Fairfield County Business Journal 042913

FAIRFIELD COUNTY

BUSINESS JOURNAL YOUR ONLY SOURCE FOR REGIONAL BUSINESS NEWS | westfaironline.com

FCBJ this week THE MAYORS OF BRIDGEPORT and Stratford have agreed to reduce the size of Sikorsky Memorial Airport and to build a runway safety zone … 2 IN SPITE OF PRIVATE-SECTOR gains of 3,100 jobs in March, Connecticut’s unemployment rate was unchanged at 8 percent … 3

UNDER the MICROSCOPE PAGE 6

April 29, 2013 | VOL. 49, No. 17

Special Report:

As pharmaceutical companies prepare for a regulatory change that will require them to disclose payments to doctors starting in 2014, the Business Journal examines data on payments made to Connecticut physicians from 2009 to 2012.

POLITICS SHOULD NOT TRUMP due diligence in determining the outcome of plans to relocate Stamford’s former South End boatyard … 4 A NEW PROGRAM TO FINANCE energy upgrades is poised to take off after launching in January, with more than 90 projects now in the pipeline … 9

MEDIA PARTNER

Shopping for insurance, with options

state’s small business marKetplace amonG the few to offer multiple health products

BY PATRICK GALLAGHER pgallagher@westfairinc.com

A

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HealthPass and its technolo�y partner bswift Inc., of Chicago, will manage Connecticut’s Small Business Health

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Options Program (SHOP), a feature mandated by the Patient Protection and Affordable Care Act. With HealthPass at the reins, Connecticut is one of only a few states whose SHOP exchange, true to its name, will provide employers and their employees with multiple health insurance options from which to choose.

Bowing to the administrative burdens of health care reform, the U.S. Department of Health and Human Services — which

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will operate health insurance exchanges for 33 states — recently said it would delay by one year a requirement that multiple insurance products be available through the SHOP exchanges by 2014.

In recent testimony before the U.S. Senate Health, Education, Labor and Pension committee, the CEO of Connecticut’s health insurance exchange noted that “the hallmark of health reform has been the concept of shared responsi» Insurance, page 8

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Ready for takeoff cities aGree to safety Zone at bridGeport airport

BY JENNIFER BISSELL jbissell@westfairinc.com

E

nding decades of discord, the mayors of Bridgeport and Stratford have signed an agreement to reduce the size of the Sikorsky Memorial Airport and build a runway safety zone.

“The future of the airport was at stake for a while because the leaders of the towns really weren’t able to get along and agree,” Bridgeport Mayor Bill Finch said. “Our consciences are going to rest easier now that we’ve done everything we could to be safe.”

For years the Bridgeport-owned airport, which is technically in Stratford, has been the source of high tensions for residents and government officials.

While Bridgeport wanted to see more

use out of the airport and an extended crash safety zone, Stratford residents were cautious about the noise impact of additional air traffic and disruption to the nearby Lordship neighborhood.

Roughly 186 aircraft operators use the airport a day on average, according to 2010 operational statistics. About 139 single-engine airplanes, three helicopters and 33 jets are based on the field.

Not even an April 1994 crash at the airport that left eight people dead spurred an agreement between the two cities over new safety measures.

But now, with the Federal Aviation Administration willing to pay 90 percent of the $20 million project, the towns have struck an agreement.

A safety zone will be built at the end of the airport’s runway, requiring a section of Stratford’s Main Street to be

rerouted. The project is expected to be completed just months ahead of a federal mandate to install the safety zone by 2015.

The towns will split the remaining costs.

The agreement also includes locking in runways at their current lengths, a requirement to clean up blight on the airport grounds and a 40-acre reduction in the size of the airport. Additionally, by rerouting Main Street, some flooding problems will be resolved for Stratford.

“For decades, the residents of Lordship have been wrongly denied access to their homes because of high tides and average-sized rainstorms,” Stratford Mayor John A. Harkins said in a statement. “Not only from a convenience standpoint, but in terms of public safety concerns, this agreement will bring wel-

comed relief to the people of Lordship. … By reducing the overall footprint of the airport and locking in the length of the runways we can assure the residents of Lordship that the airport will not be expanded now or in the future.”

Both mayors say the deal is a result of their positive working relationship and the help of Gov. Dannel P. Malloy and other state officials. Finch was also happy to report to that the towns will no longer stand in the way of possible private investments in the airport.

“People who want to invest in the airport know the government is solidly behind them and that the towns are cooperating,” Finch told the Business Journal. “Their investments will be safer. There won’t be any inter-town squabbling to stop the success of the airport.”

Amtrak CEO warns of insufficient funding

A concept rendering of Amtrak’s next-generation high-speed rail service at Wilmington Station in Delaware. Courtesy of Amtrak.

BY PATRICK GALLAGHER pgallagher@westfairinc.com

A

mtrak is facing a “crisis of success” on the Northeast corridor rails and estimates it will need $2 billion in annual funds to address necessary infrastructure improvements, its CEO told a Senate panel.

CEO Joe Boardman said the upcoming expiration of the 2008 Passenger Rail

Investment and Improvement Act (PRIIA) represents an opportunity to advance new initiatives that would enable repairs to the current system and upgrades that would pave the way for more high-speed rail.

“If there is one thing we are sure the reauthorization must accomplish, it is coming up with an increased and more reliable source of capital investment,” Boardman told senators on the Commerce, Science and Transportation

2 Week of April 29, 2013 • FairField County Business Journal

committee April 17, according to his prepared testimony.

Under PRIIA, all users of the Northeast corridor — which include Amtrak, freight carriers and eight transportation agencies that provide commuter service — are required to contribute to its infrastructure, capital and operating costs. PRIIA expires at the end of September.

Since its 2009 fiscal year, Amtrak has spent an average of about $259 million annually on infrastructure improvements to the Northeast corridor, not including $600 million provided through the 2009 American Recovery and Reinvestment Act. “This level of funding is not sufficient to address the backlog of deferred maintenance needs or to build capacity for further growth,” Boardman said. “Our current estimate is that we will need something in the vicinity of $2 billion annually to address state of good repair needs and accommodate growth for all the users.”

He said a “crisis of success” has resulted in heightened capacity demands on the Northeast corridor.

The corridor, which runs from the Washington, D.C., area to Boston, carries about 150 Amtrak trains, 70 freight trains and more than 2,000 commuter trains daily. That is a nearly 100 percent increase from 1976 when the corridor carried about 1,200 trains daily,

Boardman said.

Boardman added that ridership on the corridor is projected to increase more than 50 percent between now and 2040.

“So while the operators are succeeding, we’re running out of ways to cram more trains onto the infrastructure,” he said.

The first step toward relieving pressure on the system is alleviating the bottleneck that develops between Newark, N.J., and New York City, Boardman said.

He said there is “literally no spare infrastructure capacity, and the only way to acquire more is to add two more tracks to the NEC (Northeast corridor) across the New Jersey Meadowlands and another set of tunnels under the Hudson River.”

Ultimately, Amtrak’s and Boardman’s expectation calls for a true high-speed rail system in the Northeast. An August 2012 report, “The Amtrak Vision for the Northeast Corridor,” proposes a major upgrade to accommodate increased commuter transit along with new high-speed trains on new and existing rights of way.

He said with PRIIA set to expire, Congress has the opportunity to provide a “new model” of funding that relies on more than just federal funding for capital improvements. That model, Boardman said, would include “equitable contributions” by all the users of the Northeast corridor as well as the states and towns along the route.

Modest job growth continued in March

Source: U.S. Department of Labor

BY PATRICK GALLAGHER pgallagher@westfairinc.com

M

arch held more of the same for Connecticut’s job market: “positive” growth, but “still at a very weak rate,” in the words of one economist.

Connecticut’s private sector employers added 3,100 jobs in March and the state’s unemployment rate was unchanged from the previous month at 8 percent.

“We’ve only seen 1,000 jobs net over the course of the (last 12 months), and I think one of the things that this shows is that a lot of the monthly figures they have are so volatile, it’s very hard to track what’s going on through those.”

— Pete Gioia

A three-month moving average of payroll job estimates “indicate that Connecticut has continued on a path of modest job growth through the first quarter of this year,” Andy Condon, director of research for the state Department of Labor, said in a statement.

Fairfield County’s unemployment rate was 7.5 percent, down from 7.7 percent in March 2012, while the state’s unemployment rate, at 8 percent, experienced a slight decline from 8.1 percent in March 2012.

However, comparisons of 2012 and 2013 data for Connecticut and Fairfield County show that smaller pools of job-

seekers may have contributed to those declines.

In Fairfield County, the labor force — which comprises all employed residents plus those who are actively seeking work — shrunk 2 percent from March 2012 to March 2013, while the state’s labor force declined 1.8 percent.

The Bridgeport-Stamford labor market area, which comprises much of lower Fairfield County, saw a 0.8 percent decline in employment from March 2012 to March 2013, while the Danbury labor market area had a 1.8 percent increase in employment over the same period.

Statewide, private sector employers added 3,500 jobs for the year ending March 2013; however, those gains were countered by the elimination of 2,500 government positions.

The leading industries for annual job gains included leisure and hospitality, which grew by 4,800 jobs, or 3.4 percent, education and health services, which grew by 3,700 jobs, or 1.2 percent, and construction, which grew by 1,700 jobs, or 3.3 percent.

However, there were sizable declines in manufacturing, where the job count fell by 2,700, or 1.6 percent, in the trade, transportation and utilities sector, which declined by 1,800 jobs, or 0.6 percent, and in the financial activities industry, which declined by 2,300 jobs, or 1.7 percent.

Pete Gioia, vice president and economist of the Connecticut Business & Industry Association, said the modest first-quarter growth is “a positive trend, but it’s still at a very weak rate.”

“We’ve only seen 1,000 jobs net over the course of the (last 12 months), and I think one of the things that this shows is that a lot of the monthly figures they have are so volatile, it’s very hard to track what’s going on through those,” Gioia said in an April 18 podcast.

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FAIRFIELD COUNTY BUSINESS JOURNAL • Week of April 29, 2013

3

PERSPECTIVES

S

FAIRFIELD COUNTY

BUSINESS JOURNAL • • • • •

Harbor no resentment

tamford mayoral candidate and Board of Finance member David Martin wants Building & Land Technolo�y Corp. (BLT) to succeed in “the transformation in the South End that (it) is orchestrating.”

Martin, a Democrat, wants Bridgewater Associates L.P. to come to Stamford.

He even believes that BLT “has the ability to physically construct a facility here at this site” — that being 205 McGee Ave. in Stamford — “with modest boat storage and maintenance capability.”

But we question Martin’s logic — or perhaps his motives — when he declares, as he did April 20, that he would vote against a licensing agreement struck by Mayor Michael Pavia with BLT. The deal would allow for the relocation of the former Yacht Haven Marina to 205 McGee Ave. to make way for the construction of Bridgewater’s future headquarters.

Pavia administration officials said the proposed licensing agreement, which would give BLT the right to build a new boatyard using 2.4 acres of city land adjacent to the developer’s 3.6-acre 205 McGee Ave. property, will be presented to the city’s Planning Board, Board of Finance and Board of Representatives for approval.

There is no disputing that BLT and the administration of Gov. Dannel P. Malloy bungled the announcement that Bridgewater Associates — the world’s largest hedge fund by assets — would build a $750 million headquarters in Stamford’s South End. In fact, Pavia claims the first he heard of the massive deal, which includes up to $115 million in state incentives, was when Malloy broke the news to reporters in August 2012.

Pavia, however, has not helped his case. In the eyes of some residents, the mayor has bent over backward to help BLT make the Bridgewater relocation a reality at the expense of boaters who relied on the former Yacht Haven Marina in the city’s South End.

BLT drew the ire of the city’s Planning Board when it dismantled the existing boatyard before a plan for its replacement had been submitted to and approved by the board.

to reject the Plan PrIor to a thorough revIeW Is reckless and endangers any future efforts by the cIty to attract tenants of brIdgeWater’s calIber.

But while the Planning Board issued a cease-and-desist order against BLT, Pavia negotiated what appears to be a more-than-accommodating licensing agreement with BLT. Under the agreement, BLT would fund $5 million in infrastructure improvements; namely, the expansion of the city’s animal shelter. And lest we forget, BLT has generously agreed to sponsor the city’s 2014 and 2015 Fourth of July fireworks displays.

Residents have a right to be upset: not only would the former 14-acre boatyard be replaced by a 6-acre outfit, but BLT seems to be getting a plum deal out of the whole exchange. With an election on the horizon, it’s no surprise that this has become a political lightning rod (Pavia, a Republican, will not seek re-election).

All that said, this development represents an economic windfall for Stamford, and it should not be shoved aside in the name of politics alone.

The city, to its credit, has commissioned an independent consulting agency to look into the boatyard relocation.

The agency was critical of a December 2012 proposal that called for a 3.5-acre boatyard at 205 McGee Ave., saying that it wouldn’t have provided adequate boat storage space.

In response, Pavia and BLT went back to the drawing board, returning with plans for a larger boatyard and addressing the consultants’ concerns. The current proposal, which is being reviewed by the consultants in addition to the city boards and commissions, calls for a boatyard that would provide winter storage for 480 boats of all sizes.

Residents and businesses that are dependent on there being a working boatyard in Stamford deserve a fair shake. Likewise, residents and business that are not impacted by the boatyard should have their interests represented as well.

The construction of Bridgewater’s headquarters would deliver millions of dollars in tax and building permit revenues to the city and would support hundreds, if not thousands, of jobs.

Additionally, the presence of the world’s largest hedge fund in Stamford’s South End would likely support thousands of other permanent jobs as a result of goods and services that would be procured by the firm and local spending by Bridgewater employees.

If Martin and any of his fellow board members vote against the licensing agreement after a careful consideration of all the information at hand, then we would have no complaint.

But to reject the plan prior to a thorough review is reckless and endangers any future efforts by the city to attract tenants of Bridgewater’s caliber.

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4 Week of April 29, 2013 • FairField County Business Journal

Starting from scratch

Game shop owner named small business person of the year

Chris Runyan

BY JENNIFER BISSELL jbissell@westfairinc.com

W

ithout any experience as a business owner, Chris Runyan decided he’d like to be one after he moved with his wife from Arkansas to Stamford when her job was relocated to the area.

Within just three years, he opened six stores, hired 50 employees and this year was named the Small Business Person of the Year by the Connecticut Small Business Association (SBA).

But looking back at his success, Runyan said it was no easy feat. For months he couldn’t find the funding he needed to start a Connecticut franchise of Game X Change, a retail outlet that buys and sells used video games. Runyan had helped the owner of the original franchise choose his store locations as a real estate agent in Arkansas.

“When I moved up here and started, it was quite painful in the beginning,” Runyan said. “Without the income my wife was making, we couldn’t have survived. It’s not easy living in the Northeast.

It’s a lot more expensive than in the South.”

Runyan said he hoped he’d be able to open a store within three or four months, but after struggling to find adequate financing, it took a full year. He opened his first store with the help of lending officers at the Connecticut Community Investment Corp. (CTCIC).

“They were definitely instrumental in what I’ve been able to do,” Runyan said.

“Without them I don’t know if I’d have any stores open, let alone six.”

Photo by Jessica Zielonka.

CTCIC is a nonprofit economic development financing agent and the No. 1 SBA microlender in the state. Unlike traditional banks, the organization is able to invest in “risky” loans where borrowers may not have the collateral or credit to secure a loan. The average microloan is about $37,000 but can be as large as $50,000. The group also has much larger financing options.

With roughly $100,000 in loans backed by the SBA and other lenders, Runyan said he was able to open his first store in Orange, which quickly set off a chain reaction. He proceeded to open stores in Bridgeport, Wallingford, Waterbury, Branford and Hamden.

Buck Harris, vice president of business counseling at CTCIC, said it was an easy choice to make when he nominated Runyan for the small business owner of the year award.

“Game X Change has created a lot of jobs, showed a lot of profitability and growth, and the character of the owner of the business — he’s just a really hardworking person.”

Each Game X Change store makes about $600,000 in revenues a year, Runyan said. Within the next couple years, he’d like to open additional stores surrounding New Haven and then move farther into Fairfield County. He said he’d like to open about two stores a year.

“Thinking back to the beginning when were living in Stamford and killing ourselves just to make it,” Runyan said. “I look back and I definitely feel successful in my goal. But I don’t feel like I should stop. It just makes me want to work more and open more stores and take more chances.”

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FAIRFIELD COUNTY BUSINESS JOURNAL • Week of April 29, 2013

5

Motives for doctor payments examined Defended by firms as necessary to advance ‘dialogue, scientific insights and improved medicines’

Source: ProPublica

BY JENNIFER BISSELL jbissell@westfairinc.com

A

s more light is shed on drug company payments to physicians, national trends show payments decreasing. But in Connecticut, it’s more of a mixed bag.

From 2009 to 2012, pharmaceutical companies paid Connecticut doctors at least $28 million for conducting clinical trials, speaking at promotional lectures or attending dinners, according to an analysis by the Fairfield County Business Journal of publicly reported payments.

Payments to Connecticut doctors were on an upward trajectory — contrary to national trends — until 2012, when they decreased 28 percent, primarily

because of a drop in research funding to Yale University.

More than 50 doctors in the state grossed at least $100,000 in payments from pharmaceutical firms from 2009 to 2012, with some earning as much as $1 million for research. In Fairfield County alone, nearly 500 doctors have been paid at least $250.

To report these findings, the Business Journal used data compiled by ProPublica, a nonprofit news organization. But the data have its limitations.

The 15 drug companies included in the data represent only 47 percent of the U.S. pharmaceutical market. Among the companies that disclosed payments, not all of them reported the same kinds of payments or reported payments for all

6 Week of April 29, 2013 • Fairfield County Business Journal

four years. For instance, most companies reported how much they paid in speaker and consultant fees, but not every company reported how much they gave doctors for research, travel reimbursements, meals and educational gifts. As a result, the total amount of money paid to physicians nationwide is likely much higher than the $2 billion publicly reported over the last four years.

The payments are designed to compensate doctors for their time, whether it’s for research or speaking at promotional events. Drug manufacturers say the two are vital to the progression of medicine and educating physicians about both the pros and cons of their drugs and how to safely prescribe them.

Critics question the ethicality of the pay-

ments and whether they are influencing doctors to prescribe certain brands and medications over other treatments.

Dr. Joseph Ross, an assistant professor at Yale University School of Medicine, said he believes research and clinical trials are good examples of academic and industry cooperation.

Multimillion-dollar research projects have to happen, he said. But what does worry him are the smaller payments, such as speaker fees, meals and travel reimbursements.

“What I care about is how these payments can influence the care for patients,” Ross said. “There’s no reason a physician needs to be paid to hear about a promotion.”

Ross was a part of one of the first successful efforts to bring to light the issue of pharmaceutical company payments to doctors. In 2007, he was the lead author of a study covering the subject in the Journal of the American Medical Association.

Now, under the Physician Payment Sunshine Act — a provision of the Patient Protection and Affordable Care Act — all drug companies will be required to collect payment data for public disclosure in 2014. A few states already require payment disclosure; however, Connecticut isn’t among them.

“It’s going to have a tremendous impact,” Ross said of the new regulations. “No more loopholes or considerations about what we don’t know. There’s just so much missing from the data. We’ll finally have a comprehensive understanding.”

With more public disclosures and scrutiny over the data, Ross said he hopes more doctors will be dissuaded to accept payments for fear of the possible negative publicity.

In advance of the new legislation, payments to doctors have already begun decreasing nationwide, though it’s difficult to say by how much, with more companies starting to report nationwide.

In Connecticut, it’s also difficult to say with certainty why payment levels have seemed to both increase and decrease.

In 2009, $2.8 million in payments were publically disclosed, but fewer companies were reporting then. By 2011, disclosed payments were as high $11.2 million, but in 2012, payments fell to $8 million, primarily because large research grants to Yale University appeared to have decreased. Yale officials declined to » » Motives, page 7

Motives — » From page 6

comment, noting they do not track payments, but require employees to disclose conflicts of interest.

Representatives at Pfizer Inc. say a nationwide decrease in its payments to physicians is primarily due to the company’s changing drug portfolio that includes fewer patented drugs, which in turn don’t require the same level of funding.

Additionally, the company says it is using more cost-effective tools to educate physicians, such as web conferences instead of dinners and events.

“We are utilizing more efficient and strategic ways to deliver educational material, and are evolving our approaches to meet physician information needs,” said Steve Danehy, a Pfizer spokesman, in an email. “To suggest anything otherwise would be an oversimplification of the data.”

Pfizer has publically disclosed its payments since the second half of 2009 as a reflection of its “unwavering” belief that its collaboration with doctors “led to meaningful and productive dialogue, scientific insights and improved medicines for patients.”

In Connecticut, Pfizer’s payments made up 20 percent to 40 percent of disclosed payments every year from 2009 to 2012. The company is also a key reason why funding decreased dramatically in 2012, when it decreased its research funding to Yale.

Dr. Ghazi Asaad, a psychologist in Danbury, has made at least $222,100 in the past four years as a promotional speaker, according to the Business Journal’s analysis.

Assad said he’s been speaking at events since the 1990s, sometimes speaking as often as every week for four or five companies in a year. He doesn’t keep track of how much money he’s earned.

Asaad said he was aware of criticisms that drug companies were choosing doctors to be speakers based on how many patients they had, instead of their ability to speak well. But Asaad said he considers himself to be an excellent speaker who is not persuaded to prescribe the drugs he speaks about. He has about 2,000 patients.

Looking from the corporate point of view, Asaad said he thinks the companies are trying to influence speakers and those in attendance to prescribe their drugs.

“They want promotion, they want to sell drugs,” he said. “It’s obvious. It’s an open agenda. If they can manipulate the

speaker to be biased, they will do it.”

But from the doctors’ perspective, a simple event is not going to manipulate them. A free meal isn’t either, he said.

“The drug companies try to be pushy, and to some degree, try to be unethical with some speakers, but I think it’s all about the integrity of the speaker,” Asaad said. “Now I might be one of the top paid people but nobody can influence my prescribing habits. In fact, many times they become frustrated with me. They say, ‘Why are you prescribing this drug instead of this?’ And I say, ‘Because that’s what the patient needed. It works. It’s more affordable.

Why not?’”

Dr. Joseph F. Goldberg, a psychiatrist in New Canaan, wasn’t as liberal with his words. Goldberg, who has received at

least $321,000 in four years, emphasized how the events help doctors learn about the proper use of the medications. All the materials and the events themselves are approved by the U.S. Food and Drug Administration.

“I do not personally feel pressure to prescribe certain brands over others when multiple FDA-approved treatments exist for a particular ailment,” he said. “Such programs are meant to make attendees more familiar with the appropriate use of a treatment as they hopefully make their own independent decisions.”

Goldberg has conducted clinical research in psychopharmacolo�y for more than 20 years and questioned why he shouldn’t be paid for his time and expertise.

Asaad contends no doctors would

speak if they weren’t paid, but that if it was the money he was after, he could make much more by taking on additional patients. Asaad said he is a speaker primarily because it’s a social activity and because he wants to help educate physicians about the drugs. The events are often the best way to learn about the side effects, safety precautions or how to prescribe certain drugs. Plus, the companies create a positive atmosphere that’s very pleasant, he said.

“This is business in America, this is how business goes,” Asaad said, noting that other industries might take clients to Las Vegas or give them private jets.

“Our judges are our patients. I think they see if people are good or not good.

And I can assure you they have not said a word.”

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FAIRFIELD COUNTY BUSINESS JOURNAL • Week of April 29, 2013

7

Insurance — » From page 1

bility.”

But, Kevin Counihan added, “Increasingly, shared responsibility must be accompanied by shared patience.”

“We must have the patience to recognize the implementation of the (Affordable Care Act) will take time to be fully realized, that premium rate adjust-

ments will stabilize, that enrollment and health plan choices will be enhanced, and that outreach and communication activities will continue to be more effective,” Counihan said April 11, according to prepared testimony.

Counihan, CEO of Access Health CT, said HealthPass was chosen to run Connecticut’s SHOP exchange largely because of its experience in navigating the complexities of insurance exchanges with multiple products.

“Having a firm that is experienced

8 Week of April 29, 2013 • FairField County Business Journal

at this, has a good service reputation, works effectively with the participating health plans, is supported by a good technolo�y platform — all those things are extremely valued,” Counihan told the Business Journal. “That’s one of the reasons that we’re outsourcing this as opposed to building it on our own.”

HealthPass will manage Connecticut’s SHOP exchange under a 36-month agreement that began April 12. The exchange will launch enrollment in October with coverage taking effect

Jan. 1, 2014.

Under the Affordable Care Act, businesses with up to 100 employees will be able to buy insurance through the SHOP exchanges, while states have the ability in 2014 and 2015 to restrict participation to businesses with 50 or fewer employees.

Counihan has pledged that multiple products will be marketed through the state’s SHOP exchange, but said the actual plans that choose to participate likely won’t be known until May or June.

Philip Vogel, senior vice president of CBIA Service Corp., said that any time a new system is being built and implemented, “there’s always a learning curve.”

CBIA Service is a division of the Connecticut Business & Industry Association, which launched one of the nation’s first private health insurance exchanges in 1995.

CBIA Health Connections, which offers health insurance products to companies with up to 100 employees, can now provide coverage to “thousands of small businesses and tens of thousands of employees,” Vogel said.

But Vogel, who has been with CBIA since its insurance exchange was formed, said there were growing pains and predicted the state would experience similar challenges in its efforts to build a SHOP exchange.

“We feel we are a resource for those small businesses in a time where there’s heavy competition and they need to focus on their core businesses,” Vogel said. “That’s what we’ve built over a 20-year timeframe and it’s taken a lot of years to build the system.”

Chris Bruhl, president and CEO of the Business Council of Fairfield County, echoed Counihan’s call for patience, saying, “This is the beginning of the journey.”

“Whether or not the total affordability curve is bent in the right direction over the next three to five years is very hard to predict,” Bruhl said. “I think everyone is hoping for that, but we’re not able to guess at that.”

Bruhl described the exchange as “a complex venture with multiple moving parts.”

“For those among our members, either companies who provide benefits to their employees or providers of the insurance or health providers themselves, I think the elements of the Affordable Care Act are largely understood ... but they’ll also say that making this much change in a complex system is going to introduce some unexpected outcomes.”

Public-private financing model debuts in Norwalk

BY PATRICK GALLAGHER pgallagher@westfairinc.com

A

state-backed program that enables property owners to obtain private capital to finance ener�y upgrades and then pay off the debt over time through their tax bills is poised to take off after launching in January.

A shopping mall at 542 Westport Ave. in Norwalk owned by Elite Development Group L.L.C. recently became the first project in the state to obtain financing through the Connecticut Property Assessed Clean Ener�y (C-PACE) program.

Now, at least 90 projects are in the pipeline and awaiting approval, said Genevieve Sherman, manager of the C-PACE program for the Connecticut Clean Ener�y Finance and Investment Authority (CEFIA).

“We look at every project coming in and do a technical underwriting process on the project so we can make sure the ... projected (ener�y) savings can be confidently achieved,” Sherman said. “We feel we’ve developed one of the most robust, transparent underwriting policies in the country.”

The C-PACE program represents a unique public-private partnership that allows commercial property owners to pay off loans obtained for certain ener�y efficiency and renewable ener�y upgrades through a voluntary municipal property tax assessment.

Dan Esty, commissioner of the Connecticut Department of Ener�y and Environmental Protection, said the C-PACE program embraces the reality that “we are in an era of limited government capacity and funding.”

“The only way we’re going to make progress is to use our limited government funds to leverage private capital,” said Esty, who was joined April 1 at 542 Westport Ave. by Gov. Dannel P. Malloy and other public officials.

Malloy was even more blunt.

“It’s very important ... to bring about cleaner, cheaper and more reliable ener�y in the state of Connecticut,” Malloy said. “We’re too expensive in this state.

It’s hurting us on a competitive basis, whether it’s in manufacturing or office complexes or retail complexes.”

For ener�y upgrades that come with high up-front costs, the process of obtaining financing “really revolves around the revenues that are generated from the

investment,” Sherman said.

Sherman said lenders often hesitate to extend credit for ener�y projects, fearing that the savings won’t materialize and that loans will fall into default.

“So we’ve built a really robust program structure for C-PACE because we’re bringing in commercial lenders and they want those risks to be mitigated as much as possible,” she said.

CEFIA acts as program administrator and as the legal and technical middleman for projects financed through C-PACE, ensuring that they will deliver the projected savings. Municipalities act as payment conduit, forwarding property tax revenues to CEFIA, which in turn repays the initial investor.

“These benefit assessments work like any other municipal assessment — they have a senior position to the mortgage on the property and they use the building as collateral,” Sherman said. “So it’s a very secure payment mechanism and it provides commercial lenders a high level of security.”

Even if a property is sold or the deed is transferred, the assessment remains until the loan is paid off.

Municipalities have a say in allowing developers in their towns to finance projects through C-PACE. Norwalk was the first to do so, and at least 20 towns and cities across the state have followed, including Bridgeport, Greenwich, Stamford, Stratford, Westport and Wilton.

The project at 542 Westport Ave. involves the installation of an array of solar photovoltaic panels, lighting upgrades and other improvements, said Robert W. Hartt, managing member of Hartt Realty Advisors L.L.C., which operates the mall.

The solar panel system will be installed by Sound Solar Systems L.L.C. of Old Greenwich.

Asked whether the upgrades would’ve happened without C-PACE, Hartt said, “Not in a million years.”

When Hartt Realty and Elite Development initially pitched a plan to their lenders to finance the improvements through C-PACE, “They said they’d never heard of C-PACE,” Hartt said.

“Within two weeks, though, I got the notification letter back from the lender, signed, and with no questions,” Hartt said.

“I do think that CEFIA and the process they have in putting the whole package together for the lender adds a lot of credibility.”

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9

Aggressive action needed to cut spending

BY JENNIFER BISSELL jbissell@westfairinc.com

A

new report says Gov. Dannel P. Malloy should be commended for his efforts to address the state’s fiscal outlook and economic development policies, but that his work hasn’t gone far enough.

Released by the Comeback America Initiative (CAI) and the Connecticut Center for Economic Analysis (CCEA),

the report, “Connecticut at Risk,” recommends the state take a more aggressive stance on reducing its debt load and pursuing more long-term policies for economic growth.

“Connecticut is a great state, but it faces serious and financial economic challenges,” said David M. Walker, CAI CEO. “It needs to make a number of transformative reforms in order to create a better future.”

CAI, based in Bridgeport, is a non-

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profit, nonpartisan organization that promotes fiscal and sustainable responsibility in order to solve fiscal imbalances in federal, state and local governments. The CCEA is an economic research entity at the University of Connecticut. Researchers from the two entities jointly released the study to advance public budgetary discussions at the state level.

According to the report, general fund spending as a percentage of gross

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domestic product has been higher than most other states. In 2011, when spending was 7.8 percent of the gross state product, Connecticut ranked among the top three highest-spending states.

Walker said he questions whether residents are getting an appropriate value for their money when the state has been underperforming for more than two decades, especially in job growth.

“It’s the only state in the union that has fewer jobs than in the 1990s,” Walker said.

Focusing on solutions to Connecticut’s sluggish performance, the report makes several recommendations, the first of which focuses on the state’s unfunded state employee pensions and retiree health care obligations.

Per taxpayer, Connecticut owes about $37,700 in unfunded liabilities, according to the report. Malloy and the Connecticut Legislature have adopted governmental accounting standards, restored rainy day funds and took steps to negotiate employee contracts to reduce its unfunded liabilities. However, authors of the report argue the state needs to take more aggressive action.

“These steps were much too modest and came at the price of a four-year nolayoff commitment to state employees,” the report says. “Given the seriousness of the problem, the state cannot wait until the next round of contract negotiations on retiree benefits in 2022 to begin developing its options.”

Walker said he believes the state needs to conduct a comparative study of its employee benefits to other employers and study available options to address the problem.

“I think it would show that it’s much more generous and needs to be restructured,” Walker said. “Fairness is a twoway street. I think you have to be fair to the employees and the taxpayers who pay the bill.”

The report also commended Malloy for his economic development policies such as First Five, but said his initiatives have been based on temporary incentive approaches when a range of structural problems still exists. Authors say the state needs to improve its roads and power sources, update its regulations when it comes to technological advancements, adopt tax code reforms and continue education initiatives to strengthen the workforce pipeline.

“What the state needs to do is step back and recognize that it’s got to restructure its promises that it’s made,” Walker said. “Because it’s made a lot it can’t keep.”

BY NED HANDY

Buy or sell?

T

WA L K o r R U N 5 K | R I D E 1 0 , 2 0 o r 5 0 M IL E S

labels can be deceivinG in m&a marKet

iming, as they say, is everything.

This is true in life and in business. And when it comes to a company’s strate�y to expand or divest through mergers and acquisitions, timing is especially key. This is widely understood, but not always in the right way — too often, management teams look to the headlines for a macro-economic green light indicating that it’s a “buyer’s market” or a “seller’s market.”

Most recently, the RBS Citizens M&A Outlook 2013 showed that three-quarters of C-suite executives considered 2012 to have been a buyer’s market. More than half of the 330 middle-market executives surveyed said they thought this would continue in 2013.

Ned Handy

This certainly is relevant information to consider, and the report’s detailed narratives describing how M&A is playing out in key sectors of the economy even more so. But we know it is not the whole story, because this perception of a “buyer’s market” is not freezing actual M&A volume. In fact, the opposite is true.

Buyers are still finding willing sellers and savvy sellers are finding buyers who are reasonable and realistic when it comes to valuation. How else could middle-market M&A activity have heated up so much in the fourth quarter of 2012?

According to Thompson One, deal volume rose 39.5 percent over the previous quarter, after nine months of declining volume for transactions between $50 million and $1 billion.

Understanding this, management teams that are serious about their M&A strategies know better than to wait for the “all clear” from the financial media.

Instead, they maintain a laser-focus on the specific sets of buyers and sellers who can help them make forward progress on their strategic plans.

They know that the only way to be

sure the M&A timing is right for them is to do the hard work of developing a clear, sound strate�y and executing it well.

When considering such a critical transaction, one that has the potential to create significant value for your company, precision is key — here are some key factors to consider: If you seek to acquire, define the target characteristics you need to fulfill your plans. Are you seeking to leverage a strong customer base with complementary products or a pipeline of innovations?

Is expanding your footprint to fast-growing segments or markets a key objective?

Is distribution power or penetration of new channels a priority? The range of acquisition strategies is broad, but the success of a deal depends on your ability to be specific about what you need and to stay focused on your target.

If you are targeting a sale, outline the attributes of buyers who would find the greatest value in the assets you seek to divest. Make a candid assessment of the potential value you offer a buyer. Do you offer access to attractive markets, new technologies or products, lower-cost manufacturing capabilities or even key customers? What type of buyer would be the best match? Options include competitors, private equity firms, foreign companies seeking a foothold, or even large customers or suppliers seeking vertical integration.

So, rather than looking to a marketwide barometer to determine optimal timing for pursuing a transaction, review this “microclimate” — the conditions that are relevant to your specific company, industry and objective.

In order to do it right, the time and effort required for researching, qualifying and activating a deal will be substantial. If your team is stretched or lacks experience in the M&A space, seek outside expertise with depth in your industry and markets. In the end, an investment in M&A services can improve the probability of a successful transaction.

Choosing the right time to pursue an acquisition or sell-side transaction depends on a variety of factors.

While the M&A market overall is currently quite favorable, it’s more important to take stock of your own landscape.

Success in M&A is not achieved by chance, but by planning and perseverance.

Edward “Ned” O. Handy III is president of Citizens Bank for Connecticut and Rhode Island.

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THE LIST

Ranked by square footage of meeting rooms.

Listed alphabetically in event of tie.

Conference Centers

Ranked by square footage of meeting rooms.

Listed alphabetically in event of tie.

Name, address, phone number Area code: 203 (unless otherwise noted) Website

1 2 3

Hilton Stamford Hotel & Executive Meeting Center 1 First Stamford Place, Stamford 06902 967-2222 • hiltonstamfordhotel.com

Year hotel established

4

Crowne Plaza Danbury Hotel

5

Omni New Haven Hotel at Yale

6

Sheraton Stamford

7

Amber Room Colonnade

8

Water's Edge Resort and Spa

9

Ethan Allen Hotel

18 Old Ridgebury Road, Danbury 06810 794-0600 • crowneplazadanbury.com 155 Temple St., New Haven 06510 772-6664 • omninewhaven.com 700 E. Main St., Stamford 06901 358-8400 • sheratonstamford.com 1 Stacey Road, Junction Route 37, Danbury 06811 748-3800 • theamberroom.net 1525 Boston Post Road, Westbrook 06498 (860) 399-5901 • watersedgeresortandspa.com 21 Lake Avenue Extension, Danbury 06811 (800) 742-1776 • ethanallenhotel.com

10

Courtyard by Marriott Stamford Downtown

11

Holiday Inn Bridgeport Trumbull Fairfield

12

Courtyard by Marriott

13

Interlaken Inn

14

Nathan Hale Inn

15

Avon Old Farms Hotel

275 Summer St., Stamford 06901 358-8822 • marriott.com/stfcy 1070 Main St., Bridgeport 06604 334-1234 • hibridgeport.com 780 Bridgeport Ave., Shelton 06484 929-1500 • sheltoncourtyard.com 74 Interlaken Road, Lakeville 06039 (800) 222-2909 • interlakeninn.com 855 Bolton Road, Storrs 06269 (860) 427-7888 • nathanhaleinn.com 279 Avon Mountain Road, Avon 06001 (860) 677-1651 • avonoldfarmshotel.com

16

Holiday Inn Danbury

17

Delamar Greenwich Harbor

18

Hilton Garden Inn Norwalk

80 Newton Road, Danbury 06810 792-4000 • danbury-hi.com 500 Steamboat Road, Greenwich 06830 661-9800 • thedelamar.com 560 Main Ave., Norwalk 06851 523-4000 • norwalkhilton.com

484 10

1

Swimming pool and heated whirlpool, high-speed Internet access, audiovisual capabilities, climate-controlled tent/pavilion for outdoor events, Senses Restaurant & Lounge, fitness facility by Precor, business center, local shuttle service, tennis courts, valet parking

2009

23 and 2 ballrooms 37,429

None

1

Grand ballroom with two fireplaces, two fountains, and skylight seats for 1,000 people; Matrix Ballroom with skylight and accomadations for 500; 23 meeting/breakout rooms most of which have lcd/screen state-of-the-art audio/visual

1971

25 25,000

163 5

2

Health club, indoor and outdoor pools, golf, tennis, spa, game room, business center, conference center

1978

26 25,000

508 6

2

Full-service hotel featuring a newly renovated lobby, restaurant, health club and indoor/outdoor pool, located across the street from the Stamford Town Center with more than 110 stores and restaurants,

1979

19 23,000

242 2

2

Fusion Café, JAYS (a contemporary restaurant and lounge), newly renovated guest rooms featuring exclusive Sleep Advantage Program, 37" flat-screen televisions and IPod docking stations

1998

22 22,000

306 7

1

Concierge service, state-of-the-art fitness center, same-day dry cleaning, 24-hour business center and in-room dining, complimentary turndown services upon request, full-service JoBella Salon & Spa, Wi-Fi, fitness center

1983

16 20,000

379 3

1

379 updated guestrooms featuring Sheraton Sweet Sleeper bedding, Link@Sheraton business center with Link Café, newly expanded Sheraton fitness center programmed by Core Performance, complimentary local office shuttles, private on-site covered parking

1979

4 13,000

0 2

0

Full-service corporate conference and meeting center, event production and audiovisual support available, business lunch and corporate meetings, conferences, holiday parties

1985

10 12,000

168 14

3

Full-service spa, valet parking, indoor and outdoor pools, jacuzzi, fitness center, tennis courts, private beach, room service, coffee shop, gift shop

1974

15 10,000

193 6

2

Conveniently located at exit 4 off I-84, rooms feature Ethan Allen bedding and décor, Keurig coffee maker in all guestrooms, free Wi-Fi access, business center, complimentary USA Today delivered Monday through Friday, daily dry cleaning service and 24-hour in-house guest laundry and gift shop, Fairfield's Restaurant and Lounge, room service daily until 10 p.m.

2005

2 9,000

115 10

1

Convenient location in downtown Stamford, surrounded by more than 70 restaurants and lounges; small boutique hotel with classical ambiance

1987

8 7,483

209 5

1

Full-service restaurant and lounge, complimentary Wi-Fi and hard-wired Internet in all guest rooms, 24-hour laundry machines, indoor/outdoor heated swimming pool, 24-hour fitness and business centers

1987

9 6,200

161 12

1

Conveniently located off Route 8 and within proximity to Interstate 95

1892

6 5,500

86 8

1

Full-service conference staff, dedicated meeting space, on-site team-building programs, all audiovideo equipment included in meeting package, free high-speed Wi-Fi, complete meeting package available with accommodations for 5 to 125 people

2003

5 5,400

98 NA

2

Full-service hotel, pool, hot tub and workout facility, home to The Blue Oak Restaurant and True Blue Tavern

1955

6 5,000

157 2

1

Complimentary Wi-Fi in guest rooms and meeting space, continental breakfast and on-site parking; fitness center and sauna, outdoor pool and snack bar, hotel bar

1998

5 5,000

87 64

1

Full-service hotel located across from Western Connecticut State University, Ives Concert Park, O'Neill Center, Candlewood Lake and Ridgefield Playhouse; VIVO! Bar & Grill located on-site for all restaurant and catering needs, provided by executive chef Larry Baccoli, indoor parking, complimentary Wi-Fi, continental breakfast, USA Today, fitness center, business center

1973

5 2,880

114 11

1

Complimentary Wi-Fi, business center, fitness center, outdoor pool, on-site guest laundry, evening room service, restaurant, bar and lounge

2002

3 2,400

82 8

1

Waterfront meeting rooms with private terraces, Elemis spa, complimentary continental breakfast, complimentary shuttle within a three-mile radius, complimentary weekend harbor cruises, 500-foot private dock space

2001

4 1,500

170 0

1

Wired and wireless Internet, secure printing to business center, 24-hour gym, indoor pool and whirlpool, Great American Grill & Bar serving breakfast, dinner and room service seven days a week, refrigerator and 32-inch TV in room, meeting space to accommodate up to 120 attendees, complimentary shuttle service to area restaurants

2010

2 1,500

94 33

WND

Spacious suites and guestrooms featuring full kitchens, indoor pool and whirlpool, complimentary breakfast with made-to-order omelets

2002

2 1,375

135 (all suites)

WND

Complimentary Suite Start breakfast seven days a week, complimentary Welcome Home reception Monday through Thursday, indoor pool and whirlpool, 24-hour fitness center, HDTV, flat-screen TVs, complimentary business center and Wi-Fi

1988

2 1,008

127 6

1

Complimentary wireless Internet and bottled water, exercise facility, full-service restaurant and lounge, room service, executive level

2007

1 500

125

0

Free wired and wireless Internet access, on-the-house hot breakfast, heated indoor pool and two-story water slide and 24-hour fitness center,

Hyatt House 830 Bridgeport Ave., Shelton 06484 225-0700 • hyatthouseshelton.com

19

Homewood Suites by Hilton Stratford

20

Four Points by Sheraton

21

Hampton Inn Shelton - Trumbull

6905 Main St., Stratford 06614 377-3322 • stratford.homewoodsuites.com 426 Main Ave., Norwalk 06851 849-9828 • fourpoints.com/norwalk 695 Bridgeport Ave., Shelton 06484 925-5900 • hamptoninnshelton.com

Amenities and guest services

30 45,000

Maron Hotel and Suites 42 Lake Avenue Extension, Danbury 06811 791-2200 • maronhotel.com

Number of restaurants

1984

Stamford Marriott Hotel & Spa 243 Tresser Blvd., Stamford 06901 977-1217 • stamfordmarriott.com

Number of guest rooms Guest suites

The Heritage Hotel 522 Heritage Road, Southbury 06488 (800) 932-3466 • heritagesouthbury.com

Number of meeting rooms Total square footage of meeting areas

Matrix Conference and Banquet Center 39 Old Ridgebury Road, Danbury 06810 312-1555 • matrixconferenceandbanquetcenter.com

Fairfield County Next List: May 6 Digital Age

Conference Centers

Questions or comments, call (914) 694-3600, ext. 3005.

NA Not available.

WND Would not disclose.

12 Week of April 29, 2013 • Fairfield County Business Journal

SPECIAL REPORT Meetings & Conventions

THAT’S SHOWBIZ

Bill Fallon

50 years of GivinG the event crowd what it wants

BY BILL FALLON bfallon@westfsairinc.com

E

very July 4th, the TV channels roll out “Yankee Doodle Dandy,” the story of Broadway’s Cohan family that won Jimmy Cagney an Oscar. “Mr. President,” Cagney intones, “My mother thanks you. My father thanks you. My sister thanks you. And I thank you.”

The Cohans would appreciate that something of a stage sequel rose up in their wake and that, still, the show must go on. A family-centric showbiz family named Prince — originally just a mom, pop, brother and sister from White Plains, N.Y. and now celebrating its 50th year — continues to break a leg at 300 events annually by giving the audience what it wants.

“When we started, it was mostly orchestra music,” Jill Prince said. “Now, we find the client’s needs and match them with the music and entertainment that would fit their event.” That match could mean the classical strains of Mozart or the hip-hop beat of Beyonce. It could mean photo booths, or jugglers, or a Vegas night with croupiers and showgirls, even living statuary.

Music, however, remains a powerful part of the equation. “If I go to an event and there’s no music, it’s sort of flat, no pun intended,” Jill said. “It makes for a better ambience.”

The company, now in Mount Kisco, N.Y., is no stranger to Connecticut.

“Most of our work is in the tristate area and we work in wonderful venues in Connecticut,” Prince said.

It all began 50 years ago when Westchester County bandleader Hal Prince — no relation to the Broadway producer/director — and his singing wife Anabel founded Hal Prince Music and Entertainment.

They had met when he was trumpet player in the Concord Hotel house band in the Catskills region of New York and

Jill and Jay Prince with George Clooney and Marilyn Monroe look-a-likes they supplied for a recent Business Council of Westchester event.

“When We started, It Was mostly orchestra musIc. noW, We fInd the clIent’s needs and match them WIth the musIc and entertaInment that Would fIt theIr event. ... If I go to an event and there’s no musIc, It’s sort of flat, no Pun Intended. It makes for a better ambIence.”

— Jill Prince

she was a singer in the lounge. Their coworkers included Buddy Hackett and Steve Lawrence and Eydie Gormé.

The Princes’ son Jay, now 56, and daughter Jill, “forever young,” in her words, joined the troupe and it is going strong today, handling the full panoply of entertainment for the full gamut of events.

Jay called his house band work “our meat and potatoes,” saying he performs about 80 gigs per year. His bona fides include guitar work for disco queen Donna Summer. Jill, although a trained classical pianist and former Jazz Band member at Roosevelt High School in Yonkers, N.Y., handles the business side.

“At weddings we can provide 10 vio-

linists to play as the guests stroll from cocktails to the dinner,” Jill said. For those with a medieval bent, Hal Prince can arrange for heralding trumpeters in medieval tights. A reception can feature a DJ, the Jay Prince Band (10 to 15 pieces) or a combination of both. When Hal Prince hires musicians, Jill said, “They are the best musicians in the tristate area.” The company provides DVDs of its contract talent for advance planning.

Corporations and nonprofits are among the Hal Prince’s 300 client-events per year. Jill said photo work is popular at business gatherings, whether ongoing during the event and broadcast on plasma screens or as a red-carpet paparazzithemed entrance. “We supply the pho-

tographers, celebrity lookalikes, even the plasma screens,” she said. “Whatever is required.”

A recent trend, Jill said, is for a DJ to spin songs while a live backup band plays. She called it “the equivalent of really amazing karaoke at your party.”

DJs are popular at younger gatherings, including bar and bat mitzvahs, while a recent awards dinner in New Rochelle, N.Y., featured a Hal Prince-designed Hollywood reality.

Hal Prince died in November 2010, but Anabel still sings, dividing her time between Florida and Somers, N.Y. “She was an orchestra leader for many years and now sings primarily for enjoyment in her community chorus,” Jill said. “She’ll sing for friends, at events, breaking into impromptu song. If it’s a milestone birthday, she’s likely to sing something.”

The company’s talent stable includes bands, orchestras, DJs, string quartets, harpists, strolling violins, soloists, duos, trios, theme bands, jazz groups “and more.” Besides its Main Street, Mount Kisco, office, Hal Prince maintains a presence in Manhattan by appointment at 146 E. 37 St.

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of April 29, 2013 13

WHAT DO PARTNERSHIPS LOOK LIKE? partners come in all shapes and sizes. like our partnership with the fairfield county business Journal. every week we work with the Journal to produce this page to give you, the reader, a little window into all the great things that are happening in the county. in this column, you also get to hear from one of our members, now more than 260 strong. this partnership has allowed us a platform for getting in front of a business audience and in return, we provide interesting content for the paper—a win/win for all. recently, the cultural alliance met with hotel Zero degrees to talk about how we can partner with it. we have both recently opened our doors in norwalk. the cultural alliance has a new office at mathews park, while the hotel has a beautiful new urban-chic hotel on main avenue, just off the merritt parkway. the hotel is a uniquely designed architectural work of art, but it doesn’t stop there. rather than buying off-the-rack art to complement the design, it has totally gone local. i was so impressed to see that the entire hotel is filled with art by members of the silvermine arts center artist Guild, which is just up the road in new canaan. in our meeting, hotel officials wanted to know how we could partner. what they needed from us was to understand more about what the greater norwalk area had to offer their guests. they were most interested in being “in the know” so they can help their guests find unique things to do that are local and exciting. we offered lots of ideas and they agreed that fcbuzz.org, our online events calendar, is a great resource that they will promote to their guests through in-room advertising, inserts in the guest book and by posting our logo on their website. they also want to see us succeed, so they offered to host a donor cultivation event for us in the future. this month we’ll be at their grand-opening party, along with the silvermine arts center, cheering each other on to success, because that’s what partartnership looks like.

Ryan Odinak executive director cultural alliance of fairfield county

The mission of the Cultural Alliance of Fairfield County is to support cultural organizations, artists and creative businesses by providing promotion, services and advocacy.

For more information, visit CulturalAllianceFC.org or email infoCulturalAllianceFC.org or call 256-2329.

For events lists, visit FCBuzz.org.

FCBUZZ

Arts & Culture of Fairfield County

BLUEGRASS COMES TO BRIDGEPORT

on may 2, wpKn radio presents a “bluegrass benefit concert” at the acoustic café in bridgeport, featuring top connecticut-based bluegrass bands rodeo fever and five in the chamber. rodeo fever plays an eclectic blend of traditional and contemporary americana music with sprightly rhythms and rich, haunting harmonies. five in the chamber is a new haven-based rollicking bluegrass and old-time string band with a rocking edge. brought together through a series of music festivals during the summer of 2011, the band

quickly established itself as a staple in the area’s emerging bluegrass scene. with tight arrangements, unique harmony vocals and a shared passion for writing original music as well as studying and reinterpreting the bluegrass songbook, five in the chamber brings a fresh and exciting twist to the bluegrass repertoire. the band is currently working on its debut album, slotted for release in the spring of 2013. net proceeds will benefit wpKn-fm, the listenersponsored station at 89.5 fm. celebrating its 50th year of broadcasting, wpKn is community radio with a difference. its many volunteer programmers are free to control the content of their shows and bring the listeners a breadth and depth of music from blues to jazz to reggae to rock, world, folk and americana. the acoustic café is reminiscent of a Greenwich village club, with small café tables, dim lighting, funky wall art and an intimate vibe. tickets are $15 at the door. for more, visit wpkn.org.

FIRST IN FUN first fridays at ridgefield’s aldrich contemporary art museum is the best way to kick off an upbeat spring weekend with an evening of live music, drinks and a new foodie lineup. the may 3rd event presents an hors d’oeuvres-tasting from the wilton restaurant gem schoolhouse at cannondale and the soulful sounds of Griffin anthony on vocals, 7 to 9 p.m. participate in the “extreme draw on!,” drawing horses in the galleries and sketching the friends you attended with. “extreme draw on!” expands on the award-winning “draw on!” program, founded by the aldrich in 2006, which annually involves dozens of schools, museums, libraries, businesses and other organizations in connecticut and around the us. the events and artist-led programs hosted by the museum and its partners celebrate drawing and create a sense of community, while pushing the boundaries of what it means to draw. this year, “extreme draw on!” coincides with “extreme drawing,” a semester-long series of exhibitions presenting an array of approaches taken by contemporary artists to push the boundaries of drawing, one of the most direct and

Folks enjoy First Fridays at Ridgefield’s Aldrich Contemporary Art Museum.

universal means of visual expression. there will be a leisurely docent-led tour at 7:30 p.m. of the “extreme drawing” exhibitions ,featuring 15 artists. the aldrich is dedicated to fostering innovative artists whose ideas and interpretations of the world around us serve as a platform to encourage creative thinking. the aldrich is one of the few independent, noncollecting contemporary art museums in the united states and the only museum in connecticut devoted to contemporary art. the museum is at 258 main st., ridgefield. all exhibitions and programs are handicapped-accessible and there is free on-site parking. for more, visit aldrichart.org.

Visit FCBuzz.org for more information on events and how to get listed.

14 Week of April 29, 2013 • FairField County Business Journal

Presented by: Cultural Alliance of Fairfield County

FAIRFIELD COUNTY

BUSINESS JOURNAL ATTACHMENTSFILED Blechman, Mark, Greenwich. $460,281.19, in favor of Associated Partners L.L.C., c/o CT Community Bank N.A., Greenwich,

by Meredith C. Burns. Property: 7 Turner Drive, Greenwich. Filed April 2.

ATTACHMENTSRELEASED Dillon’s Services L.L.C. and Robert W. Dillon, Shelton. $12,000, in favor of East Haven Builders Supply - US LBM L.L.C., East Haven, by Henry Elstein.

Property: 6 Poplar Drive and 421 Walnut Hill Terrace, Shelton.

Filed April 11.

BANKRUPTCIES Carmilina’s Bar & Restaurant Inc., 57 Chapel St., Bridgeport, chapter 11, filed April 15, case no. 13-50569. Assets: $50,001 to $100,000. Liabilities: $100,001 to $500,000. Creditors: Carmelina and Jack Silva, $150,000; Department of Revenue Services, $65,798; Department of Revenue Services State of Connecticut, $46,498; IRS, $4,964; and Stratfield Apartments Inc. (disputed), $1,240. Debtor’s attorney: Thomas L. Kanasky, Bridgeport

BUILDING PERMITS

commerciaL

Schurman, Albert and Lin- 197 Court Avenue Associates da Landan, et al., Stratford. L.P. Prepare commercial space for $103,709.12, in favor of Tuthill Fi- new tenant Sportclips, 360 Connancial, Fairfield, by Vincent M. necticut Ave., Norwalk. EstimatMarino. Property: 1575 Barnum ed cost: $28,000. Filed April 12.

Ave., Stratford. Filed April 15.

Dinez Carpentry, contractor for Pension Services L.L.C. Perform interior renovations at an existing commercial building, 12 Leighton Road, Trumbull. Estimated cost: $2,000. Filed April 15.

Items appearing in the Fairfield County Business Journal’s On The Record section are compiled from various sources, including public records made available to the media by federal, state and municipal agencies and the court system.

While every effort is made to ensure the accuracy of this information, no liability is assumed for errors or omissions. In the case of legal action, the records cited are open to public scrutiny and should be inspected before any action is taken.

Questions and comments regarding this section should be directed to: Bob Rozycki c/o Westfair Communications Inc. 3 Gannett Drive, Suite G7 White Plains, N.Y. 10604-3407 Phone: (914)694-3600 Fax: (914)694-3680

Hour Property Associates, Wilton. Fit-out an existing commercial building for, Unique Dental Care, 346 Main Ave., Norwalk.

Estimated cost: $95,500. Filed April 15.

I Park Norwalk L.L.C., Greenwich. Fit-out an existing commercial building for, State of Connecticut Administrative Office of Social Services, 761 Main Ave., Norwalk. Estimated cost: $650,000. Filed April 12.

John Moriarty & Associates Inc., Farmington, contractor for Merritt 7 Venture L.L.C. Perform interior renovations at an existing commercial building, 301 Merritt 7, Norwalk. Estimated cost: $131,000. Filed April 8.

John Moriarty & Associates Inc., Farmington, contractor for Merritt 7 Venture L.L.C. Perform interior renovations at an existing commercial building, 301 Merritt 7, Norwalk. Estimated cost: $131,000. Filed April 8.

John Moriarty & Associates Inc., Farmington, contractor for Merritt 7 Venture L.L.C. Perform interior renovations at an existing commercial building, 501 Merritt 7, Norwalk. Estimated cost: $117,000. Filed April 8.

Poko Builders L.L.C., contractor for One Morningside Group L.L.C. Fit-out an existing commercial building for Law Office, 1 Morningside Drive North, Westport. Estimated cost: $3,000.

Filed April 15.

Sixty Six Fort Point Street L.L.C., Norwalk. Prepare commercial space for new tenant Smart Health & Fitness, 66 Fort Point St., First floor, Norwalk.

Estimated cost: $4,000. Filed April 10.

Romano, Matthew. Construct a new commercial building, for Self Storage, 6 Cutlers Farm Road, Trumbull. Estimated cost: $1.8 million. Filed April 9.

Sixty Six Fort Point Street L.L.C., Norwalk. Prepare commercial space for new tenant MSS Office, 66 Fort Point St., Second floor, Norwalk. Estimated cost: $4,000. Filed April 10.

Rowayton Yacht Club. Perform interior renovations at an existing commercial building, 77 Bluff Ave., Norwalk. Estimated cost: $47,200. Filed April 9.

Sixty Six Fort Point Street L.L.C., Norwalk. Prepare commercial space for new tenant Yumi Office, 66 Fort Point St., Second floor, Norwalk. Estimated cost: $4,000. Filed April 10.

Sixty Six Fort Point Street L.L.C., Norwalk. Prepare commercial space for new tenant A Pappajohn, 66 Fort Point St., First floor, Norwalk. Estimated cost: $4,000. Filed April 10.

SL Management Group, contractor for Trefoil Park L.L.C., Short Hills, N.J. Fit-out an existing commercial building for Make a Wish, 126 Monroe Turnpike, Second floor, Trumbull. Estimated cost: $48,000. Filed April 11.

Stew Leonard Realty L.L.C. Fit-out an existing commercial building for Pet Valu, 55 Westport Ave., Norwalk. Estimated cost: $120,000. Filed April 12.

TR Sono Partners L.L.C., Stamford. Perform interior renovations at an existing commercial building, Cyrilla Home Furniture, 135 Washington St., Apt. 102, Norwalk. Estimated cost: $5,000.

Filed April 16.

Sixty Six Fort Point Street L.L.C., Norwalk. Fit-out an existing commercial building for Bonart Office, 66 Fort Point St., First Turnpike Properties, contractor Div Dunham L.L.C., Boston, floor, Norwalk. Estimated cost: for Lake Hills Shopping Center.

Mass. Fit-out an existing comFit-out an existing commercial mercial building for Akademo’s, M.G. St. David L.L.C. Prepare $4,000. Filed April 10. building for Dr. Muthersbough, 200 Connecticut Ave., Norwalk. commercial space for new tenant Estimated cost: $125,000. Filed Me Eye Shoppe L.L.C., 650 Main Sixty Six Fort Point Street 2250 Black Rock Turnpike, FairAve., Norwalk. Estimated cost: field. Estimated cost: $12,500.

April 17.

L.L.C., Norwalk. Prepare com- Filed April 11. $1,000. Filed April 12. mercial space for new tenant Hollingsworth Design AssociFairfield Co. Invest, Fairfield.

Perform interior renovations at Merritt Construction L.L.C., ates, 66 Fort Point St., First floor, Wilton River Park 1688 L.L.C. an existing commercial building, contractor for Westport Corpo- Norwalk. Estimated cost: $4,000. Fit-out an existing commercial building for Bon Apetite, 5 River Super Cuts, 235 Main Ave., Nor- rate Center. Fit-out an existing Filed April 10.

Road, Wilton. Estimated cost: walk. Estimated cost: $43,395. commercial building for Shire Amateur, 8 Wright St., Westport. $20,000. Filed April 11.

Filed April 15.

Estimated cost: $30,000. Filed Sixty Six Fort Point Street L.L.C., Norwalk. Prepare comApril 17. mercial space for new tenant Or- Xynaptica Corp. Fit-out an exFerencz, Michael, contractor for ange & Pear Office, 66 Fort Point isting commercial building for 66 Church Lane L.L.C. Fit-out an existing commercial building for Pointe Builders, Newtown, con- St., Second floor, Norwalk. Esti- Uncle Willies, 937 Post Road, Blow Dry Westport, 66 Church tractor for NW MFP Norwalk mated cost: $4,000. Filed April 10. Fairfield. Estimated cost: $2,000.

Filed April 10.

Lane, Westport. Estimated cost: Town Center L.L.C. Construct a new structure for mixed-use $38,000. Filed April 12.

Sixty Six Fort Point Street building, 515 West Ave., Norwalk.

Estimated cost: $3.7 million. Filed L.L.C., Norwalk. Prepare commercial space for new tenant April 18.

Viridis Office, 66 Fort Point St., Second floor, Norwalk. Estimated cost: $4,000. Filed April 10.

RESIDENTIAL 3 Valley Heights L.L.C., contractor for 10 Harding L.L.C. Construct a new single-family residence, 10 Harding Lane, Westport. Estimated cost: $650,000.

Filed April 8.

A&G Development L.L.C., contractor for 24 Geneva Terrace L.L.C. Re-roof an existing singlefamily residence, 24 Geneva Terrace, Fairfield. Estimated cost: $3,600. Filed April 10.

Acquaviva, Jennifer and Anthony. Perform interior renovations at an existing single-family residence, 49 Beverly Lane, Fairfield.

Estimated cost: $15,500. Filed April 8.

ADR Builders, contractor for Linda Edwards. Perform external renovations at an existing singlefamily residence, 6279 Main St., Trumbull. Estimated cost: $30,000. Filed April 15.

Afentoulides, Vasilios. Perform renovations in an accessory building at a single-family residence, 11 Summit Ave., Norwalk. Estimated cost: $1,785. Filed April 15.

AM Home Improvement, contractor for Thomas McKee. Perform interior renovations at an existing single-family residence, 54 Natalie Road, Trumbull. Estimated cost: $8,500. Filed April 15.

American Integrity Restoration, Glastonbury, contractor for Raymond Leslie. Perform roof maintenance to an existing single-family residence, 156 E. Rocks Road, Norwalk. Estimated cost: $20,000. Filed April 15.

Anderson, Carolyn H. Perform alterations and renovations at an existing single-family residence, 138 Clapboard Ridge Road, Greenwich. Estimated cost: $130,000. Filed April 15.

THE RECORDS SECTION IS NOW AVAILABLE BY DIGITAL SUBSCRIPTION. Go to westfaironline.com/buy/records-section/ for more information and to view a sample.

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of April 29, 2013 15

on the record Aragi, Keith, Brookfield, contractor for Keehn-Daniel Residence. Perform external renovations at an existing single-family residence, 40 Fifth St., Norwalk.

Estimated cost: $6,000. Filed April 11.

Bert Falsetti’s Home Improvement, contractor for Gail I. Selover, trustee. Perform external renovations at an existing singlefamily residence, 187 Grandview Road, Fairfield. Estimated cost: $20,000. Filed April 15.

B II Builders L.L.C., contractor for Helene and John Salerno. Lay a foundation for a new single-family residence, 7 Reef Court, Fairfield. Estimated cost: $310,000. Filed April 16.

Bert Falsetti’s Home Improvement, contractor for Stephen Barrow. Re-roof an existing singlefamily residence, 4 Civkin Drive, Trumbull. Estimated cost: $5,700.

Filed April 11.

Bahr, Mark. Perform interior renovations at an existing singlefamily residence, 112 Beechwood Ave., Trumbull. Estimated cost: $25,000. Filed April 10.

Blaszkiewicz, Teresa and Arthur. Perform interior renovations at an existing single-family residence, 50 Old Mill Road, Fontaine Cosntruction L.L.C., Weston. Estimated cost: $13,000. Bethel, and Henry Schein Inc., Melville, N.Y. Filed by HarFiled April 4. leysville Worchester Insurance Co., Brookfield. Plaintiff’s attorBohning, Richard H. Perform ney: Patricia Moore, Bridgeport. alterations and renovations at an Action: The plaintiff has brought existing single-family residence, this suit against the defendant for 48 River Road, Greenwich. Esti- installing a water treatment sysmated cost: $8,000. Filed April 15. tem. which caused water damage to the premises. The defendant was negligent as it failed to ensure COURT CASES that there would be no leakage.

Filed April 12. Case no. 6012163

Bailiwick Roofing, Wilton, contractor for Sarah and John Ritchey. Perform external renovations at an existing singlefamily residence, 5 Nathan Hale Drive, Norwalk. Estimated cost: $19,242. Filed April 8.

Basli, James A., contractor for Tracy Tiller Dwyer. Raise a single-family residence to meet FEMA regulations, 2 Old Mill Road, Westport. Estimated cost: $100,000. Filed April 17.

FedEx Ground Package System Inc., et al. Filed by Vincent Moore and New England Carrier Service Inc., Bridgeport.

Plaintiff’s attorney: Tracy Norris, Shelton. Action: The plaintiff has brought this suit against the defendant for a breach of the covenant involving good faith and fair dealing and intentional infliction of emotional distress by its agents. Filed April 15.

Case no. 6034603.

Danbury District Court

Bridgeport District Court

Sweeting, Russell J., Westport.

Filed by Serena Cutugno, Norwalk. Plaintiff’s attorney: Geoffrey S. Bradner, Stamford. Action: The plaintiff has brought this suit of malpractice against the defendant who represented the plaintiff in the distribution of her grandmother’s estate. The defendant had neglected to locate a second and more favorable will, the search of which should be the standard practice of attorneys.

Filed April 12. Case no. 6017920.

SUPERIOR COURT American Medical Response of Connecticut Inc., West Hartford.

Filed by Barbara Almeida, Newington. Plaintiff’s attorney: Nina Therese Pirrotti, New Haven.

Action: The plaintiff has brought this suit against the defendant for violation of the Americans with Disability Act. Filed April 15.

Case no. 13cv00521.

COMMERCIAL 5036 to 5038 Main Street L.L.C., Trumbull. Seller: Marie Colacurcio, Stratford. Property: 5036 to 5038 Main St., Trumbull.

Amount: $241,000. Filed April 10.

Canterbury Six L.L.C., Trumbull. Seller: Corporate Drive Business Suites L.L.C., Stratford.

Property: 100 Corporate Drive, Unit B103, Trumbull. Amount: $185,000. Filed April 2.

Cross River Preservation L.P., Stamford. Seller: Cross River Associates L.P., Greenwich. Property: 18 Cross St., Norwalk. Amount: $3.1 million. Filed April 16.

Flying Dutchman Investeringen Ltd., British Virgin Isles.

Seller: Deidre Coleman Imus and Chestnut Petroleum Distribu- John Donald Imus, Westport. tors Inc., Fairfield. Filed by Scim- Property: 106 Beachside Ave., itar Capital L.L.C., New Paltz, Westport. Amount: $14.4 million.

N.Y. Plaintiff’s attorney: George Filed April 11.

W. Ganim Jr., Bridgeport. Action: The plaintiff has brought this suit against the defendant FR Darien L.L.C., Rockville, for a breach of contract as the Md. Seller: 169 Noroton Avenue defendant failed to pay financing L.L.C., Stamford. Property: 169 fees, which are due the plaintiff Noroton Ave. and 132 to 134 for his part in securing loans for Heights Road, Darien. Amount: a business venture. Filed April 17. $6.2 million. Filed April 4.

Case no. 13cv00546.

Payuk, Stephen d.b.a. P & A Associates, Dykes Lumber Ardjaji, Paul W. d.b.a. Toscana, Company Inc., Kenneth M. RoGreenwich. Filed by Falvey Linen zich, New Haven. Action: The Basli, James A., contractor for Supply, Cranston, R.I. Plaintiff’s plaintiff has brought this suit Tracy Tiller Dwyer. Raise an ac- attorney: Andrew R. Bilodeau and against the defendant to collect cessory building at an existing Kelly A. Carden, Warwich, R.I. $17,630.75, which the defendant single-family residence, 2 Old Action: The plaintiff has brought owes for goods plaintiff sold and Mill Road, Westport. Estimated this suit against the defendant delivered to him. Filed April 16. cost: $25,000. Filed April 17. for failure to pay for goods Case no. 6012207.

Paul Dinto Electrical Contractors and products. Filed April 12.

Inc., New Jersey. Filed by Skanska Case no. 6034598.

Belfour USA Group, WallingUSA Building Inc., Plaintiff’s attorStamford ford, contractor for Mary Ellen ney: Thomas J. Hall. Action: The and Patrick O’Leary. Perform ex- Carlson Construction L.L.C. District Court plaintiff has brought this suit against ternal renovations at an existing and Arch Insurance Co., Bridgethe defendant for a breach of consingle-family residence, 9 Packer port. Filed by Anroman Plumbing Boehringer Ingelheim Pharma- tract as a subcontractor. The plaintiff Brook Road, Redding. Estimated L.L.C., Derby. Plaintiff’s attorney: ceuticals Inc., Ridgefield. Filed by claims damages as a result of work cost: $33,000. Filed April 2.

V. Michael Simko Jr., Shelton. Ac- Laura L. Ivie, Los Angeles, Calif. performed by the defendant, which tion: The plaintiff has brought Plaintiff’s attorneys: Marisa A. Be- caused damage to owner IBM. Case no. 13cv00543. this suit against the defendant afBenson R.B. & Co., contrac- ter entering into an agreement to lair and Steven J. Errante, New Haven.

Action: The plaintiff has brought tor for Kate and David Orange. perform renovations at a set price.

Perform interior alterations and The defendant has failed to pay this suit against the defendant for Sikorsky Aircraft Corp., Stratford. exterior additions at an existing the plaintiff in a timely manner for product liability of Paradaxa and Filed by Mark Chapman, Westsingle-family residence, 7 Brook- services rendered. Filed April 16. its failure to disclose a warning sec- port. Plaintiff’s attorney: Eugene tion that reveals there is no way to Axelrod, Woodbridge. Action: side Park, Westport. Estimated Case no. 6034661. reverse the anticoagulant effects The plaintiff has brought this suit cost: $50,000. Filed April 16. of the medication. Filed April 12. against the defendant for violation of discrimination against Age Act. Complete Housekeeping L.L.C. Case no. 6017919.

Bert Falsetti’s Home Improve- Filed by San-Tec Inc. d.b.a. SanFiled April 11. Case no. 13cv00518. ment, contractor for Maryanne tec, Steven A. Sugarmann, New Boehringer Ingelheim PharmaRoche. Perform external renova- Haven. Action: The plaintiff tions at an existing single-family has brought this suit against the ceuticals Inc., Ridgefield. Filed Wells Fargo Home Mortgage. residence, 44 Deer Run, Fairfield. defendant for failing to pay the by William E. Nelson on behalf of Filed by Phenol Claude, East Estimated cost: $20,000. Filed amount of $29,772.12, which is Beverly Ann Nelson, Jeanerette, Hampton. Plaintiff’s attorney: La. Plaintiffs attorneys: Marisa April 15. due for merchandise that was sold A. Belair and Steven J. Errante, Phenol Claude. Action: The plainand delivered to the defendant. New Haven. Action: The plaintiffs tiff has brought this suit against Filed April 12. Case no. 6034594. have brought this suit against the the defendant for not honoring its promise of a lower monthly mortdefendant for product liability of gage and then flagging the plaintiff Paradaxa and its failure to disclose as a delinquent payer. The plaintiff a warning section that reveals there has been damaged by the defenis no way to reverse the anticoagu- dant’s actions, which have resulted lant effects of the medication. Filed in financial hardship. Filed April 16.

April 12. Case no. 6017930.

Case no. 13cv00535.

16 Week of April 29, 2013 • Fairfield County Business Journal

DEEDS

FR Darien L.L.C., Rockville, Md. Seller: Golden Noroton L.L.C., Stamford. Property: 153, 165 and 167 Noroton Ave., Darien. Amount: $5.2 million.

Filed April 4.

FR Darien L.L.C., Rockville, Md. Seller: The Thomas Golden Realty Co., Stamford. Property: 40, 72 and 138 to 148 Heights Road, Darien. Amount: $35 million.

Filed April 4.

41 Rossinoff Place L.L.C., Monroe. Seller: Maria C. Goncalves, Bridgeport. Property: 41 Rossinoff Place, Bridgeport. Amount: $85,000. Filed April 15.

Aldam, Angela L. and Mark E., Delmar, N.Y. Seller: Robin L. Young and Charles A. Eitel, St. Petersburg, Fla. Property: 266 Great Plain Road, Danbury. Amount: $1.9 million. Filed April 11.

Allard, Devan M. and Ryan P., Vernon. Seller: Debra and Christopher Currier, Newtown. Property: 22 Mountain View Drive, Newtown. Amount: $252,500.

Filed April 15.

Alvarez, Wilmer Omar, Bridgeport. Seller: Cani Real Estate Investment Group L.L.C., Trumbull. Property: 226 Granfield Ave., Bridgeport. Amount: $163,000.

Filed April 15.

Amio, Jonathan, Trumbull.

Seller: Julianne M. Seifert and Michael S. Skoczylas II, Shelton.

Property: 21 Belmont Ave., Shelton. Amount: $265,000. Filed April 2.

Andreski, Carin M. and David, Fairfield. Seller: Maria Aranzazu Horga and Gabriele Luca Gusella, Fairfield. Property: 46 Flora Blvd, Fairfield. Amount: $999,000.

Filed April 8.

Andrews, Laura and Christopher, New York City. Seller: Jennifer H. and Luciano R. Nicasio, Norwalk. Property: 111 Highland Ave., Norwalk. Amount: $1.1 million. Filed April 16.

Anton, Peter and Robert Schnabel, Fairfield. Seller: Robert H. Cohen, Fairfield. Property: 1575 Catamount Road, Fairfield. Amount: $1.6 million. Filed April 15.

Ardizzone, Stephanie N. and David M. Spinetti, Shelton.

Seller: Rita Zrinka and Ivan 12 Cottage Place L.L.C., Trum- Pavela, Shelton. Property: 26 Sabull. Seller: Lora M. Foster, Trum- ranor Drive, Shelton. Amount: bull. Property: 12 Cottage Place, $309,900. Filed April 1.

Trumbull. Amount: $152,500.

Filed April 3.

Asgard Inc., Newport, R.I. Seller: Irene Ross and Michael A. 4 Merwin L.L.C., Norwalk. Slutsky, Weston. Property: 89 DaSeller: Laura Deshay, Newtown. vis Hill Road, Weston. Amount: Property: Unit A6 Silvermine Riv- $814,000. Filed April 10. erfront Condominium, Norwalk.

Amount: $220,000. Filed April 16.

Asquino, Laura M., Norwalk.

Seller: James D. Ranton, Norwalk. Property: 67 Ohio Avenue Extension, Norwalk. Amount: $348,000. Filed April 9.

RESIDENTIAL

on the record CREDITS, CLIENTS AND AWARDS BARBARA BRANAGAN-MITCHELL of New Milford, owner of Branagan Communications Consultants L.L.C. in New Milford, recently announced a publicity placement campaign for Virtual Density, an IT consulting company.

STEPHANIE HAUGHNEY of Stratford has been named the 2013 Walk MS spokesperson. Haughney will travel across Connecticut raising awareness and sharing her personal story of living life with multiple sclerosis.

ON THE GO

OPERATIONSINC in Stamford has announced the following individuals have joined its human resources consulting team.

BRIENNE DRISCOLL of Norwalk has been appointed manager of marketing. Driscoll’s role consists of managing the firm’s marketing initiatives. She holds a Bachelor of Arts degree in communications studies from Saint Mary’s College.

MAGGIE HENRIQUES has been appointed human resources coordinator. She holds a Master of Arts degree in industrial/organization psychology from the University of New Haven and a Bachelor of Arts degree in psychology from Southern Connecticut State University.

WEDNESDAY MAY 8 SCORE’S “Strategic Forecasting: The Roadmap to Profitability,” 6 to 8 p.m., Westport Library, 20 Jesup Road, Westport.

For information, visit scorenorwalk.org.

WEDNESDAY MAY 15 Greenwich Chamber of Commerce “Business & Culinary Showcase,” 5:30 to 8:30 p.m., Eastern Greenwich Civic Center, 90 Harding Road, Old Greenwich. For information, visit greenwichchamber.com.

TUESDAY MAY 21 Westport-Weston Chamber of Commerce’s “First Citizen Awards,” 6 to 9:30 p.m., Inn at Longshore, 260 Compo Road, Westport. For information, visit westportwestonchamber.com.

SNAPSHOT STAMFORD HOSPITAL was recently awarded $1 million toward its $10 million commitment from OdyseeyRe, an underwriter EDWARD JONES has been ranked highest in employee advi- of reinsurance and specialty insurance headquartered in Stamford, for the OdysseyRe Emergency Department and Trauma Censor satisfaction among financial investment firms by the J.D. ter.

Power and Associates 2013 Financial Advisor Satisfaction Study.

Edward Jones provides financial services for individual investors in the United States.

NEWSMAKERS BETH CHERICO of Darien has been named director of visual arts by the Darien Arts Center. She holds a bachelor’s degree in fine arts from the School of Visual Arts.

SHIVANI J. DESAI has joined the law firm of Ryan Ryan Deluca L.L.P. as an associate. Desai holds a bachelor’s degree in mechanical engineering from Cooper Union for the advancement of science and art and a Juris Doctorate from Quinnipiac University School of Law.

From left, Brian D. Young, president and CEO, Odyssey Re, and Brian G. Grissler, president and CEO, Stamford Hospital.

Information for these features has been submitted by the subjects or their delegates.

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on the record Ataide, Adelciane S., New Canaan. Seller: Joann F. and William G. Cox, Danbury. Property: 9 Oak Lane, Danbury. Amount: $55,000. Filed April 11.

Aversano, Pamela and Anthony, Danbury. Seller: Lucimar and Enio Coelho, Danbury. Property: 2A Jeanette Road, Unit 34, Danbury. Amount: $143,300. Filed April 8.

Bailey, Shannon L., Shelton.

Seller: Michael DePasquale, Shelton. Property: 105 Isinglass Road, Shelton. Amount: $367,000. Filed April 1.

FORECLOSURES Aboulfetouch, Hassan E. Creditor: Countrywide Home Loans Servicing L.P., Irvine, Calif. Property: 10 Fort Point St., Unit 7, Norwalk. Mortgage default. Filed April 15.

Anderson, Owen. Creditor: Central Mortgage Co., Little Rock, Ariz. Property: 95 to 97 Locust St., Bridgeport. Mortgage default.

Filed April 11.

Cabello, Heli, et al. Creditor: Deutsche Bank National Trust, trustee, West Palm Beach, Fla. Property: 285 to 289 Lexington Ave., Bridgeport. Mortgage default. Filed April 11.

Casimir, Bernadette and James Destra, et al. Creditor: JPMorgan Chase Bank N.A., San Diego, Calif. Property: 68 Sherman St., Stamford. Mortgage default. Filed April 10.

E & P Associates. Creditor: TD Bank N.A., Cherry Hill, N.J. Property: 5 Victoria Drive, Monroe and Spring Hill Road, Trumbull.

Mortgage default. Filed April 15.

Johnson, Lana B. and Charlie E. Creditor: Arch Bay Holdings L.L.C., Irvine, Calif. Property: 91 Woodward Ave., Norwalk. Mortgage default. Filed April 10.

Kenny, Robert J. Creditor: Wells Fargo Bank N.A., West Palm Beach, Fla. Property: 1 Walnut Hill Road, Bethel. Mortgage default. Filed April 12.

Macklin, Keishaun. Creditor: US Bank N.A., Fort Washington, Pa. Property: 320 Colorado Ave., Bridgeport. Mortgage default.

Filed April 11.

Potenziani, Kelly A. and Angelo Jr., et al. Creditor: Union SavJUDGMENTS ings Bank, Danbury. Property: 30 Padanaram Ave., Danbury. MortAdebowale, Michele, Shelton. gage default. Filed April 9. $2,057.90, in favor of Sacred Heart University, Fairfield, by Karen E. Samsonova, Ella and Yuri Lahey, Waterbury. Property: 4 Krayner, et al. Creditor: Union Ledgewood Condo, Shelton. Filed Savings Bank, Danbury. Prop- April 4. erty: 21 Mirijo Road, Danbury.

Mortgage default. Filed April 9.

Atkinson, Frank L. Jr., Bridgeport. $6,685.53, in favor of U.S. Sawangjai, Sak and Anan Bollin, Equities Corp., South Salem, N.Y., et al. Creditor: People’s United by Linda Strumpf, New Canaan.

Bank, Bridgeport. Property: 1201 Property: 55 Petrie St., Bridgeto 1203 Park Ave., Bridgeport. port. Filed April 11.

Mortgage default. Filed April 11.

Serfilippi, Lauren S., et al. Creditor: Wells Fargo Bank N.A., West Palm Beach, Fla. Property: 1503 Cypress Drive, Danbury. Mortgage default. Filed April 8.

Bagley, Raymond G. Jr., Bethel. $9,395.12, in favor of Citibank N.A., Sioux Falls, S.D., by Robert E. Johnson, East Hartford. Property: 12 Briar Cliff Manor, Bethel.

Filed April 12.

FORECLOSURESBY SALE

DiNapoli, Vincent, Easton. $843,031.18, in favor of People’s United Bank, Hauppage, N.Y., by Laura Gold Becker, West Hartford.

Property: 10 White Oak Farm Road, Easton. Filed April 11.

Hazel, Willaim B. III, Stratford. $1,451.01, in favor of Unifund Corp., Cincinnati, Ohio,

by Joseph M. Tobin, New Haven.

Property: 1961 Broadbridge Ave., Stratford. Filed April 16.

Brooks, Edwin H., Norwalk. $31,686.39, in favor of Palisades Collection L.L.C., Englewood Cliffs, N.J., by Robert E. Johnson, East Hartford. Property: 11 Harbor Bluff Lane, Norwalk. Filed April 12.

Dondele, Maria, Bridgeport. $10,010.34, in favor of Midland Funding L.L.C., San Diego, Calif., by Robert E. Johnson, East Hartford. Property: 822 Colorado Ave., Bridgeport. Filed April 15.

Helm, Atessa, Fairfield. $3,908.42, in favor of Cavalry SPV I L.L.C., Valhalla, N.Y., by Joseph M. Tobin, New Haven. Property: 111 New Hampshire Ave., Fairfield. Filed April 15.

Buchta, James C., Trumbull. $3,380.07, in favor of LVNV Funding L.L.C., Denver, Colo., by Nathan G. Johnson, Pawtucket, R.I. Property: 181 Driftwood Lane, Trumbull. Filed April 5.

Dudics, Theodore, Fairfield. $8,344.19, in favor of Midland Funding L.L.C., San Diego, Calif.,

by Holly Nelen, East Hartford.

Property: 4267 Black Rock Turnpike, Fairfield. Filed April 12.

Hess, William G. Jr., Trumbull. $5,684.89, in favor of Equable Ascent Financial L.L.C., Northbrook, Ill., by Julie B. Solomon, Albany, N.Y. Property: 12 Wilson Ave., Trumbull. Filed April 8.

Carey, Valerie and Thomas, Ridgefield. $599.80, in favor of Danbury Hospital, Danbury, by Robert L. Peat, Danbury. Property: 61 Madeline Drive, Ridgefield.

Filed April 8.

Ebert, Jane J., Stratford. $985.88, in favor of Palisades Collection L.L.C., Englewood Cliffs, N.J., by Robert E. Johnson, East Hartford.

Property: 95 Dover St., Stratford.

Filed April 15.

Hripak, Deirdre and Timothy, Newtown. $761.80, in favor of Danbury Hospital, Danbury, by Robert L. Peat, Danbury. Property: 96 Glen Road, Sandy Hook.

Filed April 8.

General Con Construction Co. L.L.C. and Aimee and Anthony Marini, Trumbull. $142,261.92, in favor of Stock Building Supply Inc., East Haven, by Alfred J. Zullo, East Haven. Property: 4165 Madison Ave., Trumbull. Filed April 12.

Huq, Nurul, Newtown. $479.76, in favor of Danbury Hospital, Danbury, by Robert L. Peat, Danbury. Property: 4 Hitfield Road, Newtown. Filed April 8.

Brillon, Celaine, Bethel. $1,634.43, in favor of Cavalry SPV I L.L.C., Valhalla, N.Y., by Joseph M. Tobin, New Haven. Property: 4 Saxon Road, Bethel. Filed April 15.

Bajraliu, Alberta, Newtown. $6,949.09, in favor of Midland Funding L.L.C., San Diego, Calif.,

by Robert E. Johnson, East Hartford. Property: 8 Charles Circle, Castelucci, Margaret I., TrumE*Trade, Coral Gables, Fla. Ap- Sandy Hook. Filed April 12. bull. $27,548.36, in favor of Cipointed Committee: Stanton H. tibank N.A., Sioux Falls, S.D., by Lesser. Property: 100 Pease Ave., Holly Nelen, East Hartford. PropUnit 100, Fairfield. Amount: Barysheztsez, Victor, Shelton. erty: 43 Woodcrest Ave., Trum$549,025. Docket FBT cv12- $1,218.54, in favor of Petro inc., bull. Filed April 5.

Melville, N.Y., by Gerald S. Knopf, 6025496S. Filed April 8.

Stamford. Property: 5 Oak Hill Cazares, Esperanza, Shelton.

Lane, Shelton. Filed April 1.

Federal National Mortgage As$1,669.90, in favor of Griffin Hossociation, Washington, D.C. Appital, Derby, by Richard Terry, pointed Committee: W. Parker Beamon, Shaniqua D., Bridge- Hamden. Property: 86 High St., Seeley Jr. Property: 156 Pequon- port. $7,029.29, in favor of U.S. Shelton. Filed April 3. nock St., Bridgeport. Amount: Equities Corp., South Salem, N.Y., $15,001. Docket FBT cv12- by Linda Strumpf, New Canaan.

Property: 277 Clermont Ave., Cottrell, Raymond, Stratford.

60283465S. Filed April 11. $534, in favor of Palisades CollecBridgeport. Filed April 11. tion L.L.C., Englewood Cliffs, N.J., Plymouth Park Tax Services

by Robert E. Johnson, East HartL.L.C., Whippany, N.J. Appoint- Bendlak, Michael A., Trumbull. ford. Property: 130 Soundview ed Committee: Neal L. Moskow, $18,994.77, in favor of Portfolio Ave., Stratford. Filed April 15.

Bridgeport. Property: 125 Miles Recovery Associates L.L.C., NorSt., Bridgeport. Amount: $17,050. folk, Va., by Holly Nelen, East Docket FBT cv10-6010752S. Filed Hartford. Property: 513 Booth Hill Daly, Tim, Weston. $1,276.11, in favor of Pat Gilbertie PlumbRoad, Trumbull. Filed April 12.

April 11. ing L.L.C., Wilton, by Benjamin K. Potak, New Britain. Property: Roballey, Thomas A., Shelton. Blanchard, Susan R., Bridge- 30 Langner Lane, Weston. Filed Appointed Committee: Joseph P. port. $9,250.04, in favor of Dis- April 15.

Rigolioso. Property: 19 Gristmill cover Bank, New Albany, Ohio, Lane, Shelton. Amount: $305,000. by Robert E. Johnson, East HartDocket FBT cv10-6003457S. Filed ford. Property: 113 Ranch Drive, Davidowski, Tracy A., Stratford. $891.68, in favor of Capital One Bridgeport. Filed April 15.

April 8.

N.A., Glen Allen, Va., by Robert E. Johnson, East Hartford. PropWells Fargo Bank N.A., West Botsford, Philip E., Shelton. erty: 1700 Broadbridge Ave., Unit $1,555.56, in favor of Cavalry SPV Palm Beach, Fla. Appointed B34, Stratford. Filed April 15.

Committee: estate of Salvatore W. I L.L.C., Valhalla, N.Y., by Joseph Capuano. Property: 466 Wilson M. Tobin, New Haven. Property: 9 St., Fairfield. Amount: $368,179. Angell Ave., Shelton. Filed April 2. DiNapoli, Vincent, Newtown. $843,031.18, in favor of Bank of Docket FBT cv12-6018777S. Filed Smithtown, Hauppage, N.Y., by April 8.

Bounty, Elizabeth R., Darien. Laura Gold Becker, West Hart$15,837.58, in favor of American ford. Property: 10 White Oak Express Centurion Bank, New Farm Drive, Newtown. Filed York City, by Sara M. Gould, April 10.

Stamford. Property: 93 Old Kings Highway South, Darien. Filed April 5.

18 Week of April 29, 2013 • Fairfield County Business Journal

James, Anthony C., Trumbull. $7,067.69, in favor of RAB Performance Recoveries L.L.C., ParaGiblen, Annamarie I. and Gary mus, N.J. , by Robert E. Johnson, M., Darien. $21,299.55, in favor East Hartford. Property: 4906 of U.S. Equities Corp., South Sa- Madison Ave., Trumbull. Filed lem, N.Y., by Linda Strumpf, New April 12.

Canaan. Property: 11 Top O’Hill Road, Darien. Filed April 11.

Johnson, Curtis, Stratford. $4,392.35, in favor of Capital One Gillotti, Holly, Danbury. N.A., Richmond, Va., by Robert $475.03, in favor of Danbury Hos- E. Johnson, East Hartford. Proppital, Danbury, by Robert L. Peat, erty: 202 Canaan Road, Stratford.

Danbury. Property: 2 Oak Lane, Filed April 15.

Danbury. Filed April 8.

Goncalves, Michele, Stratford. $917.44, in favor of North Star Capital Acquisition L.L.C., Amherst, N.Y., by Robert E. Johnson, East Hartford. Property: 3706 Main St., Stratford. Filed April 15.

Johnson, Danielle N., Danbury. $2,969.15, in favor of LVNV Funding L.L.C., Denver, Colo.,

by Julie B. Solomon, Albany, N.Y. Property: 4 Daniels Drive, Apt. 17, Danbury. Filed April 8.

Gonzalez, Jose L., Stamford. $4,288.46, in favor of Cach L.L.C., Denver, Colo., by Joseph M. Tobin, New Haven. Property: 57 Carroll St., Stamford. Filed April 9.

Jones, Lena F., Stratford. $6,895.89, in favor of Midland Funding L.L.C., San Diego, Calif., by Robert E. Johnson, East Hartford. Property: 65 Agresta Terrace, Stratford. Filed April 15.

Hall, Kim F., Trumbull. $30,416.95, in favor of Cavalry SPV I L.L.C., Valhalla, N.Y., by Joseph M. Tobin, New Haven. Property: 463 Dayton Road, Trumbull.

Filed April 8.

Kalata, Brian, Bridgeport. $3,338.44, in favor of Midland Funding L.L.C., San Diego, Calif.,

by Robert E. Johnson, East Hartford. Property: 561 Old Town Road, Bridgeport. Filed April 15.

on the record Keough, Kimberly and Steven Ulicky, Bethel. $1,737.40, in favor of Danbury Hospital, Danbury,

by Robert L. Peat, Danbury. Property: 30 Reservoir St., Bethel. Filed April 8.

Matschke, Rick, Newtown. $1,073.90, in favor of Western Connecticut Medical Group, Danbury, by Robert L. Peat, Danbury. Property: 39 Bear Hills Road, Newtown. Filed April 8.

Nolting, Shiela H., Stratford. $1,569.87, in favor of Capital One N.A., Glen Allen, Va., by Robert E. Johnson, East Hartford. Property: 121 Smoke Valley Drive, Stratford. Filed April 15.

Rosario, Victor, Danbury. $406, in favor of Western Connecticut Medical Group, East Syracuse, N.Y., by Robert E. Johnson, East Hartford. Property: 85 Rowan St., Danbury. Filed April 9.

Stowe, George, Monroe. $2,500, in favor of Bureau Investment Group Portfolio 15 L.L.C., Denver, Colo., by William E. Seiden, Avon. Property: 1075 Monroe Turnpike, Monroe. Filed April 15.

Fender’s Café L.L.C., by Richard W. Paris. Landlord: 5 Main Street Association L.L.C., Redding.

Property: 5 Main St., Redding.

Term: 20 years, commencing Jan. 1, 2013. Filed April 8.

Kitsios, Bobby, Stamford. $3,473.01, in favor of Stamford Hospital, Stamford, by Holly Nelen, East Hartford. Property: 139 Clover Hill Drive, Stamford.

Filed April 8.

Maul, Dana J., Darien. $15,847.19, in favor of Beneficial Connecticut Inc., Norwalk, by Russell L. London, Newington. Property: 341 Hoyt St., Darien. Filed April 3.

O’Sullivan, Karen A., Stratford. $4,191.28, in favor of Capital One N.A., Glen Allen, Va., by Robert E. Johnson, East Hartford. Property: 189 Paterson Ave., Stratford.

Filed April 15.

Rudder, Sharon, Bridgeport. $4,934.85, in favor of Midland Funding L.L.C., San Diego, Calif., by Robert E. Johnson, East Hartford. Property: 465 Lakeside Drive, Bridgeport. Filed April 15.

Umoh, Peter, Stratford. $1,606.11, in favor of Midland Funding L.L.C., San Diego, Calif.,

by Robert E. Johnson, East Hartford. Property: 513 Franklin Ave., Stratford. Filed April 15.

Paris Design, by Richard W. Paris. Landlord: 5 Main Street Association L.L.C., Redding. Property: 5 Main St., Redding. Term: 20 years, commencing Jan. 1, 2013.

Filed April 8.

Ouellet, Gary, Shelton. $4,472.69, in favor of Razor Capital L.L.C., Bloomington, Minn., by Neil Paul, West Hartford. Property: 52 Shinnacock Trail, Shelton. Filed April 1.

Schliesing, Marly and Leonardo Andreoli, Danbury. $1,200, in favor of Danbury Hospital, Danbury, by Robert L. Peat, Danbury.

Property: 8 Ralto Court, Danbury. Filed April 8.

Underhill, Ronnie, Bridgeport. $3,251.08, in favor of Midland Funding L.L.C., San Diego, Calif.,

by Robert E. Johnson, East Hartford. Property: 120 Soundview Ave., Bridgeport. Filed April 15.

Parker, Jermain M., Stamford. $997.47, in favor of Capital One N.A., Richmond, Va., by Russell L. London, Newington. Property: 95 Liberty St., Apt. 2, Stamford.

Filed April 4.

Scott, Geraldine L., Trumbull. $4,328.34, in favor of Bureaus Investment Group Portfolio 15 L.L.C., Denver, Colo., by Nathan G. Johnson, Pawtucket, R.I. Property: 248 Sterling Road, Trumbull. Filed April 5.

Washington, Malliya, Trumbull. $7,710.68, in favor of Midland Funding L.L.C., San Diego, Calif., by Holly Nelen, East Hartford. Property: 9 Tasha Parkway, Trumbull. Filed April 12.

Lauture, Carole, Norwalk. $1,927.24, in favor of Midland Funding L.L.C., San Diego, Calif.,

by Robert E. Johnson, East Hartford. Property: 13 Orlando Road, Norwalk. Filed April 12.

McGregor, Arline D., et al., Bridgeport. $2,021.83, in favor of Midland Funding L.L.C., San Diego, Calif., by Holly Nelen, East Hartford. Property: 74 Charles St., Bridgeport. Filed April 15.

Levy, Lisa, Ridgefield. $644.90, in favor of Danbury Hospital, Danbury, by Robert L. Peat, Danbury.

Property: 10 Sherwood Road, Ridgefield. Filed April 8.

Mezzatesta, Frank, Danbury. $835.90, in favor of Western Connecticut Medical Group, Danbury, by Robert L. Peat, Danbury.

Property: 55 Mill Plain Road, Unit 31-17, Danbury. Filed April 8.

Little, Wanda F., Danbury. $10,062.97, in favor of FIA Card Services N.A., Wilmington, Del.,

by Julie B. Solomon, Albany, N.Y. Property: 9 Thorpe Street Extension, Danbury. Filed April 11.

Miller, Diane, Bridgeport. $2,630.13, in favor of Midland Funding L.L.C., San Diego, Calif.,

by Robert E. Johnson, East Hartford. Property: 90 Hillcrest Road, Bridgeport. Filed April 15.

Lopez, Victor, Norwalk. $2,597.77, in favor of Asset Acceptance L.L.C., Warren, Mich.,

by Joseph M. Tobin, New Haven.

Property: 12 Donna Drive, Norwalk. Filed April 15.

Miller, Douglas R., Danbury. $4,187.24, in favor of American Express Centurion Bank, New York City, by Sara M. Gould, Stamford. Property: 14 Scuppo Road, Apt. E23, Danbury. Filed April 8.

Lukachik, Lucie, Bridgeport. $5,744.67, in favor of Midland Funding L.L.C., San Diego, Calif., by Robert E. Johnson, East Hartford. Property: 125 Overland Ave., Bridgeport. Filed April 15.

Maldonado, Victor, Danbury. $12,009.46, in favor of Capital One N.A., Glen Allen, Va., by Stephen A. Wiener, East Hartford.

Property: 9 Lake Ave., Danbury.

Filed April 9.

Manucci, Mercia, Bridgeport. $3,491.29, in favor of Midland Funding L.L.C., San Diego, Calif.,

by Robert E. Johnson, East Hartford. Property: 40 Patricia Road, Bridgeport. Filed April 15.

Marquis, Kelly, Bethel. $397.90, in favor of Western Connecticut Medical Group, Danbury, by Robert L. Peat, Danbury. Property: 18 Vining Road, Bethel. Filed April 8.

Piccolo, Barbara, Stratford. $20,490.02, in favor of Asset Acceptance L.L.C., Warren, Mich.,

by Joseph M. Tobin, New Haven.

Property: 185 Masarik Ave., Stratford. Filed April 16.

Policastro, Gregory, Danbury. $795.91, in favor of Danbury Hospital, Danbury, by Robert L. Peat, Danbury. Property: 15 Wintergreen Hill, Danbury. Filed April 9.

Montufar, Jeanette R., Stamford. $16,700.18, in favor of Discover Bank, Andover, Mass., by Nathan G. Johnson, Pawtucket, R.I. Property: 279 Eden Road, Stamford.

Filed April 9.

Potmesil, Gary, Fairfield. $4,857.34, in favor of Midland Funding L.L.C., San Diego, Calif.,

by Robert E. Johnson, East Hartford. Property: 245 Unquowa Road, Apt. 33, Fairfield. Filed April 12.

Morillo, Meaghan and Sam, Danbury. $834.19, in favor of Danbury Hospital, Danbury, by Robert L. Peat, Danbury. Property: 42 Oak Ridge Gate, Danbury.

Filed April 9.

Rispoli, Jerry, Ridgefield. $1,361.38, in favor of Ridgefield Diagnostics Imaging, Danbury,

by Robert L. Peat, Danbury. Property: 93 Stony Hill Road, Ridgefield. Filed April 8.

Murray, Antoinette M., Trumbull. $19,329.58, in favor of Sikorsky Financial Credit Union Inc., Stratford, by Richard Terry, Hamden. Property: 81 Brian Drive, Trumbull. Filed April 5.

Searles, Jennifer a.k.a. Jennifer Gaudino, Shelton. $1,613.54, in favor of Capital One N.A., Richmond, Va., by Holly Nelen, East Hartford. Property: 1 Highland Ave., Shelton. Filed April 5.

Sosa, Jose M., Norwalk. $3,924.18, in favor of U.S. Equities Corp., South Salem, N.Y., by Linda Strumpf, New Canaan. Property: 33 Ledgewood Drive, Norwalk.

Filed April 12.

Waterhouse, Lori A., Danbury. $755.76, in favor of Western Connecticut Medical Group, Danbury, by Robert L. Peat, Danbury.

Property: 18 Beech St., Danbury.

Filed April 9.

West, Margaret, Easton. $2,954.24, in favor of Santa Energy Corp., Bridgeport., by Janine M. Becker, Bridgeport. Property: 122 Moorehouse Road, Easton.

Filed April 15.

LIENS

FEDERAL TAX LIENSFILED A&A Auto Rental & Leasing Inc., 281 Bridgeport Ave., Shelton. $15,377.28, payroll taxes and quarterly tax returns. Filed April 8.

Bevmax L.L.C., 17 Cedar St., Unit 19, Stamford. $11,769.17, payroll taxes. Filed April 10.

Cameron, Stephen V., 124 Old Easton Turnpike, Weston. $2.05 million, tax debt on income earned. Filed April 8.

Cosmos One L.L.C., 147 Connecticut Ave., Norwalk. $9,627.97, payroll taxes and quarterly tax returns. Filed April 16.

Credit View Inc., 4 Carriage Drive, Norwalk. $1,891.73, payWhalen, Edward D., Trumbull. roll taxes. Filed April 15.

Stavola, Lee, Bethel. $429.05, in $3,820.12, in favor of Discover favor of DOPS Anesthesia, Dan- Bank, New Albany, Ohio, by BenEldon, Donald T., 109 Godffrey bury, by Robert L. Peat, Danbury. jamin P. Mann, Enfield. Property: Road West, Weston. $172,118.05, Property: 15 Hudson St., Bethel. 6205 Main St., Trumbull. Filed tax debt on income earned. Filed April 3.

Filed April 9.

April 8.

Williams, Betty, Bethel. $1,870.97, in favor of DOPS Anesthesia, Dan- Harrison, John, P.O. Box 447, bury, by Robert L. Peat, Danbury. Norwalk. $25,057.51, tax debt on Property: 9 Payne Road, Bethel. income earned. Filed April 15.

Filed April 9.

Jorgensen, Elizabeth, 124 Limekiln Road, Redding. $18,019.16, LEASES tax debt on income earned. Filed Rodriguez, Madeline, Bridge- Stewart, Desiree and Roger, April 15. port. $7,874.67, in favor of Mid- Danbury. $434.95, in favor of Chips Turnpike L.L.C., by Georland Funding L.L.C., San Diego, Western Connecticut Medical Calif., by Robert E. Johnson, East Group, Danbury, by Robert L. gis Chatzopoulos. Landlord: 43 Junget, Andre, 29 Jordan Lane, Hartford. Property: 314 Hunting- Peat, Danbury. Property: 28 Park- Monroe Turnpike L.L.C., Trum- Stamford. $16,438.39, tax debt on ton Turnpike, Bridgeport. Filed wood Terrace Drive, Danbury. bull. Property: 51 Monroe Turn- income earned. Filed April 9. pike, Trumbull. Term: 10 years, April 15.

Filed April 9. commencing Sept. 17, 2012. Filed April 8.

Leblanc, Ronald, 30 Waterview Drive, Danbury. $38,305.23, tax debt on income earned. Filed April 9.

Stevens, Kristen M., Weston. $325, in favor of Country Contractors Inc., Bethel, by Shane B. Kuhn, Bethel. Property: 77 Treadwell Lane, Weston. Filed April 8.

THE RECORDS SECTION IS NOW AVAILABLE BY DIGITAL SUBSCRIPTION. Go to westfaironline.com/buy/records-section/ for more information and to view a sample.

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of April 29, 2013 19

on the record Peterson, Agnes, Stamford. Filed

by Bloxam Enterprises L.L.C., Seymour, by Amy Prihoda. Property: 80 Davenport Drive, Stamford. Amount: $7,870.53. Filed April 4.

Lester, Christopher T., 3699 Broadbridge Ave., Unit 118, Stratford. $29,970.46, tax debt on income earned. Filed April 15.

Wilson, Polly J. and Philip A., 132 Seth Low Mountain, Ridgefield. $30,222.91, tax debt on income earned. Filed April 8.

Giaccone, Tracy and Joseph, 56 E. Starrs Plain Road, Danbury. $17,535.26, tax debt on income earned. Filed April 9.

Martin, Dean E., 15 Rockwell Road, Apt. 2W, Ridgefield. $165,961.91, tax debt on income earned. Filed April 8.

Wolf, Steve S., P.O. Box 562, Ridgefield. $5,264.27, tax debt on income earned. Filed April 8.

Pires, Maria L. and Vito Catale, 18 Grist Mill Road, Monroe. $9,889.40, tax debt on income Salem, Norman, Stamford. Filed

by Super K. Electric, Stamford. earned. Filed April 9.

Property: 579 Pacific St., Stamford. Amount: $24,480.77. Filed Robert F. Nash & Co. and Robert April 11.

F. Nash, 147 Thayer Pond Road, Wilton. $117.07, employer’s federal unemployment tax return. Shurgard Storage Centers Inc., Danbury. Filed by O & G IndusFiled April 8. tries Inc., Torrington. Property: 77 to 83 Mill Plain Road, DanValois, Marc D., 20 Samuelson bury. Amount: $126,666.17. Filed Road, Weston. $54,797.26, tax April 8. debt on income earned. Filed April 8.

Thames, Karen C. and Vernon C. Childs Jr. and Fail Pittman Valois, Marc D., 20 Samuelson Green, Stamford. Filed by HerRoad, Weston. $12,079.17, tax bert Recovery Systems Inc., Reddebt on income earned. Filed ding Ridge, by Gardner J. Herbert April 8.

III. Property: 14 Vanech Drive, Stamford. Amount: $34,773.75.

Valois, Marc D., 20 Samuelson Filed April 9.

Road, Weston. $4,693, tax debt on income earned. Filed April 8.

Murray-Turner, M. and Thomas Turner, 29 Patricia Drive, Shelton. $65,915.27, tax debt on income earned. Filed April 8.

O’Donnell Limousine Inc., P.O. Box 394, Monroe. $22,586.66, payroll taxes. Filed April 9.

FEDERAL TAX LIENS-PARTIAL WITHDRAWAL AFTER RELEASE Johnson, Christina M., 127 Milwaukee Ave., Bethel. $13,420.32, tax debt on income earned. Filed April 8.

Oberholtzer, Barbara K. and Carl Edward, 10 Seaside Place, Norwalk. $33,394.66, tax debt on Johnson, Christina M., P.O. Box income earned. Filed April 16.

187, Bethel. $26,195, tax debt on income earned. Filed April 8.

Oliva, Oscar A., 35 Lake Avenue Extension, Danbury. $3,224.25, quarterly federal excise tax return.

Filed April 9.

Raposo, Doris A. and Daniel, 20 Cherry Lane, Wilton. $142,627, tax debt on income earned. Filed April 8.

Rosario, Victor J., 50 Milne Ave., Shelton. $31,866.97, tax debt on income earned. Filed April 8.

Roth, Arlen, 399 Ridgebury Road, Ridgefield. $16,833.75, tax debt on income earned. Filed April 8.

Johnson, Christina M., 127 Milwaukee Ave., Bethel. $15,805.75, tax debt on income earned. Filed April 8.

Johnson, Christina M., 127 Milwaukee Ave., Bethel. $36,313.97, tax debt on income earned. Filed April 8.

FEDERAL TAX LIENSRELEASED

MECHANIC’S LIENSFILED

MECHANIC’S LIENSRELEASED

Bennett, Francis, Monroe. Filed

by Herde Construction Inc., by MiCalzone, Chun F., Stamford. chael G. Herde. Property: 23 YanFiled by Superior Cleaning Ser- kee Hill Road, Monroe. Amount: vices Inc., Stamford, by Craig R. $86,354.37. Filed April 15.

Altman. Property: 109 Webbs Hill Road, Stamford. Amount: LIS PENDENS $11,349. Filed April 11.

Bowles, Michael S., 68 Rippowam Road, Stamford. $13,861.41, tax debt on income earned. Filed Caritas Investment L.P., Stamford. Filed by Darien Plumbing April 9. and Heating Inc., Darien, by JoRowella, Richard A., 486 N. Saseph Kelly. Property: 140 Wallem Road, Ridgefield. $5,004.94, Brisbon, Lulu M., 1 South- lacks Drive, Stamford. Amount: tax debt on income earned. Filed field Ave., Apt. 412, Stamford. $29,753. Filed April 5.

April 8. $7,628.10, tax debt on income earned. Filed April 9.

La Estrella Restaurant, StamSather, Diane E. and William ford. Filed by City Carting and R., 15 Church Lane, Weston. Cooke, Alison L. and Richard Recycling, Stamford, by Thomas $13,935.35, tax debt on income M., P.O. Box 903, Georgetown. Greco. Property: 1209 E. Main earned. Filed April 15. $9,034.94, tax debt on income St., Stamford. Amount: $1,426.88. earned. Filed April 8.

Filed April 4.

Seward, Sarah S. and Drew D. Kirby, 6 Oakshade Ave., Darien. Daley, Horace A. Sr., 25 Car- Newtown Main L.L.C., New$13,451.54, tax debt on income tright St., Unit 5D, Bridgeport. town. Filed by NY Conn Corp., earned. Filed April 8. $5,201.98, tax debt on income Danbury, by Mary Jean Rebeiro. earned. Filed April 16.

Property: 47 and 49 S. Main St., Newtown. Amount: $35,511.76.

Vella, John M., 29 Wilton Ave., First floor, Norwalk. $4,339.20, Gentile, Lurmares and Joseph, Filed April 12. tax debt on income earned. Filed 257 Seaside Ave., Stamford.

April 15. $13,568.40, tax debt on income Norwalk Alf Property L.L.C., earned. Filed April 9.

Norwalk. Filed by Rapid Door and Trim, Spring Valley, N.Y., Watson, Anthony, 799 Capitol Ave., First floor, Bridgeport. Giaccone, Tracy and Joseph, by Jennifer Lopez. Property: 73 $7,949.48, tax debt on income 30 Waterview Drive, Ridgefield. Strawberry Hill Ave., Norwalk. earned. Filed April 16. $38,305.23, tax debt on income Amount: $126,188.32. Filed April 15. earned. Filed April 8.

20 Week of April 29, 2013 • Fairfield County Business Journal

Abbott, Paula Bell and Stephen Charles, et al., Fairfield. Filed

by Kevin Casini, Hartford, for The Bank of New York Mellon, trustee, New York City. Property: 300 Merwins Lane, Fairfield. Action: to foreclose a delinquent mortgage in the original principal amount of $840,000, dated December 2006. Filed April 15.

Aboulfetouh, Hassan E., et al., Norwalk. Filed by John J. Ribas, Bridgeport, for Harbor East Condominium Association Inc., Norwalk. Property: 10 Fort Point St., Unit 7, Norwalk. Action: to foreclose on unpaid tax and sewer liens. Filed April 10.

Amico, Joan and Bruce J., et al., Bethel. Filed by Adrienne Roach, Hartford, for U.S Bank N.A., trustee, Salt Lake City, Utah.

Property: 17 Maple Row, Bethel.

Action: to foreclose a delinquent mortgage in the original principal amount of $288,000, dated October 2005. Filed April 10.

Anderson, Joan, et al., Bridgeport.

Filed by John J. Ribas, Bridgeport, for Plymouth Park Tax Services L.L.C., Whippany, N.J. Property: 196 Goddard Ave., Bridgeport. Action: to foreclose a tax lien held by the plaintiff, against real property.

Filed April 16.

Anderson, Lori and John W., et al., Danbury. Filed by Jeffrey M. Knickerbocker, Hartford, for U.S Bank N.A., trustee, Salt Lake City, Utah. Property: 148 Stadley Rough Road, Danbury. Action: to foreclose a delinquent mortgage in the original principal amount of $236,250, dated November 2006. Filed April 9.

Anderson, Thalia, et al., Norwalk. Filed by Loren M. Bisberg, Farmington, for U.S Bank N.A., trustee, Salt Lake City, Utah.

Property: 41 Wolfpit Ave., Unit 10H, Norwalk. Action: to foreclose a delinquent mortgage in the original principal amount of $100,000, dated November 2005.

Filed April 12.

Anderson, Verena K. and Patrick, et al., Bridgeport. Filed by Kristen Boyle, Hartford, for U.S Bank N.A., trustee, Salt Lake City, Utah. Property: 46 Woodlawn Ave., Bridgeport. Action: to foreclose a delinquent mortgage in the original principal amount of $287,600, dated June 2006. Filed April 15.

Armstrong, Bernadette E., et al., Bridgeport. Filed by Kevin Casini, Hartford, for Deutsche Bank National Trust, trustee, Los Angeles, Calif. Property: 1145 Howard Ave., Bridgeport. Action: to foreclose a delinquent mortgage in the original principal amount of $136,000, dated April 2005. Filed April 11.

Arselli, Rosemarie, et al., Bridgeport. Filed by Michael D. Reiner, Farmington, for American Tax Funding L.L.C., Jupiter, Fla. Property: 644 Ruth St., Bridgeport. Action: to foreclose a tax lien held by the plaintiff, against real property.

Filed April 16.

Atienza, Maria C., et al., Danbury. Filed by Loren M. Bisberg, Farmington, for Bank of America N.A., Charlotte, N.C. Property: 48 S. King St., Danbury. Action: to foreclose a delinquent mortgage in the original principal amount of $302,800, dated September 2007. Filed April 8.

Auto-Swage Products Inc., et al., Shelton. Filed by Thomas J. Welch, Shelton, for the city of Shelton. Property: 726 River Road, Shelton. Action: to foreclose on an association lien. Filed April 8.

Avery, David W. Jr., et al., Stamford. Filed by Deborah L. Dorio, Farmington, for Webster Bank N.A., Waterbury. Property: 71 Arevalo, Edwin F. and Jose, et Strawberry Hill Ave., Stamford. al., Bridgeport. Filed by Adri- Action: to foreclose a delinquent enne Roach, Hartford, for PNC mortgage in the original principal Bank N.A., Pittsburgh, Pa. Prop- amount of $100,000, dated Januerty: 190 Pennsylvania Ave., ary 1987. Filed April 9.

Bridgeport. Action: to foreclose a delinquent mortgage in the original principal amount of Baumgardner, Jeffrey Joseph, $246,039, dated January 2004. et al., Bridgeport. Filed by Kevin Casini, Hartford, for Bank of Filed April 11.

America N.A., Charlotte, N.C. Property: 3300 Park Ave., Unit 2, Argo, Linda N. and Charles B. Bridgeport. Action: to foreclose a Jr., Danbury. Filed by Kristen delinquent mortgage in the origiBoyle, Hartford, for Wells Fargo nal principal amount of $280,000, Bank N.A., Frederick, Md. Prop- dated June 2006. Filed April 15. erty: 23 Sampson Terrace, Unit 1007, Danbury. Action: to foreclose a delinquent mortgage in Bednarski, Nancy K., et al., the original principal amount of Bridgeport. Filed by John J. Ribas, $327,380, dated September 2009. Bridgeport, for Plymouth Park Tax Services L.L.C., Whippany, N.J. Filed April 10.

Property: 22 Circle Drive, Bridgeport. Action: to foreclose a tax lien Arias, Carlos R., Shelton. Filed held by the plaintiff, against real

by Vincent J. Averaimo, Milford, property. Filed April 15. for Connecticut Housing Financial Authority, Bridgeport. Property: 33 Crescent St., Shelton.

Action: to foreclose a delinquent mortgage in the original principal amount of $131,800, dated June 2002. Filed April 9.

on the record Bernhard, Kenneth B., et al., Bridgeport. Filed by S. Bruce Fair, Hartford, for Bank of America N.A., Charlotte, N.C. Property: 120 Summit St., Bridgeport. Action: to foreclose a delinquent mortgage in the original principal amount of $145,000, dated September 2006. Filed April 15.

Caffray, Patricia C. and William Gillespie, Greenwich. Filed

by Gary F. Sheldon, Hartford, for Eric J. Smith Architect P.C., New York City. Property: 42 Conyers Farm Drive, Greenwich. Action: to foreclose on a mechanic’s lien.

Filed April 4.

Campbell, Carmel D., et al., Blair, Christopher, et al., Ridge- Bridgeport. Filed by Loren M. field. Filed by Loren M. Bisberg, Bisberg, Farmington, for U.S Farmington, for HSBC Bank USA Bank N.A., trustee, Salt Lake City, N.A., Buffalo, N.Y. Property: 174 Utah. Property: 1224 Iranistan New Road, Ridgefield. Action: to Ave., Bridgeport. Action: to foreforeclose a delinquent mortgage close a delinquent mortgage in in the original principal amount the original principal amount of of $712,000, dated July 2006. $197,200, dated April 2006. Filed Filed April 3.

April 11.

Blasco, Edward J., Danbury.

Filed by Thomas W. Beecher, Danbury, for Commercial Linens L.L.C., Brookfield. Property: 128 E. Liberty St., Danbury. Action: to foreclose on a judgment lien against the defendant. Filed April 8.

Carter, Patricia D., et al., Bridgeport. Filed by Michael D. Reiner, Farmington, for American Tax Funding L.L.C., Jupiter, Fla. Property: 168 Pixlee Place, Bridgeport.

Action: to foreclose a tax lien held by the plaintiff against real property. Filed April 16.

Blue, Dorcas T., et al., Bridgeport. Filed by Kevin Casini, Hartford, for The Bank of New York Mellon, trustee, New York City. Property: 86 Travis Drive, Bridgeport. Action: to foreclose a delinquent mortgage in the original principal amount of $205,640, dated December 2004.

Filed April 15.

Case, Vicki and Jerry R., Ridgefield. Filed by Kristen Boyle, Hartford, for Bank of America N.A., Charlotte, N.C. Property: 87 Poplar Road, Ridgefield. Action: to foreclose a delinquent mortgage in the original principal amount of $417,000, dated January 2008.

Filed April 9.

Casper, Carol W. and Jonathon Bodnar, Linda L. and Andrew, B., et al., Bethel. Filed by Paul Stamford. Filed by Kevin Casini, Lewis Otzel, Milford, for NationHartford, for Nationstar Mort- star Mortgage L.L.C., Lewisville, gage L.L.C., Lewisville, Texas. Texas. Property: 18 Reservoir Property: 12 Coopers Pond Road, Road, Bethel. Action: to foreStamford. Action: to foreclose a close a delinquent mortgage in delinquent mortgage in the origi- the original principal amount of nal principal amount of $329,000, $460,000, dated October 2006. dated October 2008. Filed April 9. Filed April 9.

Bonura, Marianne and David Deutsch, et al., Bridgeport. Filed

by John J. Ribas, Bridgeport, for Plymouth Park Tax Services L.L.C., Whippany, N.J. Property: 3300 Park Ave., Unit 14, Bridgeport. Action: to foreclose a tax lien held by the plaintiff against real property. Filed April 15.

Burgos, Robert A., et al., Bridgeport. Filed by Marisa F. Michaud, Milford, for Connecticut Housing Financial Authority, Bridgeport. Property: 356 Charles St., Bridgeport. Action: to foreclose a delinquent mortgage in the original principal amount of $226,200, dated February 2008.

Filed April 11.

Caviola, Jaime and Daniel Barber Jr., et al., Stamford. Filed by Jeffrey Knickerboxer, Hartford, for Green Tree Servicing L.L.C., Rapid City, S.D. Property: 5 Peveril Road, Unit 2, Stamford.

Action: to foreclose a delinquent mortgage in the original principal amount of $232,000, dated March 2007. Filed April 4.

Ciufo, Tina, et al., Norwalk. Filed

by Adrienne Roach, Hartford, for Bank of America N.A., Charlotte, N.C. Property: 16 Cove Ave., Unit 2A, Norwalk. Action: to foreclose a delinquent mortgage in the original principal amount of $280,000, dated June 2007. Filed April 9.

Cyr, Lizabeth Y., Newtown. Filed

by Loren M. Bisberg, Farmington, for Bank of America N.A., Charlotte, N.C. Property: 21 Appleblossom Lane, Newtown.

Action: to foreclose a delinquent mortgage in the original principal amount of $266,000, dated January 2006. Filed April 10.

CJE Holdings L.L.C., et al., Bridgeport. Filed by John J. Ribas, Bridgeport, for Plymouth Park Tax Services L.L.C., Whippany, N.J. Property: 1722 to 1724 Boston Ave., Bridgeport. Action: to foreclose a tax lien held by the plaintiff against real property.

Filed April 15.

Dadlani-Wood, Asha M. and Tyler D. Ward, et al., Bridgeport. Filed by Thomas J. Welch, Shelton, for Webster Bank N.A., Waterbury. Property: 941D William St., Bridgeport. Action: to foreclose a delinquent mortgage in the original principal amount of $47,825, dated December 2006.

Filed April 11.

Cobb, Madeline A., et al., Newtown. Filed by Kevin Casini, Hartford, for Bank of America N.A., Charlotte, N.C. Property: 3 Paugussett Road, Newtown.

Action: to foreclose a delinquent mortgage in the original principal amount of $193,200, dated May 2003. Filed April 15.

Delgado, Beatriz and Wilfredo and Carmen Arteaga, et al., Stamford. Filed by Adam L. Avallone, Farmington, for The Bank of New York Mellon, trustee, New York City. Property: 21 Park St., Unit 5, Stamford. Action: to foreclose a delinquent mortgage in the original principal amount of $331,000, dated March 2006.

Filed April 11.

Derosa, Linda S. and Peter A., Trumbull. Filed by Gerald A. Gordon, Hartford, for U.S Bank N.A., trustee, Salt Lake City, Utah. Property: 8 Old Green Road, Trumbull. Action: to foreclose a delinquent mortgage in the original principal amount of $414,999, dated July 2006. Filed April 15.

Danas, Pamela and Christopher, et al., Bridgeport. Filed by MORTGAGES Richard M. Shapiro, Hamden, for Regency Condominium Association Inc., Bridgeport. Property: 2370 North Ave., Unit 4F, Bridge- Commercial port. Action: to foreclose on an 110 Lenox L.L.C., Stamford, by association lien. Filed April 11.

Michael D’Elia. Lender: Stamford First Bank, Stamford. PropCopelan, Andrew, et al., Bridge- De Oliveira, Paulo and Harold erty: 110 Lenox Ave., Stamford. port. Filed by John J. Ribas, Eide, Danbury. Filed by Adrienne Amount: $60,000. Filed April 11.

Bridgeport, for Plymouth Park Roach, Hartford, for Deutsche Tax Services L.L.C., Whippany, Bank National Trust, trustee, Los N.J. Property: 350 Grovers Ave., Angeles, Calif. Property: 47 Mer- 119 Black Rock L.L.C., Redding, Unit 8D, Bridgeport. Action: to rimac St., Danbury. Action: to by Sandra G. Wright. Lender: foreclose a tax lien held by the foreclose a delinquent mortgage Union Savings Bank, Danplaintiff against real property. in the original principal amount bury. Property: 119 Black Rock Filed April 15. of $372,000, dated October 2004. Turnpike, Redding. Amount: $819,000. Filed April 15.

Filed April 11.

Coppola, Barbara L. and Michael J., et al., Trumbull. Filed

by Erik Loftus, East Hartford, for JPMorgan Chase Bank N.A., Columbus, Ohio. Property: 80 Twitchgrass Road, Trumbull.

Action: to foreclose a delinquent mortgage in the original principal amount of $281,155, dated April 2008. Filed April 10.

Criss, Mildred and Rosella, et al., Bridgeport. Filed by S. Bruce Fair, Hartford, for The Bank of New York Mellon, trustee, New York City. Property: 137 King St., Bridgeport. Action: to foreclose a delinquent mortgage in the original principal amount of $303,000, dated July 2005. Filed April 15.

Cross River Preservation L.P., Stamford, by Todd D. McClutchy and Jason Wilber. Lender: Connecticut Housing Finance Authority, Rocky Hill. Property: 18 Cross St., Norwalk. Amount: $3.6 million. Filed April 16.

Dutchess Associates, Shelton,

by Gary B. Lavin. Lender: Fairfield County Bank, Ridgefield.

Property: 883 Bridgeport Ave., Shelton. Amount: $400,000. Filed April 10.

Ferry Boulevard Property Group L.L.C., Stratford, by Joseph F. Targowski. Lender: Fairfield County Bank, Ridgefield.

Property: 940 Ferry Blvd, Stratford. Amount: $80,000. Filed April 16.

Mountain Laurel Plaza Inc., Brookfield, by David Dannin.

Lender: Union Savings Bank, Danbury. Property: 66 to 68 Stony Hill Road, Bethel. Amount: $1.3 million. Filed April 12.

Pootatuck Property L.L.C., Newtown, by Michael Burton.

Lender: Savings Bank of Danbury, Danbury. Property: 102 Church Hill Road, Newtown. Amount: $675,000. Filed April 8.

Young Men’s Christian Association of Westport/Weston of Connecticut Inc., Westport, by Decarlo, Mirian S. and Adrian, 5 Main Street Associates L.L.C., James S. Marpe. Lender: Fairfield et al., Danbury. Filed by Kristen Georgetown, by Richard W. Paris. County Bank, Ridgefield. PropBoyle, Hartford, for JPMorgan Lender: People’s United Bank erty: 4, 5, 8, 10, 11 and 14 Sunny Chase Bank N.A., Columbus, N.A., Bridgeport. Property: 5 Lane and 59 Post Road East, Ohio. Property: 47 Kohanza St., Main St., Redding. Amount: Westport. Amount: $22.5 million. Filed April 10.

Danbury. Action: to foreclose a $437,000. Filed April 8. delinquent mortgage in the original principal amount of $126,000, Comu Westport L.L.C., Port Young Men’s Christian Assodated May 2007. Filed April 10.

Washington, N.Y., by Ronald ciation of Westport/Weston of Murphy. Lender: M&T Bank Connecticut Inc., Westport, by Delcado, Carmen, et al., Nor- N.A., Buffalo, N.Y. Property: James S. Marpe. Lender: Fairfield walk. Filed by Douglas Sauvé, Map 7214 and 9562, Westport. County Bank, Ridgefield. PropHartford, for Wells Fargo Bank Amount: $900,000. Filed April 11. erty: 4, 5, 8, 10, 11 and 14 Sunny Lane and 59 Post Road East, N.A., Frederick, Md. Property: 2 Styles Lane, Norwalk. Action: to Cross River Preservation L.P., Westport. Amount: $1.5 million. foreclose a delinquent mortgage Stamford, by Todd D. McClutchy Filed April 10. in the original principal amount and Jason Wilber. Lender: Conof $398,000, dated September necticut Housing Finance Au2006. Filed April 10. thority, Rocky Hill. Property: 18 Cross St., Norwalk. Amount: $5.3 million. Filed April 16.

THE RECORDS SECTION IS NOW AVAILABLE BY DIGITAL SUBSCRIPTION. Go to westfaironline.com/buy/records-section/ for more information and to view a sample.

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of April 29, 2013 21

on the record construction 333 West Avenue Associates L.L.C., Darien, by Paul E. Hertz.

Lender: First County Bank, Stamford. Property: 333 West Ave., Unit 8, Darien. Amount: $520,920. Filed April 10.

Clearview Holding L.L.C. and Kleban Clearview L.L.C., Fairfield, by Lawrence J. Roberts and Kenneth M. Kleban. Lender: Bank of Fairfield, Fairfield. Property: 2226 Black Rock Turnpike, Fairfield. Amount: $3.5 million.

Filed April 10.

Carlos Landscaping and Tree Removal, 1 Cliff St., Apt. 4, Norwalk 06854, c/o Elwin Rosales.

Filed April 3.

Chips Family Restaurant, 41 to 51 Monroe Turnpike, Trumbull 06611, c/o Chips Trumbull L.L.C. Filed April 8.

Jewish Senior Services, 175 Jefferson St., Fairfield 06825, c/o The Jewish Home for the Elderly of Fairfield County Inc. Filed April 8.

L C Home Improvement Contractor, 41 Riverside Ave., Norwalk 06850, c/o Luis R. Carrasco.

Filed April 3.

Pastime Grille, Seaview Ave., The Songbird Entertainment, Norwalk, c/o Valerie A. Weed 58 Elderberry Lane, Fairfield 06824, c/o Kristin Errett and JenPurell. Filed April 10. nifer Webb. Filed April 17.

Personal Defensive Tactics, 18 Greenridge Drive, Ridgefield Tuff Going Home Improve06877, c/o Andrew C. Hopkins. ment, 590 Canaan Ave., Stratford 06614, c/o Serane Morris. Filed Filed April 11.

April 12.

Pizza Palace, 2063 Black Rock Turnpike, Fairfield 06825, c/o Turgut Parlakkilic. Filed April 1.

Inventory control over pharmaceutical sample distributions software, systems and methodologies. Patent no. 8,429,034 issued to Kimberly Cerbone, Stamford; Balaji Chellappa, Stamford; Jay Katira, Norwalk; and Jake Stahl, Milford. Assigned to Purdue Pharma L.P., Stamford.

Media clock recovery. Patent no.

8,428,045 issued to Aaron Gelter, Lacerda’s Home Improvement West Jordan, Utah; Brian Parker, and Contractors, 205 Fairchild West Valley City, Utah; and RobAve., Fairfield, c/o Rafael Lacerda. ert Boatright, Sandy, Utah. AsPolak Construction Group, 39 Filed April 10.

Woodland Ave., Stratford 06614, Universal Hair Salon, 40 Wall signed to Harman International Core Principal, 99 S. Benson c/o Christopher Kolbusz. Filed St., Norwalk 06850, c/o Julia L. Industries, Incorporated, Stamford.

Moore. Filed April 1.

Road, Fairfield 06824, c/o Timo- Launch Event, 100 Mill Plain April 12. thy Deenihan. Filed April 12.

Road, Danbury 06811, c/o Three 60 Partners Network L.L.C. Filed Randalls Painting, 261 Ely Ave., Wat Sati Ma, 9 Picketts Ridge Method and apparatus for planApril 8.

NEW BUSINESSES CRM, 56 Spireview Road, RidgeApt. 3E, Building 12, Norwalk Road, Redding 06896, c/o Red- ning and customizing a gaming field 06877, c/o Paul Camoia.

06854, c/o Randall Vargas. Filed ding Meditation Society. Filed experience. Patent no. 8,425,332 issued to Jay S. Walker, RidgeApril 15.

Filed April 8.

Leisure Fitness Equipment April 1.

A Plus Brand Network, 600 Freefield; James A. Jorasch, Stamford; L.L.C., 877 Post Road East, Store man Ave., Stratford 06614, c/o Geoffrey M. Gelman, Stamford; 5, Westport 06880, c/o Paul BasAntvanet Huribal. Filed April 16. DEH Leadership Consultant, Willows Nesting Nursing and Resilient Production, 40 GlenNorman C. Gilman, Stamford; tianelli and Ronald Mendola.

857 Post Road, Unit 321, Fair- Filed April 10. field Ave., Stratford 06614, c/o Home Care Agency, 73 Hunting- Scott T. Friesen, Stamford; and Woody A. Frasier. Filed April 15. ton Turnpike, Bridgeport 06610, Steven M. Santisi, Ridgefield. AsAkita Japanese Steakhouse, 451 field 06824, c/o RDLDFO Group c/o Valrose Green-Valrose. Filed signed to IGT, Reno, Nev. Kings Highway East, Fairfield L.L.C. Filed April 9.

April 9.

Lindsay J L.L.C., 6 Juniper Ridge 06825, c/o Rice Bucket L.L.C. Road, Trumbull 06611, c/o Lind- Retirement Academy, 38 Calf Filed April 1.

DK Landscaping and Property say Johnson. Filed April 5.

Pasture Beach Road, Norwalk, Method and apparatus for proMaintenance, 540 Nonopoge c/o Cynthia Barnett. Filed April 4. Wire Attire, 80 Topstone Drive, viding supplementary product Ridgefield 06877, c/o Robin Can- sales to a customer at a customAlvarez Home Solutions, 6349 Road, Fairfield 06825, c/o David ter. Filed April 11.

Little Piggies, 14 Parkhill Ave., er terminal. Patent no. 8,429,031 Main St., Trumbull 06611, c/o Kocsis. Filed April 9.

Norwalk 06851, c/o Stephanie Robertson Construction and issued to Jay S. Walker, Ridgefield; Cesar Alvarez. Filed April 5.

Clean Up Service Co., 160B Ezzo. Filed April 5.

Andrew S. Vanluchene, Norwalk; DMZ Construction Services, 21 Mount Pleasant Road, Newtown Women of Wellness of Con- and Daniel E. Tedesco, Stamford.

06470, c/o Rayon Robertson. necticut, 156 East Ave., Norwalk Assigned to Ebay Inc., San Jose, Baker Funeral Services, 84 S. Highland Ave., Unit 3, Danbury 06851, c/o Risa Sloves and Lynn Calif.

Main St., Norwalk 06854, c/o 06810, c/o Douglas M. Zimmer- Malvaso Electric, 44 County St., Filed April 8.

Blank. Filed April 3.

Norwalk 06851, c/o Glenn MalBaker-Isaac Funeral Service Inc. man. Filed April 8. vaso. Filed April 5.

Filed April 3.

Rocky’s Moving Service, 35 Substituted 2-aminoacetDump Runs for Days, 28 Martin Meadow St., Norwalk 06854, c/o Wow of CT, 156 East Ave., Nor- amides and the use thereof. Patwalk 06851, c/o Risa Sloves and ent no. 8,426,431 issued to Nancy BHR Landscape Architecture, Luther King Drive, Unit 49, Nor- Match Drive, 800 Connecticut Michael Tartaglio. Filed April 2.

Lynn Blank. Filed April 3.

61 Wilton Road, Fairfield 06824, walk 06854, c/o Terry L. McBride. Ave., Norwalk 06854, c/o MarketC. Lan, South Pasadena, Calif.; ing Drive L.L.C. Filed April 3. c/o Bruce Reinheimer. Filed Filed April 4.

Yan Wang, San Diego, Calif.; and Rosemarie Turner LCSW BCD, April 2.

30 Old Kings Highway St., Darien Yoon’s Lawn Service, 51 Valley Sui Xiong Cai, San Diego, Calif.

Guy Billout Illustrations, 274 Milk Plus Inc., 170 Post Road, 06820, c/o Rosemarie Turner. Lane, Fairfield 06825, c/o Jeong Assigned to Purdue Neuroscience Co., Stamford.

Sik Yoon. Filed April 18.

Captain Morgan Co., 801 Main Shoreham Village Drive, Fair- Fairfield 06824, c/o Barakh L.L.C. Filed April 9. fi eld 06824, c/o Guy Billout.

Filed Filed April 5.

Ave., Norwalk 06851, c/o Diageo Americas Supply Inc. Filed April 5.

Senior Americans Resources, April 3.

Paco Kitchen and Bath Designs; 39 Hidden Brook Trail, Bethel System and method for managPATENTS Harrington Care Management, and Rivera-Salazar Group 06801, c/o William H. Caron. ing customized reward offers.

Patent no. 8,423,400 issued to Captain Morgan Rum Co., 801 29 Eden Hill Road, Newtown L.L.C., 15 Huntington Court, Filed April 10.

Device and method for moni- Jay S. Walker, Ridgefield; SanMain Ave., Norwalk 06851, c/o 06470, c/o Mary Harrington To- Bethel 06801, c/o Pablo Rivera.

Filed April 8. toring consumer test compli- jay K. Jindal, Los Angeles, Calif.; Diageo Americas Supply Inc. masiewicz. Filed April 15.

Sigmaworks Group L.L.C., 54 ance. Patent no. 8,424,721 issued Toby Weir-Jones, Scotts Valley, Filed April 3.

Danbury Road, Ridgefield 06877, to Srinivasan Krishnan, Stam- Calif.; Stephen C. Tulley, MonIcebox Publishing, 48 Platts Hill Paisley Events, 48 Crescent c/o Bernard Neji. Filed April 8. ford; Amir Ashkenazi, Hamden; roe; and Michael D. Downs, WilCarlos Landscaping, 1 Cliff St., Road, Newtown 06470, c/o L. Drive, Ridgefield 06877, c/o KathJomer Lalo Delacruz, Naugatuck; ton. Assigned to Walker Digital erine Jacobs. Filed April 9.

Apt. 4, Norwalk 06854, c/o Carla Todd Wood. Filed April 15.

TES Essential Stuff, 11 Segna Marc Gregory Ticzon, Stratford; L.L.C., Stamford.

Rosales. Filed April 3.

Road, Norwalk 06854, c/o Tracy Jonathan Garrett Winn, Fairfield; Jean-Marc Dessirier, Stratford; Ivanhjoe Solutions, 15 Cudlipp Paris Design, 5 Main St., Red- Simko. Filed April 9. and Tobias Christian Trumpp, St., Norwalk 06853, c/o Andrea ding 06896, c/o Richard W. Paris.

Milford. Assigned to Conopco, Pliner. Filed April 3.

Filed April 8.

The Creating NE Institute, Inc., Englewood Cliffs, N.J. 5 Shorehaven Road, Norwalk 06855, c/o Benchmark CommuDual peeler. Patent no. D679,964 nications Inc. Filed April 1. issued to Nicholas Vincent Deconzo, Oradell, N.J. Assigned to The Mailbox Doctor, 25 Deep- Conair Corp., Stamford. wood Court, Norwalk 06851, c/o Brena Lusardo. Filed April 10.

Ciroc Distilling Co., 801 Main Ave., Norwalk 06851, c/o Diageo Americas Supply Inc. Filed April 4.

22 Week of April 29, 2013 • FairField County Business Journal

Tuscany Ristorante, 1879 Black Rock Turnpike, Fairfield 06825, c/o Posto Café. Filed April 4.

BUSINESS CONNECTIONS ECONOMY

EMPLOYMENT

What Drives Government Spending?

C

onnecticut state government spending jumped 153% in the last 20 years, from $7.9 billion to $20 billion today. What’s driving that incredible growth, which far outpaced increases in population, inflation, and household income?

State employee retiree health benefits led the big-ticket items, growing an incredible 981% over the last two decades. Or, in dollar terms, rising $580 million to $640 million.

TIME TO CHANGE DIRECTION

State employee pension costs experienced the secondlargest percentage jump, from $130 million to today’s $900 million, a 583% increase.

+153%

The costs of servicing state borrowing (interest and principal payments on bonds) rose 204%, from $780 million to $2.3 billion.

1992: $7.9 billion 2012: $20 billion

Medicaid spending increased 180%, from $1.65 billion to $4.63 billion. The cost of operating the state’s prison system went from $250 million 20 years ago to $700 million today, a 178% increase.

By comparison, the state’ s population only increased by 300,000 people, or 9%. Median household income rose just 59% (from $40,841 to $64,831), failing to keep pace with the 66% growth of inflation.

And while these big ticket items grew at a faster rate than the overall state budget (which jumped 153%), spending on critical priority areas such as education and infrastructure had much lower growth rates over the same period of time.

State Government Spending

After the Storm: Jobs?

C

onnecticut recovered just under the half the 5,700 jobs it lost in February, adding 2,600 positions in March. The unemployment rate remained unchanged at 8%.

In releasing the monthly employment figures, Department of Labor officials linked the huge loss of jobs in February to the blizzard that shut down parts of the state for almost a week.

“March employment numbers confirm that the steep February job decline was due to stormrelated issues,” said Any Condon, the agency’s research director.

“Our three-month moving average of payroll job estimates indicates that Connecticut has continued on a path of modest job growth throughout the first quarter of this year.”

CBIA economist Pete Gioia also noted the three-month payroll trend, adding that the state’s employment figures continue to fluctuate from month to month.

“That’s a positive trend, but it’s still at a very weak rate,” Gioia said today.

When state spending continues to rise, it also drains dollars from our economy and discourages job creation and private sector investment.

Comprehensive policy changes are needed to control spending, develop fiscal discipline, and make government more efficient. That’s the most viable economic development strategy we have as a state. ➤ Read more at gov.cbia.com

“Connecticut has seen only 1,000 jobs net over the course of the year, year-over-year, which shows that the monthly figures are so volatile, it’s hard to track what’s going on.”

As an indication of the sluggish recovery, Connecticut has regained just 42% of the 121,000 jobs lost during the recession. ➤ Read more at gov.cbia.com

EVENTS

What the Affordable Care Act Means for Business

A

lthough Jan. 1, 2014, is largely viewed as the “go date” for the federal Affordable Care Act (ACA), employers, insurers, and government officials have begun the daunting task of understanding new mandates and developing compliance strategies.

Now’s the time to take action and find out what the ACA means for your business. We’ll help you sort through the clutter. Hear from experts in  Law  Taxes  Benefits management  Insurance  Public administration Sessions are designed for employers of all sizes, and focus on the compliance strategy most relevant to your company. We’ll give you an overview of where we’ve come from, where we are, and potential forks in the road. You’ll also get the most up-to-date information on timelines, decision points, and deadlines.

Topics  How insurance and medical delivery systems are evolving  Your ability to contain costs and maintain a competitive, compliant employee benefits program  Perspectives on the best short- and longterm courses  Effective communications  Early achiever experiences Friday, May 10, 2013 8:30 am–3:30 pm Aqua Turf Club, 556 SCAN TO Mulberry St., Southington REGISTER Cost CBIA/SHRM members, CBIA agents, $95; nonmembers, $125 Register cbia.com/events Date Time Place

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of April 29, 2013 23

LEARN ABOUT BEING BOSS: PLAY BOSS Come experience the Owners Game and learn what you can do now to exit profitably on your own terms later.

In a unique game-like format, business owners will be grouped into teams and faced with challenges and situations that simulate real-life experiences.

LET THE GAME BEGIN! THERE’S NO OTHER EVENT LIKE IT!

CONDUCTED BY:

ANDI GRAY

Strategy Leaders and author of Ask Andi HOSTED BY:

Westfair Communications Inc. DATE / TIME

‘‘

The Owner’s Game” is an excellent way to add value and a true learning situation for small business owners looking to think through the issues confronting their business growth and future sale. It is a far more dynamic and superior learning tool than just another slideshow presentation from a good speaker…”

Michael Stoltz, President Manchester Capital Management

MAY 30

5:30 p.m. – Meet, greet, savory buffet on us 6 p.m. – Program begins 7:30 p.m. – Wrap up LOCATION

1133 Westchester Ave. White Plains Register now. Space is limited. Email Alissa Frey at afrey@westfairinc.com or go to westfaironline.com.

Interested in sponsoring this event?

Call our sales office at (914) 694-3600