crisis,” the complaint said, in part. The Sacklers named in the lawsuit could not be immediately reached for comment. In previous statements, they have denied fraudulently marketing their company’s opioids. In a statement, Purdue denied the allegations. “This complaint is part of a continuing effort by contingency-fee counsel to single out Purdue, blame it for the entire opioid crisis in the United States and try the case in the court of public opinion rather than the justice system,” the statement said, in part. The lawsuit’s plaintiffs include cities and counties in states including Alabama, California, Florida, Georgia, Illinois, Indiana,

Protesters on June 22, 2018, placed a giant steel spoon meant to symbolize burnt heroin in front of the Stamford headquarters of Purdue Pharma. Photo: Barry Lytton / Hearst Connecticut Media.

Kansas, Kentucky, Louisiana, Maryland, Massachusetts, Michigan, Mississippi, Nebraska, New Hampshire, New Mexico, North Carolina, Ohio, Oregon, Pennsylvania, Rhode Island, Tennessee, Utah, Virginia, Wisconsin, West Virginia, as well

as a number of Native American nations. No Connecticut cities or towns are plaintiffs in the new case. More than 1,000 lawsuits have been filed against Purdue. Massachusetts and Connecticut were the first two states to not only

sue Purdue as a company, but also the Sacklers who control the firm. Last January, a Connecticut Superior Court judge dismissed a similar group of lawsuits that included complaints filed by the municipal governments of Bridgeport, New Haven, New Britain and Waterbury. Bridgeport, New Haven and Waterbury are challenging the decision in the state’s Appellate Court. Purdue Pharma and its owners last week announced a $270 million settlement with Oklahoma. The deal includes approximately $200 million for the establishment of the National Center for Addiction Studies and Treatment at Oklahoma State University’s medical campus in Tulsa. Local governments would get $12.5 million for opioid initiatives and the company would provide up to $60 million for litigation-related expenses and fees. Paul Schott is a staff reporter with Hearst Connecticut Media. He can be reached at pschott@scni. com or 203-964-2236.

AsK Andi

Citrin Cooperman Corner

Empowering employees to make decisions WE HAVE A LOT OF PEOPLE WHO STOP SHORT OF TAKING THE REINS AND RUNNING WITH IMPROVEMENTS. THEY'RE ALL DEFERRING TO ME AND I JUST WANT THEM TO TAKE ACTION. WHAT CAN I DO? THOUGHTS OF THE DAY: Building an organization that functions without the owner at the center can be a real challenge and a real joy to own if you can get it to work right. Business owners can sometimes be their own worst enemies. They've had a lot of practice taking charge. That's usually one of their strongest management traits. They are often unaware of how forcefully their feedback comes across. They are impatient and results-driven. They've had a lot of experience with what works and what doesn't. They want things done a certain way and they hate mistakes and waste. Most small businesses hire people who will have a learning curve attached to them. Rarely is there enough money to enable the company to hire experts in every area. Problems can start when you combine demanding entrepreneurs with people who need to build skills and make changes. An individual gets asked to take on something new. Something goes awry. The owner steps in to fix things or jumps on someone to get something done. Or the owner provides feedback too sharply. The individual(s) who got it wrong start to think, "I'm not going to try that again. It made my boss too upset." Alternately, the owner figures that intervening isn't working so he backs out too soon and too far. The individuals who need support don't get what they need. They end up struggling with productivity, accuracy and confidence issues. Owners should encourage people to make mistakes and learn. Agree on the goal so you're both focused on the same endpoint. Resist

Problems can start when you combine demanding entrepreneurs with people who need to build skills and make changes.

the temptation to jump in. And don't expect things to be error-free. Provide limited feedback and oversight until skills and habits are up to speed. Listen and guide rather than demand. Know that training requires consistent, tactful communication. Be careful to teach rather than criticize. Set aside time to discuss. Ask people to explain what steps they took, describe what they think went wrong and walk through what they might do differently next time. Some questions you can ask to help a person make progress: • Let's make sure we're on the same page, tell me what you're trying to accomplish. • Walk me through the steps you took to get there. What happened, what worked, what didn't? • Knowing what you now know, how would you do things differently? • When's the next time you're going to try this? • What oversight or support would you like from me? • How would you know if

you're successful next time? The person you're talking to will make mistakes in their description of what happened, or what's going to happen next. Nudge them, rather than bossing them. Ask, "What about...?" or "Have you considered...?" If someone seems stuck, back up a little. Suggest taking time to process and get back together at a later scheduled time to regroup. Have the person write out their goals and the steps they want to take and review those goals together. Making suggestions rather than demands will lead to a more productive conversation. Encourage the person by recognizing where and when they make progress. Keep lists of what needs follow-up. Agree ahead of time on what actions or results will occur, by when. Then decide how to best check on progress. Observe the individual's repair and recovery activities. Don't step in to correct. Let the individual fix their own mistakes so that they get the lesson. Do stay involved enough to know they're heading in the right direction. LOOKING FOR A GOOD BOOK? Try “Small Acts of Leadership: 12 Intentional Behaviors That Lead to Big Impact” by G. Shawn Hunter. Andi Gray is president of Strategy Leaders Inc., StrategyLeaders.com, a business-consulting firm that teaches companies how to double revenue and triple profits in repetitive growth cycles. Have a question for AskAndi? Wondering how Strategy Leaders can help your business thrive? Call or email for a free consultation and diagnostics: 877-238-3535 or AskAndi@ StrategyLeaders.com. Check out our library of business advice articles at AskAndi. com.

Impact of the New Tax Act on Law Firms BY WILLIAM A. BRENNER, CPA There is a new limitation for losses that pass through to owners. An excess business loss of a taxpayer, other than a C corporation, is not immediately deductible. Instead, it is treated as a net operating loss that must be carried forward. An excess business loss is the amount of business deductions in excess of business gross income or gain plus a threshold amount ($500,000 for joint filers; $250,000 for other taxpayers). The limitation applies at the individual level.

WILLIAM A. BRENNER

The Tax Cuts and Jobs Act of 2017 is transformative legislation that dramatically changes the tax landscape for individuals and businesses for years to come. It has an impact on the income tax that attorneys will pay and it also affects the work that firms will be asked to do. TAX IMPACT ON ATTORNEYS’ PERSONAL RETURNS Most law firms are set up as limited liability partnerships (LLPs), where income, deductions, credits, etc. pass through from the firms to their partners. Partners pay income tax on these items on their personal returns. The Tax Cuts and Jobs Act (TCJA) created a new “qualified business deduction” for owners of pass-through entities. This 20% deduction is not a business deduction or an adjustment to gross income; it simply reduces taxable income. However, the new deduction has various limitations that restrict or bar its benefit to partners. There is an overall limitation for “specified service businesses,” which include the performance of services in the field of law. However, any partner with taxable income from all sources (not just business income) below $157,500 for single filers and $315,000 for married persons filing jointly, can take the deduction. As a partner’s taxable income increases from $157,500 to $207,500 for single filers, and from $315,000 to $415,000 for the joint filers, the deduction phases out, such that no deduction can be claimed when taxable income exceeds $207,500 for single filers and $415,000 for joint filers. However, guaranteed payments to a partner do not qualify for the deduction, irrespective of a partner’s taxable income. To benefit partners whose personal taxable income may permit this deduction, firms may want to look at how they characterize payments to partners. Many firms treat some or all payments to partners as guaranteed payments. However, as mentioned above, for purposes of computing qualified business income to which the 20% deduction applies, guaranteed payments do not qualify for the deduction but a distributive share of partnership income does qualify. Tax and economic considerations about how to allocate payments (how much to treat as a distributive share and how much to treat as a guaranteed payment) are complicated and must take into account the definition of “guaranteed payments” under the Internal Revenue Code. What’s more, a change in how payments are treated will likely require an amendment to the partnership agreement. There is also a W-2 wage limitation, wherein the 20% deduction is limited to the greater of either the 50% of W-2 wages or 25% of W-2 wages plus 2.5% of the original cost basis of depreciable property. With or without the benefit of the qualified business deduction, partners may find themselves in lower tax brackets, especially if they file joint returns, due to the changes in the tax brackets. However, some partners may end up in a higher tax bracket that they otherwise wouldn’t be in, due to the cap on the itemized deduction for state and local taxes and other deduction changes.

TAX IMPACT ON INCORPORATED FIRMS Law firms that are set up as a C corporations will enjoy a substantial tax cut on the net income that they retain in the corporation. Until now, such firms were treated as personal service corporations (PSCs) subject to a flat 35% tax rate. Under TCJA, the rate becomes a flat 21%. That said, there have been no changes to the double taxation that results when C corporations distribute earnings to owners as dividends; net income is taxed first to the corporations and then the after-tax amount is taxed to the owners, with no deduction for the distributions by the corporations. The dividends would be taxed at 23.8% for noncorporate taxpayers. This dramatic contrast between the tax on firms that are regular corporations and those that are pass-throughs may prompt discussion among partners about whether to convert to C-corporation status. At this time, many are taking a wait-and-see approach, especially in light of certain other considerations such as accumulated earnings tax. IMPACT OF TAX CHANGES FOR ALL TYPES OF ENTITIES Law firms are businesses that can take advantage of the tax breaks designed to encourage capital investment, including: • Section 179 (first-year expensing). TCJA increased the dollar limit on the deduction for 2018 to $1 million. This limit phases out when total purchases of qualified property exceed $2.5 million. • Bonus depreciation. This is 100% of the cost of qualified property, which can now be used for both new and used property. Of course, law firms as businesses are subject to new limitations and other unfavorable rules, including: • Limit on the deduction for business interest. No deduction is allowed for the net interest expense in excess of 30% of adjusted taxable income (the calculation of which changes in 2022). However, businesses with average annual gross receipts in the three prior years not exceeding $25 million are not subject to this limitation. However, gross receipts of related entities must be aggregated. • Bar to a deduction for entertainment expenses. The former 50% deduction for entertaining clients can no longer be claimed, but the 50% deduction for meals is retained. Meals provided for the convenience of the employer are no longer 100% deductible, but has been reduced to being 50% deductible. ABOUT THE AUTHOR William A. Brenner is a partner with more than 17 years of experience providing tax, accounting, and business consulting services. Bill’s clients include owners of closely held businesses in diverse industries, including law firms, technology and medical device developers, medical and dental practices, specialty manufacturers, financial services, insurance agencies, and high net worth individuals. Bill can be reached at 914.949.2990 or at wbrenner@citrincooperman.com. Citrin Cooperman is a full-service accounting and consulting firm with 14 domestic and international locations. Visit us at citrincooperman.com

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The technologies being developed and expanded upon in Israel are diverse, Shapiro added, and include such varied fields as “automated transportation, clean energy, water conservation management and desalination, medical devices, medical marijuana — almost any discipline you can think of. If an American company is looking for technology solutions, they are likely to find them through Israeli innovators.” Shapiro gave much of the credit for this wave of innovation to the Israeli government, which he estimated was “probably the No. 1 investor in R&D in the world.” But in more recent years, he observed, venture capital investors have also been making their presence known among the country’s entrepreneurs. Shapiro pointed out that U.S. businesses should also consider scouting out potential opportuni-

College—

located in Orange, and is an assistant professor for taxation and academics with the American College of Financial Services. In planning “The Adviser’s Guide to Education Planning,” Riskin sought to bridge a gap between guidance counselors who are focused primarily on aiming teens into college and financial advisers who work with families on the funding aspect of higher education. “It is a very complicated subject,” he observed. “Especially when you come to financial aid. The financial aid system is just as complex as the tax system and the methodology changes all of the time.” Created over the span of eight months, the 114-page book is divided into eight chapters covering college savings vehicles, an introduction to the financial planning process, education tax deductions and credits planning, strategies for high-income and high-net-worth individuals, strategies for business owners on how to approach the financial aid process, strategies for divorced and divorcing couples, strategies for grandparents who wish to be involved in their grandchildren’s education funding, and general academic planning topics. Riskin noted that even among financial planning experts, there is still a great deal of misinformation and confusion related to financial aid qualifications. “There is a myth that if you make a lot of money, you don’t qualify for financial aid,” he noted. “And business owners may be unsure about how to report the value of their business when their children

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ties in the Palestinian Territories, although that area’s economic potential is still a work in progress. “It’s challenging,” he explained. “There are political tensions, but there is definitely a nascent Palestinian innovation sector as well. It is linked, to some degree, with the Israeli technology sector, with Israeli companies setting up partnerships with Palestinian entrepreneurs, and some of that work is done remotely, but it is a cooperative enterprise.” During his years as ambassador, Shapiro set up a U.S.-funded initiative to link American and Palestinian entrepreneurs that was modeled after the Binational Industrial Research and Development Foundation established in 1977 by the U.S. and Israeli governments. The goal of this initiative, Shapiro added, was to help strengthen the Palestinian economy as a strategy to help stabilize the region’s polit-

fill out financial aid forms.” Riskin wrote the book for the American Institute of Certified Public Accountants and it is available to members of the organization’s Personal Financial Planning Section, as well as to certified public accountants who have the personal financial specialist designation. Riskin added that “The Adviser’s Guide to Education Planning” can also serve as a complementary resource to the Certified College Financial Consultant designation program within the American Institute of Certified College Financial Consultants, which he founded in 2017. Higher education planning and financing has taken on a new level of attention with the recent college bribery admissions scandal dubbed Operation Varsity Blues, which resulted in the arrests of wealthy individuals including Hollywood actresses Felicity Huffman and Lori Loughlin. Riskin is planning to incorporate this still-unfolding story when his book is ready for a second edition. “It is a horrible thing that happened,” he commented. “And it is more widespread than people think. How risk-averse are the wealthiest people as to where kids go to school? There is no research saying if you go to this school you will be successful.” Riskin is aiming to complete his Sacred Heart studies next year and he is already planning a second book, which will offer a guide to the student loan environment. “That has become a hot topic now because the debt crisis is out of control,” he said.

ical tensions. And while relations between the Trump administration and the Palestinian Authority have been frosty, Shapiro insisted that Palestinian entrepreneurs are able to envision the proverbial bigger picture. “The Palestinian business community is very practical,” he said. “They are like businesspeople anywhere — they want to build a business, find export markets, attract investment, find partnerships, make a good living and improve their circumstances for their families and their communities. In my experience, there has never been a block for a Palestinian businessperson to work with an American partner simply because of the political situation between the governments.” Shapiro also pointed out a growing trend of Israeli businesses coming to the U.S. to establish offices as a starting point for corporate expansion into the North American mar-

ket. He recalled bringing multiple delegations of Israeli business leaders to the U.S. under the Department of Commerce’s SelectUSA program to meet with state and local economic development authorities, and he observed that results of this endeavor are already being felt regionally: the New England-Israel Business Council issued a report in 2015 that found Israeli companies created 10,000 direct jobs and 20,000 indirect jobs in Massachusetts, accounting for 4.5 percent of the state’s gross domestic product. “And Israel is 0.1 percent of the world’s population,” he said. Not everyone is enamored about encouraging U.S.-Israel relations. Shapiro acknowledged efforts that have sought — unsuccessfully — to encourage divestment in Israelbased companies, but he remarked that these efforts would have been counterproductive if they were successful.

“If you were to divest from investment with Israeli companies, you would be cutting off your nose to spite your face,” he said. “You couldn’t have the iPhone, you couldn’t have most of the modern medical devices, you couldn’t have communication or cybersecurity or water technologies. The world is flocking to Israel to take advantage of this.” Shapiro also lamented recent comments made by U.S. Rep. Ilhan Omar (D-MN) regarding support for Israel within the U.S. political community. Shapiro stated that while Omar’s remarks initially “had an anti-Semitic overlay,” he doubted they had any impact on U.S.-Israeli ties and he was optimistic that her verbiage would not be repeated. “My hope is that she will do some learning and talking to her colleagues and constituents and maybe travel and start thinking about this situation a little differently,” he said.

Jeremy Richman, Sandy Hook anti-violence activist, dead of apparent suicide BY KEVIN ZIMMERMAN kzimmerman@westfairinc.com

ewtown neuropharmacologist Jeremy Richman, who founded a nonprofit dedicated to helping prevent violence following the loss of his daughter in the 2012 Sandy Hook Elementary School massacre, has died of an apparent suicide. Police found the 49-year-old Richman in his office at Edmond Town Hall at 45 Main St. at around 7 a.m. on March 25. Further details were not made available, though police said there was nothing suspicious about his death. The Connecticut State Medical Examiner’s office will conduct an autopsy, according to the police. Richman founded and served as the CEO of The Avielle Foundation, named after his daughter Avielle Richman, one of the 20 children killed along with six adults on Dec. 14, 2012. The foundation is a 501(c)3 nonprofit organization that according to its website is in part dedicated to helping people “learn more about how you can help to prevent violence and build compassion in your home and community.” Richman and the foundation also have maintained that brain research can provide insights that can help people identify the signs and symptoms of someone troubled or in crisis, as well as educate them on how to respond to prevent violent behavior. “There are no words to describe the tragic weight of today’s news,” Newtown First Selectman Dan Rosenthal said. “Jeremy Richman was a loving husband, father and

Jeremy Richman

friend to many.” Richman was the keynote speaker at Westfair Publications’ 2016 Fairfield County Doctors of Distinction awards. “It’s what you do, not who you are, that matters,” he said at the event. “It is so important to highlight the value of letting things touch you to your heart in your endeavors. We become involved when we let things touch us to the core.”

can change the world—and your family.

How can your philanthropy make an impact and deepen your family relationships?

Charitable giving can be a powerful vehicle for bringing your family together. It provides the opportunity for important conversations and collective family decision making. Wilmington Trust can facilitate discussions that build consensus—offering guidance to help you make a greater impact with your philanthropy, while ensuring it’s meaningful for your family and works with all facets of your wealth plan. For a deeper understanding of how to create a purposeful family legacy, call Jim O’Hoppe and his team at 212.415.0565. Download our article Putting the “Family” in Family Philanthropy at wilmingtontrust.com/generosity.

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Private Banking is the marketing name for an offering of M&T Bank deposit and loan products and services. Investments: • Are NOT FDIC Insured • Have NO Bank Guarantee • May Lose Value Wilmington Trust is a registered service mark. Wilmington Trust Corporation is a wholly owned subsidiary of M&T Bank Corporation. Wilmington Trust Company, operating in Delaware only, Wilmington Trust, N.A., M&T Bank, and certain other affiliates provide various fiduciary and non-fiduciary services, including trustee, custodial, agency, investment management, and other services. International corporate and institutional services are offered through Wilmington Trust Corporation’s international affiliates. Wilmington Trust Investment Advisors, Inc., a subsidiary of M&T Bank, is an SEC-registered investment advisor providing investment management services to Wilmington Trust and M&T affiliates and clients. Loans, credit cards, retail and business deposits, and other business and personal banking services and products are offered by M&T Bank, member FDIC. ©2019 Wilmington Trust Corporation and its affiliates. All rights reserved. 19600-A VF 190319

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APRIL 1, 2019

Stamford to New York in 30 minutes: Pipe dream or reality? 30-30-30 PLAN IS LACKING IN DETAIL

BY IGNACIO LAGUARDA Hearst Connecticut Media Group

his isn’t a pipe dream. This is a necessity.” That was Gov. Ned Lamont, in his first inaugural speech, touting a vision to reduce the travel time by train from Connecticut to New York. But a month later, when the governor again stood before the General Assembly, this time to deliver his initial budget address, mention of highspeed rail was nowhere to be found. Some were not surprised. “It’s a beautiful dream,” said Jeff Maron, vice chairman of the Connecticut Commuter Rail Council. “People want it, it sounds great, but the reality is it’s not feasible.” Details about the 30-3030 Plan — which would conceivably reduce train time to 30 minutes from Hartford to New Haven, New Haven to Stamford and Stamford to Grand Central Terminal — are hard to come by. But Lamont believes the vision is a real possibility. When he mentioned the plan during his inauguration speech in January, many in the General Assembly stood up in applause. The plan, while lacking in detail, has received bipartisan support from legislators. State Sen. Alexandra Bergstein, D-Greenwich, has even argued that 30-30-30 could be achieved at least partially through revenue collected from a proposed and controversial, plan to install tolls on the state’s major highways. “It is entirely feasible for about $5 billion,” she said about 30-30-30 in January. Lamont staffers suggest people should not read much into 30-30-30’s omission from the budget address.

APRIL 1, 2019

Top: Commuters pile onto a train on the Stamford Metro-North platform. Bottom: A Metro-North commuter train pulls into the Merritt 7 station in Norwalk. Photos courtesy Hearst Connecticut Media.

“The governor views an enhanced and upgraded transportation system in the state — including a 30-30-30 vision of rail service into New York City — as critical to quality of life and economic development in Connecticut,” said Colleen Flanagan, senior adviser to Lamont, in an emailed statement. “The governor was clear that our state needs a sustainable, reliable revenue source for transportation projects.” The seed for 30-30-30 was a Fairfield Business Council-commissioned study to look at how much faster the state’s train system could run if it was in good repair. Metro-North’s definition of “good repair” allows trains to travel at 90 miles per hour, but they currently run at 60 to 70 miles per hour, and in some cases, below that, said Joe McGee, vice president of the Business Council. The council initially looked at rail times and

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It’s critically important for Stamford to be connected to New York. Economic growth will follow transportation networks.

how they changed over the years. One thing that stood out, McGee said, was that trips were getting longer on the New Haven Line while times were shortening on the Hudson Line. Time from New Haven to Grand Central Terminal has gone up by six minutes since the mid-1970s, according to the council’s research. A train ride from Hartford to New Haven on the Hartford Line takes about 50 minutes. From New Haven to Stamford, the commute is about an hour, and from the City That Works to the Big Apple, the ride time is roughly 50 minutes.

The council-funded study by engineering firm Ty Lin Consulting of San Francisco applied the state of good repair standard to the New Haven line, and found that with an investment of $100 million to $150 million, coupled with an express service schedule, the travel time from New Haven to Stamford could be reduced by 23 minutes. For the study, Ty Lin hired former MetroNorth President Joseph Giulietti as a consultant. Giulietti is now the commissioner of the Connecticut Department of Transportation.

Giulietti did not respond to a request for comment. The impetus for McGee and the council to study train time was simple: Commute time on MetroNorth was a common issue for businesses in Fairfield. “It’s critically important for Stamford to be connected to New York,” he said. “Economic growth will follow transportation networks.” Catherine Rinaldi, president of Metro-North Railroad, didn’t say whether 30-30-30 could be made reality, but did say train times on Metro-North can be reduced in the longterm. “The State of Connecticut is funding a massive infrastructure improvement program on the New Haven Line,” she said. “Although these improvements require track work that could lengthen travel times in the shortand medium-term, these investments will make it possible for future travel times to be reduced.” A major part of that program is replacing 100-yearold bridges, including over the Norwalk, Housatonic and Mianus rivers, that carry Metro-North trains. But getting to a true 30-30-30 system could involve something more complicated: eminent domain. That’s because speeding up trains would involve straightening curved tracks, which could mean cutting into private property. But McGee believes there are many improvements the state and MetroNorth could implement in the short-term to shorten travel time. Some of the 46 curves on the New Haven Line, he said, could be straightened with no taking of land. Ignacio Laguarda is a staff reporter with Hearst Connecticut Media. He can be reached at ignacio.laguarda@hearstmediact.com.

Danbury’s Odyssey Logistics continues impressive growth, but CEO is ‘very disappointed’ with Connecticut BY KEVIN ZIMMERMAN kzimmerman@westfairinc.com

ob Shellman, the founder, president and CEO of Danbury’s Odyssey Logistics & Technology Corp., pulls few punches when it comes to talking about practically any subject. Speaking in a conference room at Odyssey’s headquarters at 39 Old Ridgebury Road — long known as the Matrix Corporate Center, now being renovated and rebranded as The Ridge at Danbury — Shellman is forthright about his privately held firm’s continued strong performance: Fifteen consecutive years of continued growth, including 17 percent year-over-year in 2018 and over $1 billion in gross revenue. “We’re a solutions provider on a global scale,” he said. “And we’ve been able to consistently build through organic growth, acquisitions and innovation.” The most notable of its acquisitions was last year’s $465 million deal for AFF Global Logistics, based in Fife, Washington. A third-party logistics provider and freight forwarder operating in global markets, AFF was a market leader in providing door-to-door domestic forwarding for U.S. offshore markets such as Alaska, Hawaii, Guam and Puerto Rico. The deal — Odyssey’s largest to date — added 35 locations and 600 employees to its network of 37 locations and 1,800 employees. About 150 work at the Danbury location. Not bad, Shellman noted, for the firm he started in 2003 “with five employees and no customers.” The Southbury resident launched Odyssey via his personal assets and some venture capital investments on what he and other employees refer to as a poorly lit space on the Matrix/ Ridge’s first floor. Today it commands some 25,000

Top: Odyssey Logistics COO and CFO Cosmo Alberico; Founder, President and CEO Bob Shellman. Bottom: The patent-pending Odyssey flexitank, which the company says provides a secure, more environmentally safe method of transporting liquids.

square feet on its airy fourth floor. Cosmo Alberico, chief operating officer and CFO, said there is room to expand further, which both he and Shellman indicated could be in the cards. Odyssey has introduced the patent-pending “flexitank,” an intermodal solution for the bulk liquid industry. Available in 20-foot and 40-foot models, the flexitanks are designed to minimize liquid dynamics and is the only American Association of Railroads (AAR)-approved single compartment 40-foot unit available on the market. The product helps with safety, sustainability and cost savings, Shellman said, noting that by using flexitanks for long-haul shipments — either by train or ship — rather than trucks, carbon footprints are decreased and overall cost savings are achieved for its customers. And bulk liquid is a big part of Odyssey’s business. The company is responsible

Logistics, which managed transport and logistics for over $9 billion in global product sales for such clients as Honeywell, BP and Shell Chemical. UniGlobal was a subsidiary of Union Carbide, which made the Matrix/Ridge its corporate headquarters. While he remains enamored of Odyssey’s Danbury headquarters — and believes the improvements taking place there under the aegis of Southport-based Summit Development, which acquired the property last October for $17 million, will return it to its former glory as an attractive home for other companies — Shellman is decidedly less so when it comes to Connecticut at large. “I’m very disappointed” by the current state of Connecticut, he said. “When I moved to Connecticut in 1986, there was no income

tax, booming employment — over 3,000 people in this building alone — and the state was viewed as a shining star.” Shellman blames failed policies — and a continued nonbusiness-friendly attitude — in Hartford as the cause for much of the resulting troubles. M. Jodi Rell, the Republican who was governor from 2004-11, had no vision for how to encourage companies to come to Connecticut, he said. As for Democrat Dannel Malloy, who served from 2011 to January 2019, “he sounded wonderful on the telephone,” Shellman said. “We all saw those jobs and economic wealth leaving the state” during Malloy’s tenure, he said. “It matters little to us if the governor is a Democrat or a Republican. We just want someone with common sense when

it comes to relating to business.” Although Odyssey thought about leaving the state as little as 18 months ago, Alberico said the decision to stay came largely due to the disruption that would have meant for many of its employees. Shellman warned, however, that may not be the case when Odyssey spins off WIN (Web Integrated Network), a scalable, no-cost/no-fee, web-based transportation management system that promises shippers savings opportunities, freight-spend visibility and process efficiencies. Shellman said WIN will likely be spun off by the end of this year or early next year and warned that, while Odyssey’s patience with the state may continue, the same may not be true if a suitor takes a majority stake in WIN.

for transporting a significant amount of orange juice from Mexico as citrus greening disease — wherein the fruit falls to the ground still green — continues to affect domestic product. In 2017, the U.S. imported 34.8 million and 17.9 million single strength-equivalent gallons of orange juice from Brazil and Mexico, respectively, accounting for 99.3 percent of orange juice imports. And thanks to the AFF deal, Odyssey is also benefiting from transporting milk from California to Hawaii, and carrying volcanic water on return trips, again relying on flexitanks for much of that business. Alberico said Odyssey is “constantly” looking at other possible acquisitions, based largely on “whether they would further enhance our customers’ positive overall supply-chain experience.” Shellman hardly just happened to stray into logistics — or, for that matter, into Danbury. He previously was CEO of UniGlobal

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APRIL 1, 2019

LegaL Notice

To merchants who have accepted Visa and Mastercard at any time from January 1, 2004 to January 25, 2019: Notice of a class action settlement of approximately $5.54-6.24 Billion. Si desea leer este aviso en español, llámenos o visite nuestro sitio web, www.PaymentCardSettlement.com. Notice of a class action settlement authorized by the U.S. District Court, Eastern District of New York. This notice is authorized by the Court to inform you about an agreement to settle a class action lawsuit that may affect you. The lawsuit claims that Visa and Mastercard, separately, and together with certain banks, violated antitrust laws and caused merchants to pay excessive fees for accepting Visa and Mastercard credit and debit cards, including by: • Agreeing to set, apply, and enforce rules about merchant fees (called default interchange fees); • Limiting what merchants could do to encourage their customers to use other forms of payment; and • Continuing that conduct after Visa and Mastercard changed their corporate structures. The defendants say they have done nothing wrong. They say that their business practices are legal and the result of competition, and have benefitted merchants and consumers. The Court has not decided who is right because the parties agreed to a settlement. The Court has given preliminary approval to this settlement.

the settlement Under the settlement, Visa, Mastercard, and the bank defendants have agreed to provide approximately $6.24 billion in class settlement funds. Those funds are subject to a deduction to account for certain merchants that exclude themselves from the Rule 23(b)(3) Settlement Class, but in no event will the deduction be greater than $700 million. The net class settlement fund will be used to pay valid claims of merchants that accepted Visa or Mastercard credit or debit cards at any time between January 1, 2004 and January 25, 2019. This settlement creates the following Rule 23(b)(3) Settlement Class: All persons, businesses, and other entities that have accepted any Visa-Branded Cards and/or Mastercard-Branded Cards in the United States at any time from January 1, 2004 to January 25, 2019, except that the Rule 23(b)(3) Settlement Class shall not include (a) the Dismissed Plaintiffs, (b) the United States government, (c) the named Defendants in this Action or their directors, officers, or members of their families, or (d) financial institutions that have issued Visa-Branded Cards or Mastercard-Branded Cards or acquired VisaBranded Card transactions or Mastercard-Branded Card transactions at any time from January 1, 2004 to January 25, 2019. The Dismissed Plaintiffs are plaintiffs that previously settled and dismissed their own lawsuit against a Defendant, and entities related to those plaintiffs. If you are uncertain about whether you may be a Dismissed Plaintiff, you should call 1-800-625-6440 or visit www.PaymentCardSettlement.com for more information.

WhAt merChAnts WIll get from the settlement Every merchant in the Rule 23(b)(3) Settlement Class that does not exclude itself from the class by the deadline described below and files a valid claim will get money from the class settlement fund. The value of each claim will be based on the actual or estimated interchange fees attributable to the merchant’s Mastercard and Visa payment card transactions from January 1, 2004 to January 25, 2019. Pro rata payments to merchants who file valid claims for a portion of the class settlement fund will be based on:

•

The amount in the class settlement fund after the deductions described below, • The deduction to account for certain merchants who exclude themselves from the class, • Deductions for the cost of settlement administration and notice, applicable taxes on the settlement fund and any other related tax expenses, money awarded to the Rule 23(b)(3) Class Plaintiffs for their service on behalf of the Class, and attorneys’ fees and expenses, all as approved by the Court, and • The total dollar value of all valid claims filed. Attorneys’ fees and expenses and service awards for the Rule 23(b)(3) Class Plaintiffs: For work done through final approval of the settlement by the district court, Rule 23(b)(3) Class Counsel will ask the Court for attorneys’ fees in an amount that is a reasonable proportion of the class settlement fund, not to exceed 10% of the class settlement fund, to compensate all of the lawyers and their law firms that have worked on the class case. For additional work to administer the settlement, distribute the funds, and litigate any appeals, Rule 23(b)(3) Class Counsel may seek reimbursement at their normal hourly rates. Rule 23(b)(3) Class Counsel will also request (i) an award of their litigation expenses (not including the administrative costs of settlement or notice), not to exceed $40 million and (ii) up to $250,000 per each of the eight Rule 23(b) (3) Class Plaintiffs in service awards for their efforts on behalf of the Rule 23(b)(3) Settlement Class.

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APRIL 1, 2019

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for

pAyment

To receive payment, merchants must fill out a claim form. If the Court finally approves the settlement, and you do not exclude yourself from the Rule 23(b) (3) Settlement Class, you will receive a claim form in the mail or by email. Or you may ask for one at: www.PaymentCardSettlement.com, or call: 1-800-625-6440.

legAl rIghts

And

optIons

Merchants who are included in this lawsuit have the legal rights and options explained below. You may: • File a claim to ask for payment. Once you receive a claim form, you can submit it via mail or email, or may file it online at www.PaymentCardSettlement.com. • Exclude yourself from the Rule 23(b)(3) Settlement Class. If you exclude yourself, you can individually sue the Defendants on your own at your own expense, if you want to. If you exclude yourself, you will not get any money from this settlement. If you are a merchant and wish to exclude yourself, you must make a written request, place it in an envelope, and mail it with postage prepaid and postmarked no later than July 23, 2019, or send it by overnight delivery shown as sent by July 23, 2019, to Class Administrator, Payment Card Interchange Fee Settlement, P.O. Box 2530, Portland, OR 97208-2530. Your written request must be signed by a person authorized to do so and provide all of the following information: (1) the words “In re Payment Card Interchange Fee and Merchant Discount Antitrust Litigation,” (2) your full name, address, telephone number, and taxpayer identification number, (3) the merchant that wishes to be excluded from the Rule 23(b)(3) Settlement

www.PaymentCardSettlement.com 10

Ask

Class, and what position or authority you have to exclude the merchant, and (4) the business names, brand names, “doing business as” names, taxpayer identification number(s), and addresses of any stores or sales locations whose sales the merchant desires to be excluded. You also are requested to provide for each such business or brand name, if reasonably available: the legal name of any parent (if applicable), dates Visa or Mastercard card acceptance began (if after January 1, 2004) and ended (if prior to January 25, 2019), names of all banks that acquired the Visa or Mastercard card transactions, and acquiring merchant ID(s). • Object to the settlement. The deadline to object is July 23, 2019. To learn how to object, visit www.PaymentCardSettlement.com or call 1-800-625-6440. Note: If you exclude yourself from the Rule 23(b)(3) Settlement Class you cannot object to the settlement. For more information about these rights and options, visit: www.PaymentCardSettlement.com.

Court Approves fInAl settlement

the

Members of the Rule 23(b)(3) Settlement Class who do not exclude themselves by the deadline will be bound by the terms of this settlement, including the release of claims against the released parties provided in the settlement agreement, whether or not the members file a claim for payment. The settlement will resolve and release claims by class members for monetary compensation or injunctive relief against Visa, Mastercard, or other defendants. The release bars the following claims: • Claims based on conduct and rules that were alleged or raised in the litigation, or that could have been alleged or raised in the litigation relating to its subject matter. This includes any claims based on interchange fees, network fees, merchant discount fees, no-surcharge rules, no-discounting rules, honor-all-cards rules, and certain other conduct and rules. These claims are released if they already have accrued or accrue in the future up to five years following the court’s approval of the settlement and the resolution of all appeals. • Claims based on rules in the future that are substantially similar to – i.e., do not change substantively the nature of – the above-mentioned rules as they existed as of preliminary approval of the settlement. These claims based on future substantially similar rules are released if they accrue up to five years following the court’s approval of the settlement and the resolution of all appeals. The settlement’s resolution and release of these claims is intended to be consistent with and no broader than federal law on the identical factual predicate doctrine. The release does not extinguish the following claims: • Claims based on conduct or rules that could not have been alleged or raised in the litigation. • Claims based on future rules that are not substantially similar to rules that were or could have been alleged or raised in the litigation. • Any claims that accrue more than five years after the court’s approval of the settlement and the resolution of any appeals. The release also will have the effect of extinguishing all similar or overlapping claims in any other actions, including but not limited to the claims asserted in a California state court class action brought on behalf of California citizen merchants and captioned Nuts for Candy v. Visa, Inc., et al., No. 17-01482 (San Mateo County Superior Court). Pursuant to an agreement between the parties in Nuts for Candy, subject to and upon final approval of the settlement of the Rule 23(b)(3) Settlement Class, the plaintiff in Nuts for Candy will request that the California state court dismiss the Nuts for Candy

action. Plaintiff’s counsel in Nuts for Candy may seek an award in Nuts for Candy of attorneys’ fees not to exceed $6,226,640.00 and expenses not to exceed $493,697.56. Any fees or expenses awarded in Nuts for Candy will be separately funded and will not reduce the settlement funds available to members of the Rule 23(b)(3) Settlement Class. The release does not bar the injunctive relief claims or the declaratory relief claims that are a predicate for the injunctive relief claims asserted in the pending proposed Rule 23(b)(2) class action captioned Barry’s Cut Rate Stores, Inc., et. al. v. Visa, Inc., et al., MDL No. 1720, Docket No. 05-md01720-MKB-JO (“Barry’s”). Injunctive relief claims are claims to prohibit or require certain conduct. They do not include claims for payment of money, such as damages, restitution, or disgorgement. As to all such claims for declaratory or injunctive relief in Barry’s, merchants will retain all rights pursuant to Rule 23 of the Federal Rules of Civil Procedure which they have as a named representative plaintiff or absent class member in Barry’s, except that merchants remaining in the Rule 23(b)(3) Settlement Class will release their right to initiate a new and separate action for the period up to five (5) years following the court’s approval of the settlement and the exhaustion of appeals. The release also does not bar certain claims asserted in the class action captioned B&R Supermarket, Inc., et al. v. Visa, Inc., et al., No. 17-CV-02738 (E.D.N.Y.), or claims based on certain standard commercial disputes arising in the ordinary course of business. For more information on the release, see the full mailed Notice to Rule 23(b)(3) Settlement Class Members and the settlement agreement at: www.PaymentCardSettlement.com.

the Court heArIng About thIs settlement On November 7, 2019, there will be a Court hearing to decide whether to approve the proposed settlement. The hearing also will address the Rule 23(b) (3) Class Counsel’s requests for attorneys’ fees and expenses, and awards for the Rule 23(b)(3) Class Plaintiffs for their representation of merchants in MDL 1720, which culminated in the settlement agreement. The hearing will take place at: United States District Court for the Eastern District of New York 225 Cadman Plaza Brooklyn, NY 11201 You do not have to go to the Court hearing or hire an attorney. But you can if you want to, at your own cost. The Court has appointed the law firms of Robins Kaplan LLP, Berger Montague PC, and Robbins Geller Rudman & Dowd LLP as Rule 23(b)(3) Class Counsel to represent the Rule 23(b)(3) Settlement Class.

QuestIons? For more information about this case (In re Payment Card Interchange Fee and Merchant Discount Antitrust Litigation, MDL 1720), you may: Call toll-free: 1-800-625-6440 Visit: www.PaymentCardSettlement.com Write to the Class Administrator: Payment Card Interchange Fee Settlement P.O. Box 2530 Portland, OR 97208-2530 Email: info@PaymentCardSettlement.com Please check www.PaymentCardSettlement.com for any updates relating to the settlement or the settlement approval process.

1-800-625-6440 • info@PaymentCardSettlement.com FCBJ

APRIL 1, 2019

Will real estate remain a viable investment in the future? April 30 11:30 a.m. – 1 p.m. C.V. Rich Mansion, White Plains For more, visit westfaironline.com/events

From left: Louise Phillips Forbes, Halstead Manhattan; John S. Traynor, People’s United Advisors; Clay Fowler, Spinnaker Real Estate Partners; and Chris Halliburton, Compass.

For event information, contact: Tracey Vitale at tvitale@westfairinc.com. For sponsorship inquiries, contact: Marcia Pflug at mpflug@wfpromote.com or 203-733-4545.

PRESENTED BY:

APRIL 1, 2019

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SPONSORS AND SUPPORTERS:

FOCUS ON

TECHNOLOGY FAIRFIELD COUNTY BUSINESS JOURNAL

CONTRIBUTING WRITERS | By Cort T. Malone and Grant E. Brown

he frequency and intensity of data breaches and other cyberattacks keeps escalating. Although most of the publicity surrounding breaches has involved large, well-known companies, startups and other small companies are not immune. Any company that possesses sensitive business information or that stores personal customer data, such as names, dates of birth or credit card numbers, is a potential target. And the risk does not always come from the outside. An employee may lose a phone or tablet

Four tips for startups seeking insurance for data breaches that contains sensitive data, or a disgruntled employee may leak it. Given the risks, startups must consider whether it is worthwhile to purchase insurance for data breaches, especially where data breach-related expenses may not be covered by existing policies. Insurance companies keep issuing new variants of cyber insurance policies. While such policies could provide critical protection for a startup that has fallen victim to a data breach, just buying a policy is not a guarantee of coverage. Insurance companies may

deny claims for a host of reasons, only some of which are grounded in explicitly labeled exclusions. Consider the following points if you decide to shop for cyber insurance.

KNOW THE DIFFERENCE BETWEEN FIRST-PARTY AND THIRD-PARTY COVERAGE

Data breach policies generally provide two broad categories of coverage: first-party coverage and third-party coverage. First-party coverage is for losses the policyholder incurs directly, such as the

costs entailed by investigating the cause of a breach, restoring the company’s reputation and notifying affected customers as well as follow-up costs, such as credit monitoring services. Third-party coverage kicks in when a policyholder (the company) is sued by someone (a customer) claiming to have suffered a loss resulting from the data breach and alleging the policyholder was at fault for allowing the breach to occur. This coverage encompasses the costs of defending against litigation and of any judgments or settlements up to policy limits.

Startups can buy data breach insurance policies that offer both types of coverage or policies that cover only one or the other. Omitting third-party coverage can be risky. In Innovak Int’l Inc. v. Hanover Ins. Co., a software developer had purchased a data breach insurance supplemental policy to its commercial general liability insurance policy. The supplemental policy stated that the insurance company would provide certain coverage for losses related to data breaches but that it would not cover expenses arising from lawsuits against the

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developer. In other words, the policy provided first-party, but not third-party, coverage. While the policy was in effect, hackers accessed the developer’s database and stole users’ personal information, including Social Security numbers, addresses and employment information. The users sued the developer and the developer notified its insurance company demanding that it pay for the defense of the action. The insurance company refused on grounds that it was not obligated to provide coverage for expenses » TECHNOLOGY

APRIL 1, 2019

FOCUS ON TECHNOLOGY Technolo�y—

related to third-party litigation. Innovak serves as a warning to start-ups that possess sensitive customer information. Data breaches involving the compromise of such information can lead to liability to third parties. Consider whether third-party coverage is worthwhile, and work with an insurance broker to ensure that you get a policy that fits your needs.

BEWARE ‘FAILURE TO FOLLOW’ EXCLUSIONS

Insurance companies giveth coverage and insurance companies taketh away through policy exclusions. Under the “failure to follow” exclusion, an insurance company retains the right to deny coverage if a policyholder fails to maintain certain minimum security standards. In some policies, this exclusion

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is broadly worded and may give insurance companies wide latitude for denying a claim. In one ongoing case testing this exclusion’s reach, Columbia Casualty Co. v. Cottage Health Sys., the insurance company, Columbia Casualty, is seeking reimbursement for defense and settlement costs it already paid to a hospital system, Cottage Health System (CHS), after an exposure of patient data. Columbia Casualty alleges that CHS failed to follow minimum required security practices by making the information it stored too easily accessible to anonymous users.

PROVIDE ACCURATE INFORMATION IN THE POLICY APPLICATION

Some insurance companies require potential policyholders to submit an application for insurance setting forth their cyberse-

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curity standards. Knowingly providing false or misleading information on such applications could result in the insurance company attempting to void the policy. In Columbia Casualty, the insurance company argued as alternative grounds for reimbursement that CHS provided false responses in the “Risk Control Self Assessment” section of its policy application. Columbia Casualty essentially asserted that CHS did not implement the safety measures that it said it would in its application and, as a result, Columbia Casualty was not obligated to provide coverage under the policy.

KNOW WHETHER LIABILITY DERIVES FROM CONTRACTUAL OR ASSUMED OBLIGATIONS

Another exclusion to watch for in data breach policies bars coverage for

losses arising from an obligation under a contract or agreement. This exclusion may be important to start-ups that contract with merchants to process credit-card transactions on their behalf. This exclusion was tested in P.F. Chang’s China Bistro, Inc. v. Fed. Ins. Co. Restaurant chain P.F. Chang’s contracted with Bank of America Merchant Services (BAMS) to process credit card payments made by P.F. Chang’s customers. BAMS negotiated P.F. Chang’s arrangements with credit card companies, and in those contracts, agreed to pay fees to the credit card companies in the event of a data breach, which P.F. Chang’s agreed to indemnify. P.F. Chang’s suffered a data breach, which resulted in 60,000 credit card numbers of its customers

being posted online. At the time of the breach, the restaurant chain possessed a cybersecurity insurance policy sold by Federal Insurance Co. Federal agreed to pay $1.7 million for a forensic investigation and litigation expenses, but rejected coverage under the contractual liability exclusion for the more than $1.9 million in fees that P.F. Chang’s was obligated to pay pursuant to its agreement with BAMS. Chang’s sued, but the court agreed with Federal, holding that the exclusion was clear. Startups that have similar arrangements with credit card processing contractors should consider whether they would be liable under contract for a data breach and if so, seek cyber insurance without this kind of contract exclusion. The issues and pit-

falls discussed above are far from exhaustive. They serve to illustrate, however, the core principle of buying cyber or any other kind of insurance: know your risks, read the policy carefully and seek expert help from a broker or counsel. Given the prevalence of cyberattacks, such coverage must be considered. Because the law surrounding interpretation of these types of policies is still developing, litigation over coverage and policy terms likely will arise. Cort T. Malone is a shareholder in the New York and Stamford, Connecticut, offices of Anderson Kill, P.C. Grant E. Brown is an attorney in Anderson Kill’s New York office. Malone can be reached at cmalone@andersonkill.com. Brown can be contacted at gbrown@ andersonkill.com.

CELEBRATING MORE THAN A DECADE OF RISING STARS Nominate a candidate (perhaps yourself!) who fits the description of a young (25 or over and under 40), dynamic industry leader who is part of the county’s business growth. Candidate MUST work in Fairfield County and have not previously won the competition.

June 11 • 5:30 - 7 p.m. NOMINATE: westfaironline.com/events DEADLINE: April 3 For information, contact: Tracey Vitale at tvitale@westfairinc.com. For sponsorships, contact: Marcia Pflug at mpflug@wfpromote.com or 203-733-4545. CHAMBER PARTNERS: Darien Chamber of Commerce | Fairfield Chamber of Commerce | Wilton Chamber of Commerce | Greater Norwalk Chamber of Commerce | Greater Valley Chamber of Commerce | Ridgefield Chamber of Commerce | Westport-Weston Chamber of Commerce | Greater Danbury Chamber of Commerce | Greenwich Chamber of Commerce | Bridgeport Regional Business Council

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OUTSTANDING WOMEN IN BUSINESS WOMEN'S HEALTH, WEALTH AND WELLBEING LIMITED SEATING • REGISTER BEFORE TICKETS SELL OUT! REGISTER AT westfaironline.com/events-2019/ April 4 • 11:30 a.m. - 1 p.m. • The Castle Hotel & Spa, Tarrytown Buffet lunch included. MODERATOR PAMELA S. PAGNANI Sotheby's International Realty VP, Brokerage Manager

Enter to win exciting raffle prizes offered by Canyon Ranch and Courtyard Travel. For event information, contact: Tracey Vitale at tvitale@westfairinc.com. For sponsorship inquiries, contact: Marcia Pflug at mpflug@wfpromote.com or 203-733-4545.

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ENTREPRENEURS, INNOVATORS AND LEADERS PROVIDING EXPERTISE TO WOMEN. Join us to get empowered and equipped with valuable life tools via case studies from the professionals in health care, wealth management and the fashion industry.

MARRIA POOYA

Greenwich Med Spa Managing Partner Marria Pooya has grown the Greenwich Medical Spa from a two-person operation founded in 2005 to employ more than 23 staff members. The company treats 18,000+ satisfied customers and has earned accolades, such as being one of the Top 1% of Botox and fillers providers in the country, and the Top Provider of CoolSculpting in Connecticut. Under Pooya’s direction, Greenwich Medical Spa has developed a private label skincare line, ArieedMD, as well as the hair growth formulation, Re:Activate. Pooya looks to the future and plans to expand the practice into additional locations and other states.

AVIDEH SAFAEI

J.P. Morgan Securities Executive Director Avideh (Avi) Safaei is an Executive Director and Financial Advisor at J.P. Morgan Securities, a wealth management division of J.P. Morgan. With over fifteen years of experience in the financialservices industry, she serves high-net-worth individuals, affluent families and corporate executives. Avi takes a family office approach to her client relationships – coordinating with their CPAs, attorneys and tax advisors – to provide comprehensive wealth and portfolio management services and forge long- term relationships. In 2018, Avi was recognized by Forbes as one of America’s Top Next-Gen Wealth Advisors and a Top Wealth Advisor by Working Mother magazine.

HANNIE SIO-STELLAKIS

Neiman Marcus Westchester Public Relations Manager Hannie Sio-Stellakis, in her role as PR Manager at Neiman Marcus, knows about showcasing trends on how to create your personal brand and image in every setting, from desk to dinner to casual to vacation. Plus, Lafayette 148 from Neiman Marcus will show you how to embrace your vision and incorporate it.

KATHERINE VADASDI, MD

ONS Women’s Sports Medicine Center Director Katherine Vadasdi, director of ONS Women’s Sports Medicine Center, is an orthopedic surgeon who is fellowship trained in adolescent and adult sports medicine as well as shoulder and elbow surgery. A graduate of Dartmouth College, she earned her medical degree at its medical school. After a residency in orthopedics at the Hospital for Special Surgery (HSS) in New York, she completed fellowship training in shoulder, elbow and sports medicine at Columbia University Medical Center, Department of Orthopedics. Vadasdi has been honored, among many awards, as America’s Top Doctor and Regional Top Doctor annually since 2014 by Castle Connolly.

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Good Things HOULIHAN LAWRENCE WELCOMES NEW AGENTS IN RIVERSIDE OFFICE Five new agents have joined the Riverside office of Houlhan Lawrence, the real estate firm headquartered in Rye Brook, New York. “We’re thrilled to have this talented and experienced new group of agents join our Riverside team,” said Barbara McKee, manager of the Houlihan Lawrence office in Riverside. “They offer many years of experience in real estate sales, as well as in home design and staging, marketing and event planning.” The new agents are: Brian Amen, a native and current resident of Greenwich, who has nearly 15 years of experience in real estate sales, with prior experience as a mortgage broker. He comes to Houlihan Lawrence from Coldwell Banker, where he achieved the level of President’s Circle. Previously Amen worked at Sotheby’s International Realty and William Raveis Real Estate. With 16 years of experience in real estate sales, MaryDana McCann also comes to Houlihan Lawrence from Coldwell Banker. She was previously at William Raveis. Active in community organizations, McCann lives in Stamford. Rebecca Karson comes to the real estate field with more than 20 years as a home stager, interior designer, shop owner (Gather, in Old Greenwich) and art director and prop stylist for TV shows (Food Network, Martha Stewart, PBS). She has lived in Greenwich for 20 years and has designed, built and renovated several homes throughout Greenwich. A native of Greenwich and current Riverside resident, Emily Martin has most recently worked as an events producer for Sebass Events, which produces events for nonprofits throughout Greenwich. Previously she worked in marketing and social media for Moffly Media and HBO. Elsa Case has more than 15 years of experience in marketing, publishing and broadcast media, most recently as vice president/events for Tribune Publishing, where she oversaw national events across all of the company’s markets. Previously she was with Tribune Media in West Hartford. She recently moved to Greenwich from West Hartford.

Information for these features has been submitted by the subjects or their delegates.

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IN SUPPORT OF THE AUDUBON SOCIETY

Eric and Debbie Johnson. Photograph by Mike Lauterborn.

Rocco & Associates Wealth Management Inc. of Fairfield recently participated as a corporate sponsor for the Connecticut Audubon Society’s annual Adirondack Night - Howl at the Moon, held at the organization’s Burr Street location in Fairfield. Founded in 1898 and headquartered in Fairfield, the Connecticut Audubon Society is a nonprofit organization dedicated to “conserving Connecticut’s environment through science-based education and ad-

vocacy focused on the state’s bird populations and habitats.” It is independent of the National Audubon Society and operates nature education facilities in Fairfield, Milford, Glastonbury, Pomfret, Old Lyme and Sherman, and manages an additional 20 wildlife sanctuaries around the state, protecting more than 3,200 acres of open space. “As a firm we are constantly looking to expand our reach into the community

we have been fortunate enough to operate in for over 40 years,” said Charlie Rocco, president and CEO of Rocco & Associates Wealth Management. “Our entire team spends a lot of free time outside with friends and family. The Audubon is a tremendous resource that promotes this type of activity and has multiple locations right in town for people to visit and support,” said Eric Johnson, Rocco & Associates chief operating oﬃcer.

RAVEIS COMPANY RECOGNIZED William Raveis Real Estate, Mortgage & Insurance (WRRE) in Shelton, a family-owned real estate company spanning the Northeast and Florida, recently announced its executives who have received several national recognitions from “Mortgage Executive” magazine, a publication for mortgage originators. Ryan Raveis, the president of William Raveis Mortgage (WRM), was named one of the nation’s top 100 most influential mortgage executives for 2018 for the fifth consecutive year. Andrew van Dyk, a regional vice president and mortgage banker with WRM, was recognized with the 2018 Top 1% Mortgage Originator Award for the seventh consecutive year, based on production volume. “We are proud to be honored among the elite mortgage bankers in the country,” said Raveis. “William Raveis Mortgage strives to provide the highest level of service and quality delivered to our customers, while still maintaining the personal touch of a family business. We provide the most cutting-edge technology, training and financial services available to position our brokers in a different league than the competition.” In addition to being co-president of

Ryan Raveis and Andrew van Dyk.

William Raveis Inc., Raveis has been the president of WRM since 2013 and leads nearly 100 people in the mortgage division. His team took the mortgage firm from a small brokerage to a fully delegated correspondent lender with origination volume that has been as high as $1 billion in production. Raveis has been recognized by the Swanepoel Power 200 as one of the Most Influential Leaders in the residential real estate Industry every year since 2016. Prior to rejoining the family business, Ryan held positions with a top strategic management consulting and research services firm as well as a venture capital-backed internet services firm, where he led the implementa-

tion of the nation’s first broker-direct online mortgage platform. Van Dyk has been a top loan oﬃcer for 15 years and covers Hingham, Scituate, Norwell and Duxbury on the south shore of Massachusetts. In order to win this annual honor, mortgage originators must close at least $30 million in loans. “This is important to me as it truly goes to show that what you put in is what you get out,” said van Dyk. William Raveis Mortgage is licensed to originate loans in Connecticut, Florida, Massachusetts, New Jersey, New Hampshire, New York, Rhode Island and Vermont.

SPINNAKER ADDS PROFESSIONALS TO GROWING PLATFORM Spinnaker Real Estate Partners LLC announced it has hired two experienced real estate professionals to service its growing platform in Connecticut. Ashley Klem and Rachel Montoya each has more than 20 years of professional experience in commercial real estate with the top real estate organizations in the region. “We are very excited to have Ashley and Rachel join our team,” said Clayton H. Fowler, chairman and CEO of Spinnaker. “They are terrific professionals with strong backgrounds and experience in the industry.” Klem, a financial executive with in-depth knowledge of the real estate industry from property management and accounting to real estate development and private equity has been hired as chief accounting oﬃcer, a new position. Most recently she served as fund controller for a private equity firm in Westport and controller for a large property owner in Stamford prior to that. She holds a Bachelor of Science degree in accounting from Sacred Heart University and is pursuing a master’s degree in finance and management, also from Sacred Heart. Montoya will assume the role of leasing and marketing director overseeing the leasing and management of Spinnaker’s residential portfolio in Connecticut. She has extensive experience in the multifamily industry working most recently with Greystar, a global leader in rental housing and was the property manager for Element One, a 183-unit luxury rental property in Stamford. Montoya has an associate’s degree in marketing from the University of Hartford and is a board member of the Connecticut Apartment Association. In 2018, Spinnaker hired Frank Caico, a former Kimco and Avalon Bay executive, as vice president of development; Alyssa Kent as owners representative overseeing the company’s construction activity; and Alex Drexler, asset manager to work on Spinnaker’s commercial portfolio. Spinnaker Real Estate Partners is a private real estate company engaged in the development, acquisition, ownership and management of residential and commercial properties.

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SPRING ROAD TRIP STARTS AT THE SIMSBURY FREE LIBRARY Kicking off a month of adventure in April, the Simsbury Free Library has a course of new discoveries beginning with the National Library Week celebration from April 7 to 13. End the commemorative week with a journey into your own family’s past with Alison Watson Maston. Her 40-plus years of experience as a genealogist will help you research family history using the resources available at the library. On Wednesday, April 24, baby boomers and pop-culture fans will all enjoy an entertaining and nostalgic tour of some of Connecticut’s beloved roadside attractions with Mary Donohue, award-winning architectural historian and assistant publisher of “Connecticut Explored” magazine. The grand tour features vintage postcards, rare brochures and matchbooks, early automotive maps and contemporary photographs. Donohue is the president of Grant House Heritage Services and was the deputy state historic preservation oﬃcer. For more information on April adventure, visit simsburyfreelibrary.org or call 860-408-1336.

ARTISTS TO INTERPRET HISTORIC GROUNDS & MODERN GARDENS AT LMMM The Lockwood-Mathews Mansion Museum located at 295 West Ave. in Norwalk will open its exhibition “Historic Grounds & Modern Gardens” April 11 with a reception from 5:30 to 7:30 p.m. The exhibit, open to the public, will run to June 23. The exhibition has been juried by artist and trustee Gail Ingis. “I am very pleased by the amount of submissions we received and the quality of the work presented. Submissions come from very diverse regional areas, including New York, Greenwich, Norwalk, Westport and Old Saybrook, to name a few. “Works range from realism to post-impressionism that fit well with the exhibit theme and the history of the mansion.” The exhibition will feature more than 13 artists, including Cindy Bernier, Christopher Breining, Richard Koleszar, Kara LaFrance, Laura Levine, Werner Liepolt, Anthony Santomauro, Marjorie Sopkin, Lee Skalkos, Clarice Shirvell, Jayson Tobias, Maxwell Wiesen and Gregory Ziebell. For more information on schedules and programs, visit lockwoodmathewsmansion. com or email info@lockwoodmathewsmansion.com or call 203-838-9799.

LOCAL WOMEN LEADERS TO BE HONORED BY STAMFORD HISTORY CENTER

Gretchen T. Wright Kathryn Emmett, Patricia Billie Miller and Fran Pastore.

Kathryn Emmett, corporation counsel of the city of Stamford, Connecticut state Representative Patricia Billie Miller and Fran Pastore, CEO of the Women’s Business Development Council, will be the honorees at the Stamford History Center’s 2019 Gala titled “Forging the Future: Honoring Women’s Leadership” at Waters Edge at Giovanni’s in Danbury, April 18. “For the past six months, we have been celebrating the impact of women on the history of Stamford through our current exhibit, ‘Fabric of Stamford: Women, Costumes and Textiles 1860-1960.’ Fran, Pat and Kathy are great examples of the leadership women have brought to our city in the

current generation,” said Marshall Millsap, chair of the History Center. “As our exhibit features banners, dresses and actual voting records to commemorate the anniversary of the passage of women’s suffrage in the U.S., hundreds of Stamford students have been reminded of how women have shaped our city and our country,” added Dr. Thomas Zoubek, president and executive director of the History Center. “The objects, dresses, photos and furniture — highlighting the lives of women over the past century — are a demonstration of how women have always undertaken multiple roles. Our honorees represent the leader-

ship and drive that inspires the coming generation of Stamford women to feel empowered as they face the future and its challenges.” “We are thrilled that Kathy, Pat and Fran accepted our invitation to be honored,” stated Joe Maida, board director and chairman of the History Center’s Nominating Committee. “We also plan to honor current Stamford students as they complete their high school education, as they will truly be forging the future.” To purchase tickets or to be a sponsor at the event, contact Lizzy Zawy Public Relations at 203-716-6576 or visit stamfordhistory.org.

DR. LAWRENCE ELECTED TO FCMA BOARD Camelia Lawrence, M.D., of Plainville was recently elected to the Board of Trustees of the Fairfield County Medical Association (FCMA). Board-certified and fellowship-trained in advanced breast cancer surgery, Lawrence specializes in benign and malignant breast disease. She has more than 14 years of experience in breast surgery, including reconstructive and plastic surgeries. Currently, she is the director of breast surgery at the Hospital of Central Connecticut and Midstate Medical Center and she is a member of the Hartford HealthCare Cancer Institute. Also, Lawrence is an assistant professor of surgery at the University of Connecticut School of Medicine. Before joining the Hartford HealthCare Cancer Institute, she practiced at St. Vincent’s Medical Center in Bridgeport. Lawrence received her medical degree from the Rochester School of Medicine and Dentistry, completed her general surgery residency at Western Medical Center/New York Medical College and earned a Breast Surgical Oncology Fellowship from the John Wayne Cancer Institute. An award winner numerous times, Lawrence serves on the board of the City Lights Gallery, The Susan G. Komen, Northeast organization, the Connecticut Department of Health Early Breast Cancer Detection Advisory group and the Discovery Museum. She lives with her family in Shelton.

Camelia Lawrence, M.D.

NEW DIRECTOR OF DEVELOPMENT AT WESTPORT COUNTRY PLAYHOUSE Gretchen T. Wright has joined Westport Country Playhouse as director of development. She will be responsible for the professional, nonprofit theater’s annual sustaining support from public and private constituencies, including corporations, government agencies, foundations and individual donors. “We are thrilled to welcome Gretchen Wright to the Playhouse team,” said Michael Barker, Westport Country Playhouse managing director. “More than half of the playhouse’s operations are supported by contributions from individual donors and community partners. Gretchen is a rising star with drive and ability that will take the playhouse to the next level as we properly resource the plays and programs that are so important to Westport and greater Fairfield County.” Previously, Wright was development manager at Alliance Theatre in Atlanta and prior to Alliance Theatre, she was an associate consultant with Organizational Performance Group in Woodbridge, Connecticut. Wright was with Yale Repertory Theatre as associate managing director and served Yale Summer Cabaret as managing director. She was also with the Court Theatre, University of Chicago. She holds a Master in Fine Arts degree in theater management from Yale School of Drama and an MBA from Yale School of Management, where she was the recipient of the Morris J. Kaplan Prize in Theater Management. Wright holds a Bachelor of Arts degree in English and theater studies, Phi Beta Kappa, from Duke University. The mission of Westport Country Playhouse is to enrich, enlighten and engage the community through the power of professionally produced theater, under the artistic direction of Mark Lamos .

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Good Things NEW MEMBER AT DILILLO REAL ESTATE

Frank Eucalitto

VERRILL DANA WELCOMES FRANK EUCALITTO

GREENWICH PLASTIC BAG BAN IS WORKING One year ago, Greenwich adopted an ordinance effectively banning plastic checkout bags. Through a series of public education initiatives and the cooperation of town businesses, the first year has been successful. To ensure the success of the ordinance, BYOGreenwich (Bring Your Own) worked diligently to get the ordinance adopted though community outreach and fostered collaborative working partnerships with businesses, nonprofits, residents and students. Marcia O’Kane, president of the Greenwich Chamber of Commerce, said, “During its initial rollout, our chamber was active in communicating specifics about the bag ordinance through our website and social media. Overall, stores took this initiative seriously and many wanted to make very sure that they were fully compliant. Since then we have heard minimal feedback.” The task of enforcing the ordinance was assigned to the Conservation Commission of the Department of Environmental Affairs. Patricia Sesto, the director, stated, “We have 13 businesses who received extensions for compliance based on the number of bags they had in stock at the time the ordinance was adopted. Another two were denied and two others were granted conditional permanent waivers.” “With a year behind us,” stated Jeanine Behr Getz, president of BYOGreenwich, “we see so many retail champions in this effort, like Fjord Fish Market, who has thoroughly embraced the intent of the ordinance. Fjord, despite selling products that don’t easily do well with paper, has figured out a way to use paper checkout bags and meet customer needs. They met the challenge with fabulous bags.” While the elimination of plastic checkout bags has been successful, the true purpose of the ordinance is to reduce the use of checkout bags overall. The goal is to have people bring reusable bags when they shop and not rely on plastic or paper.

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Daniel Radmanovic

Daniel Radmanovic has joined the team at DiLillo Real Estate, a Bethel-based agency. Specializing in residential, commercial and investment properties, Radmanovic is licensed to serve clients in both Connecticut and New York where he considers himself more than just an agent but a partner who enjoys helping clients reach their goals. “Whether it’s someone’s first home or an investment property, there is so much to consider,” Radmanovic said. “I enjoy taking the time to sit down with my clients and

getting to know them. I want to understand their needs so I can better guide them through the process and make their dreams and goals a reality.” Radmanovic began his career more than a decade ago as a trader on the floor of the New York Stock Exchange for a boutique brokerage firm where he handled equities, bonds and mutual funds for more than 300 institutional and retail investors. He was recruited by one of the top professional and accounting services companies in the world as a senior consultant where

he oversaw more than $2 billion annually in global financial transactions. Despite his successful career and after moving to the Bethel area four years ago Radmanovic looked for ways to share his experience with others. “There is a lot of new investment in the area with new housing developments, new restaurants and a resurgence of the arts in the area that will only continue to attract more buyers,” he said. “The Bethel, Danbury and Brookfield area is really hot right now and it’s a great time to be in the market.”

UNITED WAY OF WESTERN CONNECTICUT TO HONOR PITNEY BOWES At its annual Heart of Gold Award Dinner, United Way of Western Connecticut will honor Pitney Bowes and its President and CEO Marc B. Lautenbach for demonstrating exceptional citizenship, volunteerism and philanthropy. The event will take place Wednesday, May 8, at The Loading Dock, 375 Fairfield Ave. in Stamford, from 6 to 9 p.m. As part of this celebration of service to the community, United Way will also award the 2018 Roberta K. Eichler Heart of Gold Scholarship to two high school seniors at the event. In his position as CEO Lautenbach sets the tone for a corporation that holds volunteerism as a core value. Pitney Bowes’ leadership in employee volunteerism is demonstrated in a myriad of ways throughout the year. Whether it’s participating in United Way’s annual Day of Action, helping to collect books for children through the Business to Books program or putting together school supplies and backpacks for low-income students, Pitney Bowes employees are at the forefront of United Way activities. Before joining Pitney Bowes, Lauten-

Verrill Dana recently welcomed corporate attorney Frank Eucalitto to the firm’s Westport office. Leveraging his experience working closely with businesses and investors as outside general counsel, Eucalitto advises portfolio and operating companies, investment funds and startups in a wide variety of corporate and transactional matters, with a focus on mergers and acquisitions, private equity and venture capital. Previously, Eucalitto practiced in New York City where he counseled high -growth technology companies in all stages of maturity from formation to exit, as well as angel investors and venture capital funds in early-to mid-stage financing. In addition to helping clients navigate their day-to-day legal and business matters, he has extensive experience negotiating and advising clients on priced equity transactions (including Series Seed and Series A), as well as convertible notes and SAFEs. Eucalitto earned his bachelor’s degree from the University of Connecticut and his law degree from Quinnipiac University School of Law, summa cum laude.

FAIRFIELD PENGUIN PLUNGE EVENT SET

Marc B. Lautenbach

bach spent 27 years in senior leadership roles at International Business Machines Corp. (IBM), most recently serving as managing partner, North America, IBM Global Business Services. After joining Pitney Bowes, he helped build the company’s long-term commitment to corporate citizenship through many diverse community involvement efforts. An independent director at Campbell Soup Co. since June 11, 2014, Lautenbach is also a member of Catalyst Inc. and a

member of the Board of Trustees at Denison University. “We are thrilled to have this opportunity to recognize Marc and everyone at Pitney Bowes,” said Kimberly Morgan, CEO of United Way of Western Connecticut. Tickets for the Heart of Gold Award Dinner are currently online at uwwesternct. org/heartofgoldtickets. For more information, contact Stacy Schulman at 203-8268479 or stacy.schulman@uwwesternct.org.

Sign up and jump in to support Special Olympics Connecticut at its Fairfield Penguin Plunge, formerly the Westport Plunge. Hosted by the Fairfield University Department of Public Safety and the Fairfield Police Department, the Penguin Plunge gives participants the opportunity to team up with others in their community to raise money for Special Olympics. The crowd at Jennings Beach, 880 S. Benso Road, Fairfield, on Saturday, April 6, will cheer the “plungers,” dressed in creative costumes, as they jump into the icy waters. Check-in will begin at 9 a.m. and the Plunge will take place at 11 a.m. To join, participants must raise a minimum of $100 and be at least 8 years old. For more and to register, visit soct.org or call 203-230-1201 or email specialolympicsct@soct.org. Preregistration for the Fairfield Penguin Plunge is strongly recommended. Those who preregister receive a free T-shirt and can raise funds online to earn great incentive prizes.

NUTMEG ‘BEST OF THE BEST’ CREDIT UNION IN U.S. MemberXP, a credit union member-experience-measurement platform, has designated Nutmeg State Financial Credit Union as one of 2019’s “Best of the Best” credit unions in the nation based on Nutmeg’s performance in 2018. The Best of the Best honor is awarded to credit unions that consistently provide exceptional levels of member service during a calendar year. This award is given to fewer than one in five of the high-performing credit unions using MemberXP’s service evaluation platform. A credit union cannot apply for this award. It is independently granted based on specific criteria, including member service and ease of use. MemberXP allows credit union members to provide immediate feedback on the service they receive. The platform utilizes mystery shops and member surveys to gauge the overall member experience across multiple delivery channels and specific experiences such as getting a loan or opening a new account. “As a member-driven financial institution, we are passionate about creating extraordinary member experiences,” said Nutmeg President and CEO John Holt. “Our more than 38,000 members at 11 branches across the state deserve to do business with a financial institution that values them and works in their best interest. I am proud of the dedicated team at Nutmeg, particularly during this past year of exceptional growth, which included the addition of DMV Express services at several new locations.” “Nutmeg’s top scores indicate a real commitment to doing what is right for members,” said Constance Anderson, founder of MemberXP. “They truly are the best of the best.” Chartered in 1936 and headquartered in Rocky Hill, Nutmeg State Financial Credit Union is open to anyone who lives, works, worships, attends school or volunteers in Hartford, New Haven, Middlesex or Tolland Counties as well as Shelton, Stratford and Bridgeport.

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LEGAL INCUBATOR SELECTS ATTORNEYS The Justice Legal Center, Connecticut’s first legal incubator, recently announced the selection of two attorneys to launch its second class of lawyers chosen to build their solo legal practices through an innovative program at The Center for Family Justice (CFJ) in Bridgeport. Attorneys Alicia Kinsman of Monroe and Jesse Stricklan of New Haven have launched their private law practices through The Justice Legal Center incubator, which CFJ founded in 2017 as part of a comprehensive effort to bridge the justice gap for victims of domestic and sexual violence. Legal incubators have been identified as a growing and innovative practice model by the American Bar Association, with more than 60 currently operating throughout the U.S. “Our clients deserve justice, yet too often they are forced to represent themselves in the complex legal matters that relate to their victimization,” said Debra A. Greenwood, president and CEO of The Center for Family Justice. Prior to opening her private practice at The Justice Legal Center, Kinsman managed the Immigration Legal Services program at the Connecticut Institute for

Judith Pennington

WELLS FARGO SVP DESIGNATED PREMIER ADVISOR Alicia Kinsman and Jesse Stricklan

Refugees and Immigrants, where she still provides legal support and training. In her private law practice, Kinsman provides legal assistance with a special emphasis on the needs of vulnerable immigrants and their families. Stricklan is a graduate of the University of Michigan Law School. He joined The

Justice Legal Center following a clerkship in Connecticut’s Superior Court. Through The Justice Legal Center, he has launched his nonprofit firm, Justice Gateway Legal Partners, with the goal of providing quality legal representation at affordable rates to those who don’t qualify for free legal services.

RIDGEFIELD RAMBLE GETS CONSTRUCTION GRANT The Ridgefield Thrift Shop has granted $8,000 to the Norwalk River Valley Trail (NRVT) to help fund the costs of surveying, engineering and permitting for the Ridgefield Ramble, the NRVT’s first section in town. A planning team of Ridgefield residents has selected a 1.5-mile section running north from the intersection of Route 7 and Simpaug Turnpike to Bobby’s Court on the Redding line. It’s been dubbed the Ridgefield Ramble. It will be a 10foot wide, multiuse trail winding through conservation land along the Norwalk River. When completed, the Ramble will be readily available to a wide range of trail users. The NRVT will, wherever possible, be constructed to be accessible to people with mobility disabilities. The $8,000 grant from the Ridgefield Thrift Shop will enable the NRVT and Timber & Stone, its trail builder, to get started with pre-construction projects. The NRVT anticipates completing the permitting process within the next year and starting construction in 2020, which will depend on private, corporate and foundation grants. A 30-mile, 10-foot wide, multi-use trail running from Calf Pasture Beach in Norwalk through Wilton, Ridgefield and Redding and terminating at Tarrywile Park in Danbury is the ultimate NRVT vision.

Judith Pennington, senior vice president of Wells Fargo Advisors investments, has been designated a member of the firm’s Premier Advisor Program, which is held by a select group of financial advisors who have met or exceeded the firm’s standards of three or more of the following: length of service with the firm, completion of educational components, business production and professionalism. Wells Fargo has an oﬃce in Danbury. “It’s an honor to receive this designation,” said Pennington. “I am proud to have been given the opportunity to work with my clients and I am committed to helping them reach their financial goals.” Pennington has been with Wells Fargo Advisors for 16 years and has 35 years of experience in the financial services industry. She holds a Master of Business Administration degree from the University of Connecticut and resides in Brookfield.

FAIRFIELD, NORWALK CHAMBERS INVITE YOU TO PORTUGAL AND SPAIN

Charlie Taney, NRVT executive director, receiving the grant check from Debbie Murphy, Ridgefield Thrift Shop finance committee chairperson along the planned route of the Ridgefield Ramble.

The annual Fairfield Chamber of Commerce and Greater Norwalk Chamber of Commerce group trip to Portugal and Spain departs on Oct. 8 and returns Oct. 15.The public, chamber members, guests, friends and family are all invited to visit these two countries. Included are Lisbon, Seville, Granada and Madrid, with an optional three-day/two-night extension stay in Barcelona. Chamber trips are affordable while providing the same high-quality travel of other specialty tour groups. There will be a travel overview presentation for those interested in more information by AAA Northwest from 5:30 to 7 p.m., April 3, at The Westport Inn (Saugatuck Room), 1595 Post Road East, Westport. Light appetizers and soft beverages will be served, sponsored by AAA Northwest and the two chambers. Call the Fairfield Chamber of Commerce at 203-255-1011 to reserve your seat. Trip reservations made by May 10 will receive a $100 discount off the regular tour price. With the discount, the starting price is $3,099, double occupancy.

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APRIL 1, 2019

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APRIL 1, 2019

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Facts & Figures BUILDING PERMITS Commercial Absolute Floor Designs, Bridgeport, contractor for the city of Bridgeport. Replace glass and curtain wall system, repair insulation, sheetrock, paint and flooring at 600 Main St., Bridgeport. Estimated cost: $50,000. Filed Feb. 26. AMP Communications, Oakland, New Jersey, contractor for WR CT Arena. Replace antenna at 1069 Connecticut Ave., Bridgeport. Estimated cost: $20,000. Filed March 12. Chen Property Management LLC, Trumbull, contractor for Chen Property Management LLC. Remove a wall at 4090 Maine St., Bridgeport. Estimated cost: $2,400. Filed Feb. 28. Controlled Air Inc., Branford, contractor for the University of Bridgeport. Construct structural frame for rooftop chiller unit at 84 Iranistan Ave., Bridgeport. Estimated cost: $17,790. Filed March 12. DA Collins Construction, Wilton, contractor for General Electric Co. Construct a concession stand at 1285 Boston Ave., Bridgeport. Estimated cost: $30,000. Filed March 1. Eastern Communications, Bloomfield, contractor for Bridgeport Towers LLC. Reinforce steel platform for generator at 68 Ocean Terrace, Bridgeport. Estimated cost: $55,000. Filed Feb. 28. Empire Telecom, King of Prussia, Pennsylvania, contractor for Cellco Partner. Perform alterations to cell site at 3200 Park Ave., Bridgeport. Estimated cost: $25,000. Filed Feb. 28.

Henry & Gerrety Builders, Fairfield, contractor for St. Vincent’s Medical Center. Relocate Hope Dispensary at 2660 Main St., Bridgeport. Estimated cost: $25,000. Filed Feb. 22. Jaynab/CAH Architecture, Cos Cob, contractor for New Vision International Ministries. Renovate church for another use at 35 Benham Ave., Bridgeport. Estimated cost: $250,000. Filed March 4. Perez, Juan, Bridgeport, contractor for Juan Perez. Convert eight apartments into four apartments at 723-731 Noble Ave., Bridgeport. Estimated cost: $40,000. Filed Feb. 27. SAC Wireless, Chicago, Illinois, contractor for Cell Tower Lease Acquisition LLC. Replace antenna Sprint at 1330 Chopsey Hill Road, Bridgeport. Estimated cost: $26,000. Filed Mar. 8. SAC Wireless, Chicago, Illinois, contractor for Cell Tower Lease Acquisition LLC. Replace antenna Sprint at 1491 Central Ave., Bridgeport. Estimated cost: $26,000. Filed Mar. 8. Tomasino, Miguel, Bridgeport, contractor for Miguel Tomasino. Alter basement and kitchen at 3170 Fairfield Ave., Bridgeport. Estimated cost: $20,000. Filed Feb. 21. United Cleaning, Middlefield, contractor for Forestone Management. Repair damage from accident at 100 Fairfield Ave., Bridgeport. Estimated cost: $20,000. Filed Feb. 21. Witkins, Daniel, Easton, contractor for Courtland Street Partners LLC. Construct wall on second floor at 35 Courtland St., Bridgeport. Estimated cost: $35,000. Filed Feb. 27.

Residential

Items appearing in the Fairfield County Business Journal’s On The Record section are compiled from various sources, including public records made available to the media by federal, state and municipal agencies and the court system. While every effort is made to ensure the accuracy of this information, no liability is assumed for errors or omissions. In the case of legal action, the records cited are open to public scrutiny and should be inspected before any action is taken. Questions and comments regarding this section should be directed to:

AGH Attila, Bridgeport, contractor for AGH Attila. Refurbish windows, sheetrock and insulate exterior walls at 19 Albert Square, Bridgeport. Estimated cost: $7,000. Filed March 4. Alliance Locksmiths Inc., Hawthorne, New York, contractor for the city of Bridgeport. Replace doors at 52 George Pipkin Way, Bridgeport. Estimated cost: $32,500. Filed March 12.

ON THE RECORD

Alves, Antonio, Milford, contractor for Marcia Alves. Repair fire damage at 168-170 Kelsey St., Bridgeport. Estimated cost: $14,000. Filed Feb. 19. Anew Evolving Ent, LLC., Trumbull, contractor for 1494 Iranistan LLC. Perform interior renovations at 1494-1496 Iranistan Ave., Bridgeport. Estimated cost: $4,500. Filed Feb. 26. Bismarck Construction, Monroe, contractor for BLD Waterfront Upland Owner LLC. Fit-out residential at 10 E. Main St., Bridgeport. Estimated cost: $425,000. Filed Feb. 21. CT Basement Systems, Seymour, contractor for Pedro Ocasio. Repair foundation at 440 Griffin Ave., Bridgeport. Estimated cost: $14,207. Filed Feb. 27. CT Strategies Properties LLC, Trumbull, contractor for CT Strategies Properties LLC. Finish basement at 30-32 Sidney St., Bridgeport. Estimated cost: $10,000. Filed Feb. 20. DA Collins, Wilton, contractor for General Electric Co. Perform maintenance at 1285 Boston Ave., Bridgeport. Estimated cost: $20,000. Filed Feb. 26. DiGiorgi Roofing and Siding, Beacon Falls, contractor for Miguel Caban. Re-roof 1411 Kossuth St., Bridgeport. Estimated cost: $12, 314. Filed Feb. 21.

Habitat for Humanity CFC, Bridgeport, contractor for Habitat for Humanity CFC. Build a single-family residence with an unfinished basement at 25 Orange St., Bridgeport. Estimated cost: $138,000. Filed Feb. 21.

NWB Home Improvement, Danbury, contractor for Chadney Nixon. Convert two-family dwelling to a three-family dwelling at 68-70 Ford Place, Bridgeport. Estimated cost: $15,000. Filed Feb. 26.

Resource Service LLC, Bridgeport, contractor for J. Roy Enterprises. Renovate siding, insulation and drywall, and remodel kitchen at 156 Cowles St., Bridgeport. Estimated cost: $15,000. Filed March 11.

Iwaszkiewicz, Krzysztof, Fairfield, contractor for Krzysztof Iwaszkiewicz. Replace windows, siding, door; remodel kitchen and bathroom and replace roof at 320 Ezra St., Bridgeport. Estimated cost: $35,000. Filed Feb. 25.

O’Connor, Ryan, Bridgeport, contractor for Ryan O’Connor. Fix fire doors, hand rails, sheetrock, smoke and alarm system at 700-702 Capital Ave., Bridgeport. Estimated cost: $3,000. Filed March 7.

Rios, Raul, Norwich, contractor for Jose Hernandez. Remove old roof and re-roof 15 Division St., Bridgeport. Estimated cost: $7,000. Filed March 6.

JB & E Home Improvement LLC, Stratford, contractor for KMF Bridgeport LLC. Construct a basement apartment at 140 Morgan Ave., Bridgeport. Estimated cost: $16,045. Filed Feb. 22. JB & E Home Improvement LLC, Stratford, contractor for KMF Bridgeport LLC. Construct a basement apartment at 120 Morgan Ave., Bridgeport. Estimated cost: $14,350. Filed Feb. 22. Joseph, Jennifer, Bridgeport, contractor for Jennifer Joseph. Finish basement and full bathroom at 94 Cowles St., Bridgeport. Estimated cost: $2,800. Filed Feb. 25. Joseph, Jerome, Bridgeport, contractor for Jerome Joseph. Build a single-family dwelling at 12 Harbor Ave., Bridgeport. Estimated cost: $170,000. Filed Feb. 25.

DiGiorgi Roofing and Siding, Beacon Falls, contractor for Stella Dennis. Re-roof 6 Chatham Terrace, Bridgeport. Estimated cost: $4,053. Filed March 6.

L+M Construction, Stratford, contractor for L+M Construction. Replace windows, siding and roof at 166-168 Bond St., Bridgeport. Estimated cost: $15,000. Filed March 5.

Fernandes, Sergio, Easton, contractor for Sergio Fernandes. Open wall in living room, add bathroom at 72 Corn Tassel Road, Bridgeport. Estimated cost: $15,000. Filed March 6.

LJ&D Carpentry Inc., Tuckahoe, New York, contractor for Jesus Molina. Build a new single-family dwelling at 424 Saunders Ave., Bridgeport. Estimated cost: $207,000. Filed March 6.

Freitas, Cleverson, Trumbull, contractor for Cleverson Freitas. Remodel kitchen and bathroom at 86 Woodmont Ave., Bridgeport. Estimated cost: $12,000. Filed Feb. 25.

Manest, Bridgeport, contractor for Lord and Peter Co. Repair walls at 602 Union Ave., Bridgeport. Estimated cost: $18,000. Filed Feb. 22.

Gienpora Turner, Bridgeport, contractor for Ivonne Turner. Repair fire damage at 301-303 Garfield Ave., Bridgeport. Estimated cost: $37,852. Filed Feb. 27. Habitat for Humanity CFC, Bridgeport, contractor for Habitat for Humanity CFC. Build a two-family dwelling at 167-171 Wessels Ave., Bridgeport. Estimated cost: $150,000. Filed Feb. 21.

Miranda, Bruce, Trumbull, contractor for 210 Putnam LLC. Re-roof 210 Putnam St., Bridgeport. Estimated cost: $5,000. Filed March 6.

Pettway, Lorenzo, Bridgeport, contractor for Lorenzo Pettway. Build day care units for infant nursery at 431 Hallet St., Bridgeport. Estimated cost: $2,126. Filed Feb. 20. Pimentel, Julisman, Bridgeport, contractor for Julisman Pimentel. Renovate kitchen and bathrooms at 484 Dexter Drive, Bridgeport. Estimated cost: $6,000. Filed March 4. Pinzon, Eimar, Bridgeport, contractor for Eimar Pinzon. Build a two-car garage at 166 Hollister Ave., Bridgeport. Estimated cost: $10,000. Filed March 7. Posigen, Bridgeport, contractor for Frederick Anderson. Reinforce structure for solar panel installation at 64 Terry Place, Bridgeport. Estimated cost: $300. Filed March 4. Posigen, Bridgeport, contractor for Todd Alrick. Reinforce structure for solar panel installation at 113 Keeler Ave., Bridgeport. Estimated cost: $500. Filed March 4. Posigen, Bridgeport, contractor for Claudette Deer. Reinforce structure for solar panel installation at 1205-1207 Kossuth St., Bridgeport. Estimated cost: $1,000. Filed March 4. Quattrucci, Nicola, Shelton, contractor for Nicola Quattrucci. Convert half bath to full bath, re-roof, renovate siding and windows at 550 Clarke St., Bridgeport. Estimated cost: $10,000. Filed Feb. 28. Reiss, Laimar, Bridgeport, contractor for Laimar Reiss. Transform finished attic to a bedroom at 285 Amsterdam Ave., Bridgeport. Estimated cost: $200. Filed March 11.

Motta, Helio, Danbury, contractor for Joseph Motta. Build two bathrooms, two kitchens and replace all doors at 477 Norman St., Bridgeport. Estimated cost: $60,000. Filed March 7.

Robinson, Lorna, Bridgeport, contractor for Lorna Robinson. Finish basement at 67 Sampson St., Bridgeport. Estimated cost: $5,000. Filed March 11. Santiago, Frankie, Bridgeport, contractor for Frankie Santiago. Finish lower level at 3655 Madison Ave., Bridgeport. Estimated cost: $5,000. Filed Feb. 19. Sorianos Home Improvement Inc., Bridgeport, contractor for Joy Soares. Construct an addition and repair fire damage at 86 Hawthorne St., Bridgeport. Estimated cost: $150,000. Filed Feb. 26. SS Enterprise, Trumbull, contractor for SS Enterprise. Remodel two bathrooms and two kitchens at 70 Edna Ave., Bridgeport. Estimated cost: $3,000. Filed Feb. 22. Sunrun, Hartford, contractor for Eduardo Mueses. Reinforce structure for solar panel installation at 63 Calvin Ave., Bridgeport. Estimated cost: $6,264. Filed March 11. Sunrun, Hartford, contractor for Newton Curry. Reinforce structure for solar panel installation at 291 Beach St., Bridgeport. Estimated cost: $3,393. Filed March 11. The Property Group, Stamford, contractor for Henry Sherman. Repair water damage at 325 Lafayette St., Bridgeport. Estimated cost: $57,500. Filed Feb. 21. Thurairja, John, Stamford, contractor for John Thurairja. Reroof 208-210 Fifth St., Bridgeport. Estimated cost: $4,800. Filed Feb. 27. United Cleaning and Restoration, Middlefield, contractor for Marcus Robledo. Repair fire damages at 850 Westfield Ave., Bridgeport. Estimated cost: $50,000. Filed March 5.

Bob Rozycki c/o Westfair Communications Inc. 701 Westchester Ave, Suite 100 J White Plains, N.Y. 10604-3407 Phone: 694-3600 • Fax: 694-3699

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Facts & Figures Venditti, Pierre, Trumbull, contractor for Sacred Heart University. Renovate kitchen at 392 Eckart St., Bridgeport. Estimated cost: $3,000. Filed Feb. 19. Vivint Solar, North Haven, contractor for Alex Cevallos. Re-roof 1325 Sylvan Ave., Bridgeport. Estimated cost: $6,589. Filed March 6.

COURT CASES Bridgeport Superior Court Adamo, Meghan, et al, Hartford. Filed by Quicken Loans Inc., Detroit, Michigan. Plaintiff’s attorney: McCalla Raymer Leibert Pierce LLC, Hartford. Action: The plaintiff was assigned the defendants’ mortgage, which they defaulted upon pursuant to the terms of the agreement and have failed to pay the plaintiff the amount due. The plaintiff claims foreclosure of the mortgage, possession of the mortgage premises, monetary damages in excess of $15,000, exclusive of interest and costs and such other and further relief as the court deems appropriate. Case no. FBT-CV-196081764-S. Filed Dec 18. American Building Components Corporation, et al, Norwalk. Filed by General Insulation Co., Medford, Massachusetts. Plaintiff’s attorney: Ignal Napolitano & Shapiro PC, Bridgeport. Action: The plaintiff and defendants entered into an agreement for the purchase of services and materials. The defendants have defaulted the terms of the agreement and an amount is due to the plaintiff. The plaintiff seeks monetary damages in excess of $15,000, exclusive of interest and costs and such other and further relief as the court deems appropriate. Case no. FBT-CV-196082102-S. Filed Jan. 3. Coates, Mary, Delray Beach, Florida. Filed by Pennymac Loan Services LLC, Westlake Village, California. Plaintiff’s attorney: Bendett & McHugh PC, Farmington. Action: The plaintiff is the owner of the defendant’s mortgage. The defendant defaulted on the terms of the agreement and has failed to pay the plaintiff the amount due. The plaintiff claims foreclosure of the mortgage, possession of the mortgage premises, monetary damages in excess of $15,000, exclusive of interest and costs and such other and further relief as the court deems appropriate. Case no. FBT-CV-196082651-S. Filed Jan. 22.

APRIL 1, 2019

Jortner, Haesun, Easton. Filed by Citibank N.A. Plaintiff’s attorney: Schreiber/Cohen LLC, Salem, New Hampshire. Action: The plaintiff is a banking association. The defendant used a credit account issued by plaintiff and agreed to make payments for goods and services. The defendant failed to make payments and the plaintiff seeks monetary damages and is less than $15,000, exclusive of interest and costs. Case no. FBT-CV-196083655-S. Filed Feb. 27.

Ernst, Steven Walton, Ridgefield. Filed by Soranlly Rodriguez, Danbury Plaintiff’s attorney: Thomas M Yuditski, Bridgeport. Action: The plaintiff suffered a collision caused by the defendant and sustained severe and painful personal injuries. The plaintiff seeks monetary damages in excess of $15,000, exclusive of interest and costs and such other and further relief as the court deems appropriate. Case no. DBD-CV-19-6030159-S. Filed Feb. 19.

Major, W. Glenn, et al, Weston. Filed by Bank of America NA, Jacksonville, Florida. Plaintiff’s attorney: McCalla Raymer Leibert Pierce LLC, Hartford. Action: The plaintiff was assigned the defendants’ mortgage. The defendants defaulted on the terms of the agreement and have failed to pay the plaintiff the amount due. The plaintiff claims foreclosure of the mortgage, possession of the mortgage premises, monetary damages in excess of $15,000, exclusive of interest and costs and such other and further relief as the court deems appropriate. Case no. FBT-CV196082306-S. Filed Jan 10.

Juarez, Robert, et al, Danbury. Filed by Kathy Brightman, Danbury. Plaintiff’s attorney: Guendelsberger Law Offices LLP, New Milford. Action: The plaintiff suffered a collision caused by the defendants and sustained severe and painful personal injuries. The plaintiff seeks monetary damages in excess of $15,000, exclusive of interest and costs and such other and further relief as the court deems appropriate. Case no. DBD-CV-19-6030162-S. Filed Feb. 21.

Danbury Superior Court Debowski, Adam, et al, Newtown. Filed by Nicholas Eisele, Sandy Hook. Plaintiff’s attorney: Miller Rosnick D’Amico August & Butler PC, Bridgeport. Action: The plaintiff suffered a collision caused by the defendants and sustained severe and painful personal injuries. The plaintiff seeks monetary damages in excess of $15,000, exclusive of interest and costs and such other and further relief as the court deems appropriate. Case no. DBD-CV19-6029833-S. Filed Jan. 18. Eike, Linda, Redding. Filed by JPMorgan Chase Bank National Association, Columbus, Ohio. Plaintiff’s attorney: Bendett & McHugh PC, Farmington. Action: The plaintiff is the owner of the defendant’s mortgage who defaulted on the terms of the agreement and has failed to pay the plaintiff the amount due. The plaintiff claims foreclosure of the mortgage, possession of the mortgage premises, monetary damages in excess of $15,000, exclusive of interest and costs and such other and further relief as the court deems appropriate. Case no. DBD-CV-19-6029701-S. Filed Jan. 2.

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Neves, Cherlle, et al. New Fairfield. Filed by Lucille M. Prendergast, Old Saybrook. Plaintiff’s attorney: Kenny & Brimmer & Mahoney LLC, Wethersfield. Action: The plaintiff and defendants agreed in a written lease that the defendants would rent the plaintiff’s premises. The defendants have not paid oil deliveries as required under the terms of the agreement. The plaintiff seeks monetary damages less than $15,000, exclusive of interest and costs. Case no. DBDCV-19-6029738-S. Filed Jan. 7.

Stamford Superior Court 1881 Limited Liability Company, et al, Greenwich. Filed by Katy Lugo, Stamford. Plaintiff’s attorney: Ingemar Heredia, Stamford. Action: The plaintiff slipped and fell on ice in the pedestrian walkway in front of the defendants’ premises. As a result, the plaintiff suffered injuries caused by the negligence of the defendants for not keeping safe conditions. The plaintiff seeks monetary damages in excess of $15,000, exclusive of interest and costs and such other and further relief as the court deems appropriate. Case no. FST-CV-196040010-S. Filed Feb. 13. Fischer, Henry G., Cos Cob. Filed by Elias Cohen, Greenwich. Plaintiff’s attorney: Casper and De Toledo LLC, Stamford. Action: The plaintiff suffered a collision caused by the defendant and sustained severe and painful personal injuries. The plaintiff seeks monetary damages in excess of $15,000, exclusive of interest and costs and such other and further relief as the court deems appropriate. Case no. FST-CV-19-6039924-S. Filed Feb. 6.

Kingsley Court Condominium Association Inc., Trumbull. Filed by Donna Egan, Norwalk. Plaintiff’s attorney: Harris Harris & Schmid, Norwalk. Action: The plaintiff was retrieving her mail whereby she had a legal right to be on the defendant’s premises when she was caused to fall because of a deep crack in the sidewalk, resulting in painful injuries. The plaintiff seeks monetary damages in excess of $15,000, exclusive of interest and costs and such other and further relief as the court deems appropriate. Case no. FST-CV-196040444-S. Filed March 12. Pasquino, Michael, et al, Stamford. Filed by Eduard Yuzvik, Stamford. Plaintiff’s attorney: Lewis H Chimes, Stamford. Action: The plaintiff was crossing the street when he was violently struck by the defendants with their truck. The plaintiff sustained severe and painful injuries. The plaintiff seeks monetary damages in excess of $15,000, exclusive of interest and costs and such other and further relief as the court deems appropriate. Case no. FST-CV-19-6039714-S. Filed Jan. 22. Pitney Bowes Inc., Stamford. Filed by Siji Yu, Hopewell Junction, New York. Plaintiff’s attorney: Self-represented, Hopewell Junction, New York. Action: The plaintiff provided IT services to the defendant. The defendant breached the contract by refusing to deal with specific weeks, hours and rate payments and offered plaintiff a very small fraction of total unpaid promised overtime payments. The plaintiff seeks monetary damages in excess of $15,000, exclusive of interest and costs and such other and further relief as the court deems appropriate. Case no. FST-CV-196039771-S. Filed Jan. 25.

DEEDS Commercial 250 Sheridan St. Realty LLC., Jamaica, New York. Seller: Abes NY Realty LLC., Brooklyn, New York. Property: 250 Sheridan St., Bridgeport. Amount: $240,000. Filed Mar. 5. AA Investment Properties LLC, Parkland, Florida. Seller: YDK LLC, Jackson Heights, New York. Property: 3921-3947 Main St., Bridgeport. Amount: $1,960,000. Filed Feb. 28. Cruz, Jose, Bridgeport. Seller: Pensco Trust Co., Denver, Colorado. Property: 18 Nob Hill Circle, Unit 51, Bridgeport. Amount: $84,000. Filed Feb. 28.

Douglas, Simone, Bridgeport. Seller: Walter Cabrera Home Improvements LLC, Bridgeport. Property: Lot 213, East Pasadena Place, Bridgeport. Amount: $240,000. Filed March 4.

Shekinah Workshop Center, Bridgeport. Seller: Holy Rosary LLC, Bridgeport. Property: 365 and 383 E. Washington Ave., Bridgeport. Amount: $307,000. Filed Mar. 4.

Everstar LLC., Prospect. Seller: Federal National Mortgage Association, Dallas, Texas. Property: 295 Remington St., Bridgeport. Amount: $46,550. Filed March 4.

Tello’s Bridgeport LLC, Bridgeport. Seller: Cherjen, 195 Holly Street LLC, Bridgeport. Property: 195 Holly St., Bridgeport. Amount: $335,000. Filed Feb. 27.

Goldberg, Ronald H. and Lori Goldberg, New Rochelle, New York. Seller: Howard Howell and Jens Storm, Stamford. Property: 77 Havemeyer Lane, Stamford. Amount: $1. Filed Jan. 16.

Tri-State Property LLC, Trumbull. Seller: Marlene Peart, Bridgeport. Property: 108110 Rockton Ave., Bridgeport. Amount: $210,000. Filed Mar. 5.

Kirk, Lamont Warren and Sania Kirk, Bronx, New York. Seller: TBA House LLC, Fairfield. Property: Hazelwood Ave., Bridgeport. Amount: $1. Filed Feb. 27.

Wang, Jungian, Old Greenwich. Seller: Federal Home Loan Mortgage Co., Carrollton, Texas. Property: 71 Strawberry Hill Ave., No. 615, Stamford. Amount: $122,500. Filed Jan. 15.

Kowalski, Dmytro, Bridgeport. Seller: Fraser Lane Associates LLC, Westport. Property: 800 Seaview Ave., Unit850-4, Bridgeport. Amount: $209,000. Filed March 1.

Residential

Mary McGuire Family Trust, Stamford. Seller: June Breeze LLC, Stamford. Property: 485 June Road, Stamford. Amount: $10. Filed Jan. 16. Optimus Health Care, Bridgeport. Seller: 305 Boston Avenue LLC, Westhampton, New York. Property: 2176 Boston Ave., Bridgeport. Amount: $950,000. Filed Feb. 28. Orange County Home Solution LLC., Monroe, New York. Seller: Samer Kabatilo, Windsor. Property: 205 Bretton St., Unit D-4, Bridgeport. Amount: $70,000. Filed March 5. Ortiz, Gladys R. and Alvaro Lye Ramirez Jr., Bridgeport. Seller: Matthew Balk, Bridgeport. Property: Lot 5, Carroll Ave., Bridgeport. Amount: $194,000. Filed March 5. SDF Capital, LLC., Mamaroneck, New York. Seller: Elizabeth Billups, Charlotte, North Carolina. Property: 192 Dekalb Ave., Bridgeport. Amount: $33,000. Filed March 4.

Secretary of Housing and Urban Development, Oklahoma City, Oklahoma. Seller: Wells Fargo Bank N.A. Fort Mill, South Carolina. Property: 40B Patricia Road, Bridgeport. Amount: $10. Filed Feb. 27.

Acosta, Marisol and Joseph A. Acosta Jr., Bridgeport. Seller: Baltazar Fontanez and Maria I. Fontanez, Bridgeport. Property: 671 Birmingham St., Bridgeport. Amount: $190,550. Filed March 5. Ahmed, Siraj and Samina Munir, Dumont, New Jersey. Seller: Cynthia Zabin, Roslindale, Massachusetts. Property: 25 Cartwright St., Unit 6D, Bridgeport. Amount: $85,000. Filed March 4. Albayrak, Umut, Bridgeport. Seller: Pamela E. Jackson, Norwalk. Property: 76-78 Englewood Ave., Bridgeport. Amount: $284,000. Filed Feb. 28. Castro, Daniel J., New Rochelle, New York. Seller: Andy Shadich, Stamford. Property: 25 Forest St., Unit 10G, Stamford. Amount: $295,000. Filed Jan. 16. Ceballos-Arias, Albiorix A., Bridgeport. Seller: Jose Munoz and Franchesca Munoz. Bridgeport. Property: Horace St., Bridgeport. Amount: $199,900. Filed Feb. 28. Chery, Geto and Enide Kola, Stamford. Seller: Franklin Hope, et al, Stamford. Property: 41 Culloden Road, Stamford. Amount: $360,000. Filed Jan. 16. Cuji, Nelly, Bridgeport. Seller: Michael Ortiz and Iris M. Ortiz, Bridgeport. Property: 55 Palmer St., Bridgeport. Amount: $183,000. Filed Feb. 28.

Facts & Figures Daniel, Michelle, Stamford. Seller: Theodore W. Lambert and Janet Lambert, Stamford. Property: 415 Wire Mill Road, Stamford. Amount: $743,000. Filed Jan. 16. Domingo Ranola and Diana Marie, Stamford. Seller: Irina Yugay, Stamford. Property: 143 Hoyt St., Unit 7K, Stamford. Amount: $265,000. Filed Jan. 15. Engen, Raymond, Trumbull. Seller: Quayside Properties LLC, Stamford. Property: 18 Red Barn Road, Trumbull. Amount: $850,000. Filed Jan. 14. Hobbs Jr., Thomas S., Fairfield. Seller: Carolyn Nisita and Pauline Yoder, Fairfield. Property: 2625 Park Ave., Unit 14D Bridgeport. Amount: $100,000. Filed Feb. 28. Kolenovic, Rusminka, Bridgeport. Seller: Alexander Ionescu and Cristina Ionescu, Bridgeport. Property: 94 Abner Court, Unit B, Bridgeport. Amount: $75,100. Filed March 1. Leal Grumach, Patricia and Andre Malicia Giglio, Stratford. Seller: Lance McGray and Sarah J. McGray, Stamford. Property: 76 Tall Oaks Court, Stamford. Amount: $780,000. Filed Jan. 14.

Nelson, Andrew P. and Sophia Georgette Chin-Nelson, Mount Vernon, New York. Seller: Jose Diaz, Stamford. Property: 505 Garfield Ave., Bridgeport. Amount: $173,000. Filed March 4. Ortiz, Edwin O. and Mayra E. Hernandez, Stamford. Seller: Roberto Hernandez, Stamford. Property: 404 Hope St., Stamford. Amount: $450,000. Filed Jan. 15. Pacello, Lauren, Stamford. Seller: Dominick J. Franco and Rosemarie A. Franco, Stamford. Property: 54 Autumn Lane, Stamford. Amount: $475,000. Filed Jan. 16. Peet, Mark, Ansonia. Seller: Raymonde Saintval, Bridgeport. Property: 744 Canaan Road, Unit 23, Bridgeport. Amount: $24,000. Filed Feb. 27. Pik Lin, Linda Wong, Commack, New York. Seller: Margaret E. Freitag, Stamford. Property: Glen View Terrace, Unit 5, Stamford. Amount: $225,000. Filed Jan. 15. Ribeiro, Jose Maria, West Haven. Seller: Rodrigo Cristofano, West Haven. Property: 147 Louisiana Ave., Unit 147 Bridgeport. Amount: $55,000. Filed Feb. 27.

Lento, Thomas and Lourdes Lento, Bridgeport. Seller: Jill Young, Bridgeport. Property: 591 Glendale Ave., Unit 591G Bridgeport. Amount: $98,000. Filed March 5.

Rosenberg, Samuel, Easton. Seller: Paul Rosenberg, Los Angeles, California. Property: 3200-2 Park Ave., Unit PH EF, Bridgeport. Amount: $1. Filed March 1.

Lewis, Georgia Ann, Stratford. Seller: Jose Alves, Trumbull. Property: 446 Woodlawn Ave., Bridgeport. Amount: $289,900. Filed March 5.

Trujillo, Doris and Rodolfo Sandoval, Stamford. Seller: Thomas W. Jenkins and Lizbeth C. Jenkins, Stamford. Property: 41 Hirsch Road, Stamford. Amount: $380,000. Filed Jan. 16.

Lu, Ting, Norwalk. Seller: Christian Andres Guillen, Bridgeport. Property: 325 Lafayette St., Unit 3205, Bridgeport. Amount: $73,000. Filed Feb. 28.

Romaniuk, Janusz and Anna Romaniuk, Stamford. Seller: Deborah Levy, Stamford. Property: 6 River Oaks Drive, Stamford. Amount: $0. Filed Jan. 16.

Martin, Karen M. and Daniel J. Smith, Greenwich. Seller: Brandon Campbell and Christine Campbell, Stamford. Property: 2 Joffre Court, Stamford. Amount: $1. Filed Jan. 14. McDonald-Hosang, Kadian Alecia and Tyrone Jackson Hosang, Norwalk. Seller: Jacqueline F. Overton and Jeff W. Fregiste Bridgeport. Property: 35 Division St., Bridgeport. Amount: $220,000. Filed Feb.28.

Drennen, William Gregory, et al, Creditor: JPMorgan Chase Bank N.A. Property: 100 Doubling Road, Greenwich. Mortgage default. Filed Dec. 27, Frost, Leroy, et al, Creditor: Bank of America, National Association. Property: King Street, Greenwich. Mortgage default. Filed Dec. 19. Hageman, Frank M., et al, Creditor: CitiMortgage Inc. Property: 339 Stanwick Road, Greenwich. Mortgage default. Filed Dec. 28. Sorbo, Lisa A., et al, Creditor: U.S. Bank National Association. Property: 11 Hallock Drive, Greenwich. Mortgage default. Filed March 5. Tsoi, Jianhua Cai, et al, Creditor: JPMorgan Chase Bank N.A. Property: Ridge brook Road, Greenwich. Mortgage default. Filed March 25.

JUDGMENTS Bretoux, Lindsey Stanley, Bridgeport. $24,584, in favor of Fiore Bria, Stamford, by Fox & Fox LLP, Stamford. Property: 40 Martha Place, Bridgeport. Filed Jan. 29. Godbolt, Fay, et al, Bridgeport. $1,260, in favor of Petro Inc, Woodbury, New York, by Gerald S. Knopf, Stamford. Property: 180 Frenchtown Road, Bridgeport. Filed Feb. 6. Jackson, Lashonda, Bridgeport. $1,821, in favor of The United Illuminating Co., New Haven, by Nair & Levin PC, Bloomfield. Property: 68 Sherman St., Bridgeport. Filed Jan. 29.

FORECLOSURES

Melchionno, Teresa, et al, Stamford. 1,454, in favor of the city of Stamford by special corporation counsel, Stamford. Property: 103 Blueberry Drive, Stamford. Filed March 12.

Pasard, Glenford, et al, Creditor: JPMorgan Chase Bank, N.A. Property: 27 North Hill St., Unit 4F, Stamford. Mortgage default. Filed Dec. 7.

Okeke, Brenda, et al, Bridgeport. $554, in favor of The Milford Hospital, Inc., Milford, by Nazify Law, Madison. Property: 230 Pearl Harbor St., Bridgeport. Filed Feb. 7. Reid, Whitney H., Bridgeport. $9,039, in favor of G.E. E.F.C.U., Milford, by Grady & Riley LLP, Waterbury. Property: 708 Noble Ave., No.710, Bridgeport. Filed Feb. 6.

Rhodes, Antoinette, Bridgeport. $1,859, in favor of Unfound Corp., Westbrook, by Calistro & Airone LLC, Westbrook. Property: 2445 Park Ave., No.35, Bridgeport. Filed Feb. 13. Samedy, Raymonde, Bridgeport. $811, in favor of The United Illuminating Co., New Haven, by Philip H. Monagan, Waterbury. Property: 619 Birmingham St., Bridgeport. Filed Feb. 5. Victor, Derrick, Bridgeport. $1,723, in favor of DNF Associates LLC, Cheektowaga, New York, by Kristen A. Mazur, Stamford. Property: 64 Locust St., Bridgeport. Filed Feb. 7.

Manousos, Anthony C. and Carol A. Manousos, 52 Highland Road, Stamford. $17,233, civil proceeding tax. Filed March 18. Momani, Mohammad and Ghazala Momani, 26 Noble St., Stamford. $5,500, civil proceeding tax. Filed March 13. Quezada, Rosa and Angel Samaniego, 206 High Ridge Road, Stamford. $7,400, civil proceeding tax. Filed March 13. Reyes, Luz A., et al, 17 Knollwood Ave., Stamford. $6,200, civil proceeding tax. Filed March 13. Soot ,Gitta, 9 Tomahawk Lane, Greenwich. $7,528, civil proceeding tax. Filed Feb. 6.

LIENS 90 RHR LP, 990 Round Hill Road, Greenwich. $32,564, civil proceeding tax. Filed Feb. 6. Alfa Blue Properties LLC, 123 Henry St., Greenwich. $2,742, civil proceeding tax. Filed Feb. 1. Arkady, Goshchinsky and Sushko Yelena, 51 Forest Ave., Unit 16, Old Greenwich. $445, civil proceeding tax. Filed Feb. 6. Chowdhury, Mojibul, 130 West Ave., Stamford. $9,800, civil proceeding tax. Filed March 13. Coppola, Anthony and Mary Coppola, 37 Erskine Road, Stamford. $11,200, civil proceeding tax. Filed Jan. 10. General Portfolio Properties Inc., Twin Lakes Drive, Stamford. $7,500, civil proceeding tax. Filed Feb. 26. Haralambos, Perisanidis, 1294 Hope St., Stamford. $3,812, civil proceeding tax. Filed Feb. 19. Jimenez, Pedro, 12 Lipton Place, Stamford. $3,300, civil proceeding tax. Filed March 15. Juarez, Sean Michael, 4 Van Buskirk Ave., Stamford. $17,100, civil proceeding tax. Filed Jan. 10. Lanuk, John, 33 Heather Drive, Stamford. $8,200, civil proceeding tax. Filed Feb. 11.

Subashchandrabose, Rajagopal, 159 Belltown Road, Stamford. $11,300, civil proceeding tax. Filed Jan. 10. USBank Trust N.A., 3143 High Ridge Road, Stamford. $7,700, civil proceeding tax. Filed Jan. 10. West East LLC., 115 Uno River Road, Greenwich. $4,720, civil proceeding tax. Filed Feb. 6. Wolters Orff, Robert M., 54 Old Stone Bridge Road, Cos Cob. $6,695, civil proceeding tax. Filed Feb. 7. Woodcock, Edward, et al, 139 Turn of River Road, Stamford. $10,400, civil proceeding tax. Filed March 13. Yates, Jennifer J., 45A William St., Greenwich. $2,063, civil proceeding tax. Filed Feb. 6.

LIS PENDENS Blagriff, Doris E., et al, Fairfield. Filed by Harlow, Adams & Friedman PC, Milford, for General Electric Employees Federal Credit Union. Property: 75 Roseville St., Fairfield. Action was brought for the foreclosure of defendant’s mortgage from the Fairfield Municipal Federal Credit Union. Filed Feb. 5. Bragg, Elder, et al, Fairfield. Filed by Bendett & McHugh, PC, Farmington, for JPMorgan Chase Bank National Association. Property: 1157 Congress St., Fairfield. Action was brought to foreclose defendant’s mortgage from JPMorgan Chase Bank. Filed Feb. 15.

FCBJ

Burgo, Dominick, et al, Bridgeport. Filed by Bendett & McHugh PC, Farmington, for U.S. Bank National Association. Property: 235 Anton Drive, Bridgeport. Action was brought to foreclose defendant’s mortgage from Home American Credit Inc. Filed Feb. 11. Cordero, Allison, et al, Fairfield. Filed by McCalla Raymer Leibert Pierce LLC, Hartford, for JPMorgan Chase Bank N.A. Property: 1516 Cross Highway, Unit 17, Fairfield. Action was brought, inter alia, to foreclose defendant’s mortgage from the JPMorgan Chase Bank N.A. Filed Jan. 10. Crouzet, Madeleine B., Fairfield. Filed by Glass & Braus LLC, Fairfield, for USBank N.A. Property: 68 Lounsbury Road, Fairfield. Action was brought to foreclose defendant’s mortgage. Filed Feb. 6. Eaton, George J., et al, Fairfield. Filed by Bendett & McHugh PC, Farmington, for MB Financial Bank, N.A. Property: 425 Judd St., Fairfield. Action was brought to foreclose defendant’s mortgage. Filed Jan. 11. Forero, Magaly, et al, Fairfield. Filed by Kapusta, Oztel & Averaimo, Milford, for Wilmington Trust, National Association. Property: 518 Lockwood Road, Fairfield. Action was brought to foreclosuredefendant’s mortgage. Filed Jan. 22. Gallia’s, David Anselm, et al, Fairfield. Filed by McCalla Raymer Leibert Pierce LLC, for Wells Fargo Bank. Property: 203 S. Benson Road, Fairfield. Action was brought, inter alia, to foreclose defendant’s mortgage from Wells Fargo Bank. Filed March 1. Gotfried, Benjamin, et al, Fairfield. Filed by Bendett & McHugh PC, Farmington, for Black square Real Estate Inc. Property: 3071 North St., Fairfield. Action was brought to foreclose defendant’s mortgage from Black Square Real Estate Inc. Filed Jan. 28. Hobbs, Peter S., et al, Fairfield. Filed by Bendett & McHugh PC, Farmington, for JPMorgan Chase Bank N.A. Property: 83-85 Melville Ave., Fairfield. Action was brought to foreclose defendant’s mortgage from JPMorgan Chase Bank. Filed Jan. 14

APRIL 1, 2019

Facts & Figures J and J of Connecticut LLC, Fairfield. Filed by Wolsey, Rosen, Kueskin & Kuriansky LLP, Stamford, for Deraffele MFG Company Inc. Property: 3350 Post Road, Fairfield. Action was brought to foreclose defendant’s mortgage from DeRaffele. Filed Jan. 22. Laurie, Harry C., et al, Bridgeport. Filed by Bernstein, Volpe, & McKeon PC., New Haven, for U.S. Bank, National Association. Property: 70 Clarkson St., Bridgeport. Action was brought to foreclose property by the city of Bridgeport. Filed Feb. 12.

McCarthy, Christine M., et al, Fairfield. Filed by McCalla Raymer Leibert Pierce LLC, Hartford, for Wells Fargo Bank N.A. Property: 96 Blaine St., Fairfield. Action was brought, inter alia, to foreclose defendant’s mortgage from World Savings Bank, FSB. Filed March 1.

Moors, Tracy and Vanessa Moors, Fairfield. Filed by The Hayden Law Firm PC, Monroe, for General Contractors LLC. Property: 38 Northwood Road, Fairfield. Action: was brought for the foreclosure of defendant’s mortgage from General Contractors LLC. Filed Jan. 28.

Mecca, James, et al, Bridgeport. Filed by Bershtein, Volpe, & McKeon PC., New Haven, for U.S. Bank, National Association. Property: 179C Louisiana Ave., Bridgeport. Action was brought to foreclose property by the city of Bridgeport. Filed Feb. 12.

Pellot, Vilma, Bridgeport. Filed by Bendett & McHugh PC, Farmington, for Primary Residential Mortgage Inc. Property: 620 Birmingham St., Bridgeport. Action was brought to foreclose defendant’s mortgage. Filed Feb. 11.

TECHNOLOGY IT Application Engineer, Enterprise Integration Services, Synchrony Bank, Stamford, CT. Sprvse the dvlpmnt & implmentation of new web solns to integrate w/ 3rd party apps. Req. Bach. deg., or frgn equiv., in Comp. Sci., Engg., or rel., + 5 yrs of post-bach prog rel work exp in IT Industry. (ref.: CTITAE).

TECHNOLOGY VP, Storage, Data Protection Architecture & Delivery Service, Synchrony Bank, Stamford, CT. Dsgn & dvlp storage & data protctn sftwr & hrdwre. Req. Bach. deg., or frgn equiv., in Comp. Sci., Telecomm. Mgmt., Engg. or rel., + 5 yrs of post-bach prog rel work exp in IT field. OR Mast. deg., or frgn equiv., Comp. Sci., Telecomm. Mgmt., Engg. or rel., + 3 yrs rel work exp in IT field. Telecommuting available & accepted. (ref.: CTSDPA).

Vice President, Process Architecture (Greenwich, CT): Work with business and engineering teams on computer system changes to ensure clear requirements and sufficient review prior to development. Implement large-scale portfolio management and/or trading systems across a range of financial products. Manage projects with multiple successful deployments that leverage technology to automate and streamline complex business processes and increase process efficiency. Work with design and business architecture. Assess technology implementation plans. Req’s Bachelor’s degr plus 5 yrs exp. Mail resume to: AQR Capital Management, LLC, ATTN: S. Rao, 2 Greenwich Plaza, 3rd Flr, Greenwich, CT 06830. Must Ref: M011AQRCT.

Asset Servicing Associate (Greenwich, CT): Support the build out of the end to end operating framework for a system that compiles data feeds from various external vendors. Work with asset classes including Derivatives, Swaps, Interest Rate Swap (“IRS”), Total Return Swap (“TRS”), Equities, Futures, Fixed Income, Mortgage-Backed Securities (“MBS”), Options, Currencies, Credit Default Swap (“CDS”), Bank Loans, Repos, Swaptions, Term Deposits, and Commercial Paper, and their specific reference data, terms and conditions data points. Work with requirements gathering and business process design. Use SQL skills including writing SQL select/insert/update statements and creating complex stored procedures involving subqueries, joins, and transactions. Req’s Bachelor’s degr plus 3 yrs exp or, in the alternative, 5 yrs exp. Mail resume to: AQR Capital Management, LLC, ATTN: S. Rao, 2 Greenwich Plaza, Greenwich, CT 06830. Must Ref: M007AQRCT.

Quality Assurance Associate, Client Reporting (Greenwich, CT): Create reporting test plans, test cases based on Extract, Transform and Load (“ETL”) mappings and functional design documents. Implement regression testing framework procedures in Quality Assurance (“QA”) environments that enable quick widescale test execution using automation scripts and monitor daily and weekly data loads. Work with MS SQL Server. Model data in the trading domain. Develop complex and optimized SQL queries. Debug and assimilate disparate information from log files and error messages. Pursue leads to find the root cause of problems. Test back-end data sources and reports. Work with Automation Principles and Frameworks, including Open Source and Main Stream. Req’s Bachelor’s degr plus 5 yrs exp. Mail resume to: AQR Capital Management, LLC, ATTN: S. Rao, 2 Greenwich Plaza, 3rd Flr, Greenwich, CT 06830. Must Ref: M016AQRCT.

APRIL 1, 2019

FCBJ

Rodriguez, Angel, et al, Bridgeport. Filed by The Marcus Law Firm, North Branford, for the Water Pollution Control Authority. Property: 458 Hawley Ave., Bridgeport. Action was brought to foreclose sewer-use charges and/or liens due from the owner. Filed Feb. 11. Stack, Robert, Fairfield. Filed by the Law Offices of William J. Neary, Trumbull, for Elizabeth Stack. Property: 1653 Mill Plain Road, Fairfield. Action was brought claiming a dissolution of the marriage between Elizabeth Stack and Robert Stack. Filed Feb. 11. Treschitta, Mary L., et al, Fairfield. Filed by McCalla Raymer Leibert Pierce LLC, Hartford, for U.S. Bank Trust National Association. Property: 20 Waschuk Circle, Fairfield. Action was brought, inter alia, to foreclose defendant’s mortgage from Fairfield County Bank Corp. Filed Jan. 23. U.S. Bank Trust, N.A. Bridgeport. Filed by The Marcus Law Firm, North Branford, for the Water Pollution Control Authority. Property: 112 Herkimer St., Bridgeport. Action was brought to foreclose sewer-use charges and/or liens due from the owner. Filed Feb. 11. Umpire, Ida, Bridgeport. Filed by Marinosci Law Group PC, Warwick, Rhode Island, for Amerihome Mortgage Company LLC. Property: 130 Lansing St., Bridgeport. Action was brought to foreclose defendant’s mortgage. Filed Feb. 11. Veno, Dolores Maria, Fairfield. Filed by Bendett & McHugh PC, Farmington, for Select Portfolio Servicing Inc. Property: 35 John St., Fairfield. Action was brought to foreclose defendant’s mortgage from EAB Mortgage Company Inc. Filed Feb. 6.

Webb, Edward A., et al, Fairfield. Filed by McCalla Raymer Leibert Pierce LLC, Hartford, for U.S. Bank National Association. Property: 145 Howard St., Fairfield. Action was brought, inter alia, to foreclose defendant’s mortgage from the U.S. Bank National Association. Filed Feb. 13.

LEASES Lincoln of Greenwich LLC, by Jon Caviola. Landlord: 366 W. Putnam Managers LLC, Greenwich. Property: 366 W. Putnam Ave., Greenwich. Term: 10 years, commenced Jan. 15, 2019. Filed Jan. 22. Luthe, Luise, by Edward Sinclair. Landlord: The Indian Harbor House Owners Corp., Greenwich. Property: 630 Steamboat Road, Apartment 2C North, Greenwich. Term: 40 years, commenced Feb. 28, 2019. Filed March 8.

MORTGAGES Chernek, Margaret and Judith Capello, Stamford, by Robert E. Cola Pietro. Lender: Bethpage Federal Credit Union, 971 Corporate Blvd, Linthicum, Maryland. Property: 127 Pine Hill Ave. Stamford. Amount: $60,000. Filed Jan. 22. Gaponova, Yunani, Stamford, by Jonathan T. Hoffman. Lender: Citibank N.A. 1000 Technology Drive, O’Fallon, Montana. Property: 77 Glenbrook Road, Stamford. Amount: $227,200. Filed Jan. 18. Gordon, Dylan and Katherine Hallquest, Stamford, by Stephen J. Carriero. Lender: Luxury Mortgage Corp., 4 Landmark Square, Suite 300, Stamford. Property: 32 Round Lake Road, Stamford. Amount: $484,350. Filed Jan. 22.

Luna, Jupiter, Stamford, by Jeremy E. Kaye. Lender: Quicken Loans Inc., 1050 Woodward Ave., Detroit, Michigan. Property: 143 Alpine St., Stamford. Amount: $400,500. Filed Jan. 18. Martinez, Aristides Jovel and Nelson Romero, Stamford, by Mayra M. Rios. Lender: Alterra Group LLC , 350 S. Rampart Blvd, Suite 310, Las Vegas, Nevada. Property: 69 Fenway St., Stamford. Amount: $407,000. Filed Jan. 18. Mathew, Mabby and Roshan Mathew, Stamford, by Stephen J. Seller. Lender: Federal Credit Union, 520 Route 22 East, First floor, Bridgewater, New Jersey. Property: 112 Bentwood Drive, Stamford. Amount: $512,000. Filed Jan. 22. Orsaia, Silvana, Stamford, by Jean A. Cassal. Lender: JPMorgan Chase Bank N.A, 1111 Polaris Pkwy., Columbus, Ohio. Property: 67 Grove St., Stamford. Amount: $395,505. Filed Jan. 22. Ostroff, Barbara, Stamford, by Keith Carl Johnson. Lender: TD Bank N.A., 1 Portland Square, Portland, Maine. Property: 87 Fishing Trail, Stamford. Amount: $310,000. Filed Jan. 22. Perna, Michele, Stamford, by Matthew L. Corrente. Lender: Cross Country Mortgage Inc., 6850 Miller Road, Brecksville, Ohio. Property: 300 Hubbard Ave., Stamford. Amount: $300,000. Filed Jan. 18. Petersen, Stanley M., Stamford, by Antonio Faretta. Lender: The Money Source Inc., 135 Maxess Road, Melville, New York. Property: 58 Terrace Ave., Stamford. Amount: $419,504. Filed Jan. 18. Spade, Christopher, Stamford, by Brian S. Cantor. Lender: Warsaw Capital LLC, 2777 Summer St., Suite 306, Stamford. Property: 136 Woodside, Stamford. Amount: $176,022. Filed Jan. 23.

Johnstone, Alistair H. and Patricia Giordano Johnstone, Stamford, by Linda S. Gulia. Lender: Bank of America N.A. 100 N. Tryon St., Charlotte, North Carolina. Property: 83 Rogers Road, Stamford. Amount: $500,000. Filed Jan. 22.

Violi, Lisa, Stamford, by Eric Daniel VanAllen. Lender: Wells Fargo Bank N.A. 101 N. Phillips Ave., Sioux Falls, South Dakota. Property: 386 Westover Road, Stamford. Amount: $500,000. Filed Jan. 23.

Kenneth, Barry and Angela Kenneth, Stamford, by Louis Volpintesto Jr. Lender: Atlantic Home Loans Inc., 50 Route 46, Parsippany, New Jersey. Property: 77 Wilson St., Stamford. Amount: $325,600. Filed Jan. 18.

Yang, Hong yuan, Stamford, by Andrew M. Haber. Lender: Bethpage Federal Credit Union, P.O. Box 2063, Glen Burnie, Maryland. Property: 127 Greylock Place, Apartment 1510, Stamford. Amount: $180,000. Filed Jan. 22.

NEW BUSINESSES Advanced Office Technology, 1177 High Ridge Road, Stamford 06905, c/o Twenty First Century Business Systems Inc. Filed Feb. 14. B&C Limo, 38 Albin Road, Stamford 06902, c/o Randel Dominguez. Filed Feb. 14. Chasing Light Speakers, 97 Big Oak Road, Stamford 06903, c/o Beth Schutzman. Filed Feb. 14. Crystal’s Fun Spot, 100 Greylock Place, Enfield 06082, c/o Dennis R. Walker. Filed Feb.11. Direct Transport, 4 Windsor Road, Apt. 1, Stamford 06902, c/o Doris Dominguez. Filed Feb. 12. DSCC, 196 Fifty St., Stamford 06905, c/o Attracted Innovations LLC. Filed Feb. 14. Ecogreen Cleaning, 246 Seaside Ave., Unit 4, Stamford 06902, c/o Maria J. Piriz. Filed Feb. 11. EZ Stop! Driving School, 76 Progress Drive, Suite 215, Stamford 06902, c/o Claudia Romero Perez. Filed Feb. 11. Garth Rufelli Photography, 28 Crescent St., Stamford 06906, c/o Jeremy Collins. Filed Feb.8. Garth Rufelli, 28 Crescent St., Stamford 06906, c/o Jeremy Collins. Filed Feb.8. Gospa Translation Services 29 Southfield Ave., Apt. 134, Stamford 06902, c/o Mirna Auxiliadora Colli. Filed Feb. 11. Irish-American Cultural Society, 101 Maple Tree Ave., Stamford 06902, c/o Michael Feighan. Filed Feb. 11. Isaias Ramirez Service LLC, 93 Roosevelt Ave., Apartment 2, Stamford 06902, c/o Isaias Ramirez. Filed Feb. 11.

Facts & Figures Lifestyle On-Da-Go, 149 Myrtle Ave., Apt. 1, Stamford 06902, c/o Leclerc Dufane. Filed Feb. 13. Pink Soda Blow-dry Bar & Salon, 121 Towne St., Wilton 06897, c/o Wendy Brown. Filed Feb. 14. Ray Productions, 12 Howes Ave., Stamford 06906, c/o Rosalind Yale. Filed Feb. 13. Riverside Muscular Therapy LLC. 111 High Ridge Road, Stamford 06905, c/o Mark Perkins. Filed Feb. 13. Salvatore A. Cingari Jr., 200 Shippan Ave., Stamford 06902, c/o Salvatore Cingari Jr. Filed Feb. 11. Smart Polishing & Shipping, 24 Betts Ave., First floor, Stamford 06902, c/o Edgar Cavero. Filed Feb. 12. Stamford Auto Body, 368 W. Main St., Stamford 06902, c/o Stamford Auto Body LLC. Filed Feb. 14. Steve’s Fuel, 351 Courtland Ave., Stamford 06906, c/o Reliable oil & Heat Company Inc. Filed Feb. 15. The Mattimore Group, 12 Stamford Ave., Stamford 06902, c/o Bryan W. Mattimore. Filed Feb. 13. Time Out Burgers & Cream, 18 Belltown Road, Trumbull 06611, c/o Adrian Guevara. Filed Feb. 11. Try-State Locksmith, 38 Connecticut Ave., Apartment B5, Stamford 06902, c/o Ryan Gonzalez. Filed Feb. 11.

PATENTS Anti-counterfeiting measures for three-dimensional objects. Patent no. 10,239,264 issued to Jonathan D. Levine, Rochester, New York; Donald M. Pangrazio III, LeRoy, New York; David R. Vandervort, Walworth, New York; Reiner Eschbach, Webster, New York; Jason C. Tsongas, Rochester, New York. Assigned to Xerox Corp., Norwalk. Artificial holiday tree. Patent no. 10,243,299 issued to Anthony Krize, Redwood City, California; Matthew Ryder, Attleboro, Massachusetts; James W. Gibboney Jr., Suches, Georgia. Assigned to Christmas Northeast Inc., Trumbull.

Cloud optimizer. Patent no. 10,243,973 issued to Jaan Leemet, Austin, Texas; Paul Schmidt, Rocky Hill. Assigned to Tangoe US Inc., Shelton. Co-molded sealing ring for use in an electrical fitting and a raintight compression connector and raintight compression coupler incorporating a co-molded sealing ring. Patent no. 10,240,694 issued to Christopher W. DeCesare, Naugatuck; Lawrence J. Smith, Stamford. Assigned to Bridgeport Fittings Inc., Stratford. Display screen with graphical user interface. Patent no. D844,021 issued to Andrew Scott McVey, Redondo Beach, California, Gary D. Reece, Whittier, California. Assigned to Xerox Corp., Norwalk.

Fuel cell system ride-through of electric grid disturbances. Patent no. 10,243,226 issued to George Bernsten, Shelton; Nicholas Pasquale, Somers, New York. Assigned to Fuelcell Ener�y Inc., Danbury. Lighting fixture for downlight with adjustable mounting bracket. Patent no. 10,240,764 issued to Luis Morales, Fountain Inn, South Carolina. Assigned to Hubbell Inc., Shelton. Media content and user experience delivery system. Patent no. 10,244,021 issued to Dibyendu Chatterjee, Bangalore, India; Ramana Rao Pandeshwar, Tempe, Arizona. Assigned to Harman International Industries Inc., Stamford.

Display screen with printer app icon. Patent no. D844,027 issued to Naomi M. Ryono, Manhattan Beach, California. Assigned to Xerox Corp., Norwalk.

Self-powered pressurized granular particle ejector tool with remote operation. Patent no. 10,239,185 issued to Stephen Schaffer, Bethel; Graves Kiely, Weston. Assigned to Aerotech Holdings Inc., Norwalk.

Electrical connectors. Patent no. 10,243,281 issued to Glen Harrison Ruggiero, Manchester, New Hampshire. Assigned to Hubbell Inc., Shelton.

Slip electrical conduit coupler body. Patent no. D843,952 issued to Lawrence J. Smith, Stamford. Assigned to Bridgeport Fittings Inc., Stratford.

Electronics enclosure. Patent no. D843,996 issued to Andrew Louis Krivonak, Erie, Pennsylvania; Theodore Clark Brown, Ripley; Shreenath Shekar Perlaguri, Bangalore, India; Rajendra Yammanuru, Bangalore, India; Michael Jay Grutowski, Erie, Pennsylvania; Arunpandi Radhakrishnan, Puliyampatti, India. Assigned to GE Global Sourcing LLC, Norwalk.

System and method of managing multiple levels of privacy in documents. Patent no. 10,242,208 issued to David Russell Vanderbort, Walworth, New York. Assigned to Xerox Corp., Norwalk.

Exothermic reaction welding molds, weld-metal containing cartridges for such molds and methods of use. Patent no. 10,239,162 issued to Timothy Charles Hoagland, Tulsa, Oklahoma; Todd Carlton Lehmann, Broken Arrow, Oklahoma; Mamoon Tawfiq Abedraboh, Tulsa, Oklahoma; Xiaochen Wu, Owasso, Oklahoma. Assigned to Hubbell Inc., Shelton. File directory navigation design for a multifunction device touch screen user interface. Patent no. 10,241,646 issued to Evanglin C. Dejoras, Cerritos, California; Gary D. Reece, Whittier, California; Nisha Pan, Los Angeles, California. Assigned to Xerox Corp., Norwalk.

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System for printing on three-dimensional (3D) objects. Patent no. 10,239,328 issued to Wayne A. Buchar, Bloomfield, New York; James J. Spence, Honeoye Falls, New York; Jack G. Elliot, Penfield, New York; Michael F. Leo, Penfield, New York. Assigned to Xerox Corp., Norwalk. Systems and methods for detecting and identifying arcing based on numerical analysis. Patent no. 10,243,343 issued to William Vernon Miller III, Aldie, Virginia; Gary Michael Miller, Kearneysville, West Virginia. Assigned to Hubbell Inc., Shelton. Wafer pin chuck fabrication and repair. Patent no. 10,242,905 issued to Edward J. Gratrix, Monroe. Assigned to M Cubed Technologies Inc., Newtown.

FCBJ

APRIL 1, 2019

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