Fairfield County Business Journal 041513 by Westfair Business Journal

FAIRFIELD COUNTY

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LEVERAGING IMMIGRATION POLICY

FCBJ this week COMMUTERS AT A RECENT meeting railed against state officials for delays to plans to build a new parking garage at the Stamford train station … 3 ONE YEAR AFTER CONGRESS approved equity crowdfunding, entrepreneurs and investors are still waiting on the SEC to finalize the new rules … 5 A NORWALK AD-MAN is hoping to boost small and midsize advertising agencies and freelancers with a new online lead-generation tool … 9

April 15, 2013 | VOL. 49, No. 15

emploYers saY chaNges Needed to retaiN skilled ForeigN Workers BY JENNIFER BISSELL jbissell@westfairinc.com

airfield County employers say they need more H-1B visas to fill job openings with highly skilled immigrants, especially in technology fields. For one Greenwich-based technology company, it’s so difficult to find skilled employees in Connecticut that the firm has several international offices to help it meet

An H-1B visa allows a company to hire a foreign employee with advanced skills for six years. A total of 85,000 visas are allotted every year, including 20,000 visas for immigrants with U.S. college degrees. The event was held in part by U.S. Rep. Jim Himes, a Greenwich Democrat, who also attended to get a better sense of the business community’s needs and concerns. The message he received was loud and clear: busi» Immigration, page 6

Technology, with a human face

PHOTO BY BOB ROZYCKI

THE COST OF INPATIENT hospital care rose faster in lower Fairfield County than in most U.S. metropolitan areas from 2008 to 2010, a new report finds … 15

its workforce needs. “I’m struggling to find the talent here,” said Liwen Yaacoby, CEO of TechWuli L.L.C. “A lot of people think offshoring is for the cheaper labor and for money purposes. But that’s not necessarily the case.” Roughly a dozen Fairfield County business representatives met at the Stamford Innovation Center April 3 to discuss immigration policy and how it could better work in their favor.

BANKS TO ADDRESS FALLING REVENUES WITH NEW TECHNOLOGIES BY PATRICK GALLAGHER

pgallagher@westfairinc.com

MEDIA PARTNER

FROM THE HEART

PAGE 13

Robert D. Scinto speaks at an April 9 event in Shelton.

2 Reinventing

a Bridgeport icon

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IF MORE BANKS FOLLOW Bank of America Corp.’s lead, the “A” in ATM might just become a thing of the past. After closing nearly 200 of its branches from June 2011 to June 2012 — more than any other bank in the country during that period — the Charlotte juggernaut on April 4 unveiled a next-generation automated teller machine that allows customers to video chat with an actual bank teller. The banking industry is at a crossroads as interactive ATMs, mobile deposits and other technologies threaten to supplant tellers and branches. The issue is compounded by the growing number of banks and branches in the region. While reports show there are fewer bank branches nationally than prior to the 2008 financial crisis, the opposite is true of Fairfield County. Thirty-two commercial banks and savings institutions had a combined 409 branches in Fairfield County as of June 30, 2012, according to Federal Deposit Insurance Corp. (FDIC) data. That represents a 4 percent bump from June 2007, when 32 institutions had 392 » Technology, page 6

Creativity starts bubbling at Bridgeport’s Arcade Mall

Five new creative businesses are set to move into the historic Arcade Mall in Bridgeport.

One of five new businesses to move into Arcade Mall, Liz Squillace of Paradox Ink demonstrates how to do a screen print.

BY JENNIFER BISSELL jbissell@westfairinc.com

ommunity development organizers are hoping to turn Bridgeport’s historic Arcade Mall into an entrepreneurial hub of creativity. The largely empty 1889 shopping mall will soon be home to five new arts-oriented businesses supported by CreateHereNow, a pilot economic devel-

opment program to fill vacant storefronts. “We’re really hoping to turn it into a destination site,” said Eve Liptak, CreateHereNow project manager. “Our top priority is to see businesses start up, grow and become part of the neighborhood’s activation.” With the goal of rebranding Bridgeport as a city of creativity instead of crime, CreateHereNow gives creative entrepreneurs the chance to open up art galleries, cafes, bike repair shops and consignment stores in currently vacant storefronts. Based on a similar program in New Haven, the project allows entrepreneurs to test out their business ideas

rent-free for 90 days with free consultation and business tips along the way. At the end of the trial period, program officials work with business owners and landlords to negotiate a price on rent. The Bridgeport program is funded by a $60,000 grant from the state Department of Economic and Community Development, with state officials hoping to launch similar initiatives in 19 additional cities. Since the program was announced in January, more than 60 budding entrepreneurs have sent in applications to be considered for the program. About 10 landlords with multiple vacant properties have also agreed to participate. “The response we’ve gotten really shows the need for something like this and that creative entrepreneurs can be stakeholders in their city and help revitalize and change Bridgeport,” Liptak said. The businesses moving into Arcade Mall, which is about two blocks from the Metro-North Railroad station, are the first five businesses to get started in the program. Later, businesses are expected to move into storefronts along Main Street, which is also where CreateHereNow has opened up its office.

The businesses set to open later this month at the mall include screen-printing studio Paradox Ink, jeweler Made in Bridgeport, event planner Magnacon 7 and two others. Simultaneously, Ripka’s Bull’s Head Market, a grocery store that isn’t tied to the CreateHereNow initiative, will be opening in the Arcade Mall. For 10 years Liz Squillace has run Paradox Ink out of a private studio in Bridgeport. But with the promise of free rent, Squillace said the program was what she needed to take her business to the next level and open up a public workshop and retail space. “The craft is really cool and I’ve been doing it so many years, it’s kind of time,” Squillace said about opening a storefront. “It’s really nice to show other people how to do it, it’s really gratifying.” Squillace said she isn’t sure how well the business experiment will work, but said that if she can increase her revenue stream by at least $1,000, she’ll stay. “It’s exciting to see what will happen to Bridgeport as more empty storefronts are activated,” said Squillace, who grew up in Trumbull. “It has so much potential and so much could happen with the arts community working together.”

NEWS IN BRIEF

STATE FUNDS HELP LURE STARTUP

A startup that has developed a low-cost, portable ultrasound system will relocate to Trumbull from Ithaca, N.Y., after securing a $1.3 million investment from Connecticut Innovations. ZetrOZ L.L.C. was co-founded in 2009 by CEO Bryant Guffey, COO JoAnne Guarino and Chief Science Officer George Lewis and launched its first portable ultrasound device, UltrOZ, in the spring of 2011 to treat pain in horses and other animals. The investment by Connecticut Innovations, a quasi-governmental authority, was announced April 8 and came as part of a $2.6 million Series A funding round conducted by ZetrOZ. While UltrOZ primarily serves the equine market, ZetrOZ is conducting clinical trials and seeking the approval of the U.S. Food and Drug Administration (FDA) for a portable ultrasound system that would treat pain in human patients. ZetrOZ is seeking FDA approval for its ZTX system to treat pain resulting from

arthritis, tendonitis, back pain and other musculoskeletal problems, according to Connecticut Innovations. The technology was developed by Lewis during his PhD studies at Cornell University, where the three co-founders met. “With an initial staff of 12, the company is a strong addition to the state’s growing medical device community,” said Claire Leonardi, CEO and executive director of Connecticut Innovations, in a prepared statement. “We’re looking forward to creating new clinical and manufacturing relationships in the region to generate even more jobs and cutting-edge technology,” said Guffey in a prepared statement.

PRATT & WHITNEY TEAMS WITH UCONN

Aerospace giant Pratt & Whitney Co. recently marked the opening of the Additive Manufacturing Innovation Center at the University of Connecticut’s Storrs campus. Pratt & Whitney, a United Technologies Corp. unit, has already

2 Week of April 15, 2013 • FairField County Business Journal

invested $4.5 million in the center and over the next five years will contribute $3.5 million more. The facility will be used by Pratt & Whitney engineers and UConn students to help advance research and development in the field of additive manufacturing, which is the process of building three-dimensional objects by adding layer upon layer of material. “Additive manufacturing is complementary to traditional methods by enabling new innovation in design, speed and affordability, and is necessary to build the next generation of jet engines,” said Paul Adams, COO of Pratt & Whitney, in a statement. The center features the latest in 3-D manufacturing equipment and rapid prototyping technologies, according to UConn.

GE BUILDS ON OIL AND GAS UNIT

General Electric Co. Oil and Gas, a world leader in supporting technology and services for the oil and gas industry, agreed to acquire Lufkin Industries Inc.,

a manufacturer of artificial lift technologies for the industry, for $3.3 billion. GE’s oil and gas unit is its fastestgrowing business sector. The acquisition is expected to broaden its artificial lift capabilities and position it for significant growth, officials say. In 2012, Lufkin grew 37 percent, posting $1.3 billion in revenue for the year. GE is headquartered in Fairfield and its oil and gas subsidiary employs about 37,000 workers in more than 1,000 countries. Lufkin, headquartered in Lufkin, Texas, employs about 4,500 workers in more than 40 countries. Lufkin’s board of directors unanimously approved the transaction, which is expected to close in the second half of 2013, subject to shareholders’ and regulatory approval. Since 2007, GE Oil and Gas has spent $11 billion on acquisitions, including the recent additions of Wellstream Holdings, Dresser Inc. and Well Support. — Jennifer Bissell and Patrick Gallagher

Frustrations build over Stamford train station plans BY JENNIFER BISSELL jbissell@westfairinc.com

ore canopies and displays at the Stamford Transportation Center might be good news, but not the kind of news several dozen commuters attending an April 4 public meeting were hoping to learn more about. Since the Connecticut Department of Transportation (DOT) began discussions in early 2012 to replace the current commuter parking garage — possibly with a new garage farther from the station to make room for private development — very little information has emerged about the controversial plans. The DOT has been evaluating proposals for a new garage, and an official previously told the Business Journal it was aiming to select a developer by the end of 2012. “It’s all secretive,” said Jim Cameron, chairman of the Connecticut Rail Commuter Council. “They have not sought public comment or shared any ideas. By the time they finally do, it’s a little too late.” The DOT first sought conceptual proposals for the replacement of the original 727-space garage with a new 1,000-space garage in February 2012 and issued a formal request for proposals (RFP) in July. The state accepted proposals that called for a new garage to be built either on the same footprint as the current structure or within a quarter-mile walking distance of the train. Under the latter option, a developer could use the site of the existing garage to construct a mixed-use building, according to the RFP. In January, the State Bond Commission approved $40 million for the Stamford Transportation Center project, which includes $35 million for the construction of a garage and $5 million for staff and consultant services. DOT officials say the cost of repairing the garage, built in the 1980s and owned by the state, would be the same as replacing it. A portion of the garage that was added in 2004 will remain, said Eugene J. Colonese, a DOT rail administrator. Commuters, expecting to hear more about the garage at the meeting, continuously tried to express their frustration to the event’s organizers. The organizers, in turn, said they had nothing to do with the garage’s development. Their focus was on $10.5 million in station upgrades to improve overall customer satisfaction. Information signs with train arrival times will be installed, additional cano-

pies and entrances onto the tracks will be built and a pedestrian overpass to the fifth track for New Haven to New Canaan connections will be constructed. About $50 million authorized in January by the State Bond Commission will also be spent on a separate project to replace the pedestrian bridge over Atlantic Street, which was built in 1896. One DOT official said the station itself could use $100 million in upgrades, but that the team was working with the funding they had. Some audience members

expressed that attention to bikes and upgrades to the bus center would have also been appreciated. Joshua Lecar, a commuter who is also a part of an organization to promote bike and “people-friendly” transportation, said it was great to have a public meeting about the station upgrades, but said he still wanted to know more about the parking garage. The DOT has solicited public input by email, but commuters say they want more details about the actual project

and the proposals. David Martin, a member of the Stamford Board of Finance and a previous Democratic candidate for mayor, agreed. While Laure Aubuchon, Stamford’s director of economic development, is a member of the state-appointed advisory council for the project, each of the five members is bound by a confidentiality agreement, Martin said. “We don’t have any input,” he said. “We have a person who is there, but cannot share information anyway.”

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FAIRFIELD COUNTY BUSINESS JOURNAL • Week of April 15, 2013

PERSPECTIVES

FAIRFIELD COUNTY

BUSINESS JOURNAL

Chiming in on equal pay

omen today occupy about 14 percent of executive-level roles and about 17 percent of the directorship positions of Fortune 500 firms. In Connecticut, women earn between 75 and 80 cents for every dollar that a man working in the same position earns, according to multiple estimates. And while women continue to push for wage equality and the political rhetoric machine continues to churn, the latter numbers have not changed drastically in a decade, if not longer. Equal Pay Day passed last week, April 9 to be specific, with little fanfare. The date is defined as the break-even point, so to speak, for working women. Congressman Jim Himes, a Greenwich Democrat, wrote in a blog post: “This means that in order to make the same salary in 2012 for working the same job as a man, the average woman needed to continue working until April 9, 2013 — an additional 99 days. This is because, despite recent gains, the average woman still makes only 77 cents for every dollar a man makes working the same job. The wage gap is not much smaller in Connecticut, where a woman makes just 78 percent of what a man makes for doing the same work.” While laws such as the Lily Ledbetter Fair Pay Act of 2009, which restored women’s right to challenge unfair pay,

represent gains, “it is clear we have more work to do,” Himes wrote. “That is why I am also pushing for passage of the Paycheck Fairness Act (H.R. 377), sponsored by Congresswoman Rosa DeLauro. This bill allows the victims of gender-based pay discrimination equal claim for civil action as those receiving discriminatory pay based on race. It also expands the basis by which discrimination can be claimed by broadening pay comparison methods and protecting employees who discuss pay information with each other from retaliation by their employer.” In Connecticut, Gov. Dannel P. Malloy has instructed Commissioners Catherine Smith and Sharon Palmer of the departments of Economic and Community Development and of Labor to study the factors that contribute to the state’s gender wage gap, and to make recommendations for actions to eliminate wage disparity. “A lifetime of earning less pay not only means a smaller paycheck, but also means a retirement with less security for a woman and her family,” said Lt. Gov. Nancy Wyman in an April 9 statement. “That is a fundamental economic disadvantage that is clearly unfair and needs to be dealt with so women can better support their families today and retire on equal footing with men.” Commissioners Smith and Palmer are due to submit recommendations by

October. And then there is Sheryl Sandberg, COO of Facebook, who takes women to task in her new book, “Lean In,” for not being more assertive in seeking leadership roles in their work. In a March 7 column that appeared in Time magazine, Sandberg wrote, “I believe that if more women lean in, we can change the power structure of our world and expand opportunities. Shared experience forms the basis of empathy and, in turn, can spark the institutional changes we need. More female leadership will lead to fairer treatment for all women. We also need men to lean into their families more, especially since research has consistently found that children with involved and loving fathers have higher levels of psychological well being and better cognitive abilities. “The hard work of generations before us means that equality is within our reach. We can close the leadership gap now. Each individual’s success can make success a little easier for the next. We can do this — for ourselves, for one another, for our daughters and for our sons. If we push hard now, this next wave can be the last wave. In the future there will be no female leaders. There will just be leaders.” Let us hope that push occurs on all levels — from the state to the federal government to corporate America — and that Sandberg’s hopes prove fruitful.

A call for innovators Last week, William M. Raveis and Robert D. Scinto provided a fantastic narrative about their respective careers at an April 9 event presented by the Business Journal and Wag magazine. Neither Raveis nor Scinto had any right to succeed in real estate, and yet look at what they accomplished: Today, they own among the largest and most successful residential and commercial real estate firms in New England. Each, in his own way, used outsidethe-box thinking and a healthy dose of imagination to launch his career — whether that meant paying higher rates than the competition and thereby accepting lower margins or taking calculated risks on properties no one else thought would succeed. At the Business Journal, we strive to celebrate innovators and the crucial

role they play in sparking their company, industry and region to change and to embrace new ways of attacking old problems. Two months from now, we will honor 40 individuals under the age of 40 for contributions to their businesses and communities. For that, we’re asking your help, as readers and business leaders in your own right, in choosing the 40 young business leaders who best define the spirit of innovation that makes Fairfield County a great place to live and work. To submit a nomination — perhaps for a co-worker, an employee, a business partner or even for yourself — please visit us online at Westfaironline.com/40under-40/. Nominations for the 2013 40 Under 40 Awards, which will be held June 20

4 Week of April 15, 2013 • FairField County Business Journal

at the newly opened Hotel Zero Degrees Norwalk, are due April 19. Thank you for your help in this endeavor, and as always, thank you for your ongoing support. — Patrick Gallagher Bureau Chief

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Crowd control

iNvestors aWait NeW croWdFuNdiNg regulatioNs BY PATRICK GALLAGHER pgallagher@westfairinc.com

est Hartford entrepreneur Adam Alfin has been wearing a tie for more than 20 years. “And I have always dreaded the tietying process and the tie-wearing experience,” he says. Alfin, admittedly exaggerating a bit about his tie-wearing struggles, said he nonetheless wanted to make it easier for men to fold their shirt collars down over their ties without the tie sticking out the back or getting rumpled in the process. He and three friends co-founded Parle IV L.L.C. in the beginning of 2012 and have so far come up with three shirt prototypes, each with a unique collar design. The four, in search of funds to bring their prototypes to market, recently launched a campaign on the popular crowdfunding platform Kickstarter Inc. Through its campaign, the group hopes to secure $185,000 in pledges by April 29. “We’re really just focusing right now on getting more exposure and getting the word out there in order to drive more traffic to our Kickstarter campaign,” Alfin said. “We are in the process of really developing a fundraising strategy that will enable us to raise some funds through venture capital and that’s part of our plan and part of our next step.” Parle IV is just one of hundreds — if not thousands — of Connecticut companies to solicit funds through Kickstarter and other donation and reward-based crowdfunding platforms. To date, companies seeking funds through Kickstarter have secured more than $470 million in donations. However, investors and financial experts say donation-based crowdfunding represents just the tip of the iceberg. The Jumpstart Our Business Startups (JOBS) Act, signed into law by President Barack Obama April 5, 2012, included a provision that legalized equity- and debtbased crowdfunding. Under the JOBS Act, companies are now allowed to issue up to $1 million in equity or debt to accredited investors through online crowdfunding portals that meet certain standards. Experts say the expansion of crowdfunding could yield billions of dollars in new investments in a market where, currently, businesses are limited to pledging rewards in exchange for donations. The problem? The U.S. Securities and Exchange Commission (SEC), which is under new leadership as of last week with the Senate’s confirmation of Chairman

Mary Jo White, has yet to finalize rules to govern crowdfunding. The JOBS Act, which was passed with very little opposition from either Democrats or Republicans, has been championed for opening up new doors to up-and-coming businesses in search of financing by easing securities regulations. However, critics have said the law represents a significant deregulation of the financial services industry and Wall Street, and have questioned whether it goes too far in reversing safeguards that were put in place to protect investors and consumers through the SarbanesOxley Act in 2002 and through the DoddFrank Wall Street Reform and Consumer Protection Act. At a Senate confirmation hearing in

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FAIRFIELD COUNTY BUSINESS JOURNAL • Week of April 15, 2013

Immigration — » From page 1

Rep. Jim Himes speaks with Fairfield County employers about the lack of skilled American workers in technology.

nesses want Congress to make it easier to both hire immigrants and for immigrants to become citizens. Yaacoby said as a startup company she can’t afford the salaries to lure skilled software programmers away from their current jobs. Their skills are too high

Technology — » From page 1

Fairfield County offices, according to a Business Journal analysis. Reyno A. Giallongo, chairman and CEO of First County Bank, said the Fairfield County banking market is “absolutely” oversaturated. “You could probably open up the Darien phone book and there would be 25 branches of 15 different banks just in the town of Darien,” Giallongo said. “I couldn’t even tell you how many banks there are in Stamford ... Everybody’s here, so it’s such a good market for banking, but it’s a mature market.” First County, based in Stamford, has 15 branches in Fairfield County — up from 14 branches in 2007. “We like our branch system a lot, we like brick and mortar a lot,” Giallongo said. However, he said, First County and others are in the midst of a “rightsizing.” “Transaction counts are decreasing in the branches,” Giallongo said. “So the bank branches themselves are — I hate to use the term rightsized — but they’re being rightsized for the combination of technology and selling activity going on in the branches these days.” Giallongo said First County’s branches are being restructured to be more customer service- and selling-oriented, saying, for example, “If you walk into one of our branches as a customer and you have a checking account, someone should chat with you about what’s going on in your personal life and talk with you about the need for life insurance.” Judd Caplain, a national leader of banking and diversified financials in KPMG L.L.P.’s advisory services unit, said

in demand and there are not enough of them, she said. Often she’ll work with college students, but the relationship isn’t long term. After they graduate, they may leave the state and in other instances, they too leave for higher-paying jobs. Offshoring usually comes with the benefit of paying lower wages, but Yaacoby said she doesn’t save any money with the amount of time it takes to manage and train the employees, often on subjects as simple as American customs. “The challenge of managing overseas workers is a nightmare,” she said. “It’s not really a money issue.” Yaacoby and other attendees agreed the long-term solution to the shortage of skilled technology workers lies within the nation’s education system, but that in the short-term, employers needed to be able to hire from abroad. Many said they need to hire more highly skilled immigrants

than they’re currently allowed. “Inventors really don’t discriminate by country of birth,” said Philip Strassburger, a vice president at Purdue Pharma L.P. in Stamford. “We absolutely rely on being able to get the best around the world. If we can’t get the best inventors they’re going to go somewhere else or the inventions are going to take place somewhere else and we’re just not going to be able to compete.” Other employers expressed frustration over the process of becoming a citizen and securing a green card for permanent residency. Representatives from Pitney Bowes Inc., the Innovation Center and smaller startups noted the stress it causes employees and the cost it has on productivity. Jennifer Leahy, human resources manager at etouches Inc. in Norwalk, said the company is currently at risk of

losing a developer who’s been learning and working in the country for six years and hasn’t yet secured a green card. The employee’s wife is unable to work and with the economic scene improving in India, the couple is considering moving back. “It’s really creating a hardship for this gentleman and his family to stay here,” Leahy said. Given the current shortage of skilled workers in technology and students coming out of the education system, Himes said he understood the employers’ argument, but added that the policy changes would be hard to sell to some in Congress. “The barriers that we’re talking about are not solvable overnight,” Himes said. “They’re cultural, they’re aspiration, they’re nothing that’s going to go away overnight.”

the shift described by Giallongo is occurLast year, Webster accelerated the ring nationwide. installation of 251 deposit automated, “If anything, the banks would like to image-capture, touchscreen ATMs. use their branches more as Deposits at the upgraded a store, or sales channel, ATMs are up more than 40 rather than for processing percent, Smith wrote, while transactions,” Caplain said. branch deposit transactions Regulations such as fell 8 percent over the same the Durbin Amendment period. to the Dodd-Frank Wall “By enabling customers Street Reform and to shift routine transactions Consumer Protection to ATMs and eBanking, we Act, which caps the fees are freeing our branch bankthat banks can collect on ers increasingly to provide debit card transactions, financial advice rather than have cost banks billions transaction assistance,” of dollars in lost revenues, Smith wrote. Caplain said. After introducing a “Since the financial “Universal Banker” program crisis, banks have seen and certifying all branch a decline in their topmanagers as business bankline revenue,” he said. ers, Webster’s business loan Since First Niagara launched its “Revenues are just not volume grew by 44 percent growing, and if they’re mobile banking application in in 2012. January, 78,000 customers have growing, it’s very modest downloaded the app. At First Niagara Bank, growth.” which is based in Buffalo and which recently entered STRATEGIC SHIFT the Fairfield County market through the Webster Bank, based in Waterbury, separate acquisitions of 14 NewAlliance is among the region’s banks that have Bank and HSBC Bank USA branches, taken steps to reverse that trend of falling mobile banking is among the fastestrevenues. growing services. In his March 15 letter to shareholders, “For our franchise here in New James C. Smith, chairman and CEO of England, lower Fairfield is an extremeWebster Financial Corp. and banking sub- ly important market for us. ... Fourteen sidiary Webster Bank, wrote, “Strategic branches strong is a great place for us to investments in electronic banking, infra- be,” said Marlene Piche, First Niagara’s structure and relationship businesses are retail banking director for the New producing higher revenues, operating England region. But, she said, “Mobile leverage and improving returns.” banking is a reality.” Over the past two years, Webster has Since First Niagara launched its mobile consolidated its branch network by about banking application for smartphones in 10 percent, Smith wrote. January, 78,000 customers have down-

loaded it, representing 20 percent of the bank’s customer base.

6 Week of April 15, 2013 • FairField County Business Journal

‘EYE-POPPING’ CLOSURES

U.S. banks and thrifts closed an estimated 2,200 branches in 2012, a statistic Lindsey R. Pinkham, president and CEO of the Connecticut Bankers Association, called “eye-popping.” “The role of the branch will be changing, has been changing over the last few years. One of our institutions that I’m aware of actually has a teller-less branch,” Pinkham said, with tellers located at the main office and able to speak with customers remotely. “How much that takes hold, I don’t know, but obviously the technology is here to do that.” The closures, however, have yet to reach Fairfield County. With the exception of mergers and branch acquisitions — such as First Niagara Financial Group’s recent acquisitions — the county’s institutions and their branch counts were mostly unchanged from June 2007 to June 2012, according to FDIC data. Other changes include Washington Mutual Bank’s 2008 collapse and the subsequent sale of its assets to JPMorgan Chase Bank, Wells Fargo Bank’s acquisition of Wachovia Bank and TD Bank’s acquisition of Commerce Bank. In June 2007, 20 commercial banks and 12 savings institutions had branches in Fairfield County; last year, there were 22 commercial banks and 10 savings institutions with branches. People’s United Bank, Bank of America and JPMorgan Chase Bank — the county’s three biggest banks by branch count in 2007 — have maintained their positions as the top three banks in Fairfield County by branches.

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FAIRFIELD COUNTY BUSINESS JOURNAL â&#x20AC;˘ Week of April 15, 2013

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8 Week of April 15, 2013 • FairField County Business Journal

March, White, a former U.S. attorney in Manhattan, declined to say whether she supported the JOBS Act, but said she would follow Congressional intent with regard to its provisions. Elizabeth Kulik, co-founder of the crowdfunding platform ProHatch L.L.C., said, “No one is by any means letting their guard down that the possibilities (for abuse) are there. But there’s lots of different checks and balances.” ProHatch, which is based in Boston with field offices in New York City and Hartford, is one of the many businesses that sprung up in anticipation of the start of equity-based crowdfunding. “Where we look at crowdfunding and see tremendous opportunity is all over Main Street,” Kulik said. “You’re talking businesses, you’re talking community development and you’re talking about job creation.” The company was formed a year and a half ago and is getting ready to launch its first projects later this spring. Companies that launch campaigns on ProHatch will be required to map out their projects in 30-day phases that align incremental fundraising goals with key business milestones. ProHatch enables donation-based crowdfunding — where businesses can

seek donations online in exchange for small rewards and status updates — and is preparing to cater to businesses that hope to issue equity and debt through crowdfunding means. “We think that there’s a real value to doing the donation-reward side,” Kulik said. “Some of the byproducts of that kind of fundraising are really, really valuable in an early-stage enterprise. “Then there’s the other side ... who are looking at this (the JOBS Act) and saying this is an amazing way to attract new and accredited investors,” she added. When the company was developing the technology behind its platform, Kulik said accountability was prioritized. As a result, any business that seeks funds through ProHatch is required to deliver donors — or investors — three prescheduled updates on business milestones for each 30-day funding phase. “For us, that was basic: you don’t give someone money unless they’re going to tell you what they did with it and how it went,” Kulik said. Ultimately, she said there is evidence to suggest that fraud will be minimal in equity-based crowdfunding. “If you look to the examples in Australia and Europe where the fraud levels are very low and the success rates are high, a lot of it goes to the regulations,” Kulik said. “But the crowd also smells when things are not correct, and is very vocal.”

Ad-a-palooza

Niche site provides leads to ad, marketing industries BY PATRICK GALLAGHER pgallagher@westfairinc.com

all it Craigslist for the communications industry. Advertising industry veteran and Norwalk resident Roger Chiocchi launched RFPalooza.com last June in hopes of providing small ad and marketing agencies and freelancers with a source of new business leads. “I thought it was an interesting business opportunity because I care about the advertising industry, but particularly small and medium-size agencies that got devastated by the economic downturn,” Chiocchi said. “This is one way to help them find new business and hopefully is a business opportunity for me.” RFPalooza.com is designed to be a clearinghouse for companies in search of communications services — from graphic design to marketing and public relations — to post requests for proposals (RFPs). Agencies and freelancers are then able to view and respond to the requests, much like government agencies submit requests for projects in search of contractors. The initial demand and use of the website was so great, Chiocchi said he redesigned and relaunched the site last fall. He said there are four or five new RFPs added each day, with between 40 and 50 active RFPs at any given time. “When we first started, there were maybe 10 (requests for proposals) posted there on any given time, and then it caught on after a while,” he said. “So we upgraded the site, got a much more professional look and now we have about 50 RFPs featured every day and we get about 1,000 unique visitors a month, which is pretty good considering it’s a very niche-oriented site.” On RFPalooza.com, agencies and freelancers are able to find RFPs in fields that include marketing, branding, web design, social media, public relations, market research and general advertising. The website caters specifically to small and medium-size agencies with anywhere from a few employees to 30 or 40, Chiocchi said. In addition to founding RFPalooza. com, Chiocchi — who worked for Young & Rubicam and related Madison Avenue agencies for the better part of 25 years — is a principal of Brandloft L.L.C., a small advertising agency in Norwalk. “One of the things you do as a small

advertising agency is you always have to be on the lookout for new business,” Chiocchi said. RFPs represent one continuous source for leads, Chiocchi said. “About a year ago, I started finding RFPs online and responding to some of them that made sense for our agency,” Chiocchi said. “And then someone told me, ‘Maybe there’s a business there.’”

Chiocchi said everything from the website’s name to its design seek to differentiate RFPalooza.com from generic online RFP services. “I wanted to try to give it a little bit of a personality,” he said. “People in the ad business are a little bit more spirited ... I wanted to create a brand for it that had some life to it and sort of expressed the energy of the ad business.”

Posting or responding to RFPs through the website is currently free of charge. “We’re actually working on trying to make some of it a premium service so it can start paying for itself, and then we’ll add even more people,” Chiocchi said. He said he runs the website with the assistance of a handful of friends who provide assistance for little or no pay.

“We know what we want to do. And we need cost-effective energy solutions to reach our goals.” Peter E. Doering, CFO & COO, Two Roads Brewing Company

Today, Two Roads Brewing is beginning a new era of manufacturing with an energy strategy that makes environmental and economic sense, now and for the future. And that’s just the competitive advantage every Connecticut business needs.

Others may have seen an idle manufacturing facility in Stratford’s old U.S. Baird Building, but Two Roads Brewing Company recognized a chance to revitalize a piece of history – and at the same time, create a state-of-the-art brew house. Yet before one drop of beer could flow, the 1911 brick structure would require a total systems overhaul – and a forward-thinking energy strategy.

Project:

Two Roads Brewing Company

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Air compressors, high-efficiency refrigeration, refrigerated air dryer, high-efficiency highpressure steam boiler, radiant heating system

The Energy Conscious Blueprint Program was there to assist. Our energy specialists explored various concepts with Two Roads’ management, keying aggressive efficiency targets to whole-building performance. Ultimately, a sophisticated program of advanced manufacturing systems, environmental controls and other energy-saving measures was implemented, supported by a generous incentive from the Energy Efficiency Fund.

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FAIRFIELD COUNTY BUSINESS JOURNAL • Week of April 15, 2013

ask aNdi

I’M TRYING TO GET MY SALES FORCE INTO SHAPE. ONE OF MY PEOPLE IS NOT A TIGRESS AT PROSPECTING. ANOTHER WILL CALL ON EXISTING CONTACTS AND REFERRALS, BUT IF I SEND HIM TO A NETWORKING EVENT, HE MIGHT LEAVE WITHOUT MAKING ANY CONTACTS. WE NEED QUALIFIED LEADS AND IT’S TAKING TOO MUCH TIME TO LEARN HOW TO GET THEM. THOUGHTS OF THE DAY: Make it clear what’s expected. Build a complementary team. Make sure marketing is doing its part to deliver opportunity. Review results and get people into the right jobs. Lay out expectations from day one. With existing personnel assigned to sales, go over the basics. Develop a weekly report that people have to complete and talk about. We use an Excel spreadsheet with rows for the activities expected and columns for the weeks. Rows include networking, cold calling, sales class, intro letters sent, intro calls made, weekly sales lead group, referral meetings and trade shows. We have two rows for each: The first row is to check off if they did the activity and the second row is to record contacts uncovered through those activities. The bottom of the report is where they recap the number of leads identified, qualified, moved into the sales process and closed. We show this report to prospective salespeople. Existing salespeople review it weekly in our staff meetings. Making it clear what’s expected — and that activity or lack of activity will be visible — helps people who want to be in sales know this is a serious opportunity. Try to get a mix of people and get them working together. On the team you want some people who are good at opening doors. Others on the team should be good at follow up and closing. Check on the number of leads that the company produces for the salespeople to follow up on. If it’s very limited, put some more dollars into marketing. Try to reduce the cost of making new contacts by investing in programs that will identify warm prospects. Letter and mail campaigns, outside vendors assigned to make calls, booths at trade shows, etc. are all ways to get warm leads for the salespeople to work on. Take a look at the spreadsheet after it’s been in use for a couple months. Look at who has been effective at various activities. Make sure you have people assigned to work in the right part of the sales funnel. Someone who’s always going

BY ANDI GRAY

Build a tip-top sales team to networking events but never identifying leads either needs training or needs to spend time doing something more productive. Someone with a lot of leads and very few closes may also need training, or may benefit from being teamed up with a closer to learn how to make things happen more quickly. Keep in mind that everyone seems to run through hot and cold spells. If someone has low results for a couple of weeks, don’t panic. Take time to talk about what’s

going on and see if there’s some other activity that can be added to the mix that will lead to more results. Give it another couple weeks to take hold. If a drop in results persists, check to see if it’s a warning sign about the viability of the market the person is calling on. Or, is this person just souring on sales altogether, in which case it may time to make a change. Your job as manager is to step back from the action and keep an overview of what’s going on. Move people around.

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10 Week of April 15, 2013 • FairField County Business Journal

Push up on marketing efforts. Make sure that new activity is flowing steadily through the pipeline. Learn to read the reports to see what’s going on. Andi Gray is president of Strategy Leaders Inc., strategyleaders.com, a business-consulting firm that specializes in helping entrepreneurial firms grow. She can be reached by phone at (877) 238-3535 or via email at AskAndi@StrategyLeaders.com.

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FAIRFIELD COUNTY BUSINESS JOURNAL • Week of April 15, 2013 11

Q&A

with Keith Reynolds, Program Director, SpeedUp Fairfield County

What is SpeedUp Fairfield County? SpeedUp is a new program from The Business Council to help early-stage entrepreneurial companies. We organize and promote resources, services, and information to fuel growth and create jobs in Fairfield County. SpeedUp helps small companies assess whether they are of moderate- or highgrowth potential. SpeedUp Fairfield County provides resources to moderate growth firms, while our Growth Company Advisory Services guides high growth businesses. SpeedUp Fairfield County and Growth Company Advisory Services work within the Stamford Hub of the Connecticut Innovation Ecosystem.

Why SpeedUp Fairfield County? Small businesses are responsible for most of the jobs created in the state. We want to foster that job creation by supporting earlystage and growth companies. What’s in it for me? • Develop new markets • Conduct customer profiling & lead generation • Refine business models • Gain access to competitive intelligence • Find talent: Employees, internships, research projects & partnerships • Access public and private growth financing and capital • Understand targeted Connecticut economic development & Federal SBA programs

Young Professionals Network

Who’s eligible? SpeedUp is designed to serve Fairfield County businesses that have 10 – 100 employees and moderate-to-high growth potential. While those companies with the highest growth rates are eligible to participate in our Growth Company Advisory Services, a wide range of resources is available to all our applicants. How to get involved Go to BusinessFairfield.com. Entrepreneurs, mentors, service providers, and subject matter experts can also participate in the Connecticut Innovation Ecosystem by going to CTnext.com.

Decisions 2013 Over the past few months, the state’s top leaders have made calls on business leaders in Fairfield County focusing primarily on the state’s economy. As part of our Democracy Works! initiative Governor Malloy preto increase public senting to The Business awareness of the Council of Fairfield County earlier this year. most important issues facing the state, Governor Malloy and the state’s legislative leadership addressed the business community in January and March, respectively. The Business Council would like to thank Purdue Pharma L.P. for their generous support of this initiative. Governor Malloy specifically addressed the state of the economy in his remarks, and the challenges presented by the lagging national economy. In order to buttress economic development in the state, he pointed to key investments made during his administration including financial assistance to keep companies growing in the state, as well as the investments made to deepen Connecticut’s bioscience industry.

While the Governor’s address preceded the release of his fiscal budget, he did acknowledge “tough cuts” would have to be made.

choices facing the state, we urge you to read The Business Council’s Legislative Program, “Connecticut’s Challenges and Choices” at www.BusinessFairfield.com.

ACT II – THE BUDGET AND ECONOMIC GROWTH

The state’s budget proved to be the major point of discussion at the Business Council’s 2013 Legislative Leadership Breakfast. The nation’s slow economic growth in 2011 and 2012 has had serious repercussions for Connecticut’s budget and our policy makers. The need to grow our economy while protecting the most vulnerable among us is the most important task facing this Legislature. The building blocks of economic growth and job creation are directly linked to Connecticut’s investment in both human and physical infrastructure and its commitment to prudent, transparent fiscal management. For this ‘budget session’ we urge our legislators to focus on the priorities of the quality of our workforce, infrastructure investment and fiscal reform at both the state and local levels. For specifics on the challenges and

12 Week of April 15, 2013 • FairField County Business Journal

From l to r Joe McGee, BCFC VP Public Policy and panel moderator; Speaker of the House Brendan Sharkey (D-Hamden); House Minority Leader Larry Cafero (R-Norwalk); Senate Minority Leader John McKinney (R- Easton, Fairfield, Newtown and Weston.)

From l to r: Joe McGee, BCFC VP Public Policy; Sen. Minority Leader John McKinney; Event Host Alan Must, V.P. State Gov’t. & Legislative Affairs, Purdue Pharma L.P. ; House Minority Leader Larry Cafero, and Speaker of the House Brendan Sharkey

#BCFairfieldCo

The Young Professionals Network (YPN), a member initiative of the Business Council of Fairfield County, is a peer-based organization of professionals, aged 24 to 39, who work and/or live in Fairfield County, Connecticut. Our events bring together invited individuals from all kinds of companies located throughout Fairfield County to network, enrich professional development and to create awareness of the many volunteer opportunities in the area

SAVE THE DATES! MAY 14 Leadership Luncheon with Dale Kutnick Senior Vice President, Executive Programs, Gartner Dale joined Gartner in 2005 as senior vice president and director of research following the company’s acquisition of META Group where he was co-founder, chairman of the board and research director. He also served as president, CEO and research director of META Group from its inception in 1989 through 2002. Before co-founding META Group, Dale was executive vice president of research at Gartner and an executive vice president at Gartner Securities. MAY 18 Stepping Stones Museum for Children’s 8th Annual Step Out Wine and Food Tasting Event Join the BCFC’s Young Professionals Network as we support Stepping Stone’s award-winning educational experiences and gather to network and nosh under Stepping Stones’ tented Celebration Courtyard at this adultsonly event. For more details on YPN’s upcoming events visit us at businessfairfield. com or contact Eric Mayrhofer at 203359-3220.

Building from square one raveis aNd sciNto oFFer liFe lessoNs

from left: William E. purcell, William M. Raveis Jr. and Robert d. scinto. In the background, the iconic 1936 photograph, Migrant Mother. scinto, whose facility hosted the April 9 event, said photography inspired him to be a compassionate individual. photo by Bob Rozycki

BY PATRICK GALLAGHER pgallagher@westfairinc.com

f only Google had been around when William M. Raveis Jr. came into the business. Raveis was 27 years old and working for Sikorsky Aircraft Corp. when he decided he wanted out of corporate America. A quick glance at the Fortune 100 told him all he needed to know: “Ninety percent were in real estate, so I said, why don’t I get into real estate?” There was just one hold-up. “I didn’t know how to do real estate, so I went to the library looking for, well, how do you run a real estate company? What forms do you use?” Sitting opposite Raveis in the auditorium at 3 Corporate Drive in Shelton was Robert D. Scinto, who entered the real estate community as an underdog and an unassuming, hard-working plumber from Bridgeport. The realization hit Scinto one day while at work on a coal-encrusted boiler. “I looked down into that furnace, and I said, I’ve got to use my imagination. I’ve got to do something different with my life. I can’t do this any longer.” Today, Raveis and Scinto own, respectively, the largest family-owned residential real estate firm in the Northeast and one

of Fairfield County’s largest commercial development firms. William Raveis Real Estate Inc. is a fullservice real estate, mortgage and insurance brokerage, based in Shelton, with more than 3,000 associates and 90 offices throughout the Northeast. The company has annual real estate sales of nearly $5.6 billion and a total mortgage volume of $9 billion. While Raveis was selling homes, Scinto went the commercial route. R.D. Scinto Inc., also in Shelton, owns 32 commercial and industrial buildings in Fairfield County comprising more than 2.5 million square feet and worth $250 million, with the company boasting a 98 percent occupancy rate. The two friends, who became acquainted years ago while both were attending city of Bridgeport zoning board meetings, regaled 200 people in attendance at an April 9 event presented by the Business Journal and Wag Magazine with stories of how they got into real estate. The event was moderated by William E. Purcell, president of the Greater Valley Chamber of Commerce, and hosted by R.D. Scinto.

BUILDING ON SOUND PRINCIPLES

Both stressed that a resounding faith

in their principles was the key to their subsequent successes — and their ability to be resilient in the face of economic hardship. “The bottom line is this: When you consider your business your tenants’ (business), when you don’t consider them your tenants but you consider them your friends and your business partners ... your job is to grow them, to make them successful,” Scinto said. Scinto said being a landlord is about “always looking out for your tenants or your business partners, for their benefit. Remember, I’m here to serve you ... I need you to succeed. In fact, when I rent space and a guy wants to take more space than he needs, I tell him ‘No. Please don’t take more than you need. Take what you need — I need you to pay rent, I don’t need you to go broke.’” Scinto described a tenant who once called on him to examine a crack in the marble floor of their leased office space. “It was 1990 — the worst year of my life,” Scinto said. “I woke up one day and I owed the bank $62.5 million personally. I owed vendors about $7 million ... I had 365,000 square feet of empty space and I was losing $500,000 a month in cash, and my real estate was 50 percent underwater.

“That’s the hole I was in,” he said. While the tenant was likely at fault, Scinto said he paid for the repairs to the flooring at the tenant’s behest. “Three years later, (he) signed a lease for 87,000 square feet. He never looked up from the paper as he said, ‘I always remember that floor, Bob.’ So that sense of service — you never know when it’s going to come back and help you,” Scinto said. Raveis credited his success to a belief that empowering one’s employees and recognizing them for their successes and failures is key to growth. “The public is usually perceived as the customer of the real estate agent, of the company. We reversed that a little bit: our agent is our customer,” Raveis said. “My job is to build their business and to help them become successful with their customers.” Early in the process of building up William Raveis Real Estate, the company worked to support each of its agents with the infrastructure and resources they needed, Raveis said. “At the end of the day ... everybody’s connected,” he said. “There’s no one person who’s really important. Everybody’s connected. And without the people who work for you, you have nothing — you basically have furniture.”

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of April 15, 2013 13

THE LIST

Listed alphabetically

Fairfield C Next list: A Private S

Yacht Clubs and Marinas

Yachts and Marinas Listed alphabetically. Name Address Phone (Area code 203 unless otherwise noted) Website Email Latitude and longitude (if available) Year established Description (bold)

The Belle Haven Club 100 Harbor Drive, Greenwich 06830 861-5353 • bellehavenclub.com 41°00.16N • 73°38.05W 1889 Private yacht club

Black Rock Yacht Club 80 Grovers Ave., Bridgeport 06605 335-0587 • blackrockyc.com generalinfo@blackrockyc.com 41°08.780N • 73°13.417W 1926 Private yacht club at Black Rock Harbor, restaurant and full bar, sailing instruction and racing, swimming and tennis

Brewer Stratford Marina 605 Broad St., Stratford 06615 377-4477 • byy.com std@byy.com Full-service marina on the Housatonic River with 200 slips, on-site marine supplies, repair service and brokerage, restaurant, canvas shop, pool

Brewer Yacht Haven Marina 181 Harbor Drive, Stamford 06902 359-4500 • byy.com byh@byy.com Full-service marina with 350 seasonal slips, on-site marine supplies, repair service and brokerage

Candlewood Yacht Club 7 Shore Drive, New Fairfield 06812 cycsail.org membership@cycsail.org 1937 Private yacht club on Candlewood Lake

Captain's Cove Seaport 1 Bostwick Ave., Bridgeport 06605 335-1433 • captainscoveseaport.com 41°09.40N • 073°12.48W 1982 Seaport complex at Black Rock Harbor with 350 slips, restaurant, shops, marina facilities and attractions

Cedar Marina 86 Bostwick Ave., Bridgeport 06605 335-6262 • cedarmarina.com cedarmarina@optonline.net 1956 Full-service marina and dredging contractor on Long Island Sound

Cedar Point Yacht Club 1 Bluff Point, Westport 06880 226-7411 • 226-7412 • cedarpointyc.org Private yacht club on the Saugatuck River, clubhouse with snack bar and separate kitchen facilities, self service bar, grill area, two beaches, fenced playground, parking for 200 cars, slips for 130 racing and cruising sailboats

Darien Boat Club 135 Pear Tree Point Road, Darien 06820 655-1927 • darienboatclub.org darienboatclub@aol.com Late 1940s Private yacht club for the citizens of Darien, with boats ranging in size from dinghies to power and sail boats

Dolphin’s Cove Restaurant & Marina 421 Seaview Ave., Bridgeport 06607 335-3301 • seaviewsundays.com/restaurant.html info@seviewsundays.com 1993 Restaurant and marina, rental slips, transit docks, dry storage for the winter

Indian Harbor Yacht Club 710 Steamboat Road, Greenwich 06830 869-2484 • indianharboryc.com dfoster@indianharboryc.com 41°00.40N • 73°37.23W 1889 Private yacht club on Long Island Sound, sailing and racing, banquet facilities

Ischoda Yacht Club 138 Water St., South Norwalk 06854 853-8886 • ischoda.com 1886 Private yacht club

Pequot Yacht Club 669 Harbor Road, Southport 06890 255-5740 • pequotyc.com mgr@pequotyc.com 1920 Private yacht club on Long Island Sound

Riverside Yacht Club 102 Club Road, Riverside 06878 637-1706 • riversideyc.org garybashley@riversideyc.org 41°01.25N • 73°35.30W 1888 Private yacht club on Long Island Sound with marina services

Rowayton Yacht Club at Hickory Bluff East End Yacht Club 104 Bay St., Bridgeport 06607 366-3330 • eeyc.org 1912 Private yacht club

Echo Bay Marina L.L.C. 227 Candlewood Lake Road, Brookfield 06804 775-7077 • echobaymarina.com sales@echobaymarina.com Full-service marina located on Candlewood Lake

Fayerweather Yacht Club 51 Brewster St., Bridgeport 06605 576-6796 • fayerweatheryachtclub.com fyc.sailing@gmail.com 41°06.15 N • 73°13.02W 1919 Private yacht club located at Black Rock Harbor, sailing and fishing

144 Seaview Ave., Bridgeport 06607 334-9882 • miamogue.com Private yacht club with social events, racing

77 Bluff Ave., Rowayton 06853 854-0807 • rowaytonyachtclub.com info@rowaytonyachtclub.com 1986 Private yacht club formed by the residents of Rowayton, Salty Dogs environmental and marine awareness program, junior sailing

The Minuteman Yacht Club

Saugatuck Harbor Yacht Club

P.O. Box 587, Westport, 06880 minutemanyc.com info@minutemanyc.com 1960s Private yacht club for citizens of Westport, racing, social events

6 Great Marsh Road, Westport 06880 227-3607 • saugatuckharboryc.com office@saugatuckhaboryc.com 1959 Private yacht club with 200 members, pool and barbecue area open to transient yachtsmen

Miamogue Yacht Club

Noroton Yacht Club P.O. Box 925, 23 Baywater Drive, Darien 06820 655-7686 • 655-7763 • norotonyc.org nycinfo@optonline.net 41°02.7N • 073°29.2W 1928 Private yacht club, beach, clubhouse available for private functions

Greenwich Boat & Yacht Club

Norwalk Cove Marina

P.O. Box 40, Greenwich 06836 622-9558 • gbyc.org membership@gbyc.org Private yacht club for the citizens of Greenwich on Greenwich Harbor

48 Calf Pasture Beach Road, East Norwalk 06855 838-2326 • norwalkcove.com 1957 Full-service marina on Long Island Sound, 400 slips, mini-golf, picnic, barbecue area

Halloween Yacht Club

Norwalk Yacht Club

10 Seaview Ave., Stamford 06902 348-5510 • hyc.net membership@hyc.net 41°02.7N • 73°31.3W 1926 Yacht club open to all with no waiting list, Thursday-night racing

10 Nathan Hale Drive, Wilson Point, South Norwalk 06854 866-0941 • norwalkyc.com membership@norwalkyc.com 41°03.50 • 73°25.48 1894 Private yacht club, programs for racers, cruisers and junior sailors

Housatonic Boat Club 51 Shore Road, Stratford 06615 377-9195 • housatonicboatclub.org info@housatonicboatclub.org 41°11.05N • 73°07.41W 1887 Boat club on the Housatonic River behind the Stratford Festival Theater, 70 moorings and 30 slips available for members

Questions or comments, call (914) 694-3600, ext. 3005. Source: Information from yacht club and marina websites. Note: This is a sampling of local yacht clubs and marinas. If you would like to be included on future lists, email afrey@westfairinc.com.

14 Week of April 15, 2013 • Fairfield County Business Journal

Shore and Country Club 220 Gregory Blvd., Norwalk 06855 838-7507 • shoreandcountryclub.com mgrscc@aol.com 1908 Private yacht club, tennis, boating, social events

Sprite Island Yacht Club Shorehaven Road, P.O. Box 1048, East Norwalk 06856 866-7879 • spriteisland.com 41°05.371N • 73°22.929W 1946 Private yacht club on Sprite Island in Long Island Sound, camping, swimming

Stamford Yacht Club 97 Ocean Drive West, Stamford 06902 323-3161 • stamfordyc.com memberservices@stamfordyc.com 41°01.46N • 073°31.48W 1890 Private yacht club, sailing and tennis

Old Greenwich Yacht Club P.O. Box 162, Old Greenwich 06870 637-3074 • ogyc.org info@ogyc.org 41 00.43 N • 73 34.95W 1943 Yacht club on Long Island Sound, open to residents of Greenwich

Wilson Cove Yacht Club and Marina 120 Wilson Ave., Rowayton 06853 wilsoncove.org wilsoncoveyc@optonline.net Private yacht club and marina, cruising and social programs

County April 22 Schools

SPECIAL REPORT Health Care

Inpatient hospital prices grow sharply in county BY PATRICK GALLAGHER pgallagher@westfairinc.com

npatient hospital costs grew at a faster rate from 2008 to 2010 in lower Fairfield County than in nearly any other metropolitan area of the U.S., according to a recent report. Hospital prices per admission are estimated to have risen 8.2 percent to $15,236 in 2010 from $13,016 in 2008 nationwide, according to the March report, “Trends in Inpatient Hospital Prices,” in the American Journal of Managed Care. Inpatient costs grew at a faster annual rate — 10.8 percent — in the BridgeportNorwalk-Stamford labor market, which had the fifth-highest average annual inpatient price growth rate of all the metropolitan regions included in the data that were examined. The data used by authors Jeff Lemieux and Teresa Mulligan were obtained from the MarketScan research databases compiled by Truven Health Analytics Inc., formerly known as Thomson Reuters Healthcare, and cover about 30 percent of the U.S. under-65 population with private health insurance. Both Lemieux and Mulligan are researchers at America’s Health Insurance Plans (AHIP), a national trade association for health plans. The authors open by stating their interest in getting a better picture of variations in the cost of individual hospital services. “Despite the keen interest in U.S. health care costs, there is surprisingly little detailed public information available on one of its key components: transaction prices paid by commercial insurers for inpatient hospital care,” the report states. “Our goals were to track price levels and changes in the most current period, and to provide detailed benchmark information for use by managed care plans and hospitals, and to facilitate further study on reasons for changes and variations in hospital prices.” After adjusting for changes in the

nature and cost of certain treatments due to technological advances and other factors, the report found that prices per admission increased by between 6.2 and 6.8 percent a year from 2008 to 2010. Karen Ignagni, president and CEO of AHIP, said there needs to be a greater understanding around what drives the cost of health care upward in order for efforts aimed at making health care more affordable to succeed. “The price of health care services is the major driver of overall health care cost growth,” Ignagni said in a statement following the journal article’s release. “To make health care coverage more affordable for consumers and employers, there needs to be a much greater focus on the underlying cost of medical care.” The report draws on 2008 data that includes 49 million people who are under the age of 65 and who were enrolled in

commercial group health insurance and on 2010 data that includes about 45 million such individuals. The 2008 data set includes 2.2 million enrollees with at least one hospitalization, while the 2010 data set includes 1.9 million enrollees with at least one hospitalization. The average age of the hospitalized patients, including infants, was approximately 36 years, with the average length of stay about four days. Areas where the authors observed the highest annual cost growth included spinal fusion, which increased an average of 15.2 percent a year from 2008 to 2010, and bronchitis and asthma treatment, which increased an average of 10.3 percent. The average cost of treatments for simple pneumonia and inflammation of the chest and lungs, for stomach and

digestive system disorders, for nutritional and metabolic disorders, and for circulatory disorders each increased by more than 9 percent annually from 2008 to 2010. While Connecticut didn’t crack the list of the top 10 states with the highest average annual inpatient cost growth, the Bridgeport-Norwalk-Stamford region ranked 5th among metropolitan areas with average annual inpatient cost growth of 10.8 percent. The region was closely followed by the New York City-White Plains, N.Y.-Wayne, N.J. region, where costs averaged annual growth of 10.7 percent. An AHIP spokeswoman said the authors did not seek to explore why the cost increases varied from procedure to procedure and region to region, only to initiate a discussion on the topic of inpatient costs.

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of April 15, 2013 15

Companies using tech, games to keep workers health-savvy tion is struggling with complying with new health care regulations, as well as managing the rising cost of health care,” said Betsy Woods Brooks, a principal at Buck’s communication practice in Stamford. “It’s a huge emphasis for our company right now.” Buck, a subsidiary of Norwalk-based Xerox Corp., is a global human resources and benefits consulting company. In addition to retirement and compensation services, the group also creates technology platforms for companies to implement their wellness communication strategies. “(Employers) know they can’t shift costs onto employees anymore,” Brooks said. “So now they’re introducing health and wellness programs that focus on health awareness and preventive care — modifying lifestyles so employees are healthier to reduce long-term costs and absenteeism.” “But in order to do that, you really need effective communication,” she said. A crossword puzzle can demystify health care lingo like “copayment” and “coinsurance,” while a mobile application

BY JENNIFER BISSELL jbissell@westfairinc.com

nstead of sending out mass emails or holding more meetings, businesses with employee health and wellness programs are beginning to embrace technology platforms to encourage their employees to improve and monitor their health. About 75 percent of businesses that participated in a recent survey reported using technology-related strategies to educate their employees about health benefits and healthy lifestyles. More than 60 percent of businesses responding to the survey, conducted by human resource organizations WorldAtWork and Buck Consultants L.L.C., reported using games to motivate employees to adopt healthier lifestyles, while 36 percent had used mobile technology and 50 percent had used social media. More than 360 businesses with a median size of 2,500 employees contributed to the survey. “With health reform, every organiza-



can store medical policy information and direct communication from an employer, Brooks said. Brooks said Buck helped Aéropostale Inc., a national clothing retailer, with a workforce of primarily young women, to create a Facebook page for pregnant employees. The page provided prenatal information and support to employees and allowed users to post tips and share photos and stories. Brooks said if the page had helped the employer avoid one premature birth, which is often very expensive, the cost of the page would be covered. Yet not all companies have bought into each kind of technology platform and half of all those that do utilize a platform aren’t sure of its effectiveness, according to the survey. Many have privacy concerns about using social media like Aéropostale did and about a third of respondents said they didn’t think their employees were ready for a technology platform or didn’t see it as a good fit within their organization’s culture. Most were unsure of their platforms’

effectiveness; however only 10 percent to 20 percent of businesses surveyed had actually attempted to measure its success rate. Of those who did, most said the programs were “somewhat effective.” Brooks said she was most surprised that companies were not measuring their programs’ return on investment, but said she believes using technology can be very effective. After creating a first-person game for one company, Buck found a significant increase in employee understanding, based on before-and-after survey results. After completing the game, 55 percent of employees said they understood why their health policy was in place, up from 38 percent. About 62 percent said they understood how their works, up from 35 percent, Brooks said. “With technology we have new ways to motivate employees,” Brooks said. “It’s more engaging, it’s fun, it’s entertaining, which is so important — to grab employees’ attention — because people are so busy today. You’re really competing with so many messages and distractions.”

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The Flinn Gallery – a display that won’t fade

the life span of the average art gallery might be compared to that of a fireworks display – great opening, dazzling show and then, a gradual (sometimes swift) fizzle and finally, darkness and disappearance. the empty spaces of failed galleries are all too familiar on many an urban landscape. Flying in the face of this sad history is one of connecticut’s most treasured art spaces – the Flinn gallery, housed on the second floor of the greenwich public library. in 1912, the greenwich society of artists, a group of professional artists related to american impressionism’s cos cob art colony, started the gallery. at that time, robert moffat Bruce of the Bruce museum invited artists to show their work in his home. in 1928, the group established the gallery in the greenwich library at the site of the current saks Fifth avenue. in 1960, the greenwich library moved to West putnam avenue, and the gallery was located on the third floor. that space was later designated as the children’s room and the gallery space was moved to the second floor. at that point it was called the hurlbutt gallery, honoring former library director isabelle hurlbutt. the gallery has been open continually for more than 80 years, closing only during World War ii and when the library underwent extensive renovation and construction of an additional wing designed by internationally renowned architect cesar pelli. this spacious, state-of-the-art gallery is on the second floor of the new wing and was renamed the Flinn gallery in recognition of the generous contributors to the capital campaign, stephanie and lawrence Flinn. a high-ceilinged rectangular space with four moveable walls enabling a completely new look for each of the gallery’s six shows per season, the Flinn has become a desired destination for artists throughout the tristate region and beyond. some well-known artists who have shown here include robert motherwell, set designer tony Walton, Boris chaliapin and those whose works are in the private collections of many greenwich residents. the gallery’s exhibition season runs from september through June, when the gallery lends its space for the summer months to the greenwich art society and the art society of old greenwich. completely eclectic in its choice of artists, the gallery has embraced wearable art, art through the eyes of children and sculpture, both classic and contemporary, and has featured all media from oil to installation to encaustic and wire. the Flinn continues to follow its mission of being a space open to art in every sense of the word – emerging and emerged. another amazing facet of the gallery is that it is and always has been a completely volunteer enterprise. its chairmen, curators, selections committee and other staff are all volunteers. only in the past year has the Flinn hired a part-time paid managerdirector. each year, more than 11,000 people visit its exhibitions. all of the artwork is for sale, with commissions from works sold donated to the Friends of greenwich library. For more, visit flinngallery.com Cynthia Whalen executive director member, cultural alliance of Fairfield county

The mission of the Cultural Alliance of Fairfield County is to support cultural organizations, artists and creative businesses by providing promotion, services and advocacy. For more information, visit CulturalAllianceFC.org or email infoCulturalAllianceFC.org or call 256-2329. For events lists, visit FCBuzz.org.

FCBUZZ

Arts & Culture of Fairfield County

EVERYTHING OLD IS NEW AT THE LOCKWOOD-MATHEWS MANSION MUSEUM victorian era gadgets and breakthroughs will be on display at the lockwood-mathews mansion museum in Norwalk in “What is it? technologies and discoveries of the victorian era,” which begins april 17 and runs through oct. 6. the exhibit will engage student and adult audiences in the exploration of mid-to-late 19th “What Is It?” poster century inventions and discoveries in many diverse areas – communication, transportation, manufacturing, medicine, food and recreation. visitors will view cutting-edge examples of victorian era technology that were precursors of some of today’s, including telegraphs, dictaphones, gas lighting, early telephones, burglar alarms, stock tickers and much more. they will discover items we still see today,

from board games to food such as condensed milk and breakfast cocoa. artifacts on display include loans from connecticut’s mattatuck museum and the museum of american Finance, manhattan, among others. “What is it?” is curated by raechel guest, a smith college graduate with a master’s degree in collection management from delaware’s prestigious Winterthur museum. steven lubar, a history of technology expert, serves as a special adviser. he’s a professor in the departments of american studies, history and history of art and architecture at Brown university. a national historic landmark since 1971, the lockwoodmathews mansion museum is regarded as one of the earliest and most significant second empire-style country houses in the united states. Built by financier and railroad baron legrand lockwood between 1864 and 1868, the mansion, with its unparalleled gilded age interiors and furniture, illustrates magnificently the beauty and splendor of the victorian era. tours for the museum, located in mathews park, and exhibit are offered Wednesdays through sundays, at noon and at 1, 2 and 3 p.m. admission is $10; $8 for senior citizens and $6 for children age 8 and up. children under age 8 are admitted free. For more, visit lockwoodmathewsmansion.com.

GALA WEEKEND OF THEATER the theatre artists Workshop (taW) in east Norwalk celebrates a big anniversary with a special weekend of performances and recollections, may 10-12. For 30 years, taW – a group of more than 125 professional actors, writers and directors – has been meeting once a week to showcase new scripts and audition pieces as well as several times a year to share members’ talents with audiences through the annual playwright’s Festival, holiday show, spring fundraisers and classic Night reading series. the 30th anniversary show will present current and past members of taW and feature performances and music from the works of ring lardner Jr., (“m*a*s*h,” “Woman of the Year”), sidney michaels (“the royal Family,” “dylan”) and Jerome kilty (“dear liar).” tributes to director/producer morton dacosta (“the music man”), producer haila stoddard, actor theodore Bikel “(Fiddler on the roof,” “the sound of music”), anne Baxter (“all about

eve”) and phoebe Brand, among others, will be interspersed with great Broadway showstoppers like “people,” “don’t cry for me, argentina,” Theatre Artists Workshop logo “one,” “edelweiss” and “76 trombones.” plus, there will be stories from taW members who appeared in the original productions of “Funny girl,” “all that Jazz,” “agnes of god,” “Butterﬂies are Free,” “Benson” and others. hosting the evening will be ﬁlm critic susan granger and writer/lecturer James mapes. tickets are $25 and reservations are highly recommended. theatre artists Workshop is at 5 gregory Blvd. For more, call 854-6830 or visit taworkshop.org.

Visit FCBuzz.org for more information on events and how to get listed.

Presented by: Cultural Alliance of Fairfield County

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of April 15, 2013 17

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18 Week of April 15, 2013 • Fairfield County Business Journal

FAIRFIELD COUNTY

BUSINESS JOURNAL ATTACHMENTSFILED Bollinger Mobility L.L.C., Stamford. $410,675, in favor of Antonia C. and Stephen I. Gerard, Stamford, by Randolph Lovallo, Ridgefield. Property: 120 Viaduct Road, Stamford. Filed April 1.

AJS Construction, contractor for 161 Hillside Road L.L.C. Perform interior renovations at an existing commercial building, 161 Hillside Eastside Development Associ- Road, Fairfield. Estimated cost: ates L.L.C., Stamford. $1.2 million, $85,000. Filed April 1. in favor of The Morganti Group, Danbury, and Thomasson-Stevens All Season’s Construction L.L.C. L.L.C., Bradenton, Fla. Property: contractor for Lexham Riverside 850 E. Main St., Unit 416, Stam- L.L.C. Perform alterations to an ford. Filed March 28. existing commercial building, 274 Riverside Ave., Westport. Estimated cost: $105,000. Filed April 3.

East Brook Construction, Stamford, contractor for River Bend Center L.L.C. Fit-out an existing commercial building for 11 River Bend Drive South, Stamford. Estimated cost: $89,000. Filed April 3.

AP Construction, Stamford, contractor for Four Stamford Plaza L.L.C. Perform interior renovations at an existing commercial building, 107 Elm St., Stamford. Estimated cost: $377,416. Filed April 2.

Fairfield University. Perform interior renovations at an existing commercial building, Walsh Athletic Center, 1073 N. Benson Road, Fairfield. Estimated cost: $139,000. Filed April 2.

ATTACHMENTSPARTIAL RELEASE

Fairfield Lighting and Design Center Inc. and Frank J. Zemola, ATTACHMENTSFairfield. $289,533.21, in favor of Fairfield County Bank, Ridgefield, RELEASED by Matthew C. Mason and Edward Schenkel, Wilton. Property: 36 Black Rock Turnpike, Fairfield. Barnes,Raymond P., Greenwich. $10,000, in favor of Gault Inc., Filed March 26. Westport, by Philip H. Monogan, Waterbury. Property: 35 Shady Fairfield Lighting and Design Lane, Greenwich. Filed March 25. Center Inc. and Frank J. Zemola, Fairfield. $1.1 million, in favor of Fairfield County Bank, Ridgefield, Durante, Fred N. Jr. General by Matthew C. Mason and Ed- Contractor Inc., Greenwich. ward Schenkel, Wilton. Property: $18,000, in favor of the Jack Far356 Fairfield Ave., Fairfield. Filed relly Co., by Jay B. Weintraub. Property: 328 and 334 Palmer Hill March 26. Road, Greenwich. Filed March 26. Kramer Lane Construction L.L.C. and Zbigniew Surowiec, Weston. $38,000, in favor of East Haven Builders Supply, by Bruce L. Elstein, Bridgeport. Property: 39 Kramer Lane, Weston. Filed April 2.

BUILDING PERMITS

COMMERCIAL

115 Main Street Norwalk L.L.C. Marini, Attilio, Trumbull. Perform additions and altera$64,440.03, in favor of Stefani- tions at an existing commercial dis L.L.C., by Kurosh L. Marjani. building, 115 Main St., Norwalk. Property: 20 Prospect Ave., Trum- Estimated cost: $175,000. Filed bull. Filed March 25. April 4.

Items appearing in the Fairfield County Business Journal’s On The Record section are compiled from various sources, including public records made available to the media by federal, state and municipal agencies and the court system. While every effort is made to ensure the accuracy of this information, no liability is assumed for errors or omissions. In the case of legal action, the records cited are open to public scrutiny and should be inspected before any action is taken. Questions and comments regarding this section should be directed to: Bob Rozycki c/o Westfair Communications Inc. 3 Gannett Drive, Suite G7 White Plains, N.Y. 10604-3407 Phone: (914)694-3600 Fax: (914)694-3680

535 Connecticut Avenue L.L.C. Prepare commercial space for new tenant, 535 Connecticut Ave., Norwalk. Estimated cost: $1,000. Filed March 26. A. Pappajohn, contractor for Yale & Towne SPE L.L.C. Fit-out an existing commercial building for Kayak.com, 7 Market St., Stamford. Estimated cost: $2 million. Filed April 3. AFB Construction Management, contractor for Trumbull Business Park L.L.C. Fit-out an existing commercial building for Parker Steaks & Scotch, 921 White Plains Road, Trumbull. Estimated cost: $100,000. Filed March 26.

AZ Corp., North Stonington, contractor for Dominion, city of Bridgeport. New fuel cell park, 1366 Railroad Ave., Bridgeport. Estimated cost: $5.5 million. Filed March 21. Bisono, Michael, contractor for Bisono Plaza L.L.C. Re-roof an existing commercial building, 127 White St., Danbury. Estimated cost: $7,500. Filed March 28. BLT Management L.L.C. Stamford, contractor for Yale & Towne SPE L.L.C. Lay foundation for a new commercial building, 7 Market St., Stamford. Estimated cost: $3 million. Filed April 1. Catamount Construction Inc., contractor for Sugar Hollow Associates L.L.C. Fit-out an existing commercial building for Carters, 5 Sugar Hollow Road, Danbury. Estimated cost: $247,024. Filed March 26. CSI Contractors Inc., contractor for Eton Centers Co. Perform interior renovations at an existing commercial building, 29 Main St., Danbury. Estimated cost: $750,000. Filed March 28. Eagle Rivet Roof Services Corp., contractor for Fairfield University. Re-roof an existing commercial building, Alumni Hall, 1073 N. Benson Road, Fairfield. Estimated cost: $562,000. Filed April 3.

Norwalk Hospital. Perform interior renovations at an existing commercial building, First floor, 34 Maple St., Norwalk. Estimated cost: $23,000. Filed March 28.

O’Leary, Michael, Westport, Echo Construction L.L.C., con- contractor for Brandman’s Retractor for BLCR Holdings L.L.C. alty. Prepare commercial space Perform interior renovations at for new tenant Retail Art Gallery, an existing commercial building, 173 Main St., Norwalk. Estimated 2525 Post Road, Fairfield. Esti- cost: $4,000. Filed March 25. mated cost: $20,000. Filed April 1.

Fishell Architecture, contractor for Isis Realty. Perform external renovations at an existing commercial building, 66 Viaduct Road, Stamford. Estimated cost: $10,000. Filed April 3. Fitzgerald-Norwalk Awning Co., Norwalk, contractor for PMJ Property Investment L.L.C. Perform external renovations at an existing commercial building, Progressive One Stop Insurance, 180 Main St., Norwalk. Estimated cost: $1,750. Filed April 3. Genovese, Ernest, contractor for Dominick Boccanfuso. Perform alterations to an existing commercial building, 611 Riverside Ave., Westport. Estimated cost: $45,000. Filed April 3. Gera Danbury L.L.C. Perform interior renovations at an existing commercial building, for Daycare Center, 100 Reserve Road, Danbury. Estimated cost: $264,000. Filed March 21. Jensen’s Inc. Perform interior renovations at an existing commercial building, 22 Christopher Columbus Ave., Danbury. Estimated cost: $10,000. Filed March 27. Matarese Inc. Perform interior renovations at an existing commercial building, 2 Winfield St., Norwalk. Estimated cost: $17,000. Filed March 26.

REsIdEntIAL

B II Builders L.L.C. Construct a new single-family residence, 4 Westfair Drive, Westport. Estimated cost: $400,000. Filed April 1. Bacal, Judith. Raise a singlefamily residence above the base flood elevation, 1 Baxter Drive, Norwalk. Estimated cost: $70,000. Filed April 3. Baybrook Remodelers, contractor for Harve Schuster. Perform alterations to an existing singlefamily residence, 4 Pier Way Landing, Westport. Estimated cost: $10,000. Filed March 25.

132 Water Street Associates. Replace roof at an existing singlefamily residence, 132 Water St., Norwalk. Estimated cost: $70,000. Boffi, Dante, contractor for Marc Kinderman. Perform interior Filed April 3. additions and renovations at a single-family residence, 90 Fawn A+ Home Improvements L.L.C., St., Stamford. Estimated cost: contractor for Guerrinha Pires $168,440. Filed April 3. Albino. Replace roof at an existing single-family residence, 3 Fifth St., Danbury. Estimated cost: $4,900. Bookless, Meredith. Perform alterations to an existing singleFiled March 28. family residence, 41 Chapel St., Greenwich. Estimated cost: Able Construction. Construct $10,000. Filed March 28. a new single-family residence, 8 Hunting Lane, Westport. Estimated cost: $400,000. Filed March 25. Borise-Flemma Residence. Reroof an accessory building at an existing single-family residence, Able Construction, contrac- 80 Devils Garden Road, Norwalk. tor for Karen and James Tri- Estimated cost: $600. Filed April 3. carico. Construct a new singlefamily residence, 5 Twin Circle Drive, Westport. Estimated cost: Bramble Lane L.L.C. Perform alterations to an existing single$50,000. Filed March 28. family residence, 48 Bramble Lane, Greenwich. Estimated cost: American Integrity Restoration, $900,000. Filed March 28. Glastonbury, contractor for Leslie and Ted Vagnone. Replace roof at an existing single-family residence, Brown, Christopher. Perform 14 Leuvine St., Norwalk. Estimat- interior renovations at an existing single-family residence, 1226 ed cost: $8,490. Filed April 2. Shippan Ave., Stamford. Estimated cost: $20,000. Filed April 4. Astrum Solar Inc., Annapolis Junction, Md., contractor for David Nassi. Install solar panels at an Bruce, Pierce. Construct a new existing single-family residence, single-family residence. 211 31 King St., Norwalk. Estimated Stadley Rough Road, Danbury. Estimated cost: $100,000. Filed cost: $24,000. Filed April 3. March 26. B & B Builders L.L.C., Norwalk, contractor for Madeline and Giles Breault. Perform external renovations at an existing single-family residence, 34 Couch St., Norwalk. Estimated cost: $12,000. Filed March 25.

Bruno Construction, Stamford, contractor for Fore and Aft L.L.C. Fit-out an existing single-family residence, 56 ½ Roton Ave., Norwalk. Estimated cost: $20,000. Filed March 27.

THE RECORDS SECTION IS NOW AVAILABLE BY DIGITAL SUBSCRIPTION. Go to westfaironline.com/buy/records-section/ for more information and to view a sample.

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of April 15, 2013 19

on the record Bridgeport Hospital, Bridgeport. Filed by Nancy deMaille, Bridgeport. Plaintiff ’s attorney: Philip F. von Kuhn, Stratford. Action: The plaintiff has brought this suit against the defendant for negligence in treating the plaintiff in the hospital emergency room Campbell, Robert. Perform ad- by failing to provide the required ditions and alterations at an ex- appropriate and acceptable care, isting single-family residence, 97 skill and treatment. Filed April 4. Washington Post Drive, Wilton. Case no. 6034416. Estimated cost: $180,000. Filed March 26. Fred L.L.C., Old Greenwich. Filed by Nina Footwear Corp., New Cardona, Margaret and Juan. York City. Plaintiff ’s attorney: StePerform additions to a single- ven A. Sugarmann, New Haven. family residence, 13 Brookwood Action: The plaintiff has brought Drive, Newtown. Estimated cost: this suit against the defendant for $16,000. Filed March 27. failing to pay for services rendered in the amount of $9,382.59. Filed Carmel, Ingegerd and Tord April 2. Case no. 6034365. Trust. Perform external renovations at an existing single-family General Electric Co., et al., Groresidence, 28 Surf Road, West- ton. Filed by Roger Jolin, Plainport. Estimated cost: $10,000. tiff ’s attorney: Amity L. Arscott, Filed March 26. Groton. Action: The plaintiff has brought this suit against the CCH Renovations, Wilton, con- defendant as a result of being tractor for Susan and Michael exposed to asbestos or asbestosSafko. Perform additions and related products during his time alterations at an existing single- of employment. The defendant family residence, 117 Middle- failed to warn the plaintiff of the brook Farm Road, Wilton. Es- dangers of working and being timated cost: $197,500. Filed exposed to asbestos and asbestosrelated products. Filed April 2. March 20. Case no. 6034338. Burden, Robert, Norwalk, contractor for Gillis Sushile. Replace roof at an existing single-family residence, 35 Splitrock Road, Norwalk. Estimated cost: $5,975. Filed April 2.

Hall Neighborhood House Inc., Bridgeport. Filed by Bizarre Foods Inc. trading as Trooper Foods, Corona, N.Y. Plaintiff ’s attorney: Joseph A. Maker, Stamford. AcBridgeport tion: The plaintiff has brought this suit against the defendant District Court for failing to pay the balance of $33,278.95 for goods, wares and Bayer Cropscience Inc. Filed by merchandise on an open account Sandra Gaedeke, Southington. purchased from the plaintiff. Filed Plaintiff’s attorney: Christopher April 4. Case no. 6034418. Meisenkothen, New Haven. Action: The plaintiff has brought this suit against the defendants for second- Ingersoll-Rand Co., et al., Groary exposure to various asbestos- ton. Filed by Roger Jolin, Plaincontaining products through her tiff ’s attorney: Amity L. Arscott, husband’s employment as a plant Groton. Action: The plaintiff worker. The exposure contributed has brought this suit against the to the plaintiff’s contraction of defendant as a result of being asbestos-related mesothelioma and exposed to asbestos or asbestosother asbestos-related pathologies. related products during his time Filed April 2. Case no. 6034333. of employment. The defendant failed to warn the plaintiff of the dangers of working and being Bridgeport Hospital, Bridgeport. exposed to asbestos and asbestosFiled by the estate of Michelle Wel- related products. Filed April 2. kes, Sandy Hook. Plaintiff’s attor- Case no. 6034335. ney: Joel H. Lichtenstein, Bridgeport. Action: The plaintiff has brought this suit of malpractice against the defendant lack of care, treatment and supervision. The plaintiff suffered severe, and painful injuries, which lead to her death while in the care of the defendant. Filed April 4. Case no. 6034411.

COURT CASES

Perlin, Martin DR., Southport. Filed by the estate of Margaret Ciambriello, Westport. Plaintiff ’s attorney: Richard H. Raphael, Westport. Action: The plaintiff has brought a malpractice suit against the defendant for the deterioration of the deceased health after being admitted to hospital and subsequent death from complications. Plaintiff claims expenses for hospital care, medical care, nursing services, medicines and burial expenses. Filed April 1. Case no. 6034277.

Stamford District Court

Capital Management Services L.P., Buffalo, N.Y. Filed by Georgia Davey, Kensington. Plaintiff ’s attorneys: Hailey R. Gallant and Daniel S. Blinn, Rocky Hill. Action: The plaintiff has brought this suit against the defendant for its repeated violations of the Fair Debt Collections Practices Act and the Connecticut Unfair Practices Act. The plaintiff filed claims for damages incurred in disputing the debt. Filed March 29. Case no. 13cv00430.

Boehringer Ingelheim Pharmaceuticals Inc., et al., Ridgefield. Filed by Walter Grant, Winchester, Tenn. Plaintiff’s attorney: Marisa A. Belair and Steven J. Errante, New Haven. Action: The plaintiff has brought this suit against the defendant for product liability of Paradaxa and its failure to disclose a warning section, which revealed there was no way to reverse the anticoagulant effects of Consumer Portfolio Services Pinto Pools Inc., Bridgeport. the medication. Filed March 28. Inc., et al., Irvine, Calif. Filed by Filed by Nucci Brothers Pool Sup- Case no. 6017728. Wanda Sweat, New Haven. Plainplies Inc. Plaintiff ’s attorney: Eric tiff ’s attorney: Sergei Lemberg, M. Gross, Bridgeport. Action: Stamford. Action: The plaintiff The plaintiff has brought this suit Metro Wine Distribution Co. has brought this suit against the Inc., Stamford. Filed by Petite against the defendant for failing defendant for its repeated violato render payment for materials Provence Ltd., Stellenbosch, tions of the Fair Debt Collection purchased from the plaintiff on South Africa. Plaintiff ’s attorney: Practices Act and invasion of peropen account. The balance due John P. Regan, Stamford. Action: sonal privacy by the defendant in the plaintiff is $16,686.49. Filed The plaintiff has brought this suit its illegal effort to collect a debt. against the defendant for failing to The plaintiff claims statutory April 4. Case no. 6034420. pay for certain goods purchased damages, actual damages, and pufrom the plaintiff on an open ac- nitive damages. Filed March 27. Road Ready Used Cars Inc., count. The plaintiff provided the Case no. 13cv00415. Bridgeport. Filed by Source One goods as ordered by the defenFinancial Corp., Norwell, Mass. dant but the amount of $12,984 Plaintiff ’s attorney: William J. remains due. Filed April 1. Cuda and Associates L.L.C. O’Sullivan, Wethersfield. Plain- Case no. 6017744. Filed by Kelly Phenix, Plaintiff ’s tiff ’s attorney: The plaintiff has attorney: Joanne S. Faulkner, brought this suit against the deNew Haven. Action: The plainShearman & Sterling L.L.P., et fendant for taking possession of tiff has brought this suit against a vehicle under a security interest al. Filed by Peter Brant, Green- the defendant for its repeated and for which the plaintiff claims wich. Plaintiff ’s attorneys: David violations of the Fair Debt Colan interest. The plaintiff filed S. Golub and Jonathan M. Levine, lections practices act and the claims for the possession of the Stamford. Action: The plaintiff Connecticut unfair practices vehicle and damages. Filed April 2. has brought this suit against the act. The plaintiff filed claims defendant for negligently repre- for damages incurred in disputCase no. 6034341. senting the plaintiff in connection ing the debt. Filed March 28. with a multimillion-dollar trans- Case no. 13cv00420. Wells Fargo Financial Inc. Filed action, causing the plaintiff the by Anthony Collins, Bridgeport. loss of tens of millions of dollars. Plaintiff ’s attorney: Vincent J. Filed March 28. Case no. 6017733. NRA Groups L.L.C. Filed by Averaimo, Milford. Action: The Krystal Bailey, Meriden. Plainplaintiff has brought this suit tiff ’s attorneys: Hailey R. Gallant against the defendant for failing SUPERIOR COURT and Daniel S. Blinn, Rocky Hill. to record the plaintiff ’s pay-off of Action: The plaintiff has brought his mortgage in a timely manner. this suit against the defendant for Branhaven Motors Inc., et al., violation of the Telephone ConFiled April 3. Case no. 6034377. Branford. Filed by Ana Genoa- sumer Protection act and the Fair Sanchez, Plaintiff ’s attorney: Debt Collections Practices Act Joanne S. Faulkner, New Haven. by placing automated calls to the Danbury Action: The plaintiff has brought plaintiff ’s cell phone in an effort this suit against the defendant for to collect a debt. Filed March 29. District Court violation of the Truth in Lending Case no. 13cv00429. Act, fraud and violation of the Agababaev, Ervin, Danbury. Connecticut Unfair Trade PracFiled by Christina Metzker, Dan- tices Act. The defendant sold the Safenet Inc., Belcamp, Md. Filed bury. Plaintiff ’s attorney: Mi- plaintiff a vehicle that was not fit by Protegrity Corp., Stamford. chael McCarroll, Danbury. Ac- for the road and refused to reim- Plaintiff ’s attorney: Stephen P. tion: The plaintiff has brought burse the plaintiff for any money McNamara, Stamford. Action: this suit against the defendant that she already paid. The plain- The plaintiff has brought this for negligence and failure to tiff claims statutory damages, ac- suit against the defendant for patmeet the standard of care and tual and punitive damages. Filed ent infringement and direct or causing the plaintiff suffer- March 27. Case no. 13cv00418. contributory infringement or ining, which may be permanent duced infringement on the claims in nature. Filed March 28. of U.S. Patent No. 8,402,281. The Case no. 6012049. plaintiff has been deprived of sales and has additional injury and loss of profits and filed an injunction to restrain the defendant from further infringement. Filed April 1. Case no. 13cv00440.

20 Week of April 15, 2013 • Fairfield County Business Journal

Voltage Security Inc., Cupertino, Calif. Filed by Protegrity Corp., Stamford. Plaintiff ’s attorney: Stephen P. McNamara, Stamford. Action: The plaintiff has brought this suit against the defendant for patent infringement, direct or contributory infringement or induced infringement on the claims of U.S. Patent No. 8,402,281. The plaintiff has been deprived of sales, incurred additional injury and loss of profits and has filed an injunction to restrain the defendant from further infringement. Filed April 1. Case no. 13cv00441.

DEEDS

COMMERCIAL 1261 Pequot Avenue L.L.C., Southport. Seller: Spyglass Associates L.L.C., Naples, Fla. Property: 1261 Pequot Ave., Fairfield. Amount: $1.5 million. Filed March 28. 1550 to 1560 Post Road East L.L.C., Stamford. Seller: Maria W. and Luis Carlos Carmona, Stamford. Property: 80 Blueberry Drive, Stamford. Amount: $575,000. Filed March 27. 16 Custer Street L.L.C., Stamford. Seller: Wieslawa Maria and Edward Szantanek, Stamford. Property: 16 Custer St., Stamford. Amount: $245,000. Filed March 26. 4 Merwin Street L.L.C., Norwalk. Seller: Christopher R. Pederson, Woodway, Wash. Property: 5 Arch St., Norwalk. Amount: $690,000. Filed March 26. 50 Development L.L.C., New Canaan. Seller: Patricia A. Sheehy, Fairfield. Property: Lot A, Map 7542, Fairfield. Amount: $75,000. Filed March 19. Kardimis Custom Homes L.L.C., Fairfield. Seller: Round Hill Associates L.L.C., Shelton. Property: Lot 1, 960 Mill Hill Terrace, Southport. Amount: $450,000. Filed March 22. Richard Gracy Builders L.L.C., Southbury. Seller: Tekla Vartelas, Shelton. Property: 8 Russett Road, Sandy Hook. Amount: $105,000. Filed March 28.

on the record CREDITS, CLIENTS AND AWARDS BARNUM FINANCIAL GROUP has been recognized as MetLife’s 2012 firm of the year. The group, which is headquartered in Shelton, was also awarded the highest management honor, the 2012 Individual Distribution Firm of the Year. Barnum Financial Group provides a range of investment and risk management products and services to more than 160,000 clients. TFI ENVISION INC., an advertising and branding firm in Norwalk recently teamed up with Breyers® and NASCAR to develop the graphics for a special pack for Kroger stores. The Kroger Daytona 500 Breyers special pack combines the comradery of the NASCAR culture and the togetherness of Breyers ice cream. THOMAS P. PARRINO of New Canaan, a partner at Nusbaum & Parrino P.C., was selected as the 2013 Lawyer of the Year in the area of family law by Best Lawyers. Parrino holds a bachelor’s degree from the University of Connecticut and a Juris Doctorate degree from the University of Bridgeport.

DAN MCHALE has been named senior project manager for Diversified Project Management. McHale, who previously worked at Rabobank, was responsible for the management of the bank’s construction projects and was head of corporate infrastructure. He holds a bachelor’s degree from the United Naval Academy.

BOB TORRA of Stamford has been named vice president and head of the Bank of New Canaan’s business cash management services. Torra previously served as director of the Professionals Preference Program at Fairfield County Bank. He holds a Master of Science degree in banking and money management from Adelphi University and a Bachelor of Arts degree in political science from the Ohio State University. In addition, he is a graduate of the National Defense University and the Command and General Staff College.

ON THE GO THURSDAY APRIL 18 Stamford Chamber of Commerce “April Business After Hours,” 5 to 7:30 p.m., Harbor Point Dental Group, 711 Canal St., Suite 250, Stamford. For information, call 359-4761 or visit stamfordchamber.com.

WEDNESDAY APRIL 24 Stamford Chamber of Commerce “Annual State of the City Address,” 11:30 a.m. to 1 p.m., Stamford Marriott Hotel & Spa, 243 Tresser Blvd., Stamford. For information, call 359-4761 or visit stamfordchamber.com.

TUESDAY APRIL 30 “Temple Israel Networking Group for individuals in their job search,” 2 p.m., Temple Israel, 14 Coleytown Road, Westport. For information, call 227-1293. Information for these features has been submitted by the subjects or their delegates.

FRANK ROWELLA JR., managing partner at Reynolds & Rowella L.L.P. has received a Five Star Wealth Manager award in the category of taxation presented by Five Star Professional. This is the second consecutive year that Rowella has been named an award recipient. Reynolds & Rowella is a full-service accounting and financial services firm with offices in Ridgefield and New Canaan.

NEWSMAKERS GAIL E.D. BRATHWAITE has joined BNC Financial Group as executive president and chief operating officer. Brathwaite serves as the head of the deposit and loan operations, information technology, human resources and facilities departments. Most recently, she served as president and chief executive officer for GEDB L.L.C., a consulting company.

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of April 15, 2013 21

on the record Selene RMOF II REO Acquisition L.L.C., Wilmington, Del., Peter Delfranco, Fairfield. Property: Lot 2, Map 1516, Fairfield. Amount: $765,216. Filed March 27. Stone Castle Investments L.L.C., Monroe. Seller: Sisters of the Holy Name of Nazareth USA Inc., Des Plaines, Ill. Property: Monroe Turnpike, Parcel A, B and C, Map 3089, Monroe. Amount: $602,500. Filed March 27.

Balestra, Mabel A. and Federico, Greenwich. Seller: Denise Sadokoff, Stamford and Scott Sadokoff, Greenwich. Property: 35 Dunwoodle Place, Greenwich. Amount: $2.04 million. Filed March 28.

Briggs, Dawn G. and Jonathan S., Newtown. Seller: Linda V. and James W. Lintz, Newtown. Property: 19 Poorhouse Road, Newtown. Amount: $605,000. Filed April 1.

Costantini, Lynne and Michael A., Fairfield. Seller: Pamela I. and George D. Baeky, Fairfield. Property: 272 Catamount Road, Fairfield. Amount: $1.04 million. Filed March 21.

Cavagnaro, Christina L. and Barile, Angela and Patrick Lu- William J. III, Stamford. Seller: ther, Wilton. Seller: Randi Lynn Greta and Christopher Herbert, and Marten Van Pelt, Wilton. Wilton. Property: 349 Mountain Property: 101 Kent Road, Wilton. Road, Wilton. Amount: $612,000. Amount: $765,000. Filed April 1. Filed March 22.

Costigan, Shelley D. and Seamus, Stamford. Seller: Barholm Associates L.L.C., Stamford. Property: 37 Barholm Ave., Stamford. Amount: $625,000. Filed March 28.

Stone Financing L.L.C., Melbourne, Fla. Seller: Colleen A. and Harold H. Shaw, Fairfield. Property: 25 Meadowcroft Road, Fairfield. Amount: $708,000. Filed March 28.

Bartholomew, Kristen M., New Milford. Seller: Susanne and Peter Julian, Palm Beach Gardens, Fla. Property: 55 Mill Plain Road, Unit 34-14, Danbury. Amount: $118,000. Filed March 28.

Vault Commercial L.L.C., Danbury. Seller: Federal National Mortgage Association , Washington, D.C. Property: 10 to 12 William St., Danbury. Amount: $165,000. Filed March 25.

Bavolacco, Anita L. and Robert F. and Robert F. Sr., Shelton. Seller: Diana B. and Patrick M. Carey, Shelton. Property: 295 Huntington St., Shelton. Amount: $313,000. Filed March 26.

Chan, Sai and Simon Chiu, Wilton. Seller: Jayne S. and Stephen R. DesLorge, Wilton. Property: 173 Signal Hill Road, Wilton. Amount: $880,000. Filed March 26.

QUIT CLAIM

Behr, Brant, Norwalk. Seller: Federal National Mortgage Association, Washington, D.C. Property: 34 Paradiso St., Norwalk. Amount: $175,000. Filed April 1.

Chang, Hui-Chi, Stamford. Seller: Maximilian G. Samo, Stamford. Property: 132 Hope St., Unit F, Stamford. Amount: $363,000. Filed March 28.

Arsan, Patricia Irene, Danbury. Seller: Thomas H. Koch, New Milford. Property: 9 Fairfield Benicewicz, Ashley and Evan Ave., Danbury. Amount: $60,000. Barchi, Danbury. Seller: Barbara Filed March 27. and Kenneth Stefenak, Danbury. Property: 11 Mannions Lane, Unit 28, Danbury. Amount: Levy, Jennifer L., Jordan B. $183,000. Filed March 27. and Steven, Woodbury. Seller: Flagpole Holdings L.L.C., Newtown. Property: 146 Walnut Tree Binetti, Donna M. and Frank, Hill Road, Newtown. Amount: Brookfield. Seller: Mary Louise $350,000. Filed April 1. Zinser, Danbury. Property: 34A Padanaram Road, Unit 229, Danbury. Amount: $80,000. Filed March 26. RESIDENTIAL 7 H L.L.C., Greenwich. Seller: Marie R. Frattalone, Greenwich. Property: 7 Harold Ave., Greenwich. Amount: $420,000. Filed March 25.

Boyle, Maureen C. and Michael F., Sandy Hook. Seller: Barbara A. Lesko, Sandy Hook. Property: 44 Watkins Drive, Sandy Hook. Amount: $363,000. Filed April 1.

Alexander, Michelle T., Dalton, Mass. Seller: Anglea V. Cristiano, Stamford. Property: 103 Doolittle Road, Stamford. Amount: $445,000. Filed March 28.

Boyne, Lisa, Fairfield. Seller: Alena L. Scarano, Fairfield. Property: 90 Harvester Road, Fairfield. Amount: $220,000. Filed March 25.

Anderson, Lisa R. and Kurt M., Norwalk. Seller: Kathleen S. and Rainer Maas Irslinger, Norwalk. Property: 25 Steepletop Road, Norwalk. Amount: $782,500. Filed April 1. Balamaci, Kathleen, Shelton. Seller: RGR Shelton L.L.C., Fairfield. Property: 134 Kyles Way, Unit 126, Shelton. Amount: $361,900. Filed March 25.

Cevasco, Maria Cristina and Hugo Luis Sandoval, Darien. Seller: Chandra Lynam Habrecht and George A. Habrecht, Shelton. Property: 25 Jade Tree Lane, Trumbull. Amount: $375,000. Filed March 28.

Chinniah, Anton N., Fairfield. Seller: Patricia A. Sheehy, 92 Chatham Road, 92 Chatham Road, Fairfield. Amount: $885,000. Filed March 20. Choi, Alison Y. and Joseph H. Stagg IV, Stamford. Seller: Mimi G. and W. Robert Hamilton, Wilton. Property: 29 Bittersweet Trail, Wilton. Amount: $693,000. Filed April 1. Chokshi, Shilpa and Ashish; and Mohanalakshmi Krishnan, Hackettstown, N.J. Seller: Anderson Ruiz, Norwalk. Property: 18 Prospect Ave., Unit A2, Norwalk. Amount: $72,000. Filed March 28. Collin, Christine Ann and David Scott, Fairfield. Seller: Bank of America N.A., Plano, Texas. Property: 464 Round Hill Road, Fairfield. Amount: $480,000. Filed March 22.

Breitling Estate Co. Inc., Wilton. Seller: Marisa and Stephen Aulenbach, Wilton. Property: 20 Sharp Conway, Mimi, New Canaan. Hill Road, Wilton. Amount: Seller: Patricia E. Vollmer, Wilton. $850,000. Filed April 2. Property: 28 Deepwood Road, Wilton. Amount: $930,000. Filed March 28. Brenner, Jillian and Jonathan Yorke, Bridgeport. Seller: Secure Residential L.L.C., Stratford. Correa, Erin A. and Robert J. Property: 45 Brookfield Ave., Jr., Monroe. Seller: Angie M. Fairfield. Amount: $399,000. Collazo-Castillo and Joel Castillo, Filed March 28. Monroe. Property: 655 Monroe Turnpike, Monroe. Amount: $280,000. Filed March 26.

22 Week of April 15, 2013 • Fairfield County Business Journal

Farley, Roger J., Stamford. Seller: 333 Broad Street Associates II L.L.C., Stamford. Property: 1 Broad St., Unit 10B, Stamford. Amount: $510,000. Filed March 26. Fasano, Mark, Southport. Seller: Deutsche Bank National Trust, Coppell, Texas. Property: 156 Bungalow Ave., Fairfield. Amount: $246,750. Filed March 20.

Igboeli, Chinyere and Samuel Baddoo, Shelton. Seller: Cranberry Estates L.L.C., Fairfield. Property: 12 Cisco Drive, Shelton. Amount: $520,000. Filed March 25. Ingargiola, Attilio S. and KyungA Park, Fairfield. Seller: Deborah and Robert Greenberger, Fairfield. Property: 36 Yarrow Road, Fairfield. Amount: $557,000. Filed March 25.

Faucher, Alissa, Westport. Seller: William Mulreed, Fairfield. PropCrowley, Nancy and Jeremiah, erty: 85 Andrassy Ave., Fairfield. Jachimowicz, Aldona and SlaNorwalk. Seller: Marzanna and Amount: $290,000. Filed March 28. womir, Norwalk. Seller: Brenda Robert Ostazewski, Norwalk. A. Parry McCallmon, Huntsville, Property: 1 Orlando Place, NorAla. Property: 28 Marlin Drive, walk. Amount: $425,000. Filed Filippelli, Rosanna and Franco, Norwalk. Amount: $250,000. Fairfield. Seller: Stone FinancMarch 26. Filed April 1. ing L.L.C., Melbourne, Fla. Seller: 25 Meadowcroft Road, Fairfield. Daigle, Karma and Keith, Trum- Amount: $708,000. Filed March 28. Jagaric, Andrea and Stjepan bull. Seller: Vince Lombardo, Spanjol, Greenwich. Seller: The Stratford. Property: 78 RanWoodland Ledges L.L.C., Greendall Drive, Trumbull. Amount: Friedman, Karem and Tamir, wich. Property: 177 Railroad Ave., Stamford. Seller: John T. Moore, $399,900. Filed April 1. Unit D, Greenwich. Amount: $1.4 Weston. Property: 28 Lake- million. Filed March 28. side Drive, Weston. Amount: Davis, Kevin P., Norwalk. Seller: $612,000. Filed March 25. Amajette and Reden Gabis, NorJensen, Helen M. and Arthur walk. Property: 3 Vail St., Unit A., Fairfield. Seller: Althea M. B, Norwalk. Amount: $190,000. Guzman, Hilda C. Ruben, Stam- Larkin, Fairfield. Property: 81 ford. Seller: Vincent E. Bradford, Sigwin Drive, Fairfield. Amount: Filed March 28. Norwalk. Property: 4 Newfield $390,000. Filed March 20. St., Norwalk. Amount: $247,000. Decker, Lindsay and Brian, Nor- Filed March 26. walk. Seller: Debra A. Morgan, Jovel, Guadalupe and Jose, TrumTrumbull. Property: 18 Beers St., bull. Seller: Viviana Edwards, Halam, Lauren B. and Peter S. Trumbull. Amount: $350,000. Carrollton, Texas. Property: 136 Haering, Norwalk. Seller: Lana Hurd Road, Trumbull. Amount: Filed April 1. Patel and Tanvir Alam, Norwalk. $235,000. Filed March 27. Property: 12 Twin Ledge Road, Dednarczyk, Kinga and Sean M. Norwalk. Amount: $515,000. Dellafera, Woodbury. Seller: Gay Filed April 1. Kaur, Gurjit and Mukhtar A. Santarsiero, Danbury. PropSingh, Danbury. Seller: Francis J. erty: 166 Old Brookfield Road, Blackwell Allen, Danbury. PropUnit 17-3, Danbury. Amount: Harlan, Laura L. and Theodore erty: 66 Briar Ridge Road, DanR., Norwalk. Seller: Rebecca M. bury. Amount: $340,000. Filed $151,000. Filed March 25. and Benjamin Thompson, St. March 25. John’s Wood, United Kingdom. Dooley, Kathryn M. and Gregory Property: 30 Shadow Lane, WilP., Greenwich. Seller: Elizabeth ton. Amount: $1.4 million. Filed Koskinas, Christina L. and FoClarke-Jackson and Robert M. Jack- March 26. tios, Fairfield. Seller: Jessa J. and son, Norwalk. Property: 62 MelJames P. Murnin, Fairfield. Propbourne Road, Norwalk. Amount: erty: 25 Millspaugh Drive, FairHeidenrich, Liria and Per F., field. Amount: $311,400. Filed $433,100. Filed March 27. Stamford. Seller: Eastside Devel- March 22. opment Associates L.L.C., StamEgan, Kimberly A. and Patrick ford. Property: 850 E. Main St., M., Monroe. Seller: Kristin and Unit 416, Stamford. Amount: Kreuder, Kristin A., Weston. Bryce Poland, Monroe. Property: $280,000. Filed March 28. Seller: Bonni M. Hollon and Bar34 Colony Road, Monroe. Amount: ry C. Williams, Weston. Property: $440,000. Filed March 25. 44 Blue Spruce Circle, Weston. Hsia, Yuan-Yi and Luke S. Young- Amount: $585,000. Filed April 1. blood, Milford. Seller: Maria MariEstep, Erin E. and Joseph E. ni, Fairfield. Property: 141 Samp Provey, Fairfield. Seller: Rob- Mortar Drive, Fairfield. Amount: Lalor, Jennifer C. and William ert Pierce Onthank Sr., Fairfield. $730,000. Filed March 25. P., White Plains, N.Y. Seller: Property: 1257 Jennings Road, Martha W. DiLillo, Wilton. PropFairfield. Amount: $663,000. erty: 40 Mollbrook Drive, Wilton. Iannucci, Caitlin and Timothy Amount: $677,000. Filed April 1. Filed March 28. Jurkowski, Shelton. Seller: Carly and Robert P. Dunford, Shelton. Evans Walcott, Thalia and Property: 59 Wheeler St., Shelton. Lamster, Francine and FrederJames H. Walcott, Norwalk. Amount: $292,000. Filed March 25. ick, Stamford. Seller: Palmer Hill Seller: Kathryn E. and William P. Partners L.L.C., Stamford. PropO’Keefe, Trumbull. Property: 1 erty: 77 Havemeyer Lane, Unit 60, Caroline St., Trumbull. Amount: Stamford. Amount: $1.2 million. $420,000. Filed April 1. Filed March 28.

on the record Lee, Julie L. and Jason S., Norwalk. Seller: Kathleen T. and Brian C. Fitzgerald, Wilton. Property: 160 Westport Road, Wilton. Amount: $659,000. Filed March 26.

McIlroy, Deborah J. and W. David, Fairfield. Seller: Christine A. Benson-Charise and Justin Charise, Westport. Property: 535 Westport Turnpike, Fairfield. Amount: $850,000. Filed March 20.

Lesko, Barbara A., Newtown. Seller: Mary E. and George L. Wilson Jr., Newtown. Property: 137 Louis Hill Road, Newtown. Amount: $283,000. Filed April 1.

Ott, Francis J., Bridgeport. Seller: William P. Loomis Jr., East Haven. JUDGMENTS Property: 80 Vermont Ave., Fairfield. Amount: $160,000. Filed March 27. 550 Realty Associates Inc., Norwalk. $94,332.49, in favor of Cushman & Wakefield of Connecticut, Hartford, by Michael C. Jankovsky, Meersman, Laura and Jason, Fairfield. Property: 4 Meadow St., FORECLOSURES Fairfield. Seller: Michael J. and Norwalk. Filed April 1. John M. Szost Jr., Weaverville, N.C. Property: 66 Riverside Drive, Carvajal, Claudia and Huver. Fairfield. Amount: $415,000. Creditor: Deutsche Bank Nation- Abile, Edithia, Stamford. Filed March 20. al Trust, trustee, Los Angeles, Ca- $589.90, in favor of Petro Inc., lif. Property: 44 Valley View Road, Melville, N.Y., by Gerald S. Knopf, Norwalk, Mortgage default. Filed Stamford. Property: 93 George Megura, Gail R. and Walter, March 27. St., Stamford. Filed April 1. Trumbull. Seller: Jane C. and Christopher O. Ulewicz, Trumbull. Property: 60 Kent Lane, Lantell Enterprises L.L.C. Credi- Acevedo, Dialene, Bridgeport. Trumbull. Amount: $422,500. tor: People’s United Bank, Bridge- $4,835.19, in favor of Precision Filed March 25. port. Property: 115 Technol- Recovery Analytics Inc., Hawogy Drive, Unit B301 and B303, thorne, N.Y., by Joseph M. Tobin, Trumbull, Mortgage default. Filed New Haven. Property: 27 Lincoln Milligan, Molly McLauglin and March 27. Ave., Bridgeport. Filed March 26. Sean Ryan, Greenwich. Seller: Barbara A. and Nigel S. Vass, Stamford. Property: 257 But- Little, Gloria, et al. Creditor: Ci- Adams, Walter, Norwalk. ternut Lane, Stamford. Amount: tiMortgage Inc., O’Fallon, Mo. $819.63, in favor of Petro Inc., $595,000. Filed March 27. Property: 20 Douglas St., Bridge- Melville, N.Y., by Gerald S. Knopf, port, Mortgage default. Filed Stamford. Property: 59 Center March 26. Ave., Norwalk. Filed March 28. Moroney, Jennifer, Rye, N.Y. Seller: Magdalena and Tomasz J. Gorzkowicz, Stamford. Property: 55 Merrill, Sonya Fulton. Creditor: Ballaro, Anthony, Shelton. $363, Clovelly Road, Stamford. Amount: Wells Fargo Bank N.A., Freder- in favor of Bridgeport Radiology $463,500. Filed March 28. ick, Md. Property: 6 Burritt Ave., Associates, Bridgeport, by Jeffrey Norwalk, Mortgage default. Filed T. Schuyler, New Britain. ProperMarch 28. ty: 18 Evelyn Drive, Shelton. Filed Mosesian, George Jr., Trumbull. March 27. Seller: Cheryl L. Cortina; Doris S. and George Moses Mosessian, Murphy, Jaime M. and Matthew Trumbull. Property: 33 Ruth St., T., et al. Creditor: Citimortgage, Betala, Laurel and Marco, DanTrumbull. Amount: $310,000. Inc., O’Fallon, Mo. Property: 30 bury. $472.46, in favor of HousaFiled March 25. Cornell Road, Danbury, Mort- tonic Valley Radiology, Danbury, gage default. Filed March 28. by Robert L. Peat, Danbury. Property: 14 Old Shelter Rock Road, Mowatt, Laura, Shelton. Seller: Danbury. Filed March 25. Federal National Mortgage Associ- Trim-Pro Construction L.L.C. ation, Washington, D.C. Property: Creditor: Bayview Loan Servicing 16 Vista Drive, Shelton. Amount: L.L.C., Coral Gables, Fla. Prop- Burnes, Eugene, Bridgeport. $290,500. Filed March 25. erty: 106 Trowel St., Bridgeport, $2,008.68, in favor of Limited AcMortgage default. Filed March 26. quisitions L.L.C., Houston, Texas, by Holly Nelen, East Hartford. Mozelak, Kelley and Matthew Property: 60 Oakdale St., BridgeA., Newtown. Seller: National port. Filed March 26. Residential Nominee Services, Plano, Texas. Property: 5 Winton FORECLOSURESFarm Road, Newtown. Amount: Chana, Harpreet, Trumbull. COMMITTEE DEED $700,000. Filed April 2. $26,666.46, in favor of Razor Capital L.L.C., Bloomington, Minn., by Neil Paul, West HartNash, Lauren E. and Timothy Vogel, Diana, Danbury. Seller: ford. Property: 8 Plumb Creek Stephanie B. Nickse, Danbury. D., Danbury. Seller: Dawn G. and Road, Trumbull. Filed March 25. Jonathan S. Briggs, Newtown. Property: 1203 Bradford Drive, Property: 31 Pleasant Hill Road, Danbury. Amount: $210,000. Newtown. Amount: $332,000. Docket no. DBD cv126009415-S. Filed March 25. Filed April 1.

Levesque, Christopher, Trumbull. Seller: David S. Eisen, New York City. Property: 266 Pinewood Trail, Trumbull. Amount: $220,000. Filed March 28. Lobo, Stephen Ashokkumar, Wilton. Seller: Mary A. Holmes, Wilton. Property: 16 Wilton Crest, Wilton. Amount: $351,000. Filed April 1. Lourenco, Alan A., Albert A. and Dorothy, Newtown. Seller: James Psichopiadas, Newtown. Property: 106 Taunton Hill Road, Newtown. Amount: $900,000. Filed April 1. Maiya, Carrie and Girish, White Plains, N.Y. Seller: Jessica and Matthew J. Mitchell, Brookfield. Property: 8 Knobb Hill, Norwalk. Amount: $485,000. Filed April 1. Markwell, Juliana, John and Robert Scott, Pittsburgh, Pa. Seller: Ana Monica Torres Ferreira and Edgar Torres, Norwalk. Property: 62 Glenrock, Norwalk. Amount: $329,000. Filed April 1. Marsh, Beth A. and Stephen A. Mock, Stamford. Seller: Nan P. and Paul R. Gordon, Stamford. Property: 933 Westover Road, Stamford. Amount: $1.7 million. Filed March 28. Marsten, Deborah and Peter, Mount Kisco, N.Y. Seller: Dorothea M. and Michael K. McGarry, Newtown. Property: 9 New Lebbon Road, Newtown. Amount: $400,000. Filed March 28. McDonald/Egan Family L.L.C., Stamford. Seller: Palmer Hill Partners L.L.C., Stamford. Property: 77 Havemeyer Lane, Unit 58, Stamford. Amount: $1.2 million. Filed March 26.

Mechanic, Barbara and Steven, Floreham Park, N.J. Seller: Rosalie T. Chiafri, Fairfield. Property: 33 Hill Farm Road, Fairfield. Amount: $1.1 million. Filed March 26.

Obaydi, Amani and Hussam, Riverdale, N.Y. Seller: Bethany and Erik Johnson, Charlotte, N.C. Property: 25 Mortimer Drive, Greenwich. Amount: $600,000. Filed March 26.

Wells Fargo Bank N.A., Seller: George R. Templee, Shelton. Property: 16 Vista Drive, Shelton. Amount: $263,899.05. Docket no. AAN cv106002397-S. Filed March 25.

Coates, Virgil, Danbury. $764.27, in favor of Danbury Hospital, Danbury, by Robert L. Peat, Danbury. Property: 47 Rowan St., Danbury. Filed March 25. Coffield, Curtis, Bridgeport. $2,981.60, in favor of Precision Recovery Analytics Inc., Hawthorne, N.Y., by Joseph M. Tobin, New Haven. Property: 685 Platt St., Bridgeport. Filed March 26.

Fernandez, Victor A., Norwalk. $22,988.32, in favor of Cavalry SPV I L.L.C., Valhalla, N.Y., by Joseph M. Tobin, New Haven. Property: 233 Flax Hill Road and 28 Spring Hill Ave., Norwalk. Filed March 26. Gallego, Mariana, Danbury. $948.83, in favor of Danbury Emergency Services, Danbury, by Robert L. Peat, Danbury. Property: 1 to 3 to 5 Barnum Court, Danbury. Filed March 27.

Conklin, Geraldine, Danbury. $983.49, in favor of Danbury Hospital, Danbury, by Robert L. Peat, Geils, Nancy, Trumbull. Danbury. Property: 25 Cleveland $5,623.06, in favor of Capital One St., Danbury. Filed March 25. N.A., Richmond, Va., by Holly Nelen, East Hartford. Property: 6 Skating Pond Road, Trumbull. Cortese, John N., Newtown. Filed March 28. $42,279.66, in favor of Citibank N.A., Sioux Falls, S.D., by Holly Nelen, East Hartford. Property: Gill, Sandra P., Newtown. 127 Brushy Hill Road, Newtown. $368.10, in favor of May DepartFiled March 28. ment Stores Co., Mason, Ohio, by Holly Nelen, East Hartford. Property: 10 Maple Drive, Newtown. Dattilo, Francisca, Danbury. Filed March 28. $1,027.55, in favor of Danbury Emergency Services, Danbury, by Robert L. Peat, Danbury. Prop- Graney, Robert, Fairfield. erty: 12 Charcoal Ridge Road, $1,848.22, in favor of Equable Danbury. Filed March 25. Ascent Financial L.L.C., Northbrook, Ill., by Julie B. Solomon, Albany, N.Y. Property: 39 Bond Dupee, John, Norwalk. St., Fairfield. Filed March 20. $13,347.60, in favor of Stamford Postal Employees Federal Credit Union, Stamford, by Charles A. Granite, John, Weston. $6,414.24, Fiore, Norwalk. Property: 6 Dover in favor of Beneficial ConnectiSt., Norwalk. Filed March 26. cut Inc., Enfield, by Russell L. London, Newington. Property: 5 Buck Hill Road, Weston. Filed Duque, Nestor, Danbury. April 3. $1,198.80, in favor of Danbury Hospital, Danbury, by Robert L. Peat, Danbury. Property: 110 Guy, Charles, Danbury. W. Wooster St., Danbury. Filed $2,714.44, in favor of Danbury March 27. Hospital, Danbury, by Robert L. Peat, Danbury. Property: 102A Chambers Road, Danbury. Filed Duque, Nestor, Danbury. March 25. $4,536.80, in favor of Danbury Hospital, Danbury, by Robert L. Peat, Danbury. Property: 110 Jennings, Mary, Westport. W. Wooster St., Danbury. Filed $1,859.92, in favor of Barclays March 25. Bank Delaware, Wilmington, Del., by Julie B. Solomon, Albany, N.Y. Property: 9 Hickory Drive, Duran, Johanna A., Bridgeport. Westport. Filed March 27. $36,009.54, in favor of Cavalry SPV I L.L.C., Valhalla, N.Y., by Joseph M. Tobin, New Haven. Prop- Konow, Gary, Danbury. $663.69, erty: 157 Carnegie Ave., Bridge- in favor of Danbury Emergency port. Filed March 26. Services, Danbury, by Robert L. Peat, Danbury. Property: 6 Dogwood Drive, Danbury. Filed Fernandez, Victor A., Norwalk. March 25. $26,086.49, in favor of Cavalry SPV I L.L.C., Valhalla, N.Y., by Joseph M. Tobin, New Haven. Property: 233 Flax Hill Road and 28 Spring Hill Ave., Norwalk. Filed March 26.

THE RECORDS SECTION IS NOW AVAILABLE BY DIGITAL SUBSCRIPTION. Go to westfaironline.com/buy/records-section/ for more information and to view a sample.

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of April 15, 2013 23

on the record Loschiavo, Carol Ann and Anthony, Fairfield. $736.27, in favor of CT Hand & Upper Extremity Center, Bridgeport, by Karen E. Lahey, Waterbury. Property: 544 Brookside Drive, Fairfield. Filed March 19. Luther, Ronald M., Westport. $27,159.40, in favor of Citibank N.A., Sioux Falls, S.D., by Holly Nelen, East Hartford. Property: 112 Imperial Ave., Westport. Filed March 26. MacIntyre, Donald R., Wilton. $104,522.20, in favor of Abele Tractor & Equipment Co. Inc., Albany, N.Y., by Joseph P. Sargent, Fairfield. Property: 11 Freshwater Lane, Wilton. Filed March 22.

Riith, Robert, Norwalk. $715.90, in favor of Obstetrics and Gynecology Associates OBGA, Stamford, by Robert L. Peat, Danbury. Property: 124 W. Norwalk Road, Norwalk. Filed March 26. Riley, Robin D., Newtown. $12,678.22, in favor of Citibank N.A., Sioux Falls, S.D., by Holly Nelen, East Hartford. Property: 17 Crabapple Lane, Newtown. Filed March 28. Sabia, Katherine, Monroe. $1,957.41, in favor of Cach L.L.C., Denver, Colo., by Joseph M. Tobin, New Haven. Property: 22 Hemlock Lane, Monroe. Filed March 25.

Malik, Asif, Easton. $8,742.01, in favor of Midland Funding L.L.C., San Diego, Calif., by Holly Nelen, East Hartford. Property: 119 Judd Road, Easton. Filed March 22.

Saint-Fleur, Josue, Bridgeport. $2,492.80, in favor of Costello & McCormack P.C., Fairfield, by Kieran J. Costella, Fairfield. Property: 96 Camp Ave., Bridgeport. Filed March 26.

Martinez-Barrientos, Gloria P., Norwalk. $17,670.95, in favor of Discover Bank, New Albany, Ohio, by Holly Nelen, East Hartford. Property: 2 Knapp St., Apt. B, Norwalk. Filed March 26.

Sapelli, James M., Trumbull. $14,937.99, in favor of Cavalry SPV I L.L.C., Valhalla, N.Y., by Joseph M. Tobin, New Haven. Property: 7 Sanford Ave., Trumbull. Filed March 25.

Meehan, Edward T., Stamford. $4,237.83, in favor of FIA Card Services N.A., Wilmington, Del., by Julie B. Solomon, Albany, N.Y. Property: 94 Old Barn Road West, Stamford. Filed March 27.

Sciacca, Thomas P., Danbury. $7,578.23, in favor of Citibank N.A., Sioux Falls, S.D., by Holly Nelen, East Hartford. Property: 14 Scuppo Road, Unit G7, Danbury. Filed March 25.

Mendes, Maria, Danbury. $1,798.80, in favor of Danbury Hospital, Danbury, by Robert L. Peat, Danbury. Property: 168 Brushy Hill Road, Danbury. Filed March 25.

Sengphet, Thonglak, Danbury. $1,761.90, in favor of Danbury Hospital, Danbury, by Robert L. Peat, Danbury. Property: 3 Moran Ave., Danbury. Filed March 25.

Silva, Virginia, Danbury. Mullen, Mary Ann, Green- $1,848.65, in favor of Cavalry wich. $2,243, in favor of Georgia SPV I L.L.C., Valhalla, N.Y., by Frangis, c/o Hearing, Speech & Joseph M. Tobin, New Haven. Language Center, Greenwich, Property: 3 Oak Trail, Danbury. by Georgia Frangis, Greenwich. Filed March 26. Property: 71 Byram Road, Greenwich. Filed March 28. Simmons, Myriam, Weston. $1,764.83, in favor of Danbury Nelson, Yvonne, Bridgeport. Hospital, Danbury, by Robert $705.32, in favor of Advanced L. Peat, Danbury. Property: 34 Radiology Consultants L.L.C., Trails End Road, Weston. Filed Trumbull, by Richard Terry, March 27. Hamden. Property: 128 Robert St., Bridgeport. Filed March 26. Smith, Cawthon, Norwalk. $14,005.76, in favor of Bushwick Neunteufel, Herbert, Easton. Metals Inc., Linden, N.J., by Ste$16,049.18, in favor of FIA Card phen A. Sugarmann, New Haven. Services N.A., Wilmington, Del., Property: 43 Fox Run Road, Norby Julie B. Solomon, Albany, N.Y. walk. Filed March 26. Property: 15 Hayes St., Easton. Filed March 27. Smith, Dean, Bridgeport. $7,497.94, in favor of Cavalry SPV Pinto, Andrea, Easton. $1,263.32, I L.L.C., Valhalla, N.Y., by Joseph in favor of Precision Recovery M. Tobin, New Haven. Property: Analytics Inc., Hawthorne, N.Y., 350 Grovers Ave., Bridgeport. by Joseph M. Tobin, New Haven. Filed March 26. Property: 12 The Circle, Easton. Filed March 25.

Turoczi, Kevin, Danbury. $558.29, in favor of Housatonic Valley Radiology, Danbury, by Robert L. Peat, Danbury. Property: 8 Austin St., Danbury. Filed March 27.

Bicudo, Ricardo, 600 Washington Blvd., Stamford. $84,983.37, tax debt on income earned. Filed April 1.

Kids Time Pre School and Day Care Inc., 32 Portland Ave., Redding. $2,197.13, payroll taxes. Filed March 27.

Bodek, Elizabeth B. and Haim Y., 11 Sea Beech Drive, Stamford. Upshaw, Willie, Fairfield. $101,957.61, tax debt on income $7,378.47, in favor of Midland earned. Filed April 1. Funding L.L.C., San Diego, Calif., by Holly Nelen, East Hartford. Property: 74 James St., Fairfield. Bremner, Yuki and Brian M., 52 Benjamin St., Old Greenwich. Filed March 22. $58,060.10, tax debt on income earned. Filed March 25. Vlahos, John, Monroe. $1,355.65, in favor of Lewin P&H Supply Co., Hartford, by Jeffrey A. Beck- Brown, Ridgely W., 15 Fifth St., man, Hartford. Property: 420 Stamford. $205,099.68, tax debt on Moose Hill Road, Monroe. Filed income earned. Filed March 26. March 26. Carol L. Upright L.L.C., 230 Wilson, Angela B., Bridgeport. Winton Road, Fairfield. $7,045.61, $472.73, in favor of Advanced payroll taxes. Filed March 19. Radiology Consultants L.L.C., Trumbull, by Richard Terry, Catalino, Bonnie and Mark, 121 Hamden. Property: 212 Prince Towne St., Apt. 217, Stamford. St., Bridgeport. Filed March 26. $105,152.42, tax debt on income earned. Filed April 1. Worsley, Sandra, Bridgeport. $6,840.89, in favor of Palisades Cawsey, Margaret J. and William Collection L.L.C., Englewood W., 28 Fletcher Ave., Greenwich. Cliffs, N.J., by Holly Nelen, East $60,813.97, tax debt on income Hartford. Property: 360 Priscilla earned. Filed March 25. St., Bridgeport. Filed March 26.

Lashley, Traci L. and Charles F., 25 Glendenning St., Norwalk. $58,468.87, tax debt on income earned. Filed April 1.

Wrobel, Mariusz M. and W Painting L.L.C., Norwalk. $10,237.60, in favor of Cach L.L.C., Denver, Colo., by Joseph M. Tobin, New Haven. Property: 12 Chester St., Norwalk. Filed March 28.

LEASES Dr. Pamela George, Landlord: ACA Distributors Inc., Fairfield. Property: 325 Reef Road, Suite 101, Fairfield. Term: Five years, commencing Feb. 28, 2013. Filed March 25.

LIENS

FEDERAL TAX LIENSFILED Adams, Colleen H. and David J., 225 Primrose Lane, Fairfield. $46,197.37, tax debt on income earned. Filed March 27. Biagoni, Sergio, 34 Concord St., Greenwich. $26,443.75, tax debt on income earned and trust fund recovery penalty and/or excise taxes imposed. Filed March 25.

24 Week of April 15, 2013 â&#x20AC;˘ Fairfield County Business Journal

Gianopoulos, Constantine, 41 Fishing Trail, Stamford. $21,623.35, trust fund recovery penalty and/or excise taxes imposed. Filed April 1.

FEDERAL TAX LIENSRELEASED

Mathison, Patricia A., 113A Walnut Tree Hill Road, Sandy Hook. Callands, Kermit, 51 Schuyler $15,764.82, tax debt on income Ave., Apt. 89, Stamford. $2,701.21, earned. Filed March 25. tax debt on income earned. Filed March 26. Miller, Julie Dillon Ripley, 6 McKendry Court, Rowayton. Callands, Kermit, 1633 Wash$1.9 million, tax debt on income ington Blvd., Apt. C4, Stamford. earned. Filed March 19. $10,186.55, tax debt on income earned. Filed March 26.

FEDERAL TAX LIENSPARTIAL RELEASE

Callands, Kermit, 16 Burwood Ave., Stamford. $2,954.31, tax debt on income earned. Filed March 26.

Harrison, Nina L., 28 N. Calvin Road, Weston. $103,056.85, tax Callands, Kermit, 15 Victory debt on income earned. Filed St., Apt. 4, Stamford. $15,488.59, March 27. tax debt on income earned. Filed March 26.

Harrison, Nina L. 28 N. Calvin Road, Weston. $104,803.71, tax Callands, Kermit, 51 Schuydebt on income earned. Filed ler Ave., Apt. 8G, Stamford. $11,778.78, tax debt on income Cubur, Goldie and Erique, 11 March 25. earned. Filed March 26. Pepper Ridge Road, Stamford. $64,989.02, tax debt on income Miller, Peter F., 21 Point Road, earned. Filed March 27. Norwalk. $48,895.12, tax debt on Classic Graphics Corp., 652 income earned. Filed April 1. Glenbrook Road, Stamford. $15,373.31, payroll taxes. Filed Czegfedi, Michael, 12 Gaylord Drive South, Wilton. $63,795.40, Reiss, Ronald J., 75A Richland March 25. tax debt on income earned. Filed Road, Greenwich. $95,251.35, March 19. tax debt on income earned. Filed Diaz, Sylvie, 300 Atlantic St., March 26. 10th floor, Stamford. $9,355.09, tax debt on income earned. Filed Feliciano, Jose M., 266 Lyons April 1. Plain Road, Weston. $158,595.83, tax debt on income earned. Filed FEDERAL TAX LIENSApril 1. Dimowitz, Steven H., 58 Geriak REFILE NOTICE St., Stamford. $42,241.98, tax debt on income earned. Filed Harter, Christina M. and John Constantine, March 25. L., 2 Silvermine Ridge, Norwalk. Gianopoulos, $16,956.11, tax debt on income 41 Fishing Trail, Stamford. $20,212.46, trust fund recovery earned. Filed April 1. penalty and/or excise taxes im- Gavay-Gesauldi, C. and Carl Gesauldi, 30 Little Brook Lane, posed. Filed April 1. Newtown. $7,419.42, tax debt on Harter, Christina M. and John income earned. Filed April 2. L., 2 Silvermine Ridge, Norwalk. Constantine, $78,146.65, tax debt on income Gianopoulos, 41 Fishing Trail, Stamford. earned. Filed April 1. $7,749.48, trust fund recovery Groberio, Sheila and Selpenalty and/or excise taxes im- vino, 355 Ruth St., Bridgeport. $5,553.12, tax debt on income Hochreiter, E. Joseph, 6 Sandy posed. Filed April 1. earned. Filed March 26. Lane, Greenwich. $174,711.12, tax debt on income earned. Filed Gianopoulos, Constantine, March 25. 41 Fishing Trail, Stamford. Hackett, Ashley, 150 South$18,715.63, trust fund recovery field Ave., Apt. 1233, Stamford. Ianus, Nicolae and Vasilica, 1 penalty and/or excise taxes im- $13,803.73, tax debt on income earned. Filed March 25. Success Ave., Fairfield. $33,412.53, posed. Filed April 1. tax debt on income earned. Filed March 19. Gianopoulos, Constantine, Huslin, Oral, 270 Graham St., 41 Fishing Trail, Stamford. Fairfield. $11,099.20, tax debt on Jolon, Jose, 38 Diaz St., First floor, $13,234.52, trust fund recovery income earned. Filed March 19. Stamford. $72,387.44, tax debt on penalty and/or excise taxes imposed. Filed April 1. income earned. Filed March 25. Kyasky, Darshane E., 24 Cedar Hill Road, Shelton. $2,061.56, tax debt on income earned. Filed March 25.

on the record Lamb, Sheila F. and Graham R., 48 Norton Road, Easton. $90,752.94, tax debt on income earned. Filed March 25.

Highland HC L.L.C., Ridgefield. Filed by Premiere Flooring Systems Inc., Ridgefield, by Nicholas Mazzo. Property: 123 to 125 Main St., Newtown. Amount: $11,485. Filed March 28.

Lattimore, Patrick A., 5 Wilson Place, Apt. 3, Danbury. $14,454.56, tax debt on income Martin, Ilse, Fairfield. Filed by earned. Filed March 25. Zenko Inc., Monroe, by Robert Zenko. Property: 93 College Place, Fairfield. Amount: $18,282. Mattai, Natalie J., 39 Acorn Ave., Filed March 25. Bridgeport. $9,187.97, tax debt on income earned. Filed March 26. O’Malley, Beth, Greenwich. Filed by Fiore Screnci, Greenwich. Orr, Maple and Lloyd, 80 Webb Property: 90 Bowman Drive, Ave., Stamford. $18,628.68, tax Greenwich. Amount: $239,830. debt on income earned. Filed Filed March 26. March 25.

Ahmed, Kamal, et al., Bridgeport. Filed by Loren M. Bisberg, Farmington, for JPMorgan Chase Bank N.A., Columbus, Ohio. Property: 1533 to 1535 Park Ave., Bridgeport. Action: to foreclose a delinquent mortgage in the original principal amount of $252,000, dated November 2005. Filed March 26.

Brown, Joyce and Janet Y. Williams, et al., Stamford. Filed by Kristen Boyle, Hartford, for Bank of America N.A., Charlotte, N.C. Property: 700 Summer St., Unit 8A, Stamford. Action: to foreclose a delinquent mortgage in the original principal amount of $200,800, dated December 2005. Filed March 28.

Albuquerque, Louisa C. and Joseph S. Burden, et al., Monroe. Filed by Loren M. Bisberg, Farmington, for Connecticut Housing Financial Authority, Bridgeport. Property: 332 Elm St., Monroe. Action: to foreclose a delinquent mortgage in the original principal amount of $269,444, dated January 2009. Filed March 28.

Canada, Patricia J., et al., Stamford. Filed by Richard Lewis, Stamford, for First County Bank, Stamford. Property: 63 Standish Road, Unit 17-C4, Stamford. Action: to foreclose a delinquent mortgage in the original principal amount of $130,800, dated January 2004. Filed March 28.

Pelho, Sergio, Easton. Filed by Charles E. McLevy, Fairfield. Property: 80 High Meadow Road, Asghar, Waqar and Tahira Easton. Amount: $5,000. Filed Samia, et al., Stamford. Filed March 22. by Mark A. Sank, Stamford, for Second Fairlawn Condominium Association Inc., Stamford. PropSkeeter, Tanya C., 252B Wade St., erty: 207 Seaton Road, Stamford. Bridgeport. $3,718.89, tax debt on MECHANIC’S LIENSAction: to claim a foreclosure. income earned. Filed March 19. RELEASED Filed March 25. Road Ready Used Cars Inc., 887 Reservoir Ave., Bridgeport. $31,154.69, payroll taxes. Filed March 26.

Veliz, Catalino, 19 Lee St., Second floor, Stamford. $4,350.13, tax debt on income earned. Filed April 1. Veloso, Marcia and Celso, 583 Melville Ave., Fairfield. $4,349.59, tax debt on income earned. Filed March 19. Veras Walowitz, Magg and M P Walowitz, 45 Peaceful Valley Road, Trumbull. $20,912.29, tax debt on income earned. Filed March 25. Villeroel, Frank J., 40 Belmont Ave., Shelton. $28,678.45, tax debt on income earned. Filed March 25. Wilson, Lisa, 146 Weber Ave., Unit 2, Bridgeport. $10,335.60, tax debt on income earned. Filed March 26. Wilson, Serena L. and Terena, 111 Clermont Ave., Bridgeport. $10,039.43, tax debt on income earned. Filed March 26.

MECHANIC’S LIENSFILED Callahan Inc., Norwalk. Filed by Norwalk Alf Poperty Inc., Bridgewater, Mass. Property: 73 Strawberry Hill Ave., Norwalk. Amount: $50,191. Filed March 28.

Black Rock Associates, Fairfield. Filed by Probuild Co. L.L.C., by Nick Berardis. Property: 525 Tuxnis Hill Cutoff, Fairfield. Amount: $9,526.54. Filed March 22.

Barahona, Augusto a.k.a. Augusto Parahno, et al., Stamford. Filed by Adrienne Roach, Hartford, for The Bank of New York Mellon, trustee, New York City. Property: 68 Avery St., Stamford. Action: to O’Halpin, Valerie L. and James foreclose a delinquent mortgage J., Stamford. Filed by William Ni- in the original principal amount zolek Landscaping of Stamford. of $558,750, dated April 2006. Property: 2297 Long Ridge Road, Filed March 25. Stamford. Amount: $16,866.22. Filed March 27. Bernard, David N. and Demetrios M., et al., Bridgeport. Filed by Douglas Sauvé, Hartford, for U.S. Bank N.A., trustee, Salt Lake LIS PENDENS City, Utah. Property: 445 Holland Road, Bridgeport. Action: to fore108 Prospect Street L.L.C.; and close a delinquent mortgage in P & H Construction Group Inc., the original principal amount of Stamford. Filed by Christopher $296,000, dated April 2007. Filed G. Winans, Danbury, for Ogden March 26. Electrical Service Inc., Danbury. Property: 108 Prospect St., Stamford. Action: to foreclose on a me- Bodo, Robert, Fairfield. Filed by Erik Loftus, East Hartford, chanic’s lien. Filed March 27. for Homeward Residential Inc., Irvine, Calif. Property: 131 Ros12 Havemeyer Owners L.L.C.; eville St., Fairfield. Action: to and Rona H. and Jeffrey B. Ci- foreclose a delinquent mortgage, trin, Greenwich. Filed by Joseph dated April 2006. Filed March 20. J. Cherico, Stamford, for U.S Bank N.A., trustee, Salt Lake City, Utah. Property: 12 Havemeyer Place, Bogan, Steven C., Fairfield. Filed Greenwich. Action: to foreclose by Loren M. Bisberg, Farmington, a delinquent mortgage. Filed for Deutsche Bank National Trust, trustee, Los Angeles, Calif. PropMarch 27. erty: 2161 Congress St., Fairfield. Action: to foreclose a delinquent mortgage in the original principal amount of $808,000, dated February 2007. Filed March 19.

Damico, Dominic F. Heirs and/ or Beneficiaries, et al., Danbury. Filed by Jo-Ann Sensale, Farmington, for JPMorgan Chase Bank N.A., Columbus, Ohio. Property: 14 Cedar St., Danbury. Action: to foreclose a delinquent mortgage in the original principal amount of $140,200, dated April 1999. Filed March 25.

Evans, Dana Lee and William H., et al., Greenwich. Filed by John F. Carberry, Stamford, for Charles R. Lee. Property: 49 Tomac Ave., Greenwich. Action: to foreclose a delinquent mortgage in the original principal amount of $2.1 million, dated July 2003. Filed March 27.

Fairfield Lighting and Design Center Inc. and Frank J. Zemola, Fairfield. Filed by Matthew C. Mason and Edward Schenkel, Wilton, for Fairfield County Bank, Ridgefield. Property: 63 and 75 Duca Ave., Fairfield. Action: to foreclose a delinquent mortgage in the original principal amount of $225,000, dated January 2012. Davis, Barbara and Laurence Filed March 26. Sarezky, et al., Bridgeport. Filed Carbone, Nicholas D., et al., by Robert N. Sensale, New Haven, Danbury. Filed by Adrienne for American Tax Funding L.L.C., Roach, Hartford, for Wells Fargo Jupiter, Fla. Property: 2675 Park Bank N.A., Frederick, Md. Prop- Ave., Unit 21, Bridgeport. Action: MORTGAGES erty: 89 Hospital Ave., Danbury. to foreclose past due tax liens. Action: to foreclose a delinquent Filed March 26. mortgage in the original principal Commercial amount of $265,000, dated NoDe Munnynck, Natalie and Yoav vember 2005. Filed March 28. Weingenfeld, Greenwich. Filed 1460 Post Road L.L.C., Fairfield, by Randall J. Carreirra, New Pres- by John Karageorge. Lender: TD Chandler, Ethan Z., et al., Mon- ton, for Lee Seward Plumbing and Bank N.A., Wilton. Property: 1460 roe. Filed by Douglas Sauvé, Hart- Heating Inc., New Milford. Prop- Post Road, Fairfield. Amount: ford, for U.S Bank N.A., trustee, erty: 82 Doubling Road, Green- $550,000. Filed March 22. Salt Lake City, Utah. Property: 18 wich. Action: to foreclose on a Cascade Circle, Unit 18, Monroe. mechanic’s lien. Filed March 27. 16 ½ Main Street L.L.C., DanAction: to foreclose a delinquent bury, by Giuseppe Lombardo. mortgage in the original principal amount of $345,230, dated March Diiorio, Giuseppe and Salva- Lender: First Bank of Greenwich, tore, Norwalk. Filed by Michael S. Cos Cob. Property: 16 and 16 2006. Filed March 27. Alexander, Hamden, for Glenrock ½ Main St., Danbury. Amount: Condominium Association Inc., $8,000,000. Filed March 27. Charles, Steven A., et al., Nor- Norwalk. Property: 29 Glenrock, walk. Filed by Griffith H. Trow, Norwalk. Action: to foreclose on Stamford, for Clocktower Close unpaid common charges. Filed Greenwich Avenue L.P., Greenwich, by Jeffrey T. Miller. Lender: Condominium Association Inc., April 1. People’s United Bank, BridgeNorwalk. Property: 25 Grand port. Property: 70 to 74 and 80 St., Unit 154, Norwalk. Action: to foreclose on unpaid common Enriquez, Susana and Hector, to 86 Greenwich Ave., Greenet al., Danbury. Filed by Adri- wich. Amount: $3.7 million. Filed charges. Filed March 27. enne Roach, Hartford, for Bank March 25. of America N.A., Charlotte, N.C. Cobb, Kisha M., et al., Bridge- Property: 23 Franklin St., Unit 11, port. Filed by Loren M. Bisberg, Danbury. Action: to foreclose a Lazaros Realty L.L.C., Norwalk, Farmington, for Connecticut delinquent mortgage in the origi- by Nick Ouzouridis. Lender: Housing Financial Authority, nal principal amount of $140,000, Webster Bank, Waterbury. PropBridgeport. Property: 23 Sturte- dated June 2005. Filed March 25. erty: 317 Strawberry Hill Ave., Norwalk. Amount: $225,000. vant Place, Bridgeport. Action: to Filed April 1. foreclose a delinquent mortgage in the original principal amount Epondulan, Generoso and of $165,000, dated October 2003. Amytis, et al., Stamford. Filed Mortimer Drive L.L.C., Greenby Karen J. Lucien, Hartford, for Filed March 26. GMAC Mortgage L.L.C., Fort wich, by Mark Victor. Lender: Washington, Pa. Property: 224 Michael E. McPhee, Goshen. Daignault Donna A. and Patrick Seaton Road, Unit 29A1, Stam- Property: 16 Mortimer Drive, A., et al., Newtown. Filed by Jef- ford. Action: to foreclose a delin- Greenwich. Amount: $1.3 milfrey M. Knickerboxer, Hartford, quent mortgage in the original lion. Filed March 28. for HSBC Bank USA N.A., Buf- principal amount of $254,600, falo, N.Y. Property: 44Scudder dated June 2005. Filed March 25. Mortimer Drive L.L.C., GreenRoad, Newtown. Action: to forewich, by Mark Victor. Lender: close a delinquent mortgage in Michael E. McPhee, Goshen. the original principal amount of Property: 14 Mortimer Drive, $456,500, dated June 2005. Filed Greenwich. Amount: $1.4 milMarch 28. lion. Filed March 28. Dasilva, Elizea, et al., Fairfield. Filed, for Federal National Mortgage Association, Washington, D.C. Property: 1499 Fairfield Woods Road, Fairfield. Action: to foreclose a delinquent mortgage. Filed March 28.

THE RECORDS SECTION IS NOW AVAILABLE BY DIGITAL SUBSCRIPTION. Go to westfaironline.com/buy/records-section/ for more information and to view a sample.

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of April 15, 2013 25

on the record Newtown Alf Property L.L.C., Chicago, Ill., by Samuel H. Kovitz. Lender: Bank of America N.A., Charlotte, N.C. Property: Lot 1, Map 7227, Newtown. Amount: $400 million. Filed March 27. Old Post Office Square L.L.C., Ridgefield, by Lajtif Ramadani. Lender: Patriot National Bank, Stamford. Property: 10 to 30 Center St., Wilton. Amount: $2.2 million. Filed March 28.

Stone Castle Investments L.L.C., Monroe, by John M. Kimball. NEW BUSINESSES Lender: Newtown Savings Bank, Newtown. Property: Monroe Turnpike, Parcel A, B and C, 2 Son’s Cleaning Service L.L.C., Map 3089, Monroe. Amount: 73 Washington Terrace, Bridgeport 06604, c/o Mary Brewington. $600,000. Filed March 27. Filed March 18. TAG Forest L.L.C., Stamford, by John J. DiMenna Jr. Lender: Israel Discount Bank of New York, New York City. Property: 11 Forest St., Stamford. Amount: $9 million. Filed April 1.

3Lakesadvisors.com, Four High Ridge Park, Suite 100, Stamford 06905, c/o Three Lakes Trading Co. Filed March 21. 3Lakesfutures.com, Four High Ridge Park, Suite 100, Stamford 06905, c/o Three Lakes Trading Co. Filed March 21.

Pilgrim Towers Inc., Stamford, by Joseph McBride. Lender: Stamford Community Development Program. Property: 25 Washington Court, Stamford. Amount: $33,000. Filed April 1.

Balanced Tree Care L.L.C. d.b.a. Eudoxie Acupuncture, 107 GlenDave Hayner and Associates brook Road, Stamford 06902, c/o Ltd., 12 Antler Pine Road, Sandy Eudoxie Davies. Filed March 22. Hook 06482, c/o Brian Nadriczny. Filed March 18. Facedog, 466 Garfield Ave., Bridgeport 06606, c/o Sueli Bells Corner Gift Shop/Bou- Soares. Filed March 20. tique, 26 Bellstown Road, Stamford 06906, c/o Jesus Medina. Filar Realty, 45 Cross Lane, Cos Filed March 22. Cob 06807, c/o Radoslaw Filarski. Filed April 1. Bettswood Property Services L.L.C., 231 Main St., Second floor, Stamford 06901, c/o Denise Fleet Feet Sports Stamford, 168 Imbrogno and Daniel J. Colan- Bedford St., Stamford 06901, c/o Stage Two Inc. Filed March 19. dro. Filed March 26.

Coating compositions. Patent no. 8,410,202 issued to Jin Wu, Pittsford, N.Y.; Lanhui Zhang, Webster, N.Y.; and Lin Ma, Pittsford, N.Y. Assigned to Xerox Corp., Norwalk. Dual optical path image scanner for automatic image-quality measurements in an imageproduction device. Patent no. 8,411,329 issued to Martin Edward Hoover, Rochester, N.Y. Assigned to Xerox Corp., Norwalk.

Image-alignment procedure. Patent no. 8,412,088 issued to Abu Saeed Islam, Rochester, N.Y.; COnstRuCtIOn Florida Roof, 20 Mercedes Lane, Block Rock Dry Cleaners and Rakesh Suresh Kulkarni, Webster, Tailors, 3008 Fairfield Ave., Stamford 06905, c/o Jesus Bar- N.Y.; and Jack Elliot, Penfield, Adirondack Estates L.L.C. and Agencia Hispana Express, 159 Bridgeport 06605, c/o Panagiotis rabi. Filed March 18. N.Y. Assigned to Xerox Corp., River Ridge Estates L.L.C., Stillwater Ave., Stamford 06902, Rallis. Filed March 18. Norwalk. Rolling Hills Country Club Inc., Bridgeport, by Michael J. Ros- c/o Oficina Hispana Corp. Filed Fur to Feathers Pet Sitting SerWilton, by Thomas C. Bloch. nick. Lender: Stamford First March 22. vice L.L.C., 18 Boot Shop Lane, BT’s Mulchifi er, 60 Appleblossom Bank, Stamford. Property: Lots 9 Lender: Bank of New Canaan, Monroe 06468, c/o Gwen Gangi. Methods, apparatus and sysLane, Newtown 06470, c/o Robert tems for controlling a gloss of New Canaan. Property: 333 Hurl- to 15, Map 1745 and Lots 1 to 8, Andriy Boroday Carpentry, Filed March 13. F. Tulipani. Filed March 18. an image fixed by warm-presbutt St., Wilton. Amount: $13.5 Parcel A, B1 and B2, Map 1745, 230 Greenwich Ave., Stamford Easton. Amount: $3.3 million. sure fixing. Patent no. 8,412,087 million. Filed March 20. 06902, c/o Andriy Boroday. Filed April 1. issued to Anthony S. Condello, Galluccico d.b.a. Galluci’s CaChateau Express, 20 Acosta St., Filed March 18. Stamford 06902, c/o CP Trucking tering, 14 Brennan Road, New- Webster, N.Y.; and ChristoShelton Auto Body & Repair town 06470, c/o Tony Galucci. pher Lynn,Wolcott, N.Y. Assigned Inc., Shelton, by John Kopchik Mortimer Drive L.L.C., Green- Babies First Steps, 155 Sherman L.L.C. Filed March 27. to Xerox Corp., Norwalk. Filed March 13. Jr. Lender: Webster Bank N.A., wich, by Mark Victor. Lender: St., Bridgeport 06608, c/o Miriam Cheshire. Property: 374 Coram Michael E. McPhee, Goshen. Egea. Filed March 18. Chinese Healing Arts Center, Ave., Shelton. Amount: $60,000. Property: 16 Mortimer Drive, 73A Great Plain Road, Danbury Gamestop 4243, 5065 Main St., Method and system for autoGreenwich. Amount: $1.4 milFiled March 25. 06810, c/o Teying Huang Shih, Space 122, Trumbull 06611, c/o matic sharing and custom user lion. Filed March 28. Tzukuo Shih and Te Ying Huang. Michael Nichols. Filed March 14. interface features in a ﬂeet of multifunction devices. Patent Filed March 28. no. 8,411,304 issued to Wendell Gamestop 4571, 100 Greyrock L. Kibler, Ontario, N.Y.; Arturo City harvest Ministries, 499 Place, Space D132, Stamford M. Lorenzo, Fairport, N.Y.; RobWashington Ave., Bridgeport 06901, c/o Gamestop Inc. Filed ert J. St. Jacques Jr., Fairport, N.Y.; and Naveen Sharma, Fairport, 06610, c/o David L. Bradt. Filed March 21. N.Y. Assigned to Xerox Corp., March 20. Gamestop 4704, 2391 Sum- Norwalk. Colandro and Imbrogno Ma- mer St., Store 3 and 4, Stamford sonry L.L.C., 231 Main St., Sec- 06905, c/o Gamestop Inc. Filed System and method for computerized sales optimization. ond floor, Stamford 06901, c/o March 21. Patent no. 8,412,567 issued to Daniel J. Colandro and Mario Imbrogno. Filed March 26. Go Smart Mobile, 10 Green- Nick Evevsky, Webster, N.Y. Aswich Ave., Greenwich 06830, c/o signed to Xerox Corp., Norwalk. Cutting Edge Landscaping, 5 Box- T-Mobile Northeast L.L.C. Filed System and method for locatwood Road, Norwalk 06851, c/o March 22. ing products in association with William Mallozzi. Filed March 20. Go Smart Mobile, 5065 Main St., productivity and cost informaXXXXXXXXXXXXXX XXXXXXXXXXXXXX XXXXXXXXXXXXXX tion. Patent no. 8,412,592 issued XXXXXXXX XXXXXXXX XXXXXXXX Dandy Foods, 80 Mill Plain Road, Space K-2, Trumbull 06611, c/o to Daniel H. Burnett, Fairport, T-Mobile Northeast L.L.C. Filed Cortland, NY Cortland, NY Cortland, NY Danbury 06813, c/o Danbury N.Y. Assigned to Xerox Corp., Listing price: US$114,900 Listing price: US$114,900 Listing price: US$114,900 Distributors Inc. Filed March 26. March 22. Norwalk.

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Email Hdebartolo@westfairinc.com or go to westfaironline.com 26 Week of April 15, 2013 • FairField County Business Journal

De La Luna Creations, 81 Jockey Go Smart Mobile, 15 Backus Ave., System for controlling integraHollow Road, Monroe 06468, c/o Danbury 06810, c/o T-Mobile tion times of photosensors in Diana J. Martinez. Filed March 12. Northeast L.L.C. Filed March 25. an imaging device. Patent no. 8,411,182 issued to Scott L. Tewinkle, Ontario, N.Y. Assigned to Go Smart Mobile, 100 GreyEast Coast Softball, 26 West St., Newtown 06470, c/o John M. and rock Place, Space E105, Stamford Xerox Corp., Norwalk. 06901, c/o T-Mobile Northeast Steve Viciola. Filed March 20. L.L.C. Filed March 27. Selection of exposure intensity and cleaning field intensity setEB Games 4347, 5065 Main St., Space 111, Trumbull 06611, c/o Greenwave Irrigation, 2225 Res- points for optimum line width Michael Nichols. Filed March 14. ervoir Ave., Trumbull 06611, c/o using sensor reading. Patent no. 8,411,324 issued to Paul L. Jacobs, Tim Jagoe. Filed March 12. Webster, N.Y.; W. Bradford Willard, Fairport, N.Y.; and Brian Esco Custom, 27 Orange St., PATENTS R. Conrow, Webster, N.Y. AsStamford 06902, c/o Jonathan Essigned to Xerox Corp., Norwalk. cobar. Filed March 25. Application of porous structured organic films for gas storage. PatEspinal Express, 10 Clifton Place, ent no. 8,410,016 issued to Adrien Danbury 06810, c/o Gregory Es- P. Cote, Clarkson, Calif.; and Matpinal. Filed March 25. thew A. Heuft, Oakville, Calif. Assigned to Xerox Corp., Norwalk.

Business ConneCtions Issues & PolIcIes

events

CBIA’s Annual Health & Safety Conference

A Bitter Pill: Hospital Charges vs. Actual Costs

t’s a problem so big that Time magazine devoted an entire issue to it (“Bitter Pill: Why Medical Bills Are Killing Us,” March 4, 2013): Hospitals routinely charge more—often 10 times more—than their actual costs for medical services.

It’s also a key issue for Connecticut businesses because of a ruling last fall by the state Workers’ Compensation Commission that insurers and employers have to pay the full rates charged by hospitals in settling claims. Most hospital reimbursement rates for the last two decades have been the result of negotiations—which for the most part has worked well for both employers and hospitals alike. But hospitals would be pleased not to negotiate under the commission’s decision (which is being challenged) because it guarantees higher payouts from the already lucrative workers’ compensation business than they would get if they did negotiate. That’s why the term “actual costs” is used in state workers’ comp law. It was deemed a necessary tool for negotiating hospital fees, for without it, employers had no leverage and would face unreasonably high costs. (Worker’s comp claims comprise less than

2% of all medical claims, thus the low volume means little leverage.) Having the tools to negotiate is key, because as Time revealed, hospitals and health care providers offer services at prices that very often bear little relationship to actual costs.

BIA’s Annual Health & Safety Conference— the largest of its kind in the state—provides business owners and safety and HR professionals with the essential tools for creating and maintaining a healthy, safe workplace. Program Highlights f Preparing for Disaster: Making Order Out of Chaos

Hospitals arbitrarily set prices based on “the chargemaster, the mysterious internal price list for products and services that every hospital in the U.S. keeps,” says Time.

f Making Safety a Part of the Company’s DNA

Fifty percent of workers’ comp payouts are for medical treatment—and of that, a third are payments to hospitals. Without a way to check this trend, employers will face even higher increases going forward.

f Globally Harmonized Systems: 12-, 24-, 36-Month Compliance Strategies

f OSHA Update

Employers and insurers are now challenging the commission’s ruling. State lawmakers also are considering a remedy through SB 1074, which is still a work in progress. That measure is meant to give employers or their insurers the necessary tools to continue negotiating hospital reimbursement rates, starting with actual costs, that are fair to both employers and hospitals.

Date Wednesday, April 24, 2013

➤ Read more at gov.cbia.com

➤ Register at cbia.com/events

Scan to RegiSteR

Time 8:30 am–3:30 pm Place The Farmington Club 162 Town Farm Rd., Farmington Cost CBIA members, $159 nonmembers, $200

HealtHcare 2014

Healthcare Red Flags: How Lawmakers Impact Rising Costs

ith about two months left in the 2013 legislative session it’s a good time to recap the remaining healthcare related bills under consideration. What should be a red flag to Connecticut employers and all healthcare consumers is that legislators are looking at several proposals that will drive up—not reduce—their health insurance costs. The Insurance Committee approved a number of health benefit mandates, despite the fact that under federal healthcare legislation they are certain to increase costs to the state and healthcare consumers alike— especially Connecticut’s small businesses. Health benefit mandates are services and procedures insurers are required to include in a health insurance plan. Connecticut currently has more than 50 health benefit mandates, which the Department

of Insurance says combine to add approximately 15%-20% to the cost of premiums. Now, under national healthcare legislation, the state will have to pick up the tab for any new mandates that might be passed this session. Because that will mean higher premiums and less choice for healthcare consumers, CBIA continues to oppose new health benefit mandates. The Labor Committee also played a role in the problem of rising healthcare costs. The committee approved HB 6431, which exempts cooperative arrangements (in which different healthcare providers with no business relationship combine to negotiate rates as a block) from the state’s antitrust laws that are designed to promote fair competition in the marketplace.

Competition is key to driving lower prices and better services, but HB 6431 will make consumers vulnerable by driving up costs and decreasing access. The Connecticut attorney general also opposes this bill and in testimony to the committee pointed out similar concerns from the Federal Trade Commission (FTC). According to the FTC, this type of measure results in higher costs and decreased access to health care for Connecticut consumers. The second problematic measure from the Labor Committee is HB 6614, which requires certain Connecticut employers with 250 or more employees to reimburse the state for certain employees and family members who choose to opt-in to the state’s HUSKY program. ➤ Read more at gov.cbia.com

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of April 15, 2013 27

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Adding to the excitement are presentations by Constant Contact’s ELLEN (DEPASQUALE) WILLIAMS, ROAM’s fashions with BABE RIZZUTO, MAGIC DAVE and Belly Dance by TAVA

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